Avant

Applied for a personal loan after reviewing options on Lending Tree. Avant was very quick on reviewing my application and walking me through the process to provide them with all the required extra documentation. After being approved the loan was direct deposited into my bank the next day and I am very impressed with how quickly it was done. All in all, this process was so much easier than I thought it would be and I would recommend this to anyone that I know that needs a personal loan.

Was given many options. Avant stood out the most. Provided step by step with every aspect. The application overall cared about my time and safety on information. Got a response either through call or email.

My credit score is low and I had no choice but to apply for a very high interest loan. The entire process was seamless. After reading so many bad reviews I think many people had a hard time proving their identity and also some applicants' application probably didn’t match the info on the documents they used as proof. If you upload all of the documents they request it happens fast. I applied on Friday, was approved an hour later and the cash was in my bank account at 7 am on Monday! That is fast!

Had great experience. Always very helpful and professional, me a chance when others were not willing. I always use online pay. Very easy and post to account fast. Would recommend to anyone I personally know. Thanks so very much.

I am older and have dealt with many lending companies throughout the years. I can honestly say that AVANT is the WORST I have ever dealt with, and I would not recommend them to anyone, no matter how desperate, unless you are willing to be taken advantage of, and ripped off by extremely high loan interest rates. My credit score was over 700, and they want 35% interest. DO NOT DEAL WITH THIS COMPANY. THEY WILL LIE TO and CHEAT you!

I applied online for a personal loan and received an email from Avant. I called as the email stated to do. I had to give ALL of my information to the person I spoke to (even though the email said I was already approved for a $6,000 loan). I was then transferred to his supervisor (the person whose name was on the email I received). He asked the exact same questions as the person I had just spoken to.

I was at McDonald's and buying breakfast for my three daughters the total came to be 8$. The credit card has $19 in credit so I assumed that since you have the credit you can use it, well guess not. They declined the transaction cause I missed my due date even though I scheduled the online payment. Keep in mind I never missed a payment. I talked to Dentanio and he literally did not give a crap about what I had to say. All that he kept saying I will get your complaint to our escalation team. The emotional stress that I had to go through is priceless. Where in the world you can not use your credit if you have it on your credit card????

Unprofessional. 6 Calls within 2 days with different reps asking the same question. If you are looking at my account and contacting me, then you have my information in front of you. Frustrated, cancelled my application.

This morning I went through pre approval process and was approved for a 750 limit. It then asked me to verify info to get the card which then puts a hard inquiry on my credit. So I did and was having issues with the system. After many tries it says, “You’re not approved.” I then called to be transferred many times on. Rep even said, “Dont worry your card is secured.” So I am more relaxed. The next lady says, “You can't be approved at this time.” What a joke. Don't preapprove and take it away. Also my credit is over 700.

Attempted to get a loan with Avant Credit. Was turned down assuming for credit. When I applied they requested a copy of 2018 tax returns, then 2017 tax returns, then a copy of schedules from the very returns they had. Then 2016 tax returns, then a copy of a schedule from 2017 on my wife's business, which she has never owned but insisted my returns said she did. Each time I tried to explain all I got was "yes, and thank you for that". They also was charging a $380.00 origination fee. All this took over a week to accomplish.

I called Avant to make a payment to my fiance's credit card. I was told that because his name isn't on my checking account or Visa debit card, I can't make a payment over the phone, online or through the mail! Whoever heard of a company denying a payment?! He doesn't have a checking account so he pays his payments through my mine. I guess the only way he can pay it is to get a bank check or money order. I have looked online and read the bill that was sent and nowhere on there does it say they can't take money from someone else. I told the guy (who definitely did not speak English very well) to take the card and shove it up his **. If I could give a negative rating, I would. Would be nice to talk to someone who knows what they are doing and I could understand.

I have attempted to resolve a Credit Card issue with your company for the past 4 months. I opened an AvantCard in 05/2018, and around 07/2018, Avant 'locked' my card account, stating the account was being handled by your "resolutions team". I was told by your phone support to call back in 30 days for resolution of the issue (you wouldn't tell me what the 'issue' was).

Went through Nerd Wallet and got matched to Avant. Made 3 offers. Applied and the calls started coming. Kept asking for more and more each time not telling you at first what they needed. Then even after I sent everything they wanted they would call every day asking me to "call their 800 number to complete the application process". You call and all you get is recordings tell you to go log into your account. Then you do that and it says everything is complete.

My experience with Avant was similar to others'. They ran a soft credit check, and offered me a very appealing rate, which turned out to be too good to be true, and lead me to believe that I was approved. Then came the requests for more information, a hard credit check on my report, a bait and switch on my rate, which made their loan unappealing. I ended up getting a loan with another company where the process was simple without the phone calls and requests for additional information.

Dealing with Avant was the most irritating experience I ever had to endure. Asking for a loan was like pulling teeth from a tempered tiger. The questions and information they were asking was like taking out a mortgage. Dealing with overseas people with horrible accents and can't understand what they are saying and understanding. And the percentage rate is out of this world.

I will begin by saying that my credit score is fair 605, 646. I was referred to Avant by Credit Karma, and decided to convert my debt into one monthly payment. Hoping that in doing so I could help improve my credit score. It said that applying would not affect my credit score. I applied, sending in all the pertinent information, signed and completed the process. Then began the barrage of phone calls and emails asking over and over again for information I had already provided. I resent everything, and still the phone calls and emails continued.

We got approved for an 8000 loan. We even got the Loan Agreement and promissory note. We uploaded all the documents they needed and they said they needed to call and verify employment. It took them two days, with us getting constant emails about our approval. Then all of a sudden it was denied. Credit score was 650. We emailed and asked why, but no response. Finally decided it wasn't worth it.

I am new to this company and already I wish I had not done this loan. I have a simple request and they do not understand it. As of now my payment is due on the 19th. I want to change the due date to about the 3rd of each month. Not to push my due date further away but to bring it back from 19 to the 3rd. I am trying to pay all my debts on or about the 1st when I get paid.

I received a personal loan from Avant in the amount of 9900.00. After 2 months into the loan, I unexpectedly loss my job after 10 yrs of employment! Avant did nothing to help me and sounded like they are all reading a script like robots! I want to pay my bills, but need help until I find a new FT job. I would NEVER use this company again.

I just want to go on record and say this is the worst loan company I have ever seen and they are constantly advertising for people to apply for a loan. I have twice and have learned my lesson the hard way and hope this review will help someone else. My credit rating has went from Fair to Poor applying with these people and how about I have a loan with Web Bank in great standing. My salary and credit history was more than adequate and still they said no. Please don't waste your time with AVANT. They are terrible and not worth your CREDIT SCORE going down.

I attempted to pay off the $75 balance on my credit card using the Avant website. The website would not allow a payment over $40, which makes no sense. I called and spoke with 2 agents who could not process a $75 payment. Credit cards charge interest by the day so Avant not accepting my payment means they will make more money off of me. This sounds very illegal.

The people answering the phone on the other end are just plain uneducated. They read off the computer screen with absolutely no idea what they are reading. It's a foreign call center, same old story. I tried to get a supervisor for 45 minutes, disconnected twice and then finally got one and she was as incompetent as the people she was supervising. Then beware. They hit my credit report with a hard inquiry even after they said they wouldn't and I had not even finished the application. Credit Karma should be ashamed of themselves for recommending this company! Run away from this company.

Applied for a loan due to a prompt from Credit Karma stating it was a match with my credit criteria. I filled out the applications and was asked to upload Tax fillings and photo identification. It took me 2 days to collect the needed info and when I tried upload it showed my application was closed. I called the customer service number and was told that I denied based on the info I uploaded. When I asked what info they received the agent said “I’m so sorry“ that’s was his answer and his answer to every question I asked from that point forward leading to believe that this was a English as a second language agent or better off known as a overseas agent. I’m sick and tired of overseas companies collecting my information that I know they will use in the future to sell or solicit other products to me. DON'T WASTE YOUR TIME ON THIS COMPANY.

I have a good payment history with Avant. I recently applied for a loan at Avant to be denied right away after uploading my requested documents. I recently paid off a loan for $13,000. The loan was paid off a year early. I never was late. When I called to ask about the reason behind it, they couldn't tell me why! The customer representative said that they email me the denial but I never received the emailed. The reason why this is so upsetting is because they send you these false emails telling you that you're pre approved due to a good history with them. You upload all your information to be denied with no reason why!

Well on Dec 6 I was trying to pay my loan off for 945. After I talked to about 4 different reps that couldn't even find my account so finally talked to a supervisor that sounded like she was eating KFC extra crispy chicken while speaking with me then finally retrieve my account for me to pay it off and get Avant the hell out of my life after 3 yrs. So she tell me my loan of 945 was paid then find out 3 days later they took 845 and left with 101 balance that should've be already withdrawn but didn't. So if anyone ever have apply for a loan do not apply with these jerks.

I recently applied for a debt consolidation loan through Avant. I deal with finance companies on a daily basis with my job and this is by far the most difficult company I have ever dealt with. No one at this company talks to anyone else and you have to tell them over and over again everything they ask and then they keep asking for more and more documentation. Most companies have a calculator and can figure out your pay from your most recent paystub and looking at your year to date pay. Apparently Avant has not invested in calculators at their offices yet.

I was given great approval odds from Credit Sesame to apply with no impact on credit score. LIES. After my denial which I'm glad after reading reviews I get an email saying that my credit score decreased due to the credit inquiry and that I needed to contact Avant if I disagree. It was supposed to be no hard inquiry and it dropped my score by 5 points. Nope I'm not happy.

First they wanted my login and password for my checking account. I told them NO. So they would accept a bank statement instead. This was for verification of my income. Again I told them NO. So next, my SS statement on what my monthly check amount is. That is where it stands now. Then I read the reviews for them and I will NOT continue with the application. And hopefully they will stop calling me every day.

These people quickly instantly PRE-approved me with 1000 CL. Credit Sesame told me my odds were very good. I had 658 Fico, 659 TU score and 701 Exp score. They took 24 hours delay then canceled me. The only debt I have is my mortgage and vehicle loan, 9 credit cards with 100 percent paid off status and never late. I will NEVER apply again through Credit Sesame again, my credit has gone down 5 points with a inquiry that will stay for 2 years now because of misleading info. We all know Avant partners with Credit Sesame and they probably get a kickback for recommendations. I thought Credit Sesame was here to help but was wrong the whole time.

Almost every purchase I go to make is declined and then I receive a notice of potential fraud. This is extremely annoying. I will be paying off this card and closing it out from there. Something else that is very frustrating is that they hold your payments for 5 days - no matter the amount. That's absurd!