Avant

I acquired a personal loan from Avant on November 3, 2014. The loan was for $3500 for 30 months and my interest rate was within their advertised rates between 9.95% and 35.99%. My payment amount was $245.96. I made this payment for several months until I was no longer able to work due to a disability so I requested my payment be lowered. My loan was redone and I was told it would be extended for 6 months with a payment of $175.00. On December 21, 2017, I was curious as to why I was still getting my payments deducted from my checking account so I contacted Avant and they emailed me a statement of my account. After 37 months I had only paid $40.81 toward my principal and $4591.32 was put toward interest.

My husband and I filled out for a loan to be pre-approved. There was info we still needed to be verified. My husband stop at the point where he needed paystubs. We felt the interest rate was high we did not finish the application. 2 days later I have 11,050.00 in my bank account. Shocked I called Avant. I was on the phone for an hour explaining I did not want this loan. I was told I needed to pay 450.00 processing fee to send the loan back. I can't believe I have to pay 450.00 for their mistake. This loan operation is a joke. I could barely understand the 4 people I had to talk to. I was told I needed to email the resolutions department to get answers. I was also told I would have to pay interest daily on this loan. I am forced to pay money to this company to take the money out of my account. No matter how desperate you are find another lender or you too will regret your decision.

I’m set up on a monthly payment plan with Avant - to make payment automatically. But you have the options to make your payment early so I do. I have been doing this day 1 of my loan with AVANT and so now they do double payment for the month of January!!! On no biggi. Just call and get this cleared up. RIGHT!!! WRONG!!!! They're like, "Sorry we can’t give the my payment back!!!" So long story short stay away if you can’t be straight with your customers!! The one who make your business!!! You should not be in business!!

I went Online to get help and a Loan to Help me after the Hurricanes. After receiving PRE-APPROVED Letter I went to my accountant and Paid to have last two years pulled and 3 months of bank statements. Then went to my mailbox to send documents and was denied before sending to them. Waste of my time.

Consolidation loans - The interest rate is Actually higher than the debt itself Plus hundreds of dollars in administrative fees. Wow! People actually get loans from you. This is abhorrent usery. I'm totally yelping this. I have a good credit score. I can't even begin to imagine how you ripoff people with serious debt.

I love this company. I applied for a loan I think in 2014 because I needed an operation. The representative who worked with me was very knowledgeable. He made me feel like family. Needless to say I received the funds in a prompt no hassle way. Thank you Avant for trusting me.

STAY AWAY FROM THIS COMPANY! I applied for a loan through Credit Karma after being told I was QUALIFIED for a $2000 loan. I filled in all the required information and hit send. Then the problems began. I was next asked to provide a standard list of documents, which I provided immediately. Then the phone calls started. Two to three a day asking to verify additional information on my account.

Whatever you do, please don't waste your precious time dealing with Avant Loan Company, a division of Web Bank. My nightmare began with Avant offering me a personal, unsecured loan of $10,800. It started easy enough, applying online, giving them information, etc. As the days went on, Avant wanted more and more information. I spent over $50.00 in faxes at Staples and the UPS Store. I had to send a 20 page bank statement twice because the first wasn't clear enough, according to an Avant Clerk. Each day for over a week, they requested more and more documentation. Documentation that was previously sent, they wanted it again. Phone calls daily explaining things that I already explained to another person.

They did a credit check on me without my consent. I started a application did not finish it with all information and they sent a email requesting more info to continue and I responded back not to. Basically stating not to do it and to destroy all info on me. Below is the email and my response. VERY UNPROFESSIONAL AND ILLEGAL. I feel they violated my right and plan on contacting state attorneys in Florida where I reside and well as Illinois where they operate. There is a hard inquiry on my credit score now.

I took out a 2-year 24 month loan from Avant at absurd interest rate. I was granted two or three courtesy extensions. Only to find out the courtesy actually cost you money. I've tried to pay this off more than once and they won't process it so they can charge you more interest. Curtain and turning this over to my attorney for review. I have several documentation from them stating what my payoff date is and when I needed to pay it by. What they keep coming up with a different number each time I try to pay it off and not allow me to pay it off. That's incurring more of their interest on the loan. This is plain simple extortion in its highest form. I do not and will not recommend this company to anybody.

My first payment was in Dec, 2015 and as of to date that being August 2017. I have never been late on a payment and never missed one payment. Yes they were nice and I got loan when I needed it and my credit score has come up since getting this loan. I ask if I could refinance and get a lower interest rate and I was told no because of my credit score. Wow my credit score a lot and I mean a lot lower when I got the loan. Plain and simply they like getting the money and this company is never going to lower the rate. I just am trying to pay it off. DO NOT GET LOAN WITH AVANT UNLESS YOU HAVE A VERY LOW RATE. I only give them one star because I have no choice on this form.

Avant came through for me twice when I needed them. The interest rates are a little higher than most, but they offer a reliable and efficient program. I was able to obtain my first loan, refinance it, and get more money, all with a few clicks of a button. Overall, an amazing company that I would recommend to others and will continue to do business! Thanks, Avant!

I have had a loan with Avant previously and they refinanced the loan at a lower interest rate - which is AWESOME in my book. The first time I applied I had less than good credit, but they gave me a chance. When my husband and I bought a house and paid cash - our savings, they were quick and very courteous to refi our loan and we borrowed enough to get us through the costly expense of renovating. I have recommended them to several friends.

I have had a loan with Avant for about a year. I have requested to refinance as my interest rate is astronomical. Although I have made every single payment on time they keep declining me. My credit score is much better than it was when I got the loan.

I requested a loan until my funds were released by my bank. I received the funds the next day and my bank didn't hold them up. I spoke to a representative prior to having the loan approved and she was extremely helpful and polite. This is the second time I have used Avant in an emergency and have been quite satisfied both times.

They were fast and efficient. Was a very big help. Just need to know my account number so I can add it to my banking information. Would like to be more on the ball, with my finances in the future so I am much appreciated to this establishment. Thanks.

I recently tried to refinance a loan that I got from Avant a year ago. My payments have been in full and on time every month since I got the loan. Although I understand that due to credit and other issues not everyone disqualified for a refinance I know that according to the Equal Opportunity Act I have the right to know why I was declined. Upon inquiring I received an email stating the reason was I could not have more than one loan per household. If anyone knows what the word refinance means it would be paying off that loan and borrowing more money so I would still only have one loan.

This being my first time experience applying for a loan in this fashion I was quite amazed at how simple it actually was to do. Instructions were clear and easy to follow... and of course customer service was basically on hold if a problem came up. It was a rather fast application, simple and within hrs of me applying I was approved for my loan. I wish to thank the Avant team for any assistance they provided. Thank You.

I took out a loan with them to pay off credit card debt. The people I worked with were kind and friendly and very efficient. They made the process very simple. I would highly recommend them to anyone that needed a bit of help to get ahead. I would also use them again.

Applied for a loan with Avant. Easy online application, quick response. Customer service agents were polite and helpful. From when I decided to apply until the money was in my account was pretty amazing... just a few short days. I'm going to pay off another loan I have which will lower my monthly payment and interest rate! Very satisfied.

I applied for a loan with no hope of being approved. In less than an hour including the application process, I was approved. Their customer service was exceptional! The money was deposited within 24 hours. I will definitely recommend this company. Awesome people.

I needed a quick loan and after looking at the reviews I chose Avant, the application was easy and quick. The money was deposited into my account within 24 hours, payments were set up for auto draft, which is so convenient. So far I am very pleased, and highly recommend Avant.

Seemed like a great opportunity for help, as I work in Education and have had an emergency come up that I can't pay for because I am off mostly for summer break. Unfortunately, I had filed my own taxes through TaxAct online one of the years required for submission and apparently this is not a valid tax service according to Avant? I was told different information from each person who spoke with me on the phone about what I was missing. The first time I was told I could send a cover letter from the tax service to prove that my forms were valid, which I did, as well as a screenshot of my account with them and the e-file number.

I received a letter from Avant explaining how convenient and easy it would be to apply for loan to consolidate my credit debt into one simple payment. I was reluctant and somewhat skeptical about applying for and being approved. After a few days of contemplating, I decided to go online to Avant's home page and apply. There were some requirements that had to be met before they would consider approving me for a loan. I completed all the steps and submitted my application for approval. I was approved within a couple of hours after submitting my application. They made the process from start to finish easier than I could have imagined. I would recommend Avant to anyone in need of a loan to help with financial burdens.

I was very pleased at the accuracy and speed it took to confirm my loan. Customer service very helpful in my process. I know that they help people with less than perfect credit but I would like to see them lower their interest rate more like a credit. Not so high.

I prefer to never borrow from relatives or friends. Avant made it easy to use the company and process my information. The representatives were polite and fast. This is my second loan and yes... I would use them again and suggest them to friends.

I was very pleased with financial services. Those they did not approve me for the amount that I had requested, they were still able to give me a loan for a less amount. Had it deposited into my account in 2 days! Great company and great customer service.

I couldn't believe it when I was approved by Avant, after so many creditors turned me down, they gave me a chance when no one else would to consolidate my credit and I am so very grateful. The interest rate was higher than I would like it but it's just more motivation to pay the debt off faster. The application process was quick and easy not even 30 minutes later and I was approved. Thank you Avant for allowing me this chance. I am forever grateful and will recommend this company to anyone in need of credit assistance.

This was a very professional & exceptional experience. I've never experienced such an expedited process as such when it came to needed a product. I would definitely recommend Avant highly to any & every.

Avant was quick in contacting me on things concerning the paperwork. Got my money as to the correct time and date. Overall, Avant was awesome. I for sure will be recommending them to my friends and family. And will use in the future.