Avant

A credit card company that you can’t call? I have wasted so much time this last month trying to reach a human being. The only way you can talk to someone is if you’re reporting the card lost or stolen and then they pass the info on. The company without warning put charges back on my account from 7 months ago from fraudulent charges and now want a police report. The timeframe is ridiculous but if they would’ve at least called me or giving me a heads up but now my accounts negative now. I don’t know what’s gonna happen with payments now. It might’ve messed up my credit score. I don’t even know. And the fact that they’re the ones that noticed the charges in the first place and let me know and now suddenly they’re suspicious? Huge Mistake going with Avant.

I paid my Avant credit card balance in FULL on August 3, 2022. Avant accepted my payment on August 4,2022. Avant still has not promptly added the funds to my available credit still to this day. I have contacted Avant customer service and tells me that it can take days for a payment to post. Why are they holding payments they already accepted for? I called, I emailed and they keep stating it will be 7 to 10 to post. But you posted my payment on the account so why not just add the darn payment when it was accepted?.

Updated on 7/4/2022: It's the 4th of July and Avant has blocked my card yet again. My currently balance is 10% of the entire limit. I called and they are closed for the holiday. Ironic. If, I closed the account it reflects badly on my credit. There has to be a way for Avant to be held accountable for doing this. It makes absolutely no sense to continue to block a card that has only 10% of its limit used. There has to be a way to get help out of this card and hold Avant accountable. I would like to give them a 0 rating.

Avant blocked my account for fraud. I did not report it as lost or stolen. Avant put a block on my card. I have a medical emergency and need to use my card asap. I called Avant and they said because I didn't call them when my card was declined in the past that Avant took my rights away to use my own credit. My son is in need of medications. He is moaning and hurts. Avant will not unlock my card even through there has been no fraud. My son is now suffering and I will be taking him to emergency at the hospital and if anything happens to him I am suing Avant for not allowing me to use the available credit that I have through Avant. Your representatives are rude and hang up on me, laughed at me, berated me for asking to have them take off their block.

My identity was stolen, and I keep finding other attempts to steal my credit. Avant Credit Card was the latest. Once I called them, they said they would shut down the line of credit and refund the annual fee. But, they did not, and refuse to do so until I prove that it was fraud (though I have already proven my identity). With no charges and no losses, shut it down before the thieves have a chance to do damage. Do not support a card that supports ID Theft over Victims.

Do Not Borrow From these people! They intentionally seek to harm your credit so you are forced to borrow from only them. First by reporting late payments as 30 days weeks early. Attempt to hit your bank multiple times in one day even when you already paid. Take weeks to credit your payments. Call you unrelentingly 7 times a day even after you made payment arrangements. Offer payment assistance that basically puts your account into collections. Limited on type of payments they will take making it harder to pay them. Please stay clear. Thank you

Had perfect pay history with them for 1 year. They made 15.79 off me in one year on interest charges. Then I got a notice that I applied for another credit card from them 12/18/2021. Never did and they refused to explain how it happened. Cancelled and shredded my card and they are refunding me my prorated annual fee. Don't trust this company.

I got a loan from Avant financial. Mailed a payment to them at end of Sept. They stole my payment. Did not apply it to my account. I made another payment by phone. They did not apply it to my account. I'm going to take legal action.

Credit Karma recommended the Avant Card and I applied and was accepted last month. I have less than stellar credit and am trying to rebuild my credit so I jumped through all the hoops. I made two charges and within days paid off the amount in full. I "connected" my card to my bank account since I was instructed that the payment would be received and posted faster. On the 1st transaction it was (3 days total).

I opened a credit card with them about a year ago. All was fine and well. It was a 300 credit card. Used it, paid in full and then I call 4 days after my payment posted to my cc account and my bank account and was told that my available balance would be withheld for 9 days. I asked why and was told the system determined it. I said, "Ok can you release my available balance," was told no. Then I stated, "Ok so you can't tell my why the "system" placed my available funds on hold for 9 days, how to avoid it in the future and you cant override the system to release my funds." Rep argued with me and said they gave me a resolution. No that's not a resolution. Closed my card. Waste of time.