RushCard Reviews
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About RushCard
RushCard gives users more financial control by only letting them spend what they load onto their prepaid Visa RushCard. You can use RushCard for long-term savings or day-to-day purchases and deposits. The direct deposit program lets cardholders with qualifying deposits receive funds up to two days early. Select from two different plan options.
- RushGoals saving feature
- User-friendly mobile app
- Early paychecks with direct deposit
- Higher fees than some competitors
Helpful Reviews
What is RushCard?
RushCard is a prepaid debit card that can be used in place of a checking account or given to others as a gift card. The cards can be used to make purchases and withdraw funds from ATMs, and you can set up direct deposit on the app and get your paycheck and deposit two days earlier than usual. RushCard also offers a savings plan, RushGoals.
How to get a RushCard
To get a RushCard, call over the phone or sign up online. Federal law requires you to provide documents to confirm your identity and Social Security number.
RushCard doesn’t check credit scores, so most people who sign up are likely to get approved. Once approved, you receive a new card in the mail and set up a personal identification number. You can use your card online or in stores after you set up the PIN.
RushCard fees
RushCard offers two payment plan options. The Unlimited plan has a higher monthly fee at $7.95 (or $5.95 with direct deposit) at the time of publishing, but the plan doesn’t charge any purchasing fees or inactivity fees. This is a smart option if you plan to use your RushCard pretty often.
The second option is a pay-as-you-go plan with no monthly fee. However, this plan charges a $1 transaction fee per purchase. If you primarily use your RushCard to pay a few bills, this might be a better plan for you.
RushCard FAQ
What bank is RushCard with?
RushCard partners with MetaBank and Visa to offer its cards. RushCard is insured by the FDIC.
How do I get my RushCard account number?
Your account number is shown on your RushCard, which you will receive in the mail if your application is approved.
Does RushCard have a monthly fee?
RushCard’s Unlimited plan has a monthly fee, but the pay-as-you-go plan does not.
Does Walmart sell RushCards?
Yes, RushCards are available at some participating Walmarts.
How long does it take RushCard to receive a tax refund?
Your tax refund should appear around two weeks after the IRS received your return if you chose to deposit it in your RushCard account.
Is a RushCard prepaid?
Yes, RushCard is a prepaid Visa that must have funds loaded onto the card or account.
Is RushCard legit?
RushCard is a good choice if you are looking for a prepaid card for safety or gifting purposes. The card has two plans to choose from, which lets you pick a plan that works well with how you intend to use your card. The monthly or transaction fees could be worth it for the perks like early paychecks and savings features.
RushCard Reviews
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- 4,876,111 reviews on ConsumerAffairs are verified.
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- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
RushCard Company Information
- Company Name:
- RushCard
- Year Founded:
- 2003
- Address:
- P.O. Box 42482
- City:
- Cincinnati
- State/Province:
- OH
- Postal Code:
- 45242
- Country:
- United States
- Website:
- www.rushcard.com




