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Vanilla Prepaid Cards Reviews

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About Vanilla Prepaid Cards

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Vanilla Prepaid Cards provides prepaid card options. Usable wherever major credit cards are accepted, these cards come in various denominations and can be purchased at numerous retail locations.

Visit www.vanillaprepaid.com
Pros
  • Wide acceptance at various retailers
  • Easy to use for online purchases
  • Good option for gifting
  • Low fees for transactions
Cons
  • Customer service can be unhelpful
  • Activation issues reported frequently
  • Hidden fees reduce card value

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Vanilla Prepaid Cards Reviews

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    How do I know I can trust these reviews about Vanilla Prepaid Cards?
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    Page 1 Reviews 0 - 40
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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaffRatesHonesty & Transparency

    Reviewed Aug. 19, 2026

    Vanilla Gift Card tied up funds on a gift card. Customer Support not Interested. I received a Vanilla Gift Card. I tried to use it to buy movies at Fandango. I was able to buy a few things, but the card cut off with $17 left on it. I called Vanilla Customer Support. They said it was Fandango. I called Fandango & they blamed Vanilla. I called Vanilla back and the rep admitted to me that their new security policy is the reason it was cut off. I was buying movies at a movie store. Anyway, she told me to wait 2 hours and maybe the card will work again. If not, she said I should try another retailer. Basically, she was just done trying to help. Obviously, the first guy that lied to me was done helping anyone too. It takes an epic quest to speak to a person at Vanilla, to finally get one and they tell me to get lost, well that's too much. I'm Done with Vanilla.

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    Refunds & PayoutsStaff

    Reviewed Aug. 10, 2026

    The worst gift card company. If you really care about your money, do not do business with them.

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      Customer ServiceSales & MarketingRefunds & PayoutsHonesty & Transparency

      Reviewed Aug. 6, 2026

      I wish I could give them negative stars to be honest. DO NOT BUY THEIR GIFT CARDS!! My mom likes to give these out for Christmas and they are the worst ones you could ever buy. First of all they changed it now to where you cannot register your cards to buy anything online WTF!!! I was planning on using these to order our homeschool supplies but a big no there since they won't let me register. Then I called customer service and she said you have to register your info when you buy the card from the retailer??? Excuse me??? HOW DUMB!! They are always getting locked due to fraud also which is super annoying and they also never work at the grocery store. I mean wtf is going on with this company!!! It is such a SCAM!! I repeat...DO NOT BUY THESE!

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      Customer ServiceTechStaff

      Reviewed Aug. 4, 2026

      These cards are worthless. They have been rejected by every vendor I have tried. Their customer service is of no help. Do not buy these for anyone.

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      Customer ServiceTechPricePunctuality & SpeedOnline & AppRefunds & PayoutsStaffBilling

      Reviewed July 28, 2026

      Horrible company. I tried to make an online purchase of almost $400 with a $500 gift card that I received for my birthday. I received an email from the merchant stating that my method was rejected, and when I contacted the merchant for more details, I was told that their third-party credit card processor has a fraud alert that requires the credit card to match a pre-existing billing address. The problem is that Vanilla gift cards don't have predetermined billing addresses, and their website specifies this. Apparently, most vendors require a match for security reasons, though, so this card is useless unless it's used in person, which is an antiquated method of payment in modern times.

      The bigger issue is that the money for the failed transaction is stuck in pending mode, and it's unavailable to me, yet Vanilla doesn't offer customer service. The number on the back of the card leads to a menu of pre-recorded messages and a suggestion that customers go online for assistance. There is no option to speak to a human. Then, when I went online, I received numerous error messages that didn't allow me to log in. When I found a roundabout way of viewing my account (which is when I saw the pending transaction), I wasn't able to dispute it because it's still pending.

      Through a lot of digging, I finally found an alternate phone number for Vanilla, but it was difficult to find, which means that the company purposely keeps this information buried because they don't care about their customers. The representative said that my money would be released within ten days, so I will wait to see. Meanwhile, lots of people on Reddit report that their pending ghost charges stay on Vanilla for weeks or over a month. This is unacceptable.

      I'm upset that the card didn't work to make a basic purchase, that customer service was largely unavailable, that my money is now being withheld, and that I wasted an entire, very stressful afternoon on this nonsense. This interrupted my work and vacation. Vanilla should provide a way for people to register a billing address online, as some other gift card companies do. They DON'T CARE, though, so they won't go through the bother. I will NEVER buy another Vanilla gift card again, and if I receive one, which I dread, I will use it in person. Meanwhile, I'm telling everyone to stop buying this card.

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      Customer Service

      Reviewed July 14, 2026

      Absolutely shit from buying the card to speaking to customer service because their shit product doesn't work... AGAIN.

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      Verified purchase
      Sales & MarketingRefunds & PayoutsStaff

      Reviewed July 12, 2026

      Complete utter scam. Card is immediately placed on hold. Then they claim to have to take 5 days to do an investigation. Then additionally 3 weeks to send a refund if approved. Don't understand why they are sold by retail stores.

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      Customer Service

      Reviewed July 7, 2026

      Don’t buy. You can’t use it. Poor customer service. You are never able to speak person. It’s just automated system.

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      Customer ServiceSales & MarketingRefunds & Payouts

      Reviewed July 3, 2026

      These cards are a total scam. We spent hours trying to use it. You go to the website to register or check the balance on the card and all you get is error messages. Online retailers won't take it. My wife finally was able to use it at Gap because the store manager was sympathetic and persistent. He called Vanilla and the first call they hung up on him. Finally after entering some redundant numbers from the card and creating a PIN (none of which you can do on the Vanilla site) it went through. The gift card turned out to be the gift from hell.

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      Customer ServiceRefunds & Payouts

      Reviewed June 30, 2026

      I paid $100 for a gift card and I’m calling support which is very poor and says, "Go on your phone and activate." I tried multiple times without success. Wasted $100.

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      Verified purchase
      Customer ServiceSales & MarketingPunctuality & SpeedRefunds & PayoutsTimeliness

      Reviewed June 30, 2026

      Horrible customer service- this is a scam. I bought a Vanilla Gift card for $125 from Walgreens. I have all the receipts. The money never went to the card. Six weeks later still no response from customer service and no money. The phone number never lets you speak to a real person. NEVER AGAIN.

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      Customer ServiceRates

      Reviewed June 29, 2026

      If I could I would rate it negative stars. The customer service is horrible and the person I talked to about my problem got mad at me and hung up! I will never buy prepaid cards again from this company based on my experience.

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      Customer ServiceCoverageRefunds & PayoutsMaintenanceStaff

      Reviewed June 23, 2026

      *****WARNING***** DO NOT PURCHASE… *****WARNING***** DO NOT PURCHASE VANILLA PRE PAID GIFT CARDS. Let me tell you about how bad this company is to deal with. I bought 4 x $500. gift cards in December as a xmas gift. In Feb. 2026 tried to use them. to my surprise, apparently a prepaid gift card can be frauded. So we are now at June 22.2026 and I've made several calls. (hours) trying to get my money back. Only to have at least 4 different agents "Fix it" On May 21st, 90 plus days after filing the fraud report they send a email saying "oops, their mistake, and they have put my $500 back on the card" However every time I have believed that in the past and tried to use the cards, they do not work.

      So after repeatedly talking with them several times, and contrary to what their email said. They go ahead and send me "Supposedly" a new gift card with $500, However they seem to somehow pull a address from a different country and send it there. So never did I give them a wrong address. I live in Alberta but somehow they decided to send my card to New York.... What does the customer get for all this stress....." I'm very sorry, I'm doing my best, and it will be right now": Only to get more wrong information and I am still out $1000. Does this company have any accountability????? So this is a CUSTOMER BEWARE ANNOUNCMENT!!!!!

      IF I could of left a negative star I would of. WORST COMPANY: VANILLA PREPAID GIFT CARD. They don't mind accepting the cash, but don't ask to use it. Is there no department that deals with fraud????? Obviously not, so they should not be in business. At the bottom it asks for date of experience, but I can not leave the truth, as they have not corrected their bs in 6 months!!!! See less Edit Delete

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      Refunds & PayoutsStaff

      Reviewed June 22, 2026

      It was a big mistake buying this trashy Vanilla Gift card $500, and when trying to use that miserable gift card it didn't work, it was a big embarrassment. I can't understand how the Government let this trash in business.

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      Customer ServiceSales & MarketingRefunds & Payouts

      Reviewed June 18, 2026

      So not buy these cards, it’s a scam. When you call they want all your information and they say they will send a new card but that comes along with a new activation fee. If I even get the card at all, this is terrible service. The reason that I buy gift cards so that I don’t have to share my information.

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      Reviewed June 15, 2026

      It’s a piece of garbage. Literally trash. Can’t use it anywhere it seems. What a waste.

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      Refunds & PayoutsStaffHonesty & Transparency

      Reviewed June 14, 2026

      If I could give this company zero stars, I would. I bought an e-gift card for my niece's birthday, and she has been unable to use it anywhere. They told us to add it to the Apple Wallet, and it has not been able to be added. We asked to have the card reissued, but they don't reissue e-gift cards. Now my options are go through the fine print for a list of retailers to be able to use it or get a refund that will be a check by mail that takes 15 days to receive. This whole thing just feels scammy. If you can help it, I would recommend never buying a gift card from Vanillagift.com. If I had known this would be such a headache, I honestly never would have.

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      Customer ServicePunctuality & SpeedTimelinessHonesty & Transparency

      Reviewed June 9, 2026

      Worst business ever, they lie when you call them (tell you a case had been opened even giving you a case number, but later deny it). Will also tell you things are being investigated and to 'allow more time' (going on 7 months now)...Or that the investigation people can only be reached by email (no response). When you insist on talking to a Supervisor, there is never one on the floor...But they will call you back...No call. We might as well have flushed our money down the toilet.

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      Sales & MarketingPriceRefunds & Payouts

      Reviewed June 9, 2026

      This Company does nothing but steals money off of your gift card, and can't explain where the charges was taken for, I do not recommend getting a card from them, they are scams.

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      Punctuality & Speed

      Reviewed June 5, 2026

      Card is incredibly finicky and locks you out frequently. Then they refuse to assist with your card, you have to wait 10 days for them to mail you a new one. Horrible company.

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      Customer ServiceRefunds & Payouts

      Reviewed June 4, 2026

      I keep calling customer service the card had $140.00 dollars and couldn’t use them at all so I ask for a refund. They said they will sent me a check. It’s been more than 6 months already and nothing. These guys a bunch of ripped offs. I guess I’ll get my check when hell gets cold.

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      Customer ServiceStaffResolution

      Reviewed June 3, 2026

      I was recently on a call with customer service and had a very disappointing experience. I was polite and patient throughout the conversation, but the agent kept giving excuses instead of helping resolve my issue. When I asked her to take a little more time to find the information I needed, she said she could not stay on the call for too long. This was so frustrating because I had spoken with another agent the day before who was patient and spent nearly an hour trying to assist me. Unfortunately, the agent I spoke with today came across as dismissive and unwilling to take ownership of the issue. As a result, my inquiry was not resolved, and the level of customer service I received was far below expectations. This was one of the worst customer service experiences I have had. Never recommend this business to anyone.

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      Customer ServiceSales & Marketing

      Reviewed June 2, 2026

      Please do not buy these cards. I received 2 of these cards as a gift. Activated them in the store but could not use as both got declined. When I called customer service they said that the cards were suspended due to "suspicious activity." They have to mail me the 2 cards and it will take 3 - 5 business days. After reading the reviews I am in trouble. It looks like $1000 down the drain but I am going to fight like hell. They could not tell me what is "suspicious activity" nor how to avoid this in the future. THIS IS A SCAM DO NOT BUY!!!

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      Customer ServiceSales & MarketingPriceStaff

      Reviewed June 1, 2026

      Used my card for an online purchase, was charged twice. I called customer service and was told they’d dispute the charge and I’d be able to use my card today. Today my cards “on hold”. Called customer service to have the hold removed and was told that it’ll take 45-90 days to have a resolution. 3 MONTHS??? This is a full blown scam. They’ve stolen my money and won’t do anything to help me!

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      Customer Service

      Reviewed May 26, 2026

      Do not buy!!!! Fraud from company themselves!!!! I received a card for $80 my coworker paid activation fee of $7.95 and tried to use card was declined. When I called number on back of card they said they see and got paid the $80 but that the card didn’t activate and that I had to send in pictures of card and original receipt and I have called everyday for 2 weeks and that the case is being escalated. They all work in India with American names and nobody in United States of America to talk to even though these cards are being sold at all major retailers!!!! Give cash money don’t buy these cards.

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      Sales & MarketingRefunds & PayoutsMaintenance

      Reviewed May 26, 2026

      These gift cards do not work. Do not purchase, you will just be throwing away your money. I've received two of these from my parents and they just keep your money or say there is no funds. I am telling all my friends and family to not purchase any Vanilla gift cards. These are a scam. I don't know why stores continue to support fraudulent companies.

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      Customer ServiceSales & MarketingRefunds & PayoutsMaintenance

      Reviewed May 21, 2026

      Card did not work, and it’s been 3 weeks of back and forth with Vanilla to try and get my money back. They send emails asking for information they already received. It’s a scam to say the least. DO NOT BUY VANILLA GIFT CARDS. They will keep your money and make it impossible to get it back.

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      Refunds & PayoutsStaff

      Reviewed May 21, 2026

      Should be zero. When you try to go to the website to activate the card it pops up captcha puzzles that go on forever. Even when you finally finish and get to click verify it just refreshes the page and says, "Sorry, error occurred." I was patient because my son wanted to use his gift card. I tried several times over a few days. You never can activate the card.

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      Customer ServicePunctuality & SpeedRefunds & PayoutsStaffRatesHonesty & Transparency

      Reviewed May 19, 2026

      If I could give a NEGATIVE star rating I would. So apparently you can't use these gift cards at all online retail stores, specifically Amazon due to Amazon not accepting them since they are anonymous. I've had no issues in the past using any other gift cards, so I found myself really puzzled. The customer service was horrible, I couldn't barely understand the guy I was speaking to about the issue. I sat waiting for over 45 minutes just for someone to pick up (if it's that long of a wait time, there's nothing good about that company). It's honestly a shame! Nothing was fixed & I left with more questions than answers. Horrible company with horrible customer service. Do Not Recommend EVER!!!

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      Verified purchase
      Customer ServiceRefunds & PayoutsTransparency

      Reviewed May 18, 2026

      TERRIBLE!!! I sent an e-gift card to my nephew for his birthday and it didn't work. I've spent over a month trying to get a refund and have called customer service at least half a dozen times to try and resolve the situation. The first time, I was told it would take up to 2 weeks to receive the refund. After 2 weeks, I called again and again, and each time have been told to await an email update which has never arrived. BUYER BEWARE!

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      Customer ServiceStaff

      Reviewed May 11, 2026

      Shittiest customer service ever. Rude, dismissive staff that loves to mumble so you can't understand them. Card policies are a joke. And they don't work at self checkout. But nowhere does it mention that on the packaging. 0 stars.

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      Customer ServiceRefunds & PayoutsStaff

      Reviewed May 9, 2026

      To say Purchasing this Vanilla e-gift card has been nothing but a nightmare is an understatement, I literally cannot use it at any place I try and getting customer service to understand the frustration and come up with the best resolution for you the consumer is a whole another nightmare.

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      Customer ServiceSales & MarketingRefunds & Payouts

      Reviewed May 7, 2026

      SCAM SCAM SCAM!!! SCAM...I wasn't able to use the Vanilla Visa gift card at Amazon online or Walmart online, and PayPal online. Customer service wouldn't tell me where I can use the card at. They just tell me to go into a store and try to use it... Anxiously, it's a SCAM SCAM SCAM SCAM.

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      Customer ServiceRefunds & PayoutsTransparencyResolution

      Reviewed May 5, 2026

      I am writing to formally report a serious issue concerning a Vanilla Gift with the resolution process provided by your Supervisor Henry. On December 15th, my husband purchased three Vanilla Gift Cards from a local Walgreens establishment. Subsequent to this purchase, it became apparent that one of these gift cards had been compromised, with its balance being accessed and depleted without authorization shortly after its acquisition.

      In an effort to resolve this fraudulent activity, we initiated contact with Vanilla Gift Card customer service on three separate occasions. During our most recent interaction, we were connected with a supervisor identified as Henry. He advised us that a resolution or update would be provided via email within 24 hours. Regrettably, this promised communication was never received.

      Our follow-up conversation with Supervisor Henry was particularly unproductive and concerning. He unequivocally stated that he bore no responsibility for the compromised balance and redirected us to address the issue directly with either Walgreens, where the card was initially acquired, or Wawa, where the unauthorized transactions reportedly occurred. When pressed to confirm if Vanilla Gift Card held absolutely no accountability for such incidents, Supervisor Henry affirmed this position, stating that the company was not responsible for the card's balance or its security in this scenario.

      This experience has not only resulted in a financial loss but has also demonstrated a significant lapse in customer support, leaving us with no actionable path forward from your organization. We find it unacceptable that a product designed for convenience can be so easily compromised, and that the issuing company disavows all responsibility in such circumstances. Be aware when purchasing Vanilla Gift card! Total loss $250

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      PriceValue

      Reviewed May 4, 2026

      The cards this company issues are not worth it. They decline most orders placed with online merchants. They even state in their fine print that to avoid declines you should use your card at a physical store. Beware!

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      Sales & MarketingPrice

      Reviewed April 18, 2026

      This is a scam. I could not use this card to make online purchases with Amazon or Walmart. It could only be used at the store where purchased and in person only. Was charged $6.84 for this privilege. A ZERO cost Walmart Card I could have used online with Walmart. This information is not listed on card packing which I still have.

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      Customer ServiceCoverageStaff

      Reviewed April 18, 2026

      You cannot reach a human being, I tried going online to replace a card and the computer kept stating that there was an error. I tried several times, then tried again the next morning and same message saying there was an error. I continued to call with no success. Your customer service is horrible. I have a balance on card and cannot use card.

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      Verified purchase
      Customer ServiceTechSales & MarketingRefunds & PayoutsMaintenanceTimeliness

      Reviewed April 6, 2026

      I purchased a Vanilla Prepaid Visa card paid 400.00 from 7-Eleven. Went next day to purchase gas. Did not work. Called the customer service. Told me go to another place and try went to Tim Hortons. Again did not work. Called them again. They told me card has been compromised? How can that be when it is properly sealed? They got complicated of how to reply to me on phone? All I said was, "This is your card not mine. I paid funds to get it working? Why is it my problem. I paid 400.00".. They couldn't give me a answer or refund me my money. Went to 7eleven. Of course same thing. Not responsible they said for the fraud that has been happening.. Why is it my fault if card is compromised. My advice do not purchase these cards. It's a whole scam with their operators online as well.

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      Verified purchase
      Sales & MarketingRefunds & PayoutsBilling

      Reviewed March 15, 2026

      Scam, can’t use the 2 gift cards for an online purchase because they don’t allow you to pay through PayPal. So I am stuck with 1000 dollar bill that I can’t pay. If I knew that I wouldn’t purchase from this company. They should have it displayed on their packaging that you can’t use cards on your PayPal account.

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      Customer ServicePunctuality & Speed

      Reviewed March 5, 2026

      DO NOT BUY THESE CARDS EVEN IF YOUR LIFE DEPENDS ON IT! You will regret ever buying this diabolical waste of time and money. I purchased a card that I loaded with $240.00 and tried to use it once I got home. DECLINED, DECLINED, DECLINED... so I check on the site and it says the card is active. I then try again to use the card. DECLINED, DECLINED, DECLINED! So I call the number on the back and they tell me that the card is now blocked for fraud alert because of the many declined transactions. They then tell me that there is nothing they can do about it and I have to wait to get a new card in the mail.

      First they tell me it's going to bed 3 - 4 business days, then come to find out it's gonna be 14-21 business days! Let me tell you something, VISA IS AN ABSOLUTE DISGRACE! Anywhere you go and you see these cards, if you get the chance cut the cards in half so others won't have to experience their low grade disgusting level of disservice. Cut the cards up, snap them, do whatever you can. If people start destroying their cards they will start to value our money, because clearly they don't give a damn about our hard earned money. Every time I'm in a store and I see these card I'm going to cut as many as I can in half. These people are disgusting and they should be held responsible for the abuse and advantage they take of paying customers. This is not ok!

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      Vanilla Prepaid Cards author review by Tammy Burns

      Vanilla Prepaid Cards are simple prepaid cards you can use anywhere Mastercard or Visa is accepted. They are available at many retail stores.

      • Cards available: Vanilla Gift and OneVanilla are prepaid cards without ATM access. With OneVanilla, you can add money to your prepaid card and funds never expire. MyVanilla is a reloadable prepaid debit card.

      • Pricing and fees: There’s no monthly fee for MyVanilla reloadable prepaid cards. Cardholders are responsible for a $0.95 signature purchase transaction fee. ATM cash withdrawal fee is $1.95. A $3.95 dormancy fee is charged if your account is inactive for 90 days or more.

      • Reload options: MyVanilla cardholders can direct deposit payroll, government benefits or tax return funds for free. Use VanillaDirect to add funds to the card or pay bills. Service fees apply to reload at stores.

      • Mobile app: Get account alerts, track activity and check your balance through the MyVanilla mobile app.

      by Tammy Burns Deputy Editor, Personal Finance

      A former finance phobe, Tammy now devotes her career to ensuring that people don’t make the same money mistakes she once did. Her work has appeared in Fortune, the Toronto Star, Advisor’s Edge, Greedy Rates, and Money Under 30. She joined ConsumerAffairs in 2023. Tammy studied magazine publishing at Toronto Metropolitan University and has a BA in psychology from York University, and her earlier journalism took her from editing law books to writing restaurant reviews to reporting live from the Eyjafjallajökull eruption in Iceland. A part-time digital nomad, Tammy calls Toronto home but has also lived in Chiang Mai, Prague, Glasgow and rural Crete.

      Vanilla Prepaid Cards Company Information

      Company Name:
      Vanilla Prepaid Cards
      Website:
      www.vanillaprepaid.com