EPPIcard Reviews
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About EPPIcard
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EPPICard provides prepaid debit card services for government disbursements. Card users receive benefits like child support, unemployment compensation and other government payments. EPPICard’s platform facilitates simple access to funds and online account management for recipients.
Visit www.eppicard.com- Quick card replacement process
- User-friendly card activation
- Access to free ATMs for withdrawals
- Long wait times for support
- Frequent issues with card functionality
- Unexpected fees for balance inquiries
EPPIcard Reviews
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Reviewed May 10, 2010
I tried to make my cell phone payment with Boost Mobile on their web site but when I submitted my $50 payment it came back card declined. I figured that I must have put a number in wrong because there was more than enough money in the account to make the payment. So I tried once again to make the payment but the same thing happened: it came back declined. So I made the payment to Boost over the phone and this time there was no problem and the payment went through. So later in the day I went to take some money out of the ATM and found that there was $100 missing.
So I get home and look on the Eppicard website to see my account statement and what I find is the two times I tried to make my payment to Boost online ($100 total) were deducted from my available balance and were put in a pending hold. So I contact Boost Mobile to find out what is going on and to get them to reverse these two charges. They tell me that their records show that I made an attempt to make those two payments but it showed that both times they were declined and therefore they did not and could not take those two payments. They did see the payment I made by phone and that payment did go though and the money was deducted from my bank account.
Next I contact Eppicard to find out why this money is being withheld from me. I tell them that those two attempts to pay Boost were declined by Eppicard and no money was ever transferred to Boost, so why is this money being withheld from my account? They tell me that even though the charges were declined and money was never charged or deducted from my account, it is their policy to hold that money until the merchant has sent back a release of funds or something like that. I tell them that Boost never had the money; therefore, they can't release what they never made an attachment to those funds. I also told them that the people I talked to at Boost told me that they could fax Eppicard a document stating they have no request pending for these fund and they release all rights to it so that Eppicard can remove the hold on my money.
The people at Eppicard tell me it doesn't matter that once there is an attempt to access funds their system removes the funds from my access until the system determines the funds have no claim to them or something to that effect. I then ask them how long it will take before my money is released. They tell me 5 days! I ask why 5 days. What reason do they have for holding my money for 5 days? Especially since they were both declined and this money never went into Boost system at all. They could not give me an answer other than it’s their policy. I told this person I spoke with that I need this money to be able to buy food and a present for my mother for Mother’s Day and it will be Monday before 5 days is up and too late then! He said he didn't blame me for being mad but there was nothing he could do! I have nothing to eat, but what little food I still had and now that is gone. And I had to painfully explain to my mother that I couldn't get her anything for Mother’s Day, not even a card! She of course was understanding, but I felt very bad about it!
Reviewed May 3, 2010
The Eppicard for child support charges at least .95 for each ATM transaction (note on their website it's free) and you have to wait all day usually, until 6:30 pm or later to get your payment. I have been late on rent and electric because it wasn’t released early in the morning.
Reviewed March 11, 2010
My money on card is constantly missing dollars and since I know their people, who's still but the company who does not put the money on card after finding out the mistake. Common mistake - double swipe. Overpay for cheap purchases. All you can do is argue with 18774068257, which is a customer service number. Who do you turn too? These people do help me greatly, but there are petty thieves, that nickel and dimers who work for fake governments that are teaching the youth what they know which is an FBI crime. Even stealing 40 cents out of an account is a lot of jail time. I was stranded in the rain crying with no jacket.
Reviewed March 2, 2010
I have an Eppicard, although I didn't ask for it. Like the woman from Loves Park, I just received it the mail with little or no explanation. It is ridiculous to be charged to get your balance, and even more ridiculous to not be able to get cash in whatever amount you need without getting charged a fee. It's for bills! We need the cash to deposit in checking accounts, etc. to pay the bills! Also, my card, after several years has been lost, thanks to a teenager who needed a fee at school paid and we didn't have cash at hand.
I have been on the phone on hold for over 20 minutes several times today, and no one ever comes to the phone! I am upset and have no idea how this will get resolved, since they also have no phone # to just "speak" with a live person who actually comes to the phone. Very disappointed, and really wondering where my $ will actually go tomorrow, since there's no card, and no help available even on their website. I won't be able to access my $, not good!
Reviewed Feb. 22, 2010
Payment is deducted from the first pay check from my ex-husband. I never receive payment into my card until at least 14-21 days after. I cannot pay my bills on time, and the damage is late fees, as well as extreme financial stress.
Reviewed Feb. 5, 2010
Just made me sick that they would nickel and dime you for this child support card I thought that would have been better than having the check deposited in my account because of never getting it on time and causing over drafts. But instead they charge you for using the card no matter how you use it. For ATM, they charge you. For checking your balance they charge you. It is just not right.
It was very frustrating and lowered your account every time from 50 cents to 3.00 for using your card, every time you used it. So you were better off drawing out all the money at one time so you would only have to pay one charge.
Reviewed Feb. 1, 2010
I was scammed by a website. They offered a $1.00 3-day trial. I was informed that if I wanted to cancel the subscription before the 3-day trial was over, that avoid the monthly charges if I chose not to want the subscription. I indeed canceled in the allotted time frame in which I do have the e-mail with date and time to substantiate this. Little did I know that when I signed up for the one site for the advertised offer I was routed to 3 or four other related sites somehow. I believe it to be a scam. I did call their customer service department to make sure all subscriptions were canceled, I was informed that they were.
To my surprise, I was still charged the $39,84 monthly fee. I then again called their customer service and asked about the charges. I was told that they did not see in their system where I had been charged this monthly fee. Basically giving me the run around. They do not disclose information regarding name of customer service rep, company name, location, etc.They eventually did refund the original $1.00 but they did not refund my $39.84. So my next step was to call the Eppicard customer service to get help. I made a request for an inquiry to be made and to cancel my card. I was told that I'd have to fill out paper work to dispute said charges. I did proceed to fill out the forms that I sent in the mail. I then checked to see if in fact my card had been canceled and to my surprise it had not been, thus giving this company and site to charge my card again for (2) charges of $9.99 And another monthly charge of $36.64.
So I called the Eppicard customer service line again, in which each time I call, I am being charged further losing more money. I informed them that my card had not in fact been canceled as requested. Thus resulting in me being charged more money from these sites that I did not authorize. I was then informed that they would make sure that my card was indeed canceled and a new card would be issued. Which they did as well as send me another packet to fill out. This all occurred in Dec 09 and Jan 2010. I have lost a little over $100.00. I got a response from my dispute claim informing me that nothing could be done because I authorized the charges. I sent all my e-mails with dates and times of cancellations, and then a copy of my account to show the charges occurred after I canceled. Not to mention the other charges that occurred after my request to cancel mt card.
I do not feel I was helped or believed by this company that I am forced to trust and deal with concerning my money. I have been allowed to be robbed of money that I could not afford seeing how I only draw $44.00 a week in unemployment. This has set me back and hurt me financially. I did my best to be honest about my actions concerning my signing on to this site, only to be treated like I was in fact lying. I feel no real effort was put forth to help me retrieve my money. My account statement alone if reviewed properly would raise suspicion. There were indeed reversals of the (4) $1.00 amounts, $1.20, as well as the $1.45, but they did not reverse the (2) $9.99 charges or the (2) $30.00 charges. This shows that I indeed did cancel and should not have been charged any monthly fees, nor charged for sites that I did not authorize to be charged for. I thought I would have received better help in this time of internet scams, but I was let down and disappointed.
My account statement speaks for itself. And I would not have signed up for that many sites on the same day. And I also received a virus on my computer after this ordeal and I say this because this was the only new site that I had visited and after going through the complaint process I suddenly got a virus. It's not like these internet scams are new or a secret, so my claim should be taken more seriously.
Reviewed Jan. 19, 2010
It's quite a coincidence that the entire nation went to this card system where they take your unemployment money as fees right at the same time the government "grenaded" our economy and put millions upon millions of people out of work. Do the math, with close to 20% unemployment and they take fees and fines and anything else they can make up, the banks are making billions of dollars off the collapsing economy. Maddening isn't it? I only get $124 a week and they take fees out of it that equal several percent of my income. I'm sure no politician has to give away several percent of his income to the banks.
Reviewed Jan. 19, 2010
I never asked for my child support payments to be put on the EPPICard, but one day I received it along with a letter explaining that my checks would now be deposited onto the card rather than mailed. At first, my only problem with it was to get cash from the card I had to make a purchase and ask for cash back, which is usually only allowed in limited amounts or be charged to get it from an ATM. More recently, however, they have added a lot of ridiculous charges. For example, we are charged if we call to get our balance via the phone number they provide more than two times a month, which in addition often tells you that you are entering an invalid card number.
We used to be able to check the balance online an unlimited number of times for free, but now they have moved the webpage and nobody can seem to even find it, per discussions with peers; therefore, we can no longer do that. I am getting really sick of all of this and they need to either get themselves straightened out or give us back our paper checks. We are also charged to check our balance via an ATM. Child support is intended for us and our children, not for them to nickel and dime us out of our funds! The damages are financial abuse by the company and stress!
Reviewed Jan. 5, 2010
This is a complaint in general and about a specific incident. In general, I find this card to be difficult to use and expensive. My deposits are rarely on time and if there is a holiday, then your child support payment is delayed several days. Eppicard is also expensive, costing me several hundred dollars each year to use. This is money coming straight from my kids’ mouths. The biggest complaint is the handling of refunds, which takes entirely too much time. This card was supposed to save money and time. It does save money for the state but costs my children.
Reviewed Jan. 2, 2010
A payment was released to my PA Eppicard by the PA Department of Labor and Industry, although the Commonwealth has to share in the blame. My payment was released early in the day of 12.31.2009. I have to wait till Monday morning to get my money because these obviously don't have people working the holidays nor the weekends like they say that they do. I want my money. There is no reason my New Year holiday should have been ruined by a bunch of incompetents. If PA or Eppicard wanted my money, they'd have it yesterday. But if I want my money, I have to wait till next week. I have many bills due and I was counting on that money and now I'm in even more of a financial bind.
Reviewed Dec. 30, 2009
I called to dispute a charge on 12/16. The phone rep then canceled my card without my knowing or permission. I had to then order a new card, being told to call if I had not received it after 6 business days. I was verbally insulted and guaranteed I would get it by 10th day. I received it on the 11th day, only to find out that they canceled it again without my knowledge or consent! They claim they sent a card to me via UPS on the 29th but had no tracking number, claiming UPS issues them on delivery day. The biggest problem was the broken English language barrier! Perhaps they should employ people within their abilities, instead of charging prejudice! There is a huge difference between illegal and undocumented! In the computer we are all documented. We only make the choice of being legal or felony illegal!
I've been 6 days so far without my heart medicine and am unable to repair my vehicle. I have been insulted by condescending people who continually get caught lying. This is not the American way of business I know!
Reviewed Dec. 29, 2009
Well, I was supposedly receiving a check every month on this Eppicard mess! I went to a work assignment and all. I've been there faithfully everyday and still haven't received squat! Well, it is December 29 and the card was supposedly mailed out to me on 11-30-09 and I still have nothing! I have called repeatedly my case worker and anyone that I thought could help but no one could do a thing! When I finally did talk to someone, it was on December 18. She mailed me another card! (One that I am still waiting on!) I couldn't buy my kids any Christmas present and to top all that off, my 3-year old daughter's birthday was on the 18th of December! Still no money, no card, nothing!
So it's about to be the month of January and by reading all these mistakes made by the company, I'm sure if both checks are placed on the card, I will be charged an arm and a leg for their mistake! I just don't understand why they put this Eppicard crap into effect when it is more trouble than I already have! It's just sad that you can call a place where that person is supposed to be working and they are rude and just act like such twits! That is your job and your job is to help the person that is calling and not be a twit! But I know all I can do is pray about the situation because nothing else is going to help anything. The workers and the government don't care because it's not them that is ** out! It's me! I thought it is the government's job to help you out in time of need (assistance) but no! Personally, I lost all the respect I ever had for the government and my country. Way to go, USA!
Reviewed Dec. 29, 2009
I have had a child support card for 6 months now and all of two times had the funds been deposited into my account when it's supposed to be! It's supposed to be deposited on Friday but doesn't get to my card until sometime the next week - never on the same day, at the same time, etc. Customer service is extremely rude saying, "You shouldn't call this number, you need to call this number", so you call another number and they are even ruder, telling me it's the bank withholding or not depositing. They process as they get it, and I actually got told not to call again! Excuse me? Oh wow! I just don't think this is right. I've received checks every Tuesday.
Now that it's electronic, shouldn't it be faster? I believe there should be someone you could speak with about this and the representatives should be a lot more courteous! I wish Indiana would find another company to go through. This is one of the most unpleasant experiences I have ever had! Try explaining to your children that you can't give them money to purchase Christmas presents because people don't know how to do their jobs, and since it's a non-caring carrier there's not squat you can do about it!
Reviewed Dec. 12, 2009
I just wanted to share with the you the awful experience that I had with Georgia EPPICard. To start, I am a divorced 38-year-old mother of two children. I work full time and attend Nursing School full time. Unfortunately my ex-husband, made a choice not to be in our children's lives because of personal issues, but he also made a conscious choice not to pay child support as he is over $22,000 in arrears. After several attempts with Child Abandonment Warrants, and threats to suspend his driver's license, he began to pay, but, sporadically.
To begin my story, one of my last child support payments was submitted to Georgia EPPICard on January 17, 2006 for $150. The funds were used by me for my children, and once the account was at a zero balance, I no longer needed to utilize this card until I received my next child support payment. Who knew when that would be? So I put the card away. Well, behold, the next child support came 12/1/2009. The funds of $300 were deposited to my Child Support EPPICard account on 12/2/2009. My children were excited, especially since the money came during the Holidays. I made a promise to my son and daughter that when the funds became available, this would be their money.
I then realized that the EPPICard that I had in my possession about 5 years ago expired so I destroyed it about 1 year ago. I called EPPICard to request a new card. I received the card on 12/10/09 and called EPPICard to activate it on 12/11/09. I then checked my balance. Here's the deal. The automated system confirmed the child support deposit of $300; however, I had a $0.00 balance! How could this happen, especially if there hasn't been any activity on the card in 3 years? I checked the last 10 transactions, the automated system gave me a list of transactions called "$25 adjustment fees" that were hitting the account from what sounded like 2 to 3 times a month within a 3-year period.
I then called EPPICard Customer Service, spoke to a Customer Service Representative by the name of Dave, who gave me the absolute runaround, refusing to cooperate with me. He stated that he could not assist me until I access my bank statement online through Eppicard.com. I did as Dave instructed, setting up a log-in ID and password, this took about 10 minutes. I checked my transactions and noticed maybe about 2 transactions done by AOL, but it was not for the $25. The system allows statement history back from January 2006; however, the statement history does not show the existing charges.
I called back, this time speaking to Edgar in Customer Service. He told me to call back within 2 hours to speak to someone in the Financial Department. During this time, I asked my boss if I could go down to the Child Support Center which meant time off the clock. I got down to Child Support enforcement, explained what took place. The agent told me that once the child support is submitted to EPPICard, Child Support is no longer responsible, therefore I must go back to EPPICard.
By then it was 10:00 a.m., time to call EPPICard Financial Department. This time I spoke to Lewis in "Disputes," explained to him that I had several unauthorized transactions that have hit my child support for $25. He then confirmed with me that a total amount of $356 was owed to AOL and that the $300 that I received in Child Support had absorbed most of the outstanding charges! How could this be possible, when I never authorized AOL to charge this account?! I explained to Lewis that this was not an active account since I did not get Child Support regularly. Lewis said that these service charges were what they called "Forced Debits" that AOL had been doing to this account for 3 years.
My question to Lewis was, if this had been taking place for 3 years, why didn't EPPICard Alert me or Child Support Enforcement so that the account could be closed or frozen? He stated that this was a government account and EPPICard was not responsible for alerting anyone of any suspicious activity. Lewis also mentioned that AOL is still force debiting the account, I then requested that Lewis close the account. He said that he was not authorized to do this again because it was a government account and I would need to contact Child Support Enforcement to do this.
I asked if there was a Fraud Dispute or was there something else that I could do to recover money that I did not authorize to be debited from my account. Lewis then informed me that because this had been going on for 3 years, I was outside of the 90-day grace period to file a dispute for the incident. He also recommended that I contact AOL regarding the charges, which is what I did. I called Mark from AOL in the Fraud Department. He said that he would be more than glad to credit the funds account back; however, he would need the original card number because this would be the only way he could trace the transactions that took place. I didn't have this, I destroyed the card and it's been 3 years. But it's okay. All I need to do was contact EPPICard to get this number. And I thought again, why would I have this? This is not an active card that I use because I don't get regular child support. The last time I used this card was in 2006! I explained that I could not provide this information but would contact EPPICard thinking that they would gladly provide me with what Mark of AOL needed.
I contacted EPPICard again and spoke to Maria in the Financial Department. She informed me that even though EPPICard had the old credit card number, they could not give it to me! Why, if this is my card?! Maria explained that this was EPPICard's policy! I then practically begged her to join in a conference call with me as I contacted AOL so that we may be able to come to some type of agreement on what AOL could accept to possibly access this information. AOL again stated that they must have the old debit card number to access this information! Maria responded back to the AOL rep and informed him that EPPICard's policy is that they could not give this information out! This is great support from the company that's supposed to be carefully watching over my Child Support.
So my question is, who is being uncooperative here? The financial institution who I depended on to protect my account? However, EPPICard allowed these transactions to continually hit my account for the past 3 years without informing me. Maria was kind enough to go out on a limb and try to override the dispute policy by submitting the dispute despite the fact that this was past the 90-day grace period. In the end, she basically told me to keep my fingers crossed and hope that EPPICard will accept the dispute and provide the old debit card number. However, there are no guarantees.
Reviewed Dec. 1, 2009
I just don't think that it is fair that you have to pay to view your account by phone or ATM. This past thanksgiving holiday was Thursday, which I normally receive my funds on a Thursday bi-weekly. Here it is Tuesday and still no funds. I have racked up over $10.00 viewing because I don't have access to a computer. I would like to know how I can dispute the charges, current and past.
Reviewed Nov. 22, 2009
Every time I call the 800 number, Customer Service is rude. I get harassed about the reason I am calling. The only way to talk to an actual customer service person is to use the keypad option to cancel or report the card lost or stolen, and then you have to let the person know that you do not wish to report it stolen or lost, and to tell them the reason that you are calling and they immediately direct you to the website or to use automated services that charge you a fee for the same answer that they can give you right then and there on the phone. The website is supposed to be "fee free" and it refuses to allow you access to your account information so you are forced to call the automated line and get charged a fee.
Also to make an ATM withdrawal, between the ATM fee and card fees, it cost me $5 just to get my own money! If my support check were issued as a normal check, I would pay a one time check cashing fee and have my money. But because of the Eppicard, my child support check which is $90 weekly and each week, it costs me between $10 -$23 just in fees. So my actual check is around $70 instead of what it should be. It's not fair! I am a single mother and I count on that money to survive and care for my children. It all adds up at the end of the month.
I end up losing around $100 of my child support income, because of the Eppicard fees! It's rotten and should not be allowed or legal! They don't charge people with food stamp cards for using them or checking the balances on those cards. Then why should they be allowed to charge us for ours?
Reviewed Nov. 12, 2009
I receive child support through PA on the above mentioned debit card. My ex's pay is docked on Thursdays for the funds. When the state used paper, I received the funds always on Monday mornings. Now that this Eppicard is handling it, I don't receive my funds until Wednesday afternoon. Even though I received an email on Tuesday that the funds were credited, it isn't available. Isn't electronic immediate? Well, yesterday was Veteran's Day so I still don't have it a week after it was taken from my ex and sent in. I can't imagine the profit margin this company is getting on holding these payments. It has to be astronomical! They charge you for everything and yet you get denied online and in stores for using it! What a scam and from people who truly need the money.
How do you describe late payment because they are late processing? Or, no money for things as simple as gas to get to work or food on the table? Oh and God forbid if there is a holiday in a week they process! And I pay the state a yearly amount for the card. I want paper! Please bring this to light and investigate!
Reviewed Nov. 6, 2009
On October 20, at 1:26 am, like I always do about that time, I made a withdrawal from my unemployment debit card (EPPICard). The bank’s ATM was a Wells Fargo ATM located at 2196 Olympic Ave., Henderson, NV 89014. This is the same ATM I always go to. I put my card in and made the transaction to withdraw $400 from my account, which stated that I had $410.11 in it. I received my card back and my receipt, which stated I withdrew $400, but I never received any money. The ATM locked up and said, “Transaction cancelled. ATM out of service. Contact Wells Fargo.” However, $400 was missing from my account. Wells Fargo informed me they couldn’t help me and that I had to take it up with EPPICard who told me I had to file a dispute. A dispute? What dispute? I never got my money, but it still disappeared. Somebody got it, but it sure wasn’t me.
In the meantime, I had to wait 4 days for a dispute form to arrive in the mail so I could dispute the fact that I got "ripped off by somebody”, sign it and send it back to EPPICard so they could "investigate", only to be told that I would be contacted by them when they made a decision. Are you kidding me? The best part is I was told this could take up to 65 days or something for a decision. In the meantime, I have to hope this doesn’t happen again or I will be homeless. My electricity is already threatened. Try telling a utility company to wait 60 days for something that wasn’t even my fault. Every time I call EPPICard customer service, I’m given the old up-to-60-days lie and charged for checking my balance which I wasn’t even doing.
Throughout all this, besides being rude to me, no one has given me an explanation as to where my money is and where it went or even why, let alone apologized for putting me in this major jam I now find myself in because of this. That was October 20. It is now November 6 and no one has yet to contact me and I can no longer even get through to a live person at EPPICard anymore.
I live with my disabled father who recently became a widower after my mom (only70) lost her battle to cancer. He is on a fixed income, so he relies heavily on my contribution each week. He is 73. My brother, who is also unemployed, also lives with us, but he only gets a small unemployment payment in addition to the fact that he also has to pay child support with his cash. Utility companies are calling and threatening. Try telling them, “Oh well, you have to wait up to 60 days for payment - if and only when EPPICard rules on my ‘request for a dispute’.” Please, somebody help me. If I could wait even 5 days, which it has already been 18 very stressful days, I probably wouldn’t need unemployment, let alone be collecting it. Bill collectors are breathing down my neck and stressing out my dad, too. Did I mention that my dad has skin cancer and ulcers? He definitely doesn’t need this stress.
Reviewed Nov. 4, 2009
I processed a payment for an incorrect amount for a customer. I want to correct this and the customer needs it corrected today. I cannot get my credit card machine to process a credit and I have called the 800-961-8423 number, but it is automated only. I have tried the phone, the internet site for Eppicard, as has the customer. There is no avenue to speak to a human being to find out what to do, a typical state of VA process.
Reviewed Nov. 2, 2009
First off, it's hard enough getting some men to pay for child support without the government taking a cut. My money is deposited on my EPPICard every Monday. On November 2nd, I went to take my money out, only to find that they have deducted $14 in overdraft fees. That was due to the fact that they were late in depositing my money the previous Monday. When I went to take it out of the ATM, it said I had insufficient funds. That was well after 6:00 AM, so my money should have been there. Anyway, I was charged 50 cents as inquiry fee, even though I didn't inquire, and since they have not put my money in when it was supposed to be there, I got a $14 overdraft on 50 cents. That is equal to three whole chickens which I could have brought for my family to eat this week. Is there a better way? The constant fees are the real scam, and now I hear they are taking $50 a year from the recipients of child support, not the payee.
Reviewed Oct. 31, 2009
I receive my unemployment benefits on the EPPICard. It is horrible! I can't start to tell you how many times my purchases are declined even though there is a substantial amount of money in the account. I have never used it successfully in a gas station, and the other night, it was declined at a pizza place for a $20 purchase. I have had two online purchases declined but they have put a hold on the funds for over a week even though they declined the transaction. I am reluctant to use the card anymore. It's embarrassing to have your purchases declined in a grocery store or a gas station when you have adequate funds to pay for the purchase.
Reviewed Oct. 31, 2009
Astonishing News: Consumers who may not know, protect yourself from the fraudulent activity going on with the cards.
To follow up on my original complaint, I have found some astonishing news that MasterCard/EPPICard has not informed child support card holders.
I purchased a $600 item at Walmart with debit. When I returned it, the cashier made a mistake and credited it to my account. As we know it can be used either. So trying to resolve this issue, I finally spoke to someone in Financial services and was told that nothing over $100.00 can be credited to our accounts. This did not made much sense. Anyone can charge as much as they want if their card is without a red flag, but they have blocked any credits to be given back over $100.00.
So everyone needed to know that if you purchase something over $100.00 and then return it, it will not allow the return credit onto your accounts, although in my case they gave me an approved receipt of the credit. It was only later that I realized it did not go through. I was told that the only way to resolve it was to file a dispute. It made no sense. If the company tried to credit the account, why is Master/EPPICard not allowing it to go through? And who is getting this money?
This is going to cause a huge problem for many people once they realized it like I did and it is very disturbing. So I hope people will see this before they continue to make purchases with their cards.
Reviewed Oct. 30, 2009
EPPICard unemployment benefits being sent to me after my worker's comp injury were stolen by online phishing companies and EPPICard. The only way I was able to get resolution was by filing an official complaint with my state's Attorney General Consumer Complaint Division and the AG's Office in the state in which the purchase/EPPICard is located. EPPICard’s customer service workers are the rudest bunch I have ever encountered. They lack skills, knowledge of their business, and the desire to perform a good service to their customers. Go past customer service, ask for a supervisor, file a dispute, and get contact information for the Dispute Resolution/Investigations Department. Be relentless!
The EPPICard system is the worst system ever designed to distribute benefit payments. Yes, you are all correct, merchants do not know the difference between welfare recipients and beneficiaries of unemployment or child support; unfortunately, EPPICard holders are stigmatized and treated accordingly (bad, awful)!
Reviewed Oct. 29, 2009
I have a child support Eppicard that can be used as a debit, credit card, or cash withdrawal. First, I realized that it is impossible to get a hold of someone on the phone to ask questions. Second, I made a large debit for $600 at Wal-Mart. Well, I returned the product and they credited it back to my account and thank God, I realized that it was never credited back. They should have given me my cash back because it was a debit but credited it, and it never was actually credited. The problem is they don't send out itemized statements and just recently put up a website to access our accounts.
I have been using this blindly for years and now wonder how many credits were not actually put back on the card. Trust is not always a good thing. Just because it is a state card does not mean it can be trusted. I learned that the hard way. They also do charge much for a cash withdrawal. And yes, the card is denied despite having money on it and sometimes it does charge for it anyways. I just learned that too since it is recently that I can access an itemized statement online, but never get a representative when I call.
Reviewed Oct. 27, 2009
I have an Eppicard from Indiana for child support. I live in South Carolina. Most places I try to use the card, it gets declined so I am forced to use local banks to withdraw the money in the account. But every time I do that, I am charged at the most $3 from the bank and $1.50 from Eppicard. So every time I withdraw, I lose $4.50 of the child support. It adds up to a lot of child support lost that could have provided more for my child.
Reviewed Oct. 23, 2009
I get my child support on this card. When I go to use this card at certain retailers, it’s declined despite having money in there. The fees are crazy! Half the time the money isn’t on the card on time. I think it’s a rip-off and the media should somehow be contacted to do an investigative report on how consumers are ripped off. The law should also be changed on how money is disbursed, especially child support.
Reviewed Oct. 23, 2009
I made an online purchase on August 4, 2009. Total purchase was $213.93, which was charged as cash purchase on my child support debit card. Part of the merchandise was on back order, so the company credited my card back $48.97 then charged my card again the remaining $165.95 without the original $213.93 dropping off. I spoke with Eppicard the same day the transaction occurred. They told me both the $213.93 and the $165.95 were a cash purchase. I spoke with corporate representative of the company that I ordered the merchandise from. I was told that the original $213.93 was just an authorization and should never have been charged to my account. I have been trying to get this resolved for almost 3 months now.
Even though Eppicard knows the problem is between them and the company I ordered from, they have been no help and are very discourteous. I have done conference calls with them with the corporate representative from the company I ordered from on 2 separate occasions. Eppicard had 45 days from the date I filed my formal dispute to resolve it. That date has come and gone, and my dispute is still "pending." I have a sick feeling it will remain in pending status. I have spent countless hours on the phone with these people and have been treated like a dog and nothing has been resolved after almost 3 months. Most of the representatives have the attitude that you are a welfare case (trash, in other words) and treat you accordingly, and you have no recourse.
Reviewed Sept. 27, 2009
NYS Eppicard declined a purchase 3 times despite there being enough money in the account to clear. I checked the balance and saw that they removed the money ($240) from the account for the three tries. The company that I was making the purchases with called the customer service number and had a three-way call with me and the company. The woman was rude and said you cannot make purchases unless you physically swipe the card, which is not true. She then said that even if they do not approve it, they take the money out of the account and then will put it back in 5 days. This system is terrible and needs to be corrected.
Reviewed Sept. 6, 2009
I received my unemployment benefits on one of these cards from NC. It says you can check your balance, etc. online, but when I try to register, it always says my username or password is incorrect. I have to call or use a Wachovia ATM to check my balance, which results in charges on the card.
Reviewed Aug. 28, 2009
I was unable to physically send my son to withdraw $100.00 of my EPPICard that was only used 2 hours earlier by myself. He had my permission so he made the transaction. The card and the receipt was returned but there was no money! He called immediately while at the ATM. I called EPPICard customer service and I was told 5 to 10 days to go through a process. What the hell am I to tell Scanna when I had just told them a payment will be made in the morning with the money I never received? Now, I have to prove and fight for something that belongs to my daughter and her well-being. I told my son to get a balance and in each 3 transaction, I was charged $1.25 - a fee that is never to be charged, according to all information I have about my card. I do not know what is going on but it is not cool at all!
Reviewed Aug. 27, 2009
I receive my child support on an EPPIcard... whether I wanted to or not… in weekly payments, which aren't much anyway. Numerous times I have checked my balance to find that whatever amount I had left over from the previous week, no matter dollars or cents, had mysteriously vanished when the new deposit was added to my card. I have called and spoke to multiple EPPIcard representatives and always get the same answer, there was no balance remaining on this account before the deposit was made. I have kept careful account of the balance, not to mention when comparing my records with theirs, they match, but still money is missing. They had no right to simply confiscate it when the new deposit is made. This may only be a small loss each week, as I said before, a few dollars ($3 to as much as $5) to as little as a few cents, but nevertheless, it's mine and after a while it adds up to be a large amount they've stolen from me. Every time I have a little more stolen, I feel very much violated and outraged... this is gas money, kid’s shoes, groceries... it's downright underhanded!
Reviewed Aug. 20, 2009
I, too, am having problems receiving payments within a timely fashion with Eppicard. The paper checks took two days to receive our child support payments. The faster electronic method takes two weeks sometimes. I would hope that the state is not purposely withholding our funds in their accounts to draw interest off our money when we are already being charged an annual fee to even receive child support in Georgia. Please help if possible. Thank you.
Reviewed Aug. 19, 2009
I was refunded $83.00 from Geico on 8-16-2009. Before this lady, I spoke to 2 other customer service reps and was given no help at all. This lady Danielle really disrespected me by coming out very boisterous and refusing to help me. She then even hung the phone up on me. All their reps have been unhelpful, but she was really classless. Right now, I am struggling because this is my unemployment benefits card and at this point, it's stressful enough being unemployed but even more distressing to have to deal with disrespectful reps!
Reviewed Aug. 16, 2009
This service company, which controls government funds for unemployment, is a ripoff; and I do not understand why our government continues to use them. Has anyone else had the experience where you are trying to resolve something and all of a sudden, they say I am sorry I can't hear you and then their phone starts going in and out so they don't have to resolve the issue.
It is impossible to get through to them; their system doesn't tell you how. You have to keep calling and trying other options. All the while, even though you didn't get assistance, they are dinging you 35 cents each time you tried to get a hold of them. What a lousy trick. My internet access has been blocked for months. I can't see what is going in and what is coming out of my account. All this time, they keep dinging while I can't get through to anyone to get the Internet fixed.
After talking with unemployment, they told me a trick to get through. I called and spoke with a representative, who said he doesn't handle the website area. I asked for a manager. As soon as I explained my situation, the manager then started blanking in and out the call, pretending he couldn't hear me. However, the last few words were very clear: Have a good day. Then, he hung up.
This is so wrong! Now, suddenly, access to my account works. I can get in, but once I hit statement every single time, it tells me the system has timed out as if I took too long. What a scam. Now, you log back in. How many times are they going to do this and then charge me 35 cents for trying to see what has been happening with my account? Why does the government keep using these people. I know I can't be the only person having these problems! Even the unemployment office showed some disgust with their tactics. It is not as if the unemployed in this economy do not already have it tough enough. This is just ridiculous!
Reviewed Aug. 7, 2009
I purchased a tire for my card. The cashier told me that the 3-digit security number wasn't being accepted. He swiped it again with the same results. I then went to a bank and withdrew cash from the card. It has now been 4 days and the "pending" charges have not dropped off. Last week, the same thing happened with a different purchase. I cannot get a human at their customer service.
Reviewed July 26, 2009
On July 9, 2009, I approved Grants Insider of Kearney, MO to debit my account for $1.95 for supposedly shipping charges of a packet, and a temporary access to their website. After reviewing the website, I found that it was nothing more then what was allowed for free on various government sites. I sent an email requesting that I be dis-enrolled from the program. Since I had not received the packet in the mail, I assumed that they had granted my wish. On July 23, 2009, a charge appeared upon my debit card, in the "Pending Transaction" section for $39.95 for Grant Insider. I contacted Eppicard's customer service at the toll free number. I explained that this was a fraudulent charge. I was told that they would credit the charge back to my account within 24 to 48 hours.
I checked the account again at midnight, Friday night/Saturday morning. This time the $39.95 charge was listed in the completed transaction. I called back to the customer service number and was told that I had not called in time to stop the transfer of funds. Further, each call that I have made to the customer service was costing me a $0.45 service charge. I am currently unemployed. The only thing that my family and I have to live on is my unemployment. I cannot afford to lose 10% of that because someone is too lazy to do their job.
Reviewed July 22, 2009
I have money missing from my account! I called customer service and got my last ten transactions, which mine being the same as his. I should have $185.00, but I only have $150.00! Now, where is the other $35.00? He said he would mail me my transactions in about 3 weeks! My damn transactions are the same as his. We went through this over the phone, which also cost me hidden fees! Now, what good is it to send me that info when we just went over it on the phone?! $35.00 is missing with no explanation as to where it went, so I hold the bank responsible and I should be reimbursed. I’m struggling already without the government and everyone else trying to rip me the hell off! I never wanted the card to start with. Also, I have friends and family who are having problems as well. Where are the free transactions? I’ve yet to find one! I’m very disappointed in our country today!
Reviewed June 23, 2009
Well, I didn't ask for this card and they take so many fees out of it. This is supposed to be my child support money but I feel that it's being taken from me because of the fees that they are charging me. I have had so many problems with the guy named Danny who answers the phone--that is after they take at least $3.00 from you to get to a live customer service rep. He is really rude. When I asked for his boss, he hung up on me. I had some bad experiences with this company but the State of Virginia is forcing me to use this card.
Reviewed June 23, 2009
Well, I didn't ask for this card, and they take so many fees out of it. This is supposed to be my child support money, but I feel it is being taken in fees. And I have had so many problems with the guy, Danny, who answers the phone. That is after they take at least $3.00 from you to get to a live customer service rep. and he is really rude and when asked for his boss, he hung up on me. I had some bad experiences with this company, but the state of VA is forcing you to use this card. I can't get my money out of the account. I am so mad that I got a headache and mental distress.
Reviewed June 21, 2009
This Eppicard that the state has forced everyone to use is a nightmare. I have multiple complaints about it. Right now, I need to speak to someone at Eppicard and can get no one. There is no option to speak to a person. I have tried many times to get my child support direct deposited into my own checking account but every time I send the form, NYS declines it for one reason or another. At this time, the state has disbursed my money which was due four days ago, yet Eppicard does not reflect it. Where did the money go? Also, there are no fee-free locations in my area at all. I don't think there are any in my state (New York). I have to pay $3 to withdraw cash. And the fees for calling them and other usage are outrageous.
We, as custodial parents and our children, should not have to pay anything to get our child support! I need to speak to someone at Eppicard and not be charged $0.50 each time I try to get a person and can't. Is there a number to speak to a customer service person? They claim they have customer service 24/7 which is a lie. It's all automated info. Unfair fees which after years of fighting for child support should not be taken from the custodial parent and children. These fees can equal about $600 a year! The stress and inability to feed our children is damaging. It's unfair to enforce this in a state which has no fee free locations.
Reviewed June 21, 2009
The DFA (Disability Financial Assistance) I am receiving from Hamilton County, Ohio is now disbursed by Eppicard. Currently, it is $115.00 per month. The information pamphlet Eppicard provides states that if we make cash withdrawals from "participating banks' ATMs", there will only be a .75 cent service charge. The banks listed by Eppicard are Fifth Third and PNC. Both the Fifth Third and the PNC ATMs charged me $3.00 when I withdrew cash. When I checked my statement on Eppicard.com, it showed a further .75 cent charge. But the $3.00 ATM fee was included in the amount of cash withdrawal! In other words, Eppicard hides the bank's $3.00 ATM charge by calling your $50.00 cash withdrawal a $53.00 withdrawal.
Tens of thousands of poor and disabled people are getting charged this way after being told by Eppicard that they would not be. I have contacted Fifth Third on the phone, over their website and in person at the downtown Cincinnati office. All the people I contacted responded the exact same way, as if reading from a script: "I'm sorry, but I've never heard of that program". Eppicard also states in their information pamphlet that MasterCard teller windows will provide cash advances without fees, but I have yet to find one. Neither Eppicard nor Hamilton County, Ohio will respond to my telephone inquiries. Eppicard has no email address for people on DFA to send questions. Eppicard's telephone is automated, there is no option on the menu to connect you to a live service representative.
Reviewed June 19, 2009
There was an unauthorized charge on my EPPICard. I disputed with an agent and was told the charges was to be reversed within 24 hours, and 48 hours later still nothing. Also, while waiting, I was charged many account fees for checking (I was given an account alert on my cell phone for a balance notice). This EPPICard card is my unemployment payment, and at this time, I reside at Pahrump, an hour and a half away from Las Vegas, where I go to look for employment.
Reviewed June 14, 2009
I made a purchase for $50.68 at a grocery store, and my card was erroneously charged twice by the same merchant for the exact amount the following day. I contacted the merchant and was told to contact Eppicard. After many disputes in writing and follow-up calls regarding the unauthorized charges, Eppicard stated that the merchant had not submitted any supporting documentation regarding the unauthorized charges on my card and that the money would be put back on my account. A credit adjustment for one of the charges and a debit adjustment for the other charge appeared on my account.
When I called to inquire on the matter, I was told that it was due to a system error and that a credit adjustment for the second $50.68 would be made to my account. It never happened; as a matter of fact, Eppicard made a debit adjustment of $50.68, which meant that my account is now minus $101.36. I received a letter from Eppicard which denied my claim and closed the matter.
It's a dog gone shame that this beastly company is allowed to successfully scam consumers of their money despite the number of complaints sent to appropriate agencies, and once the scam finally balloons to media notoriety, the low-life vipers slither away quietly into the fog that protects them until they strike again. I want my money back!
Reviewed June 14, 2009
I have an Eppicard and as everyone knows, they charge you after a couple of balance checks. Well now I'm locked out of my account on the internet and after many attempts to reset my password, I still can not access my account. Not only that, but I can't get in touch with any type of customer service despite any number I call to fix the problem. This is the worst manner of business I've ever had to deal with. Economically, they managed to squander any amount of my child's support that they can. Nothing but crooks causing frustration!
Reviewed June 11, 2009
Original ATM problem: November 5 or 6, 2008. Dispute filed immediately on November 28. Provisional credit of $320 was applied to my account. December 12, 2008, $320 provisional credit was removed from my balance. Dispute was filed again (exact date in records) and it was denied. Again, I have records to prove this. I filed a 3rd dispute (Spring 2009). The 3rd dispute was denied. Each and every time I mailed in the dispute forms, I clearly explained the details of events, providing written documentation from the bank, my receipts, and my personal statements regarding what happened, and some of the troubles I've experienced during this ATM dispute process.
November 5th or 6th, 2008, I went to an ATM at National City Bank on 25th St. Columbus, IN to remove cash from my account. My balance was $334. I requested $320 (increments of $20). It did not give me any cash and printed a receipt that said, "Unable to process transaction at this time.” I wondered what the problem was and thought that maybe there was a $300 limit. So I requested lesser amount (twice) and each time it said, "Amount requested exceeds available balance.” I knew I had $334 prior to pulling up to the ATM. I reported this to the card company immediately. L. **, customer service representative, documented this issue and began the dispute process for me. I filled out all paper work, sent it in via certified mail, and about 2 weeks later, on November 28, 2008, I received a "provisional credit" of $320 to my account. I thought it was over.
Wrong! Two weeks later, November 12, 2008, they removed $320 from my account again! I called them asking why it was taken out again. The representative did not know why. She agreed that it must have been in error and suggested I file another dispute claim. Again, I filled out all paper work and sent it in in a timely manner with certified mail and again they denied me. They said my denial was "BASED on documentation from the merchant," which is National City. So I went to National City to find out what EPPICard was talking about. They had no idea! As I said, they provided me with written documents supporting my dispute and want this matter resolved immediately.
I disputed that transaction (November 12) and got nowhere. I had even sent in a letter from the bank manager stating that I absolutely did not receive any money from the ATM. National City is supporting me with letters and ATM logs proving that I did not get any money and yet they (EPPICard Processing Payment Center) refuse to give my money back. Upon receiving that "denial," I simply couldn't believe it! They were making it impossible to get my money back. Someone has my child support and I want it back. That money is for my child and I will fight for this. It's terrible that a person has to go through such lengthy dispute processes and spend $5 to mail it off, not to mention other financial losses I incurred!
After being denied, I disputed that and the final reply was, "We credited your account $320 November 12." But they fail to address the fact that they removed $320 on November 28. I'm ready to take legal action. This has resulted to $120 lost wages (missed work trying to take care of this issue), $78 in overdraft fees, $15 in certified mail fees, and I missed out on Christmas specials for my child. It hurts or angers me that I wasn't able to get her all I'd planned for Christmas because of all this. I had to borrow money for house payment, groceries, and gasoline! It caused a financial crisis. Bills got behind, late fees accrued, and stress mounted! I believe this also damaged my credit score or buying power.
Reviewed June 8, 2009
I transferred $1,200.00 from EPPICard to personal checking account over the phone on 6/4/09. Today is 6/8/09 and the money is nowhere to be found. Where's my money? I have bills to pay. Now, I will have late fees and my electric and my cell phone will be shut off. I will have to pay reconnect fees.
Reviewed May 18, 2009
I had someone make two charges to my card without my permission and EPPIcard will not investigate. I'm out of $90.00 and I'm unemployed!
Reviewed May 4, 2009
This is the worst consumer card agency I have ever had the displeasure of dealing with! My first issue with this company is that card users can only access their accounts while using Internet Explorer. It took me several weeks to get someone who speaks broken English to tell me I can't use Firefox to access my account. Secondly, they make sure you have no email address or physical address at which to contact them. The only way to contact the company is by phone! After waiting on hold for more than ten minutes each time I call and I finally have a human being on the phone, I had to ask him to repeat himself several times, because I couldn't understand his foreign accent.
It is incredibly exhausting, frustrating, and impossible to explain to someone who barely understands English that money was erroneously deducted from my account, not once, but twice. Furthermore, the information that the "customer service representative" is seeing on his/her screen is different from what is on your screen even though you are both accessing the same account! A deduction of $235.89 was erroneously deducted from my account twice, and the EPPICard representative has no record of it even though I am staring at my account statement that can only be accessed through their website!
This company has no idea what customer service is! In reality, we, the card-users, are not their customers. The state agencies who hire them are the real customers. I sure hope they get better treatment than we do! And what really bites about this situation is that the card user has no choice in the matter. I would prefer my unemployment payments be directly deposited to my checking account, but that is not an option. The card users are forced to do business with these idiots through the state agencies who employ them! Now, I have to dispute the issue in writing, which may take up to 45 days after I receive the paperwork to complete.
Reviewed May 4, 2009
I pumped gas before paying it and was not aware someone from Eppi had canceled my card. My card came up fraud on the cash register. I had no cash on me at the time.
Reviewed May 2, 2009
I haven't had much problem with the card except for the ATM transfer withdrawal fees. (There is no reason people using this card should be charged since a majority are struggling financially and when I added my fees over six months, it was over $100.) My problem is checking online. I had no problem a week and half ago but now it tells me too many log-ins, account locked and reset password. I did that, still nothing but that message. I re-did all again exact same way, nothing. I called the number I have to get to a human to say my card was lost. He couldn't help me with the website and that some IT support were the ones doing the web page and he would let them know. A week later, I still can't check my account. It's still locked. Can someone tell me how to unlock it!?
Reviewed May 1, 2009
Someone charged 74.75 dollars to my account without my consent, and Eppicard company charged me $50.00 to investigate it. I only received $25.00, and they can't give me a reason why.
Reviewed April 29, 2009
The PIN for my Eppicard was stolen and $1,100 was stolen from my card. I filed a report with the Sheriff's office because my fiance had money stolen from him on the same day. I called to report the incident and to cancel the card and had another one sent to me. I filed all the necessary paperwork as provided by ACS. They declined my request and suggested that I contact the merchant. I did research on the internet about this company and I found this article with the complaints of other mothers who receive their child support funds in this way. I have also found a website with contact information for ACS and I have sent an email to 2 different departments within the company. I am currently waiting for a response.
Reviewed April 22, 2009
I thought that using the ATM EPPICard would be a fantastic and assured way to receive my child support; however, I believe that I have had more problems with it than if I just got the check from my son's father every week. The fees to access my account away from the internet (which I do not have at my home, so I have to call if after my work hours) are ridiculous for just calling an 800 number. I don't always get my money on the same day every week - and God forbid there's a holiday - if they have one day off, my deposit is at least 3-5 days late! Last year, I kept looking for this one week's deposit, called (which cost me for the customer service call!), and after 3 weeks, they finally credited my account, because they had mistakenly put it into the wrong person's account.
As well as the embarrassment when various stores' machine won't accept the card, no gas pumps allow you to pay at the pump. I found that out the hard way, as my child was asleep and I had to wake him to pay for gas, when I shouldn't have had to do that. It has a MasterCard logo.
And to top it all off, the icing on the cake now is that I have been locked out on the internet from checking my balance, the only free way to check it, because it tells me I've had too many log-in attempts. I've tried the 800 number and cannot get a live person to tell me how to reset my account online. So no matter what, I have to keep all the receipts and keep track of my balance myself, in order for my money not to be used up in fees. I think from now on, I will just take out all my money the day I receive it and put it away so I don't get ripped off by this agency. Sure, I could ask for checks by mail again, but how long would it take for me to get my money?
Reviewed April 15, 2009
My Eppicard was stolen. There were 700 hundred dollars taken out of my account on the Eppicard. I contacted Eppicard, then I was contacted by someone from ACS Payment Processing Services. He told me he would take care of it right away and take care of the situation. Then I got a letter stating that I have to go to the merchants. There were no merchants. The money was taken out of a bank and they will not reimburse me for the money that was stolen. This is unfair, I am not a deadbeat, but I do need this money to keep my household going until I can find a job. I did nothing wrong and they just blew me off. Please help.
Reviewed March 31, 2009
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Reviewed Sept. 25, 2008
ACS State and Local Solutions ( Eppicard Debit Visa) issuing bank Wells Fargo, NA Wells Fargo does not recognize this card as an account because it is not associated with a consumer savings or checking account therefore I am unable to file a dispute resolution claim with them. I did however file a dispute form sent to me from ACS State and Local Solutions and reported fraudulent transactions discovered on my account on August 6, 2008.
ACS has denied my claim and declares my funds (child support via the Texas Attorney Generals Office) are not FDIC insured and will not reimburse. I have found evidence on the FDIC web site that contradics this statement. I evidently was a victim in a nationwide internet scam that targeted Eppicard users. Throughout multiple states across the county, Eppicard account holders are complaining of the same results for their filed disputes. However I do know of some account holders who received reimbursment of their funds. I do not understand how ACS can keep my money and reimburse others.
I also spoke with the Texas OAG and they were unable to help me with this dispute, explaining that once the child support payment was made it went to Wells Fargo and was handled by ACS, therefore it was out of their hands. Please advise what I should do to recover my stolen money. I need and depend on my child support and so does my son. Thank you
Don't know how I'm going to pay some of my bills. Emotionally I can't even think have the time and it is effecting my performance at school. I feel violated and do not understand why all of the States who have hired outsourcing companies to save money would do this at the expense of the receipients (child support, unemployment benefits, etc..). These funds are insured and I want mine back. ACS is a computer systems business. It appears with so many cases of fraud happening to Eppicard holders specifically that maybe the problem lies within.
Reviewed Sept. 22, 2008
On 07/29/08, two transactions were made at an ATM 7-Eleven in Chicago, IL, for a total of $527.00. I explained to staff at EPPICARD that I had not given my card or pin number to anyone and I live in Beaumont, TX, and have never been to Illinois in my life.
EPPICARD staff told me that I had to have given my pin number to someone; therefore, ACS denied my claim due to a pin number being used for these transactions. I told her that they treat the victim like the criminal and let the criminal run free to continue their criminal activity. They refuse to do an investigation based on someone using my pin number.
This was child support money for my son and has caused a financial hardship.
Reviewed Sept. 12, 2008
On 8/6/08 I recieved an email from EPPICard.com stating my acct. needed to be restored because of failed log in attempts. I ignored the email and put it in my banking file. On 8/11/08 my EPPICard acct was drained by someone at an ATM in Chicago, totalling $1087.00. I then filed a dispute with ACS/Eppicard on 8/12/08.
On 9/12/08 I received a letter from ACS/EPPICard denying my request for reimbursement. ACS also stated that I could dispute the transactions with the merchant in question. On 9/12/09 I called ACS and they told me it was my responsibility to protect my card information and that I must have given my info to someone. I did not.
On 9/12/08 I called the merchant in question (North Community Bank, Chicago, IL) they said there was nothing I could do...that they would only release ATM transaction photos to the investigating firm.
Mostly financial hardship...paying bills...car is about to be repo, etc...
Reviewed Aug. 29, 2008
I received a text stating my EPPI CARD had been suspended for inactivity and I don't even have an EPPI CARD! Therefore, I googled it and seen it is a scam. How did they get my cell phone number?
Charges for texts on my cell phone
Reviewed Aug. 21, 2008
I have received two texts from these people. The first one said my account was suspended for security reasons and to call the number above. The second one said my account was suspended for inactivity, to login at www.eppiservices.com. I went to the site to see what eppiservices was. I tried to click on help and faq, but the page would not load. That's when I did a search. I felt it could be a scam which is why I never called. Is there no way to catch these people? How did they get my cell phone number?
None other than they used my test messaging and minutes and wasted my time.
Reviewed Aug. 13, 2008
I recieved the false text message that my eppicard account was closed. I do not have such an account so googled EPPICard and saw this scam going on. I AM A VICTIM. Shouldnt SPRINT be held to some accountablity too since I rec'd this on my cell phone?
Reviewed Aug. 12, 2008
The EPPICard Scam has appeared on my cell phone 3 times and also on my husband's cell phone. We just deleted and did not call them.
Reviewed Aug. 11, 2008
I received a text message from this scam. Saying my eppicard account has been closed for unusual activity.
Reviewed Aug. 9, 2008
Today I received a text message from Eppicard Security informing me that my account was cosed due to unusual activity and they requested that I contact them at 1-866. Upon returning the call I was prompted to enter personal and confidential information. I did not enter the information and until now, had no knowledge of the Eppicard. I do however have child support payments directly deposited into a checking account. My concern is, are these criminal minded individuals able to access my child support information and has my account/information been compromised? I will contact child support enforcement on Monday.
Reviewed Aug. 8, 2008
" Dear EPPICard account holder, A pending refund of $783.00 is being made available to your debit card on 06/10/2008. Because of the recent attacks on multiple EPPICard account holders, EPPICard Security Department has implemented a new security system designed to protect your account and provide an increased level of protection to your money and personal data. In order for the money to be available you have to pass through several security measures in order for us to verify your identity and credit your account.
"To protect your account, please keep in mind these instructions: * Do not share your password with other users. * Log off and close the Internet explorer window after using your online account, especially if you are in a public place. Please use our secure server by following the link below to verify your identity and receive the funds. We apologize for any inconvenience this may cause, and appreciate your assistance for helping us maintain the integrity of the entire EPPICard system. EPPICard Online Department"
We do not have an EPPI Card.
Reviewed Aug. 6, 2008
I received the following unsolicited text message on my cell phone at 4:44 p.m. cst on August 6, 2008: From: EPPI-CARD: your account was suspended for security reasons. call us at 856....
Reviewed Aug. 6, 2008
While checking my account information on-line, I recieved a text message from EPPICard Security that my account had been closed due to unusual activity. Upon calling the phone number given, I was prompted to enter my account number, social, and PIN.
Like an idiot I didn't think twice about it because I had just left the web site and thought maybe I had entered incorrect information. They had within a matter of the next two hours made two transactions totaling $463.00! Now I'm in the process of protecting my other accounts and cards, and it will be months before I get any money back!
Well the obvoius is the loss of $463.00. But what future problems it may cause, how long it will take to straighten out, who really can tell at this point.
Reviewed Nov. 15, 2007
I have received none or only part of an ATM cash disbursement. I requested $ 120.00 and received $0.00.
Transactions:
08/17/2007 $120.00 100 COTTONWOOD CTR
EPPIcard Company Information
- Company Name:
- EPPIcard
- Website:
- www.eppicard.com