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PayPal Reviews

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About PayPal

Pros
  • User-friendly interface
  • Strong security measures
Cons
  • Funds held for extended periods
  • High fees for transactions

PayPal Reviews

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    How do I know I can trust these reviews about PayPal?
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    Page 32 Reviews 4430 - 4580
    Customer Service

    Reviewed Jan. 2, 2017

    Paypal has immense problems processing cross border transactions. They have failed 11 of 14 transactions. Average resolution of first 10 issues; was 6 days and 5.5 hours on the phone. The last problem they created has snowballed to 18 transaction issues. Paypal has admitted their negligence and have 'stolen' over $10,000.00 from myself and two suppliers. They froze all of our accounts and have refused all requests to resolve. To date over 95 hours on the phone since the first unresolved issue going back to Sept. 13th, 2016.

    Paypal have repeated lied to us about promised call backs (47 lies! No one ever called back). Paypal admitted that their unauthorized transactions are deemed FRAUD. PayPal made multiple unauthorized transactions on our accounts. They say that everything is fixed - yet we have lost our money. AND... nothing works yet.

    Paypal is a CROOKED morally corrupt and unethical company. They promote a culture of LYING and theft. They have taken unauthorized "FEES" from our accounts to correct their own mistakes. Stay tuned. We are taking Paypal to small claims court to recover damages and publish their illegal actions so the world can see how crooked and dishonest the executives are.

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    Customer ServicePrice

    Reviewed Dec. 29, 2016

    I have a 100% perfect rating with eBay, spent a lot of money in past 2 years and a Seller screwed up the transaction and then used Amazon to fulfill the order costing more, etc. eBay was a total joke and sided with the Seller who already has a bunch of similar complaints for the past 30 days! I contacted PayPal regarding a $10.15 return label charge for a $26 book order that the seller messed up on resulting in 2 book orders canceled, etc. eBay did not explain or inform me I would be paying this outrageous return fee on top of all the BS with the Seller! USE Amazon, they are very fair with their customers, always resolve the issue and don't RIP off their customer!! PAYPAL resolution's investigation of my unauthorized charge was a complete JOKE and obviously they support eBay over YOU!

    It was not the $10.15 charge, but the PRINCIPLE of the entire transaction starting with eBay and ending with PayPal. After contacting PayPal and explaining the entire ordeal in detail and offering email communication with the Seller and eBay to support my complaint, they never even bothered asking me for it. Their decision was in favor of eBay. WHAT DO WE NEED PAYPAL FOR ANYWAYS, SO THEY CAN USE YOUR CREDIT CARD TO MAKE MONEY ON MERCHANTS! Don't use PayPal, use your credit card and then if you have a problem, at least you can really DISPUTE the transaction with your creditor which is on your side!

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    Reviewed Dec. 24, 2016

    I've done my 90 days and they're still holding my money. They treat you like you're a thief. I always get positive feedback and every time a customer pays, they hold my funds. PayPal sucks! They treat you like a thief but they're really the crooks. I hope somebody comes out with something that trumps PayPal. I hate PayPal!

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    Reviewed Dec. 23, 2016

    Need to leave South Africa go to Scotland for good. Qualified trades can't get work in South Africa. Got Visa. My account with GoGetFunding and PayPal 30 days no money. Tried adds. 9 million don't have work in South Africa. China has flooded South Africa with their goods.

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    Punctuality & Speed

    Reviewed Dec. 21, 2016

    I have a friend who received a statement last May from PayPal in the amount of $39.00, but with no explanation of what the charge was for. He tried to contact PayPal via their website and also by phone in hopes of getting an answer concerning this charge. No such luck. Meanwhile, late fees are accruing on this account, which was closed at his request. His last statement on November 3, 2016 was $158.00 with the threat of outside collections action. Why is PayPal unable (or unwilling) to provide itemized statements? After witnessing the frustration my friend is going through, I finally wrote them a very nasty, demanding letter telling them to research his account thoroughly and find where the original charge came from. We are not holding our breath.

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    Online & App

    Reviewed Dec. 20, 2016

    I have now spent about 25 minutes (and waiting) to make a donation. Their website does not work. It keeps asking me to verify my account. I do what it says and nothing happens. I called. Put on hold. Talked to one rep. Sent to another. Put on hold again. This is MORE TROUBLE THAN ITS WORTH!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 20, 2016

    I've been a Paypal member for a long time. My account is in good standing as both a buyer and a seller. Last month, I placed an order with a company I have done business with before. However, there was a problem with my order so I canceled it with the intention of placing the correct order afterward. Paypal is supposed to hold refunds for 3-5 days. Mine Sat for over two weeks before I lost patience and contacted them.

    Initially, they were very helpful. I was told there was a "glitch" with the refund system and that they would credit my account with the held amount. Once my refund cleared, they would withdraw the account credit so that we were even. However, they also warned me that if I were to spend the credit my account might go into the red.

    The credit was placed in my account. I opted not to spend it so I just let it sit while I waited. Unfortunately, the credit was prematurely withdrawn and my original refund still showed as pending. I contacted the support team again with my concerns. I was given yet another credit, even after I told customer service that all I wanted to know was when I could expect my funds to clear. This time a supervisor contacted me and I was told this credit was a permanent payment to make up for the pending refund.

    On December 18th, nearly a month after my refund was placed into pending, the second credit (the one that was supposed to be a permanent reimbursement) was again pulled from my account. On the same day, I received a generic email from Paypal saying the recent problems with refunds was corrected and that the funds would all be released soon. This has not happened yet. As of now, my account still simply shows my refund as pending.

    At this point I am frustrated. This has been a huge inconvenience. The support team has been unreliable and all I want is my refund. I don't want account credits because I don't want to risk them being pulled again without warning and having my account go into a negative balance. I originally paid with a Paypal balance, so I don't understand why this is taking so long.

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    Reviewed Dec. 19, 2016

    I have been a PayPal user for more than a decade and after this time faced what I found an inadmissible behavior. One year ago I paid for a host provider service, which actually turned out to be useless in a matter that I wouldn't renew it in any way. Last week PayPal informed me that I had authorized a periodic payment. Anyway, I know we ought to be the first carers of our self, but I just wonder if it wouldn't be much more honest from PayPal instead of giving me notice of something already done to give me notice of something to happen? I actually disregarded somehow to whom I was trusting my credit card. Upon call PayPal turned out that most conveniently they only had six month of history of my account. How weird is that? In the end it seems we can I have a billing agreement (whatever this means) for a service we neither get or which for, just because we trust PayPal our credit card info and nothing else matters. Watch out.

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    Customer Service

    Reviewed Dec. 18, 2016

    PayPal is the worst and I am initiating a class action lawsuit. The resolution center is a joke and has no bearing on justice. Please save yourself the aggravation and time of even trying to respond to a claim as it simply DOES NOT WORK regardless of what kind of strong evidence you may have.

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    Process

    Reviewed Dec. 18, 2016

    For days now their withdrawal has been broken - telling me "Sorry, we're not able to process your request. Please try again later." So I waited days and I am still getting "Sorry, we're not able to process your request. Please try again later." when I try to withdraw. And what is this certification? Consumer Affairs forced me to check that "I have no personal or business relationship with this organization" in order to post this review but that is false. It's PayPal... of course I have a relationship with them (all account owners do). This is notice to Consumer Affairs that I do have a relationship with PayPal so ignore the ridiculous forced certification that I was forced to check.

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    Sales & MarketingPrice

    Reviewed Dec. 18, 2016

    If you want to be scammed, use PayPal. This is the company which keep supporting the online fraud and scam. Whenever the buyer send money via PayPal and claim the charge back, you will lose the case and money. The PayPal will charge another $20 charge back fee from the sellers. The PayPal will try its best to lose the case for the seller, since there is another $20 profit for the company! The company says they are verifying the credit card and bank account, but this is **. Please tell me how come there is unauthorized transaction after the credit card has been verified. Stop using this ripoff company. You will end up losing money!!!

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    Customer ServicePriceStaff

    Reviewed Dec. 15, 2016

    PayPal advertised that they are a safety deposit box etc! They are by far the Worst!!! My Bank charge me 2 insufficient funds fee because of them!!! Spoke to a "supervisor", she was absolutely no help!!! The worst customer experience I have ever experienced. I will make it an effort to let everyone know how unprofessional these people are!!! Extremely frustrated and they can not help anyone!!! By far the worst customer service ever!!!

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    Customer ServiceContract & TermsSales & Marketing

    Reviewed Dec. 15, 2016

    I found what was supposed to be a good (I found this was a lie) security software for my computer. I also found out later, after I paid, this company is based in Bosnia. The advertisement claimed I would receive the software immediately upon receiving payment VIA PayPal, this was also a lie. Five days later, I receive an email from the software company with my links to the download for my computer security software, and it was labeled "gaming software". I did not order gaming software. I ordered Firewall, Anti- Malware, Adware Blocking, Virus blocking/removal, etc. To top it off, none of the links (click here) buttons would respond to my attempts to download. I contact PayPal concerning my negative experience with the software I purchased from the Bosnian shyster company that sends email links that do not function as I was led to believe they would function.

    PayPal claimed they would contact the seller to get my refund. What? All of a sudden it is not part of the agreement with PayPal, it is based on whether or not the seller wants to refund my money, and it is PayPal of Bosnia that is in charge of my claim. I was never informed during the purchase that I was paying any company outside of the U.S.A. because I was using USD currency. It was requested of me to send several documents of which I had none of.

    Where do I get links to send, consisting of "gaming platform" (still this gaming keeps popping up), links to a site that had the nonfunctional links (?) how do I send a link of a nonfunctional link that was part of an email (Which I did forward the dysfunctional email link), and how does a person send a link from who it was that informed me about this shyster company, when it was a local computer store that gave me the information (and nothing on their site has any information about good products they recommend)? PayPal denied my refund request from a dysfunctional software company with reasoning based on my claim of a bad email with dysfunctional links, though their reason was the company had advertised a product accurately. Again, WHAT? How does PayPal know if the way this company advertised anything was accurate or not if in fact PayPal never received what I received?

    PayPal does not want to issue refunds based on the fact PayPal does not get paid unless their selling customer gets paid. Very easy to read this reasoning as to why PayPal decides in favor of sellers, regardless how good or bad a seller's product is, COMPLETE SCAM BY PAYPAL!!! And this is not the first time I have had a bad experience with PayPal, and as well, I have known many people who have had equally bad or worse experiences with PayPal. The name of PayPal is very misleading, it should be Paynotpal!!! And by the way, the shyster software company is "Bitdefender", based in Bosnia.

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    Sales & MarketingStaffProcess

    Reviewed Dec. 14, 2016

    I'm so disgusted with PayPal. PayPal policies, rules and regulations are completely and utterly set up one-sided for buyers and buyers only. I've dealt with PayPal since last year till now. I sell collectible toys on eBay, once you start as a seller PayPal have this policy to protect the buyer from the start. Once you sell an item you are not allowed access to your funds. Instead they're put in a pending balance which will clear your money within 21 days of the purchase or if the item has a tracking number and can show delivery you might get that withheld money released. In other words when you sell an item the buyer received the item can have the item for awhile but yet you who sold the item are not allowed to have your money until PayPal feels like releasing your money.

    The funny part is that PayPal literally takes their fee out of the pending money (your money) that you yet can have access to? This is completely unfair to seller. Once you complete this probationary period supposedly from this point on your money is in your account the date the buyer purchased item. Funny things is I went through that process and finally got past the 3month waiting period, but then I stop selling stuff for a while and when I did start again sell a few months later I had to go through the probation period again. Which I'm dealing with now. Recently some money from an item I sold almost 2 weeks ago was finally cleared. I then transferred the money to my bank account. Here is when the funny stuff PayPal does caught my attention.

    According to PayPal policy depending on your bank or Familiarity to said bank it can transfer your funds within 3-5 more days or if your account as been active you can get that transfer faster, within one day as long as transfer is before 3pm your funds will be there next day. PayPal literally has a payout time chart you can see. Either way I transfer money to my bank which normally is there by the next morning, but to my Dismay it wasn't there. So I called PayPal and was told there was a glitch and that the transfer would be reserved and that I had to transfer it again. After doing so I was informed my money would be in my account the next day, well today being the next day and my money was and transfer and still pending said password.

    Again I spoke to a supervisor named Elijah and he basically told me I had to wait for my money to transfer to my bank, that it was out of his control. And that all he could tell me was that maybe Friday it would be in my account? What? So I have to literally wait another week to get MY money because PayPal feel like it? How is it that this company is allowed to practice politics that a normal business would get sued for. I will no longer use PayPal ever again. Once I get all my money from PayPal I will close and delete my account. Scammers, Ponzi schemers, who has the government allowed the to operate like this.

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    Customer ServiceSales & Marketing

    Reviewed Dec. 14, 2016

    Started getting spam email from them, tried to unsubscribe and didn't work. Called them to get it stopped and they wanted more personal info, and told me I had an account. Said the only way to get rid of it was to give them info about the account, which I don't have. Not giving them MORE info... No way. They really suck.

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    Verified purchase

    Reviewed Dec. 14, 2016

    I purchased what I thought was a turnkey website on 12/5/2016 from ABC Design Studio. After I purchased it they asked me for my GoDaddy password. That made me uncomfortable. I visited the site and the links were not working. The website was not complete. I made a complaint and was told that I would not be granted a full refund. I will be escalating this on all levels that are available to me. Even to the point of making a claim in court if it goes that far. This is ridiculous! Where is the protection for the buyer.

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    Reviewed Dec. 13, 2016

    I'm not even gonna explain the whole scenario, because it's the same one as everyone else's, they decided to wait until I had quite a bit of money in my PayPal account, to finally inform me that it was frozen for the next 6 months. How it is allowed to continue, I will never know. But I'm not gonna complain anymore.

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    Customer ServiceStaff

    Reviewed Dec. 13, 2016

    I have tried to make a large payment through Paypal. As expected they blocked it. Unfortunately instead of explaining why they just asked to call them. I called and had to wait 3+ hours to finally talk to someone, who told me that my payment was larger than usual. My payment is indeed larger than usual, so I asked if the restriction could be lifted. My interlocutor was clearly clueless about how to resolve the problem, and gave me a solution that had no chance to work before hanging up. I called again, had to wait 30 minutes on the line before talking to someone who tried several "adjustment to my account" with no further explanations, and finally told me that he made one last "adjustment" but I had to wait a few hours (was it a way to get rid of me?).

    I waited and the solution did not work. What happened is that Paypal decided to block my account. At this point I can't do anything. The resolution center is blocked too. The other person is still waiting to get paid, and we are working towards another solution. So to both merchants and users, please avoid PayPal. It is a piece of junk software and just a pain for everyone involved.

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    Customer ServiceStaff

    Reviewed Dec. 12, 2016

    So I called PayPal and asked them if I could create a new account when I was 18. They replied yes and so I did. Within 2-3 days of me having the account it was limited again. PayPal PERMANENTLY limited my account so I phoned them. I asked them why and they could not explain why my account was limited in the first place. I asked to speak to the complaints team over the phone and they said that because I wasn't a PayPal customer anymore I couldn't speak to the complaints team. Absolutely shocking experience.

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    Customer Service

    Reviewed Dec. 11, 2016

    PayPal withdrew an amount from me twice, which has led my account to have a negative balance. When I called they have acknowledge that they have done so. To make matters worse, they have limited my account claiming that it's linked to another account with a negative balance! Almost 1 month later, no one has called to follow up on this issue, nor have they refunded MY money! They are CROOKS!

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    Verified purchase

    Reviewed Dec. 10, 2016

    I am in US as a visitor. I don't work nor have a Social Security Number. Only after I have decided on selling a product on eBay and ship the product, PayPal created a limitation on my account and is holding my funds. It asks for a copy of my SSN. I have already send my visa and all the other documents, but they still hasn't lift my limitation. PayPal shouldn't have approved the transaction if it was not sure I was able to receive the payment. Now the product is sold and delivered and I cannot access my payment. Need a solution. I cannot provide a SSN nor I can have the product I sold back. Does it makes PP a robber, stealing my property? Hope to have it sorted soon!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 9, 2016

    THIEVES!!! FRAUD!!! KOCONUT DESIGNS AKA Sandra **. I purchased Tory Burch flats from a seller (koconuthead) & rubber soles were severely worn down. Of course the seller "Koconut designs" aka Sandra ** DID NOT depict pictures of how badly worn down rubber soles were. I contacted seller and her response, "I'm sorry that you are dissatisfied with your purchase, however I listed the correct details on this item as well as posting pictures of the soles of the shoes for your inspection and approval. When the shoes left my possession the sole weren't worn or damaged. The shoes were not new, but in great condition."

    Of course she did not take responsibility for sending me proper depiction of Tory Burch flats. I sent product back to seller at my own cost!! After a couple of weeks she sent me refund of $60.95. I called Paypal to guide me on how to retrieve my refund of $60.95. The incompetent service rep had me refund $60.95 back to seller!!! Paypal is NOT taking responsibility for their incompetence. I am NOW out of $60.95 & Tory Burch flats. Paypal advised me to contact seller which I have over 10 times NOW and of course NO response!!! Paypal will NOT assist me because "I have already opened a claim"??? Makes NO sense!!!

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    Verified purchase

    Reviewed Dec. 9, 2016

    ** service ever. They stolen my money of 139 USD... First they hold my money since 45 and still I'm getting money. They are just fooling around me. They never release my payment until date. Never do business with them. They are ** and they are all scammers...

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    Price

    Reviewed Dec. 9, 2016

    PayPal nearly forced my business to go under the moment they placed a limitation without justified reasoning and denied my appeals. Been with PayPal for over 5 years, yet that doesn't seem to be a good reason for being kicked to the curb by them. I resolved all customer complaints, handled disputes and chargebacks according to their policies, but apparently that wasn't enough. Not only did my business go under, they cost me my clients, my home and many of my assets I built up. I had to start from the bottom up again and it wasn't easy. This is why I enlisted the help of Auction Assistance to assist me in getting back on PayPal to start all over again. Don't make the same mistake and be naive like I was. PayPal can and will limit your account at some point or another. Be prepared or risk losing your business.

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    Customer Service

    Reviewed Dec. 5, 2016

    For some reason I was billed twice on PayPal for a payment to Canada Post for postage. The standard "resolution center" stated that postal disputes were not their mandate. This appeared in a box which directed me to use the "Contact us" to get to the Help Center and select the topic as "Seller Tools". then select "Online Shipping". Of course, an hour of searching never did reveal these boxes. I tried the phone number but only got an automated voice which refused to understand my voiced replies of "yes" or "no"? Pretty simple words, even for a computerized answering machine eh? So here I am out a double payment to Canada Post and no way to get any response or speak to someone at PayPal. Very frustrating! I see I'm not the first with this problem, and I'm sure I won't be the last.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 2, 2016

    I am writing this "complaint" review mainly as a last resort to in hope a conscientious employee at PayPal will read it and hopefully help resolve my problem. My issue is that I bid on an eBay item and won. I received an email that I had won and immediately released my payment via PayPal on 11-16-2016. Two days later I sent an email to the seller asking him when he was going to ship the item I purchased. No response. The next day, 11-19-2016 I emailed the seller another email stating that if he was not going to ship my purchase to please give me a "refund". I received an email from PayPal that the seller had given me a refund. I again wrote the seller asking him if he would please inquire with his bank what the problem was with his refund to me. Again, I was ignored by the eBay seller.

    After waiting the 3-5 business days [as of this writing, this is the 9th business day] my refund is still in a "pending" status. I tried to resolve my problem by contacting PayPal 4 times via email and the customer service representative consistently replied to me with "prepared" responses that were totally irrelevant to my inquiries as though she could not comprehend anything I had written in my email.

    I tried to reach customer service through their ineffective "bells and whistles" phone service and stupidly waited for an hour, twice, to get through. The other times I tried to get through on the phone in Palo Alto, California I was prompted to leave a name and call back number if I did not want to wait in the queue for a phone representative. Each time [3 times] I chose that option no one ever got back to me.

    I finally got through to a service representative whom I explained my situation to. She gave me the same information I had gotten via email from PayPal: to wait 3-5 business days. I told her that it was already day 7. She told me to wait 2 more days and I did and my refund is still "pending". I am thoroughly frustrated by this situation with PayPal, particularly since I have been a member since 2001. The lack of employee professionalism and inordinate amounts of wait time on the phone is thoroughly disgusting. This is no way for your company to do business Mr. Schulman [CEO of PayPal].

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    Verified purchase
    Staff

    Reviewed Dec. 1, 2016

    They think they are God. They hold people's money as long as they can when it shouldn't be legal. My sell has positive feedback from the buyer. What more is possible? Company needs government intervention and to be taken down about 5000 not.

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    Profile pic of the author.

    Reviewed Dec. 1, 2016

    Purchased an iPhone 6s Dec 2015 on eBay. 10 min. later saw the seller had the same phone different color $30 cheaper. Asked seller if I could cancel first purchase and buy the other. Seller says no problem just cancel through eBay first. Did as he said then purchased the other. Two months later I'm still trying to retrieve my first purchase of $609.00. Seller has said he notified PayPal so I dispute on my credit card.

    Citi takes $609.00 off my card then contacts PayPal. PayPal gives Citi the tracking number for the second purchase of $579.00. and tells them it's a good purchase. Citi puts the $609. Charge back on my card and the eBay seller (iPhone seller) keeps all my money. I go back to eBay and say I need to talk to PayPal. PayPal puts me off by reviewing it for three months then goes nothing more. Tells me I need to take it up with my credit card co. Citi based their decision on false info that PayPal gave them. Not happy with any three of these businesses.

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    Customer ServiceSales & MarketingProcess

    Reviewed Nov. 30, 2016

    The return shipping refund is a scam. They don't want to refund you your shipping fee. Be careful. And PayPal will not help assist with any refund issues with Telus International. The program is a scam and backed by PayPal. Unbelievable customer service from both parties.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 29, 2016

    On November 15th, 2016 I made a purchase on eBay from Red Dot Liquidators. This merchant was selling a product that they did not have in stock so they refunded my money on the 16th. Those funds have been pended ever since. I have emailed PayPal twice with no response and called three times. The third time I called, after being kept on hold for 20 minutes, I was transferred to a supervisor, Jerry - emp # **. I explained to him that my emails were never responded to and that the customer service reps I spoke to said they were placing tracers on the pend but in fact did nothing.

    He said he "would give me a temporary credit but if the problem was not resolved in 30 days the funds would be taken from my account again"! I explained to him that this was totally unacceptable. My cash had been with PayPal for 13 days for a product that was never in stock. He should be empowered to correct the problem rather than just patch it. He was totally at a loss for words.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 29, 2016

    I accidentally made a double payment via PayPal for some software. I worked for over an hour trying to figure out how to rectify this (get one payment back). It was totally impossible to send the company an email! I finally contacted a woman whom I could not understand. I’ve been told that PayPal, being an extremely cheap company, has employees in foreign companies to handle calls. They must also be using cheap phone lines, which makes understanding anyone even more difficult. After much trying I got it across that I wanted to speak to a supervisor. My contact left the line, finally came back and said she "was unable to find anyone"! That was the end of that!

    It’s pretty obvious that PayPal isn’t interested in providing an easy way to make contact and resolve problems. I’ll stick with American Express - by far the best credit card company I’ve ever worked with! If you need help they’re always right there! If you need help from PayPal nobody is there! My loss; a lesson well learned! Don’t let it happen to you!

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    Customer Service

    Reviewed Nov. 28, 2016

    It happens that I bought a phone from eBay (so silly idea) and I paid with my PayPal account. After a month and a half my phone stop working (no service). I found out that the seller reported the phone as stolen so the provider blocked the phone. Ebay didn't take care of it telling me it is pass 30 days so offering me contact PayPal. HUH GOOD LUCK. They said they will take care asking me to upload information of dispute center. I did, no answer from PayPal. Call them 10 times, same thing, asking for more information. Long story short I was back and forth for about one month. Eventually they send me email that I will not get refund cause seller describe that this phone is stolen. HUH, are you serious?

    I call them, they said "It was big mistake sorry, sorry. We will fix it." Next day they send me email that I will not get refund cause I didn't present them with information. HUHHHH, are you guys nuts or stupid? How you make discussion first time without having information from my side? So I contact my bank and I got refund. Never will do business with PayPal.

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    Customer Service

    Reviewed Nov. 28, 2016

    Recently I had my Paypal account hacked. Within the space of 1/2 an hour a fraudulent transaction occurred. I received email confirmation of that transaction, email of account details being changed, password changed and finally email informing me my account had been closed. I emailed them immediately to inform them. Received generic response blah, blah, after four emails 4 generic responses no action. I am still to receive any communication from them. Between emails I attempted to contact them multiple times by phone, of course, no one answers the phone. Paypal is a corrupt organization. I believe they are probably getting a slice of the action from the scammers. If I could rate them -5 stars I would. The guidelines prevent me from recording my real feelings. ;)

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    Verified purchase
    Customer Service

    Reviewed Nov. 26, 2016

    I sold an item through eBay in August. Payment was made through PayPal. The buyer collected the item to his complete satisfaction. In October, the buyer "forgot" he had made such a purchase when checking his bank account, and reported the transaction to his bank and Paypal as "Transaction Not Recognised", leaving me with a negative credit, a dispute to resolve with Paypal's inept Customer Service Department, and a lot of time, effort and anxiety spent trying to explain that I was the victim in this case.

    I have reported the issue to the Police as Fraud. Now, I am even being charged by Paypal a fee to pay for administration of this issue, for which they are part responsible as well as the buyer. I have sent numerous emails and made several phone calls to Paypal. I have made a formal complaint to Paypal about the way they have handled this problem and the way I have been treated, but Paypal does not acknowledge my complaint, it does not appear in my activity or summary on my account.

    After spending 5 minutes on hold and 20 minutes trying to explain the issue on the phone to a Customer Advisor, explaining that I wanted to file a formal complaint about Paypal on the phone at that very moment, I was shouted at and told that I could not make a formal complaint by phone. I am 100% sure that is illegal. I requested that a record of the conversation of me making a formal complaint to Paypal appears in my Summary and Activity and that Paypal acknowledges my complaint against them.

    At this point, I was shouted at, treated with contempt and disrespect and told that, that was never going to happen. I requested to speak with a Senior Manager and was put on hold, only to be told no one was available. I am now waiting and waiting to hear from Paypal. I want to close my account and I am not allowed to do so either. I will advise everyone to never use Paypal. Pay directly by credit card and you will be protected, without any intermediaries charging you fees, not investigating the matters properly and treating you like a criminal when you are the victim.

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    Customer ServiceStaff

    Reviewed Nov. 26, 2016

    We placed an order on 11/19 and used PayPal as a payment method. For some reason the address on PayPal has an old apartment number so we contacted someone (her name was Joanne) within 5 minutes and asked her to correct but she said that she can't do that so we asked to cancel the order and re-submit. She said no and insisted to use a wrong apartment number. We received an email after 5 calls to their terrible customer service and someone (her name is Julia) sent us the following tracking number UPS Tracking ** and we thought it has been solved but UPS said on their web that the sender asked to return the shipment back. We contacted Paypal and filed a claim and PayPal sent an email to the seller and never replied back. They took the money and never shipped. Contacted customer service and they are horrible. How people like that are doing business in the United States. It's shame!

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    Customer Service

    Reviewed Nov. 24, 2016

    Can I give no stars? Well I bought the smartphone eBay that Seller does not offer refunds which is fine with me; the issue is that the phone is locked and associated to the prior owner. Seller of course not the original owner. Cannot be used on AT&T nor unlocked. PayPal closed the case in sellers favor saying that I want use the phone in Europe. First, I live in US and use AT&T services so forget the Europe that I will travel to next year- I cannot use this phone in US.

    The other concern is that PayPal (they are split from eBay and is separate company) access eBay messages. Is this privacy violation? The customer service center appears now is in Philippines that try to figure what their training material says and keeps repeating "don't worry" and solve nothing. Horror and waste of a time and I no longer care about $62 - it could be hundreds or thousands of purchase... Very shaky 3rd party bankers.

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    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed Nov. 21, 2016

    Jazman's Mobile Auto Repair duped me by replacing my old fuel pump with another old one leaving the vehicle with the same problem of lack of acceleration. To the point of leaving me stranded on a dark road the very next night after he worked on the car. He gave me a written 30 Day/1000 Mile Money Back Guarantee of his work. When I was stranded with the identical problem, by text he called me a liar and refused to back his work. I paid $520.53 for this service through PayPal. I sent in a dispute including the receipt that has the warranty, the text that proved that he refused to honor his written Money Back Guarantee, and a sidebar fact that he stole my old fuel pump to refurbish and pass off as new. PayPal GRAVELY disappointed me.

    Within a few days, I received an email from PayPal via Brian stating that they could not continue with the dispute without proof of a warranty. Well, I had already sent it by mail, but resent it by email. I also had another local mechanic look at it who said that he could not determine whether the fuel pump as bad without taking it out at, yet, another charge. I could not afford it. He did put in new spark plugs and wires along with the new battery my husband installed. I was sincerely hoping this would be it and I was wrong about the pump being bad. It wasn't. Though it started up great now, it still lost acceleration power while driving just as it had before White worked on it.

    I also requested a PayPal phone number to speak directly with a person without automated options in addition to emailing my phone number for them to call me. The request was never addressed. It was made also with Rob and Will as they were the next PayPal reps to contact me on the same thread stating more of the same. Rob also told me to give offer to give the fuel pump back (but not give it back) along with the merchant's response and they could reopen the case. I went a step further and was fine with truly giving the fuel pump back and text the merchant (he refuses to receive my phone calls) to which he replied that he had no intention of taking back the fuel pump and was not going to check on the bad fuel pump he put in my car. This text was sent to PayPal for proof.

    I received another email from PayPal stating that they are sorry that I misunderstood (I did not misunderstand anything!) but I would need to do more than offer the fuel pump back. I needed to prove that there was a money back warranty that came directly from the merchant. I had already done that repeatedly. I called them through their automated options and talked with Jessica. She seem to be the only one with a heart and common sense. She said that from her files on November 18, 2016 that the dispute was reopened at 2:55 AM and the decision to honor the chargeback on December 1, 2016 if Diosios Emmanuel White (owner of Jazman's Mobile Auto Repair with the AKA PanAm Mobile Auto Repair on Facebook... One and the same... One man show that pretends to be several different people by referring to himself as 'my techs,' and 'we') did not respond.

    Jessica explicitly stated this THREE TIMES during our conversation. I was ok with that decision. It seemed fair enough. Told her I still wanted to talk with the Supervisor of the Dispute Dept, Erin. Erin stated that she was sorry that I misunderstood the recorded phone call with Jessica, but that they could not open the case without the warranty. What???? Erin listened to the recording herself and knew exactly what Jessica said as a PayPal rep. She also knew that the warranty had been submitted multiple times. Erin no longer responds to my email even though the subject heading reads, "Dispute ** ATTN: Erin."

    Lastly, I went to my PayPal account to find that not only was no dispute closed, but this case has never been filed as an open case to be closed in the past 15 days! It was never even reported. This is by far the worse "run around to cover my own butt" that I have ever experienced. I don't know what PayPal gain by not honoring valid disputes to their clients, but I intend to find out.

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    Customer Service

    Reviewed Nov. 21, 2016

    I have an EBay account but do not want a PayPal account. The purchase on Ebay states that you are not required to have a PayPal account in order to purchase. Ebay offers 3 options, one being without having a PayPal account. Despite my contacting EBay with my credit card on the 3-way call, they could not let the transaction ($85.00) go through as PayPal blocks it. When I called PayPal, they demanded personal information even though it was a cash transaction verified by the credit card company. Something is very fishy about the way PayPal is trying to extract personal information on a standard sale and holding it hostage if you do not supply personal information and blocking you. It should be illegal. They also outsource the calls to God knows where. Amazon is SO much better!

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    Customer ServiceSales & MarketingPriceStaff

    Reviewed Nov. 18, 2016

    PayPal is a scam. Everyone I know complains about PayPal because they hold your money. I took a chance and gave PayPal the opportunity to have my business and just like everyone else said they are terrible. Worst money service I've ever dealt with. If someone sends you $1 be very suspicious. It is a scam what they do is charge you $1 then say they want it back and PayPal charges you $20. So PayPal makes $20 and you lose $20 just because somebody sent you $1. Not to mention the customer service department is terrible. Everyone I spoke to gave me the runaround and nothing was solved. I still don't have my money. If you use PayPal you are a fool. It is not convenient. You're better off just using your bank with a real merchant account.

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    Customer ServiceStaff

    Reviewed Nov. 18, 2016

    So at the time PayPal attempted to debit my account I unfortunately had a couple dollars short and the payments bounced. The very next day I realized and they had sent me an email advising me the debit had been unsuccessful and that I need to log-on and top-up my account. So as their email instructed me to I went online and added the amount owing onto the account. PayPal then decided to re-attempt to debit those charges out of my account. Over $900 was now being taken from my bank for PayPal. I realized and rang up to try and get it fixed, asked them to refund my money. I was told by a girl in customer service that I would have to go to my bank and ask them to stop the payment.

    So I spoke to my bank, who advised they just needed a fax from PayPal to say it would be ok to cancel the pending charges. I rang back PayPal and read out the email I was given from my bank only to be told they don't do that and I have to wait 3-5 days for it to go in before I can try do anything. So I asked for a manager, I spent (and no it's not an exaggeration) 18 minutes BEGGING to be transferred to a supervisor or manager only to be refused and QUESTIONED. "What do you hope to achieve by that?" was one of the questions, "Why do you want my manager?" was another.

    Last time I checked, I as a customer had every right to ask for a manager and not be questioned repeatedly. The money that had been taken was for my car loan repayment which was coming out the next day and I was simply trying to ensure I could get my money back to cover my car loan. The stress I was already going through due to this was extremely heightened after dealing with PayPal.

    When the guy finally put me on hold for his manager I had to wait 5 minutes on hold before I got through to her and basically was greeted by a brick wall. Nothing they can do... ever. They don't help people basically even if they are somewhat responsible for sending me an email to add the funds and then also debiting, why do both. I even asked if I could forward the email to the manager who cared not for it because she didn't do that sort of stuff. I rang my bank back who told me again I needed PayPal to send a simple fax through to them and they would have my money to me in 2 hours. I just broke down crying, I was ultimately hitting my head against a brick wall with PayPal. I gave up, I have been left with no food, no petrol, no bill money and no faith in PayPal anymore.

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    Verified purchase
    Customer ServiceOnline & AppStaff

    Reviewed Nov. 17, 2016

    HI, PLS DO NOT USE PAYPAL PAYMENT GATEWAY... WORST CUSTOMER SERVICE AND DO NOT RELEASE PAYMENT ON TIMELY BASIS. I am a merchant with PayPal. I received a payment from one of my customer Mohammed ** on 28th October 2016 with a status as pending. Next day when I checked the status, it still showed as Pending and description from PAYPAL "We've put this payment on hold while we make sure it is in accordance with our Acceptable Use Policy. We'll contact you about this in 24-72 hours." So I waited for someone from PayPal to connect with us as per mentioned by them on their website. NOTE - It states that the payment has been held up by PayPal while they are reviewing it.

    Since we did not receive any calls, we tried making multiple calls to understand the issue and every time we are told that the issue is from Customer's end. I have a statement from the customer which shows the payment has gone through. And I kept mentioning the same to their reps however they kept giving me the same parroted response. When I asked why did someone not call us as mentioned on the website and their policy, they had no response and put it on system downtime???

    This is not the only nightmare I faced with PayPal. When I called them 2 days back, I spoke to a floor supervisor Krishna who had poor communication skills and was completely arrogant. When I kept asking him to prove that the issue is at customer's end and challenged what he was saying, he used profanity on the call by saying "to hell with you" and disconnected the call. This kind of customer service is completely unacceptable. I feel like discontinuing my account with PayPal for providing such horrible customer service. Appreciate someone looking into this AND CALLING ME TO DISCUSS WHERE MY MONEY IS. Amount - USD 230.

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    Verified purchase
    Contract & TermsSales & MarketingPunctuality & Speed

    Reviewed Nov. 16, 2016

    Simply AU$67 transaction 2nd Nov. They take their fees. I still ship goods within 48 hours received by 8th, yet I have to wait until 17th to get my money then wait another 3-5 business days to get it from the bank. Are you kidding, that's best part of 3 weeks. What am I in the A/R business? Really in contract law a bilateral contract requires an offer and acceptance. Well surely acceptance in this case constitutes payment, not for me to have to wait when the goods have been received accepted and met with the obligations and representation of the standard of that good.

    Further to this is the issue that how many millions are PayPal making off the float of the money they hold... really an unscrupulous company I will not deal with again. I have been buying on eBay for 2 decades and just now have taken to selling but if this is all you can use rather than direct bank transfer well they too lose out. I always pay promptly 100% positive feedback and also on Gumtree and yet I don't meet PP exacting standards of the number of transactions within a specific period or amount sold; what a load of bollocks. It's a rip-off and a scam.

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    Profile pic of the author.

    Reviewed Nov. 16, 2016

    Someone sent me money through PayPal and I linked my bank. They made two small deposits that I was unaware of and caused my account to go into overdraft. Now the money that was sent is missing and I can't find it. The bank doesn't have a clue and all I can think is for a business that's supposed to help with convenience is a total headache. I will never use this service again.

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    Customer Service

    Reviewed Nov. 15, 2016

    I have sold an item for $368.14 on eBay and PayPal is holding my money. Buyer picked up the item on November 9, 2016. Called PayPal. Said my money will only be in 3 days. Today when I called again talked to the Manager (who is very rude). Told me my money will be on November 23. I asked him "why." The buyer has the item and is happy with their purchase why keep my money?

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    Verified purchase
    Staff

    Reviewed Nov. 10, 2016

    Online purchase - I purchased an item (s) from a merchant in China. A month passed and I did not received the Item. Since I used Paypal to pay I contacted them get in touch with the merchant. The Paypal agent said it has been delivered successfully, but if I did not receive the package I can ask my neighbours if a package was accidentally delivered to them. I did not know this is what they call buyer protection.

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    Sales & Marketing

    Reviewed Nov. 9, 2016

    This scammer "Huy **" randomly sent me a $1, yes, one dollar, payment using our website. Being suspicious, we contacted Paypal. Nothing happened, so we ignored the payment. After a month, Huy ** initiated the charge back. We told Paypal that we didn't know this guy, and he sent us $1. If he wants the money back, just give him back the money.

    The Paypal told us that we can keep the money until the dispute is resolved. We told Paypal just pay him back the money. Nothing happened. Lo and behold, after another month, Huy **'s credit card company made a decision to charge back the $1, and there was nothing Paypal could do; and Paypal charged us additional $20. So Paypal let this scammer's credit card company make $20 off of Zero investment using this chargeback scam. Paypal is a joke of seller protection.

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    Customer ServiceInstallation & SetupCoverage

    Reviewed Nov. 9, 2016

    I have been a member of Paypal for some years and always assumed that they would cover me if transactions went wrong. In the last few weeks I have been thoroughly disillusioned with them and their service. Firstly they made two payments for the same transaction and put the onus on me to retrieve the money. The supplier paid the money back to Paypal but I have to wait for over a week to get my money back. It was their fault that this extra payment was made but they tried to blame me.

    Also I placed an order for a PC battery online and paid through Paypal. The battery was faulty and eventually they managed to get the supplier to respond. The outcome is that I will get my refund if I pay for the return postage so I will be out of pocket. Also I purchased Bitdefender anti virus online and paid through Paypal. The software would not install correctly and after wasting hours and countless phone calls I gave it up and asked for a refund. Bitdefender are not cooperating but Paypal say that because the software was supplied even though it was useless they can't consider a claim. Paypal are alright when things are going OK but hard luck if you have a problem. When some outstanding transactions have completed I shall be closing my Paypal account.

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    Reviewed Nov. 8, 2016

    PayPal is dangerous service. I receive above than $20. PayPal can stop sending. Every time sending error. PayPal is very fraud, and crime website. PayPal yearly billion of dollars make for people's freeze accounts and block accounts, and many big companies is destroyed for PayPal freeze funds day by day. Big companies stops using PayPal. Bitcoin is very reliable and trusted online payments platform. My advice stop using PayPal.

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    Reviewed Nov. 7, 2016

    I just had a very displeasing bank attack. I got charged $143.08 on my debit card that I did not authorize. I was even more displeased when I saw it was only charged to my bank, and not my PayPal account to I could claim to get refunded that way. But after a few calls to my bank to shut down further purchases to my card, and a call to PayPal, everything *seems* to be resolved at the moment, we'll just have to wait and see. Paypal, you need to protect your user's information better, otherwise you will just keep on losing people that are willing to deal with this kind of ** and unfair seller/buyer claims.

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    Reviewed Nov. 7, 2016

    It's sad that I cannot spend $500 of my money without complications. I made an error when buying something on eBay by not choosing the credit card that I wanted to use. Unfortunately they debited my bank account. When I spoke to more than 4 supervisors there is no way to credit that account and debit the credit card I want to use to begin with. Sure, I made a mistake. We can put a man on the moon but this company cannot correct this? Any moron knows that they can. They would rather spend the time provoking the situation than fix it. Checks will bounce tomorrow and I'll be face with that because PayPal IS NOT MY PAL!!!

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    Customer Service

    Reviewed Nov. 5, 2016

    I was given a refund and instead of putting the money back on my card they sent me a check that I have to pay a fee to receive. My whole experience with PayPal has been a total nightmare. First they told me they couldn't help me with my refund to contact the other company and they are the one who took the money off my card and was no help in me receiving the refund they owed me. I would not recommend this lazy poor customer service, no care for their customer's company to anyone.

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    Reviewed Nov. 5, 2016

    I buy stuff w/ Paypal credit all the time but now I'm very, very wary. I recently made a large order from different buyers with paypal credit, but one one of them mysteriously was charged thru my bank account, but not the other orders... causing me overdraft fees because I had no money in that account. I actually came here and read all the comments first, taking one person's advice to not have any money in your bank when using paypal credit so you wouldn't get charged "accidentally" and get fees... nope! Paypal STILL went into my empty account and made me get fees w/out my authorization!

    I filed a dispute w/ them and am crossing my fingers that it will work out but I'm not sure knowing them... I also am trying to remove my bank completely, I just don't want them having access to my account. This is the 3rd time they did this to me... but no they are not letting me remove my account and I think it may be near impossible to do so. Tomorrow I'm closing my account and opening a new one just so I won't have to deal w/ these shady-ass people anymore. And my bank is no better since they let paypal just keep taking money out even when I specifically asked them not to! Of course not. That's how they make their money w/ overdraft fees!

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    Verified purchase
    Customer Service

    Reviewed Nov. 4, 2016

    On Monday, 11/1/16 I placed an order with a merchant who only uses PayPal. Within 30 mins. I had buyer's remorse and immediately called PayPal to cancel the transaction. They informed me they would contact the merchant on my behalf and that I should hear back within 24-48 hours. It's been 5 days and my funds are still be "verified" which means this money is being held and is unavailable to me. I called again this morning only to be told again that the transaction was basically in the hands of the merchant, so the funds could be held indefinitely. It's only $102 but it's like $102k to me. I am working poor and this situation causes a hardship.

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    Reviewed Nov. 3, 2016

    I had a $100 balance with PayPal on 09/27/2016. I attempted to get the account linked to my bank for weeks with and without the aid of customer support. I eventually got the funds on 11/2/2016. On-line, PayPal promises the fund to be available within one day. So... how is it that my funds were not available for five weeks?

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    Reviewed Nov. 2, 2016

    Beware!!! I am a business owner of many years. I currently use credit card processing companies. I unfortunately tried PayPal in the field. I was a brand new customer of PayPal swipe. First 2 days using I processed 1700.00 in cards. PayPal is holding 1200.00 of it for thirty days. No reason given, just said it was company policy. I spent 2 days trying to resolve this with no success. I have removed them from my website as a payment option for my customers. And will have to wait until November 29 to receive my 1200.00. No credit card processing I know of does this. I have used Square and Intuit for years, never has this happened. Again beware!!!

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    Reviewed Nov. 2, 2016

    I am a slow learner, I'm sorry to say. A couple of years ago, my bank account was debited by PayPal for $700 or so. I contacted them for an explanation. They said, and I quote "We will credit your account." I received NO EXPLANATION WHATSOEVER as to why the money was stolen from my bank account (which I foolishly linked to my PayPal account). Approximately TWO WEEKS later the money showed up in my account. At no time was I given any explanation whatsoever as to why this happened, and the $100 or so in overdraft fees I paid were not addressed. Once again, this time fortunately for only $15.00 charged to me by Jonathan **, I have nothing to show for my payment. I cannot believe PayPal is still permitted to exist.

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    Customer ServiceStaff

    Reviewed Nov. 1, 2016

    We purchased a roundtrip airline ticket for a prospective employee. PayPal showed a transaction number and a statement saying the funds had been transferred to the airline. At airport check-in the ticket holder was told by the airline that the payment had been rejected. After 2 1/2 hours on the telephone with our credit card company, PayPal, and the airline, the PayPal rep admitted that they had received an email from the airline wanting to confirm our address, and PayPal just never bothered to respond, never sent an email to us, nothing. The flight was long gone by the time we figured out how PayPal messed up. We requested reimbursement from PayPal for the hotel and car rental that had already been paid for--no response, again. Unbelievable. We will never use PayPal again.

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    Verified purchase
    Customer ServiceSales & MarketingStaff

    Reviewed Oct. 29, 2016

    Now that it's possible to fake eBay seller ratings, dishonest dealers like the one I dealt with are no longer detectable. I bought a phone from this scammer and only an empty box was delivered. I refused to take delivery and the seller had me fill in and sign a missing item report. This is so he can claim it on his insurance, but he refused to pass on the claimed refund to me. This means he has been paid twice for the same item, and then if the item was not in the box that left his premises he also gets to sell it again.

    I ordered the item to be sent by the eBay International Shipping company to where I was staying in Grenada and paid taxes and import duty in advance, so when the item did not arrive in the country did I get those charges refunded? Of course not. These people are thieves. People should be warned about them. However for people who have already been scammed like I was then appeals to PayPal for a refund will not achieve anything. They appear to have a no refund policy and providing official documents and witness statements had no effect. A consumer should not have to prove their innocence to PayPal's satisfaction as they insist you do. The seller should prove to PayPal you received the item you paid for, and if he can't then PayPal should refund that payment.

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    Customer ServiceStaff

    Reviewed Oct. 28, 2016

    I can't believe this company is allowed to operate. I ordered an item on eBay. When it came to payment I was informed the transaction had not gone through. So like anyone would I tried again, and again it did not go through. I considered there was a problem with the seller so changed seller. This time the transaction went through. Or so I thought. I then noticed I have 3 emails. They tell me that all 3 of those transactions are now pending! OK, so I think just cancel two of them and let the third go through. BZzzzt. No chance. Nothing on the emails to say I can do that, just inviting me to log into my PayPal account. BZzzzt. I don't have a PayPal account. I'm a guest account. Nothing to log into.

    So I phone PayPal. After spending 3 minutes trying to get past their automated intro I get to a main menu. Finally, after 6 minutes on the phone I get to speak to a human. I tell her what's happened. She puts me through to someone else. He proceeds to call me "Paul". I tell him I want to be addressed as Mr ** as I am a customer not his friend. He continues to call me Paul even going to the trouble to explain to me why he's going to call me Paul. I tell him I want to speak to someone. We go through the usual two step of the "there's no one else to talk to/so you're completely alone in the entire business" dance. He then says "ok". Puts me on hold for 5 minutes and then kills the call.

    I phone my CC company and try to get the transactions cancelled that way. Nope. Not that easy anymore. So I go through the CC process. A week later I get a snail mail letter from my CC company asking me for my details. I'm pretty cheesed off by now so I call PayPal again. Another 6 minutes and I finally get to speak to a human. I explain everything again. I get transferred to have the joy of explaining it yet again. The guy on the phone asks if he can put me on hold so he can discuss my case. I think OK, at last. I'm left on hold for about 5 minutes expecting more and more that the phone will go dead. Finally a voice comes on the line and tells me I need to email compliancetransactions@paypal.com. Took him 5 minutes to find an email address.

    So I email PayPal. Give them all the details, transactions numbers etc. Nothing. A week goes by I get a response asking me to give them proof of who I am so the transactions can go through! I respond that I won't be sending them any details whatsoever so they can go ahead and cancel the transactions and return the money they took to my CC. A week goes by. Nothing. I phone them again. Prepared for the utter joke which is their automated menu system I get to speak to someone in 3 minutes!! A record I'm sure.

    I explain everything to the girl on the phone. Guess what? I get transferred. The next girl reads through my "case history" and then asks if I can be put on hold. I refuse. I tell her all I want is the transactions cancelled. She can't do that. She will get someone to "review" my case. Blah blah blah. End result: one month and two days after attempting to by something on eBay, PayPal still have my money, and my case is being "reviewed" which "I will try my hardest to get sorted today but could take up to 72 hours" which you and I both know doesn't include the weekend, so we're looking another 5 days before I inevitably have to call them back again. WHY ARE THE FINANCIAL REGULATORS ALLOWING PAYPAL TO DO THIS. It's utterly disgraceful.

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    Customer Service

    Reviewed Oct. 26, 2016

    I will never do business with PayPal again! Upon trying to make a purchase they cancelled it saying that there was a security breach somewhere but couldn't tell me anything about my own account or how to fix it. They "dinked" around to try to find a solution. I have verified my identity numerous times in a variety of ways to suit them and still the problem was not fixed. The customer service is horrible and very unhelpful. I'm cutting ties with them completely. In my opinion, they don't even deserve 1 star.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 26, 2016

    I paid these people to protect my money. I filed a dispute which they closed arbitrarily and any and all attempts to find out why go unanswered. If you call customer service you get a machine which eventually gets you back to the original main menu. You will NEVER talk to a person. All emails are replied to with a standard form letter which gets you absolutely nowhere. I might as well have given my money to a complete stranger and ask him to deliver it. Now that I think about it, that's what I did. They are completely worthless.

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    Verified purchase

    Reviewed Oct. 22, 2016

    Paypal is illegally holding funds they pulled from our bank account. We want our money refunded back to our Wells Fargo bank account ending in ** for the funds withdrawn in the amount of $1852.82 USD. We also want the amount refunded to our customer that was charged to their credit card in the amount of 1910.50 USD. I want the account limitations removed so I can close my PayPal account.

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    Verified purchase
    Staff

    Reviewed Oct. 20, 2016

    PayPal is the worst company that I worked with. I was a customer for a long time and they didn't appreciate myself as a customer. They support scams and they don't protect the sellers. They refund the money to a scam person without verifying any shipping deliverers or anything. Horrible company!! Don't do businesses with PayPal if you don't want to lose money!!!

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    Verified purchase
    Customer ServiceCoverageSales & MarketingStaff

    Reviewed Oct. 19, 2016

    I am extremely upset and have severed my ties with PayPal. I have been a great merchant and have had absolutely no problems with my clients. I get a email that they PayPal that they did a charge back for 1900.00. I saw the complaint, turned in all my information to the PayPal dispute resolution. I was being scammed by the customer. PayPal sided with the customer. So what happened to me??? They kept the puppy plus got her money back! Clearly that was not fair and they had the puppy over 30 days without communication. I contacted the customer and explained if I didn't get my puppy back I was going forward with other remedies.

    My next step was law enforcement and court. The customer then sent me 1900.00 in a money order and have not heard from them again. Seems very strange to me! PayPal also charged me a charge back fee of 40.00. PayPal got paid no matter what! I don't want to be with a company that doesn't help me. I no longer use them, I just gave myself a raise. Merchants beware. They love to take your money but will not stand up for you unless you buy their insurance. Hmmm that sounds a bit odd doesn't it.

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    Price

    Reviewed Oct. 18, 2016

    What PayPal did to me it's not right. I charge to a customer 2,600.00 with credit card and because I put the card information manually they only paid me 500 and hold for 30 days the rest. The reason because after 500 dollars they holding the rest of that money. On top of that they charge me more because I put manually the card information. They have to stop doing this. It's not right.

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    Verified purchase

    Reviewed Oct. 17, 2016

    Hi guys! PayPal is VERY vulnarable for fraud! My story: I posted an ad on Kijiji that I am selling a wedding dress. I got contacted by a buyer who offered to pay via PayPal. I received an email from Service@PayPal.com with transaction ID, that the buyer sent the money but (now I copy/paste): 'Important Note: This PayPal payment has been deducted from the buyer's account and has been "APPROVED" but will not be credited to your account until the shipment reference/tracking number is sent to us for verification in order to secure both the buyer and the seller.'

    'Below are the necessary information requested before your account will be credited. You are required to ship the item and email We at PayPal the tracking number through this mail: Fundstransferservice_release@mail.com and our customer care service will attend to you instantly. As soon as you email us the shipment's tracking number for security purpose and the safety of the both the buyer and the seller, the money will be credited to your account immediately.

    PLEASE NOTE: Once the item has been shipped and the tracking number is sent to us for verification, you will receive a "CONFIRMATION EMAIL" from PayPal Team informing you that the Fund has been credited to your account. Thank you for using PayPal!'

    PayPal customer service advised to call Canada Post and stop the shipment. Canada Post said, once it's out, they can't stop it. So now I am left without the dress and without money. Where is my fault here? !

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    Customer Service

    Reviewed Oct. 17, 2016

    After the incorrect account was hit for funds I was hit with a non sufficient funds fee at that bank account. I called to help understand and change the way my accounts were processed and was misinformed resulting in an additional non sufficient charge as my account was hit for the amount once again. I am now out $82 thanks to their horrible customer service this after spending over an hour on the phone.

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    Customer ServiceContract & TermsStaff

    Reviewed Oct. 16, 2016

    I was a 1300+ transaction seller over 15 years on Ebay with 100% record. I sold stamps to a buyer in Malaysia. He was a fairly new member of Ebay. He didn't pay for nearly 2 weeks and wouldn't answer my emails. I saw another warning on his timeline from a seller, not to deal with him as he didn't pay. Finally I threatened him with a dispute. He paid the next day. The agreement was ordinary airmail by Australia Post but I suggested he pay a couple of dollars more because his purchase was $128. He never replied.

    He was a crook, dead-set, and told Paypal he didn't receive the stamps - the only buyer in 1329 transactions who didn't. All of the others were extremely complimentary about my service and products. I'm sure he did receive them but ignoring my perfect record, Paypal refunded him and charged me for the refund. I refused to pay and now they have put their debt collectors onto me. They are a big bunch of crooks and bullies as far as I'm concerned and I would rather go to jail than pay them a cent. I advise all sellers to leave this company and Ebay ASAP and for God's sake, don't let them have access to your credit card!

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    Verified purchase
    Staff

    Reviewed Oct. 16, 2016

    I had several purchases from one of which I even asked the seller about the proper size. It was a back belt and I asked if the size was correct on their sizing. He said yes the xl should be the right size as I was going to go a size up as I know chinese have straight waist to hips and if I sat with the belt on it may be too tight. Well I was right so I told the seller hat he refunded me 4 dollars as it would have cost me more than the belt cost to mail it back to him. That was one of them.

    Another company zaful is terrible on sizing and no shipping information and received two dresses that were way too small even though according to their sizing was right. NOT. They were good and refunded me. Now Paypal is cutting me off due to too many refunds. Well Paypal and ebay are the same company and refunds are what they espouse they do if not correct merchandise so they are fraudulently misrepresenting themselves as well incorrectly canceling customers for no real good reason. Just too many refunds that is their job... They say!!! Liars. Oh plus some of the things were refunded as they weren't in stock by the Zaful and well.ca. They were quite pleasant about it and apologized for not letting the customer and me know the item wasn't in stock anymore.

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    Customer ServiceOnline & AppStaffReliability

    Reviewed Oct. 13, 2016

    I think this is the most impracticable problem I've ever had with a company, and something that should easily be fixable. PayPal is telling me that there is NO WAY to fix my account, to where I can access it, even though they authenticated me over the phone. They say I will have to close my account and open a new one (losing all my good user ratings and history).

    I have had a PayPal account for years and have an excellent user rating. I never had a problem before. I recently logged on to buy something (prior to this I hadn't used it in about 6 months-1 year). Everything was fine and I updated my phone number. I then tried to log on a few hours later (on the same computer), and got a message that said there was a suspicious log on a few months back and that I need to verify my account. When I tried to verify my account, it asked to verify through text message, but didn't list any phone numbers (even though I had just updated it). When I tried imputing my phone number (that I know they have on file as my phone number), it came back as not registered to me. There were no options to get around this. It didn't bring up any security questions for me to answer, or any other ways to verify myself as the account holder.

    I called PayPal's customer service dept and after trying some things, they said they don't know why it won't let me log on to my account, and that they can't fix it. They said that I would have to close my account and open a whole new one. This is completely ridiculous that I would have to open a new account just because they can't fix their system from putting me in some kind of log in loop. They even verified me via a consumer lookup, where they asked me a bunch of questions, (which I passed), and it still wouldn't let me get on.

    The rep said it might have to do with the fact that I was using a new computer to log on to (than the one I used had in the past), or that it was a different phone number than the one I initially made the account with. But that is ridiculous! To say that we can't log in to PayPal from a different computer (most people have a computer, laptop, and a tablet), or ever update our phone number for security reasons (they want us to keep the old one on file)?! And it's not like I had logged on to PayPal from a lot of different computers or updated my phone number a lot. This was the 1st time I updated my phone number (& the # was in my name), and I've only ever logged in from a different computer a few times throughout all the years.

    Their security protocols are way too intensive, and invasive, 1st of all. 2nd) There should ALWAYS BE A WAY TO VERIFY YOU ARE THE ACCOUNT HOLDER and access your account. It should be able to be done by yourself on the computer via security questions, etc. But at the very least, you should be able to get it fixed by calling PayPal's Customer Service.

    I am never going to use PayPal again. To set up a whole new account is just ridiculous! To spend all that time establishing good reviews and ratings, only to be cut off from your own account for no fault of your own is absurd. There isn't much reason to use PayPal anyways. Most online companies have sufficient security and all credit/debit cards are immune from fraud by your credit card company.

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    Customer Service

    Reviewed Oct. 12, 2016

    I sold something online and was paid via PayPal. Waited for the payment to clear then I transferred the payment to my bank account. Online it says payment will be available next business day in my account. I call and speak with a representative and he says the payment will not be available for 4 business days. There are no holds or delays on my account. Why is PayPal holding my money for more than a month. I understand that I am a new customer but this is ridiculous. I am closing my PayPal account as soon as my transfer completely clears! Never using PayPal again!

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    Verified purchase

    Reviewed Oct. 12, 2016

    I am into Website Designing and Development Service. This client Micheal ** (I don't know his original name but an Ethiopian migrant with twisted character) to whom I delivered over 20+ website at very low rates. Couple of weeks back we got into argument & that guy RAISED A DISPUTE on PAYPAL & since I had delivered the website had solid proof - HE COULD NOT CLAIM REFUND. But he opened another DISPUTE THAT WAS of -- 6th June 2016 -- and TODAY HE GOT REFUNDED BY PAYPAL. Now he is THREATENING ME that he wants every penny back all that he paid until date. Tell me. What should I do???Delete Paypal A/c??? (Why Should I???) Or refund him everything that is not 6 months old?

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    Customer Service

    Reviewed Oct. 12, 2016

    PayPal is fraudulent company to begin with and their resolution center makes unfair decisions. I ordered 9 prints from a website and paid off with PayPal. I only received three and directly spoke to the website's customer service. When they were not able to solve it, I had to dispute it to PayPal and after weeks of inquiry, they were in favor of the seller with no valid reason why the claim was dismissed. No more PayPal in my life!

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    Verified purchase

    Reviewed Oct. 11, 2016

    I purchased and returned an item to an eBay seller who refused me a refund. They said they never received the product. I provided shipping and tracking info to PayPal dispute resolution center and they said my tracking number was invalid which it most certainly was not. USPS confirms all info is accurate on the tracking. I will never use this service again for any transaction over $20 for fear of PayPal not providing buyer protection like they promised. eBay store was portraitp - beware of them as they do not stand behind their products and provide no refunds.

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    Customer Service

    Reviewed Oct. 10, 2016

    I sold an iPad in September. The buyer asked me to send a PayPal Invoice, which I did. On the 12th September I was due to send the iPad off but couldn't see the money in my account, so called PayPal. The advisor said the money was pending until I put the tracking number on the account and when the buyer gives positive feedback. I explained that I was in great need of the money so the advisor said she would do a review and within 24 hours she would get back to me to tell me when she would release the funds. So I sent the item off. 24 hours later no message so I called again to discover I had been scammed and there was never any money put into my account!

    To cut a long story short a month on I am still battling PayPal. They say there is no footprint on my account so I couldn't have called, and when I rang on the 13th I didn't mention my previous call!!! Lovely being called as liar. I have been very ill hence selling my beloved iPad. The buyer is constantly pestering me to send him photos of myself and the police won't do anything and PayPal deny liability. Any suggestions?

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    Customer ServicePriceStaff

    Reviewed Oct. 10, 2016

    I purchased a record from a site called Discogs. They act as a 3rd party venue for sellers to operate from. I ordered a record that shipped from China. I paid $20 for shipping. The record not only took a month and a half to arrive, but it also came damaged. Upon review of the shipping label the seller only paid $1 for shipping. I reached out to the seller to have them reship and they asked for $12 more for shipping. Since they only paid $1 for shipping I was not going to pay more for shipping, especially since it took a month and a half to receive. I asked for a refund and they told me to reach out to PayPal to issue the refund. I reached out to PayPal who opened a claim. Then I receive an email that I have to return the damaged record to the seller. When I went to send it back I found out it would cost me $62 to ship it back. I initially paid $40 for the record and an additional $20 for shipping.

    I reached out to the seller and told him it was impossible and they stated that it was PayPal's policy. So I reached back out to PayPal to tell them a return was not possible because it would cost me more than the purchase was worth. The rep said they would arbitrate it and more than likely find this in my favor. He also started that the seller was the one requesting the return, not PayPal, so the seller tried to hide behind a false policy. Then, a week later, I receive notice that my case is being closed because I did not provide a rotten tracking number for the record. I already called and told them I could not provide that information as it would cost me more than the original purchase. I reached out to the seller who is ignoring me, Discogs is saying it is not their problem as they only provide the seller the space to sell and cannot control the seller's behavior. So again I call PayPal to appeal their ruling.

    The rep told me my case was closed as I did not provide tracking information in a timely manner. I told them I called to explain why I could not return it already and they said it is not their problem and to contact the seller. So I escalated to the supervisor, who told me the same exact thing. So I escalated to that person's supervisor, who told me it is out of their hands if the seller is requesting a return. And that I need to return the item for a refund, which I again explained that would not be possible.

    I asked what is being done to protect the buyer here and he said it wasn't his problem and that is the policy. I told him that there needs to be some kind of protection for buyers in these instances when dealing with disreputable sellers and he stated that has been their policy for the last 10 years. I told him that was a dated policy and poor business model and he simply said, "Is there anything else I can do for you?" I will never again use PayPal, or Discogs as they allow sellers to steal from honest people.

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    Sales & Marketing

    Reviewed Oct. 8, 2016

    Paypal is a bunch of thieves. They stole $104 out of my checking account, causing me DAILY overdraft fees!!! I am a single mother of 2. I do not have the money to pay for THEM taking money from me unauthorized. When I spoke to a manager... they told me I would have to get a lawyer if wanted it fixed!!! I have had paypal for years. Many years of bad experiences. But this by far is the worse yet!!! This company has turned to **! I will get them paid, (because I am not a thieving piece of ** like them) and then I will never use them again. And if you are smart, you won't either. Save your money and don't let them scam you. They have many others. I see reviews about them taking people's money before. I overlooked it like a dummy... and now I am PAYING FOR IT!!! Please save yourself from also being a victim!!!

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    Reviewed Oct. 6, 2016

    PayPal is a necessary evil. It's recognized by consumers and "trusted" overall. However, PayPal is also arrogant and untrustworthy. I authorized payment using my credit card on file, not a debit to my bank account. At around the same time, I received a payment from a client. PayPal deducted the payment that I had authorized for my credit card. The 2 transactions are unrelated - one personal, one business. As stated, the service is a necessary evil, only to be used as a last resort.

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    Verified purchase
    Customer Service

    Reviewed Oct. 5, 2016

    I sold the Samsung phone on May 19 2016 and now the buyer claims that there is something wrong with the phone and when I called PayPal that it's been more than 4 months now how can the buyer claims the problem. Now on Sept 29 2016, they says buyer have 180 days to claim and I can understand that but it's 10/5/2016, and PayPal customer care keep saying that they will make decision in 24 to 48 hours every time I called them. It's been 6 days now and they are holding my funds $461 for no reason and the buyer didn't even reply after claiming. I tried complaining to PayPal about this situation but they are not helpful at all. If the buyer was not lying he should have shown some kind of proof by now. This is giving me headache and I don't know what else to do. If this msg have been seen by any PayPal representative please contact me through email: **. Thanks.

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    Customer Service

    Reviewed Oct. 4, 2016

    In January 2016 My PayPal account was hacked into and I received an email stating I made a purchase to a certain person. When I called PayPal and ask about the purchase they told me it was a purchase overseas and I told them it wasn't me, that I had a charge I didn't recognize, and the customer service guy was arguing with me on the phone saying that I authorized the payment and I yelled at him and said no I did not. I had to call me bank to get my refund.

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    Verified purchase
    Customer Service

    Reviewed Oct. 2, 2016

    I emailed this company 3 times and called twice with absolutely no helpful responses and without even being able to talk to an actual human being. I purchased a computer monitor on eBay which turned out to be a fraudulent sale. At first the payment was pending on my account for over 4 weeks, during which I tried 5 times to cancel it and not one person was willing to help me. Now a fraudulent seller has MY money because of PayPal's terrible customer service and worthless purchase protection that is essentially non-existent. Be careful buying anything using PayPal and don't gain a false sense of security due to their "Buyer Protection" because it WILL leave you hung out to dry.

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    Verified purchase

    Reviewed Oct. 1, 2016

    I bought a PayPal cash card to reload to my PayPal account. $500 they locked it up. They said I would have to send driver's license, ss card, copy of card I bought, receipt. All my info now can be exposed to everyone. They said I have to prove my id cause I live in Florida and bought the card in PA. I went to PA for my job. I have no bank up here so I thought the card was a good idea. They said it would take 3 days to prove my id, then they would release the hold on the card. Well I will be home by then. I wish I never bought this card!

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    Customer Service

    Reviewed Sept. 30, 2016

    I have been a PayPal customer for 11 years and every time a customer has a issue with a product, they always take the card holder's side. We shipped a engine to a customer who signed off on the engine when it was delivered. The customer calls back a month later and PayPal gave him his money back no questions asked. They said that he claimed the engine was rusty. It sat for a month! Of course rust will set in on a engine that sat for a month. PayPal decided that they would start holding 10% of every transaction we sold for 180 days. I called them and complained, so they shut my account down and they are keeping the $2000 they have on hold for 180 days. This is ** and I highly recommend you stay far away. I moved $1m a year through PayPal and they discarded me like yesterday's garbage.

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    Customer ServiceStaff

    Reviewed Sept. 30, 2016

    I helped a friend purchase of furniture. She sent me the money through PayPal since it was faster than mailing a check. I had no idea they can hold funds for 21 days. This was not a business transaction. I was trying to help a friend. I called and spoke to customer service 3 times. Was on hold for over an hour and in the end they said they could not release the funds for 21 days. No matter what I said. I asked to speak with the manager's boss and I was told they would not talk to me cause it would be a waste of their time since there is nothing that can be done. Worst experience ever and I will be closing my PayPal account as soon as I get my money. I terrific way for PayPal to make money off me. Scam artists...

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    Verified purchase
    Contract & Terms

    Reviewed Sept. 28, 2016

    I have two Paypal accounts since 2009. It was a great service if no dispute from any of your customer. However, I have been lost so much money through Paypal due to following cases: 1. With all agreement you signed between you and your customer, Paypal did not even look at it. 2. In all my cases, as long as my customer put a dispute again any payments with us, Paypal always reverse it back to all customer, NO exception. Paypal saying, all these legal docs we signed is only can be used on court, not usable by Paypal.. Please away from Paypal. Please use Popmoney or other means. I have shared many of my bad experiences with Paypal with my Disney Short rental club (less than 100 members for now).

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    Customer ServiceStaff

    Reviewed Sept. 28, 2016

    Please extremely careful when you do person to person money transfer. In my case, I made a typo mistake while typing an email address of the person who was supposed to receive money. The money went to other PayPal account holder. PayPal was not helpful in helping me to recover the money. The customer service is useless. Each person will give you different answer. I was able to recover my money after 15 days just because of one good customer service representative. I fully agree and understand, it was my responsibility in not doing a typo mistake. In my case, instead of typing "U", I typed "I". Both "U" and "I" keys are next to each other. These mistakes do happen. I had to spend numerous hours with PayPal but no use. Please be careful while using PayPal. Their customer service is "F" grade.

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    Reviewed Sept. 28, 2016

    I signed up with PayPal thinking it would be a more convenient way to manage payments. I was charged over $70 in fees for the transaction AND I cannot access my money! I have to wait at least a week to deposit it from PayPal into my bank account. Basically, I'm paying a fee for a service that is complicating my life.

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    Coverage

    Reviewed Sept. 26, 2016

    I hired a web developer and he wanted me to use PayPal to pay for a project. I paid for the custom website plugin and the web developer didn't deliver the plugin. The web developer said to take it up with PayPal so I did. I opened 3 cases against the web developer and PayPal closed the cases and said it wasn't covered under their buyer protection policy. I paid $600 and didn't get anything and PayPal won't help. WATCH OUT FOR PAYPAL.

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    PricePunctuality & Speed

    Reviewed Sept. 23, 2016

    Last week, Sept 2016, I did a simple transfer to PayPal so I could pay Netflix for my kids. They claim to be easy and fast. Liars should actually describe this company. It is not easy nor fast. They took the cash from my personal account the very next day after I did the transaction. It's a week a later and it's still pending. I messaged them about this and they said they group their transactions together and send them to clearing. Well I don't want to wait for them because they get more money from interest out of it and save money because they group all the transactions together. I expect certain service with you market the ease of using PayPal. So disappointed. Upset kids. And my money is making PayPal money just sitting there while I have to wait. And wait. And wait.

    I have learned there are other options now for sending money which tell you straight up before you complete a transaction the fees and how long it will take. When I can mail a letter halfway around the world and it gets there before computers can process a banking transaction, there is a problem! Get with it PayPal! After this transaction goes through, I'm closing the account.

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    Customer ServiceSales & MarketingStaff

    Reviewed Sept. 22, 2016

    On September 20, 2016 I sent $2,199.94 to a friend. I sent it as a payment so it incurred $64 in fees to my friend for the transaction. Then she got a notice from PayPal stating that she could not get the money for 21 days because of a hold. The money I sent was done as an Instant Transfer and the money was immediately taken from my bank account. Because it was faster to send a check via USPS, I had her refund the money to me on September 20, 2016.

    When I checked my PayPal account on September 20th, it states the refund is "pending" deduction from my bank account. However, when I check my bank account online it was deducted the instant I submitted the transaction. I still had to pay my friend the money so yesterday I sent another transaction, via Friends and Family option, and the money was instantly taken from my account. Paypal wanted to put another hold the funds sent, but my friend was able to access 50% of the money on the 21st and then have the remainder available on Friday, September 23rd.

    I have attached an image of my bank statement from the 20th showing the deduction from my account. The transaction I did on the 21st was deducted "instantly". On the 21st I spoke to a "Gelani" at Paypal about when I would get my money back. He said that he was submitting the information for review and that I should see the money back in 24-48 hrs. It is now past that. I called again to Paypal, and the person I spoke with kept telling me that the funds had not cleared yet which is a big fat lie! How could they have given my friend 50% of the funds on the 21st if they in fact did not have the money from my account.

    This is total scam and I will never use their service if it can be called that again. I they are holding my $2100 just to hold it. I have been with PayPal for at least 10 years - never any issues until I sent this $2100 transaction. I will also be writing the CFPB about them. If they want to call them self a payment method they need to step up their game. Do not send large amounts of money through PayPal. Use Western Union.

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    Verified purchase
    Customer ServiceContract & TermsSales & Marketing

    Reviewed Sept. 19, 2016

    I ordered a product from an eBay seller and paid through PayPal. When I received the product it was not as advertised and I used the RETURN LABEL the seller provided in the shipment and filled out the return/refund information on the website. When I contacted the seller to check the status of my refund, they knew nothing about it but said if I could provide return tracking information they would refund my purchase. I explained they would have that information because of the RETURN LABEL they provided. After further discussion, they said they deal with these kinds of issues all the time and would refund my money if I would register my email address with PayPal. I told them my email address was registered with PayPal. They responded that they could not find my address registered with PayPal, could not spend any more time on this, had "to move on", and would not respond to any more emails.

    I then contacted eBay, who told me that we were outside their timeframe to deal with this and that I should contact PayPal. PayPal insisted that I provide return tracking information. I told them the seller would have that information because they provided a RETURN LABEL. Even so, PayPal says they are not able to refund my money because they are bound to the user agreement which states that I must provide return tracking information. I say that because the seller provided a RETURN LABEL, we are outside that agreement and PayPal is absolutely able to refund my money.

    I have made this complaint to the Consumer Financial Protection Bureau (CFPB) who was not able to resolve this. I have also complained through the Better Business Bureau (BBB), San Jose, whose final review of this issue resulted in them stating the company had addressed all my issues but "the customer was still dissatisfied". Since that statement was made without PayPal ever addressing the issue of the seller providing a RETURN LABEL which would provide the tracking information that is required, it appears that BBB is lazy, incompetent, or more than likely getting a kickback from PayPal for every complaint they blow off and give a final review in PayPal's favor. In fact, the issue PayPal kept sticking to was how frustrating it must be to receive a product that was not what I expected it to be.

    They never went beyond that to the issue of the seller's RETURN LABEL. So now, the seller has both the product and my money and I am out both. And both PayPal and eBay acknowledge that a crime such as a scam or fraud has occurred because PayPal suggested that I contact local law enforcement and eBay suggested I contact the FBI. Don't buy anything from telesalesUSA/**, AKA e_pier, and Alicia, Samaria, and Abigail. Don't ever use Paypal or eBay because they not only do not provide customer service, they support and are a part of this scam.

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    Customer ServiceStaff

    Reviewed Sept. 15, 2016

    I'm very disappointed with PayPal and they should not be in business at all. I was reading all the negative reviews and my question is why they are still in business. They need to be heavily investigated. The situation that I'm in is that someone put funds into my PayPal account and I was not able to see it in my account nor withdraw it from my account. People meaning workers needed to get paid based on the funds that was sent to me and due to this, they was not able to get paid. I called their customer service only to be told that on their end they was having technical difficulties and I should see the funds in 24 hours. It's still not in my account and these funds was already taken from the bank account from the person who sent me this money.

    If PayPal was having technical difficulties or if their system was down, the proper way to do business and keep their customers would be to send out an email to everyone who has PayPal or send a text or call or something so no transactions would be made. This is causing a lot of headaches and it's not fair. I'm still awaiting these funds so those who worked hard can get paid. PayPal isn't doing right by families who has to pay their own bills. Please investigate and shut down this organization. It's not helping. It's hurting.

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    Reviewed Sept. 15, 2016

    They put my account on limit/restriction I send them their request documents and they said they couldn't verify my information. Yet a week earlier all my information was verified so when I tried to activate my business card my account got locked in. PLEASE people find another payment method paypal is awful and they get away with it because people still use them, find another payment those are the worst!!

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    Customer ServiceStaff

    Reviewed Sept. 14, 2016

    As a seller you are vulnerable and at the mercy of the buyer. If a buyer requests a refund even without a reason they do not have to send proof or the item back. I had a horrible buyer that harassed me daily after I sold to him. I know better by this point and know I have to "kiss his butt". One day my fiance was hospitalized and I was unable to keep the buyer happy that day. He was nuts. He went to PayPal and told them "item was as described". He didn't even send a complete sentence. I reply the same day it happened with the real story and that I had all proof and copies of the messages that has been sent back and forth through eBay. Overnight they sided with him and took the $350. Which in turn was all I had and caused me to have to leave eBay all together because it broke me. 3 years of 250 listings 100% feedback lost and meant nothing to help my case. I have yet to find the amount of business elsewhere.

    The whole experience also ripped my heart out. I send hello kits and donate money. I worked so hard to build what I had. Now my PayPal account is in collections. This isn't the first time this has happened to me but it was never for such a big amount. It is clear that PayPal doesn't even review the case at all. And I don't understand how they are allowed to get away with taking my money without demanding a return or even talking with me further. I did my part and everything that was asked. I contacted by email many times and they never responded to me.

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    Verified purchase
    PriceProcess

    Reviewed Sept. 14, 2016

    In regards to claim, I wish to file an appeal on the outcome of the claim. Claim state that I claim 179 usd but in claim description I did not claim that but I claimed 135.19 usd in the detailed description of my claim, which are the cost after an watchmaker assessed the damage. I only claimed for the repairs on item 135.19 usd far less than the 179usd PayPal said I claim... And I ask PayPal to send a link to upload pics of damage parts, but PayPal didn't respond to my message, I know PayPal said in its blog there is an upload button but I found none and Paypal did send me a link when I request it in the past. As can be seen the process was not fair and even though I complained in the message centre the full complaint were not considered and neither the fairness of the outcome. I did say and still say that I want to keep the item and let it be repair without sending it up and down from Russia.

    As could be seen at the long wait for my item I waited 50 days, which if send up and down for repairs can be 100 days of waiting and I still will incur the cost. I don't wish to return the item since it is not damaged beyond repair. Therefore I ask for PayPal to reevaluate the situation on the description of claim I send in and secondly on the unfair outcome in not taking the whole situation into account. If you still wish me to go the extra mile to make the appeal more formal please send me a link to appeal, since I asked over and over again for such link - more than 7 times, please look into the messages I send after the unfair outcome - but got instead an message back from someone who clearly didn't took the time of reading the essence and the request in my complaint. The PayPal blog also complain that there is no link on the PayPal site for an appeal even though PayPal alleged so.

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    Customer ServiceStaff

    Reviewed Sept. 12, 2016

    I spent over an hour trying to talk to a competent human being that was actually listening to me and using their brain to respond instead of reading a teleprompter. That was a fail. I spoke to several reps all of whom were idiots. One asked me if I was racist. lmao I just want to link my debit card account so I can make a payment on my PayPal connect card. I've been trying to do this for 3 months and every month I call and no one can find my account or help me. They keep transferring me to Synchrony Bank and they can't help me. So they transfer me back to PayPal cs. Idiots! They outsource these jobs to some third world country and pay these idiots who barely speak English $5/week ultimately taking away jobs from competent jobs.

    Isn't that the whole point of capitalism? The best most qualified person gets the job or money??? Oh but with PayPal a multi billion corporation who outsources everything so they don't pay American people or American taxes and in return provide awful service. I am done with PayPal and the few hundred dollars that I owe them they can sue me for all I care. I have tried for 3 months to pay the damn account off and they won't let me so what am I suppose to do??? I can't talk to anyone who has a brain or knows English and paypal.com will not allow me to add my checking account to make a damn payment. I am done with this company and their awful customer service. Elon Musk and Peter Thiel are prob ashamed of what the idiotic CEO has done with the company.

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    Customer ServicePriceOnline & App

    Reviewed Sept. 12, 2016

    The worst experience ever! STAY AWAY FROM PAYPAL! They are still in business only because of all the interest they earn holding our money. We have 5 payments showing COMPLETED on their end, but more than a week later these funds are still not in our account. The phone number on their website is only contactable Monday to Friday 9 am to 5 pm, while all other banks have a phone number you can contact from 7 am to 10 pm including Saturdays for emergencies! We will cancel our account with them as soon as the funds are received and will DEFINITELY not be dealing with them anymore! Very bad experience. Deal with PayPal at your own risk!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 11, 2016

    My account with them is all screwed up. They have taken money from my account but claim I have not confirmed my banking account. I have tried to get to a person to person help but I don't think they have a customer service department. JUST PAGES AND PAGES OF QUESTIONS AND ANSWERS TO OTHER PEOPLES PROBLEMS. I'm out $78.99 for a Roku 3 that was never shipped. NGUYEN ** is ahead $78.99 for dealing with a dysfunctional company being Paypal. With a pal like PayPal who needs friends?

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    Customer ServiceStaff

    Reviewed Sept. 10, 2016

    PayPal recently charged me TWELVE TIMES for a single Google Play purchase. When I contacted them about it, every single person I spoke to was rude, unhelpful, and refused to admit even after getting Google on the phone with them that it was a PayPal error. Only after three days of calls and dealing with the rudest customer service representatives I have EVER dealt with did I get to some sort of "conclusion".

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    Sales & Marketing

    Reviewed Sept. 8, 2016

    PayPal has the habit of withholding money I receive. When I contact them to let them know that I'm unable to transfer the money I received through them to my bank account they tell me that their Engineers are working on the problem. It seems fishy that they have no problem receiving the payment into their account yet transferring the money out is an issue. How is it possible that the issue is always in their favor? I think that they are scam artists who embezzle our money so they can invest it for their benefit. They should not be withholding our money. There is no excuse for that. Something isn't right with this company and I will look for other means to send and receive funds in the future.

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    Customer ServiceContract & TermsPricePunctuality & SpeedStaff

    Reviewed Sept. 7, 2016

    I apologize for the length of my rant, but I want to convey all the facts pertinent to my complaint, in the hope that it will help others avoid losing money as a result of PayPal's sneaky, and in my opinion, unethical practices regarding their Pay After Delivery service. The reason for my score of 2 stars instead of 1 star is that I like the IDEA of having a service like PayPal, and I've been fortunate in that I have for the most part not had many problems in my dealings with them since 2003. That said, their customer service in my experience is truly awful, and every time I've needed to deal with them has been a colossal pain in the neck.

    I'm currently having issues with Pay After Delivery, which is a service I like having as a safeguard when dealing with merchants that are new to me. I have been a heavy, frequent user of PayPal for nearly 14 years. Never ONCE has PayPal not received their money from me, on time and with no trouble. I've been using PAD for some time now, also with no problems.

    But then about a month ago, I paid for something which was supposed to be PAD. PAD shows up automatically as my default payment option -- I don't actively or purposely CHOOSE to use PAD at each point of sale. Despite the Order Page clearly stating that the funding would be PAD, and despite the fact that I didn't see ANYWHERE on the Order Page where I could CHOOSE to use it or not, PayPal took the funds out of my bank account immediately instead of 2 weeks later.

    Alarmed by this, I called PayPal. The agent I spoke with had no idea why this had happened. She never once mentioned there being a PAD limit. I believe she told me the exact opposite, that there was NO limit, except the one saying you can't spend more than $10,000 in a single transaction. She told me it was too late to do anything in the way of changing my funding source after the transaction had been processed, but she told me she was filling out a ticket or a report to give to PayPal's technical support team so they could investigate what had gone wrong in my account. I never heard back further about this. I continued to use PAD, quite often, and had no more problems with it.

    Then, yesterday, I paid for 3 separate eBay transactions, with PAD as the funding source for each. I took screenshots of each Order Page before I hit "Place Order," something I've been doing since my first failed PAD transaction several weeks ago. I've made dozens of purchases since that incident a month ago, nearly all of them with PAD.

    With everyone, 2 weeks went by just as expected, and then the money was successfully taken out of my bank account as planned. But when I checked my PayPal Summary today, I discovered that all 3 of my most recent transactions had NOT gone through as PAD, but each had been taken out immediately from my bank account. As recorded in my screenshots, I was not informed that I had hit a PAD limit, nor was I given any option to change my funding source and pay immediately (I nearly always use the mobile app on my iPad). I received NO emails explaining that I had hit a limit. So, back to the phone to discuss the issue with PayPal.

    I was on the phone 2 HOURS and 14 minutes. The first agent made me explain every detail of my problem, checked my account and verified that it was in good standing, and finally decided that I needed to be transferred to the Dispute Dept. The Dispute agent made me explain every detail of my problem, told me that I shouldn't have been transferred to her department, but then revealed that PayPal's system will not allow more than a certain number of PAD's at any given time.

    When I asked what the Magic Number of allowed transactions was, she told me that she didn't know, and that no one at PayPal knew either. The computer is in charge of this, and apparently the number varies from one PayPal user to the next. I had 20 transactions, totaling $1,268.55, but she insisted that the dollar amount was NOT the determining factor, the number of transactions was. One is due to be paid today, two will be paid the day after tomorrow, and another one is due the day after that. Unfortunately for me, although I had a handful of purchases ranging from about $50 to $200, which has been the normal pattern for me for 13 1/2 years, I very recently bought a large number of used sewing patterns on eBay, all from different sellers. These did not contribute much to the total dollar amount that I have outstanding, as each pattern cost between about $3 to $6, but they DID push the total number of transactions up.

    Apparently PayPal's sneaky computer, or system, is not capable of considering subtleties or areas of gray, or mitigating facts, such as the very low dollar amount of each transaction or the fact that 4 much higher value transactions were due to be paid imminently. When I expressed my displeasure about me not being able to know the Magic Number that alarms PayPal's computer, the Dispute agent decided that I needed to be transferred to a supervisor.

    The next agent made me explain, again, in excruciating detail, my problem. After much discussion, (which included her suggestion that I ask my sellers to cancel my orders and issue me refunds, despite the fact that I had explained that everything had already shipped, including one from France, so she wanted me to write an email IN FRENCH explaining my cockamamie request), with her actually agreeing with me that what PayPal had done was not very nice and not very fair, she put me BACK on hold (I spent an enormous amount of time on hold in between my encounters with different agents) so she could check something.

    After being on hold for quite some time, there was ringing, and someone at EBAY answered. That this happened puzzled both me AND him, especially since I thought eBay and PayPal had parted company and are no longer connected to one another in the way they used to be. Then HE made me explain to HIM every detail of my problem, only to ultimately do what I had asked him to do in the beginning, which was to transfer me back to PayPal.

    After being on hold another LONG time, I found myself not connected with the supervisor who was checking something for me, but rather back at square one, talking to yet another general, low level Customer Service agent. SHE made me explain every detail of my problem, AGAIN, before telling me that the name of the supervisor meant nothing to her, and she had no idea how to find her. What is the point of making sure you have the name of the person helping you in case you get disconnected if no one at PayPal can locate another person anyway?

    So this new agent repeated the fact that there exists a Magic, Secret Number that ONLY the computer knows, and it's not sharing. She told me I would not be able to know in advance of a purchase whether or not PAD would be permitted. She tried to suggest that I was mistaken -- that surely I'd been given a choice at Check-Out between paying immediately or using PAD. Then she tried to suggest that my Order Page surely had NOT offered PAD, because the computer knew I had reached my Magic Limit. She had to concede that wasn't the case when I told her I had screenshots verifying what I was saying. Although, again, what is the POINT of having screenshot proof if PayPal refuses to honor what I view as terms of a contract that I agreed to at the time of purchase?

    I asked this agent this question, as I had previously asked the Elusive Missing Supervisor. This latest agent then directed me to the following statement found in the Terms and Conditions that she pointed out, rather too triumphantly in my opinion, that I had agreed to when I first started using PAD, and which she strongly insinuated, repeatedly, that I had failed to read: "PayPal has the right, at any time and in its sole discretion, to terminate, cancel, suspend or modify the PAD payment option, qualifications or eligibility for PAD, or any buyer's ability to use PAD."

    The agent said, repeatedly, in a Gotcha sort of way, that the key phrase was "AT ANY TIME," which, according to her, included in the middle of a transaction, and PayPal did NOT have to reveal this to me before I made a payment or placed an order. My take on "PayPal has the right, at any time and in its sole discretion, to terminate, cancel, suspend or modify the PAD payment option, qualifications or eligibility for PAD, or any buyer's ability to use PAD," was that PayPal was reserving the right to modify their terms, to which I don't object, and they were stating that they reserved the right to reverse their offer to allow the use of PAD to PayPal users who proved to be deadbeats.

    It never would have occurred to me that they meant they could say one thing at the time of purchase and then do something entirely different, without informing their customer, and without explanation. This strikes me as bordering on fraudulent and, if not that, at the very least grossly misleading and downright sneaky. I did not need to pay the 3 eBay sellers as soon as I did. Had I known about this limit in advance of my payments, I could have easily waited the couple of days it would have taken for some of my older transactions to be concluded.

    I find PayPal's arrogant choice to flag their customers' transactions as "unsafe" in such sweeping terms, not taking into account a customer's excellent track record with them, and their naked greed in pushing the use of PAD, which benefits them by forcing users of the program to have money taken out of their bank accounts rather than being able to use credit cards, which cost PayPal fees and which allow unsatisfied PayPal users the option of chargebacks, absolutely appalling. Their surreptitious manner of dealing with rather arbitrarily chosen perceived risk I am certain must have caused many customers to have incurred bank fees, which PayPal has no intention of reimbursing. They are almost in one sense a sort of Monopoly.

    If there is a viable competitor of PayPal, it is not widely known and I imagine would have a tough time competing with the behemoth that is PayPal. And PayPal has somehow persuaded eBay to encourage sellers to only accept PayPal payments. There was a time when almost all, if not all, sellers on eBay would accept checks or money orders as payment.

    My main complaint, however, is the flippant way this last agent kept repeating to me, "I'm sorry that you (meaning of course me) neglected to read this part of the PAD agreement." Not, "I'm sorry this happened," or, "I apologize for us acting weaselly," but insinuating that this was completely my fault, after I have been an excellent customer of theirs for almost 14 years, spending many, many tens of thousands of dollars using PayPal, which I'm sure has rewarded them handsomely, and which apparently doesn't matter much to them.

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    Price

    Reviewed Sept. 7, 2016

    It says to avoid accrued interest to pay by certain day, how those the worked? When I pay one of my big purchase right after and notice it wasn't apply to it, I ask them about it, still paying high interest on my big purchases.

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    Verified purchase
    Customer Service

    Reviewed Sept. 6, 2016

    I set up a PayPal account last year with the hopes of using it eventually with eBay. I only used it for the first (and last) time a couple of weeks ago when I made my first sale on Ebay. I thought it was great! Now that the buyer of a $400 set of golf binoculars (that I sold for $150) has taken me for a ride, have I discovered what a hack operation this joke is. I was an easy target for this scumbag on Ebay I admit because for some reason I still think there might be an honest person out there.

    He paid with an echeck originally and the next day, the payment showed cancelled. I asked him about it and he commented that this happened to him before and what a "nightmare" it was. He offered to pay me directly through paypal instead of ebay and I fell for it. He paid this time and it went straight in, he was even nice enough to stiff me on the shipping charges. That should have tipped me off, but I shipped it anyway because he said it would save me on the seller fees.

    Now a few days later, I get an email from a dispute on Paypal. Not one peep from this scammer until then. I had proof and plenty of evidence proving it worked before I sent it... Heck I only used it a couple times. I called paypal the moment he got rude with me in email accusing me of trying to "make a quick buck". They told me to send the information and I did. I sent it all, pictures, videos... emails, everything! I get a response this morning that they have sided with that jerk. They will let me know when he returns it to me... I'm guessing it will be a different set all together or they will now be broken. Never again, bunch of crooks! I'm better off giving my credit card to a 13 year old.

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    Verified purchase
    Customer Service

    Reviewed Sept. 6, 2016

    I purchased a piece of jewelry listed as 14k solid gold with natural, genuine tanzanite and diamonds after emailing the seller to verify the gold was 14k solid (not plated) and the stones were genuine, untreated and not created in a lab. The ring came. It was stamped 14k but it felt like plastic. The ring looked fake so I took it to my jeweler who is a certified gemologist. She took photos and appraised the ring as worthless junk (not the term). She said that although the seller had stamped 14k on it, it was not gold at all and the stones were glass. I scanned the report and sent it to Paypal (as requested).

    The seller offered a small amount of my money back but I wanted a full refund. Then the seller wanted me to return the item but would not pay for the shipping. I returned the item when Paypal told me to. I provided a scan of the tracking slip and received a confirmation email. I waited and waited, calling every week, to check on the status of my refund. Each week I was told they were waiting for confirmation by the seller that they had received it. I spoke with them last week and pointed out that since the seller was willing to cheat customers by selling fake jewelry, why are we expecting them to be honest about receiving them item back.

    Today I received an email saying my case was closed because the tracking number was invalid and no refund would be given!! This is the first time in several weeks of calls I have heard anything like this, plus they got the tracking slip emailed to them! The buyer's guarantee is as fake as the jewelry Paypal continues to let this thief sell. What can I do to call attention to this?

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    Customer ServiceStaff

    Reviewed Sept. 2, 2016

    My son and I have PayPal accounts, we have used them frequently. When my son set up account he listed his birthdate and his credit card. He has a job that pays him via PayPal. He never had a issue until tried transfer funds. He and I called and spoke to Mike. Mike wanted him to send his government ID via email. He stated when we said we didn't feel comfortable with that, he said bc he wasn't 18 that he would not return for 180 days. We demanded supervisor, spoke Travis ** who stated he won't get money until 18. I asked if I could go on account to help him get paid through job he's been doing. He stated no. My son was upset, as I. He works hard and never was told. He explained he had purchased many things before and no issue.

    I asked for corporate number and he couldn't provide, just address. My son demanded they send his pay back to employer. Finally after all this they did. They put him through so much unnecessary stress that I had to write this. His account is locked now. I hope someone steps in to this and addresses this. If it was that much of a issue why different through two different people that we spoke to. Why couldn't they put his earnings on mine? Why try and keep it. Very concerned about this company. Thank you for your time!

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    Reviewed Sept. 1, 2016

    PayPal must be shut down and put out of business. Look at all the pain and suffering they are causing. They have millions of negative reviews. They just shut my online business down that I had for years and years because I was becoming too successful. They're going down. We must work together to put them out of business completely.

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    Customer ServiceStaff

    Reviewed Sept. 1, 2016

    Please beware of using PayPal. I have insight to know this is a horrible company. When PayPal first started they cared about their customers and employees. They were a wonderful company. Not anymore. Try to use another way of paying for your items. Please do not pay for items such as rental, boats, cars and so on. Use your credit card or other means to protect yourself. You will be sent to an overseas call center and will not find resolution. Please beware of this company.

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    Verified purchase

    Reviewed Sept. 1, 2016

    We have 2 accounts with paypal under the same last name and bank account. They used the second account as an excuse to hold cash deposits for 3 weeks or more before they release it to us. We've been doing business with them for over 10 years with NO PROBLEMS WITH OUR BUYERS, EVER! They say that the new account (only open for about 3 months) has this HOLD on the cash because it is new. It is not new. It is attached to an account that has established a perfect rating in regards to customer payments and refunds. We think paypal needs to be SUED again. (They've already been involved in multiple lawsuits and 'class action 'lawsuits. Look it up.)

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    Customer ServiceStaff

    Reviewed Aug. 30, 2016

    First of all don't be confused with the 3 stars. I would give the company -3 if I didn't get an angel from the Paypal Chandler AZ to help me. Anyhow, I use Paypal to make purchases online. I also occasionally sell on Ebay. Recently I had a balance in my Paypal from selling a few of my items and decided to shop with it on line. Well Paypal took my balance as well as charged my debit card. I noticed the following day and contacted Paypal. I spoke to a rep from another country that interrupted me and told me to call the vendor to get my money back. So I contacted the vendor (the online store). They explained there is only one invoice number so they received one payment and redirected me to Paypal. Again another hard to understand rep cut me off, asked me the same questions and again blamed the vendor.

    So I called the vendor again. This time the vendor had me read the transaction numbers which were two different one but on invoice number, so we called Paypal on 3 way.... Got a 3rd outsourced rep that cut off me and the vendor and argued with both of us. I had to go to work so the gal from the online store said she would write an e-mail to her manager to contact Paypal explaining they only received one payment and to refund my money. After work I decided to call Paypal again but this time I Googled the number to the US location in Chandler AZ near my home to help me.

    The rep Kelly not only let me tell the whole story and took the time to look over the situation but she said she would get to the bottom of everything and resolve it. Well 10 minutes later I have my money back! Thank you Kelly!!! You deserve 5 stars and are the reason I gave 3 rather than 1, 1 because you can't give 0. Paypal get it together! Stop outsourcing for one, and just because you're such a large company doesn't mean customer service should be crap. There will be a competitor that will come into the market, and provide better customer services and your high and mighty company will no longer exist, kinda like AT&T.

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    Customer ServicePunctuality & Speed

    Reviewed Aug. 29, 2016

    On Aug 27, 2016, I sent money to my daughter for my granddaughters through PayPal. In the memo, I put "for Isis and Alayah. Let me know if this is better than sending check". I received an e-mail shortly afterwards stating that my payment was pending. They said a temporary hold had been placed on it in order to comply with Government Regulations. They said that they were required to view certain transactions. I called them about 3 times to see what was going on because I have been with them for 8 years and never had anything happen like this before. I tried to cancel transaction so I could send money another way, because my granddaughter needed it right away and they said I could not. I seriously thought someone had hacked my account so I changed my password.

    I did not think much more about it after that until last night when I received an e-mail asking me to please explain who or what is Isis for. I could not believe it. I immediately called my daughter and told her what happened. She said my granddaughter Isis has been getting picked on by kids as well as teachers because of her name and that when asked what her name is she gives her middle name. I tried to forward the e-mail PayPal sent me to her and it came back as undeliverable. This morning after being up all night paranoid. I call my daughter again and she said her account had been flagged.

    I am a 100% permanent and totaled disabled Gulf War veteran and I cannot believe this. PayPal is monitoring people's account. My husband had to come home early today. I am hyperventilating as I write this. To know that someone is watching you, listening to you is too much. I have Bipolar with psychosis and anxiety. As requested I emailed PayPal last night. Once I got the email and told them that Isis is my granddaughter. I fax them this morning and told them the same thing. I have not heard from them. I did call them and told them to take this off my account. They told me it was unfortunate that I had a granddaughter by the name of Isis.

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    Customer ServiceStaff

    Reviewed Aug. 29, 2016

    I have used PayPal since it started offering services. I used it primarily for eBay purchases. Years later I started using their service to pay small recurring online bills for various web services. Last month I look at my bank account and see charges from PayPal amounting to just under $500. I called PayPal and was assured that everything would be fixed. After talking to them I filed a dispute online for these mystery charges. I also phoned my bank and informed them of my issue. The bank immediately returned my funds and I felt relieved that this was all over. 2 weeks later PayPal collections calls me to collect a negative balance on my account. I spoke to them about the fact that the charges were some sort of fraud. Again, they seemed sympathetic and said they would get it fixed.

    2 weeks after that (which is today) I get a call from a third party collection company who are wanting to receive payment for my negative balance. Again, I tell them what happened and they are seemingly sympathetic. So I call back to PayPal and this time I am furious. The rep offers to resubmit a claim request for me. I tell him that I am done. I can't afford for anything to go into the collections and affect my credit rating. His response is that if I pay the amount owed, that I am admitting that the charges were mine. And I start to get really upset.

    As of now, I either pay for someone's fraud or I pay dearly with my credit score. PayPal was born at a time when banks took months to take action against fraud... a time when we couldn't use our credit/debit cards easily or safely. PayPal is a service that circumvents standard fraud protection practices and is no more than a safe haven for people to commit crime while residing under the protection of these jokers. After so many years of use with no issues, I now have had to fully migrate away from PayPal's criminal safe haven. Anyone who uses their service will eventually get screwed... It's not an IF, it's a WHEN. And when it happens to you, you will find out how empty their stated protection services are. Take a stand. One customer at a time until the world knows the real truth. PayPal is a SCAM.

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    Customer Service

    Reviewed Aug. 27, 2016

    I have been using PayPal and eBay for a few years now. This is the email I got last night: "Between June 16 and August 5, 2016, PayPal unintentionally posted 1 credit(s) totaling 149.99 USD to your credit or debit card. We need to correct this error by debiting 149.99 USD from your PayPal account on September 2. We’re sorry for any inconvenience this situation may cause. Our teams are working hard to make sure it doesn’t happen again. Please ensure that you have sufficient funds available on September 2 to avoid incurring a negative PayPal account balance. If your account balance becomes negative, you can log in to your PayPal account and, next to your displayed balance, select Resolve Your Negative Balance."

    Umm wait... So I have to pay for your company's mistake that never occurred? Absolutely not. NO! No, that is not alright and you should be sorry! I live off of SSI on 700$ a month! I would notice if there was an extra 150$ deposited in my account from anyone. There was no 149.99 deposited to my debit card over that period of time and I can prove it. Notice the email does not say which card it was... That is because this never happened. This is criminal behavior on PayPal's side and I won't do business with them or eBay anymore. This is fraud and it stinks. I'm done with them and suggest others do the same. Bankers are the biggest criminals on the planet right now and this is flagrant ** of the first order!

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    Customer Service

    Reviewed Aug. 27, 2016

    I sold an item via eBay using PayPal. The customer was not happy with the item. She contacted me via PayPal and wanted a refund. I replied (through PayPal) that I would return her money once I received the returned item. I contacted her through my personal email and gave her my phone number if she wanted to discuss. She filed a PayPal dispute, saying she would not return my item until she got her money back - $225.00 not including postage. I contacted PayPal. They advised me to refund, and they would see to it that she returned the merchandise and if anything was out of order (merchandise was not in the condition I sent it), they would revoke her refund. I refunded her money via PayPal. I never got the merchandise back.

    I contacted PayPal AGAIN (one hour phone call) and opened a dispute. They ruled in favor of the customer, saying I refunded her money. Yes, I did - upon THEIR advisement. I am left with no recourse - I have paid my PayPal off and never intend to use it again. After reading these reviews, I am so sorry I trusted them at their word. They lie. Their phone correspondents try to smooth things over by making empty promises. I was told a REFUND would be coming my way if she did not return the merchandise. By TWO different people via PayPal phone conversations. Never again.

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    Verified purchase

    Reviewed Aug. 26, 2016

    Bought $640 worth of 10 boxes of product (infant formula). Seller sent 10 boxes (40 cans). 3/10 boxes were incorrect flavor. I returned 3 boxes and the dishonest seller never refunded my $192 back. PayPal closed my dispute in favor of Seller with "item violates the PayPal acceptable use policy" without telling me what is it that I violated?... WTF?... Filed a credit card charged back with all of my documentations and got my credit back within 5 days. I shouldn't even wasted 1 month with PayPal resolution center and should just go directly to my credit card. Paypal protection is a joke.

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Aug. 26, 2016

    If anyone for any reasons has you pay for anything via requesting money. And you pay with a PayPal balance, you are not covered in event of scam. PayPal only covers transactions paid with CC because they are paid back by CC company. Essentially they offer no coverage. We made a payment for a rental on PayPal. On move in date keys didn't work. Paypal said as long as the other party does not call or respond in 10 days we get money back.

    5 days later the mystery Asian lady scammer calls them back do dispute charge back, 3-way call. Lady tells them we can come now, we have already drove 4 times to supposedly meet lady for keys. She never shows up, so we explain that the keys she gave don't work and other people live there and say they rent it. The rep says we need to drive 1.5 hrs again to go meet. Because we did not pay with a credit card no dispute is possible unless we work it out with scammer.

    They let her keep the stolen money. We called police. Police told us that they cannot do anything because there is zero way to prove that that woman is the person who collected that payment online, and explained to us in depth, that PayPal is not a safe way to pay anything, that scammers and thieves know the policies so well they can open accounts with stolen id's and run dozens of scams for thousands without any interference from PayPal. And unfortunately, they cannot do anything about it. They told us they wish they could help, but unfortunately they cannot.

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    Staff

    Reviewed Aug. 25, 2016

    I had a charge on my account that wasnt supposed to be there and after weeks emailing paypal and calling a few times my claim keeps being closed and I'm told to contact the saleright. I've tried for weeks with no luck but they dont care I'm out money. They got their fee so that's all that matters. I had an business account but no its just a personal account because my bank is trying to help me now and I have to leave my account open until this is taken care of. I'll be glad when it's over and I can close my account and never use them again. I will only use square from now on for invoicing and paying. Beware of using PayPal. They are there to help you if there's a problem.

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    Customer Service

    Reviewed Aug. 24, 2016

    This company is absolutely unbelievable. They're not even going to send me a reply to my mails after one week. They have this new rule now that you can't get your money out from them unless you provide a bank account. All fine and dandy, except that bank has to be in US and I am not an US citizen. This is beyond stupid. Why allow me to make an account from Europe if you're not allowing me to withdraw my money? I've been trying to contact them on the matter, but they just don't seem to care. To top if off, after sending me some default email they had the audacity to send me an email where I should review their "performance for customer support". What customer support I might ask? There was absolutely none!!!

    This company is an absolute and complete joke. Needless to say, I have made a refund with my money and moved on to another option. This is an unbelievably stupid and awkward way of doing business. Sorry PayPal management, you should be ashamed of yourselves. You don't care about me I will not care about you anymore. There were others before that were "too big to fall", but, as history noted, the bigger they were, the larger the noise when they hit the ground.

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    Contract & Terms

    Reviewed Aug. 24, 2016

    I used to think PayPal was a convenient way to pay for lots and lots of things and services online. I even had some recurring payments set up for things like Netflix etc. I have recently moved all of my recurring payments to my credit card and will NEVER use PayPal to pay for anything online unless there is no other choice. The reason is because a year ago I signed up for a software membership site. Apparently when I paid for the first year of membership through PayPal I agreed to a "payment agreement" with the merchant.

    Yesterday they auto billed me for a one year renewal which I do not want because I'm not using their software anymore. The merchant refused to reverse the charge and I thought PayPal would be able to help me out. NO, they are on the side of the merchant by referencing the payment agreement, which I was completely unaware was set up. Or since it's been a year, I forgot if I did agree to that. Either way, it's something I don't want and the money was simply taken from my account and both the merchant and PayPal refuse to return it.

    This is ROBBERY. At least if you use a credit card you have some recourse. If you are using PayPal, make sure you cancel any and all payment agreements that you have in your account or you run the risk of the merchants being able to take money from you whenever they like. These are set up automatically so make sure you don't have any set up.

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    Customer ServiceContract & TermsPrice

    Reviewed Aug. 23, 2016

    Paypal will violate their User Agreements, arbitrarily withhold your money, lie to you through customer service and leave you with no recourse. I have been an Ebay member since 2003, and have been using Paypal since 2011. I occasionally sell my extra camera equipment and have never had any issues or disputes selling anything. I recently sold three lenses at 500$, 200$ and 650$ and Paypal decided to withhold the funds on the 500$ and 600$ payments without notifying me which is against their legal agreement, Section 10.5 requiring a notification.

    When I realized I could not get my funds, I checked their own website giving possible reasons for a hold. 1. New Seller 2. History of Disputes 3. Unusual activity or high risk item. I have been a Paypal customer for +5 years, and have not had any disputes. Camera lenses are not listed as their high risk item, and the average selling price of my sales is 200$. I called their customer service which aspires to be horrible.

    Emailing them returns an automated response disregarding my questions. Replying to that email also gives a standardized reply without addressing my concerns. I then called, and the first person could not tell me why my funds were on hold or what I could do to prevent it from happening again. The second time I called, the person told me Ebay had requested a hold placed. After calling Ebay and finding out this was not true, I called Paypal back. I was told there was nothing I could do, no way to prevent it from happening in the future, and I just have to wait.

    I have spent 3 hours with their customer service attempting to access my funds which were illegally held by Paypal. As a loyal customer of 5 years, all I can say is that I have never had a such a terrible experience with a company. Their customer service will do nothing to help you. If there was any viable alternative to using Paypal for Ebay sales, I would choose it immediately. For those who have a choice, do not use this company.

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    Customer Service

    Reviewed Aug. 23, 2016

    A buyer opened a claim for a handmade item that could take up to 3 months. Of course they didn't read the completing time so they opened a case, I rushed to ship the package out to find that the address/label had a error and the post office turned it to me. I reshipped the package that ended up being delivered to the exact address the buyer gave me. Since it was a new tracking number I couldn't update the tracking number on the website, I had to call. The first call I told the agent what happened and he said "Ok no problem, I'll put the new tracking here & have it closed in 24-28hrs". I then later got a email saying it was denied. So Im confused...

    I waited the next day to call again about the case & spoke to some woman that told me it was denied because it was a different tracking number. I explain to her that I was told the original label had a error and the post office refunded me for the label so I reshipped it again. She tells me I need to go to the post office and get a letter claiming that they gave it back to me. I'm here like "??? Please connect me to someone else, because you aren't exactly helping me" So she connects me to the "Supervisor Manager" of Claims, his name is Ken.

    I explained to him what happened and he basically told me he couldn't help me. Even though on the web screen it said "IF YOU HAVE ANY NEW INFORMATION ABOUT YOUR CASE YOU CAN APPEAL THE DECISION" which is exactly what I called for & now they won't even stand by their own writing. A bunch of idiots that don't know to deal with anything. Everyone gives you a different answer and then someone tells you something completely different. PayPal has lost all my respect, I will never use their payment platform or card readers at pop-up shops ever again. I use Shopify or Square in the future.

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    Customer Service

    Reviewed Aug. 23, 2016

    I have been trying for 3 weeks to get a resolution as to why I cannot transfer funds to my paypal student accounts. I call the crappy customer service and I am put on hold for hours and no one returns to the phone. On one occasion, I was transferred a total of 8 times and all 8 time I received 8 different answers. I even emailed them, no response received. I am in the process of trying to find out who their competition is. They can't be any worse than this. It is unacceptable to treat customers this way, especially when you have all of their personal financial info. THIS COMPANY IS A JOKE!!! CUSTOMER SERVICE IS NONEXISTENT!! I AM ON HOLD AS I TYPE THIS AND HAVE BEEN FOR 30 MINUTES!!!

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    Verified purchase
    Customer ServicePrice

    Reviewed Aug. 23, 2016

    On June 6, 2016 I bought an item from eBay using Paypal, and it cost around 109,5 euro - and PayPal debited the same amount twice from my German bank account, whereas only one transaction showed up in my PayPal account. I phoned the PayPal service and they suggested I cancel the 2nd transaction with my German bank. And my bank proved there were two transactions with the same amount of different transaction numbers coming from PayPal. However, PayPal couldn't resolve this issue and blocked my account until I reported the unauthorized transaction and made several phone calls with PayPal again. And they said the issue seemed to be solved in the system and they couldn't do anything about it.

    After two months, on 20 Aug 2016, I got a phone call from Dublin asking me to pay the amount + their extra fee for a total of 112 euro. Sorry, I don't think it's worth my time dealing with this company again, so I just paid 112 euro and closed my PayPal account. 112 euro is not a big amount compared to the time I lost. The issue of duplicate transactions was a well-known bug (e.g. in Australia 2015). I was surprised a huge company like PayPal was unable to solve this issue. And their clients have to pay the price for their bugs. Sorry, it's unthinkable. I'd not recommend you use the service provided by this company.

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    Reviewed Aug. 22, 2016

    Bought a computer online through PayPal. Paid PayPal $229 which they paid for the computer. I requested a cancellation of the deal which the supplier did promptly, and the supplier then sent the money back to PayPal who notified me I had the money in my PayPal account. Problem is, my PayPal account was frozen as I cancelled it long ago. They are the bottom of the barrel and not worthy to be in business. They refuse to discuss the matter. They are trying to verify who I am (my name, address, and credit card # were on the payment) and are now holding MY money!

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    Verified purchase
    Customer Service

    Reviewed Aug. 19, 2016

    Tried to send a payment to someone for $251.15, and for whatever reason I kept getting an error that said "Your recipient doesn't accept payments from this kind of card or bank. Choose another and try again." I knew the money was in my account, so I had no idea why it was declining my debit card... So it defaulted to using my bank account. Transfer sent, and then the seller realized it placed a hold on the money. Instantly she cancelled the transaction...

    We figured all was in the clear, and I tried to send again. This time I tried to send $235.00 since she said she'd cover shipping for me. Once again it wouldn't use my debit card, so it defaulted to the bank account again, and again it had a wait time. She cancelled again. Both cancellations were within 24 hours of when the transfers were initiated.. Finally, I use my debit card to add a balance to my PayPal and send it to her that way. This goes through and she has funds instantly. I think I'm in the clear.

    Nope! Today PayPal has taken $251.15 from my bank account... I call PayPal and am told there's nothing they can do about it. It will take 3-5 BUSINESS days for it to go back as a PayPal balance, and then another 3-5 BUSINESS days to transfer that balance back to my bank account! It's Friday... Yesterday was pay day. It's easily going to be the end of next week, if not the start of the week AFTER THAT before I see any of that money!

    After the working transfer of $235.00 and paying all my bills, I only had about $275 left. That was my food budget. Now, with $251.15 gone, I have a food and gas budget (for a family of 4) of about $23... So THANKS PAYPAL! How about you come explain to my kids why we have no food and our vehicles won't move for the next week to week and a half! Thanks!

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    Verified purchase
    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Aug. 18, 2016

    My dispute is with PayPal. May 25, 2016 I made a purchase for $71.85 using PayPal (credit). My account had a zero balance. The next statement I received was July 8, 2016 for $98.85. I thought this was a purchase, however it was the original amount I owed ($71.85) plus late fee and interest. There is nothing on the statement that says I have missed a payment and that a late fee is attached. I never received the original statement. I have all my PayPal payments and statements going back to 2012. I don't delete them. I never got the statement. I checked my trash file, I don't empty that either. I suppose it could have gone to the spam account, but then why do I have 3 1/2 years worth of PayPal email that did not?

    I admit that this one payment got overlooked after I received the statement for $98.85. I only noticed that when I received a paper invoice for $135.85, which I paid immediately once I saw I had missed the payment date. My records will show I always pay on time, or well before. In looking up my account, I could not find a purchase for $98.85, and called PayPal as I thought my account had been hacked. That was when I found out that I was two months in arrears and not just a little over a month. Of course, as I had already paid the full amount, I had no recourse for recovering any of the $64.00 finance and fee charges. I have since lost faith in paperless statements and have changed that. Without proof it becomes a classic "he said, she said" argument. I say I never got the original statement, backed up by statements and payments all the way back to 2012, and the PayPal customer service people say it probably went to spam or "got lost on the internet".

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    Customer ServiceStaff

    Reviewed Aug. 17, 2016

    Using PayPal is as good as using garbage!!! Their system is crappy and their call center staff are just dumb. I will never ever use it or advise anyone else to use this crap called PayPal. Just so everyone knows, if you have a PayPal account and you are changing countries, then you should create a new PayPal account and also sending money to PayPal account to bank in different country is impossible.

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    Reviewed Aug. 16, 2016

    Made an eBay refund for $33.98 through PeePAL they have had my money since 8/12 and still haven't refunded eBay buyer. NON-Customer service said they hadn't gotten the money despite my Wells Fargo confirmation that they have been sitting on the money for 4 days already and intend to sit on it for at least 6 days.

    They are just funneling money through SYNCHRONY FINANCIAL and making money on the stall... GREEDY HOGS!!! DO NOT USE PEEPAL UNLESS YOU TOO WANT TO GET SCREWED!!!

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    Customer ServiceStaff

    Reviewed Aug. 14, 2016

    My account was "limited" recently just because of the fact that I entered the wrong date of birth unknowingly while signing up. How stupid is that? And on top of that instead helping me as a customer resolve this issue and provide me with options they instead they send me a very rude email telling me that they will continue to put my cards and account on hold until I contact their customer service to deal with this issue.

    They are completely unprofessional and I do not tolerate business handling their users like this no matter how big of a company they are. I will no longer be using PayPal and I hope you don't as well unless you want to be treated poorly and use a company that should be working FOR you not AGAINST you. Absolutely absurd.

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    Profile pic of the author.
    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedOnline & AppStaff

    Reviewed Aug. 13, 2016

    I paid for service through PayPal for the "Payment Protection on goods and services". I even clicked the little button to confirm this was for goods and services and needed protection before sending payment. When I called to make complaint that services were not done, others were partly done, additionally my home was damaged, and fixtures were stolen from property. The initial customer service representative (which I was later told by third customer service representative that she was the best, won awards, and "knows what she's talking about"), she assured me my claim was covered. I made claim she explained the process and said I'd be contacted for evidence if needed but only if a rebuttal was needed. I wasn't offered the opportunity to offer evidence, affidavit (as apparently he did), or rebuttal to what he said.

    My case was closed 5 days early not in my favor. Stating goods as described. Although it was goods and services. When you're charged for things not done at all that's not correct. She told me worst case scenario is get money back for services not rendered. She suspected I'd get all money back. After it was closed (after 10pm when cannot call and talk to anyone) I called back next day asking what happened and why information was inaccurate and not descriptive. I was connected with a very rude and angry male who told me I wasn't entitled to any money back and Id never get any money back. He (at first refused to file appeal), he finally agreed to file appeal telling me I have no chance and cannot get my money back.

    I asked why stating "I'm getting completely opposite information from two different people that have same job at same company. Is there misinformation she gave me or you're basing your conclusion on something else?" He yelled over me interrupting me multiple times. I said "I'm trying to understand. Can you please listen to my question and then respond. I'm not saying she's right or you are. I just want to know why I'm getting such a polar opposite information and reaction. Different people might have differing opinion or different point of view but to have opposite - this doesn't make sense." He continued interrupting me until he hung up on me. No callback.

    Then I received an email a few minutes later that he had filed appeal and I had 3 days to respond online (even though I explained I do not have a "computer". Only mobile phone and tablet). I asked repeatedly if there was any other way to submit evidence as my case had been decided without evidence. The following day I went to Staples (as I told him I'd have to pay and rent a computer). I used the computer to log on site. I was able to see the person I made claim against had been able to submit all his "evidence" through email. I had a link to submit. I submitted some photos online then it said I couldn't submit anymore online and would have to fax with this specific fax cover sheet. I submitted 7 photos online then additionally 78 photos through fax (he could've emailed me the fax cover sheet). I spent over $100 using computer printing pictures and sending fax long distance.

    After this I called following day as faxes hadn't been processed and weren't showing up. I spoke with a third customer service representative. Explained everything including two representatives telling me completely opposite things. She said the first woman who was pleasant and helpful and said I'd receive worst case partial payment (for undone work) and completion of job; was the number one customer service representative in her department and knew her stuff. Said she won awards and was the ideal person for me to talk to.

    She reviewed account and filed complaint asking for review of second call representative and of team that had closed my case without following procedure including allowing both of us to submit evidence and affidavit of what happened. She said she was sorry for what I'd gone through and she recommended relaxing and I'd be contacted for my affidavit as he had been before they closed it. That even (again just after 10pm when no one is available to speak to on phone) my appeal was closed not in my favor again.

    I have zero faith in PayPal as no one knows what is covered when it's their job to know and continually lied to mistreated and left out of the process. I used PayPal because of protection for goods and services. I will be closing my PayPal and EBay account after this is all over and never, ever use them again. I will try filing complaint through my credit card company and if need be through small claims court. PayPal and EBay are dead to me.

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    Customer Service

    Reviewed Aug. 13, 2016

    I transferred funds to my bank account. After almost a week, they said it was rejected. No reasons why. I was charged about $6 for the error that I dont know about. I said "it's fine". I registered another one, making sure everything is perfect since I dont want to be charged another $6. Same thing happened again. That's almost $12 wasted in PayPal. I tried calling them but said my number was not registered. It is registered, probably not validated so I tried validating it. I did not get any code until the code expired. I tried email, but answers doesnt match my concern. I email again. I was told to check the website and create a new ticket. I just want my $12 back and I can go elsewhere.

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    Verified purchase
    Customer ServiceCoverage

    Reviewed Aug. 12, 2016

    THE MAKING. USE YOUR GIFT CARDS YOURSELF WITH VENDORS. Very frustrated with PayPal announcing they completely honor gift cards. I had one for $100 and tried to use it on a purchase for $172 WRONGLY thinking logically that the card would have the $100 value deducted and then PayPal would deduct remainder from my backup account which had plenty of funding to cover.

    8 days later no product shipped so checked my acct and payment cancelled... WRONG WRONG WRONG. Stupid me for not knowing PayPal would try to deduct full amount and then cancel the transaction completely and not notify me of a problem. After three calls to them (and first one where they blamed vendor), I told they have a hierarchy so I can only charge amounts UNDER the gift card value. Give me a break. Don't have time to penny by penny try to use my gift card in full.

    Don't waste your time registering gift cards on PayPal. Chances are you will lose some of it and if a few million people have to leave a dollar on each card. It's quite the take for PayPal. Rip off. PS. Also now I can't use the gift card for 10 days because PayPal tried to take more than what was on the card. Lost my product deal and will pay $60 MORE NOW for same items. Thanks for nothing, PayPal.

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    Customer ServiceStaff

    Reviewed Aug. 12, 2016

    I had my PayPal account for 6 years with few problems. My husband's card was linked to my account and I had zero issues with using it go buy various items and services through PayPal. Well, a few days ago I used an Uber, with his account as a primary account and another low account that I had not yet deposited funds, but when I went to check my accounts, his hadn't been touched. But my secondary was overdrawn almost $50! I tried to remove all my info because I did not trust the company at this point, but they didn't allow me because they were putting the same charge through to my other accounts!

    I called Chase to have it disputed, which they graciously handled. PayPal's customer service was terrible, when I explained that I wanted to close my account out of frustration, the rep was a rude ** and told me that ,"the card wasn't mine". I told him that it was my husband's and that I've never had problems before, to which he spoke over me rudely and said ,"sometimes it works and sometimes it doesn't." I reiterated that I wanted my account closed, and he hung up on me. I'm through with this company, they went downhill. If you don't want Opie mishandling your funds and bank account, STAY AWAY.

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    Verified purchase

    Reviewed Aug. 11, 2016

    I have been doing business with PayPal for a while and they have frequently limited my account without explanation and have closed it without warning. They held the funds for 180 days. My business came to an abrupt stop. I am informing merchants of these faulty business practices to help keep their business in good standing and to avoid using PayPal.

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    Customer ServicePriceStaff

    Reviewed Aug. 10, 2016

    I normally usually only use paypal to buy items however for the first time sold an item that cost me double of what I sold it for for starters plus have used my own money to send it thinking there would be no problems. Was in touch with the buyer who said they had sent the money through paypal on Saturday 29th July which was on a weekend. It had not shown up in my paypal till Monday 1st of August the day I sent it to her. I'm actually fuming right now wondering what can I do because sorry but I don't have any faith in paypal fixing this problem let alone listening to me because they have sent me an email with links that went NOWHERE and they make it hard to contact them however I will attempt tomorrow to ring. Not confident in them answering. It seems its too late. They have already reversed the payment that was pending and meant for me because apparently I had some dash case against me to do with this. WHAT???

    I sent the item packaged up nicely even printed off the paypal receipt and sent that the same day. I actually could see the money pending in my paypal account and I sent the buyer the tracking number. She got that and thanked me and it was tracked to her home town. Said it was delivered within that week Friday 5th August 2016 according to the tracking, I then sent paypal what I had to for this apparent case in evidence which was evidence of the tracking number and a receipt thinking that was all they needed cause they had not ask me for anything else so I was awaiting the money to be credited to my account. Just thought I would hop on and have look to see if anything had changed and BOOM the money has been reversed back to the buyer. I have nothing. She has a beautiful dress. FREE???

    What can I do?? I thought paypal looked after both the buyers and sellers safe and secure. I never signed up this. I'm sure if the lady didnt get the dress she would of let me know because the communication was good. I did email her and ask her to confirm if she did or not on Sunday and she has not replied so I'm gathering she has it because she would be contacting me otherwise asking where it is so maybe a bit of dishonesty on her part. Not sure. All I know as a seller this time I have not been looked after and out of pocket and paypal had the ultimate control over that transaction and no real explanation why to me. Furthermore I sold this item on gumtree and stated there was no refund on the item, also that's where the option was to sell the item through paypal. Obviously a dumb move.

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    Customer ServiceStaff

    Reviewed Aug. 10, 2016

    First and last time using PayPal to receive payments for my business. I received a 2500 payment from my customer and PayPal put a 21-day hold on the funds without any type of notice until after my client paid! Called customer service and was told by the first person there is nothing they could do, yet they give me the ability to online to request an increase, so this tells me she was clearly lying intentionally, or has no idea how her company works. From there I was put on hold for 60 minutes and eventually hung up.

    After calling back the next person got me to a supervisor right away. The supervisor gave me a number to the department that makes decisions on holds. That number was also answered by rude and uninformed people. One person actually told me she was the supervisor and refused to transfer me then eventually transferred me to website support after I told her I do not need web support! I finally reached a reasonable person, not a supervisor, but she was willing to send my client a refund so I could charge through my normal method thus completely avoiding PayPal altogether! I will not use PayPal for any reason in the future. Rude customer service, poor policy, plenty of better options for accepting payments! I strongly advise to not use PayPal unless you want them running your business and holding your cash until they say it's ok for you to have it.

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    Julia increased rating by 1 star.
    Customer Service
    After a positive interaction with PayPal, Julia increased their star rating on Aug. 12, 2016.

    Updated review: Aug. 12, 2016

    Turns out Paypal never charged me for the original transaction and they nor I realized it, which is why the other company's refund was never refunded to me by Paypal.

    Original Review: Aug. 9, 2016

    I was authorized a $66.00 refund from ancestry.com through PayPal. Two months later, PayPal still haven't refunded my money. They keep bouncing me back to Ancestry and Ancestry keeps saying they authorized it 2 months ago through PayPal. PayPal dropped the ball but they won't admit it. I email them using their online form, then I immediately receive a form email saying I have to respond to that email with the information all over again. Then I get responses in the message center on their site from various people claiming that I have to give them more and more numbers of this and that and they send me back to Ancestry!!

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    Customer Service

    Reviewed Aug. 9, 2016

    I have been a customer in good standing 100% with Paypal for over 11 years. Every time I sell something over $100 Paypal holds the funds for over 15 days till the customer receives it and writes a positive review. So not only do I get stuck paying eBay their fees right away and Paypal their fees but I have to pay out of my funds for shipping. None of the money made from the item sold goes towards this right away, it all comes out of my pocket in the hopes the customer is fast at responding and ok with what they ordered. If they are not I'm out all of this money plus I have to refund the amount of the money of the item. This is a ** process for customers that have proven to be 100% great customers and that Paypal knows they are going to get their money from because they have all of their banking information.

    I get this excuse every time I call about why they are holding the funds and they tell me it's their process and only happens every few transactions like a random thing. **. It is a bunch of crap and happens every time I sell something of a value of more than $100 so BEWARE!!!! Don't sell on eBay with Paypal with anything that is more than that amount, hoping to get funds right away be prepared to wait weeks even if you have been selling and have had an account for 11 years.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 9, 2016

    On Aug. 9, 2016 my wife tried to pay a plumber from our checking account, however the charge would not go through, so I went online to our bank account and found a charge by PayPal E-check for $798. We don't have and never had a PayPal account. I called PayPal immediately to find out who charged us. The customer service agent would not help us. I asked to speak with a manager. He said no manager was available today, so I asked to speak with somebody higher up. He said there was nobody available. My wife called our bank. They will get it straightened. The person she was talking to told her that PayPal has the worst security and customer service of just about any company that they have had this type of problem.

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    Customer Service

    Reviewed Aug. 9, 2016

    PAYPAL IS A SCAM; they're holding 170$ of my money because my debit card was lost/stolen; their "limitations" departments is absolutely horrible; their supervisors can't even do anything. I've done it before!! Ha. Guess I'll just have to call when a stupid ** isn't working on the phones; like I took that money out of my bank and they can't give it to me for 180 days?! That's 6 months!? That's highway robbery to a T literally on a highway and they just robbed me of my 170 balance at PayPal; so DON'T USE THEM. THEY GET YOUR INFO THEN THEY SHARE IT.

    Only time I got my identity stolen was when I put my bank info into PayPal business; BAD IDEA. They steal your money little by little with stupid fees and taxes; like to death; I didn't even buy anything yet there was a charge from PayPal. Moral of this story: PAYPAL not eBay; SUCKS #PayPal #YOUARE**WORTHLESS #ILost10yearsOFMYLIFE**ONTHEPHONE #WITHACCENTED**.

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    Customer ServicePunctuality & Speed

    Reviewed Aug. 9, 2016

    In May I created a PayPal Business Account using the generic templates to complete all necessary information. I then received a request for additional information which was provided the day after the request even though it was considered irrelevant for the type of business I operate. To cut a really long story short it is now 8 August some 70+ days later and still I don't have a verified account. I have called and emailed many times with the consultant apologising for the delay but still not offering any solutions. It is very poor form and I have 70 days of being unable to simplify my customer's transactions and therefore losing some in the mean time who are shy of putting money directly into an account. Lift your game PayPal. This is day 1 of me getting louder and louder until you resolve this issue.

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    Customer ServicePriceStaff

    Reviewed Aug. 8, 2016

    I don't know how paypal is allowed to do business!! They have to be the worst COMPANY AROUND. I use to buy and sell on ebay for years. Had a paypal acct. Never no problems till one day they decided they wanted everyone to have a bank acct. I didn't want a bank acct. No need for one. I get social security and everything is paid off my debit card!! But paypal forced the issue and if you didn't get one you couldn't buy or sell. So I opened acct at bank. But on my paypal acct it was linked to my debit card. I called paypal and explained that I would not keep any money in that bank acct. So ebay sends me their monthly bill. And I go to my paypal acct and pay it. I set and watched paypal take the money out of my acct.

    So now about 2 weeks go by and my bank is calling me saying I am 90$ overdraw. I ask "how can that be. I don't use it." They said paypal tried 3 times that morning to withdraw 28$ that I already paid 2 weeks back so I called paypal and they told me "no" - that it was put on pay later. I explained "no" - that I seen them take the money out of my acct and I never wanted pay later!!! And I explained that they tried 3 times in 1 morning to withdraw 28$ from my bank acct that I never gave permission to and told them not to try no more - that I don't keep money there. I was told they wouldn't. So now the 28$ that I already paid has become 90. I owe my bank because they charge 30$ every time paypal tried to withdraw.

    So next morning my bank calls again and you guessed it PayPal tried to withdraw 28$ 3 times again after they were told not to!! Mess with that acct so now my 28$ that I all paid has became 180$ so I called paypal again and explained why they try to withdraw when told not to. I really got no answer on that other than I owed 28$. I told them "check their records. They would see I paid it." So some girl I couldn't understand was rude and said I must pay the 28$. I ask who was going pay the 180$ that they ran up. She said I had to so I ask to speak with someone higher. One of their reps came on and said she would check it. So 10 minutes go by on phone and she returns and says "yes" she found it and would take care of it. But I had pay the 180$. I told her that they had to - that they weren't suppose to mess with that acct. She told me she would forward it to someone and I would get email on their decision.

    Well next morning comes and guess what. Paypal tried 3 more times to withdraw 28$ but this time my bank was aware of it and I wasn't charged 90$ more. So finally what I had to do was pay my bank 180$, close the acct and paypal sends me email saying my acct is suspended because I closed my bank acct. At this point I told paypal where to put their acct and close it. I was told they would not so I pay the 28$. I won't and as I look at it they owe me 180$.

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    Verified purchase

    Reviewed Aug. 8, 2016

    I returned a few items back to company in China and followed their shipping instructions. When the package couldn't be tracked due to it have to go through US customs the seller said they have so many returns - they couldn't locate mine. I know the package left for China on may 28th so I know they have it. The Paypal resolution center gave me the run around for months asking me the same questions over and over again. I followed the seller's return instructions so if they can't find the package that was sent to the address they gave me it's not my fault. Paypal was very unprofessional dealing with me and all they accomplished was letting a company in China keep a disabled Americans money.

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    Customer ServiceStaff

    Reviewed Aug. 5, 2016

    Wow these people are cold hearted. Had a medical condition in october of 2015 which made me not able to do eBay and I had a 0 balance. Then while I was sick someone made a claim on my paypal for around 370.00 and they paid them because I did not respond well. I could not. Well I called paypal and ask if they could activate my account so I could pay them by selling on ebay and the first 370.00 I made would pay them back. Then some 30 year old collections guy named Matt said they could not do anything for me. You would think they would do that so they get paid. Was on the phone with him for 36 min and still all I got is our policy is they cannot do anything for me. So people do not get sick when using PayPal. They do not care about their customers.

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    Customer ServiceCoverageStaff

    Reviewed Aug. 5, 2016

    Since May 26 2016 I have been trying to confirm my account with PayPal. They had a warning error on my account telling me I needed to provide them with information on my business operations such as my tax ID number, my business filings with the state, Proof of who I did business with, Proof of the major vendors are and proof of who I make sales to.

    I have an e-commerce site and supply them with the information they requested. They still did not lift the warning on my account. I reached out to them again. I requested the information that they needed. I was told I was all set and if they needed more information that they would contact me. I didn't hear anything back until my account was locked. I have an unable to use my funds. I have been unable to transfer money to my Bank. They even chastised me for not having enough money in my account to cover my monthly service fee. When I contacted them they were rude and told me that they were working with the government for regulations. They did not know what part of the government they were supplying this information to. They could not answer my basic questions and they refused to unlock my account.

    Today I received an email from them with seven new items of information that they wanted and they explained that they were looking into anti-money laundering regulations. Making sure that I complied. This has been a horrid experience with the company who handles 90% of my business transactions. This should be illegal and they should not have the ability to prevent a company from doing business, paying their employees, paying their bills and paying for other business services.

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    Verified purchase

    Reviewed Aug. 4, 2016

    It is now almost impossible to speak to a human being when trying to contact PayPal. They used to have a personal service but no longer. They are linked to eBay and I think both parties need to review their customer relations as it was their customers who made them such a successful business. If they continue the way they are going they will slowly lose their customers, who will go elsewhere. How many times over the years has the same thing happened.

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    Customer Service

    Reviewed Aug. 4, 2016

    Their automated reply service made it impossible for them to address my issue and consequently, they closed my case without refunding any money (it was the seller's fault -- they delivered my package to a wrong address). Since the seller (Shein.com -- NEVER shop there!) provided receipt of shipping, PayPal closed my case. I tried explaining to them, about 8 or 9 times that my purchase was shipped to the wrong address but since PayPal doesn't appear to have real people reading customers' messages, they screwed me over. I am very disappointed.

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    Customer ServiceStaff

    Reviewed Aug. 3, 2016

    The customer service treated me with hostility. I had trouble purchasing something via eBay with PayPal and they weren't being helpful. The lady on the line was being rude and was asking me unnecessary security questions.

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    Verified purchase
    Customer Service

    Reviewed Aug. 2, 2016

    I filed a dispute 7-18-16. I had 716.00 stolen off my card. I called in and filed a dispute then sent an email in writing to disputes. I then received an email stating I needed to send an email asking for a provisional credit so I did that the same day. I was sent an email from Paypal thanking me and I didn't need to do anything else and I would get an update in 10 days (8-1-16) which is accurately 14 days from the time I sent my dispute. I called every hour on the 1st of August but they had no update and I was told "you just have to wait".

    August 2nd 2016 I received an update stating it will take 90 days to finish my dispute but since I didn't request in writing for a provisional credit that I can't get one now!! I called Paypal and forwarded the emails proving I sent and they received and answered me to the request for a provisional credit and all the customer service blow off guy would say was I will get another update on 9-16-16. I would say "I am asking you why I was sent an email stating I didn't request a provisional credit."

    "Sara" the supervisor that got on the phone after speaking to the first customer serviceman said she was a manager. I explained to her in detail about the update I was sent from disputes that I never sent a request for a provisional credit, in fact I did send an email on 7-18-16 requesting a credit and Paypal responded and said I didn't have to do anything else. Sara ended the call by saying YOU ARE NOT GETTING ANY KIND OF CREDIT AND HUNG UP ON ME.

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    Verified purchase
    Price

    Reviewed Aug. 1, 2016

    PayPal uses deceptive and manipulating business practices to gain access to consumers’ money, including the promise that consumers' money will be “safe” with PayPal, but then temporarily or indefinitely holding consumer funds at their own discretion. They consistently send correspondences which are vague, false, inaccurate and/or deceptive. Doing business with PayPal is at high risk: Not so much from online hackers, as from customer chargebacks and PayPal policies themselves.

    Not only is your PayPal Account balance at risk, but any linked financial account may be subject to balance withdrawals, which may then result in overdraft fees, available credit line reduction, purchase denials, increased interest rates and even account closures as a result of funds withdrawn automatically (i.e. without your permission) by PayPal. Most customers and small businesses owners may be better off choosing a Payment Gateway Provider other than PayPal since the risk of doing business with PayPal is just too great for them.

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    Verified purchase

    Reviewed July 30, 2016

    Last month (June 2016) I sold a guitar on eBay. On July 28th, 2016, I received an email from the buyer the neck was warped in 3 places and a luthier told him it would cost $150 to repair and he wanted me to refund $150. I told him, "No. You've had it for over 30 days and you could have contacted me sooner." He opened a return case with eBay and wanted to take advantage of eBay's buyer protection. eBay told him the item was not eligible, even though the auction stated it was. He then opened a case with PayPal claiming the description was false. That simply was not true. The guitar neck was very straight. PayPal contacted me and said they felt the buyer deserved a refund and that debited my account leaving a negative balance. Now my account is frozen. This is a simple case of either buyer's remorse or he abused the guitar. Either way, I am not responsible. This judgement is unfair. Any ideas on how I can fight this?

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