PayPal Reviews
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Reviewed Oct. 31, 2010
I sold a used cellular phone on ebay.com. Mr. *** bought said item so I sent it to him. When Mr. *** received the item and tried to connect the phone, Verizon told him that the phone was stolen. This was my fault because I did not transfer the line to another phone when I sent the phone to him. So in return *** contacted PayPal.com and put out a dispute against me. He also contacted me through ebay.com and told me the situation. So I immediately contacted Verizon wireless and fixed the problem hopping that he would take back the dispute claim.
He never did take back the claim. Long story short, I gave him a refund for the cellular phone and he never gave me back my cell phone. He kept both the phone and the money and I don't think that is fair. He even had the audacity to leave me negative feedback on ebay.com saying that I sold him a stolen phone! PayPal.com doesn't help me because they said I didn't answer to the claim in the allotted time frame. Please help. I am very upset.
Reviewed Oct. 23, 2010
I wanted to buy a piece of software and decided to use PayPal. When I clicked to "pay", it refused to do so until I had added my credit card to the information. Why? I don't know! I had previously added my bank and having had a change of heart after hearing of information being "lost" online, I changed my bank. It seemed the easier thing to do.
At any rate, PP would not allow me to purchase the software without the addition of my credit card. I decided to not purchase the software, but rather withdraw my funds from PP. That is impossible to do unless you "confirm your address". To do so, you must add your credit card number. Why? I don't know! Since my address is listed on their site, both my box number which is the only way to reach me via the mail system, and my house number which is the only way to reach me via box delivery. Why this should be so at this late date is truly beyond me, but any of you brave souls who has been thinking of using PayPal, don't! Your money in your account will be held hostage unless you add your credit card or your bank account as collateral. Why? I don'tknow!
Reviewed Oct. 15, 2010
I woke up this morning to an email from Paypal informing me that $165 had been removed from my bank account and put on hold. A buyer on Ebay requested parcel post shipping to California. I mailed a copper roasting pan from New Jersey and after only 4 business days, Paypal allowed her to put the amount in dispute even though the USPS estimates 10 business days for delivery.
When I called Paypal, they told me that even though parcel post is traceable by the post office, it's not traceable online. I called the woman's post office in California who told me the package is at their sorting facility and probably won't be delivered until this Tuesday and the Paypal claim is scheduled to be closed on Monday if she hasn't received the package. I will never again accept Paypal and advise anyone else dealing with Ebay/Paypal to never accept Paypal if you don't want to be ripped off!
Reviewed Oct. 14, 2010
I bought a bag and I paid it with PayPal. At the other day, I decided that I did not want the bag anymore. Right away I asked for the credit back. To my surprise, PayPal sent me a statement of U$110.34 (the bag cost U$ 95.00). I have been calling them since 2 weeks ago and I did not solve my problem yet.
Reviewed Oct. 3, 2010
I do not have nor ever had any disputes with PayPal, I am customer since 1998.
I am a software developer who makes the living by selling his software online. Normally, I log in into my PayPal account twice a year just to withdraw my money. When I logged in on August 9th, 2010, there was a message from PayPal informing me that my credit card on file has expired September 2009. Immediately, I updated that information. Soon after that (few minutes later) I have received email from PayPal saying that my account became "limited" and I do not have right to withdraw funds.Their requirement to remove that limitation was for me to submit my photo ID and proof of address.
I am not willing to do that, because I do not see any valid reason for PayPal to request that information and I consider that invasion of my privacy. They do have my valid MasterCard account on file and they do have my Canadian bank account and the address (confirmed address). Beside that, I am long time PayPal customer with "confirmed address" status. On October 1st, PayPal tightened the screw and disabled my account completely.
Reviewed Sept. 28, 2010
I am a photographer/book publisher with an online business where I accept credit card payments through PayPal. PayPal stopped accepting payments on my account for "security" reasons without my authorization or notice. (They sent emails asking for my bank account# which appeared to be phony, so I did not respond to those). They did not call me when they stopped accepting payments for my services/product. I only learned of the problem when a motivated buyer contacted me and told me that my website was giving them, "We are not accepting payments for this product at this time."
Is this practice by PayPal legal? Customers should be entitled to personal (by phone) notification when holds are put on accounts. I have phone/fax/answering machine. I could easily have been notified and answered their "security" questions, which basically was a repeat of the information they already had (my bank account #) originally and a new password. They even had a charge on their "questions".
Update your credit card information and they charge your credit card for that. I would be happy if someone notified PayPal that these are not acceptable business practices. I asked that if they cut off accepting payments on my account in the future, if they would call me. I was told, "That is not our policy." Unfair and unethical. Plain and simple. The whole process seemed fishy to me. My account was immediately restored when I contacted them, but never should have been cut off in the first place.
Reviewed Sept. 25, 2010
9/9/2010, I bought on eBay for $327,00 US dollars. I payed it with my credit card which address is in Argentina. So I decided to manage my account in Pesos Argentinos. Paypal Change those $347.00 dolars in $1.407,75 Pesos Argentinos but in my credit card I found $360,30 US dollars! So I have to pay to PayPal from US dollars to Pesos Argentinos and I have to pay to my Bank from dollars to pesos Argentinos.
On 9/24/2010, they canceled my transaction and again they change from dollars to pesos and so on! Of course very high change because it's one of PayPal business. The same day, I have to pay again those 347 US dollars to the seller.
Reviewed Aug. 30, 2010
Sometime in August 2000, I sold an item on eBay to a customer overseas. I blame myself for having used a shipping service that was not traceable, so I cannot verify if the person ever received it. I got one and only one email from the buyer about 1 week after I had sent it stating that they had not received the item and they feared the package lost. I sent numerous emails and physical snail mail in an attempt to ask if the client wanted a refund. I even sent them whatever paperwork the postal office had given me in an attempt to try to find the package.
I received zero response! Time passed, weeks went by, months passed and years passed, I was only ever left wondering, "What Happened?" The client had apparently filed a chargeback with their own bank - which of course, their bank is going to favor them. Paypal left the chargeback amount in my account, I never saw it! I was never informed of it! The account was closed some months afterwards and the email address used with it was abandoned.
I moved 4 times in the course of the ten years that followed! I get a call sometime in August 2010 from an outside collections agency. The woman on the phone is less than polite. She is irate with me and will not tell me what this collection is about other than to say "Paypal and Ebay, August 2000". In fact, this woman is so irate with me, that rather than answer my question as to whether this is real or fraud, she just threatens to file a mark on my credit report for it and say that I'm not paying it.
I then proceeded to call Paypal's customer service # directly. It takes me nearly an hour for me to even get a general idea of what this $120 chargeback is all about. Between being tossed around 4 or 5 representatives, and them claiming they need me to provide the phone # at the residence ten years ago, and/or the email address used, this was a freaking nightmare. I tore apart my entire filing cabinet just to find some itty bitty information to prove that I was me and not someone else!
It's not that I hadn't been willing to resolve the matter directly with the client! It's the fact that this took ten long years to resolve, and Paypal was less than helpful (although a bit better than the irate collections agency). I requested the Paypal representative who finally could resolve the issue to please send me a confirmation to my current address/email. Thus far, I have yet to receive it, and all my current inquiries of it go unanswered.
All I have is a charge on my current bank account, and no response from Paypal! I am keeping the statement that I have, but I have no faith whatsoever that Paypal has indeed closed the file on their end! I want solid proof of it, and until I do, I leave warning to anyone who uses Paypal to be extremely careful or not use them at all!
There also ought to be a "Statute of Limitations" as to how long something like this can go on for. Because ten years is a long time! A person can die during that time frame (you never know if someone is gonna be ran over by a car and dead the next day). Makes me wonder how many collections agencies are chasing dead people for money that cannot be recovered.
Reviewed Aug. 30, 2010
I used PayPal for years, mainly on eBay. My old bank began charging fees, overdraft when I wasn't. So I changed banks, transferred everything over to PayPal and now the account is frozen, I may no longer use PayPal to purchase. Living in a nursing facility, it's my only means of purchasing my needs! I received an email requesting verification of my address, send a copy of phone bill, cell phone bill, etc. to an address in Omaha. I tried the web, both PayPal and eBay. Everything is automated, having pre-written answers to questions they ask. Currently I am 'locked out. I owe minute amounts ($5) to vendors that are now past due! How do I get PayPal/eBay to "open their doors" and return my status to what was? My eBay payment reputation is now shot! What it was is now gone and I still can not find a remedy! If I become too snobbish with people, this, too, may lead to termination. Help!
Reviewed Aug. 27, 2010
PayPal has informed me that they will now be holding any incoming funds I will receive as a seller on eBay, due to me filing a SNAD complaint as a buyer, after a seller sent me the wrong item. This was after I had already sent the item back to this seller, and used delivery confirmation to prove I had sent it back. The seller refused to refund me for my purchase. PayPal is penalizing me instead of the seller for some reason that I don't understand. Now if I sell anything on eBay, they are going to hold my money for an unspecified period of time. They will not even guarantee to free up any of the funds a buyer would pay to enable me to ship an item to a buyer, forcing me to use personal funds for shipping purposes.
Reviewed Aug. 20, 2010
I sold a very large and heavy commercial sewing machine on eBay on a best offer. The buyer paid me the $300 plus a pallet charge of $20 which included me mounting the machine to a pallet, strapping it down and delivery to a trucking company where the buyer had arranged freight collect shipping to Indiana.
The trucking company delivered the item and the buyer refused it because he claimed he did not have the money. PayPal gave him back his $320 out of my account and I lost my shipment to the shipping company for the unpaid bill of the buyer. Angie the last PayPal rep I talked to said all claims for "item not received" are won by the buyer.
I would be interested in a class action lawsuit with others who have been damaged by PayPal's bad policies. They made no effort to ask me for any information or make the loss right for me.
Reviewed Aug. 19, 2010
PayPal froze my acct. claiming they required by law additional info including a photocopy of my SS card. They also refused to accept all legal documentation of my new address, yes, I moved since opening the acct. I sincerely believe there is someone working for them, a well known and "trusted" co. who is stealing identities.
Reviewed Aug. 10, 2010
I ordered an "NVIDIA GeForce GT120 1GB DDR2 DVI/HDMI" for $49.95 with free shipping. I paid with PayPal (thinking this gave me some sort of protection against fraudulent vendors). The one I ordered was supposed to be 288-70N46-103AC which, from the description, is presumably new. The one I was sent was 288-20N45-000AC which is "re-certified" a.k.a used (it arrived in a motherboard box with no documentation or software). I complained to Ascendtech and they issued an RMA. I returned the item to Ascendtech. Ascendtech issued a PayPal refund for $30.36 (e.g. 40% less than I paid). I turned to PayPal, they said "the claims process only applies to the shipment of goods". So apparently, a fraudulent firm (such as Ascendtech) can send you anything (i.e. not what you ordered) and it is OK with PayPal.
I will definitely not do business with Ascendtech in the future and will definitely not have any sense of protection when paying with PayPal.
Reviewed Aug. 9, 2010
My son sold his PS2 game system to a person in Nigeria. The transaction went through PayPal. I was very skeptical but when PayPal sent me a e-mail stating they had the money and needed a tracking number to forward it into my account, I mailed off the package. I gave them the tracking number and was told I'd have the money in 24 hrs. It was not there. When I called them, I was told the money had never been placed into any account including theirs. I contacted the buyer and realized I was scammed. I blame PayPal since they informed me they already had the money. It seems PayPal's policy is somewhat different from what they're telling you in their emails to you. Don't use this disservice!
Reviewed Aug. 9, 2010
I have been going through a divorce where I have had to move and start my life over again. I joined eBay to sell some valuables that I had. I used PayPal to accept the funds so that I can pay my bills. Well, I have sold my items. The people have paid me for them. Now PayPal will not give me my money. They have put a limitation on my account. They told me I had to send them my license, my social security number, and a bill that I have from my residence. I did all three, sending it to them as they requested.
They told me they couldn’t verify my identity and the third party that they use couldn’t verify me. Well, what would they like from me, DNA? I am so tired of dealing with them. I have been doing this for weeks. I want my money. They have made my bank account negative, which I do not have the money to pay. I have spent countless hours wasting time arguing with them. I have totally gotten screwed out of my money and I want to fight back. I don't even care about the money anymore. It’s about how they do their business and how they treat people. I have been robbed and I want to fight back.
Reviewed Aug. 4, 2010
I won an iPod using the Buy-It-Now option and paid $115 via PayPal. The seller had been registered for nearly 3 years, with 54 feedbacks (1 negative, 1 neutral). Seven days later, I received notice from PayPal informing me that eBay had removed the listing for that item, then listing the steps to take to resolve the issue. Five minutes later, I received notice from eBay telling me that an item I had bid on had been removed offering no explanation and advising me not to complete the transaction outside eBay, etc. The letter went on to recommend that I not pay, acting as if I had only made a bid rather than actually purchased it outright and immediately paid.
Silly me, thinking this was likely an error or oversight on someone's part. I thought it would be taken care of quick and easy. I followed all of the steps outlined by eBay and PayPal to try to resolve the issue within the allotted time I was given to file a claim. And knowing how life can change your plans without notice I gave the seller the benefit of the doubt and emailed them politely inquiring as to why eBay and PayPal were contacting me and if there was an issue to please contact me. Ten days and three emails later, I thought differently as I neither heard from nor did I receive the item in question.
A little more than two weeks after the original transaction, I get a package in the mail. Yea, my iPod has arrived at last. But that was not the case. Instead it contained two used VCR movies that obviously had been box office flops. The kind that rental places sell two for $0.99. What a joke. But one that had taken some premeditation on the sellers part. So I go to eBay to research their ID and I discovered that starting the day of my purchase, the seller received 8-10 negative feedbacks until eBay deleted him. Every single one stated "scam artist," "fraud," "don't do business with." I, too, wanted to add my voice to the number but eBay so completely removed the ad it was if it never existed. Not only could I not leave any feedback there was apparently no evidence that it had ever existed anywhere.
Keep in mind, my first knowledge there was a problem was from our good friend, PayPal. And then who gave me the biggest runaround when I tried filing a claim? PayPal. "And so why do you believe you are the victim of fraud? " Because you told me I was. It was at this point I figured out that this may not be as easy or as satisfying as I had thought. Wisely, I had copies of everything which I provided as requested but PayPal dismissed my claim because there was the properly documented trail of package shipped and received. Case closed, period.
Reviewed Aug. 3, 2010
I have had my PayPal account open for maybe 2 months, and I have had nothing but headaches. A lot of people have been targeting sellers, and they were saying that they did not receive merchandise that was sent, when it was. It seems sellers have very little rights on PayPal, and they make their own rules.
Recently, they put a freeze on my account, which has like $170 in it. I cannot access it, because a person put in a dispute and his given delivery date was not even here yet! I am very mad that PayPal is allowed to hold my money! Once this mess is cleared up with them, I am going to google to check it out. Now, I cannot pay for the things I have won on eBay from my PayPal account or use any of the over $100 in my account for business expenses.
Reviewed Aug. 2, 2010
Okay, well, a number (over thirteen) fraudulent accounts were opened under my name. These were mostly conducted via fraudulent transfers. I do not have much in the way of proving they are not mine other than that I am a victim of ID theft. However, since there has been a lot of craziness going on lately with eBay and PayPal, I noticed that in any policy, anywhere on the web, including the new updated versions, are completely different from, or incorrect from, the "opt out" policy that was given to me (from 10/07-12/09). This is the same for all agreement policies as well.
I know why this is. You see, when I attempted to "opt out" I discovered that this address does not exist! Thus, there was no way to opt out! In addition, when I attempted to open up a Better Business Bureau complaint against GE Money Bank (the issuers to the credit accounts for PayPal), the BBB in Texas directed me to Dayton, OH!
Reviewed July 18, 2010
I have been using PayPal to collect payment for a home business for 15 years now. I have never had a charge back. Suddenly, they send me this stupid and irresponsible email stating that they will be holding all payment in the future for up to 14 days or until I can submit proof the customer has received their product. I think this is ridiculous and bad business. I can't get anywhere with their customer service. I can't even understand them most of the time. I'm done with PayPal.
Reviewed July 18, 2010
I have been on the receiving end of Paypal ripoffs as a buyer and seller. I urge everyone to do the following: When you buy online, use the contact us to request the seller provide an alternative to Paypal (like Google checkout) as you do not care to give them your business. Send a note to your email list asking your friends to do the same and quit using Paypal themselves and forward to their email list.
Reviewed July 6, 2010
I received a letter saying they could not approve PayPal for me. Well, I never signed up for it.
Reviewed July 5, 2010
I purchased a memory card via eBay using Paypal. It turns out that the memory card was fake (which apparently is an ongoing eBay scheme). After receiving in writing from the seller that the item was indeed fake, I filed a complaint with Paypal. Paypal told me that they had decided the case in my favor and that I needed to return the item to the seller at my own expense to receive my refund. Despite finding this morally inappropriate (returning a fake item to a fraudulent seller at the buyer's expense is basically giving a thief a free pass) but I decided that the $35 I spent on the item was more important to me than my moral indignance and the $6 in return shipping.
I provided Paypal with the tracking information required in order to receive my refund (the only stipulation to receiving my refund), well before the date requested, and the claim was to remain open until July 5th. On June 27th, I received an email stating the case was arbitrarily closed and decided in the seller's favor. Despite, having been guaranteed a refund if I return the item, paying for the item, and returning the item to the seller, meaning the seller has his cake and ate it too, and the innocent buyer was now out $40, with no item to show for it (even a fake!).
I contacted Paypal to appeal the case and I have now received an email stating that I should contact the seller and try and work it out directly with them. In this time, I had already purchased a different memory card from the more reputable and reliable Amazon for $38, not imagining for a moment that I would not receive my refund. I have now in essence spent about $80 on a measly memory card. I now know that there is no buyer protection through Paypal. I have a complete paper trail to confirm everything including pictures of the fake memory card and the seller's blatant admission of fraud. $80 + ongoing disputes by phone and email that amount to hours spent on this dispute!
Reviewed June 23, 2010
I emailed twice for my purchase problem and have not gotten any response from PayPal representative in three days. Even if PayPal reply to me by now, my disputes will have expired long before that. My problem of emailing them is because my disputes failed and they said according to their policy, the claims process only applies to the shipment of goods.
But the fact is that I did not receive the full order from seller and I explained this as clear as crystal in PayPal. I can't believe that PayPal never replied to my problem. I even doubt if PayPal ever look at our problems. Disappointing! I would never use PayPal anymore. Disappointing seller made me realized how disappointing PayPal is! But some seller only accepts PayPal. I need to let more people know how disappointing PayPal is! I lost US$20 and spent a lot of time complaining and waiting for reply from representative, which they never replied.
Reviewed June 16, 2010
PayPal’s complicated system has twice sent packages to wrong address. A simple call would clarify how it could be remedied. There is no way to contact anyone in the company at all now it seems. Poorly designed artificial intelligence machines force the customer to answer numerous questions having nothing to do with the issue and after two hours I simply have to hope it won't happen again. Can food stores, for instance, have tell us to go to a computer terminal, fill out a bunch of forms, enter a booth and talk to a robot, frustrate us with hours of searching for contact numbers etc. if we go in to ask about a product we are paying for?
The small web stores generally have someone available to help and quite fast as well. The large corporations seem not to be in touch at all with the customers and if anyone is got on hold of they say they can not do anything about making a system that is easy for customers as they are only customer service. Didn't the government have a program about wasting person’s time with burdensome forms, etc.? How do the giant corporations get away with wasting hours of customer time with artificial intel robots, forms, useless problems you may have and then no way to ask a person who could at least understand what the issue is? I have to drive now 100 miles to a previous address that a package was dropped off at due to PayPal using an address I have not been receiving mail at for over a year. Second time.
Reviewed June 13, 2010
I purchased a cell phone at eBay. The amount was $137.50. The phone did not match the description so I contacted eBay customer service, and they emailed me and asked me to return the merchandise to the merchant with paid label so I did. Then eBay sent me an email that the full refund was issued through my PayPal account. There is no money issued on my PayPal account. There is no customer service phone number or email address to email PayPal and claim my money $137.50. It has been over 2 weeks and I don't know what to do. Please help me. Thank you.
Reviewed May 29, 2010
This is in reference to eBay and PayPal. PayPal has recently went to holding the funds that are sent from a buyer to a seller when a transaction occurs. The payment is supposed to sit in a pending state until the shipment is delivered and the buyer leaves positive feedback on eBay. Here is the issue. PayPal is making a ton of money on the interest accruing and even when the item is delivered with proof of delivery confirmation, the money stays held until the buyer leaves positive feedback. In many cases, the buyer doesn’t care or simply forgets to leave feedback and the money remains in a held state until PayPal decides to go into the sellers account and review it, which could take forever with them having millions of sellers doing business daily with hundreds of millions of transactions.
The blog boards on paypal.com are lit with frustrated and angry people. Some have contacted local newspapers and some have contacted the attorney general and other political organizations about this theft of interest and unfair practice. I’m sure this isn’t the first or last email you will receive about this issue. I agree with holding the money until delivery confirmation is proven but waiting for a buyer to leave positive feedback gives the buyer the ability to control the product in his/her hand as well as still control the money that is no longer theirs. That’s the same as a Wal-Mart customer buying tons of merchandise and Wal-Mart has to wait for the buyer to go home and do whatever they want with the goods and decide when or if they will release the money to Wal-Mart.
This is an unfair practice. PayPal says that if you have a good seller rating, this system will not apply to you; however, there are tons of people who have perfect ratings for years and excellent records of service that still are subject to this unfair practice. Please investigate this issue. I stopped doing business with them after the practice disrupted my account balance so they are ** with me, but this is not about me. This is about the man whose sole income is eBay. His bills are due, his eviction depends on this money, he rightfully and honestly earned it and will be evicted because his money won’t be released to him.
Reviewed May 26, 2010
I started a new eBay account selling jewellery. I sold and mailed over 20 items in quick succession when Paypal imposed an account limitation without any prior warning or attempt to contact me with their concerns.
I spent 3 hours collecting, scanning and uploading identity documents requested by Paypal, when to my horror, I realized that eBay too had suspended my account.
Panic set in. I felt degraded and made to look like a criminal. I had no recourse, because there's no one to call. eBay does not want to deal with complaints.Suddenly, I received some e-mails from startled customers who were concerned about my suspension and were rightfully worried they might not receive their goods. I had to alleviate their concerns by explaining that all items were mailed by registered post.
In the past 2 weeks, I have suffered anxiety and stress that have worn me down. I've undoubtedly suffered financial loss. I achieved good sales results in the first 10 days and had active bids on existing auctions that were suddenly and without warning canceled. Not only that, I spent a decent amount of money on stock to meet those orders and expected ongoing future sales and invested countless hours on putting up many, many listings for those items.
The terrible thing is that these are really good and popular products that people like. I had good positive e-mails from customers supporting me and saying they love their jewellery! So I have been deprived access to this market.
Reviewed May 25, 2010
PayPal keeps holding funds on my account, even though I have 100% feedback rating. They can't give me a reason. They just say it's policy. I need my money as I don't work. I have sold stuff, and people have paid for it, yet I can't receive my money. PayPal gets their money, as soon as it posts.
Reviewed May 25, 2010
As you will see from many eBay-ers using PayPal, PayPal is the safest way for payment when using eBay. It has come to my attention 4 days ago that the policy has changed with payment. Once the action is finalized, the buyer pays for their item. Now the complaints are rolling in. PayPal puts a hold on you payment up to 21 days. They say that payment could be released sooner when the item reaches to the buyer and leaves positive feedback.
Well after having almost 1,000.00 dollars in pending status, a lot of us have limited fund to ship our items and for some eBay-ers, it’s going to put them out of business. I think that this is uncalled for! They get their fees that they charge and now they hold our money that we have coming to us. Just think about how much interest money they will have after 21 days with the thousands of people they are doing this to! I have 100% feedback score and no resolutions problems. What are these people thinking? Help!
Reviewed May 16, 2010
I have two eBay accounts, I have a PayPal premier account and a PayPal business account. On February 12th, my business PayPal account was limited because of high risk security concerns, 9 days after my PayPal premier accounts has been limited because of the same. They requested me documents as SSN, Driver licenses DOB, Proof of Name, Supplier Name, Business License, despite I sent all the documents except for the Business pro (because I don't have business) my both appeals were denied. On March, I called PayPal costumer service to know what is the reason my both PayPal accounts has been limited, I was asked I should to downgrade one of both account from business/premier to personal. Inclusive I was requested to send a PayPal bank account statement.
Since my both PayPal accounts are limited. My eBay sales have been seriously declined, neither I couldn't buy anything on eBay because the 99% of sellers require PayPal.
Reviewed May 11, 2010
Holding auction funds to me from a buyer for (up to) 21 days. FYI, I have 100% positive feedback on 84 transactions (2 of the 84 are from buyers this month (May 2010). I sold my item and they are arbitrarily holding my funds for no reason. This is causing financial hardship.
Reviewed May 10, 2010
I have used PayPal for years and trusted them with my money, credit card numbers, personal information, etc. One day, I was notified by PayPal that some "suspicious" activity had occurred on my account. Since then my life has been hell. The activity was not the result of any purchases, selling, or anything at all on my part. In fact, I had not used PayPal for some time and was surprised to hear from them at all. Someone had breached their security and got access to my bank accounts. Only that is not the worse, the worst part is the way they have handled the situation. They made me feel like the thief, when it is because of them that anything took place! They told me it was their "policy" to freeze my accounts, not refund my money, and make me wait two weeks for an answer from them whether or not they would return the stolen money.
When I sign onto my PayPal account and check on the status of the dispute, it says they are "waiting on a response from the seller"! OMG! What seller? I never bought anything! This is just really scary, and I no longer even feel safe. My personal information has been breached and not only that, it is their "Policy" to not allow me to close my account until they come to a resolution. In other words, the very people who allowed my personal information to go out also still have control over the said information. This is a true outrage. Consequences: out money and my identity has been compromised. I no longer feel safe in my home because they let out my personal information. I am extremely stressed and unable to trust.
Reviewed May 9, 2010
My wife purchased tickets to a Pittsburgh Penguin game, which we found out later we would be unable to attend. We put the tickets up for sale on eBay and they sold with "buy it now" rather quickly. Due to the short time before the game and since we received the tickets via ticket fast, they came in a PDF file, so we offered email delivery, which the purchaser chose. We have sent tickets this way before as well as purchased tickets this way on eBay and through PayPal. They sent an eBay message that they have paid via PayPal and listed the email address to send the tickets to. After verifying the $750 payment on PayPal, we emailed the tickets and a short time later received an email stating that the purchaser has received the tickets and thanking us. The problem came after the game happened. My wife received a message from PayPal stating, "A review of recent transactions indicates that you received a payment that the PayPal account holder did not authorize". The payment was already transferred to our bank account.
My wife called PayPal and they stated that there was a problem with how she shipped the tickets and they were doing an investigation. They have never stated what prompted the investigation. Was it a purchaser complaint or did they choose to initiate the investigation because they noticed that it was not shipped though a PayPal recommended method? We sent them a copy of the email with the tickets in it, the request on eBay for us to email the tickets, as well as the email thanking us and telling us that the tickets were received. The charges were reversed. PayPal supposedly refunded the purchaser $750, and since the funds had been transferred to our checking account, PayPal charged the $750 dollars to our credit card. PayPal would not tell us why, other than stating that we did not ship the proper way and did not have an accepted delivery confirmation slip. We tried to remove our credit card from the PayPal account, but it would not allow us while an investigation was ongoing. I don't know if the PA Attorney General can help, or possibly my local Congressman.
Reviewed May 3, 2010
Allow another person to open a fraudulent credit card, without verifying personal information. Then allowed instant credit to that person to purchase an item. They tell me it will take 30 days for PayPal to get to may complaint because they are so back logged with complaints. PayPal just do not care the consumer, and do not care about security of your personal information.
Reviewed April 30, 2010
I sold my first item on eBay on Mon. 4/26 and wanted to be a very conscientious seller. I saw on eBay the UPS gave special rates for eBay sellers. I was grateful, I did not ask for enough money for shipping. Then I entered the PayPal twilight zone. The buyer paid promptly through PayPal. When I got to the bottom of the form to print out a UPS shipping label, I was not allowed to purchase because my balance was zero. Zero because the payment was on hold. I spent 3 days trying to get the shipping label.
Called both eBay and PayPal service numbers. I was told that the funds would be released when proof of delivery was given. What? I can't ship without the money on hold. I could not pay for the shipping in the usual purchase manner with PayPal through my bank account. No, that was not allowed for shipping. Oh, I could also get the fund released if the seller would give me a good feedback. That makes sense. The buyer who doesn't know me from Adam, should give a positive feedback to buyer who had not even shipping the purchase yet.
The last attempt I made was to call eBay. I became very very upset, they got PayPal on the phone. Now, I'm in tears. And per PayPal, they were protecting me. I want to know what off-shore bank they put all those funds they are holding for 21 days. What a racket. They released my fund and I shipped the next day.
Reviewed April 30, 2010
They opened a fraudulent credit card card under my name. I have LifeLock who contacted me about this account, which in turn contacted PayPal Plus to close the account. I was assured everything was taken care of and the account was closed. Week later I receive a bill from PayPal Plus for $800 plus. I contacted PayPal Plus direct and that were not aware of this being a fraudulent account. So I contacted LifeLock again to see what was going on, and why this issue was not resolved. LifeLock said they had contacted PayPal Plus on my behalf and was assured that the account was closed. They said that this was the third fraudulent PayPal plus account today alone.
So be very careful when dealing with PayPal Plus, and make sure you call them often. It appears that they have very loose standards for getting a credit card. I still do not have a good feeling that the issue has be resolved, and will call them every day. I have spent hours on the phone and countless hours worrying about my credit. To this point because of LikeLock, no money has been lost, but very upsetting.
Reviewed April 27, 2010
I paid for my product and never received it. The distributor said Paypal was holding 30% of his money for 90 days and he could not ship me the product. I cannot reach Paypal in any way. They say they have no record of my account but the bank confirms my money was taken.
Reviewed April 26, 2010
I received a charge on my PayPal account for 40.00, I did not order this. I called the number and spoke with this AJ. He told me the number I called is a business that takes care of different business for people, but when I told him I did not order this, he tried to still sell this to me. He would not listen and keep talking and talking about this product, which this is for people that has bad credit and want to improve their credit.
I told him that I have very good credit and did not need this service. I had to get very rude with him because he keep trying to sell this to me. I told him I wanted credit for the 40.00 charged and cancel this product. He then told me I would be credited within 3 to 5 days and gave me a refund ID# 26412358984810. This was on the 21 of April. I have not yet received this credit. My main concern that this business charged my PayPal account with out my permission. I am very concerned with this transaction. Please help.
Reviewed April 16, 2010
I have been buying many items on eBay and I use PayPal plus. PayPal has rewards for every dollar spent. I have 27,499 points. That means I spent about $50,000 on mostly coins from eBay. To redeem points, you must go online to PayPal plus service site. From day one, I could not get into the service site. I called last 3/15/2010 and talked to many different people.
Rich ** said that I cannot use those points toward my bill. For every 9,500 reward points, I get $100.00. I have 27,499 reward points, but they tell me that I can't use them. I told them they owe me $300.00 credit and if I have to, I will sue them. They could not care less. I am a disabled Vietnam veteran and I want my credit of $300.00. Thank you. I hope you can help. I have PTSD from Vietnam and go off very easy. When I got off the phone after talking to four different people, my nerves were shot. I had to take a pill for my nerves.
Reviewed April 15, 2010
I sold a Louis Vuitton brand new bag with receipt to a Carmi ** in US military Japan supposedly in January 2010. She outbeat other non-scamming people to win and then she refused to pay the extra money for shipping and threatened to give me negative feedback if I didn't send the bag. I contacted eBay and they said, pay it and send it, so I did under poor judgment.
Carmi told me it would take 2 weeks to get the back so she put a hold on the funds so I could not take them out. She received the bag and said it was not new, which was totally untrue, and she wanted me to lower the price. I refused and told her to send it back. She started calling me names online so I let eBay know and she also refused to pay the shipping back to me. I waited 2 weeks for her to return the bag and still no bag. Paypal electronic system released the money because there was no delivery confirmation and I assumed she kept the bag and deposited the money in my account.
A few days later Paypal said they had delivery confirmation and issued a charge back even though they never contacted me regarding the bag . I don't have the bag and now they are wanting the money and don't care about the scam this woman has pulled on me. My story is exactly like the other complaints and they will not help. They just want their money. How can a buyer keep the merchandise and the money legally and no one help the little person getting taken advantage of. I have tried filing a complaint, filing a claim, letters, they just keep siding with the buyer and she now has my back and the money.
How is this allowed? Please help. Paypal is turning me over to collections for the full amount and I have no handbag. Not to mention having to change all of my account info with the bank.
Reviewed April 14, 2010
During the last week of March, I sold a home audio system on eBay for $330 with payment handled via PayPal. The funds were received but on hold due to the amount which is standard procedure for PayPal. On March 26th, I took the item to my local UPS store where an employee packaged and shipped the system; the item was delivered on March 29th. PayPal released the funds to me on April 5th.
On April 11th, the woman who purchased the Bose opened a dispute on PayPal stating that it was damaged during shipment. The fact that this dispute was filed nearly two weeks after she had received the item disturbed me. I asked her for photographic proof; she said she "can't provide it." I then asked for her to return the system to me and, upon receipt, I would refund her for the amount she paid. Her response, "I will not return the Bose Wave. I want my refund first."
In the meantime, PayPal had taken it upon themselves to issue her a full refund without informing me. I called and received zero help from their customer service department. I was told time and again that, "We can't do anything in regard to this matter. A dispute was filed and we resolved it how we saw fit." I am livid to say the least. If proof was provided that the item was damaged, I would have happily refunded the buyer. She refused to provide proof, refused to ship the item back. PayPal went on her word alone and deducted $330 from my checking account.
PayPal has no seller protection despite their claims. I used their service for over five years without an issue but after this I will never do another transaction with them. They ought to be ashamed of themselves.
Reviewed March 31, 2010
Always, I paid my credit card via the web (PayPal) plus I make a payment. But about 3 or 4 times when I try to make a payment, they do not have the icon to open or make my payment on time. Well, I need to pay $15.00 because if you don’t pay this fee your payment will be received late and the charge is $39.00 more. I paid about $45.00 in payment on time because if I send by mail I will have late charges. Today, I explained again and it’s not fair to need to pay $15.00 and interest. Please make an investigation.
Reviewed March 26, 2010
Back in November 2009, I sold my Blackberry Phone ($325 dollars) through PayPal. The buyer received the phone and then wanted to return it. He made a dispute with PayPal. PayPal then refunded him the money without speaking to me first and I never got my phone returned to me. I am now out of $325 and the Blackberry. This has been ongoing for a few months now and PayPal only say to me they are sorry, but there is nothing they can do. I have tried contacting the buyer who took my phone to get it returned but have gotten no responses. PayPal protected this buyer and I am left with nothing, no phone or my money. I have called PayPal numerous times to try and resolve this and it’s gotten me nowhere.
It has left me no option but to contact Consumer Affairs and explain my situation. When something like this happens, the Seller should be protected. I have asked that they "Red Flag" his account but of course they cannot. I want to take action on this because it is extremely frustrating that little action has been taken. They were so quick to return his money from my account, but they aren't so quick or helpful trying to resolve this on my end. $325 is a lot in this economy and I would either like to be compensated back or have my phone returned. Thank you for your time and I hope Consumer Affairs is able to help me!
Reviewed March 22, 2010
PayPal has a lack of seller protection that needs to be addressed. It is a shame that I had to pay for someone else damaging a product purchased from me because they had buyers remorse. Not only did the buyer send it back, the receiver he bought banged up PayPal credited him 11 days later without my say in what happened. Now I'm out $545 all because of PayPal. PayPal should be boycotted. Receiver was returned in a condition that it was not sent in.
Reviewed March 11, 2010
PayPal is refusing to assist in a removal of personal information on my account. I entered business information that I changed my mind about shortly after hitting “submit” and there is no way to remove it from my end (only “Edit” via dropdowns and one item the form does not allow change to at all, birth date not remove. Supposedly, there is no way on their end to make any changes either, which is untrue and a ridiculous statement. It's a record in a database table. Even banks have ways of getting at Production data when necessary.
The associate insisted that the information isn't used anyway. So if this is true, it should be easily and readily available for removal. If the information truly isn't used but no one can get to it, then it is unmonitored data, a security hole in itself. Not to mention, what if my account was compromised and someone else entered different information? They would not be able to do anything about that kind of fraud?
I am concerned that should my account be compromised, or PayPal itself compromised, there is enough information there now that wasn't before that could allow a user to essentially become me. With family in Law Enforcement, I take my information and how it's used very seriously, I have a common name and have had my information compromised before thanks to careless individuals in the Health industry.
Reviewed March 5, 2010
I received a $30 late fee plus interest on a $21 bill that was late being paid because I never received the bill. I explained this and was told the late fee would not be reversed. I'm a customer for years and have never been late. I cancelled my account with them.
Reviewed Feb. 26, 2010
PayPal advertised that money could be sent to India, and the money can be received immediately. On December 29, I sent $200 to my brother which went directly to his PayPal account but not to his bank account so he could use the money. Later, I found out that they had problems with the Indian government and kept telling us that the matter would be resolved in 24-72 hours.
2 months later, that matter could not be resolved. The money was sitting with PayPal; $200 was reduced to $183.76, so the money could not be refunded too, as it was not the original amount of $200. Again, we were told that the balance amount of $16.20 would be added in a maximum time of 24 hours which was never done. Finally, we had to do a send money for which PayPal again charged a fee of $7.44. So the final amount, which I am hoping will be in my bank account, will be $175. So in the bargain, I lost $25, not to forget the time I had to take off from work to resolve this issue.
Reviewed Feb. 25, 2010
I received a letter thanking me for being a PayPal credit card holder. I do not have an account with PayPal and I don't want one. the letter said, the account ended in 5763. It was sent to the address I had in Struthers, Ohio but I moved back to Alabama in late January. I hope you can help with this matter, if not please direct me to the proper place. Thank you.
Reviewed Feb. 22, 2010
Paypal has a new process for verifying a credit/debit card against an account, where they deduct a small amount from your bank account and then refund that amount after the consumer relays the transaction code for that withdrawal to Paypal. In my case, the withdrawal was $1.95, but there was a hold for an additional $1 put on my bank account. So even after the refund was made, my account balance was effectively $1 less than what it should have been. When I made payment with my Visa Debit card, I was socked $25 for an overdraft. At some later time, the $1 was reconciled, but not until after the damage was done. I got it straightened out with my bank, but Paypal is completely ** about the extra $1. "No fault here" seems to be their attitude.
Reviewed Feb. 17, 2010
After contacting a PayPal Merchant two times and requesting that three pending purchases be canceled and being refused, I told the Merchant I would try and cancel the payment. I then went to the PayPal online Help service and determined that each of the pending transactions had transaction specific payment authorizations in my Pay List. I deleted all three of my payment authorizations to this PayPal Merchant and thought that I had eliminated the unwanted purchases, but I was wrong.
The next day PayPal took funds from my bank account to pay for one of these transactions that I had deleted the payment authorization. I then called PayPal and after a considerable wait, I was able to speak to a person who wasn't able to explain what had happened and placed me on hold and my call was disconnected. I called again and after some time was able to talk to a different agent that was very helpful. She told me that deleting those transaction specific authorizations would not stop the payment. I stated that I wanted the remaining two pending transactions stopped and she agreed to cancel those transactions, which she did and I thanked her.
I then filed a claim through PayPal that an unauthorized payment was made by PayPal from my account (they have a 100 percent guarantee that unauthorized payments will not be made). My claim was denied, stating that the payment made did not qualify. They also recommended that I could have deleted the Merchant payment authorization from my Pay List (which I had done, and did not prevent the payment).
I believe that PayPal is delinquent in not providing online information to their customers on how pending transactions can be canceled, and I believe that I am entitled to a refund for the one transaction that was completed after I had deleted my authorization for that payment.
Reviewed Feb. 12, 2010
Eve A. aka Sophia Goddess says she can heal and cure any pet or human of any disease. But repeatedly fails. I'm a researcher and investigator who were searching for an authentic healer. I discovered Eve A.-healer through googling. Eve A. claims she is Sophia the Goddess who's now 20% incarnated in human form. She alleges that she has the power to cure anybody, as well as pets, via distant or remote healing, which she calls Instant Manifestation Healing from Divine Mother Sophia--without offering any evidence whatsoever to support her outrageous claims!
I paid a total of $1,000 via my PayPal account to Eve A. since this alleged Goddess has a PayPal account. I wanted to see if she could actually cure my diabetic condition and my female friend's seizure disorder. Eve A. or her alter ego Divine Mother Sophia claimed it would take only 3 weeks to cure us both of our conditions.
She recommended that I needed only 3 SIR treatments to cure my diabetic condition. In other words, I would be totally free from taking insulin injections. However, after getting 4 treatments for my diabetic condition, absolutely no change was experienced, except for my bank being reduced. My female friend who Eve A. also treated, claimed Tracey only needed a total of 3 SIR treatments to be cleared of her seizure disorder w/o no longer needing to treat herself with Phenobarbital to control her seizures. However, nothing happened except by coincidence she experienced a seizure under her alleged treatment. Plus, I ordered several pet spiritual energy healings to cure my cat who also occasionally experiences seizures. Nothing happened and my cat still occasionally experiences seizures.
Here's what she says on her website:"Yes, all cases that are treatable by me are stated before the sessions is paid for, exactly what percent I can cure them. Never have I encountered anyone less than 85% cured by me. 90% of all cases are 100% cured in a few weeks. Advance Mad Cow beyond 55% cannot be cured by me and some large limbs like legs and arms cannot grow back. Small limbs and organs do grow back, including the brain. What I do and have done succeeds anything any doctor has ever attempted to even dream off. If I was not real in the last 6 years with 20,000+ remote checkups and 4,300 healings I would have been put out of business for fraud. "
FYI PayPal allows this lady to offer her services via PayPal because at this time, PayPal does not have any policy against psychics or alternative healers such as Eve A. even though they are breaking or violating FTC & FDA laws of making claims w/o supporting their medical claims.
If you confront Eve A. about not getting cured or experiencing any positive results, she will get defensive & create out of world excuses to escape her delusional Goddess complex. In other words, it's your fault that she cannot cure you even though she claims over 85% successful cure rates! I paid $1,000 in failed cure-all healing treatments. Got ripped-off!
Reviewed Feb. 6, 2010
They want you to call, but the first thing they want is your bank card number. I think this is fraud because you don't get a person but a recording asking where you bank. There is too much identity thief out there. I don't release my information.
Reviewed Feb. 4, 2010
In September, I had four unauthorized transactions from Anythony through Paypal. I immediately disputed it through my bank. The bank refunded me my money and after further investigation and proof for the so-called seller, the bank reversed the dispute on Jan 27th, and took $1,997.45 back out of my account. This resulted to my account going into negative balance.
After arguing with the bank, the bank can only give me a tracking number on his behalf, which when I called UPS, the tracking number does not exist and is invalid. After showing this proof to the bank and Paypal, they both refused to help me and said they will not dispute it a second time.
Reviewed Feb. 3, 2010
I received two e-mails stating that RockYou had taken money out of my Paypal account. I do not know this company or how they got my Paypal information, let alone my email address. I suffer from severe anxiety, and am on medication for it. I have enough every day stress in my life. I do not need outside help to send me into a downward spiral.
Reviewed Feb. 1, 2010
On 12/21/09, I sold a piece of coin jewelry on ebay. On 12/22/09, I received payment of $1,015 for the item through PayPal (a subsidiary of ebay). I sent the item to the buyer on 12/23/09 via the buyers FedEx account through overnight delivery with insurance and signature confirmation as required by PayPal for seller protection. The buyer put in a claim with PayPal for his money back after he says FedEx lost the item. PayPal ruled in the buyers favor and took $1,015 from my account and gave it back to the buyer. I faxed copies of the FedEx airbill as requested by PayPal on 1/16/10 and again on 1/23/10.
PayPal said they had lost the first fax I sent them. PayPal told me that even though I sent the package with signature confirmation, they could not verify any signature by the recipient. I told them that is an issue they have with FedEx, not with me as I sent the item meeting all of PayPal's requirements for seller protection. PayPal told me they don't care.
Reviewed Jan. 26, 2010
On 12/15/09, I received an email from Paypal saying: Hello **, your $120.00 funds are pending, please process this order. You received a payment from **. This money is being temporarily held in your pending balance. It will be held for up to 21 days. While it's being held, it won't be available for withdrawal. I was like, "what is this crap? eBay never told me I wouldn't have my money for Christmas!". I was unemployed then and I still don't have this money! On 1/3/09, Paypal told me I'd have access to my $120.00 when I get positive feedback from the buyer. So I asked him to leave positive feedback if he received his item. On 1/4/09, my buyer left positive feedback. My funds still aren't available!
On 1/5/09, I called Paypal directly to find out why the heck they would fail to contact me with these changes in my account practices and rules. The guy told me he would personally make sure the $120.00 was being transferred to my checking account and even sent me a confirmation email. On 1/26/09, I visited my bank today to see when my funds were deposited and they said nothing around $120.00 has been deposited. I just logged into my Paypal account and here's what I found: My funds are on hold since my home phone number hasn't been verified. Paypal can call me on my home phone to confirm my address but I got rid of my home phone years ago!
My cell phone has been in my name for 6 years but Paypal doesn't use cell phones to verify addresses! I've already received positive feedback from the guy! Now, I've got to give Paypal someone's phone number and make sure I'm at their house when they call. Paypal keeps customers in the dark just so they can hold on to other people's money!
Reviewed Jan. 22, 2010
I am a very infrequent eBay seller (few items here and there) and very frequent eBay Buyer (1 to 2 items per week) with 100% feedback, and out of nowhere, PayPal puts a 21-day hold on my funds and is now holding funds way beyond that time period (2 months) with absolutely no explanation or reason provided. I've emailed over 100 times and have received about 3 form letters. I called the CEO's "escalation office" and was connected to a voicemail box. Calls and emails have never been returned. How this scam has not been shut down by now is absolutely beyond me. This is awful.
Reviewed Jan. 6, 2010
I sold an item on eBay last 11/30/2009 and was paid for it through PayPal on the same day. The money paid by the buyer was held in my account for 21 days. I had to pay shipping out of my own pocket. A few days after I mailed the item, the buyer notified me that he had given me the wrong address and that it should return to me. The package never returned to me and since I had gotten insurance on it at the post office, I took my ticket to the post office to check on the package on 12/29/2009. The postal worker did an inquiry on the insurance ticket and printed out a copy stating that it had been delivered.
The buyer filed a dispute through PayPal that he had not received the item. I then escalated the claim so that PayPal could investigate the situation. I sent PayPal a copy of my USPS receipt, my insurance ticket, email from buyer stating he gave me the wrong address, and a copy of the inquiry from the post office showing that the package was delivered. I also sent a note asking about the shipping fees that I had to pay out of my pocket, but I never received an answer. PayPal ruled in the buyer's favor and refunded the money, including the shipping, to him out of my account. I do not know what they based their ruling on or what evidence the buyer provided.
Reviewed Jan. 5, 2010
I have had a PayPal account for many years and just recently was informed after logging into the website that my account had been limited. Upon researching the reasons behind this, PayPal states that it has 'found one or more personal pieces of information, linking me to another account that has a negative balance.' When I requested to review this information, they are basing this decision on. They stated I needed to subpoena the information. If I do not pay the negative balance, even without seeing proof that it is my responsibility to pay, PayPal will debit my account to cover the balance of the other account. The 'other account' mentioned, based on the only piece of information they provided on it, an email address, belongs to an old employer that I setup some five years ago. It has been closed for years and should not have any balance, let alone a negative one.
How can PayPal lock my account without providing proof/reasoning for their actions? How can I fight this when I first have to hire an attorney to subpoena the information they are using for justifying these actions? While traveling in Thailand, I am unable to call their number due to the long wait times, not only do the calls drop here but the cost is extremely high. So, I have to resort to email correspondence, of which only the initial email was answered. None of my followup emails have been replied to.
What recourse do I, or others, in this situation have? Who regulates PayPal? What protections do I have regarding funds held in my PayPal account? So far, I am unable to accept payments for the many subscriptions our clients have. We can also not access the funds that were in the account at the time of this account 'limiting' action. Bottom line, this hurts a small businesses reputation with its clients more than it hurts PayPal.
Reviewed Dec. 25, 2009
They refuse to process Walmart, Fragrance.com and eBay to promote BillMeLater program and rack up interest fees. They purposely in error placed "cannot process" holds on account about, not enough funds, when there were, many more. They refuse to accept Hunidu's, do not care about Christmas so why help Americans with Christmas shopping? They apologize when their reps are purposely causing more problems in holding up transactions. They are purposely holding funds and not returning to the address on file.
I signed up with PayPal in the early 90s and have had my account ever since. I have had some recent account setbacks that have led me to close my account due to Paypal's errors, but now, since December 7th, they refuse to forward my account balance of $66 and fear that they are conducting the most ruthless, fraudulent, banking arbitration gambit to me and the American public. I have no alternative but to expose them as I have done above. I started selling Paypal merchant links and have received no compensation because they are stealing all the traffic, clicks and new members and PayPal has decided to seize all my money.
Reviewed Dec. 23, 2009
I did not want to use my debit card so I went through the process of adding my Visa. Before I made my purchase, I deleted my debit information. But they still kept my bank info and when I made the purchase, they credited the bank and not the Visa. The next time it went through, the Visa had no problem and the third and final time, a $187 transaction again went through my bank and not on my Visa. Both times, I called to complain. The first, I was told there was a snowstorm and no one to talk to. The most recent, I was called a liar (sorry they actually said that my statement was not true) and I had not selected the correct account because their computer says so. I would have to call the customer, not PayPal as they could do nothing. Of course, this could take days and there is no guarantee the seller would comply.
Reviewed Dec. 22, 2009
I signed up with PayPal in the late 90's and have had my account ever since. I have had some recent financial set backs that have put my credit score at a low mark. I started selling items on eBay again and out of the blue, PayPal limits my account and asks for financial information. I provide it and a week later, they cut off my account and seized all my money. I am out of my money for 6 months even though all the customers received their products, and I continue to have a near perfect feedback rating on eBay; I am also a top rated seller.
Reviewed Dec. 17, 2009
I received an email today from PayPal regarding their new policy regarding eBay payments. There is now an automatic hold time of 21 days before funds become available. The reason they have given is, to make sure the paying customer is satisfied with their purchase. I get this, but at the same time, they have explained I have done nothing wrong and have no issues with my account. I also have a perfect rating and history with eBay.
This is ridiculous. It has basically now become an escrow account. PayPal gets to hold your cash, gain interest, and the buyer has no penalty. I would rather do the old way of check in the mail eBay transaction. I am told the hold would be less if the buyer leaves a positive feedback rating. The only issue here is that buyers do not leave feedback as often as they used to, maybe 1 in 10. Needless to say, this is a very frustrating new policy. PayPal gains interest with the hold; puts a restriction on the eBay merchant. A business person should have reasonable access to funds of items sold.
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I was scammed out of a CD/DVD player through PayPal. He didn't send the money, and I need to stop shipment on this package.
Reviewed July 30, 2009
I am having a problem with PayPal, the blood-sucking company you're forced to pay fees to when selling items on eBay. I sold a used Rolls Royce car key to a person in the United Kingdom for $300 plus shipping. It's been only 21 days since the key was shipped, and the buyer has sent me a few e-mails claiming he never received the key. I told the buyer it takes time to ship items from the US to the UK, but he didn't want to hear it. The buyer filed a complaint with PayPal and escalated it to claim. My PayPal account suddenly became overdrawn over $200. Not only did PayPal take the money out of my account, but they have limited my account until I resolve the negative balance!
When I sold the key, I offered two forms of shipment in checkout - standard international shipping or express mail. I also set insurance to optional. The buyer only paid for standard international mail and neglected to pay for insurance! I sent the item USPS first class mail with a customs form number, which when plugged into the USPS website, tells me that the item left the US, but nothing more than that.
PayPal is now asking me to give them tracking info by August 8, which is in about 10 days. I think I will give them the tracking number on the 7th. Hopefully, this will buy me some time. The buyer is telling me that it's my fault I did not send the item with insurance, even though he neglected to pay for it during checkout! How can I be expected to give the buyer a refund? It's not my fault the post office has lost the item!
I do have a tracking number, but as of today, it only states that the item was shipped out of the US and that it will be updated later. It does not state the item was delivered. If the tracking info does not change to state the item was delivered, PayPal will probably reward the buyer a refund. What can I do to protect my self? How can they give the buyer his money back, taking it out of my account, when I did not do anything wrong and have no item to show for it?
Reviewed July 24, 2009
I sent a payment of $550 via PayPal to an associate. When I logged onto my PayPal account, my account balance was $0.00. Therefore, I thought that I first needed to transfer money from my bank account to my PayPal account in order to send the money via PayPal. I transferred $550 from my bank account to PayPal, then I sent $550 to my associate. However, PayPal viewed this as two separate transactions and $550 was taken out of my bank account twice. I called PayPal and spoke with 2 representatives and both told me that there was nothing they could do even though one of the transactions was still pending. It took a week for the second $550 to clear my bank (causing a -$433.00 balance) and then for me to transfer the money back from PayPal to my bank account. It took a week for this to be resolved and for the money to be re-deposited back into my bank account. I had to initiate the transfer back into my bank account. PayPal did nothing to help me.
Reviewed July 21, 2009
I have been an eBay member since its earliest days (when eBay IDs consisted of just your email addresses). I just wanted to get that little piece of info out in the open, so anyone reading this will know I am not a "newbie" and do understand the workings of the system. PayPal has bitten me a few times, but why did I stick with it? Well, I didn't until it was recently "forced" as the only accepted payment form; and I tried again because selling on eBay as just an individual seller (not a power seller nor a company) helped my income. I live in a remote area and have accumulated collectibles I just can't sell here. With two growing teenagers, I now need the cash more than ever.
I'll just give you one story, and let anyone who thinks paying or receiving payment through PayPal protects you... (PayPal holds your funds from your buyer in their account, until they decide to let it out to you; hence, more interest for them floating around.) Anyway, now to just one of my horror stories that occurred a few years ago:
I buy a complete 9-season set of The X-Files from a seller for $250.00. His feedback % is very good (over 500 and around 98% positive), and I pay through PayPal immediately. About 3-4 days later, all of a sudden, negative feedback starts pouring in on this guy. I am no doubt spooked (since I have yet to receive my items)!
I got my shipment by UPS the next day. Wheeeewh! Right? Wrong! After I return home from work and my son has signed for the two large boxes, I immediately knew something was wrong when I picked them up. It's way too light. I opened the first box, and it's all packing peanuts. That's all! The second, it's the same! I emailed the guy and PayPal.
The guy emailed back and admitted what he did, giving some type of sob story as he did to apparently the other 17 left in the past 12 days (and yes, he is still registered). I have already went on with this long enough, so let's cut to the quick. PayPal told me "Well, he did send 'something,' insured it, and had signature confirmation. So, we really can't do anything."
So, PayPal requires the seller to insure, get signature confirmation, etc., etc., on all items sent out to the buyer, but they cannot control the condition of nor the actual item sent to you. It's your word against theirs. And let's just turn it around, shall we? If you, being the seller (not the buyer this time), sends out your item and the buyer receives it and claims it's not what was advertised to PayPal, then PayPal steps in (and remember, they are still holding your money) and tells you that you must give a refund. (Yes, eBay and PayPal's new policy is all sellers must offer refunds.)
The buyer then returns you a box with a $5.00 item in it instead of the $500.00 item you sold them. Guess what? The buyer gets his money returned and keeps your item! If you want to buy and sell small dollar items, then I assume when you do get scammed (It will happen when using this "policed" payment method that is faulty and just a scam for more funds to be cut from you.), it won't be that terrible. I hope.
PayPal cannot be there to actually see what is in the package sent or returned. It is not safe! Just use common sense and think about it. I just wanted to warn others, and of course, make my experience be heard at Consumer Affairs concerning PayPal.
Reviewed July 21, 2009
An individual opened a phony Paypal account and tied my Wells Fargo Business account to this Paypal account. Five days later, the individual transferred $3520 to the phony Paypal account. Fortunately, I logged in to my Wells Fargo online statement the day after, and saw the transaction. I had my bank put a hold on it and contacted Paypal, who told me that it is my problem and I should contact my bank. I had to call back a second time to get a claim number, and they are still in possession of my money at this time, even though they know this to be a fraudulent transaction.
Reviewed July 17, 2009
On 04/04/2009, I purchased a car GPS on eBay. The GPS was shipped from Hong Kong. I received the GPS on 04/18/2009. I opened the package. It appeared all components were ok. I was a little concerned as no CD or drive was included. The GPS was already programmed. I connected to the car and was unable to program in my address. I had a map of Las Vegas, but I could not route on the screen. Battery notice was weak, then the battery died. Running the car and driving around would not recharge the battery.
I contacted the seller by email. He emailed me two programs to download on my computer, which I did. I could not install the programs, because the computer could not recognize the programs without a CD or drive. Several emails were exchanged between my self and Dankefly in Hong Kong. Finally, the seller told me that if I return the GPS, he would replace or refund my money. I chose to take the refund. I sent the GPS back to Dankefly.
I filed a dispute with PayPal, which was a waste of time.That company has over 100,000 claims against them for holding money and hiding money. I filled out a form with PayPal as to how much money I was out - $95.00 for the GPS and $12.62 return mail to Hong Kong. I keep checking with PayPal, but there's no money. PayPal's webpages are so misleading when trying to find information. You take a complete tour to no place. I was sure everything was going to be alright. Wrong, I was out of town a few days, and when I returned, I found my dispute had expired and I did not file a complaint.
Some people have to stay up all night to figure out all the trap doors to be included in their programs. After, I got burnt. I checked on the internet. PayPal is a rotten company. It's the first time that I have dealt with them and the last. I checked with the San Jose BBB about PayPal. They have a lot of complaints filed against PayPal. So, I looked up PayPal's rating. An "A." Somebody is getting a lot of kickbacks on that rating.
Reviewed July 15, 2009
I have had to jump through hoops to get money paid on Paypal. But they went and honored an electronic check request from a vendor that did not have my permission to utilize my account and they honored it! They couldn't stop it, they didn't try. I paid $60 to an unethical vendor.
Reviewed July 15, 2009
It is a very long story, but I really got upset because of PayPal. And perhaps, I can forget to write some details, since I have a very complex mind now. It is a common limited account problem since May 31, 2009. PayPal both limited my account and my supplier account that I have sent money for the items that the customers paid for. And since the supplier could not be able to get the money, he could only send some packages, because PayPal wanted 5 track numbers belonging to 5 customers. Although we did not get the money and PayPal held this money, we just wanted to them to lift the limitation and make our money free.
Anyway, with these track numbers, I have sent to them all the other necessary documents to restore my account. Guess what? Sure, they did not restore my account and also did not refund the money that I have sent to my supplier. They all got that money for more than 1 month. As you can guess, in that time, all other customers opened cases against me! It was all PayPal's fault, not mine. Because of their fault, I have lost all the customers. I explained the situation to all, but they did not believe me since when they asked PayPal about it. Paypal had told them it was not true!
Anyway, in the beginning of July, after too many e-mails sent to them, they finally refunded that money to my account. And I immediately refunded the customers who did not receive any item from me. My account was still limited. I was only able to refund; nothing else. It did not finish of course. Other 5 customers, whom we have sent the goods to, learned that my account had limit due to some problems with PayPal. They immediately moved and opened cases against me, though they got the items! I could not be able to believe in this, but it was true! I was going to lose both money and items! I could not do anything; all the cases were about "not as described," and Paypal agreed to their cases.
I called those customers, but they did not answer me. I could not click the resolve button, since PayPal did not let me to do it nor could I send them messages in the same page of the case. All the cases were under investigation by PayPal, and no action was required of me. And when I wrote to PayPal about my account status, they replied to me that unless these cases was not closed, my account could not be restored. There was lot of money in my account separate from those 5 customers' money. I also could not reach my own money.
After so many callings and e-mails to PayPal, I realized that I would never save my account and my own money without refunding those scamming customers. I wrote several massages about authorizing PayPal for refunding. And finally, 2 days ago, they refunded those 5 customers' money too. Guess what? Sure, PayPal did not restore my account again! I was about to be mad. I called them again and again. They never helped me and told me that it was their final decision for this limitation.
Yesterday morning, I have gotten 2 e-mails from PayPal that my account has been restored; but of course, it was not. They officially play a game with our lives. They just apologized for these mistaken e-mails. It did not finish; they all told me different things - some said it was their final decision about my account, some said they would review, and some said they needed extra info. And they also said that they would hold my money for 180 days in case of any chargeback! But I told them that there was no more customer who can charge back or file a complaint since they all were refunded, all!
Now, I filed my complaint nearly to everywhere and also to the laws here. There will be a court against PayPal, and I will use all of these mistakes done by PayPal as my evidences! Good luck to everyone dealing with this company.
Reviewed July 14, 2009
I sold a printer on eBay (with a bonus of three brand new unused, still in the box cartridges). I disclosed the exact condition it was in and was honest about it. I have a 100% feedback and have been using eBay for 9 years without a complaint. The buyer received the printer and left positive feedback on June 6th: "It was an awesome buy. Just as they explained and very fast getting it." On June 26th, they filed a dispute with PayPal (didn't contact me first) and said that the item "was not as described."
I provided PayPal with a screenshot of the feedback left on June 6th. That should have been proof enough that the buyer used this printer until it broke and then decided they wanted their money back; but since I had a no refund policy, they had to lie. So, PayPal said that the buyer would be refunded their money if they returned the printer. PayPal had already pulled the funds out of my account as soon as the dispute was filed. I received the printer minus the brand new cartridges and, of course, the printer was broken and not packaged carefully like I had sent it. I had the option to appeal, so again I sent PayPal my side of the story - the new cartridges had not been returned, the printer was broken, and it was obvious the printer had been used. How was that possible if it was broken when the buyer received it?
PayPal completely ignored my appeal and said that "once PayPal has made a decision regarding whether an item is significantly not as described, the decision is final and cannot be appealed." So apparently PayPal doesn't protect sellers from fraudulent buyers. I am so upset - they obviously didn't even pay attention to my side of the story at all. Who protects the sellers? Can PayPal be allowed to do this? I thought my transactions were protected from this type of fraud by PayPal. Obviously not. I am out $22 in shipping, $40 in new ink cartridges, and have a broken printer that I cannot resell.
Reviewed July 9, 2009
I bought a pair of diamond earrings from a seller. These earrings were awful, so I sent them back to the same company address that I received them from. I mailed the item back on June 9th and they were signed for by one of the company representatives on June 11. I called PayPal to let them know this and they said I would need to fax them proof of service from the post office, which I did.
I called yesterday and spoke with a man named Sean. He tried to tell me that PayPal had sent me an email telling me that the tracking information I had provided from the US Post office was no good, that the seller wasn't at the address I had sent the merchandise back to and that I would have to send the merchandise back to the right address. I asked this Sean how in the heck could I send back a merchandise that had already been sent and received by this company on the 11th? He said he didn't know, but that is what I had to do.
Obviously, I must have made this Sean mad, because after we got done talking, I went back to my PayPal account to look up the case and found it had been closed. Not only has PayPal caused me to lose my merchandise, but also the $120 I spent for it, and now will probably not be able to recover. I just sent PayPal an email asking them to reopen this case of mine, but I bet they won't do it. I have documentations that will prove this company did not want to pay me back for the item, even though they admitted to me that they had received it back. Help.
PayPal has caused me to lose the money I paid for this item and the seller has both, the returned item and my money. This has caused me nothing but stress and it will be along time before I can recover from this.
Reviewed July 9, 2009
I sold a used Ibanez TS-9 Reissue overdrive pedal in the original box with all original paperwork to this person on May 11, 2009. Shipping weight was 1 lb., 8.3 ounces as stated on my USPS shipping receipt. My cost was $8.80 with Delivery Confirmation. The actual pedal (no box, no packing, etc.) is 1.3 lbs. The pedal worked perfectly when I shipped it, and when Exquant received it, as they left positive feedback on eBay. Over six weeks later, they complained to PayPal that the pedal quit working after they sent it to another company to be modified. PayPal immediately put a hold on my account and put $71 on hold to pay Exquant with.
A couple of days later, they said his claim was valid and I was to pay the $71 and they would release the funds to him when he verified he had returned the item to me in the exact condition it was received by him in. Several days later, I received a small envelope with 3 ICs, 4 resistors and 4 capacitors in it along with a letter stating that these parts were removed from the pedal, but there was no pedal. The envelope he sent weighed 3 or 4 ounces at most and cost only $2.02 to mail from Florida to Utah USPS First class with Delivery Confirmation. So the actual postage was really only $1.32 as DC costs $.70. So I appealed to PayPal. They asked for documentation. I sent my original receipts (with weight and costs) on it. I sent photos of what I had received (with the $2.02 postage showing), the components I received, and the letter more or less "taunting" me that these components had been removed from the pedal.
I also had the original delivery confirmation receipt where I had sent it, which matched the number PayPal has on file. So if Exquant would be made to provide their receipt showing the weight of the package, one could determine that what I received weighed approx. 1/10th of what I sent to them. But one lady at PayPal stated, oh, it could have "dried out". It's made of steel and electronic components and a 9V battery. It weighs 1.3 pounds not in the box, no matter what. It doesn't "dry out". Another call to PayPal and I was told that maybe he got "a deal" on shipping. So I contacted the USPS and was told a 1.3 pound package would cost a minimum of $5.50 (including the Delivery Confirmation) to be sent to me. That is minimum, parcel post cost.
He sent it USPS First Class for $2.02, so it clearly did not weigh 1.3 lbs., absolutely, without a doubt. But PayPal says "he said he mailed it to you and we have a delivery confirmation number". I had to provide proof of the weight of what I sent to him, yet he has to only "say" he sent it back? My proof (and it is ironclad proof) is being ignored by the people at PayPal. The question is why? Probably because if they have to make him pay my money back, they have to give my the $2.36 PayPal seller fees they make me pay. And yes, they released the funds to Exquant on Monday, July 6, 2009. So I have no pedal (Exquant still has it) and he also has the $71 back. So, I appealed to PayPal and they asked me to send an affidavit, fax information and photos of what I received. Well, I did all of that on Thursday, July 2nd, and it was deleted on Friday, July 3rd. I resubmitted it on Monday, July 6th and it was deleted on Wednesday July 7th (today). I resubmitted it once again today.
PayPal is either woefully inept or outright thieves, and I can't figure out which. Each time they asked me for info, the very next day, they'd rule against me, and Exquant had sent them nothing to prove anything. He just said it didn't work after more than six weeks. He could have dropped it in water, or otherwise broken it, or probably after he had it modified, it didn't sound right to him so he complained to get his money back, and then knowing PayPal wouldn't do anything, he sent me a worthless bag of parts and kept the pedal anyway.
PayPal is facilitating fraud, and it's not right. Yet they are allowed to get away with it time and time again. Sooner or later something must be done about them.
Reviewed July 8, 2009
I purchased several pieces of jewellery on eBay from a seller in China. The items arrived significantly not as described and some were damaged. I filed claims with PayPal and they told me the seller was going to give me a full refund if I sent the items back to China, which I did. The postage cost me almost $50. To my amazement, however, PayPal closed one of my claims against the seller for the reason that the tracking information I provided was invalid and the seller said he did not receive the items within 30 days.
I sent PayPal a complaint letter about the 30-day limit as the items were going to China and I also sent them copies of the postal tracking information documents. Today, I received an email that they were closing another claim to the seller for the same reason as above. However, I checked on the Canada Post Web site and it said that the package arrived to the destination country on July 6, 2009.
Why didn't PayPal give me a refund if they have a zero fraud policy and I was defrauded by the seller? Why wasn't the seller instructed to give me a refund? Why was I told by PayPal to ship the items back to China for $50 to get my money back and now it appears as though they just want to close my claims against the seller and not give me a refund?
Reviewed July 8, 2009
I placed a claim when I received a tracking number showing that an item was delivered on July 2nd, but I had not received the item. I called PayPal after they closed the claim and talked to a supervisor named Kurt on 7/8/09 at 11:30 and pointed out that the seller was lying about sending the item. In her comment on the claim, she said on 7/6 that she sent the item on 7/5 even though it supposedly was delivered 7/2. He dismissed it as circumstantial. I told him I just needed the claim reopened until we could resolve the problem, but he refused, allowing the seller to have my money with no incentive to resolve the issue of not actually sending the DVDs.
Reviewed July 1, 2009
My autistic, minor son was able to open, and make charges with just by giving his cell phone number. But the cell phone account is in my name, not his. They never bothered to check with the account holder of the cell phone contract. That's very scary! They refused to give me (his mother) any information on his account because of security reasons. What about my security? So all someone needs is your name, and for them to have a cell phone! There will be charges on my cell phone bill. And as I explained, he is autistic, now very confused, doesn't understand. It will take me months, if at all possible, to explain to him that you can't trust everyone!
Reviewed June 30, 2009
I have been selling on eBay for 10 years and had a PayPal account just as long. On May 26th, I received a BIN from a buyer in Pakistan for my auction of a hard drive. At first I was hesitant due to situations present there, but a check of his eBay ID revealed 5 successful previous transactions with other sellers, two in the US and 3 in Taiwan.
I required immediate payment, which I received, and shipped the hard drive on June 6th. On June 8th I was checking my PayPal account to follow-up on other transactions when I notice a chargeback due to an unauthorized use on the sale of the hard drive. I immediately filled out all the necessary paperwork PayPal requested, yet on June 19th, they reversed the sale back to the card owner and essentially told me I have no recourse. I believe the credit card company is responsible for verifying the user of the card (my package went to Pakistan, the card holder lives in Indonesia).
It would be nearly impossible to run a background check of everyone who bids on eBay. The card holder is a non-US verified PayPal member. The Buyer of my hard drive is now no longer an eBay member. Today, I called PayPal to request for the name of the credit card company who issued the chargeback so I could present my grievance to them, and was told that information is “confidential”. Since when can someone just take money out of your account and remain “confidential”? This is not right! I no longer have the hard drive and am out $114.65.
Reviewed June 24, 2009
I have been creating some software and use PayPal as the payment source to pay the people working on it. One of the people is in South America and Paypal wouldn't let me use my own credit card to pay. I had the option of linking my bank account (no thanks) or get their credit card. I figured, why not, I will just pay it off before the end of the month. Well, the interest rate comes back after you get it at over 20%! My credit was above 750 and I still get a 23% credit rate! So I used the temporary card and it got maxed at the limit, which wasn't very high. I called them and asked if I can pay it off so I can pay my people again. They said, "no, the card has to show up and you have to activate it".
Well, the card never showed up but they can't give me any more information because the card came from GE Money bank, not them. So I can't pay my people and every time I call them, I get transferred at least 5 times, but never get any help. This is terrible customer service and it seems like a scam to me. My entire project is in jeopardy because of the cruddy practices of this company. Beware. Use this for basic simple things, don't depend on this service for anything important.
Reviewed June 20, 2009
PayPal’s security sucks. They allowed a person from Saudi Arabia try to steal $499 from my personal bank account. PayPal allowed them access to my account. Terrorist money? That is what goes through my head. All beware, do not use PayPal. I caught the transaction just in time. It seems one only has 4 hours to stop a transfer from PayPal.
Reviewed June 9, 2009
Can you actually contact PayPal and speak to someone? I can't find out how. I sold an item on eBay that was disputed by the buyer. A dispute was filed. I offered a refund once the item was returned. The buyer had until June 5, 2009 to return the item. He has not. The claim was supposed to be "automatically" closed on June 5. It has not been. In the meantime, I am out $157.00. And I can't communicate with PayPal to find out why this has not been closed and my money given back to me. It is very frustrating when you cannot get an answer or even find out how to get an answer.
Reviewed June 6, 2009
Ebay Success System actually stole $39.95 from my PayPal account without approval and authorization. I submitted $1.95 for eBay business information and was actually charged $2.95. A couple of days later, they deducted $39.95 from my PayPal account. PayPal wants to suspend all activity from the card account before they investigate the transaction which amount to zero. Ebay get to keep the deduction and they don't even have a legitimate telephone number that PayPal won't even verify. The telephone numbers only ring as busy or plays music for hours at a time with no live human contact.
PayPal and eBay has set up a system that will take monies from individual accounts and have no recourse as they work in cahoots with each other and sends the monies overseas that draws the whole complaint and affidavit process out--way beyond American identity theft laws and into personal accounts that are actually fake. I am so upset at both companies that I will probably go into the office the next time I'm in the bay area and just sock the CEO of eBay for theft and join any class action lawsuit against PayPal that claims they are just a front for eBay and does nothing for the seller or on a flip side.
Reviewed June 1, 2009
I sold a part to a person in the USA. The person sent the part back. Paypal has a policy that any item valued over $250.00 must be sent "signature confirmation". My item was sent back without my knowing. The box was in terrible condition. All packing was missing. Parts were missing/damaged. The item was in non-salable condition.I contacted Paypal about the situation and was told that I would need to file an incident report with my local police Department. I filed the report with officer Clark.
The report was then faxed directly from LAPD West Valley Division. Paypal then said, "We did not receive the fax." I then went back to the police department and officer Emenheiser sent the second report directly from the police station. Paypal claims they never received the faxes. Paypal then gave me a different fax number. I contacted officer Clark once again and gave him the different fax number but Paypal has never contacted me.
Reviewed May 26, 2009
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Reviewed April 18, 2009
I have tried to log into my account for over a week but the computer rejects my password. As a further security check, when asked my mother's maiden name, they indicate that it doesn't match their records. After repeated emails to PayPal and four phone calls, all I get are computer-generated standard replies. No one will step up to the plate and help me.
Reviewed April 18, 2009
Towards the end of February, I sold a pair of boots to a woman on eBay for a $100. In my eBay terms, I clearly stated a 3-day refund/exchange policy refund/exchange honored within the time frame of 3 days if the boot is damaged only. After 5 days from when the buyer received boots, she granted me a positive feedback stating “comfortable boots, great deal thanks!” About a week and 1/2 later, the buyer sends me a complaint stating the size 9 boot doesn't fit like her usual size 9 footwear, and that both inner soles came out the boots. She advised that the soles did not come out the boots until the 1st time she wore them, which was after the warranty period.
These were brand new boots, and my wife thoroughly inspected these boots before shipping. The boots proved to be sound externally/internally. The 3-day exchange/refund period was for the buyer to inspect the boots by wearing them, not for the boots to remain idle in her closet. I declined the exchange/refund because the buyer did not honor the terms established. The buyer filed a dispute against me with PayPal stating she did not receive the item as described. I have no control over how people wear their clothes. This is the reason why I chose a 3 day warranty. This is more than enough time to determine the quality of the footwear if they're worn.
About 2 weeks later, PayPal released my account and granted the buyer the $100 refund. When I asked the basis of their decision, they said their PayPal user agreement overrides any eBay terms established between the buyer and seller. I went straight to the executive level to have this matter investigated. I sent the president, Mr. Scott Thompson, and Senior Agent Mrs. Beth ** emails stating my grief. Mr. Thompson never replied to my email, but his senior agent Mrs. Beth ** responded by stating, “This is our final decision and it will not be over turned.” These people (PayPal) refuse to give their last names. I had to do research to get Mrs. ** last name. I also spoke to an executive agent, Jenni, over the phone who refused to furnish her last name; she was extremely rude and non-professional in dealing with the issue.
I have learned my lesson; I will never use PayPal again. It's a payment vehicle that many people use for money transfer security; they will not see the negative side of this company until something negative happens. My PayPal account will be closed by the end of the week. I'm currently unemployed. My wife and I were using eBay to sell items to supplement our income. EBay had my account on hold because the fees weren't paid. The money that PayPal refunded back to the buyer was intended for the eBay fees. I had to use my credit card to pay the fees which put us in a deeper negative situation. I cannot take the chance to sell anything on eBay if PayPal has this ridiculous policy overriding eBay established terms.
Reviewed April 16, 2009
PayPal has frozen my funds for a laptop that I had recently sold. The buyer has received it but I still haven't received my funds.
Reviewed April 11, 2009
PayPal took away my seller money without investigation which was against their Seller Protection Policy.
Reviewed April 8, 2009
Paypal routinely ignores balance on hand and debits the bank account for the entire amount when paying a Paypal bill that exceeds the amount in the Paypal account. Sleazy. Unlawful? This means, if Paypal is holding $999.99 and you make a payment of $1000.00 using Paypal, they debit your bank account for $1000.00, while the funds in your Paypal balance will remain untouched. Paypal debited my supplementary bank account causing a negative balance.
Reviewed April 8, 2009
I bid on an item on eBay. eBay canceled the transaction, but took my money from my PayPal account and gave it to the fraud in China - who goes by the name of Yang **. The guy sent me counterfeit scarves. eBay promised my money would be refunded within 30 days, but it was not. The fraud got to keep my money because he had proof that he delivered something to me. I'm out 80 bucks and some nut in the People's Republic of China got my money for the cost of some postage and some fraudulent merchandise. eBay takes no responsibility for anything and PayPal says all is right with the world. PayPal and eBay guarantees are as legitimate as Burberry scarves from Yang ** in the People's Republic. They all conspired to rip me off and it worked!
Reviewed March 29, 2009
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Reviewed Feb. 25, 2009
I sold a new portable nebulizer over eBay. In the listing, I did not offer a refund. The buyer demanded a refund 1 week later. I explained to her that I would not send her a refund but that I would send her a replacement. She refused the replacement and the claim was escalated through PayPal. Now, after I have called them and eBay numerous times, verified and re-verified my case, they are finding for the buyer. So she is shipping back a piece of equipment that I will have to throw away.
I am out $83.00 and PayPal refuses to release the funds in my account to pay my eBay seller fees for January. This company is committing fraud and screwing sellers all the way around. I have had to close my bank account, cancel my credit cards, run up my cell phone bill, and spend hours on the phone getting nowhere. My advice is stay away from eBay & PayPal. They are scammers!!!
Reviewed Feb. 12, 2009
I sold my gold bracelet two days ago. I have had positive feedback from the buyer who is a lovely lady, but PayPal has not released my cash. It says I need to wait until I got feedback, which I have had. It is still in pending.
Reviewed Feb. 11, 2009
My issue is fairness: A seller was given more time to respond to a deadline than I was over an item that was not sent to me as described. The complaint was closed the day that I was late. The seller had a month past her date to state her side. Had she had to stick to the rules, this would have been taken care of months ago and in my favor. I saved no records; I expected no issues. Oh, except the BBB complaint that I made. I will forward that if you like. I lost $134 and change, and wasted my time.
Reviewed Feb. 6, 2009
We have used PayPal for over eight years for our home-based business. In July 2008, we sold our product to a man in Nevada for over $3,000. We delivered the product and have the buyer's signature as having received the product. In October 2008, PayPal informed us they were going to refund the buyer the amount of the sale, even though we had proof of receipt. We tried without success to reach the buyer. We never received any request from him for a return or refund. We have contacted PayPal by phone and email many times to get this resolved. We were assured that our personal bank account would never be touched; however on two occasions, this is exactly what happened.
We supplied PayPal with all the written documentation requested and were told via email that our account was restored and by phone that PayPal Seller Protection would cover us and not to worry. However, we soon learned this would not happen. We have now been turned over to a collection agency, even though PayPal Executive Escalations tells us they are conducting more research to see if this man actually received the product (for which we have proof from the shipping company). The buyer has the property and now his bank has the money. We have filed a complaint with the white collar crime division and multiple complaints with the Better Business Bureaus and ETrust, to no avail.
For a company the size of PayPal, it seems an easy thing to cover this under the Seller Protection plan. I am shocked and dismayed at the incredible emotional battle this has been and the lack of power we as small business people have. I am not even able to cancel this account. I have removed PayPal completely from my website and will be happy to share my experience with others. Someone needs to sue PayPal for this type of treatment.
Reviewed Feb. 3, 2009
On August 26, 2008 I sold a pair of shoes for $395 on an online message board. I received the payment through Paypal and sent the shoes via USPS with delivery confirmation, which were then delivered on August 28, 2008. Another flawless transaction, or so I thought. Two months later on October 28, 2008, I got an email from PayPal stating that the buyer has issued an Unauthorized Payment Charge Back Claim. Paypal asks for proof of shipping, which I was able to show with the delivery confirmation number (please see the attached page for more details regarding the transaction).
The next day, PayPal emailed me again, said that there is nothing they can do and asked me to pay back the $395 plus another $10 fee for the Charge Back Settlement in which they did absolutely nothing in protecting me as a seller. In addition, this could not have been unauthorized because the buyer knew what he was doing by writing "payment sent, I await the shoes :) Thank you" in the payment. Now my account sits at negative $405 and the seller never returned the shoes.
I called PayPal and was told that according to the User Agreement, items over $250 must have Signature Confirmation in order to be protected as a seller. Despite this detail, I followed every other step by sending to the confirmed address provided and using delivery confirmation. PayPal serves as the middle man for the buyer and seller. They charge me to use their services and now, when their services fail, I suffer from it. How was I to know that the buyer would be a scammer? I am currently a college student and I cannot pay the $405. Do I have to pay PayPal? What can I do? Who can I report this to? Who is at fault - me, the buyer or our good friend Paypal?
Reviewed Feb. 2, 2009
I sold a product on eBay. The product was an iPhone. Client made a charge back on me. PayPal contacted me to inform me of this matter through email. I responded immediately by providing PayPal the tracking number that the item has already been shipped. I did not hear from PayPal after that. It took some time. Then I decided to contact PayPal to see the situation with the case. PayPal replied that they may take 15 days to investigate the matter.
Approx. on the 17th day, PayPal got back to me that the charge back was successful and my account showed a negative amount, the reason being that I am not protected by PayPal "seller protection". In this case, what was the investigation about? It is not about us being an honest seller and promptly responding PayPal with all the proof needed in shipping information.
What PayPal wanted to investigate is how they could wipe their hands clean of this case. They just want to put the blame on the seller. There are a few ironic parts to this case as well that I'd like to point out:
On the PayPal page, they claim that we must respond ASAP - PayPal themselves took forever to respond to my concerns. PayPal through their email states this: "We want to help you but we're not able to respond directly to emails sent to this address" - this statement is plain BS if you ask me. I tried contacting PayPal through other channels, even on eBay but can't seem to reach them. It seems that this is a dodgy company or at least a company with horrible customer service.
Final word - proceed with PayPal with caution. Even if you might have the right documents to prove your case, PayPal will neglect it to preserve its best interest. I have all the emails and I challenge PayPal to refute this.
Reviewed Jan. 30, 2009
PayPal at some point has not paid $250 to an account. They claim I owe $250.00 in a PayPal account.
Reviewed Jan. 29, 2009
PayPal is holding my funds of $6335 for security reasons, they say. I sold 5 platinum coins on eBay and I had about $300 of my own money that I transferred from my own bank. Although I have provided them with all the tracking information and four out of five coins have been received, they won't give me any explanation; they just said it's for security reasons. The agents from PayPal are very rude to customers and they really disrespect us. I paid $220 eBay fees, almost $200 PayPal fees and paid $107 for shipping with full insurance. And I have sent out all 5 coins and it shows that 4 of them have been received and 1 is at the post office waiting for the buyer to pick up. Every time I call, each agent gives me different information and tries to twist things around. Is it legal at all? Is there anything I can do by law? Thank you.
Reviewed Jan. 24, 2009
We advertised an LCD projector on Craigslist. An email from a buyer named Joyce Maxwell from Joyce Maxwell Inc., stated that she was interested and would like to provide payment via PayPal. I created a PayPal account. I checked my PayPal account 1 day after I opened the account and there was a pending payment for the $800 that represented the sale price of the projector. Given this pending payment, I assumed that it was safe to send the item to Joyce Maxwell's associate in Nigeria. The cost of shipping the projector to Nigeria was $115. Joyce Maxwell requested the shipping info via a phishing email under the name shipping@paypal.com. I entered the shipping info, but Joyce Maxwell never released the payment. I called PayPal and they stated I had been scammed and although this happens very often, PayPal was not responsible.
Shortly after, more service@paypal.com emails were received asking for us to refund an overpayment of $500 by Western Union, which we did not do.
Reviewed Jan. 23, 2009
They need to be federally regulated. The Attorney General needs to look into these matters:
What is the percentage of how many accounts are placed on hold 180 days? What happens to the funds when this is done? Do they move these funds on the market to make a profit? Do they move these funds in an escrow account? If the funds are moved, are they obligated to pay interest for the funds that are locked out from their customers?
I received a final letter from them that said they will no longer do business with me. Does that not terminate my account? And on demand, they must return my money from items I sold. I have letters from all my buyers and every item I sold. They were all very satisfied with the items I sold them. Any charge backs that could be filed is past the date sold that could be filed even if that was not the case. It would not matter because PayPal does not pay for the charge backs because they are not a bank.
So let us define what PayPal is. It's a third party that takes money and makes money off that money. Sort of like a bookie? The Mafia? - defined perfectly.There are websites that are interesting about how PayPal will freeze your account for no reason other than to make money off your money. Be careful; it will happen to you also if you sell high volume.
Reviewed Jan. 22, 2009
PayPal has put a limitation on my account and they are holding $672 of my own money. They say that there is a security risk with my account and cannot verify information. They say I need to verify information with them, but do not list how or why they need this. They do not list any reason for the freeze. Obviously, I am out $672, but it is much more than that. The transaction I collected the money from included professional high-end radios and I am also out that asset. I had a problem with the buyer and had to refund $150 of my own money. Currently with the fees, eBay fees, PayPal holding my money and the refund, I am out around $1,000 of my own money. During a tough economic time, I am a college student who can no longer afford even essentials.
Reviewed Jan. 19, 2009
Bought item through eBay for just under $50 (10 boxes of Medifast shakes) and paid through PayPal using my debit card. Seven days later, eBay advises me I should NOT complete that transaction and had erased any history of that transaction on eBay, including where I had paid and item number, and the seller was kicked off. After much confusion how to file with eBay since the item number no longer was in existence, I went to PayPal. They investigated and found my complaint valid, but that there was no money in that person's account. Therefore they could not refund me. Some buyer protection plan they have! A multimillion dollar company linked with eBay and they cannot honor a simple guarantee or debit that fraudulent seller's bank account? This is big business at its worst. Absolute deception.
Reviewed Jan. 12, 2009
eBay unfairly favors buyers and discriminates against sellers. To make a long story short, complications occurred with shipping which delayed delivery, which I promptly informed the buyer. He turned around and filed a Merchandise not received (?) with PayPal. He was impossible to communicate with. He yelled (wrote everything in CAPS), would not reason, exaggerated the situation and called me a liar and all sorts of names.
PayPal required Proof of shipment or delivery so I submitted to PayPal the new tracking number, which shows the package was in transit to the buyer. After about 1.5 week, PayPal closed the dispute and refunded the money to the buyers. The buyer gloated about this success by leaving me nasty NEGATIVE feedback (total of 5; he purchased 5 items and I even offered him FREE shipping and allowed him to pay me one after his purchase was made), stating the refund proves his case and I am a liar indeed.
When I checked the tracking number again and see the package was out for delivery, I called UPS and it was confirmed the package was on the truck out for delivery. I called PayPal (it was almost impossible to get a live agent on the phone and if one chooses claims as the reason why one is calling, you always get disconnected when the automated message says you are being transferred to a live agent). I tried all day and kept getting disconnected. I finally had to fool the phone system by stating I am calling because I cannot log-in. Only then was I routed to a live agent.
The agent cannot really tell me why the refund was made. She looked into the dispute and she made the comment that the tracking number shows the buyer did not get the package. I had to tell her there was something wrong with the original shipment/tracking number and a new tracking number was provided to PayPal. All the details of the case and the new tracking number were posted to the PayPal case. It was really absurd how this information was completely ignored by PayPal. The agent then told me all she could do was open an appeal and I have to wait 30 days for a verdict.
The facts were clear-cut yet the money was refunded to the buyer, and by now, the package was already delivered. How was it fair that the buyer has my merchandise AND his money back? PayPal doesn't care. I asked to speak to a supervisor but was told I had to wait the 30 days, and if I still need to speak to someone, I can try calling back.
Since the buyer left 5 negative feedbacks, which were quite nasty, I wanted to leave negative feedback for him to tell the truth so other eBay buyers can see the buyer was not telling the truth. I noticed there was no option for negative feedback so I emailed eBay. Their answer was Sellers can no longer leave negative or neutral Feedback for buyers. The reason for this change is that sellers deal with payment problems by filing Unpaid Item disputes, and the fear of retaliatory Feedback was keeping buyers from posting honest evaluations of their experiences(?).
Since my problem has nothing to do with payment, I cannot not protect in ANY way by eBay. Yet the buyer was able to leave messages which have impact on my score as a seller. Feedback is a two-way street. According to eBay's reasoning, fear of retaliatory Feedback can also be keeping SELLERS from posting honest evaluations of their experiences. But there is no such rule. This reasoning of eBay is only a ONE-way street to protect the buyers. This rule doesn't even make sense. If someone (does not matter if it's the buyer or the seller) was a bad customer or provides bad service, negative feedback should be allowed. I don't understand how eBay and PayPal favors the buyer to such an extreme. Without the seller, eBay would have nothing to sell and no buyer would visit the site. This discrimination is totally unfair (not to mention it ruined my 100% positive feedback which I worked hard to build; I always prided myself in my customer service) and warrants a class action for all sellers who suffer a similar fate as I.
P.S. I received a notice from PayPal yesterday - We have received your valid tracking information on the above-mentioned case and sent a courtesy email to the buyer on your behalf. We have requested that the buyer submit a full refund. Please contact us again if you cannot receive a refund from buyer after 3 days (?).
When the dispute was filed by the buyer, PayPal immediately froze the amount of refund (deducted from my account right away). When PayPal wrongly ruled against me, the money was refunded to the buyer IMMEDIATELY. Now that the situation is reversed, what should happen to the buyer should be the same as I - money frozen and taken from his account and refunded IMMEDIATELY to my account. Instead, a courtesy email (?) was sent requesting the buyer to send a refund. And it is MY responsibility to chase after them if I do not receive any refund after 3 days. This is totally unfair and discriminatory.
Reviewed Jan. 3, 2009
UPDATE to my original post which was placed onto your site on Dec. 21, 2008:
PayPal ruled in favor of the buyer and they told him to destroy the camera. They kept my PayPal in a negative status and told me that if I didn't settle it, they would submit it to collections. I called them and told them to have the guy return the merchandise since the money was refunded to the buyer. I was very upset when they told me the buyer was told to destroy the merchandise. I thought since the buyer had his money returned to him, then I should get my merchandise back. Technically, the buyer now has merchandise that does not belong to him. I told PayPal that I have never heard of such a thing.
How can the buyer get his money back without me getting the phone back? It seems only fair to have the phone back. I thought they have no right to do this especially since I have no proof that they did this. Fearing a ding to my credit report and much debate in my own head, I decided to at least pay off my negative balance of $424.00 so it doesn't get into the nightmare of a collections issue.
I am extremely upset with this, so I closed my PayPal account and told them I hope they choke on my money and more people cancel their accounts with PayPal. I feel like I have no rights in this case and this is truly the worst example of customer service I have ever experienced. Is there ANY recourse in this situation?
Reviewed Dec. 29, 2008
PayPal have my money and they don't want to put back to my bank account. For 2 times, I try to send the money to my bank, but they refuse to do.
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Can't do business with eBay.
Reviewed Oct. 17, 2008
I would like to know WHY when I use a virtual ONE TIME USE ONLY PAYPAL PLUG-IN number, WHY the company is allowed to use it again. I authorized transaction#** to DRI*ACAIASLIM - 877-317-0189 MN for $4.95 on 09.27.2008. I HAVE RECEIVED THE ORDER - THIS IS NOT IN DISPUTE. I called this number Sunday 10.12.08, left a message, told them when to call me back - as expected I did not receive a return call on Tues. or a message on Monday when I was at work!!! I DID NOT authorize transaction #** for $79.95 on 10.12.08 to DRI*REG.NET REGNETORD.COM MN oddly enough no phone number for this company, but it is the same company.
I haven't disputed it with my Amazon.com transactions but it happens there but I AM making those. I DID NOT MAKE THIS ONE. I WANT IT STOPPED. I have called the number on the first transaction and left them a message. PAYPAL NEEDS TO MAKE THE PAYPAL PLUG-IN VIRTUAL DEBIT CARD TRANSACTIONS THAT ARE ONE TIME ONLY - REALLY ONE TIME ONLY. This has happened before. This is PayPal’s claim about the one time use card: "Single-use cards. You generate a MasterCard debit card number for a single purchase. Once the purchase is complete, the card is closed and can’t be used again by anyone. These cards can be used for up to two months, unless you close them." Copied directly from the PayPal site. Obviously this is a problem. I filed a dispute that DOES NOT SHOW UP UNDER DISPUTES ON THE PAYPAL SITE. YET I RECEIVED THIS EMAIL AFTER FILING: "We have received your affidavit for the disputed debit card transaction. Your affidavit will be processed within 45 business days."
PayPal is my business account. I try to keep it separate from the household money. They allowed the removal of money from my account that hampers my mailing of items to customers, and my purchase of items to sell. They promise one time use and security but refuse to not only provide it, but refuse a timely resolution. I am out the $79.95 until they decide whether or not I really made the purchase I DID NOT, and maybe decide to refund my money. I feel both the company that did this and PayPal are committing fraud on the consumer.
Reviewed Oct. 11, 2008
I had a buyer claim that the item bought was defective. A claim was filed with PayPal. PayPal has now suspended $175 out of my PayPal account. Since there was not any money in the account, I suspect they will withdraw money from my bank. The buyer filing a bogus complaint is a win-win situation for PayPal. Where is the seller protection?
Reviewed Oct. 10, 2008
I made a purchase from eBay and paid $58.88 with PayPal, a portion of which was paid utilizing a $25.00 rebate (from the Credit Card). 1 1/2 weeks later I received an email from eBay stating that they removed the item because the person/company violated their policies and I should dispute the transaction. I opened a dispute with PayPal stating what happened, that I paid for the item but never received the item purchased. After 2 weeks, I received an email confirming that the dispute had been settled in my favor and I would be reimbursed. However, they only reimbursed me $28.88 and not the $25.00 rebate. Today I called after much problems in trying to speak to someone at customer service and I was told that the $25 rebate is available at their website when I check out. But it isn't. Yesterday I paid funds from my PayPal account using the $28.88 but the rebate wasn't there for me to utilize.
Reviewed Oct. 9, 2008
This complaint is about a refund of $61.49. PayPal refunded the money on Aug 01, 2008. I don't have any refund in any of my accounts. I have more than twenty e-mail regarding this matter. PayPal can't answer to what debit card they refunded the money or what happened to the money.
Reviewed Oct. 7, 2008
Someone hacked my PayPal acct and tried to withdraw money from my checking acct. There was hardly any money in that acct, and PayPal paid them anyway! This seller was from the UK and the buyer was listed as being from VA, but, on researching eBay, he was actually from the UK. Now I have a negative balance with PayPal which they say I owe them. I know they will ruin my credit if this happens... all because a scammer got into my PayPal - all with different names and addresses than my own. I never received a warning from PayPal that this item was going to a different address than mine; nor did I receive a "You have made a payment" email from PayPal. All the names of the seller and the buyer on my PayPal page were totally unknown to me. My claim was denied very quickly from PayPal with no recourse.
Reviewed Oct. 4, 2008
I am so upset with PayPal. I recently was selling an item and was going to ask the buyer (from another state) to deposit in my checking account through a bank near him. Someone said PayPal will have your money to you same day. I signed up for PayPal and have not seen my money since. They are making it nearly impossible to obtain my money. Phone calls seem to go in circles. After 25 minutes on this latest call, the customer service rep told me exactly what I told her in the first one minute on the call.
Everything they tell me is you have to wait another 3-5 business days. Well, that's a week. So far we are up to 3 weeks before it MIGHT be resolved and I MIGHT have my money. I would like interest on my money they are using during this time. When I asked who can I contact to complain, they said go to their contact us link. Well, that's a bunch of garbage too. It allows you to ask a question. Nothing more.
Reviewed Oct. 1, 2008
I set up 2 different Payment Processors (Propay and Moneybookers) but many buyers don't like using anything but Paypal. I kept on refunding all the sales payments I made through Ebay that wound up paying through Paypal and only wound up with angry buyers when I sent an invoice from Propay or Moneybookers, ending up with negative feedback. But the worst is, now I cannot even request a refund to the buyer from my Paypal account. Yet Paypal continues to accept payments from my buyers, then holds on to the funds. Obviously, no buyer is going to pay me twice through 2 different payment processors. It's just a nightmare! In the past month I have researched the horror stories of other sellers who have had their Paypal accounts limited and I'm sure you've heard it all before.
Reviewed Sept. 30, 2008
They make it impossible for you to withdraw money from your paypal account. They keep you on hold forever if you call (20 minutes or more); they can't help you when you do call. Their live chat is useless online; I have been trying for 2 weeks to link my credit card and verify my bank account with paypal in order to withdraw money above my limit of $500.00. They can give me $500 in the form of a check, but they charge a handling fee. Not fair....
I have had to wait over two weeks to get some of my money. They are requiring too much red tape for people to verify their identity and take too long to correspond back to their clients. They need more phone help and better live chat online assistance.
Reviewed Sept. 24, 2008
I manage a Vacation Rental Property. Since I have had a PayPal merchant account for 8 years I decided to use PayPal to receive electronic payments for deposits and advance payments of rent. An individual made a $1000.00 payment via PayPal for the deposit and advance payment of rent. PayPal received the funds the next day from his checking account. PayPal then placed a hold on the funds, stating they were investigating the transaction for possible fraud. After 10 days I started asking when they were going to release the funds. After 2 weeks, they reversed the payment without giving any reason. The renter swears he did not do or say anything to cause them to reverse the payment.
PayPal just decided to screw me over because I questioned their actions. I have since come to an arrangement with the renter and he paid me in cash once the funds were back in his account. PayPal had no reason to freeze my account, nor any reason to reverse the payment other than the fact that I questioned their actions. I have requested that my PayPal account be canceled and I will never again trust or use PayPal.
Lost use of my PayPal account for over 2 weeks and I must find a real financial institution to process credit cards and electronic payments as I can no longer trust PayPal to perform this critical function do to their proven unreliability.
Reviewed Sept. 7, 2008
i sent a item to a [man] mexico. he claimed that he did not get the item, so i did a tracking number. my paypal account is frozen, and if i sell anything on ebay, they will take that money to deal with the negative balance in my account. they will not restore the account until the [man] receives the item. i cannot ship any item out cause paypal have made my account minus. i have talked to them a bunch of times, but have gotten nothing.
Reviewed Sept. 7, 2008
I purchased a computer from a seller on ebay for $1317. I came to find out that the seller was a fraud, I contacted Paypal. Paypay stated to me that they are holding the funds and they will issued A refund to me the next day, however, paypal refused to recover my money or issue a refund as they promised.
This is the secound time paypal, has allowed someone to take scamed me. I want my money back in the amount of $1317. Paypal also owed me $823 in the first case. Paypal owes me $2140. I also want to sue them for $2,000.000.00 for pain and surffering for what they put me through.
Paypal sent this email to me.: After careful review, we have concluded our investigation of the Buyer Complaint described below. We have decided in your favor, however, we were unable to recover any funds from the seller's account. As stated in the PayPal User Agreement, recovery of funds associated with a Buyer Complaint cannot be guaranteed. Please know that we will make our best effort to recover the funds in question if they become available in the seller's account in the future and will take appropriate action against the seller.
Reviewed Aug. 28, 2008
I have had the worst experience with using pay pal lately. They hold your money, because they have new policies that state they have that right to hold your money that your customers pay you. What I think is really unfair is how they take their fees out of the money you are paid by the customer and then they hold the funds so you can not with draw or have any access. Ebay takes their fees out of the money as well.
You get very rude treatment when calling pay pal customer service to ask questions about this or you get hung up on. They keep changing their policies on me everytime I call or email them to find out when are they going to release my money. First they told me to pay through pay pal to ship item so I did and they got the confirmation that my customer did receive the item.
Next when I call asking why isn't my money released yet they say because I haven't received positive feedback yet. This is very very unfair for the sellers and also let's not forget ebay is what they are today because of people selling on there and paying all of the ebay and paypal fees. If pay pal holds peoples money they should not be aloud to take their fees out until releasing the funds, because what do they care since they already got paid. NOT TO MENTION THE FACT THEY CHARGE $1.00 everytime you their shgipping through pay pal. There should be another law suit against them because they are not even following their new policies and they make it extremely hard to get in contact with their customer service. When you email them they just send an automated email about their policies.
I have spent alot of time on this,I am very stressed and I am out more on shipping charges then what I charged my customers.
Reviewed Aug. 27, 2008
I have been selling and buying on Ebay for over 1 yr and I use to enjoy doing this plus it helps me so I can stay home with my autistic daughter. I recently sold 3 items on ebay and when I went to withdraw the money from my pay pal account I was declined so I came home logged onto paypal and they decided to hold $115.00 of my money.
I called them several times trying to find out why is my money being held I was hung up on then another customer service rep I could barely understand stated that I had 2 charge backs from 2 customers over 1 month ago and that they have new policies that state when you have a charge back they will hold your money for 21 days or until a positive feedback is left or until you provide proof of delivery of merchandise.
I was furious because they never warned me and I have to pay out of my own pocket to ship items because they are holding my money the customers paid. I went on ebay and paid for shipping through pay pal and sent them the confirmation numbers and tracking info. The merchandise has been delivered to my customers and PAY PAL still comes up with other reasons why they are going to hold my money.
One customer service rep I spoke with flat out told me I have no clue why they are still holding your money. I have seller protection through pay pal so if someone does a charge back on my account it is covered under pay pal seller protection.
Reviewed Aug. 26, 2008
This is regarding a transaction completed on paypals website for an Ebay Item. When you set up your paypal account they constantly email you to get verified for more buying power. all this does is give them right to your checking information. Well we have found out that paypal does not take responsibilty for their mistakes. When I made the transaction an entered new funding for this transaction and confirmed payment it defaulted to my checking account.
We immediately called Paypal and told them the mistake and they refused to do anything, after finally speaking to a supervisor because the young women kept repeating her script from her CSR book. I spoke to Richard and oriental gentleman regarding what was going on and after rounds with him he assure us that he was going to contact the seller ASAP and talk the situation over since Paypal no longer edits transactions it is up to the seller. After I contacted them I then contacted the seller and explained the situation that he has to refund the transaction and rebill me.
Well that did not happen and I filed a dispute with paypal for an unathorized transaction since I did not authorize them to debit my checking it was a cc that their (Richard) supervisor confirmed that all the steps were made correctly and it should have been billed to the credit card and he was sending a form to tech for this. He then ask me to call my bank an stop the payment, I explained that there is a fee for this. The seller would not budge about the reinvoiceing of the item so ulitimately I have been charged $80.00 for a item I have already call fed ex to reroute back to the sender so we can resolve this issue and refund the money. At this point they are still researching this.
I live in florida where we just spent 5 days batteling a hurricane/tropical storm Faye and when these things come most of us who are from Fl know to go empty your bank accounts just incase there is no power and you can not use ATM so billing my checking caused it to be negative. I have had to call the bank but it was to late they did not stop the charge. We now have to transfer funds from a line of credit and pay interest on that money when Paypal could have easily changed the funding for this transaction and been taken care of instead of us being out the money and a seller being out his money since I do not want the product just because of the hassel.
Reviewed Aug. 24, 2008
I sold Teresa P. a diamond ring which was just appraised at $2400 for $1900 (which included overnight shipping). She asked me to go thru paypal for payment since she was sending the item to a friend in the States (she was in Erupo at the time, so she claims) I have never used paypal but it seems safe, so once I requested payment I sent the item. The payment is still pending. She never approved it and tricked me into sending package by making me think that that how paypal worked.
I would get at least one email from her everyday until I sent the item, now I haven't gotten one since Wednesday and it's Sunday. She claims paypal is slowing down process and she got tired of me not trusting her so she was gonna send the item back. It's been over a week and I have no ring and no payment and I'm worried that even f I get the ring back now, she might have had her friend James change the diamonds for fake ones.
I have spent much time online emailing her to resolve this. I have no ring (worth $2400), no money, and I had another buyer here locally that would have bought it for cash, so I was counting on that money since last week. Now I have late fees on some accounts and it's because this man and woman have stolen from me!
Reviewed Aug. 24, 2008
When I decided to become a verified member of Paypal it was easier to just apply for a Paypal credit card. I did and was instantly approved the card came with a 22% intrest rate even though I have a credit score of 805 which still is not a problem because I never carry a balance. The rewards program say's it can be used anywhere Paypal is exepted but this isn't true. When I called because I purchased an item useing Paypal and my card and was not given any place to enter the voucher code I had obtained I was given the run around.
I finally figured out on my own that the vouchers are only valid on E-bay this was with absolutly no help from Paypal customer service. I was also told that the 22% rate was the only rate that the Paypal mastercard had even though I have a good credit score. The vouchers do work on E-bay which has a wide variety of stores and items to purchase but customer service refused to inform me of this and if you have a problem the standard procedure with any credit card of doing a charge back is far better than the rights you will get trying to use the paypal dispute procedure. I eventually was able to redeem my rewards no thanks to the not so helpful people at paypal and I never carry a balance.Paypal can be easy to use online so I just changed my source for funding my paypal account.
I had to pay for hte items I bought on a paypal approved sight that I had purchased only because I had a reward voucher for $100.00
Reviewed Aug. 22, 2008
At 7:00 AM (PT) on 8/21/08 I received an email from PayPal indicating 4 funds transfers had been requested with my PayPal account. I immediately contacted PayPal regarding the fraudulent activity and they said they would take care of it. I also checked with my bank and since the transactions had not yet posted, I requested they put a stop payment on the 4 transactions in the event they made it through PayPal. I continued to check my bank account all day on 8/21/08. At 6:45 AM (PT) on 8/22/08, I checked my bank account and all 4 of the transactions totaling $1,800.87 had been withdrawn from my account by PayPal despite the alert I'd provided to PayPal on the previous day. I immediately contacted PayPal and they said they would look into it and TRY to recover the stolen funds. I also contacted my bank and filed a fraud report.
$1,800.87 was stolen from my bank account by PayPal as a result of fraudulant transactions that I alerted them to. Additionally, my bank charged me a $29.00 fee for the stop payments I requested on 8/21/08 (even though the stop payment did not happen).
Reviewed Aug. 22, 2008
I am very dissapointed with my paypal service. I dont know what gives them the right to withold my recieved payments and expect me to ship the items! I generally will only ship items once payment has been recieved. I was never told prior to receiving payment that my payments were going to be held. If I would have known this I would have certainly used a more reliable form of payment other than Paypal. I Shipped the items anyway and even after they have been recieved my payments are still being held. I appreciate they are trying to protect buyers interests.... however as a seller I have given up my goods and not recieved payment! I am pretty sure ebay is breaking some form of rule or law and I intend to follow up with this and will be posting my experience on various boards. This is rediculous!
Reviewed Aug. 22, 2008
I have personally verified this at the usps website and usps store. The charges for the same weight on usps website and store is same and is lower than what paypal charges us.
I sample checked on 8 items and all cant go wrong had it not been paypal scam. Their corporate veil needs to be lifted. I do want a lawyer to contact me
Reviewed Aug. 22, 2008
They are charging excees postage from me and all other sellers who are completely unware for printing shipping labels on their website once a sale has been made on ebay. They claim to give you discounted shipping while charging us not only extra but also the discount part has been pocketed by them. They blame usps but its not usps. Leave alone the discount, they charge at least 70 cents for the smallest package of once once extra. It multiples with the size of the package.
I have personally verified this at the usps website and usps store. The charges for the same weight on usps website and store is same and is lower than what paypal charges us. I sample checked on 8 items and all cant go wrong had it not been paypal scam. Their corporate veil needs to be lifted. Millions of sellers on ebay are being cheated by the minute. Millions of sales takes place on ebay and each seller is being cheated on it. Millions/Billions of dollars are being by the minute pocketed by them.
Reviewed Aug. 21, 2008
I wish to file a complaint against PAYPAL, INC whose headquarters are in California. I sold two motorcycles via EBAY online and the buyer paid for them through PAYPAL. The buyer came to my home, took delivery of the motorcycles without riding them or even looking them over, took the titles and a paper where I said the motorcycles were sold AS IS, NO WARRANTY and once at home, 1000 miles away in another state, he began trying to get his money back. He tried for a refund from PAYPAL, who refused him. Then he tried for a refund through Ebay's Vehicle Buyer's Protection Plan, which refused him. Then he did a charge back on his credit card, which he received despite my protests and evidence there was nothing wrong with the motorcycles and that he had possession of them.
Now he has filed a charge back on his credit card for the Second motorcycle sold to him by us, and meanwhile PAYPAL is doing nothing to solve this dispute, PAYPAL is not standing up for me the Seller, and PAYPAL has let this person steal my motorcycle by allowing him to get a charge back via his credit card, and PAYPAL will probably now allow him to get a second charge back for the second motorcycle.
Now PAYPAL has a negative balance in my account online and wants me to fund it, effectively putting in the money in the account the buyer paid for the motorcycles, which he has for free. This means I would be out my motorcycles and my money for the motorcycles. PAYPAL would have their money, the buyer would have my motorcycles, and I would have had my property stolen. Please look into my case with PAYPAL and force them to protect me, as per their service agreements, against a buyer who is trying to steal from me. Something has to be done about PAYPAL and their buyers who try to steal from sellers on Ebay. Thank you.
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