PayPal Reviews

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About PayPal

Pros
  • User-friendly interface
  • Strong security measures
Cons
  • Funds held for extended periods
  • High fees for transactions

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PayPal Reviews

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    Page 1 Reviews 0 - 5
    Customer ServiceStaff

    Reviewed Jan. 25, 2026

    I want to tell the PayPal community how incredible PayPal's assistant is, in simpler terms, it is the most efficient, most comprehensive automated chat I have ever had the pleasure of using. We've all tried dealing with our account issues using 24 hour chats and let's have it they're usually extremely frustrating and one ends up leaving them hanging after finally giving up. I'm my job, I am awake and taking care of business during graveyard hours then sitting all day so I have most of my business interaction at night when customer service has closed.

    Most of not all automated features are poorly designed with limited abilities for accomplishing even the most simple of tasks. However PayPal has somehow found a way to offer a chat not that can redoing to your questions as if it were a human entity. I'm so impressed with it I couldn't believe my eyes, who of this I'm speaking to? Open a PayPal account to see what I mean, I'll bet you will be amazed at it's uncanny abilities, and you will leave the sure feeling satisfied and at peace with your session!

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    Customer ServiceRefunds & PayoutsStaffBillingRates

    Reviewed Jan. 9, 2026

    I have been a member of PayPal since the 90s when I had my own business on EBay. Now as a consumer I have had several run-ins with items never sent to me that I paid for through Paypal. I have their buyers protection, and I was just on the phone with their customer service for 5 minutes max, and they're going to refund my money because I have that protection through them, and the more I buy through PayPal the more I know it's such a good deal. They have your back! The phone customer service is courteous and informative and gets the job done! Also, they have the pay four plan with no interest at all. Just divides your larger payment into four smaller ones. 100%!

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      Punctuality & SpeedRefunds & PayoutsStaff

      Reviewed Dec. 28, 2025

      I love Paypal. I have been a member for many years over 20. They have helped me through many cases. I advise anyone who shop online to always pay through paypal please 🙏. Because there are too many fake websites out there that can’t be trusted. And for any reason you don’t receive your items or you don’t get what you purchased you can go through paypal and they will argue your case and contact them for you and issue you a refund. So please when ordering item go through paypal to purchase. They also have it to where you can pay later. The only down fall is when returning items you have to pay for your own shipment to send back. But you will get most of all your money back. Love this company to pieces. They have got me out of many disputes. Thank you PayPal for saving me.

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      Ease of Use

      Reviewed Nov. 8, 2025

      PayPal is actually one the most intuitive and well designed suite of financial services that I have ever seen or utilized. The issue many face is they do not give themselves the presence and time to realize how thoughtfully designed it is to be able to manage literally ALL of your money from dozens of revenue streams, if not more, from all across the globe. It's pretty awesome actually. Just take some time to clock on everything and read and it will all make sense.

      The only issue I have is through their subsidiaries Sunrise and Ingo that handle their check cashing services. They are not in compliance with Uniform Commercial Code, specifically when it comes to the honoring of properly indorsed negotiable instruments. If a check (negotiable instrument) is cashed with a special, qualified, or restricted endorsement then it is against the law to take a fee. All of the money within that negotiable instrument must be transferred to the receipts account. Whether the company says there is a "Fee for Money in Minutes" this is still against Uniform Commercial Code.

      I have had several fees taken on checks endorsed this way, and am extremely upset about it because that's my money! They also won't take a check below $5.00 because then they can't take the fee! Absurd 🤣 Please fix this PayPal. If you are going to offer check cashing service through another company you cannot discriminate. What if someone has no other bank account besides PayPal? Now they can cash a check and are SOL. See what I mean? Think!

      Also, how can you take one percent of a government check like social security or VA benefits when that is tax free!!! Again, not OK Sunrise and Ingo. You cannot create terms and conditions that violate commercial law and uniform commercial code and expect to go unnoticed. Silly bank! Checks are for us! Not you. Food for thought PayPal. Love your stuff. Just need to clean up loose ends and probably manage all of the check cashing yourself. Have an awesome day!

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      Customer ServiceStaff

      Reviewed Oct. 13, 2025

      I am reviewing the current customer service I received via phone. I was on the phone with Paypal customer service as a guest because I was unable to access my account that I had not used for a while. I had outdated information on my account making it impossible to access (retrieve password). I was unable to verify my account by all the ways presented. I talked with two very nice customer service people who tried to help me gain access to my account. (I give Elizabeth and John 5 stars.) I was listened to thoughtfully, questions were asked for clarification, several attempt were made to help me gain access and when nothing was working I was given an option I could live with. I am satisfied with my experience in that there was a resolution to my problem even if not the one that I sought after.

      The reason for the eventual solution was explained to me and I agreed with the solution which was to close my way-out-of-date account and start over fresh. I should note that I have not always been a fan of Paypal - one reason that my account got out of sync with my life is that I was not please, in the past, with customer service and the Paypal interface. Security was one of my other issues. Considering how hard it was for me to gain access to my account through customer service I may revisit that thought. I have the option now of learning more about Paypal and determine if I wish to continue this route but with a fresh, up-to-date account. Note: I gave a thumbs up for customer service. I cannot comment on Paypal as I have not used it in a long time.

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      Reviewed April 17, 2026

      PayPal received money on April 11 2026. They tell me waiting on payment to process. I got with person that sent it cleared the bank and PayPal account. Person called PayPal with me. I was listening. The supervisor said it released on April 11 into the account. They aren’t the company they once were. 1 star only. Don’t have a 0 star.

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      Customer Service

      Reviewed April 16, 2026

      PayPal permanently closed my account based on one single response I made when sending money to a friend and family! Their customer service is somewhere in India, and they barely speak English! They are holding hostage $2,241.02 of my funds for 180 days before they will release them back to me! Use this app at your own risk, or you may be burned by a simple mistake that I did! They are not a trustworthy organization! I found out the hard way! P.s., I’d give PayPal -100 ⭐️s if it were possible. I don’t recommend this app to anyone!

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      Customer ServiceStaff

      Reviewed April 15, 2026

      Horrible service - customer is always wrong. PayPal Customer Service reps were making up issues that were not true.

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      Reviewed April 15, 2026

      I’m speaking about PayPal. I’ve been with them for a long time. My problem is that it was some fraudulent activity in my car and all of a sudden, they blocked me. I can’t use it anymore, and they didn’t resolve the matter of returning the money, so what can I say? They’re not good at all. I have proof of that.

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      Customer ServicePunctuality & SpeedStaffBillingTransparency

      Reviewed April 15, 2026

      PayPal is convenient for sending and receiving payments, but my experience hasn’t been great overall. Transactions usually go through, but the fees can be quite high, especially for international payments. I also faced issues with account limitations, and resolving them took longer than expected. Customer support responses felt slow and not very helpful. It works when it works, but the lack of transparency and support makes it frustrating at times.

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      PayPal author review by Tammy Burns

      PayPal was founded in 1998, and eBay acquired it in 2002. The company now has nearly 200 million active customers, and in 2015 the company hosted approximately 4.9 billion transactions. Customers in more than 200 countries can use the company’s services and hold money in their accounts in 25 different currencies. Consumers can use the service to transfer money to other individuals, pay bills, make online purchases, make donations and obtain financing.

      • Online payments: Consumers can use PayPal to check out on millions of websites. Those who are uncomfortable putting their credit card information on lots of different sites can pay with PayPal, ensuring their information is stored with a single company.

      • Credit: PayPal Credit is the company’s financing option, which lets customers have flexible payment options. It can be used online, in stores and even to send money to someone else. Availability is subject to credit approval.

      • App: Using the PayPal app, customers can make purchases in brick-and-mortar stores with their PayPal account, send money from their mobile device and check out with PayPal when shopping on their device. The app is available for Apple, Android and Microsoft devices.

      • Recurring payments: Consumers can use their PayPal account to set up recurring payments for subscriptions for a variety of services, including Spotify, Netflix, Angie’s List, match.com, ancestry.com and more.

      • Fees: Customers do not pay fees when they make a purchase with their PayPal account. When consumers send money to another individual’s PayPal account and use money already in their PayPal account or in a bank account linked to their PayPal account, there is no fee.

      by Tammy Burns Deputy Editor, Personal Finance

      A former finance phobe, Tammy now devotes her career to ensuring that people don’t make the same money mistakes she once did. Her work has appeared in Fortune, the Toronto Star, Advisor’s Edge, Greedy Rates, and Money Under 30. She joined ConsumerAffairs in 2023. Tammy studied magazine publishing at Toronto Metropolitan University and has a BA in psychology from York University, and her earlier journalism took her from editing law books to writing restaurant reviews to reporting live from the Eyjafjallajökull eruption in Iceland. A part-time digital nomad, Tammy calls Toronto home but has also lived in Chiang Mai, Prague, Glasgow and rural Crete.

      PayPal Company Information

      Company Name:
      PayPal
      Website:
      www.paypal.com