PayPal Reviews

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About PayPal

Pros
  • User-friendly interface
  • Strong security measures
Cons
  • Funds held for extended periods
  • High fees for transactions

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PayPal Reviews

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    How do I know I can trust these reviews about PayPal?
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    Page 1 Reviews 0 - 5
    Customer ServiceRefunds & PayoutsStaffBillingRates

    Reviewed Jan. 9, 2026

    I have been a member of PayPal since the 90s when I had my own business on EBay. Now as a consumer I have had several run-ins with items never sent to me that I paid for through Paypal. I have their buyers protection, and I was just on the phone with their customer service for 5 minutes max, and they're going to refund my money because I have that protection through them, and the more I buy through PayPal the more I know it's such a good deal. They have your back! The phone customer service is courteous and informative and gets the job done! Also, they have the pay four plan with no interest at all. Just divides your larger payment into four smaller ones. 100%!

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    Punctuality & SpeedRefunds & PayoutsStaff

    Reviewed Dec. 28, 2025

    I love Paypal. I have been a member for many years over 20. They have helped me through many cases. I advise anyone who shop online to always pay through paypal please 🙏. Because there are too many fake websites out there that can’t be trusted. And for any reason you don’t receive your items or you don’t get what you purchased you can go through paypal and they will argue your case and contact them for you and issue you a refund. So please when ordering item go through paypal to purchase. They also have it to where you can pay later. The only down fall is when returning items you have to pay for your own shipment to send back. But you will get most of all your money back. Love this company to pieces. They have got me out of many disputes. Thank you PayPal for saving me.

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      Ease of Use

      Reviewed Nov. 8, 2025

      PayPal is actually one the most intuitive and well designed suite of financial services that I have ever seen or utilized. The issue many face is they do not give themselves the presence and time to realize how thoughtfully designed it is to be able to manage literally ALL of your money from dozens of revenue streams, if not more, from all across the globe. It's pretty awesome actually. Just take some time to clock on everything and read and it will all make sense.

      The only issue I have is through their subsidiaries Sunrise and Ingo that handle their check cashing services. They are not in compliance with Uniform Commercial Code, specifically when it comes to the honoring of properly indorsed negotiable instruments. If a check (negotiable instrument) is cashed with a special, qualified, or restricted endorsement then it is against the law to take a fee. All of the money within that negotiable instrument must be transferred to the receipts account. Whether the company says there is a "Fee for Money in Minutes" this is still against Uniform Commercial Code.

      I have had several fees taken on checks endorsed this way, and am extremely upset about it because that's my money! They also won't take a check below $5.00 because then they can't take the fee! Absurd 🤣 Please fix this PayPal. If you are going to offer check cashing service through another company you cannot discriminate. What if someone has no other bank account besides PayPal? Now they can cash a check and are SOL. See what I mean? Think!

      Also, how can you take one percent of a government check like social security or VA benefits when that is tax free!!! Again, not OK Sunrise and Ingo. You cannot create terms and conditions that violate commercial law and uniform commercial code and expect to go unnoticed. Silly bank! Checks are for us! Not you. Food for thought PayPal. Love your stuff. Just need to clean up loose ends and probably manage all of the check cashing yourself. Have an awesome day!

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      Customer ServiceStaff

      Reviewed Oct. 13, 2025

      I am reviewing the current customer service I received via phone. I was on the phone with Paypal customer service as a guest because I was unable to access my account that I had not used for a while. I had outdated information on my account making it impossible to access (retrieve password). I was unable to verify my account by all the ways presented. I talked with two very nice customer service people who tried to help me gain access to my account. (I give Elizabeth and John 5 stars.) I was listened to thoughtfully, questions were asked for clarification, several attempt were made to help me gain access and when nothing was working I was given an option I could live with. I am satisfied with my experience in that there was a resolution to my problem even if not the one that I sought after.

      The reason for the eventual solution was explained to me and I agreed with the solution which was to close my way-out-of-date account and start over fresh. I should note that I have not always been a fan of Paypal - one reason that my account got out of sync with my life is that I was not please, in the past, with customer service and the Paypal interface. Security was one of my other issues. Considering how hard it was for me to gain access to my account through customer service I may revisit that thought. I have the option now of learning more about Paypal and determine if I wish to continue this route but with a fresh, up-to-date account. Note: I gave a thumbs up for customer service. I cannot comment on Paypal as I have not used it in a long time.

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      Sales & MarketingPricePunctuality & SpeedRefunds & PayoutsStaff

      Reviewed June 28, 2025

      Thank you PayPal. I ordered two beach robes that looked amazing in an ad shown on a legitimate and well known ideas pinboard site. The beach robe website appeared legit. Around 3 weeks later when nothing had arrived, I researched the beach robe company, and found many warnings to avoid it at all costs. I first wrote to the company and didn't receive a clear answer, so then wrote to PayPal with my concerns and adding links to websites warning consumers that the company was a scam. PayPal checked it out, and within 48 hours I received a refund! Thank you, excellent service!

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      Reviewed Jan. 21, 2026

      I haven't gotten to the final decision on yet another bait and switch company fraudulently selling items far less than the item as advertised. I keep getting duped rather than being suspicious why I am tricked into processing payments through PayPal because other payment choices don't work. This puts PayPal as an accessory to this illegal practice. I should have learned from the past but sometimes it was convenient to use PayPal. Never again.

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      Customer ServicePunctuality & SpeedStaff

      Reviewed Jan. 20, 2026

      Paypal canceled my debit card because of possible fraud which was good on December 28. Today's date 01/20/26. Still have not received my replacement. Called on the 15th of January. They said it should be in the mail today No Card. Called again on the 17th of January. Then sent a replacement card through FedEx I said great finally. When I opened the FedEx envelope addressed to me it had some other. Customers name on it. Called again. And the representative said it been mailed out on the 17th and hung up. Now I have to wait again because they emailed it.. It will be over a month for a replacement card. Crazy.

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      Customer ServiceOnline & AppStaffBillingResolutionHonesty & Transparency

      Reviewed Jan. 20, 2026

      I contacted PayPal about them not using my designated preferred card. After having issues before and as an occupational habit, I documented everything and took screenshots. They basically kept bouncing it back to me like it was my fault. I repeatedly told them I had proof that I already had a preferred card set and I do not need instructions on how to do it. I was then basically accused of lying, never once being asked for my screenshots. They are very rude and unprofessional on top of the fact they did zero to resolve my issue and took no accountability. Furthermore, their choosing a card at random could've inadvertently overdrawn one of my accounts. I've used their app for years without issue and was sincerely reaching out to resolve this. We have now removed all of our accounts and will use another payment app going forward. Ridiculous!

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      Customer ServicePriceRefunds & PayoutsStaff

      Reviewed Jan. 20, 2026

      Be careful with PayPal when you need to request a refund from a fraudulent company. PayPal makes you fill out a series of forms, asking for all the transaction details, including the amount of money you want refunded. In the end, PayPal only refunds the shipping cost, ignoring the total amount requested. They don't even bother to verify the information you provide! If you have a claim, it's better to call them directly and not use their online system; it's a complete joke. Oh, and if the case is closed, they won't reopen it. PayPal doesn't care about continuing to work with fraudulent companies, and ultimately, the customer is the one who loses.

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      Sales & Marketing

      Reviewed Jan. 19, 2026

      Full of Scams and scammers. I noticed they put the good reviews at the top and let the truth about how horrible their service not be shown unless you scroll down. There are more people who disagree with PayPal than agree.

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      PayPal author review by Tammy Burns

      PayPal was founded in 1998, and eBay acquired it in 2002. The company now has nearly 200 million active customers, and in 2015 the company hosted approximately 4.9 billion transactions. Customers in more than 200 countries can use the company’s services and hold money in their accounts in 25 different currencies. Consumers can use the service to transfer money to other individuals, pay bills, make online purchases, make donations and obtain financing.

      • Online payments: Consumers can use PayPal to check out on millions of websites. Those who are uncomfortable putting their credit card information on lots of different sites can pay with PayPal, ensuring their information is stored with a single company.

      • Credit: PayPal Credit is the company’s financing option, which lets customers have flexible payment options. It can be used online, in stores and even to send money to someone else. Availability is subject to credit approval.

      • App: Using the PayPal app, customers can make purchases in brick-and-mortar stores with their PayPal account, send money from their mobile device and check out with PayPal when shopping on their device. The app is available for Apple, Android and Microsoft devices.

      • Recurring payments: Consumers can use their PayPal account to set up recurring payments for subscriptions for a variety of services, including Spotify, Netflix, Angie’s List, match.com, ancestry.com and more.

      • Fees: Customers do not pay fees when they make a purchase with their PayPal account. When consumers send money to another individual’s PayPal account and use money already in their PayPal account or in a bank account linked to their PayPal account, there is no fee.

      by Tammy Burns Deputy Editor, Personal Finance

      A former finance phobe, Tammy now devotes her career to ensuring that people don’t make the same money mistakes she once did. Her work has appeared in Fortune, the Toronto Star, Advisor’s Edge, Greedy Rates, and Money Under 30. She joined ConsumerAffairs in 2023. Tammy studied magazine publishing at Toronto Metropolitan University and has a BA in psychology from York University, and her earlier journalism took her from editing law books to writing restaurant reviews to reporting live from the Eyjafjallajökull eruption in Iceland. A part-time digital nomad, Tammy calls Toronto home but has also lived in Chiang Mai, Prague, Glasgow and rural Crete.

      PayPal Company Information

      Company Name:
      PayPal
      Website:
      www.paypal.com