PayPal Reviews

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About PayPal

Pros
  • User-friendly interface
  • Strong security measures
Cons
  • Funds held for extended periods
  • High fees for transactions

PayPal Reviews

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    How do I know I can trust these reviews about PayPal?
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    Page 20 Reviews 3440 - 3640
    Customer Service

    Reviewed Dec. 2, 2018

    Criminal company, hold my money for 180 days. I just forget shutdown my proxy, they say it is the problem. I do that for my job reason not make a problem to their company. They are always make excuses from the slightest problem I do. No conclusion, bad communication. SECURITY SHOULD BE PROVIDED SIMULTANEOUSLY WITH CUSTOMER CONVENIENCE. But their security is like an empty excuse for corruption. Sending email just spend my time with useless conclusion.

    I have my phone number, email, NATIONAL ID that I can prove about I am valid user, but they never care about it. Never use PayPal again. I will back to credit/debit card again. I hope GOOGLE or payment company replace this freak company in the future and please don't make system like this. I think they are stupid if they don't renew their system like this, because every new user will feel disadvantaged because their security system actually makes new customers not feel safe. And this makes a lot of people give up to use PayPal again.

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    Customer Service

    Reviewed Dec. 2, 2018

    Caution!!! Do not use nor download PayPal. They will steal your money!!! They also will not send it back to sender. They told me that I can't get ma??? for 180 days! Then I'll receive a e-mail. Stick with MoneyGram Wal-mart to Wal-mart or Cash App! I am ** outraged! I regret downloading, even hearing of this app. They are thieves!! I gave them enough informing. My account said Carrie **. Not Carrie **. The picture on my email and my PayPal proves it's me. My email is **. Why should I send a pic of my SSN? I sent one of my ID when asked!! I have never disliked a company as much as I do PayPal! My sister was on the phone with me when I call since they heard her on the phone they said they could no longer speak. But its ok for you to record the conversation! It makes no sense!

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    Reviewed Dec. 1, 2018

    I purchased items that were poor quality and didn’t fit. I returned them. When the seller refused to refund, even though parcel tracking showed the item had been received and signed for. Reported to PayPal, they sided with the seller. How? I provided copies of emails where the seller said they would inspect the garments then refund, scanned Australian post re Eilat with tracking number, link to prove the parcel had been received. PayPal advertises, "We use safe payment..." Yeah right! They can’t be trusted!

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    Customer ServiceSales & Marketing

    Reviewed Dec. 1, 2018

    I have been a PayPal member in great standing for many years using it to sell reservations for our not for profit events selling thousands of dollars. I have also bought and sold on eBay. But last summer I had my wallet stolen and had to change my bank account and it was suggested that I close my PayPal account and reopen with the new bank account. Since I have had nothing but horrible response from PayPal to issues I have had with retrieving money I have made selling on eBay, which now I have had my account frozen and have to wait 180 days for them to send me an email as to how I can retrieve my hard earned $2,400.

    The items were bought, paid for, tracked and received all legitimate sales but without any explanation other than "security" reasons, I have been locked out. I am a 66 year old grandmother, selling items to make my mortgage after becoming a sudden widow and devastated with medical bills, etc. You got me PayPal. Happy now I am about to lose my home.

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    Reviewed Nov. 30, 2018

    Paypal is just another fraudulent service that does not actually protect your accts like real banks and credit card companies do. Paypal washes its hands off when there is an issue. Would never trust PayPal.

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    Reviewed Nov. 29, 2018

    To make a complaint about a seller who did not provide the full set of services they were contracted to, do not expect PayPal to help. You cannot file a complaint without opening an account, despite being able to make transactions through their platform without an account. They send automated messages at first and then subsequent messages are template responses from a centre in India. The messages have no substance and are so general. Though you can provide evidence that the seller did not provide the services, as I did, do not expect PayPal to share any documentation or evidence with you about what the supplier has provided to back-up their case. As they say - Buyer Beware! I will never use their service again.

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    Contract & Terms

    Reviewed Nov. 28, 2018

    I'm a new honest buyer. Bought 15 items and wanted sellers to ship to forwarding company "Meest America": 1 package seller didn't ship it out. 1 package received was empty without content. 1 package by tracking says delivered same zip/state/city as forwarding company but they have not received it. 1 package by tracking was denied. But then seller before getting first package back sent another one which by tracking said delivered to same zip/state/city as forwarding company but they have not received it. "Meest America" provided me with proof letters that they never received these packages except the one that was empty. So what would a normal person do? I was thinking PayPal protect you if you have solid proof from third party like an official letter from forwarding company that they never received it.

    I've opened 4 cases after which my account was closed stating: "Because you have continually filed cases that do not align with the intent of the PayPal Purchase Protection Program and are contrary to the terms outlined in our User Agreement, we’ve determined you can no longer use PayPal’s services. We’ve limited your account so you can no longer send or receive funds. Your ability to file PayPal Purchase Protection cases has also been removed. AND VERY IMPORTANT --> "ANY EXISTING" PayPal Purchase Protection cases you've filed will be denied." NO APPEALS CAN BE MADE!! SO THIS IS HOW YOU'RE PROTECTED!!!

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    Customer ServiceReliability

    Reviewed Nov. 28, 2018

    Purchased defective item on eBay. No cooperation from seller (Nie Liumei) on eBay, eBay was no help. Would not refund due to more than 30 day dealing with seller, PayPal was no help either, given the runaround. After 2 months did not receive refund, dissatisfied with the service from seller, eBay response, and the service from PayPal.

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    Customer Service

    Reviewed Nov. 27, 2018

    I bought an item which I was told would be delivered within a month. A month later I checked the account as nothing had arrive. I went through all the usual checks trying to get hold of the person who sold it to me, no joy. Contacted customer service and followed their process, heard nothing. Checked back a month later and was told because I had not responded to the email it had been closed. I received no email, when trying to explain this to them they kept going round and round in circles from one person to another dealing with the query. Eventually nearly 6 months later the money was put back into the account.

    Following this I lost all trust with PayPal and closed the account. Since I have closed the account I have had 2 lots of money taken out of my credit card account from PayPal. How is this possible when the account is no longer live. My bank is now looking into this and I have been reassigned a new credit card, but still concerned as they have historical data for other cards. They were great when they started, but they are no longer a trustworthy way of dealing with purchases etc. Being situated in another country does not help when trying to deal with customer service... a warning avoid using them...

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    CoverageSales & Marketing

    Reviewed Nov. 26, 2018

    I purchased a pair of gold hoop earrings for over $300 from Bayham Jewellers and felt confident in my purchase because I had 180 days to dispute if the purchase was not acceptable. Big mistake! The earring appeared ok however after wearing (not every day) for approx 2-3 weeks the wire closure broke off. I submitted a dispute with the Seller and they told me it wasn't broken... I just needed to take it to a jewelers and it would be a 2 minute repair. Not so!

    The jeweler said the closure was poor quality and he needed to add a post to each earring to fix them properly at a cost of $50 each plus tax. The Seller closed my dispute. I opened a dispute with PayPal as I thought I had 180 to do so and they would stand behind the product. Again... Not so! PayPal will only stand behind a product not received or not as advertised upon receipt. If my earrings broke the day after receipt... they DO NOT cover. This is a scam and I will not be using PayPal. Beware!

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    Verified purchase
    Customer ServiceSales & Marketing

    Reviewed Nov. 26, 2018

    I'm a seller for this eBay transaction for the on Oct 15, 2018. Upon receiving the item, this buyer claimed with eBay that my item wasn't as described and requested for a refund. However, at the same time, eBay closed his account for potential fraudulent activity. Then, the buyer filed a dispute directly with PayPal on Nov 7, 2018. PayPal requested the buyer to send the item back to me with tracking number which wasn't delivered to my address but to an KFC restaurant in my city.

    Even though I submitted my proof showing the buyer shipped item to an KFC restaurant, but PayPal still refunded the buyer and closed the case. I didn't get my item back and lost the money. This is totally PayPal's mistake. How could PayPal resolved the case in this buyer's favor without investigating and looking into my supported documents. I was on the phone with customer service every day for couple hours but it seems like the problem is still there. All I could hear every day is that buyer did return the item to the right address which was showed only city name, state and zip code is matching; but, the actual address is an KFC.

    I strongly believe this could be a new scam technique which exposes to the major loophole with PayPal. I talked to Mr ** (supervisor at Dispute Department) on Nov 24. He said he understand my situation and processed the refund for me and clarified that I should receive my credit back within 24 hours. However, I didn't receive any credits so I decided to call back and talked to Mr ** (supervisor at dispute department) on Nov 25. This time, Mr ** refused to help me no more and still decided the case in favor of the buyer. I really don't know what to do in this case since I'm the victim of this scam pool. I do believe I'm not the only victim for being scammed by potential fraudulent buyers.

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    Reviewed Nov. 23, 2018

    I had money sent to PayPal to be faster and more convenient and here 3 days later I still cannot transfer my money to my bank or anywhere... It’s outright ridiculous... If I ever get my money transferred I WILL NEVER use PayPal again.

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    Sales & Marketing

    Reviewed Nov. 23, 2018

    If you are an eBay seller find another way to sell your items. Don't link through PayPal. What happens, scam buyers on eBay purchase your product. After a period of time the fraud buyer files a complaint. PayPal takes it upon themselves to charge back the amount to your account and the buyer retains the item and gets their money back. They are suppose to return the item to complete the chargeback but that may or may not happen. You could be out hundreds of dollars or more and the loss of your item. You can provide all the proof and documents showing you were defrauded and it is irrelevant to PayPal. You as the seller will lose. They will hide behind the policies and procedures which are meaningless. Don’t use them – eBay and PayPal.

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    Customer ServicePrice

    Reviewed Nov. 22, 2018

    After dealing with PayPal for a number of years now, I have had it with them. I am constantly having to change my password and security questions because of fraudulent transactions. This has cost me hundreds if not thousands of dollars. I recently purchased a new home and after suffering a fraudulent transaction of over $1,000 taken from my bank account, I no longer have my first mortgage payment for which my mortgage company will be charging me $250 NSF. As well my bank is charging me $40 NSF. Although I have reported the fraudulent transaction and the money was given back to me through PayPal it takes 5 days to transfer back to my bank account. Of all the fraudulent transactions I have dealt with, this is the worst. I've asked PayPal what they can do about this and their answer was nothing, you'll have to wait to get your money back. Not acceptable, will be closing my account permanently.

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    Price

    Reviewed Nov. 22, 2018

    I have used PayPal for the last 8 years or so, just for small things usually, when there is no other way to pay. Please note: It is very hard to take money out of PayPal without a big cut going to PayPal. It is very expensive to pay in a different currency than your balance, again a big cut going to PayPal. For example: 100 euro paid in USD with a 4.5% hidden currency exchange fee. Even in same currency they take a cut. Please look at other alternatives if possible, like Uphold, Transferwise. There are probably more out there that don't cost so much.

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    Customer Service

    Reviewed Nov. 22, 2018

    Paid for something, never got it. No consistent reply by merchant. Went to PayPal as I had used them to be protected. Every 1-2 months PayPal advises that, they have proof that package was sent and delivered therefore claim rejected. Keep insisting that have not received it, please let me know at least courier company, track number, phone number of shipment company, something to contact them at least. NO REPLY from PayPal, just the same reply "we have proof" as if it was a state secret!! Have lost my money!! Thank you PayPal. Never again. They are awful and made me also lose some 15 hours in total explaining to them and sending them e mails with no result. A bad company.

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    Customer ServiceStaff

    Reviewed Nov. 21, 2018

    Attempting to send a family member money for an overnight emergency turned out to be a $600+ problem. I attempted to send my sister money via PayPal for an emergency. Turns out, you don't have an option as to how your money is sent after you click "send". I tried this and immediately found out it was going to be processed as an "echeck" transaction instead of an immediate transfer. I immediately contacted PayPal customer service to cancel the payment as we were going to attempt a different transaction to get her money sooner than the 3-5 business days they told me would it would take for her to receive these funds. They told me they cannot cancel this transaction as it is an echeck transaction. I informed them I didn't choose this option, that's just how it was processed. They said I would have to contact my bank to stop the payment (and of course incur stop payment fees from my financial institution).

    I contacted my bank who proceeded to tell me they cannot stop an echeck transaction as they have no idea what check number to "stop" because it could be presented to them any number of ways...so back to PayPal I go. I was literally told I would have to wait 3-5 days for the money to be sent to my sister...she has to refuse the funds...and ANOTHER 3-5 days for it to be sent back to me. So, this morning all the money I sent her is no longer in my account...and it still shows a pending transaction to her so she has not received the funds either. So there is no way for me to get her the help she needed, my funds are gone and she has nothing.

    The 3 different service reps I spoke to at PayPal all gave me different information, I was told no supervisor/manager was available to speak to, that I would have to wait up to 24 hours for a call-back from anyone and yet my money is gone. Please, if you EVER have to use a money transfer service, do yourself the favor and SEARCH ELSEWHERE!!!

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    Customer ServiceReliability

    Reviewed Nov. 21, 2018

    I do not know what to do. Someone paid money into my PayPal account. Now when I want to log in all of a sudden there is security issue. Now they want to send a code to my number but the number they have of me is not correct. Their landlines does not work. I have tried phoning them from South Africa. I did complain on their Facebook page but they said sorry I must just keep try phoning. You cannot email them because you need to log in.

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    Customer Service

    Reviewed Nov. 20, 2018

    I sold a phone on Ebay in perfect working order. After 3 weeks the buyer filed a claim against me on PayPal. They stated the phone wasn’t as described. I sent my response to PayPal stating a description and photos of the phone in perfect condition. After just a couple days, PayPal decided in favor of the buyer with no evidence to support at all. The next step was for the buyer to ship the phone back to me. After a few days I noticed I never received it. I contacted UPS and they ran the tracking number and it showed the buyer shipped it to someone else’s name and address. After appealing with PayPal for two weeks now, with this proof, they still decide in favor of the buyer. I'm not sure what to do next to win the appeal in my favor. I've been calling daily, but now when I call it sends me to their collections department. This is the worst company I’ve ever dealt with. After this is resolved, I will never do business with Ebay or PayPal ever again.

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    Reviewed Nov. 20, 2018

    I sold my website at flippa.com. I transferred site to the buyer, after 3 months later buyer open case, about unauthorized, and I had 100% proof of transferring site to the buyer, Godaddy, Flippa, even he had chat in Skype and WhatsApp, with all these Paypal win case to buyer. You these scam buyer have the site worth 3400 and 3400 extra, he got the site for free, so I decide to never use PayPal again. if you read these don't every business in Paypal.

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    Customer ServiceStaff

    Reviewed Nov. 20, 2018

    PayPal: you win the award for the absolute worst customer service I personally have ever experienced. This is the second time in 5 years that my PayPal account has been hacked. Both times your customer's service was bottom of the pile compared to my banks and credit card companies and eBay and Apple! Literally you shouldn’t be such a monopoly and in business! Finding 11 fraudulent transactions on my account on Sunday I struggled to find your customer service number, got through to someone in Philippines or wherever who mindlessly started processing claims on each one (I was on hold for 28 minutes) then at the end informed me “well we can’t take any action as it’s up to your merchant so you’re better off calling them”. Ridiculous.

    When I called back the next day I spoke to the rudest woman I’ve ever seen in such a job and she too was in some offshore call centre who clearly in the wrong job! Disgraceful. I will be sure to let people know they cannot trust you and that there is a crying need in your industry for a better company that can be trusted and values customer opinion! Interesting that there isn’t a review section on your FB page...we both know what that would look like!

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    Reviewed Nov. 20, 2018

    I sold a shirt in August, it's now September and PayPal has refunded the money to the buyer from an eBay sale! First buyer said didnt receive item... from almost 4 months ago. I provided the tracking number. Buyer thought I would not have the tracking number from so long ago and they'd get the money back. So when that didn't work the buyer claims the item wasn't described correctly. Buyer has NEVER contacted me once! Now I have to take back the item from the buyer 4 months later! It's ridiculous! Paypal took the money from my account and gave it to the buyer and I get back a used item and there's nothing that I can do!!! No more PayPal for me, sellers have NO protection against scams like this. Where else can you buy an item, clothing no less then get a FULL refund months later. I don't want it back now. I'm furious!

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    Reviewed Nov. 20, 2018

    I’m so fed up with PayPal. First they put $200 of my money on hold and now my account is closed and I cannot have my money for another 180 days. I cannot stand this company and I will make friends and family aware of the horrid service PayPal provides.

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    Customer Service

    Reviewed Nov. 19, 2018

    I tried several times throughout the day to send money to a friend. I was told to check with my credit card company who told me there was no issue. When I contacted Customer Service, I was told no one could help me and that I should send the money another way. After waiting 21 minutes to speak with a supervisor, I was told none were available.

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    PricePunctuality & SpeedStaff

    Reviewed Nov. 19, 2018

    Paypal is not fully available to resolve matters. They charge you fees for what they wish, hold up transfers with no explanation, give you long wait times and are not available on weekends. Basically, they hold up your money, success and kill your time. They are incompetent. I prefer other transfer services that are more capable to take care of a customer's needs and the volume that are simple, quick and easy. PayPal is a failure. Your business will waste more time speaking to an outsourced department that drag the issues on rather than resolving them. They also expose way too much personal information regarding your name which should be optional to be private, especially if you have a professional name. This service is ancient compared to the others and I am so fed up, I use Zelle which is much more efficient.

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    Price

    Reviewed Nov. 19, 2018

    I purchased a product for 39$ from a China vendor that sent me something very different. PaypPal protection only offers me to send it back to China to recover my funds. This would be more expensive than the price I paid for the product. Vendors know this and Paypal plays along.

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    Customer ServiceStaff

    Reviewed Nov. 18, 2018

    They held my money hostage 3 days after charging my account for a 24 hour money transfer for no reason!!! I got worried after paying a fee for a 200.00 dollar money transfer so I call Customer service only to be transferred put on hold for 2 hours. a joke! I was transferred back and forth to 4 different reps with 4 different stories about my money held. One of the reps hung the phone up after being placed on a 2 hour hold and still couldn't explain. Reps are rude ignorant doesn't give a damn.

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    Verified purchase
    Sales & Marketing

    Reviewed Nov. 18, 2018

    PayPal decided that I should not be allowed access to my money that I earned on eBay, even after the items were delivered. They demanded I send out my recent sales but refused to allow me any of my money to do so. I sent a copy of my license. Gave them two bank cards, one bank statement and my social security number and they still said they had to investigate. This is now their second investigation. Congratulations PayPal I’m a 20-year-old student with a part-time job. You caught me.

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    Customer Service

    Reviewed Nov. 18, 2018

    PayPal somehow feels entitled to hold your money for as long as they want. I received money into PayPal which I then transferred to my bank account. (The reason it was sent in the first place). The money was long deducted from the account of the sender. Although Paypal said it would take one day to transfer they now have a pending status on it and no one seems to be able to give me an answer. I called this morning and after they collected all of my information I explained the situation and asked what was going on. I was put on hold and promised someone would be back with an answer. That was about a half hour ago and I am still on hold. Only waiting to be able to tell them just how bad they really are. I've never experienced anyone taking my money into hostage before. I am appalled. Learn a lesson because it could happen to you. NEVER AGAIN!!!! These are facts. Not personal insults.

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    Contract & Terms

    Reviewed Nov. 18, 2018

    I did a wedding and sent the invoice via PayPal. The client signed a contract and sent the deposit. The client waited until after the wedding and filed a dispute requesting her money back. She had NO evidence and I uploaded my contract and PayPal gave the client the $2500 back and now they have blocked my account saying I owe them. This is ridiculous!!!

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    Reviewed Nov. 17, 2018

    PayPal froze over $30000 of my hard earned money and is not responding. They keep sending automatic responses on Facebook. And keep giving me the runaround. Can't believe They net over a billion dollars a year.

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    PriceReliability

    Reviewed Nov. 16, 2018

    I have used a PayPal account for over ten years now through my business, unfortunately, it was forced upon me by eBay. With a regular annual income of around £60k I constantly have transfers held sometimes for up to a week and occasionally declined by PayPal. This makes running a company and using PayPal very unreliable. The customer services have no idea why they hold my transfers and even worse seem they have no control over any of my funds and can never resolve it. The excuse is always 'a security check' and it can take up to 72 hours to process. I wonder why so many constant security checks are needed when sending money from my own PayPal account to my own registered bank account they need? I would not recommend anyone to PayPal. I have been told they hold millions of customers money every day to gain more interest, sadly this seems more true the more I think about it.

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    Reviewed Nov. 16, 2018

    Paypal, is not to be trusted, it has left hundreds of thousands of retailers including myself without money, closed down accounts with no apparent reasons and hold of your earned monies for over 180 days. They are dictators that will tell you what you can sell or not sell on your website even if the laws of your own country allow these items and are perfectly legal. They constantly misinform you. If they need further information from your company they freeze your account until you provide the info and when you do it then takes them further 3 to 5 days to confirm this paperwork and then let you get back to working. I have been running my e-commerce for 9 good years using alternative gateways and would recommend you keep very very far away from Paypal. Do your research on reviews with PayPal, they are an easy option but not a good one as you will always lose out.

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    Price

    Reviewed Nov. 15, 2018

    I am writing this review to inform PayPal customers about PayPal scam. I have sent money to friend and family through PayPal and they do not charge a fee. However they do charge a fee for goods and services, their scam that they are doing is when you send money through the send money to friends and family link the link will send money as pay for goods and services instead so that you are charged a fee. I reported this issue to PayPal several times and was told that there is no issue with their site - that the issue is that I sent it incorrectly. I recorded the process in how I sent the money following the links provided by PayPal for the send to family and friends and not the goods and services link and informed PayPal again that their link is not functioning correctly and that I have video to prove it and still they insist that their site is fine. Hopefully this review will get their attention on the issue and correct it and refund me the fees.

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    Customer Service

    Reviewed Nov. 15, 2018

    I purchased a new, unlocked Samsung 7 Edge from seller krphones2007 for $365. It arrived and I used it in my home city of Los Angeles for several weeks with no problem except for a page in Korean that would pop up now and then. I would close it down and not see it again for several weeks so I thought nothing of it. Then 2 months in, I took a trip to New York and discovered that the phone would neither make or receive calls. I took it into a T-Mobile store in NY and their engineer examined it after wiping it clean. He said it was the Korean version of the phone, which had some different components inside than the US International version. Apparently their antenna is a different size than the US phones. When I returned to Los Angeles, I contacted the seller to return the phone and was told I had it for too long a time to get a refund. When I explained I hadn't traveled to discover the problem until recently, he didn't respond.

    I called eBay and they told me to contact PayPal to start a claim. Several cell phone posts on eBay disclosed that the phone for sale was either a Korean version, a HK (Hong Kong) version or an International version (US). KRPhones2007 made no such disclosure in his post. It was clearly a misreprentation of the product he was selling. Dealing with PayPal to even start a claim was a nightmare from beginning to end. I had to call several times and remain on hold, for literally an hour and a half on one occasion. Turns out that no one knew how to send attachments along with my explanation of what happened. I wanted to send them 9 or 10 posts that disclosed what version of the phone the seller was selling. They kept directing me to the same boxed form that took just so may characters but had no way to attach anything. It felt like I didn't have a voice in my own complaint. Further, I never heard anything back from them so I had to continue to call.

    Eventually I got a girl who put me on hold and checked into my claim. She came back on the phone and said that it was denied. I was stunned. If ever there was a scammer out there trying to get rid of a Korean Phone, it was this seller. I asked what their reason was for denying the claim and the girl said, "It doesn't say"!

    I asked for an arbitration but was told there wasn't anything I could do since the PayPal disclosure states that their decision is final with no option to take them to small claims court or arbitration! Who knew? I didn't even know PayPal would be involved in the transaction since I'd heard they split with eBay. Furthermore, what right do they have to judge their own claims? Of course they're going to deny all of them. I'd love to see an attorney start a class action suit against them. In any case, I won't buy anything through eBay again until I'm sure they've stopped using PayPal to process payments.

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    Customer ServiceOnline & App

    Reviewed Nov. 15, 2018

    I had a claim with PayPal and it took them 7 hrs to let me know that they will not refund me for a purchases that I returned so this person was able to keep my money and get the purchased back in hand. The whole point why I use PayPal was because it was 100% guaranteed on their website. Knowing what I know now and being out over $300 I will never use PayPal again. I have to contact my credit card company hoping and praying that they will be able to help me. Very bad customer service. Very bad Company. If I could give them zero stars I would. Beware.

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    Customer Service

    Reviewed Nov. 14, 2018

    Hi. I just wanted to write a review and to say a Big Thank you to the customer service and people who helped me to resolve my issue with Siren Ltd company and manage to get me the refund from them. After the company treated me so badly and they didn't provide service I paid for and they refused to pay me a refund. PayPal stepped out and managed to get the refund back from them. Thank you so much for your support. Without you I wouldn't be able to get any hold of my money back.

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    Verified purchase
    Customer ServiceCoverage

    Reviewed Nov. 14, 2018

    I purchased a bowl on Amazon, and used my Amazon Account not PayPal for the purchase. I was due a refund of $11.99 The company asked if they could send it via PayPal instead of crediting my account and I said sure because I had never had trouble with PayPal before. When I got the refund the next day it was for $11.74. I contacted the company and they said it was short due to PayPal's TAXES and that they had sent extra to cover the TAXES. And suggested I contact PayPal about the shortage. When I looked at the transaction I saw they had sent $12.54 and that PayPal had taken eighty-five cents out in fees.

    I contacted PayPal and the only response I got from PayPal was it was sent as a payment transaction. I can't help how it was sent, frankly the company I am dealing with doesn't seem to speak good English and I am not surprised they didn't KNOW how to send it as a refund, or that they didn't understand the difference. They kept referring to the fee as a TAX and said they sent extra money to cover the TAXES. PayPal seems totally unwilling to help resolve the issue. And doesn't seem able to comprehend. The original transaction wasn't done through PayPal so I never had the option to select REFUND on PayPal. I had no control over how the money was sent.

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    Customer ServiceSales & MarketingReliability

    Reviewed Nov. 14, 2018

    I bought a product and it didn't work according to the advertisement. It didn't work at all. So, I entered a dispute at PayPal resolution service. They recommend you to first contact the seller. So I spent two weeks talking to the seller through my email. At the end, he finally agreed to refund me. But never sent me the money back. So I escalated my dispute to a complaint, so PayPal can review the matter. They denied my complaint in less than a day, they never asked me for additional information (in my case, all the emails I've exchanged with the seller). And they closed the communication channel for me. There is nothing else I can do! So, I would definitely say their customer protection service is awful, ineffective and unreliable! Never again!

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 14, 2018

    I have purchased a Canon flash for $500 and it arrived in time, but I found out that it is fake and does not work properly. I asked eBay to help me, they sent me to Paypal to open a dispute. I did it and finally seller siwezha-0 answered to me agreeing to ship the item back to China. I sent all the proof and all the receipts about sending the item back to him and to Paypal. When tracking the shipment, siwezha-0 has not picked the item from the post office for a month already. I called post office and they said that the item had not been delivered because the receiver is ignoring the invitation to pick up the item.

    I guess he does not want to pay the money back to me, so he ignores it. I have called Paypal for 5 times and they are always pretending to be understanding and helping and later I get refusal for refund again. And every time there is no valid reason. First they actually agreed me to ship the item and I paid $62 for it, then Paypal said - "Provide all the receipts and we will refund the money." I did, then Paypal said they can't track the shipment. How can they not track it if I can?

    I guided them step by step and sent screenshots etc. Called them up again. And now I got a refusal again. I called again and they said that they can't refund me the money because the item has not been delivered to siwezha-0. What can I do if siwezha-0 is not picking up the item??? I thought Paypal protects buyers from these kind of people, but no, they don't actually care. I have lost all my trust in Paypal. What else can I do?

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    Reviewed Nov. 14, 2018

    My account was frozen with no explanation, impossible to get in touch with a human and was blocked on social media for asking for help. They are holding my money with no explanation. If anyone knows of a class action suit please let me know.

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    Customer ServiceStaff

    Reviewed Nov. 13, 2018

    I have been trying to get my money out of PayPal for over 1.5 weeks. I fled from hurricane Michael in Panama City and bought cheap RV in West Palm Beach. It needed new roof and I must pay for the roof. Meantime I am homeless and carless because the RV repair wants their money. PayPal refuses to give me my money.

    I have followed every advice given by PayPal: add debit card (won't do it because PayPal sends security confirm to old defunct phone number which is no longer on my account), add bank card (also sends verify to old number, transfer to other PayPal (this account) that you passed security questions. The former account I was told to transfer from, I missed the third security question asking the year of my ex-boyfriend's Audi from over 25 years ago, my ex doesn't even know the year, this was never registered in my name!), contact my phone number and unblock the shortcode text ability (did that), have to wait another 48 hours. They then said the phone account and PayPal account names don't match (they do, but phone had account number attached, so I asked them to take it off), they tell me wait another 48 hours so security questions come up again.

    Finally they did and I was asked my address. I gave them my address for the past 15 years, where all my mail goes, all my banking goes, and my address registered with them. They told me, "NO, it's not what the security company has listed." I can no longer talk to them and they hung up. I have spent 4 hours a day on the phone to them for 1.5 weeks. I have waited 48 hours 5 separate occasions and STILL get told to try back in 48 hours. They refuse access to my money to transfer OUT of PayPal. They will allow eBay purchases still because they get a percentage of that money, but I cannot spend this amount of money in PayPal on eBay purchases when I need to pay for an RV roof and eat food. I am sleeping on couch of a friend of a friend. The RV guy is mad at me because I promised him payment almost 2 weeks ago now.

    The first few times PayPal told me to wait 24-48 hours was not big deal. NOW? Now it is UNACCEPTABLE. They cannot tell me WHY they are holding my money, they cannot tell me WHEN my monies will be available to ME, the owner of the account. I am not trying to transfer to a John **. EVERY bank account and EVERY email account and PHONE number is in my name only. There has been no fraud on my account.

    I am trying to transfer my money to my accounts. I am trying in vain to add MY bank account to PayPal but they refuse to verify. I am trying in vain to add MY phone number (which they have sent several texts that they verified my phone number and it has been added to my account) only to be unverified within an hour and that verification supposedly has nothing to do with security verification according to representatives. They are withholding MY OWN money from MYSELF. This is un-American. They have made me lose my **, cry for hours, sweat, have rising blood pressure, cry myself to sleep because they WANT me to be homeless another 48 hours every time I call. They give ZERO reasoning, saying that they don't know what they security protocol is or have answers, they only know that I can try back in 48 hours.

    THIS IS UNACCEPTABLE to me as an excuse anymore. I want answers. The last guy refused to let me talk to a supervisor, saying he was as far as it could go, his boss was managerial and had no interest or authorization in the matter, and that he could not escalate it for me. I suggested that I have a picture taken of me, with my drivers license AND passport showing clearly in photo, sending to PayPal from ALL THREE email accounts associated with my PayPal, and also from this phone number and they can deposit to my bank on file in my name, or send to my address on file for years on both accounts in my name and they refuse, saying that is not an option.

    There HAS TO BE a way to get my money to me in this dire circumstance without waiting several months of insane "We don't know why, try in 48 hours." PayPal refuses to let me add bank, let me add debit card, let me add phone number, even refuses to rattle off their 3 public records questions. THEY REFUSE ME ACCESS TO MY OWN MONEY, even to transfer to my OWN bank accounts.

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    Reviewed Nov. 13, 2018

    My instant deposit has been on hold for 5 days. I was told 20 different stories by multiple people and still my money is not there. It may seem like a little bit to them but because of this glitch in their system I went without food, my son went without food. I couldn't get to work because I had no gas in my car. And all I've heard for the last few days is to wait 24 hours, the system was fixed, the system is still broken, there isn't a glitch, yes there is a glitch, you will get your money this afternoon, you will get your money at midnight, you will get your money sometime this week, you will get it at 7:48 am, we can't tell you when you are getting your money, the engineers are working on it. No one wants to help me. No one thinks this is serious. This is the most horrendous experience I've ever had with a company. These guys are heartless. This is literally all the money I have to my name until I got paid on Friday.

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    Reviewed Nov. 13, 2018

    This is the 2nd time PayPal has just kept my money. There has to be something that can be done. I have submitted papers to the Attorney General's Office as well as the BBB. I don't see how they can go around Stealing people's money with a trusted name. I will not let this go until I have my money then I am done with them for good.

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    Customer ServiceStaff

    Reviewed Nov. 13, 2018

    Paypal has kept my money on hold even after providing all the documents they asked for, from past 15 days they have been saying it will take time but can't give me exact time. The customer service representatives are rude and good for nothing. I will going to take this to next level, they can't treat people like this.

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    Customer Service

    Reviewed Nov. 13, 2018

    They have the worst customer service ever! I don’t understand how they are still in business!! It’s fine until you have a problem then you never get anything answered or fixed. And their Google search has a bunch of fake reviews that pop up where there is no way to actually submit a review. I hate PayPal and will continue telling everyone I meet to get off it! I’d rather Venmo the money and lose out on my credit card points than support them!

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    Customer Service

    Reviewed Nov. 13, 2018

    PayPal is a joke. Apparently out of 254 million members, my account is suspicious for a 125.00 transfer to my bank. Yes, 125.00 that my mom sent me via paypal and I tried to transfer to a verified checking account that I’ve used before. I spent over an hour on the phone and was reassured that within 15 min after I sent them my DL picture that it would be taken care of. NOPE! Hours later my account of 15 years is still frozen. I am currently on hold with an expected wait time of 36-45 min....just on hold. Absolutely ridiculous. Paypal is a joke and their customer service lies and is horrible! I will never use again!

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    Punctuality & Speed

    Reviewed Nov. 11, 2018

    I sent money to my family member. She cash out to her bank so she could go pay rent and they are hold her money, keep lying to her that she will get it at times be over the 24 hour hold. They told her now she is late on paying rent. How do you hold someone money?

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    Reviewed Nov. 9, 2018

    It is very easy to get banned from PayPal if you hold opinions PayPal disagrees with. I just got banned from their community forum for merely asking about free speech. Can't rely on PayPal. It is not their place to decide what speech should or should not be allowed. PayPal is now a leftist virtue signaling company.

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    Customer ServiceContract & Terms

    Reviewed Nov. 9, 2018

    PayPal and eBay have not parted ways. That was false information because PayPal will have you verified and hold your funds to allow your products to be used and returned at your cost. And deny anything their agreement states! They will not release your funds even after the buyer has confirmed and treat you as you’re a thief...and the customer service representatives will tell you there’s nothing a supervisor can do and that your account is high risk after charging you fees and still have to pay your own shipping. I can go on and on especially about calling from an international phone number as well as having you wait an hour or more for a callback and boldly tell you that process is only for you. It’s horrible if Walmart partners with them there will be a lot of shoppers headed to target because PayPal is a complete embarrassment to the consumers and overall business!

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    Reviewed Nov. 9, 2018

    PayPal credit card processing is the worst option for any small business hoping to find a reliable credit card processor! So many chargebacks and fees! They support credit card fraud by stealing from sellers! If a charge card is used on your website it’s truncated so you can’t double check approval with a REAL bank. PayPal authorizes the purchase turn much later. Allows a claim to be filed for unauthorized purchase. They take the money from your account. Even though they provided the approval you the seller can’t see any of the information. PayPal should close as they support fraud and theft. I’ve peeso lost over $10,000 because of PayPal’s lame business practices. Seller beware!

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    Customer ServicePunctuality & SpeedOnline & AppStaff

    Reviewed Nov. 8, 2018

    Without a doubt, many believe this to be one of the worst financial websites in the entire world. It is so poorly designed that countless astute business people refuse to utilize it, to this very day. Part of the almost-universal dislike about PayPal concerns it be so laborious, time-consuming & frustrating to retrieve the money which people owe you. You go to a link called, "Transfer Money" and it's unbelievably frustrating to use. Getting YOUR money owed to YOU from PayPal is quite a chore! Many industry analysts believe this is DELIBERATE by PayPal, to hold onto YOUR money as long as possible, so PayPal can make THE VERY MOST INTEREST on your delayed payments AS MUCH AS POSSIBLE.

    It should be "funny", yet it isn't: Representatives of PayPal are frequently just as baffled, and are EXTREMELY SLOW to actually assist, because the PayPal website confuses them as much as it does us consumers. It's a labyrinth-like process, and for many business people, totally INFURIATING to use as a website. To make matters even worse, wait times are normally 30-45 minutes. No matter WHEN you call! Yes, PayPal will call you back! Then you get to speak to one of their poorly-paid reps who so frequently do not speak understandable English. PayPal makes millions yearly yet can't even pay its preferred foreign employees a decent, living wage. Most Americans cannot work for such minimum pay and marginal benefits, so PayPal is forced to go overseas to keep on gauging its frankly obscene profits. Rest assured, those profits are NOT going to its English-challenged employees.

    If you do happen to speak to a rep, good luck. They are rarely understandable, and also cannot seem to understand basic English, as well. Even if you deliberately speak VERY slowly! There's a reason so many countless thousands of people have enormous issues w/ PayPal. For one, its owners don't care EVEN A SINGLE WHIT that their PayPal website is a design-atrocity. It's almost as if PayPal went out-of-its-way to create a website which is as awkward & inefficient as possible. It's a real BEAR to use. For two, they are not interested even in the slightest that navigating the site is, for many consumers just like me, a total nightmare. What a completely INORGANIC PayPal site, overly-fussy, and determined to make things as complicated and AS DIFFICULT as possible. To add to the misery, PayPal seems to completely lack any moral compass whatsoever. The bottom line is, PayPal simply doesn't care.

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    Customer ServiceStaff

    Reviewed Nov. 7, 2018

    I've been using Paypal since the early 2000s and the customer service used to be exceptional. Now you can hardly figure out how to reach a live person on the phone, and IF you do get someone, you may be waiting on hold for an hour or more! I recently updated my cell phone and verified in on Paypal, however, when I went to add my bank accounts, my phone number wasn't recognized and I couldn't get any further. I contacted customer service and got the message that all agents were busy, but I could wait on the line or get a callback. I opted for the callback, answered and the line dropped. I called back and was told that my phone number was verified, and that I needed to contact my cellular provider to unblock a restriction on premium 6 digit numbers. I contacted my cell provider, only to be told there was no such block.

    So, I thought I'd use the chat feature to reach someone and explain the issue, only the chat was just a 'bot', not a human who could offer any help! I tried again the next day, got a human, only to be told that there was, in fact, a security block on their end and that I'd need to call (AGAIN) for assistance. When I called back, I got the message that the wait time was between 49 - 102 minutes!!! Seriously? I ended up waiting on hold for 49 minutes before someone finally answered before going through my issue with the agent and was able to verify multiple security layers before they could lift an issue with my ability to add my bank.

    While I had someone on the line, I let them know that I was unable to login to Paypal to verify payments from iTunes, again an issue with them recognizing my phone number, and was told that I should try again in 48 hours. This is not acceptable for someone who uses Paypal for their business! Ever since eBay acquired them, it's gone down the toilet. I receive emails daily about Paypal issues, where it used to be a well greased wheel previously, and they continue to add more relationships with other companies, without the ability to service these accounts.

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    Customer Service

    Reviewed Nov. 7, 2018

    I have purchased and sold using PayPal for more than 4 years. They after hold my funds when I sell things, usually for a week. This is a huge inconvenience for a person selling custom made to order items. I also had made purchases from what turned out to be a fraudulent seller - I have multiple emails from eBay showing my order was cancelled because of this and my payment never claimed. I immediately cancelled the payment through PayPal, but am forced to wait 48 hours for them to take that money from my bank (even though it's been cancelled) then 5 days for it to be refunded back to my PayPal (I've waited as long as 7 before) and an additional 3-5 days assuming it's not a weekend, for it to be deposited back into my bank. Spoke with a supervisor and was told their hands are tied. This is absolutely absurd. Horrible business practice and horrendous customer service.

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    Price

    Reviewed Nov. 6, 2018

    Ordered several items of clothing online advertised and sold as “linen”. The garments were in fact thin, cheap, polyester. I contacted the Chinese sellers immediately and arranged to invoke their “money back guarantee”. I returned the garments over two months ago, at enormous postage cost. I contacted Paypal a week ago who ruled in favour of the seller and removed the option for me to challenge their decision. I have had 10 messages from 10 different “customer service” people just spewing out the party line that the goods were as described!

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    PriceStaff

    Reviewed Nov. 5, 2018

    How arbitrarily wrong of PayPal to "Hold" funds. They will always put a hold on transfer for clients that are new. I hated it 20 years ago, when I first opened my account. You realize that PayPal controls nearly a billion dollars. That's with a B - billion dollars every single day just by their arbitrary holding the funds. Do you know what the overnight running rate is? That's the interest rate that banks will pay for an overnight loan and that's exactly what they're using the money for. They're holding my money so they can make another billion dollar loan. You are wrong on so many levels. I can't even get mad anymore, just brings me shame to be an American.

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    Reviewed Nov. 5, 2018

    First, I was told that all I need to accomplish was 2 out of 3 requirements to "graduate" from whatever holds that are imposed on my account. After meeting both requirements, they still placed my funds on hold. After an hour or so of waiting time, I was told that the best avenue to take is to refund the payment and have the money sent back to me as family and friends. I asked them how long it would take before the refund is completely cleared and was told that it would be in an instant.

    After sending the refund, we discovered that it would still be on hold for 2-5 days. I was given the wrong information twice. Now, the money is with them and we have no assurance whatsoever as to how long before the money clears. People are left with no money and they are completely mum about everything that is happening. The only resolution that they can provide is to "wait" and they can't even tell me how long, before all the funds can be cleared. They are so proud to say that it only takes a minute to create a PayPal account, what they don't tell you is that it takes forever to complete a transaction with PayPal.

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    Customer Service

    Reviewed Nov. 4, 2018

    I got an email of an Uber charge to PayPal on and I didn’t leave the house. I have not used PayPal for months. I use another card that gives a monthly Uber credit. I checked my Uber account and there is no record of this transaction. I filed a case with the Resolution Center. I received an email in about 10 days telling me they determined there was no fraud (!). There is no way to appeal this illogical, impossible determination. I changed my password, and deleted the two cards that were attached to my PayPal account. If I ever have to use PayPal again, I will add a card and remove it immediately after the transaction.

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    Customer ServiceStaff

    Reviewed Nov. 4, 2018

    Trying to link accounts to set up auto pay on PayPal’s new 2% cash back MasterCard. Tried to talk to Synchrony Bank for help online. They transferred me to several different teams. No one had time to help. Put me on hold for up to hours at a time. Hung up on me trying to transfer my call all to go back to starting over. I asked to speak to a manager. The agent said, "Oh I see," and left me on hold 1 hour and a half. I finally hung up. I do not do business with companies that treat customers this way. Closed all accounts. Paid my balance in full. Will never do business with PayPal again. Stay clear of PayPal. Read the reviews. This is a terrible company.

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    Reviewed Nov. 4, 2018

    I was attempting to set up a business account for my freelancing website. During the registration process, I was asked to state the type of business. I am an academic editor and the closest they had to this was 'Education'. I select that, and lo and behold! My account is immediately and summarily limited. Why? Because apparently I am registered as a charity and PayPal wants to know more about it. I was confused. I did not know and neither did Paypal try to make it known that offering any kind of educational/academic service construes a charity business!

    Now I am also freelancing with other companies that pay me through Paypal. Since my account is limited (This was over a MONTH ago), I have not received my payments for over a month now. I have contacted PayPal at least 20 times through various channels of customer support. However, my account is still limited and apparently it is still under review. Pablo Escobar, I believe, had better service ethics.

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    Customer ServiceStaff

    Reviewed Nov. 3, 2018

    I have been a customer of Paypal for 20 years and have paid them a quarter million dollars in fees as a small business. Paypal has taken nearly $3000 from a small business and we have no products returned to us. The history - Customer purchased a car hood and front splitter (lip). Stated on website item, the invoice, the tracking, and on the box customer has to sign/accept to confirm they received what was ordered and in good condition, or they have to deny the shipment. Customer SIGNED for the items in GOOD condition per policy. A WEEK later, customer claims the item was damaged; however, per #1 the insurance offered was over at time of signature acceptance. Customer then had a company try to FIX it, causing further damage, thus further voiding any warranty per policy. Customer files fraudulent Paypal claim for $1975 (cost of hood only).

    Paypal completely ignores ALL of the above evidence of signing in good condition, modifying the part, and then grants the return?! Customer sends hood back to us and not the mfgr. Paypal instructed otherwise: "The following shipping address was provided to your buyer: **." You can clearly see he sent it to us at the WRONG ADDRESS in Cincinnati OH: ** Pro # **. The hood also showed up BADLY DAMAGED. Customer just threw it in a box without proper packaging.

    I sent in pics of these huge gouges vs the pics he submitted originally VERIFYING IT WAS NOT IN THE SAME CONDITION AS THE BUYER RECEIVED IT. On Paypal's email to us: "The merchandise should be in the same condition as when your buyer received it." I called Paypal while the freight driver was there to discuss this hood being damaged. Since hood was sent to wrong address AND was not in the condition the buyer received, we submitted the pictures and denied shipment because that is how freight works. We cannot accept something damaged AND NOWHERE does it say otherwise in Paypal's policies about this.

    Paypal refunds the customer the ENTIRE SALE OF $2764 DESPITE ONLY DISPUTING 1 of 2 ITEMS for $1975! This is STEALING FROM US! Called and I was transferred to the "Disputes and Claims Manager" named Ken employee ID **, who was rude and cynical. We recorded convo with Ohio's 1 party consent. A - He said they refunded the customer because we refused the shipment despite not being able to show me this Paypal policy anywhere! He pointed us to this: "If you lose a claim under PayPal's Purchase Protection program in the US: For claims by the buyer that an item received isn't what was ordered, you generally will be required to accept the item back."

    GENERALLY, that does not tell me WE HAVE TO even in the event of damage NOR did they state or even imply otherwise in ANY correspondence to us! I pointed out that we spoke to Paypal about denying this while the driver was there on 10/31 as a result of the damage and were reassured if it wasn't in the same condition we wouldn't have a problem and NOWHERE were we told Paypal would just give him his money back! He lied about this convo as well and wouldn't play it for me, just said we could subpoena it snarkily.

    Next, I address the fact that he sent the item to the WRONG address because the OH address doesn't handle this. Ken then told us that they allow dispute customers to return the item to ANY address associated with a business. If that was the case, WHY DOES IT SPECIFICALLY SAY THE ADDRESS TO RETURN IT? "The following shipping address was provided to your buyer: **." We asked him to specifically point out in the Paypal Policies we agreed to that they can just send it to whatever address they want? He could not do so, he kept saying it was an INTERNAL POLICY. WE DID NOT AGREE TO THIS MYTHICAL INTERNAL POLICY!!! In the end, we have no products, and no money!!

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    Reliability

    Reviewed Nov. 2, 2018

    I've had some extremely negative experiences with PayPal Claims when I've had a problem with shippers and sellers on eBay. In one instance where I was shipping an item to a buyer, Federal Express overcharged me triple the amount I was supposed to have to pay. Did PayPal make it right? I didn't get one cent back on the excess charges.

    Recently I received a defective T-Shirt from Tee Hunt LLC. The decal was literally falling off the shirt. I sent in a refund request and was turned down by the Tee Hunt and of course PayPal backed them up and denied my claim. Let's be clear: PayPal cannot be trusted to get you a refund if some fly-by-night seller like Tee Hunt or some crappy shipping outfit like FedEx decides to rip you off. Save yourself a lot of frustration and aggravation and DO NOT do any financial transaction through PayPal. Sooner or later they'll screw you, and it will probably be sooner.

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    Customer Service

    Reviewed Nov. 1, 2018

    I linked a credit card to my PayPal account to simplify tracking transactions used for work. After a couple of months the balances of the two accounts were not adding up so I did a bit of back-tracking and discovered that PayPal was deducting the amounts of each transaction from both my PayPal balance and my linked credit card for purchases made through eBay in which I had specifically selected the credit card be used for the purchase. Customer service was downright rude and hung up on me. I have lost faith in PayPal and may no longer be able to do business with eBay as a result.

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    PricePunctuality & Speed

    Reviewed Oct. 31, 2018

    As a business owner I recommend using someone else. PayPal will hold funds and tell you it's your bank then charge you outrageous amount to accept credit card. On ** they charged me 163 which is b.s then say, "Your funds will be in your bank account in 3 business days." Lies. 2 weeks later they costed me a reno job. Never ever use them again. I now use Square money - in your bank in 2 business days max. So never use PayPal.

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    Customer Service

    Reviewed Oct. 30, 2018

    Completely livid with this company. Definitely an overseas company that just doesn't understand. Someone sold me a bogus phone and of course PayPal refused to give me a refund. Absolutely on my nerves. I would never use this company again.

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    Sales & MarketingPriceStaff

    Reviewed Oct. 29, 2018

    I used to trust PayPal, but they no longer have their users' backs...they have sold out to the business side of things. Specifically, I have encountered several businesses that are clearly selling items with fraudulent advertising (so far, all are Chinese). However, until you receive the item, you won't know how fraudulent the item is.

    It used to be that PayPal would protect the user from such activity, but no longer. Ex: I provided so much info clearly showing that the item received was in no way close to what was advertised. I paid $79 for the item (FREE SHIPPING to me). PayPal adjudicated my claim and contacted the seller and their response was for me to return the item at MY expense even though it was sold fraudulently. To return the item would have cost me over $70. So, PayPal recognized the fraudulent nature of the claim, but stood behind the seller, so the loss was placed on me. Forget it. To add insult to injury, they continue to do business with the company, suckering other people like myself. FORGET PAYPAL'S CLAIM OF PROTECTION OF THE USER. IT IS WORTHLESS.

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    Customer ServiceContract & TermsPriceStaff

    Reviewed Oct. 28, 2018

    I called to find out why I was being charged on a balance that was supposed to be interest free. I made the mistake of making an extra charge that was not 0% interest. I made a simple calculation error that left a balance that had to be charged a balance $1.60. The interest that I was billed was for $2.00 for this mistake. I explained to the customer service person that I made a calculation error when I sent in the payment on the interest-free account and tried to pay off the balance for the small additional purchase I made.

    She told me that she did not have the authority to remove the interest and that she would have to speak to a supervisor. She told me the supervisor would not allow her to remove the $2.00 minimum interest fee. I explained that a $2.00 interest charge on a $1.60 charge is 125% interest and in the agreement the interest rate is 25.75%. I told her that I will pay off the entire balance and that I want my account closed. I also explained that of all of my credit accounts, PayPal is the only one that would not work with me the first time I made a mistake on an account to resolve the issue in a professional way to maintain our business relationship. My experience with PayPal is that they do not value their customers in the least.

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    Customer ServiceStaff

    Reviewed Oct. 28, 2018

    I just wanted to write about a rather negative experience I had with PayPal. A few months ago a friend of mine scammed me into sending him gift money. He was planning on giving me a dog so I sent the money as gratitude. As you are already assuming, I never got the dog and lost $400. Being a college student, trying to fend her own, this really hit the floor of my bank. I live paycheck to paycheck. I called PayPal customer service and they were very helpful, they told me to file a claim through my bank, and then have my bank send that claim to their bank. I filled out the forms EXACTLY as the customer service staff had instructed, sent it in, and WEEKS later got a response from PayPal saying they were not going to return the money.

    This was terribly frustrating because the customer service lady said this happened to people all the time, and that I would be able to get my money back. So when PayPal said "No, you authorized that charge so we won't give you your money back even though it was stolen" I cried my eyes out. Losing that $400 hurt my credit pretty bad, my friend kept promising he would return the money so until then I was living off my credit card, assuming I could pay it off real fast once he gave the money back. So little by little I got into debt, and it was too late when I realized I was never getting that money back that I had filed the claim (it was past the 60 days). I think PayPal is great, it has a lot of benefits. But I am sadly disappointed in the greediness of their bank for simply not returning $400 to a small broke girl, when you know they have billions in that big bank of theirs. I wouldnt recommend using PayPal to send gift money, use Venmo instead.

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    Reviewed Oct. 28, 2018

    PayPal processes a unspecified small fee to the customer's credit card without authorization after cancellation of a merchant purchase. No PayPal contact available to obtain a refund. This confirms the frustrations others have voiced on the web. Dishonest business practices consumers should know about!

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    Customer ServiceSales & MarketingPriceStaff

    Reviewed Oct. 27, 2018

    Called in for missing payment. Not only did customer service person not care, continued to put me on hold when I said I would like to get off the phone and go to dinner. When asked, "Why you treat people that been with you for 15 years this way," he didn't even care, would not give me his name, would not do anything... put me on hold, for almost 20 mins. When I asked for a supervisor, he came back not once twice, then he sent me to another phone person, then I asked for manager. It took me 26 mins to get to one, and he was just as rude.

    Since the break up of bay/pal, customer service is gone. There's a software problem at eBay, they blame PayPal. Over 4 hours on phone, never solved. Never got one person that cared, or helped me. After 15 years, I get to leave them too. They charge a lot for such horrible service. Can't get away from them. Should be out of business, but seems like the thousands of complaints on here get nowhere. I give up. I will close my account. Please don't use this company for eBay, use their new service. Let put them out. Without eBay, they can't force us into all this anymore. I can tell you I have been told in the past by a upper person, "We're not a bank. We don't have to follow any rules sir"... WHAT a scam.

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    Customer Service

    Reviewed Oct. 26, 2018

    Get your credit card out of PayPal because when you cancel a membership online, and have your cancellation confirmation number and the email that says "we are sad to see you go" Paypal refuses to even consider this and instead sends you correspondence that "your case has been resolved, and we determined that the charge was authorized." No way to dispute further, no way to send the email as proof, and waited 30 minutes to get someone on phone, who refused to reverse the charge. Worst customer service imaginable, only second to the worst in the world which is EZPASS. Should be out of business asap. Account now closed.

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    Reviewed Oct. 25, 2018

    Overall, terrible customer protection service. I lost $161 because eBay delivered my order to the wrong address by flipping my primary address, without warning, to an old defunct address. Paypal refused to to help because as they claimed the merchandise was "delivered". Does not matter if it was the moon or the North Pole as long as it was delivered.

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    Customer ServicePriceStaff

    Reviewed Oct. 25, 2018

    Continuous unauthorized withdrawal. Slow at correcting them. Woman called me three times about a negative balance that was a result of their error. She was rude and accused me of refusing to pay the balance. I had to put a stop payment on them to make sure they didn't keep taking more money. Paid the negative balance today and closed my account after 5 years. It's not worth it and anyone seems to be able to hack into them.

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    Customer Service

    Reviewed Oct. 24, 2018

    After an hour on the phone with their customer service to transfer money from my PayPal to my debit card it finally happened... I then went online to pay my necessary bills. Woke up the next morning and after calling PayPal they are telling me there is a hold. They never notified me... they let the money show up in WF and then it disappeared (was pulled out by PayPal). Whatever criminal method they used to do that. WF tech can't even see that the transaction ever happened.... this is a ** mess. Thanks to PAYPAL... DON"T GET TRAPPED BY THEIR DUMB **!

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    Customer ServiceStaffReliability

    Reviewed Oct. 24, 2018

    I bought a phone online via PayPal. The phone is defected and PayPal did not support refunding and they denied my case. I did too many chats with PayPal agents and they promised me to refund my money and I called them too. They kept just telling me that I won't lose my money and at the end I lost my money for a defective phone. Avoid dealing with them.

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    Reviewed Oct. 23, 2018

    The most inefficient payment system (made me waste 2 Hrs). Stupid crap software. Inefficient in every way possible. There are better systems out there to make payments. I am wishing that every company that wants to utilize a software company for payment transactions uses other than Paypal. Inefficient crap.

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    Customer Service

    Reviewed Oct. 23, 2018

    Demanding I upload copy of driver's license & social security ID. Otherwise my PayPal account will be subject to limited use which basically means I wouldn't be able to use the account at all and that's where my Ebates rewards to deposit it, I placed a complaint about this on their Facebook page. This was their response. "Hello, Georgina. Thanks for taking the time to contact PayPal via Facebook. We understand your concern completely, but it sounds as though you've been asked to provide information and documents as part of PayPal's Customer Information Program (CIP), and that's done to fulfill regulatory requirements imposed on PayPal. We apologize for any distress or concern this may have caused."

    "Money Service Businesses such as PayPal are required to verify the identity of a person prior to providing various services or customer elected product offerings. Please rest assured, any information PayPal collects will be kept secure. If you need further assistance, please send us a Facebook Private Message with your PayPal email address and details describing your concern (such as what you've mentioned here). We will reply to your PM as soon as possible. Thanks!" This was my response, "That won't fly with me I was able to set up a Netspend bank account and a Bluebird bank account with American Express. They're not demanding I upload a copy of my ID and Social Security card."

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    Customer Service

    Reviewed Oct. 22, 2018

    Paypal attempted to go into my account 4 times for a payment that I authorized and paid ONCE only. I was spoken to rudely and disregarded. My account became negative and once I got it back in good standing they continuously tried to go into my account. I called them, emailed them, and even submitted an unauthorized payment transaction (while the 2nd payment was still pending) but they disregarded me a customer or even a human being. They are by far the worst company in existence.

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    Customer ServiceStaff

    Reviewed Oct. 22, 2018

    May 2016 they charged my account 9.99. Been almost three years and say they can't fix it but want me to pay the balance. Never use any company. They are all about getting money and screwing people. Spent an hour on the phone today to hear the rep say it flat out that they will rip people off before they ever lose money. Well SCREW PAYPAL.

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    Customer Service

    Reviewed Oct. 20, 2018

    Tried to stop money being drained out of my bank account and even put in unauthorized notification and they still let them take money from my bank, and my bank is not the preferred account! Now I have been on the phone for 40 minutes after I was told 25... still waiting. Paypal is a Sham!

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    Customer Service

    Reviewed Oct. 20, 2018

    I've called PayPal 6 times today and only reached a human once. He told me I was being transferred to the correct department only to be placed on hold for 10 minutes until I hung up. On all of the other occasions the automated system hung up on me after telling me it was transferring me to the appropriate Department.

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    Customer Service

    Reviewed Oct. 20, 2018

    I contacted Paypal to receive a refund for funds I sent to my wife. She can no longer access her account because her new number is in my name. Got the runaround and was lied to and left on hold over an hour. Very dissatisfied, and still no resolution. Was told if my wife closed her account that money would just be lost in space. Paypal spoke to my wife and did nothing about it. Never got my manager phone conversation. Was left in queue by a rude service advocate named Alice.

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    Reviewed Oct. 19, 2018

    So, I have been with PayPal since 2007 and today I switched my debit card, same company, same bank and they say I can't link my card because of the prepaid bank. I explained to the manager that this is the exact company as before. Exact company I've been using to link the card for the past 5 years. The link accepted the routing information from this bank, how can they not link the card and say it is because of the bank, but take the bank routing information with no problem. He couldn't explain that part on the debit card part. The only option was to get one their prepaid cards, and that's where the scam comes in.

    So now everything connected to my Paypal account is null and void. So, I will be closing my account since there is no use for them anymore. How is the Paypal function available on everything you can possibly think of to pay for what is being used online and you have limitations to accepting certain debit/credit cards? Then tell me you can't accept MetaBank cards, but you can accept the routing and account information from MetaBank, that sounds absurd.

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    Customer ServiceStaff

    Reviewed Oct. 19, 2018

    I called a second Paypal representative by the name of Xenia (badge # **) to close my account, due to suspicious activity and an email received of $153.00 drafted from my account. She was VERY rude and nonchalant. She had terrible customer service skills and should be more empathetic to a customer who is already frustrated. She falsely claimed that she could close my account AFTER I made a past due balance payment, and so I made the payment, ONLY to be told that she couldn't close it until after 3-5 business days. I would have paid the payment regardless and did not need to be tricked into paying a mere $8.62.

    She ignored my point when I stated that she needed to first state that an account could not be closed until AFTER the payment was processed instead of making false claims as though she could close it immediately. She continued to repeat "is there anything else I can help you with," in a nonchalant, lax, monotone way to rush me off the phone. She gave me a "badge number instead of her representative number. And when I asked her to transfer me to a supervisor, she placed me on hold for over 20 minutes, in hopes that I would hang up and not call back. Terrible experience, and very much frustrated with Paypal at this time. I would like to know a supervisor will follow up about this situation! I don't want here to think she can treat people like this and just get away with it! It is NOT ok.

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    Customer Service

    Reviewed Oct. 18, 2018

    I transferred funds to a cell phone number for a funeral of relative. The prior owner of cell phone still had that cell number listed on their PayPal account. My funds went to that person instead of to relative who has that number now. PayPal no help in refunding funds, told me to contact person who got my funds and ask for it back. Of course, no reply to refund request. Claim closed, no help from PayPal. I had to resend funds to correct person and out of original funds. They should be the point of contact for requesting a refund since there is no 2 step verification before money leaves your bank account with PayPal. Cell numbers change all the time.

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    Customer Service

    Reviewed Oct. 18, 2018

    Been with PayPal for years till now. Unauthorized payment canceled on mobile app. Payment went through 2 days later and left bank account in debit. Rang customer service claim lodged. Refunded to bank next day then in debit on PayPal app. Legal threat email to amend PayPal balance. Rang customer service again. Told to wait till claim followed up then the PayPal debit would be reduced to 0. When asked whom do I lodge a complaint with about app and misleading consumer advice was told to see their legal page.

    Day later the payment was taken from my account second time while my account was suppose to be on hold and claim is still in process with PayPal waiting to hear back from seller. Third call to customer service I may have made seller aware of cancellation of service but I didn’t click on cancel subscriptions on internet page with PayPal to cancel PayPal’s transaction. Wtf such a page isn't even on their web page more ** and lies. Cancelling doesn't cancel. Poor app with misleading information. Poor misleading customer service information.

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    Customer ServiceSales & MarketingStaff

    Reviewed Oct. 18, 2018

    Since PayPal refuses to be accountable for their lack of action on fraudulent activity occurring I feel necessary to make this post to warn others and to express my complete disgust with this 40 billion dollar earning company. I am not sure what kind of security is being provided to protect customers safety as there is a huge scam organization that managed to acquire the top search engine optimization on Google, list an identical ad for PayPal linked with customer service contact information that directs you to an agent with multiple levels of organization. We called to report a purchasing error made by my mother in the hopes of being able to have the purchase canceled. After an hour on the phone of transfers, speaking to multiple agents and managers they convinced her to purchase Google Play cards and give them the activation number to "refund" the amounts.

    900$ dollars later a security person approached her and warned her of an ongoing scam. After researching online we have found multiple people, generally older/non-English speaking who are being taken advantage by this copycat. My question is why PayPal cannot own up to their huge oversight in their security department to allow so many people to be robbed thousands of dollars- a drop in the water for this corporation? The ad has now been replaced by one by PayPal titled phishing and scamming, explaining that if you receive an email that does not include your full name and instead says, "Dear valued customer" you are being scammed.

    Customer service workers have been coached to repeat that PayPal is not liable and provide no further help. Please be aware, I do not trust this company to protect me in future purchases, literally a company that boasts their ability to protect you in the case of fraudulent activity got scammed and allowed their customers to be taken advantage of and refuses to correctly compensate for their lack of action on the matter.

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    Customer ServicePrice

    Reviewed Oct. 17, 2018

    I have been traveling abroad and left home secure with the knowledge of a PayPal account balance more than $15,0000. I planned to withdraw from that account to my credit card account in small installments to protect myself in the event my CC was lost, stolen or cloned. I did a few small withdrawals before I left to ensure everything was going to work. No problem. The money appeared in my account in under 48 hours each time. First withdrawal request while traveling. Transaction sat in processing status for 4 days before being refunded to my account with no explanation. I requested assistance from customer service and their prompt response I for, don’t my withdrawal request had exceeded the maximum withdrawal limit unless I verified my credit card. I initiated the verification process and meanwhile resubmitted a withdrawal request for under the threshold.

    The money arrived in my account 48 hours later and about 4 days after that I received an email from PayPal confirming mum verification was successful and I now had an unlimited withdrawal limit. Next withdrawal request made. Money leaves My PayPal account immediately but sits in processing status. Meanwhile I am getting anxious because my cash reserves are fast dwindling and I have zero balance on my debit card account (can’t book hotels, plane tickets or anything online). So I’m daily in touch with PayPal both by phone (with wait times of over an hour each time), email and secure message center. Their customer service is the worst. They just kept reassuring me that my money is being held for routine security check for my own protection and that there is nothing wrong with the transaction. They told me there is no way to expedite this.

    Finally after FIVE DAYS while I am stuck in one place and down to my last $20 the money is refunded to my PayPal account with no explanation. They are literally refusing to give me my own money. I have a positive balance over $15,000 (against which they earn plenty but don’t pay interest) and the last payment into my account was made more than 60 days ago so there is not chance of fraud or claim being made against my account. This is outrageous. PayPal is a necessary evil for my business but once I get this sorted will withdraw all my money from the account and make sure I maintain only a small positive balance in the future. I strongly urge all other users to do the same. Your money is neither safe nor accessible in their hands.

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    Staff

    Reviewed Oct. 16, 2018

    This company held my money transfer for 3-5 business days, I went and canceled the payment and they still took out of my bank account. My payment was for only $735.00. They are horrible. Do not use them. The seller also canceled the payment and they ended up placing the money back to my Paypal account and I had to wait another 3-5 business day to get it deposited back to my bank account.

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    Customer Service

    Reviewed Oct. 16, 2018

    I made a nearly $3000 purchase for car parts and services from a website through PayPal. The seller shipped about 75% of the products, 2 months after payment. The remaining products were never sent. Some of the received products were wrong. I filed a dispute and escalated to a claim with PayPal. After 18 attachments worth of evidence, PayPal sided with the seller because I, apparently, did not give PayPal EXACTLY the type of evidence they required. No second chance, no appeal process. Any literate human could read my plethora of evidence and overwhelmingly side with me, but PayPal did not. After several phone calls and emails, I am still out of luck. I was not protected as a buyer. I cannot believe how the seller could get away with what he did! It has been 5 months, and there is still no resolution. PayPal refuses to help me. PayPal cares more about policies than customers.

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    Customer Service

    Reviewed Oct. 16, 2018

    I had a PayPal account for over 10 years, with a long history of Bank to Paypal transfers. Most of which were FROM my bank INTO my PayPal account. Opened a second account under the same name and registration in June of 2018 using the same Bank Accounts. Was consistently blocked by the Paypal security module. Spent an unbelievable amount of time with Customer Support trying to resolve. Also had numerous calls with Paypal security group based in Ireland. After a series of blistering emails, my issue was referred to the Paypal Office of Executive Escalations.

    After approximately 3 months of that merry-go-round with no resolution, Paypal's response was that my transactions were being blocked by the Paypal security module -- but "it was doing its job". Paypal made no attempt to even use my situation as the basis for any sort of analysis or "bug" analysis. What was doubly irritated because I could transfer OUT (Paypal to Bank) in amounts greater than any Transaction I tried to Transfer INTO either of my Paypal accounts (Bank to Paypal). From a security perspective -- how can Paypal say their Security Module is working correctly when it blocks legitimate Bank TO Paypal attempts, but never blocked or challenged me on numerous occasions from BOTH accounts to transfer FROM Paypal to a Vendor (i.e. money PULLED by Paypal from my bank to Pay the vendor).

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    Customer Service

    Reviewed Oct. 16, 2018

    I have been a long time customer with PayPal and never had any complaints before. This was the very first time I had an issue with a seller who did never deliver 1 of the 3 items ordered. As the seller did not respond to any of my e-mails, ignored my message within PayPal I have asked the resolution center to step in. I have not got any question, nor did I see any communication from the seller, PayPal suddenly closed the dispute with the message the seller proofed delivery... Obviously the customer has no right to see the "proof", the customer has also no right to see communication coming from the seller, the customer has also no right to get any communication from PayPal.

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    Customer Service

    Reviewed Oct. 16, 2018

    To make an incredibly long story short I waited almost 3 weeks for funds ($600) to be released to my account after an eBay item sold. I spent almost 3 hours total on the phone with some overseas call center... It wasn’t until they had actually told me there’s nothing they could do for me, that I insisted on speaking to someone who I could file a complaint with. Another half hour on hold I was finally transferred to someone here in the States and within two minutes they had the funds released to my account. I understand companies want to save money by having overseas call centers; but it’s driving away business. I will never use PayPal unless I absolutely have to again. Venmo, and Apple Pay are far better options.

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    Reviewed Oct. 16, 2018

    On hold for 30-40 minutes after receiving a $1000 payment. Absolutely ridiculous! All pretty on the outside... junk on the inside! It's a shame!!! One star everywhere I look on the web.

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    Reviewed Oct. 16, 2018

    I ordered dresses from Berrylook.com with PayPal account. Berrylook did not delivered two of the dresses from my order list and the ones I received one of them doesn't match the original listing description. When I contacted PayPal they opened the case (disputed claim) and I provided them with all the necessary information with sellers emails. PayPal said they will refund the money for the items I have not received and also will resolve the issue with wrong dress Berrylook sent me. Suddenly I received email from PayPal Saying that they closed the case because Berrylook said they delivered the products. I spent so many hours of my precious time talking and explaining the same problem over and over with PayPal. They are incapable of understanding even though they can see in the case history. I am done with Paypal and closing the account. Berrylook.com is a rip off company.

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    Coverage

    Reviewed Oct. 15, 2018

    I received a motorhome cover from National Covers that was damaged with two holes on each side of the cover in the exact same place and PayPal sided with National Covers. National Covers said I damaged it when installing it. I've been using covers on my motorhome for over 20 years and never damaged the cover. It was received this way. I now own a $599.00 damaged cover.

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    Customer Service

    Reviewed Oct. 15, 2018

    I trade bitcoin on PayPal and my account was limited which meant I had to provide more information to PayPal. I completed all the information and was told that I would have my money within 24 hours which I did not. I then called again and asked when the money was going to come through which they told me 3-5 days which meant that I was lied to in the first place. I then let PayPal know that I was trading Bitcoin and they were fine with it and I was expecting my money somewhere between Monday 15th Oct and Wednesday 17th Oct. I logged into PayPal on Monday 15th Oct to check if the money was there and a message came up saying that I cannot use PayPal anymore. I have been lied to, my money has been taken without reason and given no explanation and I am frustrated to say the least as it is over £700 which is all my money.

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    Customer Service

    Reviewed Oct. 14, 2018

    If it was possible to give zero or minus star rating, I would do that. Paypal has the worst Customer (???) Service in the Universe and they don't care either. Meaningless apologies up the Wazu but nothing, nothing gets done or handled. Totally dysfunctional phone option system and voice recognition and then the usual deplorable wait time (this time: 1 hour, 45 minutes+, other times I was on hold for 2+, 4+, even 8+ hours overnight, because their system doesn't let you know when they all close up & go home and leave the phones running) until you get to the first layer of "crowd control" or "babysitting", people that are there just to field the call for basic things that can be done online anyway.

    Once you ask for a supervisor you might actually get someone whose native tongue/language is English who may or may not empathize with the frustration of spending hours on end to get 1 simple thing addressed. I guess PayPal joins the lucrative list of big companies that are in business DESPITE of what they do or more likely don't do: DirecTV, Verizon, eBay, Frontier, just to name the top 4. I think PayPal would probably rank in the Top 3 now. Hideous. Absolutely hideous.

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    Reviewed Oct. 14, 2018

    Unfair decision Re: Your PayPal case: ** case denied. This is BS that you only based with the tracking no! The sender has an insurance and capability to find out from the courier company he used to where the stuff was delivered at. It shows that it was handed to someone’s name at the reception and that it’s supposed to be delivered at a home address. Your decision was so unfair and you don’t protect the buyer! So disappointed!!!

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    Cody increased rating by 3 stars.
    Customer ServicePunctuality & Speed
    After a positive interaction with PayPal, Cody increased their star rating.

    Reviewed Oct. 14, 2018

    When I secd use them it works fine and no problems for while. Few years go by then I tried to close my acct. Issue rise. I call them see why I cannot close the acct I had with them for few years. They tell me I still have case open. Not true. I open new acct. It works fine and no issue at time. Then I decided to close my last acct. It has the same issue. I won't be come back and share to my family not chose PayPal at all.

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    Customer Service

    Reviewed Oct. 14, 2018

    I had no problems with PayPal until recently. Out of the blue, they started asking me to prove that I am really me. Their automated letter gave me the option of scanning a utility bill with my name. I did, but it wasn't enough. A second automatic letter said I needed to scan my passport or Driver's License. I protested, but my complaint was not heard. So I scanned a copy of my DL. It wasn't enough. A third automated letter said I needed to scan my Social Security card. All the while these stupid automated notices were being sent to ME at MY email address. I protested again and asked that a manager call me (at MY phone number on record). Instead I got another automated email. Bye PayPal. I won't miss you!!!!

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    Customer ServiceStaff

    Reviewed Oct. 13, 2018

    I am a victim of a crime that caused me to become stranded in Baltimore, MD... Worst place to be stranded, but I digress. PayPal customer service through 7.5. hours of calls, being put on hold and blatantly lied to by customer service reps as well as their supervisors, could not resolve a $50 issue. Additionally they accessed my account several times while claiming not to be able to... Do not trust them... They blatantly lie and their corporate office has no working numbers.

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    Customer Service

    Reviewed Oct. 12, 2018

    I had a problem with a seller that I paid with PayPal. I disputed the claim; the seller claimed they would pay me back. For PayPal this refund claim resolves the dispute and it is closed and cannot be reopened. When I try to inquire about the refund, it's a nightmare. Automated email; automated phone no help available. My recommendation: Do Not Use PayPal.

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    Customer ServiceStaff

    Reviewed Oct. 12, 2018

    Where do I start? I had been with PayPal for 16 years until this year. First of all, they no longer have customer service. They used to have excellent, airtight customer service, but now it is like they are giving a middle finger to all their customers. They have so dis-empowered their Asian reps that those ones cannot do more for you than you can do for yourself and if you cannot help yourself with the myriad of useless dead-end buttons they have on their convoluted site, then you have no help whatsoever.

    I hope they crash and burn. I hope they go into oblivion and cease to exist within the next 2 years. I hope a competitor who is more competent crushes them the way Amazon is putting other businesses out of existence. I pray that they fail. I pray nothing bails them out. I pray that they file for every-type of bankruptcy there is in bankruptcy history. I pray that no one remembers them after 2020. I pray for their immediate and utter destruction, annihilation and implosion.

    I am not a novice PayPal user, but what they have done to me, is unforgivable. I pray that every director, CFO, CEO, COO regrets the day they joined or formed PayPal. I hope all this happens soon. I pray that the curse and fate of ENRON and Bernie Maddoff hits them in multiples of 1000. I pray that they depart the financial world in crushing debt and that all their directors are imprisoned for life. Amen.

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    Reviewed Oct. 11, 2018

    PayPal holding my money for more than a month and doesn’t let me transfer them to my bank account or to use money any other way. They want me to verify my identity but every time I provide documents PayPal decline them.

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    Sales & MarketingStaff

    Reviewed Oct. 10, 2018

    PayPal stopped my account without telling me why, won't tell me why, and will not allow me to use their services again. So 4 years of using this company without issues. Still no issues. And the rep I spoke with wanted me to contact corp and ask why they did that. And they will not allow me to fix it. Don't use them. They are scam. They allow users to dispute charges even if they were for real items, and or services. And you never see your money. What a joke!

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    Reviewed Oct. 10, 2018

    My account is limited. I am verified that it is me. They are holding my 23.08 funds and wont transfer for them at least. I have had them 2 other times and my account was unlimited for the stupid reason ever. It's ridiculous. I feel for the people sign up for PayPal especially your verified user and everything. Something always goes wrong. Im so sick of this nonsense. So think about opening an account and getting limited access for something so stupid.

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    Customer Service

    Reviewed Oct. 10, 2018

    For several months, PayPal has reported that there is a problem with my account. They have not indicated what the problem is. I've taken all steps to resolve the issue, including confirming my identity, uploading a photo ID and changing my password. Nothing has worked. I've contacted them via email several times but got no response. They indicate that my account is 'limited', which means that I can't do anything with the account. At this point, I don't trust PayPal for any transactions. This is the poorest customer service I've ever encountered, and I was in the technology business for over 40 years.

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    Staff

    Reviewed Oct. 10, 2018

    One agent and 2 supervisors read from same script repeatedly, informing me that, as I didn't know "the last 4 digits of credit card used" (wallet lost awhile ago) I could not access my account, ever. They may have read some reviews as a phone agent a week later w more helpful. When I finally got Paypal to move money to my bank, they emailed me that the bank would not accept the money but my bank account shows that it has been deposited. More worries.

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    Customer Service

    Reviewed Oct. 9, 2018

    I live in the US and received a payment in Singapore dollars on September 20th, 2018. I can see the payment but it has not been made available to me yet. It’s now October 9th and I have called and emailed PayPal numerous times and have been told it is a “bug” in the system and that their technical department is working to resolve the problem. PayPal will not provide any estimate as to when the issue will be fixed. I find this highly disturbing, unprofessional and surely illegal?! I simply want my money and at the very minimum an estimate as to when I can expect to be to transfer it into my bank account! On numerous occasions I have been told I will receive communication or an update within 24-48 hours but do not, and have to spend time chasing up as to when I can access the funds! What should I do??

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    Customer ServiceStaff

    Reviewed Oct. 9, 2018

    I received dollars to my UK Account, on the 21st September 2018, I have not be able to transfer to my PayPal balance where it converts Dollars to Pound. The option for that is gone, it says I have received the payment which I have not... When I called PayPal they see I have not transferred the money, which is still there. They said they had a problem with payments for others currencies on that date 21st, and they are working on it. We are October 8th, 2018 and still not able to transfer the dollars I received to my PayPal balance... Has anyone else had similar problems or the same problem? Has anyone had to wait this long or longer?

    I have spoken with them about 20 times plus...and no one can do anything until their technical team have sorted it out. There is no communication on progress with them. I just have to wait until it available, well how long exactly is that? This is wrong. I have receive other payments in GBP pounds ok no problem there. This is so wrong. They know the money is there so why can they not just release it? That is 19 days now. :(

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    Customer ServiceCoverageStaff

    Reviewed Oct. 9, 2018

    PayPal does not provide money back and protect their consumers as they claim. PayPal told me I had won my case and to ship the (fake) item back to the seller from eBay. I did. I submitted the proof back to them by email to complaints email address. I was instructed to do this by PayPal during a phone conversation. I had to communicate through email because their system did not show the case as open due to it being a guest checkout. I did everything that was required in my WINNING case. PayPal then closed the case saying that I did not ship back the item. I called yet again and the person on the phone could see my photo proof of the shipping with tracking info receipt in many emails. So she...over the phone...put in for an appeal. Yet PayPal closed it yet again. This time they did not even state the reason. But said they could not longer respond. Kinda funny since I had already won.

    So now I am out 325, for a fake necklace that I had to ship back. I tracked the package and insured it. Another 30 dollars gone! I will take this case further to a lawyer. I am tired of the terrible customer service. I have every email and had taped my phone calls with PayPal. They should do what is right and by your word. I wonder how many people they do this to? Everyone should remove their accounts. PayPal is not a pal with anyone. Disgrace!!!

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    Reviewed Oct. 9, 2018

    Had small amount money sent to me. They held it 72 hrs before crediting it to my account. For security purposes per them. Once released to my bank it put on another 3-5 business day hold. Again security reason. Or it seems PayPal not good in paying so the hold by bank to ensure they get their money. Whatever reason taking up to 9 days to transfer lousy 150.00. US Mail faster.

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    Customer ServicePrice

    Reviewed Oct. 8, 2018

    There are lots of ways to make payments and transfer money nowadays. I have used PayPal for over ten years with never having to contact them with an issue. The one time I did they did not back me up or stand by me. In brief, I ordered a time sensitive product that was said to be ready to ship and paid extra for shipping. The product didn't ship for 10 days and the package was not sent priority. Therefore when the product arrived it was useless. I had all my email correspondence with the merchant and provided it to PayPal.

    They refused to issue me a refund and charge the cost back to the fraudulent merchant. Why? I have no idea. This is basic customer service, and in not doing so allows unscrupulous merchants free range on unsuspecting consumers. Luckily I was only out about $70 dollars, so for me it was money well spent knowing what companies I can count on and which ones I can't. Good riddance PayPal. Hope you go broke from your incompetence.

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    Customer Service

    Reviewed Oct. 8, 2018

    I sold a beauty set to a buyer. The buyer waited 30 days, tried to list my items, and then claimed I didn't send them what they expected. I accepted the buyers return request in the end; However, they never returned the item and told me they will only speak to me through PayPal. PayPal forcefully refunded them their money and never checked the integrity of the buyer to see if they've even shipped anything. They never checked any kind of tracking information and treated this very one sided. I'm not even a seller, I'm generally just a buyer and this person was the one buying from me to resell (as they're a seller normally).

    Someone needs to address this, this is very very unethical and is already setting me back in many ways. Due to PayPal, my credit is about to get tampered with and I may even be kicked out of school. I have no way of finding anyone to speak with, even after a month of attempts. I have not ever experienced this much stress in my life over an online transaction. At this point I don't know who to call and PayPal sure is good at making me feel helpless.

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    Reviewed Oct. 6, 2018

    I had a recent Ebay purchased, paid via Paypal. Vendor sent a knockoff product, despite it being advertised OEM. The seller offered a return, though when I returned the item I only received 1/2 of the refund I was owed. Ebay told me I needed to manage this with Paypal, and I initiated a dispute via Paypal. I strongly suspect Paypal never read my dispute at all, saying that it was decided in my favor but not requiring the seller to do anything at all. There appears to be no way at all to even reach a person at Paypal, and this seller appears expert at delaying and promising things until I can no longer leave a review in Ebay or dispute my credit card charge.

    This is your chance to learn from my experience and cancel your Ebay and Paypal accounts. As I have learned, there is really no avenue at all for recourse with these anonymous sellers and absent Ebay/Paypal support in a dispute. It is the worst of internet retail. I have been using Paypal and Ebay for over a decade, and hadn't realized how completely lacking their customer services has become.

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    Reviewed Oct. 6, 2018

    Long story short, I am homeless because they held my money first of all, then told me it takes 24 hours to process. Which was a lie, they then told me I had to wait an additional 24 hours because I linked my bank account. Now I’ve missed my car payment and mortgage.

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    Reviewed Oct. 5, 2018

    I'm a seller, who sells multiple items on eBay. I recently sold something to a buyer, who left positive feedback then claimed over a month later that the item I sold them was not working. The buyer said the item was faulty, and needed to be returned. I spoke to the buyer and advised them that the item was sold as a brand new item, and there is no warranty or returns. The buyer then raises a claim with PayPal, claiming the item is a fake, and requested a refund.

    After trying to defend myself with PayPal, they decided to go in favour of the buyer. The buyer said they sent the item to me, provided a tracking number, which said it was delivered, but it never was. I spoke to PayPal to advise that I never received the return, and they said I should take it up with the buyer directly and they can't help anymore. Obviously if I speak to the buyer, they are going to claim it was sent and that will be the end of it. I'm absolutely appalled at how PayPal have treated me as a seller who frequently uses their service and pays their fees. I vow to never use PayPal ever again when they clearly don't care about the Seller and only care about looking after their Buyers. They are no better than the scammers who use their service!

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 4, 2018

    PayPal has stolen $10 from me in 2 days. Yep, $5 per day for only 2 transactions, one purchase and one sale. Each time $5 mysteriously disappeared with no explanation. Each time I called and waited for over an hour only to be told each time it was eBay's fault or conversion fees. They have always stolen money from me and I quit using eBay and PayPal for awhile, then like an idiot, I go back and the same illegal, criminal behavior continues, but only worsens over time. That's right, both eBay and PayPal only become more criminal, more illegal and more corrupt over time. They both place the blame on each other, you have to wait longer than ever to speak to someone, an hour or more, you get no help whatsoever, you completely waste your time, accomplish nothing, get no results and are more frustrated than ever.

    I am once again, boycotting both, hoping that I have learned my lesson once and for all. Bottom line is that you are not safe buying or selling or dealing with eBay and PayPal in any way, shape or form. They are both greedy, bloodsucking, criminals who engage in illegal activity, whose only goal is to steal money from you and rip you off as much as possible. All they do is hold your money for a ridiculous, unlawful amount of time, steal your money via hidden, illegal, unexplained fees, charge you to transfer money, and then fail to transfer immediately like they advertise they will, instant transfer never happens, it takes 3 days or more. All they do is lie about everything they say they will do. Are they not making enough money or are they just greedy bloodsuckers. I think the latter. In their unsuccessful, desperate attempts to compete with Amazon, they continue to become more ruthless, criminal and illegal. I will gleefully celebrate the day these two mafia corporations are no longer get in business, which is only a matter of time. You cannot screw people over forever. The end is near for both.

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    Reviewed Oct. 3, 2018

    Gave me a $32 charge for no reason! As soon as I get this all figured out I will be deleting my account with them. Go to hell PayPal. I could've used that $32 to buy me a nice bottle of Jack Daniels. What a waste of my money.

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    Customer Service

    Reviewed Oct. 3, 2018

    They mysteriously "restricted" my account linked to my main email and bank account. I was forced to open a new PayPal with a new email address. They will not tell me why I can't get to my account and can't get my money from it. The new PayPal account (must use it for a job that will only pay me via PayPal) has more than $700 in it... but they won't let me link my bank account to it because it was linked to my first account which they won't close or remove the card from and won't give me access to it. So they have stolen thousands of dollars from me. I have spent tonnes of money on Skype with them, being put on hold for 20 minutes at a time only for them to find a new reason why there is nothing they can do.

    Meanwhile, I do not live in Australia anymore and they CANNOT put an international phone number on my account so there is no way they can contact me and no way for me to receive verification texts. They are an international company that can't deal with international customers. I hate them with every part of my soul... They are straight criminals.

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    Customer Service

    Reviewed Oct. 2, 2018

    They restricted my account, where I cannot send or receive funds, because their excuse was, I had too many cases, and refunds, which I put in the cases because I never received the merchandise. I have never heard of PayPal taking away someone's account because of that, bunk, rude.

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    Reviewed Oct. 2, 2018

    Paypal is criminal. Their behavior is criminal. Their holding consumer money from instant transfer is CRIMINAL. They were sued before and we didn't learn. Their end days are near. One day Paypal will be antiquated and a joke, like payphones used by ** on the corners.

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    Reviewed Oct. 2, 2018

    Have a PayPal account that have money in it. Paypal decided they wanted to part ways with me...but stated I can't receive my 180... They are HORRIBLE when doing business and using them. This has happened before. It's like they do whatever they want with your money.

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    Customer Service

    Reviewed Oct. 2, 2018

    I have been on the phone with them all of yesterday and today. When trying to send money to family, they charged the wrong account and insisted it was the right one. They have been doing this for the past 5 transactions, and insist that they are taking it out of my checking account when it is clearly coming out of another debit card. My bank confirmed that they've charged the wrong account and sent me documents to prove. When talking to PayPal, they asked for proof. Once I sent the documents over, they hung up on me. Today when calling, they hung up on me again. THIS IS WHAT HAPPENS WHEN A COMPANY DOESN'T VALUE THEIR CUSTOMERS AND HIRES OUT TO THE PHILIPPINES FOR CHEAP LABOR! I used to love how easy PayPal was, and how you'd speak to someone in the States. They have just lost a customer.

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    Sales & MarketingPrice

    Reviewed Oct. 1, 2018

    Hello, I recently sent money to my brother (160$) through my PayPal account that is linked with my debit card. I have no money in PayPal but usually it would charge through PayPal and PayPal would charge my bank. As of today I will no longer be using PayPal because PayPal had double charge me. They've sent 160$ from my bank to my brother's account and then charge another $160 and claimed that they had used their own money to pay my brother. Therefore, they'll be charging me only once for the $160 that I requested to be sent. However, they ARE WRONGGG! They had double charged me and I even had record of that. I gave my bank a called and they referred me to call PAYPAL. I called PAYPAL and they REFERRED ME BACK TO MY BANK. PLEASE STOP USING PAYPAL. They are a big scam corp that can do whatever they want when you have your bank linked up. DO NOT LINK UP YOUR BANK CARD!

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    Customer Service

    Reviewed Oct. 1, 2018

    Due a refund from a vendor. I explained through email the reason for the refund after PayPal conducted their investigation and denied my claim. Paypal sent me probably an automated email response that had nothing to do with claim. Horrible customer service. Is there an alternative to PayPal, avoiding them like the plague, using my debit card directly.

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    Reviewed Oct. 1, 2018

    I paid $996.00 for an authentic Chanel bag on eBay from a private seller from Canada. After I paid, the seller closed his account on eBay. I received a fake (counterfeit) item from Singapore instead of from Canada. It's 100% counterfeit item, it doesn't look like on the picture, it’s different color inside, it's not a leather, it’s plastic... It was listed as authentic Chanel bag 'Auth.-CHANEL-Small Medium Classic Double Flap Bag Black Lambskin’. I opened a case with eBay and notified PayPal. eBay asked me to provide them with a signed declaration confirming that the item will not be resold.

    The eBay case has been closed due to a PayPal dispute being opened for the same order. PayPal requested that I send the bag back to China to the producer, and they wanted me to pay for shipping to China which is $70.0. Chanel bags are made in France and not in China. I was told that in order to have my funds returned to me, I would need to return the item to the seller. It’s illegal to mail counterfeit items and the post office doesn’t accept the counterfeit item. It is still against the law to sell counterfeit goods in the US and what PayPal is requesting me to do can be even considered aiding and abetting a criminal act. Since I couldn’t legally mail it to China, PayPal ruled in favor of the seller. This is from USPS. 136 Nonmailable Goods... 136.3 Counterfeit and Pirated Items. Any type of counterfeit or pirated article is prohibited in outbound international mail.

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    Reviewed Sept. 28, 2018

    Why I don’t recommend PayPal: When I first used PayPal, I was like “Wow this is great, my credit card's being secured.” Now I’m not like that anymore, PayPal sucks! But I still have to use it, since my online job only does PayPal. PayPal has this “Prepaid” Card thing, where you only pay 4$ every time you use it. And I got that, but whenever my job pays me it won’t go to my prepaid PayPal card... Only my balance. How am I supposed to pay my bills if I can’t use the card? Another thing, I requested 3 refunds all from one company called “Wish.” I never purchased anything from there... My account was hacked. And guess what PayPal does? Denies all 3 cases, are you actually kidding me???

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    Reviewed Sept. 28, 2018

    Paypal blocked me 1158.70€ for nothing. I have to wait 19 days to get it. Do not have trust on Paypal because it is Fraud. Absolutely no reason to get stuck my transactions. Never trade with you again.

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    Customer ServiceStaffReliability

    Reviewed Sept. 28, 2018

    This was yet a third miserable experience with PayPal services, the first being mysterious debits directly dipping into our bank account, the second being mysterious debits from our PayPal funds balance, and this third horrid experience described below. We purchased an item from a seller who uses a so-called "PayPal Guest Checkout" payment method. The item was defective so we returned the item including tracking number to the proper address as listed on the seller's website. We called PayPal for buyer protection and a refund because the seller refused to answer our return inquiries and refused to accept the return shipment for the flawed product. PayPal opened a refund case and then proceeded to send automated emails stating to now send the item to a different address, in China: PayPal's return address was written as such -- Return address: ** China.

    I called PayPal customer service to find out what is going on with our buyer-protection rights and the refund, and was greeted by very confrontational representatives who could not find the refund case number or any information whatsoever on our claim. Only after much haggling and frustration on our part to get ourselves out of this messy PayPal refund process and requesting supervisor assistance did the customer service representatives finally find the claim number and our call history on this matter.

    One representative went so far as to say "Shut up and let me explain!!! You had better shut up!!!" while continuing to ramble on about why PayPal sent us a misconfigured return address and why they could not find the refund case history, and that it "will all be taken care of in the back-end." To this day -- no refund, horrid memories of a confrontational staff, and a dead-end refund claim. We are ridding ourselves of the burdensome PayPal account and will choose more established, reassuring payment methods. This has been simply a horrible experience with the PayPal.

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    Customer Service

    Reviewed Sept. 28, 2018

    There was a mixup when I bought a couch online. They charged my PayPal account which has a zero balance because I never use it. I thought they were charging my PayPal credit card, which would not have been a problem. Now I am getting multiple emails from PayPal letting me know about the balance. I called the merchant to try to fix it but they said PayPal paid it. After multiple attempts to transfer funds from another credit card, I gave up and called. Ha! I got through, got a code (nice firewall PayPal) and waited for help. Got cut off. Called again, was asked for code (which I no longer have) so now am locked out of help. This is the worst customer service I can recall. PayPal don't indicate on your site I can transfer funds and nothing happens. Stuck until I can find it from checking account.

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    Customer Service

    Reviewed Sept. 27, 2018

    I have been using PayPal for at least 6 years, I heard about stories of people who got their account limited for no reason thinking it's no way, they had to do something. Well today I was proven WRONG! PayPal permanently limited my account for NO REASON at all, I have had the exact same transactions that I have always had...no disputes, in fact 2 weeks ago they sent me something saying I was verified for having a good standing account for so long. I call customer service and PayPal may have the most USELESS customer service EVER! They say that they do not have an explanation for why accounts are permanently limited... WHAT??? I have never called a company and received an answer like that, It just baffles me that they send me something thanking me and then they just shut my account down with no explanation and no accountability.

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    Reviewed Sept. 26, 2018

    PayPal refunded a vendor for a payment without making sure the item that was purchased was returned to us. In my correspondence to PayPal I specifically asked to have the item returned before I refunded the purchaser. PayPal refunded the purchaser and they got to keep the item. Avoid using PayPal at all cost. They are a ripoff.

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    Staff

    Reviewed Sept. 25, 2018

    I am a new client here and I would like to say 3 days to authorize money to link debit card is wild!!! I do believe you need to find a better solution to cancel transfer for new customers because we as people have REAL bills to pay and do not want to hear your receptionist say, "Oh it's a computer software that verifies your info. We are not able to change anything." Because of you now I'm stuck, stranded. A female waiting 3 damn days of MY OWN MONEY ON PAYPAL. It is incredibly sad that online payment methods or money transfer companies have this much control of OUR MONEY and they can sleep at night knowing this is wrong and leaving innocent humans wonder what's going on and having PayPal REPEAT THEMSELVES OVER AND OVER.

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    Sales & Marketing

    Reviewed Sept. 25, 2018

    Purchased products from a deal site. I was a little wary, but saw that PayPal was the payment option so felt safe. In short, the product was falsely advertised. PayPal refunded my money. Very satisfied!

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    Customer ServiceStaff

    Reviewed Sept. 25, 2018

    For over a week now I have sent them everything they asked for MORE THAN once and they drove me NUTS trying to do what they wanted and it still wasn't enough. Got an email this morning saying my account was reinstated BUT you go on my account and it is STILL FROZEN and they want ALL the info AGAIN. Called customer service and they are NOT open NOW??? Really BUT someone sent that message. I am SO SICK of these people. It is OUTRAGEOUS how they treat their customers. I have been with them and eBay 15 plus years and this is how you get treated. Disgusting. AVOID them like the plague if you can.

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    Customer ServiceStaff

    Reviewed Sept. 25, 2018

    My account has been frozen. So I called customers service line and they kept me going in circles my phone call was 2 hrs and 34 minutes. Finally told me my account was -38 dls but it was an unauthorized payment and a "reload" that I did not authorize. They accepted that I did not authorize that reload and they still wanted me to pay the fee. They would help me solve the issue they only wanted my payment. I am accusing them of frauds. They only take and steal people's money without consent. I was a customer of them since 2014. The last person I spoke with was very unethical and rude. He kept accusing me of making a unprotected purchase at first then at fault for a reload then a so purchased of an online store. It sounded like he was just making up transactions.

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    Sales & MarketingPrice

    Reviewed Sept. 24, 2018

    I have been a PayPal customer for over four years now and have never had an issue with them before. In August I bought a coat. It arrived in September. The item felt like fleece and not the wool that was advertised. The coat was see through. I tried to reach a resolution with the seller. I wasn't even asking for a full refund since to return the item I would be out the cost of shipping which was almost the price of the item. PayPal asked me to provide all this information and then denied my request siding with the company. The company from what I can see submitted no information of their own. This company I have discovered has a history of bait and switch tactics and PayPal is fully aware of this and yet they still sided with the seller as oppose to me. Now I am out $42.56. I thought PayPal was suppose to protect me. I was wrong. Will not be using them any longer.

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    Customer Service

    Reviewed Sept. 24, 2018

    Long story short, they can freeze YOUR account and deny YOU YOUR money on a whim. Their customer service line is useless. Someone needs to come up with a better way of sending money online and put PayPal out of business. There's a reason this joke of a company has terrible ratings everywhere you look. Would give 0 stars if I could.

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    Customer Service

    Reviewed Sept. 22, 2018

    I have a good amount of money in Paypal. I buy storage units and sell the items on Facebook. I got a storage unit that was a gold mine. Had a lot of Collector Halloween masks, that collectors pay good money for. So I figured the safest way to get payment is use my Paypal account. I have confirmed my Checking account, confirmed my bank card. So I am confirmed and verified. I have went through their so called security checks. Because they wouldn't let me transfer some of my money. I was able to transfer some money to my bank card and bank account.

    Figured since I did that it will show history of me withdrawing. I still have a good amount in there and they still won't let me do any more transfers. There are no holds. All holds lifted. I call them 4 times a day which each time is 30 min to a hour each call to get a hold of someone. They tell me wait 48 hours, wait 24 hours, "It's our security system that is not letting it go through", once again went through more security checks and they won't give me my money. Have filed a complaint with the FTC, This is my second complaint with BBB. Please help me. I am at my wit's end unless I get the Media involved. They wont give me my money!!! Please help.

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    Reviewed Sept. 22, 2018

    Credit score 786. But turned down for PayPal Credit Card in 5 seconds! I should have remembered I hated PayPal! But hadn't attempted to use them in several years and had forgotten. PayPal you suck!!!

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    Reviewed Sept. 22, 2018

    In eBay for 15 years or more and have used PayPal to pay for OR be paid for items. In the last week they have decided that they need PROOF of who I am??? They want PHOTOS of my Social Security card, PROOF of my address. I sent a PHOTO of my tax bill and a PHOTO of my photo driver's license. ALL of which I have SENT to them REPEATEDLY! Today AGAIN I get the REQUEST for MORE and I can NOT ignore the BS as they have FROZEN our ACCOUNT til they are SATISFIED!!! OUTRAGEOUS.

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    Customer ServiceStaff

    Reviewed Sept. 22, 2018

    Started receiving payments via payPal (which I refuse to capitalize any letters in their name) from one of the companies I do work for. And I can't even get MY money in a timely manner, or transfer money to my bank/bank card in a timely manner! And when asking for a supervisor they have the audacity to tell me "sure you can talk to a supervisor but it's not going to do you any good!" Exact words from paypal employees! More than once I've been told that! Even had them hang up on me even though I was still keeping my composure.

    Holding up my money for 5 business days when money cleared on sender's end the very next day! Then when sender tried to retract they said "sorry! Nothing we can do about that." The problem is they have forgotten that it's NOT their money! They say "transfers in minutes in MOST cases" Ha! That's a joke! Twice I got to enjoy instant transfers out of several! There are several other alternatives to paypal people! Use them so paypal will fall to the wayside and be no more!

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    Reliability

    Reviewed Sept. 21, 2018

    Bought a convertible top with a six year warranty against defects on eBay and paid through PayPal. Two months later seams started to split, after numerous e-mails to seller, I opened a dispute with eBay. They replied I had to go through PayPal because it was more than thirty days. I give PayPal all the info about a defective product (with documentation from professional top installers), and they sided with the seller. No investigating was done, they just have to side with sellers of large quantity of products, with total disregard to the little guy.

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    Customer Service

    Reviewed Sept. 20, 2018

    I refunded someone $25 for a game they brought by mistake. PayPal took $25 from my account, and $25 more from a different game I sold... When I called to tell about this they refused to give the $25 back. Never do business with this company.

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    Customer ServicePrice

    Reviewed Sept. 19, 2018

    I was sending money to friend and asked for a transfer from my bank account. After the person did not receive the money by the next day I called. Instead of transferring the money they requested an e-check without any notification or my permission, and they would not do anything about it. Customer service was very unhelpful and would only ready from what sounded like a script. It cost a big delay in the person receiving the money.

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    Customer ServiceCoverageStaff

    Reviewed Sept. 18, 2018

    A buyer I had dealt with regarding a real estate transaction filed an unreasonable refund request which then got escalated as a claim with PayPal. PayPal ruled in the buyer's favor even though this was a real estate transaction (which is NOT covered by the PayPal Purchase Protection). The buyer had initially paid me $1950. However, $56.85 was taken out as a fee by PayPal (I did not receive this fee). The amount that I actually received was $1893.15. After PayPal had ruled in the buyer's favor they deducted the full $1950 from my account. This caused my account balance to now show a negative balance. This was due to PayPal refunding the buyer $1950 vs. just the amount that I had actually received from the buyer ($1893.15). I shouldn't have had to refund the fee charge of $56.85 as that was charged by PayPal, I didn't even receive that amount.

    I called on PayPal customer service on 9/15/18 and explained my situation. The agent (offshore Philippines call center) had stated that she would submit a ticket to provide me with a refund of $56.85. I was also given a ticket number. I called back on 9/18/18 regarding the status of the refund and was told by the agent (offshore Philippines call center) there was no related ticket number nor would I be getting a refund as the $56.85 fee is an amount that I would need to cover as part of the total refund, despite me explaining to them that I never actually received that portion of the payment by the buyer. I was transferred to an 'account specialist' (offshore Philippines call center) who also gave me the same answer.

    I asked to speak to a supervisor (offshore Philippines call center), and after about a 25 min hold I finally spoke to someone. He stated that I should have gotten the $56.85 refunded to me. He then transferred me to his account manager (a US based person finally) who said he processed the refund and that my account was now showing a positive balance. This entire experience has made me never want to deal with doing any sort of transactions on PayPal. I wanted to inform other frustrated customers of PayPal to request to speak to a supervisor when you are getting nowhere then ask for a US based account manager to finally get your issue sorted out.

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    Reviewed Sept. 18, 2018

    I purchased services through PayPal. The seller never came through with the services. Unable to get my money back due to my account being linked to PayPal!! A so called claim was opened and nothing done about it.!! I closed the account and will never use PayPal AGAIN...

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    Customer Service

    Reviewed Sept. 18, 2018

    I have been using PayPal for a very long time now. I have never had any issues until now. I was not made aware of a fee that was being charged to my vendor. This fee was then taken out of my payment which in-turn my vendor did not receive my full payment. Now I understand that the vendor should make the sender aware of the fee. However, Paypal should also let the sender know that there will be a fee assessed, and that will be deducted from the money sent. That is not stated anywhere on any of my transactions. I owed that vendor over $100 in fees. This is not about the funny, but about the principal. The fees being taken I had to end up paying anyway.

    Had I of known this, then I would have never used PayPal to make the payment. Jerks! Their customer service is horrible. Same thing over and over again... like a broken record. In the end I just closed my account, and told them that what they were doing is wrong. This should be something clearly stated when making a payment. Kind of like how McDonald's started the whole "Caution Hot" on their coffee cups. I hope someone sues them for all these fees that their senders (supposedly free) end up paying.

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    Reviewed Sept. 18, 2018

    I sold an Note 8 and added tracking info. This was my 3rd sale of random items. First eBay put a hold on payment then they said they would release it to PayPal...then PayPal took out their fee and did put a hold on my funds again. They take their money and screw the sellers...never again. That's why people are using more moral companies that don't steal your fees while putting your money on endless hold.

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    Customer ServiceStaff

    Reviewed Sept. 18, 2018

    PayPal is the worst. They have no real customer service agents to help you. They simply read a script to resolve your issues but that does nothing. I received a payment through PayPal, tried to make an instant transfer to my prepaid account to use my PayPal card and was denied repeatedly without any reason why. PayPal pretends to be a convenient way to manage your money but they are a total ripoff. I will be terminating my business with them. Unsatisfied customer.

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    Customer Service

    Reviewed Sept. 17, 2018

    I had been using PayPal for over a year to received payments for my secondary revenue stream, mainly selling t-shirts on Redbubble.com and doing some side jobs on Fiverr for two regular clients. Out of the blue, I received an email informing that my account had been "permanently limited" and that my only "choice" was to wait for 180 days to retire the funds available. I tried to clear the situation by providing all the invoice and client information necessary, but their reply was that their decision was final (without any argumentation) and then give me the PayPal legal department info in case I wanted to take things further. Don't trust PayPal with your work and your money, they just don't care about you and aren't going to think twice to screw you over.

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    Reviewed Sept. 17, 2018

    PayPal has to be shut down or re-organized! They 'allowed' a hacker to hack into my account, the hackers changed my e-mail address and then they stole £1,200 from my bank account. I constantly e-mailed PayPal with my concerns about my e-mail address but they never answered or done anything about it. I eventually managed to retrieve my money but that not without stress and sheer hard work on my part. Unfortunately, because I still wanted to use eBay, I had to have a PayPal account, so I opened another one, and now through no fault of my own, any cash transactions that are used through my account on put on hold for 21 days, oh and I also have to pay for the privilege!!! I sold an item and received payment on 27th August 2018, today 17th September 2018, the payment is still on hold!!! It is a terrible terrible service and I am not sure why it is still being allowed to run.

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    Reviewed Sept. 16, 2018

    Our competitor submit a infringe report falsely and PayPal just limited our account without verify anything!!! We have to hire a lawyer to engage in this issue! If we do not have the money to have a lawyer, this will never been resolved! PayPal claimed to be friendly to small company which is complete **!

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    Customer ServiceContract & TermsPriceStaff

    Reviewed Sept. 16, 2018

    I was never told of the new increased interest rate. I was told by another friend to call and check it out. This was after I charged over $100.00. The PayPal agent was rude and let me know how I can see the terms and conditions (with several steps). Now who is going to check into the terms with all these steps each time they use PayPal. What I am trying to say is these people are crooks. I will never use PayPal again. This action is unacceptable to me. They didn't even send me an email or letter to let me know!

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    Customer ServiceStaff

    Reviewed Sept. 16, 2018

    PayPal is the worse company to do business with. The reps all tell a different story. No one is on the same page and the reps are rude asf. This is the 3rd time they have limited my account. They wanted me to send all these documents only to hold my funds for 180 days but can’t tell me why? Like why are you holding my funds. Then all the reps says is the back office has to make the decision. I say, "Transfer me to the back office," and all of sudden there is no number. "Oh that department doesn’t have a number." But they work for PayPal as well. Sounds like a fake office to me. I never in my life will do business with PayPal again.

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    Customer Service

    Reviewed Sept. 15, 2018

    Seriously! Never again! Nothing but issues and when you call and try to fix them they are either closed or you have to wait forever! Worst part, they tell you they can't discuss the details of your account with YOU! Then they hang up on you when you ask a question they don't want to answer. Worst customer service I think I've ever encountered! Absolute joke!

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    Customer Service

    Reviewed Sept. 15, 2018

    I'm never using this service again. They froze the funds on my dad's PayPal account for no reason, and as a result, I got an unpaid item in my eBay account records. I am pissed off, dad is pissed off, and the seller is pissed off. Now I know why Amazon doesn't accept PayPal. We rang PayPal customer service, and they told us to wait 48 hrs. That time has now passed long ago, and the funds are still frozen. This is not just bad customer service, it is criminal.

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    Customer ServiceStaff

    Reviewed Sept. 14, 2018

    When you sell a product on eBay using Paypal, be prepared to have your money put on hold for up to 21 days. Be prepared to call their number and get put on hold and redirected to another person that has no knowledge of your account at all. Be prepared to talk to a supervisor named Andrew or something, that talks to you like a robot with no compassion or tone and that tells you there is nothing he can do. And all this will happen after your product has been shipped, delivered and rated outstanding by the buyer. If you can deal with that, if you can deal with seeing your money in your account with "on hold" written by it, then eBay and PayPal are the way to go. If not, you better find an alternative. :). lol ~truth~. Repost. Benjammin was nice. He should be managing the whole PayPal. If you don't overhaul your company soon you will be going under too many bad comments and that is a sign of the end.

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    Customer Service

    Reviewed Sept. 13, 2018

    They accepted refund money from eBay on a purchase I made with my MasterCard from my personal Bank. I did not authorize the refund from eBay to go to PayPal. I did not engage PayPal to authorize them to accept the funds. They would not return my funds unless I paid a check fee or gave them my banking information. I then attempted to find a product to purchase that would be to the penny of what was in the PayPal account that would include tax and shipping and then close the account, saving as much of my funds as possible.

    I found such a product and PayPal declined the transaction. They are an insulated mega corp. that needs to be sorted out. I can't believe this type of activity isn't considered Bank Fraud and a Federal offense. Their customer service is boilerplate BS and unresponsive. I would advise anyone and everyone to avoid using PayPal or giving them any information that would give them an opportunity to intercept your personal funds.

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    Customer Service

    Reviewed Sept. 9, 2018

    I wouldn't recommend to anyone. I've used PayPal without trouble for years and I've faced two problems. At first, when I created the account it wouldn't receive nor send any money and when I asked them about it, their answer had absolutely nothing to do with my problem. I let it go and a few months later, the account was working just fine and I've used it for years to receive money for my freelance work and make simple purchases online. I had a credit card and a bank account linked and then suddenly they're asking for proof of identity and proof of address and not accepting anything I sent nor letting me withdraw or transfer my money.

    I was using an Israeli account but had moved to the US later on and kept using my account but they wouldn't accept a proof of an American address nor an Israeli P.O.Box. Then the moment they found out I have a Palestinian address, they permanently limited my account with over $900 in it. I've contacted them throughout this whole problem at each step to get help but their customer service was crappy as always and they kept answering with the same email over and over which had nothing to do with the questions I actually ask in my emails. I now have an account with $900 that I can't withdraw for 180 days and then I have no idea how they will let me withdraw it but this whole experience was horrible and I don't recommend at all. I'll be moving to Payoneer or something else as soon as I figure out how to get my money.

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    Customer ServiceSales & Marketing

    Reviewed Sept. 8, 2018

    I had no internet access at an event. I had to manually key in the orders. Not only did they take more money from each sale, PayPal is holding all the money for 30 days. No credit card holds money for that long. This is a travesty of customer service for someone who has run years of sales with no issues. I want my money!

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    Customer ServiceStaff

    Reviewed Sept. 8, 2018

    I called PayPal to dispute one of transaction as I couldn't see transaction in my account. "I logged in with same email and password" during call, agent stated my account got duplicated with wrong phone number, when I asked how she only responded that she is fixing and deleting my second account, even talking to manager. She suggested to send mail to San Jose legal office for more investigation. She kept blaming on email provider that didn't send out verification email or so. The question is how seller got my info from purchase that I did and how new account got created with same credential and wrong personal information. I talked to very careless manager and rude. That's ridiculous that finance company like PayPal does not have clear answer or willing to investigate more to secure customers.

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    Staff

    Reviewed Sept. 8, 2018

    I use PayPal without problems during some years more or less 7 years, and in this year I get limited my account, without explanations about the issue. I need send some documents, but for this stupids, it's the same, frozen my account and the next lock my account with 1700 dollars inside. Ridiculous, because never sell in eBay and only I works as freelance for received money about my jobs and nothing more. This by one side, and by other side use for payments about my job and buy servers, etc, and pay the commissions of money pay me in each case.

    During years, zero problems, never one people open me some problem in PayPal, now ** my job and my money, without explanations, these guys want the money of people for get more money using my job and my life and the life of other people. I don't understand how it's possible Unites States governments don't open investigation about this big fraud in PayPal, PayPal are criminals, and must be in the jail, PayPal gets all money from people and this people not bank, not law and not government, when from administration of United States. Stop this ** people, when??? STOP THIS SCAMS NOW.

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    Customer ServiceContract & Terms

    Reviewed Sept. 7, 2018

    I opened a line of credit with PayPal Credit for $2,650.00. I successfully purchased a laptop using this PayPal Credit line on September 4, 2018. I have the email confirmation from the merchant to prove it was approved. I had to cancel the transaction because of delivery issues. I have since tried to use the PayPal Credit line multiple times and have been denied every time even though my entire credit limit is available. I called PayPal and the supervisor I spoke to (Daniel) on 9/7/2018 advised me that I was being denied use of my PayPal Credit line because I was a new customer and I needed to establish history (this was a theoretical reason as the supervisor could not confirm that precise reason).

    I have since tried to use the PayPal Credit line to purchase items under $20.00 in total to attempt to begin this purchase history. They have all been denied. I am in no uncertain terms furious that PayPal has opened a line of credit for me but has effectively made it impossible for me to use. This is the very height of deceptive and unethical business practices. I have never had such a negative experience with a credit provider in my 25 years of using lenders and credit providers. Further, because of this interminable delay I have lost days of freelance work wages and there is no way to be advised if or even when this credit line will be made available for actual use. This entire experience has been incredibly frustrating and infuriating.

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    Customer ServicePunctuality & Speed

    Reviewed Sept. 6, 2018

    I've had an account with them for over 6 years. Today they cancelled my cards and screwed me out of financial obligations. A little over 6 years ago I opened me a business debit card and today when I called them they said no it was a personal account, even though I have 6+ years of bill statements that say business account. Then say oh well they aren't responsible for any financial obligations or damages due to their new policies. So now I'm stuck with a few hundred dollars in late payment fees. Absolutely **!

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    Reliability

    Reviewed Sept. 6, 2018

    This is an unreliable company. Shoddy services. Supports scammers. There was one Ruth ** supposedly an Executive but with a bird brain. She couldn't even spell correctly and lacked common sense. They favour dishonest thugs operating on internet and DO NOT protect buyers. Buyers are thereby exposed to fraudsters. Please DO NOT use PAYPAL! They shouldn't even mention the money back guarantee. What they should clearly state is 'Money stealing GUARANTEED - We proudly survive on companies involved in unfair and fraudulent practices'. Money back guarantee - My left foot! It is more like - "Hello Criminals, We are your pals - that's why we are PayPal! Let's rip off customers, yes we shall!"

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    Customer ServiceSales & MarketingPricePunctuality & SpeedStaff

    Reviewed Sept. 6, 2018

    I would have left zero stars if I could. About a month ago I was shopping on eBay. The item I was looking at popped up an advertisement for PayPal credit- which is essentially a credit line through PayPal to pay for you purchases. I was looking at a moderately expensive item so I decided to give it a go. I was immediately approved with a credit limit that was about 40% higher than the item I was looking at. Once I was approved I made An offer on the item and after a series of counter offers I committed to buy it.

    I immediately go to pay with the intention of using PayPal credit and it wouldn’t go through! The seller and I spent the better part of a week calling both eBay and PayPal and I was eventually told that they would not approve my transaction for “security reasons.” Before finally arrived at that particular answer I was given quite the runaround and was reassured several times that the issue was fixed and I could now go complete my purchase. That was obviously a huge lie on their part and both my and the sellers time was utterly wasted. I received negative feedback for this. Not only would that transaction not go through, but all over the other transactions I tried (some for as little as $2) were declined as well. I don’t know any credit company that picks and chooses how their customers are allowed to spend their money, but PayPal clearly believes they have that right.

    I get so frustrated after at least 15 calls to PayPal I just use my credit card to make another eBay transaction go through rather than waste another seller’s time and incur more bad feedback on my account. I complained loudly and often on the PayPal Facebook page- which was the only tactic I tried that they responded to in any helpful way. I was threatened for "reposting" when I posted their inadequate responses on the public Facebook page, but I was clearly so pissed they finally promised to escalate my complaint to a “specialist” who would contact me to help. I posted a couple of times about how many hours had elapsed from the time they promised to help me and I sent several updates in the pm about how many hours I had been waiting but I gave up after around 48 hours.

    TWO WEEKS LATER I get a Facebook message from PayPal asking if my problem had resolved itself since I had been waiting so long for their help. I replied with a very emphatic “no” and I received the same canned, unhelpful, and honestly condescending responses from them. I finally ended up telling them to leave me alone because they continued to refuse to offer me any real help.

    To sum it up- this company pulled a “bait and switch” by offering a product and then refusing to let me use the product one the had my credit history and commitment. They already increased their numbers to show their shareholders by getting me to sign up for their stupid credit, and they refused to really help because they had already gotten what they needed from me. I’ve never heard of a company taking 2 weeks to respond to a plea for help and it honestly blows my mind that they think that is acceptable. Through my research into how to potentially fix this problem myself I discovered that I am far from the only person this has happened to. Do not do business with this scam of a company.

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    Customer Service

    Reviewed Sept. 6, 2018

    I ordered an electronic handpan from an ad on Facebook. It was shown at $159.95. What was shipped as a completely different jicky little electronic roll up drum kit. I tried contacting the seller to no avail, so I opened a PayPal dispute resolution. PayPal gave me notice that if it wasn't resolved "on or before Sept 5, 2018" I would need to escalate the dispute. The seller sent me a message on PayPal, but I was never notified about it. That message was dated August 19th. When I saw it on September 4th I responded as quickly as I could, and was waiting until the 5th to give them time to respond. I expected to have until the end of the day, but around 10:00 AM I was notified by PayPal that the dispute had been closed and could not be reopened. I am angry that, in order to try to give the seller time to get me an address to return the item, I have lost the ability to escalate the dispute. The seller has not responded to my request, and I am out my $159.95.

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    Contract & Terms

    Reviewed Sept. 5, 2018

    I have been selling/buying on Paypal since January, 2015 with a high customer satisfaction and flawless account history with PayPal, Inc. On January 31st PayPal decided to 'Permanently limited' my long time Paypal Businesses account for selling two counterfeit items on my eBay account. Both of the items were a set of Supreme chopsticks and a Supreme winter face mask that were both originally purchased from a eBay seller, with positive feedback ratings. These sellers technically broke eBay's and Paypal's terms & conditions plus user agreements for selling me counterfeit items thru eBay and using PayPal to accepts payments. I sold both of these items on my eBay account with assuming both item were indeed 100% authentic Supreme product since sellers both described items as they were authentic Supreme products.

    Now I am the one who is being unfairly punished for trusting eBay's and Paypal's policies to only sell 100% authentic product that I purchased from other sellers on eBay. I take this very seriously since I built a business for myself selling men's streetwear clothing that provides me with my primary income while being a full time college student. If PayPal can't resolve this and take all limitations off my account I will have no choice but to take legal action against PayPal. I would give everyone advice to please! Stay as far away as possible from all PayPal's services since they can easily limit your account any moments for inaccurate reason just like I unfortunately am experiencing. Thank you!

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    Reviewed Sept. 5, 2018

    I was on hold for 2 hours. They must have a lot of complaints. I set up my account to pay a friend for no fees and still got hit with $9.00 fee. They said the only thing I could do to get my fees back was to ask my friend to send the money back and then resend it. But hearing from everyone I was afraid I was going to get hit with more fees. I paid the fees which I didn't really have a choice then canceled my account. Venmo is the way to go!

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    Customer ServiceStaff

    Reviewed Sept. 5, 2018

    I have $600 dollars waiting to be paid to me sent from a friend. The friend sent the money by Facebook Messenger. PayPal requires me to verify a bank account in order to receive this money. I submitted my bank routing number and account number. PayPal made two small deposits less than .20 cents. All I was supposed to do was verify the amounts and the date of the deposits and then I get my money. Well the day after they deposited it, I got an email saying my account was closed and they were retracting the deposits.

    I have called two days in a row all hours of the day to talk to customer service. When I ask to be transferred to an agent, the phone rings 6 times and disconnects. I used both numbers 888-221-1161 and 402 935-2050. Both disconnect. I am not sure how to get this money. Most people who get money sent to them have an emergency but they are making it very hard to receive money sent to us. The Customer Service is horrible. I just need to talk to someone.

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    Reviewed Sept. 4, 2018

    I purchased concert tickets last month and due to technical error on my end, I had to refund the first purchase. I repurchased the same concert tickets on a parents card and noticed that my fees from the first purchase was not credited to my account. The seller did not have the option to refund the full amount and PayPal tells me they are unable to refund me my $5.52. I don't think PayPal should be allowed to keep both fees for the same purchase. Would like my money credited back to me.

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    Reviewed Sept. 4, 2018

    PayPal shouldn't accept a card if you can't load money on it... Plus you can't get gift cards with your money!!! You have to request a check which they take a fee for and then it's two weeks before you get your check. Just use MoneyGram or Western Union. It will save you time and money!!!

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    Customer ServiceStaff

    Reviewed Sept. 4, 2018

    I have a problem that I need to resolve with PP. I called yesterday and waited on hold for over 90 minutes. Today... The next day. I am now holding for almost 2 1/2 hours. Right now I am at 2 hours and 24 minutes. Listening over and over again to the same recording. This is the worst kind of customer service. Hire more people if you cannot handle the load. Omg. I wish I could resolve this on my own but I can't. I need to take my time. Over 3 1/2 hours now... Just to speak with someone maybe?! Will anyone answer? At this point... I really don't know?

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    Customer ServiceProcess

    Reviewed Sept. 4, 2018

    I was defrauded by an online streaming service, Tennis Channel, owned by Cleeng TV. I thought I was protected by using PayPal to make the purchase, so I open a dispute. Turns out, all that a vendor has to say to PayPal to make their case is: Nuh-uh. PayPal makes their money more from sellers than buyers, so if you are a seller, they will protect you. Buyer, well you are out of luck. I appealed with PayPal and finally called them. They said that I could dispute it with my form of payment, my credit card. I told them I would do that and did the same day. Before they even gave that process time to happen, they turned my "debt" over to a collection agency.

    Meanwhile, I finally got resolution in my favor from the credit card company, which I let the collection agency know about. Don't know what will happen now. I've learned my lesson though. Why use them if they won't protect me? The credit card company was great and I had a much better experience with their customer service. PayPal customer service should not be allowed to call itself that.

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    Reviewed Sept. 4, 2018

    The only reason to use this is the buyer protection "Käuferschutz" (their number 1 reason to use the service!) and when I needed it because a dodgy Chinese seller did not send the goods to me Paypal decided that they believe the seller instead of me although even the shipping tracking ended with something that Google Translator translated to "delivered to Shanghai". Very bad and due to this of no use, not recommended to use.

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    Customer ServiceStaff

    Reviewed Sept. 3, 2018

    I sat on hold for half an hour, finally got a customer service person, who said my account was "limited" whatever that means. It's never been limited before, and it's a business account. I was trying to link my bank account to my PayPal account, and it wouldn't let me, although it recognized my bank. Told me "Sorry, try again later." So the CSR escalated the call to a supervisor. After waiting for another half an hour, I decided to have them call me back in 47 minutes to an hour and ten minutes (which they never did). They've got quite a racket going. When you get disgusted with trying to link your bank account and sitting interminably on hold with their customer service, your only other option to have them mail you a check, for which they charged $1.50, after charge a percentage for each transaction.

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    PriceStaff

    Reviewed Sept. 3, 2018

    I'm a big computer person so I like upgrading my computer when I get the chance. I recently bought a 1080 Ti GPU for my PC and decided to sell my old one on eBay. The buyer and I settled on a price and he sent the money to my PayPal within minutes. The money is in my PayPal but it should be in my bank account by now, it is set to be sent to my bank account. Yes, I've checked. The buyer has received his product in a timely fashion, but I'm still sitting here wondering when my money will be transferred to my account??? PayPal says it could take up to a month, that's ridiculous. They claim it's for the safety of both the buyer and the seller, but guess what? The buyer wasn't conned, he got the product, with no complaints, I completed my end of the bargain, and now I want my money PayPal, not a month from now, today.

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    Punctuality & Speed

    Reviewed Sept. 3, 2018

    We use our PayPal every week to transfer funds to our family member for a combined bill pay. It is accurate, quick, safe and easy. They get the alert immediately. No fee, when transfer from bank account. Have done this for years now and never had any problems. Works great.

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    Customer Service

    Reviewed Sept. 3, 2018

    PayPal takes your money and doesn't want to release it. I did a funds transfer to a family member. PayPal has my money & won't release it to the family member or return it to me. They make one excuse after another as to why they can't or are not able to release it. Getting ahold of them is next to impossible via phone. Online is just as bad. If they don't like what you're saying they threaten to block you. My advice is, don't use PayPal.

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    Customer ServiceContract & TermsPricePunctuality & SpeedStaff

    Reviewed Sept. 2, 2018

    MY PayPal NIGHTMARE: In April, on the 9th to be exact, I took The New Yorker magazine up on a special offer. 12 weeks for 12 bucks. Now at that time, their terms said they wouldn't re-up a customer's subscription unless that customer returned a card that the magazine would mail them that they could send back confirming they wanted the magazine at the new price. $120.99 for the year. They've since changed their terms.

    Fast forward to June. I get out of the hospital and find that my checking account is overdrawn, my measly savings is depleted and BECU has hit me with a $100.00 loan. I have NO idea what happened. I go to BECU to clear things up. They cannot (for whatever reason) tell me WHO took the money out or for what, so I leave feeling frustrated. I go home and start researching. I find out it was Conde Nast through PayPal. I don't even recognize Conde Nast. Then I do a little more digging and find out Conde Nast collects for The New Yorker magazine. I decide to dispute the charge with them.

    I call The New Yorker magazine on 7/28 and Eric in Customer Service tells me that they sent the card. I tell him I never got it. We wrangle. I was pretty angry because I was charged $120.99 and the overdrafts that ensued after that charge (and after my savings of $84.00 was depleted) saddled me with a $100.00 loan (with interest), so even if I get my $120.00 back, I'm still out $64.00. In the end, he tells me I will receive a FULL Refund. I've received No More magazines as well.

    *I receive the card 8/21/18, btw. One month exactly after they charged my account without my permission. Too bad I didn't take a screenshot of their terms then as well, because they've changed them now. Fast Forward to today. I go on Mishu's site to buy myself a new utility belt. I go to pay with PayPal, but I have "Account Limitations" on my account and cannot complete the transaction. Turns out, they were the ones who refunded my account, not The New Yorker, and my bank, BECU, apparently sided with The New Yorker and said I was stuck with the $120.99 charge even though I've canceled service and received NO Magazines since!

    So PayPal wants their $120.99 back! This whole snafu is now costing me $184.99 and I don't even have ONE magazine to show for it! Not that I want the magazine, I can't afford their $9.00 an issue rate anyway. Funny thing is, the Re-up your subscription card they sent one month after they'd already re-upped me offered a year at $59.95! LOL! Joke is definitely on me!

    Update: Just spoke to Mary in The New Yorker's Customer Service Department. She's sending me documentation that they did indeed refund my PayPal account in full on 7/28/18 at exactly 2:55:24 PM. Now I'm on the phone with PayPal once again telling them to "Look Harder." GAHHH! Update 2: Called PayPal back and spoke to Angela. She finally cleared the matter up (I think). Turns out that on 8/28/18 PayPal refunded my BECU account $120.00 because the bank demanded payment, so I got double refunded.

    Only odd thing is, the previous reps told me that BECU had ruled against me and made it so I owed PayPal $120.00 and they also stated that the first refund was a pre-approved refund generated and paid to me by PayPal. Angela, on the other hand, says, "No, the bank sided with me (Natalie) and demanded PayPal refund my bank account and that the first refund actually WAS The New Yorker. The second refund was PayPal to my Bank???

    So I just checked my checking account deposits and there's NADA. No $120.99 deposit. It's been 6 days. I'll give it until Tuesday and if it's not there then, I'll have to spend another afternoon fighting with PayPal. I am soooo pissed. I plan to pay off the account and not pay the $120.99 they're trying to rip me off for. Just hope this doesn't affect my credit record 'cause it's the only thing I have going for me. I don't take my 775 score lightly. I may just sue... definitely going to contact the Washington State Department of Business Oversight and/or the AG.

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    Reviewed Sept. 1, 2018

    I purchased work shoes from CHANCE CRAFT and it turns out they are in China. The shoes came damaged and didn't even fit. I tried to return them and opened a dispute/claim with PayPal. I shipped the $99.95 shoes back costing me $58 in shipping so I'm up to $158 now. PayPal decided to not rule in my favor because they couldn't get in touch with the seller or get a final tracking on the shipment in China. I am closing my PayPal account and never using them.

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    Customer Service

    Reviewed Aug. 30, 2018

    You probably won't have any issues with PayPal if your account currency matches the country of issue. However, if your card is in dollars while the local currency of your country is different, the system will automatically assign local currency to your account. As a result, you lose on double currency conversion. I think a business specializing in financial matters should know these things. In addition, if you contact customer service about it, they will change the currency of your account, but will NOT refund you the losses that happened due to their buggy system. The worst customer service I've ever seen.

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    Customer ServicePricePunctuality & SpeedOnline & AppStaff

    Reviewed Aug. 30, 2018

    I am starting an online business. In doing so I am researching ways for customers to process transactions that may help them feel more comfortable. I am a seller, but am also a shopper. I understand that side of the business very well and want my customers to trust and feel at ease knowing that their accounts are safe when they shop on my website. PayPal revolutionized the money transfer market first. Needless to say, others have followed. So PayPal is no longer the only choice for businesses and private citizens alike to send/receive/transfer money.

    I'd set up a PayPal account a long while ago. I've used it for, guess what, purchasing items mostly for my business; not receiving funds. My new quest is to test their services from a business owner's point of you. I've recently had a customer pay me through PayPal. Their website states that funds are immediately available. At first glance, this seems true. Though, it isn't. When I went to transfer my money into my bank account, it wouldn't let me.

    I called and talked to Rosalie. She gave me stupid excuses as to why the money wouldn't be transferring. I told her she wasn't helping me. Later on, I called and talked to Edward. I stated that I was concerned because PayPal has bad reviews online. He said,"I've been told this 7 times today. That's the cost of doing business." Then, he proceeded to help me out by 'troubleshooting' my account and letting me make the transfer. He said it would take 24 hours for the money to show up in my bank account. That didn't happen.

    I called this morning and talked to Victoria. She stated that it is bank policy to keep the money for 5 days. Too bad for Victoria because in my business I deal with banks, all kinds of banks, all day long. So I called her out on it. I told her Edward lied to me yesterday, and she lied to me today. Keeping the $$$ for 5 days is PayPal's policy, not banks' policy. Wow! PayPal lies to their customers.

    Dear PayPal customers, any business that hides behind policies is taking advantage of you. While my money is no longer available on my PayPal acct because it's pending somewhere out in outer space, accept that we know it's sitting in their bank account enriching their pockets. They must have a certain number they want to make on interest off my $5,000. PayPal is failing the test. PayPal is not to be trusted.

    The thing is, I don't play these kind of games. It takes me just as long to drive to the courthouse to file a lawsuit in small claims court as it does for PayPal to answer their phones. Customers, know your rights. PayPal is licensed under at least a state agency and a Federal agency. PayPal is not a bank. They are in the business of receiving and transferring money. Your time is valuable. When they mess with you, go straight to the courthouse. Send PayPal a message. Reputation matters. Treating your customers with respect and honesty matters. It's not okay for PayPal to play with your money. It appears, based on these reviews and from my own experience, that's exactly what they do.

    If you have time to vent, make it count. Write letters to the California Department of Business Oversight. While at it make copies and send letters to the U.S. State Department. It is risky to do business. There is risk in everything we do. Thus far, my conclusion has been that it is even more so to do business with PayPal. If you have a business that you want to grow. You may not be able to do so if PayPal won't release your money. That's my conclusion.

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    Customer Service

    Reviewed Aug. 30, 2018

    Stopped using PayPal months ago, took almost a month to settle about 6 transactions and get my funds though all documentation had been submitted, now they won't take me off email list, better options out there.

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    Customer Service

    Reviewed Aug. 30, 2018

    I have 2 debit cards on my account. One of them is the "preferred" card which they should use first for all purchases. I had a subscription renewal charge and I was expecting the charge on my preferred and just realized they chose the other credit card which did not have the sufficient funds resulting in an overdraft fee from my bank. When I called I had to wait 45 minutes for customer service and when spoke to them, they don't care about my problem and they don't offer any solution to my problem. Horrible experience every time I have to deal with Paypal. I'm changing my payment method on my subscription and I am closing this account for good. I'm not using Paypal ever again.

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    Customer Service

    Reviewed Aug. 30, 2018

    Back in December of last year, I sold 2 items for $745 each on eBay and accepted the payment via PayPal. PayPal limited my account and requested an insane amount of documents immediately after receiving the money. Which were provided and I was later told that because they were unable to verify some of the documents and also due to "risk factors" my funds would be held for 180 days. Decision final. No appeals possible, was just told it's a done deal. Fast forward over 9 months later I STILL can't withdraw the money. I'm locked out of my account for some reason. I made multiple calls to PayPal each with 2+ hour hold times and in the end just kept getting told the system wasn't allowing them to fix the issue. I submitted a BBB complaint against PayPal and was told they want an insane amount of documents (again) before releasing the money.

    They also denied ever requesting, receiving or rejecting any documents previously. They asked for the documents to be sent to ** which seems to be an unmonitored email as I've sent multiple emails to this address about my issue and never received a response. So even if documents are sent there and they would accept them (not likely since they already rejected them once) I still wouldn't receive any assistance because they never respond. They also insist they need "business supplier invoices" even though these are personal items so there are no business invoices. Why do they even need these documents anyway after the money has already been held for over 180 days? Just seems like some runaround so they can continue illegally holding my money. Very dysfunctional customer service all around.

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    Customer Service

    Reviewed Aug. 29, 2018

    Called PayPal to have my old credit card removed off the account and the guy verifies me by name, email address, and last four of the credit card. As he is speaking sounded like he was in a not give a heck about anything mood, says, "Let me check. I'm put you on hold and I check on this," in a grueling tone. About 15-30 seconds the phone hangs up. This call initiated right at 7:49 pm Tuesday August 28. Total phone time = 1 hour 36 minutes and 19 seconds.

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    Customer ServiceStaff

    Reviewed Aug. 29, 2018

    Called PayPal to have my old credit card removed off the account and the guy verifies me by name, email address, and last four of the credit card. As he is speaking sounded like he was in a not give a heck about anything mood. Says, "Let me you on hold and I check on this," in a grueling tone. About 15-30 seconds the phone hangs up. This call initiated right at 7:49 pm Tuesday August 28. Total phone time = 1 hour 36 minutes and 19 seconds.

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    Punctuality & Speed

    Reviewed Aug. 28, 2018

    Recently sold items on eBay. I've had my eBay and PayPal accounts for years. The money is in my PayPal account, but every time I try to transfer it to my own bank, I get a "you can't do this right now, check back later." And when I check back later, same thing happens. Spend hours waiting to talk to PayPal help, only to have them tell me they can't fix the problem. This company is one huge joke. Once I get my money from them, I'm closing out my account and never going back. They should be investigated by the FTC.

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    Customer Service

    Reviewed Aug. 28, 2018

    PayPal froze my account for 180 days without any explanation, I called them 5 times trying to get an answer. They never told me which rule I broke, they told me I was banned. I'm 100% sure I haven't done anything shady nor illegal. Although they aren't a bank, they give credits in the USA and other countries, therefore it makes a lot of sense to hold money from people who might find it difficult to sue them. I had 5000 USD, which I might not be able to use until February 2019.

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    Verified purchase

    Reviewed Aug. 28, 2018

    I have been using PayPal for years and have had very few problems with them putting holds on transactions. Recently I have experienced nothing but ridiculously long fund holds and constant account verifications. After they put a 25 day hold on money from my most frequent customer and then charged me $75.00 to refund the transaction. I have closed my PayPal account and I'm going back to good old fashioned checks. There is nothing convenient about PayPal anymore!

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    Customer ServiceStaff

    Reviewed Aug. 28, 2018

    I've used PayPal for receiving eBay payments for years, but recently I've been having ridiculous problems with them. For the past few weeks, any time I try to transfer money from Paypal to my bank I get a nonspecific error. So then I have to call, wait for hours on hold or wait for a callback, and wait for the

    "customer service" agent to figure out and fix the issue. I ask if the problem is fixed and they say "yes," only to have the same problem again the next time I go to transfer money.

    Yesterday I had to call them again so I could transfer money, but they weren't able to fix the problem. I spent FOUR HOURS on the phone with various "customer service" agents who were clearly not empowered to fix the problem. Finally some supervisor figured out a workaround to allow the transfer to happen. And all along the way I kept getting asked the same exhaustive security questions over and over. Worst part is I know I'm going to have to go through this again in a few days when I try to transfer money again. This is asinine and completely unacceptable.

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    Customer ServiceSales & MarketingPrice

    Reviewed Aug. 27, 2018

    Sign up process doesn't disclose hold processes. There is a 72 hour hold on the buyers side and again on seller's side. They are collecting interest the whole time. That is six days not including weekends. Even when you answer public records information to verify yourself, they have no way to override the hold. What a SCAM. DO NOT USE PAYPAL.

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    Customer ServiceStaff

    Reviewed Aug. 26, 2018

    Longtime seller on eBay with perfect record. PayPal notification that eBay requests 21-day fund hold. eBay refutes PayPal’s claim. On 3-way phone call PayPal representative overbearing & contradictory w/ request for eBay to leave the call. Currently holding $1,500 & stating I owe $10 for shipping charges. Multiple misrepresentations & unusual comment from PayPal representative stating PayPal is not on Sellers side & that the buyer has precedence.

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    Customer ServicePriceOnline & App

    Reviewed Aug. 25, 2018

    I used an old eBay account and paid through PayPal to order something for the first time in a few years. Unwittingly, I used the PayPal Credit account as it was somehow set as my default account. A few months later I receive a small $7 bill from PayPal, and I’m confused. I check my PayPal app to see my balance and it states $0 balance. I figure this bill must be mistaken, but I continue to check the app for updates. After seeing no changes on the app, I assume I have autopay on and it was paid off in this manner. Later, I receive a second bill with this one stating that I am past-due and now owe $14. A $5 late fee and $2 minimum interest. This time I decided to call PayPal and sort it out.

    Customer service explains to me that the call is an attempt to collect debt (even though I was calling them and never received a courtesy call). I explain that I didn’t know I had paid with PayPal and that I didn’t know it was my default payment method because no balance was showing on the app. Long story short, I have two PayPal accounts associated with the same social security number. This is unacceptable for a tech company. There are many companies out there who have cleaned up these type of accounts and disabled older inactive accounts (Draft Kings for example). Customer service should at least understand why this is an issue and PayPal needs to get it fixed.

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    Customer Service

    Reviewed Aug. 24, 2018

    They randomly sent me an email saying that my money was frozen for 6 months and my account was terminated. I called them trying to solve the issue, their answer: "We cannot disclose why your account was closed, you will have access to your fund in 180 days, and there is nothing you can do about it. If you want to take legal action, send your letter to this address in California." BTW. I had 5000 USD in my account, 5 years working with them, never had a complaint and it was a personal account with very few movements.

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    Price

    Reviewed Aug. 22, 2018

    I've been using PayPal via eBay since 2001. In 2018 I decided to try their promotion of 6 months no payments and no interest if paid in full. I've called 3 months before the due date and set up a special payment to completely pay off the purchase. I'm a very conscientious consumer with a high FICO score. Lo and behold PayPal took my extra payment and applied it to the other purchases I had, claiming that it's in their Customer Agreement to allocate payments as they see fit. Of course, applying my extra payment to other purchases made my original purchase pass the 6-month deadline for no interest and PayPal immediately tacked interest for ALL 6 months as it is common in these promotional no-payment, no-interest promos. STAY AWAY FROM PAYPAL, THEY ARE VERY GOOD AT SEPARATING YOU FROM YOUR HARD EARNED MONEY.

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