PayPal Reviews
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About PayPal
- User-friendly interface
- Strong security measures
- Funds held for extended periods
- High fees for transactions
PayPal Reviews
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Reviewed Aug. 20, 2018
This company is beyond ridiculous. They lock you out of your account and do not answer calls for 2-4 hours. I've had fraudulent transactions and truly regret linking my bank account. The other company refunded the unauthorized transactions and the Paypal account shows refund completed. However, PayPal takes 2 to 3 weeks to actually refund you the money. So, now I cannot unlink my bank account for another 2 to 3 weeks because PayPal show the transaction as still pending. I would strongly suggest never linking your bank account or providing them with any personal information whatsoever. This is a poor company for businesses.
Reviewed Aug. 20, 2018
I had a subscription with HelloFresh which delivers meals to your home but you can skip weeks when it's not convenient etc. I forgot to skip the week right at the end of the month, I opened my email to find I had charges of 139.99$ from Hello Fresh to my PayPal account. PayPal hadn't taken it from my account yet and being a single mother I certainly did not have the funds for this at the end of the month.
I decided to call Hello Fresh and explained to them the situation and immediately they issued a refund which showed on PayPal within minutes but PayPal being as crappy as they are obviously takes 10 days to credit your account and then another 7 days before you can take the money out of your account and put it into your actual bank to be used, time that I did not have. I called PayPal and told them the money hadn't yet been taken from my account and seeing as the company had already issued a refund, I asked if they would still make an attempt to take the money or not and a very rude and dismissive customer service rep assured me it would not.
Fast forward 3 days, I check my bank account and my checking account is now in the minuses because PayPal did in fact take the money and because I've never had a payment bounce my bank allows the transaction to go through. I call PayPal and they tell me there is nothing they can do, the refund is not yet "Processed" even if it shows up. The transaction occurred July 31st and was refunded the same day and their date which they emailed me for the processing time was August 13th.
I decided to call my bank and explained to them what was going on, they were absolutely amazing, they decided to NSF the payment from PayPal and waived the fees that come along with it which got my bank account back to the way it was before this whole conundrum. Well lo and behold as soon as PayPal got word they said they received a returned check and they would take the money from my account and immediately the refund was processed so that they could recoup their money.
Their processing times are absolutely ridiculous, I'm sure they take the money and set it somewhere to make interest on it and just sit on it for a few weeks. Especially for personal users seeing as its a free service. They have to make money somewhere. After this experience I will never use PayPal again or recommend them to anyone.
Reviewed Aug. 20, 2018
I have been a loyal and excellent PayPal customer for 15 years. I have never filed a dispute. Two weeks ago, I filed a dispute after I was charged by a seller for a 7 day free trial. I cancelled the trial less than 24 hrs after I set it up and the seller refused to give me my money back. PayPal decided to file the claim under item not as described and they ruled in favor of the seller. When I called in they said they filed it under the wrong reason. They changed the reason to item not received and assured me I would be given a refund. Once again, they found in favor of the seller. When I called in again, they said that unless the seller could prove I downloaded their software I would definitely get my money back. I never even attempted to download the software so I felt confident that I would finally get a refund.
I asked to speak to or email with someone directly in the resolution dept and was told that would not be possible. They never once reached out to me for my side or for my proof of the scam that this seller is running. PayPal just simply sent another email that they were not able to issue me refund. They chose to back a seller who is running a scam and has hundreds of complaints on the BBB. I am so disappointed in PayPal. I have cancelled my account. DO NOT trust them to do the right thing with a dispute! You would be wise to take your business elsewhere!
Reviewed Aug. 20, 2018
I have attempted to send numerous amounts of money several times this week and each and every time I got an error message from PayPal that they could not complete the transaction. Not to mention the grueling process of achieving a "verified" status. Does that even mean anything? I've been verified for years. They have everything short of a blood sample from me yet I am not able to send $1 to a colleague. The same dollar that was sitting in my PayPal balance all by his lonesome. Is that even legal? PayPal has my money sitting in outer cyberspace somewhere but I can't transfer it to a friend. Come on guys, wasn't my ssn, address, bank account info, passport number, and birthdate enough for you to know that it's me. Your security system is worse than Fort Knox.
And your hold times... ridiculous. In the time it takes to actually speak to someone, I could make it to the bank and withdraw that dollar and drive it over to my friend. And then when you do get someone on the phone they never know what triggers it and can't offer a way to avoid it in the future. Not convenient at all. You guys have got to do better... PS. After more than 5 years, I have recently closed my account and advised all of my friends/colleagues to do the same. PayPal is just not worth the hassle IMO... I have consulted with a lawyer friend to see how they are able to get away with this. We shall see...
Reviewed Aug. 20, 2018
I remember the old PayPal when they were always open and always available so when something goes wrong with a eBay transaction for example, they were always there to correct it. Now what is what this limited hours of operation? Online business does not sleep the same time we sleep. So now our transactions are going to be at risk, because they are open on limited hours now like some store in my local area.
Reviewed Aug. 20, 2018
I have usually had a great experience with PayPal who have been in the past quick to resolve and recover funds from hackers/fraud. It's like PayPal just didn't want to this time and I am at an absolute loss and no one cares or delivers on promises to call back or help you. I now have to seek help from my bank. I will never recommend PayPal or use them after this experience. So disappointed.
Reviewed Aug. 19, 2018
Our PayPal website was displaying an error every time we went to view invoice details for our customers. After over FOUR HOURS on HOLD with customer service, and being transferred to three different people, they send me to a department that is now closed. An automated voice said to call back during business hours and promptly hung up.
Reviewed Aug. 18, 2018
PayPal assumes all my transactions are suspicious; immediately flags my account. I can't even add money to my account. I have to provide a bank statement each time. Blocks account. Poor customer service.
Reviewed Aug. 17, 2018
Dear PayPal, you can be more concerned for buyers when buyers are being scammed by a vendor. Don't make the buyer pay for return fees, and not make the seller who is engaged in a fraudulent selling scheme pay those fees. Make the seller pay for the return item by having that settled before you consider the case closed. For example, in my case, it cost $2.00 less than what the item cost to purchase, to ship. If the buyer is required to pay that, how is that fair? My item cost $69.00 to purchase, and because they sent something that I didn't order, you PayPal have asked me to return it to the seller; the cost to return the package is; $67.50; the cheapest way. Why would I have to pay that for something that they clearly fraudulently sent.
I only say that it was fraudulent because my neighbor order the exact same item, and was shocked as I was; fortunately for her, her bank took care of it. I think PayPal is not representing its buyers to the fullest and moral and ethical extent. On the phone with a PayPal employee Kate **, told me, "You should know you will have to pay shipping." I asked where is that located vividly so the buyer knows that before they push "purchase?" I was told, "You can read it under our buyer protection policy." Bottom line, all three people, Kate **, and her supervisor, and her supervisor Matt, ** basically kept reading the policy back at me. This is ethically wrong, write to your congressman to hold PayPal accountable. Here is the address for corporate if others have the same complaint against Paypal: Corporate Office, 2211 North First St. San Jose, CA 95131.
Reviewed Aug. 17, 2018
Made my payment. Always on time. In fact always weeks early!! Paid it off again which they say can take up to 8 days to be credited to my account. It's been almost two weeks and bank showing it paid. PayPal showing it's paid but will not credit my account. If I try to contact them? I get the same automated answer. Going to cancel this account! Don't bother with PayPal if you make your payments like you should.
Reviewed Aug. 15, 2018
I signed up for PayPal and entered all my bank information, assuming it is a safe way to pay online... wrong! They got me to enter all my bank information, said they would take the money out of my bank as I used it online, then sent me a letter, which I have, stating I don't have to pay any interest or late fees for 6 months. I thought this was fantastic! I received the letter Aug 8th, 2018, short time ago, then I got a letter stating I am late and they charged me $38.00.
If they are taking the money out, auto draft, how could they charge me, but they didn't take it out, then why did I give them all my bank information. Then I had issues getting into the website. I NEVER received any phone calls or mail stating I had a bill due. This is totally ridiculous, and when I called, someone that has English for a second language didn't help me. I paid the amount they said was due, because I have excellent credit and want to keep it that way, now they say I owe way more? I finally got a statement from them and there's many charges. I have no idea what they are. I don't order automobile stuff nor electronic stuff. I am a single female over 50. I would suggest not using this company.
Reviewed Aug. 14, 2018
I am a service business. I do wedding services and recently had a client cancel two day before the service was scheduled. The client agreed to our refund policy upon reserving the date. However she went through PayPal and reported item not received. Because I cannot provide a tracking number, PayPal sided with buyer. There are no options to disputes without providing tracking. I have called three times and still cannot get this resolved. They don’t even offer the option to explain this is a service and not an item to be shipped. If you are using PayPal for your service business... do yourself a favor and find a different option.
Reviewed Aug. 13, 2018
I have purchased an item online using my PayPal's balance and was thinking that my back is covered by purchase protection of PayPal but I was wrong. Package delivered was left "at front door", but I never received; I do not know if someone passed by and took it or FedEx delivered to the wrong address. Shipper (who sold me the item online) told me to contact FedEx. FedEx gave me a case number, then told me to contact Shipper. 2 weeks later... Called FedEx; told me that they cannot give me the claim's info because I am not the shipper. Called Shipper, told me that the claim was denied by FedEx because the package was delivered to the right address. Called FedEx to see if there is anything I can do to get my money back; they told me to contact Shipper, and also said that Shipper allows FedEx to leave the package at the front door.
Opened a claim with Purchase Protection of PayPal and got denied. Done. Lost my money for nothing. In short, I am not going to use PayPal to buy anything online again, but to use it as a tool to receive money and transfer it to my bank only. If anyone knows how a way to get my money back, please let me and everyone know; I believe that I am not only the one who has this issue with PayPal.
Reviewed Aug. 11, 2018
I just obtain a job where I have to pay $399.00 a year for use of a system. I paid $199.00 last month, but this month I did not have the funds to pay for this month. The only card that was inside my PayPal account were mine, because I had remove it (the other card I deleted were my friend). Well PayPal put the card back into my account and charge it for $199.00. Now my friend account is overdraft and they denied me to put the money back, my friend is a elder man I known over 30 years who is on disability.
Reviewed Aug. 10, 2018
I recently started Airbnb business and set up account with PayPal, as a quicker way to get my money paid by Airbnb. I was so wrong. The first payment from Airbnb came to PayPal July 15, then July 20, and 22. Today is August 10. Still can't get my money. It shows zero on my PayPal account. I tried everything, and Customer Service calls as well. Customer Service is useless. Thanks God I changed the payment method straight to my personal account and it works well and stress free, but that amount about $900 PayPal keeps and not paying to me. I am pretty sure they play with customers money making interest on them, and it's ridiculous. Writing this review to warn people not to deal with PayPal. PayPal is SCAM. Try to find a different way for your transactions, or you will be stuck with not getting your money, and no matter who you call to solve the problem, they don't hear you and do Nothing to help, because they do it on purpose.
Reviewed Aug. 9, 2018
I opened a claim with Paypal against SamsBeauty. I ordered 5 items from SamsBeauty, but only received 4 of the 5 items. The item that was missing was $14.99. I wrote to Paypal and went into full detail about my claim. All that they asked for (from SamsBeauty) was the tracking number. Of course the package was delivered, I already stated that! So once Paypal saw that the package was indeed delivered, they closed the claim. Seriously? Did they even look into the claim or read what I described to them? All they asked for was the tracking number, and that is how they made their decision? Absolutely ridiculous! I have been a Paypal user for years, but now I'll be looking for a different service.
Reviewed Aug. 9, 2018
Used PayPal as thought it would be quicker to receive money from a friend rather than a cheque, terrible service, took 8 days for PayPal to do all their checks and transfer the funds to my current account, a high street bank would be quicker too. The most infuriating thing is it doesn’t tell you that everything will take days, the screen says two hours to transfer funds then an email arrives to say 72 hours (it was a bit longer than that). Plus if you email customer service you get an email reply to say phone them so they might as well take the email option off. Not worth using.
Reviewed Aug. 8, 2018
I made a purchase through PayPal with my Discover card for almost 2k. Two months later my purchase had not arrived, their website had issues and when I clicked through FB my account was gone. I opened a dispute with PayPal who said, "Deal with Discover." I called Discover. The next day PayPal had put limits on my account claiming unauthorized user. I called PayPal three times. The first times they never returned the call.
The third time, they requested my drivers license (uploaded 4 times), my proof of being an authorized user on my and my husbands card (uploaded 3 times), a copy of my Discover statement (uploaded but financial numbers scratched out by me). This should be more than enough to prove who I am. According to PayPal it's not. I have to get Discover to send them paper saying I’m a real user. They limited my business account so my store is suffering. I didn’t get my merchandise from FROST COSMETICS (avoid at all costs) and yet I’m suffering for it, thanks PayPal. If there are charges that can be filed, I will. Loss of revenue is just the beginning. I get security but that's harassment.
Reviewed Aug. 7, 2018
I purchased a tent from Molyes store on 6/29/18 for $69.99. The item I purchased was a 3-4 person, hydraulic opening tent. The payment was processed through PayPal. A month later, I received a completely different, cheap tent that fit one person and was a pop up. I complained to the seller and they said I needed to send the item back to China, pay for the shipping myself, and that they might give a refund when they receive it. I did some research and saw numerous complaints about this seller and the fact that they were fraudulent and how some people had paid $50 for shipping it back to China and they weren't even given their refund. I escalated the complaint to PayPal, (who I learned was also aware of the fraudulent seller, but they continue to process payments for them as more consumers continue to get ripped off).
Once I escalated the complaint, they came back with the statement that I needed to pay for the shipping back to China, and there was no mention of the bait and switch tactics used by Molyes store. I am extremely disappointed in the poor business practices of PayPal, and the fact that they won't stand behind their system and give me a full refund. Since they are aware that this seller is shipping false items or not shipping at all, they should have taken down the seller and stopped processing payments for them. I want my refund of $69.99. This ongoing issue with PayPal is making me want to delete my account permanently and never use their services again. I have no desire to use a service that has no ethics.
Reviewed Aug. 7, 2018
As a business that accepted PayPal, I am very displeased with the customer service when addressing a problem that occurred recently. My business will not be accepting PayPal anymore as a result. I think their fees are high considering their lack of knowledge to give reasons for their actions.
Reviewed Aug. 6, 2018
Every time I'm using the site I get a 'noticed suspicious activity on your account' they want me to verify given a menu of options, none of which actually work. Answer some questions? Blank page. CC verify? Same blank page. Also they cannot seem to figure out or retain an actual phone number into their database. This level of gross incompetency just illustrates a very scary service scenario right now... one that cannot perform or function as advertised. Obviously something bad is happening behind the scenes and we're all having to suffer as a result of it. Customer support is non existent. They route you to a vicious cycle of robotic hell that just annoys you more than you were before you started the call.
Reviewed Aug. 6, 2018
I ordered a product off of an advertisement that I saw on Facebook. The product that I received was nothing like what was displayed in the ad! I contacted PayPal to have them help me get a refund. PayPal opened a case for me and said they would be in contact in a few days. Several days later I received an email that they had decided an outcome on my case and it was not in my favor that the seller had accurately described my product. I immediately called PayPal again to find out what could be done. The lady on the phone told me to get some screen captures of the product that I was promised and then you take a picture of what I received. I did this and sent them to the email address that she had given me a link to.
The next day I received an email again from PayPal stating that once a case has been decided it could not be reopened. I immediately called PayPal again. The lady on the phone told me that it could be appealed and she opened an appeal for me. Gave me a different link to send pictures so I did so with her on the phone and she agreed with me that what I thought I was buying and what I received or not even remotely similar. The next day I receive an email again stating that once a case of been decided it could not be reopened.
My question is PayPal is supposed to have your back and protect you against fraud and scams and instead they're helping the fraudulent scammer get away with what they done without any consideration of any evidence or anything else. My dissatisfaction with PayPal is so complete. I believe I will close my PayPal account and my smart connect account and just make my purchases from now on with a credit card that will help me.
Reviewed Aug. 5, 2018
In the last few days, 3 attempts to use PayPal to pay 3 different vendors have failed with no reason given. In the first case, I used a PayPal.me link from I vendor I have made payments to that way numerous times. I got an error message that said my payment could not be processed at this time and instructed me to try again later. I did try several more times with same result. I called Customer Service and used the option of having them call me back in a designated time period. They did but the Customer Service representative was unable to talk to me because the account is in my husband's name and he wasn't available at the time.
So I called back when he was here and had to wait on hold for over an hour. The Customer Service rep went through the usual scripted answers but could not explain why there was a problem. I finally insisted on speaking to a supervisor, was put on hold again and then the call was dropped. There was no attempt on the PayPal end to reestablish the call. The vendor also tried to contact PayPal to see if the problem was at that end and could not get through.
The next day, I tried using PayPal from the Home Depot website to pay for an item I was going to pick up at the store. PayPal showed the transaction as pending, but the store sent an email saying PayPal had declined the payment. I gave up, reordered and paid directly with my credit card, but I see the original payment is still listed as pending on PayPal, while Home Depot has the order marked as cancelled.
Today, I tried using PayPal from an established website providing an online course and the same thing happened - PayPal has the charge listed as pending but the course website said payment did not go through. The customer service rep from the online course suggested I skip PayPal and pay directly with my credit card as soon as the "pending" designation on PayPal clears. The benefit of using PayPal - keeping your credit card information confidential - has been far outweighed by these recent occurrences coupled with their extremely bad customer service. It hard to understand why a company that used to be decent to work with and that makes money on each transaction has gotten so bad.
Reviewed Aug. 3, 2018
I sold a phone on eBay. Buyer bought in Feb 18. In June 18 they filed a " not authorized" chargeback claim against the purchase. PayPal takes the money from my account. I get it back since I have the tracking number and was protected by PayPal seller protection. The scam buyer files another chargeback. This after the post office no longer keeps the tracking info online. I lost the case due to this, even though the case should have been closed the 1st time I won. PayPal has not worked on my behalf to get my phone back. The scam artist has kept my phone and got all their money back. Even PayPal will simply say it's legal and they do not have to send it back. What a terrible business practice. Do not use PayPal for selling, they will not protect you.
Reviewed Aug. 1, 2018
Opened new account and verified everything needed to use for business and was assured that there would be no delays in funds since I confirmed all accounts but here we are after very first transaction and my funds have been delayed. I am sure my money and your money altogether make for some nice interest in their bank. If you have never used PayPal DON'T. It has been a miserable experience and just as soon as I can get these CROOKS to pay up the money that they owe me I will cancel my account and become a thorn in their ** for years to come so nobody else has to go through this!!! PAYPAL IS NOT THE ANSWER, TRY SOMETHING ELSE AND DO NOT GIVE THESE CRIMINALS YOUR MONEY AS IT WILL COST YOU IN THE END!!!
Reviewed July 30, 2018
On July 20th I had $3,210 sent to me via Paypal. There was a link stating that I could transfer my money which I tried for days. Every time I hit the transfer button I got a message stating Paypal could not process the request right now and to try back later. I e-mailed customer service. After 2 exchanges I still could not transfer my funds as I kept getting the same error message. Now 10 days later I have requested for Paypal to send me the funds via ACH or via overnight check as the issue is with their software but they have not yet done so. Still waiting for their software to work. I am wondering if Paypal intentionally does this to faciliate interest on the money sent? If their software is botched shouldn't they be helping their customers get the money and not just telling them to clear their browser and try again? Also, why is there no phone number to call a rep at Paypal to get things resolved? A total scam. Will NEVER use Paypal again... Ever.
Reviewed July 30, 2018
If you think you're always safe using PayPal for transactions, think again! I made a booking on Airbnb for a longer period and therefore, a large deposit amount in Euro. Although I had nominated my Euro-denominated credit card for this purchase, the debit went automatically to my A$ bank account, which was not funded for this purchase. After about a week, PayPal debited the credit card with an amount that was 10% greater than the purchase amount. Upon contacting PayPal, the supervisor claimed that this was a currency conversion charge that I had to pay as the amount had been converted from Euro to A$ and back to Euro. The fact that PayPal system made the conversions without regard to my preferred payment method, made no difference. I no longer trust PayPal and have closed my account.
Reviewed July 29, 2018
Last October I had opened an account so my husband and grandson could pay for a fishing trip. The head of the fishing company would not accept anything from PayPal so he paid cash. This Jan. I started receiving email from PayPal saying I owed them money. The end of Jan. we had a tragedy in our family and I became very ill. All of the sudden in June I get this notice from PayPal saying I owe all this money for ridiculous things. I kept emailing and telling them I did not purchase these. I kept trying to deal with them. I finally did make a payment for The New York Times which I had not ordered and two other things but with the tragedy I went ahead and sent money with a letter saying I had never ordered anything regarding this newspaper.
Then I start getting all these charges added which are fraudulent. I tried to speak with someone and they kept adding more charges. I have now filed a fraud complaint with them. They added The Wall Street Journal and other things. I am now waiting for the fraud complaint but have not heard from them. I am now looking at taking them to Small Claims Court. In Georgia you can go to small claims court for up to 15 thousand dollars. This has been a nightmare. The people working for them do not even respond. Will write again with the outcome.
Reviewed July 28, 2018
PLEASE BE ADVISED!!! PayPal is charging customers a significant service fee because they claim: "Our app doesn't allow for a free payment (friends, family, etc.) at this time. We are working on the problem and have received many complaints, but in the meantime, just tell people (who only call in to complain because they are on top of their bank accounts) to log on to 'paypal.com' and they can send you payments without the fee".
I seriously think that this calls for a class action lawsuit for the millions of dollars that they are receiving because people have no idea about this "glitch" in their system. Pathetic. Every option should be available no matter what portal a paying customer uses to send money and not allowing that option is making them millions and costing the payee millions in ridiculous, unnecessary fees.
Oh, and good luck with "customer service", what a joke. Lines fed out to other countries where the hold time is at least 20 minutes and then, when you do get some joker on the line, they are rude, talk over you, tell you how they need to educate you on how PayPal works, and probably have a miserable life to say the least. Never again people. Look into what I'm stating as fact here. They are ripping off millions of Americans who probably never saw it coming.
Reviewed July 28, 2018
Difficulty withdrawing balance and transferring to bank. Customer Service at PayPal is not open except during the week. For a company this size, you should be open 7 days a week or you shouldn't be in business. Paypal also tries to charge for transfers and sent me a canned email that they would charge a percent of the transfer. When I spoke with them the last time, they lie and say they don't charge a fee, but they definitely try. Don't let them.
Reviewed July 27, 2018
Waited over an hour on hold for customer service to pick up. I have security concerns. Finally gave up and am just going to cancel my account. I have a business account with them as well which I will be cancelling.
Reviewed July 26, 2018
My account was used in some type of scam, where multiple payments were sent to users. PayPal has given me excuses after excuses on not refunding me this money. They asked me to fax documents, then mail letters, and then to contact my bank. This who process has been horrible and PayPal needs to stop doing this to their customers. File complaints with your representatives regarding PayPal.
Reviewed July 25, 2018
It seems I am not alone when it comes to trying to deal with PayPal, they live up to their horrendous reputation of “legally” obtaining your money and somehow they hold your money for an undisclosed amount of time with zero accountability. On one occasion I sent money to a friend and it went into ‘unconfirmed’ status which happens when the email address is not linked to an account (I.e no account exists with that email address). This should be no issue and one should receive an instant refund yet the story PayPal come up with as to why it will take up to a month for you to receive your money back, is that it has left your bank account but PayPal haven’t received your money, it is in cyberspace with the flying pigs I might add!
To best illustrate what it’s like, imagine buying some milk and it is sour so when returning the milk the shopkeeper “drops” your money down the side of the cash register then tells you ‘Sorry! But it will take up to 28 working days for an expert to move the cash register and for you to receive your refund!’ It is not the customer’s fault that the shopkeeper does not know where the money has gone! The amount of unethical practices this company gets away with, really should be a sign for anyone to stay as far away from this company as possible. They obviously use your money and hold on to it as long as possible, and as you the customer are powerless to do anything about this big firm who is withholding your livelihood without any competent explanation or transparency.
Upon speaking to a manager after being hung up on and dealing with clueless representatives, I displayed my evidence to him, in the form of an email clearly stating a definite date for my money to be refunded, and it was well after the date with no funds to be seen and my bank account, “missing” the money I was looking for. His bottom line was he needs to ‘coach the representatives about misinforming customers’ and he still doesn’t know where my money is! Erm... there is a simple word for all of this...FRAUD!
Reviewed July 24, 2018
So, I recently realized that PayPal and eBay have teamed up to fool their customers. WORST PAYPAL & EBAY CUSTOMER SERVICE!!!! Worst MANAGERS in PayPal!!! They just don't care about their long term clients! I ordered a Galaxy Note 8 from eBay few days back and they had a promotion going on that day, that along with any $119 purchase you get a free Google Mini Home. I successfully redeemed the promo code for that along with my phone. I even received the confirmation email for the same! But, only after 2 days when I check my PayPal I come to know that they have charged me $54 for the Google Mini which was apparently free of cost. And upon checking my eBay account I see that my phone order has been canceled and they already shipped my Google Mini and wrongly charged me for that.
Upon contacting eBay & PayPal customer service 10 times, they were of zero help and kept blaming each other. None of them credited my account back. Paypal Managers are highly uneducated as they closed my claim saying that I'm not eligible for the refund for which they wrongly charged me. Never ever purchase a single item from eBay and don't authorize PayPal for anything as they misuse your account big time. They will run out of businesses soon!
Reviewed July 23, 2018
I used PayPal to give my roommate a deposit to rent a house. PayPal clearly had withdrawn the money from my bank account. The money did not transfer to my roommate's account. It was stuck in pending status. Days later, when we called PayPal to get an estimate on when the money would clear we were frustrated to realize that we wouldn't be talking to a customer service representative. The message we got was a looped robotic message that was zero help. Please save yourself the trouble and do not use PayPal.
Reviewed July 23, 2018
Venmo users beware, PayPal has the most ridiculous lack of customer service of any company I've ever encountered. All I wanted to do was add a second bank account to an existing PayPal account. Without any explanation, I was sent a "We cannot process your request at this time" error message. It was only after I emailed customer service that I discovered I needed to re-verify my ten year-old account in order to add the new bank account. Fine. I called the customer service line.
Call #1: Dropped from Queue. Call #2: On hold 30 minutes, had to hang up because those of us in the real world eventually have to go back to work during the day. I emailed customer service a second time, requesting assistance, and was told the 5 step process of how to get a one time passcode for better service. Half a dozen clicks later I was on the phone, passcode in hand. Spent five minutes in the phone queue before being transferred to a real, live human being... who promptly hung up on me.
Reviewed July 22, 2018
A few years ago I purchased a pair of Marshall 1972 Super Pa 100w amplifiers and recently decided to let them go. I approached Mr. **, a collector of these amplifiers, who then purchased them from me. Mr. ** suggested that I open up a PayPal account as that was his preferred method of payment. I explained to Mr. ** that I was not familiar with PayPal and he assured me that it was a simple and safe way of doing business with international clients. I agreed in opening up the PayPal account and on the 22nd June 2018 I received payment for the amplifiers which also included the shipping cost.
When I received the payment, I then realized I had to wait 21 days for the money to be available to me. I then notified my client and he had no problem with waiting for the payment to clear, as that would be the only time I would have been able to cover shipping cost. I also had no problem waiting for the money to clear as I understood it was procedure.
The payment cleared on 13th of July 2018 and I was under the impression that I could then proceed with the shipping. Unfortunately I kept getting an error code which said “return to merchant”. I then approached my local bank which is FNB and they then said that the issue was a PayPal issue which was restricting me from doing online transaction. I then contact PayPal who then advised that nothing is wrong with my account. Later on, I purchased small items on eBay which was successful and took this as proof to my bank to show that the issue was not a PayPal one but a FNB one. (The issue was still not resolved)
When I realized I was having issues with PayPal, I then did a partial refund to my client of 250.00 euros and suggested to him that he should procure shipping from his end. I sent him the quote I received for 204 euros from a company called Parcel Monkey. I also planned to use a local based Courier Company but found them to be a bit of stress and would cost my client more time. The suggestion of getting my client to procure shipment upset him and left me in an awkward position as he disagreed with procuring the shipment and explained why which made sense to me and I understood from his perspective. (PayPal has made me look as an unworthy trader in the eyes of my client which I wished to continue doing business with in the near future).
FNB suggested that my account was not linked correctly and advised that I follow the online banking procedure to correct the linking of my PayPal. So far the process has been extremely time consuming which had placed me in a position where I had to neglect other business, as I was most of the time on the phone - but nevertheless on the 18th July my PayPal account was successfully linked. (I assumed this was the issue and after this was done I was under the impression that I could conclude my sale with my client).
After my account was successfully linked the first thing I did was try to procure shipping for my client based in the UK with Parcel Monkey. This courier company does not accept PayPal as means of payment outside of the UK which was why I then tried to withdraw funds into my local bank account to complete the shipping and invest the money in other items to resell. I then found that I was unable to even withdraw funds, as I received the error message saying “return to merchant”. I contacted FNB and notified them of the problem, they once again advised that the issue was a PayPal issue and also advised that if I had withdrawn my money it would have take 8 days to reflect in my account. (PayPal withholding funds placed me in a position that allowed me to lose out on feasible transactions as my money was now tied up in their account).
I then looked for a courier company that did accept PayPal and found a company called Global Trans Express whereby I, once again, received the error message to say “return to merchant”. (Besides losing out on other business transaction PayPal withholding my funds that should be available to me is not allowing me the chance to complete my current transaction with Mr. **.)
I contacted PayPal once again and spoke with Shane and Pia who then pointed out the problems with my PayPal account and advised that it related to an internal security model. I was asked to provide them with a few documents such as my identity document and bank statement containing my card details which I did. Pia tried to uplift the internal security model issue but failed as she did not have access. I was advised by Shane that the process could take a few more days to be resolved and another consultant Mills said it could even take up to a year. I have communicated to my client all of the above and he has started to become agitated which I do not blame him for. (THAT'S WHAT I HATE THE MOST, HAVING AN UNHAPPY CLIENT).
Before I forget instead of the matter being resolved the issue just got worst as PayPal then placed more limitations on my account requesting more documents which I once again provided them with. On the 20th of July at 5:52 PM I received a message from PayPal stating my account has been resolved however the issue still persists.
To my understanding when my client made the payment the money was taken from his account immediately and placed in my account on hold for 21 days. After the 21 day wait PayPal continues to hold my funds which should of been available to me. This gives me the impression that PayPal takes our money to invest in other transactions which is not legit but an intelligent way of committing a crime. Also I was advised by PayPal to convert currency in order to proceed with my shipping transaction, after doing so my transaction was still unsuccessful and I was charged for this. In my opinion this is just another method they use to crook us.
Please assist in looking into this matter as I need to complete the shipping for my client as soon as possible. And I have browsed the net and seen I am not the only one facing this issue and if you do the calculation it's a million dollar scheme PayPal got going on. I have spent more than 15 hours trying to resolve this issue with PayPal. I would like my matter to sorted as a matter of urgency so I can withdraw my funds and never use this service again.
Reviewed July 21, 2018
I filed several complaints against unscrupulous sellers on WISH.COM and EBAY.COM, whose products did not match their description. PayPal suspended my account for returning faulty merchandise and is now illegally keeping my financial data on file without my consent or authorization to use in case a claim against me arises. This is known as criminal conversion. I have sent PayPal Inc., many emails requesting and even demanding that PayPal remove my financial data from their database and they are refusing to remove it. PayPal's excuse is that I may owe someone money and they intend to "use my financial information to pay that" illegal because they do not have my consent and because I do not own anyone any money.
The fact of the matter is - Sites like "Wish.com" and "eBay.com" are the only place I used PayPal. If my 6 purchases of bad merchandise was using poor judgment then why does PayPal continue to allow these unscrupulous business' continue to sell products that are worthless, the fact that PayPal allows these businesses with 100s or even 1,000s of complaints continue to sell then PayPal is at fault for not removing them from PayPal. PayPal needs to be investigated for criminal conversion. We will be filing a criminal complaint against PayPal Inc. and their executives.
Reviewed July 20, 2018
I've contacted PayPal customer support a half dozen times before and they are about the worst customer service people EVER! The operators that I had could barely speak English and they kept giving me vague or incorrect answers. They would also direct me to contact eBay even though the issue was with a PayPal account. I would suggest saving yourself 30 minutes and your sanity and don't even bother reaching out to PayPal.
Reviewed July 20, 2018
PayPal let a 13 yr old steal over $600 from me so the kid and his father of a middle and the age and PayPal sternly refuse to look at the evidence because obviously they would be in the wrong because on the website under their rules you must be 18 years or older to go and do business on PayPal. Anyways make a long story short I never got back to money but now after all these years of purchasing on eBay using eBay gift cards they made up a story that my account was hacked which it never was so my eBay gift cards they were taken from me. I have all the proof they were mine I bought at the store. I pay for them in cash which I have the receipts for.
Now eBay is refusing to let me use them because the word PayPal saying that my account possibly was hacked which it was not. All these credits were on my checkout page on eBay. I did not have to enter the room with the gift cards. They were already on there to use on my next purchase. I do have the gift cards and receipts but whatever PayPal wants to make an eBay will believe. I guess that’s why every time I try to call PayPal it’s an hour to wait every single time. I’ve tried to call and I don’t have enough fingers and toes for how many times I’ve tried to call them. It’s always an hour to wait so I guess I’m not the only one who is very very disturbed with PayPal and now they’re stealing your money so if you are using PayPal I suggest you get out while you’re ahead.
Reviewed July 19, 2018
PayPal is absolutely awful. I can't believe that they are still in business as pathetic as their business practices and terms are. They put a restriction on my account out of nowhere saying they needed proof of my identity. Even though I don't know why they did it, I do understand the practice. It's easy to have fraud online. But then, I uploaded pictures of my state issued driver's license and social security card. I didn't get any response for several days, so I called them.
They verified that I am who I was supposed to be, but then, during this same call, they asked me where I get my products that I sell (now keep in mind, I have been selling on eBay and this account for nearly four months without a single customer dispute or failed delivery and have nearly 30 transactions) and if I had receipts for my items. I wasn't aware that unless there was a dispute between a buyer and seller (and I can't really even rightly accept that where the item came from would matter much then either) that it didn't matter where you get the items you're selling. What is it to PayPal? I might have elves making toys for me to sell at the North Pole, but as long as the customer gets the toy that they purchased with no issues, I can't imagine it could possibly be relevant.
In any case, I, like I'm sure probably at least 75% of other PayPal users, didn't have receipts for what I was selling. Why would I need one? What does it matter at all as long as the customer/seller satisfaction is good? It doesn't. But, for that reason alone, they locked my account (and my funds in my PayPal balance I had received for my items that I had sold on eBay for 180 days). Absolutely nothing to do with any other factor than they locked my money to draw interest on it. This is completely unethical and should be addressed. No company, corporation, organization, or individual should be able to use a half-ass stupid user agreement policy to be able to keep your money for SIX MONTHS. And they are getting away with it every single day. They are absolutely, without a shadow of a doubt, the biggest group of online exchange thieves.
They locked up nearly $2,000 dollars of my money so that I can't touch it in any way whatsoever for 180 days for no reason other than they can and they wanted to have my money. Do that to about 50,000 people a year and you're making a huge sum of money on top of the huge sum you're already making from fees that you charge the people whose money you're going to hold whenever you decide to, regardless of any inconvenience or serious financial problems it causes them. I don't know about the rest of the world but when you take $2,000 of my money and lock it from me for SIX MONTHS it puts you in a hell of a financial dilemma, or it has me anyways. I'm not rich, and I depended on that for income. Now I have a title loan coming due on my only vehicle and my house rent and rent for my storage units where every single belonging I have is stored.
Thanks PayPal, because you're a bunch of greedy, worthless snakes, I have you to thank for me fixing to lose everything I have. EVERYTHING. So my advice to anyone who might be enlightened by my mistakes, DO NOT USE PAYPAL, unless you want someone to just do whatever they see fit with your money for whatever reason they want, and if that's the case just give it to me. Might as well, it's about the same prospect, someone I don't know has my money for no reason other than they wanted it, and I can't do anything about it for six months. Might as well throw it away if you have any bills due or any expense within that six months because it's useless to you just the same. I hope this review helps you get an idea of who and what you're letting hold your money (and possibly everything you own if you were depending on it to pay your bills).
Reviewed July 18, 2018
I purchased some items from eBay in late June but never received them. I paid through PayPal. I contacted eBay and was told I was eligible for PayPal money back guarantee. I contacted PayPal and was told that my primary address was not my real address. That being caused by back in the later part of last year they and eBay got hacked. My primary address was fraudulent and no fault of mine. I was told that because I click pay now it was my fault. They told me it could take up to two weeks to get a judgment on my claim. I got an email it less than five minutes later saying it was denied. The seller refunded my money today even though he did not have too. As for PayPal they have to be one of the most crooked companies on the Internet.
Reviewed July 17, 2018
I have recently opened an account with PayPal and have been selling reasonably high priced items through eBay. Due to my new account status I’m told that my money is held for 21 days. What I have so far experienced is that the 21 day period comes and goes but my money is still kept on hold? I have rung repeatedly their helpline and sent numerous messages to which I’m told there is a technical hitch with my account. Eventually after hours of calls SOME of the money has been released but still I’m waiting for WEEKS after the event for the rest of the money to be released and still no resolution.
I now will not accept payment via PayPal as they are clearly either completely incompetent or just plain racketeering. Their charges for this service (joke) are ridiculous and their currency exchange rates a complete rip-off. How on earth does this ** of a company get away with it? Between themselves and eBay the charges are disgusting, the service deplorable and their routes to resolution frankly crap. Luckily I do not depend on these payments reaching me in timely fashion but I dread to think if someone was using their service who relied on being paid without the time issues and all the grief. It’s about time this company was outed for their deplorable business practices.
Reviewed July 17, 2018
I recently received money through Paypal for an item I sold online. While I don't run a full-time Ebay store, like most I sell items I no longer want. I've been an Ebay/Paypal member since 2003 so when I inquired about a recent hold on funds received, I was bounced back & forth from both companies. My last call to Paypal was very uneventful & the agent was very rude. She mocked my frustrations with my situation & when I asked to speak with a superior, she hung up. I'm not the first person to have issues getting matters resolved with Paypal.
Reviewed July 16, 2018
Absolutely the laziest and worst customer service I’ve ever experienced in my life! I opened an old account and needed to do a name change so I submitted all the documents and they changed it to the wrong name. I emailed them in frustration and told them to read the rest of my driver's license so they could actually change it to my correct name. I then got an email saying I would need to call them and make the change. So, I called them to make the change and they told me they couldn’t do it unless I submitted another request for a name change. I said, "You want me to submit all of the same documents that you are looking at right now so that you can change my name to the correct name?" He said yes and apologized for the inconvenience.
I said, "No, you have all of the documents in front of you and it’s insanity for me to send it all over again and hope for something different. You have everything you need, you have all of my documents, just change it to the correct name. It’s right there on my driver's license that you have on file!" He wouldn’t budge and I said that I wanted to speak with a manager. He put me on hold for an extended amount of time and then came back and hung up on me. I then called back.
When you call PayPal, the automated service asks if the number you are calling from can be used to look up your account. I said OK. It then told me that I would have a two-hour wait but said I could be on a callback list if that would be better. I obviously wasn’t going to be on a callback-list nor wait two hours on hold when I had just gotten off the phone with their representative. I knew they were there. So, I called back again and said "no" when the automated answering service asked to verify my account with my phone number.
At that point I was on hold for about two minutes before a representative got on the phone. Ironic that when they didn’t know it was me they were happy to answer the phone. It was the same guy. So, to sum it up, they got mad at me because I was frustrated at THEIR mistake and wanted a manager to correct it. Then they flagged my account and wouldn't take my call. They lied. They said it was a two hour wait when it clearly wasn't. When I told him I wanted to cancel he was happy to handle it.
He couldn't change my name with my driver's license in front of him nor put me in touch with a manager, but he was happy to close the account. He didn't even ask why I was canceling so I let him know I'd be contacting the BBB, Google reviews, and social media to report my experience and he happily said "ok". He didn't care, nobody there cared. I'm just one person. But I'm now one less customer and if they continue with service like that I won't be the last to walk away. It was by far the laziest and unprofessional customer service I've ever encountered, and I'm in the customer service industry.
Reviewed July 15, 2018
First, I served as a judge for the State of Florida Department of Business, and Professional Regulation. It's the judicial arm of the Florida Secretary of State, and regulates all businesses foreign, and domestic, doing business in the State of Florida. That includes PayPal, and eBay. That being said, it is my experience any merchant using PayPal as a means of payment is foolish. One of the businesses I own has an eBay account which is "Top Rated Seller Plus", "Power Seller", and has 100% feedback. It has been doing business on eBay for 10 years. eBay, has been great, and has always supported us 100%. They have always been fair, professional, and helpful.
Return fraud is one of the major problems regarding internet commerce. We just had a buyer using a fake phone number, fake address, purchase four of our products, asked for a return, claiming it was fake in an attempt to avoid a 20% restocking fee, and return shipping costs. Upon further investigation it was found this buyer did the same thing to 3 other eBay merchants making the same claim, and returning bogus items, but not what he purchased from those eBay merchants. We have a 30 day return policy so no problem there but we made sure the buyer knew that what he returned would be inspected closely by third parties on delivery. The buyer never shipped the product we sold him back. The claim was ruled in our favor with eBay, as it should have been.
The buyer then filed a claim with PayPal claiming the product was fake. I sent PayPal all the evidence against this buyer which should have made the case open, and shut. Instead PayPal ignored the evidence, and illegally deducted money out of our PayPal account. I say illegally because we had NOT received the 4 products back from this buyer who had made the bogus claim with PayPal against us. PayPal then closed the case stating we told them we had received our products back which was a lie. I immediately responded to PayPal using our email system that what they did was illegal. You can't take money from a merchant and give to the buyer, and allow the buyer to keep a merchant's products without compensation. It's called "defrauding a merchant" as well as "mail fraud". I sent PayPal a ten day demand letter which they ignored.
Coincidently, the buyer evidently decided to ship us a package purported to be the items he purchased from us in an attempt to claim he returned our products. The box arrived and was opened in front of a U.S. Postmaster. The box contained wood blocks. So now this buyer, as well as PayPal have a major problem because that is "U.S Mail fraud" and interstate commerce fraud, charges we are pursuing against the buyer, and possibly naming PayPal as an accessory.
I notified PayPal of the empty box and sent them the letter from the U.S. Postmaster which the U.S. Postmaster labeled "Fraud Parcel". Finally, I spoke with senior management instead of low tier PayPal employees. They were very professional, polite, and extremely concerned. They have indicated they fully realize the ramifications, and what their possible criminal, and civil liability might be. We'll see what PayPal does. I believe the supervisors I spoke with were sincere. However, I don't trust PayPal. I have told them if the money is not returned shortly I will name PayPal in my criminal complaint. I spoke with the criminal investigations for the USPS, and the agent said they would also consider PayPal part of the problem, since PayPal was alerted to this fraudulent buyer, and ignored the evidence the buyer was a fraud.
So my advise to merchants is get a merchant account, and forget PayPal. They have poorly trained lower tier employees that handle serious problems which they shouldn't be handling. PayPal's whole structure is based on a bureaucratic system to discourage its customers. I was the wrong guy to attempt that approach on. Stay tuned.
Reviewed July 15, 2018
I am a teacher who lives in China and am visiting Europe for the summer. As my Chinese credit card does not work out the country. I had an old friend send my money through PayPal. (I sent the money to her account from mine INSTANTLY through a Chinese banking app called Alipay which is much better.) She sent $1700 on July 10th and we followed every instruction given on the website. As there was no purchase made we qualified for instant/express payment. Everything we did was denied or was not supported by the website such as confirming my identity to sending confirmation emails and keeping money on hold after the date assigned. With every email and phone call the directions have gotten worse and more incompetent while I am still currently stuck in Europe with no enough cash to even buy a hostel.
Reviewed July 15, 2018
I purchased a product through what I now know is a fraudulent company (never replied to a dozen emails, no phone number, website no longer active a month later). I never received the product although seller states it was delivered and PayPal will not give me a refund. I have repeatedly asked for a refund or the product and they deny the dispute. I will never use PayPal again and suggest the same for others. PayPal works great as long as you never have a problem. Never use PayPal if you are unsure where you are sending/receiving money.
Reviewed July 14, 2018
I sold two items on eBay recently. I have not received the payment in my PayPal account so I contacted the buyers. I was messaged back by one buyer who said she sent the payment earlier in the week. So I contacted eBay and they said the money had been sent and gave me the transaction numbers and told me to contact PayPal. I called PayPal and after getting through the automated service was told the wait time for a agent was 1.5-2.5 hours, so I left my number and waited for call. 3 hours went by and no call, so I tried calling back around 9 pm (EST), this time I was told the wait time was anywhere from 2.5-4 hours. At that point I hung up and tried sending a email to customer service for help. I was sent a email a few minutes later that was the generic email about possible issues, which did not help me.
I woke up the following morning about an hour after they opened and tried calling. Once again I was greeted with the wait time being 1.5-2.5 hours, so I was forced to stay on hold. Roughly an hour later, I was finally connected with an agent. Because there was a typo in the email in which the money was sent they could not fix it, however all they could do was contact the person who sent it, and tell them to cancel it and resend it to the correct email address. At that point I was furious, if they are able to contact the person and tell them to cancel the payment, but yet they can't fix the problem.
The agent who was helping me basically said all that could be done was cancel the payment and resend it. I told her the customer has already been waiting several days for the item to be shipped and I have spent almost 6 hours at that point trying to get this taken care of. Right before hanging up the phone I told her that they would be losing a customer and I will not be using their company again. If your company is that busy that your wait times can be up to 4 hours, then you need to hire more people. Because having 4 hour wait times and essentially making me wait 6 hours to talk to someone is beyond ridiculous.
Reviewed July 14, 2018
I sold concert tickets through eBay. I received the payment and transferred the tickets. Hours later I get a message saying the buyer was hacked. We both appealed through PayPal and I got to keep the payment. Weeks later she goes to her credit card company to appeal to find out who hacked her. The case goes back to PayPal and they determined that I was not covered under the seller protection and I’m out $420. $400 for the tickets and $20 as a chargeback fee.
PayPal doesn’t want to change their decision and I’m worn out from calling them and sitting on hold for 30 mins to an hour for each call. I have spent hours trying to resolve this and have provided them with all the evidence showing that the tickets were transferred to the buyer. Sadly, something similar has happened to several of my friends so this is not uncommon.
Reviewed July 13, 2018
Let's start by saying we have had a PayPal account since 2012. We recently started using them for payments from other dealers. Being in the jewelry business we make larger transactions on the norm. The first transaction of $800 went smoothly. BUT THE SECOND has been a complete nightmare. A buyer that I personally know issued me a payment of $2000 for a diamond. I sent the item to his business address. He has since received the item and the tracking confirms delivered. He marked the transaction as completed and my funds were released. I opted for the debit card transfer which was supposedly going to take 30 minutes. Here I am waiting 24 hours later with no sign of the funds. Every time we spoke with customer service (over 10 times) each representative has conflicting information. Not to mention the US phone number never gets you in contact with someone in the US! PayPal is a complete nightmare. SELLER BEWARE!!!
Reviewed July 13, 2018
PayPal is withholding funds for no apparent reason. We recently charged a customer $2000.00 USD for services rendered using PayPal Here software and card swiping hardware. Upon logging in to PayPal business account to transfer money to the connected business banking account, we discovered that all but $500.00 USD of the funds were being held for a period of 30 days. This protocol was never explained when we registered for a PayPal business account. We received an error message that indicated a "limit" had been set on this account. No explanation was offered as to why this limit was set.
We are a licensed, bonded and insured business, registered LLC by the Secretary of State of Ohio to conduct business. We have been in business for 10+ years. We never would have used PayPal had we known there would be a 30 day hold on all funds in excess of $500. No legitimate business with accounts receivable and accounts payable could possibly conduct business on this timeline. We are now having to scramble to find a way to move funds to cover the costs we will incur because of this absurd policy that was never communicated.
Additionally, of the $500.00 in funds that was permitted to be transferred to the business account, there was a 72 hour hold placed on the transfer. The 72 hour window has now elapsed and those funds have not been released either. This failure to release funds will cost carry repercussions for our business and we will undoubtedly be forced to cover fees and associated charges for transactions that will be returned for insufficient funds. To make matters worse, we had multiple avenues for payment at the time of the transaction and could have avoided all of this if we had known of this protocol. As a medium sized business, we regularly move large amounts of money to and from various accounts. This failure to release funds by PayPal is costing us a significant amount of time, money and effort to rectify for no logical reason.
Reviewed July 11, 2018
On Sunday, July 8 2018 we purchased an AC unit from a seller on eBay and had to pay through PayPal. We've had a PP account for years and up to now have never had an issue. Due to the amount of the purchase, we wanted to use our credit card, so when I went to "checkout" I was sure to mark my CC and made it my "preferred payment option". After reviewing the amount, I clicked continue which in the past has taken me to another page to confirm amount, payment source and note any special delivery instructions. This was not what happened this time. I immediately got the congratulations notice that payment had been made.
I was shocked to see that the purchase amount had been taken from my bank account instead of the CC that I had marked. In a panic, I immediately called the customer service number at PP in an attempt to cancel this payment. After 50 minutes on hold, I was finally connected to a CS rep who told me that he had no way to cancel the transaction and that it had been taken from my bank account because of the amount of the purchase. It seems that PP decided that the bank account was a safer option than the CC, less likely to be a fraudulent purchase and that I should call my bank to request a stop payment. I did in fact call my bank to put a stop on the payment.
After speaking to my bank, they did in fact initiate a stop at a cost of $36 (which was just fine) and I was told that it wasn't guaranteed that it could be stopped. I then contacted the seller and was in the process of making arrangements to pay directly. On Monday morning I checked my account and the charge was still pending but by days end it had in fact been removed and I thought all was well. This morning (Wednesday) I received an email that said the AC unit was shipped which was a little confusing because I hadn't completed payment with the seller, so I checked my CC account to see if it had been charged... nope.
I then checked my bank account and the charge was back out of my available balance. It seems that PP has now taken it upon itself to take the purchase amount from my debit card (again, without authorization) and my bank can't do anything to stop it. So now we are out $1,695.19 of usable cash and instead of having delivery made to my husband's workplace, it'll be dropped at curbside. We are DONE with PayPal!!!
Reviewed July 11, 2018
Awful. I had requested a sum of money to be transferred from my Bank to my PayPal Account. The Bank cleared and transferred the funds almost immediately. A few days later the money is still not in my PayPal Account to access. Stating it could take a few more days. As they hold on to it. Really? What a racket.
Reviewed July 9, 2018
I had created an account to send my brother some money. In that same day, I attempted to send him money and got locked out of my account because it wouldn't verify my phone number. Even though my correct phone number was linked into my account. So I got locked out. I called the customer service number and they are horrible. They asked me questions, I answered them correctly. And they flag my account? With no further assistance in resolving to the issue. Horrible. Just horrible. I deleted my account and will gladly stick to Western Union like I usually do.
Reviewed July 9, 2018
I ordered some items from a clothing store and returned items worth $548.47. It seemed that I had to use PayPal even though I would prefer not to. So PayPal was to refund this amount to my Amex card. This occurred in early May but I never got the refund. I contact PayPal and they said they sent it on May 16, 2018 but Amex doesn't have it. PayPal said they would put a tracer on the money but I cannot get an answer from them, although they say a tracer only takes a few days. I've spoken to them, written many emails, etc. etc, and simply CANNOT get this resolved. I am beginning to think they are trying to keep the money themselves because this situation makes no sense. This amount of money doesn't simply disappear. When I look at all of the complaints on this site, I wonder why Consumer Affairs hasn't taken any action against this company. It does seem to be a scam.
Reviewed July 9, 2018
My account was Limited by PayPal for a lack of identity proof. I gave them the necessary documents and never heard back from them. I called PayPal customer service and they proceeded to tell me that my account was under investigation. I ask what is wrong was with my account they said they can’t discuss that with you call back in a week. So when I called back a week later they informed me that PayPal no longer needed my service and was told that they cancel my account and whatever money I had with them. I had to wait 180 days to receive it.
Reviewed July 8, 2018
At what point does the government look at PayPal as a monopoly? They have ZERO legitimate competition and they do whatever they want. They are FAR beyond their legal bounds of their daily operations. They held over $20K from me unlawfully for over 220 days. All of their call centers are just huge circles where nothing gets done and you wait on hold for hours at a time. This is a prime example of a company that grew so fast that they left customer care and service in the past. One day it will catch up with them. They DESTROYED my business by slowly siphoning the entirety of my cash flow until they had over 50% of my cashflow AND a "Standard" $20K hold. Are you kidding me? PayPal is a scam and needs to be looked at more carefully.
Reviewed July 6, 2018
My account has been locked because of an I quote my husband put into his bank. I called to figure out what I needed to do and this Padraig from Australia answered me. First of all it had kind of hard to understand what he was saying, he made me wait for so long on the phone. I got very frustrated and did curse, which I get wasn’t great. But he was condescending, and absolutely horrible at trying to help me. He kept talking over me and mansplaining things to me like I was an idiot. He refused to give me actual guidance and was incredibly rude. This whole experience has tainted my respect for this company.

Reviewed July 6, 2018
We started to sell legal ** and PayPal notified us that they do not want to process those sales. I was not happy about this but fair enough so we took those products down that day, completed a re-review of their terms and conditions which was verified using a link they provided, and we called to discuss ** and if this was something they would change stance on... in other words we immediately took care of taking the products down. Fast forward to the morning of July 4th (about 8 days later) and we start receiving emails from eBay buyers stating they cannot check out... I drop everything I'm doing and get to a computer to see what's up and lo and behold PayPal has put my account on suspension and is holding my funds!
Outraged I began making calls to them stating there was no warning, no resolution offered, etc. and asking why was it shut down and what needs to be done to fix it... Well this global payment services higher up employees were all off enjoying their July 4th so I was told it could be 24-48 hours before anything but was assured someone would reach out to me... Well 3 days later nothing has changed and no one at PayPal can even explain why this is happening.
We have lost major revenue as July 4th is a good day. Having your business get shut down from accepting payments without any rhyme or reason and no clear way to fix any issue is a really scary experience and I could never recommend anyone use this company and if you do your due diligence you will find story after story similar to mine. Luckily eBay is in the process of implementing their own payment processor and currently you can use Authorize dot Net over PayPal so there are solutions. I would be very careful using PayPal especially if you value your cash's liquidity and customer service that wants you to succeed rather than keeping you in the dark.
Reviewed July 5, 2018
After 10 years of being a loyal customer and promoter of PayPal as a web designer, having used it on over 100 websites and promoting PayPal to thousands of others... PayPal has decided to close my account without warning or logical reason. Please let me explain this ridiculousness. I have been using PayPal for a very long time. Never have I ever violated their terms or done anything wrong. I have in fact promoted PayPal's use and have used it on over 100 websites. My account gets abruptly blocked without any logic or reasoning. Here is what happened:
As a web designer I build websites. I do not have any shops myself. I was building a website which wasnt even live yet... which contained over 1400 products! Out of the 1400 products... 1 SINGLE PRODUCT... Which is COMPLETELY LEGAL in Switzerland (a small bottle of under 1% ** Oil)... which clearly was a mistake and didnt belong on the website. This website was strictly supposed to have NO OIL products to begin with... and there are absolutely NO MENU items or way to find this product. A worker had BY MISTAKE through their backend Connector sent 1 single product to the wrong website.
As we have websites for the oils WITHOUT PAYPAL. This 1 out of 1400+ products was a mistake and didnt belong and was also very clearly so that it had no menu or had nothing to do with the website to begin with. If PayPal had a brain they could clearly see this. ALSO... I had never setup PAYPAL on that website. It was done automatically as when I signed up for SHOPIFY... they configured my email address as default... so my PayPal account was also falsely linked through the website.
Anyways... as frustrating as that was... I spent many many hours calling and explaining to PayPal the situation and the logic of it all. Apparently PayPal has the worst Resolution Center you could possibly imagine. PayPal does not care about its customers... they only care about promotions etc.. That is the only reason I can explain why this never got solved. There simply is no logic or reasoning at PayPal. After such a long time and loyal promoter of PayPal... for 1 single mistake... which was legal... yet never intended. 1 product out of 1400+ which OBVIOUSLY never belonged there... and the website wasn't even live... or nor was that products they complained about ever sold with PayPal. They simply decided to find 1 single product out of 1400+ and decided to without warning to close my account.
I have concluded that PayPal is destroying itself and only getting worse day by day. After being a 10 years+ loyal customer of PayPal... I am now removing PayPal from 100+ e-commerce websites and replacing them with Paysafe and others. PayPal has lost my respect and I will never use it again. I never expected such ridiculousness from PayPal. But I guess they have useless workers and no way resolve such simple issues. They simply do not care about their customers. TRUST ME... STAY AWAY FROM PAYPAL!!
Now to conclude. Let's get things straight. I had 1 single product out of 1400+ which clearly didnt belong on the website... was totally legal anyways... and was never sold using PayPal. Without warning my account is closed... which wasnt even setup by me to be using my email address. After many hours and hours trying to resolve with PayPal. Their decision stands, regardless of the logic. So after 10 years of use and loyal promoting PayPal as a web designer, PayPal has decided to keep my account closed as a result of a COMPLETE and CLEAR mistake. Thanks a lot PayPal!!! That's what we get for loyalty!!! PAYPAL FOR ME IS DEAD... USE ANYTHING ELSE BUT PAYPAL!
Reviewed July 4, 2018
I have been a PayPal user since 2008 and never had a claim or any issues. I have purchased a lot of products throughout the years using PayPal and sold a few too. May 23rd, I purchased Gabriela Sabatini EDT on the Bonanza website. The seller displayed a 4.5-star rating. I paid for the item immediately and requested shipping confirmation. Three days later no response. I contacted the seller several times. No answer, no perfume. After three weeks I contacted PayPal to file a claim. After PayPal contacted the seller, they finally shipped the item on June 21st from NY, and it arrived June 25th in CO. When I opened the package, I noticed the perfume had been opened before, and it didn’t smell like the EDT. It smelled of alcohol, but not perfume.
After some emails back and forth with PayPal, I got their decision: “We've completed our review and unfortunately are not able to decide this case in your favor. During our review, we found that your seller had sufficiently described the merchandise.” I don’t know about you but what does the description have to do with the seller not shipping the item or the fact that it didn't smell like Gabriela Sabatini EDT. I guess I paid $34 for some very expensive indistinctive smelling alcohol. Even though the seller showed a 4.5-star rating, there were comments from buyers for the same issues, not shipping items or cheap imitations. I could not figure out how it showed a 4.5 rating. Here is my decision: I will never use the Bonanza Website again. Since PayPal is useless for the purchase protection, it claims to offer, I decided to close my account. Good job! PayPal you just lost a 10-year customer.
Reviewed July 3, 2018
I am the owner of the company, Inferno Kickz, where I sell footwear to consumers. I opened this account a few months and my business has taken off. I used PayPal as I assumed they had a good reputation, but just recently my encounter with this company is negative. They are holding my money requesting more information. I gave the requested information and then contacted them after 2 days as the notification said they would, but didn't. The representative asked all these questions about my business and demanded all this information regarding my products and receipts. The end of the day, you are not the bank and I gave all information requested now you want to request more information for holding my money.
This isn't a new account, and you never requested shipping and seller's information before, so why is it such a demand now? You're holding my money and preventing me from continuing my business. This is unfair and after doing my research, apparently many other consumers have gone through the same thing resulting in them complaining to the BBB for a resolution. I just want my funds released so I can continue business with my customers as they cannot pay for the items they're requesting due to the hold on MY money.
Reviewed July 3, 2018
I sold a brand new iPhone; sealed package from Apple; mailed it certified and insured. The recipient claimed he never received the item or that is was defective (again, new phone). The buyer claimed all the money back and is keeping my device. Paypal sent my account to collections and reversed the payment. So the scammer got the money back and is keeping my device. Paypal is not responding to my emails. I called and the representative basically said "file a police report and deal with it." Paypal will not help me at least recover my device while expecting me to pay. The days Paypal was a good option are over. Please find another payment option. Scammers information: Buyer's name: Juan **. Buyer's email: **. Transaction date: April 8, 2018. Transaction amount: $657.25 USD. Disputed amount: $657.25 USD.
Reviewed July 3, 2018
PayPal is the worst, I can’t even get an email reply from them. I paid my balance off on 6/29/2018 and at 2:30 a.m. this morning 7/3/2018 I happen to be on my bank's app and ding dong PayPal just took another balance payment in the same amount. From my checking. Double dipping is what they did. In the past No matter who I emailed or spoke to has a clue in customer service, 4 different times I’ve had to call customer service for this problem, each time a different person all with different answers.
I’ve emailed them and they reply but I have to go to the message center to get my reply. Well there is no such thing, I’ve asked for help finding the message center and when I got there I clicked on inbox and nothing no message. This experience has been a nightmare for me. Trying to cancel... they won’t. They say they will but will not confirm. They’re stealing a small amount but it’s my money not theirs. I will never recommend PayPal even to the devil, that’s how bad they are.
Reviewed July 1, 2018
My account was Limited by PayPal for a lack of identity proof. I gave them the necessary documents and never heard back from them. Called PayPal customer service and was told that they never got the document so I had to re-upload them, I did so while on the line with the customer service rep. Told me it was all good and to wait a few days for a response about my case. Few days later I did, asking me to provide the same document I had already provide to the rep. Still trying to resolve this. It has been months now. This is all wrong. Very wrong and nothing is being done about it.
Reviewed June 29, 2018
For the past 2+ weeks, I have been trying to get a refund for a purchase I made through PayPal and was inspired to write a review based on several other ConsumerAffairs reviews posted within the last few days, as those experiences were very similar to mine. Long story short, on the same day a few weeks ago, I made two t-shirt purchases from two different vendors through Bonanza's website. For one order, I received a confirmation email through Bonanza with the shipping information. For the other order, I didn't. I wasn't really worried, as the order wasn't urgent, but the second order never arrived. Then, I received an email from Bonanza letting me know that BOTH vendors had been permanently removed from their website ad instructed me to dispute charges for any undelivered merchandise with Paypal. So I did.
Turns out, on the PayPal side of things, the exact same tracking number was entered for both purchases (now, remember, on my end, it looked like I was buying from two separate vendors). The PayPal system kept rejecting my dispute, because a "valid tracking number" was entered in their system, even though that is not possible to have two USPS tracking numbers that are exactly the same.
I called once, and the person said she'd re-enter the claim, and again it was denied. So I entered another claim, denied. I sent additional documentation, including a detailed message about exactly what happened and screenshots of all the emails from Bonanza telling me that the vendors were permanently removed from their site. I sent screenshots of the identical tracking numbers entered by the vendors through PayPal. I sent screenshots of the email confirmation that the one order was shipped, along with the USPS delivery confirmation for that order. PayPal recoded my dispute category from "other" to "item not as described," which doesn't even make any sense. I woke up this morning to an email that said they denied my claim again, and again cited a "valid tracking number" as the reason.
This morning, I called once again, and I was initially told by the PayPal representative that she was going to manually enter a new claim (which was exactly what the first person I talked to a couple weeks ago did and the claim was denied). After pressing her to explain to me how this was going to result in something different, she told me that the dispute system will automatically deny claims with a valid tracking number, and recommended that I contact my credit card company to dispute the claim there. What's the purpose of using PayPal if they won't help resolve issues like this? I told her I would not be calling my credit card company after all this, as PayPal has an obligation to make this right. She knows and I know that the tracking numbers were the same on two different orders.
I asked to speak with a manager, as this is not acceptable. She would not, but finally said she would initiate a refund, but that it might take 2-3 days to see the refund come through on my card. A couple hours later, I've now received two emails: one saying my dispute has been escalated and it may take 30 days to decide, as well as a second email (received one minute later), saying that the vendor has responded and PayPal is "reviewing the facts of the case."
All this has taken up at least 6 hours of my time (much much more than the value of the product). Aside from feeling caught in an endless cycle without any resolution, an additional concern is that if PayPal's dispute system automatically denies consumer complaints if the vendor has provided a valid tracking number, what is stopping vendors from entering duplicate tracking numbers? I've only used PayPal for four purchases (all within the past couple months), and even if I eventually get my money refunded for the item I did not receive, this experience has confirmed that I will never use PayPal again.
Reviewed June 29, 2018
I have been using PayPal since 2012 for my business. They Started off with good customer service but they lost their way. I have been sitting on hold with them for the last 22 min and yes this is motivating me to write a buyer beware review. I had customer buy from website twice, all of their info was the same for both purchase. They filed a charge back saying they didn't recognize me. I wrote them but did not hear back.
PayPal took the money off of my bank even though everything looked like it checked out. It has been over a month, when I call they say it is still an open case, but when I look on the back end they took the case away and said it doesn't exist. So I sit on hold now at 25 min. This isn't the first time. PayPal will not support doing gift cards either. They will only support you as a seller if you ship an item and even then their idea of support feels like sabotage. Also their fees are high if you offer a refund to a customer or need to cancel an order.
Reviewed June 28, 2018
Some people complain that it's impossible to close an account with PayPal. My case is just the opposite. I was using this company for 6 years as a way to make payments for digital goods - no more no less. Never did money transfers, never sold anything or bought any physical items. And only payments were ever done are in small amount ($1 - $50) to just 3 companies that I use regularly - all 3 big and trusted digital resellers. Over time had maybe a couple of minor issues when my payment wouldn't get through right away but usually all it took a couple of hours and a chat with a CS person to get it resolved.
And now what? 15 hours ago I got email that my account has issues and I have 14 days to resolve that. I had to go to work and when I got to checking my account 14 hours later - it's permanently restricted (means - closed for good). Reason? Apparently there was activity that "is against our User Agreement". Wait what? It was fine for so many years and now all of a sudden it's not? I was able to check my activity and cross-reference it with my bank account - all checks out, nothing unusual happened. What triggered that action I have no idea. Best of all - there is no way to resolve the issue through their website, and calling to customer service was no help - girl on the other end just confirmed what I already knew - without any further explanation or possible solution.
Good thing I had no actual funds in my account. Bad thing - I can't disconnect my bank account and CC from Paypal, plus now I would have to update my information with companies where I used Paypal for payments. It's just an inconvenience in my case but if that's how this company does business... Paypal not just lost a customer (or rather kicked one out the door) - they got a voice against them. I would never recommend their service to anyone ever again, and would be recommending never having any deals with them.
Reviewed June 27, 2018
I used Paypal as merchant for my business when I started it, provided all the information required, they sent 1 - 3 payments to my bank account. But then they started holding money without any reason. I called on customer support many times but they don't have exact answer for it and only making excuse without any reason. Every time you call them to fix it they will send you an email to upload more document. Their requirement for documents never end. They are thieves, they will hold your money without any reason and start making excuses every time you call. I would like to suggest people to find other merchant sites rather choosing Paypal because I know you will regret as I am regretting right now.
Reviewed June 27, 2018
I joined PayPal in January 2018, from day one had nothing but problems. I changed cell phones and promptly updated my information. However any time I tried buying something they blocked me stating my phone number is incorrect. I called between 15-18 times updating this information. Two supervisors even manually put it in my file and to this day it's still not updated. They had me on a 90 day probation and I waited 21 days to receive funds . After the 90 days were up I STILL have to wait 21 days!
I recently sold an item and again waited for funds. I broke my phone and called with new number to be told they can't accept it... then placed me on 48 hour no call. I tried for days to access my account only to be told my address, phone number, and debit card are invalid. I am placed on 24-48 hour no call back penalty each time I call. I filed complaints with BBB and consumer alliance... my guess is I can kiss the money goodbye. They probably do this to many people then divide the funds. For a multimillion $ company they hire cheap criminal labor. Find another payment source.
Reviewed June 26, 2018
Horrible experience. Purchased an item overseas using eBay and PayPal for $70 and seller sent me the wrong item worth half the price I paid and refused to send me a prepaid shipping label. I called PayPal and explained the situation and they said I have to pay to ship the item back with my own money and I "may" get my postage refunded if it's under $30. I don't trust this method and called eBay. eBay said that the seller is responsible for shipping costs and opened a case. They put the case on hold for 5 days to give the seller time to send me a prepaid shipping label. I called eBay 5 days later and the agent said she's refunding me because the seller ignored their request for a prepaid shipping label. She told me to throw the item in the garbage or give it away. A couple of hours later I received an email from eBay saying my case was closed because I have an open dispute with PayPal with this same case.
When a case is filed with PayPal any eBay cases are closed, but this was not the situation with my case. My case with eBay was opened and I never knew that the original PayPal agent "Ollie" overseas opened a dispute on my behalf after I told him I refuse to pay to ship an item back to a dishonest seller. eBay said they can't refund me because of the claim on my PayPal account and she created a 3 way call to PayPal and tried to get PayPal to refund me. We spoke to a manager and he refused to refund me unless I pay to ship the wrong items back again. I was told by eBay I could get rid of the items, so I threw them out. I asked the PayPal agent to close the case so I can be refunded and he said if the case is closed I will lose my $ and the only option I have is to pay to ship back items I no longer have. He then hung up on us. This is disgusting business practices and shady. PayPal is no longer a company I can trust. I am filing a claim with my bank.
Reviewed June 25, 2018
I ordered a product from a company, which turned out to be an overseas fraud! Their email was/is invalid, the name of the company changed twice since order!!! I filed/escalated the claim and provided adequate information - PayPal tells me to wait until product arrived and return it! Product arrived today, totally crushed, with ONE PIECE of tape to secure the box!!! Post Office explained that it was pre-paid and left at the post office so they could not contact that vendor (invalid email/address of vendor). The package, in addition to being totally crushed, appeared to have been opened!! PayPal does not care about the reputation of its vendors nor the problems encounters by unknowing customers!!! They are just as inadequate as "their" shady vendors! To date, no resolution of problem, have notified credit card direct. NO FURTHER BUSINESS WITH PayPal - CLOSING ACCOUNT!!! DON'T GET STUCK BY PAYPAL!!!
Reviewed June 25, 2018
I made the mistake of buying a vintage purse on eBay through PayPal and after I received it the description clearly was not the correct purse that they sent me versus what they had on eBay's website. After contacting eBay was told by the customer service department that I would have to go through PayPal who guarantee that I will get my money back to return this item they would reach out to the seller. They did reach out to the seller. They did request a refund because it is a fake Louis Vuitton purse however the seller is in a another country in Japan so I'm required to send this purse back and get a tracking number in order for me to get a refund for this fake Louis Vuitton purse.
What they don't tell you is that when you buy an item through eBay even if you have the customer protection from PayPal on items like this you are still responsible for sending the item back. The purse cost $450. The return fee to send it back to Japan which I'm totally responsible for is $135 so in actuality I'm not getting any of my money back. I'm actually at a loss and the company is getting their item back free and clear and can put it back on the eBay website or any other website and resell it absolutely fake purse.
As a consumer and seller I'm just appalled that they are allowed to do something like this to eBay and PayPal customers because PayPal guarantees that they will cover you. Now PayPal is telling me that they can't help me they can't make the seller provide me with a label. It's absolutely ridiculous. Don't buy items on eBay through PayPal because they really give you no coverage whatsoever. It is ridiculous.
Reviewed June 24, 2018
I tried contacting them about removing one of my accounts because I moved but kept getting error messages. Tried to contact customer support about this issue and the first response was mainly an automated response that didn't help me. I responded and they flat out told me if I was having a problem it was on my end. Seriously? Did not even to bother to ask me the details of my issue. I have no problem just deleting my account after this. CAN'T WAIT till a better service comes along.

Reviewed June 22, 2018
They want you to use PayPal like a financial institution for all your financial things. GoDaddy refunded and reversed a charge that they could see shouldn't have gone thru. My bank issued me a credit for it. All in one phone call and within minutes. Paypal had RUDE uncaring agents that can't speak English and didn't care. They were the only ones that didn't do their job. They had the accidental transaction as completed. They will carry on that basically they paid it and they were waiting for the money from the bank. The bank has already debited and credited my account for it - so the bank has done 2 transactions with it. Paypal hasn't even "completed" one.
I am a victim of domestic abuse and was hit financially. Correcting this was critically important. Their foreign robots did not care and even put me on hold. I was never nasty to them. But THIS is why people turn nasty. My situation did not matter. There was no reason for this. Their electronic transfer of money is slow and outdated. Their agents are worthless humans. They had no problem doing this to a person in a situation that some people would end their life for. I don't plan on keeping my business with PayPal.
I will be checking out all other options to be sure I can just not do business with them again. I will be removing them as a payment source from all of my open accounts. This is ONE business that I can stop talking to foreigners over. The real "kicker" is that the agent was talking fast with a strong accent and I had to slow down and form and pronounce each word to her and she had the gall to tell me to "slow down." I need to start recording this calls. They are a complete American outrage.

Reviewed June 21, 2018
I have been with PayPal since the year 2009 and haven't really had THAT many issues with PayPal, BUT I feel that this company can do a lot better with how they run this business than what how they are running it at this time. For future reference, PLEASE MAKE SURE THAT THE ADDRESS THAT YOU, PAYPAL, PROVIDE, IS THE CORRECT!!! Address that the seller provides you with!!! I do NOT like my money or prefer my time to be wasted!
Reviewed June 21, 2018
I have a complaint about PayPal not giving me my refund as promised. I have had a claim with PayPal and won my case. After over a month trying to get my refund with PayPal and still have not received my refund and keep getting a runaround by PayPal. I just want my refund as I was told. I have won my claim against the merchant that sold me the bad product. It's my money so give it back to me as promised. Never use PayPal. They are scammers.
Reviewed June 20, 2018
I sold items on PayPal for $2400. Customer put in a dispute for the items as "not delivered" (tracking number was provided and proven that item did in fact arrive.) Customer then went to their financial institution and had them take the money back. PayPal is now making me pay the bill, even though I was told by PayPal "yup, you got swindled." WARNING to EVERYONE. PayPal is no longer safe place to do business with. Buyers can demand to have their money refunded even when they have your money and your items. PayPal is no longer the "safest place to transfer money for services" even though they say they are.
Reviewed June 19, 2018
Apparently PayPal had a system glitch where all their pending charges were dropped and never processed. The money was withdrawn and then put back into our accounts. I would take $300 out from an ATM, and the following day they would put it back in. This glitch reportedly took place over span of a few weeks. So almost three months later, PayPal decides to collect on their mistake, by retro charging all the charges that occurring during that time period, on one day, in a span of 2 minutes. I had nearly $300 in my account and then I was in the hole by $2,5K.
The problem is that they can't verify where these charges stemmed from. They have a date, but whether the charge is fabricated or not is questionable. The problem is that, if I withdraw $300 from my account, which I seldom have more than a $1K in it, I would know immediately if monies were put back in. The problem is that my accountant cannot place to whom the payment was made to, because PayPal doesn't have a record of it or cannot relay that to us. The problem is that, all these charges are duplicates. The problem is that I feel that this is system failure and that to back charge customers all at once for a mistake that occurred over a period of several weeks creates intense hardship for many users.
The problem is that their mistake went on for several weeks. The problem is that they did not alert their customers of this mistake and did not warn them before running these retro charges. I used to love PayPal, but now they are nothing short of a lot of highway robbers. I have more than a handful of users that are filing a class-action lawsuit against them. If you are interested, please do a search for "iamteejay" on the web and reach out to me.
Reviewed June 19, 2018
I ordered an item from a company, who ended up being Chinese, and received absolutely zero support from PayFail (yes, that's the right spelling). Given the runaround for months and these ** didn't do ** for me as the consumer. ** these **. And drop the video game you ignorant **!!! #corporategreed
Reviewed June 18, 2018
I filed a dispute for two items that I did not receive from the seller as part of my huge $2766 order. 49 days and 37 lengthy phone calls later PayPal dispute team asks me to ship back the item to receive a refund and to respond in 15 days with the tracking number. I responded to them within in an hour asking how did they expect me to return an item that I never received and the reason I filed the dispute in the first place. The next day they had denied my claim and closed the case with a reason that I did not return the item back to the seller. This must be a joke.
Now I have far exceeded the time I could have worked for a resolution directly with the seller. Seller refuses to send me the two items or give me a refund saying I have exceeded the 60 days limit and since I filed a dispute I lost the privileges for a claim. Earlier PayPal customer service asked me not to respond to seller’s request outside the PayPal claim when they asked me to withdraw the case so they will issue me a refund.
My claim was unreasonably denied. Their dispute process sucks. Those people in the back office don’t understand plain English nor read through documents or follow their own steps and processes. I have since appealed my case and had it reopen but I doubt this is going to be positive. I can’t wait for this dispute to be over so I can close my account and take my business elsewhere. They don’t stand behind your purchases.
Reviewed June 18, 2018
It took me 4 days and 24 customer service representatives and 8.5 hours on the phone to get PayPal to close an account. They absolutely do the utmost to not let you leave their system. In the end we had to close eBay account and cancel credit card and change banks to get away from their system. It was a total nightmare. PayPal has the worst customer service I have dealt with anywhere. I was misled, lied to, stalled, then lied to some more. Told the same old lies from so many reps it was unbelievable.. I was told I had to wait anywhere from 8 hours to 6 months to close the account by so may reps that it was hard to keep track. In the end I had to defund them by disconnecting funding sources to even get them to formally contact me. That got their attention. I feel sorry for anyone dealing with their customer service reps. They don`t know diddly.
Reviewed June 16, 2018
Paypal is not your pal. If a company can be judged by how it supports you when you are into trouble, and not when everything goes smoothly, then Paypal gets a big Fail. I used Paypal for almost ten years to collect payments for online sales of my photographs on reputed sites. I was based in UAE at this time, and everything was fine as long as all my transactions were from same country. But things went south when I moved back home (India) permanently and wanted to withdraw money from my account. The PayPal customer service informed me that I should open a new Paypal account in India, and transfer funds from my UAE account.
So I moved to India and did as they advised. That’s when I got notification to submit my ID documents, which I promptly did. But they said it's invalid as it showed me as a resident of India instead of UAE. Then I started communicating with them regarding the issue and explained that I have moved back to India, opened new account in order to transfer the funds as per the advice of Paypal’s own customer service. But I was told that it is illegal to operate my account from a different country... and my original Paypal Account was blocked. My 12k USDs were at stake, and that when my real ordeal started.
I had to keep fighting with them for almost 10 months. The time it took to get the money wasn’t the major issue for me. But the most frustrating, irritating, sickening and horrible part was the way Paypal - a so called professional multinational, handled this case. Firstly, they refused to accept every document I submitted as it showed me as an Indian resident. Whenever messages are sent through my Paypal account, they never bother to reply, except for an automated reply. Then I started following up over the phone calls (blowing up a lot of cash on expensive international calls). The biggest obstacle to any solution was that each time I call them, I have to start from scratch as I am put on to a different customer service person.
And there seemed to be no uniform answer to my issue. Everyone I spoke during ten months of my ordeal gave me complete contradictory info from 'we cannot unblock your account' to 'There is no major issue. Money will be transferred within two days'. Most of the customer support acted as if they are dumb. Or maybe that is Paypal’s strategy to hold customers' funds and earn on interest... you never know. When I realised it’s a waste of time talking to these powerless call center guys (they are based in Ireland), I decided to contact their USA service centre. It was difficult to get any other number other than the common line. But I finally managed to speak to the USA team. They sounded bit more informed and polite. But it still wasn’t of much help to me.
Finally I had enough, and demanded a precise answer for my question: ‘Does the money in a Paypal account belong to Paypal if the account holder has to leave the country from where he is operating?' No one gave me straight answer. They started beating around the bush. Calls kept transferred to superiors. Finally I was put onto a senior chap. According to him I should have closed the account before leaving the country. I said fair enough (though this info must have buried in fine print). But I asked him why I shouldn’t sue Paypal's customer service who misled me by saying I should open a new Paypal account and transfer funds. Or why Paypal doesn't have mechanism to verify account holder? After half an hour of debate (and 10 months of nonsense) he unlocked the account. I quickly hit the transfer button and bingo, the money appeared in my Indian account. And that was it. My long running saga was done.
So folks, here are a few things I learned about Paypal the hard way: If you are travelling outside the country where you have a Paypal account, please don’t operate your account. They will know it from the IP address and may block you. (This action can be understood to protect your money. But if you get into mess you will have hard time communicating with those dumbos to prove your identity, like my case). If you are leaving the country permanently PLS DO NOT FORGET TO CLOSE THE ACCOUNT AND TAKE YOUR MONEY. Don’t listen to any of their **.
If possible go with other players and give them chance to grow. Paypal's monopoly is what making them arrogant and ruthless company. Having said it, you may not have an alternative to the monopolistic Paypal. So use it wisely. NEVER KEEP MONEY PARKED IN IT. I quit Paypal after this painful experience and use alternatives like Payoneer. I became Paypal Hater. Take care of your hard earned money. Best of luck.
Reviewed June 15, 2018
I purchased an item on eBay. I was later informed the eBay seller's account was compromised and eBay asked me to contact PayPal to get a refund. I contacted PayPal and I was told the I would be refunded in 5 working days. After 5 working days I noticed I have not been refunded the money and contacted PayPal again. I was told by the PayPal agent that the money could not be paid back to my credit card and the only option was to credit my PayPal account which I did not want to do on the first place. If something goes wrong with any transaction do not accept PayPal to be helpful or do what they suppose to do. They are a terrible company.
Reviewed June 15, 2018
My funds as a new customer were held 21 days the email stated but if I mark the sold item (it was a service) as processed it would only (!) take 7 days. I could not mark the service to processed. SooOn 6/12/2018 I called PayPal service and after endless loops finally reached a customer representative. He seemed helpful after he heard my issue and said he would mark the item as processed and as soon as the buyer confirms this, the funds would be released. I was happy, texted my customer who was more than willing to help.
However it turned out the PayPal employee had lied and done none of the things he said he did! I just (6/14) called back and although this employee did nothing to appease me she did walk me through the steps to change the status, PayPal charges an arm and a leg (3%), keeps the funds at least 3-7 days (working capital for them to make money of) - worse than a bank, going back to wires and checks! Cost a fraction to nothing and are available within a day!! Worst: lying employees! Untrustworthy!! Was my first and last transaction with PayPal.
Reviewed June 13, 2018
I received a refund from my seller (friend / family), and was notified by e-mail that "Money is waiting for you." So far, so good. I click on it and there is some message about "claim your refund" within 30 days or lose it. Lose it? Claim where? I got confused. In brief, I clicked through and ended up mistakenly SENDING THE REFUND BACK TO THE SELLER!!! WHAT??!! I'm sorry, but that is very poor user-interface design. It should be very obvious to customers what they are doing--say, like having clearer language and maybe a warning: "By continuing, you are sending this money BACK TO THE SELLER." I checked with the seller, and they claim that no money was sent back to them. Thus, as far as I am concerned, PayPal ripped me off $270.00. I used it for five years, but no more.
Reviewed June 13, 2018
After 5 year using PayPal service, suddenly they blocked account and we can not withdrawal or use money anymore. We provide all documents to unblock account, but all of them was reject. So at the registration time all these docs was approve, but after 5 years what happen? Account was blocked for a year and there is no way to get money out.
Reviewed June 12, 2018
Every time I send money to my mom. It’s always an issue. They delay everything. I send money so she can use it immediately and every time I try and give them a chance. I always have to end up cussing them out! PayPal is a JOKE and I recommend that you try another way of sending money line like Cash App or even Facebook Messenger. What PayPal puts people through is ridiculous... If I could put 0 stars!! I would!
Reviewed June 11, 2018
After speaking with a customer service rep I asked to speak to his manager and was told he is only there for administration issues not customer service. Well then is he the Admin manager or the Customer Service manager. The person on the phone talked down to me and continued to talk over me. I will be taking my business somewhere that appreciates their customers and the money they make from us.
Reviewed June 10, 2018
According to PayPal, funds from an individual's PERSONAL account must be returned to friends or family from your personal account when requested thru bank. A friend sent money for a hotel that I prepaid (for a trip later in the year) via PayPal. Two months later she changed her mind and requested a refund from me via PayPal. I didn't accept her refund request. She disputed the request with PayPal and it was denied. Then she reported the transaction to her bank as fraudulent activity and PayPal refunded the money. PayPal would not let me dispute the transaction online or over the phone. They said I do not have seller's protection, so there is nothing I can do. I said, "I am not a seller, only a friend. It was not a business transaction." Now I have a substantial NEGATIVE PayPal balance. DON'T USE PAYPAL for sending money to friends/family/business use a cash app/credit card.
Reviewed June 9, 2018
I enjoy using PayPal and never had a problem until now. PayPal's Dispute Department is crazy and may be possibly taking money. I had a client who had taken out 4 different cases on me in less than 5 minutes. One of the cases he lied and said I went into his account. I never take card info. The clients are sent invoices or links. The guy obviously lied and I provided over 17 documents detailing my work and that this client was scamming everyone. The client and I clashed when he wanted us to pursue an arbitration company for an award letter in which he was never given. The client then made threats to lie to PayPal among other things, because in our research on his case, we discovered with the same arbitration company he had several cases all bogus cases where he did not provide documentation. He has taken out 8 cases against other financial institutions to get money.
Not only did the guy open 3 false cases with PayPal, but he changed the offense every time. I thought surely PayPal would not favor his side but they did. With all the direct information I provided even the emails showing that even AIG, whom he was trying to get a claim with, advised that they cannot open an case about a claim without an account number or any documentation. So I appealed the case with PayPal, in which one of their workers discovered that someone erased all the information in one of my disputes. This was a Discovery sheet that I had to provide the client which I showed my work. The client has signed with me before and PayPal has that receipt as well.
Now the first time they sent me an email stating they sided with the client because I never delivered the item. WHAT ITEM? I DO NOT SELL ITEMS. So some dummy based my case off of eBay policies. I have a services. And not only was this person trying to extort me for money, they actually admitted to killing someone. So I did the right things and now I'm being punished because some people in the dispute department need to go back to 3rd grade. PayPal has to take responsibility for this laziness and investigate their dispute department. There is no way all of these cases which are obvious scammers are getting away because these people are this dumb. They are stealing money somehow... mark my words.

Reviewed June 8, 2018
Representatives are foreign and very hard to understand. I have had several negative experiences with them over transactions where PayPal was used. Seems like no one there cares about customer service.
Reviewed June 5, 2018
This crazy company limited 180 days my account without clear reason. That is a ** that it is for security reason, if it is for security, it should fix when client prove their identity, but the idiot PayPal always bubbling it is not valid. I think this is about: You make customer money as an investment to your company. Security without conclusion is **. You do not make customers feel safe with it. Everyone is always afraid of making mistakes because your crazy rule. PayPal is ** idiot, criminal and too many monopolies.
Reviewed June 5, 2018
My account read that I made a purchase at Swimoutlet.com for 549.99 on February 12, 2018. I reported I did not make that purchase. I was told Swimoutlet.com refunded the money to PayPal but it is still on my statement accruing interest. I called and was on hold for 2 hours and transferred to 4 different people and then I was disconnected! I have called numerous times only to be transferred back and forth with no help except one person who said she knew exactly what was going on because she had dealt with it before. Her name was Yolanda and she escalated my situation. I since then have been emailing them and still no help!! You can not call and ask for anyone specific so I can't get a hold of Yolanda! I have no idea what else to do! Not one other person knows what they are doing! Below is a copy of my current statement.
Reviewed June 4, 2018
Four years ago I got married and tried to change my name on my PayPal account. I have sent all the required paperwork which they have said is not valid so my name is not changed. When calling customer service they become disrespectful and rude and then tell you to just close the account and start a new one because PayPal is free. I see that is, "We are lazy and don't want to help the customers." Maybe everyone should find other companies to work with so PayPal has no one?
Reviewed June 3, 2018
I have an account needed to be deleted from PayPal and the app said I cannot do it. So I called their customer services. Paypal hired people who doesn't speak good English. The girl Arena tried to help me and she cannot even understand my question is and cannot help me at all. I wasted tons of time talking to her on the phone and get nothing done. I won't use PayPal again. I've just deleted this app from my phone. This company has poor customer services.
Reviewed June 2, 2018
I stupidly ordered a Google Home Max from this scam site, 50flashsale.com, which says I received my product 4 days ago, but apparently the Google Home Max weighs 36 pounds and was delivered to a dock somewhere even though I live in a house. I reported his info to PayPal. PayPal took all of 10 minutes to reject a claim for a Product I never received. They are not safe! They support scam sites!
Reviewed June 1, 2018
I tried calling about an overcharge from PayPal. Got the Phillippines. Person on the phone would not proceed without my social security number or my bank account number. VERY creepy. Of course, I did not provide either. So just be careful. This company has no service - or morals.
Reviewed June 1, 2018
The worst possible customer service imaginable. Have been waiting for these idiots to release my money for the past week. Called and spoke with one PayPal idiot yesterday, and they claim the reason is because my auction stated I mailed it UPS. I said no, it said USPS. Just look at the auction. They say they don't do that, they just go by what the screen in front of them says. They obviously can't even think past what their screen says. I had to ask to speak with 2 different supervisors before I got one with some sense.
We called eBay on 3 way and they confirmed that it does, indeed, say USPS. Which they could have known simply by going to the auction URL. They tell me I can transfer my funds to my bank in 30 minutes. When I tried, I get a message saying my funds have been put on hold for another 72 hours for security purposes. I called them yet again and these idiots say it's because I'm a new seller? Yeah, right. I've been selling on eBay for 20 years! These people are all about delays and excuses. They don't care, as long as they get their money. Screw everybody else. I read that Trump helped to found PayPal. Why am I not surprised?
Reviewed May 31, 2018
I had dispute with 3 merchant that I order from and I didn’t received the items that I order. I contacted the merchant first they was no help and they said to dispute it with PayPal. So I dispute the transaction with PayPal and they said that the merchant sent them tracking information and it shows it was delivered and I kept telling them that I don’t have the items. I also returned some items and gave the tracking information and they still sided with the merchant. They never asked me if I wanted the merchant resend the items or what they said the merchant showed them the tracking information and it was delivered. Why would I file a dispute if I had the item and they was left on the porch. I was not at home when the items came and they want me to pay for something I DON’T HAVE. I see they are not for their customer they are for the seller. Shame on PayPal. I won’t be using them ever again.
Reviewed May 30, 2018
PayPal works in old style - making a mess with your money. It happens very often. You can call them and hear that your balance is ZERO, you need to talk with any useless polite to find out about your money. They don't transfer your money very often - you made a payment but it wasn't received but withdrawn from Paypal account and they don't inform you about this. They just took it and keep. And again you need to spend 2-3 hours, speaking with these impudent, silly, useless people from PayPal, until someone will suddenly realise what is going on in their BIG MESS!! When all this ** system will be replaced AI and all this useless will be kicked out, on a street, at last. WHEN?!! I become mad until it happens... Surviving in this silly reality.
Reviewed May 29, 2018
First off. ** PayPal!!! This is the worst experience I have ever had to deal with. As far as retail. Etc is concerned. They have been giving me the runaround for the past 4 days. I have a balance on my PayPal. But apparently I can not use it. I have contacted customer service several times over the past few days. I call them now only to curse them out. Something happened, and they have somehow frozen my account. I was spending money, and then it just stopped. Now I cannot do anything. I cannot transfer money to anyone. I cannot even buy a gift card from PAYPAL GIFTS!!! I cannot make any purchases using my PayPal... Anywhere. They have somehow frozen my account. And no one can fix it or even tell me that it's frozen. All they keep doing is telling me to contact my card issuer.
HOW THE ** DOES MY DEBIT CARD HAVE ANYTHING TO DO WITH ME NOT BEING ABLE TO USE MY PAYPAL BALANCE??! Sheesh these people are so dumb. It's like they don't even care lol. One guy said... "Wait 24hours and I can guarantee it will work again." LIES!!! 48 HOURS LATER! I have to send someone money. This is insane. This is making me look bad to my customers... Etc. This is crazy. I am sure someone at PayPal can be more helpful than this. Maybe I need to keep calling until I get one that actually has a brain and cares? The lady yesterday transferred me to PayPal card services when I don't even have a PayPal card lol. Very terrible!
Reviewed May 28, 2018
How PayPal just blocked and deleted my posts from the PayPal page when I reported them about the fraud company they are supporting. My post to PayPal requesting help: "We paid more than 30k USD to one overseas development company (Weblink India Pvt Ltd, India) via PayPal. The company who had failed to deliver our various projects which we settled with them in last six years. The company has breached every single contract (failed to deliver). This company is a complete fraud company in today’s online world and must be blacklisted".
We ask PayPal. How the customers are protected who settled some projects and the delivery date is been stretched above six months and the customer doesn’t get the product which they paid for. This means there is no payment protection to the customer whose payments went above 180 days. The fraud company just walks away with the hard earn money which the customer paid them. The company is based overseas and nothing can be done. Why PayPal can’t do anything? You guys are still helping the fraud company getting them money from the other customers who are not aware about this company. The payment we made to them is not a small payment. The various payments total goes above 30k USD. There are thousands of reviews about this company online. Every single customer has declared them fraud and cheater.
Last week we had conversation with Mr **. PayPal Senior UK dispute Department manager based in New Castle. We explained him the entire case and he mentioned the payments are above 180 days therefore PayPal can’t do anything. We request PayPal to please reopen our dispute cases. The money we paid to this fraud company is hard earned. I worked nearly 18 hours every day to earn this money and paid them to grow my business. We got thousand of emails which Mr. ** from PayPal asked me to forward @ service@paypal.com. Received automatic email saying I won’t receive any response to this email.
Response from PayPal: "Hi **, I understand your frustration in this matter. We can only offer protection on claims that are filed within the 180-day timeframe. I am very sorry that we cannot accept claims that are opened outside the 180 days. Every claim that is made will be noted as a case on the seller's account and if we receive multiple cases against a seller we will investigate this and take steps against the seller. If needed we can block the account and do not let them use our service. However, we will not be able to refund any of the payments if they are outside the 180 days timeframe. I apologize for any inconvenience but there really is nothing else we can do."
Reviewed May 28, 2018
Have been a long time user of PayPal, back when Elon Musk started it and have been very happy, have had multiple claims from fraudulent sellers but no major issues till just now, ordered a deep blend hoodie from a seller, it was presented as a warm garment for winter, when it arrived I was shocked to find the item was made of fabric thinner than my t-shirts for summer. I contacted the seller but no response until I filed a dispute in PayPal. He offered me a 25 dollar refund or told me to send the item back for a full refund. I sent it back and advised PayPal of the situation, they said they would conduct a full investigation and get back to me.
I waited, and waited and waited, a couple of weeks later I logged into the resolution center to check the status of the claim, no trace was to be found anywhere, took me two days to figure out how to contact them by email, so I rattled off an angry email to PayPal asking what the status of the claim was, received an automated email back containing the information of their policies and told to message them back if I wanted more information. So I wrote them another email asking them to explain the situation further as I need a person to talk to. Checked on the status when I got home from work, the messages were deleted and the case disappeared again and no notification was in sight regarding the issue.
So this time I got the ** and rang, and asked the representative why the case was closed and I not notified as per the decision, she did not respond to my questions. She said she has opened the case to carry out a further investigation and asked me to email proof of shipping of the item back to the seller. I did this, now am waiting again. Don't know what will happen but I am not holding my breath, seems when they want to they can be helpful, when they don't they can be **. Don't know who has taken over or what has happened to the company structure but they are about to lose a crapload of customers including myself. Might as well pay by bank transfer, have no more buyer protection through them anymore. Very sad day... If not for buyer protection, no-one would use them.
Reviewed May 27, 2018
Awful experience. I been working with them for over 3 months and I had the worst experience of my life. This company makes it impossible to get your money. They have one job, collect and dispense your funds, butttt NO! They pretty much make you have to beg them to issue you their money. They have no unification in the company. You call customer service and if someone in Indian answer, you call back someone in TX answer, call back someone in Atlanta answer. And, all of them act like, "We will determine when WE feel like we will give you your money. We may manually release or we will decide if we don’t want to." It completely a mess! Please go to another processing company, I left and I am working with Stripe and Square now. Please don’t do it to yourself. Also, they randomly suspended my account, and their excuse was, "You processing a lot of transaction…" Isn’t that what I'm suppose to do!!! They make no sense!!!
Reviewed May 26, 2018
This was my first experience using PayPal to bill. I sent a money request for on May 16th for $900.00. Today is the 25th of May and I still have not received any money. It was withdrawn immediately from the other parties account. The funds went into limbo until May 22nd. Pay Pal notified me the funds had been released. I had already done this but I checked the box that I wanted the funds to go to my bank accounts ATM card, which is only supposed to take a couple of minute. It did not appear in my account.
I called again and spoke to the third world clerk who replied that the funds were still being reviewed. That was three days ago and still no money. I filed a complaint with the Office of the Comptroller, but that does not help me because of the time it takes to resolve this. WARNING: DO NOT USE THIS SERVICE. It is worse than a nightmare. Bank of America and others have started using Zell, with no fee, and, no ridiculous delays while PAYPAL plays with everyone money. DO NOT USE!
Reviewed May 25, 2018
This company operates on delays. There is legal lines they cross with lies and bad business practices. I’ve been trying for days to have access to my own money to no avail. Their website keeps showing errors and the customer support gives me the runaround. All I wanted to know is where my money is. Simple question that 10 calls, 7 hours and 3 days later and still no answer. They make money off of delays so the worse they are the more money they make. I can’t wait to get somebody I don’t like with PayPal by sending them a little money and watch how much stress it takes them to access their funds.
Reviewed May 24, 2018
My check was mailed to PayPal (Synchrony Bank) P.O.Box 965003 Orlando, FL 32896-5003 on 1 May, 2018 and I did not get bank notice as of the 9th that check cleared my bank. I called 1866-300-6432 and was told they never received my check. I ETF money to them and they said they would not deposit my paper check. On 19 May 2018 they sent my check to my bank and the bank paid it. PayPal lied about not having the check. I have had problems with them for the last 6 months, where they say the never got check or the don't send me a statement until I only have 5 to 7 days to get check to them before due date. This is the worst company to do business with. The Federal Banking Commission should Investigate them for the problems they cause for consumers. I only live 100 miles from Orlando, FL and Pony Train could get there before that time.
Reviewed May 24, 2018
PayPal's very inefficient and dishonest system has cost me almost $500 this year in NSF charges because of the way they take payments. I did all of the transactions on the same day, when the account had in money, they were all confirmed as being paid yet 5 payments out of 20 did not make attempts to pull the money directly from my account until the 22nd which was NOT agreed to by me. I thought the PayPal balance would show a negative balance, like the last time I used it and I would just use my credit card to pay off the negative PayPal balance since I had removed the link between my bank account and PayPal, which was one of three removals I did, the other two went through with no issue though, since Feb 1 2018 as a direct result of this same event happening the last time.
I just LOST a bunch of money thanks to PayPal so now I won't be able to eat for 2-3 weeks as a result of these NSF charges $250, this go around and since my bank reversed them the last time they are not doing it this time. I want my account to be closed permanently and I want nothing else to do with PayPal, and I have been a customer since 2011. I want all of my information to be destroyed as I asked on the call I made. I want the pending transactions to be cancelled. I have told them that I do not give my permission to pull from my bank account. I removed that link myself and yet on their end it was denied which is not right, nor was I informed it was denied either and I did not have any pending transactions either, since the last time I had a transaction it was a negative balance on the PayPal account that I paid with via credit card, since I stopped used PayPal since it cost me so much money in NSF charges.
Reviewed May 23, 2018
I've been dealing with PayPal for over a decade. One day they decided to limit my account with prior notice. It's impossible to get a hold of them over the phone, I waited for an hour on two separate calls before giving up. They request absurd documents and disqualify them without explaining. All correspondence is done via automatic messages. I hope I can get the limit lifted soon, withdraw my funds and use credit cards in the future. I will never do business again with PayPal.
Reviewed May 22, 2018
I have no idea what the PayPal service rep was referring to regarding closing my account so I could not receive my 170 credit. I now must wait until October. Hmmm that is 180 days from now. The funds were deposited in January. 10 X 30 is 300 days. He was rude and gave no rationale for account closure. Obviously rehearsed responses and part of a scheme to commit fraud against the little person.
Reviewed May 22, 2018
While waiting for my funds to be available, PayPal has put a freeze on my account. Stating that I didn't ship an item, that had been shipped earlier that week. (Last week). The association informed me that eBay only wishes to conduct business with more reputable companies. I did inform the representative that I have had a 100% standing with eBay for four months, and there isn't anything unethical about my business. He told me that they don't pay attention to customer reviews, or go by what eBay says about a seller. They only want a specific kind of customer. Now I'm on hold for 1:43: 06! This is completely unacceptable. I should close my account, but the rep who just answered seems really nice, and patient. We'll see how this goes.
Reviewed May 20, 2018
It took me at least 7 calls to figure out what happened to my balance. I lost track of my money and I got lost and I needed help to find out what actually happened. Whenever I call, they told me that eBay didn't do what they were supposed to do, so I panicked and I called eBay and they were telling me to call back PayPal because they actually did what they were supposed to do. I was back and forth and I lost all my morning trying to understand what happened, without any success.
Until finally, I got a good customer service representative on PayPal and he went through all my transactions and explained them step by step. After this call, I was all set. But I was so angry that nobody before had the kindness of doing what this kid actually did and it was a simple task. I can't believe how lazy and incompetent are many of these employees. They have all the information available; why they cannot read it and explain it to you? It's not something very complicated and they are there for that reason.
Reviewed May 19, 2018
I initially called to inquire about a recent transaction and a new hold on my account. I asked if my buyer's item is available for pickup (as of Wednesday the 16th at their P.O. box), then why were my funds still being held? I've messaged this buyer twice (I didn't want to annoy them, just get some kind, ANY, kind of response) informing them of their item's location and availability, only to be summarily ignored. I told the customer service rep this and asked if they could remove the hold, was then asked to hold on while she searched for an answer, waited for nearly five minutes and then was told that nothing could be done. I immediately asked to speak with a manager to see if some kind of compromise or solution could be offered. I waited another 5-8 minutes to be connected, heard some breathing and then was hung up on.
Incensed, I called back right after, was put on hold for 12-15 minutes this time, only to encounter one of the absolute rudest customer service reps I have ever had the displeasure of speaking with. He asked for my name and I told him. Then he asked for my name AGAIN. I told him. He then stated that I needed to call some number so that they could verify my identity because I didn't "sound male". Listen, I'm transexual and currently transitioning to female, hence my strange voice. My birth name is male because my social security number is connected to my male ID and my profile pic looks fairly masculine, so I kind of get it, but as a new seller I've been verified to within an inch of my life by both eBay and PayPal in order to remove restrictions on my account and link my eBay and PayPal accounts.
I of course told him that I would not be calling that number and to put me through to someone who could actually help me as he was obviously reluctant to. I called him out on his blatant discrimination and asked again to be put through to a manager. He refused to do so, did not apologize for his behavior or his words, and asked me for the last four digits of my SS which I grudgingly provided. And then I tried to describe my issue. Only to be talked over, belittled, and ignored by turns. He sounded incredibly occupied while talking to me, like he would much rather have been doing something else, and when he wasn't doing that, he was marching out PayPal's policies and citing them to me over my own arguments and protestations.
Finally, I started talking over him. I interrupted him to ask, well what if my buyer opens up a claim, claiming that they never received their item when clearly it shows that the item is available for pickup. Obviously there has be some kind of seller protection so that if worst comes to worst, I have something to stand on and present as evidence. He responded that there was nothing that they could do, but I could take the initiative and contact my buyer's local post office. The only problem with that is that I've tried. The wait time just to speak with someone is over an hour (not to mention the time zone of 3 hours behind my own) and also, as far as I know, post office employees aren't allowed to open and search P.O. boxes without the permission of the customer.
It's also more than probable that my buyer already picked up their item and has it in their possession right now. There's no way to track if someone picked up an item from their own P.O. box unless that person wants to go the extra mile and inform the post office. Which no one does. My only recourse, it seems, is to contact my buyer's local post office and wait over an hour just to ask them if they have any idea about the whereabouts of the item my buyer ordered. And if they could confirm a buyer pickup, it would likely be days before the system would be updated to reflect this. And by that time any claim that the buyer could make would be honored by eBay and PayPal because there is no proof that the buyer has the item in their possession at this point. My funds won't even be released and in my account until the very end of May.
I told the customer service rep that this call had resolved absolutely nothing and he replied "Well that's OK. Can I help you with anything else?" To which I replied "I really hope this call was recorded. And you can help me with absolutely nothing." And hung up. I then called again, with the intent this time to speak with an actual manager about not only my funds being held issue but about the abhorrent customer service I had endured and the blatant discrimination of the previous agent I had spoken with. I waited 7 minutes and was connected with another customer service representative. As soon as I was done verifying my identity, I asked to speak with a manager. And he replied, "And may I ask why?" And I told him, "No, you may not. Please put me through to a member of management." Cue awkward silence lasting about 10 seconds (I actually thought I had been put on hold).
So I asked "Hello? Am I on hold?" To which the customer service rep replied: "Hello. No, I'm still here. I need a reason to connect you to a manager." I stared at my phone in amazement. Unbelievable. I had asked him to connect me to a manager and when I refused to give a reason, he had decided to keep me waiting until I provided one. "It's a personal issue about another customer service representative and their discriminatory actions. Now. Can I please speak with a manager." It wasn't a question. He put me on hold for over 7 minutes while he hunted down a member of management. But when he came to the phone he had nothing but excuses for me. "I'm sorry, but my manager is on the phone with another call and is very busy after. I'm going to make note of this... problem and let them know. Thank you for drawing our attention to this... thing... um, issue so we can talk again with you. OK?"
And I responded "No, I'm not OK with that. I'm going to call again later to speak with a manager. Have a nice day." Only for him to stop me and go "No, no, I'll give them the note and they will take it under advisement. OK?" I was so done. So I hung up without another word and now here I sit completely and totally flummoxed by the sheer and complete incompetence of PayPal's customer service representatives. Not only was I hung up on, discriminated against for daring to sound like a woman, ignored and belittled, but in trying to address those issues I was effectively ignored and belittled yet again. PayPal's customer service has never been stellar, but at least it was serviceable a year or so ago. Now it's just a disturbing level of terrible that not even Steam or eBay have yet to reach.
When you're dealing with something as serious as money, basically people's livelihoods, you need the best, most skilled people there to reassure and mediate and do what they can to help people. That being said, PayPal's customer service is not only unprofessional, poorly trained, and disrespectful, it is a LIABILITY. It will get PayPal in trouble and lose PayPal millions of customers and millions of dollars in the long-run (if it hasn't already). Not to mention the respect that people once had for a convenient service that is no longer convenient or easy to use. It's mind-boggling how in one afternoon, I could experience all of the absolute worst aspects of awful customer service from just one company.

Reviewed May 19, 2018
PayPal confirmed shipping address and verified identity of eBay buyer in Russia without doing simple due diligence and caused me to send an expensive item to a PO Box in Russia. There have been many red flags that PayPal ignores. Subsequently, PayPal refunded the buyer and let him/her have the item also.
Reviewed May 17, 2018
On April 27, 2018 a person I sold a dress to through PayPal, opened a case stating that the dress was severely flawed and unwearable due to a defective zipper. The dress had been in her possession for a week, before she opened a case. I escalated the case to PayPal immediately and explained how those statements she made were completely false, because I disclosed the minor stain that she mentioned before she agreed to purchase the dress.
I also stated to PayPal, that it was untrue that the zipper was flawed, because I tried the dress on to answer a question regarding the fit of this dress. I never noticed even a tiny snag with the zipper, and if I had, I would have noted that in the description. So, the lady received a full refund, and I was out of the fees related to making this transaction. I received the returned dress, and the dress came back damaged. It's obvious to me that she wore this dress to an event. It smelled of perfume. The girl left two more stains on it, the zipper has a hole now on the side of it, there is some seams coming apart, and there is a place where the fabric is tearing.
I was so appalled that PayPal granted the full refund. My account was in the negatives as a result of this transaction. I cannot believe the lack of support from PayPal on this issue. I have been a very loyal customer for many many years now, and I received little, to no, help on this matter. I contacted PayPal two times, and they just gave me a scripted response as to how the dress was being returned to me. I already knew that, but it did not return in the condition it left in. I cannot even list this dress for sale now, because I would not be selling a dress that anyone would want to buy. There are too many flaws for anyone to consider purchasing this dress. When I sold the dress it only had a tiny little stain on the bottom of the front. I try to disclose every single flaw or defect in my listings. I would never want to send someone something that I, myself, would not like to receive.
For PayPal to have only taken a few hours to review this case is very frustrating. I feel that I was not really listened to. I provided pictures and even a message where she agreed to buy the dress with the flaws. I just cannot believe how little PayPal has helped me with this matter. I lost a lot of money, and a dress on this transaction.
A few years ago, I had to open a case regarding an item that was fake. I lost $250 because they sided with the seller. I filed an appeal on Saturday night (5/12/18), and just received an email stating that the appeal was denied, due to the damage being the reason the buyer created a case. She created that damage! The night I filed the appeal, I tried to upload pictures of the damage that she caused, and there was apparently not enough space for me to be able to do so. I immediately contacted customer service, to inquire as to how I could upload these pictures, because I know that these pictures would show the evidence of what this lady had done. I never heard back, and the appeal has been denied. So, I never had a fair shot at winning the appeal.
I feel like I have had the most unfair treatment in regard to this entire transaction. I have been duped by a buyer, who ruined my dress as well as received a full refund, even on the shipping that she didn't pay for! I have had zero response from multiple emails I have sent to PayPal's Customer service, and I had an appeal denied, without my evidence ever being submitted. I don't know anyone who could be okay with this treatment.
I am more upset with PayPal, than the lady that ruined my dress, because they granted her the ability to lie, receive a full refund, and damage a dress. I attached a screenshot of the email stating the appeal was denied, and pictures of the damage the buyer caused that I wanted to add to the appeal. I can no longer be a customer of PayPal, as a result of my past dealings.
Reviewed May 17, 2018
180 day account limitation... with complete hold funds. Everything was going fine until I sold only 2 items back to back. They freaked out one for $42 and another 2 items together. SAME CUSTOMER $127 and limited my account, again no contact no emails no calling back. "We cannot help you we are sorry that department has no phones please email them aup@paypal.com". That email response was simple and did not answer my question or concern. I refused their answers so now I have refunded all transactions I can that would lessen the available balance. I rather the people get the money than have PayPal keep it for 180 days for no reason. I have no business relation because they do not conduct business with me no longer.
Reviewed May 15, 2018
I sold some vintage items on eBay, with tons of pictures, "as-is, as shown in pics, and no returns." The scammer told PayPal that the items were not as described. PayPal stole money out of my account and gave it to the scammer and told him to go ahead and return the items to me. It is obvious that no one at PayPal even looked at my eBay listing before giving the scammer, Darrell ** of Austin, TX, money out of my account.
Reviewed May 14, 2018
I just spent 30 min holding & then another 15 min with a representative that would not transfer me to someone else because they did not understand what I was telling them. When I thought they finally got it, they DID NOT. The email they sent me has nothing to do with the matter I called about. Now I am holding again to get assistance. This is absolutely ridiculous. PayPal really should assess their customer service representatives. Reading from a script does not help the customer, nor does repeating everything back to the customer!
Reviewed May 14, 2018
I purchased a refurbished Kitchenaid mixer for a decent price from an Ebay ad. I wasn't looking for one, but it was a "recommendation" ad. Whoo Hoo. This was on March 29th. On April 2 I received an email stating that my "transaction may be from a compromised account." I contacted Paypal because I saw that they had paid the seller. (I was under the--obviously--false impression that they don't pay until the item ships.) On April 4th they "determined there was no unauthorized use" and therefore basically said, "Too bad, too sad." Please explain why I would use PayPal... ever again? BTW, Ebay said that since Paypal already investigated they closed their file. I have used Paypal for quite a number of years in the belief that my purchases were more secure... nope, I guess not. And Ebay? I don't need anything that bad. I'll stick with Amazon, at least they're reputable.
Reviewed May 13, 2018
I just received money and PayPal out of nowhere places a 21 day hold on it. My transaction history is 100% and have never had 1 complaint about my business. They want me to ship the product out and pay $50 out of pocket for shipping and the person keeps $300 product while I sit and wait for the money that is mine for 21 days. Yeah right NEVER using them again and will go on a crusade to make sure they get closed down eventually. They take their cut of money immediately and make the seller with 100% transaction history wait for their money... NO WAY!
Reviewed May 12, 2018
Holds payments. Very rude service, if you can call it service. Tell me payment held till item delivered. Delivered two days ago. Still won’t release it. Last transaction was supposed to be smooth and easy and via online sales it was. Payment wasn’t. Seems like any time PayPal is involved you need to be prepared to wait and or get screwed over. Took over two weeks to get paid and get the money into my account. They blamed bank. Bank said they never received anything. Turned out they entered wrong info that flagged the transfer. So took 16 business days to take $86 from PayPal to my bank. They suggested I send it to a debit card. That’s how it was set up to begin with. Didn’t help much.
Reviewed May 10, 2018
I recently accessed my PayPal statement after being paid from a client and noticed fraudulent activity on my account of around $700. I immediately contacted PayPal about the problem. Their customer service and inability to listen to my problem was absurd. They essentially kept trying to get me to admit fault on the fraudulent transactions. I've called them back three times now and still they just run in circles trying to evade answering any questions, as if they were reading from a list of things to say when fraudulent activity happens on one’s account. The fraudulent transactions are obvious and not ambiguous, but PayPal plays dumb and keeps repeating the same thing about how they don't know how it occurred, and the numbers don't add up.
I give them the lowest score of customer service from any company I've ever had to deal with. My advice would be to keep a close watch over your account, and don't leave money in your account. Even though I caught these transactions the day they occurred, PayPal was unable to resolve my problems. I'm now in the process of filing a police report.
Reviewed May 9, 2018
Company says you can take credit cards then after you run card they hold your money to verify who you are. I received an email from them stating our company can take AMEX. So I did - ran a deal through and then the circus I mean an absolute circus of calling being put on hold at least 20 calls - minutes and minutes on hold speaking to people from Ireland California etc - some rude some nice - BUT NOT ONE knowing why my money was being held or what to do. This company should be shut down but they probably pay off too many politicians. Submit complaints to business oversight state of California - http://www.dbo.ca.gov/. Contact your state business oversight. Contact attorney general state of california - https://oag.ca.gov/contact and your state.
Reviewed May 4, 2018
I would like to share with you my disastrous experience to open a business account with PayPal. And I apologize in advance for my broken English, I'm French. Some time ago, I opened my online store and I was planning to use PayPal as a payment platform. At the same time, I wanted to upgrade my Premier account in business account, since I have an individual company. Bad idea. To begin, a law was passed this year that requires PayPal to claim many informations to get a business account. After a lot of steps, I almost met their requirements, but to achieve this, I received no help: automated system when I asked questions, customer service who never answered by email and gave bad informations on the phone: many documents which were supposed to be "required", in the end, were found to be not appropriate, and I have taken all sorts of steps for nothing.
In addition, two customer service representative assured that they would follow up my file and call me back, but they never did. At one point, exasperated by this level of incompetence and this disrespectful treatment, I gave a negative feedback for the service received. As a result, the employee called me, very irritated, and she lied, claiming that she tried to reach me in vain all day long... But I stayed home all day waiting for her call and the phone has never rung. After that, they decided to take revenge very meanly: I was told to send lot of documents to verify my identity and I learned later from an employee that my identity was already confirmed and that I would not have needed to send them. I was asked to send some information and when I wanted to know if they were approved, I had no answer.
And whatever I provided to justify the address of my business were systematically rejected under any excuse: tax return, tax assessments, receipts of the CRA in which were provided the proof of my names, address, SIN, date of birth, company etc. For example, they told me that the documents had to have my company logo, but they know perfectly that a self-employed person does not necessarily have a logo... This request is totally aberrant, as confirmed to me by the CRA: it's strictly to block my business account. In short, I finally opted for another payment platform, tired of being taken for a ride. I think that kind of unprofessional and shabby behavior deserves to be denounced.
I understand better why it is no longer possible to make a claim against the service offered by PayPal: complaints should be numerous. So be aware: if PayPal customer service representatives want to block you and rot your life, you will have no recourse against them. In any case never again I will use this platform of payment for my site and now, I will avoid PayPal as often as possible for paying my bills.
Reviewed May 2, 2018
I sold a product on eBay that was in its original packing, never opened in Nov. The guy tried to get me to disclose info and pay to ship it to Japan. 4 months later he emailed to say he had an issue with it. On eBay I made it clear that if he needed help to contact the company who made it. He then, without me knowing convinced PayPal to take $615 from me and pay him. He got the money and the product! PayPal will not assist me because they say they contacted me. They did not!!
4 mon later he emailed to say he had an issue with it. On eBay I made it clear that if he needed help to contact the company who made it. He then, without me knowing convinced PayPal to take $615 from me and pay him. He got the money and the product! PayPal will not assist me bc they say they contacted me. They did not!!
Reviewed May 2, 2018
I literally sent hundreds of messages for an error on PayPal side, and kept receiving Automated responses. People asking me for information that I had just given. People giving me wrong recommendations and asking me unnecessary questions. Needless to say that after the third message I had already given all the required details to find and solve the problem.
Reviewed May 1, 2018
There are too many other options in the market to suffer through the idiocy of this company. Find an alternative solution like Venmo. My account was hijacked and the process I went through to solve the problem made me decide to close my account.
Reviewed May 1, 2018
I tried to call the Canadian support around 8 pm PST these few days. Horrible. Never get thru just kept holding! The system not like eBay have a call back feature or at least state the wait time. I called on Friday night and wait until 9 pm after still holding. Same thing tonight, I was calling in around 7:50 pm but kept holding until 9:05 pm, not able to talk to a real person. Just wasted my time to hold, getting very frustrated with PayPal now.
Reviewed May 1, 2018
I tried to send $350 from my bank to PayPal account, starting April 22. Really needed it done asap. Still ‘pending’ Mon afternoon, called the bank and PayPal many times, each claiming the other is responsible. Last call Tues, a PayPal man told me I’d get the money in two days. Nothing. Last call on Fri I finally was told you can’t use your debit card to do it. My PayPal debit card # ONLY is used when I look at my account. Why didn’t all the agents I talked to earlier tell me that?!? Very frustrating and unprofessional. Worst of all, it cost $72 in bank fees. I live on disability and can’t afford that. Train employees on this matter.
Reviewed April 30, 2018
I am disputing a credit charge from PayPal in the amount of $5,248.81 CAD, which is included on my statement dated. On August 10, 2017, I ordered a Website company from a seller paypal@kbmwebdesign.com; I received an email the same day that confirmed my order in the amount above. I was also told that I would receive the merchandise within two to four weeks. However, I never received the merchandise. Within that time period and to this date December 4, 2017. I have never received anything as per my purchase. I contacted Mark via email and phone, and was told that my the PayPal funds were not accessible for 6 months and therefore could not refund back to the buyer the original amount of $5,248.81 CAD. I actually was allowed through Teamviewer to access the account attempt to refund and found the seller was telling the truth based on PayPal freezing the funds and not able to refund the payment back to the buyer.
I have enclosed a copy of the bill with the disputed charge highlighted, and copies of my email correspondence with Mark@ (Mark). Please investigate this dispute and provide me with a written statement of the outcome.
Reviewed April 30, 2018
I am writing this to let you know the disappointing and how unprofessional PayPal Dispute team is. After calling them over 20 - 30 times in 2 weeks. I feel like they are playing tricks on me and being completely ridiculous. I am shocked at how unprofessional they were at treating customers. They say they would call but never did, take things out of context, made an uninformed judgment, and refused to correct their initial uninformed judgment after all the hard evidence I've provided. At first they took the word "quality" in my dispute submission out of context, proceed to use it as a way to dodge my case, told me they can't help me because it's a quality issue although its clearly not, then they told me that my evidence is not strong enough because it's not black and white, after I provided the black and white evidence, they're saying they can't help me because it’s a personalized service and they don't cover that.
Their logic was, if the word "quality" is present, then the case must be a quality issue. What kind of buyer protection is this? If you buy an acoustic guitar and instead got a Ukulele, is that a quality issue? Apparently, it is for them. In my case, I bought an app script that is supposed to be written in Java & Obj C, and instead received a trash Hybrid language. Their agents were telling me to call DBS bank and ask for a chargeback, after explaining everything to them and providing all the evidence. They were very sure that the bank will get my money back because it's a clear evidence I got scammed, I did call my bank, the chargeback for merchant dispute is only for 60 days (the transaction was over 60 days ago), yet PayPal agent told me "No, it’s for 120 days. I worked at DBS Bank before, I know this, you can still submit a dispute and get your money back from DBS bank."
They clearly understood that I got scammed. But they refused to help and insisting me to ask for a chargeback from my bank because they said it's my fault because the word "quality" was present at the dispute submission. Here is the full story. I was scammed by an Indian IT Company. I bought a full script of what’s supposed to be an Android and iOS app written in their native languages which are Java for Android, Obj C for iOS. Instead, I received a hybrid app written in IONIC for both iOS and Android. To put in perspective, Hybrid apps are like an HTML/CSS website that turned into an app. So it's very slow and laggy with limited functions and features, written once for both Android and iOS. I paid over $6000 via PayPal for what I thought would be a native app, as per black and white agreement we had.
I submit a dispute over the transaction saying that "I ordered a native app script. Yet I received a hybrid app." And I told them that to put it in perspective, the quality of a hybrid app is no match for the native app. And I told them to contact me for the evidence. The evidence I had was phone recording between me and the seller. In the conversation, the seller had admitted 3 times that he didn't tell me that he was going to use Hybrid, he told me that what he did was wrong and he was sorry. I haven't had the chance to upload the recording yet because there was no option to do so when I first submitted the dispute. Suddenly, they closed the case in favour of the seller. I was very confused. I realized that the seller has replied to them and basically lied, saying that "No, we already told him that we are going to use hybrid."
Yet, one week ago he was saying he was sorry he didn't tell me and saying what he did was wrong on the phone. PayPal didn't contact me in any way, not even an email, and suddenly closed the case. I called PayPal over 20 - 30 times. I spoke to more than 7 agents. The first agent that was supposed to handle my case suddenly disappeared and didn't return my call. So was the second and third agent. Giving me false hope. Saying they would call me back but never did and suddenly disappeared. Whenever I call to ask for the agent, the other agent would say that "Oh sorry! Jake is not in today." or "Jake is on another line, let me send him an email to call you." and ended up nothing at all.
Finally, the fourth agent told me that "We can't help you, because it’s a quality issue. You used the word "quality" in your dispute submission. We can't cover quality issue. Please go to your bank and submit a chargeback form. They will get your money back. If you were to call us first before you submit the dispute, I would've advised you not to use the word "quality" and you would've gotten your money back by now." I was BLOWN AWAY by what he said. He took the word quality out of context, making an uninformed judgment, and refused to correct it after hearing the truth with all the hard evidence. I told him "You are taking the word quality out of context. I did not receive what I ordered. It's very clear that they scammed me, I had recordings of the phone conversation with him and the emails as well!"
He said "Yes, but you didn't have the black and white contract agreement. Phone recordings are weak evidence because anyone can fake it." I said, "Okay so if I can get you the black and white contract agreement from my boss, you'll forget about the word "quality"?" He said yes, he said that if I can get the black and white agreement such as PDF contract or email screenshot, they would stop taking the word "quality" out of context and forget I ever used that word. It took me 3 days to get the initial contract we had with the seller from my boss. And I provided extra screenshots of the email conversation as well. In the contract, it clearly states "Android app written in Java, and IOS app written in Obj C".
I submitted the evidence to them via email. And hoping they would call me back but they didn't. A day later I called them again, demanded to speak to their supervisor. And their supervisor basically said "We can't help you. Because it’s a personalized service, and we there is no buyer protection for personalized service, please go to your bank and ask for a chargeback. They will give your money back for sure. I am sorry that this happened, but you didn't write the submission correctly at first (because I used the word "Quality" and they took it out of context), if we had known what happened since the beginning, you would've got your money back by now."
After they understood the whole story, 1 agent and the floor manager told me that I could've gotten my money back by now because it's CLEARLY A SCAM. But I can't get my money back, because word "quality" was there in the dispute submission, they (the one in charge of making the decision) took it out of context and keep making a fuss about it. The fact that PayPal is claiming to have a buyer protection is - in my opinion, just a trick for marketing and branding. Useless. Waste of time. Disappointing.
Reviewed April 27, 2018
They now have these ridiculously long waiting periods for your payments to clear and become available on their system, 21 days. Not to mention any subsequent delays to transfer your available funds to your bank account. They are making money off of our money and they are not making a secret of it. I have had a PayPal account for at least a decade. I opened up two more for other businesses enterprises that I have. As it was explained to me, the newness of this account is the reason for the hold on my funds. I will not be using them again, because any benefit I hoped to obtain is negated by the lag in receiving my funds.
Reviewed April 26, 2018
Yes PayPal used to be a good to deal with, but now I guess the got ready or going down as many of "empires". Here are many people who just don't like to be scammed, same as I am. So there is a new payment system coming soon. It will be www.paygama.com. This system will bypass all PayPal's and other money processors' scam and dishonesty.
Reviewed April 26, 2018
Paypal is the most inconvenient way to make a transaction, either purchase or sell. Their customer service is always busy and put you on hold for at least 30 min. After a long hold, you will be very frustrated talking to uneducated agents. This company must be evaluated by Business Bureau institution.
Reviewed April 25, 2018
I am an end user customer. I made a purchase which arrived defective and put a chargeback on my AX card on 4/8. The vendor, Plaza Watches and I finally got on the same page and they agreed to fix the product. They said I needed to remove the chargeback in order for them to mail the repaired product back to me. I removed the chargeback and closed the case with AMEX. This was done on 4/15. On 4/18 AX put the monies back into PayPal's account. It has been 7 days now, and numerous calls. PayPal has the money and refuses to forward to vendor. Their customer service does nothing but give me the runaround. They are ripping off the vendor, by not forwarding the money, and I don't get my product.
Reviewed April 24, 2018
I had three transaction by scammer and I found out the scammer and stopped third transaction, and report to police for two other transaction having issue, not getting any support from Paypal, only gave me restriction to my account and stop me to doing business. Paypal ruin my business, what should I have to do. Please advise. Thank You.
Reviewed April 24, 2018
I purchased item on Etsy paying via PayPal to be protected from fraud. But now since the seller did not send me what I paid for, PayPal is refusing to refund the monies paid for the item that I sent back. I have been going back and forth with them and the seller. The seller told me that he refuses the package because he refusing to pay for customs telling me that I should have shipped it back via FedEx or DHL to avoid paying for customs. Shipping with those companies would have cost me 3 times more than it cost to ship Via USPS. Now I have contacted PayPal on numerous occasions, telling them what the seller have said but they are refusing to help me. They said because USPS website still shows that it is in transit they will not refund all of the monies paid.
They have fraud protection all over their website stating that if something fraudulent happens to you they have you covered. BUT LET ME TELL YOU THAT IS NOTHING BUT A BIG FAT LIE. They said if they don't see an update on USPS website within a couple of days, they will close my dispute and I will be out of all of the monies paid and the item that I purchased. They refuse to help buyers, but they protect sellers who are not in the same country who scam everyone. But this huge company who says they stand behind buyers and they help you get your money back in case fraudulent transactions do happen. CONSUMER BEWARE!!! DO NOT use PayPal to purchase anything, because PayPal does not care what happens to you and or your hard earned money. PayPal is nothing but fraud.
Reviewed April 23, 2018
This may seem petty but it's just one in a long line of issues I have with PayPal. I sold an item for just £150 more than 2 weeks ago. Buyer paid and collected the item almost immediately but PayPal, in their 'wisdom' decide to withhold the funds for 3 weeks. In the meantime they take their £6 plus fees and eBay also invoice me for the selling activity which needs paying before my funds are released. £150 x many thousands of customers x 3 weeks adds up to an awful lot of bank interest they are gaining (even in these times of low interest rates) by withholding funds under various guises. Frankly, I am disgusted with their attitude towards customers, their poor customer service and how difficult they make it to contact them. If there was an alternative when using eBay (suggestions please), I would surely take it.
Reviewed April 23, 2018
They are very good at giving no response for the issues. I don't understand why people use and trust PayPal at all? It is taking very long time to resolve things that goes wrong, which is totally wrong.
Reviewed April 21, 2018
I had a transaction on a "guest account" I did not make. Reported in Am to bank, eBay and PayPal to stop when I saw it in the middle of the night. Package came 3 days later and was sent secure not open to merchant within an hour and insured by UPS in a separate box. eBay giving tracking. Vendor has and can't close transaction because PayPal says it customer is bank. Also security both PayPal and eBay have confirm hack for initial transaction. Bank was told by PayPal a package came going it's unopened, returned not bought by me. Have vendor electronic communications of him asking to recharge as he has product and again he is told they are fighting recharge and cannot pay him. I called and said I am charged the money with PayPal so let's resolve and told their customer is Chase and I have not claim. Chase with all the information does nothing. We can.
Reviewed April 20, 2018
PayPal let someone as a “guest account” buy some items with my Chase CC. Of course after an investigation concluded that is was nothing to reverse in my favor because Paypal let that transaction go through. So called PP again and no one take the time to let me know who did it and how? So PP screwed me???
Reviewed April 18, 2018
Wallace Distributing LLC purchased a product from Alibaba.com. The Alibaba seller requested I pay for the product via PayPal. Upon receiving the product the product was broken and defective. I submitted a dispute with PayPal. I provided pictures and proof of the defective product. PayPal closed the case and did not refund my money. I want my money back. Item not as described Apr 15, 2018 $1,850.00.
Reviewed April 17, 2018
Please help to solve problem with dispute refund/return item 14k yellow gold citrine ring size 8 5.9g total weight. Cost total $144.99. Reason for return I sent to the seller on the March 26, 2018. Request was declined at the same day. "I am so sorry, need to return the ring. It is too... Loose for my finger. Fall down from finger also, it looks much bigger stones than on the pictures and also stones looks rough like made in garage and ugly... Thank you for your time." The seller declined the return request.
On the March 26 I spent 3 hours on phone to open dispute (by online impassibly at this time as was before). No any result. Second on my off day start to call and spent 2 hours on the phone. Answer: Seller declined, so I have know it on the same day when I asked. What resolution center answer. Today April 17, off day and start at 9 am till 10:45, transfer to transfer, specialist to specialist... For 1 hours and 45 min. pass over 5 specialist and waiting 6th specialist. It is not all... Avoid this 2 business.
Reviewed April 16, 2018
Filed a claim with PayPal against a seller that was practicing blatantly fraudulent and irresponsible business practices. Seller wouldn’t accept a return and PayPal said claim could take 30 days to investigate. Two weeks later I get an PayPal email that claim was “closed due to lack of response from me”. Apparently PayPal had sent emails that I could return the item but went to my spam folder (which is very strange as I get ALL PayPal emails) but could not re-open the claim. Their “policy” does not allow a claim to be reopened so I’m stuck with no refund. PayPal Support rep hung up on me! Feel this was mishandled and a very punitive and unfair policy by PayPal. I never received the emails asking for me to return the item!! But of course I DO get the email that says they’re closing my claim in my inbox. VERY FRUSTRATING. PayPal rep even admitted they have this happen all the time.
Reviewed April 14, 2018
About 2 years ago Paypal decided to limit my account, I tried to resolve the issue with no success. About a year ago they decided to close my account and they will send me an email with directions to refund my balance within 180 days, which didn't happen. N.B. The closer of my account was probably due to my country "Egypt". My balance is about $35 (which is not a big deal), however I hate to be cheated. The only transaction I made using PayPal was a deposit of that amount.
Reviewed April 14, 2018
I recently attempted to complete an online order with a merchant who uses PayPal. I experienced a glitch between their site and my own. Next, after an hour of wasted time, I decided to change my primary bank account. Then I was met with an account shut off. PayPal already has several of my credit cards verified. They were requiring proof of a picture ID. Seriously? This company is scum. They cannot be contacted by any normal means, even with email. Pure junk.
Reviewed April 13, 2018
I recently sold a vehicle on eBay and the purchaser sent me a hefty deposit as down payment as required on eBay. I went to remove the funds. Was on hold so PayPal told me eBay had to lift the restrictions and they did but PayPal won’t give me my money now. When I called them, they said I have to wait even longer now. Are they that broke they have to hold my money? Purchaser already has had the car for over two weeks and left me great feedback and I’m still waiting on my money that is owed to me!!!
Reviewed April 11, 2018
PayPal could get away with murder. I can't seem to get a straight answer out of anyone. No names to talk to. Just departments and artificial responses. We were scammed. It involved other people's credit cards who were also scammed. They will not talk to us, they drop calls, give me several options which put me back to square one. I think the government should get involved in having PayPal be more responsible for the scams that occur. We have spent months and months trying to get a straight answer out of them. What a cowardly company.
Reviewed April 11, 2018
PayPal has my bank account and my credit card information, but they won't let me withdraw more than $1000 per month. They want my social security #, which I will not give them and they want 2 to 3 days to verify my American Express which they have had for weeks. Bottom line they have my money and won't let me withdraw it, they're using it for several more days, when I could be earning interest and invest it. Boils down to a very poor policy that is intended to create barriers to get your money. They could charge my credit card a thousand dollars and then credit it back in seconds, instead they have this extremely poor and one-sided policy to hold your funds longer, so they can make use of it. With enough customers or rather suckers, this adds up to huge amounts of money that PayPal can use at our expense.
Reviewed April 10, 2018
Had an account with them a long time ago, tried to re-establish log in, they sent codes, I entered, they kept asking more questions, nothing worked. As someone who has 30+ years in software I have never been more frustrated with the complete lack of organization and poorly thought out software. I would be ashamed to offer this as a product. Then you try to contact support via email and guess what - it ask you to log in, which is what I am trying to do. Just poor example from start to finish. I was caught in their earlier data breaches and swore I would never use again, but needed something from a company that doesn't offer any other payments. So that company is never getting my business again.
Reviewed April 10, 2018
Recently after many years of being a customer of PayPal that will no longer be the case for myself as of today. Yes like many of the reviews I too have no success with their robot answering. I then recently tried this instead of waiting on the complete list of automated choices. I just start saying AGENT over and over until it detects somehow and I have been lucky enough to get a real person!! Of course once again today to yet another of their unbelievable decisions, they decided against me once again and basically called me a liar. Period. After sending them pictures, documentation and everything they ask for at PayPal telling me they would solve this in my favor. To drop the claim with eBay and they would take care of this for me at PayPal.
I have been with both companies PayPal and eBay scratching my head here trying to figure out what does it mean to have 100 percent great feedback since 2006 in eBay. I love how these companies basically have you do all their work for them screenshots, emails, etc... Even though you know they have these documents on their systems. This is after multiple times of submitting what they needed. Spoke to basically like I am the one at fault no need in wasting my time on all the lengthy phone calls and holds plus talking out of both sides of their mouths. What's happened to protecting the consumer?!! No more need for this kind of treatment. No benefits for the buyers!! #BYEPAYPAL.
Reviewed April 10, 2018
My account with PayPal has been put on ice, because they are requesting a confirmation of my bank account in the Philippines. When trying to submit the document, stating my name as account holder it shows that PayPal is not able to check my sent documents. In addition, due to these circumstances my PayPal account in Germany put my account on hold. If PayPal is not capable to solve this issue then I requested to have my funds withdrawn and my account deleted. This is not an option either. In the beginning, about 4 weeks ago, they stated that the proof of documents usually takes 2 days but the time of weeks has passed already and they are holding MY funds.
In addition is my PayPal account in Germany also put on ice, as they state that I first have to clear my “issue “with PayPal Philippines. I did try to call, but the person who answered the phone was not in the position to answer my questions. We arranged a time where they will contact me by phone, but so far, as in 5 days ago, no one has called my stated number. I am getting more and more frustrated, as due to their, (PayPal Philippines), negligence regarding this issue, has funds from both accounts have been locked. (PP Germany and PP Philippines)
Reviewed April 9, 2018
My tax return states deposited on the 5th of April. I live of monthly fixed income so a small deposit doesn't seem like much but it meant getting caught up. But I am showing a negative balance and anytime I get someone with customer service they tell me, "Sorry can't help." Now I have past due bills and I can't catch up. How do I get my return from these people.
Reviewed April 8, 2018
First PayPal won't let me send some money for emergency cases. Or pay bills. I had some money on my PayPal. I had try more than one week to send money thru PayPal but it always locked me. And now they put me limited account asking a lot of documents which is I don't have. I'm using my hubby PayPal and he was gone. I don't have his document. And now I had to pay bills and everything but this stupid PayPal lock my account. I cannot use it. I cannot even send money or pay bill. They really bad for their customers. I email them and called them. They don't even help. PayPal why we work for this money but I cannot use it because of you stupid lock it.
Reviewed April 8, 2018
Charging fees and wouldn't explain why, nonexistent support... transfers might work one day... might not another. When you do get to talk to someone they are rude. Not caring and absolutely garbage as far as support goes.
Reviewed April 8, 2018
I bought some motorcycle parts from hyosungspares.co.uk who claim on their website to stock all parts. I paid almost £600 through PayPal for the parts and shipping to me in Portugal was free. Turns out this company is WOOCHANG in South Korea so I was landed with an unexpected 156 Euros import duty and vat because the parts were shipped from outside the European Union and not the UK as I expected since they claimed to stock all parts.
Due to the seller failing to put adequate packaging material in the box the parts became damaged during transit so I raised a claim through PayPal suggesting the seller be responsible for the import duty and vat and also to give a reasonable discount on the damaged parts which I can use but are not in perfect condition. PayPal's response to every email I send them is that the goods should be returned to South Korea at my expense (120 Euros) and I'll get a full refund of my initial payment providing the parts are in original condition, which clearly they are not since they are damaged! And even if I did get my money back I'd still be out of pocket by 276 Euros because of import duty, vat, and return shipping costs. So that's not a helpful or sensible suggestion PayPal!
I've suggested to PayPal customer services numerous times to contact the seller to discuss my reasonable compromise suggestion but they seem either unprepared to or just don't have the ability to read and understand my messages. PayPal are going to close my claim on 13 April if I have not provided them with return shipping tracking information. Go for it PayPal, hit the person who has suffered the loss. PayPal have the most ineffective, inadequate and pathetic customer services support I have ever had the misfortune to deal with.
Reviewed April 8, 2018
They make you wait for 21 days before receiving a cleared payment then just a few minutes before it clears they shove a limitation on your account and force you to verify who you are even though you've already done that ten times in the past and have to wait another 2-3 business days for them to respond to your verification. Some of the things that they ask for as verification I don't have so now I'll probably have to wait even longer for money that was needed weeks ago. Something should be done. PayPal are nothing but shamsters and need to be properly regulated.
Reviewed April 7, 2018
Sold items using PayPal, been a customer for years, they put over $1000 on hold for 21 days, buyers all got items in 2 days, put all tracking numbers on each transaction and now they all show delivered on PayPal website yet received 4 emails from PayPal telling me all 4 tracking number are invalid yet they are all 100% correct and show delivered on their own site, can't contact or email customer service either, email contact not working. I'm DONE with PayPal.
Reviewed April 5, 2018
I placed an order 3/2/18. Didn’t get 75% of my order. Now Paypal says I have to return the items I did receive to get my money back for the items I didn’t receive at MY expense!!! The items I did receive were gifts and given but I have to get them back to get my money back. I filed a police report and Paypal won’t take any of the information! They are a scam!! Don’t use them.
Reviewed April 4, 2018
Paypal offers a "purchase guarantee" where if a seller sends you defective/misrepresented merchandise, you will be given a refund. You just need to try to settle this with the seller, then if you are not successful, file a complaint with Paypal within 180 days of the purchase. I had proof via emails and exchanges through eBay that the seller sent faulty merchandise, did not send a replacement despite promising to, and did not give a refund despite their promise to do so and several follow-ups over a couple months.
In short, this seller is a fraud. I followed Paypal's instructions to report this. It was well within the 180 day period, and I had first taken my case to the seller (many times) and then to eBay. I followed the rules, and then some, before getting Paypal involved. Paypal decided in the seller's favor. Paypal rewarded fraudulent seller behavior and turned its back on a buyer who in good faith followed the rules and trusted Paypal to do what they claim they will do to protect buyers.
Reviewed April 4, 2018
I shipped $870 worth of iPhone to a customer. They told me to ship it to a specific address, I did so, they started a case and got their money back, I was not covered even though I was suspicious and spoke to PayPal about it and was assured that I could not be scammed. I spent weeks begging them but to no avail. I got screwed!
Reviewed April 4, 2018
My account was frozen due to pieces of returned mail. I was never notified and discovered the problem when trying to use the credit for professional equipment purchases when starting a new job for work in a week. Never asked me about any issues. Never told me about it. When I contacted them they couldn’t care less and required proof of who I am that I didn’t have to give to open the account initially. They are the only game in town for internet commerce so I have to use them otherwise I would sever our connection with prejudice.
Reviewed April 4, 2018
I bought a $50 PayPal gift and got send an INVALID link without voucher code, just a customer service phone number and a PayPal logo! I called several times and the last time I asked for a supervisor. As I kept calmly insisting to him that the link was ALWAYS invalid and without any code HE JUST HUNG UP ON ME! How unprofessional of PayPal to treat their customers like that, they are a DISGRACE! THEY STOLE MY $50 with foul excuses!
Reviewed April 4, 2018
The Resolution Department at PAYPAL is useless. Wind up with a problem with a purchase and you must immediately go to your credit card company and a get a charge back for the purchase price. Paypal will do nothing to assist the buyers. They care only about sellers. Caution -- if you file a charge back against PAYPAL for the purchase of the disputed merchandise do not agree to pay for Return Shipping Charges. PAYPAL will tell you they will reimburse you for these charges and then ignore your requests for reimbursement. This is how they get even with you for filing the charge back.
Their Customer Service Department is useless and you can never get a telephone or email contact that will assist you. Every person will refer you to the burial ground of your claim --- THE RESOLUTION CENTER. I telephoned, emailed and faxed the information they requested to support my claim for the Return Shipping Charges and every time they ignored me. No buyer needs these inept people at PAYPAL if they have a good credit card company like Visa, MasterCard or American Express. Paypal does nothing for you as a buyer. They care only about the seller.
Reviewed April 3, 2018
PayPal is great as long as you don't have a problem. But I asked a seller for a refund because the item was not as described, but the seller only offered me 15% of the cost as a refund along with offering me to keep the merchandise. This was not an acceptable solution for me so I turned to PP Resolution Center. Long story short I did everything the Resolution Center asked. EVERYTHING including tracking number, pictures of my mailing label and a picture of the package itself. They not only denied my refund after a very long time to "consider it", they lied and said it was denied because I did not provide enough tracking information to find out why the seller had not received my package! WHAT??? Is that not what tracking numbers are for?
Reviewed March 31, 2018
I've been with PayPal for YEARS. First started out as personal but switched to business once I started my company in 2013. Since then I've had someone hack my account which they took no responsibility for only stated "their company doesn't get hacked". Then my account has always been in good standing with them until I had one transaction return and that was a error from my client and they refused to let me use my debit card to purchase from my vendor even after the transaction cleared. They stated I needed to "add money" on my PayPal balance in order to use it which I refused to do because of getting hacked before. Mind you I have 4 other transactions that cleared find after the mishap, also screw the fact I have always had all my transactions go through with no problem.
So after being on the phone with them for over a hour and being bunch around from department to department with no one helping me, I decided to close my account and cut all business with PayPal. I've been using square for my business anyways since my account was hacked but was still using PayPal to purchase supplies from vendor, but I'll stick with Square and my bank from now on. PayPal doesn't respect client loyalty nor have any way to fix error because everything is Automatic. One thing I do as a business owner is service my clients to make sure I go above and beyond to fix any issues and offer the best service. That's why I have 5 star rating, of course you can see where PayPal rates are. Ridiculous!
Reviewed March 31, 2018
On March 22, I signed up for Adobe's product and used PayPal to pay. It was supposed to be $14.99. But they charged me $14.99 two times. Why? I have emailed severally and spoken with live persons on this, their customer services in that department is so poor that they would just reply your message without looking up your account. Many times I had to start explaining all over again.
After all the efforts to reverse one of the double payment failed, I decided to cancel my subscription with Adobe since I was within the trial period. I canceled with Adobe but they only refunded one $14.99 back to me. They did not refund the second $14.99 that they charged in error. I am so so sick of communicating with them on this. I have been a customer for like 10 years and don't expect to be treated this way. I am only concern if the money involve thousands of dollar, this is how they will mess it up and be toiling with my hard earned money. I am so so ashamed of PayPal on this type of dealings.
Reviewed March 31, 2018
As a disabled veteran I lost $300 on purchase on defective laptop by missing the return period limit due to being hospitalized for chemotherapy. PayPal would not consider circumstances in refusing to refund.
Reviewed March 30, 2018
My PayPal account was hacked and I was unable to sign in because this person changed my password. Finally, after numerous attempts, I was able to peak into my account and saw a transaction between a Russian individual and an electronics company using my account. I have the guy's name and exact address and couldn't do anything about it. I printed out the details and tried to get a hold of PayPal without success. I was on the phone for a whole day. PayPal does not want to talk to you if your account is hacked. I started a dispute online but it didn't even give me an option for a hacked account.
I called up USPS and filed a report with them since their tracking number was on the unlawful transaction. I also filed a complaint with the FBI since stolen ID cases belong to them. Then I had to call my bank to remove PayPal's access from my account. When we personally went to the bank to make some changes they said we were the fourth customers who needed to block PayPal that day due to stolen funds. I am extremely disappointed with PayPal and do not recommend them to anybody. I am still waiting for them to contact me about my hacked account.
Reviewed March 30, 2018
On the 18th of Feb I sold Bitcoin in two stages on Localbitcoins.com in good faith (100% user feedback). After the 2nd transaction I was suspicious as the seller used a different account and I phoned PayPal to report a scam. The operator repeatedly reassured me that I would be protected, even though it was Bitcoin and even though they were family and friends transactions. There should be a recording of the call.
On the 20th of Feb the 2nd transaction was charged back without giving me the opportunity to respond to an email sent regarding the dispute, giving me 7 days to respond. 16 minutes later the dispute was closed without my interaction. The 2nd email says I replied, but I did not. I did not see both emails until an hour later. Apparently the payment was made without consent of the account holder, so the Bitcoin buyer has hacked this account. I complained in the resolution center and in the feedback email that they also sent on the 20th of Feb but never got an answer. I closed my PayPal account as I did not trust PayPal anymore. That seems to be a reason not to contact me anymore to answer my concerns but they are very quick to tell me that there is a dispute and if I don't reply within a week they will just charge my PayPal account (even though it is closed). It seems they are working with different standards for them and for myself.
Last week I received an email that my first transaction is also in dispute so that account that money was paid from was also hacked and when I call I hear lots of different stories from the PayPal operators. There should be recordings of the calls on 18/3 and 19/3. Some operators say I am protected, some say I am not. As I closed my account I don't seem to be protected anymore anyway although the user agreement says that as long as there are disputes the user agreement stands.
I am an innocent victim here, my Bitcoin was stolen from me and PayPal is washing its hands off me even though I was promised protection. It might as well have been an envelope full of cash sent through the post. At the moment I have lost over £2,800 and another £630 is in dispute. There are no obvious warnings that PayPal does not protect you in case of fraud; we have been PayPal users almost since day 1 so why would you constantly read the user agreement and I don't understand how these types of transactions can be made without protection, family and friends transaction or not.
I feel completely let down by PayPal and I don't know what is true anymore as everyone I speak to says something different. It should not be 'computer says no' if I was been promised protection when I was actually reporting a fraud. No investigation has been set up to look into this fraud by PayPal. I have reported the fraud also to the police without any action taken. PayPal certainly must have some liability here as someone has been able to hack two separate Paypal accounts to pay me. After he tried a different address on the 2nd one I actually warned PayPal that a scam had taken place and they still did not act. No wonder I closed my PayPal account as I don't want to be hacked either.
Reviewed March 30, 2018
They do not tell you that it will take a week or more to send money the first time. They say it's free to send money through your bank account. You enter all of the info, then and not until then they say it needs to be verified. It has an instantly verify option which does not work. Next, they say they will send a small deposit and then withdraw it to complete verification. This will take 24 to 48 hours. After 3 days, I send a message. The response is an auto response telling me to do what I already did. I send another message and wait. The next day I send another message. The next day, I get a phone number to call. I call and after several more steps with customer support, I finally get verified.
I call my son to tell him he finally has the money. He checks his account and it says it won't be available for 2 more days. On the third day, the funds are still not available. I call again and I'm told that it's the bank that holds it up at this point. I asked him why they don't tell people they are going to have this incredible delay before they get into this process. People often use PayPal when there is an urgent need to send money. He did not have an answer for that. Finally, I get a message the next day saying the funds have cleared. I text my son, he checks his account and there is another 24 hour hold to verify his bank. So frustrating! They need to be upfront about this delay. Especially, since they advertise quick and easy payments.
Reviewed March 30, 2018
I am in the US. I attempted to pay an invoice from Belgium using Euros. When I called up the appropriate screen and entered 552 Euros, the screen gave me the option of using PayPal to convert the currency from US Dollars to Euros (total of $702), it gave me the option to have my Credit Card company do the conversion. I elected the Credit Card company to do the conversion because their rate to do the conversion would have been about $20 less. The transaction was rejected and I was notified via message that my Credit Card company had rejected the transaction.
I called the Credit Card company and was advised that there was NO transaction attempted. I asked the Card company to enable an International transaction since I thought that may have been the problem. They did so and stayed with me on the line for me to try again with PayPal. The transaction was again rejected. I was advised that the Card company rejected it. The bank stated that no transaction had been attempted with them. I then attempted the same transaction using the Credit Card billing address and the same thing happened. I called PayPal and the representative admitted that the transaction was rejected for "security" reasons. He had no explanation for why I was advised on the site that the Credit Card had rejected the transaction. He had no ability to override the system and advised me that probably no transaction would go through because of the multiple failed attempts.
Just for grins I tried to put it through using PayPal's conversion service and the transaction went right through. Even though PayPal gets paid 5% by the recipient for the transaction, their greed required me to pay them an additional 3+% to convert US Dollars to Euros. They falsely advertise that you can use your Credit Card company to convert the currency and then lied about my Credit Card company refusing the transaction. I asked to speak with a supervisor. She said the transaction was not rejected for security reasons but by my bank telling me that my Credit Card company doesn't honor Euro transaction. I have put 2 Euro transaction through my the same credit card in the past week with absolutely no problem. The supervisor clearly lied to me. PayPal is patently dishonest!
Reviewed March 30, 2018
I purchased an online product from Walmart and paid with PayPal. The product came damaged. Walmart couldn't refund my money because the transaction was made with PayPal but instead gave me a store credit. I contacted PayPal and they refused to refund my money even after I provided them with all the proof. I now have a store credit because I purchased via PayPal. Pls save yourself and use your debit or credit cards. PayPal offers no protection. I'm deleting my account with PayPal. Worst experience ever.
Reviewed March 29, 2018
I’m a PayPal merchant. I offered a service to my clients and agreed to installment payments. The first payment was due on February 26, 2018. PayPal did not process it. On March 1, 2018 I logged into my account and see all the pending payments not processed and I had already offered the services. I manually processed the payment. On March 24th I logged in again to see if the payment for March had been processed but it was not. I called PayPal and no one amongst the employees I talked to had an idea of why the payment was not processed. I asked for supervisor. The supervisor Jeff, assured me that the automatic payment would go through on March 26, 2018. Today March 28, 2018, I have logged in again to my account and no payments are processed. I picked the phone and called. The first employee has no idea.
I asked for a supervisor and the supervisor has no idea either. His name is Charlie, he kept me on the phone for over 29 minutes. He was going on and on saying he was troubleshooting the problem. Finally he said he cannot see why the payment was not processed but he has no solution or advice whatsoever. I asked for further escalation to a manager and he said he was. Finally there is no one else I can speak to above. I asked for corporate customer care phone or email and he said I have to look up that online. He said he can only give me a contact for PayPal legal department. As I make this review I have offered a service to 16 of my clients and I have not been paid. PayPal is not providing me with a solution of why it was not processed, when it will be processed and how they will compensate me for any loss arising out of unprocessed payment. For them not to have an escalation process beyond an incapable supervisor is deplorable.
Reviewed March 28, 2018
I became a victim of a faked company which sold a watch to me online. I fell for them because they were linked to PayPal. As I did not receive the watch, I went to PayPal to open a complaint, however, I figure out there was no way to that and there was no way to contact them. I only got bunch of automatic emails giving instructions for opening a complaint while there was no way to do that.
Reviewed March 28, 2018
My brother deposit me $4000 for an emergency on 3/23/18. Now 144 hrs later they still have a hold on it and they said they can't manually remove it that I have to wait until the system decides is safe to transfer. I have been w Paypal for over 15 yrs. What security? Computers control these bunch of morons that can't tell you what is really going on and the supervisors can't override anything because computers will eat them!!! I want my money. Does anyone knows what I can do? They did send me a notice that my money was in on the 23rd. I have been speaking w them since. Contact me if you need my account information.
Reviewed March 28, 2018
I had my PayPal since I was in college. When I signed up it was still in my maiden name. But when I moved to a different country and gotten married I hadn't opened PayPal for nearly a decade until recently. I work from home and my pay goes to my PayPal account. I had to reactivate my account since I hadn't opened it in almost a decade and my boss put some money in there without asking me first. So I was trying to change my maiden name to married name and the CSR was telling me that it'll take about 5-7 business days to change my last name to be updated. But now it's already on its 8th day going 9 and they didn't change my name.
Another issue I have with PayPal is transferring money to another account. Because I have a different last name on my account, I can't add my bank account nor my card as I can't transfer any money which is another frustrating thing. I was able to successfully transfer a small amount to my husband's PayPal account at first. So now I tried to transfer another amount to the account that I've just created with PayPal but this time it gave me an error. I had to a make phone call and waited for almost an hour just to get a live rep only to tell me that my account has been dormant that's why I could no longer transfer some money to another PayPal account. I was screaming in my mind because it's the most ridiculous reason I've ever heard as I've just transferred some money. It's so inconvenient. They don't serve their customers very well. I'm never ever going to recommend PayPal to my friends or to my company.
Reviewed March 28, 2018
The company is not willing to a small portion of their revenues to protect consumers. Therefore, I will no longer be one. I ordered a product from eBay, using PayPal. I received damaged, unusable product, which I purchased from GOPLUS CORP (Ebay username: sportstorms). The company keeps offering me $25 and $20, after I spent $83.98. The company obviously knows Paypal will do little, because they continue to refuse to refund, and previously refused to replace the items as promised on their profile page. Paypal has no system in place to protect the consumer, and handle cases with the sellers. They continue to force the consumers to deal directly with the consumers while they mediate (I.E. Creating a platform which allows the sellers to keep making low offers). I am planning to no longer use Paypal for any services. Not for purchases, transferring money, receiving it through my business, or otherwise.
Reviewed March 27, 2018
I found a charge for 299.50 USD, from BF*BRANDOUTLET.CO, Mar 11, 2018... I had no Idea who it was so I filed a dispute. I got an answer but it sounds like it is going to be ignored... This is what I was sent. The merchant's response was: "Item/Service Ordered - Mackinaw Field Green Watch. Bill/Ship-To Address - Muhamad ** Depok, JawBarat 16452. Delivered and signed for on 04/15/16." I Have no Idea what this is and all I get is a runaround... Never even heard of that place and I would NEVER send anything to anyone outside the US. So afraid it's going to terrorists!!! I will be contacting a lawyer and filing charges as soon as I can. CLOSING my PayPal account.
Reviewed March 26, 2018
I have a PERFECT rating on eBay and over 1000 positive comments. I have used PayPal for 17 years. I have perfect business credit and can accept AmEx, Disc, MC and Visa directly with my bank. I used to take PayPal until they started holding customer money for 21 days for no reason. I have customers waiting for custom product that I can't build until I am paid yet PayPal won't release their monies.
PayPal employee Nick (employee id **) suggested the solution was to lie on their website and have customers say they have receive product they did not actually get. What the heck? This is nothing short of criminal activity. They actually suggested that I enter false information on their website to facilitate an international transaction so that they could "mitigate their risk" of a problem. When I asked Nick to speak with his supervisor, he refused. When I asked Nick for an email or phone number to report his behavior, he refused. When I asked Nick for the phone number to his corporate headquarters, he refused. In other words, Nick was nothing short of a complete waste of time.
Don't use PayPal no matter what. They are scumbag liars and thieves that could care a less about you or your customers. They no customer service process and if you do manage to get someone on the phone, they are trained to blow you off. I honestly can't believe that the banks, regulatory authority or government hasn't shut them down yet.
Reviewed March 25, 2018
When will the government do something? This is the second time PayPal have ripped me off and I advise people to steer clear of them under any circumstances, they are criminals. A recent event shows what they are like. I had a smartphone purchase and under their policy I opened a dispute because the goods I received were not the goods ordered. I sent the phone back, but the company refused me a refund.
I opened the dispute in PayPal. I sent them everything they requested to prove I had sent the phone back. A photo of the post office receipt. A photo of the box containing the phone addressed to the supplier. And the killer, a photo of the email from the supplier stating they had received the phone. PayPal let it drag out to the last day when I could take it no further. They replied I did not present enough evidence that the phone had been returned and the supplier had the phone. Go figure. These guys are crooks, no they are criminals and it is impossible to contact or speak to a real person. The result was the supplier refused a refund and PayPal refused a refund even though the supplier had admitted they supplied the incorrect item and that they had it in their possession, that supplier was eGlobal another drop ship company of criminals.
Reviewed March 25, 2018
Paypal had no problem taking my money when I used it for a deposit on a rental. Two months later landlord kindly credited my deposit back into my account. I've been trying to get said $100 credited to my credit card for four months now with no success. Can't get them to put it back on my credit card, Can't reach a live service rep, can't get them to do anything on the site but repeatedly ask me for my debit account info, bank routing number or mailing address to which they would send me a check. Hell no would I send them any of that! It should be said that the only time my credit card had been hacked and used was through PayPal in the past. THIRD TIME BURNED BY PAYPAL, now I've learned.
Reviewed March 23, 2018
I was paid through PayPal and tried to transfer to my debit card which has been on my account for 5 years. It was supposed to take no longer than 30 minutes. It's been 24 hours now and customer service says all they can do is credit me the .25 I paid to transfer it. They have held my funds ransom for a whole day and have no explanation why. I could have used Western Union faster than this! I will never accept payment through them again!!!
Reviewed March 22, 2018
A seller sold me a service to build a website at an annual recurring charge of $499. I paid them $499 through PayPal but no website ever got built. I did not even bother claim the amount paid. The second year they again charged me $499. I requested PayPal to refund the amount as no service was ever provided. The seller provided the address of their own website. PayPal did not provide me with an opportunity to respond and decided in favor of the seller within minutes of receiving the response from the seller. YES WITHIN MINUTES WITHOUT EVEN SEEKING MY RESPONSE. I got cheated of $998 and PayPal is a party to this fraud. If you pay through a credit card you have a chance of getting your money back if product or services are not provided. Not through PayPal.
Reviewed March 21, 2018
I purchased an item listed on eBay for $60.41 with a coupon code to take off $15.00 for a total of $45.41. eBay confirmed the purchase total of $45.41 in their email to me and on eBay it shows that under my purchase details. However, PayPal charged me the full price of $60.41. I contacted the seller and they refuse to honor their coupon. I filed a complaint with PayPal with screenshots clearly showing the overcharge. PayPal refused my complaint. I appealed. PayPal denied my appeal. I filed a complaint with eBay who said they could not follow up because PayPal denied my complaint. I am still owed the $15.00 and PayPal has not explained why they are denying a clearly-shown discrepancy and I have no recourse at this point.
Reviewed March 21, 2018
So I had an insufficient money charge on my bank account. The problem is, I sent 4 emails requesting a bank change to withdraw the money from a different bank as my paychecks were now being deposited into another bank which was registered with PayPal. So I paid the amount owing with my credit card and PayPal balance and my account showed no negative balances. Yet they tried to take another payment out of the bank when the amount was already paid 4 days ago. I get hit with NSF charges again.
What a useless company. I have been a member since 2001, bought and sold lots through eBay and personal sales. What I have a problem with is the lack of user friendly software to be able to change the banks you have registered with them to pay for things if something changes. You can't make the change even when you contact them. The worst thing is PayPal having such ** software that it shows me the consumer as having paid the amount and yet they still try to debit the amount. This has happened twice now.
Their customer service sucks, their responses mean nothing and never addressed the real issue of the amount was paid and yet they still tried to take the money.Ebay is not the great marketplace it once was. The fees seller charge for their products and shipping are not a cost saving any longer. More often than not, you can find a better deal through a store website or manufacturer. This is the way I have been shopping. I will now close my PayPal account and my eBay account. I will not give them any more money. My new credit card and Google Pay is the way I'm headed.
Reviewed March 20, 2018
The time it takes them to refund money that they have already deducted from your checking account is totally utterly ridiculous. Their Customer Service sucks IF you are able to reach somebody because they make it as difficult as possible. They also fail to respond to emails and acknowledge receipt. It should not take 5 or more days to reimburse your account when they get their money immediately or at least within 48 hours. PayPal sucks! Use Cash Out, Zelle, or even Venmo instead (in that order)!
Reviewed March 20, 2018
I sold an item to a buyer and for three days after she received it she raved about how perfect it was and how much she was in love with the purchase. She sent me pictures after pictures of her using the bag. After five days she said the bag was damaged and wanted a full refund. She put in a claim and even after I showed PayPal the pictures and the invoice stating no returns they put the money on hold and let her return it. I spoke to supervisor after supervisor but nothing was being done. The buyer sent the bag after using it for 15 days and PayPal is telling me that I can't appeal it because the reason I'm appealing it is the same reason she's returning the item.
One of the supervisor told me to take her to small claims court. After everything is said and done I am closing PayPal and will NEVER use them again! Worst customer service and they always let the buyer win no matter what the reason is. She used my bag for two weeks and getting her money back. By the way PayPal is not returning the fees I already paid.
Reviewed March 20, 2018
Been selling on eBay for years. Have had thousands of great transactions with no problems, for the last two months eBay's been withholding customer payments, putting my eBay business in a bad bind, can't ship if you can't access your money, very shady business practices. Called their customer support and the only reason they can give is the computer is doing it and they have zero control, avoid using these guys for your credit card processing if at all possible!
Reviewed March 20, 2018
I have used PayPal for purchasing items online for several years. I have only used one debit card that has been linked to my account since the day I opened it. I have never had any issues whatsoever paying for items that I’ve purchased. I once had PayPal credit account and never had any negative issues on my part but did pay the balance off and close the account since I’m not one who likes having those types of credit lines. In short, I have been a model PayPal customer. With that being said, why is it the first time I receive money into my account is it being held from posting to my debit card? Again, it’s the same card I’ve used to make payments hundreds of times without one single issue. They claim it’s to reduce fraud. I say they are the fraud! I’ve literally read about 100 complaints today, with thousands more that I didn’t read, where people are having similar issues.
It seems whether you are a buyer, seller or just someone who is simply trying to use their money transfer services that PayPal will hold your money for as long as they possibly can. I read reviews stating that customer service is next to impossible to get in touch with and then when you do that only useless scripted answers are given. I thought surely not until I sat on hold for 53 minutes and was given a useless answer as to why my money was being held from posting to my debit card. The transaction was supposed to have completed in 30 minutes not 24 hours.
Nothing was stated on the PayPal site that there was a potential for such a hold. It’s just amazing to me that money has been removed from my debit card instantly when making purchases using PayPal but the first time money is owed to me then there’s a need for security measures. Maybe nothing can be done about their practices as I’m sure they have legal documents that allow this to happen. However, I will be contacting my state representative as well as the Attorney General's Office in hopes that these offices can assist me in preventing such poor business practices from affecting those in my state at least.
Reviewed March 19, 2018
My experience with PayPal has been horrible. First the seller was hostile. Drag their feet to refund my money. Only refunded when I promise to leave a terrible customer review. Then PayPal is going to hold the money possibly for another 30 days even though my financial institution says there's no reason for longer than three to five. Assured that my money will be refunded by PayPal and we will see and I will never use them again. What a scam. Somebody needs to do something about all this small fine print that don't that doesn't get revealed to you until after you make your purchase and ask for refund. Terrible service.
Reviewed March 19, 2018
I paid an extra fee to get MY money "within seconds". I waited a few seconds and then got a message that the transfer had to be reviewed and that would take up to 1 hour. I waited over an hour and MY money was still not there. I called customer service and he said it takes up to 24 hours to review!!! Whaaatttt!! I am VERY UPSET! They falsely advertise how you can get YOUR money!! How is it legal to HOLD and REVIEW MY MONEY! The whole point of me paying the extra fee was because I needed MY MONEY NOW!! Not in 24 hours!!?? My acct. info is easily verifiable!! Terrible service!
Reviewed March 17, 2018
As the title says Paypal holds any money for about 2 weeks after you sold an item on eBay. Not only do you have to pay 25$ fees to PayPal but you also don't have any access to your own money. Customer service gives false information. I had so many problems with PayPal in the past. They promise you always so many things on the phone but in the end nothing happens. I will never use Paypal ever again!
Reviewed March 15, 2018
I recently purchased an item and was immediately told by the seller that it was no longer available. The transaction was canceled within 15 minutes and PayPal took the money out of my account a day later. Upon contacting them I was told I would have to wait 3-5 business days before the refund would post to my PayPal account and then another 3-5 business days before it would transfer back to my bank account. It's amazing that any brick and mortar retailer can immediately refund your money but PayPal needs to hang on to it for more than a week. They are obviously using this money for something in that time period and I would encourage everyone to use any other company for transactions.
Reviewed March 14, 2018
I bought tickets online for $200 but the seller never sent them to me. I wrote a complaint that night and when I checked it the next day it said I had no resolution on file. I have tried every day to make a resolution but I get in this loop that never opens up. I called and was on hold first for 20 minutes to speak to someone and then the woman who listened to my complaint said she was getting a supervisor so I waited another 35 minutes and gave up. My 15 emails say I need to go to the resolution center and round and round we go!
Reviewed March 13, 2018
On 1/19/2018 my friend had paid me through PayPal in the amount of $500 for musical entertainment services that I provided for his company banquet. The following day I tried to transfer the money into my personal bank account. The day I tried to transfer fell on a Saturday so I waited until Tuesday of the following week given that PayPal states that it takes one business day to be transferred to bank account. I checked on that Tuesday and it did not appear in my bank account. I waited a few more days and the money still did not appear. I tried the transfer process all over again.
The following week it still did not appear in my bank account. While trying to transfer the money it was not clear that it was even going through or being initiated on PayPal’s part. I have tried numerous times to contact the customer service and all I get is an automated answer that does not address my issue. I cannot get to a live person to talk to. This is very irritating. PayPal sent me an email to rate their service and I gave the very low ratings. They have done nothing to rectify the situation and they don’t seem to care. It has been nearly 2 months and they still have not transferred the money into my personal bank account. They should be investigated and shut down if they are going to do business this way.
Reviewed March 12, 2018
I doubt that.
Reviewed March 10, 2018
Had a customer who wanted the car. I had to fax copies of my divorce to prove it was mine. Customer paid PayPal. They took out $150 fee immediately, this was on Feb 28. I had to verify my checking acct. they were given checking account #, routing #, debit card #, social security #, address, phone number. The shipping company had to be verified, it was not in their “System”. Customer had to verify he received the car. They needed a transact # from the shipping co. , then “hold was placed on it because the “System” would not release it. They said it would be released March 10, it was released but then the “System put a hold on it for another 24-48 hours. PayPal cannot explain why the “System” put a hold on it. There is nothing they can do about it. PayPal has my $5000 and will not give it to me because of the “System”. It is March 10 and I still cannot have my money.
PayPal Company Information
- Company Name:
- PayPal
- Website:
- www.paypal.com