PayPal Reviews

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About PayPal

Pros
  • User-friendly interface
  • Strong security measures
Cons
  • Funds held for extended periods
  • High fees for transactions

PayPal Reviews

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    How do I know I can trust these reviews about PayPal?
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    Page 19 Reviews 3255 - 3455
    Staff

    Reviewed March 28, 2019

    Money was taken out of my bank from a PayPal thug that got his hands on my checking account number. I wonder if they will ever find out who it is... Don't know if they can trace this person. Since it was bank fraud the feds will look into it and hope they find this person and throw him in Jail.

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    Reviewed March 27, 2019

    DO NOT USE AS A MERCHANT - USE WORLDPAY. We have been charged tens of thousands of pounds in fees, there is not customer support and the way they deal with complains is really bad. Will recommend anyone to use Worldpay over them, their rates are better and they actually act like we are a customer rather than PayPal that treat us like we are depend on them.

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    Customer ServiceContract & Terms

    Reviewed March 27, 2019

    They have a call center staffed by non-English speaking CSRs, they do not the know the procedures, terms and conditions of PayPal, so basically they are unable to help you. A transfer which should have taken no more than 24 hrs. took over a week, which led me to close the account.

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    Reliability

    Reviewed March 26, 2019

    I purchased lawn lights that did not work thru PayPal. When I complained, PayPal told me to return them to NextDeal Shop in China! Against my better judgement, I did so. When I notified PayPal that I shipped the product back, they told me the USPS receipt was not sufficient proof and decided the dispute against me in favor of the Chinese company! I live on a fixed income & am now out money for a defective product & shipping costs. BUYER BEWARE! PAYPAL IS NOT YOUR PAL!

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    Profile pic of the author.
    Installation & SetupReliability

    Reviewed March 22, 2019

    Hello, I won an auction on a brand new lawn mower engine on eBay. The company auctioning the engine was called National Product Sales and the engine was made by Briggs & Stratton. I won the auction and got my new engine but I decided not to install the engine on my mower until spring because winter time was here. When spring arrived I installed my new engine and it would not start. I notified the seller and they told me it was over the 30 day return policy and eBay has the same policy too. PayPal allows you 6 months guarantee for returns and refunds. I filed a complaint against the seller but I lost the case and couldn't get a refund because I changed the spark plug to try and get the motor started. PayPal said I tampered and modified the engine by doing this to the motor which seems rather ridiculous to me and denied me a refund of $105.00.

    I ended up fixing the engine myself which needed a complete rebuild because Briggs & Stratton said there was no warranty on the engine because it was made in 2015. The seller said it was new but I was getting a 4 year old motor that Briggs & Stratton auctioned off because it was defective and they could not sale it. PayPal denied me a refund because I changed the spark plug thinking it might start the engine. I'm a retired mechanic and realized that the engine was off time internally so I fixed up the timing problem by taking apart the entire engine and what I saw inside the motor was that somebody from the factory messed up the rest of the engine too. The piston rings were incorrectly installed and I found loose wires on the ignition coil which made me think this motor was sabotaged back in 2015 when Briggs & Stratton laid off a lot of workers.

    PayPal didn't care that I had all this trouble and denied me a refund over a spark plug change. I spent 4 hours rebuilding the engine to correct the mistakes but I didn't have to buy any new parts. The motor works perfect now and I was glad not to have wasted my money on this engine. PayPal isn't a good company to work and deal with because they are unfair to their customers!

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    Reviewed March 22, 2019

    Stay away from PayPal for all payment needs, because they exclude too many items from protection guarantees. What this means is payments can be reversed for up to 3 months afterward, and they won't let you participate in a dispute. This happened to me using the following method. If criminals want to steal something, such as a car or other unprotected item, they will pose as an honest buyer then pay using PayPal and get the item in their possession. That's when the fraud begins. They will open a false claim, and PayPal will not let you refute the statement or upload any supporting evidence. The dispute is 100% certain to go in their favour. This can happen for any unprotected item, and the list is too long. PayPal seems to enjoy messing with honest sellers, and won't help with any police report identifying the criminals. This is the reason that criminals love using PayPal to steal items that don't have protection guarantees.

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    Reviewed March 21, 2019

    Sold an item to a buyer. The item has been shipped with tracking number and has been delivered. The buyer claim to Paypal that the item is not as described although the item has been purchased through ebay, the buyer is a scammer. Paypal took my money and said they couldn't do nothing when the buyer claims that the item is not as described. I lost my money and I lost my item. Paypal said I can't ask to have the item returned because the buyer claimed through his credit card company. FRAUD SCAMMER!!! And Paypal support those scammers and frauds.

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    Reviewed March 21, 2019

    I bought a waterproof sun shade sail from eBay. The eBay seller was SHAOMEI (bigwholesale4u). When I wanted to pay, the first I saw that paying with PayPal was ticked. Therefore, I paid with PayPal. In hindsight, this was a grave mistake! PayPal advised on 27 Feb 2019 that the tracking number was **. Tracking number ** was stated as CANCELLED. By email dated 27 Feb 2019 received at 12:29 pm, eBay advised that "Your order is on its way! It would be sent to [my address], Australia. Estimated delivery: Tue, 05 Mar - Wed, 06 Mar." I had escalated this dispute to a claim on 9 March 2019, that is after 3-4 days after the estimated arrival, because, according to Australia Post, tracking number ** provided by PayPal was invalid.

    By email dated 13/03/2019 received at 4:57 pm, eBay advised that the seller has provided the postage information for your item. The tracking number was **, the same number PayPal had CANCELLED on 27 Feb 2019. It was clearly PayPal's mistake by providing the false tracking number **, when the tracking number should have been **, which was stated as CANCELLED. By email dated 15 March 2019 received at 12:04 pm, Australia Post advised that "Your item ** is due for delivery today." I received my order on 15 March 2019. That was 10 days after the first estimated day of arrival being 05 March 2019.

    I requested from the seller and/or eBay and/or PayPal a partial refund of AU$ 10.00 as compensation for having to write to eBay to lodge a dispute and to complain that the tracking number was invalid, to PayPal to escalate the dispute to a claim and repeatedly writing to their message centre and to Australia Post to resend the parcel to my address. By email dated 20 March 2019, advised that my case for refund had been refused, although I had only asked for a partial refund of AU$ 10.00. The reason for PayPal’s refusal was that this “decision was made because we received shipment tracking from the merchant confirming that the merchandise was delivered.” They ignored the fact that my order was delivered only on 15 March 2019, that was 9 to 10 days after the estimated delivery date. They ignored the fact that tracking number ** – provided by PayPal - was invalid. They ignored the fact that ** PayPal themselves stated as CANCELLED.

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    Eileen increased rating by 4 stars.
    Sales & Marketing
    After a positive interaction with PayPal, Eileen increased their star rating.

    Reviewed March 21, 2019

    I was contacted by buyer, sold her a book for $20.00. More than TWO months later she files a dispute saying it was an unauthorized use of her account. Why is it my fault if someone uses her account?? I was charged a total of over $30.00 by PayPal to satisfy HER! I mailed the book. USPS tracking #**. I should be able to have my book at least returned to me. Quite a scam this Kim ** deals to us sellers through PayPal. Why should I be charged by PayPal and lose money if someone uses her account???! Sent from my iPhone.

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    Customer ServicePriceStaff

    Reviewed March 20, 2019

    PayPal is very very bad, they collect money in a flash and if you want to send money you start to experience errors, then they tell you you must have a US account to withdraw money to first but when collecting money they dont ask all those. You cannot reach them on phone or email. Only they respond after some hours with excuses. Not even live chat is available for customer support.

    If you call they give you all option to press and at the end they ask you to call again because the offices are closed, if they know offices are closed they should just on first instance tell you, "Sorry our offices are closed," so you can save up on call charges. Instead they transfer you from call to call via their automated system then say, "Sorry we are closed." Very unprofessional. Their FAQ section is not very useful either. They dont give proper answers all, just delay tactics to keep your money. They allow you to transfer $2 and charge you fees of up to 38% and if you want to transfer a bigger amount then you get error messages.

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    Customer ServiceStaff

    Reviewed March 19, 2019

    Worst customer service of any company I have ever had to deal with. If you have the unfortunate need to ever change your name, you are in for a long haul of terrible CS representatives who will put you on hold for hours, then hang up on you and fail to inform you of basic information that would have been useful days ago on a previous call. It is the worst financial company of the modern era, up there and certainly surpassing Wells Fargo.

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    Customer Service

    Reviewed March 19, 2019

    PayPal is fraud company. They keep charging me from my bank account and they freeze my PayPal account and I can't withdraw my money. I call them many time. They have the worse customer service. Stay away from PayPal. Totally fraud company!!!

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    Customer Service

    Reviewed March 19, 2019

    After Paypal limited my account for no reason, I tried to get Paypal to take the limitations off. It has now been a month, and they have not helped me at all. They keep telling me that someone will help or that my query is being escalated. Meanwhile, I have money in Paypal that I desperately need which I cannot withdraw. They always answer my queries with bots and standardized, meaningless answers. No one actually helps - ever!

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    Reviewed March 18, 2019

    Feel PayPal is good for online purchases because individual websites do not have specific credit card or bank information. Transfer time back to bank for me is about 5 days. There is a mini learning curve, but I have used PayPal for about 15 years.

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    Customer ServiceSales & Marketing

    Reviewed March 17, 2019

    My way of making an income was drop shipping on eBay for 2 years and making a great amount. Until I had a spike in sales on the 14th February then PayPal limited my account and wanted business info and documents. So I gave them everything, waited 72 hours for a response and it wasn't good enough. They permanently limited my account. And to make matters worse I had accumulated 21 orders which totalled around £1500 in the time I waited for a response from them.

    With them permanently limiting my account it meant I had to refund all the 21 orders as I couldn't send or transfer any funds to be able to pay for the orders. I have never had any real reason why they permanently limited me. I never had any issue with PayPal and my account is about 3 years old. It has around 250 transactions with only 5-6 cases opened against me. I have tried every way possible to try and get this permanent limitation lifted but nothing has worked. So I'm now living on Universal Credit on the bread line because I was banned from PayPal for been too successful on eBay. WTF next.

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    Reviewed March 17, 2019

    Over the last 10 years my CC information has been stolen 4 times, each within 48hrs after an eBay purchase, which utilizes PayPal. Neither company is concerned or will take responsibility for the security breaches. Beware. These companies rely on fraud protection provided by you CC company and your diligence in reviewing charges.

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    Reviewed March 17, 2019

    I have had PayPal for 10+ years and never encountered a problem with. I feel secure placing online orders through them. Now I have a PayPal debit card that I can use to place orders from retailers who don't accept PayPal money transfers.

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    Verified purchase
    Price

    Reviewed March 16, 2019

    PayPal’s site clearly states that they do not charge a fee if you are purchasing an item. This is NOT true. I was charged $1.75, which is a small amount, but they are not supposed to charge fees. When I called customer service, I was told I chose that when I paid. I explained I had no option and was told to contact the seller to get a refund and repay. Totally ridiculous. I canceled my account and will never use again.

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    Reviewed March 16, 2019

    I requested to return an item I received as "not as advertised". After MUCH difficulty, I received permission to return for credit. You cannot speak to a live body at PayPal! I was told to return the item to Morocco at my cost. The return address on the package was Buford GA. I am done with PayPal and encourage all to do the same.

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    Reviewed March 16, 2019

    Sold 5k item on eBay. PayPal claimed they transferred to my bank, but payment never received. eBay threatening to place me in collections for non-payment of their commission. Hot Mess! eBay informs problem is PayPal... Paypal informs problem is eBay. I'm out the product and the 500 shipping/ins fee. AVOID BOTH COMPANIES. NEITHER IS REPUTABLE.

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    Customer ServiceContract & TermsCoverageSales & MarketingPriceStaff

    Reviewed March 16, 2019

    After working with a PayPal business account for several months, my business received and announced verification limitation from PayPal. Why they do this AFTER you are up and running with their product and service I don't know. Throughout Feb and the first half of March this year I submitted countless documents to PayPal. I was also on the phone with them every day and sometimes more than once a day. I was submitting documents in addition to what was required. (For example I voluntarily submitted business documents for the registered business name on the account etc. which showed proof of ownership. I also submitted my birth certificate along with SSN print out and my ID.)

    From PayPal's end there was always something wrong with something submitted. (First time it was "they could read something on the ID," which was ridiculous because even though there was flash unless you were looking at it on a 2 inch screen zoom clearly allowed you to see an EXPIRATION DATE. Another instance of jerking me around was the "letter of authorization" that they required from me (business owner) on behalf of my business. Business letterhead was required. They kept rejecting my letter but never said why. Finally after a week of pressing them I was told that it should have the business "stamp". I admit I went ballistic on the phone. (Small 4-5 person business don't even use letterhead and I don't even think that any company this day in age has a stamp.)

    Eventually PayPal ran out of moves in moving such goal posts and hiding the ball. So I persisted. The end result was a an email from PayPal stating the following: "After a review, we decided to permanently limit your account as we detected that this account was created using either fraudulent or stolen information. You’ll not be able to conduct any further business using PayPal. If you have money in your PayPal balance, we’ll hold it for up to 180 days. After that period, we’ll email you with information on how to access your funds. We regret any inconvenience this may cause."

    This is my letter back to them. "This notice comes to the appropriate parties as a demand to review, reconsider, and subsequently change recent actions that have been taken on the aforementioned account (here-and-from-now referred to as “the account”). Recent actions that have been implemented on the account are inappropriate and MAY BE IN VIOLATION OF STATE AND FEDERAL REGULATORY PRACTICES AND LAW. It is assumed that you have access to all information, documents that have been submitted, records of phone calls, all responses and replies to the account, and any other record or information that is associated with the account. If any of the aforementioned information associated with the account is needed please let me know and I will certainly provide it.

    When reviewing all of the information associated with this account I would like to call attention to the constant misinformation, unnecessary information demands, constant requests for additional information which never were required in the first place, constant hang ups and disconnection from reps, and in general the constant “run-a-run” that representatives in and of your organization have carried out over the past month. Also, some representatives provided false information (either knowingly or by lack of knowledge) with respect to policy, the user agreement, or certain actions that I was trying to take on the account. There appeared to be a constant moving of the “goal-post” and a “hiding-of-the-ball” at every attempt for me to have this Business Account functioning without limitation. Such actions are not acceptable for any business but are disgusting when it comes to a payment processor and money.

    After weeks of submitting documents, receiving conflicting account information, receiving erroneous information with respect to your organization’s policy and user agreement, and a plethora of requests (mostly for information that was NOT required or for which was repetitive), I received notice via email that is not only is irrational but is highly unreasonable.

    3. With the situation as presented above, and the results, as are enclosed below, it is my determination that appropriate measure can only be taken by other individuals, agencies, and/or authorities that have an interest in how such accounts are handled. Therefore, it is my intent to contact senior management at your organization. If resolve does not quickly avail from this group, appropriate State and Federal agencies and officials will be notified via the appropriate means. 4 It is my demand that the following actions, which have been taken by your organization, be reviewed, reconsidered, and changed."

    On 3/14/2019 I received the aforementioned notice via email. (The contents of this notice are stated in the footnote below.) This notice provided the following information: 1. “[T]hat this account [the account that is the subject of this letter] was created using either fraudulent or stolen information.” 3. Such highly unreasonable actions, especially with concern to payment processors MAY BE IN VIOLATION OF STATE AND FEDERAL REGULATORY PRACTICES AND LAW. 4. There are many government (State and Federal) agencies and bodies that have interest in this account’s handling and such status. Due to the fact that all funds are being held it can be concluded that I have a presence in any State for which I have sold items into.

    The complete list of states for which this account has presence (which include, but not limited to, doing business through sales, or registered in or doing business by other means) are Alabama – AL, Alaska – AK, Arizona – AZ, Arkansas -AR, California – CA, Colorado – CO, Delaware-DE, Florida -FL, Georgia – GA, Hawaii – HI, Illinois – IL, Indiana – IN, Iowa – IA, Kansas – KS, Kentucky – KY, Louisiana – LA, Maryland – MD, Massachusetts – MA, Michigan – MI, Minnesota – MN, Mississippi – MS, Missouri – MO, Nebraska – NE, New Hampshire – NH, New Jersey – NJ, New York – NY, North Carolina – NC, Ohio – OH, Oregon – OR, Pennsylvania – PA, South Carolina – SC, Tennessee – TN, Texas – TX, Utah – UT, Vermont – VT, Virginia – VA, Washington – WA, West Virginia – WV, Puerto Rico—PR.

    State regulators and/or the Attorney Generals for the aforementioned States have interest in how this account is handled, due to the fact that funds generated from those sales are currently being held for 180 days. With respect federal jurisdiction the following agencies and groups, but not limited to such may additionally have interest in the account:

    The Office of the Comptroller of the Currency (OCC), the Federal Reserve Board (FRB), the Federal Deposit Insurance Corporation (FDIC), the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), and the National Credit Union Administration (NCUA). The Better Business Bureau (BBB). 5. You can no longer do business with PayPal. 2. That your organization has “decided to permanently limit” the aforementioned account. 3. That funds in the account will be held for up to 180 days. At this present moment, it is my demand that these actions, be reviewed, reconsidered, and changed.

    I. “[T]HAT THIS ACCOUNT [THE ACCOUNT THAT IS THE SUBJECT OF THIS LETTER] WAS CREATED USING EITHER FRAUDULENT OR STOLEN INFORMATION. The first claim is false. After submitting countless documents, answering repetitive questions from account representatives, and resending repeated requests for this business account for nearly a month, I find no basis for how and why your organization can claim such fraud and theft. Further, this claim cannot be an accurate held belief of your organization. If your organization believes this to be true then your action at minimum (emphasis added) should be to contact the appropriate state and federal authorities. (Additionally, such a claim and appropriate action would be the turning over of records and funds form such an account.)

    If it is the belief of your organization that this account was created on the basis of fraudulent and stolen information, then one would expect certain appropriate and reasonable actions to follow. Such appropriate and reasonable action has not occurred, and this is evidenced by the aforementioned point number three (3), which states that funds will be held for up to 180 days.

    II. That your organization has "decided to permanently limit” the aforementioned account. With respect to this part of the aforementioned notice, if your organization has decided that you no longer wish to do business than such appropriate action needs to be the closure of this account, not the present “permanently limited” status. Your organization has decided to put a “permanent limitation” on the account which allows you to retain and hold the funds from this account, without allowing access, withdrawal, or use of such funds. I would like to express my intent to no longer engage in any business with your organization. Therefore, I would like to express my intent to close this account.

    III. Funds in the account will be held for up to 180 days: Any funds in the account are derived from completed sales on eBay.com. Having access to this accounts eBay.com sales information on each of those sales is easily accessible to your organization. Feedback on the associated eBay.com account is overwhelmingly positive. Your organization has made the claim that all funds must be held for 180 days in order to reduce potential risk that may result from chargebacks. This claim of why ALL the funds are being held does does not hold merit. It appears on the surface that your organization is protecting itself in compliance with certain State and Federal regulations that allow for such a hold in order to reduce potential risk; however, the basis for such compliance is unreasonable. Chargebacks do not come from satisfied customers.

    As previously noted this account and associated eBay.com account have an overwhelming number of satisfied customers, who have vocalized such, through its feedback system. All data associated with transactions which funded the account are indicative that it is highly unlikely for any chargebacks to occur. It is highly unreasonable to freeze all assets in this account on the notion that chargebacks may be looming in the near future. It should also be noted that the timing by which the 180 days is starting is also unreasonable. The first sale on the eBay.com account that funded this account was in November, 2018. The last sale on the eBay.com account that funded the account here in question was in January, 2019.

    Nearly two months have passed, without any activity from the customers from the eBay.com account which funded this account. However, representatives have state that the 180 day risk reduction period starts when implemented. Thus, the start date has be claimed to be 3/14/2019. This is also excessive and unreasonable for it extends way beyond any time period of risk for chargebacks. The holding of funds is obviously the most important issue in the said notice. Additionally, if your organization does not review, reconsider, and change the outcome of the aforementioned issues presented, necessary action that needs to been taken will come from the inappropriate and unreasonable action detailed in this section. 9. Such action will involve, but not be limited to the contacting and filing of the appropriate complaints with State and Federal regulators and agencies. 101112.

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    Reviewed March 16, 2019

    I Love the fact that transfers can now be instant. I have never had any problem working with PayPal, I use the multiple order shipping tool a lot, but did find it hard to find after the last change.

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    Customer ServiceSales & Marketing

    Reviewed March 15, 2019

    Sold an item on eBay for over $500.00, the buyer paid through PayPal, who I had been a customer with for over 10 years. PayPal notified me that they put a "limit use" on my account and that they could hold the money unless I supplied them with new information (Including a photo ID). They could also continue to hold it, pretty much for whatever reason they deemed they chose (Whatever that gray area is). I could understand holding it until the buyer received the product as advertised. Not the other B S. Once I saw what they were doing I stopped the sale. I wasn't about to send out the product so PP could pocket the money or hold it indefinitely.

    Mind you I had no problems with eBay or the seller. The collapse of the sale was totally due to PP's new policy, who they later tried to blame on the government. I became so irate with PP that I wanted to close my account. After waiting about a month or billing cycle, I had a zero balance with all parties. Still my account remained constrained and I could not retract my credit card information, address or close out the account and it remains so. They literally are holding my information and membership hostage, when I want NOTHING to do with them anymore. Does this look they are trying to protect me? They insist on getting the information to close out an account.

    Guess what? I called the credit card company, explained what happened and asked for a new card. The old one is useless now. The only proof I had to give the credit card company was doable over the phone. I didn't have to send them a copy of my photo ID, or other nonsense. No BIG BROTHER with the credit card company. I will NEVER do business with PayPal again. They could NOT give a rational explanation for their actions, they just continued to claim it was policy and beyond their ability to help in any way. You might think about doing business with these people. They live in the Big Brother age. Any business giving them a good rating deserves scrutiny too.

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    Customer ServiceStaff

    Reviewed March 15, 2019

    I wish I could could give less than 1 star. I dont understand how this company gets away with what they're doing legally. My new job pays me through PayPal and I had my whole paycheck of $747.00 available on my account but the funds could not be transferred to my bank. I called customer service and I spoke to 5 different people and 3 of those people were supposed to be managers but now I'm wondering if they really were.

    They could not provide me with a reason as to why my funds could not be transferred other than their security system. Didnt tell me what was wrong with the security, just that their security system is "that good" and "secure" and no other reason was given. I was told I could go to Walmart and get a portion of the money withdrawn and of course have to pay 3 bucks to get that done then get the remainder the next day. Something about this has to be illegal and I intend on checking into legal action further. Use this company at your own risk!

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    Reviewed March 15, 2019

    PayPal is the most unsafe, fraudulent site I have ever had to deal with. I bought a Chanel bag which turned to be fake. This was reported to PayPal’s VP. Instead of help I was advise to lie to customs, lie to delivery company and return fake back. Scandal! This company breakers international Laws!!

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    Verified purchase

    Reviewed March 15, 2019

    I requested a refund for items that have not been delivered (an attempt of delivery was made 2 weeks after the goods were expected, the seller had already been informed that the goods are no longer required). On this basis PayPal refused issuing a refund which is clearly against Consumer Rights Act 2015. £320 has been lost for over a month now. It's safer to use a credit card.

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    Customer ServiceStaff

    Reviewed March 14, 2019

    Called PayPal twice and both people were of no help. First employee had me on hold for a while so I hung up and called back. Second employee wasn't listening to what I was saying and was talking about a whole different issue. Still didn't fix my problem.

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    Reviewed March 14, 2019

    I am in an ongoing dispute with a merchant over an online purchase that I canceled, but was charged for despite. Merchant states they refunded my account, PayPal says they received no chargeback. Then ironically my PayPal account is hacked and closed by the hackers. They were not able to make any fraudulent charges on my account, but were able to close it on me. Fast forward to me escalating the dispute with my credit card company... I try to get the statements from my "closed" PayPal account to use in my dispute against the merchant, but miraculously they "vanish" when the hackers closed my account. I am starting to think PayPal is the shady ones here, and not the merchant. Nothing vanishes, unless PayPal makes it vanish. Shady as hell PayPal!

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    Reviewed March 13, 2019

    So much for them helping with a refund. They forgot to mention when demanding that I return an item that's not fit for purpose and is broken that if you have to return anything that you as the wronged party have to foot the return postage costs. How is that in any way fair?! Protecting you from dodgy sellers, yeah right!

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    Sales & MarketingStaff

    Reviewed March 13, 2019

    I made an online purchase, and the seller site used PayPal, I do not have a PayPal account and I didn’t need one for this purchase, PayPal happily removed the funds from my credit card. Fast forward a couple days, I had to cancel the order because it was “out of stock”. Turns out the company I purchased from is a scam...they stated that they processed a refund. I didn’t receive it, contacted PayPal...worst automated system known to man!!! Talked to one rep, first 2 questions: Full name and FULL credit card #, I refused to give it to them, I gave the receipt number from the transaction which was sufficient. The rep told me that they could help me and I was protected by PayPal for this purchase even though I don’t have an account with them.

    I was put on hold again, 8-10 minutes later I was put through to another rep, they asked the same 2 questions, told me the same thing then transferred me to ANOTHER person, 37 minutes later I was finally able to speak with someone... She also asked for my full credit card number and also told me that I was protected through PayPal. After another few minutes on hold she came back and told me that they wouldn’t help me unless I opened an account with them, even though 3 people had already told me that I was protected for this purchase. When I refused she again reiterated that unless I open a PayPal account they wouldn’t give me back my money!!! They had no issue taking my money without an account with them but refuse to give it back. I will be filing a formal complaint. BUYER BEWARE OF PAYPAL! I would give less than 1 star if I could.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed March 12, 2019

    After my PayPal account was hacked the third time, I tried closing everything. The credit line and the account. I was told in June 28th 2018 they closed it. On March 12 2019 I was contacted that someone is trying to access my PayPal account and I need to contact them. I did, and it was a real e-mail. And they never did close my account. They put me on hold to talk to an account specialist. 48 minutes later the line goes dead. I call in again. Make it thru the worst automated hell of a customer service system ever designed by satan. I then after 20 minutes get on line again. They have to start all over again.

    Once again put me on hold for account specialist. 40 minutes later someone actually picked up the line. I then have to repeat everything again. Finally after 3 hours of my afternoon wasted. A time I will never get back, for which I would like to sue them for $1,000.00 per hour of my life. I get confirmation e-mail saying the account is closed. May this company burn in hell, it is a plague and menace upon society that I only wish upon my enemies.

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    Reviewed March 12, 2019

    PayPal is the most useless portal in the world. Lost 430€ because they can do anything when transaction is done directly to my bank account. Even though I had all kind of proofs and agreements with buyer.

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    Reviewed March 11, 2019

    I sold a book on eBay who I love and it went through PayPal and PayPal won't release the money. The transaction has been cleared everybody and they won't give me my money. This has put a great hardship on our family. They owe me $180.14...

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    Sales & MarketingOnline & AppStaff

    Reviewed March 10, 2019

    Paypal is probably run by some of the most dishonest people around and this is mainly due to the company's fraudulent policies. Bought an item that came in broken and was not as described on the website. Advised Paypal they wanted me to pay 36$ in shipping for a 19$ item! How dishonest is that, even with a picture of the broken product and how it was shipped they refused the claim. The vendor offered 30% off... What a joke. It's broken and you offer 30% off. Couldn't believe it, and to add more to the insult the product was NOTHING like what was advertised! I have started a fraud case with my cc company about PayPal and I have closed my account. I urge everyone to take notice and use other means to make your purchases.

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    Customer ServiceStaff

    Reviewed March 10, 2019

    This company has been nothing but an absolute headache for me. Between my cards and account getting locked every other day, and customer service hanging up on me every time I wait for 20 minutes on hold and finally get a customer service rep who doesn't even speak English, this company should be bankrupt or sued. I exaggerate not when I say Paypal sucks butt. That is all.

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    Reviewed March 9, 2019

    I had a account with PayPal recently and my account was closed right after I added funds to my account and then I was told that I had to wait 180 days and I will get an email advising me how to get the money back out my account. I don't understand how I was asked to submit documents to show my accounts I have in PayPal wallet, and when I sent them everything they asked for they still locked my account and won't give me my money back. I have since then got legal matters rolling so hopefully this will help me recover my money.

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    Customer ServiceStaff

    Reviewed March 9, 2019

    I have used this service since 2017 and have sent my daughter money to help with her rent she is away at college. This time however PayPal has made the decision to hold my money for identity purposes. Within minutes of the sending me an email asking for a copy of my ID I sent them one. They told me I would hear from them within a few days and after three days I called them I spent from 9 am until 2 pm on hold and or talking to them about why they are holding my money. Which not one person could tell me why other than they were unsure if it was me. Mind you this is my third time I have been through. This situation of having to prove my identity. They have copies of my social and drivers license.

    Then after being on hold for hours I hang up and call back and the man tells me my account has been permanently closed and the $900 in my PayPal account they are going to hold for six months in case there are any people out there that have bought stuff from me and want a refund. Even though this is not a merchant account what so ever. It’s a personal account for friends and family to send money back and forth. I haven’t sold anyone anything and they know that but could not give me any other reason as to why they would be keeping my $900.

    Not only did they say they were putting a hold on my money but that if they make a decision to give me my money back they will email me after the six month waiting period with a decision. So what I got out of this is just like before. A few years ago they did this to me with $300 and I never still to this day got my money back. I don’t know who to call or where to go to get my money back considering the people we are forced to speak to for PayPal is in the Philippines. This to me is a major problem!

    Why am I forced to give all my personal info to people in another country, if they wanted without any repercussions they could do a whole lot of damage. Why is PayPal in the USA where I am conducting my business on the phone with me? And If PayPal is aware of my money being held for reasons unknown then why are they being allowed to do this. I am on a fixed income. I have disabilities and this has caused a lot of problems for me and my daughter. Where do I go to for help? How are these people getting away with keeping my money?

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    Customer Service

    Reviewed March 8, 2019

    Called PayPal multiple times. Painful experience just getting thru voice menu! Purchased items in 9/2018 from Mollyca (which I found out afterwards is in China). Return policy says if not satisfied contact by email to get return address. Items were very poor quality. Emailed Mollyca at least 30 times for return address. They REFUSED to send me address. I then said I was returning items to the address on the package. They did not dispute this. In October 2018 I mailed $250 worth of low quality items back to China for $70!! They will not reimburse me. I contacted PayPal to report this company and to investigate. PayPal closed case saying the items weren't that bad!!! I said the nature of the complaint is the return policy says I can return but Mollyca won't let me, not that PayPal says the items weren't bad. I then told PayPal they are just as fraudulent if they side with Mollyca. They are supporting bad business.

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    Customer Service

    Reviewed March 8, 2019

    I have called to change my name 5 times now. I’ve already uploaded the information required to do so and waited the time it said it would take (3-5 days). I’m on him on the phone as I type this for 25 minutes and counting now. This is the 3rd time I’ve been on hold for this amount of time after being “transferred to the correct department”. I have been disconnected during my calls on two other occasions and never called back. Which makes the process start over. I’m losing money every day I can’t change my name. This might be the only company worse than Comcast.

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    Customer Service

    Reviewed March 8, 2019

    Had a payment that was returned. PayPal first off notified me by a letter of all things rather than an email or phone call. I tried to put the money back into my account but could not make in the time they had set for taking out the money. They then sent me an email stating that transfer failed and they will try again in three other days. They tried it again and unfortunately, I wasn’t able to put the money in my bank account. Then I get another email saying they would take it out of my PayPal balance and “may” retry my account again.

    They took the money out of my PayPal balance which left me with a negative PayPal balance so I started making payment towards that. Then all of a sudden, they took the money from my bank account. They money they took out was for my rent which left me short. What makes so mad is that they should have chosen a course of action and stuck to it. Because of their actions, I have had to pay almost $100 in return fees and additional fees. I’m over working with PayPal now.

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    Customer Service

    Reviewed March 8, 2019

    The is one of the worst company, you call them and they outsource all the calls to the Philippines or somewhere else which the idiots placed me on hold for over 30 minutes because I requested to speak with a manager. He placed me on dead air then stated he will be looking in my account that took 10 minutes alone. After that he tried to explain to me what I already know then when I asked for a manager he said something silk but I didn't hear. After that I was placed on hold for 30 minutes before I disco the call. PayPal you suck and the imbeciles that work for your company should all be fired but I guess you make all the money but send customer service over to other countries to make all the money with poor customer service.

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    Customer ServiceStaff

    Reviewed March 7, 2019

    The all time worst organization I have ever dealt with, from lying and saying my $1500 check was dishonored adding the bill back on to my balance then removing the charges after I had to fight this to saying I AM not an authorized speaker when I am when I call my wife's account when I have been allowed to talk for years they just remove me for no reason. Constantly not allocating my payments to what I tell them to, constant mistakes even from managers. Rude employees hanging up when they say they will check into problems. I called and complained to eBay about years of abuse from these people. Thank God they said they are through with PayPal by the end of the year and won't use them or force us to use these characters any more on our transactions!

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    Customer Service

    Reviewed March 6, 2019

    Ok, You might use PayPal to forward a 50 or a 100 bucks sent to a friend or make a small dollar purchase. Anything beyond that watch out. Watch out! PayPal is in the business of holding money. YES holding your money. You think of it as a money transfer. So say 50 dollars. Multiply that times the number of users transferring money. Does not take long and PayPal which is not a BANK is sitting in Millions $$$$... Think about how much they are making in interest to hold your money as long as possible. Oh you think 50 dollars...so what happens when you transfer say $1,500.00 or $3,000.00? PayPal says no charge right? Of course not. So what's wrong with it? You transfer from your bank to your PayPal balance. WOW your PayPal Balance shows almost right then - Balance transferred, your PayPal $3,000.00.

    After that try sending or forwarding money from that balance? What happens. Go ahead and try it for the next 15 to 30 days, you will not see your money. PayPal will send you every excuse they have already prepared and created to waste your time. Go ahead and try to call them one to two hours on phone and you get verbal excuses with no results. Why? They are in it to make interest on your money. Has little to do with providing a service for you. I did it 2 times. I transferred $3,000.00 and $1,500, they started the hold propaganda, so I transferred it from my PayPal balance back into my bank.

    Why did it Take 1 day for funds to be available in my PayPal Account and then it took 15 days to get that money back into the bank? Oh what was their excuse? "You are a security risk!" Yes that was the PayPal story, money from my bank account taken no question by them but not released from them back to the very same account it's a risk they say...

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    Customer ServicePunctuality & SpeedStaff

    Reviewed March 6, 2019

    I will never again use PayPal. I have paid every statement which should have been $40 a month. I have mailed checks more than 7 business days in advance. They obviously sit around on them or blame the post office for processing them late. They immediately increased APR from 0 to who knows what because I can not even verify on my statement or with them on phone. I have a copy of every statement and check paid. They are very rude and unwilling to correct this matter. Do not use this horrible company.

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    Verified purchase
    Customer ServiceOnline & App

    Reviewed March 6, 2019

    I ordered a Ashomie Prem Kitchen workbench on Dec. 20 and received an email saying my item was on its way. (description of item AShomie Premium Sapele Kitchen Workbench). On Jan 2 I received an email from you with tracking information. When I ordered the item I was worried because it was from China but I was the Guarantee which was pay pay verified. (see Guarantee below). On Jan 3 I received a small bamboo cutting board. (see image IMG_5316 below). On Jan 5, 7 and 12 I sent messages to Ashomie to try to find out what happened and if they were going to send the correct item or issue a refund. I had no response from them.

    After waiting a week to hear from them I opened a PayPal case in the resolution center on Jan 19th. PayPal case **. On Jan 22 I received an email from you stating you were reviewing the case and would get back to me. On Jan 24th I left the US for a Trip to Lebanon, Jordan & Israel to celebrate my 40th anniversary. During the time I was away I received numerous emails from you and tried to respond only to get this response from you. "Thanks for contacting us. We want to help you, but we can't answer emails sent to this unmonitored mailbox." I never received the correct item or a refund. I don't know how this can have a guarantee on the website. Buyer Beware!!!

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    Staff

    Reviewed March 5, 2019

    So my wife made a purchase using PayPal linked to her Chase account for 556.44 since last July. Both PayPal and the Chase financial institution now are giving her the runaround for her money. Either of them has her money since the seller has made a full refund. They literally stole her money!!! Anyone has a solution please let us know. Thank you. There should be a zero stars for rating, cuz I’m beyond fed up with these people.

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    Customer ServiceStaff

    Reviewed March 3, 2019

    Their customer service is utter garbage. Some agents are rude and do not care about you or your business. When your account gets into trouble, instead of helping you or telling you what alternatives/solutions you have, they just tell you that your account is limited without explaining why. Suffered for years to get my money withdrawn from my account due to technical issues from their end and because of unknown reasons to this day. I am not exaggerating when I state that their customer service is HORRIBLE. I hate PayPal for this sole reason. Garbage.

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    Reviewed March 3, 2019

    If you're using PayPal to accept payments stop immediately! Cancel your account. This business is not even accredited. They have more control over your own money that your business generates. Never ever think when you receive a payment that you have the money. They will put bogus holds on your money and also never ever link an account with them. I am having problems closing my PayPal account and they withdrew money from my business checking account because it was linked. My bank agreed it was fraudulent activity and immediately replaced my money. Trying like hell to end my PayPal account!!! DONT DO IT!!!

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    Customer ServiceStaff

    Reviewed March 2, 2019

    My entire business is on hold right now because Pay Pal is horrible at solving problems. I can't fulfill any orders because I can't get my money from them. First, you have to pass all of these security checks. They are pulling up someone else's info. I have never heard of any of the addresses, vehicles, people or even the cities they are asking me about. I have confirmed my identity to them over the phone 3 different times today, but they still won't give me my money. Instead the guy said "call us again in 24 hours and see if we can fix it then". Everyone I have spoken to speaks broken english and can't understand anything I'm saying. All in all, this is the worst experience I have ever had collecting money.

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    Price

    Reviewed March 2, 2019

    I have very bad experience with PayPal. They terminate my account with no good reason and block my money for 180 days (Good period to make some profit from interest). I hate PayPal and their way to treat people.

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    Staff

    Reviewed March 2, 2019

    When you cancel a transaction and refund the buyer, they will keep the $0.30 fee. This is totally not reasonable when a transaction is cancelled and consider an unsuccessful deal. I understand they miss time here but this is not a reason to charge. It is just like when you return an item at Walmart, they cannot keep you $0.30 because they "waste" time to deal with you. Most time is not the seller's fault since the cancellation is requested by the buyer. Even eBay agree this when you contact them. They just cannot control PayPal since PayPal didn't belong to them anymore. Why PayPal want to do this shamelessly because there is currently no substitution of them. Also their CS has extremely bad attitude. I promise you don't want to deal with them again once you talked to them. Guess what? If there's another company coming up, that's the time they are going to bankrupt. What a shameless and greedy company! Stay away from them people.

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    Customer ServicePrice

    Reviewed March 2, 2019

    I purchased equipment online, from a person I know in USA. My account is directly linked to my bank account. I find out my guy has pending on payment. I contact PayPal. They say it's my bank, nope. Bank shows me money is gone and paid days ago. When I call PayPal back they say it's clearing center then say it's the vendor issue and they can't discuss it. I want to cancel and they say will take 15 to days for dispute resolution's process. We both want to cancel. What the hell? Obviously this is about sitting on people's money and getting interest on it... Never again. I'd rather send a certified draft two day delivery... Beware.

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    Customer ServiceContract & TermsStaff

    Reviewed March 1, 2019

    On Jan 23 2019, I sold something to a person named Francis ** for $250. It was my 1st time using PayPal for receiving money, I didnt know the person, so I called PayPal agents to confirm if the person sended me the money, so they told me he did, and would take up to 21 days because it was send as a gift. Underneath is the terms and conditions. On Feb 14, I called to check the status of the money, PayPal told me to wait for couple days. so I am like ok.

    Couple days later, I gave them another call. They said they would dispute and try to get the money from that Francis ** within 24-72 business hours and would be inside my account, until today, the March 1st, I've still haven't see any money, so I called PayPal again. Spoke to the supervisor, she told me there's nothing they can do to get the money that I suppose to receive. Sadly, such a big company PayPal. I guess I would never use PayPal again. It was a mistake. This is the Terms and Conditions. "This is a PayPal Gift. The amount can take up to 21 days to reflect in your PayPal balance. This gift is non-refundable, the buyer won't be able to cancel this payment. PayPal has you covered."

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    Customer ServiceStaff

    Reviewed March 1, 2019

    There is ALWAYS some kind of problem using PayPal. I had a replacement debit card and PayPal would not take the new info. Had to travel 25 miles to Walmart to get my money. I spent an hour on the phone with different agents trying to resolve the situation with no results!!

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    Price

    Reviewed March 1, 2019

    PayPal is putting random holds on my transactions! I am a 20 year eBay seller with never a bad transaction. Now PayPal is putting random holds on my funds received for no apparent reasons. At first they tried telling me it was for the usual reasons (new seller, inactive account, or complaint), once I proved those were all invalid they went with "We can put a hold on funds whenever deemed necessary"). This is ruining my eBay business! I can't afford to keep shipping big items internationally out of my own pocket, then waiting 21 days for funds, FOR NO APPARENT REASON!! Or is the reason so they can make even more money off of our money. They have $300 of mine, they do this to, say, 100,000 people a month. That adds up to about $30,000,000 a month they are collecting interest on.

    Now it is starting to make sense! What a pile of crap! And there is nothing we can do. eBay and PayPal have teamed together to squeeze every cent out of us as a solution to losing market share to Amazon and others. I think it's time for everyone to say ENOUGH ALREADY and start using Kijiji and other online marketplaces as much as possible. No more PayPal, let's start using all the other electronic banking options now available to us like email transfers. Or go back to the old cheques and money orders. We will all profit in the end, except for eBay and PayPal!!

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    Reviewed March 1, 2019

    I didn't realize that PayPal charges so much for a money transfer. It used to be free to exchange money between friends and family. I will not use PayPal again due to the fees. It's in my best interest to accept checks and cash for my business instead of paying fees to PayPal.

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    Reviewed Feb. 28, 2019

    I use PayPal to receive money from family and friends while waiting for SSDI. They limited and banned my account for no reason. Now I have a hold for 180 days to get my money back I had in there. PayPal is a bunch of crooks!

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    Customer ServiceCoveragePrice

    Reviewed Feb. 28, 2019

    Bottom line, they just don't read what you write to them. That's it. It's all computer generated. Ordered two pair of leggings, from China (yeah, I know). Received them both, but one was the wrong style. No response from seller. Opened dispute for $30. Through resolution center, seller finally answered, said to send photos. I obliged. Long story short... Paypal sided with the seller. Why, you ask? Because apparently the seller provided tracking information and it said it was delivered. WHAT? Of course it was delivered. I never said it wasn't. But that's what PayPal got out of my 5 emails to them. NEVER ONCE said it wasn't delivered. Only mentioned that I received a wrong item, and also the second pair tore as soon as my daugher put them on.

    Trying to plead with PayPal is useless, but I FINALLY got through to them by writing in all caps, begging them to READ what I wrote. Ok, great...they re-opened my claim. But, now the seller wants me to return everything, at a cost of almost $20 to China from here. And...it will take almost 6 weeks (or that's what it took to get here). Sorry -- but according to PayPal, I should be covered if the seller sends me the wrong things. That's what they told me. Better yet, they are waiting for a response from me, but the only response is to ship the item back and provide tracking information.

    Apparently, I'm not allowed to email them and explain that I won't send anything back to the seller for $20, especially when I'll only get a refund back of about $9.**. Just absolutely ridiculous. Finding a way to email them with what you want is excruciatingly painful, and they don't want you to call... If you do, nobody has ANY idea about anything. Even the "Supervisors". PayPal is rather a joke.

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    Customer ServiceStaff

    Reviewed Feb. 28, 2019

    I signed up online and loaded $500 up with no problem and linked my debit card which was prepaid that they accepted. When it was time to purchase something online the transaction wouldn't go thru. When I called I got 4 different people that could barely speak English telling me that unless I had a bank account I couldn't spend or refund the money. They should've denied my prepaid card before I loaded up my money.

    After getting the run-around with managers that had no answer, I finally loaded my girlfriend's account info to get my money back. Everything I planned for my son's birthday is ruined and if I wouldn't have tried a different route I would've never got my money back. They kept telling me try again in 4 hours. How can you accept my money but not give it back when there's a issue? Then they gave fake American names to prevent being tracked down but claimed they're stationed in the Philippines. Thank God I outsmarted them. They said I couldn't transfer the money to her. Even if you have a bank account, why would you deal with a company that 1) Has you deal with customer service that you can't understand or 2) refuses to give you your money back when there's a issue. Don't take the chance. No wonder their rating is so low... Lesson learned.

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    Customer ServiceReliability

    Reviewed Feb. 27, 2019

    I'm a user in good standing for 10 yrs. Had a buyer on eBay claim a new item was defective. eBay recognized they were a fraudulent buyer, so they blocked them and refunded my $347. Then the buyer filed a claim with PayPal. I responded to the claim repeatedly through correct methods, but PayPal kept saying they never heard from me. They told the buyer to send the item back, so he sent a package of chalk to a business near me with the same city and state and gave PayPal the fake tracking number. They then took the $347 from me and gave it to him. Fast forward TWO months and over 15 hours of phone calls, emails and FB private messages. PayPal suspended the buyer weeks ago because they recognize he was fraudulent. I gave PayPal a Sheriff's Department Police Report proving the deception as they instructed me to do, but they STILL keep denying my claim and refuse to refund my money. I am at my wit's end.

    I could go on for days about horrid customer service, the run-around, hours-long hold times, common scripts that get fed to me each time, glitches and disappearing info in my account, non-communication between customer service and the mysterious "Back Office", how I've been blocked from liking/commenting on PayPal Facebook after I asked them twice for help. I've never seen anything like it. They knowingly keep money that was stolen and have no internal communication among departments (so they say). Then they instruct PayPal Facebook to block anyone having issues so the general public is kept in the dark. Our local Sheriff's Office told me they have a terrible time with PayPal, even when they present court orders.

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    Customer Service

    Reviewed Feb. 26, 2019

    PayPal will not give me my money! I tried to transfer a large amount of money and was required to answer security questions about addresses and such going back 20 years. Apparently I gave a wrong answer and now I have to wait 2 days to try again! And now I cannot get any of my money. I was never told about this.

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    Reviewed Feb. 26, 2019

    Excellent job in manipulating laws & regulations allowing you to keep my money for as long as you see it fit and the name of security concerns and illegal transactions. You are the DarkWeb. Bad, bad, BAD boy!!!

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    Customer ServicePrice

    Reviewed Feb. 26, 2019

    Sold sunglasses on eBay, stating no returns. Buyer message: Received sunglasses, loved it, but too tight, want to return. Buyer opens Ebay case; case ruled in my favor. Buyer opens Paypal case stating not authentic because Paypal accepts this as reason to return. Paypal ignores Ebay's correct denial and allows buyer to return; have purchase receipt but Paypal doesn't care.

    Lessons learned: 1) Paypal doesn't care what eBay rules. 2) Paypal doesn't care that your eBay listing says no returns. 3) Evident Paypal will side with buyer regardless of circumstances and obvious buyer lies. 4) Conversation with their Helpless Center a waste of time. 5) Can't dispute case after they closed it even though they are remiss in telling me to send proof of authenticity. 6) Established user forum account immediately after conversation so I could post their poor handling and wasn't allowed to post on it (hmmm?). 7) They love holding onto your money and using it (always transfer money out and keep low/low balance. Hopefully I have educated some people about this worthless company... They made me miserable and I hope they pay the price somehow.

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    Reviewed Feb. 26, 2019

    Because my bank found in my favor on a dispute against PayPal, PayPal is holding my account hostage as in they won't let me close it. It started with a transaction for an Uber ride. The total was $11.42 and PayPal should have used the $10 balance I had on my PayPal account before taking the remaining $1.42 from my bank. Instead they took the whole thing out of my bank account which caused my bank account to go negative. I filed a dispute with my bank and even attached a print out of the transaction showing that PayPal was supposed to use the balance on my PayPal account first. I tried working this out with PayPal first but all they did was keep making excuses, even when I provided evidence of what I was saying.

    My bank found in my favor on the dispute and suddenly PayPal isn't letting me use my account anymore (which is OK because I don't want to use them) because they claim my transactions are suspicious. What are those transactions? A few transfers between my mom and me and a couple of Uber rides. PayPal is even refusing to let me close my account with them, which I want to do because I don't trust them!

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    Reviewed Feb. 25, 2019

    I have use PayPal more than 7 years ago. There are many anomalies in my previous credit card attached to Paypal and also the debit card. I have got the transaction history at Unionbank which has a lot of debit or withdraw anounts that I did not remember or actually done. I have tried many times to get the transaction history at PayPal. When I tried to download and open the pdf or csv file but there is no info or data inside the document. I have tried many times complaint or send message to them.

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    Customer ServicePriceStaff

    Reviewed Feb. 23, 2019

    It's a regular practice in our family to check the bank statement against our record of purchases to make sure that entries are correct. On this month's statement there were more than a half-dozen errors and all of them for eBay purchases via PayPal transactions. Each was an overcharge of a few cents. I called eBay and the customer service representative confirmed that the numbers showing on our bank statement did not match what shows in our purchase history. She transferred the call to PayPal; while attempting to make a report via their automated telephone queue, the automated system disconnected the call! So, we decided to take the matter directly to our bank.

    Our bank was prompt to take care of the discrepancy by immediately refunding the difference to our account. The bank agent went on to say that they would not be seeking restitution from PayPal, but that the refund would be coming from the bank itself, because (to quote the agent) "it would cost us more to file a dispute!" My feeling is that perhaps PayPal is strategically taking unfair advantage of a typical bank's and typical customer's response to a few pennies in overcharges. Think about it. How many customers do a line-by-line audit of their bank statements every month? How many spend the extra time to try to reconcile a statement with a vendor charge that is only off by one or two cents? How many would take the time to report that to the bank? How many banks will go after vendors for just a few pennies in overcharges? I'll tell you...not enough!

    So, if you use PayPal, by all means necessary, check your bank statements and go over them with the proverbial fine-tooth comb! If you're being overcharged and even if it's only a few pennies...report it! Report it to the company, to the bank, and even to the BBB and attorney general of your state. On one person's bank statement, a few pennies may not seem like so much. But multiply that by the hundreds of thousands or even millions of transactions handled by PayPal! Millions of transactions? That would certainly be more than chump change.

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    Reviewed Feb. 23, 2019

    I opened a PayPal business account so my clients could have peace of mind when sending payments. However PayPal decided to permanently limit my account for being a "potential risk". Mind you the only time I even used the PayPal account before this happened was to pay for my Microsoft Office. I am now no longer allowed to use PayPal for any reason which is complete horse crap.

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    Customer ServiceStaff

    Reviewed Feb. 23, 2019

    Tried to transfer funds into my bank acct. and it will just not allow me. Tried to call the PP rep. in vain. After long wait the person could not assist me since it was out of her control. NO supervisor available to solve the issue. They DO NOT WANT YOU TO REMOVE MONEY FROM THEM. I just want my money and leave this service!!! Absolutely frustrating service!

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    Customer ServiceStaff

    Reviewed Feb. 22, 2019

    No matter how calm, collected and polite of a person you think you are - dealing with PayPal will show you every person has a breaking point. They outright lied to me, put me on hold for hours, anything they could to avoid honoring buyer protection. A quick call to my credit card solved everything, as PayPal is obligated to decide in the buyer's favor when challenged by a credit card. I strongly suggest not bothering with PayPal for your own sanity. I feel bad for the employees because I'm sure if they could help out customers, they would, but instead they have to read from a script and get yelled at by frustrated customers.

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    Customer Service

    Reviewed Feb. 22, 2019

    I paid for an order using PayPal. After weeks of waiting, I received an item which the seller described as ‘US Large’. I tried it on and it wouldn’t even fit me. I contacted the seller as per the advice of PayPal to resolve the problem. The seller informed me that they would give me a 20% refund for an item I cannot use and have already paid for. I told them that to be fair considering their side and the time and money I need to spend to return the item to a country they didn’t disclose when I made the purchase that I was willing to forgo the issue if they issued me a 50% refund for the item that was useless in the first place.

    They said that the best they can offer was 30% OR return the item. I had the situation escalated and to cut the story short PayPal sent me an email stating that I’ll be given the 50% refund once the seller receives the item and that I would have to pay for its return! Which means I paid for an item that I need to return to the seller, pay for its return and lose 50% of the amount I paid with nothing to show for it all! I tried to give PayPal feedback and even posted my experience to the community only to find out that they didn’t post it due to ‘Being repetitive’! Being repetitive?

    What does that mean? In conclusion, DO NOT USE PAYPAL! Since they do not get anything from you, they’ll side with the vendor that pays them. It’s your choice if you want to deal with them but I’ve learned my lesson in using their services. Never again! I would’ve given them a zero rating if the option was available. I hope my bad experience would help you make a better decision.

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    Customer Service

    Reviewed Feb. 22, 2019

    I ordered a product, then canceled it, but Paypal already tried to send the money. It had not been returned to my account, so I called them and they said in 3 days. I called after 3 days, and they said 3 more days! I just called today, and they said 5 days. If they return the money, I will certainly not be using PayPal anymore. I would rate them zero stars, but that is not an option even though they don't deserve any.

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    Punctuality & Speed

    Reviewed Feb. 22, 2019

    PayPal steals your money and holds it so they can invest it themselves. They know if they hold the money for 30 to 180 days then that's a lot of investing that they can do on their part. I made the mistake by using them once and as soon as they let my money off of hold I would not be using them again. Please if you are thinking about using PayPal, think again. They hold your money for no reason at all and no other platform on this planet does that. I will be going through my bank for now on for all of my transactions for my business. PayPal will not be around long with these practices of holding money and stealing from their customers. We live in a fast-paced world and we run fast pace businesses and PayPal doesn't seem to understand that. They think they can hold thousands of dollars and we won't miss it. What planet do they live on?

    More more people are getting away from PayPal and I personally have persuaded about 10 people myself to not use them anymore and to send money through other methods. Hopefully this message will lose them more business because I'm telling you, they are awful. And as I read all the other stories and reviews on this website I am convinced that it is done intentional on their part. Every company is in business to make money any way they can and if holding our money and collecting interest off of it is their claim to fame, then have mercy on their souls. Don't use PayPal if you want your money and your bank the way regular humans do business. Only use PayPal if you have 6 months to let them invest your money and give you all these bogus excuses on why it's on hold. Don't use PayPal. I'm begging you. They steal from you. Don't use PayPal. Don't use PayPal. Don't use PayPal.

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    Punctuality & Speed

    Reviewed Feb. 21, 2019

    I ordered an item. It took forever to arrive. It was too small, I could not give it someone else because it smelled terrible. PayPal said I had to pay for the item because I received it regardless of the odor. I also have found that several high end well known companies do not want to deal with Paypal anymore.

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    Customer Service

    Reviewed Feb. 20, 2019

    Regarding clothing purchase from CICILook Clothing! I wish I had taken the time to review this company before I ever purchased from them, I also want to warn everybody about using PayPal if you purchase anything online. My order was for $183.00 and the first shipment arrived with 7 of 15 items, only 2 were what I actually ordered and garbage items. I reported them to PayPal, the company asked me to remove the complaint and they would refund my money.

    In checking the PayPal rules, if you remove the complaint you will never be allowed again to file on this order. I left it with PayPal to review the conversations between me and the company as it is in writing their agreement to refund my money. PayPal sent me an email informing me they ruled in the companies favor wtf, and I would be receiving no money, nor were they obligated to complete the order. So not only avoid this company, do not use PayPal, had I used a Visa I would have had a refund no problem.

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    Customer ServicePrice

    Reviewed Feb. 20, 2019

    I purchased an item on a webpage with an image that showed the product. What was shipped was clearly the wrong item. Seller would not respond to emails asking for correct item or refund. I initiated a claim with the PayPal resolution center. After 2 weeks, Paypal communicated that seller would refund my purchase AFTER I ship the item with tracking to BRAZIL at MY expense.

    When I called the resolution center and explained that such a return shipping cannot be obtained for less than $100 and that this made no sense to do since the item cost me a total of $79 they said they would try to get the seller to provide a US address to return or a pre-paid shipping label but said they may say no in which case my only remedy was a credit card payment refusal. I don't know if they even contacted the seller but the next day my case was closed with a statement that it was decided in favor of the seller. Bottom line, PayPal allows sellers to propose nonsense resolutions that they know full well only as stupid buyer would do (pay > $100 to get $79 back). They choose to close the case rather than pursue a fair resolution. Clearly they have no interest in policing fraudulent sellers.

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    Reviewed Feb. 20, 2019

    I have been using PayPal for years, mainly because I believed if I had a problem with a company concerning payment, PayPal would be able to help. However when for the first time I contacted PayPal when a payment was taken and I even had an email I copied to PayPal which confirmed my order was cancelled and no payment required, PayPal were not interested and very quickly told me nothing could be done. I therefore have no reason to use PayPal anymore.

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    Reviewed Feb. 18, 2019

    How does PayPal turn any debit transaction into a PayPal account and call it a "guest" account? I ordered from eBay 1 time with a certain bank account. Since then, I had made numerous purchases with my PayPal account. Next I made a purchase, hit the PayPal button, and find out it got charged to this "guest" account which did not have enough money in it! So basically, they can take any form of payment, turn it into a PayPal acct. and decide whenever they want to use it? Oh, and that bank acct, was NEVER added to my PayPal account.

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    PriceStaff

    Reviewed Feb. 16, 2019

    I have been making monthly payments to PayPal and am not making any purchases. But It was disappointing to see that my balance has never really went down and my available credit was low. I talked to a representative and found out that I have been charged over $120 in "interest fees", since September (2018). I did make a cash advance (Sept. 2018) within my available credit and for a $75.00 money transfer, I found out that I was charged nearly $25 dollars in "fees". I read on the web page, how money transfers had a charge of $9. Where did the $25 fee come from? The customer rep that I talked to, said that the interest fees were non-negotiable and I basically have to live with it. It is not right or fair, that only $36 of my $72 monthly payment is applied to the balance. Something's got to be done about them.

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    Customer ServiceStaff

    Reviewed Feb. 16, 2019

    PayPal restricted my account after years of having them, for "they say I filed too many cases where I didn't get my items, from sellers". I have never heard of such a thing. PayPal claims they protect your purchases, and you have the right to file a claim, when you don't receive your items. Also they were asked to completely, close my account, after I found out they still have my personal information in the account, my address, my phone number, my email, and my credit card on file.

    Every time they were contacted they gave me the same song and dance, and different reps responded to several BBB complaints, giving me the same excuse, "your PayPal account is restricted permanently," and for the reason I gave, which is not right, and they won't remove the private information and close permanently, so they still have access to it. I cannot remove the stuff because they have it in there. I can't, that is not right, this company is not treating people fairly, and have many complaints against them, PayPal, Inc. 2211 North First Street San Jose CA 95131.

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    Price

    Reviewed Feb. 15, 2019

    I made a large payment to cover promotional balances but PayPal decided to apply my payment towards other purchases instead. Leaving me with a large bill that will now be charged interest. Customer support could not do anything because it was over a month ago.

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    Customer ServiceStaff

    Reviewed Feb. 15, 2019

    WEBSITE USELESS with regard to getting your current account summary. When I go to my account page, it does not show the ACTUAL balances and activity, so I am forced to make phone calls to their (unhelpful) customer service reps to find out my balances. Nice reps, very sweet, but don't know (or can't tell you) anything.

    The bank-to-PayPal transfers take ages, so if you need to refund money your customers will have to wait for WEEKS. The PayPal agent actually told me to tell my waiting customer that SHE should call PayPal to find out why her refund is taking so long! There is more, but you get the gist. If PayPal had any real competition, they would be out of business.

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    Verified purchase
    Customer ServicePrice

    Reviewed Feb. 15, 2019

    I attempted to buy a pair of shoes from what turned out to be a Chinese company and the shoe size was different from the listed size. I kept asking the company for a refund and they repeatedly attempted to get me to accept a discount for another pair of shoes. Finally after several emails, they sent me a refund address to mail the shoes to, which cost an additional 20.00 USD. I finally filed a complaint against them with Paypal since I had received no refund from them and the cut off date for filing a complaint was nearing. Paypal finally returned a decision that I had no proof of having sent the shoes back, which I clearly did. Paypal is clearly negligent in their claims about protecting the consumer and I have subsequently closed my account with them.

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    Customer Service

    Reviewed Feb. 14, 2019

    Freezing your account before offering you as a customer a reasonable solution. Holding your balance for 180 days without being able to dispute an action. Lack of customer service solutions over the phone or online.

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    Customer ServiceStaff

    Reviewed Feb. 14, 2019

    I ordered some items Nov 26, 2018 and used PayPal. The items showed in stock and will ship within 24 hours guaranteed. They were to be Christmas presents. I received an email a couple of days later stating that my items would ship in 2 to 3 weeks. I replied to the email stating that if it were to be more than 2 weeks I wanted to cancel the order. The only reply I received was a generic response stating "Thank you for your patience". Every 3 to 4 days I would send an email asking for an update and all I got back was the same generic response. No actual person ever replied.

    After 3 weeks of no shipment I contacted the seller again and cancelled the order and requested a full refund. That was Dec 18, 2018. I never received a refund so I opened a dispute with PayPal on Jan 3, 2019. All I got back from them is that they would make a decision by Feb 7, 2019. They waited and waited until after the items were shipped to me (well after the order was cancelled) on Jan 30, 2019. That is when PayPal sent me an email stating that my claim was being denied because the items were shipped. The items should never had been shipped. The dispute was for a refund not to force the seller to ship the items. I contacted PayPal by phone then and explained the case to a dispute clerk. She stated that I was correct and that I should have received the refund and that there was an appeal process that she could file.

    I receive another email from PayPal about 2 hours later stating that my case was still being denied. Not really enough time to review the facts. So it was up to me to go to the post office and return the items at my expense and hope for a refund. If that does not happen I will need to file a dispute with my credit card service and go through the whole process again. How could I give a Christmas present to people the first of Feb when they were guaranteed to be shipped no later than Nov 27. It is quite clear that PayPal only supports its high volume high dollar sellers and could care less about the small individual person like me. All I can say is beware of using PayPal if you think that they will support you in a dispute. They will turn their back on you in a dispute in favor of the almighty dollar.

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    Reviewed Feb. 13, 2019

    My account is limited very long time for some reason. This means I can't send or receive any money. Basically I have an account just to watch its beauty. I don't know why they suddenly set my account limited, they told me they couldn't tell me the reason. All they could tell me that my account has too much risk to use it. I requested them to cancel my account if there is too much risk because I have my SSN, phone number, my address and bank account information. They don't even delete these information or close the account. This means I cant use my account but they keep it open so someone else can use it.

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    Reviewed Feb. 13, 2019

    If you have Paypal and a Paypal Credit account and have tried to get a refund on a fraudulent purchase that a seller sold you crap or something you could have downloaded or research online for free. You know what I am talking about. Paypal sucks in their dispute resolutions. Their credit line also sucks in disputes as they aren't actually a real credit card company and handle disputes the same crap way as Paypal's usual Disputes. Not like a credit card company that protect its customers and immediately issues a chargeback to the seller. Paypal doesn't care about their customers. Fortunate for me I will be maxing out the credit line and later on settling on the debt for pennies on the dollar using The Fair Debt Collection Practices Act (FDCPA). Take that you ** pieces of **!

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    Customer ServiceStaff

    Reviewed Feb. 12, 2019

    One year ago, I purchased a software package over the internet using PayPal. I recently got a charge for a significantly higher amount that said it was an automatic renewal. Furthermore it was charged directly to my linked checking account and not through the credit card registered with PayPal that I ALWAYS use. As I researched my account I saw where multiple vendors were listed as being able to automatically charge my account without my knowledge. Check your account - you have to click the little cogwheel in the top right, then select the "payments" tab to see the automatic payments, then click "manage automatic payments". Here you will find both active and inactive selections.

    Everyone should log on to their PayPal account and see who is authorized to make automatic charges to your account. I had 4 different vendors - I changed all to inactive except for eBay. We will see if this works? Why do they record the "inactive" ones? Shouldn't they just be deleted? This concerns me. Anyway I filed a claim with PayPal to recover these unapproved charges. The claim was almost immediately denied stating it was set up on "automatic" payments. I did not do this! And I have never made a payment from my bank account directly in the 15 years I have used Paypal. This is the second time an unauthorized charge has been placed against my account in less than 6 months. In both cases, PayPal denied the claim. The first one was for $300!

    I challenged the denial only to be denied again citing the same reason. So where is the protection for the consumer? PayPal has a monopoly on Ebay payments so you don't have any other valid choices when using eBay. Oh yeah - they happen to be owned by Ebay. Imagine that! Their security is lax, their customer service sucks and they have flip flopped from the beginning and now only watch out for the sellers - not the buyers. And if someone charges your account without your consent - well you are going to pay pal! And who has the time, money or resources to fight them? No single average person has a chance. So avoid them if you can - it is the only way we can fight to help change their behavior. Boy I would hate to have a job where my role was screwing people out of their money.

    Oh and every time you file a claim for unauthorized use, you will get an automated phone call asking if the charge is valid. Every time, I selected option 1 stating it was not valid and was told I could hang up then. Most times I got another call repeating this and did the same thing. Then you have to sign on and they make you change your password and go through multiple steps. Then you have to re-synch with Ebay. Why - the unauthorized charge wasn't someone stealing the password, it was all within "their" system. So be ready for the punishment of trying to resolve your problem. There are reasons for the laws against monopolies and this just reconfirms why. Beware - I warned you! You are going to "pay pal"!

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    Customer Service

    Reviewed Feb. 12, 2019

    I've had some bad experiences with customer service but NONE have been as bad as PayPal. I've now called 6 times to try and close my account due to fraud but I can't even do that!? It took me 4 unsuccessful calls just to find out that my account was locked because of some $8 charge from 4 years ago. They want me to give a credit card to pay for this, and expect me to be comfortable giving out new card info when the old card information was used fraudulently because of them. It's $8, just write it off and close my ** account!!

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    Sales & MarketingPunctuality & Speed

    Reviewed Feb. 11, 2019

    Worst scam and pain in my ** ever. Every time a transaction comes through they wanna put a hold on your account. They won't give me my money that was refunded to me by another company. What gives them the right to hold my money that has nothing to do with the account? They ask for all this info to unlock my account then come back and say it's not the right info when it's exactly what they asked for. Instead they won't let me access anything on my account and says that my account is being reviewed and I can access it in 180 days after the review. That money wasn't charged through PayPal and it was accidentally refunded onto that card because I didn't realize the card that my parts supplier had on file. They locked my account before because I had transactions from different IP addresses. How are you suppose to use a card on the same IP address every time when the whole reason for doing it is so you can be mobile?

    Good luck using these guys, you'll never make any money because they will lock your account and cause your bank account to be overdrawn, then you'll get late fees, and next thing you know you in debt up to your eyeballs and you have to close down your company. Do they give a **? Nope, but they will be happy that they still have all your money that you can't access!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 11, 2019

    I sent money to my son two days ago. I got the name backwards and sent it to the wrong person and then as he needed funds badly I resend it 3 minutes later correctly, not knowing how to cancel it I told them it was an unauthorised purchase to stop it going through, I work 2 jobs and was very tired, plain and simple. It was a mistake. They sent me an answer saying it was not unauthorized so I phone and spoke with them to tell them what happened that I sent money to the wrong person was tired and could not find any cancellation anywhere to make that choice. However they then said they would reopen the case, they never did so I called back. They outright lied and never did anything. I have since then contacted my credit card and they are sorting it out, what a nightmare. They could plainly see I sent money 2 minutes later to the correct person but did not care. They really are not a very good company.

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    Reviewed Feb. 11, 2019

    I authorized a payment to a fraudulent charge from a friend who's email was hacked. Kevin at PayPal told me "it's like you put $20 in an envelope and mailed it to the wrong address". I said it's not the same because this was a digital transaction with PayPal as the intermediary. They said they would look into the possible fraudulent recipient and take up the issue with them but I cannot get my $100 back. WHAT KIND OF SECURITY IS THIS?

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    Reviewed Feb. 10, 2019

    I'm only fifteen, but I have signed up for PayPal in 2017 as a source where I can receive the money from people who I trade with in virtual items. Everything was going well until they started bugging me about giving them my documents so they remove my limitations, but I really didn't care since I wasn't using this for anything serious, but in 2019, they finally decided to put a hold onto my $500 until I show them documents.

    I got pissed, but I decided to use my father's docs, thinking they might finally screw off with that idiotic notification, but instead, they decided on February 8th, 2019 to completely ban/block my account because there is "potential risk" which I have no ** clue what this is suppose to mean, but anyway, they put my $500 funds on hold for 180 days, which makes me more pissed, because these are MINE money, NOT THEIRS, SO THEY HAVE NO ** RIGHT TO HOLD MY OWN MONEY BECAUSE I'M UNDERAGED OR OTHER REASON OTHERWISE. If you are new PayPal user looking to drop some funds, avoid using PayPal's services, they'll eventually screw you over, use BitCoin or other services that doesn't commit fraud like PayPal does.

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    Sandra increased rating by 4 stars.
    Customer Service
    After a positive interaction with PayPal, Sandra increased their star rating on Feb. 12, 2019.

    Updated review: Feb. 12, 2019

    Well, today I called PayPal again and was lucky enough to get the right agent on the phone Mr Devin, with a lovely accent. I explained my case again and pointed to the description for Protection plan offered by PayPal and how my case applies 100%. I agree, mentioned that there was a problem with the wording and granted me the case.

    Original Review: Feb. 9, 2019

    I bought a phone 4 months ago through Ebay, the phone was described as new (other), maybe a 6 day return or overstock. The phone started giving sounds problems early on, I thought I had the wrong settings. I opened the phone and learned it was refurbished. PayPal will not honor their protection because I used the phone.

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    Customer Service

    Reviewed Feb. 9, 2019

    I sold an iPhone in great condition to a customer that decided they did not want it. After putting me through hell PayPal helped this customer return my phone in damaged condition and PayPal still refunded them. Paypal did nothing to protect sellers. Do not use PayPal if possible. They are disgusting with being fair. I hope eBay eventually dropped PayPal. Try not to use this service.

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    Customer ServiceSales & MarketingPunctuality & Speed

    Reviewed Feb. 8, 2019

    PayPal froze my account and has been absolutely useless in trying to unlock it. I have called them three times and spent over two hours on the phone arguing with them. They locked my account due to alleged suspicious activity. The account has been locked through no fault of my own. The account has my old phone number on it so I am not able to verify it that way. Their customer service and a manager told me to drive to the next town over and buy a $200 card in order to unlock my account. Sounds like a scam all on its own. I decided to just block their email address so I would stop receiving their emails; pestering me to reset my account. They won’t even shut down my account after pleading and repeated requests. Completely useless customer service. Well luckily I don’t need their service. They can keep sending me emails from now until the end of time, because they are just going straight to my junk account. What a waste of time.

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    Reviewed Feb. 8, 2019

    I really hope these scammers go to jail and go broke. They just froze my money for 180 days without giving me any reason. I had 8K USD there because my company decided to pay me via PayPal. Will never use again. I will put all that money into suing them once the hold period is over. ** Paypal.

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    Customer ServiceStaff

    Reviewed Feb. 8, 2019

    I purchased clothing from Giovoss, the items were too small. I spoke with Pay Pal several times with people in different departments, a employee called Giovoss, he also looked them up online to find out that they were a bogus company. I called Giovoss they never answered their phones. I left several message. No answer. Buyers beware of Pay Pal. They're not a trust worthy company!

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    Customer ServicePrice

    Reviewed Feb. 8, 2019

    I would not recommend PayPal at all! Why it has gained such acclaim is beyond me. I've only used it once and that was too many times! I used it to pay for a language class, but when the class was canceled, the teacher attempted to return it to me. Unfortunately, I could not access the funds for some bizarre reason. We called customer service and they were very friendly, but provided us with no useful information. What ensued was a stressful, week-long hassle for both parties (the teacher and myself). Finally, I got the money back, but not without a price! For using their service, and for sending the money back and forth (which was what the customer service told us to do!), I am now approximately $14 short. It's not a large sum, but I paid it for no reason. Overall, my experience was confusing, frustrating, and ended with me losing money! Not fun.

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    Customer Service

    Reviewed Feb. 7, 2019

    I sold a merchandise through eBay, merchandise was pick up by the buyer. Buyer open a dispute (saying arrived damaged). eBay flagged as fraudulent transaction turn case in my favor, then buyer open another dispute case on Paypal, they took money out my account without my permission and now "NO MONEY NO MERCHANDISE". I called them 3 time, spend several hours on hold, respond to all email in the dispute center, their response a non sense "I did not respond to the dispute". STOP SELLING ACCEPTING PAYPAL, THEY PROTECT THE BUYER ONLY.

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    Customer ServiceCoverageSales & MarketingPriceStaff

    Reviewed Feb. 7, 2019

    I have been using PayPal for the past several years and the first time I have a dispute they really botched things up! I purchased items from a company in California. When the product arrived it was nothing like the products that were advertised on their website. I was unable to reach the company so I contacted PayPal via the website thru their resolution center.

    PayPal contacted the seller and the seller offered to refund 50% of the purchase cost. I explained to the seller that I could not use the items because they were not what they advertised! They told me it would be in MY best interest to settle because "it's costly to ship this back". I explained to the Seller that, since the error is on their part, that the items would be shipped at their cost not mine.

    PayPal sent me a notice saying, "Dispute settled in YOUR favor. Send the items back to CHINA!" I called and explained to the rep in the Philippines that it would cost more to ship it back than item's worth. PayPal suggested I send additional information to them. I spent several HOURS attempting to email them pictures of the ACTUAL products as well as the link to the page of how the product was advertised. Kept getting an error message from PayPal.

    Called again and again. Got someone in the Philippines that said their policy does not cover shipping and that I have to follow the instructions of the seller!!! LASTLY "Ash" said that the original proposal for a 50% refund cannot be honored! What is PayPal doing? They outsource jobs overseas to people that cannot help. TERRIBLE CUSTOMER SERVICE and RESOLUTION IN THE SELLER'S FAVOR!!!

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    Customer ServiceStaff

    Reviewed Feb. 7, 2019

    I sold my phone to a customer on Let Go and he paid through PayPal. The address the package went to is Nigeria and PayPal needed a $250 VAT to move the package forward with shipping. They explained what this was and that once I did this and they verified through iTunes gift cards that I paid then my account will be credited in full instantly. This did not happen and they demanded more of my own money to move the package again (they still have not instantly reimbursed me for anything like was said in the emails but my buyer has been reimbursed with MY money now).

    I repeatedly explain to PayPal through these emails why I am upset and my issue but the responses I get are "get the money, send the cards, we will block your account, you will just have to agree", and other offensive emails that are not answering my questions but clearly shows the people emailing me are not caring about helping a customer and is responding in an extremely rude manner. I asked to speak to a Supervisor or superior and that did not happen. PayPal is still stealing from me and still has not reimbursed me for anything.

    My problem is that I did not agree to any of this payment with gift cards but they assumed that a customer could front money or that I had this money available to do this with these gift cards however, I never agreed to the gift cards and now they are still denying me MY money, not getting me my phone back, and gave MY money back to my customer already. This is the worst customer service I have ever received from a company and will never use or recommend PayPal to anyone again. I am still dealing with this issue with PayPal and do not have the money to front like PayPal assumed I did therefore, because of PayPal my phone that I sold is gone, I was never paid for the phone or any extra that I paid for shipping the phone, and PayPal is denying me MY money as we speak.

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    Customer ServicePriceStaff

    Reviewed Feb. 6, 2019

    Paypal sent $150 to the above individual WITHOUT my authorization. I have never heard of him & wouldn't send him money. My request for resolution was DENIED on basis 'IT WAS CONSISTENT WITH PAST ACTIVITY' *WHAT?* I ordered merchandise for daughter's Xmas gift; it included company, item, price (quite different) and tracking. No problem. *Since then- no ACTIVITY, even the Paypal rep. I FINALLY spoke to after I received denial said investigators must've been asleep. Obviously they didn't read my note at all and just issued a 'boilerplate' reply that request was DENIED for above reason. *She was unable to get to link, so she said she'd transfer me to Appeals/Agent. I was overjoyed; then she transferred, I was on hold... and still was 45 minutes later with commercials telling me how great Paypal was.

    I was in tears & finally gave up; they weren't going to answer. I cannot pay for my medicine now. How can Paypal treat a customer this way when a foreign entity out of the blue (Neeraj **) gets cash - no merchandise or details involved - from my checking acct? He's emailed me--keeps saying "We make mistake --not to worry - you'll get money back" & "I'll have 'Mike **' call you in 5-10 minutes." -no callbacks of course. In spite of numerous emails & conversations with "Neeraj," he hasn't returned money. Did Bal check w/PP last night & it now cites ANOTHER $150 has been taken.

    For (3) days I've tried to resolve; all I've perceived is a desire to get rid of me. Does anyone know how difficult it is to get through? It takes hours. I cannot even close my Paypal acct - I get diverted. This is THEFT; this is FRAUD. My bank advised me to go to Police and Consumer Affairs. I've warned everyone I know on Facebook about this & PP's refusal to heed my complaint. I never thought it was possible to be robbed so easily. I will never use Internet to order anything again. I can't afford it.

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    Staff

    Reviewed Feb. 5, 2019

    PayPal has been robbing me blind for the past month. I was hit hard by scammers and now PayPal is tacking on $20 fees on top of my mandatory refunds. I honestly want PayPal to be wiped from existence, they are a criminal institution and our governments need to sanction PayPal until it works for the people or fades out of existence. I am filled with rage and disgust and will not stop until the hammer of justice is swung in favor of the people for a change. PayPal's operation is legalized robbery.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 5, 2019

    I have been charged a 4.12% fee for my first purchase when PayPal states "It's free to sign up for a PayPal account, and we don't charge you a transaction fee when you buy something, no matter how you choose to pay." And then I have also been charged a 2.9% fee plus 30 cents for my first sale! PayPal is making money either way, no matter what kind of transaction!! If this is what using PayPal is like, I am going to stop using it and go back to only using Zelle, which is TOTALLY FREE. I am also unimpressed with the online help, which seems to be limited to only issues PayPal has pre-selected.

    Finally, I was informed by a buyer (my first, and probably my last, on PayPal) that my PayPal.Me identity is difficult to read, as it ends in Al (upper case a, lower case l), but can be mistaken for AI (upper case a, upper case i), which pulls up the account of a Muslim in Texas! So, I tried the telephone support line, and waited over 30 minutes until someone finally picked up. The support person misunderstood me to say that I wanted the l in my name on the account to be capitalized.

    I told him that I was referring to my PayPal.Me identity, not my name. Then he told me that this identity cannot be edited, despite my careful explanation of the problem. When I tried to ask why, he said the only way would be to set up a new account. But since PayPal is holding nearly $100 from my first (and last) sale, I didn’t think that to be wise. So when this support person offered to transfer me to another department, I got stuck again waiting nearly 40 minutes and finally had to hang up!!

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    Customer Service

    Reviewed Feb. 5, 2019

    I called the above number after PayPal never answered my questions online about a refund that I was trying to get. I clicked "Issue Refund" and my refund went back to the seller. So I Googled a number for Customer Service listed on Goggle as PayPal Live Chat/Customer Service Get Human 888-221-1161 hoping to talk to a real person. And after 3 hours on the phone while different codes were being sent that I had to call and "verify", the person was remotely controlling my computer to make "bogus" purchases that he reassured me would be refunded. I was to believe he has just seeing if the refund transaction through PayPal was working correctly... Then he wanted me to go to CVS and purchase a Google Card for $500, because I was only 60% verified.

    I didn't want to do that. So he had me hook up my cell phone to the computer and send a selfie with two code numbers for the bogus transactions being held up to my face for "verification". He was going to call me back on Saturday at 10:00 but texted me on my cell phone that it would be Sunday at 5:30 to finish the problem. When he didn't call by 6:00 I texted him and he set up 10:00 on Monday. (He said his brother had gotten in a car accident and that he was at the hospital).

    He never called back on Monday so I called the first Customer Service number for PayPal that is on Google 1-855-439-4999 and got another foreign accent guy telling me that the purchase had been made from Nigeria and that I could get a $100 Google Card from CVS and by reading the numbers on the back it would be credited back to my credit card and he was willing to wait on the phone while I drove to CVS. That is CRAZY!!! All this to get my 44.67 refund??? Just to get some information about the status of my refund?!!

    There is no way to talk to PayPal that I know of and I don't know if I will ever receive my refund, They have not answered any of my email questions so I sit and wait to see what is next. I will never buy anything that requires payment through PayPal if I can avoid it after all this. Had to cancel my credit card and told them the whole insane story. They will send me a new card and credit the bogus purchase (I hope).

    There was a virus on my computer on 2/1 that Norton Security blocked and I imagine the Nigerian? did this so I would need to get my computer fixed because he did ask me when was the last time I had my computer serviced. He was remotely controlling my computer so he could have done anything! SCAMS are everywhere and PayPal is to blame for not answering my emails. I would never have called these bogus "Customer Service" numbers if they had answered my questions online!!! Now I see other people have had many problems with PayPal- so why are they still in business???

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    Process

    Reviewed Feb. 3, 2019

    I chose to use PayPal to receive payment from a friend's overseas account. Bad decision. PayPal advertises their service as fast and secure. "Transfer money online in seconds." What they don't tell you is that many of the large Australian Mastercard debit cards aren't actually accepted. Once you finally do find a card that's accepted you then have to go through the process of confirming your card. This process alone can take up to 5 days as you need to wait until they charge your card with a specific confirmation pin number. The whole process is frustrating and takes way too long for 2019. I think I'll be using TransferWise next time.

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    Customer ServiceStaff

    Reviewed Feb. 2, 2019

    PayPal won’t let me register the same credit card as my wife. That is incredibly stupid. We wonder how many other people have the same problem, so only one person in a family can use a particular card. Calling PayPal is a waste of time. The person with an Asian accent saying he was in Canada said it can’t be done and put me on hold permanently when I asked to speak to a supervisor. I’m not getting another card just to use PayPal.

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    Customer Service

    Reviewed Feb. 2, 2019

    PayPal never listen customer problem. If your problem is genuine most probably then will blame you anyway. Maybe they will close your account. So many blame started from PayPal customer service. So please always choose another payment method in India. Do not fall on huge cashback given by PayPal. They will never give any cashback.

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    Online & App

    Reviewed Feb. 1, 2019

    Purchased 5 of the hyped toys that were like little balls with helicopter blades that reacted to motion. Ordered the end of Nov. Should have arrived prior to Christmas per the info on the website. However, the website said that it would take up to two weeks to get to me after shipping. As of 3 weeks after ordering I had not received the order and I could not contact the seller directly so I sent a message through PayPal that I was canceling my order, asking for a full refund and told them clearly not to send the items I had ordered.

    10 days after being told not to send the items I was notified they had been sent. I contacted PayPal and they agreed after some stumbling excuses that they would refund my payment but that I had to pay to send the product back. That didn't sit well but I spent $38.75 to send it back to Vietnam. (Product came from China). Today I receive a note that they have decided to deny my claim. Result is I don't have the product, I don't get my money refunded and I spent almost $40 on return shipping. PAYPAL SUCKS.

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    Customer Service

    Reviewed Feb. 1, 2019

    Sold a camera 925.00 and shipped USPS. The camera was picked up and signed for. Next thing I know is customers filed dispute with eBay which was denied. Claimed he didn’t get what he ordered? Then a claim with PayPal which was denied! Then again with eBay, again denied. After spending many hours with both eBay and PayPal I get notice that he filed with his bank. According to PayPal at that time they would dispute the request, and I was not to worry as I was covered under seller protection. I filed a police report, turned in serial number to camera manufacturer as stolen, and tried to file police report in the city buyer was located. Police department would not take report as it was a different state and they required you meet with officer to file report.

    Now during all this I made no less than 25 calls to PayPal asking questions and trying to find out the right thing to do. Each call I was told “do not worry you are protected by our Seller Protection policy”. Only to find out I was not. PayPal never told me anything I should go for the dispute, in fact I was told several times that they did not know what the chargeback request from the bank was, or what was to happen next. I sent photos and an affidavit showing the packaging and shipping of camera. Went to the trouble of getting verifiable proof of address and name match. Through all of this PayPal never told me what I could or should do, or that they had requested for item to be returned, but insisted that I was protected. The only thing I was told was PayPal was disputing with the bank on the chargeback, and again not to worry. I was protected by Seller Protection.

    Now the final blow! I received notice that 925.00 was taken from my funds, and I was not protected by Seller Protection! In fact no one ever asked the buyer to return item (According to eBay he refused one time, and second time told eBay post office had box and camera). And as for PayPal disputing this chargeback they told bank he signed for package and it was delivered! Nothing about police report or other evidence I worked on. And to top it off bank claimed “not as described” and PayPal does nothing to protect me or request a better investigation. Now later as of this month I find out PayPal legal department has not gotten back with me after two letters ‘certified’ and I find he also turned it and collected from USPS a claim all because he used a charge card and PayPal has no power to do anything about it... Why am I upset. I think PayPal is lying about many things and I don’t know how to prove any of it yet!

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    Customer ServiceSales & MarketingStaff

    Reviewed Jan. 31, 2019

    I bought a "Magic Scraper" (DO NOT BUY THAT ITEM) that is a piece of junk when I got it, and does NOT do what it is advertised to do. I specifically bought it via PayPal in case it was a scam. After the company BYNSAVE refused to respond to me I contacted PayPal. The first gentleman was very nice and reassured me all would be well and that I wouldn't have to worry about sending the item back. That turned out to be a lie.

    After MULTIPLE emails to PayPal, 2 more reps and a manager later, being send a faulty email link to send back the items, later... I'm sitting here with my junk scrapers, and I'm out my money, because Paypal just sent an email to me letting me know that they closed my dispute because I didn't respond. I'm so infuriated with their games and circles of lies. Absolutely unacceptable "service". I would rate them negative 5 stars if I could. Their fees are also ridiculous as a seller. I wish there was another company I could use.

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    Customer ServiceStaff

    Reviewed Jan. 30, 2019

    Why can't you give zero stars. As a vendor using PayPal can be enormously frustrating because their resolution team have no idea what they are looking at and don't bother reading what you write to them. We are a smaller shipping company and handled a shipment under the Incoterm CFR to a warehouse in Australia. To the rest of the world that means the consignee has to pick up the cargo at the warehouse in Australia. PayPal doesn't have a clue and since it was not shipped with UPS/FedEx or any of those types of services they have refunded the client's payment. He opted to abandon his cargo as it was hit with customs inspection charges at destination.

    We have sent them proof the cargo is in the warehouse. Copies of bills of ladings, release forms from customs, even emails from the client where he advises he would prefer to pick up the cargo at the warehouse rather than have our agent deliver the cargo to him. And yet PayPal continues claim he should be refunded as they do not recognize the tracking number. Have even given the carriers booking number and the link to their website where the first thing that pops up is the tracking feature.

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    Customer ServicePrice

    Reviewed Jan. 30, 2019

    I sold some sporting event tickets for an event occurring the next day. Buyer and I came to an agreed upon price, and the Buyer sent money to my account. PayPal notified me that "money was received", but it was pending for what was portrayed as a period of time for buyers' protection. I sent the tickets and immediately the senders' bank declined payment. PayPal apparently never actually received the money...

    I called claims department and they stated this fell under their seller protection requirements. They asked that I submit a few documents to a website address, and that I would be sent the money in question. I followed all of their instructions, and two weeks later I call back to see what the status was of my refund. PayPal now says they can't do anything about the claim because the seller cancelled the transaction. WTF. I don't know why anyone would use their service. There are much better, free, options than PayPal who charges a percentage fee as a guise of legitimate protection.

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    Reviewed Jan. 30, 2019

    My son is on disability and uses PayPal to pay his bills, by sending his money in lump sum to me so I can disburse it accordingly. Long story short: He overpaid me and did not have enough money available in his bank account, so PayPal "loaned" him the money. As soon as he realized his error, I refunded the money so that would cancel his debt to PayPal.

    Four (4) days later, PayPal again hit his bank for the money they had ALREADY been reimbursed. They claim it is an "automated process" that they "just can't stop" once it has started. I believe I would call that theft or fraud, to keep hitting a bank account for unauthorized charges. My son now is worried they will hit his account again after his next disability payment - taking the $1000 that he did not ASK for a "loan" on - as well as a total of 3 Non-Sufficient Funds charges from his bank, taking $75 he really doesn't have to spare. I have never dealt with a company who absolutely refuses to admit their practices may be flawed or who will not even TRY to stop an "automated process" that is running in error. Now we know how they got to be so big and rich!

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    Customer Service

    Reviewed Jan. 30, 2019

    I purchased a Hamilton Beach coffee maker online and paid with PayPal. I never received the item, and the merchant wouldn't respond. Reportedly, the merchant showed tracking information to PayPal claiming the item delivered. It wasn't and I never received an email from the vendor of a shipment or tracking number. I never received the item, and PayPal simply accepted the vendor's claim and closed my complaint. I will pursue this with my bank. Haven online store was the vendor. Avoid doing business with them and PayPal.

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    Customer ServicePunctuality & SpeedStaffProcess

    Reviewed Jan. 30, 2019

    I have been a victim of online fraud for the past 3 months and no one has been helping me in this process. A total of $4,320.44 was stolen from my bank account, using my debit card online. I bank with Point Bank and they were informed of these charges. These charges were made, seemingly under the name Paypal. I called Paypal immediately following Cyber Monday and explained that I had noticed what looked like double charges or unauthorized charges on my account. They explained to me that I was going to be reimbursed and that these charges were going to “drop”.

    A very small number of these charges were put refunded and put back into my account, not all of them and then new charges started appearing. I've contacted Paypal multiple times and eventually, via Facebook one of their representatives told me to pursue my bank for these charges because they couldn't help me. I then contacted my bank. I printed and handed them the complete transaction list with all the unauthorized transactions marked out, a copy of all my Paypal activity page (to compare with the authorize transactions), a copy of my eBay activity and purchased Items page (for comparison), a cover letter explaining these charges. They kept all these documents for three days before calling me back to let me know that it was too much paperwork and that they couldn’t get it all done in time.

    I took the documents back and for the next four days I worked on completing out 114 dispute files and turned them in with my cover letter, another more recently copies of my Paypal Activity page, updated eBay Purchased list, my police report information, a copy of the transcript of my communication with Paypal (in which they tell me to pursue this through my bank) as well as separate information and files about two other charges that were not Paypal related that I was disputing. and turned them in.

    After 13 days I contacted Point Bank today and was told that my dispute was declined because the investigator had contacted Paypal and was told that they have been working with me on resolving this and that I would be refunded through Paypal directly. The Point Bank representative also told me that I should receive a letter in the mail explaining that. When I decided to bank with Point Bank, I was informed that I would be protected against fraudulent charges and it’s apparent now that they will not be helping me with this process. Turns out this was not correct. No one is helping and you believe it, for over $4,000, I will be going to a lawyer this week.

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    Profile pic of the author.
    Verified purchase

    Reviewed Jan. 30, 2019

    I brought an item from Hollywood Wig. Was supposed to be custom made... When received was nothing like the picture. I sent messages to company. They wanted me to pay for postage to send item back to them. They refused to send me a shipping label so that it could be tracked. I got in touch with PayPal. Did everything they needed me to do. Sent pic of pic and took pic of wig... Hollywood Wig had sent me the one I ordered was straight. The one they sent was wavy... Not as shown on pic. PayPal did a dispute for me which they denied saying it was because I didn't like the product.

    After it was denied I sent more pic and conversation I had with Hollywood Wig where I only used the words not as shown on the picture... This has showed me I'm better off just making a charged and having my cc company taken care of it for me. I don't trust them after this incident. Sorry but no one in the company really seemed to care about me. It was for the seller not the buyer.

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    Customer Service

    Reviewed Jan. 29, 2019

    I purchased an order online and paid with PayPal. I never received the item, and the merchant wouldn't respond. Finally, the merchant shows tracking information which mistakenly shows the item delivered. It was delivered apparently - SOMEWHERE ELSE! I never received the item, and PayPal did NOTHING to help to locate the item or encourage the seller to track it down. Don't be fooled that PayPal helps guard your online purchase experience. They are difficult to contact, slow to respond, and allow no recourse with a failed shipment.

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    Reviewed Jan. 29, 2019

    I’m on hold with PayPal now for over an hour. Typical... In April 2018 I paid by my credit card for furniture. It arrived damaged so I challenged the charge with MY credit card. As soon as the furniture issue was fixed by the merchant, I called my credit card company and lifted the dispute and the amount was charged to my credit card. PayPal told the merchant that it would take 90 days to resolve the dispute after I resolved the dispute by lifting the hold with my credit card company.

    About 100 days later they told the merchant that she lost the dispute and I won... Yet I paid the merchant thru PayPal and there was no dispute! PayPal never gave the merchant the money I gave PayPal to pay the merchant! I sent the merchant a check for the furniture and told her I would deal with PayPal myself.

    PayPal claims they paid my credit card company the $514 but my credit card company stated PayPal never paid them and of course my statements reflect just that. PayPal now claims after 10 MONTHS of total lies that they require a subpoena in order to prove they paid the credit card company. SO IT IS OFF TO COURT TO FORCE THEM TO PAY ME. DO NOT USE PAYPAL.

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    Verified purchase
    Customer ServiceOnline & App

    Reviewed Jan. 29, 2019

    I sent a company $143 for a watch and paid with PayPal. The very next day I sent a complaint to PayPal that the watch company had never responded to me and that their website is now up for sale. I opened a complaint with PayPal so that my money would be returned. PayPal resolution center did nothing for me but to deny the request... They did not care one iota that the sale was crooked... Never deal with PayPal. They are useless when you are defrauded. Use your credit card direct and the credit card company will reverse the transaction if you are defrauded... PayPal pretends to care but do nothing for you. Stay away from this useless outfit.

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    Reviewed Jan. 29, 2019

    PayPal has refused to close my account for the last couple of years and even though there isn't money but my accounts are attached to it and I don't feel comfortable or secure knowing that someone can easily go in and snatch some money from the PayPal company. THEY ARE RIP OFFS.

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    Customer ServiceStaff

    Reviewed Jan. 28, 2019

    I've been burned by PayPal so many times now that I've finally called it quits. The first time they screwed something up I gave them a pass. I sure wasn't happy but hey stuff happen. Now onto my 5th and final time I'm done with PayPal. Their customer service is for the most part foreign based which only aggravates you more when you struggle to hear what's being said on the other side of the phone. They pass you around to support rep, claims officer, and 50 other titles until you're not even sure who you're talking to anymore. Then they ASSURE you that everything will be solved and end the conversation. Well no it's not solved. Never is.

    I'm not sure how it's possible but they've gotten worse since they split with eBay and became their own company. They have a cleaner look but everything underneath the facade is awful. I really don't have one good thing to say about PayPal. Reading through their own forums it seems like PayPal disputes are almost always misused by scammers looking to get a free item or hold funds in limbo long enough where they can just leave the transaction.

    They consider themselves an "online bank" - a bank that charges you for making money per transaction, holds your funds without reason seemingly, has little to no customer service, no physical locations, and deals daily with foreign scammers. You'd have to be INSANE to keep any more than $20 in a PayPal account. Long story short: don't use PayPal. Don't use them for banking. Don't trust their customer service. Don't expect to use your money. Use a real bank. Or if you're a developer like I am and are looking for payment gateways solutions use Stripe.

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    Reviewed Jan. 28, 2019

    PayPal hiding behind the excuse of "chargebacks" is holding 2k of my money. No one is complaining. Yet, PayPal is refusing to release the funds. The company originally said that it would hold my funds until 12/13/18. However, as I thought it would, one day before the 13th, this company froze my account and said it would be 180 before I could get my money. As an excuse for the hold, this awful company said it was holding the funds in case there are possible chargebacks. At first, the company lied and said there was an unauthorized use of a buyer's credit card and somehow tried to make me feel as if I was responsible for whoever may have used the buyer's credit card - if she was telling the truth. Checking with a state regulatory office, the authorities are aware of the awful service PayPal gives and the shenanigans that it uses to hold and keep your money. AVOID PayPal like the plague that it is.

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    Reviewed Jan. 28, 2019

    Beginning 1/9, my PayPal acct began incurring multiple charges per day from Uber of Australia. Never been there. I disputed them several times, but they did nothing to stop them. They started posting charges to my bank, which I got stopped. Then they charged my credit card which I disputed satisfactorily. Then they started sending me Collection notices! I was just sent an email saying that all charges have been cleared, but there were still some posted yesterday, the 26th. I want to cancel my acct but can't because there is still a $3 negative balance, Grrrrrr!

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    Reviewed Jan. 26, 2019

    I’ve filed a dispute of $2,300 dollars that the seller refuses to give back. I did ALL that PayPal asked, sent documentation, sent tracking, sent proof of delivery, etc. It's been 2 WEEKS and my money hasn’t been returned at all, they keep setting it aside for a few days each time. Do not use PayPal. They are a bunch of lying scummy ** pigs.

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    Customer ServiceCoverageSales & Marketing

    Reviewed Jan. 26, 2019

    I have been on the phone with PayPal about seven times in the last month. I am trying to get a refund for a shipment that is lost in the mail. I know it seems like every time I call PayPal when they tell me I should have my refund within 10 days they keep asking me for the tracking number again. I keep giving them the tracking number and they keep telling me the same thing. I have to wait another ten days. It is always the same thing with them and they are not trying to help me and they told me if the seller that I am returning the item to does not get their item back that I do not get my money back.

    I even provided pictures of the tracking label and it clearly shows that I do not have it from the tracking number that it has been shipped out 34 days ago and nobody can find it so they told me I will not get a refund if they don't get their product it is first class priority mail through USPS and it is fully insured. Now the company that it is going back to is going to get their money from the insurance. Maybe they did get it in the tracking number. Just got messed up like it always does when I order something from eBay so maybe they're going to get their product and they're going to get their insurance money and they already got my money so they can resell the product. They have my money and they get the insurance money. Seems like a scam to me and anytime I ask to speak with somebody else from PayPal they tell me they are the person to speak to and they will not transfer me to a superior. I call that stealing money from consumers.

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    Customer Service

    Reviewed Jan. 26, 2019

    Complete hassle to file a dispute, 10 days!!! Over 30 minutes on hold every time you call!!! Used because was concerned about the seller, big mistake, PayPal is not helpful at all!!! It has turned into a terrible service!!! I repeat - do not use PayPal.

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    Customer ServiceContract & TermsStaff

    Reviewed Jan. 24, 2019

    KEEP CLOSE TABS ON YOUR BANK ACCOUNT!! I have multiple online merchants that are set up with PayPal Credit as the primary funding source. Imagine my surprise when on 1/22/2019 I all of a sudden got a notice from my bank that I was $500+ in the negative! Note, this is an account I use exclusively for bills...do not keep extra funds in there.

    When I logged into my bank account to look, there were a series of charges from PayPal...$10, $20, $25 - each with a $30 fee for insufficient funds! I've been with PayPal since 2002, PayPal credit since 2013, so I didn't panic right away. I called them. 1st call - on hold over an HOUR, hung up. 2nd call - figured out if you get snarky with the automated routing system, (kept answering NO to every question) it will route you to a person with minimal hold time... Result was that the rep would send me a letter that I could take to my bank to try to get the fees reversed.

    3rd call - Different rep, told me that PayPal Credit must have refused the charges. 4th call - to PayPal Credit who did NOT refuse charges, issue is with PayPal. I already had the letter coming, so went with that for the day. (Did remove bank accounts as backup funding.) 5th call - because that letter did not arrive in my inbox...spoke to a rep, then her supervisor who gave some crock and bull story about how they couldn't provide a bank letter because they couldn't tell the funding source or when it had been set...even though I can see that charges were made to PayPal credit...and then they flipped on a January 19th to all come from my checking account.

    Supervisor transferred me to her manager - awful connection... She took my name and said she'd call me right back. SURPRISE!! No call back. I have been using them as my primary online purchase source for YEARS. That arrangement ends TODAY. As big a pain in the neck as it will be, I will be removing them as my funding source from ALL online vendors.

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    Customer ServiceStaff

    Reviewed Jan. 24, 2019

    I called PayPal today to see why a transfer to my bank was still on hold. I was told that all transactions were subject to review, yet every transaction I had made was placed on the maximum hold time for review. When I asked if there was a method for instant, free transfers, I was told "They would respond within 24-72hrs via email with an answer" which seemed a bit much.

    Feeling like there was nothing else for me to do I ended the chat and looked back at my account, which is when I found out I was getting hit with transaction fees ranging from 2.9% to 3% when I had specifically chosen the account and money request options so I wouldn't get charged...or so I thought. Upon calling back again (now the third time today, after getting immediately hung up on when receiving a call-back), I was told by the agent that all I had to do was have the person transferring the funds choose a different option and it would have been instant (instead of 72hr hold) and free (as opposed to the ~3% fee). I asked if there was a way for me to get my money back, as this was the option we had wanted to use, and was told "There's no way for us to get your money back."

    Not only was there no notification that there would be transaction fees when setting up my account, but there was no notification for the person making the transfer either. In addition, I'm given the runaround from someone who simply didn't have the answer to my question (and I guess couldn't go ask someone, as they said it would take up to 72hrs to email me a response), can't get back a decent chunk of money that fell prey to unexpected transaction fees, but I also can't cancel the current transaction that I had originally called about to save myself from more transaction fees. I can't even withdraw the rest of my funds without getting hit with more fees, all because of someone clicking one button instead of another.

    When there are so many companies out there making it easy to transfer money, this is nuts. It's obvious their customer support doesn't have any actual answers or power, and the fact that I can't get almost $30 in transaction fees refunded is so frustrating. I wouldn't be upset if there had been some kind of warning, but I did everything I could to try and set up a transaction free account to no avail. PayPal made it very clear that they don't care about me as a customer, and I won't be using them again.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 24, 2019

    I've been with PayPal for over 8 years and I've sold many many shirts and custom shoes etc. I mailed out a shirt and lil late because of the holidays and it was after a dispute was escalated. No big deal. I've never not sent a item so I provide them a tracking number and PayPal decided to rule in her favor after she got the shirt. Now she won't answer my text or emails and I got charged 20.00 for a chargeback and she got a free shirt 40.00. I'm out 60.00 and PayPal tells me I should take her to small claims court to get my money back. That's after calling for a month and getting more misdirection than Kelly Ann Conway. The staff doesn't know anything. They were never this incompetent before. Why have seller protection when you don't honor it.

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    Customer ServicePrice

    Reviewed Jan. 24, 2019

    Stay away from Venmo and PayPal. Paypal aka ** show #1 bought Venmo ** #2. I see many people are reporting missing funds or funds not transferring to account in time. This is simple. PayPal/Venmo like to use your money to trade secretly at night or day. They make interest off your/our money, as we don't make **. Proof: PayPal TOS is designed to keep your funds as long as possible. Read the TOS. It will tell you, "We PayPal gains interest on your funds and that you don't not profit off of." It's in the TOS. Please read it. I have.

    So when you call in and say "hey where's my money or funds" and they give you a ** show answer. Just know they flipping your funds while you suffer. I hate this company and I pray they go down in hell forever. They are crooks, liars and thieves. Every dog has its day and I have popcorn and front row seat to see this greedy ** fall.

    PayPal tricks: try letting the money sit in your account for 3-4 business days before withdrawing to your bank or using your PayPal debit card. Also wait a few days before you withdraw the funds. They will decline your card and act like "oh it's for your protection"... I tell them, "No getting gas to get out this rainstorm is for my protection and your ** PayPal/Venmo card keeps declining when I have my funds on there."

    But remember it's a numbers games. They will show you the money say, "Hey it's yours but you can't withdraw it because we are not done trading or flipping your money yet so you hold on. We don't give a ** what you have to do. Remember we are cutthroat greedy ** who can care less what the customer feels." Stay away from Paypal please and Venmo. Close your account as well, they will try for you to keep your account open as long as possible. ** them. Close that **. Don't use them or Venmo. You've been warned.

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    Customer ServicePunctuality & Speed

    Reviewed Jan. 24, 2019

    First of all, their "Resolution Center" is hard to find. It is not on your account page. You have to look for it. Once you file dispute, it takes long time for them to get back. In my case, I disputed the merchant because I ordered Christmas gift-to-be dress on Nov. 21 and merchant email clearly indicates it will be delivered by 4 weeks. I emailed to merchant a few times about shipping status on 4 weeks mark and never received response. So I filed the dispute with PayPal with all details. After the long wait, about 2 months till get their decision, my claim was denied. Their reasoning is that they responded with tracking # of item and the item was delivered. Yes. I got the item on 1/22!! 4 weeks later than promised delivery timing!

    Merchant only provided the shipping information because Paypal contacted them about dispute. I cannot believe even that is acceptable in normal course of business. Paypal does not stand behind the consumer. They just want merchant to use and get fees from them. I am glad that I have linked payment to credit card because my credit company credited me after filing dispute instantly. I will avoid using PayPal at all cost because you will never get your money back if you didn't receive service or item as promised when merchant say "we did" after 1 month later.

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    Customer ServicePrice

    Reviewed Jan. 24, 2019

    PayPal sent me an offer to return shipping fees up to $30.00. After sending them seven emails with documentation, my first and only request for a return shipping fee of $6.95 has not been credited. The company I returned the item to automatically deducted the return shipping fee from the credit they issued me. Simple. PayPal charges me x amount and then a credit appears for x amount minus $6.95. I emailed PayPal all the documentation I had including one from the merchant showing the original charge for merchandise only (shipping to me was free) and return credit. Their Customer Service is very poor. Not worth any more effort on my part. I will discontinue using PayPal before I take the chance of having an unresolved expensive issue occur.

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    Customer ServiceContract & TermsPrice

    Reviewed Jan. 22, 2019

    After selling an item on eBay the buyer paid via PayPal. I received the money fine and had no issue in the first couple of days. When I went to use the funds to make a purchase (I have been using PayPal for 14 years as a buyer) the money had vanished. I contacted PayPal who advised it was because my email wasn’t registered - first lie. All of a sudden the money appeared back in my account though it was on hold. I called back and was advised to release the money the tracking information needed to be updated - 2nd lie. The buyer had received the item 5 days prior.

    I uploaded the information and my money was still not available. Then PayPal advised me it was eBay’s fault and they had a hold on the money and needed to confirm the item had been delivered. I contacted eBay. They sent me in writing confirmation that this was not true and the funds were not being held by eBay. I complained on Facebook to get my funds returned. PayPal deleted my comments and blocked me. I sent through all the proof they requested to prove the buyer had the item and it had been safely delivered and there was no dispute.

    They still refuse to give me MY money. I’ve since read their terms and conditions which states they also use our funds to earn interest - no wonder they are holding my money. I’ve contacted the financial ombudsman but unfortunately it takes 21 days for assistance to be provided. Hopefully I get my money one day. Beware! Do not use PayPal! Their customer service is disgusting and they claim to have no complaints process.

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    Customer ServiceReliability

    Reviewed Jan. 22, 2019

    Their customer service is not only not helping you, but also abusing you. They should really retrain their customer service in all the departments. They were talked over me again again, hanged out your phone, super impatience, not reliable, and hanged you there to wait. I had learned my lesson that should not use this service by costing me lots of money because their mistakes. Stay away from PayPal.

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    Customer ServiceStaff

    Reviewed Jan. 22, 2019

    Very unprofessional customer support and misleading information about payment process. Agent was rude and did not answer my question when I asked about my money that never been transferred after 5 days. Asked for the transcript of my conversation so I could escalate the issue and never received anything back. From my personal bad experience, I don't not recommend PayPal to anyone as I still do not have my money transferred to my account.

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    Verified purchase

    Reviewed Jan. 21, 2019

    I recently purchased a PayPal prepaid Mastercard attempted a purchase through Newegg.com. The order was canceled and now PayPal will not release my money from the pending transaction that was canceled!!!

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    Customer Service

    Reviewed Jan. 21, 2019

    I had a terrible experience. I tried login into my account and It asked for three forms of verification to get access into my account (email verification, driver's license and phone verification ). I verified my email and identity but couldn't verify the phone number because I have a new phone number. So I called and the customer service is rude and can't help me recover my account. My PayPal account balance will automatically go to PayPal. That's theft and Money lost. Please don't be a victim to this hidden fraud.

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    Customer ServiceProcess

    Reviewed Jan. 21, 2019

    I have had a PayPal account for more than 10 years. During that time I have maybe managed to use it 5 times. Every time I attempt to link a bank account it tells me some stupid error, try again later. I get so frustrated I usually give up and find an alternative method of making or receiving payments. You would think by now PayPal would have it figured out.

    It also refuses to let me delete my old telephone numbers. Then, for " security" purposes it wants to send me a verification text. It gives me an option to choose to receive the code from 3 of my old telephone numbers, but not my current (primary) number. Duh! How can I receive a text on a phone number that is no longer issued to me! I have a diploma in computer programming and taught myself Visual Basic. Don't their programmers test and debug their programs before they publish them. Sloppy, lazy and/or inept. Whichever it is, the final result is the same: a program that doesn't work properly. And an unhappy customer.

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    Customer ServiceOnline & AppStaff

    Reviewed Jan. 20, 2019

    My business account (Merchant Account) was placed into limited access because I had changed the slightest piece of information in my own personal settings. When I tried to access the account I was unable to utilize my credit card. I was only permitted to change my name, email address, and delete a phone number. Both my addresses in my account are PO Boxes for obvious reasons such as doing business online. The PO Box has been in place for 10 years or more to avoid any identity theft issues from a public access mailbox.

    So, they tell me to send a copy of my identification (driver's license) which I did. I was also asked to send a photo of a utility bill, which I did. Keep in mind that the utility bill has the mailing address (PO Box) and the service address (Residence) on it. They repeatedly denied the bill making claims that it was not legible. I have sent it now at least six times, with a closer depiction so the blind can read it. I still get denied!

    Ironically they get caught in their own lies. They tell me that they need my utility bills with my physical address which is on my account. Funny, both my mailing address and physical address have been for the last several years on my PayPal account(s), the PO BOX alone. It is listed in my account page. Talk about STUPID people! They give no meaning to the term itself.

    I have sent numerous emails, comments on the website to no avail. They continue to deny me access to the account, except for the ones I mentioned above (Address, Email, phone number alterations). Oh by the way, you can even enter new bank information or card information. I did that early on, added a new card. Amazingly it had my own name, the same name on my account! Imagine that people!! So, now they refuse to allow me access to the CLOSE ACCOUNT TAB or to allow me to close my banking information. These people HOLD YOU HOSTAGE as much as they can. I recommend avoid PayPal and using an alternative Merchant account service. These people are thugs and think they hold power over you.

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    Customer ServiceStaff

    Reviewed Jan. 19, 2019

    Not experienced people at all. Rude all the time on the phone. Recently got a transfer fund from my employer. Took a whole week for the money to be posted and now they won't let me get any of the funds no matter any way I try to transfer or cash it. WTF Paypal. Never ever would get a transfer or business with you again... What a nightmare Paypal and the personnel turn out to be...

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    Customer ServiceStaff

    Reviewed Jan. 18, 2019

    I purchased a PayPal reader through my PayPal online account, followed their 4 step instructions prior to purchase. When the reader arrived it would not connect and now displays as "Damage to reader detected. Contact PayPal for assistance". I have never been able to use this reader and it is in mint condition. PayPal apologised for my reader being damaged but would not fix or refund my money or offer a solution to me for having a dud piece of PayPal equipment. A number of times the PayPal staff member remained silent and did not speak. I thought they had very poor communication and public relation skills and did nothing to resolve the issue of a faulty PayPal reader I had purchased through their online account. A contradiction coming from a company that claims to be protection for online purchases. I will rethink using PayPal or recommending them to my customers.

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    Customer ServiceStaff

    Reviewed Jan. 18, 2019

    Have used PayPal for over a decade with no problems. On the 17th of this month I had 4 transactions put through my bank account for over $300. My credit card is clearly on file for all transactions. Was able to get someone on the phone who said it was an "internal security issue" whatever that means. He couldn't explain what happen. His only suggestion was to remove my bank account which I attempted to do only to get a message that they couldn't do that because something was processing. I was supposed to be transferred to security but after 20 minutes on hold I hung up. Second call 20 minutes to be told it looks like some kind of a bug. No help really. So I guess I will remove my bank account (I think everybody should and only put it there when you have something to sell). And may not use PayPal in the future even though it has been convenient.

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    Customer ServicePunctuality & Speed

    Reviewed Jan. 17, 2019

    I had a issue accessing my statement, and after going through their agonizing help menus, I was told to phone in. GOOD LUCK WITH THAT! Hour later, still no answer. I will wait and try again, and if I fail a second time, I'll just cancel the credit card.The credit card issuer is NOT the problem, I reached them easily.

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    Price

    Reviewed Jan. 17, 2019

    They put holds on your money. Look they take a percentage of whatever you sold. That's fine. I use your service. Do yeah take your percentage but put my money on hold. Straight greedy. Yeah I get it security reasons to protect buyer and seller but dude after 3 days on hold the security thing is good. No issues. So going on pass 3 days my money is still on hold from my sell. So now it's super clear you are 100% using are hiding behind the security saying to make interest off my money letting it set there for a while. Greedy greedy greedy. Boy if I can get my hands on who is responsible for this kind of practice. I'm going with someone else pay them for their services and get paid from my sell right on the spot. PayPal sucks. Everyone just go look at all the negative reviews online. Not much positive ones. ** PayPal. Come and get some. I'm waiting.

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    Customer ServiceStaff

    Reviewed Jan. 17, 2019

    PayPal has no authorization to debit my bank account for goods I order online. My PayPal account has my up to date MasterCard as “preferred payment”. In spite of this, PayPal illegally debits my bank account instead of my authorized MasterCard. PayPal has done this numerous occasions. No help online offered by PayPal for this issue. I call by phone to PayPal helpline to receive a recording of an hour and a half wait time for a representative. In 1 1/2 hr PayPal switchboard is closed! No help available to resolve this deceitful business practice, nor will PayPal web page allow deletion of my bank account information because they claim I have pending transactions when I do not have pending transactions.

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    Punctuality & Speed

    Reviewed Jan. 16, 2019

    It has been hell trying to contact Paypal to reporrt identity theft. An unknown individual created a PayPal account with my details including banking details. When fraud was detected I attempted to contact fraud department at PayPal and that's the time hell landed on earth. I waited for hours to contact the officials in the latter department. I have not succeeded in getting my complaints sorted. I wish the government can apply more muscles and regulate this agency to its knees. The company shares at present are $90 per share yet it cannot address public concerns. Now heading to police station for help. Hopefully they can help. I'm pissed off big time. Citizens deal with PayPal at your own risk.

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    Verified purchase
    Customer Service

    Reviewed Jan. 16, 2019

    Ordered two chairs thru eBay paid thru PayPal. PayPal defaulted to the wrong address to be shipped. Seller refused to change address despite calls and email from eBay. Chairs had NOT been shipped. Overstock decided to send them regardless to vacant address. FedEx who delivered the chairs came right back and picked them up and sent them back. PayPal refuses to release my funds for 421.72 back to me because the callback address that Overstock gave FedEx does not match the address they shipped from. No chairs and out 421.72 because PayPal keeps declining my claim. Reported them to the State Attorney Generals office and IRS. Logged complaint with my bank. Closing PayPal account. Misuse of public funds.

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    Customer Service

    Reviewed Jan. 16, 2019

    My sister started getting small frequent charges on her bank statement that put her into a negative balance. We tried to call PayPal twice to stop the transactions. Both times we were put on indefinite hold and eventually disconnected. We went online to close her PayPal account and there was no way to remove her bank or stop the fraudulent charges from accruing. Meanwhile, NSF fees started to appear on her bank statement.

    There should have been some way for my sister to stop the fraud on her account. PayPal offered no support to do this. It was a nightmare and PayPal played right along with the fraud as a passive audience. Don’t give PayPal any of your bank or credit card information because once they get it you’re open to any fraudster out there!

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    Customer ServicePrice

    Reviewed Jan. 15, 2019

    I have been in good standing with eBay and PayPal for years. I have never had any fraud or any claims or any actions taken against me in any way. All of a sudden I get an email saying my account is "permanently limited", this is PC speak for terminated. I can never use PayPal again and so I cannot buy or sell on eBay. PayPal has cost me $300 in listing fees alone. Not to mention the almost $1,000.00 they are "holding for 180 days". I seriously doubt I will ever see that money again.

    I have no way to reimburse my customers for my last few eBay sales if something goes wrong. I spent 4 hours with PayPal customer support and they tell me they are NOT obligated to tell me why my account was terminated. I have to subpoena them to find out what I did wrong. I sell seashells, sand dollar, and urchins. I read their user agreement 4 times. I did nothing wrong to warrant termination without recompense or a reason why. So use PayPal at your own detriment. Because of them I am out $1,300.00.

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    Sales & Marketing

    Reviewed Jan. 15, 2019

    REFUND? A HUGE HOAX! I was scammed by a Spanish antiquarian encountered in the ** website that I paid with PayPal. The scam consisted in the fact that instead of sending me two vases and a statue, as stated in the listing, he sent me only the statue. Despite having sent as many as 2 screenshots to PayPal showing both the contents of the lot and how much I had paid, and despite the seller himself has confirmed to have sent me only the statue, PayPal did not reimburse me at all, claiming that the seller has correctly processed the order! Totally unacceptable! They really played me! It is no coincidence that eBay...

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    Online & App

    Reviewed Jan. 15, 2019

    I purchased clothing from this company in August 2018, I didn't even get it until September 2018 and aside from some being the wrong size, the quality was terrible and not as shown on the website. I immediately sent the clothes back and emailed proof of mailing and delivery back to BerryLook. To-date, I have not received my refund and they stopped communicating with me. Lost over $200.00. I made a dispute with PAYPAL and "escalated" the complaint. I sent the requested proof that I mailed the clothes back.

    After months, PAYPAL simply closed the case saying it "ruled in seller's favor". No explanation. I don't even have the clothes, Seller said they would reimburse my money within 30 days. I have received nothing to-date and PAYPAL was useless in helping. DO NOT USE PAYPAL. It is best to use your credit card, much easier to dispute if you are scammed. Terrible company. Please make a claim with FTC to report this company so that they can be stopped from scamming others.

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    Customer ServicePricePunctuality & Speed

    Reviewed Jan. 14, 2019

    I purchased a pair of boots online that after 6 weeks of waiting for them to arrive, I filed a case with PayPal. I had to jump through so many hoops and answer questions that had nothing to do with my case, it was ridiculous. Of course the boots arrived two days later. However, they were completely not as described (distressed leather), but were in fact completely plastic, even the “wood” heel! I escalated my case to a claim and wanted my money back. PayPal said I had to return them and give them tracking info. The address to return was about 25 Chinese characters! I contacted them again asking for the address in English. I also asked for a return label as the shipping to return was more than what they cost ($70). PayPal said they would ask for the label and extend the “return by” deadline.

    I received two emails wanting to know where my tracking info was... duh!

    After about a week and four hours waiting on hold, several days with some things being disconnected when they said they were transferring me to a specialist. Now they say since they haven’t received a prepaid label from the seller I have to pay up front to return and the deadline is the same (which is tomorrow), and I happen to be out of town now! But good news! I can then open an appeal on my claim and also file a claim with my bank! Wow am I excited about that! Let’s do this all over again! Forget it! I’m eating the $70, which I fear was their intent from the start as their idea of Customer Support is a purse with holes!

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    Customer ServiceContract & TermsSales & Marketing

    Reviewed Jan. 14, 2019

    Be aware of the fine print and entire details outlined in PayPal’s user agreement. The majority of us don't read all that stuff and people who put it together know that. We assume everything is going to be okay and trust that things will be fair and not against our best interest. (Using PayPal is not suppose to be like a contested divorce where there's fighting tooth and nail for every little thing.) Something that Sellers need to be aware of, which the majority of sellers DO NOT KNOW OR ACTUALLY REALIZE, is that under the PayPal user agreement, specifically relating to the "buyer guarantee," is that anything you sell, which is paid for through PayPal, is not final until SIX (6) MONTHS after payment made. Yes, that's right, sales are not actually final for six months!

    A buyer, anytime before the six months has expired, can file a claim with PayPal requesting the money refunded and PayPal normally always takes the word of the buyer and forces refund. What's sad and discouraging about this is the buyer doesn't have to prove anything wrong. Buyer needs only claim that the item received by them was "significantly not as described." They can claim something missing, something broken, something not working right to meet this standard. They don’t have to show anything, demonstrate anything or prove anything. Just make the claim. Whether true or not. They can use the item, abuse the item, break the item, lose something with the item, no longer want to use the item, and have their money refunded by simply making the claim, even if it isn't true.

    They can even give the item to someone else wherever that other person may be and that person can use, abuse, lose, damage. The buyer can actually claim, in that circumstance, that "they were told" something's missing, item doesn't work right, etc. In that case Buyer doesn't even have to prove that's what was actually told to buyer. All buyer needs to do is claim that's what was allegedly told. The irony of this is in the fact that the buyer guarantee and standard for a claim doesn't have to come from buyer’s own personal knowledge from what buyer observed or knows when BUYER RECEIVED THE ITEM. It can be based solely on an alleged 3rd party. eBay has a 30 day time limit to allow buyers to make a claim.

    Even if eBay denies the claim buyer still has PayPal’s six (6) month allowance to make a claim through them. This whole thing is WRONG and especially more so when you realize that PayPal nearly always sides with the buyer, even in the circumstances described. PayPal purports to allow seller the opportunity to respond, (and thereby falsely misleads sellers into thinking they have a shot at showing refund not appropriate), their position in siding with buyers under these circumstances dispels any thought of fairness or seller protection. PayPal even purports to offer an appeal process to sellers, (in a laughingly false face of demonstrating fairness), in these cases but won’t provide seller the information needed in order to meet PayPal standards for appeal.

    They don't give a reason for their decision, basis for decision or anything. Their decision ultimately merely states, after reviewing "we have decided the best course" is to refund and they will take the money from your account to do so. PayPal’s process is a joke and fails to give sellers the consideration due. PayPal has chosen to deliberately disregard sellers and principles of fairness not only in their 6 month allowance but their overall approach and standards in these kind of circumstances.

    The facts here are exactly what happened to me, as a seller, and what I went through with PayPal. Sellers need to voice their opinions to PayPal to change this six month rule and establish real guidelines eliminating one-sided approaches to these types of cases that give sellers, even if not equal, at least a fair shot that actually demonstrates, instead of pretending, they care about seller interests.

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    Reviewed Jan. 13, 2019

    This is the I don't know how many'th time PayPal have held my money for several weeks after an eBay sale for no reason. I have sold hundreds of items, and have all 5 star reviews but PayPal has decided this. There is high risk in this transaction, in addition to censorship and blacklisting companies and individuals for political reasons. PayPal is a disgusting establishment organization. If possible absolutely do business elsewhere.

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    Customer ServiceSales & MarketingPunctuality & Speed

    Reviewed Jan. 13, 2019

    Paypal won't protect you from scams. I recently (beginning of December) ordered an item online and paid with Paypal. The item did not arrive on the date stated. I emailed the company who, twice, supplied me with fake tracking numbers. I contacted Paypal who said they would investigate. Time dragged on and Paypal kept saying they were waiting for the company to respond. Nearly four weeks after the package was due a box wrapped in a black garbage liner arrived at my door. The items, from the company, were in opened boxes with parts missing. Simultaneously an email arrive from Paypal saying they were denying the claim as the items had arrive (four weeks late!). A complete scam. Paypal doesn't protect its customers. Will NEVER use them again.

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    Customer ServicePunctuality & Speed

    Reviewed Jan. 11, 2019

    My balance paid in full 12/16/18, went to make a charge 1/5/19 and was declined. 3 weeks later! The contact info on the letter led me to customer service via chat. Chat replied and said it was due to security concerns, then bailed and said I had the wrong department. Gave me the supposed correct department only to get a message saying they can call me back later. Decided another company would value my business instead.

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    Customer ServicePunctuality & Speed

    Reviewed Jan. 11, 2019

    I have used Paypal since it began. I have always felt comfortable using them because each time I have had a problem it was quickly resolved. I recently purchased an item off the internet and not doing research first I realized too late that the company has a horrible reputation. The first thing that happened was the company double charged me for the items and that money I was able to get back. The order was placed on Nov 30, 2018 with guaranteed Christmas delivery.

    When I never got the items I placed a complaint with PayPal and was told it would be resolved by Jan 4th. On Jan 4th I called and was told to watch my email for a refund. Today Jan 11th Paypal is still waiting for the company to respond? Why would they even do business with a company like this. I have read so many people who have complained and PayPal just isn't standing up for them. I intend to close my PayPal account after this. I never thought I would say that but the fact I have waited so long for a refund and the quality of the merchants they are now dealing with makes me too uncomfortable to use them any longer. :(

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    Customer Service

    Reviewed Jan. 11, 2019

    I placed an order for 3 items in November through Paypal to White House Black Market. 2 items were the same, but different sizes (which apparently PayPal can’t wrap their mind around). For the order, PayPal took 54.28 Nov 23, 54.28 Nov 24, and 42.66 Nov 24 off my American Express. On Dec 14 I returned 2 of the items from the order to White House Black Market (54.28 and 42.66) which was credited back to my American Express. THEN, on January 2, I returned the 3rd item for 54.28 to White House Black Market but Paypal only credited me 11.62. I have credit card statements showing each of these transactions.

    I have been on the phone with White House Black Market who has assured me and double checked that they provided a refund of 54.28 Jan 2. I have been on the phone with PayPal 3 times and they keep telling me I was credited 54.28 back in December. Which I was, but it was a DIFFERENT item. I understand that 2 items of the same value returned at different times may be confusing, but it’s very simple. ALL 3 items were returned. PayPal took a total of 151.22 (54.28, 42.66, and 54.28) off my American Express and Paypal only returned me 108.56 (54.28, 42.66, and 11.62). BEWARE of PayPal.

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    Customer ServiceStaff

    Reviewed Jan. 10, 2019

    I have been a loyal customer for many many years now, I have never in my life encountered a problem until now. I sold $2,000 worth of items to a buyer. Their money was cleared, and everything was fine. 2 weeks later my account was in the negative of the amount I originally received and took out of the account. This is where I contacted PayPal customer service for the first time and it is TERRIBLE. After fighting with a automated voice for 30 minutes you get through to a live agent, only to wait another 45 minutes. I asked them why I was in the negative, they claimed the buyer "did not authorize this charge." I asked how that is possible considering they purchased it, I sent items, and they left positive feedback. They asked I open a case, and I did. MULTIPLE CASES.

    Every single case (5 of them), they closed them down every time with no explanation. I called at least 20 more times throughout the month. Finally someone told me that they are siding with the buyer, and I have to pay the balance. My account was sent to collections, I refuse to pay it and I let them know that. BEWARE of this company! I am out $2,000 of items and I now owe them $2,000 more. Never again will I use or suggest anyone uses PayPal.

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    Customer ServiceStaffProcess

    Reviewed Jan. 10, 2019

    I’ve only used PayPal for family and friends receiving and sending money. My uncle sent me money 5 days ago. I have no limitations on my account and have never made a transaction without a PayPal rep assisting me. All I want to do is transfer the money to my bank account. It kept giving an error message so the rep had me retrying different ways. Well that causes a security issue because of too many “failed attempts”. I was told I had to wait 24 hours and to call in again and they’d verify me again at that time and the transfer would then work. Well this same ridiculous process has happened now for 5 straight days. Every day a rep saying sorry and now I have to wait ANOTHER 24 hours! Well I’m SICK AND TIRED of this cycle! They screw it up! Don’t fix and then say, "Sorry you’ll have to wait again. There’s nothing we can do!!" I’m so frustrated!! I needed this money on Monday and still no closer to getting and it’s now Thursday.

    To make matters worse I Googled who to file a complaint within PayPal and a PayPal 1-800 customer support number came up and I called. I explained and this person said he was in tech support and the issue with my account was the security of the device I was using to make transfer. That he needed to wipe it clean and then transfer funds. That if I downloaded a program for remote device he could fix. Well thank God I didn’t have a computer at the time to do. He said he’d call me back at 8 am and we’d have it fixed within 30 mins and I’d have my funds. My son thought the process was odd since the remote # was giving this man access to my computer and PayPal. He had me thinking so I looked up the number I originally contacted him at and it says it’s a robot number. I called and it’s a no working number. WTH!!!???

    I’m lost!! I can’t go through this same process again today. How do I get my money?? How do I get PayPal to fix something they say isn’t broken!! They’re holding my money hostage. I NEED HELP! ASAP! I have over $3000 in there. I need to save my house! It won’t let me send back to my uncle. It won’t let me transfer. It won’t let me send to anyone else and they have no reason as to why!! PLEASE HELP.

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    Customer ServiceStaffProcess

    Reviewed Jan. 8, 2019

    I purchased a sweater on eBay that was supposed to be new. It came all ripped and old and a mess. I contacted the seller and was told not to return it and I would get a full refund. I sent it back anyway. NO REFUND. I opened a dispute with PayPal. I have all the documentation of the receipt of the sweater and PayPal does NOTHING!! They keep saying there is a process. They cannot reveal it to me, but they are working on it. They do NOTHING, including getting my money back. There is not one person there that will give you the same answer. They sound like they are reading from a script. After reading all the HORRIBLE reviews and how people were scammed with no help at all, I am closing my account. Buyer BeWARE!! I am also contacting BBB for guidance, with all the documents that I have...something is so wrong here!

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    Customer Service

    Reviewed Jan. 8, 2019

    I had opened a dispute with PayPal on a defective phone. The vendor ended up taking the phone back and I've yet to be credited back from PayPal meaning they have my $800.00. The vendor has documented the return of the phone and the fact they do not have my money. All conversations with PayPal are "it's still in the dispute process" which is now 3 months old. There really is no dispute so just give me my money and instead their only answer is the dispute is still open. I'd advise those using PayPal to be very careful that they don't pocket your money like they have mine as I'm closing my PayPal account.

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    Reviewed Jan. 8, 2019

    PayPal used to help consumers, but on a recent purchase from a scam company named Vivid Seats, they refused to refund the payment that was made. They have really taken a nose dive when it comes to helping consumers.

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    Customer ServiceStaff

    Reviewed Jan. 7, 2019

    These fools had me in hold for over 97 minutes. I didn't want to hang up because it took me all day to wait my turn in queue. I ended up having to hang up. I am taking my money out of PayPal and to another money transfer site. They were rude. Accusatory and rude. They don't deserve even 1 star.

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    Customer ServiceStaff

    Reviewed Jan. 7, 2019

    Since the middle of December, transactions have failed on PayPal. The vendor website offers PayPal at checkout, I select it and log in. But instead of completing the transaction, I end up on my PayPal Summary page, with no way to complete the transaction. I wasted more than an hour today on hold at the PayPal customer service line (they do not know the meaning of that phrase!), and talked to a rep and her supervisor. They were both in total denial. If it were one vendor, maybe that vendor has a problem. If multiple vendors are failing, it is obviously a PayPal problem. Dealing with their reps is like beating your head against a wall of jello!

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    Customer ServiceSales & MarketingPriceOnline & AppStaff

    Reviewed Jan. 6, 2019

    IF YOU'RE THINKING ABOUT USING PAYPAL DON'T DO IT. PLEASE. WHATEVER YOU DO DON'T DO IT. Paypal is a cancer upon society and they need to shut their website down for good ASAP and take their demon ** back to the deepest darkest circle of hell from which they came. Never in my life have I dealt a company who's more concerned about money than these demons are. And I literally mean that, they'll side with whoever or whatever keeps making them money. If siding with a scammer over an honest seller earns them money they'll do it in a heartbeat. TWICE NOW Paypal has sided with a scammer over me.

    First time it's happened: Person bought an item from me when I was selling on eBay (this was months ago around last August. I no longer sell on eBay). They got the item within 3 days, were happy and even left positive feedback, well a few days ago I get an email from Paypal. They informed me that this person opened a case against me claiming that they never received the item. Funny right? Don't worry it gets even funnier, I provided PayPal with screenshots of their positive review, provided them with the tracking number and with the countless messages they sent me thanking me and telling me how happy they were with the item, and told them what was plain as day this transaction occurred MONTHS ago and after them claiming countless times they were happy. But guess what? Paypal aka the demons sided with them anyways.

    As I said this has happened to me twice, the second time it was even worse. The person was a known scammer and the address they had listed as their shipping address was a known scamming location but I don't even want to talk about it. Already angry enough, just know that no matter how much evidence I showed Paypal they still took the scammer's side, so not only did they get their money back but they also got to keep my item which was a brand new iPhone.

    So because of them I now owe around $224, lost almost $400 I had in my PayPal account beforehand that I made from selling on eBay and already have debt collectors on my **, my accounts in negative but they're never going to see that money, they can all shove it straight up their **. I ain't paying for **. (If you're new to Paypal what they do is in instances like what happened with me they'll pay the other person back then will add the debt to your account. Meaning you have to pay PayPal back.)

    Like I said at the beginning of this please don't use Paypal. A little over a year ago I was stupid and had no idea what I was getting myself into when I started selling on eBay to make so extra money but it literally has been a NIGHTMARE dealing with this company. eBay is bad too but only in regards to holds on money for new sellers and the amounts they charge, Paypal is in a whole other league of bad. I stopped selling on eBay months ago and stopped using PayPal then too but as you can see once you come into contact with this demon you're forever cursed. WHATEVER YOU DO STAY AWAY FROM PAYPAL.

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    Punctuality & Speed

    Reviewed Jan. 6, 2019

    It makes no sense that me loading money on to PayPal to make a payment cause it to be put on limitations, my own money they need to review... That is stupid. Now my payment is late and now late fees which I don't have extra money... Nonsense.

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    Verified purchase
    Price

    Reviewed Jan. 5, 2019

    Be careful, when you buy on eBay even if you use your credit card it is PayPal who charge the exchange and it is more than the one is at the date you buy. Paypal refuse to give me the name of each eBay seller associated to the eBay seller name. And they charge more than what is mark on my eBay invoice. 835$ instead 810 .00$ cnd and what is on my statement on my Visa. When I pay with my Visa Paypal should not have the right to charge more than what the exchange is at the date I to the transaction. And the name on my Visa does not match the name of the seller in eBay. You can not trust PayPal.

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    Customer ServiceStaff

    Reviewed Jan. 5, 2019

    I called PayPal to check on an order I made almost 2 months ago. Found that my acct had been marked for possible fraud activity. When I ask how to fix this I was told I needed to purchase a Google play gift card for $500 and stay on the phone with the representative while I did this process. Then give him the security code on the card. He would return the money soon as I did this. Ok, red flag! However I did call them, they did not contact me. So after making calls to my credit card company and bank I found no other irregularities. I called PayPal back to ask for a supervisor but was denied access to one and given the same story again by another associate. No one should have to pay to stop fraud on their acct untrusted to a company. This is extortion in my book. I had to cancel the bank card associated with this acct with PayPal.

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    Customer Service

    Reviewed Jan. 5, 2019

    I haven't used PayPal enough to know how it works great, but what little I have had to do with it, I'm contemplating bailing out. I don't know what kind of comedians they've got working over there, but it seems like it's a dishonest, underhanded outfit. I run a mowing business and mow two post offices in the area with my pay coming through PayPal into my bank account. I found it rather odd that the successful bidder for the post offices must be able to go through PP at first, I didn't really think anything of it, though.

    I finished for the season shortly before Halloween, but had held off sending the postmaster the invoice until the first of the year. Right away trouble began with getting charged 1.75 so I actually got paid 48.25, instead of $50. What's more is it didn't go through until after New Year's Day, but at least I got my money. I got a rude awakening. Jan. 3 when I noticed three emails from PP saying such things as payment reversal, the payment didn't go through because my bank gave an automated response my account was closed and they had removed my bank account from my PP account.

    First of all, despite only showing two numbers of my bank account, neither the routing or account number it goes into contains a 4, much less 44. Reading some of these reviews on here put the brakes on me trying to call them to see what was going on, leaving me a better choice of calling my bank, instead. I asked one of the girls there what had happened and told her they claimed my account was closed. The girl said the 48.25 had gone through and deposited and that my account wasn't closed.

    As far as I could tell, PP appeared to be attempting to cause a ruckus and quite possibly shutting me down after the first time, possibly costing me more than I gain. Then a day later, I get another PP email requesting me to confirm my bank account number. I'm not too sure I'll mess with that and just close the account, instead. I have seen posts on them just cancelling your account at random, and I'd rather just do that myself. I wouldn't be at all surprised if I don't get a W2 form out of it and have to pay taxes on it.

    I'll have some thinking to do before mowing season starts as far as trying to talk to the postmaster about another way to pay, or if I'll even mow it after all. Seems like PayPal's pretty slimy. I know I'd much rather get cash to me directly than going through something like PP. I don't believe I ever saw anything about any fees being charged that would short me out of full pay, either. If I have to, I suppose I can create another account that might get set up better when the time is right, but for now, I think I'm finished with it.

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    Customer Service

    Reviewed Jan. 5, 2019

    Paypal placing Holds, limitations and restrictions. Paypal is placing excessive holds on my funds. I sell items on eBay and agreed to eBay's terms for new sellers. After 90 days of selling eBay no longer requires funds be held and instead allow for immediate availability. As of Dec 2018 Paypal now places holds on funds that exceed the previous requirements. I was informed that there was no limitations placed on my account however they now impose a hold time that goes beyond the previous hold time. I must now wait an additional 24-48 hours after an item has been confirmed delivered before Paypal will release the payments on hold.

    Paypal has previously placed a limitation on my account and I provided the requested information. I was not able to use the Paypal account for 10 days and it created issues with completing transactions and shipments on eBay. Paypal now claims that they are holding funds for an additional period of time as a risk management strategy. They claim no limitation was placed on my account but then proceeded to place limiting actions on my account. Customer service instead of listen talks over me when I speak with them (Please request the call recordings to have a better understanding of this). I really believe PayPal is violating my rights and the law.

    They can take any action they wish and I have no recourse! I also believe Paypal's rules are in direct conflict with eBay seller rules and in turn become excessive and unfair. No email or notification was sent to me to alert me of the additional wait time and hold on funds in my account. I really do feel like Paypal is being very unfair and has NO value for me whatsoever. Account ID: **

    Your Desired Resolution: Stop imposing additional holds, restrictions and limitations. My account has been in good standing and it's damaging to my ability to do business when Paypal continues its unfair practices. Paypal should not be monitoring the item, shipping, tracking and delivery and adding additional hold times on funds. If there is a problem it is eBay's responsibility to manage the issue and not Paypal's job to monitor the transaction outside of the funds.

    Paypal should listen to customer's concerns and complaints when they call customer service and not interrupt the customer when they are speaking (refer to the call recordings for why this is an issue.) Paypal has FLAGGED and limited and restricted my account. They claim they haven't but if there is no limitation then why do they continue to limit my funds and availability? Paypal should try to care more for the customer and less about their excessive rules they impose.

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    Customer Service

    Reviewed Jan. 4, 2019

    Poorest Customer Service on the Galaxy. I've called three times to try to resolve an issue with "PayPal Here." So far I am up to three hours. Each call takes about 40 minutes due to useless recorded information you must listen to, just to be able to make it to the cue with another 30 minute wait. They are a horrible company. I advise that you do not get their card reader to process payments. I have another account with another vendor and it is much easier and the customer service is much better. The last time I encountered such poor service was with AOL Online, and we all know where they went!

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    Customer Service

    Reviewed Jan. 4, 2019

    90K Frozen in the account for 180 days. Money aggregated for a yacht purchase from various credit cards belonging to account holder. Account holder is a director of the official incorporated PTY LTD company that would be the official boat owner. All requests for information fulfilled with all required legal paperwork, to all over sudden getting email "We identified you as risk, your account is limited" and I only can see my money sitting in the account. No avenues for review or complaint. They just going to use my money for 6 months for their benefit. Obviously I'm missing on a boat I was searching for 2+ years. Brite day racket.

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    Customer ServiceContract & TermsCoverageStaff

    Reviewed Jan. 4, 2019

    They lie, lie and lie. They charged my card twice and speaking with my bank on a conference call they gave the authorization codes to guarantee the money would not be taken out. Well the next day boom it was taken out twice and I have since had to cancel that card, dispute the charges and been arguing for over 2 weeks about my refund. They state I have gotten it but my bank and bank statements say otherwise. Have talk to 4 managers, all have different stories. Already contacted a attorney. Since they were on conference call both calls were recorded. Now they want to backpedal and lie about everything stating they did not say, that I misunderstood. Well it’s recorded so they cannot cover the lies up. All I want is the money they took from my account but they don’t want to give it stating the seller has to refund it to them then they refund it to me stating it takes 5 to 7 business days. Well it’s been 2 weeks and still nothing.

    Every time I want to speak to the dispute department they never pick up. I’ve been on hold for 3 hours. As I type this message no one ever picks up. When they do they transfer you or just plain hang up. They don’t care about you. They care about keeping money since they lost the contract with the main company eBay. As of 2020 we don’t have to worry about using PayPal on eBay anymore. Stay away from this company unless you have no life and a lot of time and money to get scammed and lied to.

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    Customer Service

    Reviewed Jan. 3, 2019

    A nightmare - only get automated responses. Don’t even read your correspondence. Scammed out of $49.91 and they will not refund money nor help in any way. NO SUCH SELLER. They closed my dispute but keep telling me to open a claim. Would not recommend to my worst enemy. They are cheaters, scammers, unethical company ever.

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    Customer Service

    Reviewed Jan. 3, 2019

    Small business selling a service to high end clients, nothing high dollar. Never had an issue until one day we receive a notice that one of our clients decided that now that he has his report from our service. He would contact Paypal and state he never authorized the payment. Paypal sent us an email with what was going on and asked if we could provide proof of services which we did. Paypal refunded the guy his money, which was fraud, and charged us another $20 fee. Paypal will not return calls on this matter so now we are out the money and Paypal helped someone commit fraud.

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    Customer ServiceSales & Marketing

    Reviewed Jan. 2, 2019

    I received a phishing email from PayPal saying that someone used my card to make purchase online. The email instructed me to click on the link to file a dispute. When I Googled email customer service number to report the transaction, the phony phone number popped up. I was told that in order for PayPal to resolve my dispute, I had to buy gift card, 200 dollars worth and provided the number to the scammer. I lost money. I contact PayPal about the scam and they do nothing about the issue, not even warning other customers about the problems. Cancel your credit card with PayPal to prevent this kind of problem from happening again.

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    Staff

    Reviewed Jan. 1, 2019

    I ordered a product from a merchant using PayPal as my payment option. BIG MISTAKE... I have used PayPal frequently and have never had this issue until now. The order was paid for but the merchant canceled my order as a safety precaution because a letter was missing from the billing address. Needless to say PayPal hasn’t refunded my funds back saying it’s their merchant's fault. Now the merchant it blaming PayPal. It has been 6 days and I still haven’t received my funds. PayPal was the one that debited my account so they are responsible for the refund. They are pushing the blame. Talked to 5 different reps and they are all saying something totally different. Very unethical to treat a consumer this way. They had no problem debited my account immediately but now it’s taken days and I’m not sure if I will ever get my funds back. Will never use PayPal again. I’m better off paying each merchant myself. I don’t feel secure using PayPal.

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    Customer ServiceStaffReliability

    Reviewed Dec. 31, 2018

    At first there were no issues. I was receiving my money just fine with no problem, but then they asked me to verify my confirmation status and when I tried to do so it sent me to an error page. If I didn't confirm my taxpayer status I would have limitations on my account such as not being able to transfer or see my funds. I tried calling, which took about 2 days to figure out how to get in contact with a customer service agent who then told me that the system is down and that is the reason as to why I can't confirm my status. To me that's an issue that no email was sent out explaining this situation. That's not fair to clients like me that are actually doing their part in trying to receive their money, but the company is lacking in the IT Department.

    I proceeded to tell the agent that this is ridiculous because this is my money and I should be able to take my money. She said that I could submit my SSN and it would take 5-7 business days to verify that information. I was a little confused. My suggestion to PayPal is that if you have a system error there should not be a penalty for some policy a client was trying to abide by. It's not the client's fault that the company doesn't have the proper tools for their client to receive their money. I also, think it's fraudulent to withhold someone's money without sending the proper notification if the system is down. I agree with all of the previous statements. Their system isn't beneficial. Some people rely on this money. I work with Rover and I think they should start using another program like Venmo or maybe Cash App since these seem to be a bit more reliable than PayPal.

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    Verified purchase
    Customer ServicePrice

    Reviewed Dec. 30, 2018

    Over a year ago I bought a product on eBay. The product did not work, the company would not pay for the mailing and PayPal told me there was nothing I can do, the mailing was more than half of the price of the item. I am disabled and not working at this time, 250 was a lot. I canceled my PP, I gave it a chance and I bought some items (less than 100 dollars) and I sold a few items.

    Getting my money was an ordeal, the last thing I sold I could not get the money in my bank (they charge a fee). They had the wrong date of the bank information. This was not my fault, several days prior I bought 2 items and my account was fine a week before that I sold an item, my account was fine. I called my bank and when they told me to look at my info on PayPal it was wrong, I had to try several times to change it to the right information. I am about to end my PayPal and either buy things off Amazon or go to a thrift shop, at least the money I pay for those items will go to charity.

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    Price

    Reviewed Dec. 30, 2018

    A million problems trying to link my bank account, can't link my debit card and they charge a fee when you use them to make an online purchase and they charge you a fee to send you a check. I am going to stop using cash back services like Coupon Cabin until there is another option for depositing cash back funds OTHER THAN PAYPAL. I am so looking forward to deleting my PayPal account. Never again.

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    Customer Service

    Reviewed Dec. 30, 2018

    After almost 20 years with PayPal I will now close my account after I had several fraudulent charges made. I made the proper PayPal cases and they never got back to me. Upon checking I found that the cases were gone. I called and they just said, "You were denied and the charges were ‘consistent’." Well there were 4 charges on Christmas Day to a store I have never been to or purchased anything from ever, nor did I make any purchases on that day - so how is that ‘consistent.’ Treated like dirt and not helped at all even though they constantly boast about ‘buyer/account protection.’ You just lost a customer permanently, and I will be sure to badmouth this company at any chance. There are many rising competitors.

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    Customer Service

    Reviewed Dec. 29, 2018

    I was trying to make an online purchase using PayPal and the transaction went through 3 times. The seller reversed 2 of the 3 payments but the 3rd has been pending since 20th November. I have sent 4 emails to PayPal within the last 6 weeks asking about this and have received no response whatsoever even though their response time is supposed to be within 24 hours. They have also placed a limit on my account because I am supposed to be selling ‘prohibited goods’ when I have never actually sold anything online at all-especially through them.

    The limitation problem first came about around 6 months ago and I provided the information asked for and it was accepted. However, on Christmas Day I received the same email stating that there had been a limitation put on my account (not sure how they can put 2 on there?) and I can’t provide any more information so I’m stuck. They are also holding my funds hostage from the aforementioned cancelled transactions and I am unable to move my own money into my own verified bank account (the transfer has been pending now for 4 weeks and it’s supposed to be either approved or denied within 72 hours). Have received no communication from them whatsoever, the worst company I have ever had the displeasure of dealing with.

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    Customer ServiceStaff

    Reviewed Dec. 29, 2018

    I’m a 60 year old, fairly tech savvy person who created a PayPal account for the first time 4 days ago. I linked my AMEX card to it. Fast forward 4 days and I receive a call at 8:00 PM on Friday night from AMEX suspecting a fraudulent charge on my account, thru PayPal, for a $27.00 Uber Ride. I immediately contacted, PayPal to dispute the charge. An hour or so later at 9:00 PM I receive an email from Uber stating that my dispute has been denied, but provided no reason(s) for the denial.

    So I contact Uber to ask for the reasons for the denial and how they could have made that determination in less than an hour on a Friday night?? The Uber customer service rep was rude and simply stated that if I wanted to know how they made the determination, I would need to mail them a letter requesting the info. I was shocked!! It’s clear this company does not care about its customers and assumes you are guilty unless you can prove you're innocent. Well needless to say, I contacted AMEX who quickly reversed the charge and denied payment to PayPal. And then, with great satisfaction, I called PayPal back and cancelled my 4 day old account. When I did call back to cancel, no one at PayPal cared or even asked why. Very Sad.

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    Customer ServicePriceStaff

    Reviewed Dec. 29, 2018

    I know writing this isn’t going to do anything but I wish someone would sue PayPal into oblivion. They are like dealing with the Mafia! I’m disabled and ran into a money crisis so I sold some items I didn’t want to on eBay to pay for propane and a few other basic needs! When eBay released my funds PayPal wouldn’t transfer it to my bank account. They already verified the account and I even uploaded a copy of my driver's license. But funny thing is I remembered I had another old PayPal account that had no issues and I tried to transfer to it and it was successful. When I tried to transfer the funds to my bank from there PayPal refuse there also so basically they are holding the funds hostage. I can move it around PayPal but not to a bank account where I can actually buy propane for heat!

    When I tried to move the money back to the original account PayPal now won’t let me. Now I have to call them when they open to see what they want now to get my money? DNA? Blood? A Kidney? If it gets cold again, I’m going to run out of propane and my pipes might freeze. Nice way of treating a disabled person on social security. They don’t care. They have more money than any one person could ever need! And nobody to answer to when they act like a Mafia organization! If I don’t get my money I will be put over $800 and actually over $1500 because that’s what I sold cost me (it took me a while to buy it and I knew I would take a loss selling it on Ebay) but PayPal has made it so. Would have been better off just throwing the stuff in the trash. I may need to take out a title loan on my only vehicle and risk losing it if I can’t pay those crooks back fast enough! What is this world coming to?

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    Customer Service

    Reviewed Dec. 28, 2018

    PayPal will not transfer money from my old PayPal account to my new PayPal account even though I have answered all of their security questions. They just keep on putting me on hold! Do not do business with PayPal... They do not follow their own rules.

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    Customer ServiceStaff

    Reviewed Dec. 28, 2018

    I was double charged for something that never went through. I been trying to get in contact with them for over a month and they finally sent me to the department that might be able to fix my problem. I have been on hold for a couple of hours this week waiting for their security department to answer and this was after being transferred by one of their employees from another department. They have the worst customer service that I have experienced in my life. This is still an ongoing problem. I don’t know when they will give me my money back because PayPal charged me around 140 twice and around 70 twice. They also tried to lie to me once and told me that the transaction was still pending when it was actually approved weeks ago.

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    Reviewed Dec. 28, 2018

    I sold an item on eBay and the account ended up being fraud. PayPal opened the dispute. Then found the account to be fraudulent charged me a 3% fee and $20 charge for money I never received!! THIS IS UNACCEPTABLE BUSINESS PRACTICE AND LEGAL STEALING FROM CLIENTS!!

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    Customer ServicePrice

    Reviewed Dec. 28, 2018

    Until recently I used PayPal rather than my credit card for online purchases. Then an online purchase was made in error from my PayPal account for a Google Service. It was quite an expensive one. I contacted PayPal and explained how the purchase was made in error (I didn't even own the product needed for the Google Service to have any value). In a few days PayPal said they 'investigated', closed the file and told me the decision was final. The entire time my specific claim was not mentioned, it was all computer generated responses. I protested and again received a computer generated response.

    Meanwhile I contacted the Google Service directly. I received an email from Google referencing my specific claim and within a few days the purchase money was refunded. PayPal could learn a lot from Google Customer Service. Be forewarned if you use PayPal - there is no viable dispute process. If a payment is made from your account - you'll never see that money again. Even credit card companies offer better protection against payment errors/wrongful claims.

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    Reviewed Dec. 28, 2018

    Where do I begin... First off I did not want to use PayPal to begin with because I have heard all the horror stories of hackers actually getting away with ripping you off through these guys which I thought was not true. Boy was I wrong. I am a Ebay seller and I had no other choice but to start a account with these guys and oh boy did I get worked. I lost about 800 dollars to this company because someone was making transactions without my consent and I went to reset my password and security settings so I had to upload my ID and reset my password. I did that and two days later I get a notice saying PayPal has completely shut me down and is keeping my money for 180 days in both my accounts. For some reason I am just gonna let them do this and wait to get my money. That's how much I do not like this company and do not wish to be any part of them whatsoever in the near future.

    I may sue them in small claims court because I do live in CA and have a good shot at winning considering the circumstances. I did nothing wrong and they have taken my money from me and allowed access to other people that I have not said ok to make transactions on my account and now they have taken my money from me. DO not deal with this company. Avoid them. Trust me these guys are horrible. So horrible even Ebay has cut ties with them. Starting in 2019 Ebay will be dealing with a new German company and PayPal will just be a option. Thank god. BE smart. Do not let these guys steal from you. Don't give them your business at all. These guys are definitely not your pals in any way.

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    Customer ServiceSales & MarketingStaff

    Reviewed Dec. 27, 2018

    I would like to warn others to not do business with this service. I decided to make a purchase on December 7 and thought PayPal might be more convenient and easier to make payment. This has been the worst experience I have ever made to pay for a purchase. Paypal has refused to refund me my money even though the merchant contacted me on December 10 to inform me they were cancelling my order. Paypal has taken a total of $250 and says I must contact them. Account Manager at the merchant to get them to release the funds.

    The merchant tells me they never collected payment and I need to deal with PayPal. This has been an appalling lack of service and their refusal to refund my money is beyond belief. They say after 30 days it should be released. Please don't ever use them. A complete scam. Yesterday I spoke to one customer service rep at PayPal. Told me to drive to Walmart and get a Visa card and give him the number and he would fill up my card with my refund. He asked me when I could do this. I said tomorrow. He said 'no maam you don't understand you have to go there right away while I stay on the phone with you'.

    I protested and said you have got to be kidding me. He repeatedly told me to drive to Walmart and buy a credit card for him to then load with my refund money and he would stay on the line. This was beyond strange so I hung up on him. It's impossible to speak to any senior executives at PayPal. Their service is a disgrace to trusting customers who choose to use them for convenience sake. There has been nothing convenient about using their service. They are still holding my money after 3 weeks. Credit cards refund immediately without bothering customer. Never again. I don't know when or if I will ever seem my money refunded. DO NOT TRUST THEM!!!

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    Verified purchase
    Customer Service

    Reviewed Dec. 27, 2018

    A merchant fraudulently charged me $211 without sending me the goods. I went to my county to get a police report, then presented to PayPal to show that I haven't received the item ordered. A PayPal supervisor told me they will contact the merchant and have them respond within ten days. Nonetheless, a month passed and many phone calls later, it still not be solved. In the same token, I have a Discover credit card, if I told Discover I got a fraudulent charge on my account, Discover put a hold on my charge and contact a merchant on my half right away. After a few days, my charge was dropped from my transaction. Highly recommend Discover credit card.

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    Customer ServicePriceReliability

    Reviewed Dec. 27, 2018

    I use PayPal as my pass through for online orders. In the past, I have been able to withdraw funds by check, my preferred method due to not wanting any more information online than possible. I kept getting a message that I did not have a valid billing address, even though it was the address I've always used! So then, I tried to contact support, which put me through a myriad of questions never to give me a phone number. After 45 minutes, I finally got a phone number with a code. But the code was only good for 1 hour and I didn't know that do wasn't able to make the call later without going through this WHOLE troubleshooting process again.

    Next day, got code and called the number. The system offers to call you back so you don't have to wait on the phone. So I did. And got HUNG UP on!

    So I called again, then to get an automated voice telling me what to do which wasn't accomplishing what I needed. Finally got through to their call center in MALAYSIA. PayPal is requiring me to add a credit card now in order to process the check. But wait! There's more! I have to add the card, to which PayPal will charge $1 and send THEM a code to which I have to somehow get from the credit card company. Time for a new payment processor! Save yourself a lot of headaches and DON'T USE PAYPAL!!!

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    Reviewed Dec. 27, 2018

    I've been reading these reviews and they are all absolutely correct. This has been one of the worst experiences ever. Holding my money, denying transfers because too much. Then telling you to wait another 3 to 5 days right when you think it is handled. We will see. Had my money going on 2 weeks and haven't seen a dime. Horrible experience.

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    Customer ServiceStaffReliability

    Reviewed Dec. 27, 2018

    I've tried to log in to PayPal, which didn't work. After calling customer service I was told my account was blocked because I owe PayPal $12. I tried to pay it but no one wanted to take it and I couldn't log into my account to do it myself. I was told someone will call me in couple of days, 2 weeks later still no phone call and no resolution. I've called today and was told I have to wait another 15 days... Do they live in 1920s? It would be quicker if I got a horse and collected my payments myself then waited for PayPal to resolve anything! Extremely disappointed with the service. I genuinely want to pay the $12 so I can use my account again! It seems the staff can't solve a simple problem. Why do I have to wait a month to pay $12??? Seriously! There is no logic! I'll give PayPal customer service big fat zero!!

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    Customer ServiceStaff

    Reviewed Dec. 26, 2018

    I paid a paralegal for 2 hours of work. He did it wrong, even put someone else case on my demand letter. So I disputed the transaction. They immediately went in his favor. So I did claim. No notice to me closed in one day. Guy I talk to said, “It should not have been closed.” So reopened it, no notice and magically on Christmas when they are closed my claim disappeared. Now they are hanging up on me and leaving me on hold. They won't help me. PayPal is a rip off.

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    Staff

    Reviewed Dec. 25, 2018

    First, I am a top rated powerseller on eBay with 100% positive feedback and I have been for MANY YEARS. I am MIDWEST-PROJECTORS on eBay. So on December 1St 2018 I had to open a new PayPal account because me and my wife shared one but separated and we then had to separate our finances. I opened this PayPal account using the same address and name that my eBay account is in. At this point my world is UPSIDE DOWN but was determined to have a great Christmas. So I had a HUGE COLLECTION of expensive Christmas items left to me after my mother passed and it did have sentimental value to me, Many Pipka Statues, collections of Mr. Christmas animated circus items, Etc. I worked my ** off for weeks selling this stuff on eBay to have a decent Christmas and I succeeded. So on Dec 23Rd I was ready to transfer my money out for Christmas but I get hit with this. “Your account access is temporarily limited.”

    They decided to WITHHOLD ALL OF MY $1507.00 2 Days before Christmas. So it is now Christmas Day and I have NO MONEY, I am Hungry and Can't eat. I have eBay seller fees I can't Pay. I have an Item I purchased on eBay 4 days ago I can't pay for. MERRY CHRISTMAS FROM PAYPAL. So PayPal wants me to provided proof from my supplier for the VINTAGE ITEMS I SOLD from my DEAD MOTHER’S ESTATE on eBay. I talked to a PayPal Rep about my SITUATION and they could care less that. They DESTROYED MY CHRISTMAS. They are HEARTLESS. I am a disabled Veteran and today is Christmas DAY and ALL of my $1507.00 is being held HOSTAGE. Does not matter. The money came from eBay for items I sold and shipped and received positive feedback on. I am going to send this letter to the BBB today also.

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    Reviewed Dec. 25, 2018

    If I could give them 0 stars I would. No customer support whatsoever! If you get a credit card payment through their crappy system and it's over 500.00 they're going to hold on to a majority of that money for 30 freaking days to protect their butts! Not yours! They don't give a damn about you or your bills you have to pay! The only thing PayPal cares about is PayPal! Trust me! If you are looking for a place to accept credit cards payments through use Square! Much better than PayPal!

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    Customer Service

    Reviewed Dec. 24, 2018

    Haha, This ** service is a joke, they make you call you first, then make you wait for 5 hrs for a callback, and "IF" they do decide to call you back they ** make an excuse to change specialists and hang you up.

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