PayPal Reviews

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PayPal Reviews

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    Reviewed July 23, 2026

    PayPal’s customer service has been extremely frustrating. I have been unable to link either my bank account or card, which means I cannot make payments online. The process feels unnecessarily difficult, and getting support has not resolved the issue. When I contact customer service, I am passed from one department to another, each saying, “We don’t handle that here.” No one takes ownership of the problem or provides a clear solution. Because of this experience, I will not be using PayPal again.

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    Reviewed July 23, 2026

    I’ve been a PayPal customer for over 20 years, and my dispute (Case ID:**) has been completely mishandled from start to finish. I’ve been given conflicting and inaccurate information by multiple representatives. One told me the seller never responded. Another told me the seller did respond and that the dispute would be resolved on July 18. Most recently, the last person I spoke to on the phone told me the seller still hadn’t responded to the follow‑up and that I would be receiving my refund. I have been told this several times, yet I still have no refund and no update.

    I have requested supervisor callbacks repeatedly and not one single callback has ever happened. Every time I contact PayPal, I’m told a supervisor is unavailable or will call me back within 24 hours, and it never happens. I’ve been disconnected from chat while actively speaking to representatives, left on hold for long periods, and every interaction ends with promises that are never kept.

    On July 21, I emailed the PayPal complaints department with a detailed explanation of everything that has gone wrong. I received no response at all, so I sent a follow‑up email. I also updated my dispute case again requesting an update. Still no acknowledgment, no update, nothing. My complaint and follow‑up have been completely ignored. I paid for a service I did not receive, and PayPal has provided no communication, no follow‑up, and no accountability. I feel ignored, misled, and dismissed throughout this entire process. This is the worst customer service I’ve experienced in 20 years with PayPal.

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      Sales & MarketingStaffBillingHonesty & Transparency

      Reviewed July 22, 2026

      If you are a merchant looking for CC processing. RUN. They prevented me from making any withdrawals before I collected a single payment, after I had spent thousands on API and webhook integrations. They didn't even give me the opportunity to do anything wrong. Yet, I was still able to collect payment. It seems like merchant sales and any support is trained to waste your time, they will lie about being able to help and then disappear. It's very strange.

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      Customer ServicePunctuality & SpeedRefunds & PayoutsBillingHonesty & Transparency

      Reviewed July 19, 2026

      I have been a customer of PayPal since 2009 and have never had any issues with them. Whenever I made a purchase through the ‘buy now, pay later’ method I honored my obligation and made timely payments until the item as paid in full. If the item was returned within the seller’s specified period, the payments were either refunded to me or the transaction was a ‘wash’ because the seller was honest to report to PayPal the item was returned.

      Here is my story. I placed an order and paid for a bracelet and earrings set on Etsy from a seller called The Millennium Bride on May 22, 2026. The earrings and bracelet set were delivered on June 1, 2026. After receipt of the order I didn’t like it and decided to return it. Despite multiple attempts to contact the seller on June 4th and June 9th for mailing label, I never received any response back from them.

      Finally the seller replied on June 11th stating she would email the return label but she never did. Luckily I kept the shipping envelope used to send the set label has not yet been sent to my email as I returned the order to the sellers PO BOX via USPS on June 13th. I emailed the tracking information to the and she confirmed receipt on Wednesday, June 17th. I waited to hear back from PayPal acknowledging the return and refunds would be executed. But instead PayPal tells me I owe them and need to make payments. Of course, I tried to reach PayPal but there are no way to reach them but thru chat. So I ignored the ‘request for payment’ emails figuring if they wanted money they would call me.

      A week later I got a call from PayPal. I explained to them why I was not paying because the item was returned. They said they would initiate an investigation but in the interim while they’re investigating to make a payment. A week later they decided their records were correct and the transaction was processed correctly. WHAT A JOKE. THEY DIDNT INVESTIGATE JACKSHIT!!! If they had really investigated the case based on all the documents I submitted to them, it would have been a different outcome. These sleazes didn’t even provide me with a letter outlining their investigation to substantiate how they arrived at their decision.

      Regardless I am not appealing this ‘kangaroo court’ decision because I have already wasted too much time on this BS but will no longer purchase from Etsy nor use PayPal. I will be closing my accounts with PayPal and Etsy. In addition, I will be posting negative reviews on PayPal, Etsy and the shady seller The Millennium Bride on all social media platforms.

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      Customer ServiceSales & MarketingPunctuality & SpeedBilling

      Reviewed July 19, 2026

      Bought a black T-shirt with biker art from an online company called Shein. It took forever to ship and all of a sudden a FedEx Tracking number showed it was in Oklahoma, and showed it was delivered. It was delivered to a completely different zip code, which should have been enough. The picture on the FedEx website was not my porch. PayPal sided with an obvious scam. I will keep PayPal to use between family members, but use a credit card for online purchases.

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      TechPriceRefunds & PayoutsStaffBilling

      Reviewed July 17, 2026

      Been a long time, Customer with PayPal only second to my credit cards as I can dispute those transactions. Up until recently there wasn’t an issue with PayPal while I’ve only disputed one and that was years ago, but hey. Paid for merchandise through PayPal that was shipped through from China. The only tracking number I got was a Chinese tracking number. The vendor states that it was transferred to the United States Postal Service. Anybody with half a brain knows that packages do not travel through the United States Postal Service without a United States Postal Service tracking number. When I informed PayPal that it had not been received, they refunded half and then declined the second half which I still don’t understand because both items were supposed to be in the same box.

      I provided them anything that I could, including my informed delivery that showed that I did not receive a package or that day nor was I expecting one. Yet they still sided with the vendor. Moore over the tracking number they provided me could not be tracked through the postal SERVICE PayPal’s genius idea was for me to go get a letter from the post office saying that they don’t use their tracking number. Yep, the dumbing down of humanity. Yep, it was only $40 but I had just started buying in the cryptocurrency and I chose PayPal for my platform so I think it cost them more than it did me because I withdrew everything I had and as soon as that money hits my bank account I will be closing my PayPal account and will never do business with them again.

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      CoverageMaintenance

      Reviewed July 17, 2026

      They deactivated my account because "They said" my Id wasn't full. Yet they have 2 mails for me and I didn't receive the request to fix it. Now I can't delete any information.

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      Customer ServicePunctuality & SpeedRefunds & Payouts

      Reviewed July 16, 2026

      Had an item I purchased on EBay and product has wrong description! Asked PayPal resolution dept to step in and it’s still not resolved 2 weeks later. Even though I returned the product to seller and provided all the info to PayPal. I had to pay for return label ! Their live chat and process is horrendous seems like the operation is in some 3rd world country! Disappointed.

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      Customer ServicePunctuality & SpeedRefunds & PayoutsStaffRates

      Reviewed July 15, 2026

      I had ordered several t-shirts from a company that is in another country. Up until recently, when I filed a complaint, it was fast and exhaustive. The PayPal experience was horrible. PayPal kept the communications between that company and PayPal, and since I had no idea what the company had said, there was no way I could find out what their problem happened to be at the time. I ordered a hoodie and 6 T-shirts. Since my shoulder size is larger than the average male, I needed the shirts in size 3XL. What I got was shirts that could fit maybe a 6th. I took pictures with my normal 3XL t-shirt, and I was told that there was nothing wrong. Sending the wrong size is definitely the wrong item that should have been sent. If I paid for a wrong-sized clothing item, I could either get a refund or get the correct size. Neither happened in this case.

      PayPal used to be an excellent company to deal with when dealing with items that one has to pay for in advance. When something is damaged goods that one cannot even get over their head without cutting, cutting it is damaged goods. Since I see that PayPal does nothing when someone complains, I can understand why they have a 1.3 rating. Seeing the responses, that is a bit too high for the new service that company has shown. Too bad one cannot put a zero rating for the new service model that they are showing. After 17 years, I will find a new service away from this company. Now to find other places so I can rate this company.

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      Refunds & Payouts

      Reviewed July 15, 2026

      I was cheated out of my money and PayPal allowed it to happen. I paid for a service but never used it and when I asked for a refund- they said everything was processed correctly and never refunded it.

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      Reviewed July 15, 2026

      PayPal has been ignoring me. I am trying to close my deceased brother's account and move whatever money he may have in there. I submitted death certificate, my court documents as executor over and over. They are holding up closing probate. Next step: I will close my account.

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      Punctuality & SpeedRatesTransparency

      Reviewed July 13, 2026

      Worked fine for a few weeks. Then suddenly I wasn't allowed to use my account. They won't give me a specific, clear reason why and only use vague general explanations. They refuse to let me appeal and aren't interested in hearing a valid reason for the thing they wont tell me I did. And they are making me wait to withdraw my funds.

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      Customer ServiceStaffTransparencyCommunication

      Reviewed July 12, 2026

      I hope PayPal is reading this very poor job PayPal is doing to their value customers. My case number **. To everyone who is dealing with the same issues with PayPal. It’s time for everyone to ban together. PayPal is not taking care of their American customers at all. Please read everything. I feel for everyone’s pain who has been hurt by PayPal‘s decision-making team overseas. This is an unacceptable denial of my claim. Paypal‘s final decision with no communication with me other than emails from AI ended on July 11, 2026 From your incompetent overseas third-party company!

      The short of my disappointment with PayPal. As well as reading other terrible reviews from other people we have all been having the same issues. Wake up Paypal. This company is destroying your long, great standing and trust of your customers. It all started back on June 9, 2026. I have been asking to speak to a supervisor here in the United States of America and I was told 4 times on the phone by the people in the Philippines they or AI will take care of any issue. I also asked in these emails which I feel I’m dealing with nothing but AI, letting them know in the emails if I was denied (not to make any decision without me having the opportunity to speak to a supervisor in the United States).

      Never in 19 1/2 years I’ve had issues with Paypal. I can’t speak to a United States supervisor. I’ve always been able to speak to somebody in the United States when the problem is that big and in this case it’s $1500 that was now I feel stolen from me from Paypal. I will do everything in my power to get the phone number and speak to someone at Paypal Located at 2211 N. 1st St., San Jose, CA 95131. Case Number ** now closed by your incompetent AI team. Communication has now stopped at their end and there’s no way for me to get in touch with them.

      This is a terrible job done by the team in the Philippines as well as AI. This is not acceptable and I’m not done with this issue. And I’m not going away. (A supervisor needs to call me.) You have my case number and you have my contact information. And if I do not hear from you, I will constantly be updating your lack of non-communication to long time, customers and believers of Paypal and Venmo who are the same company and handling customers with a third-party transaction team in the Philippines and AI who are handling your customers atrociously. Again, too much to unpack and discussing through emails. The bottom line is, I must speak to someone of the highest authority in supervise decision-making department in Paypal in the USA location at 2211 N 1st St, San Jose, CA 95131. If that information is even true on Google.

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      PriceStaffBillingRates

      Reviewed July 12, 2026

      I had never even heard of YOLO Brothers until I noticed recurring charges of $49.99 per month on my PayPal account. I never knowingly signed up for a subscription with this company, and I have absolutely no interest in astrology guidance or apps, which is the service they claim to provide. Discovering these charges was both confusing and frustrating. I spent hours trying to resolve the issue through PayPal, hoping they would help me stop the unauthorized recurring payments. Unfortunately, my experience with PayPal was just as disappointing. I was told that I was responsible for how the company obtained my payment information, and PayPal ultimately decided the dispute in the merchant's favor.

      As a result, I was left without reimbursement or meaningful assistance. Between the recurring charges, the time I spent trying to resolve the issue, and the lack of support I received, this has been an extremely frustrating experience. I encourage others to review their PayPal and bank statements carefully for any unexpected recurring charges. I am very disappointed that YOLO Brothers stole $200 dollars from me and equally if not more disappointed with how PayPal handled my case.

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      Customer ServiceTechPunctuality & SpeedRefunds & PayoutsStaff

      Reviewed July 9, 2026

      I have never been so frustrated with a company as I am with PayPal. Their customer service is slow to answer questions and they seem to not have enough knowledge to resolve issue of refunding money that belongs to you. All I wanted was the $55.95 that was issued to me by a company that was paying me for my services and Paypal would not release it. Chatted with assistance and they were no help and did not resolve the issue and then just logged off the chat line from me.

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      Customer ServiceMaintenance

      Reviewed July 8, 2026

      I've had a business account for 16 years and all of a sudden my autopay stopped working. Thus Cancelling my account with Google and I can't use PayPal anymore. I have money in it but can't access it and I have spent 6 hours on the phone with you and no one can correct the problem or escalate it to someone who can. Shame that 16 years history with a company ends like this. Bye bye!

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      Customer Service

      Reviewed July 8, 2026

      I purchased a Tai Chi workout from a seller in the Internet. At first I received Tracking from Pampalona, Spain. After not receiving the book, the seller send me a tracking number that I received it. I went to the post office and they told me the tracking number was bogus. I informed the seller and the sent me a new tracking number. I went back to the post office and they gave me a paper that showed a shipment from Ohio to Illinois. I confronted the seller and they said the package was lost. I asked for a replacement and they sent a tracking number that was the same as the original. After giving up, I escalated the complaint to PayPal. Believe it or not, they decided for the seller. In spite of the seller admitting that I never received it. Have robots taken over the complaint departments for PayPal? Poor customer service or non existence.

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      Customer ServicePricePunctuality & SpeedStaffBillingTransparency

      Reviewed July 7, 2026

      I have never dealt with a company that made such a simple problem so unbelievably difficult to resolve. My nightmare started when I reported fraudulent charges on my account. What should have been a straightforward fraud investigation turned into over a month and a half of phone calls, chats, emails, and hours wasted trying to get PayPal to do the right thing. I was transferred between departments, given conflicting information by different representatives, forced to repeat my story over and over, and constantly told to wait while nothing actually happened.

      PayPal's fraud department was completely ineffective. Instead of protecting their customer and resolving the fraudulent transactions in a timely manner, they dragged the process out for weeks while I spent countless hours chasing updates and trying to get someone to take ownership of the issue. In the end, PayPal didn't solve the problem. The only reason it was finally resolved was because I filed a complaint with the Consumer Financial Protection Bureau (CFPB). It should never take a complaint to a federal government agency just to get a financial company to properly handle a fraud case.

      After finally getting the fraud issue resolved, I decided I never wanted to do business with PayPal again and attempted to close my account. Even that became another frustrating ordeal. My account showed a negative balance of only $9.99, but PayPal refused to let me use any of the bank accounts, debit cards, or credit cards that were already linked to my account to pay it. The problem wasn't my payment methods—PayPal simply would not allow any of them to be used to clear the balance. I spent over an hour just trying to pay $9.99 so I could close my account.

      Think about that for a second. After spending more than six weeks fighting PayPal over fraudulent charges, I then had to spend another hour just trying to leave. No customer should have to fight this hard to resolve fraud, involve a federal regulator to get results, and then fight the company again just to close their account. This experience permanently destroyed my trust in PayPal. There are too many better payment services available today to justify dealing with this level of incompetence and customer service. I will never use PayPal again, and I strongly encourage others to consider alternatives.

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      Sales & MarketingPriceRefunds & PayoutsStaffResolutionFollow-Through

      Reviewed July 5, 2026

      I purchased 2 dolls that were advertised as being handmade dolls and I thought were made in the USA. When I received them, they were nothing as advertised and I wanted to return them. The packaging I received showed they were mailed from Texas. When I tried returning them, I was told they would need to be mailed to China. The cost to ship them to China would cost more than what I paid for them.

      I contacted PayPal for help, I was asked to send all these pictures of the dolls, which I did, and got no help whatsoever from PayPal. Ultimately they sided with the Chinese company and I had to pay. Now I'm trying to close my account with PayPal (I've been a member for 21 years), and they tell me I can't close my account. They have had a lot of other consumers complain about the same issue, and until they resolve it, they won't close my account. I've given them 1 month to finish their investigation or I will bring legal action to close my account. BEWARE OF PAYPAL.

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      Customer ServiceSales & MarketingBilling

      Reviewed July 4, 2026

      I have had PayPal for years. They sent me a letter saying I was approved for their cashback card, and it seemed like a good credit card. Within the first month, I was unfortunately scammed. I thought, no big deal, credit card companies deal with this all the time. I sent in the dispute and was denied. Appealed and was denied again. Their customer service and complaint team are BOTTOM TIER. I cancelled it immediately and will stick with Chase.

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      Customer Service

      Reviewed July 1, 2026

      I used PayPal for 18 years and find that they have decayed considerable. They are a service in name only, and in today's world why do we need them? Amazon? eBay? Both have better fraud protection than PayPal AND have real people that answer the phone. PayPal has AI Bots full of preprogrammed conversation that is irrelevant if you have a real problem. My chose to dump them, it has become an IT company with no real service.-

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      Customer ServiceSales & MarketingRefunds & PayoutsStaffTransparency

      Reviewed June 30, 2026

      I am having trouble believing PayPal is not a scam. They have the worst customer service. I have been trying to update my account with my current phone number. It will not let me. The IDIOTS in customer service say it is updated but when I try to update anything it wants to send a text to my old phone number. I HAVE BEEN TRYING TO GET THIS RESOLVED FOR 5 WEEKS. I can not get my money out and I believe that is how they like it. DO NOT USE PAYPAL UNLESS YOU ARE DESPERATE. THEY DO NOT CARE TO LISTEN!!!!!

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      Customer ServiceSales & MarketingPriceOnline & AppRefunds & PayoutsStaffBillingEase of Use

      Reviewed June 30, 2026

      PayPal is easy to use and comes in handy for the different app stores for the apps needed for your mobile phone. And for payments online. Yet, when you have a dispute, as in my case, you will never win. The software was delivered (Google Play). The problem is that the dispute option only gives you several possibilities. And for sure, the one you need is not among them. Thus, making it impossible to win the dispute (as they only check the main cause you reported. When that is not in line with what your dispute is about, you'll lose). Reapply impossible, as there are no new topics to choose from.

      I went from weekly payment for an app to the yearly payment. And the horror started. The app keeps saying there is an issue with my payment (probably because the developers didn't add the change from weekly to yearly automatically in their app). And I cannot use the app. I cannot contact their support, as the app keeps mentioning that there is a payment issue. I left them a bad review.

      PayPal only says the app is delivered. Yeah right. You get a confirmation email after the dispute has been denied. That is not a no-reply email. Yet it is. Because when you reply to this email, you are receiving an automatic reply that is from a no-reply email address (the first one isn't). No possibility to contact PP. No chat, no possibility to email and explain more about the issue. And this is probably where they count on. That people give up. Indeed, they should give up using PP. Sadly, there is no similar alternative. EU developers, wake up! Moreover, I use PP for being paid a part of my salary. The payout is extremely expensive, and the conversion (I live in the EU, I am paid in $) is terrible. Costs are high. No possibility to get easily in contact with their "support".

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      Customer ServiceStaff

      Reviewed June 29, 2026

      I have an extremely bad experience with PayPal. My account is restricted and funds are freezed for more than 2 weeks. My documents are verified and I have received a document verification email and that your account restrictions are removed. But I still can not do any transfer. At the same time, it's been extremely frustrating to reach out to their customer care, I have been trying to connect to a human agent and it took me one week. Now that I got a chance to chat to the human agent, he simply said, "We are reviewing your documents and will inform you," and directly closed the chat. Now I don't know what to do. This is extremely poor and pathetic.

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      Billing

      Reviewed June 26, 2026

      I've been with PayPal ever since they tried to get my bank account, now for the last time they used my secondary payment credit card, why have a primary or preferred card if they're going to use whichever one they want. I went into my account and deleted all my credit cards except for my preferred card, let's see them use another means of payment now!!! I tried to close my account with Serious Radio but there was no option, so I closed my credit card number and got another card, and with strict instructions not to pay serious radio, but they got my new card number,,, and guess from who???

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      PayPal author review by Tammy Burns

      PayPal was founded in 1998, and eBay acquired it in 2002. The company now has nearly 200 million active customers, and in 2015 the company hosted approximately 4.9 billion transactions. Customers in more than 200 countries can use the company’s services and hold money in their accounts in 25 different currencies. Consumers can use the service to transfer money to other individuals, pay bills, make online purchases, make donations and obtain financing.

      • Online payments: Consumers can use PayPal to check out on millions of websites. Those who are uncomfortable putting their credit card information on lots of different sites can pay with PayPal, ensuring their information is stored with a single company.

      • Credit: PayPal Credit is the company’s financing option, which lets customers have flexible payment options. It can be used online, in stores and even to send money to someone else. Availability is subject to credit approval.

      • App: Using the PayPal app, customers can make purchases in brick-and-mortar stores with their PayPal account, send money from their mobile device and check out with PayPal when shopping on their device. The app is available for Apple, Android and Microsoft devices.

      • Recurring payments: Consumers can use their PayPal account to set up recurring payments for subscriptions for a variety of services, including Spotify, Netflix, Angie’s List, match.com, ancestry.com and more.

      • Fees: Customers do not pay fees when they make a purchase with their PayPal account. When consumers send money to another individual’s PayPal account and use money already in their PayPal account or in a bank account linked to their PayPal account, there is no fee.

      by Tammy Burns Deputy Editor, Personal Finance

      A former finance phobe, Tammy now devotes her career to ensuring that people don’t make the same money mistakes she once did. Her work has appeared in Fortune, the Toronto Star, Advisor’s Edge, Greedy Rates, and Money Under 30. She joined ConsumerAffairs in 2023. Tammy studied magazine publishing at Toronto Metropolitan University and has a BA in psychology from York University, and her earlier journalism took her from editing law books to writing restaurant reviews to reporting live from the Eyjafjallajökull eruption in Iceland. A part-time digital nomad, Tammy calls Toronto home but has also lived in Chiang Mai, Prague, Glasgow and rural Crete.

      PayPal Company Information

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      www.paypal.com