Western Union Reviews

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About Western Union

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Western Union offers global money transfer and payment services. Established in 1851, it enables individuals to send money across borders, pay bills and purchase money orders, with services available in over 200 countries. Western Union combines physical agent locations with digital platforms to support personal and business financial transactions.

Pros
  • Quick and easy money transfers
  • Reliable service for urgent needs
  • User-friendly app and website
Cons
  • High fees for transactions
  • Inconsistent customer service
  • Technical issues with online service

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Western Union Reviews

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    How do I know I can trust these reviews about Western Union?
    • 4,823,214 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
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    Customer ServicePricePunctuality & SpeedStaffTimeliness

    Reviewed Feb. 11, 2026

    Their customer service is a complete bullshit. I made an urgent transfer that was supposed to be available to the beneficiary within 4-5 hours but wasn't. The next day, I called the customer service in order to cancel said transaction. I was told at first that the branch in charge of the cancellation will have it done by the end of the day. A few hours later, after verification it still wasn't the case. On my second call, I was told, said branch doesn't work during the weekend, it will take three working days to see the cancellation approved. Although unsatisfied, I was patient enough to wait. (What choice did I have anyway ?) So, fast forward to Tuesday, I receive an email apologising for the delay in services and reassuring me that they are reviewing my cancellation demand.

    Can you imagine that the next day, I instead receive a confirmation of the transaction? One, I have been trying to have cancelled since Saturday? When I contact the customer service again, I am in not so much words told that I am at fault and that Western Union doesn't have the capacity to cancel funds transfer from online account. Why wasn't I told that from the beginning though? A bunch of liars! YOU BETTER DELETE MY ACCOUNT ASAP!!!!

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    Customer ServiceSales & MarketingStaff

    Reviewed Jan. 17, 2026

    They advertise reward points that you can't use for discounts on online transactions because it just doesn't work and don't give you reward points for transactions that you make. This is false advertising and fraud. I have a little over 1100 points for more than a year and can't use them for discounts. Have made several transactions over the last year that I am to accumulate points for each transactions and never receive any additional points to my account. Chatting with them or phone calls lead you nowhere as no one can help you or answer questions about why they are defrauding people. Time for the FTC to investigate the scam they have going on.

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      Punctuality & Speed

      Reviewed Jan. 15, 2026

      I deposited $600 and later attempted to withdraw it, but the transaction failed due to error C1620. They cancelled the withdrawal themselves, yet are now holding my funds without any valid justification and refusing to return them. As a result, I am forced to pursue legal action through Small Claims Court to recover my hard-earned money. Do not trust this company — you could be taken advantage of as well.

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      Reviewed Jan. 13, 2026

      I sent money to my family who's In Cairo EGYPT and the Lady in Western Union Store # 19190 Asked them the sender ID. He don't have Rights to Ask them my ID copy, He have Right to Ask the Receiver ID and (MTCN) Number it's for me this things. First time do I have when I Send money to family Or friends I have to send my ID copy?

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      Customer ServiceContract & TermsSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceBillingRatesFollow-Through

      Reviewed Jan. 3, 2026

      Attempted to use Western Union to send just over $1500 to a different Country. First transfer sent was canceled by western union, but money was withdrawn from our account with a promise of a refund after my call, tried again, transfer was again eventually cancelled by western union but more money withdrawn. After hours on the phone, and close to 3 weeks in, we still don't have our money...

      Was given new MTCN # to pick up my own cash and waste 2 hrs of my time only to drive to 4 locations who either didn't have the $3100 or said their machines where broken. This company is holding our cash and this is completely unacceptable. Their resolutions team just skirts around the questions and keep saying funds are on their way. Now finally making my recent call and again trying to find our cash they said we would need to wait another 7 days for the cash to arrive back into our account. I had heard this promise twice regarding these transactions and no cash is ever refunded by western union. This once popular company is going downhill. Just give me back my money so I'm not wasting my time on this any further.

      Never pay from your account and better with credit card because they'll just keep it, cant believe this company is still allowed to operate. We had also received a promotion to send money through western union claiming zero fees for the first transaction but still got charged with a higherrate than originally shown. This service is a complete joke, go somewhere else, tons of great companies who don't live off your interest..

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      Customer Service

      Reviewed Jan. 2, 2026

      I had a minor issue with a transaction, Spoke with WU over the phone, the ** girl drove me crazy, I asked to speak to her supervisor, D ** came on the line and spent over 45 minutes. Bad experience… These guys force customers away. BTW, their English is very poor…

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      Customer ServicePunctuality & SpeedStaff

      Reviewed Dec. 10, 2025

      Absolute nightmare to deal with. I was swiftly blocked from sending money through Western Union (after “thorough review”, according to them) when I ACCIDENTALLY CLICKED THE WRONG QUESTION AT THE WALMART SERVICE DESK. After contacting their customer service, they had me fill out a form which I had to prove my identity, purpose of the transfer and proof of the funds. IT WAS A $60 TRANSFER!!! Was promised follow up within 3 days, didn’t hear a peep. Followed up on my own accord today and the rep told me to make an account and all my problems would go away. Glad I waited on hold for 20 minutes for that. Worst customer experience ever.

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      Customer ServiceResolution

      Reviewed Dec. 5, 2025

      I sent two different money transfer thru my Western Union app on the December 1st for 800 each and I was told it would take 48 hours. It is now 12-05-2025 and money money is still being held by western union and western union is telling me it's my bank and my bank is showing me where the money has been held by western union. I have called escalation department and fraud department. Western union is continuing to hold my money. Will not release my money. My name is David **. I have used this app for over a year. I live in the us and my wife lives in honduras. I called the fraud department to confirm the money wasn't.

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      Sales & MarketingOnline & App

      Reviewed Dec. 1, 2025

      This is the worst money transfer service I have used. 4 days and still hasn't reached the recipient. I answered verification questions 2 days ago and was told to give it 1-2 days, but still nothing. I tried to cancel but the app won't cancel. With Remitly my transfers reached in less than 1 minutes. Never using this service again. These people are stuck in the 90's. Someone should tell them in 2025 transfers are almost instant. Don't waste your time with this company.

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      Customer ServicePriceRefunds & PayoutsStaff

      Reviewed Nov. 26, 2025

      I went into Walmart on October 15 in Atlanta to transfer money to Fidelity Bank. I used the account number & routing number Fidelity bank gave me. The bank never received the money. Today is November 26. They finally issued a Refund after all this time. I went to the office on University Ave. The customer service agent told me she couldn't see the expiration date on my Identification card. The cheap piece of plastic that DMV gave me tore and the expiration date is missing. My current bank account at Chase is currently overdrawn. What does the expiration date have to do with my identity?

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      Western Union author review by Tammy Burns

      Western Union (WU) was founded in 1851 as an American telegraph company, and it began offering money transfer services in 1871. Now, Western Union is one of the world’s largest and most well-known money transfer companies. In 2015, it facilitated the transfer of more than $150 billion. It offers consumers and businesses options for sending and receiving money both domestically and internationally.

      • Fee tool: Consumers can use the fee estimator on WU’s website to see how much it will cost to send money to someone else online, in person, over the telephone or through the WU app. The tool will also show consumers how long it will take for the funds to be available to the recipient.

      • App: The Western Union Money Transfer app, available for both iOS and Android devices, allows consumers to send money directly from their mobile phones. Money can be sent to other individuals or be used to pay bills at select businesses.

      • Rewards: The My WU rewards program lets customers earn points for money spent on transfer fees. Rewards points can be used to make free transfers, enroll in select Udemy online courses or make matched donations to the Western Union Foundation.

      • NGOs: Western Union partners with the Clinton Global Initiative to help non-governmental organizations (NGOs) get money to individuals around the globe who do not have access to traditional financial institutions. In some locations, funds can be sent to users’ mobile wallets.

      • Refer-a-Friend: The Refer-a-Friend promotional program rewards customers who invite others to use Western Union. The first time the invitee sends money, both the original customer and the new customer receive a $20 Amazon gift card.

      by Tammy Burns Deputy Editor, Personal Finance

      A former finance phobe, Tammy now devotes her career to ensuring that people don’t make the same money mistakes she once did. Her work has appeared in Fortune, the Toronto Star, Advisor’s Edge, Greedy Rates, and Money Under 30. She joined ConsumerAffairs in 2023. Tammy studied magazine publishing at Toronto Metropolitan University and has a BA in psychology from York University, and her earlier journalism took her from editing law books to writing restaurant reviews to reporting live from the Eyjafjallajökull eruption in Iceland. A part-time digital nomad, Tammy calls Toronto home but has also lived in Chiang Mai, Prague, Glasgow and rural Crete.

      Western Union Company Information

      Company Name:
      Western Union
      Website:
      www.westernunion.com