UnitedHealthCare Reviews

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About UnitedHealthCare

Pros
  • Helpful customer service
  • Quick claims processing
  • Comprehensive coverage options
  • Affordable premiums
Cons
  • High out-of-pocket costs
  • Frequent claim denials

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UnitedHealthCare Reviews

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    How do I know I can trust these reviews about UnitedHealthCare?
    • 4,874,919 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
    Customer ServiceTech

    Reviewed May 7, 2026

    Despite having had every possible diagnostic test, AND being diagnosed with severe aortic stenosis, UHC denied my doctor's pre-auth request for a heart cath/stent. Also denied multiple appeals from both me and my provider. This has been going on for weeks. I asked UHC today for the phone number to their executive appeals office and they actually said "they don't talk to members". WTAF?

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    TechStaff

    Reviewed May 7, 2026

    I have been trying to get a network provider specialising in psychology for over 2 months. The UHC site has numerous names, not one has had a referral approved as "out of network" even though they are clearly indicated as in network. My PCP has assisted and cannot understand your failure to provide services. Why do you show providers that are useless as they are never authorised for referral? I am past urgent stage, I am in crisis! No one cares! Antonio **, member id **.

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      Customer ServicePriceStaffBilling

      Reviewed May 7, 2026

      Coding medical bills incorrectly and after many phone calls, plus writing to the company, absolutely nothing resolved! Many primary doctor visits coded incorrectly with Cleveland Clinic! Cleveland Clinic charges a facility fee, and United does not understand this charge. Each representative I speak with is in a different country, and most are not at all helpful. This was a great company until 2025, and now the worst customer service!

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      Customer ServiceRefunds & PayoutsStaff

      Reviewed April 28, 2026

      United HealthCare is not a company I would recommend anyone. Customer service is not helpful at all. Most are clueless and don’t know anything. UCard benefits is very low. Who wants $45 every 3 months (which equals to $15 a month). I don’t bother getting from UCard Benefits. United Health Care has High Co Pay for seniors.

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      Customer ServiceCoverageSales & MarketingOnline & App

      Reviewed April 28, 2026

      The worst customer service you could receive. You're provided with numbers on the app and you call and they nowhere. You can’t even get simple simple information you need. You’re being transferred and given different numbers to call and no one can handle the call. The process is horrible. Coverage is horrible. It’s a disappointment that Texas has to use UnitedHealthCare as one of their marketplace.

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      Customer ServiceHonesty & Transparency

      Reviewed April 28, 2026

      They have the worst customer service. They lied. 6 calls just to get my PCP changed. And every time I spoke to them, I was lied to and was told it was changed. Was told they would send me a new card, and I called this morning and nope, they haven't sent it.

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      Coverage

      Reviewed April 27, 2026

      The most corrupt medical insurance in Washington DC and New York. Americans must avoid these corporate ruthless reckless criminals because they will murder you and your family. Pathetic ** abusers.

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      Customer ServiceStaff

      Reviewed April 24, 2026

      So disappointed in UHC website and app. Both are no longer able to give information about doctors, dentists, or blood labs. Have to call each and every time. It's was never like this. I have had UHC from when I was employed to switching to Advantage Medicare for over 6 years. Plus my husband was on UHC for long term care that was from 2023 to his passing in 2025.

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      Customer ServiceCoverageStaff

      Reviewed April 24, 2026

      Bad, really bad. I call 877 977 8812 for Prior Auth, everybody ignored me, and transfer me for 3 days with no result, Luna, Ashely, James, Maribel and 4 more person but anybody cooperate with 1 Prior Authorization. The owner of insurance UHC choice plus 2 are really upset because the insurance only get the money but anybody can help in the insurance

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      Customer ServiceContract & TermsCoverageTechPrice

      Reviewed April 22, 2026

      UHC was one of the best providers out there. Until this year. They moved one of my requires from a Tier 1 to a Tier 3 costing me an additional $2000 yearly. This was without any notice. Also a OTC is now not covered. Poor response for justifying also.

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      UnitedHealthCare author review by Joseph Burns

      UnitedHealthCare is the largest single health care carrier in the United States. It currently covers approximately 70 million Americans and contributes large amounts of money to medical research every year.

      • Lots of options: UnitedHealthCare provides a wide range of plan options for individuals, families and employers.

      • Offers Medicaid plans: Low-income consumers may be able to get Medicaid insurance through UnitedHealthCare.

      • Offers Medicare Advantage plans: Seniors may be able to get their Medicare insurance through UnitedHealthcare’s Medicare Advantage plans.

      by Joseph Burns Health Insurance Advisor

      An independent journalist, Joseph Burns is the health insurance topic leader for the Association of Health Care Journalists and contributes to AHCJ’s Covering Health blog. He has also written about health policy and the business of health care for a wide variety of publications, including Healthcare Finance News, Hospitals & Health Networks, Managed Care magazine, Ophthalmology Management, TaxACT.com, and The Dark Report.

      UnitedHealthCare Company Information

      Company Name:
      UnitedHealthCare
      Website:
      www.uhc.com