United American Insurance

I like United American. Their customer service has been somewhat of a problem but it’s not one that I can’t deal with. Once they sign you up, you never hear from them again. Now, each year, I request out of their office an update on comparison shopping, which they send to me. And then, they highlight, “Stay with”. They make that recommendation. But at one time, when I first signed up with United American, I had both health and pharmaceutical. At that time, I was taking a medicine and United American dropped it. They would not cover it so I had to find another insurance. I ended up going to an outside broker and almost canceling all my insurance with my broker because they didn't follow up. The rep finally came to my house and got it all straightened out and I ended up going with SilverScript on pharmaceutical.

When I was working, there was a fellow that had this plan for his mother, and he sold it. He told me that it was very good and you'll never get a bill. He explained the whole process so I bought it. The couple of times I've talked with the representatives, I've never had a problem. They’ve been able to answer my questions that they didn't know they would find out. So far, I've had them several years, and I've never gotten a bill. I've been in the hospital a couple of times.

United American has made going through them so easy. Sometimes, I get their payment sooner than Medicare's. Also, I can pay them by the year, quarterly, or half of it. And they let me know in plenty of time when I have to pay. One time, I skipped and called them. They said "okay", and they put me back on. I have been with them for many years since I was 65. I'm 88 now. They take care of everything. I have nothing but good things to say about them.

United American has been great, because otherwise, I really couldn't afford my medical care. I was pretty bad off when my mom helped me sign up for United American. The guy from the insurance agency drove up. I was living out in California at that time, and he drove 50 miles to our house.

We've been with United American Insurance for 30 years and so far, we haven't had any problems.

Any time we've looked to use the insurance, we've never been told no. Since everything's been going all right, we haven't had reason to change providers.

We've been with United American Insurance for many years and they take care of all of our insurance such as homeowners, car, and health. My wife and I are both on Medicare. They've been excellent and every year, they go through a review of all the insurance. The rate is definitely affordable. We're very happy with United American Insurance.

My husband worked for a bank and we had a life insurance policy through them. When he retired, the bank dropped the retirees that had earned that right for paid for insurance. They put us with an insurance agent to represent getting us new insurance. We did supplemental insurance through United American Insurance. I had a heart attack in November and I paid $92, so far. I found that I get statements monthly as to what's been paid out. My insurance agent told me that I was going to be extremely happy that this is one of the best insurance policies out there.

United American carries our secondary Medicare insurance. Compared to the one we had before, United American is superior in every way. Their monthly premiums are a bit high as a secondary carrier for Medicare. But I've had lots and lots of medical issues since I went on Medicare when I was 65 five years ago, and I have never received a bill from them. They've covered everything secondarily that Medicare didn't pay. They keep us up to date on what the charges and everything is going through. That's been paid.

Applying was relatively easy.