United American Insurance
3700 S. Stonebridge Drive, Dallas, TX
About United American Insurance
United American Insurance was founded in 1947 on four core values: stability, service, quality and commitment. Today, United American Insurance offers life insurance, cancer and critical illness insurance and Medicare Supplement Insurance policies. The premiums for its whole life policies never increase. The company works with local and home office agents to sell policies.
Overall Satisfaction Rating
- 5 stars
- 4 stars
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- 2 stars
- 1 stars
Pros
- Nationwide coverage
- Strong critical illness policy
- Several Medicare supplement choices
Cons
- Limited selection of policies
- No online or live support
Bottom Line
United American offers Medicare Supplement Insurance and has limited policy choices for other insurance types, including life insurance and supplemental cancer insurance. It's available all throughout the U.S.
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We’ve been happy with United American. Every time I take my mother somewhere, United American is accepted no matter where it is, and I don’t have to deal with referrals. Anything ...
Read full reviewI’ve been with United for about 30 years… They’re just a wonderful company and I will have them for the rest of my life. I love them. They take care of whatever if there’s any nee...
Read full reviewWhat is United American?
United American is a nationwide insurance company that offers Medicare Supplement Insurance, life insurance and supplemental cancer, accident and critical illness policies. Because its Medicare Supplement Insurance is accepted by all providers who take Medicare, it has no provider network. Policyholders can use United American in any state.
United American offers guaranteed renewal for Medicare supplemental policies as long as you pay the monthly premium on time. Its accident policy provides either a lump-sum payment or hospital stay coverage for up to 25 weeks. Its cancer and critical illness policies feature a lump sum for medical expenses at the patient’s discretion. Its critical illness policy is a good option for those with a personal or family history of major illness.
How does United American work?
United American offers insurance to groups and individuals in all 50 states and Washington, D.C. Its local agents work with customers to select appropriate and affordable coverage. It offers individual Medicare Supplement Insurance, life insurance and supplemental policies for cancer, accident or critical illness, as well as group retiree health policies for employees and unions.
The company offers Medicare supplement policies A, B, D, G, K, L, N, C and F, but plans C and F are available only to those eligible for Medicare prior to 2020.
United American rates
United American’s supplemental Medicare policy costs vary from state to state and according to individual factors (e.g., gender and age). While you can request a customized rate, in general, monthly costs range from $80 to $200. Plans with copays or high deductibles have lower monthly premiums than other comprehensive plans.
United American Insurance FAQ
Where is United American available?
What kinds of insurance does United American offer?
Who owns United American?
How do I apply for Medicare with United American?
Is United American Insurance worth it?
United American provides a variety of insurance policies at several price points. If you’re looking to buy Medicare Supplement Insurance, you’ll probably find coverage that fits your needs and your budget with United American. For those who wish to purchase more than one type of policy, such as a Medicare supplemental policy and life insurance, United American offers fewer options than other companies.
United American Insurance Reviews
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We've had a United American Insurance policy for a long time, and the coverage has been excellent. It's like someone sweeping then someone picking up the filings with a magnet. It's very complete. We also get the mailings showing what has been paid. At one time, we had a rep, but I have never had to call customer service, because everything seemed to be always completed. Ever since we went on Medicare, we've enjoyed the service, and we've never had any reason to even contact anyone. UAI is fabulous, and I'd recommend it to anyone. It's not inexpensive, but when it comes right down to it, it's worth every penny. I just had some major surgery and I haven't seen a bill from it.
Gerald, thank you for your feedback regarding your experience with United American! We appreciate you choosing UA for your supplemental health coverage and we look forward to serving you again in the future.
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We were with Cleveland Clinic and when they stopped taking HMO, United American Insurance was there to pick up the pieces. I've had them ever since and they've always been extremely good with me. When I asked them a question, they gave me an answer. They've been fair too and I have never had anybody question me. All this time, I've had three back surgeries and two other major surgeries. I've never had them deny a claim that I had to go back for.
Sometimes United American Insurance is a little more expensive than HMO. But they have the same things as an HMO. I had to have my eyes examined and they do a refractory that insurances don't pay for. A gentleman went too and he had insurance for the eyes. He gave a card and was told, “We're sorry, we don't take that anymore because they don't pay their bills.” I have never had anyone tell me they wouldn't take United American Insurance.
Marilyn, thank you for your feedback regarding your experience with United American! We appreciate you choosing us for your supplemental health insurance and we look forward to serving you again in the future!
My husband worked for a bank and we had a life insurance policy through them. When he retired, the bank dropped the retirees that had earned that right for paid for insurance. They put us with an insurance agent to represent getting us new insurance. We did supplemental insurance through United American Insurance. I had a heart attack in November and I paid $92, so far. I found that I get statements monthly as to what's been paid out. My insurance agent told me that I was going to be extremely happy that this is one of the best insurance policies out there.
Nancy, thank you for choosing United American! We hope and pray you are doing well and are glad we delivered the excellent service you deserve and expect. We sincerely appreciate you choosing United American and we look forward to serving you in the future!
I like United American. Their customer service has been somewhat of a problem but it’s not one that I can’t deal with. Once they sign you up, you never hear from them again. Now, each year, I request out of their office an update on comparison shopping, which they send to me. And then, they highlight, “Stay with”. They make that recommendation. But at one time, when I first signed up with United American, I had both health and pharmaceutical. At that time, I was taking a medicine and United American dropped it. They would not cover it so I had to find another insurance. I ended up going to an outside broker and almost canceling all my insurance with my broker because they didn't follow up. The rep finally came to my house and got it all straightened out and I ended up going with SilverScript on pharmaceutical.
I've had a lot of people say that I ought to go with that one that is pushed by AARP and I tell them that I've never had a problem with my medical. United American is very good. Sometimes, Medicare won't pay but the plan does. So, my monthly is atrocious. It's up to 300 and some dollars a month for coverage. It's horrible. But I don't know what else to do because I do know that if I land in the hospital, I'm covered. I couldn't ask for better insurance as United American.
Barbara, thank you for choosing United American! We sincerely appreciate the trust you’ve placed in our company for your supplemental medical protection. Our goal is to always provide prompt and courteous service to our policyholders and listening to your feedback will help us do that more efficiently. We look forward to serving you in the future!
At first, the insurance company wouldn’t pay for any prescription. But now, my insurance agent went back and refiled my claim. I also had to go back and pay some back penalty. But currently, I have United American Insurance Company paying some of my medicine for me. My agent suggested I carry that particular policy and he liked it really well. He also had very good luck out of it. I really like the company and I have no difficulty with them whatsoever. If I have any problem, I go through my agent, then work with him to further disclose anything I might have a problem with. I pay them annually with one check for the whole year and I want to continue to do that. Some of the other companies want you to pay it monthly and that’s hard.
Don, that’s what we’re here for! We’re happy to know we’re providing the best service possible! Thank you for taking the time to let us know how we’re doing.
The application process with United American wasn't too difficult. We just sat there and did it. The company does a fine job.
Stephen, thank you for your feedback regarding your experience with United American! We appreciate you choosing UA for your supplemental health coverage and we look forward to serving you again in the future.
I'm very satisfied with United American. So far, so good. I used it pretty well 'cause I had back to back surgery this past year and so far, I didn't have any problem with the billing. I like it.
Aida, thank you for your feedback regarding your experience with United American! We appreciate you choosing UA for your supplemental health coverage and we look forward to serving you again in the future.
Their coverage is great and their customer service is always excellent. It also has a great price. I have recommended it to friends.
Michael, thank you for your feedback regarding your experience with United American! We appreciate you choosing UA for your supplemental health coverage and we look forward to serving you again in the future.
I got the supplementary Medicare from United American. It was easy to sign up with them.
Fran, thank you for your feedback regarding your experience with United American! We appreciate you choosing UA for your supplemental health coverage and we look forward to serving you again in the future.
The coverage compared to our previous insurance company was basically the same, but United American was not too expensive. Right now, everything's been fine.
Martin, thank you for your feedback regarding your experience with United American! We appreciate you choosing UA for your supplemental health coverage and we look forward to serving you again in the future.
United American Insurance Company Information
- Social media:
- Company Name:
- United American Insurance
- Address:
- 3700 S. Stonebridge Drive
- City:
- McKinney
- State/Province:
- TX
- Postal Code:
- 75070
- Country:
- United States
- Website:
- www2.unitedamerican.com