
United American Insurance Company Reviews
3700 S. Stonebridge Drive, Dallas, TX
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About United American Insurance Company
United American Insurance Company was founded in 1947 on four core values: stability, service, quality and commitment. Today, United American Insurance Company offers life insurance, cancer and critical illness insurance and Medicare Supplement Insurance policies. The premiums for its whole life policies never increase. The company works with local and home office agents to sell policies. Globe Life Insurance Company of New York, along with United American, operates as a wholly-owned subsidiary of Globe Life Inc., with both divisions primarily focused on the sale of Medicare supplement policies.
- Nationwide coverage
- Strong critical illness policy
- Several Medicare supplement choices
- Limited selection of policies
- No live, online support
Helpful Reviews
What is United American?
United American is a nationwide insurance company that offers Medicare Supplement Insurance, life insurance and supplemental cancer, accident and critical illness policies. Because its Medicare Supplement Insurance is accepted by all providers who take Medicare, it has no provider network. Policyholders can use United American in any state.
United American offers guaranteed renewal for Medicare supplemental policies as long as you pay the monthly premium on time. Its accident policy provides either a lump-sum payment or hospital stay coverage for up to 25 weeks. Its cancer and critical illness policies feature a lump sum for medical expenses at the patient’s discretion. Its critical illness policy is a good option for those with a personal or family history of major illness.
How does United American work?
United American offers insurance to groups and individuals in all 50 states and Washington, D.C. Its local agents work with customers to select appropriate and affordable coverage. It offers individual Medicare Supplement Insurance, life insurance and supplemental policies for cancer, accident or critical illness, as well as group retiree health policies for employees and unions.
The company offers Medicare supplement policies A, B, D, G, K, L, N, C and F, but plans C and F are available only to those eligible for Medicare prior to 2020.
United American rates
United American’s supplemental Medicare policy costs vary from state to state and according to individual factors (e.g., gender and age). While you can request a customized rate, in general, monthly costs range from $80 to $200. Plans with copays or high deductibles have lower monthly premiums than other comprehensive plans.
United American Insurance FAQ
Where is United American available?
United American is available in all 50 states and Washington, D.C. Its Medicare coverage is accepted nationwide by all doctors who take Medicare.
Globe Life Insurance Company of New York, along with United American, operates as a wholly-owned subsidiary of Globe Life Inc. United American is not based in New York it is not licensed to write policies there. It is common for insurance companies to have separate New York divisions because of the state's insurance regulations requiring companies to maintain a distinct entity within the state to comply with local laws and oversight from the New York Department of Financial Services (DFS).
What kinds of insurance does United American offer?
United American offers Medicare Supplement Insurance, life insurance and cancer, accident and critical illness insurance.
Who owns United American?
Globe Life Inc., a publicly traded insurance holding company, owns United American Insurance.
How do I apply for Medicare with United American?
You can apply for Medicare with United American Insurance through a local insurance agent. To request a consultation with an agent, visit the company's website.
Still have questions?
Is United American Insurance worth it?
United American provides a variety of insurance policies at several price points. If you’re looking to buy Medicare Supplement Insurance, you’ll probably find coverage that fits your needs and your budget with United American. For those who wish to purchase more than one type of policy, such as a Medicare supplemental policy and life insurance, United American offers fewer options than other companies.
United American Insurance Company Reviews
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United American Insurance Company Company Information
- Social media:
- Company Name:
- United American Insurance Company
- Address:
- 3700 S. Stonebridge Drive
- City:
- McKinney
- State/Province:
- TX
- Postal Code:
- 75070
- Country:
- United States
- Website:
- www2.unitedamerican.com
