GEICO Reviews

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About GEICO

GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.

Visit www.geico.com
Pros
  • Affordable policies
  • Several discount options
  • Intuitive website and app
Cons
  • Can be pricey for high-risk drivers
  • Few local agents

GEICO Reviews

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    Page 8 Reviews 1065 - 1265
    Verified purchase
    Customer ServiceRefunds & PayoutsMaintenance

    Reviewed Aug. 5, 2020

    Can your office stop Geico deceptive practices and correct their negligence? Beware of Tyler ** and his boss. Tyler will not answer your questions in details or tell you what your claims number is and won't return emails. He will take your money and don't explain estimate policies before he tells you to take your vehicle to Geico's repair shop for and estimate only. His boss don't return messages and leaves customers hanging to dry.

    1. A Geico customer hit my vehicle and was cited as wrongfully turning into my vehicle. 2. Geico had me bring my vehicle to their shop called Service King (SK) in Baytown for an estimate. 3. I drove my 05 Ram to (SK). 4. (SK) told me I had to leave the vehicle with them as Geico requested to do the estimate. 5. I was texted that Geico paid Service King $92.00 to dismantle my vehicle. 6. When I told (SK) I wanted to pickup my vehicle, (SK) told me I had to pay (SK) to reassemble the vehicle or I could tow it off their property if Geico allowed.

    7. When I went to get the vehicle I asked (SK) for all the parts, screws, and everything that goes with the vehicle. (SK) told me it was in the camper. I told (SK) that the camper was locked and (SK) did not have a key for the camper.. (SK) said that they got in any way. I reported that the camper was broken into while at (SK) but (SK) did not reply. (SK) did not return all the parts and damaged the camper by forced entry and took the jack, lug wrench, jack box and stripped the stud threads and lock nut on the front left wheel.

    8. I towed the vehicle at my expense. 8A. Geico continue to cause me undue hardship as Geico is refusing to reimburse me for everything Geico caused to go wrong. Geico refusing to pay for the damages. 9. When I began inventory fo the parts I reported to (SK) and Geico that the fender, grill, screws were missing, the hood latch bar missing, the left front tire studs and the lock nut were stripped, the camper was forced open and the camper locks are damaged, and my jack, jack box and lug wrench were missing. (SK) did not reply to that but (SK) said they were working for Geico. What can I do to get fairness?

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    CoverageSales & MarketingPunctuality & SpeedRefunds & PayoutsBillingRates

    Reviewed Aug. 4, 2020

    In the beginning of the pandemic, nearly every insurance company gave an immediate percentage discount or credit of up to 3 months. We were informed we would get a credit on our policy at renewal time in July. We thought it odd that Geico would wait so long to give credits. We got a credit July 1st and didn't have to pay for insurance that month. In the month of July they said they were going to increase our insurance $629 to $740 per month which would have wiped out any Covid savings.

    We switched insurance companies starting August 1st because State Farm had actually lowered insurance premiums. Then on August 1st we received a bill from Geico saying that since we didn't renew for 6 months, they are taking back the credit and that now we owe them. It's a complete scam because they significantly raised the rates to cover the Covid credit. It's the biggest bait and switch I've ever seen. So, while nearly every auto insurance gave back due to lower insurance claims, Geico was busy figuring out how to keep all of their revenue plus all the profits from significantly lower insurance claims. I will never do business with Geico again.

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    Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaffTransparency

    Reviewed Aug. 4, 2020

    We have experienced a tremendous amount of frustration, disrespect, and carelessness about the safety and time of us and our family during our most recent auto claim with GEICO. We filed a claim or a damage to our car that we believe occurred by an act of nature. There were many issues that made us really frustrated and disappointed. GEICO spent almost 10 days inspecting the car and investigating the claim because a change in the policy deductible that was made two to three weeks prior to the incident. After wasting 10 days they first suggested examination under oath to be scheduled almost 25 days after we filed our claim. We were not still clear why exactly GEICO investigators were intending to examine under oath, despite the fact that we already answered all of the questions their investigators asked us in a recorded (and un-recorded) lines multiple time.

    We were asked the same questions repeatedly, and every time we patiently answered all of the questions with the best of our knowledge. We spent significant amount of time with their investigators on the phone to ensure that we provide whatever reasonable information they require. But unfortunately, they were very unreasonable, irresponsible to our safety and time, (and sometimes very disrespectful to us) and failed to provide any reasonable explanation for why examination under oath is necessary given the fact that we thoroughly answered all of their questions to the best of our knowledge, and we had nothing else to add. They should have been able to determine how and when the incident occurred.

    It looks like GEICO has a very convoluted system and their team does not even know what the process is and how they should handle our claim or maybe they systematically mistreat their customers this way to evade from their responsibility to provide service to their customers when they are in need. Especially, their investigators and inspectors did not pay any attention to our concerns and frustration about the fact that we need our car to be repaired as soon as possible because it is not safe to drive a car with a broken windshield. This is a human safety issue and GEICO team had to take it very seriously. The proposed timeline of additional 15 day (on top of the 10 day they have spent) for just moving to the next step (examination under oath) was not reasonable for us, as our vehicle was not safe to drive because of the broken windshield. It had to be repaired as soon as possible to be safely operational.

    This was in addition to the fact that this vehicle is leased, and our lease contract expires soon and we need to return the car. Then finally, after our numerous follow-ups and calls to multiple departments, they totally changed their decision and told us over the phone that examination under oath is no longer required and they will apply our old deductible because they believe there were no storm during the first three weeks of July in the area we drove our vehicle. However, there were reported storms in that area in that time frame. GEICO did not provide any further explanation or notification on why they applied our old deductible when there were reported storms in the timeframe that our vehicle may have been impacted and what evidence they used as the basis of their decision to apply our old deductible. GEICO has done everything in their power to not cover the damage to our car that should have been covered under our contract with them.

    Our other concerns include: The broken windshield has not been reflected on the inspection report they provided to us even though we specifically pointed it out to the inspector on day 1. After 10 days GEICO suggested to file a new claim. The broken windshield is even visible in the pictures enclosed to the inspection report from the vehicle inspection on day 1. Also, in the inspection report our deductible is low, but they increased it with no formal and reasonable explanation. We’ve called GEICO several time. When agents on the phone connected us to the related people in different departments, they didn’t even bother to pick up the phone and when we left voice mails, and most of them did not even return our numerous calls.

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    Punctuality & SpeedStaffBillingRates

    Reviewed Aug. 3, 2020

    Got good rates with multiple male teenage drivers in the family. Forgiveness for first at-fault accident is provided (essential for teens!). Good service and quick payments for not-at-fault accidents.

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    Customer ServicePriceRates

    Reviewed Aug. 3, 2020

    I filed a glass claim, it was very simple. Their prices a reasonable and they are not terribly difficult to get on the phone. I do not know how they treat their customers who file a claim for other than glass.

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    Customer ServiceCoveragePriceStaffRates

    Reviewed Aug. 3, 2020

    GEICO is the only insurance company I know of that offers mechanical breakdown as part of the policy for new cars. It duplicates what is there during the initial warranty but is so low cost that if you plan to keep the car past the warranty period, it just makes sense. I never thought I'd need it, but the sensors on my Mercedes went out after the term of the warranty. The cost of the mechanical breakdown came to under $100 per year with a $250 deductible. The cost of the sensor replacement would have been about $1800 without this feature of the policy. Work was done at the dealership and my service rep indicated no problem with labor rate or anything else. The work was approved faster than either of us expected.

    Customer Service was great. Although I (fortunately) have never needed to claim anything other than this and glass repair, I'm sure the experience for any repairs would be equally as easy. The premium has been less or equal to any quotes I've gotten for comparable coverage (minus the mechanical breakdown). In short, I'm a happy camper.

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    Customer ServiceRates

    Reviewed Aug. 2, 2020

    We have had Geico for about twelve years and in that time one car was totaled and another car was in a fender bender. Both times Geico stepped up to the plate and gave us superlative customer service. They have the Lowest rates and they gave us a rebate during COVID. Highly recommend!

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    Staff

    Reviewed Aug. 2, 2020

    I was hit by a driver who told the police I illegally passed him. I received an "improper passing" ticket. Due to the nature of many issues of that incident, I decided to voluntarily fight the ticket. My ticket was dismissed in Fort Lee, NJ court TONIGHT (July 22, 2020). GEICO, on the contrary decided that I was at fault back in Feb. knowing that I had a pending court hearing (months before the court dismissed my case). I had two appearances and the judge made his decision based on the facts because it was NOT my fault.

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    PriceRates

    Reviewed Aug. 1, 2020

    This company is raising my rate every 6 months, and they don't pay the policy in full. I am still owed my deductible for over 2 years now.

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    Customer ServiceCoverage

    Reviewed Aug. 1, 2020

    I recently switched over to Geico from AAA insurance. I saved a little over six hundred dollars for my homeowner's insurance without losing any of the coverage. In fact, I gained a little in the area of dwelling replacement/rebuild. For my vehicle insurance, I saved approximately two hundred dollars, without losing any coverage. Customer service was definitely better than AAA. Martin (lizard) saved me money with both vehicle and homeowners, so I have no complaints. All I can say is, DO YOUR HOMEWORK!!!

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    Sales & MarketingPriceOnline & AppRates

    Reviewed July 31, 2020

    They increased my rate and I decided to opt our for the next 6 month. As soon as I did cancel my renewal, they denied my access to the website and the app. Also they charged me 115$ because they said they have credited my account because of the COVID before. I signed to another company and I am paying much less. Made a big mistake to be their customer. I was also refused to talk to a supervisor.

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    Customer ServiceCoverageSales & MarketingStaffBilling

    Reviewed July 31, 2020

    I've had Geico auto insurance over 30 years, and I have found they are the easiest to deal with. Online or mobile app, it makes managing my payments and policy easy, you can print an ID card online or just open it up on the mobile app, customer service reps are the nicest I've ever dealt with, and if you ever need help, they answer right away 24/7.

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    PriceStaff

    Reviewed July 31, 2020

    While the company seems friendly, it's a different story if an accident occurs. I took a high deductible in order to have a somewhat reasonable premium. I recommend searching carefully before choosing.

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    CoverageRefunds & PayoutsStaffRates

    Reviewed July 31, 2020

    GEICO is the only insurance I have used since I started driving. It is great with paying claims on it. However, they don’t offer any great incentives like “good grades” or “no accidents”. We also like the fact that we can bundle our home and vehicles with them, however, rates keep going up! The rates for teenage drivers are ridiculous, like double what we pay for my husband and I!

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    CoverageRefunds & PayoutsLoan Process

    Reviewed July 30, 2020

    My husband died in 2018. He had loaned our camper to my brother-in-law. Brother-in-law refused to give it back. I went there with the police and the police said they could not force him to give me my camper back. I finally had someone pick it up from him when he wasn’t home i.e. repo and it is completely destroyed. Currently suing Geico because they’re telling me they won’t cover the damages that I should’ve been maintaining the camper. Well the definition of theft in the Florida statute is knowingly having something that does not belong to you and not returning it. So it should be considered a theft or vandalism claim. I have had to fight with them for so many different things it’s unreal.

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    CoverageSales & MarketingPricePunctuality & SpeedStaffRates

    Reviewed July 30, 2020

    I have been with Geico for years. No one else can give me the service and discounts like they have. Reps have outstanding bedside manner and my life is worry free. They have great commercials too. I have bundled and added renters insurance for a great discounted price and if and when my car needs towed the wait time is under 30 minutes.

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed July 30, 2020

    The coverage is great, but you can choose what you need when talking to the specialist. The customer service is friendly and knowledgeable. Fast response to claims and towing. I have been with them for years.

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    Customer ServiceCoverageSales & MarketingPriceStaffHonesty & Transparency

    Reviewed July 29, 2020

    GEICO is using CCC One software is designed to keep claim values down by artificially reducing all relevant factors while ignoring others. CCC One is not a qualified dealer or appraiser, they markets itself to insurance companies (85%) by promising to reduce the cost of total loss settlements. The reports allegedly improperly determine car values based on none-existing comparable vehicles and make a series of arbitrary and unexplained adjustments to the total loss vehicle ACV calculation that ultimately result in lowball settlements amount offer to claimant from GEICO.

    How does CCC One and GEICO lowball the settlement amount? Here are the few examples:
    • Lied about average miles driven per year per vehicle in state of MN
    • Excluded vehicle’s luxury trim and optional accessories in dollar adjustments on the report
    • Made up bogus comparable data (old/non existed) and sources (no link/carfax/images/KBB/NADA/Edmunds) as fact.
    • Assumed claimant purchase replacement from private party or whole sale instead of car dealer with lowball amount.

    • Assumed vehicle sell at car dealerships or private party always better condition than claimant's totaled loss vehicle - prep fees deduction

    • Deducted $1,290 for vehicle condition without any physical inspection
    • Did not include amounts for title transfer, tag transfer, or taxes to replace vehicle
    • Unfair mileage dollar credit/deduct adjustment:
    1) Plus mileage credit ~$0.0210/mile to claimant,

    2) Minus mileage deduct ~$0.0650/mile to claimant.

    Example of 10,000 miles different:
    +10,000 miles => Credit ~$210.00 to claimant
    -10,000 miles => deduct ~$650.00 from claimant.

    (Note GEICO made ~$0.0440 per mile=> ~$440.00)

    I reviewed and spotted about 50 bogus/flaws/misled on CCC One Evaluation Report and that GEICO is using to offer settlement amount. This is really bad deal for policyholders and claimants. I submitted a complaint with MN Department of Commerce for them to review and tracking of these kinds of practices. Please do the same if you are experiencing the same lowball settlement.

    I have 2 desired resolutions for this review:
    1) Obtain settlement amount that I able to find and replace my totaled loss vehicle.

    2) To help policyholders and claimants by investigate CCC IS and GEICO business practices and have lawmaker regulate them in Minnesota or nationwide if needed.

    Good luck to us all policyholders and claimants!

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    Customer ServiceRates

    Reviewed July 29, 2020

    GEICO is catered to a certain group of people and this company doesn't treat EVERYBODY the same, depending on what area you live in will get you much lower rates. Applied online and got one rate, and after completing app I was directed to call in and given an entirely higher rate.

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    Customer ServiceCoveragePriceStaffRates

    Reviewed July 29, 2020

    The coverage is great and right now the price is reasonable. I have had GEICO in the past though and after 2 years the prices go up and I have to switch (which is true of every company.) Customer service was great and very helpful.

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    CoverageSales & MarketingPriceStaffRates

    Reviewed July 29, 2020

    I have been a GEICO customer for over 12 years, they provide the coverage I need; however, their rates have gone up each year and is getting more expensive. It shows that I'm a good driver with multiple vehicle discounts, but the discounts are not that competitive.

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    Sales & MarketingPricePunctuality & SpeedRates

    Reviewed July 28, 2020

    They said that they were giving a 15% discount because people were driving less during the COVID crisis. Two days later they sent a notice that my rates were going up 30% because my car was getting older and parts were more expensive. So the discount was negated and my price increased 15%. What a scam.

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    CoveragePriceStaffRates

    Reviewed July 28, 2020

    I have never had an issue reaching an agent and getting my questions answered. I have also used the emergency service and it was very efficient. I think the price is competitive with other insurances.

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    CoverageTech

    Reviewed July 28, 2020

    I've had GEICO as an Auto Insurance provider since 2000 and I don't really have any big complaints with them because I have not had to use them. I'd definitely recommend Geico to anyone who was maybe looking to change car insurance. No big problems there, and hopefully they're there when you need them.

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    Customer ServiceCoverageRates

    Reviewed July 27, 2020

    I started with GEICO when I was active duty Army and continue to keep it to this day! Reasonable rates, great coverage, roadside assistance, customer service is 2nd to none! My homeowners insurance is from Geico too. After my accident, GEICO took my information and the first thing they asked was, "Are you alright." They had my car towed, hired my lawyer for me, wrote the check when my car was totaled, just all around customer oriented. Love GEICO and recommend to everyone????

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    CoveragePriceRatesTransparency

    Reviewed July 27, 2020

    When I was price shopping around for car insurance it surprised me that GEICO beat Progressive which was my current company at the time for same coverage on both my vehicles so I switched. As far as how they are to deal with happily I have not had to put in a claim but will certainly update my review if I ever do.

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    Sales & MarketingRefunds & PayoutsStaffRates

    Reviewed July 27, 2020

    Their agents are always helpful. They're always willing to go that extra bit just to make sure you're satisfied. The rates are great and they offer so many discounts programs for their policies. They also offered a huge discount for COVID which they refunded part of my previous policy.

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    Customer ServiceCoveragePriceRefunds & PayoutsRates

    Reviewed July 26, 2020

    In comparison I find GEICO to be much more affordable. I changed three years ago from another company where I was paying twice what I now pay for coverage with Geico. The coverage is compatible with other insurance companies but there customer service is top rate.

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    Customer Service

    Reviewed July 26, 2020

    We have had GEICO for about 35 years. Every time we have needed them they have come through 100%! And in a very timely manner. Their customer service is above average. We have never had any problems whatsoever with them.

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    StaffRates

    Reviewed July 25, 2020

    My car was attacked by rats or squirrels and they ate my power steering cable which is made from some sort of food base. I reported this to Geico and they had my car repaired within one 3 days. Great services, great employees.

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    Customer ServiceStaffRates

    Reviewed July 25, 2020

    I had some insurability problems. GEICO stepped up and offered me a compete experience rate. Their customer service has been amazing. I would wholeheartedly recommend them. Their rates have been excellent.

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    Customer ServiceSales & MarketingPricePunctuality & SpeedStaff

    Reviewed July 25, 2020

    I am a senior who drives very little with a Safe Driving record, so I am very happy with all of the discounts I am receiving from GEICO. They had excellent Customer Service when I signed on with them, and whenever I called with any questions regarding my premiums. They were also very quick to send my discount for the Covid-19 virus.

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    Customer ServiceCoverageSales & MarketingPunctuality & SpeedOnline & AppStaff

    Reviewed July 24, 2020

    I have been using Geico for almost a year now and I love how easy it is. During Covid-19 they offered a blanket discount on all renewals and new policies, which I appreciated very much. As you are required to have car insurance I was pleasantly surprised that Geico chose to make that sacrifice for their customers. Their customer service has always been prompt and thorough, would absolutely recommend. Additionally, the App is super convenient!

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    Customer ServicePunctuality & SpeedMaintenanceTimeliness

    Reviewed July 24, 2020

    I recently had a cracked windshield, and I mean half of the windshield just cracked one day. I called Geico and I told them. I submitted minimal information, chose my own company, called them to schedule and had it fixed the very next day in my own driveway.

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    TechSales & MarketingPriceStaffRates

    Reviewed July 24, 2020

    I have been with Geico for several years & my experiences with them though few have always been very good. I also have shopped around & also had a broker do a price comparison and he came back & said that I had a great policy with excellent discounts and a very good price.

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    Customer ServiceCoveragePricePunctuality & SpeedRates

    Reviewed July 23, 2020

    Good company. Cheaper prices when get multiple cars and very easy to get the insurance. Respond really fast to call customer service... Open on good time. The customer service is very satisfying your questions and resolving your problems really quickly.

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    Customer ServiceSales & Marketing

    Reviewed July 23, 2020

    I found that the commercials are very funny but now I feel that there is valid saving on the policy. I also experienced their customer service almost right away which followed what they advertise. I didn't think that they were going to be good in the long run but they made me satisfied.

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    PriceRates

    Reviewed July 23, 2020

    GEICO is OK but is too expensive. Claims cause rates to increase so I was tentative about filing claims. Anyway, all of this to say that there are better, less expensive choices. Do your research. I recommend trying the lesser known but highly rated companies so that you can get a better value for your money.

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    Customer ServiceContract & TermsPrice

    Reviewed July 22, 2020

    I had a car accident in 2/20 and the police reported no fault on the police report. When I called Geico it took 7 days for someone to take my claim. Joe ** in claims dept and his supervisor said I have to pay 15% of my repair which cost me closed to $1800 even though it’s not my fault. I was in the right lane and the other guy made a sudden right turn in the intersection without any signal and hit the front left side of my vehicle. How is it my fault when I was going straight in the right lane. It’s a lot of money for me especially with this corona situation. Hopefully Geico will be more cautious with their claims. Please don’t pressure people when it’s not their fault. I will never recommend anyone to Geico for the mental and financial trouble I got from Geico.

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    Customer ServiceCoverageSales & MarketingPriceOnline & AppStaff

    Reviewed July 22, 2020

    I recently had a disappointing experience when attempting to obtain a new coverage quote for my car. I’m 61 years old and many competitors offer more desirable discounts for seniors. I felt that the lack of discount information on the app and automated responses were less than helpful.

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    Customer ServiceStaffRates

    Reviewed July 22, 2020

    I have been with them for many years, and one day I decided to switch companies for a better rate. They not only matched the rate but lowered it. I couldn’t be happier. Their customer service is great and they can answer any questions with professionalism and courtesy.

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    Staff

    Reviewed July 21, 2020

    I have had GEICO for 5 years and I am very happy with them. I haven't had any accidents but needed emergency service for a flat tire and they were excellent. Changing vehicles when I purchased a new one literally took less than 5 minutes in the Android app so I am happy with them.

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    Customer ServiceContract & TermsCoverageSales & MarketingPunctuality & SpeedBillingRatesTimeliness

    Reviewed July 20, 2020

    I got an automobile policy with Geico and was on a month to month payment plan which I had been paying each month with my Debit Card. They gave me the COVID-19 discount in June, BUT, when they renewed my policy for July, It was $78 more a month. I called their customer service and ask why the rate increased $468? She told me it didn't increase and that the bills amount is incorrect and to go online and make my normal monthly payment. I told her I wanted a new statement sent with the correct renewal rate and I wasn't gonna pay until I get one. After looking at my online account, it had the same amount due. I later get a cancellation notice that my policy was cancelling on 07/29/20.

    I messaged chat with customer service and she said the rate was higher because I changed my payment option. I told her I ain't changed anything, then she respond she made a mistake that Geico changed my payment plan from 6 monthly payments to 5 monthly payments and if I wanted to switch back to 6 monthly payments I have to do Auto Pay. I told her I would be changing to another company which I did that same day and made my new policy effective date 07/28/20 the day before Geico cancellation.

    The next day Geico send me an email basically begging me to stay and saying I wouldn't find the discounts they offer with other companies. I told them I already have and my new policy starts on 07/28/20, I now have the most important coverage with my new vehicle policy, GAP, a higher PIP amount and Drivesence which Geico doesn't offer for round the same amount plus I pay 6 monthly payments vs higher 5 monthly payments. Later they send me an email that they cancelled my policy effective 07/28/20 with a balance due. I plan to forward all communication with my complaint to the State Board of Insurance.

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    CoveragePriceRates

    Reviewed July 20, 2020

    I have been included within Geico Insurance over approximately 9 past years. Their Car Insurance plans & prices are the highest within my living area, and having additional policy benefits compared with other similar plans from other companies.

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    CoverageOnline & AppStaff

    Reviewed July 20, 2020

    I've been with GEICO for years and they have always given me great deals on my car insurance. No other company has been willing to even come close. Their service is also 24 hrs and their app provides the ability to contact them with images of accidents or any other help I need.

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    CoverageSales & MarketingStaff

    Reviewed July 20, 2020

    I have been with GEICO for over 20 years. Originally I stayed with them as I could get coverage no matter where I went in the military. After retirement I found that I did not loose any discounts and they helped with locating new discounts that I am eligible for. Love that they still cover my daughters when they decide to come visit from out of state without me having to add them back onto policy for the couple of days they are visiting.

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    CoveragePriceEase of Use

    Reviewed July 19, 2020

    Lowest cost for same amount of coverage as other insurance. Order and complete all items to sign up and pick your insurance online. Look them up on Google, it's easy to use site and has easy pay options.

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    CoverageSales & MarketingPriceStaffRates

    Reviewed July 19, 2020

    I’ve checked out almost every auto insurance company and GEICO offered the best price for the coverage I needed. I like that during this trying time they offered discounts on my policy. The service representatives have also been very helpful.

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    CoveragePunctuality & SpeedBillingRates

    Reviewed July 16, 2020

    I have been insured with Geico for nine years. Never late or missed payments. I received the COVID 19 Give Back Credit of $348 in June 2020. They also raised my rates once again upon renewal starting July 19th 2020 so I decided to shop around for better rates. I did not renew my policy with Geico at the end of the six month policy. Geico then reversed my give back credit and billed me for $348! I was insured with them the entire six months and deserved the credit which was applied to my last monthly payment in June. I should owe them nothing!

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    CoveragePunctuality & Speed

    Reviewed July 14, 2020

    So I had Progressive before I switched to Geico. Progressive had GAP coverage as part of my policy. I was nearing the end my my progressive policy and started shopping around. Geico offered 400 DOLLARS less than progressive, and I was ecstatic. After I started my policy, about two weeks later, a family member bought a new car and we were talking about it. She mentioned GAP, and then I realized I didn't add GAP to my Geico policy. And then I found out Geico does not offer GAP...and then a month later I got into an accident.

    Though the accident wasn't my fault, it was my fault for not even thinking about GAP insurance when switching policies. However, Geico should mention when you shop around THAT THEY DON'T OFFER GAP. Put it in big letters when you are making your policy with Geico. It blew my mind that an insurance giant like Geico doesn't offer GAP. Every other major insurance company offers it, but not Geico. Maybe that's why they say "Save 15%" because that 15% extra you're paying with another insurer is the GAP coverage, lmao.

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    Customer ServiceCoverageSales & Marketing

    Reviewed July 13, 2020

    I live in Michigan and have not been able to access my online policy information on the mobile app or the web page for about two months and when I call them they tell me it's because of the state I live in and they have no clue when it will be fixed... I guess it means I can't take advantage of the new insurance laws since they are keeping me locked out... I reported them to B.B.B. and a local media station.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsBilling

    Reviewed July 11, 2020

    I was rear-ended by a Geico client and my car was totaled and I had a back and neck injury but Geico refused to open a medical claim for me. I was treated unfairly and I feel it's because I'm a minority. Jeremy ** in the claims department was very rude to me although it was their client's fault and she admitted she ran into me while I was sitting at the red light. After the accident she immediately called Geico and admitted fault and she expected them to handle it. It was in the evening and traffic was high. I wanted to get home and didn't call the police and that was my mistake but I did later file a police report. Beware of Geico. They don't want to pay for injuries that their clients cause. I had to sue their client in small claims court to get a judgement for my medical bills. Their commercials are cute but don't be fooled. They will take advantage of you. Always contact an attorney. Never go it alone. You will lose miserably.

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    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsStaffHonesty & Transparency

    Reviewed July 10, 2020

    I was involved in a car accident. Geico didn't investigate or do anything to protect me. The other driver was at fault not just by my account but also the witnesses on scene. She later lied and sued me, I was given paperwork stating she was in need of physical therapy and chiropractic help amongst other things. Yet twice she served me in the drive thru. I let my adjuster know and her response was, "Well everyone needs to work." Usually injured people take time off or get disability but not here. Then I received a letter from an unknown insurance company saying that there was a fraudulent claim made and that it was now closed. So I called them only to find out that the girls mother tried to sue me as well stating that she was injured, even though she WAS NOT in the car.

    I gave all this information to my adjuster but still she did nothing. I finally got fed up and called my adjuster out on the fact that Geico hasn't done anything to protect me and her answer was: "What do you expect, you have bottom of the barrel insurance." I was appalled. I had never had any type of accident or tickets nothing and was paying almost 200 a month and I was considered bottom of the barrel?? I have no words for this crappy insurance company. They paid the girl out, case closed. UNTIL her lawyer stated she needed more money due to the extent of her injuries, geico paid the entire amount. This literally ruined so much in my life. She lied and got paid, well at that. I was honest, followed the rules and got screwed, thanks to Geico.

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    CoveragePriceRefunds & PayoutsStaff

    Reviewed July 10, 2020

    I had a car accident in 2018. I was not guilty nor I had a police ticket, I have the police report that clearly shows the driver who was guilty, not me. Geico added to this accident a car that was in my residence parked in the moment of the collision and now, they are reporting the same accident twice the same date. Last year I was trying to obtain a new auto policy and I was informed that my insurance costs raised because Geico reported me as guilty of the accident, then since that date I'm paying additional costs thanks to Geico for a car that was not in the accident and for being guilty as per its opinion. This is abusive to harm an innocent person that was correctly driving as per the police report.

    I always drive carefully and I have never being guilty of any accident. We add to this abuse of Geico that has been done against a person over 60 years who fights against cancer and had to pay high insurance costs during 2 years. This insurance companies have to be reviewed and it has to be unlawful to report a driver information different from the police report with the objective to receive more money with false statements. Recommendation: IF you pay GEICO, NO ONE can hit you in the road, or have a COLLISION WHERE you ARE INNOCENT, BECAUSE ANYWAY YOU will PAY for that.

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    Customer ServiceCoveragePricePunctuality & SpeedStaffRates

    Reviewed July 7, 2020

    GEICO car insurance bring a price one day, send me a email confirmation with the price but a another day change me a price And send me another price with 15% increase. No it a serious co the worst and incompetent with nasty personnel. I speed with a agent. I requesting Speak with a supervisor and He was more nasty than the agent Orlando office Orlando FL.

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    Staff

    Reviewed July 7, 2020

    From the minute I bought my first GEICO Auto Policy and Renter's Policy, I have had an incredible experience. My car was totaled, in June, 2020, and GEICO took care of everything for me. We live in Arizona, and we are currently in a COVID-19 mess!!! GEICO literally let me do everything from home. I was able to pick up my rental with no "human contact." After everything was resolved, I went on the GEICO Car Buying Service and found my new car. Bought that through Carvana and now I am the proud owner of a 2018 Toyota Rav4. Again, I was able to do EVERYTHING with Carvana from my home. Of course I purchased my new auto policy from GEICO!! Trust me--this company is absolutely amazing!!

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    StaffRatesHonesty & Transparency

    Reviewed July 6, 2020

    Every agent tells you something else and you get no guidance when you're in an accident. They discourage you from getting a police report. Being very neg saying the cops won’t show up. Then if you need an attorney they ask for a police report. They don’t do a thorough investigation in accidents. Then they raise your rates so everyone lies. Dashcam would be great to have.

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    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsMaintenanceRatesTimelinessHonesty & Transparency

    Reviewed June 27, 2020

    I have 4 vehicles insured with Geico. I have full coverage on all vehicles. 2 of my cars are classic corvettes. I'm changing my oil in my 87 vette when the jack came down fast. The car hit hard on the tire cracking the smoked glass roof. I called Geico the adjuster said a top is $1019.00 minus $500 deductible. I get $519 to fix my car. 3 weeks of searching internet getting on the phone calling and cannot find a roof. I had a PRISTINE ROOF. No cracks scratches nothing. I cannot find a roof for under $1700.plus $300 shipping. I call the adjuster ask her where she came up with the prices in 5 minutes when for 3 weeks I can't find a top no matter how I tried. She said she went to Corvette.com got her price. I went to corvette.com and they have absolutely NO ROOF AT ALL. ONLY A HEADLINER $79 so she lied to me. THAT WAS LIE NUMBER ONE.

    Then she said take it to any shop of my choice. The shop will notify them and they will pay the difference. I want that in writing. She can't provide that so I get her supervisor on the phone. He talks to me in a stern voice told me I was rude and nasty. I said don't try ripping me off. Where does it say in my policy to be nice after a adjuster low balls me. We went back and forth. He said to take my car to any shop of my choice. They will review it then decide if they will pay. So if I take my car to a shop they review it and decline it I'm stuck paying the shop. He talked to me like I was beneath him with his stern and proper voice and eventually told me have a nice day.

    I called Geico for a total of 9hrs on the phone. I was put on hold for 45 minutes at a time (they were trying to make me give up). I would call geico and it would automatically put me on hold. I got smart dialed *67. I got through to a very nice lady who listened and took my call. She said she would go to the higher ups with my complaints. Next day the same stern talking supervisor that told me I was rude and nasty leaves me a very nice message saying he is very concerned and is going to do everything he can to replace the back window on my corvette. His whole attitude was completely different. He was sucking up big time. Thing is it's the roof needs replaced and not the back glass so I will be back on the phone Monday morning again. I have been with Geico 14yrs and they treated me HORRIBLE....NEVER AGAIN. I WILL NOT SPEND ONE CENT WITH THAT COMPANY AGAIN.

    Couple days I get couple calls from a investigator for insurance fraud because I put my full coverage insurance back on my car so I could drive it 10 minutes after I reported my accident BUT MY CORVETTE HAD STORAGE INSURANCE AND WAS COVERED at the time of the accident regardless. So I ask the investigator why me and him are talking? Couldn't anyone at his company have looked and seen my my car was covered under storage insurance? Why do you have me on the phone? Why am I being looked at like a thief? Why did you even contact me? He said that's how geico is geared. ALL I WANT IS MY CAR PUT BACK TO THE WAY IT WAS BEFORE THE ACCIDENT. THAT'S WHAT I PAY FOR.

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    Customer ServiceCoveragePriceStaffHonesty & Transparency

    Reviewed June 25, 2020

    In May of 2020 I was in an auto accident and submitted a claim and from day one it’s been a nightmare! Took over two weeks for them to tow my car to a body shop since they wanted to total WITHOUT EVEN SEEING A PICTURE OF THE CAR! Why you ask since it’s a 2007! We had to fight for days since no one wanted to call us back after we left message after message. Then my shop had submitted the quote and have them fight over the cost. We were given 3 numbers for the appraiser and 2 had no clue what we were calling about.

    When our shop finally contacted the correct one she gave him nothing but trouble to the point where the body shop owner hung up on her for the way she was speaking to him. Honestly what is the point of having an insurance company for almost 8 year to not have them on your side when an accident occurs that in the police report proves I was not at fault? We have 3 vehicles on our policy. After the way we have been treated we have now started to look for a new carrier. They were great until we needed help!

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    Customer ServiceCoverageSales & MarketingPriceRefunds & PayoutsBillingRates

    Reviewed June 23, 2020

    It was easy for me to sign up with Geico online, and I did have a nice discount over my previous insurance. On my third year renewal, I got a notice saying I would get a 15% discount for COVID-19, but my bill went up 5%. They had raised my rates 20%, with a clean record and no tickets. I had become a senior citizen over the past year. On this site, I see several other people whose rates went up on becoming a senior citizen. So I switched, and saved money. They make it difficult to stop insurance. You have to call them, and hope they process it correctly. I also had an umbrella policy, which you have to call, then send them an email, but they didnt cancel the policy and sent me a new bill, increasing the charges for this policy retroactively. It took multiple calls and a certified letter on my part to straighten things out, but they did finally refund my unused policy.

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    Customer ServiceCoveragePricePunctuality & SpeedRefunds & Payouts

    Reviewed June 23, 2020

    My son backed into our neighbors parked car. There were minimal damages (or so I thought by looking at the car) so I told him he had to pay for the damages out of pocket. I was surprised to learn that the damages were over $1800. A week later my neighbor called and said the lights needed to be replaced because they had gotten wet due to the accident. I then called the insurance and they covered the cost of the lights but refused to cover the bodywork, even though we provided all necessary information. I called them numerous times and was told numerous times that someone would call me back, but they ever did.

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    CoverageStaffRates

    Reviewed June 17, 2020

    Geico gave 15% back and increased my rate 30%. This was not due to any changes in my driving record. I was told by the agent that Geico increased the rates statewide. I have look for data on this and haven't found it. I am looking for a new insurance.

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    Customer ServiceCoveragePunctuality & SpeedStaffBilling

    Reviewed June 16, 2020

    I switched from AAA auto insurance to Geico about one and a half years ago. Obviously they took my money every month, no problem there. About a year ago I put my daughter on a policy that was her own policy as this was recommended by the Geico agent. I set up the policy and online account. The account had my email and phone number and my payment information with my name on the card that was paying but then there was an issue. The usual payment was $98 a month but it jumped for one month to $274. I saw this and called Geico and even though they had all my information and payment information they refused to talk with me about the account and were rude about it.

    After the second rude person I asked for a manager and they said someone would get back to me, that was three days ago.... still waiting for that call. I am a disabled veteran and this place is supposed to be "military and veteran friendly". They are not anyone friendly. They will take your money no problem but I have now been on hold for over 30 minutes to cancel my policy and still waiting. Called AAA and got that insurance going no problem and I will stick with AAA from here on out. My recommendation is to stay away from Geico.

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    PriceStaffRates

    Reviewed June 14, 2020

    I was a customer for four years. First off, GEICO's "giveback" only applies to new/renews. If you don't renew, they keep your money for not driving your car for the last 4 months. Secondly - They attempted to increase my rates every chance they got - and without any notification. After purchasing a new car in September 2019 and having my rate fall 25%, they raised my premium by 30% without any notification. The reason: "I was storing my car in a different zip code." In reality, I was parking my car for 10-12 hours a day at my work address. They made me jump through hoops to prove I was not residing at my work address - and finally after a ton of effort on my part, they reduced my premium back to where I actually live.

    Finally, I was involved in a serious collision in February 2020. The accident was 100% the other driver's fault. In June 2020 I received a new policy in the mail stating my new premium was now 40% higher (including the "giveback"). The justification - they pulled up an old ticket for a non-moving violation "obstructed windshield" due to rearview mirror air freshener, that was dismissed in court. In actuality, they raised my premium due to the not-at-fault accident. Stay away from this company at all cost - very shady business practices.

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    Customer ServiceCoveragePricePunctuality & SpeedRates

    Reviewed June 10, 2020

    I shopped for insurance after I got a new car. Geico gave me the best auto insurance price. I told them very clearly what needs to be covered... Few month later I got one of my car get stuck in snow and got the front bumper damaged.. I called in and found out that is not covered. They only gave full coverage on the new car and all others only had liability coverage. When they are selling the policy they say something else but they give something totally different in written. So If you get a policy from them make sure if it is all written down correctly.

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    Customer ServiceSales & MarketingTimelinessHonesty & Transparency

    Reviewed June 8, 2020

    If you watch television I am sure you have heard the commercial where Geico is providing a 15% discount to current and future customers due to the COVID pandemic. Unfortunately, the current customers DO NOT get a discount. The discount will apply when the plan renews and if you do not renew you obviously get no discount. I have tried calling with no response and CHAT simply reads the script as I have relayed above. My question is how can this lie be allowed to be broadcast?

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    Punctuality & SpeedRefunds & PayoutsRates

    Reviewed June 8, 2020

    I have been a customer for over 10 years, and every time they renew my policy I get a raised in premiums, really, I was told that due to the accidents in my area, they can raise my rates, I am a senior, and use my car for doctors appointment and buying essentials, and due to the virus, the traffic was deceased, so why do I have to pay for somebody auto accident. On consumer affairs, that younger and older individuals rates go up based on the age, so I am older and never had a drastic accident, when I feel I cannot drive anymore, I will have my children drive me.

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    Profile pic of the author.
    Customer ServiceContract & TermsCoverageTechSales & MarketingPriceMaintenanceStaffEase of Use

    Reviewed June 8, 2020

    I switched from USAA (veteran) to Geico - due to an approx 50.00 monthly savings for the exact same coverage! This in itself was a tremendous break. But I'm here to tell you about the Roadside Assistance coverage and how it's worth every bit of the added additional charge to my policy. To say "Life Saver" seems almost an understatement. The Geico app is intuitive and so easy to use - it will even pinpoint your car's location- very handy when you're in an unfamiliar neighborhood. AND- the CS reps are so helpful if you need to call. Everything is automated - so you don't have to call - but if you want to you can. How fantastic is that!! You can even lodge a complaint or praise about the service provider they connect you with. Not to mention - you never need cash if you're calling for the services they cover at no additional cost to you.

    Here's another plus to the service - there's no limit to the number of times you call them (some services will cost if you request assistance a second time for the same occurrence ie-I have my car towed (no cost) but that garage couldn't fix the problem - so I request another tow (at my expense -unsure if it's discounted). I called to have my car jump-started. I traveled 2 blocks and inadvertently turned off my car-not long enough run time for the battery to be brought back to life. Within 10 minutes of my first request - I was submitting a second. Neither one cost me anything (other than the "tip" to the driver - completely at my discretion). The cost for me 17.00 per month! Definitely worth it- I've used the service 3 times since signing on with GEICO - and I'm confident I already received a return on that $17 investment!!

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    Customer ServicePunctuality & SpeedRefunds & Payouts

    Reviewed June 3, 2020

    The customer service is not too good. I cancelled my policy, they owed me a $1k refund. I waited on hold for an hour (no option for automatic callback). They transferred me around to a couple departments, then told me the Accounting Department would have to call me back that week. They never did, so I needed to call back again and wait on hold and be transferred again and wait on hold again. I'm currently on hold, hasn't been resolved yet. Please add automatic call-back option, it is frustrating to use hours and hours of my time to wait on hold. Wtf.

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    Price

    Reviewed June 2, 2020

    This company went up every year. I was with them for 5 years and the older my car got the more money I paid. I got into a small accident. They went up 100, didnt renew. They took the 15% give back away.

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    Customer ServicePriceRefunds & PayoutsStaffRatesHonesty & Transparency

    Reviewed June 2, 2020

    Poor customer service after my accident. I’d been with this company for years without incident until I had a fault collision and they tried to total out the value of my vehicle and didn’t want to reimburse damages. Do your due diligence & research comps. I researched mine and they had to pay. The value of my car was worth more than they appraised. Never take the first offer! The supervisors were rude especially after I canceled with them and went with another company, before they canceled me! I didn’t renew because my rate went up! The superior supervisor stated I wasn’t deserving of a reimbursement & refused to give her name and record the conversation as a professional courtesy because she lied and gave false information.

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    Customer ServicePricePunctuality & SpeedRefunds & PayoutsStaffHonesty & Transparency

    Reviewed May 31, 2020

    I was repeatedly lied to, you can’t get ahold of the same person twice, account notes were never made accurately. My calls were rarely returned. One of our trusty???? city courts of upstate NY made a series of clerical errors resulting in a no seatbelt ticket on my driving abstract. I was able to get things sorted out with them and sent all of the documentation over to Geico, they said it wasn’t enough, then all the courts shut down due to Covid. I waited a bit (week or two) but was still waiting on a call regarding the review of the policy. I waited too long, called them and they had no idea what I was talking about.

    So I resubmitted paperwork, I kept calling the court but got nowhere. I begged Geico to call the court themselves as I couldn’t get anywhere. And they kept saying they went above and beyond doing that (they wanted praise for helping their customer like they should have and for using a phone). I had been over paying on this policy 80$ a month due to this mix up and they somehow they are only refunding me 277$ for the whole policy. Then they renew my policy when I never set of auto renew and never agreed to another policy charging me 140$ a month (Everywhere else I got a quote they charged me half that. About 75$ a month) and they credited my money to this policy without my permission and then refused to refund it so that I could establish a policy elsewhere (times are very tight for us all).

    They lied to me repeatedly. They were rude, degrading and absurdly unethical. They are essentially a criminal organization that stole my money and took advantage of court error in order to over charge me, they didn’t have my back, they are outrageously rehearsed, and they have no business ethics. Expect to pay more than you should and get treated like garbage.

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    Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffTransparencyResolution

    Reviewed May 26, 2020

    When I was using online Quote from GEICO at the end I received a very nice Quote. Soon I found that out of the 2 cars only 1 received the insurance coverage. I had to call Insurance Agent and talked about it. He fixed the issue and apologized. Later I found that the initial coverage for Bodily Injury and Uninsured Motorist was changed from $100,000/$300,000 down to $25,000/$50,000 which is something I never asked for!

    Next, I called to GEICO Agent again complaining about this issue and that I needed to have Property Damage included with my policy. Originally the policy indicated that it was "Rejected". Nonsense, as I did not reject it - this option was simply never presented to me! Next, on top of the Quote becoming unexceptionably high for me, it was found that I am no longer eligible for 15% COVID-19 Discount because it only applies to New Policy, and the changes that were added were not applied to my updated Policy! So, they gave me a Low-End Policy Quote instead of what I wanted. Gave me 15% discount on it. And when I asked for all of that to get fixed - they would no longer give this discount for the fixed Auto Insurance Policy quote! Of course, I've canceled my Auto and Condominium Insurance from GEICO before they even started and asked for Money Back!

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    Customer ServiceStaff

    Reviewed May 24, 2020

    On more than one occasion have had horrible experiences with these people and claims. They have their own agenda and play games. Hung up once on my daughter for asking questions after a Geico client rear ended her. We were the victims and were insulted and will never forgive. Same experience recently with a client of theirs. Played games and do not respond. I would never ever recommend Geico to anyone and would never do business with them. Stick with other companies like USAA who understand what a customer is.

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    CoveragePricePunctuality & SpeedRefunds & Payouts

    Reviewed May 19, 2020

    Geico has fraudulent business practices. In 2007 after joining the military I bought my first car a 2001 VW Golf and was initially insured through Geico. I was inexperienced and didn't know they were overcharging me until some older co-workers told me. I saved 50 percent on my car insurance by switching away from GEICO because with 2 speeding tickets and nothing else they decided to charge me a premium for 2 reckless driving tickets each the equivalent of a D.U.I. without disclosing it to me. They refused to refund the difference between a plan based on my driving record vs the one they falsified.

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    Customer ServiceSales & MarketingPriceRates

    Reviewed May 16, 2020

    I just got my 6 month renewal from Geico and the new term had the usual increase - about $35. I was not going even to call and hear the usual excuses about increased risk, fraud, it's for everyone in the state etc. On closer look I saw "You received 15% discount for Covid-19". It turned out they raised my rate with 15% and then "gave" me discount of 15%, which means that on the next renewal there may be no discount and I have to live with 15% higher premium. This is typical car sales trick, inflate the initial price and then give the customer "big" discount. Thanks but I haven't lived under rock. Already found another company that doesn't play games. Bye Geico and hope not to see you soon.

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    Customer ServiceContract & TermsCoverageTechPunctuality & SpeedMaintenanceStaffBilling

    Reviewed May 14, 2020

    I having a issue with one of their vendors. I've been calling for over 2 weeks. Safelite came to my house to replace a windshield. Mind you I didn't have a conversation with safelite prior to this happening. After I was told I had to take a day off work to drive to their office to pay or give them my credit card number over the phone. My job is not just in one building. I'm go to different clinics. The windshield was changed on 4/20. Immediately I started calling Geico for help as I hadn't had any communication with safelite. I thought I was paying them to be on my side. On 4/24 safelite was contacted via chat. Photos were taken where they'd said they'd send a bill. On 5 /11 I didn't have the bill yet so I went to safelite. They refused to take a payment. They sent me to collections for a two week old bill.

    This issue has been sitting on Bettyjo's desk for two weeks. I have called over and over and over. They schedule appointments and they don't keep them over the last two consecutive days. They have told me over and over no one else is treated this way. So when I ask why me they keep saying that just my opinion. Today the manager finally called me back, but she said she lost my claim in all of her messages. She forgot about the time change. She didn't know anything about my case. She called me on her personal cell phone. She assures me she's worked there 29 years, but in the same breath doesn't know how to fix it. Mind you I asked for a different manager as this lady hadn't called me.

    I have filed complaints against her and a formal complaint with the state. The one manager I did speak with said this is a easy fix. It's just one phone call, but no one will make it. I've been on hold for hours on end. Geico makes it seem like this is all in my imagination. I just being dramatic. In a separate occasion I called for roadside assistance. I was left for over the one hour promised time. I was there for 1.5 hours in the cold dark rain.

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    CoveragePriceStaff

    Reviewed May 5, 2020

    GEICO sent me a notification today, explaining the “GOOD NEWS” of the 15% credit they’re providing their customers, due to COVID. Thank you GEICO... But when I looked at my new 6 mth premium, it had increased. I have an excellent driving record, always pay on time, and no tickets (outstanding customer). GEICO’s excuse for raising their premiums is “the increase in medical cost, roads and vehicle repair cost”. That’s a really convenient excuse... Funny I’ve never had an increase in my premiums, prior to their “15%” credit. In these trying times, if this is how GEICO is treating their good customers, imagine how they are treating the ones who are already experiencing hardships. I just think they need to be exposed. SHAME ON YOU GEICO - I will be looking at other insurance companies immediately!!!

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    Customer ServiceCoveragePriceStaffBilling

    Reviewed May 5, 2020

    This is my car insurance company. I was hit from behind 4/30/20. The person who hit me has GEICO. Also he have not reported this accident! I reported it and they want give me a rental. They called and said my car was totaled then they called back and said $2090 worth of damages??? They can’t tow my car to a body shop until they hear from him!! They can’t give me a rental until they hear from him!! Well it’s been almost a week and he’s not answering. I think it’s safe he’s not going to!! So nobody reached out to see if I need anything. In the meantime I’ll continue to make my car payment and who knows when I’ll have my car back! Poor customer service! Arrogant employees.

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    Jessica increased rating by 2 stars.
    Customer ServiceCoverageMaintenanceStaff
    After a positive interaction with GEICO, Jessica increased their star rating on May 15, 2020.

    Updated review: May 15, 2020

    Spent hours with multiple agents and supervisors on the phone, with no success. I had to file a formal complaint with Consumer Services Section Arizona Department of Insurance to have Geico's executive office look into our case. After speaking with them, they did in fact determine that the original dates they input for the claim were incorrect. They have since changed the date of the claim to the proper time of the incident and are now covering the glass replacement.

    Original Review: May 5, 2020

    I have 4-5 automotive/bike policies with Geico open every year. We purchased a new shop vehicle, a Chevy Express Van right around the 1st of April. We immediately went to the DMV to get registration/title taken care of, and insured the vehicle with Geico around April 9th. We specifically requested glass coverage for our Express Van, like most of our other vehicles have. At no point in time did the insurance agent notify us that we needed to sign up for a specific AZ Glass Coverage.

    Between April 14th-17th, one of our installers was on a Mobile Job, drove the vehicle on the freeway. Unfortunately, we got a big rock chip in the windshield, that has since turned into a good sized crack. Around April 20th, we did a conference call with our selected glass replacement business, State 48 Glass, and Geico to file the claim and get the repair done. I put my installer/co-owner on the phone to handle the claim, as he is the main policy holder. He was adamant with the insurance agent, that the damage happened to the windshield between April 14-17th.

    The insurance agent was drilling my co-owner with difficult questions trying to calculate the exact date of the damage, and my co-owner was again adamant on the dates of April 14th-17th. The insurance agent, then asked if "it was before or after Easter" (a religious holiday, not a date). My co-owner responded that he did not even know what date Easter was. That agent then input a claim date of April 6th, which is conveniently placed before we even had insurance coverage.

    I have now spent two weeks on the phone with over 5 agents , and 3 supervisors. I am completely dissatisfied with Geico at this point and am disgusted that they would take advantage of their customers during a pandemic like this. The only time I ever use my insurance is for an occasional glass replacement on our vehicles. It's sad that I pay them year round, thousands of dollars, and when the time comes that I actually need them, they are still robbing me without coverage.

    As a whole, Geico:
    Did NOT Put in the proper claim date we said in original phone call (in an effort to avoid covering the damage).
    DID NOT set us up/notify us for the proper AZ Glass Policy.
    DID NOT file a formal complaint as requested.
    WOULD NOT review our original recorded calls to review employee protocols were being followed.
    WOULD NOT cover the windshield replacement.
    FILED the claim to the wrong vehicle, despite being provided with registration and title.

    WOULD NOT change the date of the claim to the proper time of incident, as said by us in the original phone calls.

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    Customer ServiceCoveragePriceRefunds & PayoutsRates

    Reviewed May 2, 2020

    I've had GEICO for many years with no complaints. However this company just increased my rates $100 monthly. I don't have any accidents, tickets or points on my license. In the time of COVID19, I cannot believe that this company would use this time to increase my premium due to no fault of my own. When I called all I was told was that my state (Florida) experienced an increase and this resulted in an increase in customers. Really-wow. I had to reduce my coverage to reduce the price. This is shameful. I lost my job, my insurance company is being greedy and now they are running commercials claiming that customers are getting refunds. Sooooo, they raise the rates to give refunds? I'm angry and confused.

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    Rates

    Reviewed May 1, 2020

    I have been with Geico for over 20 years. I have been mostly satisfied. But for the last 5 years it seem every 6 month renewal they raise their rates, by an average of 10% a year. Even though I have not had any claims in over 16 years. They even just raised it again in May of 2020 during the Coronavirus. We all know they will have less claims as people are staying home. They are not a fair company. After all these years I am leaving.

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    CoverageTechPriceMaintenanceStaff

    Reviewed April 28, 2020

    I had my car stolen by a person. They took the car to joy ride and a police report was done. I did my own police work on the car and managed to find the car myself with friends. I have been refused by Geico claims Supervisor that l can't claim depreciation from the car because they will repair the damage to the car. Which in fact makes the SUV not worth the value of normal depreciation. They tried to rational that because they fixing the car it is the same as it is new!! What the Hell it's not the same anymore. You had to repair the SUV. How is that normal wear!! The refusal of covering me means it would been better not to find the SUV. In fact their ludicrous rational l might well just set it on fire and it be a complete loss!!

    Run away from this company. They will switch your policy costs up with no true justifications as well. They now charge me 70$ a month more than before. No accidents or DWI or DUI. $302 for 2 cars I am 62 yrs old stupid ** rip-off company doesn't care about loyal customers. They could care less if your car gets stolen. They will not make any efforts to do right thing! RUN, RUN, RUN FROM THIS FAKE ** COMPANY WHO SMILES AT YOUR FACE YET HAS A KNIFE BEHIND THEIR BACKS!

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    Online & App

    Reviewed April 25, 2020

    They don't sent me a road assistance until morning when I got stucked on the Big Bear mountain. I was with my 6 years old twins. We left with our own effort. We left our car on the road since we don't have any other options. My snowbords got stolen. I wrote a review on their website, they did not published it. I think that is the reason why they have high customer reviews because they don't publish if they don't like.

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    CoverageRefunds & PayoutsBilling

    Reviewed April 22, 2020

    Many auto insurance company reimburse their client with thousands dollar some cash some by check as result of people not driving much or at all. GEICO offer 15% only not reimbursement as cash or check but deduction from next payment. This is disgusting, major selfish and greedy from this company. I am client since 5 years and with this deadly virus I did not drive more than 2 month at all. I expect some reimbursement from this company instead I receive bill and only 15% deduction for period of 3 month which 2 month my car parked not moving. I suggest all geico client sue this company for its greediness and selfish action.

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    Customer ServicePriceRefunds & Payouts

    Reviewed April 19, 2020

    I had an accident. Cops at the scene. GEICO start the game. Denying my claim. Then decide to settle. My car was totaled. They gave me half of what my car was worth. $1500 car rental allowance turn into 5 days allowance. They treated me like **. Why is your deductible so low, why did why that. I got fed up and ask them to cancel. Oh, they still went to my bank account and redraw $321. I called, more excuses and want to refund me only half of what they stole.

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    TechSales & Marketing

    Reviewed April 18, 2020

    Conditional COVID-19 giveback. 15% give back is applicable only on renewal when most of the other providers are giving away discounts right away when it's needed most. Also If you do not renew with GEICO then there will be no giveback.

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    Maintenance

    Reviewed April 16, 2020

    This company do not work for their customers. I was in a car incident that was no fault of my own. I made a claim and Geico is trying to get me to put the claim on myself and not go after the other company.

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    Customer ServiceCoverageSales & MarketingPunctuality & SpeedStaff

    Reviewed April 15, 2020

    Geico 15% discount for policyholders to help with Covid 19 is BS!!! My policy renewed April 5th. They are only giving the discount for those who renewed April 8th or after. No help for me because I'm 3 days late. No exceptions. Six months from now I won't, hopefully need a discount help! They don't care about policy holders.

    I was hit in 2014. My accident occurred 1.5 hours from my home. I had shoulder injuries and others. My Geico agent called and told me I had to go to that police station and get the police report. They didn't help at all, AT ALL with my accident. Now getting pushed aside for help with this so called covid 19 discount! I'm searching for another insurance company. This is the most unprofessional company.

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    Customer ServiceCoverage

    Reviewed April 6, 2020

    I called Geico today and they are not offering any credit during coronavirus stay at home order in state of Louisiana when not driving 1 car and 1 motorhome, very disappointing... long time customer! Allstate has announced, as well as other car insurance companies that since they are having above profits from a lot less incidents on road since almost everyone is at stay at home orders, they are giving back to customers some of their profits... which is very just, since this is not something we have caused, very helpless.

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    CoverageRates

    Reviewed April 3, 2020

    We originally picked Geico to save but unfortunately, someone hit us. This person hitting us caused our rates to double. After my policy was done I went to cancel it. I have a new insurance company and they even sent a letter over to stop my policy. Still on April 1st during the covid-19 madness they took $729 out of my bank account and are telling me it will be 10 days until that gets returned. $729 is a lot of freaking money! Especially being taken out by mistake so I have to hope that no other mistakes happen or I am financially screwed. Thanks Geico!

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    Customer ServiceCoverageSales & MarketingStaffBilling

    Reviewed March 30, 2020

    I have been a customer of Geico since 2008. I have liability only on 2 old vehicles. My six month bill has just gone up $357.70. That's $715.40 increase for the year. I haven't had a car accident in over 22 years and never with Geico so I called them to see if maybe this was a mistake. She told me that I could reduce the amount some by taking a driving course (I'm already listed as a safe driver and get a discount for that), and I could take out renter's insurance, and they could reduce my car insurance a little that way. I asked why was my insurance going up so substantially. Get this. She said that medical expenses are going up because of COVID-19, and that I would have to help defray that expense. Goodbye, Geico, even your Gecko has now lost his charm.

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    CoveragePunctuality & SpeedRates

    Reviewed March 26, 2020

    My husband's auto insurance rate increased drastically in one month and he was not notified. He then had to promptly find another insurance company with a lower rate and bailed out of Geico. It was horrible service!

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    Customer ServiceCoveragePunctuality & SpeedRatesHonesty & Transparency

    Reviewed March 18, 2020

    GEICO USES ** INTERROGATION TACTICS TO EXTRACT INFO FROM YOU! They are very rude and abusive in the way they do business. I was coming out of a Sizzler parking lot around Jan 19th, 2020, when this kid on a bike just comes out of nowhere and hits my car on the right front fender. Skateboarders are already in the lot skating deliberately in and out of the traffic in the lot. They know better. They know the risks, and yet they defiantly do it anyway. I heard the kid's dad say "That's why I told you to wear a helmet." The kid's actions at that point tells me he doesn't listen to anyone and just does what he wants.

    The guy tried to accuse me of speeding simply because I had an Uber sticker in my window. The parents were not even there when this incident occurred. I had the best seat in the house, right up front. An old man behind me said he saw the whole thing and yet, there is no video proof. The guy looked around 80 yrs old so I don't put a whole lot of faith in how good his eyesight is. There were no citations given to either of us. Wouldn't this be considered no fault? After reading many many reviews on Geico, I'm learning that they take accidents and turn them into something they're really not in order to raise your rates. All that happened from my incident is the kid wound up with a bent rim. No damage to my car at all. The kid was walking and moving around just fine immediately following the accident.

    Now, Geico is allegedly waiting to hear back from doctor to finish with the claim. Geico told me that by law, the medical report could take up to 2 years. It shouldn't take more than a day or 2. Since Geico and I didn't get along well over the phone, I have suspicions that they are just retaliating against me because I wasn't buying into their bs. And because of this total fraudulent claim, I'm forced to do my own investigating. You can't trust an investigator that works for Geico. Are you kidding me? Geico's job is to make money, no matter how they have to do it, even if it means manipulating your insurance premiums. They do it all the time and they are doing it to my wife and I now. Their lies are going to put me out of work since I drive for a living. These guys are dirty dirty dirty. STAY AWAY FROM GEICO!!!

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    CoveragePriceRates

    Reviewed March 12, 2020

    I bought insurance and saved until I had an accident then they doubled my rate. Never had an accident in my life, I am 58 and a ticket 13 years ago. So I think doubling my rate was extreme. Cancelled it and guess what they charge 52 dollars to do that. I was so angry. Please do not purchase insurance with Geico or you will learn the hard way.

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    Customer ServiceCoverageTechPrice

    Reviewed March 11, 2020

    A deer recently ran out in front of my truck in which I hit the deer and ran off the side of the road trying to avoid from hitting an oncoming car. After the accident the person in which I was trying to avoid from hitting when the deer ran out in the road pulled over and walked up to my vehicle as I was getting out and asked was I okay. Keep in mind I was only about 10 feet from my driveway. So I contacted Geico. Started a claim. When they told me they will send an adjuster out I specially requested that he contacted me before he came out. 1. I wanted to be there 2. I have two (2) dogs that are free to go in and out the house whenever they want and 3. I wanted to show him the deer "WHICH WAS STILL LAYING ON THE SIDE OF THE ROAD WITH PARTS OF MY VEHICLE" however I made it perfectly clear I didn't want anyone coming out without me being home. I also made 3-5 attempts to contact the adjuster via landline with no hope.

    Geico sent him a message to reach out to me to set a date before he come out. The adjuster fail to do so. He came out without me being there, took pictures and just sent me an email with an estimate of $1,300.00 and to contact the insurance company. When I contacted geico they informed me the adjuster told them in his report "there were no signs of me hitting a deer because he couldn't find any deer hair on the vehicle." So geico didn't cover the damage the deer cost which I pay every month for deer coverage because I live next to a gaming site for deer hunting. Now I have a vehicle with no headlight side panel dented in and front bumper hanging to the ground. This is beyond said and I know many of others are treated like this when it comes down to geico and it needs to stop!

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed March 11, 2020

    After a 30 minute phone call with my Geico appraiser Mitch I was promised that Geico would have a vehicle equal to the one I drive or better. I'm in construction so having a work truck that can tow and perform with heavy loads is very important to me, which was explained to Mitch. When I dropped my vehicle off for repair Enterprise had never been notified and was not onsite. I had to call Mitch, who didn't answer my first attempt, I texted him and received no reply, then called him again. Mitch then sent an Enterprise agent to the dealer. The dealer brought a truck that did not meet my criteria. I then called Mitch back and he told me he never promised me anything and came up with excuse after excuse.

    The enterprise rep was great and helped me to secure a vehicle I could use. 1-1/2 hours later I was back on the road. I would highly recommend Enterprise. The enterprise rep also explained to me that Mitch called me picky and told them I was hard to deal with. I called the claims appraiser Manager Brad to tell him my experience with Mitch and he never returned my phone call. The last accident I was a part of the client insured with USAA. USAA was fantastic...

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    Customer ServiceCoverageTimeliness

    Reviewed March 9, 2020

    I literally am in tears, my daughter was in an accident and contacted Geico ASAP. Next day called all morning and was told will get a call by 4:30 pm.. I had her call 2 more times then again at 4 and was told they were gone for the day. This morning adjuster Anthony ** called me already rude and sarcastic telling me he’s done this for 5 years and knows what he’s talking about.

    I only asked where we go from here, I called again to speak with a supervisor and they transferred me to him and he said “I don’t know how many times I need to explain to you. I’m the expert here and you do what you want but it’s fees you have to pay.” I asked if the Insurance company would pick up the undrivable vehicle to the auto body shop and with that I deserved to be yelled at. by him. I called to speak with someone higher than him again and they said they would email Anthony again.. By then I broke down crying so hard and said once this claim is over I will be switching insurance companies. Worst experience with this company. Still trying to find out how to get this claim started without being yelled at like I’m a felon.

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    CoveragePriceRefunds & PayoutsStaff

    Reviewed March 6, 2020

    About three years ago my vehicle was stolen and involved in a hit and run (the dude crashed the tree). Nobody knew who took it for two weeks. I was harassed on the daily and interviewed with them under the assumption that I was doing insurance fraud. The guy ended up turning himself in, and to my shock it was actually my best friends cousin. So I was kind enough to not press charges. Geico has me under "partially at fault" of the accident just because I didn't press charges. In other words I am paying for something that I did not do. Whether I press charges or not really is nobodies business and irrelevant to the fact he took my car without my permission, Crashed it into a tree, and then fled the scene. ** YOU!!!!

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    Customer ServicePunctuality & SpeedStaffBillingResolution

    Reviewed March 5, 2020

    I’ve been with Geico for 5 years or more. Always had a decent experience with them. I recently had a baby and needed to plan financially. I called and spoke with 2 reps who told my husband and I that needed to pay x amount of dollars and a due date. Behold my payment was doubled when I went to make a payment. I called and the reps were less than sympathetic. My call got escalated to a supervisor who was super rude as if I wasn’t a loyal consumer...despite being told something else twice. I waited 3 days for a manager to call me back as requested and still no phone call. I was ultimately penalized because their reps need further training. I asked for both calls to be reviewed, I was told it’s not possible. I’ve spent thousands of dollars with this company and I was treated like crap.

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    Customer ServiceStaff

    Reviewed March 1, 2020

    As I was driving, I saw my tire pressure light come on. I attempted to put air in the tire but it just kept leaking out. I called my car company first and they were going to tow me but that is not what I wanted. I then called Geico and do you know that the first question they asked was "are you in a safe location?" Now, if that does not make me want to brag about Geico, I do not know what will. Any company who worries about their clients (customers) is a company that I will continue to do business with. I was told that the assistance would arrive in about an hour but the driver called right away and was there in about five minutes. The driver was a pleasure to work with and the entire experience was wonderful. If I have to be stuck on the road, I am happy to have Geico on my side.

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    CoveragePriceOnline & AppStaff

    Reviewed March 1, 2020

    Geico is not an immigrant-friendly company even in NYC. I faced discrimination and verbally accused of being a liar even with the evidence that I have provided to the Geico. Geico Reps have given me every obstacle not to honor their initial quote. Geico did not accept my online application then I filled the paper application and sent it to them but they are not processing my application. I believe they are discriminating against the legal status of immigrants and tagging people and reporting them to the government agencies. Customer Rep asked me who am I living with in the same address and their insurance policies and asked me if person A and person B live there. How the hell she is asking if that person still lives there or not. This is my privacy as well as their privacy (this should be illegal in sanctuary cities like NYC).

    Also if I do not provide my roommate insurance card Geico will not provide insurance to me. Totally against my independent right to get a service from an American company. I told the customer rep if I have a strong attorney I will sue you guys because of this discrimination and wrongdoings. She said, "You can not sue us. We are the best insurance company." Basically saying no one will believe you. I encourage all immigrants of the United States of America please move your insurance policies to different companies. If you want to teach them a lesson please share it with your friends. FYI the customer representative told me that Geico is not keeping all the client's information private as well, they are sharing information with the other government agencies (DMV, etc.).

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    Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedOnline & AppRatesTimeliness

    Reviewed Feb. 29, 2020

    I purchased a policy on 2/27. Paid in full for 6 months. I purchased policy online. Was prompted to call in and spoke with a young lady who reviewed my policy. Online I requested roadside assistance but when CSR reviewed the policy it was not included. I purchased only liability/state required coverage. The young lady mentioned that I would need to have collision/full coverage in order to have roadside. I explained that online I was not prompted that the coverage I selected would not include roadside. She placed me on hold and said she would speak with a supervisor.

    When I was taken off hold she said that I would have roadside assistance at the price I was quoted. I repeated what she said to make sure we were on the same page. Fast forward to Thursday, received a email with all my docs. When I accessed my policy via the app roadside wasn't list. I call Geico same day and spoke with Sophia who said I would get a email or a call by Friday. That didn't happen and I would really like to have this issue resolved ASAP.

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    CoverageStaffTransparency

    Reviewed Feb. 28, 2020

    1. They don't communicate when there is change in policy.

    - They updated my insurance coverage from Full insurance to Liability only.

    - I accidentally checked Geico App for Coverages and discovered this after few weeks. And when I asked for it they said, "We cannot do full coverage right now". Well I understand that but if they don't notify that information how will I know.

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    CoveragePriceBillingRates

    Reviewed Feb. 27, 2020

    Have been with this company for 8+ years and they always increase prices as well as trying to force someone to get on an automatic payment plan. I have to pay 2 additional payments every time they renew insurance every year but will go away if I get on payment plan. You guys suck!! Way to treat a customer that been with you guys for 8 years!!

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    Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedMaintenanceStaff

    Reviewed Feb. 25, 2020

    First call they told us they would cover $926 for an Infinity. If OEM was MORE, we would have to pay the difference (Safelite quoted $996). That means we should have paid $70 for OEM from Infinity. Second call the same thing, but no written quote, yet. Then Safelite tried to schedule a glass swap appointment, without a quote. I asked them why and they said GEICO denied the OEM parts. Today I called GEICO and suddenly it will cost $653.95 if I want OEM parts. They are in a scam with Safelite.

    From the reviews I've read, I'm sure Safelite will do a poor job, the glass is designed to break easily, so we will have to replace this CRAP after market glass. Safelite told me something that is COMPLETELY FALSE and UNVERIFIABLE - that they make the "same product as Infinity and that it is above DOT standards." ALL SCUM and ALL SCAM!!!! Don't do business with either - GEICO claims to help VETS, I'm a Vet and they tell me I get NO DISCOUNTS for it!!!! Now this dirty scam with Safelite.!

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    Customer ServicePricePunctuality & SpeedRefunds & PayoutsStaffBillingRatesTransparency

    Reviewed Feb. 24, 2020

    Updated on 03/12/2020: MY SON BEEN USING THIS PLACE FOR YEARS AND THEY STILL HAVE NOT REDUCED HIS PAYMENTS. I went and got better quotes for him but this is not the issue why I am writing this review!!! Well my son became ill and has not been working so I made a payment to help him not knowing his bank paid with a overdaft, so this Geico got two payments for the month and did not even contact us. I found out almost two weeks in I contacted them requesting them to pay back the overpayment. Well after waiting over a week I called. They still not paying us back then try to talk us into credit towards next month, but I had already filed a dispute to get the overpayment.

    After almost two more weeks I still have not got back the money!! They stated they sent it back to my bank yet my bank has not got it from them and they got the nerve to want us to pay the month. I still waiting on where is my money. I hope my son will go to another company after this. Not to mention rates are very high for for what he paying out. I am still waiting on the money they owe to us which is horrible what I had to go through.,

    Original review: This company is very high and rip my son off. They got overpaid twice for the month and just trying to get my son money refunded they kept giving us the run around. Terrible. They refused to refund our money. Stay away.

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    Customer ServiceCoveragePriceStaffBillingRates

    Reviewed Feb. 22, 2020

    I was in an accident for which I was NOT at fault. I immediately called Geico to tell them what had happened so they would have the info. I was not making a claim. I also called the owner of the other car, as the car was a loaner from a dealership, and let them know what happened. My passenger had video of the at fault driver texting and swerving (which he took after the collision, because obviously before that we didn't know he was going to collide with us). The dealership said they were responsible. Geico took my information, and input everything incorrectly into their system including every passenger's name, despite me spelling them all at least six times each. Super difficult names such as Ana (sarcasm). Geico then apparently ran the numbers and decided they would make more money by saying I was at fault, because the payment to the other car owner was basically nothing, whereas raising my rates brought them in a bunch of cash.

    They called the other insurance company and claimed fault on my behalf, without telling me. Then they began charging my autopay twice as much every month. They made no attempt to inform me that they were raising my rates or stealing this money, and gave me no opportunity to switch insurance companies. Now, I cannot change insurance companies for three years, because Geico put an "at fault" accident on my record. So for the next three years, they get to hold me hostage and steal money from my account every month, because I legally am required to have auto insurance, and they have made it so I can't use any other company. (This is the ONLY accident I have ever been involved in.) This was all done completely on purpose so that they could steal money from me, and after reading other people's reviews, this seems to be their standard operating procedures.

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    Customer ServiceCoverageTechPriceTransparency

    Reviewed Feb. 22, 2020

    Updated on 02/27/2020: My auto insurance policy is $1690 to be paid in 6 installments monthly. They took first month’s installment followed by $1400 (!!!) then this month I receive notice that another $2502 will be taken off autopay (!!!). This is only a few weeks into the policy. No regard to our actual contract. They treat me like I’m stupid. Avoid at all costs!!!!

    Original Review: DO NOT USE THIS COMPANY!! After concluding the contract, they charged a premium higher than the agreed and documented monthly contract amount. They then stole an unauthorized $1400 from my bank account. How is that even possible!! I keep getting told they’ll open a ticket in their system but each time I call I have to start from the beginning like the previous 10 calls hadn’t taken place. If my $1400 isn’t returned this week I’m reporting them to law enforcement.

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    Sales & Marketing

    Reviewed Feb. 21, 2020

    Do not use or god forbid get in an accident with someone with this company. Money is spent on tv ads then does not have money to pay your damages. DO NOT USE!! It’s going on 3 weeks now. The adjuster low balls my car which is able to go another $150k miles. Interior clean. Exterior has Minor scratches from idiot city people who have moved to my area.

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    Customer ServiceCoverageBillingHonesty & Transparency

    Reviewed Feb. 20, 2020

    I can't speak to this company's claims service other than minor windshield repairs, and their customer service is acceptable (i.e. they eventually answer the phone). My review is based on having them over 2 years for auto insurance and their shady business practices as an insurance company. They are shady because this company as I mentioned above has added minor claims (under $50) to my claims history. I have called another insurance company and they told me this is NOT normal practice. Additionally, and most concerning, I called them to ask a question about a 3 inch scratch my car had received from the garage door closing on it and they, WITHOUT INFORMING ME, added this "claim" to my record as an at fault accident!!! I never in any way requested or received payment from GEICO.

    According to their OWN WEBSITE, the definition of a claim is as follows: "Any request or demand for payment under the terms of the insurance policy." I now have an at fault accident on my record which I will have to attempt to remove due to their shady practices which is an extremely difficult process. The only reason to report the minor claims and report an accident from me calling and asking a question about a situation is to TRAP the customer and PREVENT them from seeking a different insurance company. This is no way to treat any customer and certainly not a military member. Lastly, I called to inquire about this false “claim” and they were of zero assistance and not apologetic. DO NOT USE THIS COMPANY. Find an honest insurance company. I immediately canceled my policy (regardless of this situation) and went back to an honest company.

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    Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppMaintenanceStaff

    Reviewed Feb. 17, 2020

    My friend had an accident in Massachusetts with my car. She called Geico to file the claim. The automated operator said to complete the claim using the Geico app. So she did. Geico app read that based on the description of the damage (fully operational car with a superficial damage), it was deemed a total loss. Geico gave us only ONE option on the app: to have the car towed by flatbed, even if the car was fully operational and I drove it from Mass to Connecticut safely. So they took the car up to East Windsor, Connecticut -- a place over an hour away.

    They called me a day later to tell me the car is deemed total loss and I have two options: agree to take their low-ball offer to buy a new car ($1,500) or buy back the car from the salvage company they already apparently took it to. A salvage company?! I thought my car was getting appraised? They did not give me the option to take it to a local body shop (though, after a bit of researching, I learned that there are about three auto shops here that work with Geico), I wasn't given the option to say don't take it to a salvage company, and I wasn't given really any options AT ALL. Now, I have to take my car in a flatbed to the DMV to get a "salvage" title.

    Ah yes, let's talk about my representative. I told him about the app's suggestion of only giving me the flatbed option and he proceeded to tell me that he will talk to his supervisor, not for me or the horrible experience I've gone through, but to make sure someone fixes the app for future people in my situation. Thank you, Geico; very helpful.

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    Customer ServiceCoveragePricePunctuality & SpeedMaintenanceStaff

    Reviewed Feb. 13, 2020

    Public needs to know the dark side of this fraudulent company. Here's my experience I am going through. I was brutally hit by intoxicated driver on the freeway 15th south on Nov 8th. Suspect immediately ran away. Overcoming the pain at my head and neck, I followed my offender till I caught him. I got his license plate, recorded our conversation on my video camera; which is of him being completely being abusive and discriminating. I called the police, 911, and surprisingly that dispatch lady recommended me to not get out and talk to the jerk. He tried to break my window to reach me in the car. I was so ** patient till the police officer showed up. But it was too late. The guy escaped.

    I reported a claim to my Insurance which is (Geico). For the premium full coverage I was paying, really cheap, estimate around 100 to 120. Drunk driver has no insurance. Uber, Lyft also not involved because no passenger was in the car at the moment of car crash and the settings for driving were off. I had multiple conversations with adjuster ** or Gianna, sorry, I'm bad at note taking... I'll try to memorize it better next time. She constantly repeated the same mantra. "Your app was on. There is no coverage!" Please be mindful before you SWITCH TO geico.

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    Customer ServiceCoverageRefunds & PayoutsHonesty & Transparency

    Reviewed Feb. 10, 2020

    Geico insurance has owed me a $10.16 refund for months! They send me a check and it bounced! Then they lie about and said I cancelled it. Now they just decided not to credit my account or anything! Out of sight out of mind. Geico is incompetent call and explain over and over again the same story over $10.16 credit and what level of incompetence is this - then they decide not to do anything! When my 6 mos months is up never again Geico! You are incompetent and you cheat people who are good customers!

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    Customer ServiceCoverageRefunds & PayoutsStaff

    Reviewed Feb. 4, 2020

    After being a customer on and off since 1998, with 4 minor incidents, I received a nasty, threatening letter, in BOLD CAPITAL LETTERS, from some character named (not making this up) "Maximillian Patrick **" informing me that my policy was being terminated in one month's time. I could not believe it! It looked like I was on the FBI Ten Most Wanted list. When I phoned, the rep was absolutely rude and stupid.

    This used to be a good company to do business with -- I don't know who's taken it over, maybe Donald Trump (or one of his honchos). Anyway, there was a silver lining as I now have new coverage, both renters and automobile, with another company. The very friendly and articulate agent I spoke with told me (as GEICO, of course, had not) to inform them that I was cancelling my policy AS OF NOW and requesting a refund for the fully paid policy that they had terminated. As well, I am now paying less for the same coverage. Thinking of using Geico? Don't!!!

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    Customer ServiceCoveragePunctuality & SpeedBilling

    Reviewed Jan. 28, 2020

    Yes. I tried to get car insurance through Geico and the website auto populated my ex husband's car (we both drive 4runners). A car I don’t even own and as soon as I realized (literally moments later) I canceled my payment. Now they say I owe $62 for “coverage they provided” because I cancelled the payment not the policy. I spent 30 minutes on the phone with customer service IN TEARS and they basically told me I’m ** out of luck and owe $62 because I “approved” the vehicle online even though I am not even on the 2015 4 runners title. That’s not my car!!! They didn’t offer to resolve the issue at all. In fact they said, “you’d have to pay the balance if you ever want a policy in the future.” I’d rather walk 50 miles to work that have anything insured by you if this is how you treat people. Thanks but no thanks.

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    Coverage

    Reviewed Jan. 23, 2020

    My grandmother covered and/or Geico insurance hit my vehicle on her property or I live in due to me being a resident there. They refuse to cover my vehicle. This has to be the worst case of procedures and policies I've ever heard of. So for future reference to anyone trying to get covered under geico if you hit anyone on your property that lives with you they will not cover their car.

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    Customer ServiceCoveragePricePunctuality & SpeedMaintenanceStaffBilling

    Reviewed Jan. 22, 2020

    I signed my son up for an auto policy. I set it up that I would make the payments and put my email address on the policy so I could keep an eye on the policy and receive all important notices. Geico approved the policy. They charged me and sent me a schedule of future payments. Then they cancelled the policy. They stated my son's driver's license was suspended. It was in fact reinstated just a day or so before the policy was taken out. They failed to send an email stating the policy was cancelled. Instead they sent a paper letter to my son's address. I being the payer was not notified so I could help my son with the matter. I didn't find out that the policy was cancelled until 8 days after the policy had been cancelled.

    Geico absolutely refused to run the motor vehicle report again to reinstate the policy. The reason was they said it was too expensive. I googled the cost which is just $2.82. They absolutely refused to pay the $2.82 so the policy could be reinstated. So they chose to lose hundreds of dollars in premiums not only on my son's policy but my policy and my other children's policies because they refused to fix their mistake and work to satisfy a customer.

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    Customer ServiceCoveragePunctuality & SpeedStaffRates

    Reviewed Jan. 21, 2020

    Please do not switch to GEICO! Like most, the monthly rate was the reason I left my previous car insurance company for Geico. A saving of 200 dollars a month for a single mom is good reason to switch until you get into a car accident. I was found not at fault but Geico will not help with any of the claim process. I had to call the other insurance company and do all the work myself. My car is till seating at the body shop waiting for someone from any insurance to look at the damage. It is a total loss. My adjuster Brian at Geico has been rude and useless since day one. It has been very stressful to know that you are on your own, and no one at Geico seems to care. I am now committed to keep working on the claim, and to keep on the pressure until I get a check. Of course I am now looking for another car insurance company. It is very sad that big companies like Geico take advantage of so many people, and the worst part is that they are getting away with it.

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    Customer ServiceCoveragePrice

    Reviewed Jan. 20, 2020

    I originally loved Geico, until I filed a claim which I was told directly fell under comprehensive, as exactly how it was outlined. I didn't carry collision. Geico was not sure if the damage was there before my policy, so I showed them proof from security camera footage, and pictures. Once I gave them this missing evidence, they decided to say they changed the claim to collision after 3 months. Geico will use all tactics even if they are still wrong, if they don't think you'll take them to court. I also have all recordings of phone, email, and text, but it's not worth the stress of 1,000$ worth of repair they would have covered.

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    Reviewed Jan. 17, 2020

    Geico never sent me notice about taking my road side assistance off my policy. Been with them 2 plus years, I would not recommend anyone to go to that company. I'm leaving as soon as I can. They screwed me over.

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    Customer ServiceCoveragePriceRefunds & PayoutsStaff

    Reviewed Jan. 16, 2020

    Geico only provides reimbursement for off market, non original parts to cover repair. So if you have newer car, stay away from Geico! I have 1 yr old minivan that got rear ended by another driver with Geico insurance. Now I am stuck do repair at their recommended shops which will only cover off market parts and NOT original. So even though it was not my fault, I have to accept their cheap quality options or pay out of my pockets to choose original parts.

    My insurance company is StateFarm and they would cover fully with original parts. But if I go through them, it will affect my claim history that is clean right now. Overall, I already feel frustrated having to deal with Geico adjusters. If they do read reviews and care for customers, they won't mind spending few extra bucks to reimburse original parts to claimants who are NOT at fault in accidents. My ID is ** in case they want to contact me.

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    Customer ServiceCoveragePricePunctuality & SpeedRatesHonesty & Transparency

    Reviewed Jan. 15, 2020

    Hit a deer back in September of last year. They filed my claim under collision instead of comprehensive. When I went to have my car fixed I ended up paying 500 (that was my deductible for collision). I was ignorant at the time and assumed that was fair. I had just recently signed up with Geico a couple months prior to that and I honestly forgot what my deductible for comprehensive was. Fast forward to Jan. of this year and I get a letter in the mail about my premium. It is going up by 40-50 dollars because the claim was filed under the wrong category. I have called at least 4-5 times trying to get this issue fixed and have gotten nowhere. I explained to them that I hit an animal, I was not at fault, I did not swerve and hit anything else such as another person or object. They said, "Ok let's send this in to the claims adjuster to take a look at. Give us a couple days."

    FIVE DAYS PASS and I call back because I havent heard anything. A different person tells me the same thing. Apologizes for the wait, but says, "Let me contact the claims adjuster again." I said ok. He says give it a couple days. I wait FIVE MORE DAYS and still no reply. I call back and the girl tells me in fact they have heard from the claims adjuster and he denies that I hit an animal based on what he saw that day when looking at my car. He claims to have not seen any evidence such as hair or blood and therefore I did not hit a deer and apparently I'm a liar and it's my fault. I upload four pictures of my car's damages from the morning after it happened and there is clearly animal hair on my car.

    I dont know what drugs these claims adjusters are doing but they really need to get their eyesight checked. Not only did I overpay for my car's repairs (I paid 400 more than I should have because they refuse to file it correctly) but now my rates are going up as well. Finally after submitting the photos as proof the last person I spoke to said that she can clearly see animal hair on my car and they will be "reviewing the photos with the claims adjuster and expect to hear back within 24 hours" HA. We all know how that works. I doubt I will hear back from anyone.

    What I'd like to have happen is geico or whoever to admit they screwed up and give me my 400 back and lower my rates back. I should not be punished for something that was out of my control. I have a baby on the way and I can not afford to pay over 200 bucks a month for frikkin car insurance. That's simply outrageous.

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    Customer ServiceCoverageTechPriceMaintenanceStaff

    Reviewed Jan. 14, 2020

    I called Geico for emergency road service because I needed a towing service. Geico sent me a towing truck. The ignorant tow driver damaged my car big time. So my car was taken to a local dealership for repair. Because my car sat there for repair for 5 business days, I wasn't able to drive for Uber (my main source of income).

    I called Geico to claim loss of earnings. Although I lost 5 days of work due to 100% fault by the tow driver (Geico's contractor), Geico did not budge to indemnify or help me go after the tow driver. Think about it in my shoe. I did nothing wrong to my car. I lost 5 days of work because the Geico-selected tow driver damaged my car. Now Geico only covers the repair cost, but not the loss of earnings. Geico has no accountability at all? Geico doesn't care its contractor caused loss of my earnings? Geico only wants your money and evades when you actually need their help.

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    Coverage

    Reviewed Jan. 9, 2020

    Live near coast. Wind gust happen. Car door dinged truck next to me. Keys were not in ignition. Had full coverage. They put as collision instead of comprehensive. Changing nearly 20 YEARS accident free record.

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    Customer ServiceCoverageMaintenance

    Reviewed Jan. 8, 2020

    Our car was broken into eleven days ago. The glass still hasn’t been repaired causing our car to be unusable for this time. Called Geico four times complaining about this, their response “if you are not satisfied, find your own glass company." Why am I paying Geico insurance premiums if I need to find my own glass company?

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    Customer ServiceCoverage

    Reviewed Jan. 7, 2020

    Someone insured with Geico insurance backed out of his parking spot and hit my car as I was traveling in the right direction exiting the parking lot. A police report was made and the person backing into my car was found at fault. Geico will not pay the claim. They would not use the police report as determining fault. Very poor customer service. It took several weeks for them to review the claim. They said they needed more evidence to overturn the denial. I produced pictures and police report. Their insured said he looked and didn't see me - that's the reason they denied the claim. Very dissatisfied with Geico!

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    Customer ServiceTechPunctuality & SpeedMaintenanceTimeliness

    Reviewed Jan. 4, 2020

    I hit a deer and had some pretty minor damage. The beginning of the process went smooth enough. I filed online, and the next day an adjuster came and did the estimate. This is where things started going bad. The adjuster advised me that all I had to do was take the estimate to the shop of my choice, and email him the details. After he got the name of the shop they would work directly with them. The next day I took the car to the shop, and emailed the adjuster the shops info.

    3 days later the car was repaired. 10 days later I still don't have my car. First, the adjuster never contacted the shop or provided the shop information to the claims dept. When I called the claims dept they apologized and assured me they would overnight a check. The check wasn't overnighted. It took 5 days. What's worse? The check was made out to a repair shop that I had never heard of. At this point a stop had to be put on the check, and it would be 24 hours before they could issue another one. At this point I'm pretty upset, but it just got worse.

    After the 24 hours they inform me that they will be issuing another check, that will be overnighted this time. This was a Friday, and I'm told that the check will be sent out at 3pm. They even called the repair shop to inform them that the check would arrive by FedEx Friday. I'm writing this review on Saturday after just learning that not only did the check not arrive, it hasn't even been sent. Since they can't issue checks on a Saturday, it won't be sent until Monday!!! By the time I'm able to pick-up my car it will have been sitting at the shop repaired and ready to go for 2 full weeks. When asked how they intended to address this issues they simply offered up an empty apology. Too bad I can't drive that to work!

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    CoveragePricePunctuality & SpeedBilling

    Reviewed Jan. 2, 2020

    Don't believe it when you read that GEICO does not charge early termination fees! I changed my insurance from GEICO to another company 2 months into a 6 month policy only to receive a bill for over $360 for early termination of coverage. I found out that GEICO chooses to charge this OPTIONAL fee in North Carolina. This is solely at the discretion of GEICO, and NOT a mandatory or state insurance fee. THIS IS NOT ETHICAL BUSINESS PRACTICE! Due to their greedy decision, I will never use GEICO again, and will be sure that as many people as I can contact know their shady business practices.

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    CoveragePunctuality & SpeedBillingRates

    Reviewed Jan. 2, 2020

    Do not waste your time with Geico. They raised my rate after being 10 days late on my payment. I explained that I was in the hospital because of a heart attack. They said too bad and raised my monthly payment from 260.00 a month to 445.00 a month! I canceled and went with State Farm. I am now getting my insurance for 220.00 a month for 2 vehicles with full collision and liability. Thanks for nothing Geico!

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    Customer ServiceContract & TermsCoveragePricePunctuality & SpeedRefunds & PayoutsStaffTransparencyHonesty & Transparency

    Reviewed Jan. 1, 2020

    My car was recently almost totaled by a gentleman who illegally tried to pass me on the right and then tore through my car with a low extra large trailer. There was zero damage to his vehicle. Right from the beginning, with zero investigation or calling the police, they claimed that I was 100% at fault. The they claimed I was only 50% after we prodded them for more of an investigation. They then called and lied saying the other company had denied being at fault and they were closing out the claim with me being at fault for going straight in a left turn only lane. Only problem being there was no left turn only lane and the other company was still working with me and hadn’t made a determination yet.

    We insisted that the representative Anna call the local police department to verify that the lane had no signs and was not left turn only and she stated she had watched 3 videos of the area and had “watched people take left turns from the lane I was in.” That was her “proof.” I the brought up that in MA it is illegal to pass on the right (what this other driver did), so she faulted ME for that and sent it to the state. No evidence, no waiting for the other insurance who still hasn’t talked to their client, no verifying with local police, nothing. These people have been rude, condescending, and single minded. I’ve been told over and over that “if it went to arbitration, we would lose” without any explanation of how or why. The pictures of my vehicle and the area show a completely different picture. We’ve asked to talk to a management and they keep telling us we need to stick with this woman. Each day we get a new surcharge notice.

    In 2011, I was in an accident where a bus pulled out without looking and hit my car. The other driver was found 100% at fault. When I joined Geico, they put this in their insurance as my fault and unknowingly charged me for years for it, until we went to the state and confronted them with the documents. They never fully reimbursed us. They are not customer friendly, do little to update you on what is happening with your vehicle, and will lie to you and the state. This has been upsetting during an already difficult time in our family. Steer far away.

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    CoveragePunctuality & SpeedHonesty & Transparency

    Reviewed Jan. 1, 2020

    Someone covered by Geico hit me towards the rear of my vehicle while merging onto the freeway- although he initially admitted fault he later lied to the insurance company claiming my fault - despite clear pictures of the damage they are taking his side and not paying the claim.

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    Coverage

    Reviewed Jan. 1, 2020

    After fifteen years of home owners and multiple car coverage with no claims, my teenage son got a minor traffic violation, followed by a minor fender bender, he was dropped immediately w/o any notification. We had never had any claims with this ins. Co. We had to scramble for coverage with the State. Really? No notification? No increase in fees? I figured they took me for a minimum of $30,000! Never use GEICO!

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    Customer ServiceStaff

    Reviewed Dec. 31, 2019

    I use to be a big fan of Geico but I am so annoyed I will be switching to another insurance carrier. I bought a car 10 days ago and the dealership requested a stamped rmv1 from geico twice. I called geico asking them to resend it because Subaru had not gotten it and the geico rep said they have a 4 hr turnaround time and should receive it by 730. I then called Subaru at 745 who still had not received it. I called geico again and the rep said they did not have the correct form saved. So the two times it was sent no one bothered to save it? WTH. I rearranged my whole schedule to pick up this car on 12/31 only to have to switch everything around again because people are apparently completely incompetent at simple tasks. I would like to point out the phone representatives are very nice but whoever is in charge of important documents there needs training.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Dec. 30, 2019

    Updated on 01/08/2020: The horrible saga continues. The high-end management had not approved a check to pay off a total loss. They valuated the car too low. My Geico advisors and adjusters did not advice me in my best interest and they took their time preparing paperwork. After the fact I learned I needed to call the financial company for a valuation sheet. For which I am still making payments in a car I don't have, I am renting a car Geico only paid for a few days, I lost the time to transfer my plates, 30 days now I have to return, I loss the time to transfer the insurance, 30 days and gap will not pay difference because they need a copy of a cancel check. Claim # **. Should I hire a lawyer? This never happened to me before.

    Original Review: On December 3rd my car was totally lost. It is a month and still has not been paid off by Geico. The check has not been issued. It has been a nightmare of phone calls and not having direction from most of the employees. All these people taking care of one claim. The process is confusing and extremely slow. Now the Salvage Department had not cut the check. They are mailing more papers and I'm still paying the loan for a car that I don't have. Also the gap insurance can't pay the difference. Geico did not appraise the car for the full amount. I know that's nobody's problem but this is too slow. I never went through this. I used to have all my insurances with Geico and slowly but surely I keep dropping them because it's just not right. At least in Florida they are very slow and I really think they don't care about their clients at all.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Dec. 30, 2019

    Geico insured rear ended my wife’s car at a stop light. Their insured admitted fault and was issued a ticket by the police dept. Geico adjuster suggested body shop. Geico rep at body shop very rude. When I told rep I did not want after market parts on a 2 year old $42,000 car with 25000 miles on it he slammed the claim folder shut and told me I would have to pay the difference for factory parts and to call the adjuster. He then yelled “next” to a large list of people on a dry erase board. Rudest man I ever met. I then took the car to the body shop of the dealer I bought it from and got an estimate. Geico still refused to put Ford parts in my wife’s Ford Edge Titanium. We finally surrendered to non OEM parts and had the car repaired.

    It took nine days to repair what should have taken four days because the After Market Parts people sent the body shop the wrong parts. Somehow Geico feels I am responsible for the delay and refuses to pay my loss of use claim even though in my state, Florida, the law is clear that a person is entitled to compensation for loss of use even though they did not rent a replacement vehicle. When last I spoke to an adjuster, (there are many and you never get the same one twice) she told me she did not have the authority to pay my loss of use claim and I needed rental car receipts, Uber receipts, or receipts from a friend or relative who let me use their car. Big surprise here, I own more than one car.

    She told me her supervisor, Mr. ** would call me to discuss this. That was two weeks ago. So far, no Mr. **. My next step is to file a complaint with the DOI, followed by a lawsuit (pro Se) against their insured. Their business plan seem to be to just ignore you and you will just go away. No wonder this company makes billions of dollars a year. If you’re looking for any customer service or respect, don’t look to Geico. Look for an attorney instead. This is the worst claim handling I have ever seen and I have worked in claims and as a claims manager for more than 20 years. Pathetic....

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    Claims HandlingStaff

    Reviewed Dec. 30, 2019

    Would not recommend 10 plus years of service never a claim but when I needed them they were not there for me.. Geico customers need to be aware that if you are in a collision with another Geico customer and there is a disagreement Geico will not arbitrate for either side. Meaning whatever the decision is that is the final decision. To be clear if it was a case of Geico vs other insurance they would follow an abitration process..

    We learned the hard way that there is no way to challenge a decision.. What I may have in my favor is the fact that in spite of written and verbal request to have an agent inspect the vehicles damage as indisputable proof of what could or could not have occurred they refused.. less than 2 days after my accident was reported while I was still presenting evidence Geico had already made its decision.. Geico acted like it did me a favor ruling no fault to both parties.. BUT I’m still left with paying my deductable.. Another point that is also critical when using Geico. They will low ball the cost buy quite a bit. The problem in my case and similar is that the decision requires amendments extending the repair process 3 or more days… Geico is NOT one that will cut you a check the low ball the estimate to assure this…

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    Customer ServiceClaims Handling

    Reviewed Dec. 30, 2019

    Claim # **. I filed a claim with Geico on an accident dated 11/30/2019. Filed claim on 12/4/2019. It took them 3 days for them to communicate with me and issue an Adjuster, Rebecca **. Meanwhile I called adjuster daily and no communication, finally on 12/18/2019 she picked up phone (13 days later) and informs me that my car is a total loss, that I have to return my rental car on the 23rd. While speaking to her, she emailed me the CCCR report and requested I go over it and text her any information that was incorrect.

    The next day 12/19/19 I texted her all corrections, and documents to support my counter. And as of today 11/30/2019 no response from her at all. I returned the rental car as she instructed on the 12/23/19 and now I'm without car and no response from her or anyone else. I've called her 2-3 daily, left her numerous messages, I've texted her and nothing. The manner in how this is being handled is ridiculous. I cannot believe a company that seems to brag about their customer service has treated me in this manner. As of today still no response.

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    Claims Handling

    Reviewed Dec. 30, 2019

    Hi Geico team, I just want to let you know that next month I will switch and I will be shopping around for new auto insurance somewhere else. I am very disappointed that my auto policy has been gone up after the first month of purchased and guess what? I don't have any tickets or car accidents and let me tell you I have a good credit. To make my point short I don't trust your lame excuses: "Oh! because there are so many claims!", "Oh because rates go a little bit up every year! Oh so sorry to heard that and is just a little bit to cover expenses." 4 years are enough and I don't trust you anymore! By the way my catering truck policy is going up 50% in the renewal. I challenge you to reach me and see what you come up with it. :(

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    Customer ServicePriceStaff

    Reviewed Dec. 28, 2019

    I call them to quote a newest car to be added to my policy and when they gave me a number the next day they charged me a lot higher number!!!! The supervisor was very rude and after confronting her with the facts that was given me by another representative she hanged up the phone on me!!! They say they "updated" the system the next day and I got an "increase". Don't renew any terms with them. They are liars and won't be professionals at all, very disappointed.

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    Coverage

    Reviewed Dec. 24, 2019

    First off Geico insurance is nothing more than a rip off artist. Never believe any review site in which one person makes a review of a company. That person is being paid. Listen to review sites that actual customers make reviews! Geico they are a bunch of con artist rip offs. We took off the automatic bill pay from Geico because we didnt want anyone to go into our bank account without out our knowledge. On 12/12 we took out the payment information and made sure everything was deleted from the account. This SOBs went into our account on 12/23/2019 and took out the funds without our permission or knowledge. Even though the account information for the bank account was removed, they still went to debit the account regardless. Will be disputing the charges immediately. Also Geico if you miss a payment or your insurance gets cancelled for whatever reason, they jack up your insurance by 10% every single time. Even if you had no problems.

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    Customer ServiceCoverageStaff

    Reviewed Dec. 19, 2019

    Being a car wreck is such a horrible experience to start and with the lack of consumer protection that comes with some of the insurance company nightmares is just not right. After being in a wreck and placing my car with a mechanic, I had not heard from Geico in weeks. I called to inquire what was going on. They apologized and mentioned someone would be with me soon. I received a call a few days later from my adjuster with questions and that he was extending me a car rental. Over 30 days passed and my car was finally ready. The mechanic calls and states I do not have rental per my insurance company, and I owe him $1700 for car rental. I call Geico to inquire about what was said and each rep clearly showed where the adjuster stated “extending the car rental” yet “sorry ma’am you do not have rental coverage” and that it was a mistake.

    Shortly after I get a call from the adjuster who states “yes I said that but you don’t have rental” in a what I thought to be aggressive manner. There was dead silence as I didn’t know how to answer being shocked from the unprofessionalism from a huge company like Geico. I finally escalated to a manager who also stated I was basically out of luck and “go after the mechanic and why was he charging me so much” as if all of this wasn’t enough of a nightmare. I'm disappointed in what I thought to be trusting insurance company. It's Christmas, I have 4 kids and had to use my extra money on a rental I was told would be covered. After everything my air conditioner and electric in the car does not work after being in perfect condition before repairs.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Dec. 19, 2019

    Me and my husband switched to Geico not so long ago. The price was attractive comparing to other insurance carriers and after a research we decided to go with Geico. Everything went fine until an accident happened. My car was legally parked and not moving, my door was slightly opened as my husband was trying to unload something from the car, but it was safe as I had enough space to even open it fully, the street's main traffic had enough space. The other vehicle was bypassing traffic on the right through a bicycle path and hit my door. The driver left the scene and didn't bother to stop, I had to chase him, thanks God I have a video register inside of my car.

    However, after submitting all evidence and making the statement, Geico adjuster decided that I was 80% liable for the accident. The funny part is that I opened the claim, I did all the investigation work and submitted the pictures of the street and of my car and the video where you see how my car was parked, got hit from the side (that was not captured by the camera, but you can see the shake), and you see the other vehicle on the bicycle path trying to get into the main lane. When I asked the adjuster based on what she made her determination, the answer was based on the statement of the other driver. The driver who left the scene, lied to me that he never hit me and made a false statement.

    Needless to say, I am leaving Geico and would like to warn everyone, don't buy into lower pricing, it will cost you an arm and a leg later on. One more important fact, did you know that you have to speak yourself to the other insurance, Geico doesn't do this for you. You also have to reach out to your adjuster yourself and if you lucky they will pick up the phone from the 100th time. But usually they don't get back to you at all. You have to go through all levels of aggravation and frustration just to get someone on the phone or via email. Good luck to all current Geico customers!

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    Customer ServiceStaff

    Reviewed Dec. 17, 2019

    I had no issue with Geico the first 6 months. I paid every month on Autopay and everything had been going smooth. In September 2019, I got the email they sent every month to remind me of my autopay that was coming up. My payment was more than doubled. I called them up and they said it’s for 2 tickets. 2 tickets I never got. They said it happened in Utah but California DMV was reporting it. I had traveled to California for work quite a bit a few months before. I called California DMV and I was told I had to come in to resolve this. I live in Utah and this was not an option. I called Utah DMV and the employee told me to go run my driving record because she just did and I will see there is nothing on my driving report. She explained to send that copy to Geico because Geico pulls their driving records through a third party company. So I got my driving record pulled and I sent to Geico showing they were not my tickets.

    They said, "Okay we will fix this" and email me my new bill within 24 hours. They never sent me a bill so I called the the day after next, giving a full 24 hours. I did however get a cancellation notice. I called and they said I was supposed to call in and get my new bill???? I said, "That is not what I was told and why wouldn’t you email it to me so it is in writing?" So they said they would reinstate my policy and email me. I got the email 20 minutes later with the more than doubled payment!!!! I called back and said, "Why is this saying the same amount you billed me for the tickets." They said it’s because (Get ready for this) when I started my policy in March, I had to pay 163 to get the insurance. Into only did I pay it, I pulled up my bank statement through my app and showed all of my payments for every month.

    This amount was the same exact amount they said I owed because of tickets that were not mine. So my fiancé called for me and spoke to a supervisor. The supervisor was nice and said they never removed the tickets and that I don’t owe anything for March. She he removed the tickets and emailed us a new bill with the due date. 3 days before my due date I get a cancellation notice again. I called them again. They said I had to pay that amount the day he quoted me. I said I would have if I knew this but he said he was emailing the bill with due date of the 3rd and I can go back in and set up auto pay and it’s not even the 3rd yet.

    They said, "Okay can you make the payment now?" And I said yes. So then they said okay you owe and it was 65 dollars more than what I not Ally pay and was quoted. I said, "No wait it is supposed to be this amount" and they said, "No what you are quoted is not guaranteed for more than 24 hours and Utah rates went up." I hung the phone up and called Progressive and got it. Good rate and will never bother with Geico again.

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    Reviewed Dec. 16, 2019

    My wife was involved in a accident with a Geico policyholder. Our vehicle had over 75% of the value in damages so our vehicle was considered totaled. Now this process is where my wife and I got screwed. The amount that Geico appraised our vehicle was well below market value. I just spent about 2k in service preparing for a road trip to NJ. My vehicle was in excellent condition inside and out. I was told that maintenance doesn’t add value to a vehicle.??? The system that the insurance company uses for appraisal is flawed. I was told that there were 8 comparable vehicles in a 100 mile radius of my zip code which was completely false.

    Then I was told that they can use vehicles that have been sold in the last 90 days?? I had high hopes that Geico would handle this promptly and take care of us. To add insult to injury we are forced to return the rental without securing another vehicle. Our claim was settled on the 12th and they want us to return the rental on the 16th. That gave us one day to find another vehicle giving we work regular hours and Saturday is our only free day. I expressed this to the adjuster and was told that Geico only pays through the settlement not until we purchase. I know I’m rambling but I just so disappointed.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed Dec. 15, 2019

    I have been with Geico for 2 years. No accidents, no claims, and paid on time through autopay. My policy is in Texas but I travel the country for work so I move around a lot. Called to get a quote about moving my policy to another state and the rate went up. I told them not to change it and leave it in Texas. The next day I get an email that policy has changed. Login and see that my bill has gone up almost $100. Turns out they changed my address without permission.

    I called customer service and they stated that I gave them enough information for them to believe that I lived at this new address, even though I told them I travel the country for work and was only wanting a quote to find the best location. The lady at customer service called me a liar and refused to change the address back despite the fact that my registration, driver's license and everything else is from the address in Texas. What the heck is the point of a quote and how is this even legal? Now searching for another insurance company and will never use Geico again.

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    Customer ServiceClaims Handling

    Reviewed Dec. 13, 2019

    If your car gets hit by a Geico customer, get ready my friend, because you are in for one heck of a ride. Here are some things you should do to prepare for the roller coaster your life will soon become:

    1. Cancel all your plans for at least the next few months. You may wish to quit your job or take a leave of absence as well. You're going to spend so much time on the phone leaving voicemails that you'll wish you had a personal assistant, and no one has time to hold down a job when you have a Geico claim to deal with. Don't worry, your adjuster will call you back, but it will just be to let you know that they'll finish your claim soon. Speaking of which...

    2. Get used to the word "soon". You'll hear this word so much it'll make your head spin. If you think you know what this word means then think again. Your adjuster may give you a vague time frame for when your claim should be completed such as, "by the end of this week". This is a lie, they meant to say "soon" which they must think is a synonym for eternity.

    3. Get a police report and take as many pictures as possible. Your adjuster is going to need so much proof that this accident happened, you may have to invent a time machine and have them witness the accident themselves. Get the contact information for all witnesses, the other driver, passengers, and even the police officer writing the report if you can. You may decide to send these people a friend request on social media as well, because you'll need all the support you can get. Every time you think that you've given the Geico adjuster the information they need, they'll come up with yet another useless fact for you to verify. Again, expect to spend most of your time on the phone for the next few months.

    Obviously I've exaggerated the level of difficulty in filing a claim through Geico. However, it's unfortunately not very far off the mark. It will take forever to make any progress with a claim made through this company and they will do everything in their power to avoid paying you, even if you yourself are a Geico customer. They have decent rates, but if you even think about using the insurance you're paying for they will do everything to stop you.

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    CoverageStaff

    Reviewed Dec. 9, 2019

    Talk about taking advantage of the little guy. A GEICO customer ran into one of my rental vehicles. It took two months to repair - totally not my fault - and they only wanted to cover one week. They totally lowballed me and told me I had to send a letter of representation from an attorney. I'm a small business and I don't have the time or money for that. Not cool at all. Thanks fort nothing GEICO.

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    Customer Service

    Reviewed Dec. 7, 2019

    I got into an accident and the adjuster called me however I could not answer the phone at work. Her office hours were 8:30 am to 4:00 pm and I work during those hours. Even though I called her she never called me back. Not that I was allowed to answer the phone during work. This is very poor customer service. They should work hours that people can contact them.

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    Reviewed Dec. 6, 2019

    I got a quote for my car and mentioned about a minor accident that I claimed. After I set up the auto payment and withdrew the first payment they increased my quote by 25%. It is considered very unethical business.

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    Claims Handling

    Reviewed Dec. 5, 2019

    I have never had a problem with Geico till the past few months occurred. I had changed my policy to include my home and vehicles and a few weeks after had my car vandalized. After filing a claim, Geico fixed the windshield but informed me that they are not fixing the remainder of the vehicle because they can not verify the incident on their end and I would need to pay for the remainder. I felt this was wrong, since they are my insurance providers and should not half complete work they started. I have been with them for years, helping promote their company but starting today I am looking for a new insurance provider for my vehicles and home.

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    Coverage

    Reviewed Dec. 5, 2019

    I had a terrible experience with Geico Insurance, I had a not at fault accident and because I use my own insurance (Geico) to cover for my damages my rates went up to an additional $100 a month. I brought all the evidence to proof that I was not at fault for the accident and still they did not changed their position. They all about making money, do not care about customers.

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    Claims HandlingStaff

    Reviewed Dec. 5, 2019

    I have been a customer of GEICO for over 10 years now and will NEVER switch to any other Insurance Provider. This is a Company that has obvious solid Core values in the way they treat their employees as it certainly comes out in every interaction I have had with any associate for GEICO at any level. No matter how unsettling and stressful having to file a claim may be, GEICO removes all of the panic and depression taking on a loss can inflict. I recommend GEICO to all I know.

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    Customer ServiceCoverageStaff

    Reviewed Dec. 3, 2019

    I received a cancellation letter/notice from Geico for 6/28/2019, and had planned to go to another insurance company for the same day due to their disorganization and poor customer service. So, I set up my coverage with Progressive for that day. Later, by happenstance, I found out that my coverage actually termed on 6/15/2019 with Geico. However, the only letter they sent me stated 6/28/2019 was my cancellation date, so that is the cancellation date I used to set up my coverage with Progressive. When I found out later what happened, I brought this factor to their attention, and an illiterate manager named Jordan said she would check into it, and then called back with no assistance and a haughty attitude.

    Now I have a 13-day lapse in coverage with "their" insurance company on my record due to they're incorrectly dated later, which they held "me" rather than their company accountable for. If you are smart, you will steer far clear from this fraudulent company. Letters with any type of date have no value. They can later change the date and cause you to have a lapse in coverage as retaliation for seeking coverage with another insurance company.

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    Customer ServicePrice

    Reviewed Dec. 2, 2019

    It was easy to get a quote and policy. However, when I had to make changes that result in an reimbursement and then policy cancellation customer service stops!! It is now 3 months still waiting for my $200 refund. Orange CT office provides the worst service compared to the locations we had to deal with.

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    Customer ServiceStaff

    Reviewed Nov. 30, 2019

    I had been a customer of Geico for at least 5 years. I had never had a bad experience with them until recently. I have recently fallen into some financial troubles and fell behind on a payment. I had believed I caught up on the payment a month ago and had even called customer support to confirm that I was fine. The representative confirmed that as long as stayed up with my monthly payments I would be ok.

    About 1 month later I received a cancelation notice, so I again called customer support to figure out what was going on. The representative explained what was happening but was of no real help. She sounded like a script and had no interest in helping a long time customer. When I told her I was thinking of going with another company since I was being given wrong information, she replied with "ok, have a great day". If this is how they treat loyal customers then I am glad to take my business elsewhere. I was never looking for anything free, just some empathy for being given the wrong information. So based on customer service I do not recommend this company.

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    Customer ServiceStaff

    Reviewed Nov. 29, 2019

    I tried to cancel my policy online (unsuccessfully), a couple of days before my next monthly payment would be charged. I could not afford the future payments and had been added to my boyfriend's insurance. When I was not able to cancel online, I called customer service. They claimed that they could not stop the payment request coming from my bank and would just refund the money after it processed. I explained that I did not have enough money in the account and it would overdraft. Fast forward 2 wks, to this morning, when I received an email stating I owed $17.66 and if I did not pay, I'd be sent to collections. I called customer service again, spoke to a supervisor even... They were no help at all. After being a Geico customer for over a decade, this is the thanks I get? A company worth 20 billion is sending me to collections for $17.66!!

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Nov. 27, 2019

    Claims process was expeditious but nothing else was. 1 month ago today and counting, you spend money that you earn with expectations of satisfactory service when needed. We work hard for our money and to have an experience unsatisfactory for over paying any claim amount, I trusted Geico to do their part because each month for 4 yrs accident free I did mine in payments. I went to a Geico approved shop to have my car repaired one month later. I'm still waiting and was told today that Caliber Collision Round Rock will be waiting 18 more days for a $200 at best part because they get a discount from their Network parts place. Reporting this to Geico was a waste of time, when their claims rep took my call.

    I went down only to find my Cadillac full of dirt and dust door off completely uncovered inside a body shop. Repairing cars in the past I researched the part and found 3 by Google that shipped 3 days in stock. My agent finally calls after explaining all of this and did nothing but confirm everything I stated. This is a Geico approved body shop that you trust for your money you'll get good service when recommended by your claims agent. So here's the numbers. They're paying 4k plus to recommend substandard service, on a Cadillac that I'll have paid 800 and not driving in car. Note another 800 in insurance and for the almost two months wait I pay a 500 dollar deductible so caliber collision could save a few bucks on a $200 part after being given 4k plus to repair.

    Consumers no longer get what they're forced to pay for in this situation of which mind you I have paid 4 yrs accident and claim free x400. That's $19200 paid minus $4500. That's $14700 profit off of mandatory insurance laws without any incentive to customers. I've had this vehicle 3 months of which 1.5 I'm waiting for poor recommendation by Geico and even poor service by caliber collision. These sites are just for venting to consumers, nothing is ever done, you get robbed, you make a report that's filed away. That's how business is done nowadays. I have proof of my car being neglected in the shop, proof of 3 parts places capable of shipping in 3 days and proof Geico did absolutely nothing but start the claim and moved on.

    Never once did I worry thinking I'd receive great service by Geico and its Network, never call to check on my vehicle because I left it in their hands, it's what I pay for right. My completion date has changed 3x and now the fourth. My claims agent resolved nothing and will probably do nothing further and continue to waste hard working customer's money and do business with this horrible place. Thanks Geico! You'll save money but you're getting what you pay for. Guess I'm only paying for their lizard commercials. Frustrated and robbed consumer.

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    Claims Handling

    Reviewed Nov. 26, 2019

    I was hit by another car in 2018. GEICO accepted full liability. Geico never once attempted to protect me. They never investigated like I was promised. They never did anything for me matter of fact. They are a submissive company that just went ahead full steam to lay down. The facts of the loss indicate that their liability decision is against motor vehicle and traffic law. What is the point of saving 15% when they couldn't handle a claim that bites them in the **. Now because of their submission I am to be penalized by a rate hike for three years? Sorry GEICO, not everyone is dumb like you prefer. Very upset with the corporate machine that was supposed to protect me. But I rest well knowing that their wheels are falling off before my eyes. I work in insurance BTW Mr. Buffett.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Nov. 26, 2019

    Geico recently rendered my car a total loss after it was stolen and recovered. They instructed me to mail my original title to Georgia where my check would be processed. When I asked whether there was a faster alternative since this is nearly 2020, the claims adjuster said that he couldn't meet me for 2-3 weeks to provide a check and the adjuster covering my area is also out on leave for 2 weeks. What kind of nonsense is this - they are too busy to get me a check. Thankfully, I am not dependent on this check to buy another car but if I was, I would be pissed. Adjuster's attitude was also less than acceptable. When I threatened to call Geico directly, his response was "I am Geico." When I threatened to complain to Geico because the alternatives for payment were not acceptable, his response was - "You can do that but they are only going to send you back to me". Not happy with Geico.

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    Customer ServiceCoverageStaff

    Reviewed Nov. 25, 2019

    I was with State Farm previously and I had transferred my auto insurance coverage to Geio since May of 2019. On the 22nd of November, one of my cars was pulled over and impounded by a police apparently for having suspended registration due to not having the proper liability insurance coverage. My wife and I had to go to the NJ DMV with proofs to reinstate the registration and we were able to pick up the car but had to pay $260 out of our own pocket to get it out of the lot.

    I called Geico customer service and spoke to numerous agents and asked for their help to cover this $260 expense. They all blamed my previous insurance company, State Farm, for this and told me they can't help me covering this fee. Ultimately I asked and spoke to a customer service supervisor named George (Geico employee code: **) and was told that there isn't anything they did wrong and they're not responsible for this. No apology. It was State Farm, DMV and my responsibility, not theirs according to him.

    I really don't understand this as I have paid my full insurance premium to Geico up to date and believed both my cars were fully insured and covered as they should be. I could have been in an accident and found out my car's registration was suspended without insurance and could have been in worse situation. This can happen to anyone carrying the Geico auto insurance, and not just me.

    I expect my auto insurance company to fully update their dues to DMV and other resources so I don't lose my car for suspended registration because it's not properly insured/covered. If they made a mistake, I want them to admit their fault and apology. I didn't do/cause anything to pay this $260 fee. Why do I have to pay $260 to pick up my car out of impound lot when I paid all my premium and my car should have been properly insured? If I can't get the Geico to pay $260, at least I want the Geico customer service supervisor, George (employee code: **) to have more professionalism as the customer service supervisor to listen or show efforts to help a customer.

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    Online & App

    Reviewed Nov. 23, 2019

    I have been a GEICO customer since 1997 and my loyalty was reaffirmed ‘again’ a week ago when I needed my car towed for service. It only took 45 minutes from the time I used the app to contact Customer Service and request a tow to my being being delivered to the shop. Not only that, GEICO sent me a Starbucks card for my troubles. Since I am no fan of Starbucks I gave the card to a colleague. If you have a policy with any other insurance provider, you are cheating yourself if the very best.

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 22, 2019

    GEICO has some serious ethical issues within their claims department in their West Coast office based in Poway, CA. I had an accident last year for which they decided that I was at fault purely based on the witness statements. The original claim handler did not thoroughly do the due diligence on her end and closed the case. I was not 100% convinced and I asked for someone from the management to investigate my file and make a fair decision. She said there is no one who I can talk to from management, but she gave an email ID where I could send the findings, and someone will review my claim.

    I had sent multiple emails to that email ID but no response. After a while, I tried reaching out to my claims adjuster and it was brought to my attention that someone new was assigned to my case because the original handler was promoted. I made so many attempts to reach out to management, but I had zero luck. They constantly redirected me to the same location which I never asked for and they didn’t even ask me once whether I even want to speak with the people from that department. I spoke to 2 supervisors and 1 manager, they contacted me saying we will certainly investigate the matter and get back to you shortly.

    For next 2 weeks I never hear back from them and then one fine day they finally get chance to call me and all they have to say is “After hearing statements from all the party we think that witness is true to the word and they have no reason to doubt him”. The last manager and I spoke in-depth and we went through all the details and looked at the Google street view and saw that it was a one-way street with no room for me to change a lane in the first place and another driver abruptly trying to overtake my car with no room to pass. GEICO needs to adjust my insurance rates effective immediately and pay me back for the hike in insurance premiums for the year 2019. I had to pay out of pocket to repair my car damages. In total GEICO owes me back $3,367.18.

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    Customer ServicePrice

    Reviewed Nov. 21, 2019

    Last month in October Geico double charge me a payment. I called. Explain the situation. They told me that it would take three to five business days and I would receive my refund. One week later no refund. I called back. They told me that I needed to have my bank speak to them verifying that they double-charged me again. I was told this time 7 to 10 business days. One week later I called back. They told me that it would be another 7 to 10 business days because it was not refer to them yet. Move forward to 2 weeks. Call them back today on November 21st 2019. Asked them to check the status of my refund. They tell me if they cannot issue a refund because there is no double payment on their side but my bank verified there's two payments from GEICO with two different confirmation codes.

    Now they're telling me that I have to send in a letter to them showing the proof that I have two payments from Geico. I should not have to mail in a statement when my banker spoke to them himself and gave them the two different confirmation numbers to verify that it was two payments in one month. I will be taking my business somewhere else. They're going to charge me double next month but yet they won't refund my money that they took from me every single. This is the worst insurance company I've ever had.

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    Customer ServiceClaims Handling

    Reviewed Nov. 21, 2019

    I had water intrusion in one of my cars. Due to the overflow ducts being blocked with sediment from tree leaves etc, the water damaged the computer controlling the car electrical system. When I put in a claim to Geico they took the car away to firstly their nominated repair center. The car sat there for 3 weeks. Nothing was done. I then requested the car to be taken to my nominated repair shop. 3 weeks later again nothing happened. Porsche of Orlando had sent off the repair estimate to Geico but they never responded. After a further 2 weeks, Porsche of Orlando asked me to come and get the car because they could not hold it anymore due the lack of interest from Geico claims department.

    After I removed the car I called Geico claims department and spoke Samantha **. She explained to me Geico were not paying this claim as in their opinion the convertible roof was responsible for the water leak and it was poorly installed. One they inspected the car so how do they know that and secondly it wasn’t a roof leak. It was overflow drains. Samantha ** and claims adjuster Michael ** should both be fired for their blatant neglect of this claim. 8 weeks and counting I’ve been unable to use this car. They had it sent to 2 repair shops and never inspected the car once and now I’m left having spend more money with an attorney to start lawsuit against Geico. Pathetic customer service by so called claims manager Samantha ** from Lakeland Florida and Michael ** claims adjuster from Clermont Florida.

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    Reviewed Nov. 20, 2019

    I was charged 90 dollars for an extra driver option in Florida I had declined originally. After paying my policy, they claimed I had never declined it and they sent me a form to sign declining it. I signed the form and they charged just 30 dollars because the time had expired by 2 months by the time they mailed it and I returned it. So basically Geico purposely stole a measly 30 dollars from. That's the kind of nickel and dime company Geico is.

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    Customer ServiceSales & MarketingPrice

    Reviewed Nov. 20, 2019

    Although Geico advertises that you may be able to save 15% or more in 15 minutes or less, their advertisements are not true for Michigan residents. To even get a quote, I had to request a PAPER APPLICATION (hello, 21st century) by email. They sent me a long paper application by mail without a postage paid envelope. They do not quote by phone or online for Michigan residents. I gave up. I don't think they should be allowed to do business in Michigan if they treat us differently than their other customers in other states.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Nov. 20, 2019

    When buying a new car in Sept 2019, the car salesman claimed he had a “friend” who was an agent and he could get me a great deal on insurance. The price he got me was great but it was dishonest. I was buying the car for my daughter and he didn’t put her on the policy. He also told me that I had very low deductibles, again wrong. When I finally called about a windshield crack, which he said had a $0 deductible, I found out that wasn’t true. After talking to the lady at Geico, once she got everything accurate, my cost tripled.

    I started shopping around and rates were outrageous. For one thing they put that I’d filed a claim twice in October, no, I TRIED to file once but found my deductible was more than a windshield. Also, I had called the salesman to tell him about the deductible and he went in and changed it. I was informed that due to “suspicious activity and too many people making changes on my account”, they were dropping me. I would not have even known they were dropping me if one of the agents I was pricing with had not told me.

    Geico told me they would not sell to me even though THEY explained to me what the salesman had done was to get me really low rates so I would believe I could afford the car. It was unreal. They told me that I was scammed then punished ME for it! I made myself sick worrying and shopping and trying to figure out what to do, yet I am the “bad person”. Obviously they are okay with punishing the victim.

    The dealership helped me get insurance SIX HOURS before Geico cut me off, with another company who actually saw that the “claim” wasn’t actually made. Geico’s excuse was that they HAVE to put it on my record if I call in whether it gets processed or not and they refused to remove it. By the way, the salesman was doing the sign up online like it was me doing it. The dealership is going to handle him. But, Geico gets no repercussions for allowing that! It has been the worse experience of my life dealing with insurance! PLEASE go into a local office and talk to a real person face to face, for your own sake! Not worth the trauma I went through! I did not deserve to be punished for being scammed, but I was!

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    Price

    Reviewed Nov. 20, 2019

    I lost my husband in January and contacted them to cancel the policy. After going through their numerous "requirements" to cancel (that other auto insurance companies don't put customers through.) I had to contact them an additional 4 times to literally beg them to stop sending my deceased husband offers to get a new quote or policy. I had to contact an attorney and my state Department of Insurance before I was finally (hopefully) able to have the offers stopped. As a widow, I should not have to beg for simple compassion. My experience and frustration over the ability of GEICO to process a simple request and STILL not take ownership of this issue or even attempt to change policy or procedure to help the next widow or widower is inexcusable and shameful!

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    Claims Handling

    Reviewed Nov. 15, 2019

    My son was rear ended by a GEICO insured driver. My son got the police report, had a witness, and had accident scene photos. GEICO was extremely difficult to deal with and ultimately denied the claim. He is now left to claim on his insurance and rely on a court battle to recover his money invested and the time spent trying to comply with GEICO. It is absurd that insurance company denies a claim on one of their insured drivers in a REAR END collision with mountains of evidence! It will eventually end up ok in court as it is an open and shut case, but it has been terrible watching my son go through the badgering and sleazy cop outs from GEICO. I have little faith that GEICO ever does what they say, and I cringe every time I see one of their commercials now, wondering how many people this company cheats on a daily basis.

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 14, 2019

    Horrible customer service by auto Adj Lisa **. I have been contacting her for several weeks regarding a vehicle claim and never received a call back. Today she called back. Was extremely rude, cutting me off as I speak and at the end of the conversation she bluntly hanged up on me while I was still speaking to her.

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 14, 2019

    I had Geico for over 10 years and have also been treated professional until the day of November 12, 2019 when I got a call from the new claims adjuster stating he was investigating used parts f going bad on a new claim. The dealer Tom Massanno Ford refused to put in new spark plugs and wires for a new used motor and wanted me the customer to pay out for a second rebuilt engine that they destroyed under there service neglect. They took out the car and broke a valve gasket and head which I never had them testify in the 5 times I brought the car back to the dealer for poor service.

    The last break my car stalled dead in the road and I coaster approximately 20 miles per hour and hit a tree to stop me. The new adjuster attend he refuses to put this down as an accident. He stated he was a homicide detective in Chicago for over 30 years and has a specialty for interrogation investigations and treated me like the suspect. He threatened my personal livelihood and slammed to phone down on me when I concluded that I am aware that my normal monthly GEICO payment go into a fund pile for natural disasters to building etc to help FEMMA because I saw and heard it on the local news during Henry Hurricane season this summer.

    The adjuster was expecting an idiotic customer who does not know their first or last name and cannot think their way thru a dark passage even though we may be as educated as he claims he was. Very poor and unethical behavior. Before he hung up on me he promised he would have his supervisor deal with the likes of a women like myself. I agreed that might be a better offer since I do not getting screamed at and threatened over an accident claim and NOT A HOMICIDE INVESTIGATION, GOOD GRIEF. Really are you serious. Please be mindful to be professional. You'll keep more clients that way.

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    Claims HandlingStaff

    Reviewed Nov. 14, 2019

    60 day and counting. Geico has done everything possible to not pay on the claim. Lawyer is involved and they are still refusing to pay on claim. GEICO INSURED DRIVER 100% AT FAULT YET GEICO STILL HAS NOT PAID ME FOR MY TOTALED CAR.

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 14, 2019

    I was hit by another driver. Agent did not return calls, no email address to make contact, 2 claim numbers opened, mixed up my policy info with another customer, made 4 complaints that were ignored, poor accident investigation. I was treated like I was at fault, made a complaint to agent's supervisor and spoke on the phone but then supervisor didn’t return emails. Again spoke to the agent who instead of answering questions decided that he wanted to tell me a story. Did not keep me up to date on what was going on, when asked what was going on I was given vague answers and then agent argued with me. I made it clear when I did not understand and was blown off. The liability investigation with the other insurance company is still ongoing and an at fault accident showed up on my driving record. My experience has been so horrible that I changed auto insurance companies because they have done nothing but waste my time.

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    Claims Handling

    Reviewed Nov. 11, 2019

    We had an accident and filed a claim and Geico has refused to pay anything on our claim. The claims adjuster is impossible to get a hold of, and no one has tried to help us. Horrible insurance company geico.

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    Customer ServiceOnline & App

    Reviewed Nov. 10, 2019

    Great rates, fast efficient customer service, and the fastest towers around! Been customers for a bit over 3 years. The app is awesome as well. My battery went dead while picking up children from school. Used the app to get a tower. They came towed vehicle to Firestone where I purchased a new battery. They accommodated us by drive us while towing the car.

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    Reviewed Nov. 10, 2019

    I was in collision on January 2019 which was not my fault. I could not on my own make opposite party insurance pay for damage to my car. Geico promised to pay for all car repair per my insurance policy and file claim for the cost from opposite party. It took a while and I got disheartened thinking Geico is not going to help so I went with other car insurance. But even I was not with Geico any longer, they got refund from opposite party and refunded my portion. I feel like to go back to Geico as they stood for me long after I left. They also have super customer care service who have knowledge and compassion. One of the best insurance company in USA. I highly recommend them.

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    Claims Handling

    Reviewed Nov. 9, 2019

    My van was stolen. They investigated ME for insurance fraud first even though police retrieved the van 3 weeks later. Then decided they weren't going to pay on all the claim, even though I sent them pics showing van was in good condition (headliner intact etc) just because they could. There was mechanical damage I paid for out of pocket like busted rotors which were critical to safe operation and they are refusing to pay for and closed my claim even though their own paperwork states further estimates needed on mechanical damage. They didn't help with any of it. Left it up to me as I was going into hospital to have my lung removed.

    I get my vehicle towed to a mechanic and he's told, "The claim is closed. Sorry about your luck." So here I am, about to be discharged, no claim paid, getting a runaround and of course no one works past 9-430 Mon thru Fri but they sure take your money 24/7. I'm $500 out of pocket repairing broken rotors because the idiot who stole it ran it off a hill, my life is being threatened by him and his drug free, rats being put in my van and my house because I turned him in and Geico could care less. Told me I could leave a voicemail. They can't even read their own documents!!!

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Nov. 7, 2019

    I was rear ended while in a taxi cab as a passenger by a Geico customer. I had head pain, neck and back pain and had to go to emergency room. Geico refused to pay for my emergency room or my physical therapy bill stating that I was using car accident as excuse to pay for a preexisting problem when they were treating me for the car accident whiplash. The adjuster looked for all kinds of tactics to deny my claim. Even though I asked to speak with supervisor, he did not talk to me after several phone calls. Don’t ever get geico insurance. These people want your money but will never help an injured person in a car accident.

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    Coverage

    Reviewed Nov. 6, 2019

    I've had GEICO auto insurance for over 30 years, since I was in the Army in the 1980s. I've got a good driving record and only been in 1 no-claim accident in years (I was rear ended 2 years ago at at stop light and there was no damage to my car) and also I got a minor 2 point speeding ticket that was reduced last March. We got our renewal and I've now been listed as a "excluded driver" and they will no longer cover me and they raised our rates. I get the rate increase, a little petty but increasing the rate and excluding me? REALLY GEICO!! May want to remember this if you decide to business with GEICO.

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    Customer ServiceCoverageStaff

    Reviewed Nov. 6, 2019

    Let me start by saying I went out of my way to find out how/where to write a review on this company. I hate being rude or bad mouthing a company, but this is necessary! They will make promises and tell you false information just to get you off the phone. I was ensured that my refund for my change in coverage would be in my bank in a few days (3-4) by the first agent. Then when it didn’t appear, I was told it would be in there by that Friday... didn’t happen. Then was told 7-10 business days. Didn’t happen. Now just got told 7-10 more business days. The agents were extremely condescending. One tried her absolute best to confuse me on my payment and how it was allocated. Ridiculous! I am so glad that I didn’t actually need them for repairs or to use my coverage. I no longer trust this company the slightest and am confident that switching companies was the best route.

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    Claims HandlingStaff

    Reviewed Nov. 4, 2019

    I never suggest one to take GEICO. These people are cheaters. I had an accident in the parking lot. It is so very clear that other party hit the car while heading back and I had a dent towards the right side of the drivers door, I started a claim GEICO mentioned that there is no enough evidence, in fact of providing police statement, pictures and whatever they asked for. They simply denied the case. STUPID GEICO, DAMN cheaters.

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    Claims HandlingCoverageStaff

    Reviewed Oct. 31, 2019

    My wife and I have used GEICO for a few years and honestly the best insurance is insurance that you don't have to use. Unfortunately we have had to use Geico more in the last couple of years that we've used in 30 years prior. We have NEVER had any issues, My latest wasn't necessarily an accident but an Auto issue. The dealer claimed that several insurance companies handle these claims and some (like State Farm) either do not or they are so hard to work with that they aren't worth it. Geico was nothing but curious, polite, and helpful. They did exactly what they said they would do on time and all was good. I may be cancelled by Geico because of my latest mishap, (I hope not), but they have been great.

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    Customer ServiceClaims HandlingStaff

    Reviewed Oct. 28, 2019

    One of their clients drove into my vehicle while I was at work. I was not in town when this occurred and the vehicle was not operating when their client drove into it. Their client made no effort to leave their contact information nor insurance information, the only reason I knew they hit it was my landlord happened to be walking across the street when this happened and took the individual's information before they could flee. I could see that the damages was to my left rear bumper, left rear pickup bed/body, destroyed leaf spring suspension and damaged tail lights from the crash. I filed a police report and called their insurance company to begin the claims process. This occurred on October 2.

    It has been almost 4 weeks since the incident occurred. It took them 3.5 weeks to send a adjuster to view my vehicle. I have not received a rental vehicle in this time yet. Additionally the auto damage evaluator assigned to me has not once attempted to contact me through phone or email save for the initial email informing me that he was assigned to me. I did inform him that I typically work from 6 AM to 5/6 PM Monday to Friday and he assured me that he would be able to work with me despite these hours. I have not been able to get back in contact with him through his direct line or his email.

    Any progress I've made has been with random claims adjusters who are unfortunate to deal with my grumpy self during this process. However, they have a limit to how much they can help me. The rest is up to my assigned auto damage evaluator who again has not attempted to contact me throughout this process. October 28, 2019 I still am waiting for a rental and to even hear my evaluator's voice. Overall my experience with Geico during this time has not been pleasant to say the least.

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    Customer ServiceClaims HandlingStaff

    Reviewed Oct. 28, 2019

    Customer service is very bad. They didn’t want to give me an email for the person handling my claim. This guy never answers my calls and calls me at 4 o’clock when he clearly leaves the office at 4:30. Obviously doesn’t want any paper trail that’s why they refuse to give any emails. Thinking they are slick. If I were you I wouldn’t shop for insurance with them. They are the worst.!!!

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    Claims HandlingPriceStaff

    Reviewed Oct. 27, 2019

    I am not a policyholder of GEICO nor would l do business or insure my cars with this company based on my personal experience when l filed a claim. My car was parked overnight and a Jeep Wrangler was on top of my bumper the following morning. I took pictures, summoned the police who contacted the owner of the Jeep. It was learned by the owner of the Jeep that he had a dash-cam in his Jeep. It reveals that he parked in the spot behind me and you can see my car parked in front of his and the motioning of the his Jeep moving forward and back and then the video cam shuts off.

    I was contacted by Ms. ** from Geico Claims Department that my claim was denied based on the dash-cam footage in that it doesn’t show his Jeep Wrangler damaging the bumper to my Mercedes car although the pictures at the scene document the damage caused by the jeep resting on top of bumper. She even went as low as to imply that someone may have moved my car or that someone else had access to my vehicle overnight. I find this woman to be very unethical and not very understanding to the facts. Her only concern is to hold out paying damages to unsuspecting victims who park on city streets. I feel victimized twice, not only finding my car damaged by the Jeep parked behind me but also by a ruthless claims department sitting in an office who would stop at nothing to hold out and not pay for damages caused by their insured drivers.

    I find this company and its representative greedy to cheat people out of paying for damages. This is my personal experience and hope this doesn’t happen to you if you're considering this company or file a claim to collect damages. l wish you better luck. I had to absorb all the cost and foot the bill when l did nothing wrong but park on a public street. l would never recommend this company after this experience nor would l hold highly the investigation that they claim to do without even sending out an adjuster to survey the damages. Good luck to whoever reads this and hope this doesn’t happen to you! Feeling victimized a second time! When your valid claim is denied. All best to you readers and hope helps you with a little insight on how this company works.

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    Customer ServiceSales & MarketingPriceStaff

    Reviewed Oct. 25, 2019

    I have always been skeptical about Insurance companies in general and more so if they have too many sales related commercials. Usually brands that focus too much on sales spend less time and money towards existing customers. However, GEICO has proved me wrong. I have been with GEICO 3 years now and very happy with the way they have reduced my premium costs automatically and also has given excellent customer service when I met with accident or needed roadside assistance. Usually when I am looking for a product I am looking for one that provides best service at low cost and that is exactly what GEICO provides. Keep up the great work guys!

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    Customer ServiceCoverage

    Reviewed Oct. 24, 2019

    **** ATTN EVERYONE **** If you are looking to go with GEICO for insurance go somewhere else. You're not saving money and their customer service is ABSOLUTELY HORRIBLE. My wife and I have been loyal GEICO insurers for 7 years. NOT ONE ACCIDENT OR NOT 1 TICKET. Monthly payment on time and every time.

    My wife gets rear ended on the freeway (NOT HER FAULT), and we have no idea what to do. Never been through an accident before. Dont know what to do with medical bills, paperwork etc. Every time I call GEICO, oh you need to contact the other insurance company, you need to get that to them, you need to call them. Honestly, I am just FRUSTRATED! I get no help except, "Oh you need to call them." Well then WTF am I paying you guys for? 7 YEARS of payment.. not even a second to help me out here. I work 10 hour days 5 days a week. I dont have time to DO YOUR JOB TOO!

    So I'm pissed off, I go shopping for other insurance companies. Well come to find out Allstate insurance for the same exact coverage is only $20 more per month than GEICO!!! My brother has been with Allstate for over 20 years. When he gets in accidents Allstate handles EVERYTHING FOR HIM, REGARDLESS if his fault or not. So Geico, once everything is done and settled with my wife's accident, I'm DONE AND GONE! I can't believe I have you 7 years of my money! WHAT A WASTE OF TIME AND MONEY! YOU GUYS ARE NO HELP. CAN'T EVEN HELP ME OUT WHEN I NEED YOU GUYS THE MOST. Goodbye and good riddance. I'll make sure the entire world hears my review!

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Oct. 23, 2019

    I work a union job and after being there for six years the company decides to cut employees with ten years or less for a month. I scrambled to come up with a plan so I made a payment arrangement for as far as they would let me.... Long story short while dropping off our child to school my pregnant wife hit a deer. Instead of waiting for the arrangements I just paid the bill and filed the claim. The next morning my pregnant wife gets a call from an adjuster saying that she would not proceed with my claim unless I printed a bank statement and sent her a copy proving the exact time I paid the bill and she would call me back to let me know if she could proceed or not with the claim later that afternoon.

    After calming down my wife I called the customer service line and they informed me that coverage was fine, no issues, the payment posted, we're good to go. WTFFF Geico. On top of being in an accident this is how you guys treat people.... When I called the agent back immediately she was not apologetic. She told me it's policy and I went outside protocol calling customer service. Messed up if you asked me.

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    Customer ServiceCoverageStaff

    Reviewed Oct. 20, 2019

    I live in New Jersey and travelled to Canada to visit family for Thanksgiving. My luxury vehicle was stolen. When I called Geico they gave me the run around. The theft specialist, Sara ** was suppose to call me back. I waited that day, 7 1/2 months pregnant with a toddler without a Geico rep giving me any suggestion. We ended up taking a flight back as it was the cheaper option.

    They don’t plan to pay for the flight, and can only pay for $200 of personal belongings, as I packed my vehicle with all our belongings to leave the day it got stolen. Back in NJ my husband tracked our car and the police was able to retrieve it. He took a flight to Canada to get it, of course they won’t pay for that neither. Their policy is $50 and day, after 48 hours. Wow, worst insurance ever, when you think you're insured and protected...you're really not.

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    Price

    Reviewed Oct. 18, 2019

    I just wanted to get a quote. Geico change my quote 4 times. On top of that, they I told the lady that I was gonna think about transferring to another insurance company. By then the girl I was talking to told me that she had already process the payment. I told her why she process the payment without my permission. I never authorize the payment. Geico has no morals and are liar. They will do anything to get your business and then raise your quote. From $80 a month in less than 15 min they went to $130.00. I had to ask several time what my monthly payment was going to be because they would not tell me. Be careful with this company.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Oct. 18, 2019

    I was out of state to return to my car that had been hit in the rear corner panel. The car was parked in a lot. I have full coverage and filed a claim, got a check. Several months later they raised my rates so I got online and found a quote that was the same as the original Geico price through Progressive. I was about to purchase the insurance online when a message popped up from Progressive saying I was involved in an At-Fault accident. My quote had also changed and was doubled. After calling Progressive as this was news to me, I was informed a company called LexisNexis had my claim from Geico as an AT Fault claim with a payout.

    I called Geico who said it was reported to LexisNexis as NOT an AT Fault claim. LexisNexis if you check online has huge issues with False information that can take months to clear only through the mail. Geico did not use the Comprehensive part of my insurance rather the Collision. LexisNexis considers anything not Comprehensive that is paid out as an At-Fault accident. Geico refuses to do anything but write me a letter saying this was a no-fault accident leaving me to deal with their company which after talking to a local agent takes months if at all to clear up. Progressive will not give me insurance at a lower rate until it is changed with LexisNexis as they also use them.

    This outfit is like a credit reporting agency only for vehicle accidents and claims. I will be seeking legal counsel tomorrow as I am now stuck with Geico at the higher rate until I deal with this LexisNexis outfit. I have an At-Fault accident online which is false and derogatory. I have never been in an accident or have any driving infractions as well as being almost 60. I have only ever filed this one claim in all those years. I suggest you check your current auto insurance carrier to see if they report to LexisNexis. Check them out online as 1000s are having to deal with this issue as well as other wrong information. Geico's customer service seems to think I should deal with this company myself and will do nothing.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Oct. 17, 2019

    I. Am not happy with Geico auto insurance. Made a claim with our vehicle and the insurance adjuster was very; very rude. The cost to fix our vehicle is 5,600$. It was hit in the parking lot at a grocery store. (Looked like a fairly large vehicle rammed into it.) I don’t pay almost 700$ a month for years on 3 vehicles to have them question us! Get with your investigation already, check the cameras!! For a man to put out his hand for our money every month and treat us like this is unacceptable!! We need this car for work and we need it fixed ASAP!!

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    Customer ServiceCoveragePriceStaff

    Reviewed Oct. 16, 2019

    We called Geico to add a driver but did not realize that by requesting this, we were not going to get a quote first, so the rep added our driver at a cost per month we thought was too much. When we declined to add him at this time (as he was a young driver and had not been driving for at least three years) and decided to wait, she informed us we could not do that. Apparently they had to request a record from the DMV that would cost Geico (again, not informed about this) and so he then had to be kept on the policy. She said we could take him off if a letter with our company's letterhead was sent with a request to the email she was going to forward to us. We never got the email and so I called back in and was given an email address to send the letter. I sent the letter and never received a response.

    Nothing came to my attention until a day or two later when the total prorated sum of the additional driver was removed from out checking account. Again, not something explained to us as I was told it would come out monthly until our policy renewed in January 2020. I called today and explained to them that since none of this was ever authorized by me I was going to seek legal action. They removed the driver and said we would get a bank check with the refunded amount (less the three days that lapsed between our "adding" our driver and today) in 3-4 weeks!!

    We have had Geico for over a decade both with our personal and commercial vehicles and are beyond speechless at the lack of communication and explanations provided by the several customer service agents with whom we dealt. We were not told in advance about the three years with the first agent, and with the second she never even forwarded us that the rate would be higher as he was considered an "unverified" driver, being that he had not been driving for 3 years. Then we were charged without our consent. We feel Geico took advantage of the situation, even to the extreme of feeling they tried to steal from us. We are extremely disappointed and will be looking elsewhere.

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    Customer ServiceClaims Handling

    Reviewed Oct. 16, 2019

    I have the worst experience with Geico. I passed through a lot of stress because of them and their fraud tactics. In June while I was driving in route 287 NJ , a foreign object (wheel) comes from the other side of the highway and hits my front bumper. I was panicked at the moment and decided to call Geico. I started a claim and told them everything happened but after I saw that it was just a scratch after a few minutes I call them back to cancel the claim.

    Now In October when my renewal bill came in my house it was increased by more than $200. Stressed out I call claim department and I speak to this supervisor in there; his name was Mathew. They have listed that accident as my fault which is not true and they denied to show me the call I made in June the day that accident occurred. I didn’t make a police report since there was no damage in my car and I couldn’t verify where that wheel came from. I didn’t use Geico to fix that scratch or anything. This supervisor Mathew from claim department was very rude and he told me I cannot prove anything and I don’t stand a chance against a big company as Geico. First he said they record all the phone calls but once I requested to hear my first call made the day of accident he said they didn’t record it. They have manipulated what I said in the first call therefore they don’t want to show it to me. I Wish nobody passes the stress I am passing this days.

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    Reviewed Oct. 10, 2019

    Told me don't worry. Money will not come out for 28 days. It came out instantly. Had to jump through hoops to prove they screwed up. Going to take 3-5 more business days to put it back after I was told 24 hours. Worst experience ever.

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    CoveragePrice

    Reviewed Oct. 8, 2019

    Bought a new six seat Polaris a few days ago. Since I already had other policies with Geico, I filled out the required paperwork on line. They promptly sent a quote. I went through the payment process and waited for my policy. A week passed and I contacted them. They stated they had no record of the transaction. I gave them the quote number and they said there were issues finding it in their system. They wanted me to give them the information again but I did not. Then, without any input from me, they offered a policy around 100.00 higher. Obviously they could find the previous quote but wanted to get a little extra money. It sure does not sound like a very honest organization to me. I will not be renewing my other two policies once the expire.

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    Customer ServiceCoverageStaff

    Reviewed Oct. 8, 2019

    After 13 years with Geico I had a minor fender bender in a parking lot. The other driver involved had no driver's license & their insurance was expired. I have full coverage. Geico decided to put me 100% at fault and cover all the damages "to make life easier for everybody so we can all just move on". Um. No. Now my insurance rates go up for an at fault accident & why do I have to pay for someone else's damages just because I'm responsible & have the coverage? I tried to appeal the decision just to be ignored. I complained to the supervisor for them not to call me back or respond.

    I got a 2nd opinion & was advised this isn't standard procedure for these types of accidents & that they can't continue against my wishes but they are anyway. Now I'm fighting with my insurance company, who should be fighting for me! Apparently they are great with small stuff, chips, tows, etc. Just not accidents. That's when they screw their customers over. I've called & called but no one ever calls me back. They are ignoring my requests. They ignored my request for info on the appeals process. They do what they want.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Oct. 3, 2019

    I can’t even begin to explain how heartbreaking my experience has been with Geico. I have an auto policy and homeowners policy with them. I bought a new vehicle when I was 9 months pregnant because I desperately needed a 3rd row (couldn’t fit 3 car seats in my other car). So I bought a 2016 Ford Explorer and added to my auto policy. While I was in the hospital delivering my son, Geico removed the collision insurance from my plan because they didn’t get copies of the photo inspection. Never called me to let me know. They thought a letter in the mail was sufficient and adequate customer service. Fast forward... I very unfortunately was in an accident and Geico denied my claim to protect my vehicle.

    When I spoke with claims they encouraged me to contact the dealership to recover the photos from when I purchased my Explorer. I called the dealership, who got me in touch with their marketing team, who then got me in touch with their photographer, who amazingly provided 29 photos of every inch of my vehicle from when it was purchased. I submitted them all to Geico just so they could tell me they still won’t cover me. I am now $10k in credit card debt to cover the cost of repairs. It’s so heartbreaking that this company isn’t willing to do the right thing and take care of their customers. I will be canceling both of my policies and encouraging everyone I know for the rest of my life to ensure they are never subject to this type of cruelty.

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    Customer ServiceCoverageStaff

    Reviewed Oct. 2, 2019

    Moved to another state, switched to Geico on 9/27/19 as new holder. Found out today 10/2/19 at 3 pm that Geico had a billing payment processing issue and cancelled my policy yesterday. (Meanwhile I received hard copy of policy and insurance card in the mail...yesterday.) NO phone call, text, email to let me know that they had a processing issue and that my policy would be cancelled, until phone call in the afternoon from my local insurance agent who transferred me over to main Geico. To reinstate/restart, my rate increased +$100. Annoying and unethical practice!

    But most disturbing and alarming is the fact that I was NOT notified until this afternoon that my policy had cancelled yesterday, so I was driving this morning WITHOUT insurance, unbeknownst to me. To make matters worse, when I called to get details and to reinstate, their customer service was nonexistent/unprofessional. I was told they didn't have to notify me by email regarding billing issues or "nonpayment" unless I was set up for e-bill pay.

    First, why would I do that if I set up my policy to be paid in full? Also, since I switched over on 9/27, they've been sending me emails and texts regarding docusign paperwork to be sent back to them, but NOTHING regarding payment issues? Then agent told me that if I had been a returning customer, I would have been notified, but since I was a new customer, I wasn't. Huh? (And not a great way to win over new customers!) The kicker: I asked for agent's and supervisor's names, including last names. And his reply? Something to the effect - "Oh, we don't give out last names because we had problems with "crazy people"." Yes, I do feel "crazy" to have chosen Geico as my auto insurance carrier!

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    GEICO Company Information

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