GEICO Reviews

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About GEICO

GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.

Visit www.geico.com
Pros
  • Affordable policies
  • Several discount options
  • Intuitive website and app
Cons
  • Can be pricey for high-risk drivers
  • Few local agents

GEICO Reviews

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    Page 7 Reviews 865 - 1065
    Customer ServiceContract & TermsCoveragePricePunctuality & SpeedMaintenanceStaffBillingLoan Process

    Reviewed Oct. 5, 2022

    Geico is the worst insurance company I have ever had the displeasure to deal with. Let me compare Geico service to another insurance company to fully illustrate just how awful their service is. I switched from USAA to Geico 6 years ago when I got married. I had been with USAA for probably 15 years and had always been happy but getting married it made sense to put us both on the same policy. My premiums have always been paid on time and in my 32 years of driving I have only had 3 insurance claims, one of which is the reason for this review. I was driving home when out of nowhere a large deer jumped in front of my car that I had just purchased. I literally made the second payment on the car the day before the accident. I had the car towed back to town and began the nightmare of dealing with this insurance company. Even though I was the one in the accident they have never spoken with me, only my husband.

    They have never even asked if I was injured. When we asked about a rental since I still need to be able to get to and from work was told we didn’t have that option on our policy. A week later we finally started getting communication saying that my car had depreciated in value $5,000 in two months, the tires were bad, and the car was “mostly clean”. This is a car didn’t have a scratch on it prior to the accident. This car looked like it did the day it left the dealership.

    They sent us comps that not only were not even in the same part of the country, but the comps booked more than what they were offering us until they did some magical math to make every car worth less than what they dealerships were asking. So now it looks like after years of collecting premiums and safe driving when I need my insurance company to live up to our agreement and cover my car they are not going to. I will be out not only the $2,000 I out down but the $2,000 to license the car and still owe another $2,000 on the car loan.

    Let’s compare the customer service from Geico with USAA. About 10 years I was involved in a hit and run accident with a drunk driver. USAA handled everything! Their first question was “Are you ok”? They arranged for my car to be dropped off at the repair shop of my choice and arranged for a rental car. All I had to do was sign for the rental car. They made what was a scary, terrible situation feel like I wasn’t alone, like we were part of a team and in this together rather than the Geico situation where I am having to fight for them to cover anything.

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    Customer ServiceCoverageRefunds & PayoutsStaff

    Reviewed Sept. 27, 2022

    I have been a longtime Geico Customer. Lately their Service have been awful. I have had my insurance cancelled twice so far this year, even though I have had continuous autopay. It is so frustrating talking to the Customer Service Representatives. Everyone is polite on the telephone. However, they continuously submit wrong information. I have almost had my Virginia driver’s license suspended twice this year, because Geico mistakenly cancelled my insurance. If I did not check my mail my licenses would have been suspended for no insurance. They take out money out of my checking account automatically. I have called and asked for a credit for the months that reported no insurance even though they deducted the amount. I am so frustrated. I am going to cancel Geico and get a different insurance company.

    I keep remembering when Geico was the superior insurance company, with funny commercials, and excellent customer service, and roadside service. However those days are gone. Like most larger companies now it is all about maximum income, nickel and dime the consumers, and treat customers like they are doing the customer a favor. I wish I could give them “0” star. For the time I have wasted going to DMV and correcting information on the telephone and online. I am so disappointed.

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    CoverageStaffRates

    Reviewed Sept. 25, 2022

    I was in a terrible accident where the tire shop did not put the lug nuts on my car properly which resulted in a crash. I told Geico but they blamed me for the accident and quadrupled my rates making it impossible for me to afford to drive. Subsequently they refused my medical claims because an orthopedic doctor, their examiner who only saw me for a few minutes stated I did not need care which was totally false.

    I had a serious head injury, spinal injury and contused my chest very badly, slamming agains the steering wheel in a head on collision on the highway. It has been an uphill battle getting care and getting it covered. Don't think you are covered for medical just because you have medial coverage on your policy. The Geico doctors seem to be in the business to deem you not in need of care so Geico does not have to pay claims. It's a screwed up system that treats customers well when they have no claims but when it gets down to covering you when you are injured they don't want to pay.

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    Refunds & Payouts

    Reviewed Sept. 25, 2022

    My car was hit on August 31st. I have a witness, time and date stamped photos of person's Geico card as well as their registration and admitted they did it. Geico said they tried for a week to contact them, your claim's department then gave up and ignored all of the evidence I had and said I was out of luck. Lesson being just blow off geico for a week and you don't have to pay for the claim and neither does Geico. I'm a Geico customer, who defends me? This was a lousy experience.

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    Customer ServiceContract & TermsCoverageRefunds & PayoutsStaffBillingTransparency

    Reviewed Sept. 22, 2022

    Updated on 9/26/2022: RE: **. So far I have been told I didn't make the 63.54 payment - that is why my new policy canceled - Also that my policy canceled on the 28th. Also that my new policy was canceled for non-payment of the new amount that included the old balance due of the 63.54 that I HAD PAID and WILL PROVE IN YET ANOTHER WAY BELOW WITH GEICO'S OWN HISTORY!!! BUT you also told me there is a 15 day grace period that had NOT YET PASSED for me to have paid my new policy!!! Therefore, it should NOT have Been Cancelled for non-payment! Because my account had been caught up for the previous policy payment of 63.54 and the grace period for the new policy had not yet passed!

    It shows IN MY BANK STATEMENT the payment I made on 8/9 of $63.54 (to cover the payment not made after a double payment was disputed on july 26th.) YOUR HISTORY SHOWS MY CARD WAS DECLINED 8/9 YET...my bank shows it cleared. YOUR HISTORY ALSO SHOWS MY POLICY WAS NOT CANCELED UNTIL 8/8 yet you're telling me it cancelled a different date... you've also told me it was due to not paying the old balance of 63.54 which I did otherwise would not have been able to dispute it AGAIN TODAY since you claim no payment was received! How about choose ONE story and stick with it! And it did indeed CLEAR because that is the I HAVE NOW DECLARED to 20 DIFFERENT GEICO EMPLOYEES A DOZEN DIFFERENT TIMES!

    Original review: I have been with GEICO for years- I'm not on auto pay, so they inundate me with payment dues via text, email and paper mail- even though I'm digital only. 2 weeks ago they mailed my new policy cards to me, followed by a letter last week telling me that canceled my policy August 28 - 2+ weeks after my renewal OUT OF THE BLUE - cancelled! For a double payment that had gone through in JULY I disputed only ONE of the payments but geico clearly redacted one of the double payments after the fact so neither were paid- The day I found this out, I paid it again and have proof it cleared on august 9/10... I have sent them MULTIPLE screen shots of the one disputed for the double payment July 26th- and the cleared payment August 9th.

    I still have no insurance and it is now September 22nd. I have emailed them a dozen times and spoken with a dozen people. All for them to tell me what I already know- a glitch happened between the companies but they are holding me accountable even though I paid it...again! I thought, I'll just pay it a 3rd time so I at least have my insurance and it will get worked out- only now GEICO will only accept a FULL ONE TIME PAYMENT of 900$ to reinstate me-- AFTER BEING WITH THEM FOR YEARS!!!! AND THIS BEING A TECHNICAL ERROR NOT OF MY DOING!

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    CoverageRefunds & PayoutsStaff

    Reviewed Sept. 16, 2022

    Geico is a horrible insurance company! I was recently in a car accident that was not my fault and I was provided with extremely poor service. No adjuster was assigned to my claim and no one contacted me to process the claim. The claim representatives are extremely unprofessional and unknowledgeable of how to answer questions regarding an insurance claim. They sent me to a bad repair collision center which damaged my vehicle and the Geico claims department never took the time to contact me to investigate & inquire about the damages. They denied any damages after one month by leaving a general voice message by a novice adjuster that I had never been in contact with.

    I have been a loyal customer of Geico Insurance Co since 2009 and I feel that in the last few years Geico company has done a total revamp of the company and it's a big disaster and a mess! The company does not acknowledge nor do they care about the customer who pays for auto insurance in order to receive protection when there is a collision or damages as a result of a MVA. Their staff stinks and they have no idea what insurance is if they feel they can boot "you out" and not explain anything to you!! They have no understanding of the law, and ethical standards for processing a claim!! I am horrified and appalled at how unruly, disrespectful and ugly their services are. They are by the way providing a service!

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    Customer ServiceCoverage

    Reviewed Sept. 2, 2022

    I tried to get full coverage on my new car and they denied me even though I have had no tickets or accidents in over 7 years. I'm legally allowed to drive, but Shawna the manager was rude and sounded like she just wanted to get me off the phone since it was 10pm. I would never get coverage through them again and will cancel my policy tomorrow.

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    PriceBillingRates

    Reviewed Aug. 31, 2022

    This company is horrible and they are overpriced. One would think they have good rates because you are billed every 6 months. Don't be fooled. We have great driving records but you will never know that with Geico. Trust me folks, go anywhere but here. I have learned and saved almost $2000 (over $1800) by switching!

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    Customer ServiceCoverageTechMaintenanceBillingTransparency

    Reviewed Aug. 25, 2022

    Updated on 08/29/2022: Back on 8/25/22 I posted about my daughter getting in an accident with a Geico customer. So, I had to call AAA and get them involved because Geico gave the body shop $7,000 and told them to fix my daughter's car no matter what; don't listen to the customer. They wanted the body shop to weld sheet metal to my daughter's Audi.. The body shop called us and told us. We called back AAA and they sent their adjuster over and the car's frame was completely bent. AAA totalled the car out at $26,000. Geico is so scandalous and despicable. The little lizard looks so cute, sweet and not at all like the real serpent it is. AAA all the way!!!! Best insurance ever!!!!

    Original Review: My daughter got into an accident with Geico customer. The kid was on his phone and in a big truck, he did not see my daughter pass in front of him so when he turned onto the street behind her, he rammed into the back of her and drove with her Audi in front of his car shoving her into a major road where she would have been t-boned. The kid said he thought it was his transmission.. There was a witness that watched the whole thing. Her Audi was taken to a Geico approved repair shop and the owner of the repair shop said Geico is ignoring the fact that her frame on her car is broken and trying to make him fix it regardless.

    The owner said you need to get your car back to AAA. Geico is trying to trying to cover up a cracked frame and give your car back with 1/4 of another car; used parts from 2 separate cars. The repair shop guy said your car is not going to be the same, seems will not line up; your car will not be the same and the resale will be nothing. Geico is a scumbag insurance provider and the little lizard is really a snake. AAA is taking our car out of Geico's hands and getting it fixed and then billing Geico! Such a trash company and now you know. If you get into an accident with a Geico customer; make sure to call the cops and go through your own insurance.

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    CoverageStaffBilling

    Reviewed Aug. 17, 2022

    IT'S TIME TO SAY GOODBYE GEICO after 10 years. All this time I never had accident and the only help I needed once was towing, in 10 years. Now, someone hit my car and Geico is nowhere to be found and leaving all on my hands to fight with the other insurance which has been a horrendous experience. I was hit on June 7th and as of today 08/17 I'm still fighting without Geico's help. Where is Geico now that I need them after being a loyal customer for 10 years. All these payments I did are now going straight to the trash can. GOODBYE.

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    Customer ServiceSales & MarketingOnline & AppTransparency

    Reviewed Aug. 14, 2022

    In February 2022 I paid in full for a six month policy. I had to tell them that I am married which caused them to determine that my husband's license was not active. I informed them that he does not drive and is disabled due to a spinal surgery. I was informed everything was fine. In June we moved to a new address and I put a forwarding order in. On 06/22/22 Geico sent a letter telling me that I needed to contact them about my husband's license status. I did not receive the letter due to it being returned (not sure why because there was a forwarding order) so I updated my address. Nothing has been sent or emailed or posted on the app or website since.

    My car broke down and I need a tow and was told that my policy was ended on 08/10/22 and "sorry you found out this way". I asked for a supervisor, Emily-Reissue supervisor, who got on the phone, was very rude, talked over me and then told me "you cannot be towed, there is nothing I can do for you" and then hung up. This is ridiculous! I find this a horrible way to do business. I had to hitchhike home and now I have no car.

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    Customer ServiceCoveragePriceStaff

    Reviewed Aug. 11, 2022

    When I went through the process to get a quote for commercial vehicle insurance from Geico they sent me to a "partner" agency because they claimed they didn't have a product for my needs in the target address area. Fine. I called the number they gave because I needed the numbers right away. That partner organization collected all the same information from me all over again that I had just input with the Geico interface then they said they needed to connect me to an agent who could help me. Fine. That agent went through the entire process again and then says, "We will connect you with seven different agencies today who will give you quotes within the next 48 hours." What??

    Turns out Geico shuffled me off to an information aggregator called Commercial Insurance dot net. And those people collected all my info before informing me that they were going to have me spammed by a bunch of other insurers. Needless to say I told them that I refused permission to send my information to anyone and that they should have disclosed their procedure up front before collecting my information. Shame on Geico and shame on this whatever dot net outfit. I hope they get shut down by the Consumer Credit Protection folks in DC. This sort of business model is a disservice to consumers and to their industry.

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    StaffRates

    Reviewed Aug. 6, 2022

    I've been a GEICO customer for 20+ years. I have great confidence in GEICO and have always been treated fairly... Their agents and representatives are the best. Thank GOD, I believe my monthly premium to be the lowest rate after having checked with other insurers. GREAT Company... GREAT rates... who can beat that combination.

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    Customer ServiceCoverageSales & MarketingPriceOnline & AppStaffBillingRates

    Reviewed Aug. 6, 2022

    I am a current resident in Homestead, FL. I have been with Geico for almost a year and never had an issue until today. I received my next bill to renew my insurance for $1,781.25. That is including my discounts and paying in full for that amount. I noticed that there was a huge increase from the last six months, which was $1334.76. I have attached what the increased amount has been every six months paid in full. When I noticed the amount increased, I contacted Geico because I thought it was a mistake and that would be the amount divided into six monthly payments with nothing included. When I spoke to the first agent, she told it was due to the inflation in the market and the rise of cost living, they needed to increase their prices for insurance.

    I was appalled by what I was told and could not believed it jumped that much. I am a full time student, working part time and I knew I would not be able to stay with the insurance, so I started shopping around. From asking other insurance companies, my insurance was around to the original cost of insurance back in March. I decided to call Geico back, to see if I could get a breakdown of the increase of cost because on their website, you can ask to see why the increase. I can see the breakdown of coverage cost. When I told the Geico agent what the previous agent told me and how my insurance increased by $446.49 due to inflation, she said that was not entirely the correct answer.

    Due to the area I live in Florida, Geico has to reassess the area and due to primarily car accidents and the lost of cars, the cost of insurance has affected everyone tremendously in the area and it happens to everyone. She said the main focus was the car accident that I have caused or been in and the medical cost as well. With the information she was sharing, she did mention my medical cost with an accident that I was in. That accident happened in a different vehicle, I was not even the driver, but my back did get injured and my attorney submitted my claim through my vehicle insurance (Geico) to help with the medical aspect. I was not at fault with the accident and I was not the driver. I was a passenger in the car and my vehicle is 100% accident-free.

    I found the agent story to not correlate as to why my insurance increased. They say it is due to car accidents and medical expenses in Homestead but how does my medical coverage and expenses happened to be brought forward? The car accident actually happened in North Miami. I would understand a 10% increase in insurance cost but now it is about a 33% increase.

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    Customer ServiceCoverageTechPriceRefunds & PayoutsStaffRatesTransparency

    Reviewed July 25, 2022

    My wife and I have been with Geico for almost 30 years and she told me that Geico was increasing our premium by $70 a month ($840.00 annually). She couldn’t give me an explanation and we have had no accidents, tickets or claims within the past 5 years, so I called them today (25 July 2022 @ 1:39 PM EST). After I finally got thru to an agent, I said that I wanted to know why my rate went up $70 a month. After several minutes, she came back to me and said “you’ve done nothing wrong, it’s just that they have paid a lot more claims in Florida lately”. I said, "Think about what you just told me and ask yourself if that is right? So I am being penalized for all the poor drivers and the claims that your company has paid out and you're gonna raise my rates so that the executives can get their year end bonuses."

    Insurance companies, in my opinion, have become a complete screwing over of the public. You pay premiums for protection and when you need them, they fight you tooth and nail of the very thing you pay premiums for. The same goes for any insurance you have, it’s ridiculous. I can’t go get another insurance because my premiums would, I’m assuming, be a lot higher because I’ve been with Geico so long. Thanks Geico for turning on one of your most loyal customers.

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    Customer ServiceCoverageRefunds & PayoutsStaff

    Reviewed July 19, 2022

    Scott **, an auto damage adjuster, fought me on an $11 payout when I paid GEICO to get payouts for accidents – and I was in an accident. After I got off the phone with him where he fought me, I was incredulous. And I still am. ** also said he would make the payout and then I didn't hear from him from a relative while. It was when I called to follow up that ** then fought me. **’s behavior was the last straw among many issues with GEICO that resulted in me switching to a new company for auto insurance. GEICO customer service also hung up on me and I don’t understand why.

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    Customer ServiceCoverageSales & MarketingPriceOnline & AppStaffBilling

    Reviewed June 21, 2022

    I have purchased GEICO insurance on 02/26/2022 - 08/26/2022 for 6 months $1,692.13. I found out that my Front windshield (OEM) cracked by itself. I filed a claim for it online using Geico Mobile App on my phone. When I arrived there at the Safelite, Desk the installer told me that Geico might not cover for OEM. I asked Why? I have 100 deductibility comprehensive. I found out that SAFELITE makes HONDA aftermarket and they promoting their business. They are the ones that does Geico billing (approve or disapprove claims based on Geico customer agent on phone told me. If there is aftermarket available we are going use that because it's cheaper. OEM will cost you difference and I need to pay from my pocket and including 100 dollars deductibility. I'm very angry about this because what's of the point of being covered by the insurance if at the end of being difficult situation end up not being covered.

    OEM and aftermarket glass are different because they might have passed the USA DOT but that doesn't mean they are the same quality as the manufacturer. Honda does not make their AUTO Glass but it's up to Honda standards to be built on/approved. $1,474.76 dollars for SAFELITE OEM Glass. Geico $889.44 is covering only about 60.81 percent of the cost. New York the insurance covers up your windshield for Free.

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    Customer ServiceCoverageMaintenanceStaff

    Reviewed June 20, 2022

    I was satisfied with GEICO insurance in Texas, however since moving to Nevada the customer service is non-existent. I bought my car from a dealer for the guarantees and full inspection reports to ensure everything was in working condition. The claims adjuster, Joshua ** refused to return claims calls and gave me the run around for months! He said he did not believe my car aircon was working before the accident. He is very unprofessional and rude! I offered to show the full inspection report when I bought the car, he chose instead to avoid all my calls! A Geico customer SLAMMED into my car and crushed the back of my car and knocked out the air conditioning simultaneously. I reported these damages and took photos and immediately uploaded into Geico's system. I was told the repair shop would follow up with Joshua ** to report all the damages.

    The Geico claims adjuster, Joshua, took himself out of the equation and made the repair shop my primary contact through the whole repair process. When I went to pick up my car, there was an additional over $800 not covered because the claims adjuster refused to authorize the expense. This whole experience has been a nightmare. There is no rewards for being a loyal Geico customer for years. My rewards was being gaslighted by Joshua ** and being cheated. The customer service for Geico is now non-existent, everything is virtual and there is no physical locations any more, so no one is willing to help resolve claims fairly. They only ignore victims.

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    Customer ServiceCoverageTechPriceStaffRates

    Reviewed June 8, 2022

    I have had auto insurance with Geico for over 7 years. Each year my car gets older and so do I. I have no tickets, citations, or accidents. I have two cars on my policy. My first car is in storage 360 days of the year and comes out only to be serviced. My second car is a 2008 Toyota Prius (paid in full) Without any cause or reason, Geico just increased my policy by $60+ dollars. When I called Geico, I was put on hold for a supervisor, who reached out to underwriting because he could not give me a valid reason. The supervisor came back to the line and apologized but unfortunately all he could offer me was to try to upsell me a homeowners policy.

    Needless to say, I am very unhappy with Geico and their ability to price gouge policy holders in this unprecedented time of higher fuel cost, groceries, utilities, etc. without any rhythm or reason. They also sell a emergency roadside assistance that charges a claim against your policy if or when you have to use, and it only follows the car not the driver. Great Job Geico, Of Losing Customers!

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    Customer ServiceCoveragePriceMaintenanceRates

    Reviewed June 6, 2022

    GEICO report's roadside assistance calls as insurance claims to LexisNexis that will show up on your CLUE report for the next seven years and will raise your premiums. I used the service once for a flat tire and I am now being penalized for the next seven years because my car jack was broken. I couldn't find a statement anywhere in my policy let alone the description for the roadside assistance service when you opt to add it to your insurance. This should be BOLDLY stated so everyone is well aware that using roadside assistance even one time can and will adversely affect the price of your insurance for at least the next 7 years! So consumer BEWARE!!!

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    Customer ServiceContract & TermsPricePunctuality & SpeedStaffBilling

    Reviewed June 3, 2022

    Was a member for years then I tried another for a couple months. I switched back and asked for my old policy. They said yes and I paid 6 months in advance. I told them I still didn't want uninsured motorist and they agreed. Nothing more was said that I needed to do. Month later I get a bill for 61 dollars for uninsured motorist. I called and they said I had to sign something saying I didn't want it or else they would charge me. At this point I'm mad and thinking, "How can they get away with this?" This is fraud and against the law.

    I called and the girl said it was a mistake and would take the charges off. She then sent me this form I was never told about to sign. So I did. I then got another statement. I called and spoke to a manager and she said she couldn't help me. They have no recording of our conversation or proof they told me this or an email. But they think it's legal to charge me for something I didn't sign up for.

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    Customer ServiceCoverageSales & MarketingPunctuality & SpeedStaff

    Reviewed May 27, 2022

    This company will lead you to believe you have certain coverages and discounts only for you to later find that, they left certain needed coverages off. If you don’t catch it and go to dispute it, they will state that you never asked for it and, they do not keep recordings past 30 days. In the event that something happens to you causing you to need those coverages, they will not take accountability. Instead, they will deny, leave you to blame and state that they can’t locate the recordings. This happened to me and a another family member. I’m sure that there has been others that has fell victim to these deceitful practices. In retrospect, you’re not getting as much of a discount as they make it seems because they are leaving coverages off. If you do decide to go with this company, please review your declaration pages. They will also take you through marathons if you go to complain. They’ll lead you to believe that a case is being opened for resolution.

    Once you follow up on your case, you will find that nothing is being or will be done. A Supervisor told me outright that they would not waste anymore of my time because; the Supervisors will back the Agents and that, there’s no need of me speaking with a Manager because they will back the Supervisors. This is a warning to steer clear of this company. By the time you realize that you’re being ripped off, it’s too late and Customer Service is not their priority.

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    Staff

    Reviewed May 24, 2022

    Rashawnda was absolutely the best. She was so patient with me as I was her and she explained everything so well to my understanding. She was able to give me answers to exactly what I needed, very helpful.

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    Customer ServiceCoverageSales & MarketingMaintenanceStaffRates

    Reviewed May 21, 2022

    We had three vehicles on their policy and when we added our child to the policy the rates shot up 4x. When asked why our child was on all 3 cars and that only 1 car should be covered for our child they said that they don't break up policies by vehicle and recommended that I split the policies to reflect only one car for our child. I agreed and when they did it they removed collision coverage which I never asked for and they never proved that I had requested it. Sure enough, there was an accident but since there was no collision coverage Geico said they would do nothing. I asked why they said that I had removed collision coverage by not looking at the fine print when they sent me the other policy. I never received the policy by email and the letter they sent got shuffled with the rest of junk mail.

    Beware of changes made to your policy w/o you doing anything. Even though I asked for evidence that I removed collision coverage they could not do it because it never happened. I said to go back to the recording of the call and isn't that odd that they couldn't seem to find it??? So I'm left with a totaled car with zero help. I had to call 9 times over the course of 5 weeks. I spent so many hours on hold and speaking to so many reps saying the same thing with zero help or even empathy. No one even asked me if my child was hurt. Talk about salt in the wound. Have some level of human decency Geico. I asked what I was paying $1600 for and they couldn't even give me an answer! Worst company with zero ethics.

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    Customer ServiceCoverageStaffRatesHonesty & Transparency

    Reviewed May 18, 2022

    Geico was a big flop during a recent incident where my vehicle was damaged. Their customer service was flat, interrogative (even for being a victim) and shady. Geico’s ‘supervisory’ level provided amazing political spin and false information. Several weeks after the incident my vehicle is still not fixed, my rates went up 50% (even for being a victim) and every statement Geico made was a lie including “we got your back”, and “you pay us to protect you”. If you want good conversation even if it’s **, contact Ethan at Geico **. The less your insurance company knows, the safer YOU are...

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    CoverageSales & MarketingRefunds & Payouts

    Reviewed May 12, 2022

    I have never had an accident and never used my Geico car insurance for the past 25 years until I needed it recently and not only they don't reimburse you fully they barely cover anything and I had full coverage and paid for one full coverage too. In return so many limitations come out as a result that it's unbelievable. I will no longer stay with Geico and make sure my friends and family are aware of how horrible they are too. Very disappointed in their coverage and services. Don't get tricked by their big name, it's all false advertisement. Read the Yelp reviews and you realize what you're up against, I wish I did that when I signed up with them!

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    CoveragePriceRefunds & PayoutsStaffBilling

    Reviewed April 26, 2022

    Geico took two payments for my motorcycle policies. The second payment was not due at the time. After they took the second payment, they canceled the insurance policy retroactive to a week prior to the first payment being taken. They have yet to return the money took. I discovered by accident that I had no coverage on my motorcycles for 11 days. I was forced to buy a policy immediately to maintain coverage and vehicle registration and they charged me an extra hundred bucks for the policy. I presume this is because I am now a NEW customer. They have not returned the money they took from my account. They said they would review and get my money back to me. That has not happened. GEICO does not seem to care. I am getter quotes from other Ins carriers now. I will no longer be loyal to GEICO.

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    Customer ServiceCoverageStaff

    Reviewed April 23, 2022

    First of all, you get connected to a computer, which puts you in an endless loop, when you rarely get to talk to someone. They are only open during the week as well. They cancelled my policy for no reason. I called the sponsored insurance company and Geico. Neither could give a reason. They also notified my mortgage falsely stating that my mortgage had already been cancelled when in fact that was not true. When I confronted Geico's agent, she stated that the "back office would figure it out."

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    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsTransparency

    Reviewed April 7, 2022

    In December, a teenager ran into my parked vehicle. We exchanged insurance information. I contacted his insurance company, Geico, after calling multiple times and waiting for hours to speak with a person. Several calls were over a 3 hour wait time. 2 1/2 weeks later, my claim was closed because Geico couldn't contact the policy holder. I have been told they will not pay out unless the policy holder can confirm this took place. Almost 4 months later, I called for an update and was told this was closed the first part of January and no more action will be taken.

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    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsStaffRatesTimelinessHonesty & Transparency

    Reviewed April 3, 2022

    For over 10 years, my wife and I had our autos insured by Geico and had the unfortunate experience of having to file multiple claims for damages to my vehicle due to accidents - NONE of which were my fault. On two separate occasions, I was rear-ended by other drivers. Geico agreed that the other driver was at fault but the other driver claimed that I "cut them off" (but THEY were cited, not me) and, just like that, that was the end of it. No investigation at all. Geico paid for my damages -- between $4K and $5K for each occurrence (and, of course, MY premium increased..). After these instances where Geico just "rolled over", I installed dash cams in ALL of our vehicles, determined that this kind of ** wouldn't happen again and, about two weeks ago, I made changes to our policy (increasing Coverage Limits, reducing our deductible and adding Roadside Assistance and Rental).

    A few days later, hit an animal on my way to work, damaging my front bumper. Once I got to work, I took plenty of photos and filed a claim on the Geico app, attaching the photos to the claim. A few hours later, I received a call from the Claims Dept. to advise me that, because I had recently made changes to the policy, they would need to INVESTIGATE the details of the incident. I advised that I had dashcam video so this should be a no-brainer. I obtained the phone number of the adjuster and called to get the process started. The adjuster requested specific photos, which I provided within minutes and, several hours later, the adjuster had emailed a repair estimate of $995. Surely, this would be handled without much of a fuss but, Geico proved me wrong again.

    The next day, a Geico claims "investigator" called to take a recorded statement about the details of the incident and the circumstances of the coverage changes and, after completing the statement, was told that I would need to sign an "authorization form" to have an investigator "scan" my vehicle's data recorder and, if any falsification was detected, they would be "bound by law" to report to the state police for prosecution! REALLY!!?? I get rear-ended and Geico just "rolls over and plays dead" with no interest in proving that the other drivers were lying (and then paid thousands of dollars in damages to my car). I have a comp claim (that would have cost them $495. after my $500 deductible ) and they were treating me like a criminal!!! I've got a news flash for you Geico, you're not the only insurance company out there and, after 10 years, I got a better premium for better coverage so, the Geico gecko and the worthless Claims Dept. can Kiss My **!

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    Refunds & PayoutsStaffRatesHonesty & Transparency

    Reviewed March 29, 2022

    Do not do business with Geico. I had a slight accident and the other person and I decided to pay out of pocket. $357 damage to a bumper. Geico would not let me cancel the claim and used it to raise my rates. I ended up paying the $357 to the other driver and then Geico raised my rates even though they paid nothing and both people told them there was no claim. During the whole process with Geico I was treated like I was lying and cheating and that was never true. Multiple Geico people contacted me about the same issue and they obviously don’t talk to one another. During the whole process the only unreasonable people were those working for Geico...and no one ever asked them for any money and they paid nothing.

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    Customer ServiceCoverageStaffBilling

    Reviewed March 24, 2022

    As a customer for 30 plus years, it is disappointing and eye opening that when I needed assistance, Geico was not there for me. Following an accident that was not my fault, Geico offered little to no assistance to me in solving the problems caused by this other driver. Aside from calling in a rental car and checking with the body shop, they did nothing. I had to do it all myself. The other driver claimed they were not at fault, but were proven by me they were, Geico offered me no assistance in disproving or even filing a claim with the other driver's insurance. Granted we are in the time of Covid, but that should have stopped them from filing the claim, speaking to the other side's agent or even attempting to offer me advice. They were happy to let me foot the bill under their no fault we don't care policy.

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    CoverageRefunds & Payouts

    Reviewed March 22, 2022

    My mom passed and after we sold her house Geico would only refund remaining year coverage with a check to her. I explained that her estate was closed and there was no way to cash check in her name. They said it was their policy to only reimburse the policyholder. After several referrals to their review team, they decided to keep the money for services not provided. Over $400. Thieves!!

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    Coverage

    Reviewed March 18, 2022

    Way too much mail being sent, when I did the math the most cash that can be used was 1000+, not a lot given how long paying on said policy, I also have stocks, bitcoin and retirement account that needs management, wish Geico could be a one stop shopping for my portfolio as well as insurance needs! So yes still keeping the current policy but making changes, going forward.

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    Customer ServiceCoveragePriceRefunds & PayoutsMaintenanceStaff

    Reviewed March 17, 2022

    In August of 2021, I got in an accident and paid my deductible to get my car fixed, I was sent to a trusted Geico shop and they had my car for a month. After receiving my car back there were numerous issues wrong with the vehicle that collision center failed to fix as well as parts missing or not properly working. I called Geico to let them know and was told to take the vehicle to another shop to do a rework, took the vehicle to a shop in December was told it would take a couple of months to get it in due to the pandemic and parts/labor being on backorder, totally understandable. I was then contacted in mid-March to be told that the new collision center denied the rework because it was too much of a fuss.

    Rep form Geico told me then to find a shop on my own that would take the rework, I am not a mechanic nor do I have time to spend my day taking the vehicle to get looked at to see if another shop would even consider accepting the rework. I believe Geico is passing blame and taking no responsibility in this, I am driving around with nonworking blinkers and headlights, windshield wipers not working. Its a mess, Geico is having horrible customer service, it is now going on 6 months since my accident. I would not choose Geico and will more than likely switch companies mind you I have been a client for over 13 years, disappointing.

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    CoverageTechSales & MarketingPrice

    Reviewed March 16, 2022

    GEICO denies coverage for total loss from theft of my insured 2012 Audi Q5 on March 12, 2022. GEICO claims coverage for theft was not purchased at time I purchased Audi despite lien holder Chase Bank in the written contract required auto coverage, including comprehensive and deductible collision coverage, that GEICO confirmed during sale and made part thereof. The lien holder Chase Bank required coverage. GEICO confirmed coverage for the Audi from the sales office during the purchase and provided the insurance contract number which was part of the sales contract. The lien holder was recently paid off and the car was stolen. GEICO now denies coverage.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Feb. 25, 2022

    Customer service hung up twice on me and did not call me back. When I call back nobody knows what the last rep said to me and keep transferring me to different departments. Took 15 days for a refund check to arrive and when I tried to bank it they had issued a cancellation. I will probably have to wait another 15 days.

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    TechResolution

    Reviewed Feb. 22, 2022

    Backing out of my driveway I assumed I tapped The neighbor’s parked vehicle. However no damage was done to my vehicle and the vehicle involved had smudge marks. Obviously preexisting. However I was deemed at fault. I took pictures of both vehicles to prove my innocence that I did not make the marks to said vehicle. Geico handled the situation very poorly in my opinion and never came out to do any inspection. My husband has been with Geico for 13 years and now is dropping them due to this decision of the other party filing the claim and being awarded for damages that were not from my vehicle. I have pictures of proof. Geico should have done a better job in my opinion when assessing damage and whether I had actually hit the vehicle in question.

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    Verified purchase
    CoveragePrice

    Reviewed Feb. 20, 2022

    I have been working remotely for two years because of the pandemic. GEICO refused to return a penny to me from my premiums even though the risk was reduced dramatically. I literally was driving only a few miles each week and that was to the grocery store and back home. I'm aware that a few states have forced auto insurance companies like Geico to return some portion of the premium to account for reduced risk but the state I am in did not. Now, my premium has gone up substantially even though I'm still working remotely and my driving record has remained stellar. Now that is what has irked me. I barely drive and my premiums have still almost doubled. Per Geico it's because the cost of parts have risen.

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    Customer ServiceCoverageStaff

    Reviewed Feb. 18, 2022

    Had an accident on January 4, 2022. The claim has been handled very poorly. I can't get anyone to call me back. I have left several messages for multiple people and no one has called me back to attempt to explain this process to me. My car is at the collision center and has not been fixed. Geico has the worst customer service ever. At this point, I am thinking about getting an attorney to help with this property damage claim. People, please go elsewhere. My clams team consists of:

    Melissa **
    Sarah **
    Alyce **

    Michael **

    None of these people have attempted to call me back. This is the worst service I have ever received. I will be switching insurance companies within the week.

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    CoveragePriceStaff

    Reviewed Feb. 16, 2022

    I have been insured with GEICO FOR OVER 15 YEARS. I took two vehicles off my auto insurance policy and my premium increased by 50%. That's in spite of still having 2 cars, a motorcycle and my house insurance with them. To say I am upset is an understanding. I am removing all insurance from GEICO.

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    CoverageMaintenanceBillingRatesTransparency

    Reviewed Feb. 9, 2022

    I have had Geico since 2006. In Nov. of 2021 I had my first and only claim with them. Yes my fault. Fender bender in a parking lot. The repairs to the other car were under $1500 and it was a 2019 Chevy. I did my own repair with a touch up paint. Geigo sent me a bill. They raised my rates for 1 car full coverage and 1 car liability another $3600 a year and ignored my accident forgiveness status. My payments went from $67 a month to $369 a month. I am on a fixed income and they ignored all requests for an explanation. I ended up getting liability on principal car for $50 a month with State Farm (Geico wanted $147.) and I sold the extra car because I could not longer afford insurance on both of them. Never ever will go back to this awful company.

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    Customer ServicePricePunctuality & SpeedRefunds & PayoutsMaintenanceBillingLoan Process

    Reviewed Feb. 8, 2022

    A tree fell on my car in October of 2021. I made a claim and Geico sent a quote for the repair. I brought the car in to a reputable auto body shop. The shop performed repairs that well exceeded Geico's quote which I am told is normal. Now Geico is ghosting the auto body shop, and the shop does not want to give me my car back until they are paid for the work they did. Emails and calls in to Geico and I am told a manager will call me back. Ghosted. It is now February of 2022 and I am still waiting on Geico to pay for the work. My car has been completed for weeks and is being held hostage. Making my car loan payments on a car that I do not even have.

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    Customer ServiceCoveragePunctuality & SpeedStaffRates

    Reviewed Feb. 3, 2022

    Great commercials are the only positive from GEICO these days. After 33 years, I left GEICO on the "three strikes and you're out" rule. First, GEICO wouldn't offer the limits I needed. When my insurance agent went to look for alternatives in 2022, he found that there was a rental car reimbursement claim still open from 2017. It was closed immediately after my inquiry, but it shouldn't take my call (with an extra long wait time, of course) for GEICO to be monitoring their own claim files. Then a neighbor--also a GEICO policyholder--hit my mailbox and demolished it. It took GEICO two months to pay the $238 claim. Finally, to add insult to injury, despite my clearly providing these reasons for leaving, GEICO hit me with a short rate cancellation penalty when my insurance agent found a better alternative.

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    Customer ServiceCoverageRefunds & PayoutsBilling

    Reviewed Feb. 2, 2022

    I have been a loyal customer of Geico since 2014/15. I have always paid my bill on time, or adjusted my pay date so that my payment would be on time. In the 7/8 years that I have been a customer, I have only made two claim that Geico actually had to pay out on. However, now they are trying to refuse coverage on two of my cars, stating that I sent them documentation saying that my cars were in different locations back in December of 2021. In the month of December, I was sick with pneumonia, even hospitalized for a week. I never sent in any documentation. When talking with customer service I mentioned that to her. She sent me new documentation to fill out stating that their Underwriter could still deny me coverage for two of my cars. I guess loyalty doesn't go as far as it used to anymore. So disappointed in Geico.

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    CoveragePriceRefunds & PayoutsStaffBilling

    Reviewed Feb. 1, 2022

    I was rear ended on the freeway, which clearly means I am not at fault, and Geico decided to diminish the car damages I reported, as well as my physical injuries that required a checkup and xrays. They stated they wouldn’t pay for ANY medical bills and that my neck pain and stiffness were pre-existing (untrue) and that the impact in my mind was more severe than it was (even though things were flying and my dog would’ve flown out the windshield if he wasn’t strapped in). The other driver had Geico insurance too, so this is Geico’s way of protecting themselves. As a female POC, I am very familiar with my experiences of trauma and pain being diminished, and I thought that by being a loyal Geico customer with a clean driving record for decades would make me worthy of their protection. In the end, they diminished my experiences, said my pain was worse in my imagination, and left me to fend for myself.

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    CoverageStaff

    Reviewed Jan. 29, 2022

    I have Geico insurance, disabled veteran PTSD on meds, move from Florida to Michigan. Thought coverage swapped then when needed them it's, "Too bad can't help you now." Stuck. Wrecked with no help. Even though I have been a long time Geico customer mistake along they way just a, "Too bad for you" from Geico.

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    Customer ServiceCoveragePriceRefunds & PayoutsStaffHonesty & Transparency

    Reviewed Jan. 27, 2022

    DO NOT PURCHASE COMMERCIAL INSURANCE FROM GEICO!!! Unless you want to deal with a tremendous headache. The representatives are not fully trained. We purchased our policy in September and have yet been able to drive our vehicle because they have not submitted proper documentation to the state of California. In order to apply for a motor carrier permit. The insurance company has to mail or fax the filing form MC-65. Every single time we call in we have had to pay out of pocket more and more. It is now the end of January and they still have not submitted the filing. I was told on the 10th they submitted then on the 21st they "corrected it".

    I took it upon myself to call the state and the state said Geico never sent anything. They do not accept electronic filings. They are working through a 3rd party (geico doesn't even do the filings themselves) and now that I have the fax number WALTER the manager who is in charge of my case is no longer taking my calls and the 3rd party is stating I need a physical letter from the state asking the insurance that they want fax or mail or else they will not send it. This is completely ridiculous and unprofessional. We've already paid them thousands that we will not be getting back and was told that even if we cancel they can't cancel our policy right away. It will take a 4-12 weeks to cancel because they will have to contact each department and the state before we can cancel!!!! Don't waste your time and money with a company that does not have proper training. That lies at every phone call and ask for more money. And that does not let you cancel.

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    Customer ServiceContract & TermsCoveragePriceRefunds & PayoutsStaff

    Reviewed Jan. 22, 2022

    GEICO does not act in good faith and this raises serious questions about their lack of internal controls and business practices. It does not meet the expectation of paying for goods/services when they are not being provided in real time yet costs are incurred. On 1/2/2022 I purchased a new auto vehicle which Geico insured and issued insurance ID cards. On 1/14/2022 Geico sent me an email acknowledging Geico made an error and informed the Department of Motor Vehicles (DMV) in New York State that my newly purchased vehicle was NOT insured which resulted in my driver’s license being placed at risk of suspension, DMV removing the registration from my vehicle and not allowing me to drive the vehicle. Geico continued to charge me for a service I could not utilize on a daily basis. Geico asked me to contact DMV on my own to resolve this matter.

    Geico incurs no risk to these errors made on their end yet the consumer absorbs the risk of losing their driving privileges which results in possibly losing their employment, not meeting family/education/child care needs that rely on vehicle transportation and costs for goods/services not able to be accessed. This places undue stress onto the consumer.

    On 1/18/2022 I finally spoke to a live person, Troy from the Geico Internet Management team from Virginia who denied that the 1/14/22 email was an admission on their part that Geico did anything wrong. He reported while their electronic submissions are not infallible, they can in no way be responsible for this error. When I inquired about how Geico knows their electronic submissions are sent successfully and accurately, he said Geico cannot attest to that and admitted Geico did not have a clue how this occurred or what happened but Geico is certain it was not Geico’s error at all despite the 1/14/2022 email reporting otherwise. This practice should be further investigated to ensure consumer protection occurs and ensure fraud, waste and abuse are not occurring by this for profit corporation.

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    Customer ServicePunctuality & SpeedRates

    Reviewed Jan. 22, 2022

    I've been on hold with the cancellation department (866-422-0360) for 3 hours and 13 minutes. I wish I were kidding. I promise I've been on hold that long! I have been waiting in chat 3 times because the website keeps kicking me off. I'm number 58 and still waiting. I'd love to be able to work on homework or something else than to wait on hold to cancel my policy. I'm sorry nobody wants to work. I'm sorry your wages aren't high enough to get people to work. Your rates sure are! This is not my fault I can't reach customer service.

    I found this policy doesn't have GAP protection. After my accident, I tried to call GEICO to see what the status is on my claim and nobody would answer the call. I found it was handed off to another adjuster who never called me back. These are the reasons why I'm canceling my policy. These wait times are way too long! Maybe managers, the COOs, and the CEO should earn their salary and attempt to save the company. Number 51 in chat cue and still on hold on the phone now at 3 hours and 20 minutes.

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    Customer Service

    Reviewed Jan. 6, 2022

    It is impossible to get to speak to a person. There are some extenuating circumstances behind my claim.. Do you think I could suppressed to the adjuster..I have sent them documentation, called, texted.. I am being ignored.. I have been on hold for hours.. This should take 5 minutes.. not days.. There doesn't seen to be a resolution to this problem..

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    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Dec. 18, 2021

    I was a loyal GEICO customer for 15 years, with a pristine unblemished driving history and high coverage levels. I recently had a minor fender bender that was deemed by GEICO Claims to be '100% my fault.' Shortly thereafter, I received a form follow-up letter from GEICO stating that, for that reason, GEICO would not pay for damage repairs to my vehicle. A shocker to me. Does an insurance policy with these terms really represent meaningful protection? Thank God that it was a minor accident. I now do business with a carrier that has my back. BUYER BEWARE! It was definitely an eye opener for me.

    As you review the content and conclusions of the attached scanned letter, attempt to put yourself in my shoes. An elderly 86 y.o. male, with minimal situational awareness swerves abruptly into your lane, and drags his driver side panel against your front bumper edge. No witnesses, other than an unintelligible elderly male driver, his wife and a police officer that showed up on the scene twenty minutes later to record statements.

    The icing on the cake --- The 'final' verdict was rendered by Claims Adjuster #2, that contacted me several weeks after I was informed by Claims Adjuster #2, that the case was closed, and that the fault was clearly that of the elderly gentleman, and that they would be receiving no claims monies [Again, a complete absence of anything resembling 'no-fault coverage' on either side].

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    Customer ServiceCoverageTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsStaffBillingRatesTransparencyHonesty & Transparency

    Reviewed Dec. 2, 2021

    In 2019 I purchased auto insurance with Geico with an agent over the phone and after three months my policy went from 140 a month to 300 (This has never happened with any other auto insurance company). No one called me about this price change, I found out when trying to pay my bill. I called the customer service line and was told after looking into my policy the underwriting department defaulted my rate to a Miami rate because that is what my license had on it (I moved to Orlando for school and had been there for a year). They told me if I submitted documents like my school registration or a bill it will go back to a reduced rate.

    I submitted all the docs that were requested, I was later told all I needed was an affidavit which they claimed to have sent in the mail, but I never received it. Every time I submitted a doc, I would constantly call in and get a different agent who did not FULLY understand the issue and would give me misinformation. The agents tried to pressure me into just paying the $300 but I told them I did not have enough money. (I was a full-time student and worked part time). It took more than a month to assist me with this issue and then my insurance cancelled because I could not afford the new rate amount.

    Fast forward now to NOV 23, 2021, I called to inquire about auto quote because I still receive promo emails, and they inform me to purchase a policy I had to pay $200 due to the issue they cause in 2019. I spoke with Stacy ** who works in the underwriting department in Orlando, she informed me if I submitted my affidavit, and even though I do not stay at the same place but because I still live in Orlando, I would not have to pay the $200 and can continue with a new policy. She told me she would send out the doc via email (misinformation). When I did not receive it after an hour I called back and was told nothing had been sent out then the agent told me he would send the doc in postal mail due to the sensitive information.

    I had never received the document in the mail and called customer service to get an update about if the affidavit and if it had been sent out. The agent said that it had already been received and processed (misinformation), after hearing the confusion in my voice he doubled back and contacted some above him. (I was on hold for 7-10 mins). When he finally clicks back over, he had informed that the document had been sent out, but I would have to pay the $200. I inform him that Ms. ** had given me different information, I became upset and asked to speak to a manager. After being transferred I spoke to Michelle (**) who is a "supervisor”, and she honestly had a nasty and unprofessional attitude.

    She told me auto rate had changed due to fraud (misinformation) and that the underwriting department denied it and it was nothing she could do. I told her what I was told. That the affidavit was need (she could careless and yelled at me). After telling her what issues I had went through with this company she seemed disinterested as if she only intended to do her job and nothing more which only made me more upset because I was not being heard. Overall, this company does not care about its customers but only about money and it shows. They do not write good notes to relay information in the system that is why it is so much misinformation and confusing happening. I am VERY disappointed in this company and do not recommend.

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    Customer ServiceCoveragePunctuality & SpeedBillingLoan Process

    Reviewed Dec. 1, 2021

    I was t-boned by an old guy not paying attention. My new car, which I just refinanced the loan, was totaled. 3 weeks later, still no payment. Also they keep “losing” roadside assistance reimbursement receipt. Follow up calls about status get me nowhere. They keep bouncing me around to different departments, claiming the next department deals with what I need. I’m stuck without a car until I get that check. They won’t cover rental since claim is allegedly closed. STAY AWAY FROM GEICO!! I will be cancelling my policy once I get those payments.

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    Customer ServiceStaff

    Reviewed Dec. 1, 2021

    Spoke to three different agents and although my call went to the wrong person still found it a great experience to talk to the wrong agent. Very attentive, no whole time and all of them were extremely nice. I never write reviews but I had to do one for them today. Thank you so much.

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    Customer ServiceCoverageOnline & AppMaintenanceStaff

    Reviewed Nov. 30, 2021

    If I could, I would give a negative 20 stars. If you file a claim against one of their drivers, they would act so phony, refuse to pay no matter if their client caused the accident, and it doesn't matter if their driver got ticketed by police for the cause of the accident, they will still back up their driver. Even if they had stolen tags, left the scene of the accident and refused to provide their info they will back them up. And it doesn't matter how much proof you have that their driver is at fault, they will still back up their driver and find any lame excuse to not pay.

    I could have had the accident recorded and they would have still found any excuse to not pay. They stand behind their driver when they break the laws driving and is obviously saying it's ok what they did. I had all the proof to show otherwise. And it's a crock because on their website it states they "may decide to request a copy of the police report..if they feel it's needed" so I am sure that's how they get out of paying. Because even though I sent in a copy of police report SHOWING their driver was found at fault and got ticketed, when I go check on status on my claim.. under police report it states there isn't one. I have emailed and took screen shots of police report and sent it in and they still show nothing of acknowledging it. They are stating it's ok that he turned in front of me even though he DID NOT have the right of way; he came into my lane next to me then tried to pull out in front of me.

    I even have the statutes that their driver violated. Geico doesn't care. So I guess this insurance is for people who drive with stolen tags and break the law because they will defend those drivers and say it's ok. They refused to talk with my daughter (she was in car when it happened) because she is related to me. They said they won't accept anything from any witnesses that are family members. I told them she wasn't a witness to the accident; she was a part of the accident, she was involved and yet they wouldn't take her statement. I'm guessing because it would back me up and they can't have that or they would have to pay. So they would rather back up their driver who broke the law in countless ways.

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    Customer ServiceCoverage

    Reviewed Nov. 25, 2021

    Purchasing a new Seibring and my very first convertable on my own..Geico is denying that I had collision on the car I saved up and loved and considered buying for over a year and a half. Geico lost the phone conversation they record of my change in coverage the very day I purchased the vehicle conveniently for denying the claim. Their customer service department told me that all conversations are held in record for a year from date of call but saving Geico the changes I made to include car rental, collision, and higher deductables the day I purchased the new car - Geico unilatterally changed my insurance in the next months to not include collision , rental or the higher limits.

    The day of purchase Geico collected a higher deductables to reflect the higher coverage and car rental and collision and all premiums were fully paid by me without gap until today november 24th, 2021. On the date of an accident in Aug 2021 Geico denied I had car rental and collision on my policy and left me while in an accident and out of town to get a job in columbus without a car on the side of the street in Columbus ohio. my previous insurance on a Honda with them included Collision and there was absolutely no reason they have the right to unilatterally remove collision on my vehicle and claim not to cover my accident dated August 2021.

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    Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedOnline & AppRefunds & PayoutsStaffRatesTimeliness

    Reviewed Nov. 25, 2021

    I started my policy with Geico on 11/05/21 (Switched from USAA , big mistake). Departed for vacation on 11/05/21 to Louisiana arrived the same day. 11/06/21 collided with a deer on a Texas road, filed claim via the app on 11/07. Waited to be contacted by an agent, waited until 11/9 after not receiving contact and contacted customer service. Advised that within 20 days of starting policy and having a incident I have to undergo a investigation. Completed a recorded statement and I transferred to the voicemail of the assigned investigator, left message with contact info.

    Contacted by investigator on 11/11, completed a recorded statement on incident, then he proceeds to request irrelevant documents such as bank statements, telephone records and contact information for friends I visited on my trip to Louisiana. I proceeded to get a estimate for damages and uploaded it the Geico website. Contacted by investigator on 11/12 after I left a voicemail inquiring about status of investigation, requested the documents again. I informed him that I would not provide any documents irrelevant to the incident. He stated that he would inform my claims adjuster assigned to my claim that I was as refusing to cooperate with the investigation. I informed him I have provided everything that was relevant to complete his investigation.

    I attempted to contact my claims adjuster several times, but after waiting on hold for over 45 mins I disconnected the calls. I attempted to reach claims adjuster via secure message on 11/17 requesting to schedule a inspection, at this point I’m prepared to pay for my damages out of pocket since my vehicle has been damaged for over two weeks and getting no response. I received this reply:

    "Thank you for your Internet inquiry message. At this time there is a pending coverage concern that must be cleared before we are able to set up any inspection on your vehicle. We need to verify the date of loss of your accident before we are able to clear this coverage concern. If you need to contact me or have any questions, please respond to this email. You can also attach and send me any documents in regards to your claim. You may also view your claim at geico.com or the GEICO Mobile App.

    Sincerely,

    Serena **"

    I replied and asked what documentation do they require to move this process forward, or if I could be assigned a different investigator. Received this reply.

    "Thank you for your Internet inquiry message. At this time there is a pending coverage concern that must be cleared before we are able to set up any inspection on your vehicle. We need to verify the date of loss of your accident before we are able to clear this coverage concern. If you need to contact me or have any questions, please respond to this email. You can also attach and send me any documents in regards to your claim. You may also view your claim at geico.com or the GEICO Mobile App.

    Sincerely,

    Serena **"

    Exactly the same response without even a edit. So it is now 11/24, vehicle has no dim headlights, power steering, and all dashboard warning lights are on and I commute over an hour to work everyday. Waiting on a rental and scheduled repair. So, my advice is do not concentrate on cheaper rates but focus on the process after the incident. At this point I just want the inspection completed so that the damage is documented, pay for my own repairs, restore my vehicle to original condition and return to USAA coverage and settle this matter in court for reimbursement of damage repair.

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    CoveragePriceStaffRates

    Reviewed Nov. 19, 2021

    They are definitely a good Inc. car insurance to have. I really enjoy having them and the price that I get is amazing. I would recommend them to anyone. Their claims process is the easiest that I have ever going through. You definitely get your money's worth.

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    Customer ServiceTimelinessHonesty & Transparency

    Reviewed Nov. 18, 2021

    Had a minor fender bender on Halloween. STILL HAVEN'T got my check!? My claims adjuster tells me, it'll be today or tomorrow for sure.. nothing. I call the next day after and he tells me he's finishing up with it and will be calling me this evening... Nothing again!!?? Don't freaking lie to me dammit!! It's **!!

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    Customer ServicePunctuality & SpeedRefunds & PayoutsBilling

    Reviewed Nov. 10, 2021

    Useless supervisor and CSR hung up on me waiting for a refund for over two weeks I've been calling every single day and I keep going a different story from each CSR. And the useless supervisor can't get on the phone "she's in a meeting" how convenient Ayanna!!!! They have deducted a monthly payment from both my bank account and my husband's bank account. They quick to take the cash and give me the run around so they can avoid refunding me my money!

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    Customer ServiceCoveragePriceOnline & AppStaffRates

    Reviewed Nov. 9, 2021

    They do NOT return calls! They urge you to deal with their app, which is not effective for claims against a Geico insured, or to go to Geico.com which is also not effective. In other words, it is impossible for a claimant to reach a Geico claims adjuster. My accident was a simple rear-ender 9 days ago and I've yet to speak to the claims rep. I want to get my car fixed NOW. My insurer, which I'll not name, was very easy to call, and quite helpful. The lowest price is not necessarily the best insurance. My friend, a retired Judge, had the same experience with Geico.

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    Customer ServiceCoveragePricePunctuality & SpeedOnline & AppStaffRates

    Reviewed Nov. 7, 2021

    Geico customer service is not as good as it once was. They are forcing customers to use their app for roadside service - well what if you don't have a smartphone, or if you are a senior? The wait times of 40 minutes or more are intolerable. Even when they do call back, there is still a wait time of a few more minutes before a rep comes on the line. I tried giving feedback about how difficult they make things for non-smartphone users and I felt like it fell on deaf ears. My suggestion was dismissed, instead of listened to as a valid concern. On top of that, Geico punishes customers for loyalty. They increase insurance rates rather than drop them for long-term customers. I am shopping around now to get the best deal because Geico is super expensive compared to other auto insurance companies.

    I have a good driving record and do not see the benefit. I also do not use my car often, but I still have a pretty high premium. It doesn't make sense. Reward safe drivers and customer loyalty. Listen to your customer concerns and suggestions to make your service competitive - rather than dismissing it and telling me "that's the way it is now." I don't want to hear that. Not every cell phone customer is going to choose a smartphone. And as a woman, I want to know that if my car breakdown at any time of the day or night, I can connect with help - a human voice - sooner rather than later. Think about ALL your customers - including the outliers. This will make your business stand out.

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    Customer ServiceRefunds & PayoutsStaff

    Reviewed Nov. 7, 2021

    Good luck if you ever need to file a claim. The website to file has been down for days so you are forced to listen to bizarre “music” that sounds like a screeching chicken for 4 hours. You finally give up and decide to just drive your car with the bumper hanging by a thread. So you put duct tape on it rather than try to get in touch with a real live Geico rep. I guess they pay that little lizard so much money it leaves none for customer service reps. I want to squash the little ** geico.

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    Customer ServiceCoveragePricePunctuality & SpeedStaffBilling

    Reviewed Nov. 5, 2021

    Very affordable auto insurance. Geico handled my auto claim quickly when my car was a total loss. Geico adjusters called first thing on Monday morning and by Thursday, I received a payment, that was deposited into my account. Didn't have to do anything else, amazing! I have had great customer service in every area with GEICO.

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    CoveragePriceStaff

    Reviewed Nov. 4, 2021

    The representative was very helpful and informed. He was patient answered all my questions. Representative provided a Good comparison. I will switch insurance carrier based on quote. Currently have renters insurance with Geico.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Nov. 3, 2021

    I was in an accident back in June 2021. I was struck by a driver flying into my neighborhood.. Long story short, I spoke with a claims adjuster by the name of Ashley **... after the ”investigation” was complete. She informed me that because of the driver's neglect they found the young lady to be 100% at fault instead of the 70% that we previously discussed and assured me that my premium would not increase... fast forward a few months later My premium has shot up! I called to discuss this issue with her and she stated since it’s been so long she has no recollection of what she told me and I remain also at fault. I am absolutely disgusted with her and Geico.. Y’all please find another company to give your money to. They also took a month to pay me out after my car was confirmed totaled because one person was on vacation for a few days.

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    CoverageMaintenanceStaff

    Reviewed Oct. 30, 2021

    My vehicle involved in a minor accident on 08/11/2021. GEICO towed my vehicle to their repair shop in Brandon Collision Center on 08/11/2021 from the spot. Today is 10/30/2021 still my vehicle is not ready to deliver because the repair shop didn't find the parts yet. I spoke to several people in GEICO to get help with that but they said can't help anyway. Vehicle supposed to be deliver on 11/06/2021 but I don't know if they will. I will change my Auto Insurance as soon possible and don't want my family & friends get GEICO in insurance in future.

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    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Oct. 18, 2021

    Worst insurance company ever. I was hit by someone with Geico insurance. The original rep assigned to me, Joy **, did not give me a call for days after numerous voicemails, and not until I had to go to her supervisor, Jason. After finally getting my statement almost 2 whole weeks after the accident took place, Geico found me 50% liable, not sure how that is when your policyholder hit me, an unmoving car.

    Instead of disagreeing and trying to dispute it, I just wanted my car fixed so I got an appointment with a collision shop to estimate the damage. The collision shop estimated the damages at $2,000, while the photos they submitted to Geico, Geico being the scammers that they are only estimated it at $1,040. I then spoke to someone at Geico, Brittini **, who was supposed to set up a car rental for me, as my car was going to be at least 5 days to get fixed. The appointment was supposed to be set, and of course when I arrived at the collision shop no rental appointment was made.

    I was also told that Geico would cover the rental, but when they FINALLY got the rental car there Geico tells me that they also will only cover 50% of the rental, leaving me stranded and now having to pay additional money out of pocket that was not budgeted for. Two months after the accident my car is still not fixed, this company is nothing but problems. Trying to get a hold of anyone at this company is damn near impossible, good luck, you are better off going with another company or not having insurance at all.

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    Contract & TermsCoverageTechPriceBilling

    Reviewed Oct. 17, 2021

    I had a policy for less than a month before switching to a much cheaper and more quality provider. They notified the DMV to suspend my license. Then they had the nerve to try and bill me another $104.20 for canceling (before my policy even expired) All together costing me $262.20 for 28 days of very mediocre coverage.

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    PriceStaff

    Reviewed Oct. 16, 2021

    Have had a driver's license for 61 years and was involved in 3 minor accidents. Geico increased my premium by over 400%. These accidents did were minor and did no damage to my care. My one year total amount would be over $9,000. Outrageous. Great company until you have an accident. David

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    Customer ServiceCoveragePunctuality & SpeedStaffHonesty & Transparency

    Reviewed Oct. 13, 2021

    On 6/5/2021 my Explorer was rear-ended by an Expedition failing to control his speed on the highway - a minute later a Neon who was also failing to control speed hit the Expedition in turn pushing him back into for a second hit. His insurance took forever to call us back and her insurance which is Geico (and mine also) has been extremely horrible to work with. Not only do you get to be on hold for 45 minutes each time you call - every single customer service person has been ill properly trained. Geico on the Neon's policy has stated that one - the neon states an orange truck hit the expedition and her, then took off.

    There is not one single piece of evidence of anything orange being involved. They are also stating (and this is the exact wording) "At this time, we do not see any evidence that our insured pushed the Ford Expedition back into your client’s vehicle. The damages to the front of the Expedition fully support the Expedition rear-ending your client. The police report also makes no mention of a second impact. It is also not feasible that our small vehicle pushed the large Expedition forward into your client’s vehicle causing any actual damage.". Geico really needs to train their adjustors on force, kinetic energy, velocity and momentum - basic physics! They are also failing to see that the driver of the expedition and that myself and the person driving my Explorer have the same exact stories!

    They are also failing to see that her air bags deployed causing her to not be able to see and causing a cut on her forehead or that she was more worried about her dog that was in the passenger seat. Geico stated the same in a letter to the insurance board...The police report also states that both the Expedition and Neon failed to control their speeds. Geico also needs to train their Liability Directors and Claims Managers how to properly handle a claims and an investigation. They may need to train them all how to lie the same instead of coming up with several excuses that make no sense.

    To date we have received 4 emails by them stating they were going to take care of the claim and to date they have done nothing but be difficult to work with including extremely unprofessional with their responses. The real reason they denied the claim is the fact that a consumer complaint was made against them with the Texas Insurance Board. Beware if an insured by Geico is involved in an accident with you....they will legitimately make the process painstakingly hard and even more stressful if you are not at fault but the Geico party is.

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    Customer ServiceCoveragePriceMaintenanceStaff

    Reviewed Oct. 7, 2021

    The worst insurance company I have dealt with… A GEICO-insured driver hit my brand new 2021 Honda Passport and, after almost 3 weeks, I am still getting the run around from GEICO to get my car repaired. They recognize the accident was 100% their fault and yet, the process is still stagnant. I called numerous times (always getting an automated service that took me nowhere) until I had select to “buy a new policy” to finally get a live person. I finally got a supervisor on the line who stated that if they cannot make contact with their insurer and that there is a possibility they may refuse coverage to fix my car.

    They also stated that it might take several weeks for this process. The supervisor suggested filing the claim with my insurance policy even though this was 100% the other driver’s fault. I advised him that the door of my car does not close properly and when it rains, my brand new 2021 Honda gets wet inside, but why would he care? He suggested taking the car indoors so it does not get wet. Oh OK, I guess I have to file for a building permit to build a structure for my car or I can go the less expensive route and to find an umbrella big enough to cover my entire car. They are leaving me no option but to file a report with the New Jersey Department of Banking and Insurance… Very frustrating in dealing with this company…

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    Customer ServiceCoveragePunctuality & SpeedMaintenanceStaffHonesty & Transparency

    Reviewed Oct. 4, 2021

    Wish I could give 0 stars! Had a hail storm in April that damaged my house. After filing a claim and getting approved, the roofer found additional damage and filed a supplemental claim. After several days of them hearing nothing from Geico, I tried reaching out and couldn't get anyone to help either. Finally, I found out that my field adjuster had been reassigned and a new one assigned to my claim. How do you reassign adjusters and not tell the client that has an existing claim? Further, as the newly assigned adjuster, how do you not reach out and explain that you're the new adjuster.

    Long story short, it took 7 months to replace the roof because of their games. To top it off, a few days after that storm, another struck and damaged my truck. Now Geico is accusing me of lying and asking why I waited so long to file that claim and I explained it's because I spent the last 6 months handling the roof claim and didn't want to deal with my truck at the same time after seeing how unorganized Geico is. Now my auto claim is under investigation and the shop is just letting my truck sit until Geico approves the repairs. I CANNOT wait for my car to get repaired so that I can end my car and home insurance policies with Geico. THEY ARE TERRIBLE.

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    Customer ServiceTechPriceStaffBilling

    Reviewed Sept. 29, 2021

    On 9/22/2021 I made a payment to GEICO for my auto policy with a direct debit from my checking account in the amount of 824.00. On 9/23/2021 I received an email confirming receipt of payment however the email stated I paid with a credit card ending in 5768 not my checking account. I called customer service to ask if this was correct and the representative stated he had never seen that before and cancelled the payment without doing any research as to whether it was my payment. Turns out it is reported that way because my bank works with a third party vendor who does their bill pay and that's how transactions flow through. The following day after speaking with my bank I realized that was in fact my payment. I called Geico again. Explained they made an error and wanted to know how to get my policy credited. They said the money will be sent back to my bank and I should contact them.

    I contacted my bank and they indicated they had confirmed Geico received it. After 2 hours on the phone with a rep and supervisor they send the information to their finance department. Finance called me back, left me a voice mail and said it was sent back to my bank. I called the following day. Spoke with yet another rep to verify if it was sent back and when I could expect my bank to receive it and he said Geico never received it, and that my bank has it. My bank sent them the confirmation transmission record after yet another call. I called Geico to explain what they will be getting and spoke with another rep and his supervisor. In short I still have no idea when my premium is and my policy is up for cancellation and Geico will do nothing to ensure it doesn't get cancelled, even though their rep that I first contacted caused the problem. I don't have an additional 824.00 to send them right now,

    Geico customer service is acceptable for simple issues and the representatives were friendly and professional and of course apologized for any inconvenience, which is nothing more than a condescending platitude. The biggest issue is not being able to speak with the original person or solution provider. all you can do is contact the generic customer service number, have the person read the notes, which are often inaccurate and then have to explain the whole thing over and over again. This is just extremely poor treatment of a customer who has numerous policies and if they just have one. Try contacting their corporate office sometime. These people will not be able to be contacted unless you hire a PI to find a phone number. They refer you to customer service,

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    CoveragePriceRates

    Reviewed Sept. 26, 2021

    I was with GEICO for years. I had a minor fender bender that cost them just over $1,000 and they tripled my insurance rates. Needless to say I was shocked. It was the only accident I had ever had in my 60 years of driving.

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    Billing

    Reviewed Sept. 20, 2021

    I have been a Geico customer for over 7 years. Recently I made changes to my policy that required me to get off auto pay. When my payment was not automatically taken out, Geico cancelled me with little to no warning causing me to have to pay almost $500 to get my policy reinstated. This company bleeds the working man. All those years with this company and they treat me with little to no regard. Worst experience of my life. Stay away from this company.

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    CoveragePriceRates

    Reviewed Sept. 19, 2021

    Just like any other Auto Insurance Business, this Company, so far has been ok for the time being when it only comes down to Car Insurance. I have yet to have to contact them for any collisions and repairs, so I cannot speak on any major interaction or service requests for vehicle damages. I will say they have, so far kept their word when it boils down to either raising your rates or lowering them and even keeping them the same. I've been with Geico now for nearly 3 plus years and haven't had any price hikes or issues with them.

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    CoveragePriceRefunds & PayoutsMaintenanceStaffRates

    Reviewed Sept. 17, 2021

    We had to have the windshield replaced on our 2020 Acura MDX. Originally GEICO told me they would reimburse me the full cost, minus the deductible, to have the dealership replace the glass. When I submitted the invoice for reimbursement, they went back on what they originally said, and told me that they don't pay for the real Acura windshield, and instead I should have put knock-off brand glass on the car. They also wouldn't pay the full price of the dealer installation (even though they originally told me they would), and instead I should have gone to a third party installer, who isn't even certified to recalibrate the safety features.

    If the camera is recalibrated by the people who Geico wanted me to have this work done by, and who aren't certified to do it, it would lower the safety level of the car and defeat the purpose of having all these safety features to begin with. Why does Geico want to make my family car less safe? Now, because they went back on what they originally said, and because they want to make my car less safe with off-brand glass and uncertified recalibration of safety features, I'm having to pay $1200 out of pocket for the windshield, instead of the $500 deductible they originally told me I'd have to pay. This is ridiculous and I will be looking elsewhere.

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Sept. 17, 2021

    Never get a GEICO Commercial insurance for your vehicles. One of our drivers got a speeding ticket during a personal vacation in a rental car. And GEICO sent us a letter saying they were cancelling our business insurance! For 1 speeding ticket! I called and told GEICO we were having the driver take a class so the points would be off his license. And if they would reconsider afterwards, the answer was a No because they only run a license check once a year and they already had done that. Then they said I should consider one of their partners that I can get but I would have to download an app so they can monitor my drivers and their speeding habits to get insurance. Are you kidding me! You want to monitor my employee's whereabouts to give me insurance! STAY AWAY!!!

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    Customer ServiceContract & TermsCoveragePriceStaffBillingHonesty & Transparency

    Reviewed Sept. 17, 2021

    On September 8th at 11:46 AM. I called Geico to request an extension because my insurance was due to cancelation on September 10th and I was furloughed due to covid 19 since May 2nd. And just went back to work on September 2nd. I explained all this to AGENT FLANERY who after few minutes told me "it went successfully, you have an extension for 14 days. But make sure you make the payment on September 15th as you promised." I was so thankful I asked her name so that I can thank her properly...

    I called on the 15th to make a payment and found out my insurance has been canceled. There were no extension, her supervisor talked to her and said the call was not recorded and she denied it...I am still devastated...I had to pay $441 for a new policy and I got Maryland flag for insurance laps I need to pay before renewing my registration next week. I pray karma will hit agent flanery so hard, she will learn a lesson that how her lie, and not doing her job has cost me money and caused me stress. I am still very upset and angry. If I had the money I would hire a lawyer who can get the recorded call from my phone company and expose her lie and lack of honesty.

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    PriceRates

    Reviewed Sept. 15, 2021

    My experience with GEICO was very disappointing. They very accommodating when they are trying to get your business. Once you sign up With them they begin “to boil the frog” and raise the price just like the cable company. Very deceitful. Sad.

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    Customer ServiceCoveragePunctuality & SpeedStaffRates

    Reviewed Sept. 11, 2021

    After being in a terrifying car accident where I was hit by a dump truck, GEICO doubled my monthly insurance. This accident could have killed me, my car was totaled, and this was Geico's response...to punish me by raising my rates and calling me a "high risk" to insure. Mind you, the dump truck driver that hit me was ticketed by the police for improper backing, I am in the middle of a lawsuit, I had to purchase a new car since mine was totaled, my lower back and neck were injured and I have had to take a couple of hours every day off of work due to countless doctor visits, chiropractor appointments, and physical therapy to try and get back to life as normal.

    I am in pain all the time, and Geico just simply blames me and raises my rates. I couldn't be more disappointed with a company that touts itself as a company the supports the military and government employees in this country. My husband is active duty, I am a Veteran, and now I work for the Department of Veterans Affairs. I would absolutely never do business with a company like this ever again. When I called to cancel my policy with Geico, the customer service representative couldn't have cared less, didn't express any concern nor even attempt to keep my business. This company clearly does not care about its policyholders.

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    Customer ServiceCoverage

    Reviewed Aug. 28, 2021

    Watch out for this company. If you buy a new car they automatically enroll you in a mechanical breakdown coverage scheme and raise your premium by about 80.00. Has happened to me last 2 cars. Then, you have to call to find out why the big increase and then they are caught. They do it to EVERYONE. Who needs mechanical breakdown coverage on a brand new car that is under warranty?

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    Customer ServiceCoveragePriceMaintenanceStaff

    Reviewed Aug. 25, 2021

    Had an accident and you can't get a person on the phone or get a tow truck or anything. Took hours and hours to reach someone. They won't help you, they'll leave you broken down and stranded. Worst customer service in history. Other insurance might be more expensive but at least you can use it when you need it.

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    CoveragePunctuality & SpeedRefunds & Payouts

    Reviewed Aug. 24, 2021

    I have waited 3 weeks and I still have not got my money and they only paid $35. The rental car is $39. My car was in the shop for 20 days. I had to put out over $400. That ain't very good coverage. Sad. Very sad.

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    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsStaffRatesFollow-Through

    Reviewed Aug. 24, 2021

    Worse than Comcast.. After declared my car total loss One Month and a half later still isn't settled. Still have my claim under the wrong name and wrong car.. Hours and hours on hold.. 61 yrs old and the first time I ever made a BBB COMPLAINT.. Have been giving six direct lines of different supposedly to help me out numbers. None I mean none never answered their phone. Didn't pay for the rental car as promised and now without a car.. Worse car insurance company ON THE PLANET..WORSE THAN WORSE. -1000 RATING. WHAT A NIGHTMARE.

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    Customer ServiceCoveragePunctuality & SpeedBillingLoan Process

    Reviewed Aug. 23, 2021

    After being a loyal customer with no payment issues on 4 cars and home insurance Geico stole unauthorized funds from my account causing my account to go into overdraft. Called them on a Monday when it showed pending and every day after that. I sent all supporting documentation each day and was told that it was their error and that it would be back in my account by end of day. I was told this everyday and even received a confirmation email from them stating it. This went on for 3 consecutive days while I continued to incur NSF fees that caused my bills to be rejected and causing a lot of embarrassment. Now it is 8 days later and still not corrected.

    Called again to be told "check is in the mail'. I have since had to take out a payday loan to stop the bleeding in my account. My bank was contacted too and I made my claim with them, as well. This has caused more issues for my family than necessary. If they just would have corrected their error in a quick and timely manner. Now it has snowballed into a major issue for my family because they stole money from us. As of this post, no resolution has been made. Made my complaint to BBB and seeking a lawyer.

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    Customer ServiceCoverageSales & MarketingPrice

    Reviewed Aug. 6, 2021

    After asking for a quote from Geico and not accepting the quote, I have been slammed with spam calls, often times 10 times per day, from companies trying to sell me car insurance. Just today, a company called me for the 7th time in 24 hours. I have tried unsuccessfully to block the numbers. The same thing happened to my husband.

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    PriceRefunds & PayoutsMaintenanceStaff

    Reviewed July 29, 2021

    The staff was very nice in the claims department. But instead of actually looking into the wreck they dumped the claim. They did not check facts and left me with over $3000 dollars worth of damage I'm going to have to fix out of pocket because of a driver who possible hit her on purpose. Also was picking out a new car hours after the wreck. I wish I had money to hire a lawyer to sue but even if I did the lawyer I would have to pay would be more. It's pretty bad that's how big business operated.

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    Contract & TermsCoverage

    Reviewed July 28, 2021

    I signed up for coverage for rental cars - I was told I was 100% covered. 8 months dealing with them For them to deny all my claims for rental damage, and they also claim I still owe them money. I STRONGLY recommend you don’t choose GEICO for rental coverage as they will find every way they can to you around and not pay - their statement was my plan did not have the coverage, when the whole reason I got the policy was to be covered in a rental car.

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    Customer ServiceTechSales & MarketingPunctuality & SpeedOnline & AppRefunds & PayoutsStaffTransparency

    Reviewed July 25, 2021

    I had to use the roadside assistance for the first time yesterday. I suited a claim through the mobile app however was unable to edit to make changes to it once submitted. I could no longer wait with the car and needed to inform someone on where I left the key etc. I called Geico's roadside and sat on hold for 45 min before someone answered to only hang up on me. I then called again and sat on hold for over 30 minutes this time before I got a text from the towing company that was assigned to me through the app. I then hung up and spoke directly to the towing company to inform them of the changes.

    I must say Triton Towing was great to work with and I have no complaints about them or Eddie the driver. He was great. My problem was not being able to speak to a live agent during a stressful breakdown. I now feel the need to buy AAA so next time I'm stranded I'm not stressed and can actually speak to someone about my circumstances.

    I've been with Geico for 3 years and this so far is the only complaint I have but yesterday with the way I felt and the frustration I was dealing with it made it worse realizing I didn't want to be in the same situation again and God forbid I be stranded somewhere more secluded. You shouldn't have to buy secondary road service if you already pay for that but if you want peace of mind to be able to communicate with a live agent you will. The app was ok but they should allow you to edit changes or updates to your circumstance which it does not allow.

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    CoverageStaffFollow-ThroughHonesty & Transparency

    Reviewed July 23, 2021

    Trust everything you hear about how horrible this company is. Granted, they are an insurance company and could care less about reviews, so that gives reviewers the all clear to go in on them and just how bad they are. Horrible at everything from dealing with customers, lying claims adjusters who could care less about how something negative in the process affects you. Have approved locations for repair work but don't follow through on anything. Management who is non existent because they don't care. Period.

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    Customer ServicePriceStaff

    Reviewed July 22, 2021

    I called in to get a copy of my replacement cost estimator because my lender had requested it from them multiple times and GEICO just kept sending them a copy of the Homeowners Dec page. The lender called in to try to get someone on the phone but once you hit the option stating you are mortgage company you will not talk to anyone LIVE. you get directed to the Geico B2B site which doesn't even allow you to pick this as an option. So Geico tried to get me on the line to do a conference call, apparently, but the lady at Geico said I put her on hold for extended period of time, which wasn't true at all.

    When the lender asked to try to do the conference call the woman on the other end said she already spent the allotted time allowed trying to reach me and she had to hang up. The lender was told to call me and to tell me to call in. What a nightmare. Just give the lender what they need instead of making it such a hassle. The customer service rep was very RUDE to my mortgage processor. We are thinking of switching our business now.

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    Customer ServiceCoverageSales & MarketingPricePunctuality & Speed

    Reviewed July 19, 2021

    The guy who handled my quote put lower coverages than I requested without my knowing it to make the premium sound low, then relentlessly pressured me to pay immediately. I refused, and only found out later after calling again.

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    CoveragePriceStaff

    Reviewed July 16, 2021

    You cannot contact a Geico rep in a timely manner, minimum of an hour on hold. Once you do start a conversation with one you soon find out that they lack even the most basic understanding of how insurance works. Things like at fault, third party claim, deductible are all well beyond them. I can say without a doubt that Geico is the absolute worst insurance company that I have ever dealt with.

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    Customer ServiceCoverageStaffTransparency

    Reviewed July 5, 2021

    My Jeep Compass literally disappeared off my policy after adding it. Confirmation number and email and everything was successfully done then one day it just disappeared off my insurance with no explanation being given by the support staff. Awesome.

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    Customer ServiceStaff

    Reviewed June 26, 2021

    My experience with them has been nothing but amazing from the inception until where we are today. Superb customer service interactions. Very professional and always listen to attention for details. Very caring persona amongst them.

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    Customer ServicePunctuality & Speed

    Reviewed June 24, 2021

    Have been waiting for a claim settlement for almost 8 months. Just keep receiving the same 30 days letter stating they are waiting for other responses even though we accepted their offer for settlement twice. This company does not act in good faith.

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    PriceStaffRates

    Reviewed June 22, 2021

    I was informed by a rep that my car would be repaired in its entirety. I put my car in the shop for repair, and was informed by the auto repair shop that a part of my claim was denied. After speaking with the claims adjuster, a part of my claim was denied (I would have to pay two separate deductibles.) Geico did not honor what the rep in the beginning informed. The claims adjuster came with a story that he was informed of different information. In short, Geico is dishonorable, only about your monthly installments, deductibles. A waste of time and money. Rated 1 star, only because 0 is not a option. I recommend Nationwide, or State Farm to anyone.

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    Customer ServiceCoverageSales & Marketing

    Reviewed June 19, 2021

    I've been with Geico for 17 years with only one claim submitted nearly 3 yrs ago. My insurance went up so I called to inquire the reason. The women I spoke to said she could see if I'm eligible for a discount. The women ran a soft credit check and returned to say I was not eligible. I asked her where she pulled my credit history and what was the determining factor. She could not tell me what they use and said, "Maybe it's due to the area you live or drive." Really! I told her this is not the case but sounds discriminating. My credit score is above average and have only ever had one accident in 35 yrs. I will be getting new car insurance at the end of policy. Good riddance geico

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    Customer ServiceCoverageBilling

    Reviewed June 16, 2021

    Worst insurance company I’ve had. Switching back to Progressive. Somehow always had wrong address/ billing info, always had to call to correct it. Even though I never changed info for the whole time I was with them (3 years).

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    Customer ServiceCoverageSales & MarketingPunctuality & SpeedOnline & AppMaintenanceStaffBillingHonesty & Transparency

    Reviewed June 15, 2021

    Driving through the middle of Montana brought about feelings of being in the Scottish Highland. The vibrant green rolling hills were visually enhanced by the glowing orange sunset. My job interview in Bellevue, Washington wasn’t until Monday morning, so I had three days to drive the 16 hours. I wasn’t in a hurry, so I drove slowly and enjoyed the drive. I looked over and saw that the town of Lodge Grass was approaching. I wanted to stop since the store was on an Indian Reservation. I loved to collect Southwestern art.

    Squinting in the glare of the sunset, I spotted something in the road. I slowed down and tried to figure out what it possibly could be. It was a small flock of deer. I drastically slowed down and scanned left and right for a possible safe path to travel. Everything looked fine. They seemed to be going at a steady pace and would fully cross the road prior to the car’s arrival. Then they seemed to become indecisive. “Oh, **,” I muttered in realization that I might have a bigger problem.

    The deer, knowing that they couldn’t cross all four lanes, decided to return to their starting location and try again later. The only problem was that my vehicle was in the way of that return trek.

    Changing their walk to a leap, the group turned around and headed back to the north side of the road. The first leap brought them in contact with the car. Like a television comedy, little deer legs went windmilling in every direction. The surprised looks on the deer showed their confusion and fear. I immediately pulled over and checked on the deer that was unable to get up. The others looked on with their silent recriminations. I saw that the deer was injured and not likely to be healed. She had, at the least, two front broken legs. I called 911 and asked for a Highway Patrol to meet me at my current location.

    Let me break from the story for a minute and relate that I am in rural Montana and not at my typical location of Salt Lake City, Utah. My AT&T provided cell service does not work very well in this state. I was told by many residents that the best service to have in that state would have been Verizon. This factor played a major factor in the next 48 hours. However, the majority of my complaints arise out of Geico’s leaving me stranded without water nor food while having two dogs in the car with me.

    The highway Patrol arrived and assessed the situation. I was currently on I-90 west at about mile marker 527.5. He suggested that I drive the short distance to Lodge Grass to get off the highway since it became more dangerous at night. I took the incident report (Montana Highway Patrol #**) and drove the short distance to Lodge Grass. I tried to call Geico, but I could not get a call to keep a connection. I called my wife, and she called Geico. We were able to convey our location through her, so we thought that unfortunate incident would soon be behind us. The lady said that the closest auto body shop was currently closed. The soonest that they could get out to me would be at 7am. Hearing this was annoying, but I figured that I could survive 10 hours in my car on the Reservation.

    I slept in the parking lot of a closed store in Lodge Grass with two dogs clamoring for a spot to sleep on top of me. At about 2am a group of Native Americans started pounding of the doors of an RV that was parked fairly close to me. They were asking if they were broke down and where were they headed. It was a very scary situation, and I thought it best to move away as fast as possible. I started driving to the next town knowing fully that I had a hole in my radiator, but fearing that if I stayed, I would be killed.

    The car seemed to work fine as long as I did not drive faster than 1500 rpm. Any faster than 1500 rpm, the car would overheat too quickly. I didn’t want to hurt the engine, but I didn’t know what else to do. I decided on 5 miles as a safe number. I drove 5 miles, and I would then wait one hour for the car to cool down. I did this all night until I reached the Big Horn Auto Body Shop that the Geico agent recommended. This company had no record of my even needing a tow. Furthermore, they couldn’t handle the type of damage that had occurred to the car. I tried calling Geico, but I gave up after exceedingly long wait times. What to do?

    I stayed in town several hours and tried to determine my best course of action. I kept in continuous contact with my wife because I hoped that she would get a call from Geico. Eventually, the town folk convinced me that I needed to get to Billings, Montana to the VW dealership since they had their own specialized repair service (Rimrock).

    So now I am living in my car with the dogs. Geico might want to hear from me, but their automated system is such that I can never contact them. I am not only depressed, but I am about to have a breakdown! Knowing that it might take me two days to drive the 49 miles to Billings, I decided to give my dogs up for adoption. Dogs that I love as much as my children were given up because I thought that they might die on the two day trip. I gave my two dogs to the Freckles and Tomcat Rescue at 10230 Old Mountain Highway 87; Hardin, MT 59034.

    With tearing flowing freely down my eyes, I started driving the 5 miles that was possible each hour. About 2pm, a Geico agent called and asked if a tow truck had ever arrived. I said no. I gave my exact location. I, of course, lost reception, but the agent called back. The location was confirmed, so even though I lost reception with her a third time, I stayed right where I was and waited for the tow truck. I waited for the next five hours again in this high plains desert. Temps were over 100 degrees and I had no water, but the tow truck was finally on its way. Right? After five hours, I assumed that the agent had lied to again! I was so dehydrated that I did not think that I could make it through the night. I decided to try again for Billings.

    I arrived at the Rimrock Auto body shop at 8am. Thirty-five hours after the crash, and I finally could finally safely get out of the car. There were no rentals available in Billings, and absolutely NO rentals for my one-way trip back to Salt Lake City. I was stranded. Geico would not or could not answer. I tried contacting them through the app several times, and I even tried to use the texting option. Nothing worked. I even tried emailing them hoping for any help or suggestion as to what I should do. Not knowing what else to do, I booked the cheapest flight that I could to SLC, Utah.

    My car is basically abandoned in another state with my insurance company ignoring me. Is this what Geico’s Comprehensive Coverage entails? Please note that I have front and rear cameras installed in my VW Jetta. You cannot only see the incident, but, whenever the car is on, you can hear my conversation with Geico. Please feel free to retrieve these videos from the autobody shop located in Billings, Montana. Please also note that your company relies too heavily on the Geico app. If a person is in a location that does not receive cell service, they cannot even download the app!

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    Customer ServiceCoverageTechStaff

    Reviewed June 12, 2021

    You don't know anything about your insurance until you need them, when I had a fire they responded with grace, understanding and willingness to get my home fixed as soon as possible. The adjuster was great, explained everything, they trusted my general contractor, they gave verbal consents to the electricians that first day. They understood this was my home. Not just a claim.

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    Customer ServiceCoveragePriceRefunds & PayoutsMaintenanceStaffRates

    Reviewed June 1, 2021

    Geico is fine unless you have a claim. I was involved in a situation where a young driver sideswiped me and damaged my SUV. He admitted fault and was insured. I needed the car fixed ASAP and called Geico-my insurer. They said that I had to pay for the repairs myself because of my deductible-and then if they could get an anything from the kid's insurance they would reimburse me. I said "You're kidding-I have to do this myself? Any other insurance would immediately take over and get it taken care of." They said "Yes-but that's our policy."

    I then checked with 3 major carriers and they all stated that they would operate exactly the way I expected my insurer to act. Needless to say-I intend to get rid of Geico as soon as possible. As an interesting final comment. Each of the two insurers that I contacted offered the exact same coverage for about 10 dollars a month less.

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    Reviewed May 21, 2021

    What is GEICO going to do some protect our information possibly a year of some sort of cyber surveillance with the million dollar protection. I forget the name of the company but that’s usually the norm when there’s a data breach, it is the right thing to do.

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    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffRatesFollow-ThroughHonesty & Transparency

    Reviewed May 17, 2021

    We all recognize this friendly little lizard. Great rates + Great service = Awesome Insurance Company. Right? Wrong. This post is about customer service, surveys and the importance of loyalty in the digital age. We’ve had our policy for over 5 years. No accidents, no issues. Then, one day my hubby and I have a small fender bender in a parking lot. Since we both backed into each other we figured it would be a 50/50 fault determination. Again, wrong. While our car is in the shop, we get a letter from our adjuster, Akilah M. stating that we were determined 100% at fault and we had 30 days from the letter date to dispute this. We both called DAILY for weeks to dispute the decision. Left multiple messages. Crickets. When you call the main Geico customer service number, the system recognizes your number and immediately loops you back to guess where…the adjusters’ line with a voicemail she never returns!

    Over a hour and over five calls to the main line. Geico AI rerouting the call. Cannot get an actual person on the phone. Infuriating. I then decided to fill out a customer service survey that I received in my inbox that week. I was brutally honest about the lack of follow through, the ignored phone calls, terrible AI and the fact that Geico will no longer be our insurance company. GEICO is FIRED (and your employee should be too!)!! I get a call from Akilah’s boss within the hour. Hmmm…. So the survey worked. But should it take a negative survey to get a return call? Is that what you consider customer service?! Of course, she apologized. Fawn H. seemed like she was willing to look at the claim again and provide the customer service we are used to. Again, repeatedly, Fawn dropped the ball. Expecting a call on Monday, she called on Friday at 4pm stating she was leaving for the weekend. We could reach her Monday. Wow.

    We called Monday. Again, no return call until Wednesday, where she told us that the decision has stayed the same and quickly got off the phone. So she let the file sit on her desk for two weeks to conduct no actual interviews with the other agent or insurer. Again, wow. Because they had to pay out for our expensive bumper (new cars are $1000s to fix), we were held 100 % accountable and they immediately reported to the state/DMV. Regardless of the outcome of the claim, I expected a lot better from the friendly lizard that brags so intently on customer service. Well Geico, you have lost our business for life due to TERRIBLE customer service and lack of loyalty. I write this post in hopes that others decide to get quotes on other agencies that may actually provide good service.

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    Coverage

    Reviewed April 21, 2021

    I have noticed in the past month to month and half the increase of warnings on my account and it was all around applying for insurance. I think the company should be held to protection of your data! It appears there is not a lot of protection when it comes to your data.

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed April 9, 2021

    I love the Gecko. I love the Cavemen. I really hate GEICO. I have what is probably $1000 of damage to my vehicle. I have been on the phone or on hold for more than an hour. I have talked to 5 different people. I still don't even have an appointment with an adjuster to get it looked at. The lead guy on the "team" that is helping me just told me "I can't speak to what any of my teammates told you...." WHAT?!?!

    Your teammates tell me something and you are saying that they can't make any statements on behalf of GEICO? Why are they answering the phone then? Why wouldn't they say "I can't speak to this claim" or something like that. Pure and simple, they are trying to wear me out. It is a small claim, and they think I will give up if they jerk me around enough. If that is what you want, then get insurance with GEICO. I had Erie in the past and they were amazing. I will be going back to them for sure.

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    Customer ServiceCoveragePricePunctuality & SpeedStaffTimeliness

    Reviewed March 23, 2021

    I wanted to add insurance to my Geico auto policy, twice I asked them for a quote, never got one. Went with Hartford. First, no matter what time you call it’s a 20-30 min. wait. No wait at a Hartford, immediate rep to help. I called Geico to cancel and was hung up on, intentionally, after 30 min. wait. I see others have also been hung up on. How childish, and what a way to run a company! I can’t even imagine if you have to put a claim thru that was your fault. So, in punishment, I was bombarded with threatening emails and mailings about letting my policy lapse for nonpayment. I had Hartford in force the next day, of course.

    Tried to call again tonight, put on hold for 25 min. So I hung up. Probably cause I made the error of stating the true nature of my call, to cancel auto insurance. What prompted my changing insurers was that my coverage kept increasing tho I drove less and less, all with good driving record and never put a claim in. Drove for pleasure only, yet all the other companies had less expensive quotes than the one I’d been with for years. Nasty company, never again.

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    CoveragePriceRates

    Reviewed March 2, 2021

    Been with them Since July 2013. Have coverage on three cars. No Accidents or tickets but they continue to raise my Insurance rates. I don't like idea of having my premiums being raised because they have too many clams being filed by others. Going to start looking for better Insurance Co.'s.

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    Customer ServiceMaintenanceLoan Process

    Reviewed March 1, 2021

    I have had GEICO for 16 years and mostly it has been positive. However I was in a one car accident recently, basically slid on the ice into the ditch. Required a tow truck to get out but other than bumper and part of tail light little damage seen. Drove back to town and could feel it pull to the right, turned out bent tie rod, not ok to drive so already reported accident and was assured of a rental car so called to get that so I could leave car to be fixed and they did body estimate. They did find some other mechanical stuff but nothing major. Long story short, of course it was a high estimate cause they are always more than you think.

    GEICO decided to total my car, had bank loan. I wanted to keep car and was assured that I can't but cheerfully told at least my loan would be paid. I pushed back a bit on losing the car but again told that no way could I keep it cause the settlement all has to go to bank. It's been several weeks, I bought another car and now GEICO has still not paid off loan. Said power of attorney has not come back to them yet. Then I talk to the loaning bank who told me I could have retained my car, no problem. I want to scream! I like my new car but this was unneccessary, I am requesting a new adjustor.

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    CoveragePriceMaintenance

    Reviewed Feb. 22, 2021

    Geico auto insurance sent my wife and I a letter saying they will continue policy if my wife excludes me from the policy. The reason they gave was a ticket for malfunctioning equipment on auto. A BROKEN TAILLIGHT! We immediately cancelled both auto and home insurance with them. This is an awful insurance company. Simply awful. Nobody bother with a quote from this corrupt company.

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    StaffRates

    Reviewed Feb. 17, 2021

    GEICO would rather buy and issue the cheapest parts for your vehicle rather than the most reliable OEM parts. GEICO'S interest is to save money not your safety or best interest! HORRIBLE COMPANY! Go somewhere else that cares!!

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    CoverageSales & MarketingPricePunctuality & SpeedStaffRatesCommunicationHonesty & Transparency

    Reviewed Feb. 10, 2021

    They waited 60 days and then doubled my rate. They never notified me. When I looked it up they said it was due to the agent putting it in as a sports bus, and since I am using it for sales my rate is double. Yes on their letter they sent me it shows right on it that the old use is class "C" and the new use is class "C". The reviews on Geico's website are fake. Real reviews are much more negative.

    They lie in their commercials about saving money so why would I not expect them to lie about the rate they are giving me. I am no risk adjuster but any halfway intelligent person knows there is a lot more risk for a bus full of athletes that weighs 20,000 pounds than a minivan with one person in it. Yet according to geico insuring a moving tank is cheaper than insuring a minivan. Would you believe that? I am not that gullible. Bait and switch all the way.

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    Customer ServiceSales & MarketingRates

    Reviewed Feb. 10, 2021

    Unfortunately, I recently experienced a hit & run while my car was parking. After 2-mon of mostly silence (minimal communication), Geico decided to deny my claim and closed the case. The adjuster stated that the 3rd party (work for them and paid by them) expert thought the evidence didn't support the claim. My 2 experts who thought otherwise didn't make a difference and the report, which the decision was based on, remain a "secret" - didn't get a copy. Following Geico "brainwash ads" on saving, we recently switched after 30-yrs with Farmers...I suspect that the policy rates are great only because they perfected their "claim rejection machine" - they simply don't pay and there is nothing you can do about it. Be aware, when something is too good to be true, there is a catch.

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    Customer ServiceTechRefunds & Payouts

    Reviewed Feb. 7, 2021

    Called numerous times, was on hold for more than 15 minutes several times. Finally got a text message no tow trucks available in area. I needed assistance. I am paying extra for this service which obviously stinks as you have no vendors available to meet the needs of your customers. Border of Charleston and Westerly Rhode Island is not like I was in the middle of the Sahara desert. I was told I could request a refund for towing from a private vendor. Should I hold my breath?

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    Customer ServiceCoverageSales & MarketingRates

    Reviewed Feb. 4, 2021

    Their rates are among the highest in the business. They think the "Gekko" is cute and will entice customers to buy their insurance. They are spending so much money on tv ads they are unable to provide meaningful savings to their prospective customers. AVOID THE FREAKING, WEIRD LIZARD! There are better insurance bargains out there. Don't buy into the commercial hype! Do your own due diligence and find truly significant savings on the open insurance market. My best advice.

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    CoverageStaffBillingTransparency

    Reviewed Jan. 27, 2021

    Geico was at my side during the entire claim process. Kayla and Brent from SC did an exceptional job. Not only w their knowledge, professionalism and updates but they truly cared about me. The accident had me so stressed out. My car had a good bit of damage. Geico covered it all. Provided me with a 30 day rental car and paid all the bills pertaining to this accident in a timely manner. I wish I could give them 10 stars!!!

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    Customer ServicePriceRefunds & PayoutsStaff

    Reviewed Jan. 22, 2021

    With Covid I called over a month ago and could not pay my premium and asked if they could help. they set me up on pay plan and this is what happened:

    1. I received over 5 letters of cancellation.
    2. Made over 5 calls to customer service while being on hold for over 45 min to find I was ok or they could not find.
    3. I received over 5 emails saying was cancelled.
    4. They said 1st pay plan was wrong so re did.
    5. I asked over 3 times for manager to call an apologize to me for the over 20 hours I spent on this.
    6. I am bi-polar and not making the money I should so I had to check into mental health for stress and med check.
    7. I know I am just a # like others but stayed patient... Not sure what I will do after I get caught up.

    8. Nothing like being harassed in hard times.

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    Customer ServiceCoveragePunctuality & SpeedStaffTimeliness

    Reviewed Jan. 13, 2021

    I have had the absolute worst experience with GEICO. My damage adjuster “Huy **” has been terrible. From the beginning he has ran me around in circles. I totaled my car and needed geico to pay it off since I had full coverage and gap insurance so it should be no problem. Mr ** originally told me he needed to go inspect the car to make sure it’s a total loss so I needed to get all the paperwork completed for the tow yard. I did that, just for Mr ** to then tell me that he only works remotely and can’t go up there. So I asked him what to do since he’s an inspector. What does he do if he can’t go in person and what do I do because I need my car to be verified for “total loss”. He tells me if I have pictures of the car then he can do it that way, but I always had pictures and he never gave me that option before? If we would have done that from the beginning this would have been done way faster.

    So I submit the pictures to him, he of course takes days to respond because that’s always how he has been. Come to find out the car had been moved several times to new tow yard because it was there too long. So now I have repo fees and towing fees that geico is supposed to handle for me. But Mr ** said it would take a week or 2 for the check to get sent to the tow yard for them to get it and Capital one needed it sooner otherwise they were going to put on my card that it was a repo because capital one is the one that had to tow the car so being in the original tow yard for so long. So I decided to pay the fees upfront myself and have geico send me the check in the mail. Everything is paid now and Mr ** goes days and weeks taking so long to do this, after almost a month he tells me the car is good to go now and they are going to pick it up, me and him both call the tow yard to make sure everything is good and the lady tells us yes.

    More days pass and I ask him what is going on. Why isn’t the car picked up, he tells me that the tow yard is now saying they need some paperwork to release the car, even though they just told us it’s okay and Mr ** is saying he doesn’t know what the paperwork is. So I myself call the tow yard to figure it out even though that’s his job, she tells me the only “paperwork” she needs is the towing company that is coming to get the car for me to email her an appointment day and time along with their ID, which is understandable. I called back Mr ** and explained to him what “paperwork” it was and he said, "Yeah I know. I just called." But why didn’t he call days ago to figure it out? Also how did he not know what kind of paperwork it is, I called and found out within minutes, very easy task.

    So now over a month has passed and it’s been 31+ days and capital one has now put on my credit report a “repossession” due to the car being in the tow yard for so long and not getting paid off and completed in a timely manner. Huy **, who is a my Geico auto adjuster has destroyed my credit and put me through hell to get this situation taken care of. I take complete responsibility for my car accident, but as my insurance company you should help me fix it since that’s all you’re there for. On top of that I reached out to Geico directly and they told me they can’t do anything expect transfer me to Mr **. Although he works for them and I’m telling them he’s not helping me. Not to mention throughout this whole month, Mr ** never answers phone calls or text messages for days at a time, despite how many voicemails I leave him.

    He also told me that if we can’t get the car out of the tow yard (which makes no sense cause it’s there and ready they just need an appointment from the towing company that’s going to come get it), that I’ll then be given the car back to me and Geico won’t pay anything off on the car or do anything and I’ll just be stuck with it. Even though I have full coverage and gap insurance and the car is very low in miles so it’s not an older beat up car, unbelievable.

    It’s safe to say Geico has great coverage and policies but terrible auto adjusters and they do not help you even if you call and tell them the people that work for them aren’t doing anything. I am now fighting to get this “repo” off my credit. On top of that I have lost my job, my car, I’m injured with a fractured neck and can barely walk, and temporarily lost my license. Despite having these injuries I still took ubers and got transportation to get all the paperwork and everything done just so it was easier for him even though I was supposed to be at home resting, but that didn’t help at all.

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    Customer ServiceSales & MarketingPricePunctuality & SpeedStaffBillingRates

    Reviewed Jan. 6, 2021

    Geico is surely ripping off by sending us a soft quote with the lowest rates and then when we call local agents - Ms ** at the Pearland Office - Managed by ERIC MAYS in Houston, they run the same data and run us through the same data by asking us the same questions (WASTING OUR TIME) which I have already done on my online quote. ( QUOTE REF# Reference Number: **)

    In this case, we also agreed on a certain rate and I have the confirmed email from GEICO for the auto quote and I gave Ms ** at the Pearland Office - Managed by ERIC MAYS MY CREDIT CARD #, waiting for her to run it and after few minutes she backs off by not giving me the advertised rates. Only answer she could give was I got a speeding ticket in 2017 which is not a claim at all and these speeding tickets are five years old. NEVER EVER FALL FOR THEIR SOFT QUOTE you get by mail/Email. Even their advertisement are fake... not genuine, They may have been good five year before. I had policies with GEICO BUT now they are TOTAL RIP OFF. ****IN SHORT - GEICO is a TOTAL RIPOFF****

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    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsBilling

    Reviewed Dec. 29, 2020

    On December 2nd, I decided to reevaluate all of our bills because I found out my husband was no longer going to be receiving any overtime at work. Also, this is the day my policy was to start over with a new 6 month term. I changed our deductible from 500 to 250 because I knew that it would be hard for us to come up with 500 out of pocket since corona. 13 days later my husband hits a hog with the car. I file a claim and get sent over to the Investigation Unit immediately. The person who called us made us feel like common criminals, made us provide phone logs, photos, etc.

    Talked to us like we were trash. Two days went by and I had heard absolutely nothing. This is what they do to 13 year customers. The only claims we have made in 13 years were glass claims... the last one being in 2010. We have actually both been customers for 20ish years as we were insured separately with Geico before we were married. You'd think after paying these people around $40000 over the years they could handle a $2500 repair without treating us like we were trying to commit some sort of fraud. It was an absolute nightmare... Couldn't even sleep at night from worrying if I was going to be prosecuted or something.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 29, 2020

    Geico is super when they sign you up as a customer and for roadside service. Just a warning to beware of when you have to file a claim. It's been 6+ weeks that my daughter's car was totaled by the car behind her slamming into the car. I am still waiting for the totaled settlement which is less than blue book value, changed to some 'negative adjustment'. I feel like I'm getting the run-a-round; staff claiming it's not their department to help, agent & supervisors not returning calls. Is that even legal?

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    Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedMaintenanceStaffHonesty & Transparency

    Reviewed Dec. 20, 2020

    A man speeding, on his phone and insured by Geico hit our new Toyota from the rear WHEN WE WERE STOPPED AT A RED LIGHT. Initially relieved to find he was fully insured by Geico, a "familiar" company, we were quick to discover what a terrible, dishonest, abusive company Geico really is. When you need your insurance company, Geico does NOT cut the mustard.

    Geico would NOT pay us for the minimum costs. Geico did their best to make the process as difficult as possible by: NOT answering calls, NEVER volunteering to help, LONG hold times, REPETITIVE paperwork and directing us to meet with MULTIPLE body shops. We spoke with many Geico representatives who were condescending, and critical and obviously trained not to pay unless they were forced.

    The repairs would not have been handled without our tenacity. The entire process of getting Geico... (with the funny, deceptive slogans) to cover their insured was almost impossible. They pushed us to the limits. The truth about Geico is that they advertise for your business, but flake when you need them. I would recommend you stick with better companies.

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    Customer ServiceCoveragePriceRefunds & PayoutsStaffBillingHonesty & Transparency

    Reviewed Dec. 19, 2020

    STARTED AUTO COVERAGE IN. JULY ENDED DEC 19, 1201AM...BEGINNING VERY GREAT UNTIL 12/19/20, THIS MORNING. Logged onto your website at 11:55pm to pay my bill which was due at 12am before cancellation. The site said that it was cancelled, so I call customer service. When I got them on the phone it was close min to 12, the representative and his supervisor would not take my payment. I'm dissappointed with Geico's policy stating, "We're dedicated to working with you, including flexible payment plans and/or special payment plans now that normal billing has resumed", sounded good but my policy was canceled over greed for 10 dollars, first supervisor was rude, would not take my payment, and hung up on me just because I asked her for my last 5 payments dates and amounts.

    My bill which is normally 155 every month was now 177 for the last few months. But I was allowed to pay 150. Last night the supervisor refused to take my 160 after 30 min of back and forth and lied to everyone she told about the reason she hung up which was because I asked to see the date and amount I had paid for the last 6 months to show her that my payment hasn't been canceled and I never paid 160, but she hung up before I was able to offer her the rest from another credit card.

    I lost my job over 10 dollars and lost my auto insurance. She was more concerned with "WHY" hasn't his policy cancelled rather than taking my payment, So assumed she had prejudice, after being hung up on by her, I called back and got a supervisor name Sam and he said that I was being racist against her, which was not true. Sam said my insurance had been cancelled since 3pm on 12-18, now I'm confused and upset because what if I was in accident or I what if I got pulled over, and you think you have coverage but you really don't. Now I had one supervisor said I have insurance and another said it's been cancelled for a day. I get a call from another supervisor name Spencer. He wants me to take a screenshot of the time I called Geico but phone isn't showing I called Geico at all, why should I when the first supervisor said multiple time that, "I can't Believe that you still have coverage."

    I was treated unfairly because I lost my job, no insurance and over 10dollars. Then I realized that I tried to pay 160 dollars, three months ago I was in the same situation. Last date of payment didn't have none of the money. Very helpful organization made a pledge, and my insurance stayed active and they did not spend a single dime, but the hardworking American citizen who doesn't have a organzation with him, insurance will be cancelled on that date if he don't have every single dime... Next time I will call the organization and it will be for free...no insurance, lost of job made out to be the accuser when I was really the victim...

    But be careful choosing GEICO because you may be riding thinking you have insurance but you really won't have insurance, also I found that Progressive is 100 dollars cheaper than geico. At least it was for my policy so I thank geico for cancelling my coverage which allowed me to see how greedy they are and realizing they don't care about the customers as much as they care about organizations, at least I learned how greedy they are in Macon. DO NOT TRUST GEICO...

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    CoverageStaff

    Reviewed Dec. 6, 2020

    Worst company for car insurance. Worst company for car insurance. There is nothing else I can say. They don’t care. During this time they want their money and that’s it. If you don’t have it, they do not car.

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    Customer ServiceCoveragePricePunctuality & SpeedStaff

    Reviewed Dec. 5, 2020

    It's very unprofessional from Geico. It happened yesterday. Both insurers were from geico. The adjuster from other side called me early morning and she was like she wanted to settle fast. I didn't have an adjuster from my side. I got only few dollars and I asked for more. She didn't agree. During the conversation I said I am rethinking about the offer. She didn't listen and said she wanted to go fast and finish with the offer given. Felt like she was more protective on the on side of the fault driver since she wanted to settle fast and not give more. I might need more money than that.

    I went to a neurologist, psychiatrist. And a dermatologist for treatment and follow up and all this happened just yesterday. And I even reported it down yesterday itself. I think she was trying to save more money for the company and her side of the claim than offering me for my injuries. What's the purpose of insurance then for me if it's not to protect me and also I wasn't the fault driver.

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    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsMaintenanceStaffHonesty & Transparency

    Reviewed Dec. 5, 2020

    Back in May 2020 my wife backed into my one of my other cars in the driveway with minimal damage - I called Geico as I thought I should and explained the situation and that it was minor - they told me to get an appraisal of damage - After the appraisal I said I did not want the work to be done and would take care of this myself & cancel any claims as I didn't want it anyway honestly - 3 weeks later a check for $560 comes in the mail. I immediately call Geico and said I didn't want the check & I didn't approve the check. They said the appraiser did!! I said, "Ok but I didn't" and they said, "Just throw it away and it will cancel itself" - Now 12-5-20 renewal time they upped Insurance $100 a month and told me, "Sorry but there is nothing we can do" about the negative impact on my Insurance history - Terrible company, impossible to get in touch with anyone to fix this mistake. Oh, & they did look back and saw the check was never cashed - Terrible.

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    Customer ServiceCoverageEase of UseRates

    Reviewed Dec. 5, 2020

    It’s a great insurance. Easy to use app and great customer service! The rates are the best among other major creditors! They have several different coverages with many options to fit customer’s needs.

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    Coverage

    Reviewed Dec. 5, 2020

    I have my car insurance as well as my renters insurance with Geico. It is convenient and the benefits that are offered in my policy are phenomenal. I compared side by side with policies from other companies and I got more benefits for my money with Geico.

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    Customer ServiceCoveragePriceStaff

    Reviewed Dec. 4, 2020

    I have had auto insurance service with Geico for a while, and when I renewed my policy for the 3rd time I spoke with a representative who advised me. After a couple of months of my new renewed policy I noticed that I had not gotten what was discussed. I called in and they said they could not help me because it was company policy. I then spoke with a supervisor who advised me even though the other representative did in fact tell me what she told me there was nothing they could do because it was company policy. I was charged more money than I was told.

    They effectively STOLE from me because I was charged more than I was promised I would be charged. Management is telling me it doesn't matter what I was told it is company policy and so there's nothing they can do about it, although I can cancel if I would like. When did stealing become legal? Because last time I checked charging someone for more than what you said you were going to is stealing.

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    Customer ServiceTechPricePunctuality & SpeedRefunds & PayoutsBilling

    Reviewed Dec. 4, 2020

    They wont let you not choose a star, if I could it would be a negative. I came back to GEICO two years ago after previously dropping them for policies and fees I didn't agree with. Well let's just say some things never change. In September of 2020 I had my normal payment and a unauthorize payment draft from my account. I contacted customer service which they advised me that I would have to wait until my account had the overdraft on it and then it would take 5-10 business days to get my account refunded. I paid the fees and said forget it.

    Well in November 2020 same thing happen again, I was advised that I would have to send them a copy of my bank statement and they would refund the money plus any fees. I submitted bank statements and they only refunded the money not the overdraft fee. Now I contact them and they tell me today that it will take 7-14 business days to have my overdraft fee refunded. Total unlawful business practicing. When I leave GEICO this time I will not EVER return. For a peace of mind and not having to watch my money for unauthorize charges I would rather pay more money!!!! BEWARE after reading review I see this happens more than often, human error is not acceptable in a pandemic with economic hardships being experienced at an all time high. No one has time for anyone to be paying with their money! Please if you have to pay more do it somewhere else, it will be worth it in the end.

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    Customer Service

    Reviewed Dec. 4, 2020

    GEICO has an easy-to-use app, painless customer service over the phone, and the roadside assistance is very useful. More than once I've locked my keys in my car (not supposed to be possible, so I got out of the habit of worrying about it, but something is wrong with the transponder) and Geico has sent someone to the rescue in less than an hour.

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    CoveragePriceBillingRates

    Reviewed Dec. 3, 2020

    When I shopped around for insurance for my car I was unsure of what to expect. It had been a while since I needed any personally. I was astonished by the cost of several other insurance company’s, the cost was higher than my car payment per month, until I received a quote from Geico. It was reasonable and I felt they were looking out for my best interest.

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    Coverage

    Reviewed Dec. 2, 2020

    I have been a customer of Geico for over twenty years. I've never been in an car accident, Thank God but my insurance premiums are still high. Also I am over 50 years old and I think that should count for something as well. Not sure that I would necessarily recommend Geico. Actually I probably wouldn't. I do like the SafeLite coverage.

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    Reviewed Dec. 1, 2020

    I've had GEICO for several years. Luckily, I've only to use them once. But the service they provided was very good. Used their recommended rental service and my claim was finalized in less than a week.

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    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsStaffBillingRatesTransparencyHonesty & Transparency

    Reviewed Nov. 30, 2020

    I set up a new policy through Geico September 11, 2020 on a Dodge Truck. At this time I was told that anytime a new policy or changes take place payment is due in full and was charged for three months in advance. I gave them my debit card info (which they have on file) and was told I was on autopay. I then called a month later to add another vehicle (Buick) and was told I was all set and everything was good and that my next payment was due at the end of the 3 months (Dec 11, 2020).

    About a month and a half later I was sent a cancellation notice through email. FYI this was only 2.5 months after I started my policy. When I called (Nov 30th, 2020) to see what the issue was they said I didn't pay for the second vehicle so they canceled ALL the policy and my new renewal rate had increased by $120 over six months. When I told them that I had been informed my payments were up to date and that I was also told by the representative that the next payment wouldn't be due until the end of the three month period (Dec 11, 2020, which I also was told was on auto pay anyway) I was told that the representative had misinformed me but they weren't going to reinstate my old policy, rather I would have to create a new policy that was now $120 more expensive.

    By-the-way, I was never set up on auto-pay. I asked them to review the old phone records and they said it wasn't possible. They don't have records. I asked for supervisors etc. I received completely different information from each representative I spoke with. Even the supervisors (Emily and eventually Jennifer) said that the previous people I spoke with should have had certain information which they did not. With all of that, they said Geico would not change the rate because they had mailed out a notice to me, which I never received. She also admitted that the rates were due within a month of when the second vehicle was added (yet the representative had my debit card of file, I was told I was on auto-renew, and the representative told me everything was squared away and good until Dec 11, 2020). Emily said that nobody within Geico has the capability to override the price difference even though it was their error.

    Notice, they canceled my policy in November 2020 even though I was told I was good until December 11, 2020 in all previous instances. There were inconsistencies between every phone call. Caution!!! Record every phone call you make with Geico. I asked them to review their phone record and they said they couldn't. They basically treated me like I was lying. I have a credit score over 800. Everything I do is on auto-pay. I have never had an issue like this.

    The customer service representatives were snobby and combative. They said they have policies and procedures and basically are not responsible for any errors made by their representatives. Probably the most concerning this is that they canceled the insurance that I had paid for 3 months on. So I was driving around an uninsured vehicle. Had I been in a wreck or had an issue, I could have been sued and my life altered. I have children that I am responsible for and this could have been life-changing. Geico takes no responsibility for their errors or actions. Absolutely ZERO customer service qualities when there is a problem.

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    CoveragePriceStaffRates

    Reviewed Nov. 30, 2020

    I would like to start by saying cost is going up for no apparent reason. I believe the insurance Companies can do and charge whatever they want if you are a bad driver then sure raise their rates but myself as a good driver I should be charged accordingly. Thank you.

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    Customer ServiceCoverageTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffRatesTransparencyTimelinessHonesty & Transparency

    Reviewed Nov. 29, 2020

    • Geico is responsible eg. When Geico recommended a collision center and then produced a lifetime guarantee for only the collision center recommended, excluding all others, they took direct responsibility for the care of my vehicle within the umbrella of their organization and are responsible for any increase in the total damage incurred originally; also, when the greater plausibility of the origin of said extra damage to my vehicle occurred while the claim was still open and while in care of Geico’s contracted establishment, the responsibility to me for said damage is Geico’s.

    • Geico is not upholding their obligation underwritten within their advertised policies eg. Lifetime guarantee; when the origin of said extra damage was incurred in their care, the open claim and damage incurred within is responsible for setting the parameters and conditions of the claim, in which any damage incurred within is part of the claim itself and subject to Geico’s Lifetime guarantee and should be treated as extra damage being a result to their responsibility and influence of the conditions of the initial accident (the accident happens and from initial contact all pursuing damages are atomically interconnected and are a result of the accident) found after reinspection of direct result, and Geico’s continuation of the claim and not opening a new one directly insinuates an acknowledgement of their comprehension of responsibility.

    • Geico has behaved maliciously and in bad faith. eg. Geico instead of upholding their responsibility to me challenged the conditions of the oil prior to receiving my vehicle; while, the greater plausibility of the cause of the malfunction was evidently within the parameters of their organization’s activities eg. 1.The engine seizing on the same day within 30 to 50 miles of driving from Geico’s repair facility. 2. Geico having acknowledged themselves and witnessing myself the oil level being extremely low 3. Having communicated to Geico that the oil filter was loose and leaking and Geico acknowledging this to be factual. 4. Communicating to Geico that their was no oil spots in my parking space at home and them not investigating that condition in good faith. 5. Having provided receipts and transactions of transmission fluid, engine oil, and brake management using the OEM’s guidelines.

    6. Witnessing a hand tight oil drain plug on the vehicle myself and expressing this to Geico after an Independent diagnostic center and Geico inspected the vehicle together not mentioning the loose drain plug and then me returning to the diagnostic center to find said drain plug tightened; also, Geico’s bad faith, inhouse investigation and industry influence has tampered with the credibility of any witness(s) that may be called to testify in a court of law eg. Somebody retightening the oil drain plug while the vehicle was being inspected by and for Geico and not reporting it to me and communicating with automotive maintenance/repair facilities that I have charged with changing my oil/other tasks and reporting to me overexaggerated explanations and falsehoods of my vehicle’s maintenance.

    Furthermore, Geico not opening a claim with their business insurance provider in turn excluding the damage from the claim they provided and requesting the vehicle be inspected implicates their recognition and bad faith intent in withholding of their legal obligation. I filed a claim on 10/27/2020 for an accident involving a parking block ripping off the front bumper, front skirt, and wheel well liners of my vehicle. After checking my schedule, an appointment was made for 11/03/2020 at Geico's repair facility here in Reno, NV.

    When arriving at the contracted third party shop, A Pro Collision Center, that had Geico banners flying everywhere, somehow, the appointment date had been changed, without anyone's knowledge, to the following day. They took my vehicle anyway, and a shorter brute, after attending to another individual first, accompanied me outside to my vehicle to assess the work to be done. To start, he kept smacking his chops and rushing the process; like, he was overstimulated. After pointing things out that he had missed in his verbal assessment, his "over stimulated" interactions became slightly passive aggressive. We finished, and I left in a rental vehicle provided by an awesome lady from Enterprise. I pay for the rental through my policy.

    After receiving a completion date of Fri, 11/06/2020, I returned to the collision repair center to retrieve my vehicle. I was headed toward the work area, as the receptionist had offered, when a taller gentleman intervened and denied me access; stating, "your car will be finished in a couple of hours." I returned the following morning for my vehicle and was, once again, treated like third class from the original brute. He handed me unfilled out paperwork and, in retrospect, rushed me out of there with a slight gold tooth grin on his face. I drove the vehicle home and parked it until evening.

    Saturday night, I decide to cruise around and check out the scene. I start off in Sparks and cruise to Reno (small sister cities). I head over to a friends house, after leaving the downtown area, to make some plans; suddenly, I hear a clacking sound; immediately, I recognize my engine has a broken rod, so I creep my car to a safe area, thinking, those guys sabotaged my vehicle, where my engine seizes and stalls. I hadn’t driven more than 30 miles. I call Geico for roadside assistance and explain my situation, including my suspicions, to a lady in Georgia who then transferred me to a gentleman in Washington.

    This guy immediately starts bombarding me with negative insinuating questions; I hurry up and ask him to finish helping with my roadside assistance. He apologizes for the last person not having already done so, and he asks me my location. He tells me to wait on the line while he handles the details and then... HANGS UP! I call back; this time, I explain to a lady in San Diego what had just transpired, and she didn't even have a record of the previous correspondence. I mean, they have to have a call log, right? I do. I re-explained my situation to her, and she transferred me to her supervisor who was very sympathetic. She assured me Geico would take responsibility, but I had to talk with the adjuster assigned on Monday. She then offered me an extension on my previous claim's rental. Thankfully, the tow truck showed. My phone was dead. I get the car home, and go to bed.

    The next day, I checked the oil dipstick and there was nothing registering, so I get my 1 ton automobile jack, ratchet, socket, extension, and a cut up milk jug and get under my vehicle. I go to remove the drain plug, and it's hand tight. I proceed to drain a quarter of a quart of oil out to check its condition, which I'll admit was dark, but I use full synthetic, so the viscosity was still very much intact. It was on one jack stand, and it took a full minute to drain that little of an amount.

    On Monday, I finally got into a rental car, and I was able to talk to the insurance adjuster assigned to the claim. I had my vehicle towed later that week. This guy shows up in a flat bed version truck of the same company that originally towed my vehicle. He tows me to an Auto Diagnostic Center that he, owns? I went to the new shop the next day and the manager told me he couldn't get the car in the air for a couple of days. I returned to a couple of days, and walked under the vehicle with him, he didn't mention the oil drain plug that I had left hand tight, as I had found it.

    I left and came back days later after my vehicle was inspected by Geico and their collision shop. I reached up, and the oil plug was tight. I left and relayed all this information to the insurance adjuster and then went back and asked the guy, "who tightened the drain plug?" And he says, immediately, "I'll take a lie detector test." I then ask him about the other individuals that had been around my vehicle inspecting it. And don't you know, he was just too quick to defend them and bring up his skills in videography.

    When dealing with the third adjuster, I gave him the information for the last shop that did a complete oil change and transmission flush. I also texted him photos of a receipt of when I personally topped off the oil and changed my pads in late July (you know, with things being tight because of COVID19). Now, after communicating with the district manager, I have been informed that Geico doesn’t want to take responsibility and that their cause is a partisan misrepresented version of my engine maintenance history; which time line goes as such:

    1. I got a complete oil changed last winter (my vehicle sits sometimes for weeks especially since the COVID19 outbreak).

    2. In mid July I had my vehicle towed to a shop for front brake pads when the squealer pin malfunctioned in my apartment complex’s parking lot and didn’t warn me of what condition my brakes were in; subsequently, I was told my oil was registering low on the dipstick, and they wanted to charge me $800.00 for new front brake pads and rotors and oil.

    3. I went to Pep Boys and bought brake pads (front and back), rotors (front and back), quart of oil, a star wrench, a glow stick, and a pink sun shade and pink mace for my girlfriend for less than $300 dollars.

    4. I had the vehicle towed from the shop ($800.00 was too expensive) to a place where I could work on the brakes. I only needed to replace the front brake pads and add 1/2 quart of oil as that was all that was needed. The oil was still in good condition, and I was still showing a percentage of miles to be driven until my next oil change on my information display which may have been reset some miles after receiving my last oil change because I noticed it hadn’t been reset do to me sitting in the vehicle while the work was being performed (Chevrolet recommends checking the oil and changing, if necessary, every 7500 miles). I kept the remainder of the oil, rotors, and rear brake pads for when they are needed.

    • To show the nature of the industry and character of networked individuals involved, I was recommended to the auto diagnostic center by an auto body shop that saved my vehicle previously. That time, State Farm's preferred body shop "jacked" the repair price "up" from $4000 to $12000 and tried to get my vehicle totaled. There was some bumper damage and a small ding in the lower bottom support side of my front passenger cabin (I struck a railroad track getting out of an ambulance's and garbage truck's path). That guy didn't even do the work that warranted the lump sum of the price increase from the original estimate the other shop had overinflated, ~but he kept all but 2000 of the check State Farm issued him and I~. I used the rebated $2000 to pay for the rental I had to purchase for 30 days, which was somehow ~miraculously~ the same amount.

    • I still have the tiny amount of oil I drained, to check its viscosity (which is still very much good), out of my car, for myself.

    • There is still no oil in my parking space which my car spends extended amounts of time in.

    Desired Outcome: For GEICO to repair my vehicle, to at minimum, the condition it was in prior to leaving it in their care.

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    Customer ServiceCoverageSales & MarketingPriceOnline & AppRefunds & PayoutsStaffBillingRates

    Reviewed Nov. 29, 2020

    I have enjoyed being a Geico customer for a few years. When the covid pandemic hit geico took it upon themselves to give a percentage of the customers payments back to them to help during the struggle. To me this has proven that it is more than a company just looking for profit. I use the app to pay my bill which is very convenient. The app also has an option to easily extend your payment date if you are struggling which is great not having to call and explain to a stranger your personal financial situation. I have recently added my daughter to my insurance and the price is very good compared to other insurance companies. I am a very satisfied customer and would not take my business anywhere else.

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    Contract & TermsCoveragePriceRefunds & PayoutsStaff

    Reviewed Nov. 28, 2020

    My car was sitting outside my apartment complex and a group of men was having a shootout. The insurance people tells me that I don't have that type of insurance so they couldn't help me at all so for the insurance that I pay for and I'm on time every month. Geico is the worst company that insures my car. The only advice the lady could give me is to refer me to the affiliates glass repair that would have cost me 400.00 just to get done and it wasn't the big window. It was the small window. All I know that when something goes wrong Geico says they is not held responsible for no glass damage at all.

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    CoverageStaff

    Reviewed Nov. 28, 2020

    Love love love Geico! Very professional. Would recommend them to everyone! Only wished they wrote mobile home insurance. Have my trucks and motorcycle insured through them! I've had 3 claims in the 20 years I've had them! Best insurance company out there in my opinion.

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    CoverageSales & MarketingPricePunctuality & SpeedOnline & AppStaffEase of UseRates

    Reviewed Nov. 26, 2020

    I've switched companies over the years. Every so many years when I thought my insurance premium was getting too high. I've always gone back to Geico because even though over time the premiums might get higher, when you go back the premiums are stellar. Can't be beat. When and if you have to file a claim geico is fast and a pleasure to do business with. They make the ordeal not quite as traumatic as it could be. Overall even though the premiums go up over time, I would give the company a five star rating. I love that you can use the app and either print out your cards, make changes to your account or file a claim. It's easy and user friendly. Thanks geico.

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    Customer ServiceCoveragePriceRates

    Reviewed Nov. 26, 2020

    I have no experience yet working with them and hopefully I won't need to. So far customer service has been good and their rates were significantly lower than anyone else. I pay about $160/mo with Geico while others wanted $230+/mo. Every time I move I get new quotes, prices vary tremendously between the different insurance companies.

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    CoverageSales & MarketingPriceOnline & AppRefunds & Payouts

    Reviewed Nov. 25, 2020

    It was cheap, I got a rebate back at the end of the year, if you are a first time buyer I would chose this car insurance. It starts out very low premiums going by your driving record. Also you can pay for the whole 6 months all at once. The app awesome. Everything right there.

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    CoveragePriceRates

    Reviewed Nov. 25, 2020

    I've had Geico for about 5 months now and I love it! They were so easy to work with and gave me all the details I needed it. Geico is great for first time auto owners. I got a great deal on my rate! They have wonderful coverage as well. You should definitely give Geico a try for a great price!

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    Staff

    Reviewed Nov. 24, 2020

    I have been with Geico for over 3 years now and am very happy with their service. They also took care of me during the pandemic when money was very tight. I would recommend them to my friends and family.

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    Customer ServiceCoveragePriceOnline & AppStaffRates

    Reviewed Nov. 24, 2020

    I get insurance quotes yearly and ever since purchasing Geico auto insurance they have repeatedly had the best prices for the best coverage. The customer service is outstanding and their app provides you the ability to easily get whatever you need, replacement cards, policy coverage, and efficiently.

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    Customer ServiceCoverageSales & MarketingStaff

    Reviewed Nov. 23, 2020

    Geico is dependable, has a very good app for iOS, and easy to understand coverage benefits and limitations. Phone customer service is good. Chat is even better. They provide multi line discounts as well as safe driver discounts in my state.

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    Refunds & PayoutsBilling

    Reviewed Nov. 23, 2020

    The company is not a good company. I’ve had to go up against them when their customers do damage to another party and they do everything they can to get out of paying for the damages their customers do! It’s absolutely wrong on so many levels to put a victim through what they do after they have been destroyed by the actions of another and the last thing a person should be worrying about is how the medical bills are going to be paid when you didn’t do ANYTHING WRONG.

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    CoverageBillingRates

    Reviewed Nov. 22, 2020

    I have been using Geico insurance for decades and have found them to be a moderately reliable company. I am able, due to my own and my spouses driving record, to insure both of are older vehicles (my 2002 Volvo S40 and her 1999 Mercedes Benz) for around a dollar a day. Granted this is the minimum coverage required by California law, but California law is quite exacting. Plus, the joint value of our cars is less than $4,000.00.

    We've only had one accident in all of our years with Geico. It involved us being hit from the rear and being flipped onto the side. Luckily no one was hurt beyond a few scratches and cuts. Geico was the insurer for both vehicles and worked with us until an amicable solution was reached for both parties. And most importantly, did not raise our rates, since we were not at fault. Thus, their claims department, unlike other companies, is just as good as their billing department. Which the latter, as is evident, has always worked with us to keep our car insurance premiums within our budget.

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    CoveragePriceRates

    Reviewed Nov. 22, 2020

    Do years ago it was cheaper than the others so that was a good thing but the problem now with Covid they had not read used the rate as other insurance companies that’s why I gave them A four out of five rating. If I will compare a lot of insurance companies are offering much cheaper rates and I will probably change it in the future.

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    CoverageRefunds & Payouts

    Reviewed Nov. 21, 2020

    I have been a Insurance Adjuster/Appraiser and Body Shop manager for over 30 years. I have dealt with just about every Insurance company and in my opinion GEICO insurance was the worst company to deal with. From the start of a claim to the finish they were difficult to work with. I would not recommend GEICO Insurance to anyone. The old saying is true that you get what you pay for.

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    CoverageStaffTransparency

    Reviewed Nov. 21, 2020

    Got in an accident that wasn’t my fault. I got rear ended at a stop light. My insurance then sky rocketed. Aren’t we supposed to be protected through insurance and not punished? Also I canceled my plan and they continue to say I have an outstanding balancing .. My parents were month to month and up to date. It’s pretty frustrating going with Geico. I’m looking elsewhere.

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    Customer ServicePricePunctuality & SpeedRates

    Reviewed Nov. 20, 2020

    GEICO punishes you for canceling by making you call in and deal with average wait times of 30 minutes to an hour and deal with very poor customer service people who will not take no for an answer. They treat you poorly and don't listen to you. They make you say cancel the policy 7 times. Ridiculous process and this shows how horrible they really are. They are charging me $1400 a year more than Allstate and State Farm is quoting me for my 4 cars. Have been with Geico sadly for 10+ years and they are ripping me off. No tickets, no accidents and they think I'll just pay more and deal with their high prices and crappy service. Goodbye losers!

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    Customer ServiceCoveragePunctuality & SpeedMaintenanceStaffBillingResolutionTimeliness

    Reviewed Nov. 20, 2020

    Within the last week, Geico was supposed to take my monthly payment out of my bank account but there was no transaction by them made for that account. I contacted Geico and explained the situation and they said the payment was made, so I double checked the account and none was made at all. They told me it may take a couple of days to go through. I used that account to do another transaction and it was shown in my bank statement by the next day. I got an e-mail from Geico stating if I don't pay the payment within 2 weeks then I lose my car insurance with them (they sent me a cancellation policy). So I contacted Geico again and told them the transaction is still not showing up on the bank account they're supposed to take the payment out of and that I've been trying to make the payment with my bank account but it keeps saying, "Enter a valid checking account or select another payment method."

    I asked if they possibly got numbers mixed up and took money out of someone else's account instead of mine and they said they used the same account they've been using to receive monthly payments. I also told them I've been trying to pay the payment on Geico.com but it won't let me and reminded them the money for the payment is in the bank account they're supposed to take the payment out of. They told me to contact my bank and see what they say about the situation and Geico lady rep told me she would call me back in an hour and a half and discuss what my bank told me. I called my bank and told them what's going on and they looked into it and said there's no issues with my account and that Geico isn't on the return list.

    The bank lady also told me they never received a request from Geico to take money out of my bank account at all this month and they suggested I ask Geico to try taking the payment out of the bank account again. So I waited for Geico lady rep to call me back and she never did. I tried paying this month's payment on Geico.com and it won't let me as it states my bank account isn't valid, yet it's the account they've been taking monthly payments out of for several straight years. I called Geico back and spoke to a different rep and filled her in and she tried to get my bank account correct in their system but it wouldn't let her. I tried and it wouldn't let me either. So I suggested we both get my bank on the 3rd line and resolve this issue.

    So Geico lady rep called my bank after I gave her the number and the bank lady spoke to her supervisor and realized the amount due for my car insurance got rejected because Geico had the wrong type of bank account in their system. As the bank lady and Geico lady rep were discussing that Geico should remove my payment method and start over by putting my bank account they've been using in again, the Geico lady hung up and didn't call me back at all.

    I usually don't have an issue with Geico but it's disappointing to me how Geico is handling all of this. The bank lady told me that the lady rep from Geico should be speaking to the back office and make sure the information to receive payments from me is correct but for some reason, Geico seems shady. I don't understand why Geico has been taking money out every month for car insurance and out of the blue this month, they have the wrong information in their system and aren't handling it well. Promising to call me back about resolving the issue then not doing so and then hanging up during a 3-way call with Geico, myself and my bank is shady to me.

    Also, 7 years ago, I had an accident that totaled my car and the guard rails needed to be fixed. Geico said they'd pay to have it fixed and 7 years later, it's still damaged. 3 years ago, someone drove into my car and Geico said they'd resolve it and have my car damage fixed and 3 years later, it's not fixed whatsoever. Thank God my car is still drivable and safe on the road. For some reason, Geico just gives me the runaround. I'm seriously considering switching insurances immediately and being done with Geico. 3 strikes, you're out.

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    Customer ServiceCoveragePriceStaff

    Reviewed Nov. 20, 2020

    I have had insurance for a considerable amount of time. For years I was with another insurance company because it was the company my parents dealt with. Can I tell you by switching to GEICO I saved myself so much money! The premiums are reasonable, the customer service is great, and I am beyond pleased. I highly recommend them to young drivers, drivers who have had insurance for a while and are looking to bundle. You will save yourself a lot of money and you will not be compromising the quality of coverage.

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    Coverage

    Reviewed Nov. 20, 2020

    I have dealt with multi Insurance Companies through the years as an Auto Damage Appraiser/Body Shop Asst. Manager and as a Body Shop Manager and GEICO Insurance by far was the WORST company to work with. Their Parts policy plus management teams were the most difficult to deal with from the beginning to the end. Would NOT recommend them to anyone.

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    CoveragePriceRefunds & PayoutsStaffHonesty & Transparency

    Reviewed Nov. 19, 2020

    Have Geico Roadside Assistance Insurance and has my car towed to the dealership to get repaired. Was unable to pick the car up to take home because I just had back surgery. They said to get the car towed back to my house they would have to charge me because they “only allow one tow per breakdown” and any tows requested after the first one would have to be paid out of pocket. I was told by Ivy S, the Geico rep who set up the tow that they would be able to take care of both tows. This was very misleading and borderline fraud. Definitely go with Triple A. They do a great job and genuinely care about their customers. Geico Roadside Assistance? Not so much.

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    Customer ServiceCoverageTechSales & MarketingPricePunctuality & SpeedStaff

    Reviewed Nov. 19, 2020

    First, I have been a Geico customer for 27 years. They have covered my auto in 3 foreign countries and 3 states. I have been a strong advocate for them. Customer service was always quick and efficient. THEN... I moved to Florida, again. With no accidents, discounts for safe driving, defensive driving courses, auto with safety factors, excellent credit score, and no debt, Geico doubled my six month policy - apparently just because I moved.

    It took hours to get a live person on the line. Finally got one local office, the woman said she was an agent, but I'm not sure. Refused to return emails or calls even though she said she was getting another quote from Underwriting. Finally sent a message via an online mode, and got a form letter response. I challenged them that they didn't even look at my policy/record. They came back with one small change, but no significant drop in cost. I'm really sad to leave them - there were many years of satisfaction, but it is not reasonable that after an excellent record over 27 years the premium doubled. Seems I was penalized for moving to Florida (even though I'd lived here only 4 years ago! I have cancelled with Geico.

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    CoverageBilling

    Reviewed Nov. 19, 2020

    I've had Geico auto insurance for 48 years without a claim. When my wife died, I took her name off the policy. Geico upped my bill $60 a year because I was now "single." So don't tell them when a spouse dies.

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Nov. 17, 2020

    Been a GEICO customer since 2000 and recently in the last three years my insurance just keeps going up and I am at almost $1000 every six months. Never had a claim and I am the only driver on the policy. I switched to a better policy with Progressive and now for 4 days, I have been trying to cancel and the wait on the phone is over 2 hours. Every time the wait time states 20 mins but have to wait over 2 hours, this evening after 2 hours someone came on and I am running to the phone screaming hello, and she literally said 2 hellos and put the phone down.

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    Customer ServiceRefunds & PayoutsStaffBilling

    Reviewed Nov. 15, 2020

    This starts because Geico withdrew over l $300 from my bank account as well as caused me to have three bounce check fees because they continually ran a check for money that I didn't owe them and they were already paid. Initially they said they will return the money but it would take 7 to 10 days. it didn't take you 7 to 10 days to take my money out of my account and I have other bills due so that answer is unacceptable. Now they went back on that promise and refuse to refund the bank check fees and the amount of $75.

    I have had literally three conversations with Geico agents today and I can't distinguish one from the other. I will say that individually most agents were fine however the total outcome in my situation is very poor and the great respect I had is gone. Manager that hung up on me or the other manager that didn't I have to respect to take my call and routed information repeatedly through one of the agents. Super super poor customer service.

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    PriceBillingRatesTimeliness

    Reviewed Nov. 6, 2020

    I had a wonderful policy with Geico for 3 years. Then out of the blue, they made a mistake on my policy with billing and blamed for it. They wanted to charge me $120 twice within days of each other, during a pandemic!! Switched to Progressive for a much lower price. I hope they treat a valued customer better over the long-term.

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    Customer ServicePricePunctuality & SpeedBillingRatesTransparency

    Reviewed Nov. 6, 2020

    I have been with this company for over 20 yrs...in the past few years I had my very last 2 claims...neither an at fault accident...One was roadside service; the other my car was stolen and recovered. Both times the adjusters were either nasty or lax in following anything up. The company is always raising their rates..I paid every six months in 4 pays ea time...this time I requested a lower rate since no longer driving hardly at all...their payment added to more than the quoted six month rate even including the ridiculous $5 payment fee...

    I waited on line 3 or more times..the last was for an hour ..was told I would be called back..no call ever came...just 3 more different quote amounts...no explanations. Filed a complaint with Ins. Commissioner. tried to cancel policies ...very difficult...Finally replied to their email in order to cancel in writing. Horrid company, horrid cust. service. Now they owe me money...Let us see how long that takes. Wondering if I should have been checking their figures all these years.???

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    Customer ServiceStaff

    Reviewed Nov. 5, 2020

    It saddens me to write this review, as I have been a Geico customer for years now. I filed a claim, and it's taking almost 2 months to simply declare the car as a total loss. It has been a very painful and stressful ordeal dealing with the Geico adjuster for things as simple as a phone callback. I am disappointed with the lack of "excellent customer service". Which ironically is the first thing you hear when you are greeted by your adjuster's voicemail every day. When they are collecting your fees, it's all lilies and roses... The moment you need to put your policy in play and rely on their associates to help, it has been one of the worst business experiences ever.

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    CoverageRefunds & Payouts

    Reviewed Oct. 30, 2020

    This by far the worst ins I've ever had. I paid higher premiums with them. My brother is still with them. Never filed a claim with them and now had a wreck and they have been fighting ever since to get their claim paid. Every day it has been something different. He pays for full coverage and car rental. They refuse to pay for their rental car and to pay for their car. RUN FROM THIS COMPANY. THEY ARE THE WORST.

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    Customer ServicePriceStaffRates

    Reviewed Oct. 24, 2020

    We have Geico for years now that we need them they are not there to help. They have very poor quality customer service with my auto claim. Will never recommend this company. They charge highly price for assistance received is very poor.

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    Customer ServiceCoveragePricePunctuality & SpeedStaffBillingRates

    Reviewed Oct. 23, 2020

    I've been a Geico Customer for nearly 7 years. From my experience their claims service is horrible. They try to use after market parts that will void your warranty. They will try to have you pick up additional costs beyond your deductible. If you have a fender bender the fun begins. Two issues. First we were hit. That turned into a giant mess then finally got my deductible back after covering the bill myself. That took nearly eight months. Second time, hit in a parking lot by a auto lube employee who ran from the scene. Shop proved a video claiming they were not at fault. Now facts don't matter because the adjusters don't listen. Bottom line I was hit so hard that my SUV had nearly $9000 in damages. Yet the other vehicle had a minor blemish on the bumper cap. After nearly nine months it was settled in arbitration.

    After having the video reviewed by the first adjuster I was informed that it was 50/50. Geico went to arbitration with just the video. No statement and a police report that show the driver hit and ran. I've had to spend hours on the phone. I've had adjusters tell me no the other car moved first, even when you can't see through a wall. Then the final adjuster who never spoke to me just filed the arbitration with the video which shows the other car never yielding, driving across a parking lot and hitting me. They didn't call just got a form letter. I called and left a message, no call back. My rates had already gone up nearly double. No tickets, no other violations. Great credit history, no criminal record, own my own home, nothing- then I get a letter canceling my liability insurance claiming I have two accidents in the last three years. Odd you'd think you'd remember that fact.

    So I begin another saga of what is going on. An adjuster that I was able to talk to said, "You filed a report on a Uhaul." Sorry but no, and it was a flat tire and I paid it. I asked was a claim paid, No. So then no accident right, well no a claim was filed. But you didn't pay any money and there was no accident. At this point I've talked to so many people and no one can fix anything or take responsibility for what others don't do. Is the cheap insurance worth it? Not sure but my record is a mess and they have attributed two accidents to me so forget moving to another carrier.

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    CoveragePriceRates

    Reviewed Oct. 13, 2020

    Was with GEICO for 22 years without an accident. Made the mistake of not looking around until I noticed high price of insurance on modestly-priced new family car, in relatively good accident rate area. Co-worker with car almost 3 times as much (Corvette) wasn't paying much more with a different company. Turns out GEICO was charging me 3X the rate that Progressive currently is, without any accidents and with 22 years of loyalty. Their commercials make me laugh, right before they cause the acid reflux right afterward.

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    CoveragePrice

    Reviewed Sept. 30, 2020

    GEICO INSURANCE might be very affordable at first. Once you get your 1st accident, it's easy to find out GEICO Insurance becomes your Nightmare. Wanting to repair what is not repairable, wanting to replace with Aftermarket parts and cheating repair facilities. What does it take for them to pay attention to their clients and doing the right thing.

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    Sales & MarketingPunctuality & SpeedStaff

    Reviewed Sept. 29, 2020

    I'm betting most of the positive reviews were made by GEICO employees as they know ConsumerAffairs can't question every single one of them. As I'm writing this, I just got done canceling a geico policy I never asked for and even rejected when it was offered to me. Apparently, this female agent decided she was going to get a quick boost in sales numbers at my expense. Geico, if you're reading this you need to keep tabs on the names of each agent and which customers they signed up for policies. On top of all of this, my parents quit using them as they repeatedly tried to scam my parents. Absolutely ridiculous, people don't give up your humanity for greed!

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    Customer ServicePunctuality & SpeedBilling

    Reviewed Sept. 29, 2020

    I have been with Geico for over a year now, and recently sustained a Total Loss Claim on my vehicle, which was financed. Ten days after the accident, they told me they needed the title in order to issue payment. (The vehicle was financed... I did not have the title. The lienholder held the title.) They then sat on the lien for another week, before paying the balance. They then told me they had everything they needed from me, they were just waiting for the title from the lien holder, in order to issue my check. 3 weeks in, they tell me they need a Power of Attorney form, and that I can fax one in, and my check will immediately be issued. I fax it. I call two hours later. They tell me it takes their fax machine up to 24 hour to load things into the system, but as soon as it loads, my check will be issued. (This is a Friday.)

    Monday, I call. Suddenly, the fax was not good enough, and they need the original. They say, "As soon as we get the original, we can directly deposit the funds onto your debit card." I overnight the original. I called to let them know. Again, I was assured that it would be opened straightaway, as overnight mail is priority, and AS SOON as it is received, they would contact me for my debit card information, to IMMEDIATELY make my funds available. It arrived at 12:18 PM today. I called.... NOW... it takes 48 HOURS TO UPLOAD A PAPER INTO THEIR COMPUTER SO THAT THEY CAN RELEASE MY FUNDS????

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    Customer ServicePrice

    Reviewed Sept. 26, 2020

    I was rear-ended in my sport car while sitting at stop light in Virginia back in January, 2020. As of today as I write the review 09/25/2020, the claim is not settled yet!!! Yes GEICO decided to total loss my car and pay me less than the market value of the car because they use 3rd party company (The CCC ONE® Market Valuation Report reflects CCC). I tried with everything I got to show them what the car worth with all the aftermarket parts on it but like if I was talking to a dog. Spoke with one supervisor (Charlie) and (Zachery **) | R7 Auto Damage Manager claim didn't go anywhere with them. Just waste of time. My only option is to take the company to court which is at my expense not mentioning I have a totaled car I'm paying to store and the pain I'm going through. I wouldn't recommend Geico to anyone.

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Sept. 22, 2020

    Michael ** assisted with an error I found on my parent's policy with professionalism and in a timely manner. I can't say enough good about Mikey, he has restored my faith in Customer Service staying in contact with me from start to finish. This was quickly resolved and a new policy mailed within 24 hours. Thank you Mikey for all you do, you are appreciated. I feel like we made a personal connection on a professional level. I would recommend anyone in the Saugus area/surroundings to consider GEICO Saugus with their insurance needs.

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    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsStaffBillingHonesty & Transparency

    Reviewed Sept. 20, 2020

    I spent 5-6 years with Geico insurance. I had car insurance with them and renters insurance for a year as well. In the 5-6 yrs I never submitted 1 claim to them. Not 1. I started making deliveries for a food delivery service once in a while to make ends meet because I was diagnosed with cancer in 2015 and after having chemo and radiation treatments I was unable to return to the carpentry business. I received a call from geico telling me that I could not make deliveries and either I needed to stop delivering and get a letter from the company stating I am no longer delivering for them or I would have to get a policy with another company. I told them I needed to make ends meet so I could not stop. So I was told that I only had 1 more payment due on my existing policy, I was told just to make that payment and re- consider staying with geico.

    So I made that last payment and I had 30 days to either get a new policy with another company or stop delivering end up on the streets to keep my policy with geico. About 1 1/2 -2 weeks after I made that payment which was suppose to be my last payment for that 6 month period. I received a text mess. From geico telling me I owed another payment. I called geico right away and spoke with an employee there @geico. I was told by that employee that she was looking at my policy and that it was indeed paid in full and to disregard the text mess. Which I did.

    I did get another policy with another company before the date required. About a week or 2 later I received a email from geico saying that I needed to make a payment or my policy would be cancelled. I replied to that e-mail saying I am not sure what is going on but I have a new policy with a new company. I explained my conversations with the two diff. Geico employees and they said they were not aware that I was not renewing my policy with them and stated I still owed them a final payment of $125 and said their employees both of them made a mistake stating that their employees misinformed me. I was upset. I said if I was told there was another payment due I would have cancelled my policy right then and used that last payment to start my new policy with my new company.

    The only reason I did not cancel my policy is because I was told that my policy was paid in full by not 1 but 2 different geico employees.. So I said that it is not my fault your employees gave me the wrong info. And I used that money to start my new policy and should not have to pay that $125 to geico.. So 5-6 yrs no claims not 1 and this company Geico decided to not only list my policy as cancelled by them for non payment but also sent the $125 payment to collections to screw up my credit. This company can not be trusted. Their customer service is atrocious... That $125 payment & that cancelled policy notice is a direct result of their customer service agents negligence and I am the one that has to pay for it... I strongly suggest individuals find another insurance company to insure with one that's honest and does not take advantage of their customers....

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    Sales & MarketingPunctuality & SpeedStaffRates

    Reviewed Sept. 14, 2020

    On 9-8-2020 I switched Auto Policies from State Farm to GEICO at the New Port Richey Fl Office. I talked to agent Barbie ** who was so nice and helpful. She gave me a 15% discount and beat the rate I was paying at State Farm by $224.81 for a 6 month period. Since this is my first experience with GEICO I will have to wait until the 6 month renewal to see how great the rates will be. In the meantime I was really happy with Barbie with the great service she gave me.

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    Staff

    Reviewed Sept. 14, 2020

    When you have a problem - such as a flood - they come through without any problems. The agents are courteous and helpful and put your mind at ease that all problems will be solved. They come out and look at the problem and tell you to relax, everything will get fixed and in a timely matter.

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    CoverageSales & MarketingPriceBillingRates

    Reviewed Sept. 10, 2020

    I took out a 6 month auto policy. Government said everyone was to get a discount which I did in June with reissue of policy. Then in July I found a policy with a different insurance company with cheaper rates and better benefits. When I cancelled my policy with Geico in July they billed me the discount of $95.24 stating I only get it if I stay with them. So I don't get the Covid-19 discount that everyone else received. I do not believe this is right and will never recommend them it a soul.

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    Customer ServiceCoveragePriceRefunds & PayoutsStaffBillingRates

    Reviewed Sept. 10, 2020

    Been with Geico for years. Had 2 auto policies and homeowners. Never again. Went to pick up our new Jeep (3rd lease) and our insurance was all wrong. After 4 calls and 3 different insurance cards they got it right but they then tell me that my monthly premium doubled. I tried for 3 weeks to have them correct problem but they wouldn’t so I went to another company for the same price I have been paying for years. Today I get a bill from Geico. Stating that because I canceled them they were taking away the credit they gave us for Covid. Now they have lost my homeowners. Stay away from them. They are bad and don’t care.

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    Customer ServiceContract & TermsCoverageTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsBilling

    Reviewed Sept. 9, 2020

    I signed up with Geico a year ago for auto insurance and this has been the most horrible experience ever. They are by far the worst insurance company I’ve ever had to deal with! I had a 12 month policy where my payments were to be auto drafted from my bank account every month. Months before my policy was due the end I received an email stating they were giving all their customers 15% back on their annual insurance amount. So I thought that was pretty great of them. Months down the road my policy is coming up on its end date and I actually got a quote from another company and found out I can get full coverage for less than what I’m paying Geico for minimal coverage! Geico Wanted 3X what the other co was charging for full coverage!

    So weeks before my policy was due to end I notified geico that I would not be renewing my policy for another year and they proceeded to let me know that I would have to provide proof that I have a new insurance company Before they would let me cancel and stop taking $ out of my bank account even though I only authorized and signed a 12 month agreement! So when I call the new company (Progressive) they let me know that they had automatically sent out proof of the new insurance to geico the day I signed up! So I figured everything would work itself out they had notified me that any overlapping in the coverages w/ the old company would have to date back to when the new one started and they’d refund any money owed for overlap.

    I end up getting a bill in the mail for almost $200 saying they’re going to send it over to collections and at this point I had already gone back-and-forth with them like 7 times. They stated they never got the proof from the new company so by the time I found that out, I got the proof myself! I emailed it over to them. At this point it’s 10 phone calls later and a month later! I’m getting these letters stating it’s going to go over to collections if I don’t give them $190 so Again I called them, wait on hold forever, finally talk to somebody, they say they’re going to talk to her supervisor and then Line gets disconnected. I never got a callback! So I call once again just to try to get to the bottom of this and basically was told that that 15% give back they had given months ago was now only for people who were renewing their policy with them?? But never once have they stated that or did it say that in anyway!

    So customer beware because they will give you that 15% Without you asking and then if you do not renew for another year with them they will turn around, Demand it and if you cannot pay it right away it will be sent over to collections which is dead wrong because a lot of people live on a budget and that really hurt me them demanding the money down the road months later when I’ve already got a new insurance bill every month. All around the customer service dealing with these people on the phone the way that they literally would not let me cancel at all! I know for a fact that proof was sent over numerous times before they would cancel I felt trapped. They were just going in my bank account taking money so I had to put a stop Payment through my bank. I have never had such a hard time canceling a policy. I’ve never had a company give me a discount and then tell me that I owe them because I didn’t sign up for another year with them!

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    CoverageMaintenanceBillingRates

    Reviewed Sept. 4, 2020

    My Mercedes got hit in my complex lot over night while it was parked and had extensive damage in December. It took until June to finally get an adjuster to give me an offer and they wanted to get parts from a junkyard for the repairs and "repair" a wheel that had been bent and causes a vibration. I told them I did not want to repair the vehicle and wanted to trade the car in and use the insurance check as the down payment (I own the car and there is no bank lien so the car does not have to be repaired to protect the bank). The adjuster wanted me to have it repaired, probably so they could use junk yard parts. Estimates from 2 highly rated body shops were almost twice what the adjuster wanted to offer. It's 9 months and I still have not had this settled. Read your policy. They will use used parts from a junk yard if you have an accident - even one not your fault.

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    Contract & TermsCoverageBilling

    Reviewed Sept. 3, 2020

    Can’t speak to adequacy of coverage because I never used it. Since I cancelled it’s been a nonstop nightmare. They keep sending bills & threatening sending us to collections. I’ve sent proof of other coverage which has been ignored. BEWARE.

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    Customer ServiceRefunds & Payouts

    Reviewed Sept. 3, 2020

    Two times in a month Geico took money from me, that they assured me would not be taken. Postponed or canceled in more than adequate time and still took money. If that is not bad enough they say 5 to 7 business days to get my money back. Horrible service! Stay far away from this greedy, horribly ran so called company!

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    Customer ServiceRefunds & PayoutsBillingTransparency

    Reviewed Sept. 2, 2020

    Geico NEEDS to address glitches in its billing system. When they allow for entry of a new billing method, they need to ensure funds are taken from the updated account, NOT the previous account. AND ... when a refund is requested and issued, they need to ensure FUNDS ARE REPLACED TO THE EXACT ACCOUNT FROM WHICH THEY WERE TAKEN! — Not the last account from which a payment was made! Furthermore, it is unconscionable to respond to a customer’s problem by claiming “There is nothing we can do.” There is always a solution. Geico supervisors apparently are trained to ignore customer’s needs without striving to resolve the issue. Terribly disappointing!

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    Customer ServiceCoveragePriceMaintenanceStaff

    Reviewed Aug. 31, 2020

    In August of 2019, I was in an accident. Another driver had pulled out in front of me and I did not have time to react. By the time I had hit my brakes, I hit him. While his vehicle had minimal damage (scuff mark and minuscule dent in the bumper), my vehicle had ALL airbags deploy, it was leaking fluid, the front end was smashed to pieces, etc.

    I initiated a claim with Geico. My husband and I were under the assumption that the vehicle would have been totaled as ALL airbags deployed. My adjuster told me "I am NOT totaling the car as it only has 5K miles on it." I explained to him my concerns for safety should this vehicle take on an extensive repair. He was adamant that since it only had 5K miles on it, he was not totaling it. I also explained to him that I had GAP on the vehicle and that I'd prefer to have this totaled as I would not feel safe driving a vehicle with such extensive damage. He told me "I couldn't care less about your GAP insurance. It's MY decision to not total this vehicle." His supervisor, after evading my phone calls for two weeks, agreed with his decision. The vehicle had $13,000.00 worth in damages and was valued at $15,000.00.

    If that wasn't bad enough, the adjuster forced me to take it to a Chevy dealer. I have a Jeep. I begged and begged to let me take it to a Chrysler dealer or an actual collision shop. The adjuster told me that I could not as no other dealer aside from this Chevy dealer is "Geico certified." Again, after explaining to him AND his supervisor my concerns on the safety of this vehicle and not being able to have it repaired at a Chrysler dealer, he tells me that I had until that Friday at 1PM to get it out of impound and to Chevy or else I am personally responsible for impound fees.

    I called Geico's 800 number and spoke to several supervisors in customer service. I begged and begged to have another adjuster assigned to my case and they told me that was not an option and that if I wanted a different adjuster, I can pay a private adjuster. I am already paying them to assist me and fulfill the requirements of my policy but they want me to pay a third-party.

    The Jeep gets to the Chevy dealer. The boss at the dealer who did the estimate to the car had told me that he tried telling the adjuster that the vehicle should be totaled but the adjuster would not comply. I was without my vehicle for a month. As they began work on it, they found additional repairs since the initial estimate. The adjuster said to just "R&I" the additional repairs even though the dealer said to just total it.

    This Chevy dealer provided me a verbal AND WRITTEN warranty on the repairs on the vehicle should I have any issues post repair. Well, I certainly do have issues. The vehicle stalls as I am driving, as I am making a turn traction control kicks in and stalls the vehicle mid turn. I contacted the Chevy dealer umpteen times to resolve this but they told me they would only honor the warranty for the paint. I explained to them over and over again that that was NOT what was provided to me in writing and they still wanted no part in it. I called Geico and asked them to call the dealer on my behalf. When they called the dealer, they told Geico that they do not have the proper diagnostic tools to work on a Jeep. THEN WHY WAS IT REPAIRED THERE?! Geico provided no remedy to this.

    None of the Dodge/Jeep dealers would accept it as it was in an accident. They tell me to "change my oil" to resolve the issue. An oil change isn't going to stop the vehicle from stalling while in motion. However, I was told by one of the managers in the service department at a Dodge dealer that a person they know works for Geico. This manager had told me that it is illegal to force me to take it to a dealer of their choice that if I wanted to take it somewhere, I should have been allowed to. To this day, I still have issues with my car. I cannot get it repaired. I can't even trade it in as no dealer will accept it due to the accident. We were willing to accept the HUGE carryover and face the negative equity just to get me into a safe, reliable car.

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    Customer ServiceCoveragePunctuality & SpeedBilling

    Reviewed Aug. 29, 2020

    I've been with Geico for almost 20 years. Recently my car was stolen. And I got a bill for my stolen car. I've been on the phone now for 20 min., during which time I've had to listen to obnoxious music and Geico pitches. Can't wait to switch car insurance, or maybe I not have another car. What a pain!

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    Customer ServiceSales & MarketingOnline & AppStaffRatesHonesty & Transparency

    Reviewed Aug. 24, 2020

    Since switching from Progressive due to rate increases from my first accident ever, I’ve been lied to about my rate, threatened by a member, been on hold for simple questions over 45 minutes to an hour, and received little to no help when calling or using the app. Progressive never treated me this way. I was locked into a decent rate with Geico and then once I signed they told me they found something on my DL record that was an administrative mistake by the state of Florida.

    They raised my rate $153 extra a month and treated me horribly when trying to get it resolved. The guy even threatened to raise it again because he was making assumptions about my record, claiming Florida meant something entirely different. I’m appalled by their customer service and practices. I’ve been a safe driver for 18 years, and this one accident has not only become a nightmare, but switching to Geico was almost a bigger mistake. This will be my only policy with this company.

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    Customer ServiceCoveragePricePunctuality & SpeedMaintenanceStaffRates

    Reviewed Aug. 23, 2020

    I went to Geico, their price was reasonable for full coverage on my Mercedes Benz, however a couple of months ago, I had an encounter with an unexpected situation where a man threw a big log on my vehicle damaging the left side, bumper and headlights along with pain, I quickly went to Geico for my vehicle to be repaired, their customer service I give an A+. The place they sent me to was fantastic. However I was very disappointed to find unoriginal parts to my vehicle.

    I went to the person at the body shop. Received a response Of your insurance asked for the cheapest parts so talk to them. I literally cried. Called Geico To later receive a “legal letter” where It says that by law they have that right. I mean my experience. If the insurance is not going to fix your vehicle with original parts What is the point of full coverage? My vehicle lost all its value thanks to the parts that my vehicle was refurbished with????

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    Customer ServiceCoveragePriceStaffBillingRates

    Reviewed Aug. 18, 2020

    I will not discuss in details how in 1995 they "canceled me" after one of their employee's daughters (15 yr. old) hit me in the driver's door while I was at a red light and they conveniently said "we're sorry, we didn't get your payment last week so we canceled your family policy"-after having them for 4 years. Or how the girl had no dl and how I was 8 1/2 months pregnant and it threw me into labor or Geico's nasty attitude.

    I will discuss how when my son last week wanted to check around to see if anyone had a lower cost insurance and asked for a quote (yes he knows they're a rip off but was looking for cheap insurance). They ran a credit check on him WITHOUT a social security number, without permission.... Then they called four times a day for a week trying to convince him to take their policy. NO.... This company will let you down. They will ditch you if your claim affects their office bonuses or for any other reason they can find.

    This company does things "their way". They could care less about their customers. It's worth a little price difference to go to a company that will be there for you, not run unauthorized credit checks or falsely cancel you when it's convenient for them. I've been with NW now since that happened in '95 and have never had problem nor have they ran unauthorized credit checks. How this company is still allowed to be in business is beyond me.

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    Customer ServiceCoveragePricePunctuality & SpeedRates

    Reviewed Aug. 13, 2020

    After 18 years at Geico and over a 100 percent increase in price for my insurance and minimum coverage I had enough and moved. After I called to cancel they told me they will reduce their rate by 40%. Who does this to a customer that has been loyal for over 18 years. I will never ever do business or recommend this company again. It’s sad because they were really good in the beginning but after an accident and speeding ticket everything changed.

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    Punctuality & SpeedRefunds & Payouts

    Reviewed Aug. 12, 2020

    I purchase a policy and then decided to cancel. They said they'll refund. Waited a week still nothing. I complained and they gave me a refund date and that passed. I ask for proof of transaction and still nothing. As of now still no refund going on 3rd week I believe.

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    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsMaintenanceStaff

    Reviewed Aug. 12, 2020

    I stay with Geico because, by far, for me they have the best premiums. However, my Mini Cooper was vandalized 7/10. My car had to be towed because the thieves took the battery and cut some engine wires. Instead of taking the car to a Mini repair shop (they are notoriously hard to repair), they tow the car to a Ford dealership in Conyers. It’s been approximately three weeks since it’s been at this dealership. The original adjuster quit, and no one bothered to call me. I called the 800 number and tweeted before I received help. The new adjuster is smug and not helpful. His supervisor and the repair shop apologize incessantly. I don’t want apologies, I want my car. At this point, I am afraid they won’t fix my car well or I will have to wait another month for my car. I want what I pay for. My car repaired and it returned.

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    Customer ServiceContract & TermsCoveragePriceStaff

    Reviewed Aug. 7, 2020

    I was with them for 10 plus years, never had accident, not one ticket, yet my insurance kept increasing, even when cancelling my auto policy they did not even work to keep my business, the call was cold. They never explained they had giving me a credit in July and when I cancelled my account they turned around and took the credit back and charged me for cancelling the policy. Not - surprised, they care about the money than the Customer, did they forget we are in a pandemic!

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    Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceBillingRates

    Reviewed Aug. 7, 2020

    Very interesting and scary. They quoted me auto policy, went to proceed with the payment saying all is good, then suddenly said a traffic ticket is found on our record that makes premium go up by $450 (35%). Seriously? And that ticket was not even valid. They activated policy without my wish and asked to submit proof that ticket is not chargeable. So I did promptly, submitted letter of dismissed ticket from court. They admitted receipt of letter and say all should be good and they should be able to fix the premium.

    It has been one week, 3 follow-ups, calling daily. But no resolution. Customer service shows sincerity and says it's up to underwriters. They try to reach underwriters unsuccessfully, and say will get back to me shortly. Nothing happens. I see it as a big gimmick to try to catch the customer with one price and find an excuse to jack the price and then sit quiet with no resolution, and constantly misinform customer that they are working on it. I could have spent this energy elsewhere to get a better quote from another company. They held me hostage making me believe all is good. I am forced to continue to shop a week later with other insurance providers. My trust in American corporations is going down the tubes. They cheat when they can.

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    Customer ServiceCoveragePriceOnline & AppRefunds & PayoutsRates

    Reviewed Aug. 7, 2020

    I've been with Geico for four years now and am leaving because I was able to find lower rates with State Farm. After the pandemic started I called Geico to see if I could negotiate a lower rate since I have not been driving; I've filled up my gas tank twice since March (5 months). They were not able to offer me a lower rate, so I started shopping around. Not only is State Farm car insurance 1/4 of what I paid for Geico for the exact same coverage; bundled with renters insurance it is still half the cost of Geico!

    I tried to cancel my policy on their website only to discover that you can't cancel online, you have to call. I was on hold with their call center for over an hour before they disconnected me without speaking to me. I then tried calling a local office, where I was told that I had to call the call center and to 'try calling back after hours because they are open 24/7'. I had the thought to call the customer service line again and elect 'purchase new policy' rather than 'cancel policy' and was connected with someone within two minutes.

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    Customer ServiceCoveragePriceRefunds & Payouts

    Reviewed Aug. 6, 2020

    I am GEICO customer for past 7 years and this is my first glass claim. My windshield got cracked and I have to replace it. My comprehensive deductibles are 100$. GEICO is replacing with after market parts and charging me 549$ to replace with OEM. Please look at their “Limits of Liability” clause 2 before taking GEiCO policy. They charging me premium based on vehicle cost but while you actually need them they are replacing with after market parts. I felt like being cheated by them.

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    Customer ServiceStaff

    Reviewed Aug. 6, 2020

    GEICO's customer service has gone from a grade of an A+ to an F- since I made the mistake of switching from a local hometown agent to their pathetic dot com. Rather than simply calling me to verify a VIN, the lazy sloths shoot me an email to call them regarding an account issue. After spending nearly 100 minutes on hold, it took two minutes to resolve the issue. Here's an idea... if you're going to send me an email, cut to the chase and simply email me asking for the verification if you're too lazy to pick up the phone and call my number that I have to verify EVERY TIME I add a vehicle to the policy.

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    Customer ServicePriceBilling

    Reviewed Aug. 5, 2020

    Geico are a bunch of liars. They ripped me off. 1. They are NOT cheaper. 2. They will tell you one quote over the phone, take your money to get you signed up, then send you a bill for double the quote. When you tell them no way, forget it, they charge you for the amount they want to charge you, instead of the one they quoted you.

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    GEICO Company Information

    Company Name:
    GEICO
    Website:
    www.geico.com