GEICO Reviews
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About GEICO
GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.
Visit www.geico.com- Affordable policies
- Several discount options
- Intuitive website and app
- Can be pricey for high-risk drivers
- Few local agents
GEICO Reviews
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Reviewed June 6, 2019
I've been with Geico for years, 10+. I have now all of a sudden been locked out of access to my account both online and via the phone app. Says "Your account is locked from internet access". So I call them, after runaround from 2 people, they say "You've made too many changes to your policy and your account is now locked for 6 months!!!!" 6 months!! WTF, so I cannot do anything online, cannot even see my proof of insurance cards using the mobile app, pay my bill, nothing.. So screw Geico - leaving them and moving to Liberty Mutual.
Reviewed June 4, 2019
My experience with Geico Claims department has been a total nightmare for me and my family. It took them 2 months to partial approve my accident claim. My vehicle has been in the body shop since April. I had to come out of my own pocket to pay for my rental. A representative informed me when the claim is approve I will be refunded my for the money I have put out. As of today I still haven't gotten back my refund. They delay approving the claim and returned cause me to have the rental longer than I should have. Geico show no compassion for me and my financial situation. Geico suppose to be my advocate when involve in a accident. I recommend no one should have to go through this experience with their own insurance company. If you can go somewhere else for another quote for insurance, you should do that.
Reviewed June 3, 2019
I got a flat on tyre and requested roadside via Geico.. It's been 2 hrs now and each time you call they keep updating the time and delay from their end.. Horrible service by 3rd party Auto Rescue that Geico contracted in Philadelphia PA..
Reviewed June 3, 2019
I had bought an auto policy through Geico, paid in full and everything and got full coverage for my vehicle. I just got into a recent accident, filed a claim and they basically wasted my time wanting to file the claim first then send out roadside assistance. Couldn't give me the roadside assistance first. After filing a claim and giving all the information I have went through many agents. All of them had told me to pay my deductible in order for me to get my car back asap. Just not one second they automatically recommended me to pay a deductible when I was the one not at fault. Also I had paid for roadside assistance in full. They want me to pay for towing. They told me emergency roadside assistance is not covered. I have to pay a fee. I paid in full for my policy. They didn't even bother helping me out, just wanted to suck more money out of my wallet. Didn't bother wanting to wait for the police report and didn't bother giving me any support.
I was stranded in another state I didn't belong. I felt scammed that I paid so much money for my policy. At the end they told me I have to pay fees and a deductible, very rude and unprofessional. The options that they gave me was to benefit them. Not me. Also they wanted me to get my car out of the tow lot asap because they didn't want to deal with the other person's insurance. Long story short they wanted me to pay everything so they don't have to deal with the other person's insurance. I felt scammed. After my policy ends I am switching over. Geico has always disappointed me. They make rates affordable but coverage is dirt.
Reviewed May 31, 2019
At first I was pleased with the processing of my claim and how quickly things were moving along, until the adjuster stopped communicating with me about the status of my vehicle. I can't believe the noncommunication with the adjuster, adjuster manager and finally the director of the adjusters. I have left more than three voicemails with all, but nobody has responded. I have been with GEICO for more than 30 years and not one accident including this accident which was not my fault. I'm frustrated with this experience and hope others never endure with what I have felt with this well-known company.
Reviewed May 30, 2019
I damaged the side of my car and went online to Geico's website to file a claim. The site said "A GEICO auto damage adjuster will meet with you AT THE REPAIR facility to evaluate the damage...explain repair process and answer questions, arrange for you to leave your vehicle for repair..." That DID NOT HAPPEN. I arrived at the GEICO approved and suggested repair shop and the damage adjuster was not there. I was told that he wouldn't come in until later but they didn't know what time. Still distraught about my car, I trusted GEICO and the shop that they recommended, so I left my car there. Hours later I still didn't hear anything so I went online and discovered that the repair shop had over 3 dozen 1 star reviews! So of course now I'm worried.
I called GEICO to see if I could have my car moved and was told it had already been disassembled and I would have to pay to have it reassembled. I still had not been given a quote or anything, and had not heard from or met the insurance adjuster that GEICO stated would be there when I dropped my car off. GEICO customer service transferred me to the insurance adjuster, Sergio and I got his voicemail. I left a message. No call back. So I called Geico again, still trying to find out something, anything and, miraculously, they were able to finally connect me with the adjuster. Was he just not answering calls? He said he had not seen the car but would POSSIBLY get around to it today and would probably get back to me the next day.
It's been 24 hours and I still don't have any clue what's going on. Sergio has not contacted me. Clearly, I was misled. And now I'm worried. The repair shop said they cannot begin working on the car until the GEICO adjuster/Sergio gets back to them and gives them the okay. But I'm the owner of the vehicle so I should have the final say. So far, I have wasted 2 days and I'm paying for a rental car out of my own pocket, daily, until this GEICO adjuster decides to give the go ahead to begin work on my car.
Reviewed May 30, 2019
GEICO likes to draw customers in with their claims of great rates and their cute commercials. But hidden behind the decent rates and the adorable commercials is a monster! Not only is GEICO a bait-and-switch company that raises rates the first chance they get but they also will do everything that they can to avoid paying to fix your car! I am 52 years old and never had an accident as an adult on my own policy. In fact my wife and all 4 of my kids have gone accident free until my daughter had an accident recently that was her fault. When my daughter turned 16 I splurged and bought her a 2016 Jeep Patriot with very low miles. It was a R-Title having been in a front end collision. R-title vehicles go through strict state inspections before they get plates on them in the state of PA. In addition GEICO had no problem providing full coverage for the vehicle.
But after a mail truck tore across the front of the Jeep GEICO paid about $11 after my $1,000 deductible and refused to fix the most expensive damage that occurred in the accident! The con-artists at GEICO will send their nasty insurance adjusters to the dealership to intimidate them making sure they spend as little as possible! An electrical problem developed in a harness as a result of being pulled on in the accident. After almost 2 years of no problems with the car the electrical problem started literally the morning after the accident when my daughter first tried to use the car. We had to have it towed to the dealership. At first they misdiagnosed the problem stating that the issue was due to corrosion on terminals in the box the harness was attached to. They claimed it had nothing to do with the accident.
I did not feel it was possible that any corrosion just magically got bad enough at that exact time to cause this but they refused to do anything else. So for months we dealt with this intermittent problem with the vehicle that left my children stranded in various locations unable to even start the car. It then got so bad one day that I decided to check the "corroded terminals" again. I opened the hood and it took all of 10 minutes for me to figure out the problem had absolutely nothing at all to do with corroded terminals but that the wire harness had an intermittent problem that could easily be reproduced just by moving it around! So I called the insurance adjuster and after much argument he finally agreed to have it looked at again. So I took the vehicle to a different dealership this time.
After looking at the problem they called me and in discussing the problem told me that the issue had to have happened in the accident my daughter had. Well then the next day the GEICO insurance adjuster shows up and then calls me and states that the harness was routed over a sharp edge and therefore the problem was normal wear and tear!!! Are you kidding me??? According to them this harness under the hood which never moves and has a heavy-gauge net and multiple layers of tape was worn and damaged from a sharp edge. And they decided all this even though the dealership never pin-pointed the location of the damage since there was no damage to the outside of the harness!
And after the visit from the GEICO this dealership would not return my calls. More intimidation! I have run this problem up the chain through many levels at GEICO only in the end to be sent a register mail stating that they will never cover the repair. What a joke this company is! What the hell am I paying for if they cannot even cover a repair that obviously happened in an accident for a customer with a previously family-wide perfect driving record?!!? I would urge all to consider other companies for your insurance needs. This place is a leftover government institution that has the money and power to avoid paying claims. Just research some of their history.
Reviewed May 29, 2019
Beware of Geico. I enrolled in a new policy in December 2018. I’m older, drive very little, and pay over $150 a month to cover my older compact car. When I enrolled, I signed up for roadside assistance and, to my knowledge, I’ve been paying for it. I’ve always had roadside assistance, in more recent years through my auto insurance. So, when I actually have to use Geico services, I’m told I don’t have it. Since this is the first time I’ve had to interact with Geico, I’m extremely disappointed. I will be looking for a different company for my auto and renters insurance.
Reviewed May 29, 2019
My mother was involved in an accident by a Geico insured driver. She was entering her private driveway when the guy in the other vehicle tried to cut her off. She was hit on the side and her front bumper sustained damage. Even though the officer who took the police statement said the other driver was at fault; Geico is refusing to pay for my mother's car damages. We are currently waiting for the police report to show Geico who was actually at fault. Hopefully when it arrives Geico can make a more informed decision.
Reviewed May 29, 2019
My vehicle was stolen and I was in a verbal agreement with the Geico insurance adjuster that a settlement would be made considering it had been two weeks and no sign of the car being found. So I purchased another vehicle. Then a couple weeks later the car comes up and I inform Geico who then tells me I must keep the car and get it fixed although we were in agreement that they were taking ownership. Turns out they didn't have everything they needed which I was unaware of. Then I say, "Okay fix the car," and I have to deal with it. Then they decide that they won't approve all of the repairs because the car sustained additional damage at the tow facility that wasn't caused by the theft. So then because I changed my policy to cover my new vehicle a while back they're saying it wasn't covered when it was damaged further so there's nothing they can do about the additional damage.
Reviewed May 25, 2019
What is the most important thing about auto insurance? If and when you get into an accident, your insurance company will be your advocate and ultimately fix your vehicle to the same condition it was prior to the accident. Well if that's the case, people should look elsewhere for insurance coverage. Geico will not help out its customers and will make decisions that are in the best interest for them. I had the unfortunate luck of getting into an accident with an uninsured motorist. The uninsured person not only hit my truck but hit another vehicle in the process. The accident occurred on a highway going about 70mph. At that speed, the impact can cause some serious damage to your vehicle cosmetically, but also to mechanical parts such as the suspension especially since the primary point of contact on my vehicle was the front and rear passenger wheels.
Well, I took the car to an approved Geico body shop. I told them I was having some issues with the braking and heard some knocking noises when I put the truck in reverse. They assured me that they would do a thorough inspection and find all of the issues. Well after being in the shop for a week, I get the truck back and find that the knocking noise is still there. This noise wasn't present prior to the accident and now was constantly there.
I called their claims department and told them the issues I had. They advised me to bring it back to the place it was originally fixed, which I did. After a few hours, the body shop told me to take it to their diagnostic place to see if they could figure out the issue. The diagnostic place identified a stress crack in my strut and ball joint damage, which probably occurred during the accident with the high impact of the crash. The diagnostic place said the strut damage was unusual for wear and tear and was the first time they had seen that type of damage on the strut. Geico sent out another adjuster to see the damage and concluded that since the strut was on the driver side and not on the impact side that the accident could not have caused the damage.
This is mind-blowing stupidity in my estimation. At the high rate of speed and the overall impact of the accident, not to mention the impact point, I find it hard to believe an adjuster could make that kind of determination. It makes complete sense since Geico really doesn't care about the customer, but wants to save money throughout the whole process. I spoke to the adjuster's supervisor who basically said the same thing and made every single kind of excuse why it couldn't be from the accident. Since Geico can't own up to its end of the bargain, I'm stuck with a truck in worse condition than it was prior to the accident. Geico really doesn't care, they only are concerned with making excuses and saving money.
I've come to the conclusion that they make great commercials and are somewhat cheaper than other insurance companies, but overall that savings has to come from somewhere. That somewhere is providing inferior parts (aftermarket) and denying accident-related damage to save money. I had USAA for years and switched to Geico because it was cheaper. Now I realize based on the type of service I received with USAA and now with Geico why I paid a little bit more for OEM parts and way less stress fighting with my insurance company, who ultimately should support me in these types of incidents. Just remember, cheap you buy, cheap you get. Don't be fooled with the gimmicks from Geico. They will find any possible way to screw you and not help you out in any way. You have been warned....do not make the same mistake I did and switch to this scam of a company!
Reviewed May 24, 2019
Geico was simple enough to sign up with for insurance but canceling is hell. I received a better deal with another company so I switched. I called Geico to cancel my policy, the person said it was done, all good. Until I received a bill for non payment. My insurance showed in effect 40 days! After I cancelled. Now for horrible customer service. I called to figure out what was wrong. Was told policy could only be cancelled in writing. BS by the way. Was given a bogus email to send it to. Called again, was told to sign up for texts and cancel it that way but proof of other insurance would have to be emailed to another email address. Did all of this. Called to check. Policy was cancelled. Hung up on. Called again, the person said "yes but now you owe us 4 Times the amount you did before you started this never ending death cycle". Asked how I could bring the amount down, rudely told "you can't" and hung up on again. GEICO customer service is no service at all!
Reviewed May 23, 2019
I gave Geico lots of my hard earned money for years and they treated me terribly. I feel so strongly my last claim due to a storm wasn’t handled properly and they are putting my health at risk. They don’t care! My car was in sitting water for a week after hail busted my window out and I went to get stuff out of it and it was sitting at the auto body shop for five days In the heat and I opened the trunk and the back seats were still wet and the smell was toxic. They insist on cleaning the car and giving it back to me!!! The smell is gonna come back!!! I’m so mad.
There’s over $7000 in damages so far. They won’t total my car then said they will clean it one more time when the smell comes back but after that that’s it!! I’m so disgusted with them! I’m 41 and this is the first time I’m ever writing a negative review! The auto body shop says, "We will get the smell out," so I said, "That’s guaranteed???" "Oh well no we can’t guarantee it." Ummmm what???? Because we all know that smell and it comes back and back and back. The shampoo just masks it for a couple weeks anyway. Run from Geico!! They don’t care if you get sick!!!
Reviewed May 22, 2019
I used to do business with Geico and never had a negative experience. We received better rates from Progressive so we went with them a few years back. A week ago I was hit by an insured Geico driver, and the claims adjuster in charge of my case did not return my calls for over a week after the accident. I just spoke with her today and she spoke horribly rude to me, stating that I was not a responsible driver, even though the man that hit me was cited for distracted driving and drove into the side of my car as I was turning left into my driveway. He clearly stated he was distracted, and the police issued the ticket. Geico only wants to pay 70% stating that I could have avoided the driver. He drove into my car from behind... not possible for me to avoid. The claims lady was condescending and accusatory. Horrible experience talking with them today! I am left with no choice but to take further legal action.
Reviewed May 21, 2019
I have been dealing with a representative from Geico since last week regarding a car accident I was involved with and this person has not been helpful. Long story short she calls me today to tell me she has decided on the claim that we are 75% reliable even though the pictures I submitted tell the real story and collaborate with what I told her happened. When we start discussing how she came up with this decision and I questioned her if she looked at the pictures I uploaded and how did it all make sense she started talking over me repeatedly. I told her this was rude and she wasn't letting me speak and she continued to do so.
Finally, the last time she did it I told her, "You are talking over me again" and she hung up the phone on me. This is unprofessional and horrible service for someone to have to deal with. Not only is she assigning blame and liability to me with no logical cause but she resorts to bullying me when I question how she came up with her decision and blatantly disrespect me by hanging up the phone with me. I will not be renewing my policy with Geico after it expires this year which is a shame since I have been with them for years but I don't feel the customer service I received is worth my yearly expenses. And if they are so willingly treating their loyal customers this way then this is not a company I want to do business with.
Reviewed May 21, 2019
They dropped me without notice due to not sending in my vehicle registration in time. This caused a lapse in my policy and caused me a huge increase in premium with the next company. I would never recommend. Cost me over $200 extra a month!
Reviewed May 21, 2019
I had a terrible experience. They wanted to charge me 348 dollars monthly. I mean that's outrageous. They won't work with me to give me a better rate. The only reason why they told me that I'll pay that much is because I changed my car to a lease which doesn't make sense because I have good credit, I was their customer for more than a year, I never paid late. It was automatically withdrawn. I have defensive driving certificate, I haven't receive a ticket in more than 2 years and I've been with my license for more than 10 years and has never been suspended or revoked. They are nothing but horrible!
Reviewed May 20, 2019
Let me begin with I have never in my 31 yrs of driving and have been covered through AAA 26 plus years of that time have I EVER dealt with such an unprofessional company. My 2 oldest sons decided to chose Geico because of the "better rates" My boys have been good drivers for the most part occasional parking ticket etc. Well the other day one of my boys parked outside of our driveway on the street by the curb in front of our house. He was leaving for work and noticed his car had been hit. Tore off mirror, scratches on side, a dent and hit rim. He made a police report. Called Geico and reported incident. immediately they told him to take vehicle in and this ridiculous woman obviously does not know what she's doing. Told my son it looked suspicious??!! That it looked like vehicle was moving because of scratches. Ummm obviously the vehicle that hit his car was moving. It was a hit and run!!
They are still investigating the incident when it is obvious what happened the police report also states it!! Oh but no they want to look further into it. Investigate my sons car, add a device, look at streets blah blah blah. My son has explained that he can not drive with broken missing side mirror. They told him he can fix it but they can not guarantee that they will pay him back. At this point I am outraged on how this company has been treating my son. Pretty much saying he is a liar and I as well since I also called and tried explaining the situation. Stay away from this company!!!! They want your money but do everything they can not to pay on any issues!!
Reviewed May 20, 2019
My premium went from $1021/6mo to $1936/6mo with no explanation. When I called they said they changed entirely the way they assign drivers to cars in CA only and this resulted in this price increase...
Reviewed May 17, 2019
Geico ruined my flawless and continuous recited for carrying coverage at all times for 20 plus years! How? They claim they called me on 2/20/2019 and I supposedly told them that I'll never tell them where the vehicle is actually garaged at. That's a damn lie! First, my finance company would be up my ** if I were petty enough to at that game and plus as long as Geico got paid?! - They never bothered me about anything!
So I just got my letter about why they refused to renew my policy and it says nothing about a phone call. I asked they to send me the audio ('cuz they record you on calls) ((I was recording too)) and they failed to produce any evidence. I checked my emails and I led the postal office and there's never been any disruption in mail. So I already know Geico is full of old, runny ** stool! It's laughable! But it's cool, I got on with another company with a better rate and plus Geico had me paying $184 but I got papers stating I'd be paying less. They're a bunch of lying stupid thieves and I hope there's so many accidents against them they go bankrupt.
Reviewed May 16, 2019
I thought that Geico Auto Insurance was one of the best rate and customer service, but from my experienced Geico is the worst Auto and Home insurance ever in my life. 1st of all their customer service are really rude and have very little knowledge about the Auto and Home insurance, because they give the rate after they ran a background check on my Driver's license record, then after few days I found out that they changed the rate... not the rate they did promise me after I made the decision and after I did base my budget's payment on that insurance figures they gave me, beside they gave wrong and mislead information about what I exactly have in my driving record, what a Honorable Insurance company.
After I have had bad experience with Geico I went to Progressive Insurance company. What a huge difference the insurance rate and customer service, in few words Geico is a nightmare and with poor customer service with fake Insurance rate, you better watch out, because before you know it the rate will be changed for worse.
Reviewed May 16, 2019
I have been with GEICO for about 10 year now, but something went wrong with them recently. Their prices went up and the quality of their services went down. My latest claim experience was terrible. First, I received a letter from GEICO stating that "I am not at fault". Then, after receiving a conflicting and factually unsupported statement from the other party in the accident, GEICO said that I was at fault. After that, the agent handling the liability, Krista **, scheduled a phone call to collect the additional information. I plan my day accordingly, get the necessary people on the phone, and she simply doesn't call. We sit there and wait.
After sending her several emails and leaving voicemails, she called back. We eventually connected over the phone a couple days later, but the agent acted as if she defended the other side, not her client's side. She wasn't professional on the phone, interrupting me, and rushing to close the claim in favor of the other party. I asked her if I could speak to her supervisor, but she hesitated to give me her supervisor's contacts, saying that he would call me by the end of day. It took me a while to get the contacts of Gary **, her supervisor. Well, nobody called me by the end of day! I called Gary ** and left a voicemail. Again, nobody called me back. I am really shocked how unsupportive and unprofessional the GEICO claims agents could be. They would not listen and would not fight for you. Bad experience!
Reviewed May 14, 2019
I was a loyal Geico customer for over 8 years. When my policy cost skyrocketed I found out that they had coded a non fault accident as an at fault. After speaking with 4 different customer service reps over the course of 2 months each assured me that it had been adjusted and my policy should be credited accordingly. When the rates did not change I called back and spoke with Management who actually provided the worst service yet and said that the accident had never been miscoded and the fees were correct. Amazing since I had already talked to and had documentation of the mis-coding.
I cancelled my policy immediately and found insurance half the cost of Geico. When I cancelled I was told it would cancel at midnight and no additional charges incurred. I started receiving past due notices for $26.81 cents because the policy cancelled in their system at 12:01 instead of 12:00 midnight. Took an act of Congress to clear the one day balance due. It is a sad day when a manager gives such poor customer service.
Reviewed May 13, 2019
Just want to express my disappointment. I have paid for roadside assist for 3 years on 3 vehicles, and the one time I call for a flat when my daughter was stuck on the side of the road, you are not able to help as you don't have a provider available. I am very disappointed in your lack of ability to provide a service you charge for and advertise. What a shame!
Reviewed May 10, 2019
An insured customer of Geico backed into my vehicle on 5/6/19. He immediately reported the claim via their phone app, I typed in my name, DOB, phone number, and email. They called him immediately after. I heard nothing. 24 hours later, I get the claim number from him and check on it myself online. My contact info is still valid, I type in what happened, and report what damage there is to my Audi. I then send a message asking why I have yet to be contacted. I immediately get a call from their call center then, with them saying they didn't have my phone number. I know this is a lie, because I typed it in myself, as well as confirmed it was still there when I first logged on.
They tell me they are at fault and will pay for my damages to be repaired. The service rep says I can choose any shop I wish to do the repairs, but lists the two they have inspectors at. I have had terrible experiences at both, so I decline and tell her which shop I wish to use (Euro shop for a Euro car). She says great, but I still have to have it inspected. I tell her I can do it the Tuesday of next week. She gives me appts for the next day and Monday only. I tell her repeatedly I cannot do that and ask about the next week. SHE CAN'T SCHEDULE A WEEK AWAY. I then ask about someone coming here, because I know Geico has cars they drive. She said that isn't doable because my car is drivable. I work 8-5, M-F at a job I just started. I wasn't at fault at all, yet I am expected to lose 3 days of work (Inspection, drop off at shop, pickup at shop) to accommodate them? No. My husband called and magically, they had someone coming out to me.
The adjuster comes out to my place of work (after I give him the correct address because they were going to the insured's house... incompetent) on 5/9/19. He does a quick estimate, then prints me a check. He then mentions since I chose a premium shop that charges more for labor rates than Geico pays, I am responsible for the OOP cost difference. FOR THEIR INSURED HITTING ME. Nope. I am not getting subpar work done at their subpar ** shops.
I then call my insurance, who cannot do anything. I call back to Geico corporate, when the rep says the shop is being greedy and to haggle with them. Trade jobs are incredibly difficult and I don't need some guy in a cubicle diminishing them. They charge what they charge for a reason with their quick and accurate work. He shuts up when I correct him and sends me back to the adjuster.
The adjuster starts rambling about how I can go to any other shop in the area and have the work done just as well (I cannot). He continually places the additional cost onto me, the only innocent person in this mess, and tells me it is my choice. This wasn't mentioned prior by any rep. This wasn't mentioned to the insured. Someone hit me. I have to pay? NO. So either they are paying the extra cost or they are going to court with me. I am not paying for someone else's mistake.
Their customer service is terrible. Their claims process is terrible. They have lied consistently to us this week and have shady business practices. They want to cheap out on parts and repair and call it good quality. My Audi is not going to be cheaped out on Ray. They want to push Caliber, who basically works for Geico now, instead of doing what is best for my vehicle (that was, once again, HIT BY THEIR INSURED). Crappy business. Crappy people. If someone with Geico hits you, it is easier to drive off than to deal with these incompetent people and their shady employer.
Reviewed May 9, 2019
I am 39 years old and was with Geico for 16 years. I have a perfect driving record and excellent credit and yet each year my rate was just a little higher. This didn't seem right so I decided to shop around and discovered that other companies would offer me the same plan for 20-35% less so I switched. When I notified Geico they explained that my rate was high because I had been "grandfathered" into an older plan and that they could in fact match or meet the other companies. I told them no. Instead of rewarding my loyalty they choose to abuse it by artificially keeping my rates high; why on earth would I want to consider being their customer when they just admitted to that?
Reviewed May 9, 2019
After looking over my bill I found that they had added some sort of mechanical insurance I didn't ask for or need. They refused to reimburse me for this. I'm dropping them as of this moment and will filing suit for theft.
Reviewed May 6, 2019
I was in a collision on March 22nd 2019. Hit by another driver totally their fault. They were insured with Allstate. I have Geico. I have full coverage and answered motorist collision and rent a car. Ever since the accident I have nothing but problems from GEICO. They have not paid out. They did not try to even help me do anything. Allstate had to pay out 50% and Geico is just sitting there. Won't even give me a printout of what I paid for it or anything else. This has been the worst situation.
Reviewed May 4, 2019
On April 18, 2019 at 3:30 PM, I left work. As my typical routine goes, I was on my way to pick up my kids at school. At 3:45 PM, my vehicle was struck on the rear driver’s side panel. To the side of the bumper, next to the left hand signal light. I was traveling northbound on South Kirkman Road, on the far left lane. At the moment of impact, I was being held still by traffic that was waiting on a red light change. Traffic was steady still, and I was simply waiting for traffic to continue moving. The young lady who hit me was attempting to get into the left turning lane leading into the Valencia College campus. She was obviously in a hurry, and made the poor judgment on the space she was trying to squeeze through. After the impact occurred, I came out of my car and immediately took pictures of the damage to my vehicle.
I then approached the lady who hit me. She was apologetic and looking for her information. She provided her license, which I took a picture of. She was not able to locate her insurance card at that particular moment, so I never really got that information. She did however state that her insurance was GEICO. I went ahead and took pictures of the damage to her vehicle, and her license plate. She made no effort to come out to access the damages. She stated that she was in a hurry to take an exam. There were no witnesses, and no police report was filed. Under the circumstances, we both needed to get somewhere, and did not have the time to sit there waiting for law enforcement to arrive. On my end, I felt my pictures were sufficient and depicted everything accurately.
Later on that day, I reached out to my insurance company, to let them know what had happened. They told me that I would be responsible for a $500 deductible. I was beside myself to say the least! My immediate reaction… There is no way that I will pay $500 to fix my car, as a result of someone else’s carelessness! For starters…I just purchased my car in March. I hadn’t even made my first payment on it. It is a newer/used 2017 Nissan Versa. Clean inside and out without any damage or accident history. I was told that I could contact her insurance company (GEICO), and file a claim with them. So I went ahead and did just that. They took all my initial information, and told me that they needed to gather the initial information from the other party as well.
They went ahead and emailed me a link that would provide the status to my claim. I checked on it regularly for several days, but heard nothing back from them (GEICO). I then decided to reach out to GEICO, and was told that they were trying to get a hold of the other party, but she could not be reached. About 2 weeks went by and I finally heard from the person handling my claim. They needed to gather a detailed statement from me, even though they still had not been able to locate the other party. I was fine with that, since it appeared that what occurred was pretty obvious. My information was factual, and I had great pictures to back me up. All my information was provided, and recorded from their end. I also provided all the pictures necessary to show the damage to my vehicle. A few more days went by without any feedback from them.
Eventually, I get a callback to let me know that they finally got a hold of the other party. They were just keeping me informed, and told me that they needed to get her detailed statement. A few more days go by, and I finally hear back from the person handling my claim. She tells me in her la dee dah voice, that “unfortunately” they cannot cover my damages because their insured’s statement did not match mine. The lady who hit me, claimed that I was also about to start merging into the lane, and that she hit me as a result of me attempting to get in her lane. A complete lie, and an excuse for GEICO not to do the right thing on their end. I’m guessing either she figured out the perfect lie, or was advised by someone else. Maybe even GEICO. I would not put that past them.
To add insult to injury, they describe the “accident” as me impacting her car. I don’t know what genius it takes to look at pictures that indicate scuff marks made by another vehicle striking me, then come to the conclusion that I hit them. Last time I checked, I drive forwards… not backwards! I was also going straight on my lane. I had no reason whatsoever to get in the turning lane. I was heading to pick up my kids at their school. I have tried reaching out to attorneys, but under the circumstances of not having injuries, witnesses, or a police report, they don’t see the profit. I cannot afford to pay for the damage to my car, nor will I pay for it. If anything GEICO should pay for my deductible and car rental, so I could get my car fixed. It’s simply not justified or fair. This damage should have been covered by GEICO. They need to the right and honorable thing as an insurance company, and pay for the damages that were caused by their insured.
Reviewed May 4, 2019
Let me start off by stating that I’ve been with Geico for a few years now. I started off with Geico owning 2 Cars which were pretty standard - an SUV (KIA SORENTO 2011) and a Chevy Cruze LT 2014. I paid $317.80 a month in auto premium. My Chevy had no lien holder and my Sorento was almost paid off. When I had only my Chevy Cruze LT 2014 on the policy it was $198.31 – I got in a car collision making a U-Turn and now my insurance rocketed up to $241.35. I’ve only had one claim with them actually claiming auto damages besides 2 cracked windshields – and that claim is the claim I’m concerned about right now.
It is funny how I filed a claim and before my adjuster even looked at the damages on my car my car insurance went from $198.31 to $241.35. I was billed $241.35 on the 8th right after my accident on the 3rd. When my field adjuster Stevai ** arrived to my apartment where I towed my car, he literally turned on the car for 5 seconds maximum and wrote for damages that he could visually see. Of course, when I had my car towed to Maher Chevrolet, there was supplement after supplement.
I was informed by Sandy at Maher Chevrolet that this particular collision center was visited by Geico employees nearly all the time. Finally 31 Days after my car collision bringing after my Chevy Cruze to a Chevy Dealership as fast as I could after the collision because I thought the Chevy Dealership would be quick and efficient repairing a Chevy Make car (which I was mistaken) – I obtained my car back on my work lunch break yesterday. The engine light turned on after 10 minutes of driving it and I was hearing the same squeaking and feeling the same bumping I felt after the collision. I’m wondering if anything was done internally to fix the car’s issues considering I had a full rewire performed on it probably 6 months prior. I also own this car outright.
I have come to the determination that I do not believe the claim was handled in a proficient manner and I feel I have been dragged along. Unfortunately, my friends have informed me that they’ve had similar experiences with Geico Auto Insurance. For purposes of explaining why this claim was not handled correctly please visit Kelly Bluebook and look up a Chevy Cruze 2014 LT Basic with approx. 70k miles – go ahead and price it with standard equipment and the color is gray – mark it in good condition. You will see that my car is worth approximately $4.7k - $5.8k.
My first estimate was handed to me at $3,858.67 Gross which was far from accurate, the 2nd supplement Geico approved was then increased by $1,241.61, and then the 3rd Supplement Geico approved was for $59.18. When I got the car back, the car was squeaking, bumping, the front bumper was not flush with the hood, one headlight had a gap between itself and the hood, and I had already waited 31 days for these results. I had to turn it right back after work, waste my lunch break, and now I’m waiting again.
I am on my fourth supplement now exceeding the value of $5,159.66 and my rental car is costing Geico $38.50 per day – and so far that’s 31 Days (plus taxes and fees). So, right now Geico is at $6,353.16 to my knowledge as a claim total and that is not even counting the few medical bills for me and the excess rental fees that they’d receive with me being 23 years old. That is over the price of my car… and the internal components that suffered from the collision have yet to be fixed. Why couldn’t we just total the car as I suggested and ultimately knew should’ve been done? Geico has paid more than the worth of my car, will continue to do so until it is fixed (trust in that), and instead of a quick resolution – which would be me putting a down payment towards my new replacement, I receive instead over a month now of being dragged along and I got to drive my half-** repaired car for 30 minutes.
After this auto claim is resolved, I believe I am going to switch my car insurance policy back to Amica - I got into a car wreck once a few years ago when I had them as my insurer. Their claims process was quick, painless, and easy – literally the exact opposite of what I am experiencing now. While it is true that Geico can save you 15% on Auto Insurance – you will almost immediately pay for this in time and headaches the second you call their office to notify of an incident. Trust me… Don’t go with Geico…
Reviewed May 3, 2019
Signed up with Geico and 3 weeks later a dump truck spilled rocks all over the highway. My windshield and lower bumper grill ended up getting cracked. Of course I filed a claim being as though that's what having insurance is for. Adjuster looked at the car and sent the info in to Geico. Fast forward almost 3 weeks and multiple voicemails to the person "investigating" the claim. Still nothing. I ended up having to pay out of pocket for the windshield. So very unprofessional that they don't have the courtesy to call back with at least an update on my claim!! Stay away from this company. They're a little cheaper for a reason!! Needless to say I jumped off of that sinking ship and went with a different carrier!!
Reviewed May 2, 2019
I have a 10 year old car, I drive 7,000 miles a year, and I'm retired. I've been with Geico for 10 years and the rates started low but steadily increased. Yes, I had 2 speeding tickets and despite the fact that they have rolled off my record (over 5 years), Im still paying a premium as if they were still there and my rates continue to climb because of my age. Im 59. I went to 2 other companies who said no tickets on my record anymore.
I guess they have to pay for marketing and those commercials. It should be a legal requirement that they adjust your rates when tickets or accidents are over 5 years old. At the very least, check your own record or get a quote from another company. This is how I found out the tickets were no longer a factor. Thanks Geico for bilking me like this. AND, the insurance agent at Geico told me my rates were increasing because of my age. Another company who gave me a quote said my age had no bearing on my rate right now. So glad to have dumped Geico. FYI, try Progressive. I actually got better coverage for half the rate.
Reviewed May 2, 2019
Absolutely terrible! My car was stolen and when it was recovered, it had damaged. Geico sent an adjuster out that came to assess the car. Before he left I asked him if it was okay to drive the car because l needed to get to work. He informed me that I can drive the car, so I did. While driving the car I felt that it wasn’t driving the way it usually does so when I got home from work, I just parked it. The next day I needed to go to the hospital to get a pain in my stomach examined, due to the fact that I’m 7 months pregnant. I got my three year old and headed around the corner to pick up my fiancé so he can drive me to the hospital. On the way to the hospital the lower control on the vehicle snaps and causes us to lose control of the car and crash into a light pole. Called Geico and explained what happened.
Everything was okay until I started to vocalize that I feel the accident would have been avoided if I wasn’t told the car was drivable. Before I was told the car was drivable, it was parked. Now after all of this is said and done Geico wants me to come up with two deductibles and I do not think it’s right. The second incident would have never occurred if the first adjuster did not tell me I could drive the car. I have been calling Geico for about a week and a half about the situation and still haven’t gotten a response. When I call anyone I speak to tells me they need to speak to their supervisor and give me a call back. I took it upon myself to call the supervisor and he never was made aware of the situation. Now after speaking to the supervisor, I am still waiting for a response.
Reviewed April 30, 2019
Full disclosure: I was a claimant in an accident. I was hit from behind but I lost my claim. That was my fault and I'm okay with the decision. I didn't leave GEICO because I disagreed with the decision. I understand why they went the way they did and, yes it sucks, but I'm fine with it. Nothing you can do about scum (the other party).
I'm reviewing GEICO poorly and left GEICO during my claim investigation process because of how they treated me and handled my claim. I submitted a claim the day of the accident. The intake person was so very nice and warm and professional. The next day, however, I found it odd that I hadn't gotten a callback. At the end of the day, I called in for a status and was told the decision had been made and I was at fault. I was upset that I hadn't received a call. The file owner informed me the decision had been made first thing that morning. I disputed the decision and was then given a chance to record an interview and my case was escalated. Again I waited and didn't receive a call the next day.
I believe I waited a couple of days this time, to respect my file owner's time and show confidence that she would call me back when a decision had been made. When I did finally call again for a status, she informed me that the decision had been made immediately the day after the recorded interview was taken and that I was still at fault. I asked a lot of pertinent questions that she refused to answer and I felt like I was fighting for myself. I obtained the name of the other party's file owner (also with GEICO) and called her up as well and had the same conversation that I had just had with my file owner.
I argued with both file owners and felt like I was the only one fighting for myself. I felt like the other party had two file owners. I asked to speak to a manager and was denied. My husband (a file owner for another insurance carrier) also called in and received the same treatment. It was about this point that we submitted a complaint with the department of insurance for how we were being treated. I called in later in the evening and asked about the complaint process internally. The person I spoke to was VERY kind and apologized and gave me a name and a phone number for the manager over my file owner.
My husband and I both attempted to call her over the next few days and left several voicemails. No calls were answered or returned. I called again in the evening and got someone to write an email requesting that I be called back as soon as possible. I got a call back the next morning from an incredibly rude man who I again argued the liability decision with. After (by my estimates) about 20 minutes of arguing, he finally put me on hold and came back to tell me the decision was word versus word. What it should have been all along. From here, the decision flipped four more times before it finally ultimately landed on me at fault.
The rude man was our point of contact from that phone call forward and he was very good at calling us when something changed, but he treated us so terribly. He talked over us, wouldn't listen, and was overall very rude. He flat out denied either of us talking to his manager. It took me getting very obnoxious and demanding like this: "let me talk to someone else let me talk to someone else let me talk to someone else let me talk to someone else let me talk to someone else let me talk to someone else..." until he finally gave me the name and number of his manager.
HIS manager was very, very kind, listened to everything I had to say, answered all of my questions, and apologized for how I had been treated. But the damage is done. GEICO has left a terrible taste in my mouth. I now pay more for a competitor and am more than happy to do so. I don't even mind that my rates will increase in 6 months. Just as long as I never have to deal with GEICO again.
Reviewed April 29, 2019
I was a Claimant in an accident. I do not have Geico insurance but filed a claim against Geico because of an accident. I was rear-ended causing over $12,000 worth of damage to my vehicle. My car was supposed to be repaired on April 19th. The deadline on my car was not met due to backordered parts and multiple delays from improperly written adjustments from multiple claim representatives from Geico. I have called Geico every day for a week, left messages and they will not return phone calls. Geico will no longer pay for a car rental and they are making me pay for my car rental. Their excuse is the autobody shop should pay for my car rental because they didn't get the car done in time. Geico was not understanding of the situation. How can a car be fixed if there are Backordered parts?
Updated review: April 13, 2020
I found out that the company issued a refund to a bank account and it was lost in the electronic transfer of funds. The bank provided me with the credit because they did find where Geico attempted to refund the money. I did get the refund. The issue is resolved.
Original Review: April 29, 2019
I have been a 30 yr customer of Geico. I recently reduced coverage because my son got his own car and his own insurance. I was to receive a refund. I did not receive the refund. When I contact them, they said they issued it to a credit card, even though I paid through Bill Pay. I told them I don't have a card with that number. They told me to check with the bank. I did. They said they cannot refund me the money because they already did and that I should check my credit card statements and my bank statements. I did. Nothing there. They sent their apologies. I still have not received the refund.
Reviewed April 27, 2019
So yesterday my car breaks down. I use the Geico app to get a tow. I input my destination address and where the car was located. I had a friend pick me up and left my car. I get a call from a local Cadillac dealership to tell me my car had been delivered but they weren’t expecting it. And that they weren’t expecting it. I tell the man that my car was not supposed to be delivered there but to a local mechanic. He said, "Well you can sort that out with the tow truck company because we are about to close and we reopen at 8:30 tomorrow morning." I’m immediately panicked because I have work the next day and needed my car worked on the same day. I call the tow truck company and reach the dispatcher. She puts me on hold for 25 minutes. I hang up and call back to which she’s like, "Ma’am I'm trying to reach the driver and he’s not answering the calls."
I call Geico. Explain everything and they try to reach tow agency. She says the lady said the mix up occurred because he admitted to not reading the notes to where the car was to be delivered!! I tell the Geico rep that I needed my car. Like today!! She puts me over to customer service. I explain everything to a new guy. He’s saying how messed up this is. They will put a complaint on the company and so on so forth. He says well what would I like in compensation. I’m like, "Well now I’m going to miss work because of the error on the tow truck company that you all set me up with."
He passes me over to another supervisor. She gets on the phone and is like, "Well we can set you up another tow for free." I’m like, "For free?! I spend 350$ a month on insurance. I PAY for roadside assistance. It’s not free. And I have been a loyal customer for at least 10 years if not more." She says, "Well that’s the best we can do. We will have someone there to pick the car up and deliver it to the location you originally requested." So what can I do but wait.
I call this morning about 11:30 because no one has called. I get a whole new rep who says, "I see where you were approved for a tow but you were suppose to call in and request it." I’m like, "What?!? This has to be a joke." I obviously get really upset. I ask for a supervisor. This lady sets me up with another tow truck company. Tow truck company gets to location. Calls me to say that he couldn’t find my car. I call Geico. They say the other tow truck complaint said that’s where they delivered it.
I call new tow truck company back. He couldn’t find it for almost thirty minutes. Then when he could he couldn’t find the keys. No one knew anything. My car finally makes it to the place it was supposed to be delivered. The mechanic doesn’t get to it today. I more than likely will be missing work again Monday on account of this while my car gets fixed. All Geico could say is “I understand your frustration”. I will be cancelling my policy. No one in customer service was giving great service. I had to explain my situation to everyone and somehow got left with the feeling that no one truly cared. Shame.
Reviewed April 23, 2019
Following a hailstorm window cracked and paint chipped off. Claim denied! They said would have left dents in car too. Well the hail didn’t leave dents so they determined it wasn’t hail. Car was fine before the 5 minutes of hail and damaged following the hail. Ridiculous and dishonest!
Reviewed April 22, 2019
Was dissatisfied to learn that a compromise to my personal account, which would require all new "auto" payments to many of my bills be made would result in a first time cancellation of service with Geico. With an email notification coming to me to "allow me one more day to pay" would be the only notification received. In order to reinstate the policy they require the full six (6) months up front (over $600) and only after the 6 months would they allow you to go back to a monthly payment plan. This is to ensure you will not fault on payment again. Understandable, however for an average working American in CA, I sure as heck don't have that kind of "extra" money just laying around to do so.
It is a shame to hear that no other options would be available or way around the full payment due, and for that reason alone, I will be taking my business elsewhere. I caution anyone who happens to ever be in a similar situation - you may want to seek out another provider. Even if the cost is more I'd look at the overall service and willingness to work with customers, after all we are all human and one sour egg doesn't mean we all are.
Reviewed April 22, 2019
Called the worldwide customer service number so I could get a quote on auto insurance and witness horrible customer service. I was attacked and called selfish from the agent because of a situation he knew nothing about he assumed too damn much insecure ** agent **! Sit yo punk ** down and stop assuming! Weak money hungry company only concerned with closing the "deal." He tried everything; called me selfish, insinuated that I did not know what I was doing, said I was holding back. Very condescending! Geico is a joke! Ha! I compared rates and State Farm, State Farm is on top and the agents are superb! If I had the agent's name from Geico I would expose him right now. Joke-of-an-agent! Geico, stop being so thirsty and money-driven! It is very apparent! Don't get Geico! Beware! ** joke!

Reviewed April 21, 2019
Wife been customer 20 yrs, me 8-10. 4 vehicles, 3 personal 1 commercial. Always been happy, rates competitive, sometimes best sometimes not, no problem. Receive mail almost weekly, for one reason or another, email likewise. Usually advertisement or thank-you for payment. They need to ONLY send mail when it's important not 3/4 unimportant crap.
Debit card went through fraud, I failed to notify GEICO, my mistake. Pay many, many pints with auto debit or more often auto checking act. I missed their mail that 3/22 pint failed. Opened mail from them from 4/15 stating ins was lapsed. Called immediately to pay which they gladly accepted, of course. Said I wanted to re-instate, this was Fri eve. Was informed she couldn't do that, I would have to call to re-instate on Mon, they would take 2-5 days to make decision! So after 8 yrs with no late pants I have to go without insurance, which puts me out of business 5-7 days!
Funny thing, when I started with them, they didn't know me from Adam, I called and had insurance within an hour! But after 8 yrs I must wait 3-7 days!! If it's to check credit that can be done in 5 mins. My score by the way is 730, hardly a dead beat. I have no doubt they will use this as an excuse to greatly increase my premium. Last year alone we paid approx $6000. in auto insurance to GEICO. Score: GEICO 1, me 0! But the game isn't over!!!

Reviewed April 20, 2019
Recently my 2016 Honda Civic Lx caught fire in my driveway. Thankfully no one was injured. The cause of the fire was unknown. I contacted GEICO about the claim and they leaped into service. It was amazing, they were so very understanding and helpful through the entire experience. The car was appraised within a few days of the fire. It was determined a total loss. I was expecting GEICO to low ball me on the value of the Civic, as it turned out, the claim pay off was not only fair, but better than expected. While I hope to never need the services of GEICO again, they have me as a customer for life, or as long as they will have me! Long Live the Lizard!
Reviewed April 20, 2019
I was involved in an accident 4/9. Geico provided me with amazing service. I wasn't at fault and the other insurance company kept jerking me around. On 04/14, I contacted Geico. They were amazing! Got me a rental car and fixed my vehicle by 04/19. The other insurance company still hasn't contacted me. Geico has earned a loyal customer!
Reviewed April 19, 2019
Customer service is not customer friendly. Call is transferred instead of being answered. And then the person says he is in another department and is not knowledgeable with your problem. Must look for another company.
Reviewed April 18, 2019
GEICO won't cover the most expensive parts of my repair because they say they were "man made" which they were not! They are cheap and perpetuating insurance fraud. DO NOT USE THIS INSURANCE AGENCY!
Reviewed April 17, 2019
Legal robbery: Geico just doubled my policy, that’s a 100% increase! One accident, what about still paying you when I don’t make a claim? That’s why we have insurance so that when there is an accident insurance companies are there. I see no reasonable explanation for this massive increase as your agent lied when he said I’m a greater risk of having another accident. That’s BS - statistically there’s actually a lower chance of having an accident again. Just like when a plane crashes and kills all on board, statistically it’s the safest time to fly so I just don’t buy it. Will start looking for another fairer insurance company but maybe hard to find in this country.
Reviewed April 15, 2019
I have had a speeding ticket on my 2015 car for two year. Geico moved the ticket to my husbands 2017 car, where he has had none so they could raise our insurance? When I question it they said it is legal and they are giving me the best compatible price. We have been with them for over 10 yrs, and they do not care about the person.
Reviewed April 15, 2019
Geico mixed up my VIN number with an identical car's, which after about a year of service ended up getting the car impounded this morning. I spoke to two representatives, who could verify that they had indeed made a mistake and they got that fixed. However, they did not want to pay the more than $350 in towing and parking ticket fees that I had to pay to get my card back. Finding a new insurance company that actually cares about customer retention ASAP.
Reviewed April 12, 2019
My experience with Geico has been nothing but a fiasco. Claim filed 01/06/19, it is now 04/12/19 with no claim settlement in sight. I filed a complaint with my state insurance commissioner which led nowhere except to have a charming conversation with a claims adjuster manager "Dale" that reiterated his corporation's stance and began strongarm tactics to get me to close my claim out or risk having it cancelled due to "lack of interest".
The vehicle was undervalued and the parts and labor for the few months prior were compensated at less than 10% of the original cost. $3000 of repairs were compensated at a pittance with less than 5k miles and 3 months between the accident and the work being completed for a replacement timing chain, clutch, water pump, and oil pump. These are not cosmetic or minor function parts... These are critical wear items whose replacement allowed my vehicle to be roadworthy for the foreseeable future. Doesn't matter to Geico! They have an "algorithm", dontcha know?!
I never expected to receive 100% of my parts and labor, but I did expect to receive just compensation for a critical transportation loss. We aren't even close! Between the undervaluing of my vehicle and the outright theft of virtually brand new parts, a fair estimate is that I'm in the hole about $2,000. Buyer beware! Their insurance seems great until you get to the nitty gritty of trying to extract your hard earned dollars from your lost transportation investment. Go somewhere... ANYWHERE... else for insurance! You will not regret that decision!
Reviewed April 11, 2019
I missed my payment which is my fault. Geico canceled the policy and re-issued the identical policy and charged me $381 more. I have no speeding or moving violations since 1998. When I inquired why that is, I was informed that all customers pay into a pool of money that claims get paid out of. Arizona along with a few other states have a higher frequency of accidents and severity. My policy was canceled 5 days ago and the new one issued today. I needed to drive my vehicle so I purchased the policy but will be shopping around. Very disappointment commercial customer, Business beware!
Reviewed April 11, 2019
Please if you ever get into an accident with a Geico driver do yourself a favor and expect phone calls and emails to go unanswered, when you do reach somebody they will always transfer you to a voicemail of somebody on vacation, you will be given to people who have no idea what they are doing and in most cases not the person who can help in the first place. It is the WORST possible company to deal with and you should run not walk to your lawyer's office if you need to get something done with Geico.
Reviewed April 11, 2019
For May 2019 our family bill for auto insurance jumped a 38% increase. None of us had tickets or claims; we had the same cars, same addresses. Geico's explanation was that they were using a different method to calculate rates and the cost of doing business due to cars come with technologies. They treat us like we are stupid. My wife almost pay the bill with automatic payment like many of customers may overlook the bill, especially seniors. They will lose lot of customers and get class action lawsuits.
Reviewed April 11, 2019
I got my first car and got insurance through Geico and was told that I could have it somewhat like Pre-pay because personally I don't like using or having anything I do not own first. A month later I cancel my auto-pay that I did not enroll in and also because I was not using the car anymore. I then got billed for the next month even though I was told I would not be billed unless I pay first. I then had to call in and request a cancellation but still owed 127$ for insurance I wasn't using nor did I even know I was still covered.
Now they are attacking my credit score until I pay for something I didn't even use nor know I had. The only way to remove it is to pay the money or have proof I sold the car. I stopped driving it because it fell apart "500$" car by the way. They are not clear on what they claim and you will be told different things by different representatives. I will not be ever using them again. I feel scammed and cheat to some extent. They also changed my billing right around the time I tried to cancel it from 147$ a month to 288$ without my permission. I will say Geico is more snakes than geckos.
Reviewed April 11, 2019
I received my car renewal with a 40% increase. I called and asked why and they said I am an at risk driver. My wife was rear ended twice, which was not her fault. I was hit by a driver that ran a red light that was not my fault. Geico still gives me a 5 year good driver discount but jacked my rates 40%.
Reviewed April 9, 2019
A driver with Geico insurance hit my car, they were found 100% at fault in the accident. Geico did not provide me with correct information initially and could not schedule the rental car at the time of my drop off but instead puts the onus on me to call them back. Based on the two phone calls I have had so far, I wouldn't use Geico for my insurance agency based on their lack of clarity with communication.
Reviewed April 9, 2019
After looking around I managed to find somewhere that would give me the same coverage for $70 less per month. When I called Geico to cancel my policy after signing up with the other company, the representative on the phone was condescending and acted like I was an idiot, said something about how "insurance is very competitive" and there was no way I had the same coverage (I actually had slightly better coverage). They were very nice over the phone when I got into an accident but every insurance company is that way on their claim line.
Reviewed April 8, 2019
For May 2019 our family bill for auto insurance jumped from $1320 to $1957, a 48% increase. None of us had tickets or claims; we had the same cars, same addresses. Geico's explanation was that they were using a different method to calculate rates. We will be looking elsewhere.
Reviewed April 8, 2019
They will find any way they can to ensure their "estimate" of the repairs on your car fall below your deductible so they are not liable for any damages that occur to your vehicle. They do NOT publish their rates or preferred providers for this reason. As it is I pay 150 dollars a month for insurance and now I'm saddled with a 2000 dollar repair bill that my collision insurance decided was a 500$ estimated repair, well below my 1000$ deductible. Keep in mind, even if I went to a second hand shop with a cheaper labor rate, they still wouldn't cover anything because THEIR estimate based upon THEIR unpublished labor and part estimates didn't add up to my deductible. The reality of the situation doesn't matter. Will not do business with them again.
Reviewed April 4, 2019
Good Morning, Me and my family have been Geico for well over 15+ years. My mother and father name is Ethel & Isaac ** in Cheriton, VA. When I financed my vehicle I was fully covered and anytime there's a lien on the vehicle I made sure I was fully covered. I left you guys in 2017 and went to Allstate, and was solicited back to Geico because I miss your service. The same car from 2017 my Nissan Altima was re-insured by you guys.
I made it very clear I wanted full coverage like I've always had on my car. I called in 12/2018 to add a car I owned free and clear and specifically stated I wanted liability on the Crown Victoria and only full coverage on Nissan Altima. The rep assured me my policies is what I asked for, I called in 3-4 weeks ago and lowered my deductibles to $100 because a friend of mine was in a accident and their deductibles were too high.
Even then the rep confirmed I was fully covered. 3/30 I get into an accident, the rep advised I am fully comprehensive covered not including collision. I never was offered or knew collision was a separate insurance entity. I am very disappointed that no rep corrected me to assure my plan was what I wanted. My parents were shocked because they have comprehensive bumper to bumper (what I thought I had, this whole time). Now I'm stuck, my car impounded, I am carless and my bday was on Tuesday. I was hoping someone with empathy and understanding would help me, but I've had to chase down management because they wouldn't call me back.
Reviewed April 3, 2019
It took 7 phone calls to get a REASON. They said I had 3 claims in 5 years and it put me in a bad risk category. I had two cars hit my rear end I never used them as I contacted the other insurance company who fixed my car. One claim was a no cost to them as my undercarriage was damaged in a parking lot from a REBAR STICKING OUT of the ground. I repaired the damage myself. So no cost to them. So how do they justify a 100 increase here? So I went to another insurance company that gave me a better price before their fictitious increase. And yet they send me a letter every month asking me to reapply. What nerve these people have.
Reviewed April 3, 2019
I have had a Geico auto policy for several years, however, about last January (2019) I received a notice that I was going to be charged for my daughter being added to my policy. She is 17 and although has a license she does not drive our vehicles. I called Geico and explained this and was told that she would still be added. During this conversation the person on the phone gave the indication that this was a Florida state law. I told the representative I did not authorize her to be added to my policy nor did I authorize any additional charges.
I then began to look into the matter and found out that this is not a state law, therefore, I called Geico back to find out why I would have received this sort of indication when it isn't correct. I was told that my daughter was being added to the policy as a courtesy in case there was a reason she would need to drive the car. I explained the in my home we have a policy, "If you want to drive, get a job and earn the money to pay for insurance. If there is an emergency, call 911." I told the representative that I did not authorize her to be added to my policy nor did I authorize any additional charges.
I began shopping for a different insurance provider and after securing coverage I cancelled my Geico policy. I was told that there would be a charge for my daughter being added. I explained that I did not authorize that. I made this clear both in phone calls as well as by email. I further explained that at any point Geico could have chosen to cancel my policy since I would not purchase what they wanted me to, however, they did not cancel it, therefore, I assume that they are ok with my stipulation. I was told that, in essence they just ignored what I said and proceeded with adding charges to my policy. After some further questioning the Geico representative admitted that they would not want this done to them and that this was an unpopular policy that was being reviewed.
Here's my point, I am the customer. You may charge me for what I agree to purchase. If that is not acceptable then simply say that and we will part company and not do business, no harm, no foul. Here's the problem, I am now getting collection letters from Geico for a bill of about $75. I am wasting so much time dealing with this but am doing so on principle, including writing this review. My hope is to help a potential customer with information that won't be readily available from Geico. It's very sad that companies choose to operate in such a deceitful way.
Reviewed April 3, 2019
Checking my emails this morning I was outraged that GEICO took it upon themselves, and without informing me, that they were raising my auto insurance rate by 30%! There was NO justification for this action, ie, no accidents on my part. I called GEICO and spoke to a specialist, Jennifer, who informed me that the increase was for their cost for doing business. UNACCEPTABLE!!! I am currently looking for a new insurance company.
Reviewed March 29, 2019
Called me repeatedly even after I blocked their phone number, I unsubscribed to their spammy email too but yet they continue to email and call me. I wish I never got a quote from them. They just won't stop harassing me even after I told them to stop calling me. I have half a mind to file a lawsuit.
Reviewed March 29, 2019
Had a front-end collision at 45 mph in a unibody car (made to crumple/absorb impact and not hurt vehicle occupants). Turned in the claim- adjuster and body shop looked at car, came up with estimate and started work. Then a few days later, required another supplement for additional damage (grille and small body components not included with the other components ordered). Then another supplement for more damage that was missed (bent tie rod- how do you miss that?!?) and repair was delayed waiting for more parts.
After 3 1/2 weeks of waiting, got the car back and it looked great. But I noticed shake/vibration throughout car that was especially noticeable at higher speeds. I immediately looked under the car and noticed the K member for steering gear and motor mounts was damaged and splashguard was missing (more missed damage!). Took the car back and addressed complaints with vibration and K member, which the body shop HAD to have touched to reassemble front brace between radiator support and K member.
Geico had to come out and approve another supplement while fighting me on it the whole time. I paid out of pocket for the other front tire to be balanced (just in case) because Geico would not pay for it despite front end collision/car going off road into median and barrier. After another 1 1/2 weeks of repair/insurance games, got the car back. Still had a vibration and steering had a new issue: there was slack, indicating something wrong with steering column and/or steering gear. Immediately took the car to a suspension shop after test drive because body shop was not proving to be competent and found the bolt that holds steering column shaft to the steering gear was missing! This means in a short amount of time, the steering would disconnect and I would have 0 control of the car.
Suspension shop also found the carrier bearing was damaged on the drive shaft. I called Geico and had them come look at the damage although I already ordered a new driveshaft and had it shipped to the suspension shop for replacement- Geico did not reimburse me for this as "it is normal wear item". I had 130k racing miles on another EXACT car and NEVER had a carrier bearing issue on it yet "it is normal wear" excuse... Went back to body shop and complained about missing bolt and they found it! They immediately delivered it to the suspension shop. Got my car back two days later with new driveshaft- still shaking and vibrating. Took my car back to the body shop and complained again; took lead technician on test drive and they agreed. They told me could be a rim or rear shock.
I also ran a Carfax and found that when Geico did the initial adjustment, they noted structural damage and this was added to my car history. I specifically previously asked if there was frame damage and both Geico and the body shop told me "No". I brought this up and Geico said "well, there was minimal damage to the lower frame rail" (bull crap- I saw the damage with my own eyes when the car was wrecked) and that "structural damage could be something as simple as a fender". I INSISTED on having a frame inspection at this point.
After a few more days of jerking around and escalating to multiple upper levels of adjusters at Geico, they agreed to pay to put the car on a frame rack to check frame, but I had the body shop check out the rims first, which they say one of the rears had a bend in it and could not be balanced; they also said tires had cupping. Funny thing is that they were brand new tires that I put on the car as soon as I got it back from the body shop the first time BECAUSE of the vibration- this is not my first rodeo. And when I had that done, that tire shop did not note any issues with the rim. Body shop was OUTRIGHT LYING TO ME! Gave the body shop another set of wheels which they said "fixed the issue" when they drove the car, but I insisted they put the car on frame rack and inspect it anyway.
After three days- a frame inspection only takes a few hours, by the way- the body shop had the frame inspected and was ready for me to pick up. I verified no cupping on tires and no bends in any of original rims despite notes from the body shop and drove the car (with the alternate set of rims) and vibration was gone! Had the original rims immediately checked by another shop (I stood and watched as they spun the wheel and checked balance) and NO ISSUES found. I put the original rims back on the car and STILL NO VIBRATION.
Here is what happened: Geico did the math and realized that they would have to total my car for the amount it would cost to get it back to acceptable working condition ($17,000) again, which would include additional framework and inspection. So once they got close to the 75% cost mark ($12,000 or so), they stopped paying for things and started shifting costs over to me and the body shop (screwing us both).
I paid $1200 out of pocket in troubleshooting + $500 deductible. Furthermore, body shop took on the work and rushed the job/did not push the issue with insurance to do the job correctly (which complicated things because they didn't want to have to admit any fault at that point), which Geico took advantage of because they don't want to pay any more than they have to. 100% confident that during that three day frame inspection, the body shop found the frame was still not in spec and fixed it on their own time and money while creating false narrative of "rim damage" that Geico would not pay for because they knew there was nothing wrong with the rim. After they got the frame right, they inspected again, generated the inspection paperwork, and proved car was acceptable. This took TWO MONTHS to fix to satisfactory condition.
STAY AWAY FROM GEICO and be VERY careful about who you pick to do your body work! Otherwise, you better be technically inclined, have common sense, have good automotive knowledge, have a lot of extra time to micromanage where Geico refuses, and have a lawyer on hand should the body shop refuse to make things right in light of Geico not wanting to pay them to do things the right way. This was a complete nightmare and could have gotten worse if the body shop had not made things right despite Geico screwing everyone.
Reviewed March 27, 2019
All four tires on my vehicle have been stolen from my car. I reported it to Geico and put in my claim. After explaining that my tires are 18 inch and I don't know if I want those or original tires, they took the word of the dealership and fixed my car with wrong tires. When I told them they basically told me there is nothing they can do. So in the end I lost over $1000 because them and Honda went ahead and fixed my car without my knowledge. GEICO IS NOT FOR YOU. I been with them for over 20 years and they treated my case like a piece of dog **.
Reviewed March 25, 2019
Sitting in traffic jam, car in front says I hit them. I was surprised got out and looked. No damage to my car or theirs. They point to a few scratches. Not impact damage. I admitted I wasn't sitting there staring at their car, IF my foot eased off the brake and I had made contact it wasn't enough to make me aware of it or do any damage. We take photos, GEICO calls me, I tell them same. Year later I find out they got GEICO for ? $4.500.00 front and rear damage. I was given a AT FAULT accident on my record.
After I found out I call GEICO, they say, "Per our records you said your foot came off the brake." Which is did say during a conversation. They never sent an adjuster out to see this car that claimed to be in a 3 car accident. The car in front of them they say they hit never reported and my car had zero damage so? I figure they got lazy. I'm a commercial driver so it's cost me job opportunities. It would be my first at fault accident. To make matters worse I was rear ended twice at stop lights. I had uninsured driver coverage. Those claims have resulted in a $753 a month premium.
Reviewed March 24, 2019
My 2005 Honda Accord was stolen from my home, when I realized that my car was stolen I immediately contacted the police. The police came and then did a follow-up at my job to see how I was doing and to get my information. I then contacted GEICO to notify them of the theft, I was assigned a adjuster who seemed very nice and gave the impression that she was here to help.
After giving a recorded statement and faxing overall required information I was told that if anything changes to contact her back (reassuring me that she was here to help). Not even 2 weeks before this happen I had just spent almost $600 fixing the car, the car had a malfunction where the key would sometimes get stuck in the ignition as I explained to the company. My car was recovered the same day but was later deemed a total loss. Now GEICO is refusing to pay for a rental car or close out for the total loss. I have contacted the company on several occasions and asked if I should seek legal representation about the hard time that I am receiving with getting help even for a rental car. My car was stolen and I am being treated as if I am the criminal. I have been with the company for over 5 years and this is the worst that anyone can be treated with no resolution.
Reviewed March 22, 2019
I have been with Geico now for more than five years. My car got in an accident in December 2018. The claim was paid by Progressive insurance since it was the party driving the car was determined to be at fault by CHP. A week after had a problem with the amplifier of the car and all lights went out inside the car. Geico inspected the car while at BMW repair shop and it was found that water damaged the amplifier. Geico claims rep denied the claim and I ended paying $3700 from my pocket. I have made multiple trips for inspection by Geico tech at body shops and so far have received a single penny. My only suggestion to you it takes a lot of time and effort so please don't go with Geico as they are very good at collecting money and paying themselves a big salary while stealing from middle class individuals.
Reviewed March 22, 2019
After a car accident that my wife had, we contacted Geico to take care of repairs for car. Initially experience seemed ok. Insurance adjuster named Regina ** (**) came out to my house where my wife’s car was located. Regina seemed nice. Took pictures. Asked a few questions. Gave impression she was here to help. Very pleasant given circumstances of broken car. So we shook hands, she left and few days later car was picked up and taken to mechanic. That’s when it started to become apparent that this was going to be a major headache.
Adjuster gave quote of damage around 1,200 dollars. Later on turned out to be like 4K. My wife’s car has been sitting at mechanic for more than a month. Repairs would take less than a week of course. Several things have happened over the course of close to a 5 week period. Not only is it completely hard to get ahold of the adjuster, but she tried to continue to pull some garbage by trying to order car parts from a junk yard lol. Despite mechanic and me telling her it’s unacceptable. That’s if I can even get ahold of her.
She’s an adjuster in Nevada. But was sent to where I live in Washington state. Which has its own issues. Assuming she went back to Nevada same day I initially saw her. I believe there has been some clear tactics used to delay return of car. Actual car repairs are less than a week. Axle, alignment issue. But now sits about 5 weeks. Still no car. I absolutely don’t blame mechanic shop for any delay. Insurance adjuster has to approve and repair to car, since she doesn’t even call people back it makes fixing car almost impossible. Regina **, working for Geico seems nice but really tried to screw us. I hope people read this and steer away from this adjuster.
Reviewed March 21, 2019
I have had Geico for over 17 years. (full coverage with rental coverage) As of March 3.2019 my car was in a accident and disabled. Geico was good about covering a tow truck and arranging for a rental the next day. BUT, this is where things go downhill. Geico assures me that I can take my car to any repair shop. So I leave my car at the shop that towed my car. Well, the adjuster came out on the 5th and does a cosmetic estimate, because he would not get down on the ground to look underneath the car "hit a curb and tore the axle out from under" so the estimate is for 1600 and two day repair, (not looking at the damage under the car).
Anyways, the small repair shop could not get the repairs done in time Geico said they should. The 15th of March (11 days) Geico cancels my rental car. So I call and tell them to tow my car to a Geico preferred shop that has the adjuster in house. They cannot get my car on the lift to see the damage of the axle. so they used a car jack to pick up the front end.find some damage but can not see the back end damage. there for they are repairing the front so they can get it up on lift to see the back, (STILL WILL NOT GIVE ME A RENTAL) WILL NOT RETURN CALLS AND IT IS THE 21ST OF MARCH and I have made several calls, all unanswered until my husband calls on his phone and does *67 so they don't know who is calling.
They said they have spent too much money already... My policy states, rental coverage at up to $50 a day up to 31 days or $1500. My calculations says I still have 20 more days and or $950. WHY AM I PAYING FOR RENTAL CAR ON MY POLICY??? THIS IS THE WORST SERVICE I HAVE EVER HAD WITH ANY INSURANCE COMPANY in my life.
Reviewed March 21, 2019
I switched to GEICO 12 years ago. Auto insurance rates are still the best for my zip code even they increase it about 10% a year. I love GEICO US-based customer service. Also, it is easy to use their website. This love ends when you need GEICO to pay and restore your car. They take care of windshield and glass, but repairs higher in cost. They will pay only a fraction of what it takes to repair. I had a minor crack in bumper cover and submitted a claim with two independent body shop estimates attached.
GEICO claim department sent me to an insurance approved body shop one more time to take pictures of damages. Then, GEICO adjuster on another side of the State came up with his own estimate that is half of submitted in the claim. They quickly sent a check for few hundreds dollars. Done. All my calls to customer care, provided additional information, all resulted in nothing. It's like you hit a wall. Only after I submitted a complaint to State Insurance Department I've got additional hundred dollars check. What a joke!
I'm not happy with claims process at all. GEICO does not take full care of your problem and pay very little to you, so it is not enough to fix the problem on your own. It was stupid of me paying GEICO for full coverage that long. My friend also had a recent bad experience with GEICO paid only fraction of totaled wife's car. It's probably a pattern - GEICO does not pay nor taking care of problems.
Reviewed March 20, 2019
I've tried reporting claims with my Geico insurances, and the online claims was completely useless. I called two weeks after I reported the claim to find out they hadn't even tried to get the police report, which would take another two weeks. It's a nice price insurance but I wouldn't suggested for people that might actually have an accident and would need to use their insurance.
Reviewed March 19, 2019
I have had so much problems with Geico and my claim. I was in an accident and it was faulted as 50/50. I feel that they did not do a thorough investigation to merit this decision. I disagree with this and the police officers that came out to the scene also agree with me that I was not at fault! I have called Geico every day and I get different responses each time. The first time, someone told me that I would get coverage. Then the next day they said that there would be no coverage. They have also been very suspicious about the other vehicle’s insurance. Apparently it has been under investigation and they keep telling me that they don’t know if he has insurance.
Reviewed March 19, 2019
We've used Geico for 21 years. From our first year of marriage through raising 4 kids who are now driving teens. We've covered many motorcycles, RV's, and cars. We are all excellent drivers with no accidents or tickets on our record. We've had our ups and downs with them, but we've stayed loyal. Now, for some reason, they've decided to suddenly raise our rate by $600(!) just six days after giving us a completely different quote. After two decades, this is the final straw. We're leaving to find a more customer-friendly company.
Reviewed March 18, 2019
On Thursday March 14, 2019 I was quoted $966.15 for my annual homeowners premium/insurance. On Friday March 15, 2019 I received an e-mail that there was a new document re; my homeowner's policy. I logged in and to my surprise the price changed to $1,027.15. I worked all weekend, and on Monday I called to find out what had happened and why the price change from what I was quoted. The reason was there was a mistake, and they quoted me as having burglar and fire alarm protection/certificate.
I of course, only have ADT burglar alarm and monitoring. I then called All State Insurance and they quoted me correctly with higher coverage, and less annual price of $1,009. I next called Geico to cancel the policy, and they are of course pro-rating, which is totally fine...makes sense...BUT...ARE DEDUCTING $50.00 FROM MY REFUND. WHY? I DON'T KNOW, BUT NOT FAIR. I have been with Geico for auto insurance for 20+ years, and am sooo disappointed.
I pleaded with supervisor Michael ** to not deduct $50.00 due to this being a miscommunication/mistake on Geico's part in my original quote. Michael ** would not budge. He was no help at all, and even rude. I have cancelled my policy, and am going to cancel my auto policy (six cars) when policy terms in June. I feel corporate should know these things, as I am a loyal customer that is disappointed and moving my business elsewhere over the principal fact of $50.00, which by-the-way isn't be deducted from refunds with other ins. companies. Sad... Cathe ** Policy cancelled--- **
Reviewed March 18, 2019
Updated on 03/20/2019: I have been shopping for new insurance due to the costly rates with Geico. Today I was informed that I had a collision claim from 2/2/2018. I called as I was not in an accident and was told that the claims adjuster filed a collision claim because I hit a pothole and needed a tire change from roadside assistance. When I initially spoke with Geico, 10:30pm they would not send someone out because the representative was uneducated in what roadside assistance was, I paid the $75.00 fee. Called the next day for reimbursement because I paid for roadside assistance and was informed that they should have sent someone and a check would be issued for reimbursement. Due to this $75.00 check, the adjuster states they paid out. Wrong! You fixed your error!!
Now, she says that there is a difference in roadside assistance, since I hit a pothole, didn’t just have a blow out, it’s considered a collision, even though they paid for zero damage, I paid for a new tire. The claims adjuster “understands my frustrations” but there is nothing she can do to change her error. She has my recorded statement as to what happened and it clearly states I don’t want to file a claim, but to be reimbursed for paying out of pocket for my tire change because I pay for this monthly... End result is I was quoted $198 instead of $118 because of the “false claim” and she’s sorry!! Now the Department of Motor Vehicle shows I have an accident on my record!
Yes, this is a repost! Because They followed up with a fake review addressing multiple concerns and gave themselves 5 stars! UPDATE... I have not received a call from a supervisor, if I call I sit on hold or get disconnected. They did send an email stating that they reviewed my case and it’s listed as no fault, and there were never any surcharges. BS... your claims adjuster told me there was and she was sending this to the underwriter to review with the possibility for removal!! Again GEICO, you can not legally file a claim with out my permission and sure as heck when you don’t pay anything out of pocket I used roadside assistance! It’s like filing a claim for every flat tire change because people are colliding with nails!!!
Original Review: I have been shopping for new insurance due to the costly rates with Geico. Today I was informed that I had a collision claim from 2/2/2018. I called as I was not in an accident and was told that the claims adjuster filed a collision claim because I hit a pothole and needed a tire change from roadside assistance. When I initially spoke with Geico, 10:30pm they would not send someone out because the representative was uneducated in what roadside assistance was, I paid the $75.00 fee. Called the next day for reimbursement because I paid for roadside assistance and was informed that they should have sent someone and a check would be issued for reimbursement. Due to this $75.00 check, the adjuster states they paid out. Wrong! You fixed your error!!
Now, she says that there is a difference in roadside assistance, since I hit a pothole, didn’t just have a blow out, it’s considered a collision, even though they paid for zero damage, I paid for a new tire. The claims adjuster “understands my frustrations” but there is nothing she can do to change her error. She has my recorded statement as to what happened and it clearly states I don’t want to file a claim, but to be reimbursed for paying out of pocket for my tire change because I pay for this monthly... End result is I was quoted $198 instead of $118 because of the “false claim” and she’s sorry!! Now the department of motor vehicle shows I have an accident on my record!
Reviewed March 18, 2019
I'm so glad I have a chance to tell someone about our experience with GEICO. We have had other auto insurance but none where we felt as protected. We are notified of every action GEICO takes so there are no surprises. Our payments are super simple and not outrageous. Customer Service is friendly and quick. We did need to use the Roadside Assistance once. We were about 20 miles from our home and our mechanic was just as far, but car just stopped and we were at a loss.
We called GEICO Roadside Assistance who was there under an hour, in fact, under a half hour and GEICO called while we were waiting to make sure we were okay. The truck came and the man was super professional while lifting our truck to be hauled to our mechanic 20 miles away. Our vehicle was lifted on the truck (not pulled) and hauled to our mechanic, no additional charges. It was handled professionally with no stress aside from the vehicle breaking down, no fault of GEICO, who made us nearly forget that we had to face problems with getting car repaired. We have had other insurance companies where we were charged and told about it after the fact or rates go up and we are told about it after. Not with GEICO... we know everything as it happens. So, I am glad we had a chance to tell someone that we really like the way GEICO does business. Great prices, great customer service and we are not alone when out on the road with GEICO.
Reviewed March 18, 2019
Geico is the most dishonest company I have ever dealt with (and I've lived in several countries). I don't say that lightly. I was told when I signed up several times that there was no cancellation fee is if I changed insurers. I queried this several times on recorded telephone calls and also checked their website the FAQ section. I also entered my zip code so the website could provide me with accurate information whenever I did this. Despite this, the website was clear that there are no cancellation fees. I then moved states and opted to stay with Geico. I told them of my new address as soon as I was certain that I would be staying there. I again confirmed (both on their website) and with the representative that there would be no cancellation fees of any sort.
I then found a better insurer around a week after my move (as the rates had gone up quite a bit more than I thought was reasonable based on the differences in state minimums). At this stage, I was only a week or so into my new policy and my old policy had only been paid a week or so before that (so I had already paid almost a full months' premium).
Geico told me that I would be charged over $70 as a short rate calculation (with no refund of any of the premium I had paid) and they refused to provide me with their short rate calculation manual (either before or after I was in the policy). I spoke to several different reps about this and explained what I had been told and also showed them their website as well as the policy (which they had misdrafted and which I wanted to rely upon). They all refused to do anything about it, refused to provide any complaints resolution procedure and would only ask a manager to call me back who they all said would not do anything about my issue anyway.
What I don't get is this - at no stage did Geico tell me about the short rate system (which is in effect a cancellation fee), even though I asked about this sort of thing several times. I spent a great deal of time speaking to various reps and they all steadfastly refused to do anything about it even though they all personally expressed the view that it was grossly unfair.
The end result of this is that I will never ever use Geico again - for any kind of insurance. I don't care if their rates are better. Why? Because you cannot trust what they say verbally or in writing. They are extremely dishonest. The only saving grace is that I never had to make a claim with them - because I honestly believe that they would not have paid out (that is my seriously considered personal opinion). In short, I strongly, strongly recommend that you do not use Geico. They truly do not care about customers and cannot be trusted. They effectively lost years of premiums for around $70. A company that supremely stupid cannot be too good at what they do. By the way, I would give them negative stars, but I have to give at least one to complete this review.
Reviewed March 18, 2019
Horrible communication and follow up with my claim. I filed in Nov. 2018 and was FINALLY approved to have my claim paid in March, 2019. They never once contacted me to move the claim forward. I always had to contact Geico, sometimes several times in order to get the claim paid. It took 2 weeks to finally get a response on my claim once I contacted through their online 'file a claim' system. I was told I needed to go to a body shop to get an estimate of repair because they didn't have an adjuster in our area.
Everybody shop I visited stated they did have an adjuster and said they deal with him on a regular basis. I turned in the estimates to Geico and again, no response. I emailed and called Geico several times over the next month before getting a response. Their response was that the Geico claims adjuster would need to look at my vehicle. I waited 2 weeks for him to call and schedule an appointment to look at my vehicle. I took off work and he never showed up at the scheduled time! He couldn't have seen my vehicle because it was parked inside my locked garage.
I called Geico in regards to this. He just pushed my claim through, approved it for payment. I was then asked to send the title of the vehicle so they could remit payment. I sent a copy of the title and asked for a response. A week later I left a voicemail and another email. Another week later, another email. Finally I called and complained. I forwarded the emails I had sent in regards to the title that was requested to the rep on the phone. I was approved and issued payment within minutes of working with a supervisor. They sent the link within 3 business days to do an electronic deposit. Hopefully I receive my funds within 3 business days as promised.
Reviewed March 17, 2019
I made a claim in Sep 2019 for someone did a hit and run. I was with Geico for over 8 yrs. Loyal customer. When I made the claim for medical attention they paid my 1st visit to doctor $75 then I was referred to do MRI. The charges was $1600 for a visit to MRI. Geico refuse to pay. Saying that I have to pay it 1st then they will review the case and determine if I am eligible to get refund on that payment. I went through 5 adjusters in 3 months of my claim process. After not getting proper answer from them I simply cancelled my policy and went with Progressive with almost half of the cost of what I was paying to Geico.
Reviewed March 17, 2019
I would like to leave here my bad experience with this insurance company that informs that it has 97% approval of its clients. I have been a Geico customer since 2016. I have no history of accidents, no traffic violations or even parking. I have never used my Geico insurance for all these years. In January of this year I needed to travel from California to where I live to solve some personal problems in the states of New York and Connecticut. On March 1, another vehicle collided in front of my car, which was parked on the street in front of the house of a friend I visited. This vehicle left the scene of the accident without leaving your data as a phone or car plate.
I looked for a body shop to do the repair of my car. When I went through the data on my policy, I was informed that my car had no collision insurance which I disagreed with at that point and showed all the information on my policy. I have in my policy the following insurance coverages: Comprehensive, Collision, Emergency Road Service, rental Reimbursement, Bodily Injury Liability, Property Damage Liability. After much insistence on my part I was able to open a claim to make a cost estimate and request a rental car for use. At this point I had a very unpleasant surprise on the part of this company. I was informed that my case was under investigation and that I should wait for the authorizations for car repair, car rental authorization and any other procedure to be done or paid for by Geico.
The claim was opened on March 6. Today, March 16, I have no response from Geico. I have no car, I can not go back to my home in California and the answer I have is that I have to wait. Not to mention the 2 surveys done, interviews over the phone, interviews in person, calls and more calls. Besides these problems the registration of my car sells on April 1st. From this date on, I can no longer use my car. Therefore, it is registered here and a council to all who come to contract insurance of this company called Geico.
Look for a company that respects the insured, do not believe in false promises or misleading advertisements. Geico does not have this percentage of approval, its service is horrible, its support is terrible, the process is bureaucratic and there is no respect for the client. Unfortunately what I have left at this moment is to wait and take on all this damage that Geico is giving me. One more detail, the collision in my car affected front bumper, headlight, fog lights and a small dent in the fender. It was no major collision. Before buying Geico insurance, think, think and think again. There are other company options that will give you more confidence and respect.
Reviewed March 17, 2019
We had Geico when we previously lived in Las Vegas, NV. Only had 1 small incident that we reported and that was from a young girl who hit my car from behind. Geico was great in getting my car fixed and getting a rental car while it was in the shop.
Reviewed March 16, 2019
Saves money until a “no fault claim is presented”! I had Geico which was cheaper at first. Unfortunately, I had recalls on a 2005 Dodge Ram 1500 which I was never notified of! If I had any knowledge in 2014 of there being a problem with the pinion, it would have been rectified at once! I was on a highway when the draft shaft pinion blew out and hit the vehicle behind me! Luckily, no one was injured and the police cited no one... it was NO fault! Geico put a surcharge on my license which I had NO knowledge of until two months ago when I tried to get full coverage on my new vehicle! Geico Insurance is a criminal and fraudulent organization! They refuse to remove a surcharge when it was an accident caused by a dealer recall! Go elsewhere for Insurance or BEWARE! I have found I am NOT the only one with this kind of problem with Geico!!!
Reviewed March 13, 2019
I had no ticket nor any claims, yet Geico increased my premium every six months. I started with $902.36 in Mar 2017. They are asking $1359.46 in Mar 2019 for the exact same coverage. That is over 50%. What would have they done if I had a claim or a ticket?
Reviewed March 13, 2019
On 03/12/19 I called to update my address as well as my mileage commute. I MOVED and was not aware just for moving my insurance would go up by $100.00 when I just finally got it down in the 6 months I had Geico. Furthermore, Angela the representative was very misleading with her information and very dismissive to my questions. She spoke over me the entire conversation and I felt she was not trying to help me at all with my concerns.
I also asked her to rate me on a quote for my boyfriend to possibly add him to my insurance opposed to him going on by himself and she added him anyway without my consent raising my policy almost 200.00. Her supervisor Jordan locked me out of my account and in her codes made the changes permanently. When I asked Jordan to speak to a manager above her she hung up on me and told me she won't put anyone else on the phone. Both of them proceeded to remain in my account against my will and invaded my privacy as well as making changes to my account I never allowed.
Reviewed March 13, 2019
My wife and I have been with Geico for 7 years, no accidents, no tickets. An 18-wheeler knocked me off the road on I-90 and kept going. Geico Claims is trying to charge me with the accident. They didn't even contact my witness. The real slap in the face was that they said they would call to discuss. Instead they posted an "at fault" message on their portal and gave me a choice of accepting their ruling or not having my vehicle repaired. No calls, no interest in hearing what happened. This is an ongoing claim. I will post again with the resolution.
Reviewed March 13, 2019
I’ve had insurance with this company for over a year. Never missed a payment. I added my girlfriend to the policy with a SR-22 because she has a DUI. The policy jumped from $150 to $153, I’m thinking that’s hella cool, no complaints. After the renewal it jumped to $187, at this point I am still fine with the amount given there is a person with a suspended license, Sr-22 and DUI on my policy. A month before my next renewal I get a letter of cancellation in the mail because I have somebody on my policy with a suspended license. BUT YOU ALREADY KNEW THAT. They had no issues collecting the extra money for the last six months. So she goes down to DMV and gets a restricted license so I hurry and send the updated information and I didn’t get cancelled.
Two days later after they finally finished my renewal I find out that my policy jumped from $187 to $306. I’m so disappointed in GEICO. I use to tell people how awesome my insurance is but now ** Y'ALL. I’m looking for new insurance as of right now. Also now on the mobile app I can only see my current pay schedule. I cannot view my previous payments or turn off automatic payments. So that function is disabled. Shame on you.
Reviewed March 12, 2019
I was insured with Geico auto for many years. They were the lowest price around. I had no issues until my wife had an accident. My wife was backing up and another driver was backing at the same time they hit each other. The cops were called and report taken both drivers admitted to backing up. I called and was told that Geico had determined that we were 100 percent at fault. I disagreed with this and contested it. It was placed under review by Geico who ruled it to be our fault. I asked for the report and reviewed it.
The first part they didn’t have the correct location or even the correct city. I asked if they even looked at the layout, the reaction times of the drivers and the report stated both backing. The representative said she looked it over extensively. When I provided my own pictures and layout and the correct location her story changed. It was now both of our faults as is the common law in backing incidents. This would require mediation between both Insurance companies. I was told it could take three months and it would be done by a third party company.
I have to keep following up and finally received a letter from Geico and a Geico letterhead that the mediator ruled that it was 100 percent our fault. This letter came from Geico’s internal mediation team. The representative said we had not shown that both parties were backing so it was our fault but they wouldn’t count the accident against us if we would just drop it. I responded to this with a question. Did this go to a third party mediation not affiliated with Geico? They refused to answer. I wanted to further the complaint and they said it was impossible to do so. This is all they would do. This accent was of a low amount and wasn’t worth the trouble to them to fairly represent me or seek shared responsibility. In the end I changed to the other driver's Insurance company.
Reviewed March 9, 2019
I was denied coverage by false statement of a agent that malicious put a remark that I was gone, let other people drive my car without being on the policy. I requested proof of such story but they never send me the record call.
Updated review: March 9, 2019
I spoke with a Supervisor, Rebecca, yesterday and I'm glad to report that she was very helpful and was able to find a different way to most probably have my claim covered by them. As long as things go as currently planned, then there's a happy ending to this dilemma, which changes my views on Geico.
Original Review: March 8, 2019
I really wish that I read the reviews on this site before starting my policy with Geico. I've read many different reviews and there seems to be a very clear and common trend with the way they operate and treat their customers. Since they're a huge company, you're just a number to them and they couldn't care less about helping their customers and doing what's right. Don't misunderstand me, if you're paying your policy on time and have no claims or issues that need to be handled, then they know how to courteously take your money every month with a big smile.
Once you enter a claim and actually need to utilize your insurance benefits, which is the entire point of having insurance to begin with, that's when they shift gears and look for any reason they can justify declining your claim. At that point they throw it back on you, even if it does not make sense or without any proof on their part, and now they quickly try to exit the picture. As stated in a previous review that I read, they take the approach of "we are right and you are guilty". That's the great customer service you can expect to receive at that point, even if your policy is active and nothing questionable or doubtful regarding the accident reported on that claim.
Honestly, I feel like I was scammed by Geico and it's for reasons like this why insurance companies have that negative stigma. Over the past 20 years I've had insurance policies with State Farm, Farmers, and Progressive Insurance, which are all big players within the industry, yet they take care of their customers and I've never had any issues with those companies. I had an accident 7 yrs ago when I was with State Farm and they were great. Perhaps now I understand how and why Geico advertises "save 15%" by using their services. Since their approach is to decline a bunch of claims that should be approved, they can very easily make back a lot more than that 15%.
My problematic situation with Geico is still ongoing and I'm still waiting for this magical call that I was supposed to receive last Monday (3/4/2019) from a Supervisors at the Customer Service Department, to let me know if they're able to reverse their decision and do what's right to help me get out of this mess that THEY put me into. If they do what's right and cover my claim, I will gladly update my online reviews and let all of you know the outcome. If they chose to continue making this difficult for me, I'll have to pass this to my lawyer and I'll be back with a lot more details regarding my case, to demonstrate how they truly operate and the tactics they use to take advantage of their customers.
Here's the short non-detailed summary for now, so you have an idea of what I'm dealing with. I started a new insurance policy with Geico towards beginning of Feb 2019. I followed the online instructions to complete my application and payment, and printed-out the form which states my policy number and that my coverage is effective immediately as of Feb 9 to Aug 9, 2019. The only other instruction was to submit the coverage selection form for health insurance if needed and I'll receive the original ID cards in the mail.
I had an accident on Feb 21 2019 due to ice on the freeway. They towed my car away, I got a police report, when I got home around 2am I called Geico to enter my claim. The Adjuster went to look at the car the following day and called me to say it's deemed as a totaled car and that I can start working on getting my next car over the weekend, and on Monday they'll call me to explain the next steps & details.
The call I received on Monday was a huge shock. The lady was quick to tell me that they "stripped the collision part of my policy" and will be reimbursing me for my monthly payment that covered my collision. Unbelievable. Apparently they sent me something in the mail the week before (2/14/2019) that they need some sort of inspection picture of my car and since they didn't receive it they decided to "strip my collision". Keep in mind this was the first time that I heard them requesting any picture of my car (after I had the accident and my car was deemed totaled), and when I got home that night I double-checked my mail and never even received this letter that she was referring to. They're not doubting anything with regards to my accident, since I have a police report and the car was towed off the highway, none-the-less in non-driving condition.
My car was a leased car. In NY/NJ by law you're required to have full collision coverage and GAP Insurance on any leased vehicles, for reasons like this one. Meanwhile Geico decided to simply remove the collision portion of my policy without notifying me, knowing that I'm driving a leased car. In addition, they were billing me regularly, and kept my collision payment with them until they decided to conveniently electronically reimburse that $90 portion back to my account 1 week AFTER my accident. Also, my wife spoke with their Reps several times the week before my accident to update her license information, and at no point did anyone mention anything about a missing photo inspection or anything missing from our file with Geico.
So far, it has been an absolute nightmare dealing with Geico and this issue, and to make matters worse now they're avoiding my calls, not getting back to me, and still keeping me hanging. The last time that they contacted me was 1 week ago to tell me that my collision was stripped, they're refunding that portion of $90 from my Feb payment, and now they want me to cover $30,000 with Nissan for the leased car that was totaled and left me a quick msg yesterday morning that I need to also pay the $1,200 towing & storage fee since they removed my collision.
When I spoke with them last week, the Supervisor from Customer Svcs said that she will have them re-look at my claim and will get back to me with an update by March 4th at latest. It's now 10PM on March 7th and the only call I received was the voicemail early yesterday morning notifying me that they expect me to cover the additional $1,200 towing/storage fee. These past 2 days I've been trying to reach the Mngrs, Adjuster, Claims Reps, and Customer Service Supervisor and they are not answering or returning my calls. I expect to connect with them one way or the other tomorrow, and I'll update the outcome of my claim and if you should all run away from Geico like the plague, or hopeful this was an oversight on their part and they do what's right for their clients that they swear by.
Reviewed March 8, 2019
Always wonder if I have enough coverage, due to the customer service just wants to make that sale. I have mult. things covered and they want to go up every year on price, will be looking for better coverage.
Reviewed March 7, 2019
I have been with GEICO for 20+ years. Never been late on a payment, have an excellent credit rating. No tickets, one accident when a deer hit me from the side. Last week GEICO called to tell me they were cancelling my insurance because my son is 33 and not living in the household. He has a perfect driving record as well. No, we will write him a separate policy, no thank you for 20+ years of being a good customer. No worries. I will find a better policy but I feel I must tell the world that GEICO is not trustworthy.
Reviewed March 7, 2019
I recently switched my insurance over to Geico due to a rate increase from my previous provider Progressive. I contacted Geico after getting a quote online and was told my policy would be $84/month, $60/month less than what Progressive was going to change my rate to, fantastic, right? I activated my policy on the 1st of the month, on a Friday morning. My car was in a no-fault accident during the hurricane rains from Harvey, and while the damage was mostly cosmetic I am now on a salvage title. (Note: The only thing damaged that was a necessary repair was the bumper really. But it needed a bit of cosmetic work and it was considered totaled due to the insurance’s estimate of repairs, in relation to the value of the car. I replaced everything and repainted car and it looks perfect.)
Because of the salvage title, I was told I would need to visit a local Enterprise office to have them look at the vehicle quick and let Geico know that everything looked good. Unfortunately, the office near me only has a Geico person to do the quick “all clear” in the office on Thursdays. They are super accommodating and set me up with a way to email clear pictures of the vehicle in order for them to start my full coverage without me waiting a week. I started my liability insurance immediately at a cost of $55 that they charge to my provided card.
The representative tells me they can activate my insurance in the next hour after they received my email. I take my pictures promptly, and email them to the provided address before lunch. Then I begin the wait. No response by Saturday, so I call back to confirm they received the pictures, as I want to get my account squared away and started before my Progressive policy runs out on the 3rd. I am told that they can see I emailed in and that unfortunately no one from that department is in on the weekends. An agent confirms they received photos of my car to start full coverage. Fair enough, no big deal right?
I called back Monday morning, this time I am told it should definitely be taken care of by the end of the day and that they have sent a message prioritizing my email/account. I’m increasingly uneasy, my Progressive coverage ended that day, and while I didn’t expect to have issues I definitely don’t like driving without full coverage, you know, the whole reason you have insurance to begin with. I never hear back on Monday, so I call Tuesday morning. Maybe I just didn’t receive the notice and I’m good to go? Nope. This time the agent says that they will backdate the coverage to the 1st when I emailed the photos, and assures me that if anything happens, they have my back.
Wednesday comes and still no news. I’ve been checking on the app for my coverage to begin, and nothing. I call again, and this time I’m told they never received my email. I explain everything again, and resend my email to the same address. The current agent confirms they have it again, and says that I will hear something by the end of the days FOR SURE. There is still no response by Thursday morning. I decide that the phone tag isn’t worth it and contact Enterprise to speak with the Geico guy at the office and find out what time I can stop by. Unfortunately, the guy has no idea what I’m talking about. He tells me to contact Geico again, and that what I was told wasn’t accurate.
I call Geico again, explain everything, and the agent says he will have his supervisor look at the photos and get the okay immediately. Something I was told wasn’t remotely possible me for almost the last week. I email the pictures to his supervisor and 5 minutes later I am declared all good, and told I can set up my full coverage...
Except, my quote is suddenly $154, not the $84! I explain this isn’t the amount I was assured of when I switched my auto insurance (and even switched my renter’s insurance to save a little more). The agent doesn’t seem to know what is going on, no one can explain how the cost changed that dramatically from when they entered the initial quote. At this point I am tired of dealing with them, especially after they could have had a supervisor confirm the photos in 5 minutes the entire time. They could have saved me a week of phone tag, and my old coverage expiring this entire time.
I contact Progressive, get my old policy reactivated and they declared no lapse in coverage because I did it quickly enough. Then I call Geico to cancel. They tell me I need to contact Geico in writing in order to cancel my policy! After a back and forth of several minutes with the latest agent she places me on hold and talks to her supervisor. Apparently there is a way to cancel via text messaging and I don’t have to wait to end this nonsense. I cancel the account successfully, and ask when I will receive my refund, and it’s the usual amount of time to credit back... So at least I have my refund, right? For that insurance policy that I never needed, never used, and was misquoted the price on etc...
Nope. I am out $25 short of a total refund. I ended up paying Geico to give me a run-around for 6 days, spending about 5 hours on the phone, hunting them down repeatedly for information on if my policy was activated complete... If they had told me immediately on Friday that my policy was going to be $154, I never would have signed up with them. I may be paying more for my car insurance with Progressive now, but at least the customer insurance is good. Will never do business with Geico again. If you’re starting a policy, please ask multiple times about your coverage and how it breaks down. Ensure that every single bit is laid out for cost, and that they write in your account notes what the quote you received was.
Reviewed March 7, 2019
Switched to Geico because they were able to save me money. Everything was great until someone sideswiped my husband. The claim took 4 months to resolve!!! Then after an accident where he tapped someone’s bumper, my premium DOUBLED! Went from $130 to $250! So naturally I looked elsewhere for insurance. I found another company for $150/month and switched. I called Geico to cancel my policy. They sent me a cancellation email and told me to expect my refund no later than 10 business days. 3 weeks, later still no refund. I checked my app and my insurance had never been cancelled! They were about to draft another payment from my account. Had to call again to cancel and still waiting for my refund... Geico needs to get it together!
Reviewed March 7, 2019
They've got the lowest prices and I've never gotten a hassle from them no matter what's occurred. You don't have to call during business hours to get top flight assistance. What more could you ask for.
Reviewed March 6, 2019
Have had GEICO for 4 years, Paid them for 4 years! Never had any Accidents in 4 years. My car was involved in a collision. NOT MY FAULT may I add. Driving down a road and the light was yellow and I was at the point of no return. The vehicle traveling in the opposite direction in the left turn lane pulled out in front of me and we had a collision. The police took a report from a witness behind me and she stated our light was yellow as I was going through. I wasn’t issued any citations by the police.
Now Geico says I’m at fault because they say the other driver has a witness that says the light was red. Regardless of that I have the right of way as I’m traveling forward and he was turning left into traffic. So I told Geico, "How come you didn’t order a police report to get my witnesses information and statement??" She said it takes too long... "Whose ** side are you on? I pay you not him and you’re not even going to look into my witness but take the word of someone else". THEY suck. Regardless I have switched to State Farm and they are the best. I explained to State Farm and they totally agreed with me that the other driver was at FAULT.
Reviewed March 6, 2019
Used their mobile app for a “quote” to to “see” how much it would potentially cost me to add my daughter to my insurance policy. Again, she doesn’t drive and this was supposed to be “only a quote” to see how much my premium would go up if she was added. But they automatically updated my policy, changed my $1300 for 6 months to $2600. And they wouldn’t let me remove her from policy!!! How does a simple quote cost you thousands of dollars??? Who does that??? I called them and spent 30 minutes on the phone at 4 am in the morning.
They asked me to prove other she has other insurance before they could remove her. This is a “guilty until proven innocent” approach. She doesn’t drive!!! Why would she need other proof of insurance? Oh, it’s their guidelines!!! Greedy and insidious corporate business. Stay away. I’m switching as soon as I find a better company! In the meantime, I signed a main driver exclusion document to remove her from policy (they told me that I could do so after pressing for more information). I’m advising One. More. Time. Stay away from this company.
Reviewed March 6, 2019
I am in a very tight financial situation due to some medical issues. I have shopped my particular auto policy around numerous times. I have never found a company that has been able to beat Geico’s rates. And their customer service when I have called in with some question or concern has always been outstanding!
Reviewed March 5, 2019
Been playing games with them since Feb 4 when I was hit by a lady that has Geico insurance. Today is March 5 and my truck is still not fixed. Was told to take in into a shop called Cde in Hammond Indiana and Enterprise would have a full size truck for me. Talked to enterprise. They said all then have is a little Nissan. Told them that was too small for me to get in and out of. They said to talk to geico. Called them back. Got a voice mail saying that Dave would be out of the office from Nov. 26 till Nov 28.
Reviewed March 5, 2019
I don't want to ramble and lose the relevant reader. Suffice it to say the representative lied to me on the phone, took my payment, renewed my policy on 02/07/19 and assured me that I was on good standing. Then THE NEXT DAY issued a cancellation notice unless I pay an outstanding balance. I called them and demanded that a supervisor unearth the recording of the conversation with the rep and then contact me. They never called me and instead cancelled the policy retroactively to 02/07 without notifying me. I called them again and complained. They stated that the only way they could reinstate the policy was if I made a 6 month downpayment. This is how they play.
Reviewed March 4, 2019
I had to file a claim for an accident that wasn't my fault, but there weren't any witnesses. Geico has amazing customer service and followed up with me throughout the whole process. After I paid my deductible, they took care of the rest. I keep thinking of changing insurance companies to see if I can find a cheaper one, but I think I would rather pay a bit more for great customer service with Geico.
Reviewed March 1, 2019
I first got Geico because the first job I had out of college had a discount with them. That was in the fall of 2013. Fast forward to 2017 and I've had no issues behind the wheel. I even added a 2nd car to my policy for my wife. I had a great per-month premium at just over $200/mo. This was AFTER they raised it by 10-12 dollars for a "cost of doing business" increase.
In February, I was sideswiped. Geico took care of me and I was not at fault. 2 days before my wedding in late September, I got in another small incident to which Geico ruled I was at fault for. Geico took care of me and I was thoroughly pleased with how they helped me with a rental, etc. Fast forward to March of 2019 (today). I keep a close eye on my monthly liabilities, and decided to look at my Geico app when I noticed a horrendous site: I had a $432 monthly payment. I literally nearly ** my pants.
So I call Geico to find out what happened. They said there was another "cost of doing business increase" and the rest was from my accident in September. I told them that I expected maybe a $50-$60 per month increase, but not doubling my previous premium. Of course they went through the whole "Let's try to find you discounts". I was steamed. I've gotten a couple of quotes putting the same exact information in that they used to underwrite my new premium and not a single one has been above $280 monthly. I ended up finding out about Geico's "Accident Forgiveness" policy today and looked into it and called them back. Turns out I was 5 days. Five. Days. From being eligible to receive that when I had my only at-fault accident. They refused to help me out, so I'm leaving them after 5 and a half years. 4.98 years of clean, non-at-fault driving. Had it been 5, I would have been ok. But they don't care about loyalty. So later, Geico.
Reviewed Feb. 28, 2019
I have done business with GEICO for over 20 years and never made a claim. I had a change of address sent in the mail with payment but it was never recorded or changed by GEICO. So when I did not receive a bill for Feb 2019 I sent a check in without a statement. That check was never recorded and when I called about the problem no record of my call was made and I sent a second check to Bethesda Md. After I stop payment on the first check which may cost me a $35.00 stop payment fee. Several days later I received an email saying I was delinquent and I also received a letter with a return address on the envelope from Richardson Tx. and the same letter had an inside address from San Diego Ca. And oh yes I also received another bill in the mail with an address from Fredericksburg Va.
All these communications to and from different place contained varying information. This problem also involved three phone calls and it was the final call which resolved this matter. This is not the first problem I have had in communicating with GEICO. Long story short GEICO would seem to be a company with far flung centers that do a bad job of communicating with each other. I could go on about phone conversations and how GEICO vales customers but that would be rubble bouncing. Jim.
Reviewed Feb. 28, 2019
Is a terrible insurance. They are also a liars. They also giving a false statements and they push and push. This is a must disrespect company in america. Bot whort and does not have any professionals. They are all unhappy low income employees.
Reviewed Feb. 26, 2019
My experience with Geico in the short time being with them has been horrible. I was involved in an accident and my car was heavily damaged. They opened an investigation against me assuming I’m trying to commit fraud since I haven’t been with them for long. I’ve missed a week out of work because they will not put me in a rental until the investigation is over. I was told by a Geico rep to Uber or Lyft to work. My job is 40 miles out. That is over $100 to get there and $100 back. I wouldn’t recommend Geico. I know they are cheap but spend more money elsewhere for better service and somewhere else where you’ll be taken care of.
Reviewed Feb. 25, 2019
When I wanted to update my policy, they wanted to know how many people were in my home. I had gotten married so there was two people in the house. I let them know my husband was an occupant BUT he had his own insurance & wasn't going to be on my account. When I spoke to a supervisor, she was more rude than the technician & admitted Geico discriminates!!! Geico insisted my husband needed to be on my policy & I refused so they cancelled my policy!!! NEVER USE THIS COMPANY!!!
Reviewed Feb. 23, 2019
Horrible company, I filed a glass claim through them online and then I called to follow up and they ended up filing two claims on my driving record. When I went to another company I called them back to dispute it and they told me they cannot remove the claim even though they did not pay me for one of them and or provide any proof of payment when asked. Their response was they closed the claim at $0 and are unable to remove it from my driving record even though it's listed as an accident that they paid out on. Lady was supposed to send me a email stating that it was a $0 claim so I can provide it to my new insurance company and of course after a double checking my email address with her I never received the email after I hung up. Terrible customer service. Horrible rates. Go with Progressive or The General.
Reviewed Feb. 22, 2019
They are a complete nightmare. I had an accident in Nov. 2018. My car got fixed within two months. However each time I would pick up the car it kept overheating, now it's the fourth time I returned the car, the mechanic said they would take it to a Chevy dealership to get this fixed. Which in turn they took another 2 months to fix. Now that my car is ready Geico will not pay the dealership nor return our phone calls. I am left without a car because Geico will not pay the first mechanic I took the car to nor the dealership and now the dealership wants me to return the loaner. I am paying for a car I don't even have and paid for insurance that will not respond.
Reviewed Feb. 22, 2019
I was a Geico customer for over 5 years for car insurance, actually was pretty happy as they had the best rate and I had a seamless experience filing claims. Unfortunately in spite of my longevity, after a car accident last year they canceled my insurance. Technically they non-renewed me, since I have automatic credit card payment every 6 months I did not realize I was uninsured until I found out from the MVA almost two months later that I had been driving uninsured, when I contacted Geico they stated they sent a certified letter that my post office unfortunately never delivered to me. I tried calling Geico two times to give them the information they needed to reinstate my policy, I sent them the form on vehicle usage that they requested, still without any response from them regarding a new policy so I decided to go with another insurance carrier.
After a complaint to my state insurance board, apparently they only need to send a certified letter, they do not need to confirm that it was received, and Geico's real fault here is they made no other efforts to inform me via e-mail, phone that my insurance policy was about to end. Their response was that they were not required to.
So even being a good long-term customer, I am highly not recommending them because they cancelled my policy without any good reason to, didn't make effort to notify me outside of their legal requirement which unfortunately my post office is unreliable and loses mail all the time, assuming certified letter required signature on receipt they should have known that I had not received their letter and should have called me, instead I was driving uninsured, had to pay a fine, and it is very expensive to get auto insurance on a whim when you have not had continuous coverage.
Reviewed Feb. 20, 2019
Involved in car accident where I was found 30% wrong, driver who hit me was 70% wrong. I was making a left turn into a residential community, 2 car lanes and they were both stopped letting me turn. A driver who sped in the shoulder lane to bypass cars hit my passenger rear end. He got a ticket for overtaking. He basically made his own lane, even where there was orange cones on the side. What the heck.
Geico does not assist its own people. This way I guess both insurances can jack up premiums if both at fault? I asked to dispute this but Richard, my claims adjuster from another state said I cannot. What?? Geico used to be good but now I question the professionalism and ethics. Richard **? Should not be an adjuster if he’s only trying to rush claims thru. He decided with Progressive what the % should be, and decided within a day or 2. I feel he did not do a thorough investigation to merit his decision. How could I be wrong if I was hit by someone who recklessly drove on the side of one of 2 lanes, creating his own path? I wish I could speak with his supervisor, but they apparently have none, or so I was told his decision is final? Is this good business practice.
Reviewed Feb. 19, 2019
I submitted a claim in November of 2017 for my car being Vandalized. Now 16 months, later I still have not been paid out. This company and its employees have treated me like dirt. They assigned an investigator named Shayne that was a total unprofessional nightmare. When she did my interview she pretty much accused me of doing it myself!!! She then met with my Ex wife at the time and while in effort to get a response that benefit her, she told her (Off the record) that "She had no Idea who I was and that she would be so disappointed in me". I have the whole interview recorded as I asked my wife to do so for legal purpose. SHE IS LUCKY I DIDN'T SUE HER FOR DEFAMATION OF CHARACTER AND INTENTIONAL INFLICTION OF EMOTIONAL DISTRESS!!! THIS IS MY FAMILY!! Where does she get off on saying such a thing!!
I have involved Victor ** that also never returns calls along with a supervisor that was as useless as anyone else I have spoken to. This Supervisor promised to call me back months ago with updates and never heard back!! So bad that I don't even remember his name. In short this company is there to take your monthly premium but Just MAKE SURE nothing happens. If it does they will turn their backs on you and go against you instead!!! I was the BEST customer until this claim was filed. At that point, I became their enemy on the other side of the bench. I am now back with AAA that has been amazing. I should had never left them before. This is what you get when you try to save a buck or two! STAY AWAY!!!
Reviewed Feb. 15, 2019
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Reviewed Feb. 15, 2019
I had GEICO insurance for about a year. Had my car stereo stolen and made a claim. They acted like I was the one that stole it. I have never been treated so badly. I almost assaulted the investigator. It was like a police interrogation. They accused me of being a thief and a liar. I made the mistake of getting on auto pay. I called 3 times and told them to take it out of my checking. They took it out of my savings and overdrafted my account 3 times so I cancelled my policy.
After I cancelled they overdrafted my account two more times. That was 3 months ago. They have had me send my bank statement in 4 times and still haven't refunded the money. I have called and tried to straighten this out 7 times and every time they say they will call me back and never do. After I cancelled they sent me a notice saying I can't use auto pay because of too many overdraft fees. The overdraft fees that were 100% their fault. They also sent me a bill saying I owed them 969.00 after I cancelled. I would never do business with this company. They are so crooked it is unbelievable. They do bad business and are liars. GEICO stands for Government Employees Insurance Company and has not one thing to do with the government. DON'T EVER USE GEICO IF YOU KNOW WHAT'S GOOD FOR YOU.
Reviewed Feb. 14, 2019
I was in an auto accident a week ago. She made a left turn in front of me - I put my brake on but still hit her. Because she almost made the turn they said it's 50-50. We both have Geico. The police report said she was totally at fault they've been putting me through heck and my car is still not paid for its minor injuries and now they're making me seek out an attorney. Before that they told me she was guilty and because she made a dispute they said it's 50-50. She even told me she tried to beat me. I have sent them reports over 20 time. They claim they don't have them. What am I supposed to do?
Reviewed Feb. 11, 2019
I have been a customer of 17 years, I have condo, home and car insurance with Geico. My auto policy is not up for renewal 'til February 26th. On February 8th I received an email with a cancellation notice!!! I still have 2 weeks to pay for my policy. This is Customer service at its best - Really tempted to take my business elsewhere.
Reviewed Feb. 11, 2019
Called my states insurance commissioner. They are looking into deceptive practices. Be careful. Shop around. If they tell you something that seems questionable, shop around and ask same questions. We paid more than $3,000 in higher premiums over 2 years because I believed a lie.
Reviewed Feb. 7, 2019
There’s not enough characters to explain my horrible experience. I am going to try making this a long story short. I got into a car accident and according to my policy I’m covered for a rental up to 30 days; However they only gave me 4 days. That isn’t even the worst of it. The TLC driver who hit me was 100% at fault. I went through my insurance (GEICO) and they’re not refunding my deductible. They’re making to get lawyers and go to court just to get it. Even though I was hit from behind & it was on the police record. Not only did they not refund what I’m entitled to, but they raised my premium.
Reviewed Feb. 5, 2019
I pay insurance on my grown daughter's auto because State Farm gives a family discount. Still, State Farm's premium on her car has been high since she got a stop sign ticket three years ago. So I decided to check out Geico and went through application process on their website. Answered lots of questions. At the end, they show a screen that gives me a six month quote (also monthly payment option) and a button to "buy". No indication of what the coverages are, so how can I compare their quote to my daughter's current policy? What kind of insurance company asks you to buy a policy without listing the coverages?
Reviewed Feb. 5, 2019
My family has had Geico for over 10 years. Our daughter got into a severe car accident in 2018. She was run off the road, and the vehicle fled the scene. She rolled her car several times resulting in a total loss claim. She had not even made the first car payment. Needless to say, Geico waited 33 days to make payment to lien holder resulting in a deficit owed. Although it showed we had accident forgiveness, it was not until after the events unfolded we found out that is only valid if the driver is over the age of 21.
Furthermore, they only offered $1000 toward medical bills even though we had uninsured and under-insured motorist coverage. My daughter is still without a vehicle and is having to borrow her brothers. They only offered $45 reimbursement of the deficit owed to the lien holder. Lien holder has since put negative remarks on our credit report because everything is tied up in litigation. When it came time to renew our terms, our premium went from $1450 every 6 months to $3937. The only other claim we had ever made with Geico was for a windshield. They have never had to pay for ANYTHING for us before, and this is how we were treated. Don't believe the hype in the commercials. This is all a hook, line and sinker to get you in their system while making the consumers think they are getting a deal. In reality, when their services are needed, you will be screwed.
Reviewed Feb. 4, 2019
I had GEICO for three years. I came out to my car damaged and GEICO suspended my rental coverage pending a investigation because I didn't know how my car got damaged. I paid for a rental and Uber's for three week before they completed their investigation and agreed to repair my car and provide me with a rental. After all that GEICO did not want to pay to replace my bumper; they wanted to repair it, so I ended up coming out of pocket to replace my bumper which was 800 dollars and still had to pay my deductible of 500 dollars. On top of all that they will not reimbursement me for the rentals and Uber's. I had to pay while they were doing their investigation and wasn't covering my rentals even though I had rental car coverage.
If I could give them less than one star I would. They are the worst auto insurance I've ever had, the only reason I switched over to them was because I needed rental coverage and it was cheaper than my current insurance company at the time. Cheaper isn't better. GEICO is trash! And they can care less about their customers.
Reviewed Feb. 2, 2019
I called to ask if I had roadside. They then started a comprehensive claim for a flat tire. I called to see if I have window coverage. They started a claim. I didn’t paid out of pocket. These two things drove up my insurance. Don’t ever call to ask questions or they will ** you. Worst company ever.
Reviewed Feb. 2, 2019
I have been a Geico customer for 15 years. In that time I have never missed a payment and have paid Geico plenty of cash. When my kids began driving two things happened. My daughter had a 2 point (parking violation) and paid a $70.00 fine. My son 8 months later bumped a guy in the back. This accident was so minor that Geico paid $0.00 in claims. However! Geico said our "risk factor changed." Because of this our premium for 6 months increased by $1020.00 every six months. Geico had incurred no expense in either situation.
Reviewed Jan. 29, 2019
I have had Geico for several years. I have never had any claims. I went on vacation and my car was flooded in a parking garage parked on a river that had a sudden flash flood in the middle of the night. My car was submerged the hood for over four hours in violently rushing, dirty flood waters. My car was towed and it took days for the adjuster to access it. When he called he told me he could not crank my car as he did not have the key but everything looked fine. He then went on to say the electronics worked perfectly. I may not be the smartest monkey on the tree but I very am not dumbest. No key, no cranky... So this was the first red flag. Mind you my CAR WAS UNDER WATER FOR OVER FOUR HOURS but he said all was fine. Just a new oil filter and a good wet dry vac!
I immediately had my car towed to a dealership which could not understand why the vehicle subjected to that type of flood would not have been totaled immediately. Electrical failures started two weeks post accident and Honda will not honor my 5 year bumper to bumper 100k warranty on my brand new flooded car but the adjuster said “he just couldn’t total a $30k car.”
Hired a lawyer and will probably sue them for WAY more than what they would have had to pay out if they had just done the right thing! The time is running out for them “to do the right thing” as far as I am concerned. I am very disappointed in the good faith practice they claim to offer. I have paid my premiums ($578) every month without lapse and this is how I’m treated. They would have made this up in a short time just off my premiums had they done what was right but I guarantee that they’ll never see another penny from me after the hell they have put me through for over a month!
Reviewed Jan. 27, 2019
I paid for their service 2,5 years and because of traveling I late to pay and Geico doubled my rate... "Great" customer service and disrespect for customers. Because they need more money for everywhere advertising.
Reviewed Jan. 26, 2019
I've been a GEICO customer for 3 years. Someone clipped my side mirror while I was parked on curb on a Tuesday. I filed a claim online and set up appointment with GEICO on Friday. They told me to bring car in to get a quote and repair the car. My wife drove in from out of town early so I could use her car while mine was in shop. When I got to the GEICO shop, the adjuster said he was only authorized to take pictures and report back to GEICO. They turned me away at the shop pending a longer a special investigation which could take a couple weeks. The quote to fix was $160 or so and my deductible was $200 so it was going to be out of pocket anyway. I asked if I could just get it fixed elsewhere. However, GEICO wants me to not fix the car while the investigation is ongoing. Now I have a busted side mirror, can't drive my car, can't use my coverage for a rental and don't know when I will have this resolved.
Reviewed Jan. 26, 2019
Got bumped by the driver has GEICO as an insurance - the same as mine. 2 incidents happened with the same insurance company GEICO. GEICO will pick the one who got the most damage and let that party responsible for 75% without further explanation - no matter who at fault without any investigation and went straight up to decision. Just because I am their new customer and recently just switched from State Farm to GEICO for almost a month? I feel insecure when I have GEICO as my insurance for 5 more months. Going to tell my friends and family to stop doing business with this cheater company. I KNOW GEICO WON'T CARE OF HOW THEIR CUSTOMERS REVIEWED THEM ON HERE BUT I JUST GO FOR IT. Bad customer services, bad attitude, cheating company will have an unsatisfied customers.
Reviewed Jan. 25, 2019
The claims adjuster did not do any research for our case or only the research she wanted to uncover. We had 2 different claims adjusters. One said, "Yes we can cover you," then the other said, "No we can't," with no change in facts.
Reviewed Jan. 24, 2019
Our car was in accident 4 months ago. And this is the worst experience for a client to be dragged through. They only paid for the first 30 days of rental car even though we had to wait months to get the replacement parts from Europe. So I have been paying for a rental car ever since. From the start the first adjuster’s assessment was wrong. The car should have been totaled but was not. Got the car out finally and now the car overheats. We took it to a specialist and he said the fan assembly was not working properly because of the accident and now we have warped heads. While in the shop for over a week now, the new adjuster said he was looking for an engine replacement.
They could not find one so I talked with him yesterday and he said most likely it will be totaled. So this afternoon I get a call today saying they were only going to replace the fan assembly and that should fix the problem. I’m no mechanic but how is replacing the fan assembly going to fix the engine? Seriously what are they thinking. So now I have to wait for them to get in a fan assembly and still keep paying for a rental car while we wait again. Is there a time limit that this has to be resolved by, how do I get reimbursed for my rental car expenses. Do not use Geico as your insurance carrier. Worst mistake ever.
Reviewed Jan. 23, 2019
Recently filed a claim on my 2017 Ford Mustang. The estimate adjusters were not very good at their job. GEICO only pays for crappy aftermarket parts. Been with them for 15 yrs and deserve better. Took three days to go to the body shop so repairs could get started. They inform me that my expensive policy does not include a rental car. Never offered me one to be on my policy. That is supposed to be full coverage. Definitely thinking about changing companies on my renewal. Very disappointed.
Reviewed Jan. 20, 2019
Don't go for Defensive Driver Discount, such a cheaters, they actually raised my premium after applying discount. So in end I have to pay 260 dollars more for 6 months, so I spent money and time in passing that course and in end lost 300 dollars.
Reviewed Jan. 19, 2019
Mr. Warren Buffet needs to read my complaint here as I am also a private investor and very upset with Geico as of turn of 2019 year came in, and their seemingly new sleezy business practices to make money any way they can. I have many types of insurances from personal to business needs, and always been top rated client for many years. We have never had auto accidents either, are AARP members, and after being with Geico the past 10+ years (auto insurances) we are now going to go elsewhere. Here's our story:
We had purchased (2) new vehicles in the past 3 years (one for my wife to replace old, and one to replace my work vehicle). My most recent was a 2018 GMC Sierra, which was same exact replacement of an older 2004 GMC Sierra I had. Our auto insurance rates actually went down when we made the sale of the new vehicle at the Dealership, told it was because of all the new technology and safety equipment, etc over my older vehicle.
We also have our last son in high school graduating this June, who has been driving over 2 years and went through a 1 year State required driver training program in past as well. He was covered under our (2) auto policies (student coverage rider) we have with Geico if/when he drove our vehicles, or anyone else's vehicles... SO we had this new GMC purchase 4 months ago and also my wife's 2016 Toyota 4-Runner, both with 100% full coverage as always. So initially we were happy and everything seemed great the last few months, and Geico's rates were far better than anyone else's including AARP sponsored insurers.
Now comes January 2019, and 6 month policy renewal period again, we received bill in mail and OMG, all of sudden the premiums went 50% higher without any explanation! Without going into every detail my wife has been going through from countless Geico agents to NC Insurance commissioner's office, etc. We find out finally from one Entity inside Geico, that because our son has a license in NC, that he must be "assigned" a certain vehicle as his own! In essence, Geico now added a 3rd Comprehensive policy coverage because our high school (18 year old) son who lives in our home, and is a full time student, are charging us as if we had (3) vehicles in our home, which we only have (2).
On top that, through a research department my wife dealt with at Geico, we find they did a Wells Fargo bank on us too!!! Meaning, they also added additional bank-type products on to our policy which also costs extra over just the policy which WE NEVER asked for or knew about! SO this matter we find started back around time she got her 2016 Toyota and she is trying to get all of those monthly payments/costs credited back to us that should NEVER have been padded into our policies to begin with... But the ongoing issue at hand is this enormous auto policy increase we are told is being investigated by Geico for the last 3 weeks and so many individuals who have bounced my wife around saying "Only the Underwriting Department" now can repair this and make changes to any policy once enacted.
This is disgusting, and with so many years' history with Geico, because the 13th of January was our due date, and we were forced to pay this monthly premium over $400.00 Geico now shows due to keep insurance policy active under NC law, until cleared up internally and corrected as they say only Underwriting can do - But we have NOT heard from anyone in Underwriting Department yet! Talked to my oldest friend whose wife has been in insurance over 30 years, and she is also #1 Underwriter for another major insurer, and she said she NEVER heard of anything like this going on as there are only (2) vehicles in our home, and only (2) vehicles need to be insured...
Reviewed Jan. 17, 2019
I will NEVER go back to GEICO as long as I live. They have been nothing but expensive from the start. My rate went down sort of for a while and I didn't question it because some companies do that for good drivers. However they started raising it more and more each month and nobody would tell me why. I was never given a reason for the upcharges. They just went ahead and did it! The "discounts" are BS! It took maybe 2 bucks off. At the end before cancellation they were trying to charge $101.00 for liability only. I have no tickets and have been in no accidents in 6 years. Don't go with Geico for saving money because you won't.
Reviewed Jan. 16, 2019
I would like to commend Cassandra, the customer service representative who went out of her way to locate a proof of insurance coverage for me from October 2018 and to write a letter to the Department of motor vehicles on my behalf. Thank you, Cassandra. Your assistance was top notch.
Carol
Reviewed Jan. 16, 2019
I myself have had an issue with Geico claims department. I’m very disappointed with the service I received. I was lied to, manipulated, pressured, and degraded not by one employee but 2 from the same department. I’m going to make a long story short because there are already several agencies already investigated my complaint. I had an accident sent my car to one of Geico’s approved body shop to be inspected for further damages. Well I don’t know if Geico was trying to save money or maybe they thought they could get away with putting an unsafe vehicle back on the road. That is not only unsafe for myself but for other drivers.
The adjuster handling my claim called me two days after my car was sent to the shop and said the auto body shop inspected my car and there is no other repairs needed other than what was originally quoted. I asked about my airbag light because it was a safety issue and wasn’t on prior. I was told it is not Geico’s responsibility and if I wanted my airbag light fixed I would have to pay myself because they are not responsible for it.
So I called the shop where my car was and the auto body shop told me they plugged in my airbag and the code came up “faulty seatbelt switch” I asked the mechanic if that’s the code came up why is Geico refusing to fix it or send it to dealer for further inspection? I also asked the mechanic if he inspected everything I was concerned about because Geico said he had. He said, "No we have done nothing to your car but read the airbag light code and we don’t even have the proper equipment for that. The dealer does." I said, "Thank you for your honesty because I was told by my adjuster and his supervisor that the inspection was done and no more damages were found." Now my question to Geico is do you routinely practice putting your customers in unsafe cars after a accident. Was I as a customer not important enough for you to inspect my car and ensure you were putting a safe car back on the road.
Reviewed Jan. 14, 2019
I was hit by an insured driver of Geico. Their insured driver was 100% at fault and we were told that our vehicle would be paid for 100% and this accident happened in April of 2018 and here it is January of 2019 and we are still fighting with Geico to fully reimburse my insurance company back. They have tried several times to get out of paying and I'm tired of it. Their insured driver was in the wrong lane going into on coming traffic and slammed into us on purpose. We had several witnesses and a police report that stated all of this and they still don't want to pay up. Geico is a joke and they are liars. I'm going to retain an attorney soon and sue if this doesn't get handled. Geico is one of the worst insurance companies to deal with ever! I would never get insurance thru Geico ever!
Reviewed Jan. 13, 2019
Ads say they can save you money. Well that is complete hogwash. Their quotes are much higher than most other companies. To me that's false advertisement. Why can't they stop feeding the public bull. Read reviews by others about this company.
Reviewed Jan. 11, 2019
Auto body 'repair shop' returned my car to me without doing the repairs. Upon further investigation by Geico, in addition to not completing the repairs the repair shop requested additional parts replacement for thousands of dollars while in possession of my car, however the parts were not replaced. Geico employees and their supervisor are fully aware of the issue, however they refuse to help saying, I picked the body shop. All I can figure is the Geico employees are incompetent or involved in the insurance fraud.
Reviewed Jan. 11, 2019
Been with Geico for over 15 years. Paid on time, always. No accidents. Purchased new car end of December. Took the old car off. New car on. Paid my January bill as instructed. The bill was due Sat., Jan. 5th. I had scheduled a payment through my bank which reached them Monday, Jan. 7th. They sent me an email on Sunday, the 6th, one day late, with a threat to cancel if not paid within a couple weeks. They received my payment on the 7th as scheduled.
Today I was informed that because I was one business day late (?) they were requiring a second payment the end of this month of January and then another payment due the beginning of February (essentially split the bill due for February). I was informed they were required to send out 2 warnings of cancellation within one week by the state with as little as one day late. All this because I was 1 business day late... Needless to say, I was very upset, called their company and asked to speak to the customer service manager. When I heard the manager stifle a laugh the first time, I thought it was my imagination. But then I heard him do it the second time and then tried to cover it up with a cough when I waited to respond. I guess they find upset customers humorous.
Reviewed Jan. 11, 2019
I was in an accident that totaled my vehicle in February 2018. GEICO paid me out in full. Great experience. GEICO told me that I should continue to carry full coverage insurance in case I am in an accident in another vehicle, so I did. In March 2018 I purchased a new truck. In August 2018 I was in an accident "in another vehicle" where I was at fault. I handed over my insurance information to the other person in the accident with no worries. I received a call saying that I was not insured. Turns out that my new truck was not on the policy. I called GEICO and they told me that they would not pay for any damage to either vehicles even though I had been paying full coverage on a vehicle that I no longer owned. I talked to every manager but Warren ** at GEICO in hopes of them taking responsibility for the accident considering they took 7 months of full coverage premiums.
No one would help me out. They would not even refund me the 7 months of full coverage premiums that I had paid. Essentially I paid 7 months of full coverage premiums on a vehicle that I did not own and got nothing in return because my new truck was not on the policy. I had to pay $8000 out of my own pocket to fix my truck. The other person had to claim uninsured motorist. Only after I filed complaints with the Texas Department of Insurance and Attorney General and many calls to GEICO did they refund my 7 months of premiums.
Now I have to pay $6000 because I am being sued for not having insurance, when technically I did. Once again, I called GEICO and I was told there was nothing they 'wanted' to do. GEICO completely took advantage of me. They took no responsibility. They turned their back on me when duty came to call. I am stuck paying $14,000. What entity is out there to hold them accountable? I am a US Army Combat Vet who spent 24 months in Afghanistan and Iraq. 'Proudly serving veterans since 1936'? I would hardly claim to be proud of how they served this veteran.
Reviewed Jan. 9, 2019
Terrible experience. I go to their website to quote an auto insurance policy, provide 100% accurate information, and after entering all my private and bank information and hitting the purchase button, they double the price from $,1500 to $3,300 for no reason. Their Motor Vehicle report did not contain the accidents I reported, and hence the quote should have gone down. I call them resolve and they indicate their website in only a quoting tool and not intended to be taken seriously - after they asked for my private information and banking information to pay the policy. Then after calling them they bait and switch again by telling me the coverage is not for the 250K/500K I was quoted, but for $100K/$300K. So, even if I decided to pay double the price quoted I would still be later surprised to find out I paid for what was only 1/3 the coverage quoted. If this is not marketing deception, I do not know what it is.
Reviewed Jan. 6, 2019
Been with GEICO for 2 years, never an issue. They smoked all the competitive insurance companies I got quotes from. Yeah - your rate might increase, they have to compensate for all the bad drivers. It's a business, they need to make money to stay afloat. Pay your bill on time and don't crash your car and it will be smooth sailing.
Reviewed Jan. 6, 2019
Had two instances of dealing with Geico, which is my insurance carrier. In the first case, the other vehicle driver opened the door as we were approaching him and, essentially "took" our side off. Geico claims rep's work on the claim limited to sending us letters to inform us that Geico is awaiting other party's response. I called the other insurance on a weekly basis and eventually forced them to pay off despite their policyholder's decline to respond. In the second instance, Geico claims rep just checked Google maps and made a decision on the case without conducting investigation and obtaining any further evidence of fault/no fault. Moreover, she sent us the letter stating we never responded to her contact attempts - I'm coming back to her with the recording of a conversation I had with another claims rep while she was away from her desk. I understand cutting corners when feasible, but this is definitely not the time.
Reviewed Jan. 5, 2019
Please be aware this company can make charges on your behalf without previous notice or authorization especially if you are enrolled in paperless billing. With a cancelled and paid policy they would send you a bill for additional prorated charges. :C
Reviewed Jan. 5, 2019
I have NO (ACCIDENTS), No tickets. I work from home so I rarely drive. No claims. Nothing. But yet they keep raising my rate and punishing me for being a loyal customer for over 3 years. ** Geico. They are just like all the other insurance companies. I been flushing thousands down the toilet for them to NEVER PAY ANY CLAIMS. I plan to PURPOSELY crash my car just to feel like I am getting something out of them for overcharging being an excellent driver. That way there is a reason for being a terrible company.
Reviewed Jan. 3, 2019
This is for parents who have a new teenage driver in Arizona. I had Geico for my car insurance. My son got his license for the first time at the age of 17. I called Geico to see how much it would cost to add her to the insurance policy. Not to put him on right then but just to get a quote. It would of been double of what I was currently paying. I told them I could not afford double and was not going to add him at this point until we received some other quotes. I decided that he wouldn't be driving until we could afford the insurance.
Later I come to find out that Geico added my son to my policy without my permission. I contacted them and they said there was nothing they could do. I educated them that at no point did I say to add my son and that as I told them when I called initially we were just calling for a quote. The person on the phone said that the minute you have another driver in the home they are automatically listed on the policy if you call in. I disputed the charge with my bank and Geico tried to charge me again two months later after paying the normal amount the next month!
I called them again and again. They said we would have to pay the double amount because time had lapsed between them adding our son and us finding out about it. Mind you he had not driven the car at all during this time frame. I find this practice underhanded and devious on their part and will not recommend them to anyone who is looking for insurance. The audacity to pull that without someone okaying it is ludicrous.
Reviewed Jan. 2, 2019
Geico is dishonest. They mess with people livelihood with no concern for their actions. Tim **, (Geico area manager) the woman under him and the so called boss above him are all bullies. They are ** ups and would rather cover up their wrongdoing than admit they did something wrong... No proof just threats... THE REAL AMERICAN WAY!
Reviewed Jan. 1, 2019
After being 18 years with Geico and paying over $2,220 per year for full coverage: purchased Geico insurance for my first used car in year 2000 and two years later replaced my used car with brand new 2002 Monte Carlo SS, I also got Geico’s Mechanical Breakdown “Bumper-to-bumper Life-time” Insurance in 2002 for my brand new 2002 Monte Carlo. Sixteen years later, with no any car accidents for 16 years, in December 31, 2018 Geico refused to serve me under both of my Geico insurances by simply telling me that their repair cost is way over compare to “Geico’s actual estimated cost for my car” what Geico priced as $500.
I have 162,000 miles on my car and it’s still running very good. I came to fix damaged front bumper and radiator from animal hit accident. Geico told me that they can pay me $500 for my car less $280 to toss it out but no more any repairs under any of my two insurance policies with Geico, no negotiations, no more insurance services. I became speechless, just said "Thank you” and walked away. I’ll never deal with Geico again.
Reviewed Dec. 31, 2018
I called Geico to get a quote for homeowner’s insurance. I was satisfied with the over the phone quote. However they needed to send inspector to finalize insurance. The first inspector failed to show up at two appointments. I had to request another and when the second inspector called, we made an appointment. Inspection was done and a couple a weeks later I get a letter in the mail from Geico stating the time for an inspection had terminated. I called and spoke to a rep that stated a different reason. There were concerns as to why they cannot provide insurance for my home. So now I have two different reasons. One the time had lapsed and now the underwriter had concerns. I was not given an option to rectify the concerns and just given a run around. I never received a notice of the time frame for an inspection as they kept saying I failed to get such completed. I have since cancelled my vehicle insurance with them.
Reviewed Dec. 31, 2018
Another Geico customer hit my parked car in a parking lot. Claim was turned in on the other driver's insurance policy, adjuster denied claim without speaking to witnesses. Got a different adjuster who then opened a claim on my insurance after being told I did not admit to file it because the fix would be less than my deductible. Second adjuster denied speaking to witnesses even though call was recorded and changed the date on the accident to a week later than when it was first reported. AVOID THE HEADACHES AND SHOP ELSEWHERE FOR INSURANCE. Incompetent adjusters and horrible customer service. Turning this into my states' insurance commission.
Reviewed Dec. 29, 2018
This is for parents who have a new teenage driver in Ohio. I had Geico for my car insurance. My daughter got her license for the first time at the age of 16. I called Geico to see how much it would cost to add her to the insurance policy. It would of been double of what I was paying. I am retired and she was not working yet because of school so I could not afford double. I told Geico I did not want her added. I decided that she would not drive until we could afford the insurance.
Later I come to find out that Geico added my daughter to my policy without my permission. I contacted them and they said there was nothing they could do. After some research I found out that there is a exclusion form you can sign so not to add more insurance. Geico said they do not have that form in Ohio. I also found a clause in my policy that stated a person has to have my permission to drive my cars to be insured. I called Geico to tell them that my daughter does not have my permission to drive my cars. That meant nothing. I guess they only enforce what they want to.
I did file a complaint with the state of Ohio insurance regulators and that was useless. I had to cancel from Geico and scramble to get car insurance. I found another company that gave me a better rate for my whole family. So if you are a parent with a new teenage driver in Ohio and have Geico beware of their poor tactics. They also can add someone to your policy if they live in your house.
Reviewed Dec. 28, 2018
On October 30th, 2018 a Geico driver failed to stop at a stop sign and hit my vehicle. I have been dealing with an adjuster who attempted to bully me into accepting a settlement which was far below FAIR MARKET valuation. It is now December 28th and I still do not have a fair offer and NO ONE is responding to my messages. I have been bullied, my rental car taken and now no communication at all. I left Geico years ago because of their low ball valuation in another accident only to be forced to deal with them once again because of the recklessness of another driver!
Reviewed Dec. 28, 2018
GEICO has a very bad Discrimination problem. They're Liars and something really needs to be done about it. Please all my ** people do not get insurance with GEICO. A ** lady rear ended me and knocked me off the road but GEICO said I'm the one at fault. Me and the lady have the same insurance company but she has GEICO government insurance, GEICO never got my side of the story and none of my passengers and I had three. They only talked to the lady and her one passenger. How can I control what's behind me? I made sure that I didn't hit nobody but I'm the one that has to pay. The accident happened on 04/23/2018.
Reviewed Dec. 27, 2018
Geico flat out lied to me. I put my son's insurance on hold when he went to boot camp and MOS training. I was assured I could take my son off as primary driver and that he would be "on hold" with no lapse of service until he got to his permanent duty station and could have his car. THEY FLAT OUT LIED. Now that he is at permanent duty station they want to charge a 500% INCREASE IN MONTHLY PREMIUM. How do you go from $75 a month to $350 a month? How do they live with themselves for such lies. We paid the premium on this car for the past ten months, just didn't have him listed as an active driver. They are jacking up the price because of the dreaded car insurance lapse, which they assured me would not be reflected as such. Their "military special representative" stated how sorry she was, but admitted there is nothing she can do, pay the 500% increase or cancel the policy, oh and they would be sorry to see me go, yea, I bet.
Reviewed Dec. 26, 2018
Frustrated. Been working with adjusters for over 19 days. Gave me a low ball estimate of value on my car. Waiting several days for a new valuation, and after several days they said they could give me $200 extra dollars. 2007 Toyota Avalon Limited, loaded 216K highway miles, second owner. After my deductible, they offered me $2900 approx. for my purchase of another vehicle. Adjuster agreed with me that it was a low offer, and she was going to help me get into a safe and good car. And after all the wait, I get $200 more dollars. Been playing phone volleyball. A lot of I talked to my supervisor and manager and the policy is... blah, blah, blah. No really satisfaction. Going to keep calling till I can get some real numbers and satisfaction. Will not use this company again for insurance. Sorry. Bad service and just getting the runaround.
Reviewed Dec. 26, 2018
My truck was stolen Nov 1st. The police put in the wrong VIN number. GEICO would not start to process the claim till it was correct. I called the police almost every day for 12 days. I had to pay for a rental car. Also my adjuster was on vacation so NOBODY would touch my claim, NOBODY would return a call. This is crazy. Over 50 days and still not paid one Dime for my claim. Also I had over 11,000 worth of repair, including new tires - 3 days old when stolen, new transmission, new injectors, two new Gel cell batteries all in the past year. They allowed me 2000 towards the improvements. The trans had a 4 year warranty. The injectors had 36 month warranty. So they don't pay what it is worth, and they don't return calls to find out where the money is. I guess out of 16,000 employees my adjuster is the ONLY one who can pay out for a claim. I WILL NEVER EVER HAVE GEICO AGAIN. BEWARE.
Reviewed Dec. 26, 2018
I’ve had Geico for the past few years now and they’ve been the cheapest compared to the other companies. My insurance was over $200/month for full coverage. After I filed a claim on my car due to an incident to my car that occurred, they have been very slow with the claim process. They are trying to make me at fault even though my record is clean and this would be my first claim ever. Geico is not on your side and they try to keep as much money as possible in their keeps. I would not recommend this company to anyone... even though they may be less expensive if you get in a wreck they will try hard to fight against you.
Reviewed Dec. 25, 2018
I’ve been insured with Geico for over twenty years. If there is a question, incident and unfortunately accident they are so responsive and make a terrible situation a little more comforting. They’re available 24/7. Used roadside assistance, glass coverage and prompt and reliable. Their app is user friendly and has all the info you need to even start a claim, contact roadside assistance and pay your bill. Their rates are excellent as well. Yes I have called other companies I’ve the past few years and I’m still saving hundreds by using Geico.
Reviewed Dec. 23, 2018
First major auto damage incident - Geico pulled through. Quick approvals for needed repairs, including residual damage not discovered until 2 months later. Great response times, communication - really happy with the overall process.
Reviewed Dec. 23, 2018
I have had Geico automobile insurance for over 25 years. I have an excellent driving record, no accidents, tickets and have taken voluntary driver's education courses as mandated. I have qualified for many of Geico's discounts yet my premiums continue to rise at an exorbitant amount. When I called customer service, I was basically told I am being penalized for having a healthy, responsible lifestyle which has allowed me to live to be a little over 70 years. Although in not those words exactly :). Because of my many years with Geico, you can presume I was happy with their services. My advice to the public, use Geico but don't try to live too long. I am now insured with a company that has ratings as high as Geico and am saving $400 every six months.
Reviewed Dec. 23, 2018
I always compare shop when looking at auto and homeowners policies. And Geico always seem to pop up at the top of the list, no matter what state I am currently residing in. Right now I'm in Florida, and even though Geico doesn't offer Homeowners, their Auto insurance is still the lowest for me.
Reviewed Dec. 22, 2018
All seemed ok over three years ago when we were quoted about $100/year less than our previous insurance. Then the reality start to set in with an increase of premium of $54 the first year (paper expenses we were told) then next year, then next year and so forth so on! This week was the culprit for the demise of Geico in our eyes! Returning with my wife's car at night while parking in my driveway behind my car I notice a damage on the bumper of my car. It looked like someone with a vehicle with a hitch hook hit right the center of the bumper. You certainly don't go around your car every time you return home so that could be there for a few days. I call Geico to inform myself what could I have done to recover from that damage, and if it would be suitable for me to put in a claim but I decide not to because of the agent's ignorance display thru out the conversation.
By the end of the conversation, I knew exactly what I knew prior the phone call. Within 15 minutes I receive an email with a claim number!! Fuming I call Geico and I explain that I never put in a claim... and after two hours 8 Geico's agents (Kicky, Tanisha, Adriana, Roberta, Katrin, Naomi, Ricky, Leesy) and two supervisors (Neruka I cannot remember the other one because I was fuming and I didn't write it down.) I had to give it up for my own sake. (My blood pressure really spiked up)! I turned to MetLife which, with my surprise, saved me $115 per year! But, believe me, I would have switched even if it would have been $100 more!! You make your own deduction. And all of this is recorded and is not my opinion is merely a fact!!!
Reviewed Dec. 22, 2018
We got the same coverage we had with Farmers for half the cost. Plus Geico includes roadside service. Which we have used and it is so much better than AAA! I recommend everyone give them a try when looking for insurance!
Reviewed Dec. 21, 2018
When I had a wreck that was no fault to me they were not very compassionate nor were they helpful. Their answer basically was "Ask someone else." If you pay for liability no one cares. Their rates hardly ever go down. They are not as bad as Progressive though.
Reviewed Dec. 20, 2018
The one good thing I have to say about Geico is that it is cheap, but also cheap in service wise too. Geico dropped the ball and didn't file a form with the state that caused my license to be suspended. I even called and reminded them a month after and was told that it is taken care of. A month after that I got a letter in the mail stating my license had been suspended because my insurance company never turned in a form proving I had insurance at the time of my collision (which wasn't my fault.). I was told by the BMV that it actually happens pretty often with these major insurance companies because you have to keep on them about it and if they don't, there is NOTHING the actual customer can do about it. On top of them completely neglecting to do their job and causing my license to be suspended even AFTER I reminded them to do it, they charged me $25 to file the form. Nice. I am switching providers ASAP.
Reviewed Dec. 18, 2018
Geico is more than happy to take my money on time every month but each and every time I had a claim they were no good. The adjusters always lowball you on the damage and they do not do anything in a timely manner. This is the worst experience I have had with any insurance company.
Reviewed Dec. 17, 2018
40 days took so far to send the payments to me. They put wrong name on check and, send to wrong address so, they make some delays to customer not receive the check. They do their best to make customers work with their shops which are not good at their job. They make delays in purpose for sending check. Do not trust them.
Reviewed Dec. 17, 2018
I was rear-ended by a motorcycle in October 2018, I had two passengers as witness. The motorcycle left the scene, we followed and got the address. I called the police. They came out, took pictures, and interviewed all of us. The police report clearly says the other driver is at fault. Geico is refusing to pay the claim, since the other driver is also insured by Geico and he doesn’t agree with our three statements. They can’t find him at fault. When I asked about the police report I was told the other driver said the police were wrong. Since the guy at fault said “it’s not my fault” they do not have to pay any claim??? Please be careful before you sign Geico up as your insurance. They will do anything not to pay the claims.
Reviewed Dec. 16, 2018
Auto insurance has become a different market over the past few years. I am in the habit of calling my carrier about three week as before my annual renewal to find out if they can lower my rate. I had GEICO about 5-6 years ago and switched to Liberty Mutual as they beat my renewal rate. I'm back with GEICO as they beat my Liberty Mutual renewal. I am continuing to have no issues and hope they can keep my rates low.
Reviewed Dec. 15, 2018
Well. Imagine that...my insurance company Geico I have been a loyal customer for many years and some guy hit my car last month and since no witnesses and he has insurance I can't use my uninsured motorist ins. Which would cost me $100.00 for repairs. But since this Fraudulent lying piece of ** has insurance it will cost me $1000.00. SERIOUSLY!! I shouldn't have to pay a dime. This was not my fault. You pay out the butt and get screwed when you need to use what you pay for. The agent working on my claim was not very helpful, in the past I have had good things to say about Geico and have talked them up to others. Even my kids have been on my policy now have their own policies. Not anymore. I will be looking for a new company to screw me over. Ugh... I as well have my homeowners insurance with these folks. I will be in search of new insurance company. An my kids will follow suit.
Reviewed Dec. 15, 2018
So I had gotten car insurance through Geico. I paid almost $300 to start with a monthly payment of $175. Which was fine. The very next day I get an email stating they were dropping my insurance because my husband (whom I’m separated from) had a “suspended license.” This man name Christopher ** called me and I explained my situation to him. I assured him that my estranged husband would not be in my vehicle much less driving my vehicle. He said they were going to drop me anyways and only pay me $92 of my almost 300$ I paid for less than 2 weeks of coverage.
I called Geico today and tried to see if I could keep my coverage due to the situation. Once again this man returns my call but is being a respectful ** about the situation. I told him my “husband” was in Mexico trying to get his papers legally. He said that’s none of his business and he will not be reinstating my insurance nor has any interest in returning any of my money. I felt he was being very rude and completely prejudice to my situation. I would advise anyone to give progressive a call before considering Geico. They had absolutely no problem taking my money and dishing me nothing in return. He made me feel bad.
Reviewed Dec. 15, 2018
I’ve only had the policy for about 9 months but good so far. They have been very accommodating when I’ve needed to pay the premium a little past the due date.
Reviewed Dec. 14, 2018
If buying your first home isn’t stressful enough, Geico increased our stress exponentially by being misleading, insensitive, indifferent and incompetent. First of all, they gave us a false sense of security by making obtaining homeowner’s insurance seem easy. We gave them all of the required information about our home and our mortgage company and they said “everything is all set!” Only to find out AFTER closing that they never billed our mortgage company (to put it in our escrow account) so we had to pay an extra $908 AFTER we signed all of the paperwork and watched our bank account take a beating. That was fun. And if that wasn’t bad enough, they decided to screw us over even more. I called their customer service number to add my engagement ring to the policy only to find out that they were canceling our policy effective January 14th, 2018.
They claimed they sent out a letter 12/6/18 that would explain the reasoning and they were “very sorry for the inconvenience.” I got the letter yesterday (12/12/18). Like are you kidding me? Something that serious doesn’t warrant a phone call??? They claim that their “inspector” came to the house and indicated that our roof needed to be replaced as well as some branches cut down, which is why they decided to cancel the policy. If that was the case, could they have come to that decision before my closing (since I called and got my homeowner’s insurance WEEKS before closing)? Or before they said we were approved and then took my money?
I guess it doesn’t matter that we had a professional home inspector (and mortgage company also inspected) and both said the roof and branches were fine. Let’s just cancel your policy and then not tell you about it! Good thing I called about my ring or else I might have not known until next week! It's not like I don’t have enough on my plate right now huh Geico? Would have been nice to have an extra week to figure out what to do, but Geico is not professional or considerate. Already found another insurance company that seems lightyears better and I am glad to be rid of Geico. With such horrendous service from the beginning, I’m glad I won’t have to find out what filing a claim is like with them! What a headache.
Reviewed Dec. 13, 2018
Beware of dishonest quotes. Geico quoted us great price on our auto policy, so we switched. Two months later they said "sorry, we made a mistake on the quote we gave you and you really owe more than twice that much per month." They wouldn't even give me time to find a new policy, but started charging the outrageous rate immediately. Even though they admit it was their fault, they are still sending me to collections! Progressive gave me a much better rate.
Reviewed Dec. 12, 2018
The other driver passed a stop sign and we were involved in an accident. Although Geico admitted the other driver was wrong they would only send me 90% of the cost of repairs. They told me I could fight but it would take a few months. They knew I needed my car and forced me to accept. They are a fraud.
Reviewed Dec. 10, 2018
Been with Geico since 1980. Too hard to leave. The customer service guys are horrible!! After paying a high premium they think the money is coming out of their pockets. Not at all easy to work with.
Reviewed Dec. 9, 2018
My vehicle was stolen and I had comprehensive coverage with Geico which appears to be worthless. They have been coming at me with an accusatory tone from the very beginning to the point I had to hire an attorney. We have uncovered several infractions that the investigator has committed including trying to coerce witnesses to lie on their behalf. It looks like it's heading to court now and I can't believe the amount of lies and unethical behavior being exhibited by Geico just to try to get out the claim. Pray that you never have to file a claim with GEICO or be prepared for a fight just to get your claim settled.
Reviewed Dec. 9, 2018
I realize from tons of others Geico policyholders (mostly previous) that they had a lot of the same issues. That Geico claims service is crap and it seems they look for ways to not pay claims. Well I'm going through the same issue. I would love to stand up to Geico and start a class action lawsuit to make them accountable for the service we all paid for. Some people were racially profile in their claims process. We need to stick together.
Reviewed Dec. 8, 2018
I cancelled my policy with Geico on the 25th of November 2018. One of their employees told I'd have my reimbursement checked between 3 to 5 days and another told me 7 to 10 days. I can because come this past Friday that would be 10 business days. The lady on the phone told me they just sent the return to my back today!!! I'd have to wait another 3 to 5 days! That's insane. I'm also not getting all of my money back because of a change of address. I haven't moved in over 2 years and I've been receiving my Geico mail at this address since I moved. They also raised my rate $130.00 because of all the hurricane claims they had in South Carolina. I told them that was excessive. I've been in no car accidents in 5 years. My rates shouldn't go up like that. Worst company ever!!!!
Reviewed Dec. 8, 2018
My car was rear-ended by a driver who had GEICO Commercial insurance. The accident happened on AUGUST 22. After reporting the accident with my car insurance we decided I should file the claim with Geico. I waited over a month for Geico's adjuster to come to my residence to see the car (SEPTEMBER 25). I was told by the adjuster that GEICO will send a check for the repair. It took over THREE WEEKS for me to receive the check in the mail. As soon as I was able to I took my car to the body shop for the repair (OCTOBER 31). I signed over my check to the body shop that day and the body shop began to assess the damage the following day. They then had to wait for Geico's adjuster to come out to the body shop. Geico's adjuster did not show up for the first body shop inspection until NOVEMBER 13!!!
In the meantime Geico paid for a rental car and issued me a Toyota Camry (my car is a 2018 Subaru Outback). After over 2 more weeks of waiting and learning that I was supposed to have been issued a car that was comparable to my car, I left several messages with Geico about switching out my rental, but never heard back from anyone. After several additional attempts I finally called Geico Commercial directly and I now drive a Nissan Rogue. Due to further delays regarding supplemental approvals it took until NOVEMBER 21 for my car to be repaired.
Here's the kicker - due to negative experiences with Geico the body shop has a policy of not releasing my car to me until they have a written confirmation of the final payment due for the repair. It is now DECEMBER 7 - and I still do not have my car!!! Meanwhile, Geico has already had to extend my car rental twice + they will be charged a storage fee for every day that the car remains in the shop. Someone please explain how any of this makes sense.
Reviewed Dec. 7, 2018
A. I had an accident on December 1st 2018. Till today you can see how many calls I have made and how many calls I have received. 2. Till now except the manager last manager who was highly reluctant to give any options nor provide any substitute for deductible 1,000 - one thousand dollar -she does not wanted to help out at all ever Highly blindsided and unfair. 3. I had to call multiple times to reach her - only people like Gabby, Victoria and Roger- they were really pleasant to talk with at least. 4. She does not wanted to pay for medical even though my rib got injured- she does not care. 5. Every time they will tell they will assign a person which they will NOT Do. 6. They are NOT HONEST, nor ethical, nor integrity. They waste your time. 7. Whatever you say, they will call purposefully to your cell phone -how many times you repeat. 8. How many times you tell this is Hertz rental, they do not care about that too. What a sadness.
They need to pay this DEDUCTIBLE and pay for Medical -this kind of harassment from last Saturday till now has been horrible. You have to run to take their calls and their system won't work - like you cannot upload- so you have to run to Post office, Fax at Fedex and what not. South Carolina has a rule to report in 15 days -you had to push them to send it. Till now I don't know what they have done. We need to report to highest Insurance regulator at least about MACON, GA office which does not really care, nor follows the principles, honest, ethical practices.
Reviewed Dec. 6, 2018
We were with Geico for about six years previously with no issues. About two years ago they started to raise our rates although we had no tickets/claims. Finally, tired of the gradual increases, I got another quote which was considerably cheaper and switched companies. Every few months I would get a call asking us to switch back. About two years ago they gave me a great quote and we decided to switch back. Within two weeks of making the first payment, Geico contacted us to say the quote was wrong and our premium went up.
At renewal it went up again. We called to get a quote on a new car prior to buying it. Bought and added the car and then was notified for the second time that the quote was wrong and my premium was increasing even more. We then added a teen driver. It went up (we expected this increase) but now today a year later they said they are just adding my teen driver and increased my rate AGAIN! She's been in this policy for 1 year and was listed as a driver!?! DONE with Geico for good. This company has really gone downhill!
Reviewed Dec. 5, 2018
First let me state that up until this point, I felt Geico was fantastic. Anytime I've had a claim, they've done everything they can to help make the process as pain-free as possible. That being said, their information varies based on the agent or supervisor you speak to. In my case, it was both. Over the course of the past 24 hours, I have spoken to over five different agents (some great, others not so great). The issue escalated when speaking to the final agent I got placed on the line with named, Sharlyn. Don't get me wrong, I believe she was giving me the best assistance possible. I explained my issue of moving from MD to NC and the previous information I had been given, and she tried her best to sort out the miscommunication with the process; however, she was not able to resolve an issue I had with the DMV in NC, and so I asked to speak to a supervisor. When I did, she quickly advised me that one had been on the line "the whole time."
My immediate thought was: GREAT, maybe she has some insight into why this can or cannot be solved? But no... lo and behold, instead what proceeded was a long 2 hour conversation about how I am lying and how the agents probably explained it right, but I must have misunderstood - which I guess could be possible if it happened once, but no. To illustrate just how much wrong information I was given, my policy has been changed and altered THREE times by different agents believing that they know how to handle the transfer of our cars from MD to NC - all of them claiming to have "fixed" the previous agents mistakes. Benita (associate #**) talked down to me saying that the reason I've had so many issues was because I refused to take the agents' advice??? That's when I politely explained that I am simply following what I was told; I know nothing about insurance, and I don't claim to know.
I ALWAYS call to get advised before making ANY changes on my policies, and am at the mercy of what the agents tell me. I would NEVER argue about how to go about a process that I know nothing about; however that's what Benita claimed I did on the phone with Sharlyn. She then proceeded to tell me that Sharlyn didn't say certain things that she most definitely told me. I even mentioned getting it investigated by law - in which her tone varied greatly. After that point, she proceeded to say I need two separate policies, which mind you, was NEVER offered to me by any other agent I had spoken to previously.
Long story short, I have a feeling my husband and I will be searching for another insurance company. It breaks my heart because with the few claims that we have made, they have been super responsive, and their pricing is unbeatable, but I have to do business with people that I can trust and who are going to care and assume the best in their consumers.
Reviewed Dec. 5, 2018
Negative 5 stars. I was in an accident earlier this year. I was told by GEICO over the phone we would be taking responsibility even though I felt it wasn't my fault. They never came and investigated like I suggested. Had they did they would've seen how narrow the street was as I told them so if I had in fact hit her she would have hit the all the cars parked parallel to her, nope. She was hugging and consoling me that it could've been worse, we're both insured and neither of us were hurt. She told me adjuster she was fine. 2 weeks later I received a letter from the DMV notifying me she hired a Beverly Hills attorney and was suing me. I was livid, we my kids were crying for a happy meal so we go to McDonald's and guess who helps us at the drive thru? None other than the girl who is suing me for neck and back pain. I call GEICO and give all the details, hoping this shows it's not true.
A few weeks later I get a letter from an insurance company I had never even heard of saying the claim was denied, I was like what claim? Who are you? So I call them and got the runaround. After the 3rd call I was told that the claim was denied because after their investigation they found out her mother wasn't in the car at the time so they are denying her mothers claim and had to notify me. Wow?? I was blown away, I was like surely this enough for GEICO to prove they are trying to run some fraud or something.
All GEICO would say is that they will contact me once it's settled. They straight out told me we offered money and are just waiting to them to accept. I was livid, I've shown more than once that she is a liar. I asked them, "Did you even try to fight for me because it seems like you're basically bending over for her lawyer?" I was told, "Once the case is settled you will be noticed." No help whatsoever. I got a letter a few days ago that they've settled, she accepted the offer. Poor injured girl, she didn't look injured at all when she was running around at McDonald's LAST NIGHT in the kitchen. So this is what GEICO did for me. Should also mention I've never had a ticket or an accident, have been driving for 20 years, and because of that they actually raised my rate over $200 more than it already was. (And I was already paying too much).
Reviewed Dec. 5, 2018
Had Geico in Hawaii for complete car insurance at $100 a month. Moved to New York and rates went to $175 a month for just liability with a prefect driving record. Customer service was rude and deceitful to me.
Reviewed Dec. 5, 2018
On 11/2/18 I applied for auto insurance online with Geico. Quite naturally, I completed the form accurately and spelled my own name correctly. When my insurance cards arrived, my first name was misspelled. When I contacted Geico, its representative explained that the misspelling was what the South Carolina Department of Motor Vehicles listed in its records of me. I knew this was patently false since I held a valid Driver's License and Voter Registration card with the correct spelling. For good measure, I also called the DMV and received confirmation that its records had the correct spelling. I had already warned Geico that if I determined that it was lying, that I would cancel the policy and require a full refund. I made that demand, but the company stalled and lied further about the cause of my name's misspelling. When it finally did cancel the contract, it provided a partial refund of my six-month premium.
Reviewed Dec. 4, 2018
Let me start this off by saying that I have been a customer of Geico for more than 5 years. I recently added my newly wed wife of June 2018 to my plan this year. She has been a customer of Geico for quite a few years herself before she had to change her last name. May 2017 was a year where unfortunately I was struck from behind at 80 mph on the expressway by an SUV. Geico fixed my car and denied my diminished value of my vehicle. June 2018 my car was rear ended by an international flatbed truck at a much lower speed. During these incidents my wife was not on my policy. July 2018 we get a new SUV for my wife and I include her in my policy. My wife while we were in separate accounts with Geico had 1 accident of her own in March of 2017. Now understand that for my accidents I contacted an attorney so that all medical expenses would be covered and that I would get the utmost care for my physical well being as possible. My wife did not.
None of these incidents/accidents were our fault. When I spoke with representatives they had assured me that my policy would be fine and that I had nothing to worry about with my insurance. My wife and I have never been late on any payments and now we are being punished. Today I get a call from 1-800-841-3000. A Geico number with an agent on the line stating that my newly joint account will not be renewed because of the frequency of the accidents that I was involved in and also the negligence that I have shown as a customer. I pay my bills on time. I abide by my end of the contract and Geico denied the diminished value of my vehicle when they should have totaled it! The car I drive now does not align properly anymore and I am stuck with a vehicle that will never sell for the same value ever again. But Geico wants to deny me the coverage that I have been paying because I went to the hospital?!
What in the hell is wrong with this multi billion dollar industry?! I want to post this complaint to every review website on earth... "Geico will cover you but only if you don’t crash and it only lasts for a number of years." I want to scream at the top of my lungs and the attendant whose job it is to send notification to the customers... Kudos for being so heartless knowing you have ruined my family’s day. Geico was notified of my complaint and denied, nor sympathized with our situation. They just said, “Good luck getting insured.” Would not recommend this insurance to no one ever again.
Reviewed Dec. 4, 2018
The GEICO website quoted me a 6 month premium of $571 for the vehicle I was thinking of buying. When I actually purchased the vehicle a few days later and switched my GEICO auto policy over to it, my premium jumped to $1322 for 6 months. The GEICO agents on the phone had assured me that nothing like this would happen. I have no prior claims, no tickets or accidents, and an excellent credit score, and I don't appreciate being taken advantage of this way.
Reviewed Dec. 4, 2018
On Tuesday, July 28, 2018, a police report was filed for my father concerning the larceny of our motor vehicle. The investigator determined that the offense was felony larceny (by trick). The conclusion was based on my father being elderly (special victim), my father is clearly of diminished capacity, and could not have given valid consent. On Wednesday, October 31, 2018, my sister sent to me, a denial letter from GEICO, dated August 24, 2018, and signed by the Claims Adjuster stating, “…This is being made per our... [SOCALLED]… the… Police Department did not take a theft report for this loss…” From the onset the Claims Adjuster was lacking in her so-called investigation. We had not heard anything from her, so on Monday, September 10, at 9:25 AM, 9:26 AM, and 10:36 AM, I attempted to contact the Claims Adjuster; however, the voicemail system answered.
I left a message requesting callback. After not receiving a reasonable timely response from the adjuster, approximately 10:43 AM, I contacted customer service and informed the representative that my attempts to contact the adjuster assigned to the claim has been unsuccessful and I needed to speak with her supervisor. The representative suggested that I allow her to attempt to contact her before contacting the supervisor, which I agreed. The representative informed me that her attempts were unsuccessful also and if I still wanted to speak with the supervisor, which I replied, "Yes." Simultaneously, at 10:47 AM, the adjuster was calling me through “call waiting” so I informed the representative and switched calls. I requested an update concerning the claim and the adjuster claimed that it was still pending decision.
This was the forty fifth (45) day since the report was filed and she had not obtained a copy of the police report or the name of the investigator. I sent to her by fax transmission (6 pages); a copy of the “Incident/Investigation Report” and a copy of the financial company documents. As an added measure, on the fax cover sheet, I wrote the assigned police detective’s name and his direct office telephone number. On Tuesday, September 11, 2018, at 12:22 PM, I sent to the adjuster by fax transmission (3 pages); a copy of my father’s diminished capacity diagnosis and copies of email conversations between myself and the police detective. On Wednesday, September 12, 2018, at 3:36 PM, I sent her by fax transmission (2 pages); a copy of an email from the police detective informing that on September 11, 2018, the vehicle was located and recovered during a traffic stop by law enforcement.
On Tuesday, September 18, 2018, at 2:17 PM, the adjuster contacted me by telephone and informed that after conducting a meeting with Geico’s legal team, the company would not be settling the claim because the “General Power of Attorney”, issued to my sister from my father. To this date, although there is documented proof (Actual report) that a police report was filed and the conclusion that the offense was Felony larceny, GEICO still stand on the denial of the claim based on the assertion that there was no police report. GEICO is deceitful and failed to handle the claim in good-faith.
Reviewed Nov. 30, 2018
Updated on 11/30/2018: You guys keep changing my rental coverage. Tell Stanley I return his car rental. And I am about to sue you guys. You are the worst company. I regret giving you my money since 2007 or 2008 I have been with Geico. BMW I bought in 2011 before it was Mitibushi Lancer. This was my first major accident. So I didn't know how you treat your customers. You all will pay for it. It's done deal. Plus you need to pay for my injuries. I am going to sue Geico.
Original Review: I am with GEICO since 2007 or 2008 and first time I got into major car accident. I had rental till 3rd and now rental car called me up. Said I have only few hours. GEICO dismiss the rental. Adjuster came and said car is total damage. He doesn’t even know what he was doing. I drove car from accident and car works completely fine and needs repair and they reject the claim. It’s completely scam company. Don’t do any business with them. Worst insurance company. Full of deception. Bunch of thief and crooked sitting there.
Reviewed Nov. 29, 2018
Called for a quote 11.27.18 and the withdrawal was supposed to be 11.30.18 when I pick up a new car. The call dropped at The end and I did not receive a call back yesterday or today so I called. I found a lower rate with another company and decided not to go with Geico. I explained don't be rep and she cancelled the policy and said your refund has been issued and should be in your account in a few days. I told her the withdrawal was clearly supposed to be Friday and I know I stated that because the amount would've overdrawn my account. She verified that it was drafted from account and so did I through my bank. I keep good records and I will be calling the local office and speaking with manager. If necessary, I will call corporate. This is why she didn't call back when the call dropped or today. When I tried to call back, it said the office was closed. Don't lie to people. If a post dated withdrawal is not possible, say so.
Reviewed Nov. 28, 2018
My issue is with Geico not standing by their customers and repairing my car to the condition it was before my accident! I have a 2005 Audi A6 insured w/ Geico. My car was hit by a truck a couple months back that fled the scene. It was minimal damage (Side mirror, passenger side front/rear door light body damage and repainting). However, I was astounded when they declared it as $4,100 in damages but, hey, what do I care they are paying for it. Geico sided with me and agreed to repair my car. A reputable collision shop had my Vehicle for a MONTH while Geico had me in a rental. It was a bad experience because the body shop never even once contacted me to give me an update on my car. They jerked me around towards the end when they said I could pick it up - I got a light run-around but nothing too bad.
Once I got my car back from the body shop I could tell immediately that there were things wrong that did NOT exist prior to the repairs. These include...check engine light on in dash, daytime running light out, Audi advanced key not functioning AT ALL, push to start not working, exhaust hanging/broken weld at bracket, wobbly driver's side mirror.
I contacted the body shop and told them about all these issues. I had to drive back and forth to the shop about 5 times. Geico approved the supplementals and put me in another rental for ANOTHER WEEK. The shop fixed the mirror, tacked the exhaust (which already failed and is hanging currently) but created more issues while I was there including causing my power window to stop working and my speaker in the door panel to sound blown/rattle. They managed to get the window working after I had to wait, yet again, for over 1.5 hours at their body shop. All in all, I must have spent 5 hours waiting at this shop for all these resulting issues that arose that they fixed. The only things that remain broken are my exhaust and rattling speaker--Both of which were NOT like that before they did all the work to my car.
Fast forward a week after taking my car home and here is where the serious issue happens. My car simply will NOT start up. I had to get it towed to my local mechanic to diagnose the problem so I can either fix it on my own (if simple) or contact Geico for YET ANOTHER related supplemental issue. It turns out WATER got into my trunk somehow and pooled under my spare tire! It fried my fuel pump electronic control driver. It cost me $500 to get it fixed! This has NEVER occurred prior to the accident! How can this be coincidence???
I immediately contacted the body shop/on site Geico adjuster and told him about the issue. After returning, yet again, to the body shop they basically said, "NO we will not fix this because it is not related to the accident!" Where do they get their logic?? I can name 7 things that happened AFTER the shop did all the work... 1) Audi advance key stopped working. 2) Push-to-start stopped working. 3) Check engine lights on in dash. 4) Daytime running light bulbs shorted. 5) Exhaust bracket broke. 6) Driver side mirror rattling/broke spring. 7) Blown/rattling speaker in door.
*How can they argue that they can't relate this water damage/fried fuel pump control to the car crash or subsequent repairs? If I inherited 7 additional issues with my car AFTER the body shop got done with it then why is it so hard to fathom that there could be 8? I'm sorry but that shop loses credibility in my book after more than a couple things being wrong after they complete their work. This is not a chance thing here. This is a pattern! So my adjuster refuses to help me out. I contacted his manager and I am awaiting his call back. TLDR: My car is leaking water into my trunk after the insurance repairs were done causing $500 worth of damage and they refuse to pay for it! Any and all help would be appreciated--thanks for letting me vent!
Reviewed Nov. 28, 2018
I got my policy with GEICO on 11/16/18 when I bought my new car. I paid $140.32 to get the policy started, and it was for myself as a driver and since my husband lives with me I listed him as a non-driver. The policy was granted and I thought everything was good to go. On 11/28/18, I received an email stating "Your policy has been canceled as of 12/11/18. Please call us for further assistance". So I contacted customer service and was told that because my husband's license is suspended, and lives in my household, he has to be covered as a driver on the policy. I informed customer service that my husband's license were suspended and revoked by the state of Ohio in 2007, which also means they have since expired. GEICO's statement, paraphrased, was this: "A suspended license means that you are still a licensed driver but the license is not active."
To me, this is a ridiculous loophole for the company to take my deposit for the exact opposite reason they are citing for canceling the policy. When I asked for a full refund, they stated that I was due no refund because they provided coverage from 11/16-12/11. They provided coverage... but are canceling the policy because they cannot provide coverage because of the license situation... but they provided coverage... that they cannot provide. It isn't rocket surgery to see that they are completely screwing me over. I bet there isn't a single person, outside of the GEICO company, that would believe they would have approved a claim submitted between the "coverage" dates and would have stated that the policy was null and void because of the license but uncovered driver. Here's the kicker... Ohio law states that if you live with another driver, that person must be listed on the policy.
If that driver WILL NOT BE DRIVING YOUR CAR (regardless of license status) you will be require to sign an exclusion affidavit stating that the uncovered driver won't be operating the vehicle. GEICO did not offer or even mention the exclusion clause, and by doing this, VIOLATED OHIO LAW. Geico offered me a measly $54 refund of the $140 I paid just 12 days after the policy started. And all this within a month of Christmas. When I think of an insurance company, I expect caring and understanding customer service. I definitely do NOT expect to be charged for coverage, and then have the policy canceled because they cannot provide that coverage... that they provided and charged me for... but cannot provide the coverage... that they provided... ARE YOU KIDDING ME?!
This entire situation is ludicrous! GEICO has simply put a sportcoat and tie on STRONG ARMED ROBBERY! If you, your family, or anyone you know tells you they are thinking about getting or switching to GEICO insurance, find a large blunt object, tell that person to prepare themselves, and then smack some sense into them. If they go through these lengths to take $90 from a potential long time customer, imagine how difficult it would be to have your claim be approved. Heck, you might submit a claim for a fender-bender and end up losing your house to these vultures. I wonder if the GEICO knows about this...
Reviewed Nov. 28, 2018
Don't recommend to nobody!!! One year ago I switched from Geico to Progressive, because Geico was raising my premium every 6 months for about $150 each time with no reason. I always had clean driving record. Last week Geico emailed me that they want me back and that they will give me good price. So couple of days ago I filled quote with Geico and they gave me nice price, so I switched from Progressive to Geico. I paid that day my 6 month Premium. Today (2 days later) Geico emailed me that they changed my Premium and they raised price for about $200, and I have to pay it in 2 weeks. Geico just give you cheap price while you fill a quote. Few days later after you buy insurance will raise a price, and will send you bill home. That how they bring new customers.
Reviewed Nov. 27, 2018
My car was stolen. The police found the car and had it towed. I needed to get a new key programmed. I was given a name Michael ** and told he would contact me tomorrow. Well Monday came I resolved the issues with my open wallet. Waited for Michael ** my adjuster to contact me but of course he never did. EVERY TIME I TRIED TO REACH Geico the system kept automatically re-routing me to his vmail. I was trying to get some assistance, talk to someone find a update on my claim nothing.
Finally calling from work and failing to put my info in the phone I got to talk to someone. There response... "We attempted to reach your adjuster but we got his vmail." Then I asked, "Can I get another adjuster" and they denied me that opportunity. Gave me a lady who was not available that works on his team and said I could call her and leave a vmail. Then I finally get a call back from Alyz and she says they can't do anything for me because the car needed to have damages over 1k. WTF. So I pay for insurance up front for half of the yearly and now I pay an out of pocket tow and key replacement of a total nearly $800. This company has really disappointed me. Worst of all is the ** SERVICE. They are Pure GARBAGE. THE EASIEST PART OF SERVICE IS PROVIDING IT. If you choose to have Geico insurance Good luck. #poormanagement #Whypeopleleave #badreview #geicosucks
Reviewed Nov. 27, 2018
I had a policy for years with another insurer. I got my quote through these fools, and switched. Well after a month and half they cancelled my insurance because my daughter is on my registration. We are both on my cars. She helped me. My husband has another on his. They said we would have to insure them! They arent even drivers. Furthermore, when asked if we are reg owners I said yes, and that we had designers. They said it wouldnt matter. Liars! Now I have a week to find new insurance. Hopefully, my old insurer will take me back!
Reviewed Nov. 26, 2018
I opened 4 new polices because I saved money.... Then I was hit with 4 dollars c 4 policies x 12 months 192 dollars in fees... Mostly wiped out any savings.... Wish they told me this before signing me up and me cancelling old policies... Now I have to undo and waste a day off...Never trusting them again. No wonder their prices were lower....
Reviewed Nov. 26, 2018
I had a claim last year for my 2005 Explorer for the back window that blew out. I had full glass and because the hatch had to be replaced they said that they wouldn't cover it under my policy. So I had it fixed out of my pocket $850 and just let it go. So this year 2018 I have an RV I had full coverage and we had a wind ice storm in the spring did some damage to my roof. I fixed it but the water that leaked into the RV did some real damage caused black mold. So I filed a claim they sent an adjuster out he took pictures of everything including the keys. Well they got back to me and said it was totaled. $12,500.00 in damages. Well I was only claiming the front bunk over the cad area and the adjuster turned in every little thing he found.
After weeks of calling and getting my claim handed to 3 different investigators they said they could not afford to cover it. They decided it was lack of maintenance and normal wear and tear on the RV. I advise everyone to stay away. I didn't get either claim paid and now I have to shell out the money to get my RV fixed. What do we pay premiums for if they are going to make up excuses and not cover the claims. The worst insurance company I have ever felt with. Cheap insurance yes but don't pay claims.
Reviewed Nov. 25, 2018
Lie to me, no problem - attorney hired now. Forget honesty and trying to settle a claim fairly and reasonably. When dealing with a Geico adjusters your doctor's reports ignored. One example, after three weeks of trying to settle fairly I had enough of dealing with Timothy ** and Michael his supervisor. Timothy agrees after reviewing a work loss claim and tells me he will pay it -- he is just missing one of two tax documents and I have to provide a doctor's note for the time off work.
Two days to get it, but Timothy didn't think the doctor would write the note... but she did as it is a real claim for loss of work with permanent crash injuries. Then, Timothy LIES and backtracks saying he wouldn't pay the claim ($19,000). Instead they would pay ZERO DOLLARS against my work loss claim however AS A COURTESY??? they will offer $360??? I NAILED THE LIAR ON THE PHONE--- and now we are going to court - forcing me to hire a top attorney and maybe they will listen.
In one breath Timothy totally stated the doctor's medical statements are wrong and then telling me he isn't familiar with what the doctor wrote and the medical records meant but $0.00 for pain meds (My foot run over, crushed by a minivan-- why a crash injury shouldn't hurt??? Need pain meds??? Not according to Geico-- not a valid claim to pay--- TOTAL SCAM. They do everything to avoid being fair and reasonable. I get that to a degree however when you have a REAL CLAIM, Geico will force people like me to have to get an attorney (40% cost off any claim paid) but when told they would pay for the work loss claim portion and told me specifically the documentation they needed and got from me... Then they go back on their word. LIE to me... I'm done with these LIARS.
Reviewed Nov. 25, 2018
Updated on 01/04/2019: I was loyal with Geico for 3 plus years. Never had a problem until I filed claim from a hit and run. I had 4 adjusters meet with to take photos even an interview and also had a police filed and after 3 months given the run around they denied my claim and cut me off without warning. I was driving around for a few days without any insurance. Mind you I never received a letter or a phone call. They are horrible unless they are collecting money. I would never recommend Geico to anyone for nothing unless they want to just give money away.
Original Review: Geico has been giving me the runaround after I was hit by a car and they took off. I filed my claim the night of the accident and the next morning I filed a police report. I went to have the adjusters look at that Geico suggested and they gave me a quote. However, the Geico rep who was less concerned about the situation by insulting me stating it looked like I hit a wall. 1. If I hit wall, I would said that when I filed a claim. 2. Who just hits a wall? 3. No word from them and it's been 3 weeks. I have called and all of a sudden someone different is handling my claim. SMH. They take my payments quick and fast but when it comes time to use my insurance. NOTHING!
Reviewed Nov. 22, 2018
Geico is the worst provider I've ever had. I've had many policies over the years and been happy with every other company. They canceled my service without contacting me because my card on file expired without me realizing and I was on autopay. Card is still valid of course. Didn't receive a phone call or email... nothing. Got a letter 2 months later wanting extra fees for lapse in payment. It was commercial so I had customers in my vehicle during that whole time of being uninsured. Put me at a massive risk. I objected to paying their fees and they sent it to collections again without threatening or informing me. I would never in a million years consider using this company for insurance again. I've never had worse customer experience in my life in any industry.
GEICO Company Information
- Company Name:
- GEICO
- Website:
- www.geico.com
