GEICO Reviews

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About GEICO

GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.

Pros
  • Affordable policies
  • Several discount options
  • Intuitive website and app
Cons
  • Can be pricey for high-risk drivers
  • Few local agents

GEICO Reviews

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    Page 4 Reviews 245 - 445
    Customer ServiceContract & TermsCoveragePriceRefunds & PayoutsStaffBillingHonesty & Transparency

    Reviewed Sept. 3, 2025

    I was a Geico customer for over 20 years. 2 years ago, I was hit head on by another driver and sustained serious injuries. The other driver was the at-fault driver (ran a red light) which was reflected in the police report. The other driver was driving his friend's car and had no insurance, but the friend who owned the car (not involved in the accident) was also insured by Geico. The at-fault car owner's claims adjuster contacted me before my claims adjuster reached out, and he proceeded to treat me like garbage when I responded to his questions, even questioning my honesty when I misunderstood one of his questions due to the concussion I sustained.

    I was the victim being treated like a criminal. My adjuster treated me with respect and, after uploading the police report, confirmed I was in no way being questioned as partially at fault as I had clearly not violated any road rules. It took a while to receive the check for my totaled vehicle, and they ultimately refunded my deductible they initially held. I spent two years receiving medical treatment (which I still need) for my injuries and, for many reasons (I won't bore you with all the details) including Geico's initial refusal to pay out, ended up hiring a lawyer. It took over two years for Geico to agree to a settlement, my policy skyrocketed, and my documents were being sent to someone else's address (not sure why this continued to happen).

    I finally decided to cancel my policy. Now, they're billing me for a cancelled policy but refuse to send me an itemized bill showing why I owe them money when they got away with not settling for the full coverage I had on my policy or covering all of my medical bills. I lost out big time in the accident I didn't cause, and I was treated like garbage again when I called to request an itemized bill for the cancelled policy. I wish I hadn't been such a loyal customer for 20 years, especially now that I pay quite a bit less for the same policy with a new company. I'm saving a ton of money now which I hope will make up for the loss in medical bills over the next year or two.

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    Coverage

    Reviewed Sept. 2, 2025

    Geico insurance is stringing me along as their insured rear-ended me and they are 100% at fault. They will not accept fall to the claim because they have not spoken to their insured. Even with police report and my insurance company showing them that they are 100% at fault I am getting the runaround. I can’t get my car fixed or a rental and I am losing precious time at work. I am so glad they are not my insurance company. My insurance company has reached out to them numerous times and is getting absolutely nowhere. Would never want to be insured by them.

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    CoverageSales & MarketingPriceRefunds & PayoutsStaffTransparencyHonesty & Transparency

    Reviewed Aug. 30, 2025

    GEICO is by far the most dishonest and unhelpful insurance company I’ve ever dealt with. I had two separate incidents that they refused to cover, and their excuses were nothing short of lies. Most shockingly, they told me I was “not eligible” for coverage after a deer hit—which is exactly the type of accident comprehensive coverage is supposed to handle. Instead of standing by their customers, they find loopholes, twist their wording, and leave you paying out of pocket when you need them most.

    I paid my premiums faithfully, believing I’d be protected, but GEICO has proven they don’t care about their customers. They advertise affordability and reliability, but when it comes to actually backing up their promises, they vanish behind fine print and misleading explanations. If you value peace of mind, transparency, and actual support when accidents happen, stay far away from GEICO. They’ll gladly take your money every month, but the moment you need them, you’ll find out just how little your policy actually covers.

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    CoverageStaffBillingRatesHonesty & Transparency

    Reviewed Aug. 29, 2025

    If there was a negative rating, they should get it. Customer of 16 yrs, 1 accident and rate instantly went from $579 to $1,068. The rep said you should go to another insurance company. Don't these people know if they ask me to leave after one incident in 16 yrs, they have taken my money as a donation. They get paid to cover accidents. It is simply dishonest and twisted to have company employees get paid to double my bill and disrespect and boot me out. Disgusting!!

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    Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed Aug. 26, 2025

    I have been a GEICO customer since 2014, insuring up to three cars with them over the years. On August 23, 2025, my auto policy was canceled after only a two-day lapse in payment. When I called to reinstate my coverage, I was told I would need to pay $777 upfront due to “limited payment options.” At the same time, I had already made a payment of $88.54 on August 25, which I thought would go toward reinstatement. Instead, I was told this only covered a backdated balance for August 4–23.

    I followed up in writing, and the response I received from a representative, Owen K., was disappointing. The message was impersonal and dismissive, thanking me for my “loyalty” while denying any good-faith refund. To be clear: I paid for insurance that was not active, and GEICO refused to consider even a basic accommodation for a customer of more than 10 years. This is not how a company that values loyalty should operate. Two days late should not erase a decade of payments and trust. GEICO’s policies may protect their bottom line, but they do not protect their customers. After this experience, I have moved my coverage to another provider at nearly half the cost. I would strongly advise anyone considering GEICO to review their practices carefully.

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    Customer ServicePrice

    Reviewed Aug. 25, 2025

    Geico is a disaster. They charge different than what they offer us. It was 5 times more than what they show us. Moreover it is impossible to reach someone on the phone or email. We paid 120 USD for our policy but they increased to 600 without any notice. No accident, no traffic violations.

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    Customer ServiceCoveragePriceMaintenanceBilling

    Reviewed Aug. 25, 2025

    When I changed my vehicle they put the wrong VIN, when I realize (less than a month) I call to fix it. They never fixed it and it culminated with a penalty from the state for $160 and they were not able to give me even a credit in the next payment. Because of a mistake they made. Quite expensive because of their mistakes.

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    Customer ServiceCoverageSales & MarketingPunctuality & SpeedRefunds & PayoutsMaintenanceStaffBillingTransparencyResolution

    Reviewed Aug. 25, 2025

    DO NOT GET GEICO EVER. Car was broken into and Geico was terrible from the jump. Told me they’d help me find a shop to take it to and get towed and I called back hours later to find nothing was set up. Then was told to take it to any shop to get it fixed. Someone from Geico called me DAYS LATER, saying I never should have taken my car there, like I’m the one who’s supposed to know this crap. Geico refused over and over again to cover the repairs. Geico sucked at communicating this entire process. My claims adjuster was switched halfway through and nobody ever told me and TO THIS DAY, I HAVE NEVER HEARD FROM THE NEW ONE.

    Geico took two weeks for an estimate for the last part of the repair (should have been included from the get go) and I finally told the shop just to fix it because I lost all hope that Geico would do anything. Only for them to finally update their estimate for slightly more coverage, don’t know where that money is supposed to go. I’ve already paid the shop. It’s been 6 weeks, 6 entire weeks without a car, and less than the bare minimum of communication from Geico. After all this BS, I still owe $600 out of pocket only because the shop felt bad and gave me a $200 discount. On top of that, my bill is now $130 more each month. I will be cancelling ASAP and you should too. I have talked to 8 different people from Geico, all worse than the last and now supposedly I will be getting a call back to rectify the situation, which is the same crap they told me 2 weeks ago and 2 weeks before that and 2 weeks before that. Won’t be holding my breath. Geico sucks.

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    Customer ServicePunctuality & Speed

    Reviewed Aug. 25, 2025

    I had the worst experience dealing with a glass claim. I had to call them at least 9 time. And every time I had to explain the same thing again and again, they keep missing my claim. Documents, they keep asking me to submit again and wait for 20 business day with unnecessary arguments. There was never a point where they said, "We have received your documents." It was such a big mess on a simple glass claim.

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    Customer ServiceCoverageSales & MarketingPriceStaffRates

    Reviewed Aug. 23, 2025

    I absolutely loathe this company! I have had many policies through the years when they used to be better. They rarely ever take your calls and keep you holding and then keep referring you to the mobile app. They charge and overcharge high rates and mail you paper ID cards. Cheap! For all the money they make off of us. Then without fail, every time I had an issue and needed something supposedly covered under my policy, they found a loophole to keep from paying.

    Today, I finally get Gabby on the phone after calling and holding for 2 days. I tell her my car has to go in the shop and I need to use my rental coverage. I've been forced to pay full coverage for over 2 years. She tells me within 3 minutes your policy covers only repairs for accidents. I was never told this and when I looked over the policy, it is worded for covered repairs! I am canceling immediately and I WILL NEVER GO BACK TO GEICO AGAIN and I do not recommend them to anyone. I will warn everyone I can about giving Geico business. They do not care about you or your circumstances. They ONLY CARE ABOUT YOUR MONEY!!!

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    Customer ServiceCoverageTechSales & MarketingPricePunctuality & SpeedOnline & AppStaffBilling

    Reviewed Aug. 22, 2025

    Geico is absolute garbage. I signed up for a policy with Geico on 5/27/25 because they were cheaper than my current provider upon renewal. Paid and set up autopay (as I have with every insurance provider). Got a notification in the app a month later, as I had downloaded it for the Drive Easy discount, that it had been "unable to record" my drives and upped my premium automatically. Confused, I reached out to their online chat and they confirmed it was an error on their end and that they fixed it, this was on 6/28/25. Assuming I was good, as the associate confirmed she just changed the policy and nothing else, I went on my way and didn't think about it.

    Flash forward to now, I've had to have surgery recently, bought a house, etc in the last few weeks so life has been very hectic and I haven't paid close attention to anything but those two things for a few weeks. When I went to look at my bank statements this month, I noticed I hadn't been charged my premium from Geico. Thought that was weird, confirmed with my bank first and didnt receive any payment attempt notification so I reached out to someone on the online chat again through Geico.

    Spoke with someone who stated they had sent an email as well as a letter on the day that I spoke to the original representative (6/28/25) that I was being canceled for non-payment. I received no such communication and now have been lapsed for a month on car insurance, which has never ever happened to me before. My assumption was that the original rep that helped fix my policy with the drive easy issue had accidentally done something to mess up my autopay.

    The rep insisted I was the one to blame, and that there was nothing I could do. I asked to speak with someone else, so he got me to his supervisor. She stated that yes there was an issue on 6/28/25, so I asked if there was a way to back date or at the very least report to the driving institution in my state (Missouri) that it was an administrative issue and it was not of my choice to lapse on coverage. She denied this, stating there was no way and in fact they DID reach out to me even though no letter or phone call was received and I have electronic documentation of no email either. I insisted she send me the documentation from their end as I intended to take it up legally, to which she ended the chat without providing any documentation. Long story short, Geico screwed me over and I would never ever recommend them to anyone.

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    Customer ServiceCoveragePrice

    Reviewed Aug. 22, 2025

    If you hold a GEICO auto-insurance policy based on my experience, you need to be prepared to see your policy getting cancelled abruptly with little notice on flimsy grounds... see this completely false acquisition. "....We need additional information to reconsider renewing your policy... We would be happy to review a signed, dated and notarized letter listing all vehicles with their VINs stating they are not used for Turo or any other vehicle sharing platform." And this is after I sent them a signed 2 pager they emailed me to be filled. I have only 5 days for renewal and they have put be in a fix. They would beg for signing up for insurance and now have attitude that is preposterous. No wonder they are cheap!!! All I had done was several months back inquired about whether they insured scenarios like Turo. I never used Turo or any vehicle sharing platform. How ridiculous!!!

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    Customer ServiceCoveragePricePunctuality & Speed

    Reviewed Aug. 21, 2025

    I got GEICO for about a month where they were charging me $742 a month for liability, I called to canceled and they told me submit a written request for cancellation, I did that right away but they waited 6 days to process it so now they’re charging me $391 talking about pay that or pay a cancellation fee, this is straight up a rip off!!!! I had a new insurance on 5/12, submitted the cancellation request by the 13th thru processed it by the 19th?!?

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    Customer ServiceStaffBillingRates

    Reviewed Aug. 20, 2025

    If I could rate my recent experience with Geico’s customer service any lower, I would. Trying to get assistance for a simple billing question has turned into a marathon of unanswered calls, dead-end numbers, and unhelpful conversations. I have dialed every single number listed on Geico’s website, each time hoping to finally connect with someone who can help. Instead, I was bounced around, left on hold, or redirected to voicemails that never returned my calls.

    Desperate for answers, I turned to the chat function—only to be met with vague responses and promises that someone would follow up, which never happened. Not a single representative I spoke with took ownership of my issue or provided any concrete solutions. The level of indifference from every channel was astonishing. In an age where customer service should be seamless, Geico’s lack of accessibility and unhelpfulness is truly disappointing. If you value your time and sanity, prepare for frustration if you ever need help beyond their automated systems.

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    Customer ServiceStaffBillingRates

    Reviewed Aug. 19, 2025

    A couple of weeks ago I placed a call to customer service to discuss my bill. Prior to calling I attempted to postpone my payment online but was unable to do so. I called customer service and spoke with April. Let me start by saying I have called the customer service line a number of times throughout my many years (11) of being a customer and have never had a bad experience but I’ve never had an experience as great and thorough as I had with April. When I called my intent was to postpone my payment, when the call ended, not only was I able to postpone my payment, my monthly bill was SIGNIFICANTLY lowered. As April was researching the issue as to why I wasn’t able to postpone my payment online, she also checked to see if I could lower my $735 monthly payment. This has never been done before without me asking. I didn’t think I qualified for a lower payment. I was so grateful I literally broke down in tears on the phone.

    I’d recently taken on more financial obligations and this lower payment is a blessing in such a big way. I informed her supervisor Ray of my appreciation for April’s kindness, professionalism and thoroughness. I had no idea that when I called in for customer service that April a rate specialist would answer the phone! What a blessing!

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    Customer ServiceCoverageSales & MarketingPriceStaffBillingRatesHonesty & Transparency

    Reviewed Aug. 18, 2025

    Geico Review – Misleading Practices. I received an email from Geico encouraging me to come back because their rates had changed. I went through the process, got a quote, and was shown a huge discount—$494 less than my current policy. But the moment I reached the payment page, everything changed. The discount disappeared, and the “savings” I was promised were gone. When I chatted with a Geico agent to find out why, I was stunned by the response. I was told that whether or not an accident is your fault, it still counts against you. Their exact words: “The way claims are evaluated is based on statistics. When you have absolutely no claims on your prior record you can qualify for very preferred rates. That is why the application asks about incidents regardless of fault.”

    Let that sink in—you are punished simply for being involved in an accident, even if you did nothing wrong. This is how the system is designed, and worse, it’s perfectly legal in this country. The U.S. allows insurance companies to treat consumers as statistics, not people. They use “risk models” as an excuse to inflate premiums and erase promised savings, all while hiding behind fine print. This isn’t just a Geico issue—it’s an industry practice built on greed, and our country enables it by letting insurers get away with it. The American Dream is supposed to be about fairness and opportunity, but instead, consumers are left paying the price for a system stacked against them.

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    Customer ServiceCoveragePunctuality & SpeedOnline & AppRefunds & PayoutsStaffBillingTimeliness

    Reviewed Aug. 18, 2025

    I have never missed a car insurance payment. I had a very busy week, last week, and forgot to move money over from savings for my $170 insurance payment. The check bounced on 8/13. On the SAME DAY I went right on to their website and made my payment. Five days later, AFTER ALREADY GETTING A PAYMENT, they went back into my account and took ANOTHER $170. I immediately called and spoke to a rep that was ignorant as all hell, who proceeded to tell me that I'll have to wait till this check clears, and then they can start the process of giving my money back.

    Why do you need to wait for this check to clear if you already got the money CLEARED off my debit card? And why does it take 30 seconds to process a payment but it takes up to TWO DAMN WEEKS to get the money back into my account that you had NO AUTHORIZATION to take? Reporting them to NJ Division of Banking and Insurance, FTC, AIG, and OAG. This was FRAUD. It was THEFT. They already had a cleared payment from me DAYS before they ran it again.

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    Customer ServiceCoverageStaff

    Reviewed Aug. 16, 2025

    I am angry with Geico for representing a driver that is 100 percent at fault and denying the claim from Erie Insurance for the driver hitting my car making a turn into an Exxon gas station located at 8101 Belair Road in Baltimore County, MD without looking and the driver so angry yelling racist comments while we pulled into the Exxon gas station to discuss the accident. I had to call the police because of his crazy behavior. I stayed in my car while he was walking around cussing and telling me it was my fault and using racist language. This is one of the worst areas in Maryland besides Baltimore City.

    Please refer to the Parkville Precinct Case # ** with Investigator **. The name of the Driver is Daron ** located at **. I am so angry that Erie Insurance has to go to through arbitration to prove my case. Geico wants to represent drivers like this that are guilty. WOW. completely different from their commericals, etc. So Greedy.

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    Contract & TermsTechPunctuality & SpeedRates

    Reviewed Aug. 16, 2025

    Twice I have been told that there are no vendors in my area when I needed roadside assistance. The tow company told me Geico slow pays them so bad that they cancelled their agreement with Geico. I was told to handle it myself and submit a receipt for reimbursement. My renewal came up and I questioned why my rates went up, I was told they had to do a rate increase so they can pay claims. Unacceptable!!! I feel like with their roadside assistance so horribly wrong and they know they lost vendors and cannot provide the service yet keep taking money for it is wrong. Can you say class action lawsuit?

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    Customer ServiceCoverageSales & Marketing

    Reviewed Aug. 15, 2025

    I did a inquiry about insurance with Geico and I am now getting a ton of junk mail due to that inquiry. I'm getting spammed as well with viruses which my web carrier is catching as well....Thank god I have a private email but BUYER BEWARE, THEY SELL ALL YOUR INFORMATION WHEN THEY GET YOUR COOKIES!!!!

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    CoveragePunctuality & SpeedRefunds & Payouts

    Reviewed Aug. 15, 2025

    Back in February of this year I was sitting at a hamburger place eating my hamburger in the parking lot when a big rig backed into me hitting my front end. I have a police bumper on the front which took most of the impact but there is internal damage which we found out later. Geico refuses to pay for the internal damage to my vehicle. I do not recommend Geico as an insurance company go to somebody else is more reputable and will fix your damage to your vehicle I was part and a big rig hit me so hard enough that my hamburger fell on the floor. 6 months into this and they refuse to pay for all damages. They kept telling me to take it to a body shop. There is no outside body damage. It's internal which I try to tell them and show them pictures of and they still refuse to pay for damages.

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    Customer ServiceCoverageSales & MarketingStaff

    Reviewed Aug. 14, 2025

    My wife was involved in a wreck approximately 4-5 months ago. The police determined that the other driver was at fault. We contacted the other driver's insurance which is GEICO and they approved the work. We are supposed take the car on 8-18-2025. Well they just called 8-14-2025 and informed us that they aren't approving the work. How in the world are they allowed to sell insurance in SC. Warning to those wanting Insurance. This company is a scam.

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    Customer ServiceCoverageSales & MarketingPriceRefunds & PayoutsStaff

    Reviewed Aug. 13, 2025

    I had Geico car ins. since 06. Ii have 3 cars insured and I pay full 6 months in advance for a discount, one day I call them and notify that my kid got a job in another state, so I ask what was convenient (how about to cancel the policy one the car that the kid drives because the kid is not going to be here in my state using this car) that way I didn't have to pay for this car for the next 6months that I always pay in full. Well the person at the other side of the line told me NOT do that, leave it the way it is. Well 6 months past, then after I pay 6 more months I got a letter that my license was going to be canceled because of one of the cars, I call geico and ask, geico said that this specific car has no ins. since the past 5 months and I ask them ok so who decided this or who authorize this and geico said they don't know but on their computer said it's been canceled for the past 5 months, so I ask again well why geico didn't send me a refund for those 5 months?

    Then geico customer person didn't answer this question and I ask them to put this car back because I already pay for the next 6 months, for 3 cars but the agent talk to them then geico send me an email stating that this car is out of state and the underwriters said no, so then I check the policy for the next 6 months and they mixed all the $ premium for the next 6 month into the remaining 2 cars so I said goodbye to geico and cancel, I have got another ins for less with other company for all 3 cars, plus geico send me a partial refund, this is bad, I also send them a pic on email showing this car in front of my home plus a pic. Of the new registration with my address. But oh well life continues. I don't recommend geico to anybody I know.

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    Coverage

    Reviewed Aug. 13, 2025

    Stay away from this Greedy Insurance. We were with it for years, then one time our we had a claim which is beyond our control, then this Greedy company just did not renew it. Never, never have Geico as your insurance.

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    CoverageMaintenance

    Reviewed Aug. 13, 2025

    Hard to find one thing they've told me that's true, not hollo wz or fully rotten...nearly killed by a DWI hit and run, I've missed several weeks of work, and I provided all information while they "did" their "investigation"... Insurance NEEDS to be broken up by congress, in some way... they're just one pig among a pack of them, but they're no better than that

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    CoverageSales & MarketingPriceStaffBilling

    Reviewed Aug. 13, 2025

    I stuck with GEICO for 11 years. Never let my insurance lapse, always paid on time. What did I get for that? A bill for $734 a month for the bare minimum coverage in Massachusetts. Two thousand dollar collision deductible, no medical coverage, nothing extra. Finally I said screw it and got a quote from Progressive. Now I’m paying $300 a month, 59 percent less, and I’ve got way better coverage. My collision deductible is down to $500 with waiver. I have full medical/PIP. My comprehensive deductible is also down to $500. That’s $434 a month back in my pocket, more than $5,200 a year, for more protection. GEICO kept me stuck in some overpriced high-risk tier and never budged. Progressive treated me like a normal driver and stacked discounts. If you’ve been with GEICO forever, check around. You might find out they’ve been draining your wallet for years like they did to me.

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    CoveragePunctuality & SpeedBillingRates

    Reviewed Aug. 13, 2025

    I cancel them, rates double, moving to another state. They also take forever to pay you back from a cancel policy. Been over 4 business days to credit my credit card. I guess they trying milk me for more cash on my policy. I already have other new insurance.

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Aug. 12, 2025

    For my very first time I have to get an SR-22. Over a week ago I was able to add it to my policy fairly easy. I have had to find transportation to and from work until I go to court. So for convenience I applied for an occupational license. I reach out to Geico yesterday via my app and the gentleman Nicholas was able to help retrieve the proper document since I was standing at the DMV and they stated Geico still hadn't sent the SR-22. After waiting an hour in line I show the counter lady my SR-22 email they sent for proof so I can get my license. She stated it was not filled out correctly by GEICO. I call to try to have them correct it and the insurance employee stated she can not help me with this, but she will submit it to another department which is where it needs to be corrected.

    Over a week of frustration, three hours at the DMV, and Geico failed to even get the right documentation yet today 24 hours later. They stated it would be put on a 'rush' order. My parents have Progressive and I am going to reach out to them! If they provide me with a SR-22 Policy by the time I receive my email so I can get a license I am cancelling Geico and will make sure to spread the word.

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    Customer ServiceCoverageSales & MarketingPriceMaintenanceStaff

    Reviewed Aug. 12, 2025

    I've been a customer for a long time, and I have accident forgiveness... but I backed into a rock at less than 5mph while in a rental vehicle at an unfamiliar location. This caused a small dent in the bumper and was less than my deductible to repair. Geico didn't pay a cent towards the repair, but Hertz decided to report it to them anyway so my premium went up by over $80. I called and spent 50 minutes playing phone tag trying to get someone who could help. They all sympathized, understood that this shouldn't be happening, but nothing could be done.

    I cannot believe that not choosing to pay extra for the scam rental car insurance means that a tiny fender bender causes an over $800 increase in my premiums in a year. I'm driving a goddamned 12 year old sedan... This is insane and shouldn't be legal. I wish nothing but the worst to this malevolent, cancer on society. May every bit of shareholder value be eroded and may every executive be cuckolded by their partner... unless they're into that.

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    Customer ServiceCoveragePricePunctuality & SpeedStaffHonesty & Transparency

    Reviewed Aug. 12, 2025

    It takes entirely too long to get someone on the phone, I’ve paid over 9,000 on my car before anything ever happened to it. Now it’s like I have to wait until you guys determine if it’s under your policy to get my car fixed. Honestly GEICO can do better. Anytime my car is involved in an accident with another insurance claim it moves faster, I have rentals, I have etc. However my own insurance gives me the runaround. The same insurance I pay 800+ dollars to a month but what’s fair in life?? NOTHING. Not even the people you choose to have coverage with. Not even the people you pay every single month for years!!! I’ve gave you guys more money than a car is worth!! I understand you guys trying to understand what happened but regardless I PAY YOU! I KEEP YOU IN BUSINESS! My car should be priority no matter the case. Do better! Be better! My car should have a repair date by the end of the week!

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    CoveragePriceStaff

    Reviewed Aug. 12, 2025

    I had a horrible experience. At the end of a 1 hour conversation with 4 agents, I could not get a quote for my commercial auto insurance. It is unbelievable how incompetent agents work there. It was like collecting your information to sell to someone else. Not reliable at all, they can't even give a quote, instead they pass you from one agent to another and test your patience level.

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    Customer ServicePriceBilling

    Reviewed Aug. 11, 2025

    Change my vehicle and they removed the auto payment. Then they charged me $300 cause it was removed. I called and complained cause it was Geico that removed it. Next month I going to with another company after 15 years with Geico.

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    Customer ServicePunctuality & SpeedStaffCommunication

    Reviewed Aug. 11, 2025

    Claim Adjuster, Diego ** is terrible! Very unprofessional! Showed up more than 2 hours late for my estimate appointment, without even one phone call to notify me of him being so late. He was Nonapologetic and not receptive to my questions. Negative news travels much faster than anything positive. I have nothing positive to share about my experience. I gladly cancelled my policy. Diego ** has no patience and a serious lack of communication!

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    Customer ServiceCoverageStaffRatesTransparency

    Reviewed Aug. 8, 2025

    I’ve been a loyal GEICO customer for over 18 years, and I’ve never experienced service as poor as what I recently encountered. I had a home equity policy through Arrowhead and never received any notification about appliance coverage. Instead, the only letter I received was a cancellation notice — with no prior communication or explanation. When I contacted customer service, I was passed back and forth between GEICO and Arrowhead. No one took ownership of the issue, and no one was interested in actually helping. I was told to contact Arrowhead directly, even though my policy has always been through GEICO. This is unacceptable.

    As a customer, I expect clear communication and accountability — not finger-pointing. The lack of support, especially after nearly two decades of loyalty, is deeply disappointing. Based on this experience, I can no longer recommend GEICO to anyone for auto or home insurance. The customer service is among the worst I’ve dealt with.

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    Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsMaintenanceBillingTimeliness

    Reviewed Aug. 8, 2025

    I paid my bill on my due date and received my confirmation # saying thank you for your payment. However something told me to go check my insurance policy and when I did it was cancelled. It was cancelled on the same day I had made that payment was I still had time. My policy had said pay before are on the date so I did. However it was still cancelled before that date and a payment was made. Now I've been on hold for more than two hours, me calling from two different phones and been transferred more than 5 times.. Nothing has been resolved. It's been 3 HOURS now and they still trying to fix it. I've spoken to 7 people already. Everyone says I'll fix it one moment and transfer me again, HORRIBLE Company. QUICK to take our money

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    Reviewed Aug. 7, 2025

    Do not under any circumstances let them set up auto-pay. They play so many games it's horrendous. Impossible to speak to unless you are ok with robot's non-human answers that mean nothing. They just lost our homeowners and automobile policies. Never again.

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    Customer ServiceCoverageSales & MarketingRates

    Reviewed Aug. 7, 2025

    Geico has to be one of the worst insurance companies. They get you with the rate and then downplay your claim. It’s $50k to repair my boat. They come with $16k. Lol. What a joke, it’s the adjuster job to make the CEO richer. I get it but at least be fair and they are far from that, then they send you through the ringer as if my bank account, phone records and who I was with and where I was plays a part. I’m starting to see Geico be scamming people. They must get some kinda bonus for not paying claims. Not only that I haven’t spoken to anyone with a good attitude by far. These big insurance companies be out to rob people.

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    CoveragePriceStaff

    Reviewed Aug. 5, 2025

    I just got a quote from GEICO rep. In Connecticut. I have 3 cars. 2024 Corvette 2023 Toyota Rav , 2021 Ford F-150. They quoted me $2250 for 6 months coverage. I have Progressive Insurance direct and don't pay agency commission. Progressive charges me only $1160 for 6 months. I have checked with at least a dozen auto insurance companies and they are all too high. No one can beat Progressive Insurance. GEICO quoted same as my Progressive quote. GEICO rep. Said they have to quote more than Progressive due to higher operation cost. Sounds like they are just greedy.

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    Customer ServiceStaff

    Reviewed Aug. 5, 2025

    Customer service = polite but no flexibility or trying to understand customers. Cannot even extend days needed to submit documents. It feels as if one is talking to robots! No sense of humanity! ‘If not submit items A and B, will cancel your policy' is a regular at GEICO! Disappointing!

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    Staff

    Reviewed Aug. 4, 2025

    The worst company in the world. Don’t choose Geico. They didn’t do anything if You need help. They don’t even care about your good driving history 10+ years. I do not recommend doing business with this company.

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    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsMaintenance

    Reviewed Aug. 2, 2025

    GEICO approved an incomplete repair, then ghosted me — I had to pay out of pocket. Geico authorized and paid for a repair on my 2024 Toyota Corolla Hybrid, but the shop didn’t finish the job. My alignment was never corrected and the repair was never complete, which led to dangerous drivability issues and destroyed my tires over time.

    When I took it to 3 other shops (with Geico’s knowledge), they confirmed the original repairs were not completed. I had to pay out of pocket for the diagnostic and new tires. I escalated this to Geico’s claims manager and emailed a senior claims manager — with no resolution. Geico denied reimbursement for the costs I incurred because of the shop they paid, and denied rental car coverage while I wait for the rework to happen. This isn’t a new accident — it’s them failing to make it right. I’ve now filed a formal complaint with the Virginia Bureau of Insurance. Don’t expect them to stand behind their repairs.

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    Customer ServiceCoveragePunctuality & Speed

    Reviewed Aug. 1, 2025

    Terrible insurance company. Their phone lines keep you waiting for over 2.5h!!! I want to cancel my policy but they're deliberately making it extra difficult. Do not go with Geico! They are the worst!

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    CoveragePunctuality & Speed

    Reviewed Aug. 1, 2025

    GEICO is the worst and unethical insurance company. In October 2022, I was driving through a green light at an intersection when one of their policyholders ran a red light and T-boned my car. Despite the clear circumstances, GEICO refused to compensate me for my loss and instead tried to place the blame on me. Their handling of the situation has been completely unethical, and nearly three years later, I'm still entangled in a legal battle with them. It’s deeply disappointing and, frankly, a stain on Berkshire Hathaway’s reputation.

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    Staff

    Reviewed July 31, 2025

    This is insane!! I’ve been trying to get ahold of them to restart my claim for over 2 hours!! They won’t let me do it online, I have to speak to an agent!! I’m over it!! Y’all just lost out on my business and the $77 I owe you!! Goodbye and good luck!!

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    Customer ServiceCoverageSales & MarketingPunctuality & SpeedOnline & AppStaff

    Reviewed July 31, 2025

    I have been insured with Geico for more than 10 years. This morning I went out to drive to work, my car battery was dead. I live in South Florida and it's 91 degrees outside. I had to be to work in 45 minutes. I used the app to get roadside assistance. I received a text stating help would be there in an hour. !0 minutes later help arrived. I was only 20 minutes late for work. I am so grateful for the quick response time. Thank you Geico!

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    CoverageSales & MarketingOnline & AppBilling

    Reviewed July 30, 2025

    Geico is a scam. Their app doesn't work. I sent in a cancelation for auto insurance and Geico is saying I owe them almost $400. I canceled the policy on June 3 and even sent in documents and still they are saying I have not so they kept my insurance on until they decided to cancel it on June 20. They are scams. Althea also stated that they are raising everyone's premiums but I have asked more than 5 customers and none of their premiums were increased. Furthermore I have a great driving record and still they raised it. I don't recommend 100 time. Do not fall for this scam of an insurance company. Now I am stuck with a bill that I already canceled in time so that I wouldn't have a balance.

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    CoveragePriceRates

    Reviewed July 30, 2025

    Spoke with George from Geico in Georgia, was trying to cancel my car insurance. Went over my insurance, tried to get the lowest price for me, made me think about it. Kept me as a customer so far, will rethink it overnight.

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    Customer ServiceCoverageSales & MarketingStaff

    Reviewed July 30, 2025

    All the bad reviews I've read are spot on to what I'm experiencing with GEICO. No knowledge, not helpful for a accident not my fault, which is listed on the report and still giving the runaround. Do not use Geico for your insurance. It's time for us to come together and get these scam insurances off the market. All these years you don't use them and when you finally need them, they're no help. Y'all owe some money.

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    Customer ServiceCoveragePriceRefunds & PayoutsRates

    Reviewed July 30, 2025

    Horrible service!! I canceled my policy with them because I found alternative (progressive) that was $700 cheaper. Semi annually. I am due a refund of over 1000.00. When I canceled I was told 7-10 business days for refund deposit. It has been over 30 days. No refund. I have tried to call/ text chat with ANYONE....each time is same...no live policy, no account, sorry, then disconnected. Geico raised my insurance slightly EVERY renewal. With no cause. After 4 years my rate is now $1400 + higher annually than progressive for EXACT same coverages!! Geico is horrible!!

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    PriceBilling

    Reviewed July 30, 2025

    I bought a policy in Geico that cost $211 monthly. I paid the first month but the next month, all of a sudden they changed my payment amount to $472. It doesn't make sense! It's more than a double of the first payment. They just fooled me at first so I can just buy the policy and get stuck with it! Don't get fooled! Geico played me!

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    Customer ServiceStaff

    Reviewed July 29, 2025

    My car was recently stolen and, thankfully, recovered albeit with some damage. GEICO claim agents were with me from the time I reported the theft until all the damage done was fixed and my car was returned to me better than ever. GEICO reps made a very stressful time less so by providing continuous communication (via phone, email and text); answering all my questions; and coordinating tow and auto body repairs. GEICO enabled me to relax and focus on other things by providing seamless support throughout this entire experience. I've been a GEICO customer for 35 years and they have NEVER let me down.

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    Customer ServiceCoveragePriceMaintenanceStaffBillingHonesty & Transparency

    Reviewed July 28, 2025

    I added a car to my policy and the customer service rep gave me my new cost for the month and the following months. When I went to pay the bill the cost was over $50 more. When I contacted them to find out why it was higher, the customer service representative and her supervisor told me too bad, there is nothing they can do and to basically suck it up and pay it. Said things like “everyone gets an unexpected bill” and “there is nothing we can do to change it” and their solution was they would talk to the rep that misinformed me and give him “feedback “. ZERO help at all. Feedback doesn’t fix the problem except for future clients, but what about me who has been with them for over five years with ZERO accidents.

    Then when I insisted they resolve the issue the supervisor kept attempting to end the conversation. Once asked for my phone number she ended the conversation ASAP. DON’T USE THIS COMPANY! They will lie to you say sorry and for you to suck it up and deal with it. I trust insurance being sold from out of a dumpster before I ever trust GEICO again.

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    CoverageSales & MarketingPricePunctuality & SpeedOnline & App

    Reviewed July 28, 2025

    I have the GEICO app and it charges motorcycles separately from other vehicles even though I have the card in the app.. They were not taking out for the other vehicles. And my auto insurance got canceled. Been on hold for an hour and 6 minutes currently waiting for them to answer to redo my insurance because it won't let me in the worthless app. They have until I finish cooking and eating my food and I'm going on the computer to look elsewhere. Utterly ridiculous.

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    Customer ServiceStaff

    Reviewed July 25, 2025

    What a horrific experience! 5 hours over 2 weeks to make a simple policy change on a homeowner's policy. The customer service is terrible, talent level. No one knows how to do their job and when they hit a hurdle they transfer you to another agent and you have to start over.

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    Customer ServicePriceStaffLoan Process

    Reviewed July 24, 2025

    I had Geico a few years ago. After getting married again we decided to join our drivers under the same policy. Geico asked for an excessive amount of documentation. They sent a physical letter in the mail and gave us 8 days to respond. We received the letter with 2 days to spare and suggested we send back the letter via USPS. The other suggestion was to send documents to them via email. The documents they were requesting was very vague including a "questionnaire" which asked or more information than a home loan.

    Before I was able to respond to their requests for information they, "Geico underwriters" had already terminated my policy affective at the end of the month. I made several calls in to talk to someone at their request and the only response they could provide was that I needed to provide further information. I uploaded so much information that I didn't know what I was missing. The low cost they are offering is not what it seems, I advise you to look elsewhere. One more thing, a bot is more helpful than the Geico rep answering the phone.

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    Customer ServiceCoveragePriceOnline & AppStaffRates

    Reviewed July 23, 2025

    First and foremost, they have been overcharging me for years. Initially, I accepted the high rate, believing it was due to my spouse's relatively new driving record in the United States, despite him being in his 40s. He immigrated from another country and is an excellent driver. However, he has now been here long enough to establish a clean track record, just like I have, with no accidents or tickets. I expected my rate to decrease after two years, but instead, it actually increased.

    I decided to shop around for new insurance and found three different companies quoting me rates that are 50% lower than what Geico is charging. I contacted Geico to see if they could match these competitors' rates, but they refused to budge. There was no effort to retain me as a customer; their customer service is subpar, with agents in their app that simply copy and paste responses, lacking any real interaction. I strongly advise you to take your money and go elsewhere. I am grateful I haven't had an accident, as it seems nearly impossible to reach a live representative. I do not recommend Geico at all.

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    Sales & MarketingPriceBilling

    Reviewed July 22, 2025

    I went online to get a quote the quote seemed good and once I put in my credit card info. Then another screen popped up and said it’s actually more than double that cost and they had already ran my credit card for the previously agreed upon amount. And they wanted to charge an additional 400 on top of that to start my policy. I thought this was a scam! How are you going to get me to agree to 300 for 6 months then say sorry it’s $700 for 6 months? Scammers!!

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    Customer ServiceStaffBilling

    Reviewed July 21, 2025

    God awful claims handling (auto claims adjuster would take 5-10 business days to return calls. It got to the point I had to contact other Geico reps to get in contact with him. This was after calling 3-4 times per week. Claim is still not settled. Canceled my policy without notice stating non payment (setup for autopay and everything is current).

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    Sales & MarketingPriceOnline & AppRefunds & PayoutsStaffBilling

    Reviewed July 21, 2025

    I wanted a quote for an extra driver, I entered the app to ask for the quote and immediately they added the third driver, without my approval or knowledge. When I was about to pay my next monthly payment, the payment was much higher. They added the driver without my approval!

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    PriceBillingRates

    Reviewed July 20, 2025

    My payments were fine until they randomly increased my monthly rate without notifying me that it would increase, when I went to ask why this happened they blamed it on inflation. I believe they did this in a sneaky way so people didn't have a chance to cancel before payment to find a new source. Don't choose GEICO, they are not a good service. My friend had an even worse time with them and they charged her a whole bunch of sneaky fees.

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    PriceRates

    Reviewed July 19, 2025

    What a waste of money. They charge you 10.00 a mile over 15 miles. There are a lot of ripoff mechanics everywhere but you end up paying an arm and a leg to get towed to a place you trust. Just unfair. High premiums and this on top of that. Shop around. There are way better companies out there with better prices and service.

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    Price

    Reviewed July 18, 2025

    If I could give 0 stars I would. They issued my policy wrong TWICE - both times with ADDITIONAL CHARGES. They told me to sign a legal-required form, DID NOT SEND TO ME FOR THE ENTIRETY OF MY POLICY.

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    Customer ServiceCoverageStaff

    Reviewed July 18, 2025

    Was rear ended by an individual that was covered by Geico. Police came and did a report. I filed the claim with Geico. Individual refused to answer his phone and would not respond to any of their requests. As a result Geico refuses to pay the claim. So because he will not reply to their requests, he is not held responsible for it. Most of the blame belongs to Concord Police in North Carolina. Officer refused to write him a violation because he felt the driver was already having a bad day. I guess I'm going to drop my insurance and sign up with GEICO. If I am ever in a wreck and at fault as long as I don't respond when they call, I am off the hook. Now we all know how it works.

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed July 17, 2025

    No one answers the phone. I've been trying to call for the past week and I would wait for at least an hour but no one answers. I tried to chat with a representative and was #18 in line for 2 hours. I would not recommend to friends or family. Seek car insurance elsewhere.

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    CoveragePunctuality & SpeedStaff

    Reviewed July 17, 2025

    Hit by drunk driver. My truck was totaled, they claim they give enough to replace it. They don't. Then once they tell you it's totaled. They only give you 3 more days with the rental. If you're working full time, how the hell is that enough time or notice to find a replacement vehicle. Get the BS amount of money they give you, deposit it, wait for it to clear in your bank, then find a replacement vehicle. Especially when their "equivalent options" were 400 miles away. In MUCH. WORSE. CONDITIONS. If you get someone named Kevin* helping you at GEICO. Be warned He's incapable of empathy, and doesn't care you're screwed. Much the sentiment I get from 90% of the people I talked to they employ.

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    Customer ServiceCoverageSales & MarketingPriceOnline & AppStaffBilling

    Reviewed July 17, 2025

    If I could give them “zero” stars, I would. Please forgive my small rant but here goes. Backdrop: I have had Geico car insurance for 10 years with 3 different cars without any problems. Last year, they increased my premium without any notice. I was able to contact a live representative who explained (without any apologies) that all car insurers are increasing premiums because of (mainly) increased costs due to uninsured motorists. Okay, I guess I have to take it on the chin, so I stayed.

    Now Here We Are: Recently, my autopay didn’t clear because my bank merged with another bank... blah blah... So 7 days after the payment failed, my policy was canceled. I received a letter via the mail about the cancellation. I called customer service, paid the overdue amount via robot and then attempted to restart my policy. I gave up on the phone (I was repeatedly told by a robot that they had no policy information connected to my phone number and birth date). So I went to the phone app. There, I was able to see that my new policy premiums were increased by over $1000.00/year. My new monthly auto pay was going to be over $80.00 higher per month! So I wanted some clarification….from a human being.

    So back to attempting to connect by phone… The customer service number took me in a vicious circle to Nowhereville. After about an hour, I decided to just pay the premium just to get coverage and have some time to look at other options. Oh, and a million thanks to Geico for taking my payment for this new expensive policy within seconds ..no glitch there! I investigated online and found a huge difference in premiums for the same coverage with Progressive. I bundled and bought car and homeowners from Progressive. I’m covered. Now I’m trying to cancel my policy with Geico…. Yeah that’s a whole new nightmare! I’ve tried numerous times to cancel on the app, but every time, I eventually end up on the same screen….buffering… almost there….still buffering… But I am tenacious and I will put a hold on any future payments to Geico. Right now…it’s personal.

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    PricePunctuality & SpeedMaintenanceStaffBilling

    Reviewed July 16, 2025

    Geico is overpriced and isn’t clear when speaking to customers. I had an issue where I had to break my autopay and pay late. This has happened before. I was aware I’d need to do a double payment. Today I was informed I’d have to make 3 now just this month. When I explained this hasn’t happened in the past, they said it’s new earlier this year which is false because I had to do this earlier in the year. The rep I spoke to then had zero issues and understood my predicament. They won’t enroll me in autopay again until I make 3 payments total this month. Absolutely ridiculous.

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    Customer ServiceCoverageSales & MarketingPriceOnline & AppRefunds & PayoutsRatesHonesty & Transparency

    Reviewed July 16, 2025

    1st time dealing with Geico Auto Insurance for Windshield glass damage replacement, been paying them for past 6 years without any claims. I never knew or expected it to be so bad, like no words to explain. Misleading information on Geico app- I am glad I called as the app told $50 deductible would be applicable if the Windshield needs replacement or is repaired outside their recommended service center. But when I called today, they say they will only pay a fraction of the amount and the rest would be out of pocket plus deductible that I would be responsible for. So, question- why am I paying for Insurance; having paid more than $15k- (forget the interest that would accrue if I invest that somewhere) in last 5 years and now they will cover $1038 for windshield replacement. That is insane and simply fraud.

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    Customer ServiceCoverage

    Reviewed July 16, 2025

    Ryan a Mgr with Geico insurance is a liar! He added wrong information about what really went on with our conversation!! Again, it was all recorded!! And that's why we left!!!! HORRIBLE CUSTOMER SERVICE.

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    Customer ServiceCoveragePriceRefunds & PayoutsStaff

    Reviewed July 15, 2025

    GEICO has taken a steep dive in customer service quality. One of their biggest mistakes was removing the Spanish-speaking staff—people who clearly understood what good service means. The current representatives are unhelpful, offer no solutions, and just go in circles repeating the same thing over and over again without providing any viable options.

    Calling GEICO has become a nightmare: you get transferred from one department to another, only to end up with a voicemail. No one takes responsibility, no one gives clear answers, and worst of all: they are charging me a premium for a vehicle that was declared a total loss and had its policy canceled. This is not just disrespectful—it’s consumer abuse. GEICO seems to have forgotten that the people who pay for their insurance are the reason the company exists in the first place. Don’t waste your time or your money with this company.

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    Customer ServiceTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed July 14, 2025

    Back in March, I called to request that my policy which was a bundle deal at that time be canceled. I was informed that the policy would be canceled and a refund check would be sent over to my mortgage company. Since the check was more than $10,000, it would go directly to the lender and not to me as per company policy. To date, the payment has NOT been received by my mortgage company. I have been calling about this missing payment since April 15th (check your records) and each time, I was told that the payment was sent out.

    However, when I called in May, I was informed that due to a typo, the check was sent to an incorrect address. I was then informed that a new check would be sent out and should be received by my mortgage company in about 10 days. It is now July 14th, 2025 and to date the payment is yet to be received by my lender.

    This chaos has caused my monthly mortgage payment to go from $2700/month to $4274.12. Now since I cannot afford to pay $4274.12, I had to borrow the additional funds from my elderly Mother who's only income is social security in order to avoid being homeless with my children. This matter has jeopardized my escrow and caused significant inconvenience which includes financial hardship for myself and my family. I've had late fees charged by my mortgage company for the last 3 months and delinquency in my other bills since I had to use those funds to pay this $4274.12 mortgage payment.

    I have contacted Geico on the following occasions (to inquire but the initial request was made in March) and to no avail:
    4/15/25
    5/19/25
    6/12/25

    6/23/25

    This lack of service provided here has been unprofessional, inappropriate, unacceptable and it is very much starting to feel like a scam.

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    Customer ServiceCoverageStaff

    Reviewed July 11, 2025

    I've been with Geico for over 20 years in February I moved from NYS to NC and purchased a new vehicle. Customer seemed over whelmed with this transaction as if they'd never had a customer move from state to state and purchase a new vehicle. The people on the phone don't listen to UNDERSTAND but listen to RESPOND. Many are condescending and have to customer service patience.. I'm definitely on the verge of changing insurance companies and SOON. 😱😱😱😱

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    Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppStaff

    Reviewed July 11, 2025

    I have been on the phone waiting for a customer agent to help me on this number for more than 6 hours. I can’t do anything on the app or through the virtual chat. They ask me to call this number. I have been doing this the past week now different hours.

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    CoverageBilling

    Reviewed July 10, 2025

    I have been with GEICO over twenty years and I clearly see loyalty means nothing to this insurance company. My motorcycle insurance lapsed over a two week period due to having to replace my credit card due to fraud. However in the state of Virginia your license will be suspended due to insurance lapse. Also there are several fees attached, but can be prevented if you pay your insurance company and ask them to cover the time frame that was lapse which Geico chose not to do. Instead they notified DMV and a major fee was imposed after having 5 cars insured and no accidents after twenty years.

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    PriceStaffRates

    Reviewed July 10, 2025

    She got my quote beating all competitors within 10 minutes. Easy to talk to. Really nurtured me through the process. I’m going to tell everybody I know about GEICO. And they even informed me about getting a lower rate with a good driver review after 6 months. Awesome work Selena.

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    Customer ServicePriceRefunds & PayoutsStaffHonesty & Transparency

    Reviewed July 10, 2025

    If I could give zero stars, I would. My experience with Geico and their claims adjuster Bruce ** was incredibly frustrating, unprofessional, and frankly unsafe. After a rear-end collision, my car was sent to a Geico-approved body shop. When I went to pick it up on July 7, both of my rear tires were dangerously deflated--one at 11 psi, the other at 19 psi--after sitting at the shop for over a week. These tires were in good condition before the accident and clearly should have been inspected and replaced.

    Instead of taking this seriously, Bruce ** dismissed the issue, claiming "tire deflation is normal," and refused to authorize the replacement. He was rude, condescending, and completely uninterested in hearing any valid concerns. He even told me to just pick up the car, even though the tires were not safe for highway driving. I was also forced to pay my deductible and sign paperwork before I was allowed to inspect the car, which felt deceptive. I've been a Geico customer for years, but this experience--especially with an adjuster like Bruce--makes me question whether they care at all about safety or customer service. Avoid Geico if you value honest service and safe repairs.

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    Customer ServiceCoveragePricePunctuality & SpeedStaffRates

    Reviewed July 10, 2025

    I called with a couple of questions after someone scratched my car. I told them I did not want to place a claim. I was told they were not doing so. A couple of months later, I’m checking rates with another insurance company and was given a great quote. When I accepted the quote and the final quote came, it was $500 higher than the original, because I had a claim for an accident that Geico had reported. I never file a claim or used my insurance with Geico. When I called Geico to see why there was a claim on my record, I was told that was the terms of my policy and couldn’t be changed. I argued with them, but they didn’t care. Terrible service and business practices. I suggest customers stay away from Geico.

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    Customer ServiceCoveragePricePunctuality & Speed

    Reviewed July 9, 2025

    I have a Geico policy you can see is fully paid. Full coverage with additional costs for towing and rental car. My car stolen 06/30/25. Claims adjuster Denise today 07/09/25 still waiting to verify coverage. Her supervisor Ebony has not returned my call. I've verified coverage through the 800 number. Denise can't take my word I have coverage. I'm 57, Thyroid Cancer, beginning stages of liver and kidney failure and have had to walk to and from work in this extreme summer heat, in the dark, in rain, in storms. 9 days. I have called every number or dept I can at Geico. When I get through this claim I will not be a Geico customer and I do not recommend others.

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    CoverageSales & MarketingOnline & AppStaffHonesty & Transparency

    Reviewed July 9, 2025

    Extremely Disappointing Experience. This has been one of the worst insurance experiences I’ve had. The app constantly tracks your location and driving behavior, even when you’re just a passenger, and unfairly penalizes you. It seems more focused on making you look like a bad driver rather than rewarding safe habits. Despite careful driving, the system fails to credit good driving points, which feels intentionally misleading. I’ll definitely be switching to Progressive once this policy ends. I would not recommend this company to anyone looking for fair or reliable coverage.

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    CoverageMaintenanceStaffHonesty & Transparency

    Reviewed July 8, 2025

    The worst insurance!! Do not even think on getting it. I've been with this insurance company for several years. Never had an accident/claim. Yesterday a rock chip my windshield. I placed a claim and they are making excuses to replace the windshield because I try to patch it first. This company lacks honesty, care for customers, and fairness. Don’t get this insurance; they don’t have any respect for their customers.

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    Customer ServicePriceRates

    Reviewed July 8, 2025

    Prices are very high and they have the most horrible customer service ever! I highly do not recommend everyone to stay away from Geico. Prices are very high and they have the most horrible customer service ever! I highly do not recommend everyone to stay away from Geico!!! Stay Away!

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    Customer ServiceContract & TermsCoverageSales & MarketingPunctuality & SpeedStaff

    Reviewed July 8, 2025

    This place is a scam. My mom was sent an letter stating her insurance was canceled due to her driver's license supposedly being suspended, though it wasn't, so I called them and they informed me that it was not canceled. A week later, my mom wondered why they hadn't taken out the monthly fees, so I called them again and discovered that it was indeed canceled, so now she has to pay a fee for going without insurance for a few days.. Find someone else for your insurance needs!

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    Customer ServiceCoverage

    Reviewed July 8, 2025

    STOP CALLING MY HOUSE. IF I WANTED YOUR INSURANCE I WOULD CALL YOU. YOU ARE NOW BLOCKED. I'll make sure all my friends know how you harass people to buy your crappy insurance. A good company wouldn't have to do this.

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    Customer ServicePriceRefunds & Payouts

    Reviewed July 4, 2025

    My disappointment is in the Claims Department. One of their customers backed into the side of my car and destroyed most of it. The original estimate they offered was about $5k. The total costs ended up being a little over $14k. After an uncountable amount of back-and-forth phone calls, I still had to pay an out-of-pocket cost of $168 before I could get my vehicle back. They refused to pay for 2 hours of man labor and for return shipping costs on the wrong parts they ordered.

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    Customer ServiceCoveragePriceRefunds & PayoutsStaffBillingHonesty & Transparency

    Reviewed July 4, 2025

    GEICO is the worst experience I’ve had with an insurance company. They added my daughter to my auto policy without my authorization, then sent me an email saying, “Thanks for reaching out — Your daughter has been added to your policy.” That is completely false — I never made any such request. Shortly after, they sent me an unexpected bill for $536.11. When I called customer service to dispute the charge, I was pressured into signing a driver exclusion waiver with the understanding that it would remove her from the policy and reverse the charge. I signed the waiver as instructed, but GEICO refused to issue a refund.

    When I asked to escalate the situation or speak with a supervisor, I was given the runaround. They refused to provide me with a direct email address or contact for anyone who could help resolve the issue. At this point, I’ve been charged over $500 for a policy change I never authorized, misled by customer service, and denied any meaningful path to escalate or resolve my complaint.

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    Customer ServiceCoveragePriceRefunds & PayoutsStaff

    Reviewed July 3, 2025

    I am uncertain as to why the agent proceeded in the manner they did. My sole intention in contacting GEICO was to inquire about the cost of adding coverage to an existing insurance policy or to explore more affordable insurance options for my son. At no point did I provide authorization or consent to be charged for any services. As my son is already covered under his own insurance policy.

    Since the incident occurred, I have contacted GEICO on a daily basis. Each time, I was assured that a claim would be documented and submitted. However, there has been no evidence of any follow-through on their part. On five separate occasions, I requested to speak with a supervisor, but each time, the call was abruptly disconnected. I am formally requesting reimbursement. Despite repeated attempts, I have yet to receive any refund. Due to GEICO’s mishandling of this issue and lack of accountability, I am now prepared to take different action. I strongly advise others to stay away from this insurance company.

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    Sales & MarketingPriceStaffBillingRates

    Reviewed July 3, 2025

    I have Geico auto policy for years. Their charges are clear for the policy. Then I have discounts. Their billing software does not show how discounts are applied. I spoke to a few agents. Today Aaron from service department answered. He said quote "discount is included in the payment". He did not explain simple math. Regular price minus discount equal final total price. Their billing does not show regular price. I consider this a wrong billing. Be aware of Geico billing policy. We must take them to court.

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    Customer ServiceCoverageBilling

    Reviewed July 3, 2025

    Would give 0 stars if able to. 8 years of continued insurance with them apparently doesn't mean anything if you've made one payment mistake. Change your debit card, miss a payment, get in an accident, call to clarify and rectify and reactivate insurance, all for them to tell you no. I would abandon this company ASAP.

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    Customer ServiceCoveragePricePunctuality & SpeedOnline & AppStaffTransparency

    Reviewed June 30, 2025

    I don't typically write consumer reviews. While navigating their website has always been clunky and aggravating, it's the customer service that finally sent me over the edge. To clarify, this is the 3rd time I've tried to get an answer to what was a very simple question. It's clear that this is a pattern, not an anomaly. I currently have auto, homeowners, and identity theft policies with them. I received a 'do not reply' email stating that my identity theft would be auto-renewing, but if I wanted to update my account, to go online or call to make changes. No account #, link, phone number, website or any other contact info was provided. I figured once I logged into my online profile, I'd find that account. Wrong. My auto and homeowner policies were there, but not identity theft. What ensued was a time-wasting, pointless search for that section, a phone number, anything to help me locate my account. I decided to use the chat function.

    What followed was a lengthy, regurgitated script of uselessness. The only bit of info I gleaned from the rambling of the agent (and subsequently, the supervisor), was my identity theft account #. However, I was told they couldn't access my account to cancel it. They can access the number, but not the actual account. I was told to log into Geico.com and create an account. I pointed out the obvious, which was I am currently logged into Geico.com. I was told I would have to activate my identity theft account by going to the website, then after I created an account, I could connect it to my existing one. Huh? I asked what website they were talking about. I was told the identity theft one. Okay, awesome, where is that? It's Geico.com *Head desk* This repeated a few more times until finally, the supervisor gave me a link. Sheesh. Was that so hard? Except... the link took me back to the same place I was when I started.

    I tried multiple ways to get to the identity theft section. Found the button way at the bottom (not the link CS provided). Clicked that. Only option was to either get a quote after filling out a long form, or to log in. I hit log in then activate account. I was told I already had an account. Put in the account # I'd been given. Didn't work. Long story short, I tried again and again, and even when I tried to re-activate my account, I never received the code, which said I would receive if my email was in their system. Clearly it is, since I get emails for identity protection from them, but whatever. I gave up. I'll try calling and waiting on hold for an hour (normal), and if that doesn't work, I'll just do a chargeback. If that doesn't work, there's my friendly, state-run insurance fraud division to go to.

    All of this will take yet more time, but I've been backed into a corner. I have to wonder if this is their way of making money because it's too difficult to cancel. Regardless, I'm shopping for new car insurance. Been with them fifteen years, never needed to file a claim, but I shudder at the prospect of ever having to after this experience!

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    Customer ServiceCoverageSales & MarketingPunctuality & SpeedOnline & AppStaffHonesty & Transparency

    Reviewed June 28, 2025

    I was involved in an auto accident. Their 24/7 Customer Service is a lie. I started calling 1 hr my accident to file a claim. 3 different phone numbers and were put in the call queue for 30 mins, no answer so I decided to file the claim through the app. They sent me a link, opened the link, then it required to log in, which then it gave me an error saying couldn't recognize my info. Tried user name/email/policy number so then requested forgot user name or reset password so after several attempts they blocked me temporarily for 2 hours before trying again. Next attempt was the 3rd number I tried, was connected to a live chat agent. Well after 10 mins, Ashely said, "Wait let me see if a claim been filed..."

    Gave her my policy number and I told her she was wasting her time because that is why I was speaking to her was to file a claim. She disappeared and dropped the chat. Half an hour later my sister gets a text from Ashley stating that a claim had been filed, how she got my sisters number is beyond me. Also left a phone number and they would take the call and help me out. The number she left was 800 416 3006 so I call that number and was a pre-recorded, giving away a free Life Alert.

    Now mind you this was the 4th different number I had called... So I thought now that is 11 pm I would go back to the original number and guess what, there is no 24/7 customer service, every number after same deal. This call may be monitored for quality purposes, same bot questions, birthday etc then a voicemail comes on saying you need to call during normal business hours. Then I started snooping around this major insurance company isn't an accredited member of the BBB. So I looked up in my city if there were any licensed agents... They had one storefront but guess what, it's closed. Don't believe any that little gecko says on the Tv. Do yourself a favor. DO NOT use this carrier. I am only 7 hrs in, I am sure I will be writing more reviews.

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    Customer ServiceCoverageSales & MarketingPunctuality & SpeedRefunds & PayoutsMaintenanceStaffHonesty & Transparency

    Reviewed June 27, 2025

    My husband was involved in a hit and run. The bumper and taillight was damaged. We made a police report and then a claim with GEICO. My husband then drove the car to and from work. Noticed the car was making a noise which was not there before and reported to GEICO. The representative then accused him of being a liar and that she was going to report us if this is a fraud. We then spoke to another representative who sent us to collision from an estimate on the repairs. This was last time we spoke to an actual person and everything else was emails. We go to collision, drop the car off then basically waited a week thinking the car is being repaired but was then sent an email stating an inspector is coming. The inspector stated that the car is a total loss and offer money. We ask how was the car a total loss if it's still drivable and they stated that there's damages that we can't see (When we said that we was accused of fraud).

    We denied the money offer and decided to pay out of pocket ourselves. Then we was emailed stating that GEICO are going to cancel our insurance, salvage the title, and force us to turn in the tags. We tried to speak to someone at this point because how and what are you guys doing. We have the advantage insurance package which means you pay more monthly for no reason. You can get ahold of an actual person who works in the office. They threaten and harass you more than actually fixing your car. Just poorly service altogether and MD has the nerve to make illegal to not have car insurance. It's just all a scam, hand over first scam to make money, accuse you of being a liar then turn around and lie in your face. We are closing the claim and hopes that this is last we have to be threaten by them via email.

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    CoveragePriceStaffRates

    Reviewed June 26, 2025

    Please explain when you add a “young” driver and then after 5 months when they are going to college out of state and you want to remove that person from the your policy…. The original premium was around $134USD for me alone/liability only. Then went up to $230ish USD with the young driver under 19.., then when I say remove her from my premium is now $183USD for me alone….Now keep in mind all this is under a year!!! Shame on Geico. Then I went and got insurance quote from from a top rated insurance company. For $125USD/liability only. In my opinion shame on Geico for treating a very long time customer like that.🥺

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    Customer ServiceCoveragePricePunctuality & SpeedStaffRatesValue

    Reviewed June 25, 2025

    I been with Geico on and off for 30 yrs (1995) and it has always been more expensive but worth the money because the prices go down and 24hr customer service and very efficient service. I don’t know what happened but the prices are too expensive and not worth the money now. Barely customer service agents and long wait times, I’m writing this review while on a second call about the same matter because after on a wait time for so long I had to call back twice today. Earlier I was disconnected.

    I’m calling because my policy was never reported to the DMV so my husband's license was suspended in December 2024 and ended my coverage in March so no one their caught that mistake and this is the second time that has happened. Don’t get emails about everything that changes on my account. I’m still on hold 23 mins into this call. Went a competitor and have the same coverage paying a 100 dollars cheaper and haven’t been on hold more the 15 mins. When your agents get disconnected the least you can do is call back. Worse experience every definitely not living up to your name.

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    Customer ServicePrice

    Reviewed June 25, 2025

    TRASH!!!! I have been trying to remove 2 vehicles from my policy for 2 months. Geico's response is there's a computer glitch that is causing the system to not remove the vehicles. In addition, I'm still paying the premium because the glitch is preventing anyone from making any changes to the policy!!!!

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    CoveragePunctuality & SpeedMaintenanceStaff

    Reviewed June 23, 2025

    I suggest not to use this insurance. It is terrible when it comes to an issue. They take lots of issues to fixed anything. They added my sobrina to my policy. Send them couple of prove of my new address and they just didn't want to help. Leli don't know If that's her real name didn't want to give me her full name claiming she is the supervisor. Didn't want to help al all. Don't use it. You will regret it later.

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    Customer ServiceStaff

    Reviewed June 22, 2025

    I’ve been with Geico for about seven years and without warning, after adding a Tesla, I wanted to see what it would look like if I was to consider a ridesharing. I did not register the vehicle with any rideshare company, and they without a phone call sent me an email notification that my policy is being canceled with no consideration meaning that even though I proved to them, I’m not using it for rideshare. They don’t care if they’re canceling the policy.

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    CoveragePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed June 19, 2025

    Geico, very unprofessional, not very nice, very unorganized, I knew more about what was going on with my case. They did move slow with processing my claim! I got treated like crap because the person who hit me from behind did not have insurance. Once they discovered that they started treating me like a crap.. Beware if you are in a car accident and it involves messing up something mechanically under your hood. Geico will make sure to not pay for it if they can and say that it had nothing to do with the car accident.. I’m not sure on the medical side. Thank God I wasn’t badly injured from my car accident... The claim adjuster was very manipulative and played games with me. They had me so stressed out he and the paint and body shop Caliber both got out of paying /for the mechanics of my vehicle that was caused because of the car accident..

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    Coverage

    Reviewed June 18, 2025

    I would give 0 stars to this company. They took my money and still cancelled my policy and when I tried to get it back they give me the run around. I would advise a dead man to go with this car insurance company. I would spray bug killer on that lizard and take my business elsewhere point blank period.

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    Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedOnline & AppStaffRatesTransparencyResolutionHonesty & Transparency

    Reviewed June 18, 2025

    Car insurance is such a shady business in my opinion. Rates are going up astronomically that it's honestly becoming unaffordable. I was paying jut over $500 for a 6 month premium that after 6 months went up to over $700 and now another 6 months later (12 months total) the rate is now almost $950! And that is with the "drive easy" safe driver discount which brings me to my other biggest gripe about this coverage. The drive easy Geico app is the worst "drive safe" app I have used. It is frequently inaccurate. I live in Chicago and use public transportation A LOT but the app always thinks I am driving and marks my score down (because city bus driving). I have to go into the app EVERY DAY to update it to say I was not a driver.

    Unfortunately, the app NEVER updates my score so my score reflects ALL of the times I am on a bus or a train and I am getting docked for that. It's so infuriating and Geico won't do anything about it. I feel like I am talking to a wall when I reach out as they basically don't respond. The app is supposed to be beneficial to good drivers and unfortunately it is the opposite and causing unnecessary stress but if I have the drive safe program removed my insurance will be even more expensive - over $1000 for a 6-month premium!!!! That's outrageous. And due to the inaccuracy of the app, my discount has decreased significantly. And the worst part is there is nothing I can do because Geico refuses to address the issue!

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    Coverage

    Reviewed June 18, 2025

    I had Geico for a long time but one claim with hitting a deer was the end of my Geico time for me. Because I cannot prove that no damage was done to my vehicle before I hit a deer Geico will not cover the damage done to my vehicle. If you want coverage for your vehicle without any hassle do not have this company as your insurance. I've paid a lot of money for insurance for a vehicle to be covered and I am left with damages and the policy that is useless to me.

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    Customer ServiceCoverageSales & MarketingPunctuality & Speed

    Reviewed June 18, 2025

    The Good: Roadside Assistance, Reliable, Fun vintage commercials (just saying)😄. The Bad: No bundle discounts (not in my area anyway) therefore higher premiums; Long telephone hold times (I have waited 45 mins+). I stayed with them 10+ years. I have seen much worse insurance companies than GEICO.

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    Customer ServiceCoverage

    Reviewed June 17, 2025

    Horrible communication! Geico change my policy from full coverage to liability without my knowledge or notification. My car got damaged so I called in to file a claim as you should. That's when I was getting the runaround about things. Was told two different things on the way they stated they have sent me notification that I never received until I canceled my policy. Now I'm stuck with a damaged car.

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    Customer ServiceCoverage

    Reviewed June 17, 2025

    I would give 0 stars if I could. I was rear ended by a GEICO customer. I submitted pictures of the accident including my rear bumper cover with the impression of the GEICO customer's front bumper... It was a clear impression. This was during morning rush hour on a highway... No injuries so no police were called. GEICO insured refused to answer their calls for a statement, and as a result, GEICO deemed their insured were not legally liable. So I guess if you are GEICO customer and are at fault in an accident, just actively refuse to answer them to make a statement and you won't be deemed at fault. *Lesson learned-you hear if there are no injuries, don't call the police, just exchange insurance and go on your way. WRONG-DO NOT DO THIS. Call the police even if just for them to make notes on the incident. TDI (Texas Department of Insurance) complaint has been made.

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    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed June 15, 2025

    Denied! That is what you will hear if you file a claim with Geico when animals decide to attack your RV. My husband and I pulled our 5th wheel out of storage from its winter hibernation, anxious to get the rv cleaned and ready to use for the season. We soon discovered that racoons ripped chunks of the roof membrane; we were horrified. Taking a deep breath, I said, let's call Geico and tell them what happened and get this fixed! We called, explained what happened, and 3 days later after they told us to send in photos and give a recorded statement we got an answer- DENIED!

    Like many of those that have insurance and expect things like this to be covered, I was in shock. I spoke with the representative and asked "If my policy doesn't cover animal damage, do you have a policy that does?" Her answer, NO. Geico's RV insurance polices only cover your RV if you hit an animal with it, any other actions caused by any animal (bears, racoons, birds, ALL animals) is not covered. I then mentioned that if I were to start a campfire, let it get out of control, and the RV happen to get caught in the fire and burn to the ground, would I be covered? Her answer, yes, fire is covered. Unbelievable! Something tells me that if I were to file a claim for that, Geico would respond saying, " EXCLUSION" - we have a "Stupid person caught their own RV on fire exemption!"

    Lesson learned- dropping Geico and will find insurance that will cover damages by animals, we received a quote for over $ 10,000.00 to get ours fixed, which will all have to be out of pocket for us. If you currently have Geico as your insurance carrier, I encourage you to call them, verify what I'm telling you, and then find yourself another insurance carrier. No one ever wants a racoon to damage their RV but the last thing you want to hear is DENIED!!!

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    Customer ServicePriceRates

    Reviewed June 13, 2025

    This is a robbery company. I started a policy on May 17 for $1,312 (6-month term), but the dealership was unable to provide the car. I contacted customer service to delay the start date, and they advised me to cancel and restart the policy. So, I canceled it on May 17. I restarted a new policy on Saturday, June 7, but the price increased significantly to $2,099. This jump seems unreasonable. They just said this increase for risk assessment, not able to change.

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    Customer ServiceCoverageRefunds & PayoutsMaintenanceStaff

    Reviewed June 13, 2025

    I was in a fender bender in May 2025 where a GEICO policyholder rear ended me. It was a small accident, so I made the mistake of not calling the police to make a police report. I did take photos, but GEICO denied my accident claim, and didn’t even send anyone to look at the damage to my car. Make sure that if you are ever in an accident with a GEICO policyholder especially if the accident was their fault to always have a police officer come and make a police report. Taking photos of the damage is not enough for GEICO to pay for the repairs to your vehicle, even if their policyholder was at fault for the accident. They told me I needed to get more proof such as video proof or witnesses of the accident. That’s nearly impossible to get! GEICO fits the cliche of insurance companies finding any way to get out of paying for vehicle damages their policyholders cause.

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    CoverageSales & MarketingRates

    Reviewed June 11, 2025

    Stay away from GEICO. They lure you in with a $400 rate, and in just 2 months I was paying $700.. without changing anything in my policy. Now they’re justifying a $1,600 increase over 6 months just because I removed autopay. No accidents, no violations... just pure greed. This company is a scam. Find real insurance elsewhere.

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    CoverageRefunds & PayoutsStaffBillingLoan Process

    Reviewed June 11, 2025

    If you could give them a 0 I would. DON'T GET HIT BY ONE OF THEIR DRIVERS!!! They make all this money but won’t pay out when they want to total out a car with less than 9k of damage and the car isn’t that old. Been fighting with them for months regarding my only car and then paying it off what I owe. They won’t come up 2k more to cover the loan on the car but yet the are a big time company that makes millions each year. Just hurt the ones trying to live day in an out. Bc of your drugged up driver who ran a stop sign and hit me.

    My family has to suffer trying to find a way to come up with a down payment for a car and hope we can get financing when we were just fine in the SUV we had until your insured driver t boned me. Now my family of 7 lives have been turned up side down my kids can’t play their sports bc we don’t have a car and can’t afford to get one right now. Such a disgrace you can do this to hard work Americans. You should be ashamed of the company you stand for and work for. JUST HORRIBLE!!!!

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    Reviewed June 10, 2025

    Someone filed a false claim against me. I provided evidences corroborating the false claim. Instead of them to exercise due diligence on the case, they just went ahead to settle the person without any sort of investigation.

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    Customer ServiceCoveragePricePunctuality & SpeedStaffRates

    Reviewed June 1, 2025

    GEICO has an amazing price… yes, they do. It’s very competitive. But, the assistance it’s terrible. 50 min on a call waiting to be answered. Sundays, please don’t need them. They will NOT have people answering. Request to cancel the policy on May 23. Since today, never received the cancellation papers/neither the remaining balance from my policy. Mailing letter about cancellation, non coverage or anything like that, they send you every single day if they could. Terrible service, terrible a workers, not prepared nor proper trained. A company of this size, only the price can be something to maintain them active.

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    Customer ServicePunctuality & Speed

    Reviewed May 30, 2025

    Phone service used to be prompt last time I called (3 years ago). Now their phone support for general inquiries is non existent (2+hours wait times). Claim service is good. Currently have policy up for renewal. Will call around and likely not renew.

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    CoverageRefunds & Payouts

    Reviewed May 30, 2025

    Geico canceled my insurance because I didn’t wanna sign up for auto pay. They told me I would have to pay for two months since I didn’t wanna sign up for auto pay so basically saying I got to paid double for one month. If I don’t they would cancel my insurance after I been with them for over 6 years.

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    Customer ServiceCoverageSales & MarketingRefunds & PayoutsStaffBillingRates

    Reviewed May 28, 2025

    I have been driving since I was 18yo, I am 52yo now. In the 34y I've been driving I have been insured by Geico. For 20 of those years I have never been pulled over, stopped, run a red light camera or in anyway had a moving violation, my record since 18yo is 100% clean zero zip nada....I've never missed a payment EVER! So 3 weeks ago I am walking my motorcycle out of the Garage and forget that I parked my wife's car in a new spot and I back the bike into the door panel of the car and put a dent in it along with a scrape...tow hitch on moto did the damage. So being a responsible adult I call Geico and file a claim to get it fixed...I am 100% believing that this will in NO WAY raise my rates as it was an unoccupied car and a bike that was not operated on a public roadway.

    Geico who made a record 7.8billion dollar PROFIT in 2024 raised my rates by $50 a month took away my good driver discount and now say I'm a bad driver. I tried to plead my case of my perfect record and payment history and being a Geico customer for 20y They could care less. It is criminal in nature to Punish a person when they use the Insurance they pay to have and are required by law to have.!

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    CoverageRefunds & Payouts

    Reviewed May 24, 2025

    I have been insured by this company for 20 years and now today they want to cancel my full coverage insurance because of one claim in 2020. I have a clean driving record and only 1 accident in 20 years. I can't even say what I want because I'm so disappointed in this trash company. Bottom line don't get Geico. They'll take your money for 20 years, pay out one claim then cancel. Bunch of chooches.

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    Customer ServiceCoverageTechPunctuality & SpeedStaff

    Reviewed May 21, 2025

    I have been a loyal Geico policy holder for my auto insurance for well over 20 years. I am a retired veteran and never had any issues with Geico until now. About a year ago I chose to cancel my policy because I was going to sell my truck and move to Alaska. Then some personal issues came up with a family member that I needed to take care of. You see, my mom has been diagnosed with dementia and the early onset of Alzheimer's. I had just recently left my job but I had my retirement from the military as income. I have been living with her and trying to take care of her the best I can. She has forgotten how to cook different foods and she was an awesome cook being a farm girl from Kansas. It has been painful to watch when I have to explain how to make something as simple as a taco.

    Anyway, I saw no reason to renew my policy because I can have the grocery store deliver and food and everything else was in close proximity that I may need. I would either walk or ride my bicycle. I thought I would save a little money since I was living on a much reduced income. So, my vehicle has sat in the driveway for a year. Now my mom wants to sell the house and move into assisted living complex. So I decide to restart my insurance so I can get my truck back on the road. I call Geico and was denied insurance by them. All they could say was the system flagged me and I would be receiving a letter in the mail as to why I was denied coverage. Just got that letter today. The reason, a lapse in coverage. Seriously!?! I could not believe what I was reading.

    Now I have to use a different company that they recommended, and have an affiliation with, paying $65 more a month for full coverage. Now I am seriously thinking about joining AARP. I don't think I want anything to do with Geico or any affiliates they may have. I have read some of the negative news about Geico. It is a shame. They used to be such a trustworthy company. My advice, look elsewhere. Especially if you are a veteran. Geico does not deserve our business.

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    Honesty & Transparency

    Reviewed May 21, 2025

    GEICO lies, misleads and deceives the public. When caught and challenged, they fabricate dates and information. They refuse to surrender transcripts of correspondence. You are passed from one person to another, each giving conflicting information, each saying the previous person was wrong. In court, their appointed attorney used foul and vulgar language when speaking with me in the hall but was respectful when in front of the judge. When I asked him why (in front of the judge) he was silent. Stay away from Geico.

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    TechPriceStaffBilling

    Reviewed May 16, 2025

    They will try to charge for unearned premium after you cancel! Happened on auto + motorcycle policies. I canceled today on anniversary of contract... Rep wants to tell me there will be an additional bill coming. I explained to her is no earned premium. She said I'd be sent to collections!!! Very bad, no good, unfair, and not right business practice!!

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    Customer ServiceStaffHonesty & Transparency

    Reviewed May 15, 2025

    Absolutely disgraceful online chat agents Gaionna B and Whitney D. They both lied about Roadside Assistance help. So utterly bizarre they would tell me there was a limit on roadside help to 3 times per 6 months and the other one tells me 6 times and then I read online there’s no limit. I pay 1000 every six months for two cars and can’t even get honest truthful help. What a disgrace and a mess GEICO is. I’m cancelling them.

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    Customer ServiceTechPriceRefunds & PayoutsRates

    Reviewed May 15, 2025

    Hail claim on a new car. No Geico adjusters in the city area. So they asked for pics. I sent in dozens. Claim came back weeks after dealing with them. 927 dollars. Took it to a body shop, price for repairs is well over 17k. This means they need to send an adjuster out to fight the body shop. This will delay weeks if not months. They are rude on the phone and keep saying the storms across the nation are causing the delays. It's just a poorly ran company that fails to pay out what they owe.

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    CoverageMaintenanceStaff

    Reviewed May 14, 2025

    Geico insurance recently denied an add'l $300 claim for an electrical issue that was the result of a rear-end collision. The issue was discovered when picking up the vehicle from the repair shop. We have been loyal Geico customers for auto and home insurance for 20 years. Once the claim is settled and the rental car is returned we will be seeking a new insurance carrier. We have made zero claims with Geico and they let their customer go for $300. They don't care about service or their customers.

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    Customer Service

    Reviewed May 14, 2025

    What is delaying the claim filed by Chris ** on 5/6? How long will the investigation take? It is glaring from pictures that the other party is guilty as she hit him on the side. He backed out of the driveway before her & she backed into our car on the side. Picture attached. Any time he calls, it's always the same answer, "We are still investigating." He never get called back.

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    Customer ServiceCoveragePunctuality & SpeedStaffHonesty & Transparency

    Reviewed May 6, 2025

    I’ve been a customer prior to. I opened a new policy, never had issues. They sent me a dumb questionnaire for the underwriting team for what reason IDK. Then decided to drop me and called me a fraud, there is nothing about me that is fraudulent. I had to submit all of this information which in my opinion should have been brought to my attention initially!!! Never have experienced such disrespect in my life. When I originally applied I went thru an agent.. How was this missed upon applying? They could’ve received all of this information when I applied to begin with. I mentioned my accident, speeding tickets, everything. I will never ever, ever trust them with my business. Screw, you guys honestly.

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    Customer ServiceCoverageStaffBilling

    Reviewed May 4, 2025

    The website, I will tell you now, will literally have you tearing your hair out trying to do anything. Then once you get it done, it may or may not stay changed. I've taken my granddaughter off as a driver 3 times. As for billing, you have to pay close attention. We have always paid our car insurance monthly, ALWAYS, and it's on auto pay. This month when the notice popped up in my text messages that the payment was about to come out in 2 days, it wasn't for the monthly amount, it was for SIX months. Called Geico and the dude had the nerve to claim I changed it to every 6 months myself. I would never do that because I wouldn't have enough money in the bank to pay it.

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    Customer ServiceCoveragePunctuality & SpeedStaffFollow-Through

    Reviewed May 3, 2025

    I called Geico to get my vehicle towed being they are my insurance company and they did great as far as customer service and all but they never informed me I could find my own towing service once I told them I needed a faster tow besides 60 minutes. We ended up waiting with delays from the driver and all from the company provided for us for almost 4 hrs. When trying to reach both companies, I had trouble until I finally called the 800 number for Geico and reached someone after several tries. I'm very, VERY disgruntled with both companies and C&C Towing does not stay on top of their tickets as promised. Bad customer service.

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    CoverageStaff

    Reviewed May 2, 2025

    I am a federal employee, Geico claims to be for military and federal employees but they have been robbing me for the past few years, it is never easy to reach to them and speak to someone. I joined AAA and saved $200/month for better services than Geico ever provided me with. Stay away from them if you want better coverage and save money.

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    CoveragePriceRefunds & PayoutsBillingRates

    Reviewed April 27, 2025

    I am a retired 65 year old with good driving record, no accidents, no tickets, I have been driving since 2005. My insurance bill went from 186$ to 245$ for no reason. They force autopay and high prices. Other 3 insurance companies are worse. They are price gouging monopolies that make us pay for other people's accidents. They should charge the person that had the accident not the people who have good driving record. It is not fair. We have no choice but to deal with them because insurance is required to drive and other companies take advantage of people and charge more. They are worse.

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    Customer ServiceCoveragePricePunctuality & SpeedRefunds & Payouts

    Reviewed April 26, 2025

    I’m really disappointed with Geico. I called and got my quote and was satisfied so switched everything over. We discussed EVERYTHING including my husband’s 2 speeding tickets from 2 and 3 years ago where he was going 5 mph over. That’s it. No accidents. My record is perfect with no tickets! She said she saw them and assured me my quote included them because she ran the DMV report right then on our call. I got everything situated, paid in full for 6 months and after my hour long phone call, we were finally done. Then, I get a letter a week later saying I owe an EXTRA $240 because their underwriters found my husband’s 2 speeding tickets. I was PISSED. Are you kidding me?!?!

    I had to waste MORE time and call them back and of course whoever answers the phone never knows anything other than we owe them $240. I explained that when I got the quote, the tickets were there! Not only did I disclose them, she saw them!!! It didn’t matter. These big insurance companies just suck. I called another company and switched that day and Geico had to refund me my 6 month premium. Such a shady company to pull that crap.

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    Customer ServiceCoveragePunctuality & SpeedRefunds & Payouts

    Reviewed April 25, 2025

    I was in involved in a collision with a GEICO customer who rear ended my vehicle when I called Geico customer service to report this incident they advised me that they have to contact their customer to hear his side of story. I had video and pictures to prove my case. After several called to Geico they told me that they can’t get a hold of their customer and if they can’t get a hold of him after seven days they will approve my case. Well after 9 days waiting they denied my case and told me I am to call my own insurance and pay for damages. I asked them what happened to wait 7 days, they said we made a mistake and our policy is if we cannot get a hold of our customer we have to deny your case. I immediately hired an attorney and they were forced to open my case again. Terrible customer service.

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    Customer ServiceRates

    Reviewed April 25, 2025

    Raised my rates, SIGNIFICANTLY, for absolutely no reason whatsoever. Trying to contact a live person is impossible. I tried for 3 days, each day sitting on hold for an actual live person, for at LEAST 2 hours. The third day, I put my phone on speaker and went about my day. After just under 6 hours I was disconnected. They tell you to do everything online and even to use the live chat. The live chat is NOT a live chat! All it does is run you around in circles, again and again, no matter what you try doing. It's only there to take your money.

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    Customer ServiceCoverageSales & MarketingPriceOnline & AppStaff

    Reviewed April 24, 2025

    All insurance companies are scammers. But I use GEICO right now but I’m shopping around for another premium. GEICO drive easy program is a complete scam. The app is garbage and literally makes up hard braking slip-ups. They penalize you if you drive after 10 p.m. and say you are more at risk at night.. Nonsense.. You are more at risk during the day while there are much more cars on the road, but this clueless company doesn’t understand that.

    Even with their corrupt drive easy program, I still have a good score and they didn’t give me a discount for being a good driver at renewal. They raised it and make up nonsense for why they raised it.. Like these ** companies that go by credit score to give you a quote.. Your credit and financial situation literally has nothing to do with your driving skills, but they call someone who went through bankruptcy a risk? These insurance companies are corrupt, they do whatever they want and rip people off, and get away with it.. Trump’s going after the corrupt politicians and criminals, it is time to go after these criminal insurance companies as well, and GEICO needs to be audited and charged as well.

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    Customer ServiceContract & TermsCoveragePrice

    Reviewed April 24, 2025

    Awful. So many mistakes it seems intentional. They setup vehicle insurance in the wrong state. Even called them right after the policy was made active that they have set up the insurance to the wrong state which they said they corrected. The state the vehicle should have been insured in suspended my license for having the vehicle uninsured. Cost me $152 in fines to get the vehicle out of suspension for the lack of insurance.

    Geico re-issued the insurance a second time to the wrong state, without me even accepting the insurance. I called them, told them they should not have made the insurance active out of the blue, the vehicle is now insured with another company. And now they want me to pay them for the 30 minutes of active insurance. Gonna file against them in small claims. All the errors were on their side. Has cost me a full day in calls (disconnected usually), and a few hundred dollars in fines.

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    Customer ServiceContract & TermsCoverageTechPricePunctuality & SpeedStaff

    Reviewed April 24, 2025

    On april 22 I have called GEICO for insurance stamp on my new purchase vehicle, then I received after 30 mins, forwarded to the dealership. 2 days later RMV rejected my new Reg of my vehicle due to insured date cannot be more than 30 days in the future. April 24 2025, 2:10pm I have contact geico once again, for new corrected stamp which I found out the Signed RTA form I received from geico date was july 10 2025 instead of april 23 2025. I stated to the agent wanted to know that is the reason why RMV rejection, the agent have deny geico have sent out any email on my policy on april 22 which is incorrect, as the RTA form I received is on april 22 2025.12:32pm. Also said new stamp will send to dealer and to my email in few mins.

    At 2:47 pm april 24 I have not received any email from geico as what the agent on the phone had stated, so I contact Geico once again, also explained the whole situation once again, to confirm that new stamps on the RTA form is sent and corrected, because what I received is July 10 2025 instead of april 23 2025 on april 22. Different agent, same denying the email that I have received, which I also confirmed with her geico email and received an email from her of the new stamps when I stay on the phone to make sure she have sent it to me, which appear on the same email address. Even though I have the emails from geico that I received showing the date is incorrect costing me 2 days time, the agents still denying what they did. For what happened with geico, delayed me on my usable time that preparing for my business.

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    Customer ServiceCoveragePriceStaffBillingRatesHonesty & Transparency

    Reviewed April 21, 2025

    After two accidents by two different people on my policy Geico cancelled us. I called to have it reinstated and was strung along for several weeks. I was quoted a new price for a renewal and then given reasons why I hadn't received new cards or a quote in writing. Each time I heard "It should take 3 business days". Jasmine, Myra, Alena quoted me a specific price and said it will be renewed to be patient. Today, the last day of my policy I was told it was not renewed. I had just made the payment for my bundled renters insurance. They gave me the runaround for weeks. Customer service outright lied to me. Horrible customer service, absolutely horrible.

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    Verified purchase
    Customer ServicePriceRefunds & PayoutsTransparency

    Reviewed April 15, 2025

    This has been one of the poorest customer experiences I’ve ever had. My car was stored for 7 months, and I was promised a 75% refund upon removal. It's been over 4 months since then, and I have yet to receive the refund or even a single update regarding the status—despite making numerous follow-up calls. On top of that, I have been charged extra on every renewal without any explanation or justification. There has been no accountability or resolution provided for the issues. This experience has been incredibly frustrating and disappointing, and I would strongly caution others before enrolling to GEICO's services.

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    Customer Service

    Reviewed April 8, 2025

    I had been a customer for 10+ years. Tried to call them last week and this week. Tried multiple phone numbers on hold each time 30-45 minutes. Never reached anyone. Signed with another company who gladly canceled my policy with Geico. Unfortunate, was a good company.

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    PriceRefunds & PayoutsStaffRatesHonesty & Transparency

    Reviewed April 7, 2025

    Geico – Disappointing, Dishonest, and Disrespectful. We’ve been loyal Geico customers, paying over $1,000/month for three vehicles, with a spotless claim history. Unfortunately, when it came time to actually use the service — for the first time — Geico failed us miserably. My Tesla was vandalized in a Gainesville parking lot. The damage was clear: a dent on the back passenger side (no paint damage), and a shattered roof glass. Pretty straightforward, right? Not for Geico.

    Their assigned assessor Ethan, working through Certified Collision Center in Gainesville, shockingly claimed this was “two separate incidents” — a clear attempt to split the claim and increase my deductible. How convenient for them. It feels like Geico’s adjuster was more interested in protecting their bottom line than actually understanding the situation. He completely missed the essence of the damage, ignored the context, and tried to minimize their payout at our expense.

    So let me be clear: One incident, two areas of damage. One claim filed, after years of loyalty and zero prior claims. And this is how we’re treated? I’m absolutely appalled by the way this was handled. I will be sharing this experience across all social platforms to ensure others are warned. If you're thinking of switching to Geico — don't. You'll pay high premiums for low accountability.

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    Refunds & PayoutsMaintenance

    Reviewed April 7, 2025

    My car was broken into a few days ago during the weekend. When I filed a claim, I was sent a link for a web based “photo inspection” of the damage. Unfortunately, the link failed and there was no one to resend it as it was outside of normal business hours. I didn’t receive a new one until after I had taken my car in for repairs. I reached out multiple times and it came down the being told that I was basically out of luck since there was no way to do the inspection after the repairs had been completed and they will not accept photos taken outside of that one website. Basically, good luck if anything fails outside of normal business hours and you actually want to get your car fixed in a reasonable time. I’m having to pay out of pocket for everything despite having photos of the damage, a police reports number and paying monthly for years.

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    Customer ServiceCoverageMaintenanceStaffBilling

    Reviewed April 6, 2025

    The worst customer service ever!! They decided to increase my billing amount from 105 to 290 for no reason at all!! Calling them to try to fix this problem, we went back and forth for many wasted hours on the phone and when they finally told me to cancel because they can not fix it. After canceling they sent me a bill of additional 92$ to pay. I called a representative and he told me they can do this. Worst company ever

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    CoveragePriceBillingValue

    Reviewed March 28, 2025

    Because GEICO takes so long for negotiations it’s almost not worth having insurance. My car was in the shop for 35 days and still done completed due to GEICO delaying negotiations and approval. UNBELIEVABLE. No coverage for a rental car now due to their multiple delays. I do my part and pay monthly premiums on time… because I promise you GEICO does NOT allow delays when it comes to them getting their payments!!! I’m also a business owner and am extremely disappointed in how GEICO runs their business. Don’t waste your time with them…. Not worth it in the end!!!

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    Customer ServiceCoverageSales & MarketingPriceStaff

    Reviewed March 27, 2025

    Geico is fraud insurance company, I have two vehicles that has Geico insurance policy and I have called in the toll free number of geico when I purchased policy. I had specific asked for a full coverage for both of my vehicle and that how they have quoted me and sold me the policy. One of my car got in accident and when I called to claim my damages, geico customer services tells me that I do not have a full coverage on my vehicle that was in accident. I had specific asked the customer service that I have asked for full coverage and I bought this coverage on phone talking to one of your agent but they are falsefully telling me that I have bought this policy online according to their record and they completely denying the claim. They are scam company and I will advise everyone to stay from such scam company.

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    Customer ServiceCoveragePricePunctuality & SpeedStaff

    Reviewed March 26, 2025

    I am a LONG time GEICO customer, never a problem or an accident. I added my son to my policy which skyrocketed my Premiums, but it only took the Agent about 5 minutes to add him. My son decided the Premiums were simply too much, found a better option, and I called back 30 MINUTES LATER and asked to have him removed. Nope. They needed signed paperwork, proof of other insurance, a cover letter, etc. That was several days ago. He's STILL on my account, the Premiums are still there, and I am being held hostage by GEICO who is refusing to remove someone from my policy who was on it for literally less than 30 minutes. Meanwhile, my Premiums keep going up every few months for zero reason. I am so pissed off.

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    Customer ServiceCoveragePriceRefunds & PayoutsStaffBilling

    Reviewed March 18, 2025

    I was in a hit and run back in January 25, a truck slammed into my car on the hwy going about 75/80 (per police) while I was going about 60. Needless to say my car is totally destroyed as is my faith in Geico insurance company. I’ve had Geico for yrs and by the end of 2024 I switched to Progressive because while I had my insurance set up on automatic payment I had to get a whole new bank account because of fraud, I didn’t have a chance to switch over all my automatic payments yet so it messed up my payments with Geico, they wanted the rest of the payments due for the 6 month premium which I didn’t have at the time so I switched to Progressive, They offered all of which I had at Geico and a lower deductible for about $20 more.

    I did however continue to check on quotes with Geico because I did have them for yrs and also my house is covered under them. I just felt better having both my car and home under the same umbrella. One day I get an email from Geico for a quote for $90 for full coverage which is what I always had even 2 yrs after my car was paid off, it never changed. I went ahead and jumped on the $90 for full coverage through the email but this time it enrolled me all on line. It kept saying a live person would call me if I preferred (which I did) to talk to a live person rather than complete it on line, but just answer one more question, and one more and one more. Before I knew it I was enrolled with Geico insurance.

    I was not feeling good about doing this all on line because I like talking with a live person so I know I’m understanding things correctly and we’re on the same page. I called and told the rep what I had just done and wanted to make sure I was covered from head to toe and mostly wanted to make sure the hail coverage was added because we get hail every yr where I live but I actually forgot about the hail once she told me I was totally covered and should have no worries. I said "If a spaceship falls from the sky and lands on my car I’m covered right?" She said yes. "If I hit a brick wall I’m covered right," she said yes.

    So why then is Geico now saying I don’t have full coverage and the hit and run is not covered? The $90 I was quoted is approximately within a few dollars of what I’ve always paid for full full coverage. It’s about $20 less than the full coverage I had with Progressive. Why would I ever be concerned that this company I’ve been with for yrs, plus my house for yrs would do some shady stuff like this. I can tell you. They have taken out payments since this has happen even though my car is totaled and they know this. I was told by one of the reps that if I cancel my insurance with them that it would close out my claim??? Talk about shady.. I am extremely disappointed with Geico, I cannot believe this is even happening. I just want them to do right by me and my family and cover the claim.

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    CoverageStaffRatesHonesty & Transparency

    Reviewed March 13, 2025

    The absolute worst experience I have ever encountered with car insurance. They have unprofessional adjusters, specifically Cameron **, who are completely incompetent at their jobs. I was involved in an accident where a large truck backed into my parked car with the engine turned off, and somehow the individual who hit me was able to lie, resulting in the negligent adjusters deeming it a 50/50 liability fault. I've never witnessed such incompetence throughout the entire process, not to mention the lack of investigation (I had to do all the legwork for Cameron **, who seemed disinterested and probably should find a different, less demanding job that he can manage better) and genuine interest in uncovering the truth or root cause. It's appalling, and I would advise everyone to steer clear of GEICO.

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    CoverageStaff

    Reviewed March 11, 2025

    Geico will do everything they can to push you to sign a settlement to limit what they have to pay and transfer their responsibilities to you, even before they know your injuries. They care zero about you, they care only about their wallet. Find your insurance anywhere else.

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    Billing

    Reviewed March 10, 2025

    After adding two random individuals to my policy and billing me for the increase, I canceled my policy. They told me this is normal policy to just add people to your account if they have the same address as the policy holder at the DMV. Well if you are renting and moved into a home recently the past person still has the address in their ID. I have been at this address for 6 months however. Now that I know they do this often. I am done with them.

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    Customer ServiceContract & TermsCoveragePriceBilling

    Reviewed March 7, 2025

    On Jan 31st I dropped off my vehicle at a body shop for repairs for an accident that my vehicle was parked and unattended. So naturally I had to get a rental car through GEICO. Geico took 14 days to give the approval to work on the vehicle. So 1/2 way through the rental agreement the body shop was allowed to start work. It has now been 37 days meaning geico said, "Too bad the rental's on you". The other insurance company doesn't know how to answer the phone either so geico is throwing the $500 deductible and the $400 rental bill at me. So this accident that I wasn't involved in is costing me $900 and geico answer is, "There's nothing we can do". Lost a customer and gained a lawsuit. Terrible service.

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    Customer ServiceCoveragePunctuality & SpeedStaffBilling

    Reviewed March 6, 2025

    I signed up for an auto insurance policy with Geico and coverage started on 2/3/2025. At no time during my enrollment did the agent request any additional supporting documents to have my policy remain active. I received a letter in the mail stating Geico required additional documents (copy of DL, documentation of proof of residency [utility bill during active policy period], proof of auto ownership, copy of previous auto declaration page. I emailed the documents, which I believed were an unreasonable request. Geico states that have 24-48 hrs to review documents. I then received an email 2 days later stating that some of the documents did not meet their requirements, ie document was not within policy service dates.

    Resubmitted the correct documents which then led to another 24-48 waiting period for Geico to review new documents. Mind you, my policy in the meantime was cancelled because the documents were not received in time. They would have been if I didn't have to wait 1-2 days for an email response and then submit documents per their request. I was a previous Geico customer for 10 years and never encountered such a cumbersome request to maintain an auto policy. My hope is that Geico reviews their business practices to make it more convenient for customers to enroll in a policy.

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    Customer ServicePricePunctuality & SpeedBilling

    Reviewed March 5, 2025

    Geico is the epitome of corporate greed. They profited $39B last year by gouging customers, denying claims, and frivolous charges. In 2023, I switched from Geico to Progressive (best decision ever). 3 months later, I received a collection notice in the mail on behalf of Geico for $122. Collection agency couldn’t provide any details as to what the charges were for (unscrupulous). With the negative mark on my credit and hopes of buying a house soon, I reluctantly settled the bill for a lower amount and asked that they remove it from my credit, they refused.

    Despite several phone calls, emails, and complaints to Geico, going all the way up to their CFO, they still refuse to remove it from my credit and it is still hampering my ability to purchase a house. I gave Geico thousands of dollars over YEARS and they destroy my credit and negatively impact my credit, for $122?!? Filthy and disgusting corporate greed. Shame on Geico leadership team and shareholders for condoning this behavior, while they have lost over a million customers.

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    PriceStaff

    Reviewed Feb. 25, 2025

    Loyal customer over 25 years... No claims except a few glass claims, in the last 4 years my premium has rose over 300%! 2015 truck with max detectable and a 2000 car with comp only. $1950.00 for 6 months. No Tickets No accidents... They do not care...

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    CoverageSales & MarketingPricePunctuality & SpeedOnline & AppStaffTransparency

    Reviewed Feb. 20, 2025

    I have been with GEICO for around 12 years. Today 2/20/25 as I was going to retrieve my VIN number for my vehicle I went to the app and found out GEICO had cancelled my policy. I was told that the explanation was that I went with a different company. I told her, no I have not sought any quotes from any other insurance company for a long time...maybe a year or two. Then she tells me I owe a fee of $35 to have my policy reinstated. I have a very tight budget as I work for a local huge retailer who pays crap to their hard working employees to survive on. So instead of getting my car registration sticker updated I now have to wait until it is overdue when I will have the full amount. My daughter who was with GEICO changed her coverage on the exact date that my policy was cancelled. GEICO has a very poor training system, auditing processes and procedures. Sad! I do not recommend this company.

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    CoverageMaintenance

    Reviewed Feb. 19, 2025

    I was recently got into a not at fault accident with a Geico customer. 2nd at-fault accident for this guy, in 3 months. I felt/feel very uncomfortable driving it. Geico has refused me a rental and has stated that its fine to drive and there was no other option. I had driven it from the accident scene to the shop to be fixed and felt terribly uncomfortable in it. I drive this daily, i know how it should feel to drive. They will only get me the rental starting the day that it literally goes in, to be fixed.

    I have NEVER been treated as I have been with Geico and made to feel like my nervousness to drive a wrecked vehicle is MY ISSUE. Their client is the one that was messing around in the snow (with a child in the car) and caused this accident. Blowing thru a stop sign.

    I will NEVER suggest Geico and i will ALWAYS be 100% truthful when suggesting an insurance company. (it is spoken about often, in my line of work). If they are going to treat claimants like this, how are they gonna treat their own clients. They would not make their wife drive something that she was scared to drive, that's a guarantee.

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    Sales & MarketingPricePunctuality & SpeedBillingHonesty & Transparency

    Reviewed Feb. 19, 2025

    Geico is guilty of the classic bait and switch. I went online to get a quote for two vehicles and the quote was a lot less than other companies had quoted me. It prompted me to make a payment for $153 which was supposed to be my monthly payment and then I find out later that the actual monthly payment was $273. This is very misleading and had I made that payment I would have been stuck with an overpriced policy.

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    Rates

    Reviewed Feb. 18, 2025

    My son was a loyal customer for YEARS! His rates were just raised again after a hike 6 months ago. He was increased to $476 monthly for 2 vehicles. I just switched him to StateFarm for $134 a month. Geico is literally robbing people. Do yourself a favor and look into switching.

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    Customer ServiceCoveragePriceStaff

    Reviewed Feb. 17, 2025

    Insurance was cancelled 2 weeks after initially enrolling and paying full premium costs. Was told due to not completing Additional Driver document (for a 7 & 8 yr old). Informed this rep that this information was not requested or communicated by their rep at time of enrollment. They commented that we intentionally did not provide this information (provided false information).

    I advised them that this information/document was not requested (and again for 7 & 8 yr old) and requested they forward the document and we would compete. Also advised if we intentionally did not advise of the children, why would we have provided copies of insurance cards as requested during enrollment? Was advised they made their decision and we needed to have another company write this policy. I advised at minimum they should retrain the rep that wrote our policy so they communicate and request and receive all required information. I requested additional contact information so I could discuss with someone above her and I was then told ”are you done because I am hanging up”.

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    Customer Service

    Reviewed Feb. 14, 2025

    Geico customer loyalty very bad. Claim 11/24 - still incomplete, repairs not done - would not call, email me. Tried to send me $$ for the estimate just to get rid of me - claimed repair shop did this and that. I have proof with pictures, video of repair shop taking $ from GEICO and not doing the work - Geico corporate and parent company contacted. They are totally incompetent to complete a claim - keep handing it off to someone else - could tell more!

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    CoveragePriceRates

    Reviewed Feb. 14, 2025

    GEICO puts huge profit margins above people. Almost $4000 for low to no coverage on three old cars. Received a new rate from competitor that is 2.5 times less. Their financials show GEICO grew their profits 2x since 2022. I conclude they are a big part of the reason why we are having massive car insurance inflation. These type of parasitic companies should be avoided at all costs.

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    Reviewed Feb. 11, 2025

    Proceed with caution with any dealings with GEICO, My Husband car was hit from behind [2019 Toyota Camry]. GEICO totaled the car out before accessing the damage, sent a tow truck to savage the car, I refused to give them the car, Adjuster said he heard the air bags was deployed [Which was not true]. My husband is living on disability. Filed a complaint on these scammers.

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    CoveragePriceRates

    Reviewed Feb. 11, 2025

    Beware. This company is a rip off. I was charged $22.50 for 1 minute of coverage when I canceled my policy. DO NOT DO BUSINESS WITH THESE SCAMMERS. They raised my rates $50 a month for not paying the total 6 months upfront.

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    Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppStaffHonesty & Transparency

    Reviewed Feb. 10, 2025

    I had a really frustrating experience with Geico recently, and honestly, it left me feeling pretty disappointed. I completed a six-hour driver’s course for $12, excited to get the defense driving discount. When I called to let them know I finished, the rep told me I wasn’t eligible because the discount is only for customers 50 and older. That was never mentioned when I first asked about it, and while I did see that info later on their website, I trusted what the rep told me initially. As a loyal customer of two years, I’m extremely disappointed in the lack of clarity and communication. It’s a real letdown, especially since I’ve had good experiences with them before.

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    Sales & MarketingPriceStaffRates

    Reviewed Feb. 6, 2025

    Erik ** was a great rep and helped out so much with quotes. 5 star service. He found me a great price on my new car and tried to find other ways to discount. I’m pleased with the service and care they provide.

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    Staff

    Reviewed Feb. 6, 2025

    We got into an extremely minor car accident in a parking lot and they took the other driver’s word over ours. The other driver had Progressive and said he was parked when the accident happened but he was actually pulling out at the same time as us and we hit the side of his car with our back bumper. We submitted photos but they still wrote on the claim that the guy was parked. So they took the word of the other driver over their own customers who has paid them for 15 years straight with a clean driving record.

    We even submitted photos that showed the other car was not parked (wheels turned, other cars parked straight but he was not) and they still took some other driver’s word who never paid them a cent. We feel like they were lazy and didn’t do an investigation of fraudulent claim on the other driver. We’re switching once this is all said and done. They did not reward our loyalty, they just wanted to get it done and over with it with a bad mark on our record. Lost a loyal customer Geico, never again.

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    Customer ServicePricePunctuality & SpeedStaffBillingRates

    Reviewed Feb. 6, 2025

    Would give a fire and sue rating if possible!!! You wouldn't believe me even if you seen what happened. Have had Geico for years and so has my wife, (my wife ends up taking herself off our policy and starting her own). Now we have 2 policy's totally separate having nothing to do with each others including bill address etc. My plan is up for renewal and of course they tell me I have to wait for an email for a new price (for no reason since nothing has changed). 3 weeks later I call in and sit on the phone for 4 5 hrs being belittled and treated so rude. I'm amazed on how this company is even still allowed to do business in NY (this phone call was recorded and there is proof of the unprofessional way things were handled). Not to mention they block my phone number and my wife's and cancel my wife's policy at the exact moment the manager tells me he is done speaking with me.

    Someone tell me why my wife has been effected by my conversation? If anyone would like a full breakdown of this issue and what happened I would gladly share and hopefully someone in the company that actually cares does something since their customer service managers rather spend their hrs on the clock wasted calling people names and not helping at all. Just imagine how many millions of dollars they have stole from people just canceling their policy and blocking them.... You will hear from my attorney and the BBB and I will be making a formal complaint to the attorney generals office regarding the illegal activities that have gone on regarding this issue.

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    Coverage

    Reviewed Feb. 6, 2025

    Geico insurance does not pay their claims. They change police reports when it’s minor accidents. Now I have to drive a smashed up car because they don’t pay their claim. I was rear ended on the freeway by a Geico customer, and now they will not pay the claim.

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    Staff

    Reviewed Feb. 6, 2025

    Hi everyone, never ever buy GEICO policy. Claim department is 3rd class, they don’t care about customer, just they are trying to make money. They are unprofessional. I have 2 cars and condo policy. I canceled my all policy.

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    CoveragePunctuality & SpeedRefunds & PayoutsBilling

    Reviewed Feb. 5, 2025

    Glad to know we have paid Geico for auto insurance for well over 20 years to be treated like crap, they don't send an adjuster out for over 2 weeks after my daughter was involved in a hit and run right before the holidays (so we know why the adjuster was late) so now we are hit with a bill for over $1,000 for extra rental dates. I will be shopping for an insurance company that actually does what you pay for! It's like dealing with the government. They take your $ but never pay when they are suppose to. Don't waste your time with Geico. Go somewhere else!

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    PriceBilling

    Reviewed Feb. 4, 2025

    I was with Geico for 3 years and have noticed that they are steadily declining. This is why I left: I got a policy and paid upfront 6 months, at the end I got a lower quote from another company and decided to leave geico. So I informed them I would not be renewing my policy. They then tried to charge me a fee stating it was my last payment. I already paid in advance for my entire policy. Now they sent it to collections. So just know that even if you pay in advance for your service they will charge you more for whatever they can make up, and they try to charge you to leave them and go elsewhere. I will never do business with them again.

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    CoverageStaff

    Reviewed Feb. 3, 2025

    This is absolutely the worst insurance company in the world. I thought May was bad but Geico is 10 times worse. The adjuster sat on his ** for a week before he decide to process my claim. If they don't listen to a word anybody says they got their heads stuck clear up their ** and they only want to do things their way which is severely wrong. They don't take care of the accident victims or nothing they should on us so again do not get this insurance. Geico sucks majorly. They are the worst insurance companies to ever have.. and here's something that had to come back and put this back in when I asked about you recommend it won't allow you to hit no. Because there's no way I'd recommend anybody to have Geico.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 1, 2025

    All was good until it was time to activate my account. Reset password didn't work (you're supposed to create a new one, like everywhere else) and customer service went back and forth acting like they were doing something for almost 20 minutes (after waiting for an agent) just to tell me there was nothing they could do. Garbage service coupled with incompetence and laziness.

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    CoverageRefunds & Payouts

    Reviewed Jan. 30, 2025

    Didn’t perform due diligence in investigating clear insurance fraud. Other policyholders and I have to pay for their negligence with higher premiums. Thugs, crooks and scammers seem to get away with everything here in California while hardworking people get punished.

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    Customer ServiceStaff

    Reviewed Jan. 30, 2025

    Dealing with the Geico adjuster was the worst experience I've ever had. He was rude, called me a liar, he gave me 2 hrs notice on a Friday that my rental needed to be returned and I would need to pay until my car is ready. I asked twice for his supervisor's number and he refused. So unprofessional. I wouldn't recommend geico to anyone. I called geico and got the adjuster supervisor number and he never called me back. Very unprofessional. I'm very unhappy how I was treated. The conversations are recorded and if anyone was to listen to the conversation I can guarantee he won't have a job anymore. Does geico just hire anyone? I don't usually make complaints but this wasn't right how I was treated.

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    CoverageRefunds & PayoutsStaff

    Reviewed Jan. 30, 2025

    These people are pond scum criminals. I was involved in a head on collision that was the other driver's fault. GEICO helped with getting an adjuster to appraise my car damages which ended up being g totaled. They then went after the other insurance company that had the at fault driver. Auto Owners paid GEICO back all funds within 4 weeks. Once I was paid for my injuries caused by the at fault driver, GEICO got a check for $44,000!!!! No reason at all other than they appraised my car!!!! It’s the most disgusting and disturbing company I’ve ever dealt with, and you will be the next victim if you use them as your insurance carrier.

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    Customer ServiceCoveragePriceBillingLoan ProcessTransparencyCommunicationHonesty & Transparency

    Reviewed Jan. 28, 2025

    Geico has been awful to work with. I own a car that my daughter drives and pays the payment. She moved in with her boyfriend in June. She was listed on the policy. In December as we are in the middle of purchasing a home, her boyfriend takes her car without her permission, and without my permission. He was drinking and driving and had a few accidents, totaling the car. We were advised we had to file an unauthorized user report with police for the vehicle to be covered. Mind you we owe $25,000 still on this car. Well, I attempted to file, but was told my daughter had to file because she had possession of the car, so she did. This was supposed to ensure the car was covered. We were even directed to get our possessions and let the tow company know that we were relinquishing the car to Geico. I did that. I checked with Geico for an update.

    They promised to get back to me the following week. I didn't hear anything so I followed up. I got attitude from the next person saying it takes time and they are investigating. In the meantime, I am shopping for homeowners insurance and have to go with a company with ensure us with bundling. Geico wouldn't. So I had to drop coverage. This was at the beginning of January and I have not heard from Geico. We made the January car payment. I called the loan company to see what my options were and they said, "Oh don't worry, the insurance will cover it." Well, it is not looking that way. I am just so upset. The information they provide was misleading and now no communication. Meanwhile, the car is at tow company racking up storage fees and the value is decreasing cause it is a new year. DO NOT TRUST GEICO! I GUESS I WILL NEED AN ATTORNEY!

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    CoverageSales & MarketingRefunds & PayoutsStaffBillingSales Tactics

    Reviewed Jan. 27, 2025

    Car insured by Geico crashed into mine. My car was a total loss but Geico low-balled their estimate using cars no longer for sale (!) as comparisons. They also kept pushing off sending payment but refused to pay for my rental car even though I didn't yet have the money from them to buy a new car. There is no one to complain to; they all cover for each other. They also didn't even show any concern or ask if I was okay, after having been in an accident by an at-fault driver insured by them.

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    Staff

    Reviewed Jan. 22, 2025

    My car was damaged by another driver almost a month ago and Geico has done absolutely nothing about getting my car repaired. I provided them with a police report, where the other driver received 5 citations and I received 0. Geico still says that I have to pay to get my car repaired.

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    Customer ServicePriceStaffRates

    Reviewed Jan. 21, 2025

    GEICO raises rates to force NJ residents to leave and I did. I saved 35% with another carrier that provided a great rate (40% cheaper) with excellent customer service. What's I find odd is that when I called to contest the rate increase, you basically said I would have to move to another carrier because there's nothing they can do to keep us. We were loyal longstanding customers with no accidents or tickets and living in a very low crime area, so there was no justification for the continued increases.

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    Customer ServiceCoveragePriceRefunds & PayoutsStaff

    Reviewed Jan. 15, 2025

    If I could give GEICO a 0, I would do so. I bought an auto insurance policy over the phone with a GEICO agent in May of 2024. I very specifically told the agent that I wanted the following included in my policy: Collision ($500 deductible). Comprehensive ($500 deductible). $3,000 in coverage for modifications made to accommodate a handicapped driver (I’m disabled). After I had an accident, I was told by GEICO that none of the aforementioned coverages were on my policy. They refused me to pay for ANY damage to my car. GEICO. customer service has proven to be nearly impossible to reach in an effort to resolve this issue. Additionally, I requested a transcript of my recorded phone call with the agent from whom I bought the policy. They claimed that they only keep the transcripts for 60 days and that I had no recourse.

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    Customer ServiceCoveragePriceStaff

    Reviewed Jan. 15, 2025

    Mid January 2025, an uninsured or partly insured driver from State Farm hit my car from Geico. My phone agents for the claim were rude to me and Melissa Cipriano from State Farm implied that Geico was worse than her company and that I should just change my policy. My policy is cheap but my agents didn’t compliment me at all for saving money using Geico. My own agents wouldn’t help me get liability approval and the only knowledgeable calls I got were from State Farm, the agent of the person who tried to wreck my car. At Geico, it’s not easy trying to get personal attention. My claim was studied more by the other company and it made me lose money in the end. I wish Geico was smart and sharp for me as their client.

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    CoverageTechRefunds & PayoutsStaffBilling

    Reviewed Jan. 12, 2025

    My daughter was hit in the side of my truck. The airbags failed. She has brain injury and they fixed a building but refused to do anything medical. I had complete insurance for 20 years, all of the insurance needed, including towing and renting a car. They have refused to pay out for her medical bills and don't care if she lost her therapy license and her doctorate license because of her brain injury. They refused to pay any medical bills. After 20 years of payments, they only fixed vandalism. The truck was more important than her life.

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    Customer ServiceSales & MarketingStaff

    Reviewed Jan. 10, 2025

    Terrible customer service. I recently switched to them to bundle auto and rental. I paid in full. I chose afterwards to sign up for the DriveEasy program where they track your every move for a discount based on your driving. I changed my mind shortly after and chatted with an agent to unenroll me from the program. He was argumentative, misspellings, and clueless. He argued with me that he cannot remove DriveEasy as it's required, even if I cancel my policy and redo it, it's required. Which is NOT true. He would not listen to me and he was rude. Can't trust them to do a simple task like this, how can you trust them to handle a car accident or home destruction?

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    Customer ServiceCoveragePrice

    Reviewed Jan. 8, 2025

    Very bad experience. I told them full coverage and 500 hundred deductible. After 4 years this what I thought I had but they just gave me what they wanted plus even told me I call or got on the internet and put a storage on one of my cars. Never did that. Very bad customer service. It took them two weeks to call me back to tell me that the policy I want it will be 689. This is the type of people y’all have on the front line your company. Never did a full investigation. Been calling. Never once did anyone question about the car being in storage. If I had known that I been took that off (didn’t do that). Paying almost 500 month.

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    CoverageSales & MarketingPricePunctuality & SpeedOnline & AppRefunds & PayoutsStaffBilling

    Reviewed Jan. 8, 2025

    Stay far away from this insurance. You can’t speak with a representative. I’ve waited over two hours to speak with someone and still couldn’t get in touch with someone. I was double charged for a month and never received a refund for the month I was charged. Then after the policy was canceled I was then sent a bill to pay and the app and automated voice system wouldn’t let me pay the bill and it went to collections. To avoid the headache do not use Geico.

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    Price

    Reviewed Jan. 7, 2025

    I requested a water craft quote. I received the quote, reviewed it. Looked reasonable. I go to buy, and the amount shown to pay is 25% more than the quote. Ethics is not an item in their list of principles.

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    Customer ServiceCoverage

    Reviewed Jan. 6, 2025

    Their customer hit and ran my daughter (17). She was NOT driving. Wasn't even in the car. Her car was parked at work, she was taking out the trash, and seen the guy hit her car. Got his tag number filed a police report. Police gave us his insurance information after we were able to provide tag and vehicle info. Filed a claim. Over the past two months I have gotten MULTIPLE calls from Geico asking the same questions, and being told the info was not in the system. They have not kept any notes. Today they said they have never been able to reach my eye witness, whom my daughter was with while she spoke to Geico. Asked if I had a copy of the police report, which they have. Asked for photos of their customers vehicle (hit and run...). Told me my claim would not be settled because their customer denied it. GEICO is the WORST. They seem to be inadequate at best.

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    Customer ServicePrice

    Reviewed Jan. 3, 2025

    So I’ve changed the account my withdrawal comes out of, yet it still comes out of incorrect account. I’ve had nothing but trouble. The phone system is THE WORST. Can’t get a human to save your life. Constant increases in premiums tell me I’m cancelling after 7 years. This company should be avoided at all costs.

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    Customer ServiceCoverage

    Reviewed Jan. 3, 2025

    I was a Geico client for 23 years. My daughter opened her door on a truck and my insurance went up more than the damage paid. I called Geico to get this fixed and was told to find another car insurance company. I did. One incident in 23 years…I get told by some snot-nosed kid to shove off. I am a veteran so I went to USAA. I will continue to shop around but for now at least I’m insured with a good company. Geico is great until you need them.

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    Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedStaff

    Reviewed Jan. 3, 2025

    Stay away. Signed all the papers I was asked to sign when I signed up for the insurance. A month later with no warning or communication something is missing. They said there was a document missing and because of that they added an extra insurance charge that I specifically declined and charged me $681 additional for a month when my 6 month policy was only 2k that I paid in advance.

    I called them and all I got was, "I am sorry. This is our policy and I know we didn’t send you a notice or call you that we still needed one more signature.." In the process of trying to dispute this then they increased my insurance another $85 a month within a month of signing up. How does that happen and I had a binding quote? I left them and went back to progressive which is a great company to have. Geico still charged me the fees and for the one month I was with them they charged me $1,300. I have a perfect driving record and great credit. Stay away! They are unorganized and unprofessional once you try to escalate. The original sales people were terrific but I feel they are not trained appropriately. This company many years ago was good but now they are just money hungry.

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    Reviewed Jan. 2, 2025

    GEICO is terrible in that I’m paying almost $300 with no tickets. Like it is insane. How can anyone survive paying $300 for liability? It is like everyone is making them rich but they are just robbing us.

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    Customer ServiceCoverageTechPriceStaffBilling

    Reviewed Jan. 2, 2025

    This insurance provider has the worst customer service and policies. My bill increased by $419.00 for adding a 2015 Accent as a second vehicle when the agent quoted $133 a month. After calling 4 times requesting to speak with a supervisor; no resolution was provided. The agent expressed I should just pay the bill. If you are searching for insurance, please avoid this company.

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    Customer ServicePriceStaff

    Reviewed Dec. 31, 2024

    Have been a customer for 5 years. No claims filed. Over that time my premiums have almost DOUBLED even though I have filed no claims and my profile/car hasn’t changed at all. Just was a victim of a hit and run when I was at dinner. Minor damage. Since I filed the claim the process has been ABSOLUTELY HORRIBLE! Your systems DON'T WORK! I have been having multiple calls with your customer service department that has been trying to help but it’s AWFUL!!!!

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    CoverageRatesTimelinessHonesty & Transparency

    Reviewed Dec. 29, 2024

    I had one accident that was never investigated by Geico, they doubled my insurance the next month. I changed insurance the next day. The commercial stated they won’t raise your rates after your first accident is a lie. I only had the one accident. And doubled my insurance. It was 52 dollars a month and went up to 98 after the accident. They weren’t interested in anything I had to say.

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    Customer ServiceCoverageSales & MarketingPriceRefunds & PayoutsBillingHonesty & Transparency

    Reviewed Dec. 29, 2024

    I never authorized this insurance. A quote is a quote. There is NO WAY a quote has to be activated before providing a quote in Florida, as Sarah stated. That's a lie. I checked it on the internet. Sarah said it was activated on November 23, 2024. CANCEL THIS QUOTE. I AM NOT LIABLE. I haven't even moved to Florida. How can I be paying for the van insurance in CA and in FL? Double billing! Fact. I called all the major insurance companies to obtain a quote in the past four months. NO COMPANY ACTIVATED A QUOTE. That's a scam. A very dissatisfied customer!

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    Customer ServiceStaff

    Reviewed Dec. 28, 2024

    I have been with GEICO for 7 years, but just recently had to accidents with two vehicles. One of the accidents was from a drunk driver hitting me directly. I live on a border state, so this occurred in the next state. At first GEICO was great and helped me with everything. However, then I received a notice of cancellation of my policy and when I called, I got the runaround. First I was told everything was fine and not to worry. Then I got told that they sent a questionnaire that requires notarization on November 14. They also want proof of my residency, as if they don't believe I live at my current address.

    I never received their questionnaire. Trying to reach them on the weekend was a no go because their underwriters don't work on the weekend. How convenient for them. Keep in mind that when I had my accident, my GEICO emergency roadside was virtually useless. Nobody answered. I had to take care of everything myself. They were of no use to me, and now they're behaving like tyrants. I'm done with them.

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    Customer ServiceCoverageTechPunctuality & SpeedRefunds & PayoutsStaffBillingTimeliness

    Reviewed Dec. 28, 2024

    1. Policy Application (November 29, 2024): I applied for coverage for my three cars. GEICO provided a six-month contract with a total payment of $1,719.36, divided into monthly installments of $286.56.

    2. Policy Modification (December 2, 2024): I called customer service to modify the policy. The agent adjusted the policy to $2,175.24 for six months, with a monthly payment of $362.54. I needed to pay an additional $75.98 for the first month since I had only paid $286.56 initially ($362.54 - $286.56 = $75.98). The agent did not inform me of any additional documents required to keep the policy active.

    3.Underwriting Notice (December 17, 2024): I received a letter from GEICO's Underwriting Department, dated December 9, requesting six items to be submitted by December 16. However, receiving the letter on December 17 made it impossible to meet this deadline.

    4. Document Submission (December 18, 2024): I sent all six requested items via email to **.

    5. Follow-Up Call (December 19, 2024): I called 800-841-3000 to confirm receipt of the documents and ensure no additional information was needed. I discovered this was not a direct line to the Underwriting Department. The GEICO agent informed me that the only way to contact the Underwriting Department was to leave a message and wait 48 hours for a response. The agent left a message on my behalf. I questioned why the Underwriting Department sent a letter instead of using email or phone to expedite the process. The agent explained that this was standard procedure.

    6. Second Follow-Up (December 23, 2024): I called again to confirm document receipt. The agent left another message for the Underwriting Department, and I was advised to wait another 48 hours.

    7. Third Follow-Up (December 26, 2024): I called again and was told that the Underwriting Department had not received my documents. I confirmed the correct email address (**) with the agent, who verified it was correct. The agent provided an additional email address (**) for a faster response. I sent the documents to both email addresses and contacted Wells Fargo to block GEICO and dispute the $286.56 payment due to the non-fulfillment of the service.

    8. Inconsistent Information (December 27, 2024): During the first call, the agent assured me the policy was active, but I could not verify this online. She asked me to check again the next day. In a subsequent call, another agent confirmed that the policy was still set to be canceled on December 31, 2024. I questioned the inconsistency and was advised to upload the

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    Customer ServiceCoveragePriceStaffRatesTransparencyCommunicationTimeliness

    Reviewed Dec. 27, 2024

    Hi all, I am writing to share my deeply unsatisfactory experience with Geico Auto Insurance regarding a claim I filed on August 21, 2024. ### Key Issues with the Claims Process: 1. **Non-Transparent Estimate Process** Geico uses a software tool to assess damages without disclosing its usage or offering alternative options. This tool takes pictures of the damaged vehicle and generates an estimate that was only **50% of the actual repair costs** provided by well-known body shops. Based on this low estimate, Geico issued a bank check for less than half the real cost. They failed to provide the necessary disclosures required by California state regulations.

    2. **Poor Communication and Accessibility** Geico's phone system is frustratingly inaccessible. Every time I attempted to contact the claims department, I encountered an endless loop of voice messages. When I requested to be transferred to the claims department, the process restarted from the beginning, making it nearly impossible to get through.

    After I filed a complaint with the California Department of Insurance, a Geico representative apologized and sent a physical inspector/adjuster to inspect the car. However, this step took **three months** to complete, during which I was unable to use the damaged car. This delay severely affected my earnings over the three-month period.

    3. **Difficulties in Submitting Supporting Documents** I was advised by a Geico representative to upload documents for a loss of wages claim. However, their **online claim portal was inaccessible**, and I was unable to upload the required documents despite multiple attempts. Attempts to email the documents also failed, as the emails were returned undelivered. Despite repeated calls to the helpline, I faced the same cycle of delays and unresponsiveness.

    ### Consequences: The overall experience caused unnecessary stress and a significant financial loss. It took months to resolve the claim, during which my income was impacted due to the inability to use my vehicle. While Geico offers competitive insurance policy rates, their claims handling process is inefficient, opaque, and frustrating for customers. ### Recommendation: Based on my experience, I strongly caution potential customers to consider Geico’s poor claims service before purchasing their auto insurance. Their lack of transparency, inefficient communication, and delayed processes can lead to substantial inconvenience and financial strain.

    Best regards,

    Muhammad **

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    CoverageSales & MarketingStaff

    Reviewed Dec. 20, 2024

    How they are able to be in business with their deceitful tactics is very sad. This company should be boycotted. They lead with discounts to bait you but don't tell you the details of their policies. How a car insurance policy could be non cancelable is ludicrous and how they have been afforded the ability to do this is beyond comprehensive belief. I plan on challenging them on this pretty seriously so other people don't get burned by them into bankruptcy. Too bad our government encourages this kind of behavior with these companies instead of looking out for the American consumer. This is a very sad time in our country and this organization should be put out of business and its leaders should be imprisoned. Sickening.

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    CoverageMaintenanceBilling

    Reviewed Dec. 20, 2024

    This insurance company commits check fraud. They will also force your vehicle into an unauthorized repair shop, cause further damages to your vehicle, they do not have licensed adjusters, while installed defective/salvaged parts onto your vehicle, then after holding onto your vehicle collecting monthly payments to insure your vehicle, deny such claims, while allowing an unlicensed repair shop to conduct business and damages to your vehicle. This company is very unethical and criminal. Please steer far away from this company if you respect the quality of your repairs and respect the safety of the roadway.

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    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsBillingTimeliness

    Reviewed Dec. 16, 2024

    I bought their car insurance online. Few days later I got a letter saying that they cancel my policy. I called in and basically they said nothing they can do and that they will refund my money and give me 30 days to find a new insurance. I got a new one that same day but a month later they still didn’t refund my money and I get hit with another bill. I called and not only did they refused to give me back my money they said I owe them more money. They are a fraud and scammer.

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    Customer ServiceCoverageSales & MarketingPunctuality & SpeedRefunds & PayoutsStaffBillingRates

    Reviewed Dec. 10, 2024

    I am over 70 and have had Geico car insurance for over 14 yrs. and was happy with their rates in the past 10 yrs. My last rate was $268. A MONTH -- over $3k a year (That's ridiculous) and have not had an accident for 11 yrs (I was rear ended by a drunk driver). I looked for a better rate in May, 2024 and signed up with another co., effective 6/1.

    In mid-June I notified Geico I was NOT going to RENEW my coverage. They sent me a bill for $115 (for what???). I paid for the last 2 months ahead of the due date. My Dad was an insurance agent.. know how this works -- those IDIOTS pre-paid the renewal monthly rate to the agent I signed up with over a decade ago. They have insisted I pay the $115... I don't OWE that $$, it was GEICO's mistake to pre-pay the sales agent. Now these morons have sent it to collection and I am getting threatening phone calls. What THANKS I got for about 14 years of on-time payments (or early). I will NOT pay for their STUPID mistake (or assumption that I would renew again). They are NOT trustworthy, or fair. NOT MY BILL-their mistake.

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    CoverageSales & MarketingPunctuality & SpeedRates

    Reviewed Dec. 10, 2024

    Me and my wife have had a perfect driving record for 10 years. My wife had a speeding ticket which increased our insurance from 292 a month to 398 per month. They have increased our rates every year to keep up with inflation. I use them for my home too. I get all the discounts I can. They tend to age discriminate too. They do anything they can to increase rates after the promotion stage is over.

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    CoverageStaff

    Reviewed Dec. 2, 2024

    I recently purchased auto insurance with Geico Agency located at 2861 N. Milwaukee Ave. The gentleman that helped me throughout the process was very knowledgeable and explained everything for me, from beginning to end. Which made the process go smoothly. Thank you **.

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    GEICO Company Information

    Company Name:
    GEICO
    Website:
    www.geico.com