GEICO Reviews

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About GEICO

GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.

Visit www.geico.com
Pros
  • Affordable policies
  • Several discount options
  • Intuitive website and app
Cons
  • Can be pricey for high-risk drivers
  • Few local agents

GEICO Reviews

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    Page 25 Reviews 4465 - 4665
    Coverage

    Reviewed July 10, 2015

    So I started a policy as primary and put my parents on as favor, being it was cheaper for driver discounts and such. 2 days later they had dropped my coverage and was not notified whatsoever, but didn't drop my parents? That's not possible. But that's the info that was provided to the DMV. So no notice for 4 months, that I had no coverage but was paying for it. So I found a better deal, changed insurance companies 4 months after. I got pulled over due to an expired registration. No biggie, my own fault. Continue to renew my registration and there's a "stop" on my vehicle. Turns out my registration was suspended and they still had GEICO on file although I had had them in 4 months (8 months unknowingly). So now I have to pay 600$ for my registration. Thanks GEICO.

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    Customer ServiceSales & MarketingStaff

    Reviewed July 9, 2015

    I recently made the switch from Esurance to Geico on July 2nd. The reason being is that Geico quoted me a rate of $860 for six months. On July 6th I received an email telling me that my insurance premium is actually going to be $1,192. They stated the reason for the change was an accident was not reported. Even though I did report the accident and the sales rep John ** said he found that accident in the system and quoted me the $860 even with the accident (I believe there should be a recording). Now 4 days later that changes. There is nowhere in my emails that they sent, where they say that the original quoted $860 is subject to change or did the sales rep ever inform me that the $860 could change. I would have never made the switch if this quote was given to me. To me this is very similar to a bait and switch.

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    CoveragePriceStaff

    Reviewed July 7, 2015

    I was considering leasing a new vehicle but was unsure if I could afford the car and the insurance. To be sure, I called Geico up from the dealership, gave them all necessary information about vehicle I was considering, and they gave me a monthly price quote of $121. This was surprising and I mentioned this to rep that that was an even lower price than the liability I was currently paying with Geico on an old vehicle I had at the time, which was $147. The associate verified that my rate would indeed be $121/mth for the new vehicle. Because of this I purchased vehicle and was shocked when my first bill of $409 came in the mail. I spoke to representative from Geico and they managed to reduce the policy by $100/mth of which I am appreciative but that doesn't change the fact that I would have NOT purchased this vehicle if this was the monthly payment, since we are a one income household.

    I am now stuck with this issue for the next three years until my lease is up. When I called to ask for help in this matter, I was told I could have gone online and did the quote myself to make sure that the info I was getting was correct. I have been a customer of Geico for over 10 years and never thought I would have to double check them. By the way, this is after the fact that I got pulled over and received a ticket last month for a lapse of insurance even though I have been paying the bill every month. They apologized for this mistake but I still have to appear in court for this ticket. I will never use Geico again after these two experiences, and I now have to figure out how to bring an additional $200/mth to our household to cover this scam of a bill every month.

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    Price

    Reviewed July 7, 2015

    I fell for their commercials that state, repeatedly, that "15 minutes can save you 15% on car insurance". HA! When I got the quote I nearly fainted. I asked them if that was for a year or more because their ridiculous quote was ten times what everyone else quoted! This company and their commercials are a joke. Save yourself a ton of money and buy a policy with Shelter like I did.

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    Price

    Reviewed July 7, 2015

    If you try to request a quote you are asked for your birthday & home address. Once you enter personal information and a Michigan address, you are directed to send Geico an email. I see this as a breach of confidentiality, as you entered your birthday and home address which are not needed, as Michigan residents will not be able to get an online quote.

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    CoverageStaff

    Reviewed July 7, 2015

    I called GEICO to "get a quote" for my daughter - mind you I've had this auto ins for 10 yrs. Well they tacked her onto my policy without my permission!! Then they told me my rate was ** dollars. They did not ask if I wanted to add her but the FACT THAT she doesn't even live with me. This was outrageous. I asked them to take her off and they in turn told me I NEEDED to prove she wasn't living here. They wouldn't take her off. So I was forced to CANCEL my policy and go with some other insurance. I hate the fact they think they can do whatever and then you HAVE TO PROVE yourself. This is BS! I don't recommend GEICO to anyone. Stay clear of those money hungry **!!!

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    Customer ServiceStaff

    Reviewed July 2, 2015

    Months ago I joined with Geico and from the minute I called them to start service I was given the runaround and misled as well as rude service. First the female agent told me a much lower quote and down payment price. She also told me that I should sign up for recurring payments. I hesitated because my ssi is deposited on the first of every month and it was a few days before then. I mentioned that to her and she clearly stated to me that it was no big deal - just sign into my account and change the dates for the payment to be taken out of my account so I agreed and signed up for recurring payments.

    My original monthly payments were only 35.00 a month when I first joined Geico. Then after my ticket for non-registration the agent told me it would hike my rates up almost 30.00 a month for at least a few years. Wow! So the agent told me my rate was 72.00 now a month! I should've ran the other direction! But I didn't. I stayed for about four months. I got rid of my car. Went online to cancel my policy and everything seemed to have went ok and then I got online before the next scheduled payment to be certain they couldn't take out my payment and it was bad.

    It told me I couldn't cancel in big red words. Were not there the prior month when I tried to cancel and also had my card info still even after I cancelled / erased / deleted my payment info and it was all back! I couldn't believe it! Then I had very rude service with another agent after I called and they refused me, my case notes and told me, I needed an attorney and took my payment out on my account. Knowing wasn't agreeing with it. So I am mad and never using Geico again and I am telling everyone I know what my experience was with them.

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    Claims Handling

    Reviewed July 1, 2015

    My experience with Geico was great, until the shop they referred me to damaged my vehicle. After that both the shop and Geico denied all damages and has left me holding the bill. Geico should not refer policyholders to a shop that performs faulty work ESPECIALLY if they are unwilling to stand behind their customer (with an A+ driving record and no claims).

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    CoverageStaff

    Reviewed July 1, 2015

    I reported my car stolen. The representative would not process the information unless she spoke with the detective who was assigned to the case personally to which I might add worked night shift. So it was hard for the two to communicate due to Geico representative got off at 5:00 pm. She would not accept the police report nor would she accept any faxed information from the police department. This was time consuming. Further a month later they still charged me for two vehicles even though one was reported stolen. My question to them was why I would have to notify Geico once more to take the vehicle off the policy. Why wasn't this information generated and why wasn't I advised of Geico's procedure. Their ans was "I don't know. My apologies and what else can I do for you?"

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    Staff

    Reviewed July 1, 2015

    I was rear ended by a gentleman who is insured with Geico. After filing my complaint and taking my vehicle to the collision center I was very displeased with the service. The issues that occurred as a result of my accident was damage to the rear of my vehicle and my radio. The adjuster stated that he could fix the rear but could not fix the radio because it was highly unlikely that it stop displaying properly as a result of the accident. He asked that I take my vehicle to the make's dealership and get an estimate and information stating that the radio display is no longer working as a result of the accident. I did exactly what he told me and then he backs out and says that the dealership did not give them enough evidence (which they did) and that they will not fix my display screen.

    I will NEVER EVER in my life deal with Geico insurance. They are a horrible insurance company and I would recommend any other insurance company. I have to now drive around with my display no longer working because some smart person decided to rear end me while he was texting. Thanks a lot Geico!!

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    PriceStaff

    Reviewed June 30, 2015

    Had a family policy for 7 years, mother on the policy gets into her first and only accident when she felt her steering wheel lock on the highway. She broke her pinky finger and totaled car, but didn't hit another car. This happened in June of 2014. Our family policy renewed in August and our premium went up a couple hundred for the next 6 months-1 year, with the accident notation on the policy.

    A full year later (no other accidents/tickets) they send a letter nearly dropping her from our policy. I was told our rate will increase over $1300 (nearly double the original rate) or we can exclude her from our policy. Their only explanation was that this last year they changed their "rate system" and that she lost her good driver discount, due to "bodily injury." I was ensured she was getting the best rate. If I am told bodily injury is considered a "2 point" ding, then why did it show as 1 point for a full year only to increase to 2 a year after? Also, why would a rate change - a full year later - show an increase of almost 100%? Makes more sense to charge higher early on... very disappointed, thought Geico was much better.

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    Customer ServiceClaims HandlingStaff

    Reviewed June 30, 2015

    I recently took auto insurance from geico on 06/18/2015. I had a toyota corolla L 2015 car on it the day I brought and I paid approximately 286 $ for one month and purchased my auto quote for 12/18/2015. At that time my collision was 500$ deductible. Later on I changed the vehicle on the same policy number calling the customer service representative by phone. They suddenly raised it to approximately 400$ and when I asked them to reduce my billing cycle payments, he suggested me to raise my deductible, as claimed it would definitely lower my monthly payments, so I agreed but he immediately increased my deductible to a thousand dollars and did not resume my monthly billing cycle. I thought it would be effective from the next billing cycle but unfortunately was effective from the same day.

    In such a way I was tricked and I had an argument from the sales manager that the sales person was right and it's my fault that I did not check my deductibles the next day. But my unfortunate situation was I met the accident the very next day, and when I took it for the repair store, I then came to know that I got my deductible raised to a 1000. And my monthly payments also went high. I had to call back to customer service and make sure my prices were as same or at least be close to 280$ when I first brought the policy. And had to go through all the tension each time by calling in customer service to check my status whether they have granted my claim to a 500$ deductible which they didn't. Please help.

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    Staff

    Reviewed June 29, 2015

    Our car was hit by a Geico insured driver. Police report and all witnesses to accident stated it was 100 percent the Geico insured driver's fault. Geico (**) is stating that their driver is only 80 percent responsible for the accident because from their viewpoint some place in Texas not in Kansas they can see that we could have stopped in time to avoid a collision. Watch out people who are on the road with Geico drivers, their insurance does not pay for accidents. I would never encourage anyone to get Geico.

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    Reviewed June 29, 2015

    They keep increasing premium every 6 months. When you ask them why, they send you "pre-compiled" auto-reply. I wonder if they lure in clients from other insurance companies with a low premium rate and then deceive them increasing premium every 6 months.

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    Claims HandlingCoverageStaff

    Reviewed June 26, 2015

    Filed a claim insured through Geico. I was in a accident in Philly. The insured though lied about the accident. I provided police report, have video, pictures, witnesses, showing the man tried to pass unlawfully on my right, causing me to collide with him on a right turn. This driver came up behind me while I was stopped at a Burger King exit. He drove up on the lawn to get on my right side and continued to turn right when I was also turning right. Hello, the violations are clear about passing on right in every state driver's manual. The results, my car is totaled. I contact my insurance, his, which is, you guessed it! Geico. Geico will take your money, raise your rates, refuse to pay claims for any or no reason. They are the worst insurance company ever. They are known for bad, dishonest business practices. Which why, I would not ever buy a policy through this company.

    MR. BUFFETT GOT RICH RIPPING HARD WORKING PEOPLE OFF. Filing a claim with this company is a automatic fight. Be prepared to file a lawsuit to get paid. Geico will not pay unless a court order forces them to pay. If you have to file a claim with this company, get your lawsuit filed at the same time to save you time and money. Do not expect them to pay no matter what because they are going to deny, deny, deny. No matter what you have to prove, you are a victim of the bad drivers insured by Geico.

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    Customer ServiceStaff

    Reviewed June 26, 2015

    On 6/15/2015 Geico withdrew my monthly policy agreement. For some reason without my permission on 6/23/15 geico withdrew the amount again for the second time in the same month creating an overdraft charge on my account. I have spoke to Geico employees as well as supervisors and have gotten the same response from them.. It's my problem, even after Geico has called my bank on a three way conversation with myself and had my bank explain to them that the overdraft was created strictly because they withdrew the money twice. According to accounting it is my problem and Geico will not refund me for the overdraft they created. When I asked the supervisor to explain to me why they couldn't fix this problem, she refused and hung up on me.

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    Customer Service

    Reviewed June 25, 2015

    Geico: "Thank you maam, your refund will be in your account in 2-3 business days." 1 week later - nothing.

    Geico: "Your refund was released today, and it will be in your account in 2-3 business days." 3 days later - nothing.

    Geico: "Accounting wants us to do a three way to make sure the funds were sent over"???

    Me in deep thought: Everyone knows an autopay isn't held by a bank especially over a week. But fine. After 4 calls to the bank a verbal confirmation by the bank over the phone to the rep. The rep said "can you send a statement"!!! What!!! Now I have to wait a month for a statement to send to the rep to have a refund sent to me. HOW RUDE! 6 drivers in my house.... decades of premiums... GEICO WILL NOT PROFIT FROM.... from me to you world. Save yourself some trouble, and don't believe the lies Geico tells.

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    Staff

    Reviewed June 23, 2015

    My car was totaled in an accident with a GEICO customer. The GEICO agent tried to head off my insurance company, State Farm. Their agent called and offered about $400 dollars under the NADA value for my car. They based this claim on every piece of junk car they could dig up that was similar to my car in make, model, and mileage.

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    CoverageStaff

    Reviewed June 23, 2015

    Began the insurance process back in Canada before arriving North Carolina to make sure GEICO gets everything they need for legitimate insurance. They insured me within minutes for an insanely low rate of $250 for 6 months. "Recommended" I get abstract (Canadian driving record) so they can offer lower rates in the future. Couple months later, got slapped with $600 bill for not providing abstract. Every agent I spoke to had a different story. Finally got supervisor involved, who found out he could request abstract through his office... Promised refund after abstract was received.

    When I checked in a month later, they still didn't get it, so another supervisor authorized refund of $600, even without the document. Also found out they cancelled my collision insurance, so I was driving around without that. Upon renewal, new rate came back at $500 for same insurance. Agent explained it was because collision was added this time. BUT I ALREADY HAD COLLISION the first time around until they cancelled it. Totally incompetent, inexperienced and painfully dumb staff. 6 months of stress.

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    Coverage

    Reviewed June 23, 2015

    I am quite surprised that an insurance company with this popularity would not stand behind it's proposed coverage for a no fault individual coverage. Other party ran a stop sign, hit the car, sending it thru the front lawn of a homeowner. And although clearly noted on the police report, and if interviewed probably back up by witnesses of the incident, Geico is claiming they will only cover partial damage of the accident and no fault individual is responsible for the balance. Sadly, I have to state that based on my experience with this incident, I do not recommend Geico to anyone. There is a reason why their rates are cheap and I guess this is it. Consumer, please think before making your decisions about your insurance carrier. Thank you.

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    Customer ServiceClaims Handling

    Reviewed June 22, 2015

    My vehicle flooded on 5/26/2015. Claim still not settled. DID call many time but no luck. Insured with Geico for long time, this first time claimed filed. Thinking to switch another insurance company. Very disappointed.

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    jeanne increased rating by 4 stars.
    Claims HandlingCoverageStaff
    After a positive interaction with GEICO, jeanne increased their star rating on July 3, 2015.

    Updated review: July 3, 2015

    Resolved. Thank you and I have been notified that the check is in the mail. I appreciate and understand that Geico tries to locate your stolen vehicle in the process of processing your claim and have procedures to follow. Thank you for your professionalism.

    Original Review: June 21, 2015

    My car was stolen. I have been without a reliable vehicle living off grid for a month. My claim rep asked "well don't you have another vehicle?" “Aahh well yes but they are farm vehicles, hauling water, pulling trailers and why do I have to explain this? Why haven't my finance company been paid?” My rep said "I have to pay for my vehicle being stolen." If anyone thinks they are saving money with Geico forget it. If they don't cover a claim on a disabled veteran who lives off grid, who has never had an accident, and had no tickets in over 10 years because apparently they don't really cover claims.

    Now I am struggling on my little farm more so than usual and why because I thought I was getting a great insurance policy with great claims processing but weird. I just pray now when I think of Geico and will go down to the little town with the little old man sitting there typing and using a filing cabinet for accts and smile, Insurance if you cannot process a claim for a valued customer then you should retire.

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    Customer ServiceStaff

    Reviewed June 19, 2015

    I had Geico Insurance for about a year. I recently had a auto accident and filed a claim with Geico. I called to tell Geico to cancel the insurance so that I did not pay for a car that was involved in a auto accident. This company cancelled my policy for a month prior to the accident on purpose so that did not have to pay for the damages. The Geico agent never told me that she was going to cancel the policy and make it 30 days before the accident. This company SUCKS.

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    Customer ServiceCoverage

    Reviewed June 18, 2015

    Ok, I just got off the phone with a customer service rep because my wife noticed that our insurance coverage is going up $100. My daughter had an accident a while ago and it has no effect on our account anymore according to the rep. Their reason for this increase is that they are reviewing the accounts in California and are rewriting the accounts. Really there is nothing causing a reason for an increase except it just is. When is the government going to really protect people from insurance company greed.

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    Customer ServiceStaff

    Reviewed June 16, 2015

    A GEICO insured driver pulled out from a stop sign and T-boned me on passenger side door, forcing my car to also hit a median sign on driver side. He was cited for failure to yield to a through highway. The driver seemed pretty straight to me, admitted fault (even coming up to my window when the police were done to again say "I'm sorry, it was an accident - I didn't do it on purpose."). The GEICO rep claims he was told that their driver was stopped - I said, "Yeah, stopped at the stop sign then pulled out and hit me..." He denied the liability.

    Then a few weeks later, my agent again contacts them - the GEICO an ** told him that his driver claims I lost control and hit his stopped vehicle (I was a lane away from him - he crossed one lane to hit me and HE ended up stopped in the turning lane from the other, opposite direction side - physically impossible!).. My agent confronts him with being cited for failure to yield, and ** claimed that his client said the officer misunderstood him and he was fighting the ticket (This is mid-late March, and the driver had already PAID his ticket in early-mid February a week or so after the accident!) - OBVIOUSLY a lie!

    Posted the situation on GEICO Facebook page and got a response - the 'higher up' rep said she had the accident report (which my agent had faxed to them) in front of her.. even googled up the intersection so she could see it and said "I think it's pretty clear - you were on a through street and he had a stop sign. I think this needs to be reversed." At this point, I thought they would actually act in good faith - I was SO very wrong. After 4 months of anguish, I find out that GEICO is still not accepting their responsibility by denying liability. In my honest opinion, GEICO is guilty of fraudulent practices. If you have them as an insurance company and have an at fault accident, you will almost certainly get dragged into court being sued. Spread the warning!! I will be filing a complaint with the insurance commission and attorney general's office regarding this.

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    Customer ServiceClaims Handling

    Reviewed June 16, 2015

    I have 4 policies with Geico - ALL BEING CANCELLED. This company is nice until they have to pay a claim. Been hung up on, been lied to too. Reporting this matter to the State of Massachusetts.

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    Reviewed June 16, 2015

    Piece of crap company. I downloaded the Geico app to make paying easier. Instead I made my payment and was told my next due date. A week later I was sent a letter saying that I owed half of the payment and my service was stopped. Checked my card that I made the payment with and there was no money on it. AWESOME! Thanks guys. Now I have a credit collection service billing me! Don't go with this company unless you want money stolen from you and bad credit.

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    Customer ServicePriceStaff

    Reviewed June 15, 2015

    I was with Geico insurance for a few years, I switched because they surprisingly gave me a better rate. I used to call in my payments but when that became inconvenience I signed up for the online account and started making my payments through there. I originally paid with a debit card, at one point I had to cancel my debit card due to fraudulent charges and I used my bank account for a payment. I was requested to enroll in automatic payments in order to use my bank account, thinking oh how convenient it will withdraw the last day of every month... WRONG!

    After going through all of the frustration of getting a new debit card due to fraudulent charges, I made a payment to Geico thinking logically that hey if they receive the payment a few days prior to the due day they will not withdraw funds from my account. Since obviously they wouldn't withdraw the funds until the day it's due... boy was I in for a headache. I made the payment 3 days prior to the due date and the day they withdraw funds from the account, Geico took the payment same day from my bank. The website stated on the screen when I made the payment that my account will reflect the payment and that the payment will post the same day and that my account had been satisfied.

    3 days later Geico attempted to withdraw the payment from my account not only 1 time, but 3 times costing me $60 in return fee's for an NSF payment. ON TOP OF THAT, GEICO charged me a fee for NSF payment, EVEN THOUGH THEY RECEIVED THEIR PAYMENT 3 DAYS AGO! I talked to customer service they said "well we sent an automated email the same day you made a payment letting you know we would be withdrawing the funds on such and such date." Which means they actually request the payment from your bank 3 days before it's even due, and you cannot stop the payment unless you go through your bank and pay a stop payment fee.

    Needless to say when the customer service rep said that they would not take responsibility for any fees I was charged from the bank, I called Progressive and they matched their rate and on top of that they have a more logical process, they process the payment the day it's due, and if you pay before they do not process a payment to your account even if you're enrolled in automatic pay. The Geico representative also gave me false information, she stated I would be receiving a refund check of $154.40, I only received a check for $43 dollars. I called to inquire about the amount and they said they had to remove some of the refund due to the returned payment. EVEN THOUGH THEY WERE PAID 3 DAYS IN ADVANCE AND STILL RAN THE PAYMENT THEY ALREADY RECEIVED.

    Don't sign up for automatic pay and I do not recommend Geico as they do not take responsibility for this type of ignorance. I am much happier with Progressive method of payments do not lack common sense. If they receive my payment, they won't be withdrawing the funds unlike Geico, who apparently doesn't care whether or not they cost you money, they continue to take more from you even after making such an avoidable mistake. Their system should not say "your account will reflect your payment and has been satisfied" if they still send a payment to your bank even after already receiving it.

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    Customer ServiceStaff

    Reviewed June 14, 2015

    I had progressive insurance and I am paying 290 so I called GEICO and made a quote with them and the agent on the phone said "So it's 264." After we proceed and I was about pay he goes "Ok so it's going to be 340 dollars a month!" I was like "What???? You said it's gonna be 264 including taxes" and then he goes "Yes but there was some miscommunication because someone put the use issue date of your license on 2009 and it's actually 2013!!!" It's a complete fraud and DO NOT RECOMMEND ANYONE TO HAVE THEIR AUTO INSURANCE WITH GEICO!!!!! WORST INSURANCE EVERRRRRRRRRRRRRRRR.

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    Customer ServiceClaims HandlingPrice

    Reviewed June 14, 2015

    Geico's client lost control of their car, hit me in a head on collision. I had a broken sternum, shredded muscle from my chest to my back, and ligaments are stretched in my back ribs. My $9000 truck was a total loss $34000 + dollars, they did pay that. Then Geico acted as though they wanted to compensate me fairly for injuries. Do not believe it and do not speak to them. Their client was charged and admitted fault... They called me when I was heavily medicated after leaving the hospital and said they could not pay for my truck until they interviewed me. They want to gather information to use against you with no intention to compensate you fairly. I lost 6 weeks of work last year and physically feel 10 years older. I earned from $17,000-19000 per month last year. Geico first offered me $500 for wages, $8000 for pain and suffering and to pay my medical. They then offered $2500 for wages.

    I turned the claim over to an attorney, thank God I did not settle for what I ask. It has been 16 months. I think I will have pain the rest of my life. My attorney told me my insurance company will charge me another $2000 because they turn it over to a third party administrator to handle the medical claims, they never mentioned that. I was not looking for a big payday, only to be treated fairly. I have discovered their business model is to deny all they can because only 10% will fight. I think it is wrong to try to collect or over collect against insurance companies when there is no or little loss. I understand why people want to punish them. I was told by two separate attorneys that GEICO is a top two offender for insurance companies trying to get out of claims.

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    Claims Handling

    Reviewed June 13, 2015

    I went online to Geico.com to get a quote for my son & husband’s vehicle. The quote I was given was $137.20 a month which is great but when I called to talk to a sales person because I needed to check on payment methods. The sales guy quoted me $173 - $220 a month. I ask why the online quoted $137.20, he said we had a claim in September 2013 but couldn't tell me what the claim was other than it was a "no fault", if you're going to penalize someone then you better have documents to back it up. We have not had any insurance claim since winter of 2009 and that was not with Geico. I would not recommend Geico for anything.

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    Customer Service

    Reviewed June 12, 2015

    First off I will say GEICO has the best phone customer service once you get past the automated part. Five stars to ** who went above and beyond to handle a serious situation with my account until the issue was resolved. Thank you.

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    Claims HandlingCoverageStaff

    Reviewed June 11, 2015

    Claim number **. From the beginning of the claim process, the process was difficult. Not knowing who to talk to what part of the claim would be handled by whom. We were not given valid information. Told by one representative to talk to the other and visa versa. They were insensitive about our loss and treated us like we were liars. After submitting the necessary receipts and invoices for our lost personal property and uploading photos the information was never retrieved and we were told without the items and receipts and when I presented them with the property and receipts for a portion of the loss I was told although it was their Geico covered clients fault they weren't going to pay for our substantial property loss or my sons personal injury. I believe because we are African American we were treated unjustly and disrespectfully like liars.

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    Customer ServiceClaims HandlingCoverage

    Reviewed June 10, 2015

    My claim was do to minor accident for recall part on my car. The dealership never notified me by mail email phone call. Hints why I was placed at no fault. I take the car to auto shop contracted with Geico. Informed the shop to tow the car to any other dealership but the location it was towed to. My car sat at that dealership for 2 weeks! I had to pay my deductible twice. My deductible was for 500 dollars. Was charged 501 dollars. (No I have not yet got my refund.) Also the first adjuster assigned to my claim cut off the car rental before all repairs were done to my car. Leaving me and my 3 year old stranded. Then I get a call by the contracted auto body shop with Geico claiming all repairs were done! Guaranteed the work at 100 percent of the dealership's work without having his shop confirm it.

    Even told my mother by phone, "The repairs were done. It was safe to drive! So pick up my car from the dealership." My radio system would not power on.

    The alignment that was done on my car was horrible. The next day I go to my car. Try to turn in on. The battery was completely dead! I called back the service department informing them of this issue. Told me IF I brought my car back into them I would be charged out of pocket! (No there was nothing wrong with my car battery and radio system before it went through the contracted shop with Geico and to the dealership.)

    As of right now it's at my regular shop where I get my car serviced. I am waiting on the new adjuster to look at the car and all paperwork that has been done to my car to process this claim. Close it out. I just got another rental car cleared yesterday before they have been completely stranded. It's been a nightmare. It will be a month come the 12th of June that made the claim with Geico. My claim was not that serious to start with. Mild body damage to my car. All I have gotten is heartache and headaches degraded and humiliated by the old adjuster that was assigned to my claim. The contracted auto body shop with Geico. My screwed up by the dealership they towed my car to. I asked it not to be towed there.

    Yes it's disturbing that all this has gone down. As a Geico policyholder this is the auto insurance I know. No I would not refer anyone to be insured by Geico after this horrible nightmare I have/am going through. Anyone that has Geico? You go through claims. Please do the leg work! Check out the contracted shops! If red flags pop on that shop, take your car elsewhere for service. Don't be as trusting as I was! Do the homework. Save yourself the heartache, the headaches, the drama. Your pocket book money.

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    Staff

    Reviewed June 10, 2015

    I had an "at fault" accident 2 years ago, in August 2013. Afterwards, Geico increased my insurance from $150 per month to $220 per month. Yesterday I received a letter from Geico stating that as of July 2015, it is going to increase to $373 per month, due to the accident. I asked for a copy of the edict from the state of Calif., as they blamed the increase on the state's new "safe driver" qualifications, and they refused to send it. They said that their letter to me was proof enough. Isn't two years after my accident a little late to raise my rate. They have already increased it once due to the accident. I cannot pay $373 per month for insurance! My Honda lease is only $185!

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    Sales & MarketingPrice

    Reviewed June 9, 2015

    Price quote did not reflect the advertised savings.

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    Coverage

    Reviewed June 9, 2015

    I received a free upgrade for rental car but had to pay taxes. Accident was 100% fault of their insured. I was told to get the money from them. I should not be out a penny for this.

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    Price

    Reviewed June 8, 2015

    On 3-29-2014 at 9:45 am I was rear ended by a drunk punk with no license and driving another person's car! I had whiplash and an ac/Heater vent popped out of the dashboard knocking out a tooth, loosening another, and damaging more. But geico refuses to pay and I have 50 grand right after the collision and another 100-200 grand if that runs out but geico's adjusters refuse to pay! They closed the case and are about to have the shock of the company's lifetime in business! It is going to cost them millions after I get finished with serving them! They lie. Always ask what will they do if there is an accident!

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    Claims HandlingCoveragePriceStaff

    Reviewed June 8, 2015

    We are insured with Geico and we never make any claim from them even if we had accident for we know we have to pay a deductible. Last May 2005 I had a bad accident and it involves a chain reaction for four cars. I was rushed to the hospital and a police arrived handed me my driver's license and ask him if who's fault was it "he said it was my fault" even though I didn't receive a citation. I admit I hit the car in front of me for he did a sudden stopped. I was observing the man that he was talking to the other drivers while on the scene. I ask everybody if they are fine and after 2 weeks I receive a letter that some drivers are making a claim, some hired a lawyer and the guy I hit looks like he lives in his car with his son because I saw household stuff in their trunk such as comforter, pillows etc.

    The other day we received a letter from Geico informing us that we went over our coverage limit. I'm afraid will charge us "financially" and "drop" us. Can anyone suggest what action we can do? I have medical bills and E.M.T. bills but we took care of it ourselves. We decided not to add more claim from Geico for we know the vehicles involve will make claims. What's the use of getting insurance if they can't help you? All they are only after of making money. Where's the justice?

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    Customer Service

    Reviewed June 7, 2015

    I have been with Geico for several years. My premium is paid until June 30, 2015. I just found out that they cancelled my policy as of May 23, 2015 because I did not send them some information they wanted. I never got any letters. When I offered to give them information on phone, they wont take it saying it has to be mailed. They said I will have to drive without insurance until it is reinstated. How can they do this and get away with it. I have no choice but to seek legal help.

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    Customer ServiceCoveragePrice

    Reviewed June 7, 2015

    I have been Geico for past 7 years and keep on paying premium once every 6 months but recently they charged me 227 extra telling that they extended my premium coverage date without asking me. And, on calculating they had just extended one month and charged 227 extra for a month. I called to the customer service but keep on insisting me that that is due to extension of coverage period. I never requested for extension and just used to update every 6 months. Then now they raised my premium to 578 for every 6 month with minimum coverage at the state of Texas and with 1000 deductible. I was not happy with them then started shopping around and found $200 less for 6 months premium keeping the same coverage. Now, I am feeling like I have been ripped off with Geico for past several months.

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    Customer ServicePriceStaff

    Reviewed June 6, 2015

    I enrolled my cars in Geico's insurance plan. They offered me an "installment" plan but did not tell me that there were additional charges. I got a bill 6 months later for charges unrelated to my car insurance that I DID NOT APPROVE. I felt they pushed me into a plan that they could charge me more for without telling the customers. I spoke with a customer service representative in hopes to rectify the situation but they basically said "sorry for the miscommunication, nothing we can do." And continued to charge me for this. AGAIN, very poor that GEICO would do this to their customers. :(

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    Staff

    Reviewed June 6, 2015

    I experienced a theft and had to change my bank account info. GEICO, as well as other companies I pay online, were contacted the next business day that they needed to change the online bank account they make payment from. The GEICO rep. did not care and said they would charge my account an extra $20 and treat it as a returned check. I froze my bank account on Sunday, reopened at the same bank Monday morning, notified GEICO that same Monday morning which was when they were trying to take out the automatic payment, and got screwed by GEICO as well as the people who broke in my home. Everyone else I contacted regarding the new account was very nice and did not have any additional charges. GEICO really does not care.

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    Customer ServiceCoverageStaff

    Reviewed June 4, 2015

    I just had a Geico customer service rep hang up on me. This is after asking why my rate had increased so drastically (by more than 50%). He said, "You lost the California Good Driver Discount" because I had gotten a ticket. However, he refused to give me the breakdown. In other words, I was asking for the specific amounts for why it had gone from $1,000 to $1,500. In other words: Comprehensive, collision, etc. He kept cutting me off and saying "Do you want insurance? I've given you the insurance quote." I was politely saying, "I need more information, please." And then he hung up on me.

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    CoverageStaff

    Reviewed June 4, 2015

    I had a car break down on a PDX bridge, scary. Geico wouldn't tow my car. I had to pay the tow guy $200. Then my other car breaks down on the side of the hwy and Geico only covered 10 miles for tow and charged me $8 per mile after that when I was only 20 miles from home and had to anticipate a 2hr. wait time! And I have full coverage!!! No tickets, no accidents!!! I pay insurance for what!? OTHER PEOPLE'S ACCIDENTS… GEICO SUCKS. I WILL NEVER GO GEICO. SURE THEY’RE THE CHEAPEST - you get what you pay for.

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    Customer Service

    Reviewed June 1, 2015

    We have been a long time customer of Geico and was very satisfied until this time when we had our car repaired lately. When we complained about the work the repair shop had done both the Geico Adjuster (**) and the repair shop technician (**) had just been ignoring us for the past month now giving us those promises to no avail. Lately, I was told by the Geico Adjuster that he cannot do anything about it when in FACT the technician had been promising me for a month that he will do something about it. When I told the Geico Adjuster about those promises, he also made a promise to me that he will call me back. Been waiting for the call but no call for a week now. Same thing PROMISES, PROMISES, PROMISES. We are now very dissatisfied.

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    Customer ServiceCoverage

    Reviewed May 31, 2015

    I have three siblings, we all had similar social security number and similar names. When I registered Geico this year April. They automatically added my information under one of my sibling's account. From their account, it shows my social security number, and license ID number. I called Geico to make sure I have my own insurance, and my insurance is not under theirs. They made sure that I have my own insurance, HOWEVER, my sibling's account still shows my information.

    When the sibling try to call Geico to remove the information, they say it cannot be removed until the end of the insurance. When I call them to remove my personal information from their account, they say I have no rights to do that because I am not their account holder. According to Geico, this does not affect the amount of their insurance bill, but I do not feel safe for Geico to be so irresponsible, and made such a big mistake, yet refuse to fix the mistake. Imagine my personal information was not disclosed in my sibling's account but a total stranger?

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    Staff

    Reviewed May 30, 2015

    I let my roommate put her monthly Geico insurance charges on my visa card because she doesn't have a credit card. She didn't pay me for her May installment and the payment didn't go through on my visa card. The Geico rep. she spoke with told her that I blocked Geico from taking the payment when that WAS NOT the case. I didn't have enough credit open on my account. This lie from the Geico rep. caused my roommate to become so angry that she physically accosted me. I have now blocked Geico from my account and advise that no one let them have access to their credit card for automatic payments.

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    CoveragePrice

    Reviewed May 30, 2015

    Okay, so I get a quote from GEICO and was reasonable. They set up payment plan and down payment. I get my policy and insurance cards in mail. Now, they change my policy without my consent. I think that is against the law, right? You don't make changes to a contract that you already agreed to. Needless to say, the premium went up and made payments higher than originally agreed to. Once this expires, I will be looking for a different insurance company.

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    Customer ServiceClaims Handling

    Reviewed May 30, 2015

    On January 1, 2015 a car was going too fast, spun out and struck my house doing $1250 worth of damage. It took me until March to finally reach a settlement figure with Geico as they didn't want to pay what the contractor bill was. I fought and finally got them to agree to $1225. That was March and I signed all the forms and faxed them in. It is now June 1st and I still don't have my money. The claims adjuster will not return my calls and I have left messages on her supervisor's phone and he too will not return my calls. This has been a nightmare. I'm not sure I will ever get my money. I am in law enforcement and based on my own experience and what I have seen over the years, Geico is one of the worst companies to deal with.

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    CoverageStaff

    Reviewed May 29, 2015

    I put my adult son on my insurance policy last year but he no longer has a car and has lost his driver's license (suspended) so he is not driving. Meanwhile I must continue to pay $300 a month for him on my GEICO insurance policy because they will not just take him off my policy. I have to prove that his license is no longer suspended - which is ridiculous because it is suspended indefinitely. I have never ever missed a payment and even referred many of my friends to them. I am warning them now of what I am going through. I have never had a problem with dropping a car or driver on any other policy I have ever had. Ludicrous. Don't insure with Geico.

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    Claims Handling

    Reviewed May 28, 2015

    Vehicle was vandalized at the parking lot - Geico refused to pay and cancelled my policy. It took them almost two months to "investigate" the claim and after "independent review" they came to the conclusion that I hit my own vehicle against the wall while driving....Geico sent me the refusal letter claiming fraud and misrepresentation. Shortly after that they simply cancelled my policy without any notice. Geico is completely worthless! Would never buy any product from them.

    I am taking them to the small claim court and WILL GET every penny back from them!!!

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed May 27, 2015

    Geico has costed me my small business my job almost cost me my home. All with a now 4 months old baby. They do not honor their premium policies nor the add ons they sale you. My truck was stole and wrecked on 2/2/15. I just got a rental and still fighting for payments to be paid. They sold me 10,000 $$ accessories insurance plan that they won't cover any of the upgrades I had done to my truck. They don't return calls. I have 4 different people I have to call and none of them give me answers. I get text instead of phone calls. Tired of the games. Worst insurance company I've ever had. Well soon I will lose everything from be accused of stealing my own truck to have everything I've worked so hard to get. Taking and losing my small company. I have ptsd and depression and uncontrollable panic attacks. They do not care about their customers just about their money and how they can't get out of paying claims.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed May 27, 2015

    On March 15th 2015 my wife and I purchased a brand new 2015 Honda Pilot SE, added it to our current GEICO policy and drove it home, with 6 miles on the odometer when we left. 2 weeks later, we drove the Pilot to FL with our 3 kids to go visit their grandparents and a week after that drove it home... 2 hours from home, I was stopped at a red light, and BAM, rearranged at 45-50 mph by a young woman in a Scion XD!

    Our brand new truck was 3 weeks old, and had 2800 miles on it and now drives completely different. She bent something very important. The State Trooper gave me the police report with the insurance information of the young woman, so I called to make a claim, to no avail. Her insurance had been cancelled for non-payment. So I called GEICO to put the claim in under our Uninsured/Underinsured coverage. This is where it goes awry.

    First, GEICO sends an adjuster out 3 days after the accident. 3 DAYS! So being as that is my family's only car and we didn't feel comfortable driving it because it was reacting funny, we couldn't go anywhere. So finally this wet-behind-the-ears adjuster shows up, takes a 5 minute stroll around my truck, and estimates repairs to be $3400 and 4 days worth of repairs (after a reared collision at 50 mph?). So GEICO then asks where I want to have it repaired. On the recommendation of the selling dealer, I ask for it to be brought to ABRA Auto Body and Glass in Charlotte, NC. (Unaware that it is a GEICO EXPRESS facility) GEICO arranges a tow truck to bring our Pilot to the bodyshop.

    3 days later, I call the adjuster to get the status, and I'm told that my claim is a COLLISION claim, and upon repair I will be accountable for a $1000 deductible (not the $100 deductible that is carried for Uninsured/Underinsured claims) to which I ask why, and Im told because Progressive (the other woman previous ins company) has not denied coverage yet. So I go pay a visit to the shop. Drove by it 2 times, because I had no idea it was a GEICO Express facility, and there is NO ABRA sign anywhere on the property.

    I ask the production manager why the concerns I had with my now leaking sunroof, and drivability concerns were not addressed, and I'm told he does not know. I tell ABRA and the adjuster I want the frame of the truck put on the frame machine and checked, and I want to be emailed the results. So both parties agree, and send the truck to ABRA's Concord NC location that has a frame machine. Supposedly a frame measure is done, and ** from ABRA's reception desk emails me a frame measure. Upon receipt, I notice not only is this not a frame measure from my truck, it's not even from the same year.

    It was someone else's frame measure from a completely different vehicle from 2 years before that date! I immediately call ** back, who apologizes, and resends me what she swears is the correct frame measure. Oddly enough, the vehicle owner information is blank, the vehicle information is correct, but the frame measure diagram and dimensions are IDENTICAL to the first email! (2 completely different vehicles of 2 different years, having the same exact dimensions after an accident? Not to mention, the dimensions made no sense considering the vehicle was hit in the rear, and the dimensions on the side of the diagram were the inconsistent ones).

    I was told by ABRA and my adjuster that the frame was fine, and within spec of the manufacturer, and I was being "unreasonable". At that moment I knew something fishy was going on. I immediately called ABRA and told them not to touch my truck and called GEICO and ORDERED my truck removed from ABRA's property and brought to Hendricks Collision, a Honda ProFirst rated shop I had found online. ABRA tried making me pay restocking fees on the parts they ordered (before even doing the frame measure). I refused and after threats of the BBB, DMV, and Insurance Commissioner, they rescinded.

    The next day another tow truck brought my Pilot to Hendricks Collision. Upon arrival, ** from Hendricks immediately ordered ANOTHER frame measure on their frame machine (same exact make, model, and software as ABRA's) and to no surprise to either of us, the frame WAS BENT! The dimensions and diagram ABRA emailed me where MANUFACTURED to lead me to believe the frame was straight so GEICO could just pay for ABRA to put REFURBISHED (not OEM) parts back on my truck and send it away!

    Suddenly my $3400 estimate made its way to almost $10,000! The rear section of the frame had been pushed up 8 cm's on the drivers side and 4 cm's on the passenger side knocking the rear doors and body out of alignment, buckling the roof and quarter panels, pushing the roof over to the pass side (which is why the sunroof was leaking) and pinching the pass front fender against the bumper cover, tearing the paint back! (Because of the Pilot's ACE body structure, all the side panels are manufactured as 1 piece, so the body absorbs as much shock as it can to protect the people inside).

    So now GEICO is fighting every supplement made by Hendricks to correctly fix my Pilot. They even went as far as calling the roof buckles "factory defects", to which I called American Honda Motor Company, who contacted GEICO. I also wrote to the NC Insurance Commissioner, NC Attorney General, the BBB (who are completely WORTHLESS, they did nothing), the Dept of Consumer Protection, and my attorney for the accident (I did receive injuries from the accident).

    Then, 3 weeks into the claim, on May 11th, GEICO terminates my rental car. My Pilot is still taken apart at Hendricks Collision, not even close to done, and GEICO terminates my rental (even before the 30 days my insurance is supposed to pay for) and refuses to extend it. So to teach them a lesson, because I'm not some broke man looking for a freebie, I go out and purchase ANOTHER brand new 2015 Honda Pilot. Now they don't have me strapped over a barrel. Suddenly the theme changes. NOW all of a sudden they want to speed up the repairs (after they tried closing the claim because they "thought" I had traded in the first Pilot to purchase the 2nd... while it's in pieces at the body shop?).

    Today, Wednesday May 27th, 2015, I get a call from Hendricks Collision that my Pilot repairs are completed, and my Pilot is ready for pickup. 6 weeks after the accident that was estimated at $3400 and 4 days to repair. And GEICO STILL has not changed the claim status from COLLISION coverage to UNINSURED/ UNDERINSURED and still expects a $1000 deductible. I will NEVER, EVER give GEICO a minutes worth out my time, and have already arranged insurance with another company. I will actively turn perspective GEICO customers away from them as long as I live, like it is my JOB. After sitting innocently at a red light, and being put though HELL because of it.

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    Customer ServiceCoveragePrice

    Reviewed May 27, 2015

    I have been an auto policy holder for only six (6) months. Within this period, I'm quite satisfied with the premium they charged me. But unfortunately, this renewal period, I accidentally look at my email and found out that after this six month period, they already raised up my premium from $227.00 to $236.00. To my surprise, after six months of coverage, a rate increased at once, didn't even wait for a year to do it! So I called up their billing number and ask about it and I was told about the "rising cost of insurance." What did I do? I told her my son is currently insured with them, too, and his renewal did not change. She said he's due for an increase, too! (What a BS). If that's the case, in my mind, you will lose me & my son as your client. I believe this company is in the business of deceiving/luring people to get their business. I will not recommend this company to friends & family.

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    CoverageStaff

    Reviewed May 27, 2015

    I was on the sidewalk riding my bike to work when a van came flying out a Tim Horton drive thru without looking and ran me and my bike over, pinning my left foot under the driver side left wheel. The driver was insured by Geico. At the time my medical coverage had lapsed and only way I could see about my injury, I had to get a referral from my primary doctor due to a change with insurance coverage. I had to wait nearly 6 months and nursing myself back to normal nearly.

    I tried to resolve a settlement agreement with one of Geico examiners and she told me that she would send me a letter requesting my permission to get my doctor's diagnosis. Instead I received a letter saying that I would not receive any monetary award because she didn't think me nearly being dead. My injuries weren’t serious enough for her. I was merely trying to work something out with the company that we both could agree upon, but when there are employees that act like they are the ones settling with their own money, then this company will stay in court.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 26, 2015

    On 3/19 we were rear ended by someone who was represented by Geico. She rear ended a car that had 4 people in it. 2 of us had injuries and 2 didn't. One of the injured parties was returning to their country on a specific date. Even after being told that date twice, the claims rep still called for his info AFTER this individual left the country. Additionally, after I settled my claim, one day later another medical bill came in for $200. Prior to submitting my bills I did call and confirm that this was the final bill and was unfortunately given the wrong information from the hospital.

    When I called Geico not only did they say they were unable to reopen the claim, but that I was basically stuck with the bill. When I called the California Department of Insurance they contradicted everything Geico told me, even including the fact that Geico is "unable" to reopen the claim, and told me that since the accident was 100% their fault I was not responsible for ANY medical bill. I implore everyone dealing with them, call your state's insurance regulation department first. Geico not only engages in unfair business practices, but dishonest ones as well.

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    Reviewed May 24, 2015

    Found better rates on my auto policy and switched to another insurance company and GEICO charged me $91.30 cancellation fee. Will never recommend GEICO to anyone.

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    Reviewed May 22, 2015

    My wife's 2007 Softail Deluxe had suffered from wheel damage. We had took it to Snake Harley-Davidson in Twin Falls, ID. The shop in Twin did a great job keeping in contact with me and let me know what was going on with the bike. And that my adjuster wanted to use the damaged tire that was on my wife's 2007 Deluxe. Snake Harley-Davidson would not agree upon using the damaged tire. I should not had to pay this much money for the bike so I had to purchase another tire out of my own pocket.

    This is why I pay insurance so that I do not have to replace damaged part on our vehicles and motorcycles. I think your adjuster did a very poor job of taking care of his customers. I will never use guys go again for anything. I am now going to cancel my insurance and cancel my business with GEICO. My deductible is only 250...now my deductible. My payment that I had to pay was $633.35 so I can get my bike out. I do not have an issue with paying a percentage of the pay rate. I have an issue when I pay insurance and I have to pay on top of that. Where is the justice? That is wrong. Bad business.

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    Customer ServicePrice

    Reviewed May 19, 2015

    Called roadside to have my suv which I pay extra for every month for (ERS) from geico. Towed. I HAD It towed to a shop but their price at the shop was not reasonable at all - $3000 to fix a sensor. So a few days later I call geico roadside service to have it towed back home. THEY say no they only provide it one per car breakdown that I have to pay the tow 100 percent out of pocket (they would only tow if the car problem was fixed). I would obviously drive it home if it was fixed and not need a TOW! How is that even ok? So I pay geico extra money every month and can't even get another tow which I feel like I paid for already every month. I'm very angry at geico and their roadside not assisting when needed. Thanks for nothing from your 14 year customer.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed May 18, 2015

    Two weeks ago my vehicle was looked at by an adjuster named **. My vehicles rim, wheel, brakes, rotor, tire the whole passenger front side was marred and AAA came out to pick me up. The tow truck driver told me he's seen this type of incident before. He said my caliper pin probably broke off resulting in everything else breaking all on it's own a GM problem, that I should file with my ins company. And it would be covered under comprehensive and my deductible would be about $100. So that was Sat evening on my way to see the fight.

    The next morning I called Geico and the rep said exactly that and I was comforted knowing we're all on the same page. Then ** calls me Mon morning and tells me it's not covered. He said it's wear and tear. I argued with him defending the definition of wear and tear and he would not change his stance unless I felt as though I "hit something," he said did you hit something in the road, I said I don't know maybe, it felt as though I did because my car was shaking so bad but I don't know it happen so quickly, like a was running over a series of small pot holes. (which don't exist on the fast lane of a freeway, its well paved) but in any event there was shaking I can't determine from what.

    Now it's been two weeks later and his supervisor never returns my calls and he's still acting like an idiot claiming to have seen evidence on my wheel that suggest I hit a pot hole. So as of today, no car and still waiting to hear back from him or them, it's been over a week. Every time I speak with him I cringe. God help us. Geico is the pits!

    I've told this character several times why the differing in opinions and why would he lie to me and try and coerce me over the phone. He hadn't even seen my car. He just wiped the cold out his eye early morning called me and said it's wear and tear. Why didn't the Geico rep on the phone say that, instead she said I'm covered and now he's trying to get more money from me for a new tire. Estimated at $560, which I'll pay because repairs are close to $3000 however it's been two weeks and I haven't heard back from anyone. So this is definitely a frustrating process and I'm seeking help from the CA attorney general office for support, not only for me but for every Geico customer who's at the mercy of an incompetent claims adjuster and so forth.

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    Customer ServiceCoveragePriceStaff

    Reviewed May 17, 2015

    I would never recommend Geico to anyone, the worst customer service I have ever experienced... To Whom It May Concern: I recently had my insurance cancelled with Geico and the way in which it was handled was truly undeserved and without reason. I have paid my premium on time every month, I was also sent a letter stating that because of my clean driving record my insurance was being lowered. Wow, that was great. I left for Italy with my husband on February 3, 2015. I am in Italy until September 15, 2015. I decided to keep the full coverage on my car and I also added another driver so she could start my car and drive it when I was gone to maintain the car. While I am gone the person that is looking after my car is also checking my mail for me and living in my home. Everyday she sends me a photocopy of any important mail that I receive.

    On Thursday May 14, 2015, I received a letter from Geico, dated April 25th 2015... stating that my insurance had been cancelled but I had until the 18th of May to reinstate it if I filled out a questionnaire, and also sent proof of my residency, registration and all the IDs of the persons that were insured to drive the car. I could not understand what was going on, my payments are set up on auto pay and I am not even in the country driving the car. I called Geico to ask them what was going on with my policy and they referred me to underwriting. I explained my situation to this department and they told me that this was random and that if I did not get the questionnaire and other documents to them by May 18, 2015 that my policy would be completely cancelled.

    I explained that this was the first letter that I had received and they said they had sent me numerous mail in the past and that I had not responded. I explained that I had not received any mail until now and if they could give me some more time because I was in Europe. They said no, and that if I couldn't get it to them, that my policy was cancelled for good. They were not willing to work with me on this. So, I scrambled, and my friend sent me the questionnaire to fill out via email. I filled it out and set up an account with docusign to fill the questionnaire out and sign it, because I am in a small town in Italy and there are no places like Kinkos to print something, or scan especially no places open 24 hours.

    Also, to make things more difficult, Geico said they will only accept my documents via fax. They will not accept an email with the scanned documents. I got all the documents to my friend, and she went to Staples to send all of the documents. She went to Staples on Friday May 15th 2015 and sent all the documents and spent $17.69 to send all the pages. Once they were sent, she received a confirmation that all the pages were sent which was a total of 11 pages. After all of the pages they were sent I called Geico to make sure that they received them. They told me they had received the fax but several pages were not readable. That I needed to send again. I asked what pages were not readable and they told me I need to resend the registration, and a few pages from the questionnaire were not readable and that my proof of residency had not come through. I said that is strange because all the pages state they were sent on our end.

    Now, I have to call my friend again and have her spend another $17 to send the pages again, and what if on your end they are still not coming through.. I asked if she could please scan the pages and email them, and they stated that they were not set up to receive from email. At this time I am really mad. I asked if I could speak with a manager and they put me on hold for a good 10 minutes, and when they got back on the phone they told me the manager was not available. They were not willing to work with me at all and said "I am sorry your insurance will be cancelled." They said I could mail them, but if they do not receive in time which was Monday May 18, 2015 the insurance will be cancelled and I cannot reinstate. So that would mean that I would have to send FEDEX and have overnighted because it was Friday. That would probably cost another $30. I responded "No thanks"!

    After all of this work, and time spent calling Geico internationally, I am left with my insurance cancelled and with really no explanation why I was treated so unfairly I have never experienced such rude customer service before I did my best in the short amount of time that I had, and was treated with complete disrespect.

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    Claims HandlingCoverage

    Reviewed May 16, 2015

    Think twice before using Geico as your insurance. My car was hit in a parking lot by a man who provided me with all the necessary paperwork to start a claim. They refuse to cover it saying that **, the individual who hit me, has not confirmed the accident therefore the claim is denied. I have a copy of his driver's license and insurance that ** provided and I made a copy. Is it my fault that ** will not contact them? Maybe they should have a better system of contacting their policy holders. Just beware Geico will do anything to get out of paying.

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    Coverage

    Reviewed May 16, 2015

    My car was vandalized & the perp had Geico - so did I. I filed a claim on the spot. They wanted to use my insurance. I said no. I was violated twice. Recently I asked for an extension to pay my insurance - they cancelled my coverage. I reinstated insurance & then cancelled them

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    Claims HandlingCoverageStaff

    Reviewed May 15, 2015

    A Geico insured vehicle rolled on highway 277 between Del Rio and Sonora, TX and did damage to my property. It damaged approximately 150ft of ranch fence, 3 mature hardwood trees, left a lot of trash and allowed the escape and death of 3 exotic animals that we depend onto make a living. No one from the law enforcement, the driver or vehicle owner ever tried to contact us about the property damages. It took us a month to get a police report to find out who had the insurance and the accident.

    At first Geico was very helpful and wanted quotes or estimates for damages. We jumped through hoops and got that information to them. Now it seems as if Geico has gone out of business. We cannot get any info from them or get them to talk to us to let us know the claim status. If we look online at the claim there is nothing there. I am wondering if anyone else has this problem and if I am wasting my time trying to handle this myself. I am losing money every day that I cannot replace my animals or repair my fence. Should I let an attorney handle this and see how much he can make us?

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    Coverage

    Reviewed May 15, 2015

    I backed into a tiny pole and did pretty minimal damage to my car. I have insurance with Geico and made a claim and was recommended to go through Geico Auto Express for the repairs. I told them I was leaving for the beach in about 12 days and that I needed it before then and I wasn't able to afford a rental. They assured me my car would be done within 5 business days or basically a full week.

    It's been 10 days now and the shop keeps calling me every few days to tell me what stage they're on, and apparently painting the tiniest portion of my side fender takes 4+ days. This has been such a nightmare as I've missed multiple obligations and appointments. I will never use Geico Auto Express again. And since the company doesn't seem to care about me and my needs, I will be immediately looking elsewhere for auto insurance.

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    Verified purchase
    Customer Service

    Reviewed May 14, 2015

    Another Geico policy-holder wrecked my parked vehicle. Police were called and I immediately reported the accident to Geico and provided the policy number to the other party and also provided the accident report. 4 days later, nothing has been done. Geico states that they have been unable to reach the other party as their phone is disconnected and that I have to wait 8 days before Geico does anything.

    Meanwhile, 4 days later, my car is still at the scene of the accident and Geico has a different excuse every time I have called. Meanwhile, I have no transportation and Geico refuses to provide a rental car until they have spoken to the other people, despite the fact that accident report clearly places the liability on the other party. If I could rate Geico a "0," I would. I will definitely be canceling my insurance with Geico once all this is resolved and will NEVER return!!!

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    Reviewed May 14, 2015

    Worst company ever. I was starting a new policy agreed for them to take money out my account on Thursday when my pay check went in, but instead they took money day before at midnight and now I'm stuck with overdraft fee. So I canceled it due to your horrible service and now have to wait 5-10 business days to get my money back. That's how you lose customers!

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    Customer ServiceCoverage

    Reviewed May 12, 2015

    My husband is insured with GEICO & around 4/09 had to file claim. Because the adjuster assigned to his case didn't get response to an email that had been sent to another CSR working on the case, the adjuster only paid for 17 days rental instead of the 19 we HAD TO HAVE during repairs; which wouldn't have been found out about had I not been viewing charges to my $300 credit card showing charge of $44.97 from Enterprise. This caused me some unnecessary issues & has left a BAD TASTE in my mouth when I hear the name GEICO. I will definitely tell friends to stay away from the company & if already with, watch their backs for stabbings. Having been covering America for a very long time, I wouldn't have thought a reputable company to stoop SO LOW.

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    Reviewed May 9, 2015

    The contract I signed for auto insurance said I'll be paying $500 for car insurance then you guys charge my bank account 760?!?! Overcharged me after I canceled you guys which I owe you nothing and you still charged me. I disputed the charge with my bank.

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    Claims HandlingCoveragePrice

    Reviewed May 8, 2015

    About two months ago, I tried to file a glass claim for a stone hit on my windshield. I was told when I took out the policy three years ago that stone hits would be covered under this part of my policy and not processed the same way a broken window glass claim would be processed. Lo and behold, when I tried to file a claim for a stone-hit-damaged windshield, this company tried to bill be $500 to complete a $100 windshield replacement and even before I tried to begin the process and quite a while before these sleazebags tried to gouge me for $500 to complete a $100 repair, wouldn't even speak to me about the claim before trying to complete the classic "upsell you on a thousand bucks worth of crap you don't need and will probably never even bother using" insurance spiel.

    At the end of that spiel, I was told, quite bluntly, "we won't even consider your glass insurance claim until you add three additional coverage to your policy." Needless to say, I paid for the windshield replacement out of pocket. Only cost me a hundred bucks. Adding insult to injury is the bad habit that this company has when it comes time to renew of not sending you your updated policy. It is now May of 2015 and for the last three policy renewal periods I haven't gotten updated policy documents via regular mail- in spite of the fact that I have requested them to be sent to me.

    Today, on May 8th I got a bill for twice the monthly premium. The explanation (from the biggest jerk I've ever had the displeasure of speaking with) that I received was that "oh, well, half of the premium is from last month (even though I have a proof of payment from last month) plus this month." My personal favorite was when the boy working for this "company" went so far as to say "if you don't like it, you're free to go ahead and talk to other little companies that are willing to listen to your crap, otherwise just shut up and pay your premium." Good bye, Geico!

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    Claims Handling

    Reviewed May 5, 2015

    I had a fender bender going 5 miles an hour. I had a few scratches on my front bumper. The 2008 Altima had a lot of damage on the bumper that was impossible for me to have caused that kind of damage. I informed geico, the man was trying to milk the situation and I requested before any money or damage was repaired to contact me. Well that did not happen, they dished out 3k. I have not had a ticket or accident in 15 years. Since I am the policy holder my wishes should have been acknowledged. I have know Geico to deny claims because of minimum damage.

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    Customer ServiceClaims HandlingCoverageSales & MarketingStaff

    Reviewed May 2, 2015

    Ok. My daughter sitting in her brand new car in Connecticut highway traffic April 28, 2015 and gets rear-ended by a guy insured by GEICO. State police gives the GEICO-insured a ticket for traveling too closely. State police trooper stated GEICO-insured went under my daughter's new car. Ford dealer estimated $5,500 damage.

    I called Geico and set up a claim number. That is where I LOST ALL faith in GEICO. Their advertisements do not explain how BAD their claims and coverage dept is. It IS BAD. The claims guy did not have their own GEICO-insured's coverage. Imagine that GEICO DOESN'T know if their own auto insurance customer has coverage. The claims guy said he has to send my claim to the "coverage" department! He would get back to me in two days!! No call, so I call back in two days and the guy is now not in his office. So he had to know he was going to be out and they shifted me to another claims rep who said that original guy has to handle my claim.

    The claim guy said they have to get the coverage dept involved since the GEICO-insured may have only had "storage car insurance" for flooding or other damage in storage. GEICO-insured should not have been driving, period! The trooper said the GEICO-insured had a valid car insurance card but troopers do not know the actual insurance coverage. So the GEICO-insured may have had a closed auto insurance policy card with valid dates account for while in his glove box BUT not a policy for accidents or liability or collision. People are going to drive with "storage " insurance which is cheap but exposes law-abiding citizens to paying for the damage caused by creeps from GEICO. In this case my insurance, Travelers insurance company, will have to pay for the damages caused by a creepy GEICO customer. I blame GEICO and the bad driver.

    I would never recommend that little green rat, GEICO insurance and will bad mouth them every time I get a chance. The claims department never calls you back and I think they hope you never call them. They use stall and evade practices. I am waiting for the state trooper accident report. If anyone has suggestions, advice, to get GEICO to pay for the $5500 damages please contact me at **. GEICO sucks.

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    Customer ServiceClaims HandlingStaff

    Reviewed April 30, 2015

    Ready to explode. Hit a pothole a few weeks ago where it destroyed a New Michelin Tire only a couple of months old on my car. I took care of it out of my pocket. No problem. Well while reading on the net I saw where Pothole damage could be covered under your States Insurance. Well I looked that up and being it happened on a local road I guess I am out of luck. So yesterday I decided to contact my Geico insurance Representative to see if it is covered under my Comprehensive insurance where I have a 100 Deductible. I call Geico and I was assured it was covered under Comp but was told if there was any other damage on the body of the car or chassis the rest would fall under Collision. I told the Geico Representative that there wasn't any other damage just the tire. Luckily the Aluminum rim wasn't touched. Well she sets up a meeting for me to go out and see the Geico Claims Adjuster this morning about a 20 mile round trip.

    I get there and he takes pictures looks at the damaged tire I had in my trunk. Checks my mileage. We go inside and he says you know you have a 500 Deductible on your Collision. I tell him that I was told it was covered under my Comprehensive where I have a 100 Deductible. Total Estimate was for $200.84. I would of received $100.84 under Comp. Find out now while there that it would not be covered under Comprehensive but under Collision. The Adjuster calls Geico for me. All they could give me was an apology for wasting my time. If I would of known it would of fallen under collision I wouldn't of wasted my time this morning being I have 500 Deductible Collision. I am not stupid. At this point I feel like leaving Geico. I will be calling Geico Cooperate and will be letting them know what went on. Geico has a Customer Service Representative who lied or didn't know her job and in the long run wasted my time.

    Just an added note. Tried to call Geico Corporate. What a waste of time. There is no one at Geico Corporate to talk to. Just another Geico Customer Service Representative that could only tell me that she was sorry. In the mean time I drove a 20 mile round trip. Wasted Gas and took time off from work to be there to see the Geico Claims Adjuster. My time is worth as much as anyone working for Geico and I end up with nothing. I may be leaving Geico after being with them almost 6 years now. I surely will be checking with other Insurers soon.

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    Customer ServiceSales & Marketing

    Reviewed April 28, 2015

    My wife and I were shopping for a car for my senior daughter who had just signs a scholarship for track to college. We called Geico to see what the rate would be if we added another car and make her the primary driver. Geico informed my wife that our rate was going to go up by $250 per month if we added a car or not because my daughter had had a wreck on the very first day she ever drove, almost 3 years prior. They said they had made the mistake but that regardless the rate was going up. So out of the blue, by making a phone call my insurance rate doubled almost.

    When I spoke to a manager, **, he said we could drop that child and get a lower rate, otherwise this was the rate they were offering. Did I mention we had been with Geico for 27 years! Not only that, I have 6 kids and you know most kids when they go out on their own keep the company they had for them. What a stupid business move as now not only will my kids not keep geico, or their kids etc... but I will tell my story to as many people as will listen. You cannot buy this kind of advertising.

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    Staff

    Reviewed April 28, 2015

    A few days ago my fiancée and I called GEICO in regards to car insurance. I was told I would be paying $241 a month - Ok, that was fine. He went as far as to say we should ignore the first sets of paperwork that comes in the mail which shows a higher amount. Why give false and incorrect information in order for someone to take insurance with you guys. My next step will be reporting you guys to the Better Business Bureau.

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    Customer ServiceStaff

    Reviewed April 28, 2015

    By far the worst insurance company I have dealt with. I got into an accident and the assessor and the customer service rep were telling me conflicting information. No one from the company went out to investigate or take pictures...just, "Well, from both statements, it sounds like you're at fault so we're taking full liability." Simple as that. No effort whatsoever to try and investigate.

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    Customer ServicePriceStaff

    Reviewed April 26, 2015

    I'm a customer for over 8yrs with no tickets and no accidents. I son backs in to a pole at his college and they jack the rate up almost 100.00 dollars a month. When I call in and ask why the Geico representative has the nerve to remind me if I change insurance company the accident will go up for the next 3 yrs. The auto insurance really needs to be regulated from price gouging just because they can. Nice article...I can see that happening. https://www.consumeraffairs.com/news/auto-insurers-gouge-lower-income-safe-drivers-study-finds-012615.html.

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    CoveragePriceStaff

    Reviewed April 24, 2015

    So I was shopping for a new auto insurance. Geico seems ok at first. I answered all their questions about the car, the house, the driving background. They gave me an ok, not too expensive but not cheap either. Being a good driver for more than 5 years with NO incident I was shocked to see the high rate. But ok I was willing to pay a little higher to go with a big company like them. The rate was locked in, credit card info was exchanged and letters were sent out. I was good to go. I even created an account and confirmed the rate. This was all done with a LIVE REPRESENTATIVE. 3 days later I got an email from them saying that after the underwriter looked at my ENTIRE DRIVING RECORD they will increase the rate by couple hundreds dollars. Their question when trying to get me sign up with them was about any driving incident in the PAST 5 YEARS. I got dinged up one time when I was a young stupid college kid, but that was 7 YEARS AGO.

    This piece of ** company lied to my face about the rate, the length of driving record, then have the audacity to say that it was my fault for not disclose the incident happened 7 years ago. Piece of ** company wants to charge me couple hundreds dollars more on the premium with LESS liability coverage. This is even BEFORE I officially become their customer when my current insurance with Progressive runs out. AVOID THIS PIECE OF ** COMPANY AT ALL COST. THEY WILL LIE TO YOUR FACE JUST TO GET YOU ON BOARD THEN RAISE THE PRICE TO NO LIMIT. BAIT AND SWITCH!!! CRIMINAL!!! FRAUD!!!

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    Customer ServiceClaims Handling

    Reviewed April 23, 2015

    I have had Geico car insurance for about 15 years now. I have been very satisfied. I had some claims years ago and they were all handled efficiently. More recently I have had to use the Roadside service and those also was handled efficiently. I am also real pleased that they always ask if I am in a safe place before proceeding to call a towing company.

    The only problem I have is that my premium rates have consistently gone up and my Geico premiums are far higher ($200 and more/year) than quotes I have obtained from other large companies. I have asked if they will match other quotes I have received, but they will not. I suspect that my rates go up since I am a long term customer and they think that I will stay with them and not price comparison shop. Although I would like to stay with Geico, I will definitely consider changing companies. I have looked at auto insurance reviews and it seems that all car insurance companies have some pretty bad reviews, including Geico. Therefore, I am seriously looking to change insurance companies.

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    Customer ServiceCoverageStaff

    Reviewed April 22, 2015

    We are not insured by Geico, but the other party is. Our car - a 2004 Taurus - was parked in front of our house. The other insured creamed the side of our car. The adjuster called us within hours and began the processes; it was declared a total. We were quite concerned that our highly revered car would be worth zip (we did our research). The agent came out in a timely manner to handle the car so it would not be cited as derelict. It was quickly towed and we got a check for over twice the book value of the car! I will begin research to convert to Geico!

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    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed April 21, 2015

    We have had GEICO auto insurance for over 20 years and an umbrella policy for over 12 years. We called GEICO to increase our umbrella policy and my wife casually mentioned that we have a separate unit on our property that we rent on Airbnb. The GEICO rep rudely told us that they are immediately canceling our umbrella policy, this despite the fact that Airbnb provides separate property damage coverage of $1M. We asked for a manager to call us back and explain. So far we have not received the promised call back. In the meantime we were told a letter of termination is being sent to us. This is not the way you treat a loyal customer of 20+ years. We will shop for another auto insurance provider and get our umbrella policy elsewhere.

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    Customer ServiceStaff

    Reviewed April 20, 2015

    After initiating insurance with Geico, with a paperless account and auto payment, I was supposed sent a letter in the US Mail asking for explanation on a previous accident. This letter was never received, nor was an email with the letter sent, again, to a "paperless" account. After seeing that no monthly payment was removed from my checking account this month, I log into my online account to find out the status of my account. After going through the automated system I was told that my account was up to date. I almost hung up, but decided that things didn't seem right and asked for a representative. I discovered from the representative that my policy was not renewed, for failure to respond to the previous form which I never received. Supposedly they re-sent the form, again through the US Mail, on a "paperless" account without sending any notification through email.

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    Coverage

    Reviewed April 20, 2015

    Been with insurance for over 13 year. In 2011 lost control on black ice and damage $2000 worth of repair. File claim in 2013. Another incident then 2015 they drop us. Well we got insurance for protection. During 7 year no accident. They didn't complain but after more than 2 accident they drop us. That not fair.

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    Customer ServiceClaims HandlingCoverage

    Reviewed April 18, 2015

    I got into a car accident back in September of 2014. At no fault of mine, I got rear-ended by another vehicle. Unfortunately, my arm was damaged and resulted in having to get surgery. I had to be out of work for a couple of months. I pay a monthly premium to Geico for a certain coverage which includes coverage for loss of earnings, health services, etc. Geico has treated me with nothing but disrespect. All of my loss earning checks were late. Everytime I called them about it, they all gave me the run around telling me different stories. My claim adjuster was changed 3 times. Even the supervisors were no help at all. I had to go back to work before my time because they were very inconsistent with the checks. They send me appointments to see their so-called doctors on a certain day, and the letter was written and sent out a couple of days after the actual appointment.

    I'm still suppose to get another 6 weeks of physical therapy which is suggested by my surgeon, and I just got a letter from Geico cancelling all of my services. Geico might be one of the cheapest insurances in New York, but I rather pay more to get better service. I will definitely look into cancelling my policy with them within the next couple of months. My policy states that all these services are available to me. I'm paying to get treated horrible!

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    Customer ServicePrice

    Reviewed April 18, 2015

    Very very angry at GEICO and their ** policies! I was covered under family insurance for 5 years and was looking to get my own insurance. Called them in December and got a quote for $160/month. Called in March, I got $170/month. When I called while buying my car at the dealership, they increased the cost to give me a $270/ month rate!!! I went online to get a new driver price quote which was $141/month!!! When I call, they give me different story every time! ** reasons and excuses to give me such a high rate!!! Common GEICO get your act together or your GECKO will be run over by one of our cars!!!

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    Customer ServiceCoverage

    Reviewed April 18, 2015

    We cancelled Geico because Progressive offered us a better deal. Geico acknowledged that they owed us a refund. Then several days later they took over $90 on account we have specifically for bills. We only keep enough in this account to cover our bills in order to protect ourselves from fraud. This caused us overdraft fees. We called to complain and Geico said that they would refund us. We asked how long, they said a week or more because it's up to our financial institution. We asked them to cover our overdraft fees. They said that's a whole different set of paperwork we have to fill out. I then called my financial institution and found that Geico lied. My credit union said they will refund me the moment that Geico returns our money. We called Geico to complain again and they told us in a very condescending manner, "we have already explained to you, this will take up to a week and a half. There is nothing that can speed this up."

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    Reviewed April 16, 2015

    My husband ** got into an accident. The other was at fault but he was lying about it. Didn't take the time to really do an investigation. Where the accident happened there is camera to prove that my husband wasn't at fault. We leaving this company.

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    Verified purchase

    Reviewed April 16, 2015

    We carried GEICO for about 5 years - while we lived in a neighborhood with home ranging from $200,000.00 to $350,000.00. We got a good deal on our auto insurance. Then we moved to a neighborhood with homes in the $100,000.00 range. Immediately GEICO red-lined us by raising our six-month premium by almost $100.00. Though our new home costs a lot less than where we had been living, everything else remains the same. In our new location, less than 10 minutes from where we lived before, we have the same exact situation: two off-street parking places, on a cul-de-sac, with the same two drivers who have the same driving record as before.

    I reported it to the FL insurance commissioners office. GEICO lied to the Insurance commissioner's office by saying they had offered us a lesser premium but we refused it. The GEICO people did indeed offer us a premium reduction -- We would have to take a defensive driving course at the cost of about $40.00 which resulted in a $10.00 premium reduction.

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    Customer ServiceStaff

    Reviewed April 15, 2015

    I'm very disappointed in Geico services, and how Geico do things now, I've been lied to time and time over again. Since the accident, it's been a month since I've seen my truck since the accident... however not knowing that I would be a victim of SWAP AND BAIT... BECAUSE all of the repairs have not had been met... They treated my truck like it was a piece of CRAP, THE BODY WORK was horrible, the paint is bad, hood is not straight, bumper used parts from a JUNKYARD... AND YES, I HAVE PROOF TO BACK UP WHAT IM SAYING...

    Every place my truck has been, they do the work that needed to be fixed and Geico don't care about any of this. I've complain since day one, about things that are not fixed that was caused by the HEAD ON COLLISION ! That I told **, no one seem to have care but miss ** that told me out of her own mouth that how wrong this was and how she's so sorry and that she's going work this out... Well that change real fast after she called her supervisor **. I told her that ** got me in this situation in the first place...

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    Customer ServiceStaff

    Reviewed April 15, 2015

    My children and I were leaving from the gas station and there was a vehicle in front of us. All of a sudden the vehicle put the reverse lights on and I beep my horn numerous times to try and stop the wreck, but the vehicle in front of us continued to reverse and bang. I called the police and no police report because he said that it was not a lot of damage and it was night so you couldn't see all of the damage, only a exchange form. Also we went to get examined at the hospital the same day and there was minor injuries, but also emotional distress. I called and filed a claim the following day on the at-fault vehicle. I had to call the adjuster and she recorded my statement of what happened. She went from being cordial to being offensive, insinuating things and misjudging me. Bringing up things that had nothing to do with the accident. I'm a good mom and a good person and it was wrong for a stranger to misjudge me that way.

    The accident is under investigation right now because the driver was an inexperienced driver and the car is in her mom name so waiting on the adjuster to retrieve a police report and talk to the owner of the vehicle at fault. I believe everyone deserves to be treated fairly especially if that person is being nice. I thank God was with me and my kids that night because they are my pride and joy. And it's not our fault that the driver at fault did not look back before reversing.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed April 15, 2015

    On January 15 2015 I picked up my car which is a 1978 Ferrari from auto shop. I had smoked and had some new catalytic converters replaced. I left the shop which is about 40 miles from my home. When I got in town I stopped at a store and smelt something burning. When I went to the back of my vehicle the rear bumper was melting as well as my rear tail lights. I could see that the exhaust guards paint had burned off. I called Geico and they had my vehicle towed to a local shop.

    A couple of days later I receive a call from the adjuster who said she had talked with her boss and they decided to have my car towed to the nearest Ferrari dealer to have it repaired. The shop was not able to take my car for a week so they towed it back to my house. February 17 my car was towed to the Ferrari dealership about 45 miles away from my home. Spoke with the Ferrari liaison and he sent me an estimate for the repairs on March 6. I then was referred to a different adjuster for that area. The guy was rude and told me that the estimate Ferrari made was wrong and they would only cover damage caused by the catalytic converters that all else I would have to pay. He said they did not cover mechanical damage. When I asked him for a copy of what they would cover he said "No", he said all damages would be covered other than the exhaust and catalytic converters.

    I asked him "so you made the determination that the catalytic converters caused the damage." He said "that's what they thought." I asked "how did you come to that conclusion because if they did they should go after the manufacture." I then told him that the exhaust system is a two part system and that the exhaust would have to be covered as well. He said he would look into it. Meanwhile days went by and neither the Ferrari liaison or myself were contacted by Geico. After being at the Ferrari shop for over forty days without any work done on my car I called the adjuster who told me they were sending an expert out to find the cause. April 7 their expert arrived at Ferrari, looked at the car, took some pictures, talked with the Ferrari liaison and left. He did not dismantle any part of my car.

    I called the adjuster and they said it would be another 30 days for their analysis on what caused the damage. Ferrari called them on the 9th and told them to pick up my car due to nothing being done and no decision being made. On the 10th my car was towed back to my house and here it sits. Geico did not even inform me that my vehicle was being towed back to my house. When I confronted the adjuster she blamed the tow company for not calling. It seems that Geico is trying to find a way not to pay the claim. This claim will subrogated out either to the shop or the manufacturer of the catalytic converters. Will update at a later time. When Geico says they provide excellence service don't believe them.

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    Customer ServiceCoverageStaff

    Reviewed April 14, 2015

    I renewed my insurance plan with Geico and my insurance had jumped $60. I called for help and the representative hung up on me and when I called back because I had got into a small fender bender they jumped my insurance payment up $60, then offered a discount of only $17 a month if I go and PSI for a driver's course. I am very unsatisfied with this insurance.

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    Claims HandlingCoverage

    Reviewed April 14, 2015

    My car and two others were hit while parked on the street. My car was completely demolished. Had to have it towed to a garage to get it off the street. It's been six months now and Geico still hasn't settled the claim. It's my only car and I can't get another one until I'm paid. Also the garage is charging 50.00 A day for storage. But Geico has yet to do anything about moving it. Now they're telling me that there's not enough insurance to cover the car.

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    Customer ServiceCoveragePrice

    Reviewed April 13, 2015

    Took out a policy for non-owners auto insurance - initially called just for information, but got pressured into buying a plan right there on the phone. It cost more than insurance when I actually had a car covered through them - but because they're the only company locally that offer the service, I guess they can get away with charging more. Terrible service - they continued to charge me for coverage after I cancelled, and sent collections after me. Won't recommend, or use them in the future. Huge rip-off.

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    Coverage

    Reviewed April 13, 2015

    I switched from State Farm to Geico in Feb 2015 because I was assured I would get the same coverage for less. I trusted Geico and took the policy. I was the victim of a hit & run in April 2015 and when I called Geico I was told I don't have Collision.

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    Customer ServiceCoveragePriceStaff

    Reviewed April 13, 2015

    I have GEICO auto insurance quite a while and never noticed their premium adjustments due to payment directly from my checking account, and recently just removed my one car from the policy and only car left old 2000 model for liability cost for yearly goes to $1065.00 - can you believe living in Long Island, NY? This is totally jack up pricing, like we are couple of aged 55 plus and additional driver above 25 year old. I think GEICO is becoming another giant company to not care about there customer and kind of attitude my way or highway. My suggestion to people who are looking for better insurance, don't go for GEICO, shop around and you will find better insurance. And first six months, they quote you lower price and then they will increase your premium with all kind of Sicily objection and laws you haven't heard before. There is no business ethics applied at GEICO and GOD bless America.

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    Customer ServiceStaff

    Reviewed April 12, 2015

    I was in an accident where a ten ton wall fell on me and almost killed me. I couldn't drive, so I had the truck I drove put in storage. I told the geico rep this and they were supposed to give me a discounted rate. Four months later, today I just found out the rep forgot to list it as in storage. So now they are saying they can't do anything for me, just from today. This means I lost over 240$ in money owed back to me! Don't use this company, they are liars and thieves. Horrible customer service and a disgusting excuse for an American business. Absolutely awful.

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    Customer ServiceCoveragePriceStaff

    Reviewed April 10, 2015

    I called to inquire about Geico Roadside Assistance. I asked for basic information about the service, the towing mileage that is covered, and the location restriction(s) of where the vehicle would be towed from the point of inoperability. The first person couldn't answer my questions so he forwarded me to another person. This person wanted to send me back to the first person but I advised her that I was just sent to her because he didn't know the information. She finally asked me a couple questions and gave me some limited information about where the vehicle would be towed. She never told me about any mileage restrictions. She also kept asking me if I wanted to add the service. I told her that I wanted more information before making that decision. I was finally told that a vehicle would be towed to the nearest repair facility. She also quoted me a price that was three times the price on their website if you sign into your account.

    With that in mind, I just wanted to get all the details before going online to my own account and adding it myself. The online account barely gives any information at all and does not go into any detail about the services offered. Eventually, she asked what was wrong with my vehicle. I stated "I just want to be safe just in case something goes wrong with my engine or something in the future." She then advised me that she was documenting our entire conversation and my car wouldn't be eligible for towing if it was anything related to the engine. I thought that was hilariously absurd. But, then I was furious. Is she a mechanic? I never said my car has an engine problem. It was merely an example. Why would anybody else want roadside assistance? Are they going to come out and diagnose my car and then tell me they can't tow it because it's engine related? I asked her why and she stated "this is now a pre-existing condition."

    I asked to speak to her manager. Her manager stated that the customer representative did nothing wrong and they're an insurance company so what did I expect. I was so furiously angry I told her “I would cancel my coverage because of this experience” and said “goodbye”. I never raised my voice or acted unprofessional. I was at my breaking point as far as getting irritated so that's the only reason I got off the phone before asking to speak to her manager and figuring out how to file a formal complaint against these specific individuals.

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    CoveragePriceStaff

    Reviewed April 9, 2015

    On Geico's website it says that "in the event my car is totaled: With GEICO, all is not lost. It's never fun to have your car totaled, but you can at least take comfort in the silver lining of GEICO coverage. If your policy covers a total loss, GEICO will: Pay the actual cash value of the vehicle (plus applicable state fees and taxes) less any deductible. Take ownership of the vehicle. We transfer the title into our name, and then sell the vehicle to a salvage buyer (or you may keep the vehicle yourself see below for details). Actual Cash Value - the fair market value of property; technically, replacement cost less depreciation. Depreciation - the decrease in value of any property due to wear, tear, and/or time. Generally, depreciation is not an insurable loss."

    My car was totaled. The person that hit me had GEICO insurance as well. GEICO determined that the other driver was 100% at fault and so they mailed me a check for the amount of my deductible. Good so far but then I was given a copy of the valuation report. The valuation report is produced by a company called CCC. This report said that my car was worth $13,113.00 and then they depreciated based on previous damage and wear (less about $400), added taxes and licensing, offering me a settlement of 13,500.00. In my estimation that is not fair market value. They told me that my policy doesn't cover replacement but rather the actual cash value of the car.

    Referring back to the GEICO website it says that Actual Cash value is technically, replacement cost less depreciation. I looked around and I couldn't find a similar car that I could by for less than 16,000.00 The $13,5 I was offered as a settlement is not replacement cost less depreciation. $13,113.00 is less than low NADA value. That is not replacement cost. The report also listed 18 dealers that had the same year and model car for under $13,500. I called every dealer listed on the valuation report and what I learned is that the information is inaccurate, outdated and in a few cases may have been a complete fabrication. I explained all this to the GEICO rep and was told simply that they had reviewed the information that I sent and were unable to make any adjustments to the value of the car.

    So as a GEICO customer, right now I feel like I have been lied to, ignored, and that their ultimate goal is to cheat me out of what I have paid for. I asked my Credit Union to look up the book value according to NADA. They gave me a low value of 13,175 and a high value of 15,625.00. So what they did is they started out with a value lower than NADA low value and then depreciated. This is fundamentally wrong because if you take away the previous damage, what you have is a car that is worthy of High book value. So as I see it they have cheated me out of about $3k. If you have Geico insurance you better hope you don't ever have to use it.

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    Customer ServiceCoverage

    Reviewed April 9, 2015

    Twice Geico has cancelled my coverage because an auto payment was refused by my bank. For years, I understood that auto pay was coming directly from my checking account, but instead it was being withdrawn through my VISA ATM card. My VISA ATM card was hacked this February so I cancelled and replaced with a new one. I did not notify GEICO because I believed the payments were NOT being made through my ATM account.

    Without warning, a phone call, an email or any other form of contact, my policy was suddenly cancelled and my fees were RAISED if I chose to sign up again as a 'new' customer. No attempt was made by GEICO to get payment by any other means before the March cancellation. I'm without insurance, cannot drive my car and do not know which company to trust after this screw-over. I will NEVER go with GEICO again, no matter how 'cute' the stupid little GECKO is. Still looking for something I can afford. Do not understand the info you want below. The car insured by GEICO was destroyed in a 2010 accident.

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    Claims HandlingCoverage

    Reviewed April 9, 2015

    Evidently geico is allowed to cancel your full coverage and remove your lien holder from your policy. Even with their statement "Geico requires full coverage for insurance with lien holder" they still remove it. Now I have a messed up car from weather and they refuse to pay claim. Even supervisor was no help. I am canceling ALL policies with them.

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    Coverage

    Reviewed April 8, 2015

    I just open my auto policy with Geico. I asked for a payment extension which they were willing to give me up to two weeks but I actually wasn't getting paid until 5 days after. They weren't able to give me that 5 day extension so I will have to have my policy cancel then pay another downpayment plus what I owe just to get covered. I argued with their supervision because it was foolish to pay for a new downpayment when I only asked for 5 days more. It's clear all they care about is money than their customers. I won't be returning with them.

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    Reviewed April 7, 2015

    I was rear ended 2 weeks ago and still have not been able to get medical treatment for injuries suffered from the accident with assurance that they'd be getting the bill, not me. This is of course after they took 100% fault for the accident. I've been clear cordial to this point but now I've lost my tolerance and am seeking help from a law firm dealing with this sort of thing.

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    Claims HandlingCoverage

    Reviewed April 6, 2015

    For 150$ claim they increase my premium. When submit my claim they said comprehensive then they changed to collision. Again I called GEICO to cancel my claim. They said, "We won't do any changes in premium" but they did..... I hate insurance policy in this country.... Worst less.... Stealing...

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    Claims HandlingStaff

    Reviewed April 5, 2015

    I'm not with Geico anymore and I'm thinking of going back. I switched bc family works at allstate. Geico paid all of my claims in a timely matter. My daughter almost died in a car accident, they were kind and compassionate. The accident ended up her fault and there was a death in another car. We were never treated poorly. I could cry just reliving that nightmare but when I look back my agent was so understanding and they gave us excellent lawyers. I only switched to try and save money and the convenience of family working for another. I need to go back to geico.

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    Customer ServiceClaims HandlingStaff

    Reviewed April 3, 2015

    A GEICO client slammed into the back of my vehicle. Both the client and GEICO have acknowledged that the client is the at fault party. At first the claim process was straightforward, customer friendly and professional. And then I began to inquire about the process for compensation for devalue on the vehicle. I have been given the run around by the adjuster and by GEICO representatives. The department that handles the devalue part of the insurance claim is apparently a super secret department that no one seems to have a number for and I certainly am not permitted to speak to in person. I've been told for over two weeks to expect a call from the super secret devalue department within 48 hours. Nothing.

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    Customer ServiceCoveragePriceStaff

    Reviewed April 2, 2015

    Today I am dishearten to learn after having GEICO insurance for so many years that I have been totally deceived, ripped off and coerce by the representative that know nothing about what they are selling to potential customers. Whomever teaches these Customer Service Representatives to sell people DECEPTION as such, I have to say they are great in doing so! I believe it comes from the Shareholders who know how to play with words and get away in deceiving people like myself, surely there are others out there in my same situation! I fell prey to all their hype.

    Today I have learned that my car is repaired and that payment is expected. I responded "Payment? You must be mistaken. I have GEICO and I am covered.” I have the best insurance! I have been with this company, many years and the representative came to our facility and offered to government employees, a great "hype". I told them what I was seeking in terms of coverage and I went through these scenarios: Collision, breakdown, towing, passenger etc. I want the best as I never want to be in a situation that does not cover what I am paying for. “No worries ma'am, we have you covered!”

    To make a long story short, here is what happened to me just about two weeks ago. I driving and my car breaks down. It shut down in the middle of the road. I immediately put my blinkers on so that whomever is behind me will see that I am in distress and not crash into my vehicle. Two gentlemen saw my situation and offered to pushed my car out of the road into a strip mall rather near. I then called GEICO and explained my issue. The rep says "Oh Ms **, rest assure you are have exceptional coverage with GEICO and we are here for you.” I thanked them and I felt great, feeling assured. The car was towed to the mechanic.

    Well today has been 2 weeks. The company who towed my car is seeking payment as well as the auto repair place where my vehicle is stationed. The total of all this is costing me $985.00. I don't have this type of money. I called GEICO today they were apologizing for their error in not making it clear to me what is covered and what is not. I expressed to them, “That this is not what you told me when I called you on the date of my issue.” “Oh we are very sorry that representative was not clear.” I fell prey to their lies and deception!!

    I am unable to pay for the vehicle. Where I live there is not local transportation and I am in a serious JAM!!! I cannot get my car back without paying them. That to me is unsettling. I need a response from you "SHAREHOLDERS" ASAP!!! How dare you deceive me in such matter? I can lose my job and my vehicle I love so much. Please I need immediate help! I can sue GEICO for deceptive practices! An immediate response is needed from Corporate Shareholders. I am not going to settle down until I receive results from you people!!! Please someone help me!!! This stress is killing me... "HELP!!!" I need my vehicle to continue to earn my salary. Without that I am at a huge loss!!! HELP! Please listen to my concerns!!!

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    CoverageStaff

    Reviewed March 28, 2015

    Seven months ago my car was T-boned by a driver insured with Geico. I am still waiting for a settlement from Geico. My car was totaled, I was taken to the hospital trauma unit with injuries. The driver was cited and plead guilty to careless driving and driving without a license. Both the police and court found him at fault and Geico continues to say I was 40% at fault and refuses to cover my losses or hospital/doctor costs! Because I have Medicare, Medicare has had to pick up my medical bills. How does Buffet make his billions? By putting the screws to the little guy. Stay tuned. I will update monthly.

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    Customer ServiceSales & MarketingPriceStaff

    Reviewed March 27, 2015

    Totally misquoted pricing over the phone then when statements come in price was definitely more. I spoke with three different people, ** in Dallas was very nice and said that he noticed the problem and would need assistance to correct the problem. He would call me back in 10 minutes. After 21 hours and no return call, I called and was told by a lady in Iowa that everything was correct. She told me this after looking at my account for 10-15 seconds. Very hateful and rude employee. She asked no details, just told me my account was correct. I ask to speak to her supervisor and finally I spoke with ** in Iowa, who acknowledge one error but not the larger issue. I suggested the Bait and Switch tactics and it really ticked him off.

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    Claims HandlingCoveragePrice

    Reviewed March 26, 2015

    Geico should be ashamed of itself. Taking advantage of the weak and using its millions to ruin people lives. I had an accident one week after I paid over one thousand dollars for the coverage. They sent an adjuster out who said since I had no proof of the date the non-traffic accident occurred, I'd be charged with extortion should I pursue the claim. So I withdrew the claim, only then to find out I was turned into the DA's Office, and now there's a warrant out for my arrest. I have never been involve with the legal system in a criminal way. I am over 60 years of age and for the first time in my life I'm getting ready to go to jail for an underhanded process. Geico Adjuster saying if I drop the claim they would not pursue criminal charges. I drop the claim now there's a warrant for my arrest. It's a money racket. Do you know how much it cost for an attorney in these types of cases. Geico should not be able to ruin people's lives like this.

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    Customer ServiceClaims HandlingStaff

    Reviewed March 25, 2015

    #Geico Hands down the worst company ever. I had my car stolen, totaled and recovered on 12/6/14. They have made me feel like I was the one who did it. They blamed my bf and my family. I have jumped through hoops to get my claim paid. I am a disabled (MS) 48 yr. old and I need my car to get to my doc appts. They just don't care. Beware, I have read the same stories over and over about how horrible this company is. Also, ** (claim adjuster) has been nothing but condescending and rude in every conversation that I had with her. Well after stringing me along for almost 5 months they decided that they denied my claim. #Geico can not get up $4000.00 to pay my claim but they can support hate monger Rush Limbaugh.

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    Customer Service

    Reviewed March 25, 2015

    I call to get a quote from Geico and get asked a million and one ?'s that Do Not pertain in any way with insurance! My highest level of education? I am sorry but how is this even remotely related... I guess a College degree says your smart enough to drive. HAHa... Do I belong to any organizations? We are military and that was already stated but when you're asking me sororities and etc. Really??? And I just don't get why the hell you need to pull my credit score! Call my current insurance company who can tell you I pay on time every time.

    Insurance Companies are a JOKE! The Government always finds a Way to keep taking people's hard earned money. Funny how way pay all this money out for years and decades... but when something bad happens and you need them... the insurance companies find a loophole as to how they can get around paying you. (previous experience) Just wanted to call and get a quote to see if there were any better deals than what I already had.

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    Staff

    Reviewed March 24, 2015

    I got ran into at an intersection by a speeding driver running a red light. They say the Police Crash Report is not admissible in their Florida kangaroo court. The other driver was cited for negligence; I was not cited for anything. Geico has allowed them to sue me because we had a $100,000 liability insurance coverage. The other driver did not have her daughter seat-belted in. Speeding, running a red light, daughter not belted in- wouldn't that just about constitute criminal negligence? The other insurance is Government Employees Insurance Company- guess what: the same company. Do the Florida courts not recognize any conflict of interest in this?

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    Coverage

    Reviewed March 23, 2015

    I had been a customer with Geico for a year with no problems until 10/22/2014 - I was involved in an auto accident. Geico took my payment for that month but denied me any coverage for the accident stating that the payment I had just made for October 2014 (after the accident) was the actual payment for November 2014. So I now have a suspended license for non coverage. I lost my job. I have 4 kids and my youngest is sick, he has kidney problems and I can't even arrange his treatments. I'm afraid I will have to let my children go live with their father because of Geico. Advance to anyone thinking of going with Geico please be cautious.

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    Verified purchase
    Claims HandlingCoverageStaff

    Reviewed March 23, 2015

    No claims, accidents, traffic violations, AZ, 2004 well-maintained vehicle low annual miles personal use. Geico aware I am ID Theft and Fraud victim of Farmers Insurance company and three of their insured policy holders in MT suffering adverse consequences from their occurrences threefold affecting my credit, rates, further victimized by GEICO informed of my plight. GEICO targets segment of certain individuals unfairly with disproportionate rate increases, taking advantage in a discriminatory manner and fashion with unfair business practices, because they can. I am informed, which places undue financial burden on disadvantaged, at risk, and low income people with good driving records that need to purchase autos for transportation especially in targeted zip code areas.

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    Customer ServiceClaims Handling

    Reviewed March 22, 2015

    Multiple policies, multiple claims, and Geico has been like having a rich Uncle. Two different fraud attempts by other drivers, and Geico shut that ** down. Didn't just hire lawyers, hired some of the best private sector lawyers in the area and regulated. Fast, not fuss claims. When I call, it's handled, no further intervention from me. Simply superb. I have them for all my cars and bikes.

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    Customer ServiceClaims Handling

    Reviewed March 22, 2015

    I experienced a car accident involving multiple vehicles on a highway; a traumatic experience on its own. I filed a claim with Geico and consequently was assigned to **, the liability adjuster. It had been over one month and I have been spoken to rudely with intolerance each time I interact with Ms. **. She has informed me I am "one thousandths of Geico customers", that I am "not important" and that she'll "get to my claim" when she can because she's "very busy". Since I've never had an accident before I am not versed in the process and I have many questions about how claims are processed and how liability is handled. I've asked for a decent adjuster or just a decent point person so that I can have my needs met. This was refused and I was told that I have to work with her.

    I feel hopeless and helpless, despite the fact that I pay for the abuse I've incurred from Ms. **. I am a voluntary paying customer. I am not asking for liability to be different than what it is and I'll add that I do not have any idea how the liability has landed. I want someone with a professional attitude to answer my questions. This experience had been a continued source of stress and anxiety on top of the pain and suffering from the accident. I am disgusted with the manner in which I've been treated and revolted by the lack of response from anyone at Geico in a supervisory position to rectify this situation. I am completing dissatisfied!!!

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    Customer ServiceCoverageStaff

    Reviewed March 18, 2015

    We had a teen boy back up into our vehicle and cause over $1,000 damage. Seemed like GEICO was willing to provide some service at first but when the other party wouldn't provide their insurance information, now it is in our hands to pay a $500 deductible for an accident that we were not at fault. I requested another agent or manager's help in this case but to this date, I have received no telephone calls or any other correspondence. We have been customers for 20 years!!

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    Customer ServiceClaims HandlingStaff

    Reviewed March 18, 2015

    Moved five miles north and GEICO raise my insurance by double. Worst customer service. Ask why it went up couldn't get any rhyme or reason. Manager hasn't called me. If you need to make a claim be ready for a month and a half run around if not longer and GEICO tries to use the cheapest parts they can find and doesn't need to be OEM or original parts. Just do yourself a favor and go with someone else.

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    Verified purchase

    Reviewed March 18, 2015

    Case # ** happen November of 2013. Parked in a lot at a restaurant my car was rubbed by another insured person. I lost a sale to my vehicle due to wrong posting to CARFAX that car was in a wreck by insurance company. Need help.

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    Customer ServiceClaims HandlingStaff

    Reviewed March 18, 2015

    I was driving our H3 Hummer, I was backing very slowly out of my parking space when I felt someone pounding in my back window... I pulled forward and got out. A woman started screaming at me saying, "Why don't you watch where you're going? Didn't you hear me yelling at you to stop?" I said no I didn't, I'm hard of hearing. I said, "Did I hit you? I didn't feel anything!!" And she pointed to a spot on the lower edge of the passenger door. I then called Geico to tell them about the accident. When finished I got out of vehicle and decided to take a picture... as I examined the damage I realized that no part of the hummer was low enough to have hit her car or caused the damage on her door. I immediately called Geico and told them it was a bogus accident claim. Geico took my info and assured me that the Geico rep would know if it was bogus or not! I told them to have the rep call me before talking to the other party.

    Weeks passed and I never heard from Geico... I assumed they had found it to be a fraudulent claim. Then my insurance went up over $100 a month giving as a reason this accident. I called Geico and explained that I could prove that it was not possible for my vehicle to make a dent on the lower edge her car door! They said if I could prove it they could possibly remove it from my record. I sent in pictures showing my trailer hitch 13 1/2 inches off the ground and her lower edge of her car door at 8 inches off the ground. Geico refused to remove it off my record or admit they had made a mistake. I Don't know for sure but I'm guessing they paid for repair without even investigating it!

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    Customer ServiceCoverage

    Reviewed March 17, 2015

    GEICO Services (If its possible to call it as Services).: Fraudulent Company... The only thing I can say to anybody who want to do any business with GEICO. I have a full Coverage Auto Policy with GEICO since 2/1/2015 at Utah. My daughter just graduated her Masters Program and got Job in Los Angeles, California. On February 20, 2015 while she parked car on a road in residential area of Los Angeles car was smashed on driver's side. She Immediately Reported GEICO and requested police report. The only things GEICO done since that for almost a month) was continuous assessments and reassessments of damages and refuse to pay for car repair. The argument was that they think that car was in motion during accident. Any evidences and interviews of peoples witnesses accident completely ignored as well as Full Coverage Insurance Policies.

    Please notify all your family and Friends who even thinking deal with GEICO that this is a 100% Fraudulent Company. Go to the WEB and read Customer Review for GEICO. Shame on Them.. It is no other than fake originated Positive reviews. Be very concision Dealing with GEICO.. At This Point I'm opening Case against GEICO with UTAH and California Insurance Commissioner Offices and looking for Law Company operated in Los Angeles to sue them. Good Luck.

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    Reviewed March 17, 2015

    This review is based on an auto claim. Geico wants to install non-original parts on my vehicle. Manufacturer recommends not to install these kind of parts, because air bag would deploy later in a possible accident. Especially on structural parts. Geico only cares about the money, it's without a doubt the worst company in the country.

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    Customer ServiceClaims HandlingStaff

    Reviewed March 17, 2015

    On 1 Feb 2015, in an incident of road rage, a local businessman damaged my vehicle in a gas station parking lot, shortly after pulling into the parking lot. It was caught on security camera. I also got photo and video as I approached and asked why he damaged my car. He proceeded to scream obscenities and flee the scene. 7 min later I informed Geico. They said they would immediately press the other drivers insurance so we can get this resolved.

    Skip ahead to MARCH 10, they called and lied and said I'd missed my estimate appt. After digging into the lie, I found out they still hadn't contacted the other insurance, the Geico rep was doing it when I called the offending drivers insurance. Since the security cameras are only kept for 2 weeks, my claim was denied, and I'm paying for the repairs out of pocket. So another inflated local politico gets away with damaging a Soldiers (me) personal property, while my own insurance company does nothing but lie to me. I'm firing Geico TODAY.

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    Customer ServiceStaff

    Reviewed March 16, 2015

    I have call and spoke to six different rude reps and no one can help. The service is awful. Operation controls of RI is showing in their system a debt that I owe and when I called Geico they confirmed no debt is owed but they refuse to email or mail me out a confirmation letter confirming no debt is owed by me so I can give that to operation control in RI. IF I DONT OWE YOU WHY DON’T YOU CONFIRM THAT VIA MAIL BUT IF I DID YOU WOULD BE HUNTING ME DOWN LIKE A WILD BOAR!!!! DO EVER DO BUSINESS WITH GEICO. STICK TO THE SMALL COMPANIES AT LEAST THEY WILL HELP EVEN IF YOU PAY A LITTLE MORE A MONTH. UNHAPPY.

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    Price

    Reviewed March 15, 2015

    I have been driving for 6 years and have had no accidents and no tickets. I recently got in my first accident and had a claim totaling $1200.. that's it. You would think it wouldn't affect my insurance much right? WRONG. I got my car fixed and sold it. I went to get a new car and my insurance went from $55 to $300 all because of the fender bender. We tried a quote without an accident and it was $90.. that's a big difference from ONE SMALL ACCIDENT. Very disappointed.

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    Reviewed March 14, 2015

    Last month GEICO took $170 more than my policy requires. They added my niece to my policy without permission from anyone (she has a policy with another company) because they got information about her from the DMV. DO NOT give them access to draw money directly from your account!!! I will have to fight this in court, after getting insurance with an honest company, although the bank said they would help.

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    Coverage

    Reviewed March 13, 2015

    I was in a policy with my roommate and wanted to get off. I need to jump loops to get off. They asked me to give them proof. I have valid ID so I did. They told me that I can't use my ID to show proof that am not in Florida when my ID is from New York. They say “give proof with renters agreement” and I don't live by myself so how can I do it. They’re ridiculous. Now how will I get off? I live with my mom so are they forcing me to get insurance so they can take me off his policy? I don’t recommend Geico- they’re really hard to deal with and tries to suck you in to get their insurance.

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    Reviewed March 13, 2015

    Dropped after adding same-sex spouse - After adding my partner to my insurance as my spouse, we got dropped from Geico insurance right after adding him as my spouse. I have been with Geico for 7+ years. I will be passing this onto family, friends, FB, Twitter, also will be contacting the news.

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    Customer ServicePriceStaff

    Reviewed March 13, 2015

    Previously in February, I contacted Geico about getting some new car insurance started with them. I had a policy about two years ago with them and for some unforeseen circumstances, I had lost my insurance due to nonpayment. I owed them $830. When I called and talked to to female agents, they both took my information and quoted me a $270 policy. They tried very hard to get me to pay my balance. I said I would like to start new insurance when I got all my funds together and would pay off the previous balance.

    On February 9, I called and talked to an agent. He proceeded to to look into a new policy and quoted me a new price of $280. Then he stated that he needed to process my payment for the old policy and then he could start the new one. I gave him my banking information and he told me that the payment would not process for some reason. He stated that the money would not come out of my account. Then he told me that I could not have a policy because of some tickets that was still on my husbands' record. Later that day I was notified that the funds were pending to come out of my account.

    After calling Geico back, they told me that it had not processed and there was nothing they could do. Then I called back and talked to a supervisor. She also said there was nothing she could do. I told her that Geico is nothing but a liar and that I will never have a policy with them. Three agents lied to me about being able to get a new policy. They lied about my payment not processing. I never received a confirmation number about anything being paid. I am also having my son cancel his policy with them as soon as we can find some better insurance. I wouldn't give them any stars if I didn't have to.

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    Customer ServiceClaims HandlingSales & MarketingStaff

    Reviewed March 13, 2015

    My car was stolen months ago and I have had a horrible experience with incompetent Geico staff. It is not that they denied the claim, they just could not or would do their job to get the claim paid. I had to call and figure out how they could get the police report released to them. That took hours. Then I too spend more than an hour explaining why the car was in the name of our LLC and arguing with them about our inability to get the Secretary of State to provide proof it. Had to send more and more documents, more delays. You would swear this was the first time they had ever processed a claim with a company. We now are going on 3 months of car rental now, and lost wages having to wait for UPS to deliver a check that they forgot to send out, then there was bad weather, and now a check finally sent to me was written out the wrong person!

    So we get to start all over! It will be a miracle of God if we ever get the payment. We also have to wait a week for the check to clear after deposit because their bank won't verify funds. For such a big company that spends millions on ads, you would think they would have figured out how to pay a claim. However, it appears Geico has the attitude that every day they keep the money is a good day for Geico. Too bad for the customer! I will submit proof of coverage and receipt later.

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    CoveragePrice

    Reviewed March 11, 2015

    I was driving home about 9 pm. A truck turned left in front of me and my new truck was totaled. The air bag deployed. I couldn't get out of my door because the corner of his truck hit the front center of mine. My truck spun his and we ended up right next to each other. The nightmare is just beginning. Geico told me I better hurry up and settle the property damage because the rental car was eating into my settlement because the insured only had 30k of coverage. They were very difficult and very cheap. So far I have had $7000 in medical bills. Geico wants to settle the medical for $8000. Anyone who know anything about this knows that is ridiculous. So it looks like we are going to court. Stay away from Geico. While they are being cheap, the lawsuit comes back to the driver.

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    Customer ServiceStaff

    Reviewed March 11, 2015

    I live paycheck to paycheck and have a very tight budget. I notice my account was over drawn because of GEICO. I called to inquire and they said that they didn't have a way to credit back my money once it's taken. I tried to dispute at my bank but since it was a billing issue there was nothing they could do. So I called back to GEICO informed them again that both the GEICO app and the agent I spoke to said a payment would be taken out on March 23rd. They said all I could do to get a credit is cancel my account so I said fine.

    Then she said that she could only credit me $75 of the $223 they took out of my account that was not auth and now that other autopay items are going through plus the insufficient fund fees. My account is almost $400 over on my bank account. They were not willing to work with me at all. I would not use them or definitely don't sign up for autopay because they will take out whenever they want.... If I could give 0 stars I would.

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    Customer ServicePriceStaff

    Reviewed March 10, 2015

    In January 2015 I called for my 15 minute (could save me $) quote and lo and behold, it was TOO GOOD TO BE TRUE! I was going to go from $425/month to $275 for our 3 vehicles. So I couldn't wait. The 'licensed agent' said I'd receive an app in the mail for the underwriter to approve but with a check of our drivers' licenses and my BANK ROUTING AND ACCOUNT #. I was assured all would be ready to switch within a week or two. Fast forward -- I sent the detailed application giving all vehicle VINs and drivers' license #'s and copies of the current policies' declaration pages.

    The only thing missing was a letter from my current carrier claiming we are accident-free. The only accident was a parking lot bump that didn't get claimed on. The underwriter sent back an incomplete letter asking for a totally new application. I sent the piece they were missing and asked them to add it to my file of what I had sent. 3 weeks later (it's now been 2.5 months since quote) I call Geico to ask the status and they tell me I was denied.

    WHAT? Are you kidding me GEICO? You took all my information incl bank account info. (WHY?) And now I guess your 'licensed agent' underquoted and conveniently denied the policy. I don't even need you, I have had the same carrier for over 25 years -- I just thought I'd save some $. You suck, your tactics suck, and your Warren Buffett-loving company can pound sand. Adios Geckimos. What a waste of time. AND YOU SHOULD NEVER COLLECT BANK INFORMATION (BEWARE). I FEEL LIKE A FOOL. Shame on You!!!

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    Customer ServiceClaims HandlingPrice

    Reviewed March 10, 2015

    I was with GEICO for over 5 years and had fairly good service from them, even when dealing with claims. Recently though, my insurance was cancelled because my payment didn't go through with my bank. Since it was past my cancellation date when the payment was returned, GEICO cancelled my insurance with no notice to me. As a matter of fact, I received notification of when my next payment was due like usual.

    When I contacted GEICO to make my regular payment, they informed me that my policy had actually been cancelled, and that there was nothing they could do to prevent it, since the payment was returned after my cancellation date. I asked why I didn't receive notification of the cancellation, and they said they were sending a letter, but it was not in their policies to give a courtesy call when the policy cancelled, and that the normal notifications I was receiving, although misleading, were just a quirk in their system. They would not even give me a quote for a new policy until I paid the balance due.

    The lapse in insurance cost me $100 fine from my state. I am now with Progressive. They assured me that even if a payment was returned to them after my cancellation date, they would contact me first before cancelling my policy. I pay more with Progressive, but I think the peace of mind and customer service are well worth it.

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    Staff

    Reviewed March 10, 2015

    My nephew was stopped at a red light, when light turned green he proceeded. Geico's insured ran a yellow turned red light and hit him on his driver's side. Police report states she went thru a yellow light. Geico refuses to in any way pay to have his car repaired... My nephew takes care of my 92 yr old mother - he lives with her, takes her to Dr. gets her prescriptions and does her grocery shopping.. I can not help as I'm going thru chemo myself.. It's a shame that Geico feels as though Mr ** should wait on green light to make sure no one is coming or running a yellow red light. I was in the insurance field for 15 yrs and never heard of such a thing.. Am gonna pursue this with the insurance commissioner and small claims court. He DID NOTHING WRONG.. GEICO IS NOT THE COMPANY TO INSURE WITH....

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    Customer Service

    Reviewed March 10, 2015

    Contacted GEICO to see if there was any way that I could get a lower rate. The Rep. that answered my call was **! Instead of helping me to find any additional ways to lower my rates, she stated that I was subject to have my rates to increase due to the fact that I had updated my residential address. Without any explanation as to why this would constitute a rate change, simply stated she could not provide me with an answer. This GEICO Rep. remove my mailing address (listed), that had not changed, without my knowledge. When I attempted to make a payment several days later with a different GEICO Rep. I was told to ignore the bill that I had been sent and include a $81.00 increase. I received NO NOTIFICATION IN THE MAIL. I WILL CANCEL GEICO AFTER AS 12 year member!!!

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    Claims HandlingSales & MarketingPrice

    Reviewed March 10, 2015

    We bought a home last year and also got some new credit accounts to do home repair. Our first year policy was 556.00 a year. This year it went to 1686.00 a year. We have had no claims and payments were escrowed. The reason they say is b/c they re-ran our credit score and it dropped. So they tripled it. I asked them to pull the report and see that everything was paid on time and as everyone knows the first few years after you purchase big items your credit score takes a big hit. They refused and said they go by the numbers and not what's on it. And they said they run it every year not like other companies and run it every three or only when a claim is made. So be aware of this scam, they quote you low only to raise should something like your fico drops. I feel like it's a scam only to get your business.

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    Reviewed March 9, 2015

    Removing deceased husband from policy - My monthly payment went up $31.00 even though the 2001 Honda Passport is going from being driven 12000 miles to less than 3000, maybe even less but that's the lowest mileage GEICO had.

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    Customer ServicePriceStaff

    Reviewed March 6, 2015

    In May, 2015 a GEICO insured driver collided into my vehicle while Idling on an entrance ramp. The adjuster said because the driver was not listed on the policy, a confirmation of permission must be obtained from the actual insured. Three months later, the GEICO representative continued to CALL a phone number with a recording stating the phone would NOT be monitored. While an amount of $1500 was issued for inconvenience, and an MRI cost of $250.00 which was not affordable otherwise, the initial bill to Cobb General Hospital, and other costs are not paid. Eighteen pages of faxed material sent and received by GEICO, still remain unpaid.

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    Customer ServiceCoverageStaff

    Reviewed March 6, 2015

    I want to start by saying that if you are insured with GEICO, you do not have an agent. You have to deal with a claims management company, American Claims Management - they have offices in CA and FL. If you can get someone to answer your phone call you should consider yourself lucky. If you can get someone to return your emails or phone calls that is amazing. Horrible Customer Service.

    GEICO claim to be there for the insured during a time of need - whatever. I suffered water damage inside my house due to a water leak in the pipes. Damages caused were wall damage and flooring damage in multiple rooms. GEICO will low ball the estimate and consider the claim to be settled. The flooring at my house is no longer available at any store or even with the manufacturer and GEICO will only pay for the damage area. I am stuck to cover the rest of the space that is included in what is known as "the line of sight", other rooms that can be seen from the damaged area. For GEICO, it is acceptable to have mismatched flooring or carpet and will claim to not be responsible to restore back to prior to damage. I have left multiple messages and sent emails - I am still waiting on a response.

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    Coverage

    Reviewed March 5, 2015

    Buyer Beware! You will pay for full coverage and you WILL not be covered. This company is fraudulent in business practices and ethics. The money you think you are saving you will definitely suffer in the lack of coverage they do not provide. Look elsewhere.

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    Customer ServiceClaims HandlingStaff

    Reviewed March 5, 2015

    My husband was rear ended standing still at a light. Hit so hard he was severely for life injured. The car he drove was totaled at scene. Driver admitted 100% fault... Hit so hard police report shows his car damaged 3 other cars in front of him. As GEICO paid for his immediate consistent medical care which bills every week consume to a mountain too. My husband could not work no more.. He enjoyed his kids.. Loved them more than anything. Took them everywhere. They lived spending their time with him. I left my job to help him. I loved my job... I did not quit. Then 2 months later... after only getting little money each week for PIP insurance lost wages. But we were not asking for the world so we shut up.

    They sent him to 3 of their own IMEs who all came back in favor to him but just that one sentence from the doctor has torn our family apart. Left us on skid row, foreclosure and barely food. The doctor stated he can work but less than before and guarded. My husband pushed papers on a desk for a living. Mind you I have 2 teen young boys and got pregnant just a year before accident. A follow up to them same doctors just 2 months ago have stated my husband has worsened and can't work. Our lawyer sent a demand letter to resume our payments and still nothing.

    An arbitration lawyer was hired and we are on nearly 9 months of no money... used all our savings and children's college money to survive. We are at just under 1000 to survive now... Lights, heat and all will be getting shut off. We have borrowed and begged for help... Had neighbors help us with some food gift cards (thank you God for people who care). We always did the right thing by others and never cheated anyone nor the IRS.

    While we were a cash business our entire business my husband has lost since accident. I now am subjected to leaving my children at night time including my 3 year old. My teens watch her as my husband is not functional enough to watch her alone. His vision is gone.. barely can see. Went to professionals to not even worry about the other idiot IMEs ophthalmologist that just give eye exams and label you fine. They have no idea. Thank you God above that an IME is one of the hardest to beat yet no denying my husband's injuries.

    He has had a complex prescription to have special glasses made to see and try to live and see a somewhat normal life. GEICO has denied his eyeglasses. Imagine this.. they said in beginning if he wore glasses and they broke due to accident we would replace but since it's ongoing claim they won't pay. WTF. He seem perfect before accident now he's horrible, like a 90 year old man. He suffers a bad brain injury. Along declared legally blind. He's so bad at remembering anything, blackouts, dazes off to space during conversation, contemplates suicide.

    I've seen on emails he's reached out to njhope.com many times. His headaches are so bad he needs a wash cloth and dark rooms to relax and cry. Sad... And GEICO could care less. I suggest just the envelope every month that we discontinued after 12 am if we don't pay. I strongly never ever use this company. Liars... Could care less about a family but wants your money on time or you're done. I believe in Karma and it's coming to get them. I lost my valuable time, my children needs me for at night. No more dinners together. Nothing. And all for what... Cause they just won't pay what's deserved to us... And it's in black & white from their own doctors...

    My husband has set his mind for one of the most complicated surgeries on a table. He's in brain rehab weekly but will never be the same... Never remember important events in our life. Now our children have diminished their relationship with him cause of a violent attitude he snaps to. After multiple requests for the correct rehab, after MRI scans of his head, etc., they still ignore by buying time and ignoring calls from their adjusters. I love this man but I'm exhausted. Never thought Warren Buffett would run a company like this shamble... DO NOT CHOOSE GEICO... THEY WILL SCREW YOU IN THE END.

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    Coverage

    Reviewed March 4, 2015

    Firstly, I had a lady rear-end the side of my vehicle. Geico ONLY requested photos of the damage. Not once did they send someone out to inspect the damage. I got told that they couldn't tell from photos if it was my fault or hers. Well of not, you can't tell everything from a picture. Luckily, the lady's insurance company came out and saw that it was her fault and I didn't have to pay anything out of pocket to fix the damage. SECONDLY, their website states that if your glass needs repaired then the deductible can be waived. This is a LIE!! Spoke with an attitude of a lady who barely wanted to listen to what I had to say and she said no matter what deductible would have to be paid, but because a windshield can be replaced for less than the $500 deductible then I would have to pay out of pocket. Now, here I am asking myself "why do I even have full coverage with Geico?" Because they do not provide any sort of relief or help at all.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed March 3, 2015

    I filed a claim on 2/6/2015 because I was coming from work in Goochland and a deer ran into the road and I swerve to avoid hitting the deer and side swipe a tree on the passenger side of my truck which left my car with a dent on the fender and my mirror came off and some other minor damages. I call and file my claim and because I didn't need to call the police my claim went under investigation. They told me I need phone records as if I killed someone. They ask me personal questions like who do I live with, where do I work and some other dumb question.

    OK I told them I couldn't provide them with the phone records because the phone is not in my name so they sent me a paper saying I have to come and swear under oath at some court and I need to bring bank statements, pictures of my car and once again my phone record.. but when I talked to the adjuster on last week he stated all he need was a copy of my title and he would give me the cost of the damage which total up to what my car is worth which is 3500 minus the 500 hundred dollar deductible. I feel as if they are taking me thru a bunch red tape and distress for that lil bit of money talking about because I didn't have insurance with then in about a year which I was with another insurance company. I don't feel like it's their business what insurance I had before them... I just feel that does not make any sense.

    I had insurance with GEICO when I side swipe the tree so it's irrelevant who I had before them. I have witness that can vouch for me to let them know that there was nothing wrong with my car prior to my accident on 2/6/2015 but I want to get me a lawyer and I'm going to channel 12 on my side. They are about to lose a lot of customer behind this. I will never refer any one to GEICO and I canceled my policy because if that's how they treat paying customers they need to reevaluate their customer service skills.

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    Claims HandlingStaff

    Reviewed March 3, 2015

    I had a perfect driving record for over 20 years when I got into my first accident. The Sheriff agreed that it was a weather related accident, but I was technically at fault because my car spun out and hit two other cars. I called GEICO the next morning. My insurance policy was near its expiration so they renewed my policy and took my payment. Then I was transferred to the claims adjuster and everything went wrong. I was told that I didn't have insurance because I missed a payment in October of the previous year. I pay my insurance in full or a few months at a time so I knew this was some sort of error on their end.

    I have proof of payment but GEICO won't accept it! Now I am being charged as an uninsured driver and I am personally responsible for fixing 3 cars. I had paid the balance of my policy with a VISA gift card. I had received a large sum of money on the card and decided to use it to get ahead with bills. When the card was used up I took a screen shot of all of the activity for my records. I don't have the actual card anymore. It was useless once all of the money was spent. GEICO won't accept my proof of payment because it is not drawn on a bank account. They gave me a list of criteria for the proof of payment that is impossible to get for a disposable gift card. One rep at GEICO flat out said, "If you paid with a gift card you are screwed."

    The last resort is to file a complaint with the state insurance commission and hope that they will force GEICO to accept the proof of payment. If they can take money from a disposable gift card then they should accept the gift card's proof of payment. I have to go to court and beg them not to suspend my license. I am being sued by 2 people. My car is in bad shape and I am afraid to drive it. I never thought a nationwide company like GEICO would do something like this. Because of their "policy" the life I worked so hard to build is destroyed.

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    Reviewed March 1, 2015

    Everyone that is trying to deal with GEICO should know that the company digs in your credit report without your knowledge or permission.This is what happened to me and I protested it. I am yet to get an explanation from the company.

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    Customer ServiceCoverage

    Reviewed Feb. 28, 2015

    For some reason I have to call for my vehicle insurance card!! I have 2 cars insured with your company, my payments are automatically taken out from my account every month, I'm always on time! But, why isn't my insurance cards sent to me??? And my registration and safety check is due!!! I feel they're not doing their job and I will be looking for another insurance company!!!! This is like the 3rd time within 6 months!!!

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    Reviewed Feb. 26, 2015

    Being with State Farm for 25 years, I was spoiled by the level of service they provided. Recently, I was in a accident that was clearly the fault of the other person. They admitted it and the witnesses agreed. Despite that, Geico did absolutely nothing to assist me. I had to call the other person's insurance company and negotiate the settlement. Geico did just call me several weeks after the claim was initiated to get contact information for the other person. They want to ensure they aren't going to file a claim against me or Geico. I understand their concern, but think my insurance company should be an advocate for me and not just trying to protect themselves. It's unfortunate. I'll be calling State Farm later today.

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    Customer ServicePriceStaff

    Reviewed Feb. 26, 2015

    Today I called GEICO to renew my policy. It lapsed due to a change in income and I am now able to get back on track. The rep I spoke with stated I had to pay the past due amount in order to renew my policy. No problem, so I authorized the payment over the phone and it was accepted. Based on her statement to me, I was expecting her to say next that my policy is restored and new cards were being issued...wrong...the rep next stated that she had to rerun the entire process from the beginning! Although I dropped a driver off my coverage, my wife and I are both in our mid-40's, clear/clean driving records, she quoted me a rate that was double my previous rate and tried to charge me over $600 just to re-apply. When I asked why the increase (double) she had no explanation but to blame the system??

    I politely hung up, went to another carrier, paid $110 out the door with a premium 1/3 what GEICO was trying to charge. I hope GEICO is OK losing business because I am gone forever. I will also share my negative experience with everyone I know. This should not be hard because there are signs everywhere that state: “If you have GEICO insurance DO NOT bring your car here!" The next time I drive by one, I will take a photo as proof and post. Good luck everyone.

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    CoverageStaff

    Reviewed Feb. 26, 2015

    I didn't know that if you have a lien on your car you aren't suppose to get liability. I went that route cause GEICO raised my premiums over an accident that wasn't my fault and I asked a question about my policy cause a deer hit me twice and the agent told me if I get full coverage again they will cover me - WRONG!!!! I did exactly what she said to do and from there I got the run around. I was told no, no, and no they cannot do it so they have lost a good customer.. They don't want to help you out even when they say sorry that happen to you. Oh that is BS BS BS. If they were that damn sorry they will do everything in their will power to correct your issue. So I have canceled my policy.

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    CoverageStaff

    Reviewed Feb. 26, 2015

    My husband's car was impounded a week ago when a police officer pulled the car over. We showed him our current insurance that we've been paying on, but he said they had no record that we had insurance for his car. Apparently, a Geico rep turned in the wrong VIN # to the DMV for my husband's car, so all these years/months of paying insurance on his car didn't show up with the DMV. We had to pay $350 to get our car cleared with the DMV, and get it out of the impound lot. I was furious, we tried contacting Geico and they kept giving us the run around. We even went into the 1 office they have here, and the workers claimed they didn't deal with that stuff. We couldn't get a copy of when our insurance started with Geico because online, they only show the most recent month covered. Now we are out $350 and looking for a new auto insurance company who can actually give the correct VIN # to the DMV so our cars don't get impounded again.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Feb. 24, 2015

    It was bad enough to get involved into a car accident, but GEICO can definitely make it worse without question. Truly bothered by the way GEICO claim reps handled my car accident report/claim. Both me and the other party were both GEICO customers. I was given two different claim numbers (did not tell me which is which and both with my name on it. One with my name misspelled and wrong DOB). NOTE: the one with all the WRONG information turned out to be MY claim. A GEICO agent called me while I was on the phone with a GEICO agent reporting the accident (confusing enough?). I was told my claim was assigned to a rep. Received a voice mail from a lady who identified herself as GEICO rep during lunch time at around 2:00 PM on the same day of the accident - we called her right back thinking she might be our rep.

    Oddly enough she never identified herself as "the other party's rep" until we finished the recordings. I wonder, is this the proper way to treat customers? I mean, I understand she is representing the other party but I felt as if I was tricked and blindfolded throughout the whole process. I am still mentally distressed by the accident itself but I never pointed finger at anyone. This rep told me she represents the other party AFTER she ended the recording with me; she alleges I HIT the other car's tire, which is NOT true and she then concluded the phone interview "do you understand that you might be 100% responsible for the liability because you hit OUR car's tire?" Tried to trick me to agree that I was at fault? Note this: she used the words "OUR car" referring to the other party's car.

    How would you feel if you were me? Especially after a car accident? Talking someone while you were trying to have your first bite of food for the whole day. Is this how GEICO always intimidate other party's customers? I did not receive any call/text/email from my own rep, not until everything was finalized 5 days later. What is the point of having a car insurance like this?

    Definitely not recommended - unless you really want to have the feeling of not being COVERED on the road or want to have a representative that does not represent you at all! Made a complaint, received a call from a supervisor from GEICO the next morning who told me she will send an adjuster to inspect my damaged car within 6 days. Guess what? That didn't happen, we waited 5 days just to find out they are not sending an adjuster over.

    I was told my rep works from 8AM-4:30PM, and then she called me at 5:17 PM each day? told me it is quite alright to give out all the info to the other rep? Well, sorry but that's not okay from a customer point of view. One claim, repeated my story 5 times to 5 different people from GEICO, what a great way to help you recover from a car accident with all the mental distress? The ONE who really should listen to my story did not listen, all information came from the other party's rep (because she is from GEICO too!!!). If paying 15% extra money can give me a peace in mind, then so be it. I am so fed up with all these and not going to stay with GEICO. Thank you for NOTHING for the past 6 years.

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    Profile pic of the author.

    Reviewed Feb. 23, 2015

    After 13 years of insuring our cars, golf cart and some properties with GEICO, my wife has her first claim. It's big ($30,000) but it's an $80,000 car. Their adjuster and her boss want to have the car repaired at a body shop known locally as a hack shop using replacement parts that are not O.E.M. and known for poor quality work.

    It's bad enough that the auto repair business is commonly known to be corrupt but we are extremely disappointed to get this kind of service along with an attitude that one does not experience when they are selling to you. Why is it that I trade my money in return for them taking the risk but it's never quite that way. Buyer beware, there are only two honest insurance companies in America and that's Chubb or Chartis.

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    CoverageStaff

    Reviewed Feb. 23, 2015

    According to Geico I changed insurance too much having changed some 5 vehicles this last year. Last being a Bentley GTC. Each time I contacted my insurance company to let them know when I sold a vehicle and replaced with another one. It was a year that I experienced a variety of cars settling upon my current BMW. Geico cancelled my policy without any notification... well at least as of yet that they planned to no longer insure me. I have no points on my license and no accidents that were my fault. I had one uninsured motorist pull out in front of me on a highway doing 70 mph and slowed to 35 mph before T-boning the other car... The driver turned out to be unlicensed and uninsured... After trying to go after the driver Geico foot the bill on the repairs and told me it would not affect my rates due to No fault. They lied - rates went up. I endured because I have had them for a number of years.

    I am speechless to find that they are cancelling me and unwilling to insure me because I had too many vehicle changes last year. This doesn't seem ethical to me. I followed the laws and made changes as required by law, been a loyal customer of Geico for yearsssss and yet am Penalized for it. Geico like most companies has lost their morality... Too many vehicle changes???? You have got to be kidding me? This is a dumb rule and shouldn't be at the expense of a loyal consumer. I hope others read this and reconsider the relationship with Geico. They said I could try back in 6 months... I wont be doing that! And will hope enough patrons follow suit. When companies take patronage for granted this kind of crap happens.. Truly Unethical!

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    Customer ServiceCoverageSales & Marketing

    Reviewed Feb. 20, 2015

    My son was involved in a car accident on 2/3/15. When I was contacted by Geico, I was informed that my coverage had cancelled on 2/1/15. I never received any notice by mail or phone from them. When I explained this to the adjuster, she transferred me to the payment department and I paid immediately. I then spoke with the adjuster again and explained that I had not received notice and asked why they did not contact me by phone. She said they do not have people to call customers, yet they spend millions in advertising. The adjuster said there was still a chance they would cover the claim. After 2 weeks, I received a call from the adjuster and said that upper management decided I was not covered, thus leaving me with a wrecked car and a car payment and no means to get the car repaired. If I could rate Geico at 0 stars I would.

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    Claims Handling

    Reviewed Feb. 20, 2015

    Stalling to process claim. Have given police reports and all information and they are putting me off. Has been 3 weeks, meanwhile I have no car, no rental and lost wages from missing work.

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    Customer ServiceStaff

    Reviewed Feb. 19, 2015

    On Feb. 2nd I emailed GEICO requesting to remove a driver from my policy. They responded stating that they will not remove a driver off of my policy until I can prove they no longer lived with me. A copy of my lease was not sufficient. They wanted a signed affidavit. I work full time, go to school full time and I am a single mother. I have no time during business hours to get to a bank to have a letter notarized. On May 29th, 2014 I made the same request, but then to have my brother removed from my policy. GEICO insisted on an affidavit and then a couple emails later they decided to remove him without any documentation at all.

    Now Feb. 18th, 2015 I had spare time to get the notarized letter to have this person removed and GEICO is removing him as of today 2/18/15 instead of effective 02/02/15 when I originally requested to have this driver removed. I expressed to GEICO I am not paying for an additional driver because no one else has driven my car, but yet GEICO refuses to back date - the effective date of removing the driver nor credit my account $15. I've been a loyal customer for over two years and when I spoke to a supervisor by the name of Matt **, he showed no remorse for the situation, offered no solution and basically advised me I was ** out of luck - cancel my services then. I am highly upset and disgusted with GEICO's practices.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Feb. 18, 2015

    Geico used to be a great company, providing honest, timely and reasonable service. Upon agreeing to have money taken directly out of my checking account for payment, I provided Geico with my bank routing number and Acct. Number. While on the phone, I was told the money had been pulled from my account. As it turned out, it was 'someone else's account, not mine.

    Geico's method of communicating w/ me is via email--and, it's worked for years for this method of communication. Apparently the owner of the account they took the money from, rightfully stopped payment. Geico sent me a letter by mail but did not notify me. It's normal method of correspondence that my insurance had lapsed. When I learned this I immediately called to rectify the situation.

    A representative said, "For $82.18 we'll get you reinstated," so I paid the $82.18. Immediately, after the money (this time with me initiating the payment from my end--not trusting Geico to do so) cleared my account, the same representative said, "Now, we need $120.00 to reinstate your policy." "What! What was the $82.18 for?" "Oh, that was a "fine" we charged you for having dropped your policy."

    After investigation, as mentioned above, Geico had copied down my Bank Acct Number inaccurately, so after connecting with a SUPERVISOR, she agreed Geico was IN THE WRONG (copied down my bank # inaccurately) and reinstated me at my normal premium, waiving the $82.18 penalty (since it was Geico's error). In writing I received a thick packet from Geico days later, stating they were raising my premium over the next 6 months by 20%. When I called them their excuse "this time" was because "I ONLY HAD ONE VEHICLE INSURED WITH THEM, IF I HAD TWO, it would go back to the original premium times two".

    So, I shopped around. Found a new policy with the EXACT SAME COVERAGE for 40% LESS THAN GEICO's single car premium and once covered called Geico immediately to cancel with them and asked for a refund. Geico sent me my refund, I received it yesterday. Then today and I still have the "snotty" voice of some Geico representative calling me to tell me because of the $82.18, they had stopped payment on my refund. After several additional calls to Geico today, Geico revoked 'their error (even though they ARE still in the wrong) and claim "I OWN THEM" my refund, AND, THEY'RE KEEPING IT!

    So, since September of 2014 Geico has been trying to extort money out of me and when they couldn't do that, they thought of a reason to "raise my already too high rates" and 'then cancelled, they've found a loophole to "steal my refund". Geico is NEVER STRAIGHT, THEY NEVER HAVE THE SAME ANSWER TWICE. THEY ARE DISHONEST AND THIEVES. DON'T GO WITH GEICO.

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    Customer ServiceClaims HandlingStaff

    Reviewed Feb. 18, 2015

    Ran under a power line going into a house with my RV 5th wheel. No damage to my car but the electrical neutral line broke going into the house and fried some electronics inside the house as well as damaged the electrical service entrance to the house. This happened on 2/9/2015 which was 8 days ago. I have called them numerous times and filed a claim on line as they requested. So far after numerous promises of an adjuster calling me and the homeowner to come schedule an appointment to look at the damage. So far no adjuster has called either of us for an appointment.

    I have uploaded pictures and receipts which I was asked for and still no information on how I will be reimbursed or if I will be reimbursed. Each representative I call very carefully chooses their words where they don't commit to anything but says they will get an answer for us with the same canned answers of how sorry they are. Every time they make me go over exactly what happened as if they don't have it written down. I can only assume that is to see if the story will change. I sent an email advising them I was contacting the Georgia Insurance Commission if something doesn't happen by tomorrow and received two emails within 5 minutes saying they had been trying to contact me which wasn't true as the phone had no missed call.

    I had already received the same email before when I had called and expressed displeasure. So far I have had numerous conversations with no commitment from anyone to pay the claim. No adjuster has been out or called. I have had insurance with Geico at different times for several years and never filed a claim before. I don't think I will be doing business with them anymore.

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    Customer ServiceStaff

    Reviewed Feb. 18, 2015

    This guy was taking care of my file. One of his clients ran a red light and hit me saying it was yellow but clearly I was already stopped since it was red for me so I proceeded when it turned green for me. Long story short I had no witness number or names and Geico wasn't going to take blame for it. So I was willing to go back at the same time on the same route to find someone since we were all on our way to work and he laughed and said "What are you just going to stand there and ask who saw what happened?" Very rude guy. Luckily I did go back at the same time and found a witness that takes the same route. I had to wear a neck brace and miss work and this guy just laughs. John ** Geico representative you are one rude guy.

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    Claims HandlingCoveragePriceStaff

    Reviewed Feb. 17, 2015

    A Geico policy holder hit me while traveling on I-80, totaling the drivers side of my car. The policy holder took 100% responsibility, as well as she was cited by the police as 100% at fault, yet Geico won't pay for my medical cost. I sustained physical injury to my neck, back and right arm. I am on a heavy dose of anti-inflammatory and have loss full use of my right arm. In addition I am emotional scared and fear driving and getting on the freeway. The claims representative only wants to address physical injury and said he couldn't cover the emotional stress unless I opened a claim with my policy. I have zero responsibility for the injury to my property, my physical and my emotional self, yet Geico wants to bleed me dry and expects me to pay for all medical cost up front from start to finish. Hell I'm also a Geico policy holder, this is horrible!

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Feb. 17, 2015

    I was a loyal customer of Geico for years and then last summer after a rain storm my car got rained out because my sunroof won't close. Looking into some options I wanted to see if my car was insured for comprehensive coverage and see if it would cover my rained out carpets in my car. When the adjuster came I wasn't home. My car was in the driveway so I guess he did whatever he did and then a day later I got a call back.

    From the way the rep who was handling my case was making it sound I was covered and I was also covered from additional damage that they found on the right side of my car from a tree that scraped it during hurricane Sandy. So I thought great, I can get both done and have my car look like new again. Well I went to the auto body place on the day of my appointment with them. The Auto body place kept telling me that my claim kept getting kicked out of their system which meant that the Auto body worker couldn't look at my car for an estimate they told me.

    So I called my Geico claim rep to ask why my claim kept getting kicked out of their system and they told me that something happened to their system but they would get back to me as soon as it came back up. Well a couple of weeks go by and I first get a letter from Geico saying that they are cancelling my policy because I inquired about my comprehensive coverage and in addition listed on the letter three other reasons that were false and claimed that they got information on me from the Freedom of information Act.

    Basically they left me with having to find a new insurance company within two weeks of the letter. So I paid my final payment to them so I would not have a gap in coverage and then went to another insurance company. The rep from the other insurance company looked up my history for me and found that Geico (lied) claimed that they had paid out money to me for the damage on the right side of my car to be fixed. Well if that was the case then I still wouldn't have damage to the right side of my car from hurricane Sandy. I never received any money for my car to be fixed.

    So after being with my other insurance company for a week I get a new letter from Geico stating that they are cancelling my policy for non-payment even though I did pay them. I was a loyal customer for years but after them pulling all of this and damaging my credit rating I will never insure with Geico again if they are the last company on earth.

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    Reviewed Feb. 16, 2015

    Daughter totaled her 2010 Honda Accord. Geico offered her $8809 for her car before deductible while commenting car was in nice condition other than accident damage. Car had received good care or average as reviewed by a dealer. I researching a replacement and doing some online research between and actual auction reports, she would have to have been an authorized auto dealer with access to dealer auctions to buy a car at replacement quote.

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    Reviewed Feb. 13, 2015

    I had an accident where the GEICO policy holder was 100% at fault. The police gave him a ticket. GEICO claims that their policy holder was only 80% at fault. This seems to be a pattern with them. Always offer only 80% and hope that the fish will bite.

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    Coverage

    Reviewed Feb. 13, 2015

    They tell you one thing! But they lie!!!! You’re covered under with insurance but it’s not effected till the next day! They don’t tell you this!! That doesn’t even make sense to be covered but it says it’s not effective!

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    Customer ServiceCoverage

    Reviewed Feb. 13, 2015

    As part of my policy I pay for roadside assistance every month. Tuesday, February 10 my starter went out on my truck, so I called for roadside assistance. I spent about an hour on the phone with a Geico customer service rep while she tried to find a tow truck to get my truck moved. At about 6PM she told me that she had not yet been able to find a tow truck for me, but that she would keep trying and call me when she found someone. I went ahead and left and left the key in the truck for when she did find a tow truck. An hour or so later she called me and informed me that she was not able to get a tow truck and that it would now be my responsibility to get my truck towed.

    Basically even though I pay Geico for roadside service, they were unable to provide me with what I am paying them for. I went back the next day around 5PM to get my truck running and found that someone had sideswiped it in the driver side. On the bottom of both doors on that side of the truck the paint is scraped off and there is paint transfer from another vehicle. Both doors are smashed in. The front door can likely be fixed with Bondo and paint, but the back will probably need to be replaced as the damaged portion can't be bonded and still function. The damaged area is approximately 40 inches long by 8 inches tall.

    My contention is that Geico was negligent in providing me the service that I pay them for every month and should therefore be responsible to fix the damage to my truck. If they had provided the service that I am paying them for then there would be no damage to my truck. This hit and run accident is a direct result of their failure. I spoke to Geico on two separate occasions and was told that this would be covered under my policy and that I would only have to pay a deductible of $250. However, since the damage is due to their negligence I believe that this should have to be covered by my policy or that I should have to pay any deductible. Geico should pay 100% of the repairs. I have put this at one star, however I am not angry and have not gotten angry, but I am much more than dissatisfied.

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    Customer ServiceStaff

    Reviewed Feb. 11, 2015

    I really wish I could rate Geico with a less than 1 star... I'm more than Angry. Geico customer in Mini Cooper decides to turn left through intersection at 25 mph regardless of straight through traffic going through intersection. Result...lots of damage to mini cooper and totals my daughters Dodge Avenger. Geico customer admits total fault, police report Geico customer total fault...this is easy, right? Guess again! Daughter a little beat up, sore neck and bruised ribs. Goes in for just a checkup, make sure nothing is broken.

    Geico agent starts calling trying to pin down maximum health expenditure immediately. I get it...sue happy world.... that's not us. Just want to make sure everything is ok before we sign off. Dr. wants follow up much to the exaggerated inconvenience to Geico agent #1... how dare we/she get hurt in their customers total fault driving! Geico agent #2 handles the physical damage to the car. What an ASS-terisk! He apparently is extremely busy and overwhelmed with his duties as well as he clearly is annoyed with any questions and pretty much is there to tell me what, when, where, how things are going to work for THEIR convenience.

    It was quickly decided that the car was not worth fixing. They will pay (non-negotiable) $10,537 because they feel that's all the car is worth. I figured it was a little low but alright, let’s move on. Understandably, Geico doesn't send check until signed/notarized Title is in Geico Salvage Dept. hands. I send title next day air to Geico Salvage Dept. so I can get check and go car shopping for daughter..... EXCEPT ....Geico agent #1 now calls and informs me that their customers policy only pays maximum physical damage of $10,000 regardless if it’s a Dodge Avenger or a Dodge Viper, whatever. If I have the audacity to still want the remaining $537 beyond the $10,000 they are offering, I will have to collect from my insurance. And by the way, while the insurance companies "negotiate", screw you as you can just wait for us!

    We turned down the rental car offered by Geico in the beginning because I had a "spare" my daughter could use. There is absolutely NO consideration to the poor sucker that gets hit by a GEICO driver. The $537... not a big deal to me actually, just the rotten attitude of the Geico representatives that peeves me. We are the type of people that don't want a cent over what is fair but I do expect "fair" when the whole thing was their customers fault. My "small" "quality" "local" insurance company groaned at the sound of the word Geico because they knew what was coming. If you read this and you’re considering Geico...please reconsider. Both for you and the other guy! Geico…K.M.A!

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    CoveragePriceStaff

    Reviewed Feb. 10, 2015

    I have private auto insurance with Geico. I wanted to get commercial auto insurance for a new business. I asked them first. They quoted me a price for very minimal coverage, (10k, 20, 10k) +$1000 deductible. I took it thinking that is normal for commercial ins. It bothered me and I checked with a competitor and found for the same price I get 10 times the coverage and no deductible. I was appalled since I have been with Geico for many years.

    I got the other policy and proceeded to cancel Geico. I paid $270 something for the commercial policy and cancelled in 4 days. My refund is $105. I questioned where did the money go and they said cost of writing the policy. What a crock. Tomorrow I leave town and when I get back, bye bye Geico for good on my private auto policies. I am also going to get my money’s worth by spreading the word about Geico. This is how Geico treats their good customers!!! P.S. I had to give them 1 star because there is no rating for 0 or less!

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    Customer Service

    Reviewed Feb. 10, 2015

    Let me start off by saying I'm not a Geico customer, nor would I ever be at this point. On New Year's Eve I was rear ended while stopped at a stop light. It was a younger girl that hit me, she was shaken up and kept apologizing so I have nothing against her for that. However the way her insurance has handled this has been a nightmare. Geico has yet to come out and look at my vehicle. They are basing adjustments off of pictures that they have gotten from my body shop. My body shop can't do anything until Geico has come out and looks at the damages, which is about $8000 worth of damages. They cut my body shop a check for $2500 thinking that would cover the damages.

    HAHA! I've been without my car, and have paid 2 car payments for some ** rental car that I was stuck in. I can't get no one to return my calls from Geico and I'm starting to think if I'll ever get my car back in a timely manner. Geico is the absolute worst insurance company I have ever had to deal with.

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    Customer ServiceCoverageStaff

    Reviewed Feb. 10, 2015

    I've been a faithful Geico customer for over 5 years! I'm a General Manager for my work place! After working 6 days a week the last thing that you want is someone trying to push a sell of insurance on you! My payments are always on time and they are direct drafted! Well I received a letter from Geico saying that my 18 year old was being added to my insurance!!! I further read that it was going to be done because she used my address! My daughter stays with her mom and has her own car under her mom's insurance! Well I call in to tell them this and was told that it was the (LAW)! I explain that could not be the law and was further told by a sales agent for Geico it was!

    I asked for a manager - they gave me Courtney **. She wasn't any help either! I told her I had my homeowner's and vehicles covered with them and I wasn't about to go for this! She in order for me to stay with Geico I would! They have Terrible customers service! I send them over 100 referrals a year! Hate to say it but I will not refer anyone else to them! Their $50 referrals fee ain't worth having my customers from my store treated like that! I will no longer let their reps come to my store!

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    Customer ServiceStaff

    Reviewed Feb. 9, 2015

    During a call for auto insurance I repeatedly told the associate I would not buy a policy during this call. It was just a quote. He continued to try to push the sale. I stated after repeated clarification, "I have told you three times, I am not buying a policy" he tried again. I got upset and told him angrily that he was being pushy and that I would not do business with him. I hung up. An hour later I went to check my email and there was an email from him AGAIN TRYING TO SELL ME A POLICY. Major crossing of boundaries. I called and registered a harassment complaint with the company.

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    Customer ServicePriceOnline & AppStaff

    Reviewed Feb. 6, 2015

    So, my husband and I were replacing my 12 year old vehicle with a 4 year old one and I was with Liberty Mutual before. We were shopping around before getting the car and got a quote with Geico that was only 4 bucks more a month than my old policy. So, we said why not and arranged the insurance, went to the dealership and got the car. Today, while at work, I get this e-mail: "Dear Valued Policyholder, We need to speak with you about an issue with your GEICO insurance policy. Please call us at 1-877-854-5760 so we can discuss your current policy and resolve this issue. We appreciate your business and look forward to hearing from you soon." (???)

    So, I call them and get the Rep on the phone. Meanwhile, I am trying to pull up my account on my phone and get an error saying that I have to have an active policy with Geico in order to log in. The rep proceeds to tell me that my insurance will be cancelled effective 03/28... unless we put 400 bucks down and agree to a 6 month premium of some 1600 bucks (vs the 800 we were quoted)... I asked her why and she stated... "Well, there was an "accident" in November of last year and some tickets from 2010."

    I get that. The "accident" last year, was in a parking lot where my husband's BMW was sideswiped by a driver with a suspended license who was driving his girlfriend's car. Called the police, issued him a ticket and a subpoena to appear in court for driving on a suspended license. The 2010 issues are going on 5 years, both cause by my husband when we barely knew each other and despite those, we were with Geico at a decent rate before going with Liberty Mutual about 2 years ago.

    So, because of those issues, that they have on file considering we are former Geico customers, they are cancelling my insurance and proceeded to disable my account. Spoke to Liberty Mutual after that phone call and they are honoring their previously quoted rate which is 8 bucks more than Geico initially quoted. I am done with Geico, they will sell you anything from the get-go and then cancel without warning.

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    Customer ServicePrice

    Reviewed Feb. 6, 2015

    In checking my email on February 1st. I noted a communication from GEICO that my policy had been cancelled. My premium payment of $1,084.65 for 2015 was made on January 1, 2015 via electronic check. I received a notice in the mail that the payment had been posted on January 7th. I found out Sunday morning (February 1st) that apparently the electronic check was not honored by my bank because there was a problem with the account number. I was never notified about this issue by GEICO or my bank.

    The bank has no record of returning this payment. My policy was cancelled on January 29th without proper notification and it placed me in a position where I now have an interrupted service issue which would have caused my premium to increase $900. For GEICO not to accept any responsibility for this situation is totally unbelievable. I received a reminder notice of cancellation today (February 4th) that was issued January 30th (see enclosed). How is it possible that I receive a bill/reminder notice of cancellation for $1,084.65 dated January 30th when I was told on February 1st that my policy was cancelled on January 29th? I was told during that phone call that it would cost me close to $2,000 to reinstate the policy because my policy was cancelled for nonpayment

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    Customer ServiceSales & MarketingPriceStaff

    Reviewed Feb. 5, 2015

    I received a letter for a Juan ** the other day, which means Juan More and/or One More. But it was addressed to my personal address. Been getting a lot of mail for other people as they make up random addresses on the fly. So I called the number on the letter and got one of the outsourced phone operators I could barely understand. I explained why I was calling and he kept asking for MY SOCIAL SECURITY NUMBER! Insisting on me giving it when I have ZERO business with GEICO and never have I. This man was demanding my social so I just said, "Remove Juan ** from (my address) and do not send anymore letters to (my address)." And he was yelling over me for my social! It's absolute madness.

    Now I think maybe it was a scam or something. If that's how GEICO does business, then I have no clue how they are still in business. PS: GEICO has too many commercials. I went to first NFL game and a plane with a GEICO banner above stadium and not one person looked up at it, only I seemed to notice. Point is, all the money for advertising and customer support worse than I've ever experienced. GEICO is trash and that was my only interaction with them. Other than an outrageous quote YEARS ago.

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    Customer ServiceCoverageSales & MarketingPriceStaff

    Reviewed Feb. 4, 2015

    My wife had a no-fault accident on her record from almost a decade ago, where Geico didn't have to pay anything for the accident, but when we signed up, the cost for insurance was more because of that. They had to have sold our info, because immediately after signing up with them we started getting spam emails from places unrelated to anything we use (T-Mobile, etc.). Further, when signing up we accidentally entered wrong info for a first quote and did not go with that one, but created a new quote and began insurance coverage.

    Geico's underwriters later saw that we had entered different info on the first quote and decided upon our renewal 6 months later to increase the premium because, despite no proof from any DMV records, we had simply said there was a violation. They're asking us to get the DMV record to prove the violation wasn't there, which would cost $40 we don't have, and yet, they claim to have already seen the DMV record (which the rep on the phone admitted was not on file and they could give me no information about it, and that the violation is not there because they only hold the info for a certain amount of time). They apparently review DMV records for renewals, too, but the rep said even if the DMV record now shows no violation, they would STILL increase the premium because they take the word of the policy holder over what the DMV record says.

    IS THAT EVEN LEGAL?! If that's true, what is the point of them checking the records in the first place? We will no longer be using Geico. I'd rather pay an extra $70 for 6 months with Esurance or State Farm than give corrupt Geico another penny! I'm tempted to get a DMV record and then sue Geico for the cost plus interest.

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    Claims HandlingStaff

    Reviewed Feb. 4, 2015

    I was at my driveway with my family when a young man jumped into my truck. He almost hit my wife and daughter so out of instinct I jumped onto truck to stop robber. He tried to crash me into parked cars, when that didn't work he went through intersection hit van and two cars. I was in Middle of street with three teeth knock out. Also scared up, lost three weeks pay. My truck was total. Geico said they not going to pay to help fix my teeth or my salary and medical. I am a vet and never filed a claim in twenty years I been with them. THANKS FOR NOTHING.

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    Customer ServiceCoveragePriceStaff

    Reviewed Feb. 4, 2015

    I had an auto insurance policy with Geico some months ago that I purchased online. After a few months, I received a letter stating that my policy had been cancelled due to failure to provide driver's license information, which I had not been prompted to provide. Today, I noticed that they've continued to charge me monthly for more than 6 months. I spoke to a customer service representative who claimed that the policy had not in fact been cancelled until last month, but gave no explanation as to why it would have been - but the mail I received and my account online state otherwise. I'm certain I was not covered by any Geico policy during this time, however, they made away with well over $400 before I read a bank statement and caught them at it.

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    Claims HandlingCoverage

    Reviewed Feb. 3, 2015

    I called today to put a claim in glass and to my dismay, I had a 500-dollar deductible. Alex quickly reviewed my history and established it was an error and replaced my windshield under my intended policy. They did right and went over and above when they could have stood on policy and procedure. I'll never switch. A+.

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    Claims HandlingPrice

    Reviewed Feb. 2, 2015

    I called Geico claims to see if my premium or account be affected in any way if I made a claim about some minor damage that had occurred to my passenger's side door. The representative ran their Accident Evaluation Tool and deduced that my premium would not change and that no accident would be placed on my insurance record.

    I went ahead and filed a claim and took the car to the collision center. The claims adjuster told me that a sealant would fix the issue, but he decided to replace the door and the side mirror as well. I honestly do not understand why he replaced the side mirror as there was absolutely no damaged to the mirror. He failed to tell me that by doing all this work, the cost to repair door would become over $1000, resulting in placing an "at fault accident" on my insurance record and Geico charging me roughly $240 more to my premium.

    The claims adjuster made unnecessary repairs to my car, chose a more expensive option when there was a cheaper alternative available without an explanation as to how it would affect me, and as a result, I have been unfairly charged for the past year and an at fault accident has been placed on my insurance record preventing me from getting a better deal at another insurance agency. My family and I have been auto and home policy holders for over a decade. This treatment and inability to resolve the situation is unacceptable.

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    Customer ServiceStaff

    Reviewed Jan. 31, 2015

    If you are thinking that Geico representative will be keeping you up-to-date with the ongoing activities then FORGET ABOUT IT. I was promised that I will get my car in 1 week of time, but when I got the estimate email it was 12 days. I was still OK with it. But then whenever I called the Geico representative, every time I was redirected to his voice mail. After trying for 3-4 days of calling + no answers from him, I decided to call Geico customer center and they were too not able to reach him. They said they will email the person.

    I did not stopped calling the representative and finally one day, I was able to get hold of him over phone and he said that "we are looking good for tomorrow" (please do remember that it was on 14th day and I am not including weekends). Also when I called him the next day in the morning he again said "yes, we are good for today in the evening." But when I reached to the collision center he was not there and the same old story of me talking to his voice mail begin.

    After 2 days, his voice mail message was changed and it said, "out of time and will be back on Monday." Immediately, I called Geico customer center. I was informed that, #1, yes, they were also not able to get hold of him and #2 my car will be ready by next Friday. It is the WORST Customer Service that I have faced. Those who are thinking of getting a GEICO auto insurance, please, please, please do not consider it.

    Here are the date in which they occurred: 8th Jan - collision, car was inspected and said that it will take 1 week of time. 13th Jan - estimate email mentioning 12 days from Mr. ** (Henrico). Until 22nd - called Mr. ** (every time reaching his voice mail and no response). 23rd Jan - called Mr. ** first (after reaching to his voice mail), then called customer service center. 27th Jan - called Mr ** again and he told me that car will be ready by 28th. 28th Jan - morning call with Mr **, with confirmation. 28th Jan - Went to body shop (only after calling Mr ** first. The call went to voice mail) in the evening and saw that the car is still not ready. 30th Jan - Mr **, voice mail says he is out of town and will be back on Monday, i.e. 2nd Feb.

    30th Jan - Called Geico customer center and talked with Mr. **. He said that now I am looking next week Friday for my car. I don't know why Geico has kept employees that do not value customer and importantly never listen/ignore customer's voice mails. Geico, please hire someone else or Lose your customers. I am still waiting for reply from Mr **.

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    Customer ServiceStaff

    Reviewed Jan. 30, 2015

    My car was stolen 11/14/14. Called and reported claim 11/14/14. Car found 11/15/14 broke down. Police towed car to their impound lot. No response from GEICO. Needed rental. They kept giving me the run around. They nil paid for three weeks of rental. Ralph at GEICO stated that I have up to 2800 to use. I only used about 1700 and they only paid about 400. The rest was taken out my account. Now I have overdraft fees because they didn't pay for what they was to pay for.

    I have contacted David ** on so many occasion and he do not like to retain calls. Maybe check is now at the Chevy dealer to get looked at. They just picked my car up December 28/29 2014 and as of January 30, 2014, I have not heard anything - unless I call him and he stated they was totaling out my car because of the damages. Okay it's been two weeks and I have called him, called the corporate office and his supervisor or David will not return my calls. I want to know the status on my car and why they didn't pay for my rental. I had to return the rental because of lack of communication and laziness of GEICO staff. I can't go to work or do I have a car.

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    Customer ServiceCoveragePriceStaff

    Reviewed Jan. 30, 2015

    I had a policy with them for about 5 years and no claims or tickets with them or anyone ever. They lost a customer for good. Even if I could get a cheaper or better policy from them. I will never get a quote from them. I wouldn't recommend them to anyone and advised everyone to drop them. A few of my friends dropped them and went through the same thing.

    I found a bit cheaper insurance company and called to cancel before my policy ended (the 14th). About a month after my policy ended I get a notice that I owe them about $30 for 15 days after my policy ended. I called them (10 min wait by the way) I told them I cancelled before the 14th. What that should mean to them is I don't want their services and will not be paying for anymore. They tell me they don't have record of the call and so BS that they have to cover me 15 days after by law. I didn't care if they have to cover me for a year by law, that's not my problem. My policy ends on the 14th, that's all that I agreed to pay. They said I have to provide them with proof that I was covered for the 15 days. WTF I have to prove to them that I have insurance why? Are they cops now? I have to go out of my way to prove to them that I don't need their ** service.

    I told them I have proof I was covered for more than half the last month I was covered under them. Will I get a refund for those days? Of course not. I care about my credit too much so I send in my proof and they tell me it will take 48 hours to process (total of 30 mins on the phone). Great, it's a good thing I didn't give them the automatic pay cause they would have taken whatever they wanted. Probably take months to get a check from them. Then I tell him to give me his first and last name, his location, and confirmation number for the phone call, just in case the record goes missing and I told him that I was going to call back to double check that confirmation number. I didn't :)

    48 hours goes by and I still don't have any confirmation. I call them back and yell at them this time cause it was 48 hours. Lady freaks out (sorry that's what happens when you work for crooks) and asks me to send it again. She processes it. It took 45 minutes of waiting and she would pop in every 10 mins to ask if I was still there. After the second time she did that I yelled, “OMG HURRY WITH THE PROCESS I’M STILL HERE.” I told her I wanted to put a complaint on the last guy cause he told me that it would be processed in 48 hours and it wasn't. I had his name and everything. I took down her name, address and would call back to check if everything is processed.

    So yeah, when you do decide to leave them, be prepared to spend about an hour or more of your time to prove to them you have insurance. It really shouldn't be any of their damn business if I'm insured or not. When I meet someone that works for Geico I'm going to immediately threat them like scums of the earth.

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    Customer ServiceClaims HandlingStaff

    Reviewed Jan. 29, 2015

    On December 20, 2014 I was involve in a automobile accident and Geico call their PEOPLES to tow my car from the side of the interstate. I went to the hospital. Monday, I got my rental (car was dirty inside out). Goes to Squires Towing and Recovery which Geico call. Got there, my battery dead. Took two angle pics from front driver and left front passenger so you will see the damages. Goes to the back on the driver side and couldn't get between my car to see if trunk would work cause a truck is park there. So I tried on the side of the car, didn't get the trunk open.

    Get a phone call on December 26, from Jim ** which I didn't give Geico the go ahead to take there, Jim or someone told me I have a 3 inch scratch horizontal on the rear bumper. I told him there shouldn't be any there. So the claim adjustor call, name Jared ** and I told him I want my car fix right. Then he and Jim ** would call every two to three day about what need replace. I finally told him "stop calling me, call me when my 2014 Impala 2LTZ ready." Then both call me repeatedly that the tow truck company weren't going to pay, had me to call many Geico peoples until I got someone with brains to send me to the towing department.

    I inform them that they call the tow company to tow my car to the tow yard company. I finally call the tow company and he didn't tell me he wasn't paying and told me he would look into it. Jared call from several numbers to tell me they found this and that and I told him to call me when my car is ready. Now they giving me the runaround and I keep telling them that my car could have been fix if they hadn't been dragging their feet. They told me I have to made open another claim for the damage and then they start telling, reminding me about my rental agreement.

    So I call Jim ** and were told need a radiator and day later or two I need a radiator hose. Man you can go to a parts store and get a GM parts. Now I'm piss and I told them that they working on my car part-time. All of a sudden they tells me that my car be ready hopefully this past Monday. I get a call Tuesday to pick my car up. I goes up there and they didn't tell me my additional alarm going off and I told them why they couldn't call so I can bring the charger. I'm HOT now, going down the interstate impersonating a police and I say "no so someone found a charger and let it charge" 'round 10 mins... They trying to get rid of me it closing time to 5 pm.

    Alarm stop and I look at the front and noticed the rubber scoop on front never been change. Told them today why they didn't put my IMPALA back on both front doors. I notice they put an aftermarket windshield from SafeLite which they have on record not to by them to get GM glass. Then I got a call from HERTZ I owe 6 days cause GEICO side stepping my repairs.

    So I call the shop and I told them that they should have done my car within the 30 days if only they have taking off all the damage parts at once instead of calling me numerous time to tell me where they at. Inform shop that I got a bill from hertz because they working part-time. So, the manager at the shop told me to bring the bill and they will cut a check. I call the claim adjustor to tell him they stall on the repairs, he claiming they have to wait on parts but he calls me when every parts the shop say my car need that was damage.

    Call GEICO to tell them about stalling my repair and finally I told them we are divorce. Oh the head of claim adjustor tell me after I inform him they should have paid the 6 day for stalling and his first remark was,"the shop cutting you a check." He and Jared never apologized. All they did was pass the buck. Now I'm waiting on the Head Adjustor to call but I hope his actions not like Jared and Martin. I'm tired of my co-worker asking why it taking so long and I say GEICO. Everyone I call put me back to Martin and Jared. Then Jared lied that I told him to take my car to Jim **. They thick as thieves. Conflicts-of-interest.. I will see.

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    Customer ServiceCoverageStaff

    Reviewed Jan. 28, 2015

    I was involved in an accident on i94 (Michigan). My vehicle was the only vehicle in the incident, it sustained front and rear damage. I have a dash cam and reviewing the incident it is obvious that it was simple bad luck that I hit a patch of black ice. But that wasn't the issue, in fact the Geico lady to whom I spoke was very professional and very kind (I'm sure that it is part of the training but nevertheless it was welcomed). Sadly the good part ends there. I was recommended to take my car to CDE in Canton Michigan, a drive (in the damaged vehicle) of some 40 miles, however, I was assured that by doing so I would be in a better position to have the damage estimate taken care of quicker and it would be done in one place.

    When I arrived I was told that I wasn't scheduled to be there until the following Tuesday, anyone watching the news would have seen the i94 disaster that involved 100+ vehicles, I was at the tail end of that, it was on Friday the 9th of January 15. Thus I was not eligible for a rental vehicle until the night before the appointment, four days later! This alone is a ridiculous scenario to find yourself in but since I was committed to being somewhere that evening I rented personally. Both the people at CDE and the representative from Geico were there and I informed both that I could not return until the following Saturday as I was traveling. I stated this to both them and the Enterprise rental representative that I would be back on the Saturday.

    My week passed and my wife told me that the Geico estimator had stated the vehicle was 'a total loss'. My wife even told me that she had been told what the insurance claim would be. I should mention that literally at the end of 14 we had decided to increase my deductible to $1,000 to reduce insurance costs since I had not had an accident in 40 years of driving, that was bad luck and a temptation that fate had to jump on, but that is life!

    When I returned on the Saturday AM (vehicle was to be returned before noon), I was greeted with no representative from Enterprise to receive the rental car, even though he said that there would be someone there and worst still, no car! The insurance representative had authorized the removal of the vehicle without consent. I was fuming, but there I was with no car, and no chance of resolving it until the Monday. Yet again I am in the lurch about the time. Monday came and I was on the phone the moment my eyes opened. I spoke with Geico (HQ) and was greeted by a very friendly young lady who is the supervisor of the total loss department. She gave me the contact names and numbers of various people that could help me resolve this situation. The real issue was that I had personal property in the vehicle that I wished to recover.

    Eventually it was arranged that I could drive (94 miles round trip) to the 'salvage' yard to recover my property. I did, and then I waited 40 minutes while they obtained authorization from Geico to allow me access to my vehicle. I should note that at this point the vehicle was in my name, I literally had the title in my hands, and I had received nothing from Geico. Finally I was allowed to go to the vehicle and recover my property, however, this involved going into a greasy, muddy and miserable yard to my vehicle was unceremoniously presented to me on a fork lift truck.

    Just in case you think this is bad, when I got into my car, the only things that were still in there were the things that were literally bolted down, everything else had been 'stolen'. I use that word because I had left my car in the care of CDE and Geico and now my property was gone, and I still held the title. The contents amounted to about $500 in my estimation, I have since remembered that I also had an OBDII device in one of the rear door pockets that I cannot account for and that alone was $300. But the real complaint is that Geico said that they could only cover up to $200 for personal property which I have since been paid, as well as the total loss payout.

    But, forget all of that, pay attention to the fact that they were placed in the care of my vehicle, CDE and Geico, and that removing someone's property without their consent is theft, they broke the law. As the owner of that vehicle I should have called the Canton police and reported it stolen, something should be done about a company such as Geico, in cooperation with CDE, effectively stole my vehicle.

    As a result of some black ice on the i94, and yes I was driving carefully, I am happy to show the dash cam video, along with the Geico, CDE and an unfortunate decision to have a large deductible, I am now out of pocket to the order of nearly $2,000 and it involves a theft that never was. I can only hope that Geico begin following the letter of the law and abide by the legal requirement to actually seek the owners permission before disposing of their personal property. Noting that actually paying attention to the customer in this case ("I'll be back Saturday"), may improve some impressions that people have.

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    Customer ServiceClaims HandlingStaff

    Reviewed Jan. 27, 2015

    Last year December 2014 me and my boyfriend was in taco bell drive thru. The car in front of us was at the window. My boyfriend was the driver and I was the passenger, at the time I was looking down at my phone, next thing I know the car in front of us slammed into the car and I mean it was like it was done purposely hard! That driver is a geico insured driver. He then hop out saying “I'm sorry, I'm sorry” and he tell us everything is OK but it wasn't I that suffered from whiplash because my head was down at the time and my boyfriend had a recent accident about a year and a half ago and it made his back pains come back. But we thought we were fine until 2 days later that's when I began to have the aches in my neck. And me and my boyfriend went to nearby chiropractor to see if we were OK. We both suffered from minor injuries.

    I then went down town to pick up police report so I could go ahead and file a claim. They tell us the police didn't even make a report of it because there was under 500 dollars worth of damages done to the car, we were in a 1995 crown Victoria- I would think not!!! What about our pain!! So I called GEICO agent, she said a woman named Tanisha would be our adjuster. She called us, ask all the questions in the world, we told her everything. 3 days later she say she haven't got in touch with geico driver and she would keep us updated and she said if she was able to contact them after 30 days she will the settle it from there. Two weeks after going to chiropractor, we call- she never at her desk they say, so she called back the next day to say “we still haven't talked to anyone, I'll keep you updated.” 2 more weeks go by and she finally contacted the driver and says she still working on the case.

    We went out, got pictures tooling of damages. They did also. She accepted car damage claim that was under maybe 500, another week went by I tried calling again could not get in contact with this woman at all. Throughout the whole claim we talked 3 times out of like 40 days. She left a message last week- I had no miss call, she stated we’re still investigating the bodily claim. After almost two months!! We only did treatment for two weeks and here we are now still can't contact this Tanisha woman. I don't understand why it’s taking them so long to pay chiropractor and paying for car damage still nothing at all. 2 months later and the claim is still open. We have our lawyer on it now. It’s a shame we had to hire a lawyer for such small claim, it just shows how careless they are. And Tanisha is very careless and I say she need to be retrained for the job!

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    Claims Handling

    Reviewed Jan. 26, 2015

    'GEICO REJECTED ME IN 15 MIN OR LESS.' Despite an immaculate record... honorable discharge USAF Flight Surgeon and combat veteran, with zero criminal record, merely 2 accidents--neither of which involved tickets--one 'non moving.' They poached USAA's assessment and said 'No' due to 'Claim History.' Moreover, now that I know Geico's ownership via Mr. Buffett and progressive political affiliations (which seem decidedly anti-military), I wouldn't join GEICO, even if free for life. I hate Trojan Horses and hypocrisy. The commercials are cool, though. Thank you for reading.

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    Sales & MarketingStaff

    Reviewed Jan. 21, 2015

    Buyer beware. Geico has very over aggressive sale agents. They will say anything to get you to agree to buy a policy. My experience was bait and switch. I was given a price for the policy with a reference number but when I went to purchase it changed. It did so at the last moment after listening to the legal recording that I was to agree to. When I complained I was sent a email documenting how it is with in the law. It is true they are not doing anything illegal but clearly they are missing some ethical values. The whole experience was as slimy as the little Lizard.

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    Customer ServiceClaims HandlingStaff

    Reviewed Jan. 21, 2015

    I received a 15 pages business questionnaires from Geico Underwriters last Oct 2014. It stated that failure to provide this may result in termination or cancellation of the service. I was with this company for more than 3 years and have 7 vehicles insured. I have only one claim windshield breakage due to a stone. I never had any reviews or updates with Underwriters from previous Insurance company that I had in the past.

    After I submitted the questionnaires I thought everything went well as I did not hear from GEICO. I found out yesterday after logging on to GEICO website that my policy was cancelled last Dec. 23rd. Thank God no accident happened to me and my family. I called GEICO underwriters asking them why my policy was cancelled and told me that there were missing documentation in the questionnaires which I think are minor and not important considering the answers are on their other questions.

    This person by the name of Toni ** told me that it’s their POLICY not to call the client if there are missing or if the questionnaires are incomplete. This is what I called a negligent and irresponsible customer service by GEICO. I asked the person “how can my insurance be reinstated” and told me that I have to complete the form and asked them to fax it to me.

    Well, to make the story short I did not get any fax and they have all these excuses that their fax just keep redialing my number but am getting all the faxes from Pharmacies with no problem. Gave them another fax number, same thing happened - no fax. Basically GEICO will drop you if they are getting enough from you. So be careful in choosing a reputable Insurance company.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Jan. 20, 2015

    I couldn't agree more with the negative reviews. I just had the WORST "customer service" experience with Geico and after 5+ years of being insured by you, I will be leaving ASAP!!

    I looked at our auto policy breakdown on this past Saturday. I wondered why my older car was costing us more than my husband's newer car to insure. On Sat, I was told by a Geico rep that it was due to my numerous accidents. I asked what accidents?! I've never had any! I was then told they couldn't discuss it with me - I would have to speak to Claims, which wasn't in until Tuesday.

    I called this morning, the rep told me I had to speak to Tyler ** in Claims. After numerous tries, I finally reached Ms. ** who told me I had a claim for backing in and pulling out of a parking spot and scratching my car. I explained to her, I didn't know what that was from. I called a while back, asking what my deductible was for damage from someone KEYING my car. I never opened a claim, since the deductible was high and it certainly would not have been worth it. My DMV record is completely clean. I tried, numerous times, to explain this to Ms. **. She just kept repeating the same thing over and over. I was getting nowhere with her. I asked her, "why this was on my insurance at all?! And how do I get it off?" She told me I have to speak to a rep and transferred me to the policy rep.

    I again explained to this rep what was going on. Policy rep told me I had to speak to Claims. I explained to her how Claims told me I had to speak to her. She asked me to hold. I was on hold for 6 minutes. She returned to the phone, thanking me for holding briefly. I told her there was nothing brief about it. She said that she tried to reach a supervisor, left messages for them, asked me to call back tomorrow. I explained to her how this was day TWO of calls on this for me. She reiterated me calling again tomorrow for "THE BEST CARE". That's hysterical!! I told her never mind - I would be switching my car and renter's insurance to another company ASAP with my husband who is a Veteran and current Federal Govt. employee. You are a customer service JOKE Geico!!!

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    t. increased rating by 3 stars.
    Claims HandlingCoverageStaff
    After a positive interaction with GEICO, t. increased their star rating on Feb. 4, 2015.

    Updated review: Feb. 4, 2015

    After speaking with few representatives I was able to get the direct phone # for a supervisor who took the time and made the effort to get the details straight. After taking into consideration what happened Geico decided to pay for my car and make me whole. I will keep them as my insurer.

    Original Review: Jan. 20, 2015

    My car was parked in a tremendous outdoor parking lot. A person insured with Geico with his car flaming and smoking decides to bypass all the acres of open space and pull up right next to my vehicle and a pedestrian walkway less than 50 feet away from a building and decided to park his car and run. His car burnt to the ground and burnt mine as well. My car is a total loss. Geico has so far refused to pay my claim.

    Making it worse, I also have Geico. They are trying to push me to make the claim on my policy. Then I lose the $1,000 deductible and my premium will go up by hundreds. On top of all this, every time I talk to them, they have a different account every time. Messages saying my car was stolen and so much more miscommunication between them. They are horrible. I thought I got a good deal when I signed up. I guess you get what you pay for.

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    Customer ServiceStaff

    Reviewed Jan. 20, 2015

    Geico saved us over $1000 dollars compared to our current policy when we added our teenage daughter to the policy. I was afraid the customer service would be below average if we had an accident but I was so wrong. We had an at fault accident and Geico was wonderful. Each time I did something online about the accident someone from Geico called me to explain the next step. They paid for all the damage without any problems. We have also used them many times when we locked the keys out of the car and they are always easy to contact and very friendly. I would highly recommend them.

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    CoverageStaff

    Reviewed Jan. 18, 2015

    I purchased full coverage insurance with Geico which included comprehensive coverage. It turns out that full coverage with Geico means fools coverage. I was under the impression that full coverage is what the word means. I was hit by a hit and run driver, hit in the rear left side. I ended up on the guard rail totaling my car. I did not see the driver, it was raining really heavy and it happened so fast. I sustained injuries that I'm being covered by my own personal insurance. I called Geico to report it, they said I wasn't covered.

    They lied to me, they use deceptive practice with their coverage. It's confusing and it's like ordering a la cart from a menu. So they are basically calling me a liar and are sending an accident reconstructor. What a joke, any person that looks at the car can tell it was hit from behind. They continued to take my payments even though I didn't need to keep the car insured. I found another company that gave me all the coverage I wanted for a hundred dollars cheaper. Geico insurance company is liars and thieves. They are giving me the run around making excuses after excuses. I am reporting them to federal insurance commission, better business bureau and filing a law suit against their unethical, misleading and confusing practices.

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    Customer Service

    Reviewed Jan. 14, 2015

    Unacceptable service from GEICO!!! I was promised my car would be ready in 2-3 days. I was informed on DAY TWO by the body shop that GEICO Service Representative Matt would approve the extra parts needed. Guess what? Nothing happened on Day TWO. A LOST DAY for ME! Now it's DAY THREE and I'm expecting my car is ready. After all, it's a 2-3 day job, right? That's what I was told, and I made my plans accordingly. Well, NO ONE calls me from the body shop. SO, I HAVE TO CALL. It turns out the GEICO SERVICE REP Matt still hasn't approved. Now I have to WAIT UNTIL THE END OF FRIDAY.

    Are you kidding me? You wasted a whole week with my car, waiting for approval from the GEICO Rep for a 2 day job? Thanks a lot, GEICO! I just recommended my Mom and got her to switch from Liberty Mutual to GEICO. Wow, thanks a lot! You really know how to say thanks for sending us the business. Instead, it feels like you gave ME the business - the wrong kind. I am deeply disappointed this is taking so long.

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    Staff

    Reviewed Jan. 14, 2015

    I have been a customer for four years and then I went to delay a payment one week after them overdrafting my account last month 77 dollars, and my bank charged me with a 30-dollar overdraft fee. And I tried calling a day and a half before to postpone the payment two days and it didn't matter cause apparently you need 3 days for them to process something that a chimp could do in ten minutes. Aside from that now they canceled on me for not even being a week late. I will never go through them again, they are greedy and they don't value their customers. You’re just a number and money, not a person with a family. I wish with all my heart that GEICO will get shut down.

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    Customer ServiceCoverageStaff

    Reviewed Jan. 12, 2015

    I have been with GEICO for almost 3 years. Today I called to renew my policy but they told me that they will no longer cover me without any previous warnings. They claimed that they had sent me a letter in the mail which I never received. They never called or sent me any emails (even though I am enrolled in paperless notification). What shocked me was the reason for their decision. After interrogating me for two hours on the phone, it turns out that this whole issue was because two months ago I called them to get a quote about a POSSIBLE third driver for one of the three cars I have under my policy. I never added that third driver to my policy since I no longer needed one. They held it against me and refused to renew my insurance.

    My husband and I never had any accidents, we have three young children and are very cautious drivers! They did not have any convincing reason to their decision. Their agents were very unprofessional and asked way too many personal questions. Because I was desperate, I uncomfortably tried my best to answer their questions. Still, they denied me coverage. I'm currently covered by another insurance company and pay more than $1000 extra a year, still I'm glad that I'm not with GEICO! After this bad experience, I will definitely not recommend GEICO to anyone!!!

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    Staff

    Reviewed Jan. 11, 2015

    Geico driver made illegal u turn to go west and then decided to make another illegal u turn to go east and cut my right way off. Driver told police he was making u turns. Driver told geico he was making a left turn and I ran into him but there is no street to make left turn at and I have no front end damage to prove I ran into geico driver and geico never came out to look into matter nor send adjuster.

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    Customer ServicePriceStaff

    Reviewed Jan. 11, 2015

    In May 2014, I had an accident. Thank you God no one get hurt except vehicles. I called Geico to claim that incident and be tow my car. Everything was ok. Geico took all accident information about accident. The lady was so nice and trying to help me. All of a sudden their voice and caring feeling was gone. They told me that I am an excluded driver on my policy and Geico will not responsible at any expenses. I was already in accident shock and they give me second one.

    Geico employee who was talking with me sound like this: "We don't care about you. We don't care you had a accident. You should not be driving that car. All your fault." I totally forgot about being excluded driver. I did on 2012 and they kept me in this way 2 years. Truly I have forgotten; otherwise I will change the policy. I was thinking that my Uninsured part will cover me. It was some misunderstanding. My issue was all my mistake I can accept it but as a big company Geico, they can at least send a towing truck and charge me the fee.

    I felt I am so alone; nobody wants to help. Even people on the phone (Geico employees). I was just in need of some soft voice that explain me the situation. I wish we all listen to that conversation. Later on I called my case lady to ask paper, which I signed 2012. She sounded like: "What are you trying to? We don't care about you. Why you calling and bothering us? I am busy with texting. :) It is your fault; you should not take your name as a driver." So dear Geico please train more some of your employee to be more careful with their voice tone so customer like me will not get offended. Thank you. I am still paying that accident debt. Thank you Geico.

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    Claims HandlingCoverage

    Reviewed Jan. 10, 2015

    This is a horrible unethical company! I'm a Geico customer with an excellent driving record, who has been driving for over 25 years and I recently got rear-ended by another Geico Customer at a stop sign with my five year old child in the back. My car had about $1500 worth of damage and the young man who hit me had a lot more damage. I was at zero mph and the guy who hit me was going 25-35 or so. It's been almost a month, and I have moderate lower and middle back pain and I've never ever had back problems!

    Geico tried to give me $100 and close my claim! Unbelievable. I said no. I went to a chiropractor who adjusted my back and said I was out of alignment. The woman handling the case is a shark and here I am, I'm totally honest. I even said my neck did not hurt! What in earth do you have insurance for? Like I'm going to the doctor and chiropractor for the fun of it? I'm a stay home mother, so it's not like they have to pay for lost wages. They are highly unethical and closed my claim stating it's a minor accident. I guess we are getting a lawyer now. It's ridiculous that they will not pay for a couple of chiropractor appointments and help minor injury!? What a waste of time and energy for everyone.

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