GEICO Reviews
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About GEICO
GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.
- Affordable policies
- Several discount options
- Intuitive website and app
- Can be pricey for high-risk drivers
- Few local agents
GEICO Reviews
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Reviewed April 7, 2015
I was rear ended 2 weeks ago and still have not been able to get medical treatment for injuries suffered from the accident with assurance that they'd be getting the bill, not me. This is of course after they took 100% fault for the accident. I've been clear cordial to this point but now I've lost my tolerance and am seeking help from a law firm dealing with this sort of thing.
Reviewed April 6, 2015
For 150$ claim they increase my premium. When submit my claim they said comprehensive then they changed to collision. Again I called GEICO to cancel my claim. They said, "We won't do any changes in premium" but they did..... I hate insurance policy in this country.... Worst less.... Stealing...
Reviewed April 5, 2015
I'm not with Geico anymore and I'm thinking of going back. I switched bc family works at allstate. Geico paid all of my claims in a timely matter. My daughter almost died in a car accident, they were kind and compassionate. The accident ended up her fault and there was a death in another car. We were never treated poorly. I could cry just reliving that nightmare but when I look back my agent was so understanding and they gave us excellent lawyers. I only switched to try and save money and the convenience of family working for another. I need to go back to geico.
Reviewed April 3, 2015
A GEICO client slammed into the back of my vehicle. Both the client and GEICO have acknowledged that the client is the at fault party. At first the claim process was straightforward, customer friendly and professional. And then I began to inquire about the process for compensation for devalue on the vehicle. I have been given the run around by the adjuster and by GEICO representatives. The department that handles the devalue part of the insurance claim is apparently a super secret department that no one seems to have a number for and I certainly am not permitted to speak to in person. I've been told for over two weeks to expect a call from the super secret devalue department within 48 hours. Nothing.
Reviewed April 2, 2015
Today I am dishearten to learn after having GEICO insurance for so many years that I have been totally deceived, ripped off and coerce by the representative that know nothing about what they are selling to potential customers. Whomever teaches these Customer Service Representatives to sell people DECEPTION as such, I have to say they are great in doing so! I believe it comes from the Shareholders who know how to play with words and get away in deceiving people like myself, surely there are others out there in my same situation! I fell prey to all their hype.
Today I have learned that my car is repaired and that payment is expected. I responded "Payment? You must be mistaken. I have GEICO and I am covered.” I have the best insurance! I have been with this company, many years and the representative came to our facility and offered to government employees, a great "hype". I told them what I was seeking in terms of coverage and I went through these scenarios: Collision, breakdown, towing, passenger etc. I want the best as I never want to be in a situation that does not cover what I am paying for. “No worries ma'am, we have you covered!”
To make a long story short, here is what happened to me just about two weeks ago. I driving and my car breaks down. It shut down in the middle of the road. I immediately put my blinkers on so that whomever is behind me will see that I am in distress and not crash into my vehicle. Two gentlemen saw my situation and offered to pushed my car out of the road into a strip mall rather near. I then called GEICO and explained my issue. The rep says "Oh Ms **, rest assure you are have exceptional coverage with GEICO and we are here for you.” I thanked them and I felt great, feeling assured. The car was towed to the mechanic.
Well today has been 2 weeks. The company who towed my car is seeking payment as well as the auto repair place where my vehicle is stationed. The total of all this is costing me $985.00. I don't have this type of money. I called GEICO today they were apologizing for their error in not making it clear to me what is covered and what is not. I expressed to them, “That this is not what you told me when I called you on the date of my issue.” “Oh we are very sorry that representative was not clear.” I fell prey to their lies and deception!!
I am unable to pay for the vehicle. Where I live there is not local transportation and I am in a serious JAM!!! I cannot get my car back without paying them. That to me is unsettling. I need a response from you "SHAREHOLDERS" ASAP!!! How dare you deceive me in such matter? I can lose my job and my vehicle I love so much. Please I need immediate help! I can sue GEICO for deceptive practices! An immediate response is needed from Corporate Shareholders. I am not going to settle down until I receive results from you people!!! Please someone help me!!! This stress is killing me... "HELP!!!" I need my vehicle to continue to earn my salary. Without that I am at a huge loss!!! HELP! Please listen to my concerns!!!
Reviewed March 28, 2015
Seven months ago my car was T-boned by a driver insured with Geico. I am still waiting for a settlement from Geico. My car was totaled, I was taken to the hospital trauma unit with injuries. The driver was cited and plead guilty to careless driving and driving without a license. Both the police and court found him at fault and Geico continues to say I was 40% at fault and refuses to cover my losses or hospital/doctor costs! Because I have Medicare, Medicare has had to pick up my medical bills. How does Buffet make his billions? By putting the screws to the little guy. Stay tuned. I will update monthly.
Reviewed March 27, 2015
Totally misquoted pricing over the phone then when statements come in price was definitely more. I spoke with three different people, ** in Dallas was very nice and said that he noticed the problem and would need assistance to correct the problem. He would call me back in 10 minutes. After 21 hours and no return call, I called and was told by a lady in Iowa that everything was correct. She told me this after looking at my account for 10-15 seconds. Very hateful and rude employee. She asked no details, just told me my account was correct. I ask to speak to her supervisor and finally I spoke with ** in Iowa, who acknowledge one error but not the larger issue. I suggested the Bait and Switch tactics and it really ticked him off.
Reviewed March 26, 2015
Geico should be ashamed of itself. Taking advantage of the weak and using its millions to ruin people lives. I had an accident one week after I paid over one thousand dollars for the coverage. They sent an adjuster out who said since I had no proof of the date the non-traffic accident occurred, I'd be charged with extortion should I pursue the claim. So I withdrew the claim, only then to find out I was turned into the DA's Office, and now there's a warrant out for my arrest. I have never been involve with the legal system in a criminal way. I am over 60 years of age and for the first time in my life I'm getting ready to go to jail for an underhanded process. Geico Adjuster saying if I drop the claim they would not pursue criminal charges. I drop the claim now there's a warrant for my arrest. It's a money racket. Do you know how much it cost for an attorney in these types of cases. Geico should not be able to ruin people's lives like this.
Reviewed March 25, 2015
#Geico Hands down the worst company ever. I had my car stolen, totaled and recovered on 12/6/14. They have made me feel like I was the one who did it. They blamed my bf and my family. I have jumped through hoops to get my claim paid. I am a disabled (MS) 48 yr. old and I need my car to get to my doc appts. They just don't care. Beware, I have read the same stories over and over about how horrible this company is. Also, ** (claim adjuster) has been nothing but condescending and rude in every conversation that I had with her. Well after stringing me along for almost 5 months they decided that they denied my claim. #Geico can not get up $4000.00 to pay my claim but they can support hate monger Rush Limbaugh.
Reviewed March 25, 2015
I call to get a quote from Geico and get asked a million and one ?'s that Do Not pertain in any way with insurance! My highest level of education? I am sorry but how is this even remotely related... I guess a College degree says your smart enough to drive. HAHa... Do I belong to any organizations? We are military and that was already stated but when you're asking me sororities and etc. Really??? And I just don't get why the hell you need to pull my credit score! Call my current insurance company who can tell you I pay on time every time.
Insurance Companies are a JOKE! The Government always finds a Way to keep taking people's hard earned money. Funny how way pay all this money out for years and decades... but when something bad happens and you need them... the insurance companies find a loophole as to how they can get around paying you. (previous experience) Just wanted to call and get a quote to see if there were any better deals than what I already had.
Reviewed March 24, 2015
I got ran into at an intersection by a speeding driver running a red light. They say the Police Crash Report is not admissible in their Florida kangaroo court. The other driver was cited for negligence; I was not cited for anything. Geico has allowed them to sue me because we had a $100,000 liability insurance coverage. The other driver did not have her daughter seat-belted in. Speeding, running a red light, daughter not belted in- wouldn't that just about constitute criminal negligence? The other insurance is Government Employees Insurance Company- guess what: the same company. Do the Florida courts not recognize any conflict of interest in this?
Reviewed March 23, 2015
I had been a customer with Geico for a year with no problems until 10/22/2014 - I was involved in an auto accident. Geico took my payment for that month but denied me any coverage for the accident stating that the payment I had just made for October 2014 (after the accident) was the actual payment for November 2014. So I now have a suspended license for non coverage. I lost my job. I have 4 kids and my youngest is sick, he has kidney problems and I can't even arrange his treatments. I'm afraid I will have to let my children go live with their father because of Geico. Advance to anyone thinking of going with Geico please be cautious.
Reviewed March 23, 2015
No claims, accidents, traffic violations, AZ, 2004 well-maintained vehicle low annual miles personal use. Geico aware I am ID Theft and Fraud victim of Farmers Insurance company and three of their insured policy holders in MT suffering adverse consequences from their occurrences threefold affecting my credit, rates, further victimized by GEICO informed of my plight. GEICO targets segment of certain individuals unfairly with disproportionate rate increases, taking advantage in a discriminatory manner and fashion with unfair business practices, because they can. I am informed, which places undue financial burden on disadvantaged, at risk, and low income people with good driving records that need to purchase autos for transportation especially in targeted zip code areas.
Reviewed March 22, 2015
Multiple policies, multiple claims, and Geico has been like having a rich Uncle. Two different fraud attempts by other drivers, and Geico shut that ** down. Didn't just hire lawyers, hired some of the best private sector lawyers in the area and regulated. Fast, not fuss claims. When I call, it's handled, no further intervention from me. Simply superb. I have them for all my cars and bikes.
Reviewed March 22, 2015
I experienced a car accident involving multiple vehicles on a highway; a traumatic experience on its own. I filed a claim with Geico and consequently was assigned to **, the liability adjuster. It had been over one month and I have been spoken to rudely with intolerance each time I interact with Ms. **. She has informed me I am "one thousandths of Geico customers", that I am "not important" and that she'll "get to my claim" when she can because she's "very busy". Since I've never had an accident before I am not versed in the process and I have many questions about how claims are processed and how liability is handled. I've asked for a decent adjuster or just a decent point person so that I can have my needs met. This was refused and I was told that I have to work with her.
I feel hopeless and helpless, despite the fact that I pay for the abuse I've incurred from Ms. **. I am a voluntary paying customer. I am not asking for liability to be different than what it is and I'll add that I do not have any idea how the liability has landed. I want someone with a professional attitude to answer my questions. This experience had been a continued source of stress and anxiety on top of the pain and suffering from the accident. I am disgusted with the manner in which I've been treated and revolted by the lack of response from anyone at Geico in a supervisory position to rectify this situation. I am completing dissatisfied!!!
Reviewed March 18, 2015
We had a teen boy back up into our vehicle and cause over $1,000 damage. Seemed like GEICO was willing to provide some service at first but when the other party wouldn't provide their insurance information, now it is in our hands to pay a $500 deductible for an accident that we were not at fault. I requested another agent or manager's help in this case but to this date, I have received no telephone calls or any other correspondence. We have been customers for 20 years!!
Reviewed March 18, 2015
Moved five miles north and GEICO raise my insurance by double. Worst customer service. Ask why it went up couldn't get any rhyme or reason. Manager hasn't called me. If you need to make a claim be ready for a month and a half run around if not longer and GEICO tries to use the cheapest parts they can find and doesn't need to be OEM or original parts. Just do yourself a favor and go with someone else.
Reviewed March 18, 2015
Case # ** happen November of 2013. Parked in a lot at a restaurant my car was rubbed by another insured person. I lost a sale to my vehicle due to wrong posting to CARFAX that car was in a wreck by insurance company. Need help.
Reviewed March 18, 2015
I was driving our H3 Hummer, I was backing very slowly out of my parking space when I felt someone pounding in my back window... I pulled forward and got out. A woman started screaming at me saying, "Why don't you watch where you're going? Didn't you hear me yelling at you to stop?" I said no I didn't, I'm hard of hearing. I said, "Did I hit you? I didn't feel anything!!" And she pointed to a spot on the lower edge of the passenger door. I then called Geico to tell them about the accident. When finished I got out of vehicle and decided to take a picture... as I examined the damage I realized that no part of the hummer was low enough to have hit her car or caused the damage on her door. I immediately called Geico and told them it was a bogus accident claim. Geico took my info and assured me that the Geico rep would know if it was bogus or not! I told them to have the rep call me before talking to the other party.
Weeks passed and I never heard from Geico... I assumed they had found it to be a fraudulent claim. Then my insurance went up over $100 a month giving as a reason this accident. I called Geico and explained that I could prove that it was not possible for my vehicle to make a dent on the lower edge her car door! They said if I could prove it they could possibly remove it from my record. I sent in pictures showing my trailer hitch 13 1/2 inches off the ground and her lower edge of her car door at 8 inches off the ground. Geico refused to remove it off my record or admit they had made a mistake. I Don't know for sure but I'm guessing they paid for repair without even investigating it!
Reviewed March 17, 2015
GEICO Services (If its possible to call it as Services).: Fraudulent Company... The only thing I can say to anybody who want to do any business with GEICO. I have a full Coverage Auto Policy with GEICO since 2/1/2015 at Utah. My daughter just graduated her Masters Program and got Job in Los Angeles, California. On February 20, 2015 while she parked car on a road in residential area of Los Angeles car was smashed on driver's side. She Immediately Reported GEICO and requested police report. The only things GEICO done since that for almost a month) was continuous assessments and reassessments of damages and refuse to pay for car repair. The argument was that they think that car was in motion during accident. Any evidences and interviews of peoples witnesses accident completely ignored as well as Full Coverage Insurance Policies.
Please notify all your family and Friends who even thinking deal with GEICO that this is a 100% Fraudulent Company. Go to the WEB and read Customer Review for GEICO. Shame on Them.. It is no other than fake originated Positive reviews. Be very concision Dealing with GEICO.. At This Point I'm opening Case against GEICO with UTAH and California Insurance Commissioner Offices and looking for Law Company operated in Los Angeles to sue them. Good Luck.
Reviewed March 17, 2015
This review is based on an auto claim. Geico wants to install non-original parts on my vehicle. Manufacturer recommends not to install these kind of parts, because air bag would deploy later in a possible accident. Especially on structural parts. Geico only cares about the money, it's without a doubt the worst company in the country.
Reviewed March 17, 2015
On 1 Feb 2015, in an incident of road rage, a local businessman damaged my vehicle in a gas station parking lot, shortly after pulling into the parking lot. It was caught on security camera. I also got photo and video as I approached and asked why he damaged my car. He proceeded to scream obscenities and flee the scene. 7 min later I informed Geico. They said they would immediately press the other drivers insurance so we can get this resolved.
Skip ahead to MARCH 10, they called and lied and said I'd missed my estimate appt. After digging into the lie, I found out they still hadn't contacted the other insurance, the Geico rep was doing it when I called the offending drivers insurance. Since the security cameras are only kept for 2 weeks, my claim was denied, and I'm paying for the repairs out of pocket. So another inflated local politico gets away with damaging a Soldiers (me) personal property, while my own insurance company does nothing but lie to me. I'm firing Geico TODAY.
Reviewed March 16, 2015
I have call and spoke to six different rude reps and no one can help. The service is awful. Operation controls of RI is showing in their system a debt that I owe and when I called Geico they confirmed no debt is owed but they refuse to email or mail me out a confirmation letter confirming no debt is owed by me so I can give that to operation control in RI. IF I DONT OWE YOU WHY DON’T YOU CONFIRM THAT VIA MAIL BUT IF I DID YOU WOULD BE HUNTING ME DOWN LIKE A WILD BOAR!!!! DO EVER DO BUSINESS WITH GEICO. STICK TO THE SMALL COMPANIES AT LEAST THEY WILL HELP EVEN IF YOU PAY A LITTLE MORE A MONTH. UNHAPPY.
Reviewed March 15, 2015
I have been driving for 6 years and have had no accidents and no tickets. I recently got in my first accident and had a claim totaling $1200.. that's it. You would think it wouldn't affect my insurance much right? WRONG. I got my car fixed and sold it. I went to get a new car and my insurance went from $55 to $300 all because of the fender bender. We tried a quote without an accident and it was $90.. that's a big difference from ONE SMALL ACCIDENT. Very disappointed.
Reviewed March 14, 2015
Last month GEICO took $170 more than my policy requires. They added my niece to my policy without permission from anyone (she has a policy with another company) because they got information about her from the DMV. DO NOT give them access to draw money directly from your account!!! I will have to fight this in court, after getting insurance with an honest company, although the bank said they would help.
Reviewed March 13, 2015
I was in a policy with my roommate and wanted to get off. I need to jump loops to get off. They asked me to give them proof. I have valid ID so I did. They told me that I can't use my ID to show proof that am not in Florida when my ID is from New York. They say “give proof with renters agreement” and I don't live by myself so how can I do it. They’re ridiculous. Now how will I get off? I live with my mom so are they forcing me to get insurance so they can take me off his policy? I don’t recommend Geico- they’re really hard to deal with and tries to suck you in to get their insurance.
Reviewed March 13, 2015
Dropped after adding same-sex spouse - After adding my partner to my insurance as my spouse, we got dropped from Geico insurance right after adding him as my spouse. I have been with Geico for 7+ years. I will be passing this onto family, friends, FB, Twitter, also will be contacting the news.
Reviewed March 13, 2015
Previously in February, I contacted Geico about getting some new car insurance started with them. I had a policy about two years ago with them and for some unforeseen circumstances, I had lost my insurance due to nonpayment. I owed them $830. When I called and talked to to female agents, they both took my information and quoted me a $270 policy. They tried very hard to get me to pay my balance. I said I would like to start new insurance when I got all my funds together and would pay off the previous balance.
On February 9, I called and talked to an agent. He proceeded to to look into a new policy and quoted me a new price of $280. Then he stated that he needed to process my payment for the old policy and then he could start the new one. I gave him my banking information and he told me that the payment would not process for some reason. He stated that the money would not come out of my account. Then he told me that I could not have a policy because of some tickets that was still on my husbands' record. Later that day I was notified that the funds were pending to come out of my account.
After calling Geico back, they told me that it had not processed and there was nothing they could do. Then I called back and talked to a supervisor. She also said there was nothing she could do. I told her that Geico is nothing but a liar and that I will never have a policy with them. Three agents lied to me about being able to get a new policy. They lied about my payment not processing. I never received a confirmation number about anything being paid. I am also having my son cancel his policy with them as soon as we can find some better insurance. I wouldn't give them any stars if I didn't have to.
Reviewed March 13, 2015
My car was stolen months ago and I have had a horrible experience with incompetent Geico staff. It is not that they denied the claim, they just could not or would do their job to get the claim paid. I had to call and figure out how they could get the police report released to them. That took hours. Then I too spend more than an hour explaining why the car was in the name of our LLC and arguing with them about our inability to get the Secretary of State to provide proof it. Had to send more and more documents, more delays. You would swear this was the first time they had ever processed a claim with a company. We now are going on 3 months of car rental now, and lost wages having to wait for UPS to deliver a check that they forgot to send out, then there was bad weather, and now a check finally sent to me was written out the wrong person!
So we get to start all over! It will be a miracle of God if we ever get the payment. We also have to wait a week for the check to clear after deposit because their bank won't verify funds. For such a big company that spends millions on ads, you would think they would have figured out how to pay a claim. However, it appears Geico has the attitude that every day they keep the money is a good day for Geico. Too bad for the customer! I will submit proof of coverage and receipt later.
Reviewed March 11, 2015
I was driving home about 9 pm. A truck turned left in front of me and my new truck was totaled. The air bag deployed. I couldn't get out of my door because the corner of his truck hit the front center of mine. My truck spun his and we ended up right next to each other. The nightmare is just beginning. Geico told me I better hurry up and settle the property damage because the rental car was eating into my settlement because the insured only had 30k of coverage. They were very difficult and very cheap. So far I have had $7000 in medical bills. Geico wants to settle the medical for $8000. Anyone who know anything about this knows that is ridiculous. So it looks like we are going to court. Stay away from Geico. While they are being cheap, the lawsuit comes back to the driver.
Reviewed March 11, 2015
I live paycheck to paycheck and have a very tight budget. I notice my account was over drawn because of GEICO. I called to inquire and they said that they didn't have a way to credit back my money once it's taken. I tried to dispute at my bank but since it was a billing issue there was nothing they could do. So I called back to GEICO informed them again that both the GEICO app and the agent I spoke to said a payment would be taken out on March 23rd. They said all I could do to get a credit is cancel my account so I said fine.
Then she said that she could only credit me $75 of the $223 they took out of my account that was not auth and now that other autopay items are going through plus the insufficient fund fees. My account is almost $400 over on my bank account. They were not willing to work with me at all. I would not use them or definitely don't sign up for autopay because they will take out whenever they want.... If I could give 0 stars I would.
Reviewed March 10, 2015
In January 2015 I called for my 15 minute (could save me $) quote and lo and behold, it was TOO GOOD TO BE TRUE! I was going to go from $425/month to $275 for our 3 vehicles. So I couldn't wait. The 'licensed agent' said I'd receive an app in the mail for the underwriter to approve but with a check of our drivers' licenses and my BANK ROUTING AND ACCOUNT #. I was assured all would be ready to switch within a week or two. Fast forward -- I sent the detailed application giving all vehicle VINs and drivers' license #'s and copies of the current policies' declaration pages.
The only thing missing was a letter from my current carrier claiming we are accident-free. The only accident was a parking lot bump that didn't get claimed on. The underwriter sent back an incomplete letter asking for a totally new application. I sent the piece they were missing and asked them to add it to my file of what I had sent. 3 weeks later (it's now been 2.5 months since quote) I call Geico to ask the status and they tell me I was denied.
WHAT? Are you kidding me GEICO? You took all my information incl bank account info. (WHY?) And now I guess your 'licensed agent' underquoted and conveniently denied the policy. I don't even need you, I have had the same carrier for over 25 years -- I just thought I'd save some $. You suck, your tactics suck, and your Warren Buffett-loving company can pound sand. Adios Geckimos. What a waste of time. AND YOU SHOULD NEVER COLLECT BANK INFORMATION (BEWARE). I FEEL LIKE A FOOL. Shame on You!!!
Reviewed March 10, 2015
I was with GEICO for over 5 years and had fairly good service from them, even when dealing with claims. Recently though, my insurance was cancelled because my payment didn't go through with my bank. Since it was past my cancellation date when the payment was returned, GEICO cancelled my insurance with no notice to me. As a matter of fact, I received notification of when my next payment was due like usual.
When I contacted GEICO to make my regular payment, they informed me that my policy had actually been cancelled, and that there was nothing they could do to prevent it, since the payment was returned after my cancellation date. I asked why I didn't receive notification of the cancellation, and they said they were sending a letter, but it was not in their policies to give a courtesy call when the policy cancelled, and that the normal notifications I was receiving, although misleading, were just a quirk in their system. They would not even give me a quote for a new policy until I paid the balance due.
The lapse in insurance cost me $100 fine from my state. I am now with Progressive. They assured me that even if a payment was returned to them after my cancellation date, they would contact me first before cancelling my policy. I pay more with Progressive, but I think the peace of mind and customer service are well worth it.
Reviewed March 10, 2015
My nephew was stopped at a red light, when light turned green he proceeded. Geico's insured ran a yellow turned red light and hit him on his driver's side. Police report states she went thru a yellow light. Geico refuses to in any way pay to have his car repaired... My nephew takes care of my 92 yr old mother - he lives with her, takes her to Dr. gets her prescriptions and does her grocery shopping.. I can not help as I'm going thru chemo myself.. It's a shame that Geico feels as though Mr ** should wait on green light to make sure no one is coming or running a yellow red light. I was in the insurance field for 15 yrs and never heard of such a thing.. Am gonna pursue this with the insurance commissioner and small claims court. He DID NOTHING WRONG.. GEICO IS NOT THE COMPANY TO INSURE WITH....
Reviewed March 10, 2015
Contacted GEICO to see if there was any way that I could get a lower rate. The Rep. that answered my call was **! Instead of helping me to find any additional ways to lower my rates, she stated that I was subject to have my rates to increase due to the fact that I had updated my residential address. Without any explanation as to why this would constitute a rate change, simply stated she could not provide me with an answer. This GEICO Rep. remove my mailing address (listed), that had not changed, without my knowledge. When I attempted to make a payment several days later with a different GEICO Rep. I was told to ignore the bill that I had been sent and include a $81.00 increase. I received NO NOTIFICATION IN THE MAIL. I WILL CANCEL GEICO AFTER AS 12 year member!!!
Reviewed March 10, 2015
We bought a home last year and also got some new credit accounts to do home repair. Our first year policy was 556.00 a year. This year it went to 1686.00 a year. We have had no claims and payments were escrowed. The reason they say is b/c they re-ran our credit score and it dropped. So they tripled it. I asked them to pull the report and see that everything was paid on time and as everyone knows the first few years after you purchase big items your credit score takes a big hit. They refused and said they go by the numbers and not what's on it. And they said they run it every year not like other companies and run it every three or only when a claim is made. So be aware of this scam, they quote you low only to raise should something like your fico drops. I feel like it's a scam only to get your business.
Reviewed March 9, 2015
Removing deceased husband from policy - My monthly payment went up $31.00 even though the 2001 Honda Passport is going from being driven 12000 miles to less than 3000, maybe even less but that's the lowest mileage GEICO had.
Reviewed March 6, 2015
In May, 2015 a GEICO insured driver collided into my vehicle while Idling on an entrance ramp. The adjuster said because the driver was not listed on the policy, a confirmation of permission must be obtained from the actual insured. Three months later, the GEICO representative continued to CALL a phone number with a recording stating the phone would NOT be monitored. While an amount of $1500 was issued for inconvenience, and an MRI cost of $250.00 which was not affordable otherwise, the initial bill to Cobb General Hospital, and other costs are not paid. Eighteen pages of faxed material sent and received by GEICO, still remain unpaid.
Reviewed March 6, 2015
I want to start by saying that if you are insured with GEICO, you do not have an agent. You have to deal with a claims management company, American Claims Management - they have offices in CA and FL. If you can get someone to answer your phone call you should consider yourself lucky. If you can get someone to return your emails or phone calls that is amazing. Horrible Customer Service.
GEICO claim to be there for the insured during a time of need - whatever. I suffered water damage inside my house due to a water leak in the pipes. Damages caused were wall damage and flooring damage in multiple rooms. GEICO will low ball the estimate and consider the claim to be settled. The flooring at my house is no longer available at any store or even with the manufacturer and GEICO will only pay for the damage area. I am stuck to cover the rest of the space that is included in what is known as "the line of sight", other rooms that can be seen from the damaged area. For GEICO, it is acceptable to have mismatched flooring or carpet and will claim to not be responsible to restore back to prior to damage. I have left multiple messages and sent emails - I am still waiting on a response.
Reviewed March 5, 2015
Buyer Beware! You will pay for full coverage and you WILL not be covered. This company is fraudulent in business practices and ethics. The money you think you are saving you will definitely suffer in the lack of coverage they do not provide. Look elsewhere.
Reviewed March 5, 2015
My husband was rear ended standing still at a light. Hit so hard he was severely for life injured. The car he drove was totaled at scene. Driver admitted 100% fault... Hit so hard police report shows his car damaged 3 other cars in front of him. As GEICO paid for his immediate consistent medical care which bills every week consume to a mountain too. My husband could not work no more.. He enjoyed his kids.. Loved them more than anything. Took them everywhere. They lived spending their time with him. I left my job to help him. I loved my job... I did not quit. Then 2 months later... after only getting little money each week for PIP insurance lost wages. But we were not asking for the world so we shut up.
They sent him to 3 of their own IMEs who all came back in favor to him but just that one sentence from the doctor has torn our family apart. Left us on skid row, foreclosure and barely food. The doctor stated he can work but less than before and guarded. My husband pushed papers on a desk for a living. Mind you I have 2 teen young boys and got pregnant just a year before accident. A follow up to them same doctors just 2 months ago have stated my husband has worsened and can't work. Our lawyer sent a demand letter to resume our payments and still nothing.
An arbitration lawyer was hired and we are on nearly 9 months of no money... used all our savings and children's college money to survive. We are at just under 1000 to survive now... Lights, heat and all will be getting shut off. We have borrowed and begged for help... Had neighbors help us with some food gift cards (thank you God for people who care). We always did the right thing by others and never cheated anyone nor the IRS.
While we were a cash business our entire business my husband has lost since accident. I now am subjected to leaving my children at night time including my 3 year old. My teens watch her as my husband is not functional enough to watch her alone. His vision is gone.. barely can see. Went to professionals to not even worry about the other idiot IMEs ophthalmologist that just give eye exams and label you fine. They have no idea. Thank you God above that an IME is one of the hardest to beat yet no denying my husband's injuries.
He has had a complex prescription to have special glasses made to see and try to live and see a somewhat normal life. GEICO has denied his eyeglasses. Imagine this.. they said in beginning if he wore glasses and they broke due to accident we would replace but since it's ongoing claim they won't pay. WTF. He seem perfect before accident now he's horrible, like a 90 year old man. He suffers a bad brain injury. Along declared legally blind. He's so bad at remembering anything, blackouts, dazes off to space during conversation, contemplates suicide.
I've seen on emails he's reached out to njhope.com many times. His headaches are so bad he needs a wash cloth and dark rooms to relax and cry. Sad... And GEICO could care less. I suggest just the envelope every month that we discontinued after 12 am if we don't pay. I strongly never ever use this company. Liars... Could care less about a family but wants your money on time or you're done. I believe in Karma and it's coming to get them. I lost my valuable time, my children needs me for at night. No more dinners together. Nothing. And all for what... Cause they just won't pay what's deserved to us... And it's in black & white from their own doctors...
My husband has set his mind for one of the most complicated surgeries on a table. He's in brain rehab weekly but will never be the same... Never remember important events in our life. Now our children have diminished their relationship with him cause of a violent attitude he snaps to. After multiple requests for the correct rehab, after MRI scans of his head, etc., they still ignore by buying time and ignoring calls from their adjusters. I love this man but I'm exhausted. Never thought Warren Buffett would run a company like this shamble... DO NOT CHOOSE GEICO... THEY WILL SCREW YOU IN THE END.
Reviewed March 4, 2015
Firstly, I had a lady rear-end the side of my vehicle. Geico ONLY requested photos of the damage. Not once did they send someone out to inspect the damage. I got told that they couldn't tell from photos if it was my fault or hers. Well of not, you can't tell everything from a picture. Luckily, the lady's insurance company came out and saw that it was her fault and I didn't have to pay anything out of pocket to fix the damage. SECONDLY, their website states that if your glass needs repaired then the deductible can be waived. This is a LIE!! Spoke with an attitude of a lady who barely wanted to listen to what I had to say and she said no matter what deductible would have to be paid, but because a windshield can be replaced for less than the $500 deductible then I would have to pay out of pocket. Now, here I am asking myself "why do I even have full coverage with Geico?" Because they do not provide any sort of relief or help at all.
Reviewed March 3, 2015
I filed a claim on 2/6/2015 because I was coming from work in Goochland and a deer ran into the road and I swerve to avoid hitting the deer and side swipe a tree on the passenger side of my truck which left my car with a dent on the fender and my mirror came off and some other minor damages. I call and file my claim and because I didn't need to call the police my claim went under investigation. They told me I need phone records as if I killed someone. They ask me personal questions like who do I live with, where do I work and some other dumb question.
OK I told them I couldn't provide them with the phone records because the phone is not in my name so they sent me a paper saying I have to come and swear under oath at some court and I need to bring bank statements, pictures of my car and once again my phone record.. but when I talked to the adjuster on last week he stated all he need was a copy of my title and he would give me the cost of the damage which total up to what my car is worth which is 3500 minus the 500 hundred dollar deductible. I feel as if they are taking me thru a bunch red tape and distress for that lil bit of money talking about because I didn't have insurance with then in about a year which I was with another insurance company. I don't feel like it's their business what insurance I had before them... I just feel that does not make any sense.
I had insurance with GEICO when I side swipe the tree so it's irrelevant who I had before them. I have witness that can vouch for me to let them know that there was nothing wrong with my car prior to my accident on 2/6/2015 but I want to get me a lawyer and I'm going to channel 12 on my side. They are about to lose a lot of customer behind this. I will never refer any one to GEICO and I canceled my policy because if that's how they treat paying customers they need to reevaluate their customer service skills.
Reviewed March 3, 2015
I had a perfect driving record for over 20 years when I got into my first accident. The Sheriff agreed that it was a weather related accident, but I was technically at fault because my car spun out and hit two other cars. I called GEICO the next morning. My insurance policy was near its expiration so they renewed my policy and took my payment. Then I was transferred to the claims adjuster and everything went wrong. I was told that I didn't have insurance because I missed a payment in October of the previous year. I pay my insurance in full or a few months at a time so I knew this was some sort of error on their end.
I have proof of payment but GEICO won't accept it! Now I am being charged as an uninsured driver and I am personally responsible for fixing 3 cars. I had paid the balance of my policy with a VISA gift card. I had received a large sum of money on the card and decided to use it to get ahead with bills. When the card was used up I took a screen shot of all of the activity for my records. I don't have the actual card anymore. It was useless once all of the money was spent. GEICO won't accept my proof of payment because it is not drawn on a bank account. They gave me a list of criteria for the proof of payment that is impossible to get for a disposable gift card. One rep at GEICO flat out said, "If you paid with a gift card you are screwed."
The last resort is to file a complaint with the state insurance commission and hope that they will force GEICO to accept the proof of payment. If they can take money from a disposable gift card then they should accept the gift card's proof of payment. I have to go to court and beg them not to suspend my license. I am being sued by 2 people. My car is in bad shape and I am afraid to drive it. I never thought a nationwide company like GEICO would do something like this. Because of their "policy" the life I worked so hard to build is destroyed.
Reviewed March 1, 2015
Everyone that is trying to deal with GEICO should know that the company digs in your credit report without your knowledge or permission.This is what happened to me and I protested it. I am yet to get an explanation from the company.
Reviewed Feb. 28, 2015
For some reason I have to call for my vehicle insurance card!! I have 2 cars insured with your company, my payments are automatically taken out from my account every month, I'm always on time! But, why isn't my insurance cards sent to me??? And my registration and safety check is due!!! I feel they're not doing their job and I will be looking for another insurance company!!!! This is like the 3rd time within 6 months!!!
Reviewed Feb. 26, 2015
Being with State Farm for 25 years, I was spoiled by the level of service they provided. Recently, I was in a accident that was clearly the fault of the other person. They admitted it and the witnesses agreed. Despite that, Geico did absolutely nothing to assist me. I had to call the other person's insurance company and negotiate the settlement. Geico did just call me several weeks after the claim was initiated to get contact information for the other person. They want to ensure they aren't going to file a claim against me or Geico. I understand their concern, but think my insurance company should be an advocate for me and not just trying to protect themselves. It's unfortunate. I'll be calling State Farm later today.
Reviewed Feb. 26, 2015
Today I called GEICO to renew my policy. It lapsed due to a change in income and I am now able to get back on track. The rep I spoke with stated I had to pay the past due amount in order to renew my policy. No problem, so I authorized the payment over the phone and it was accepted. Based on her statement to me, I was expecting her to say next that my policy is restored and new cards were being issued...wrong...the rep next stated that she had to rerun the entire process from the beginning! Although I dropped a driver off my coverage, my wife and I are both in our mid-40's, clear/clean driving records, she quoted me a rate that was double my previous rate and tried to charge me over $600 just to re-apply. When I asked why the increase (double) she had no explanation but to blame the system??
I politely hung up, went to another carrier, paid $110 out the door with a premium 1/3 what GEICO was trying to charge. I hope GEICO is OK losing business because I am gone forever. I will also share my negative experience with everyone I know. This should not be hard because there are signs everywhere that state: “If you have GEICO insurance DO NOT bring your car here!" The next time I drive by one, I will take a photo as proof and post. Good luck everyone.
Reviewed Feb. 26, 2015
I didn't know that if you have a lien on your car you aren't suppose to get liability. I went that route cause GEICO raised my premiums over an accident that wasn't my fault and I asked a question about my policy cause a deer hit me twice and the agent told me if I get full coverage again they will cover me - WRONG!!!! I did exactly what she said to do and from there I got the run around. I was told no, no, and no they cannot do it so they have lost a good customer.. They don't want to help you out even when they say sorry that happen to you. Oh that is BS BS BS. If they were that damn sorry they will do everything in their will power to correct your issue. So I have canceled my policy.
Reviewed Feb. 26, 2015
My husband's car was impounded a week ago when a police officer pulled the car over. We showed him our current insurance that we've been paying on, but he said they had no record that we had insurance for his car. Apparently, a Geico rep turned in the wrong VIN # to the DMV for my husband's car, so all these years/months of paying insurance on his car didn't show up with the DMV. We had to pay $350 to get our car cleared with the DMV, and get it out of the impound lot. I was furious, we tried contacting Geico and they kept giving us the run around. We even went into the 1 office they have here, and the workers claimed they didn't deal with that stuff. We couldn't get a copy of when our insurance started with Geico because online, they only show the most recent month covered. Now we are out $350 and looking for a new auto insurance company who can actually give the correct VIN # to the DMV so our cars don't get impounded again.
Reviewed Feb. 24, 2015
It was bad enough to get involved into a car accident, but GEICO can definitely make it worse without question. Truly bothered by the way GEICO claim reps handled my car accident report/claim. Both me and the other party were both GEICO customers. I was given two different claim numbers (did not tell me which is which and both with my name on it. One with my name misspelled and wrong DOB). NOTE: the one with all the WRONG information turned out to be MY claim. A GEICO agent called me while I was on the phone with a GEICO agent reporting the accident (confusing enough?). I was told my claim was assigned to a rep. Received a voice mail from a lady who identified herself as GEICO rep during lunch time at around 2:00 PM on the same day of the accident - we called her right back thinking she might be our rep.
Oddly enough she never identified herself as "the other party's rep" until we finished the recordings. I wonder, is this the proper way to treat customers? I mean, I understand she is representing the other party but I felt as if I was tricked and blindfolded throughout the whole process. I am still mentally distressed by the accident itself but I never pointed finger at anyone. This rep told me she represents the other party AFTER she ended the recording with me; she alleges I HIT the other car's tire, which is NOT true and she then concluded the phone interview "do you understand that you might be 100% responsible for the liability because you hit OUR car's tire?" Tried to trick me to agree that I was at fault? Note this: she used the words "OUR car" referring to the other party's car.
How would you feel if you were me? Especially after a car accident? Talking someone while you were trying to have your first bite of food for the whole day. Is this how GEICO always intimidate other party's customers? I did not receive any call/text/email from my own rep, not until everything was finalized 5 days later. What is the point of having a car insurance like this?
Definitely not recommended - unless you really want to have the feeling of not being COVERED on the road or want to have a representative that does not represent you at all! Made a complaint, received a call from a supervisor from GEICO the next morning who told me she will send an adjuster to inspect my damaged car within 6 days. Guess what? That didn't happen, we waited 5 days just to find out they are not sending an adjuster over.
I was told my rep works from 8AM-4:30PM, and then she called me at 5:17 PM each day? told me it is quite alright to give out all the info to the other rep? Well, sorry but that's not okay from a customer point of view. One claim, repeated my story 5 times to 5 different people from GEICO, what a great way to help you recover from a car accident with all the mental distress? The ONE who really should listen to my story did not listen, all information came from the other party's rep (because she is from GEICO too!!!). If paying 15% extra money can give me a peace in mind, then so be it. I am so fed up with all these and not going to stay with GEICO. Thank you for NOTHING for the past 6 years.

Reviewed Feb. 23, 2015
After 13 years of insuring our cars, golf cart and some properties with GEICO, my wife has her first claim. It's big ($30,000) but it's an $80,000 car. Their adjuster and her boss want to have the car repaired at a body shop known locally as a hack shop using replacement parts that are not O.E.M. and known for poor quality work.
It's bad enough that the auto repair business is commonly known to be corrupt but we are extremely disappointed to get this kind of service along with an attitude that one does not experience when they are selling to you. Why is it that I trade my money in return for them taking the risk but it's never quite that way. Buyer beware, there are only two honest insurance companies in America and that's Chubb or Chartis.
Reviewed Feb. 23, 2015
According to Geico I changed insurance too much having changed some 5 vehicles this last year. Last being a Bentley GTC. Each time I contacted my insurance company to let them know when I sold a vehicle and replaced with another one. It was a year that I experienced a variety of cars settling upon my current BMW. Geico cancelled my policy without any notification... well at least as of yet that they planned to no longer insure me. I have no points on my license and no accidents that were my fault. I had one uninsured motorist pull out in front of me on a highway doing 70 mph and slowed to 35 mph before T-boning the other car... The driver turned out to be unlicensed and uninsured... After trying to go after the driver Geico foot the bill on the repairs and told me it would not affect my rates due to No fault. They lied - rates went up. I endured because I have had them for a number of years.
I am speechless to find that they are cancelling me and unwilling to insure me because I had too many vehicle changes last year. This doesn't seem ethical to me. I followed the laws and made changes as required by law, been a loyal customer of Geico for yearsssss and yet am Penalized for it. Geico like most companies has lost their morality... Too many vehicle changes???? You have got to be kidding me? This is a dumb rule and shouldn't be at the expense of a loyal consumer. I hope others read this and reconsider the relationship with Geico. They said I could try back in 6 months... I wont be doing that! And will hope enough patrons follow suit. When companies take patronage for granted this kind of crap happens.. Truly Unethical!
Reviewed Feb. 20, 2015
My son was involved in a car accident on 2/3/15. When I was contacted by Geico, I was informed that my coverage had cancelled on 2/1/15. I never received any notice by mail or phone from them. When I explained this to the adjuster, she transferred me to the payment department and I paid immediately. I then spoke with the adjuster again and explained that I had not received notice and asked why they did not contact me by phone. She said they do not have people to call customers, yet they spend millions in advertising. The adjuster said there was still a chance they would cover the claim. After 2 weeks, I received a call from the adjuster and said that upper management decided I was not covered, thus leaving me with a wrecked car and a car payment and no means to get the car repaired. If I could rate Geico at 0 stars I would.
Reviewed Feb. 20, 2015
Stalling to process claim. Have given police reports and all information and they are putting me off. Has been 3 weeks, meanwhile I have no car, no rental and lost wages from missing work.
Reviewed Feb. 19, 2015
On Feb. 2nd I emailed GEICO requesting to remove a driver from my policy. They responded stating that they will not remove a driver off of my policy until I can prove they no longer lived with me. A copy of my lease was not sufficient. They wanted a signed affidavit. I work full time, go to school full time and I am a single mother. I have no time during business hours to get to a bank to have a letter notarized. On May 29th, 2014 I made the same request, but then to have my brother removed from my policy. GEICO insisted on an affidavit and then a couple emails later they decided to remove him without any documentation at all.
Now Feb. 18th, 2015 I had spare time to get the notarized letter to have this person removed and GEICO is removing him as of today 2/18/15 instead of effective 02/02/15 when I originally requested to have this driver removed. I expressed to GEICO I am not paying for an additional driver because no one else has driven my car, but yet GEICO refuses to back date - the effective date of removing the driver nor credit my account $15. I've been a loyal customer for over two years and when I spoke to a supervisor by the name of Matt **, he showed no remorse for the situation, offered no solution and basically advised me I was ** out of luck - cancel my services then. I am highly upset and disgusted with GEICO's practices.
Reviewed Feb. 18, 2015
Geico used to be a great company, providing honest, timely and reasonable service. Upon agreeing to have money taken directly out of my checking account for payment, I provided Geico with my bank routing number and Acct. Number. While on the phone, I was told the money had been pulled from my account. As it turned out, it was 'someone else's account, not mine.
Geico's method of communicating w/ me is via email--and, it's worked for years for this method of communication. Apparently the owner of the account they took the money from, rightfully stopped payment. Geico sent me a letter by mail but did not notify me. It's normal method of correspondence that my insurance had lapsed. When I learned this I immediately called to rectify the situation.
A representative said, "For $82.18 we'll get you reinstated," so I paid the $82.18. Immediately, after the money (this time with me initiating the payment from my end--not trusting Geico to do so) cleared my account, the same representative said, "Now, we need $120.00 to reinstate your policy." "What! What was the $82.18 for?" "Oh, that was a "fine" we charged you for having dropped your policy."
After investigation, as mentioned above, Geico had copied down my Bank Acct Number inaccurately, so after connecting with a SUPERVISOR, she agreed Geico was IN THE WRONG (copied down my bank # inaccurately) and reinstated me at my normal premium, waiving the $82.18 penalty (since it was Geico's error). In writing I received a thick packet from Geico days later, stating they were raising my premium over the next 6 months by 20%. When I called them their excuse "this time" was because "I ONLY HAD ONE VEHICLE INSURED WITH THEM, IF I HAD TWO, it would go back to the original premium times two".
So, I shopped around. Found a new policy with the EXACT SAME COVERAGE for 40% LESS THAN GEICO's single car premium and once covered called Geico immediately to cancel with them and asked for a refund. Geico sent me my refund, I received it yesterday. Then today and I still have the "snotty" voice of some Geico representative calling me to tell me because of the $82.18, they had stopped payment on my refund. After several additional calls to Geico today, Geico revoked 'their error (even though they ARE still in the wrong) and claim "I OWN THEM" my refund, AND, THEY'RE KEEPING IT!
So, since September of 2014 Geico has been trying to extort money out of me and when they couldn't do that, they thought of a reason to "raise my already too high rates" and 'then cancelled, they've found a loophole to "steal my refund". Geico is NEVER STRAIGHT, THEY NEVER HAVE THE SAME ANSWER TWICE. THEY ARE DISHONEST AND THIEVES. DON'T GO WITH GEICO.
Reviewed Feb. 18, 2015
Ran under a power line going into a house with my RV 5th wheel. No damage to my car but the electrical neutral line broke going into the house and fried some electronics inside the house as well as damaged the electrical service entrance to the house. This happened on 2/9/2015 which was 8 days ago. I have called them numerous times and filed a claim on line as they requested. So far after numerous promises of an adjuster calling me and the homeowner to come schedule an appointment to look at the damage. So far no adjuster has called either of us for an appointment.
I have uploaded pictures and receipts which I was asked for and still no information on how I will be reimbursed or if I will be reimbursed. Each representative I call very carefully chooses their words where they don't commit to anything but says they will get an answer for us with the same canned answers of how sorry they are. Every time they make me go over exactly what happened as if they don't have it written down. I can only assume that is to see if the story will change. I sent an email advising them I was contacting the Georgia Insurance Commission if something doesn't happen by tomorrow and received two emails within 5 minutes saying they had been trying to contact me which wasn't true as the phone had no missed call.
I had already received the same email before when I had called and expressed displeasure. So far I have had numerous conversations with no commitment from anyone to pay the claim. No adjuster has been out or called. I have had insurance with Geico at different times for several years and never filed a claim before. I don't think I will be doing business with them anymore.
Reviewed Feb. 18, 2015
This guy was taking care of my file. One of his clients ran a red light and hit me saying it was yellow but clearly I was already stopped since it was red for me so I proceeded when it turned green for me. Long story short I had no witness number or names and Geico wasn't going to take blame for it. So I was willing to go back at the same time on the same route to find someone since we were all on our way to work and he laughed and said "What are you just going to stand there and ask who saw what happened?" Very rude guy. Luckily I did go back at the same time and found a witness that takes the same route. I had to wear a neck brace and miss work and this guy just laughs. John ** Geico representative you are one rude guy.
Reviewed Feb. 17, 2015
A Geico policy holder hit me while traveling on I-80, totaling the drivers side of my car. The policy holder took 100% responsibility, as well as she was cited by the police as 100% at fault, yet Geico won't pay for my medical cost. I sustained physical injury to my neck, back and right arm. I am on a heavy dose of anti-inflammatory and have loss full use of my right arm. In addition I am emotional scared and fear driving and getting on the freeway. The claims representative only wants to address physical injury and said he couldn't cover the emotional stress unless I opened a claim with my policy. I have zero responsibility for the injury to my property, my physical and my emotional self, yet Geico wants to bleed me dry and expects me to pay for all medical cost up front from start to finish. Hell I'm also a Geico policy holder, this is horrible!
Reviewed Feb. 17, 2015
I was a loyal customer of Geico for years and then last summer after a rain storm my car got rained out because my sunroof won't close. Looking into some options I wanted to see if my car was insured for comprehensive coverage and see if it would cover my rained out carpets in my car. When the adjuster came I wasn't home. My car was in the driveway so I guess he did whatever he did and then a day later I got a call back.
From the way the rep who was handling my case was making it sound I was covered and I was also covered from additional damage that they found on the right side of my car from a tree that scraped it during hurricane Sandy. So I thought great, I can get both done and have my car look like new again. Well I went to the auto body place on the day of my appointment with them. The Auto body place kept telling me that my claim kept getting kicked out of their system which meant that the Auto body worker couldn't look at my car for an estimate they told me.
So I called my Geico claim rep to ask why my claim kept getting kicked out of their system and they told me that something happened to their system but they would get back to me as soon as it came back up. Well a couple of weeks go by and I first get a letter from Geico saying that they are cancelling my policy because I inquired about my comprehensive coverage and in addition listed on the letter three other reasons that were false and claimed that they got information on me from the Freedom of information Act.
Basically they left me with having to find a new insurance company within two weeks of the letter. So I paid my final payment to them so I would not have a gap in coverage and then went to another insurance company. The rep from the other insurance company looked up my history for me and found that Geico (lied) claimed that they had paid out money to me for the damage on the right side of my car to be fixed. Well if that was the case then I still wouldn't have damage to the right side of my car from hurricane Sandy. I never received any money for my car to be fixed.
So after being with my other insurance company for a week I get a new letter from Geico stating that they are cancelling my policy for non-payment even though I did pay them. I was a loyal customer for years but after them pulling all of this and damaging my credit rating I will never insure with Geico again if they are the last company on earth.
Reviewed Feb. 16, 2015
Daughter totaled her 2010 Honda Accord. Geico offered her $8809 for her car before deductible while commenting car was in nice condition other than accident damage. Car had received good care or average as reviewed by a dealer. I researching a replacement and doing some online research between and actual auction reports, she would have to have been an authorized auto dealer with access to dealer auctions to buy a car at replacement quote.
Reviewed Feb. 13, 2015
I had an accident where the GEICO policy holder was 100% at fault. The police gave him a ticket. GEICO claims that their policy holder was only 80% at fault. This seems to be a pattern with them. Always offer only 80% and hope that the fish will bite.
Reviewed Feb. 13, 2015
They tell you one thing! But they lie!!!! You’re covered under with insurance but it’s not effected till the next day! They don’t tell you this!! That doesn’t even make sense to be covered but it says it’s not effective!
Reviewed Feb. 13, 2015
As part of my policy I pay for roadside assistance every month. Tuesday, February 10 my starter went out on my truck, so I called for roadside assistance. I spent about an hour on the phone with a Geico customer service rep while she tried to find a tow truck to get my truck moved. At about 6PM she told me that she had not yet been able to find a tow truck for me, but that she would keep trying and call me when she found someone. I went ahead and left and left the key in the truck for when she did find a tow truck. An hour or so later she called me and informed me that she was not able to get a tow truck and that it would now be my responsibility to get my truck towed.
Basically even though I pay Geico for roadside service, they were unable to provide me with what I am paying them for. I went back the next day around 5PM to get my truck running and found that someone had sideswiped it in the driver side. On the bottom of both doors on that side of the truck the paint is scraped off and there is paint transfer from another vehicle. Both doors are smashed in. The front door can likely be fixed with Bondo and paint, but the back will probably need to be replaced as the damaged portion can't be bonded and still function. The damaged area is approximately 40 inches long by 8 inches tall.
My contention is that Geico was negligent in providing me the service that I pay them for every month and should therefore be responsible to fix the damage to my truck. If they had provided the service that I am paying them for then there would be no damage to my truck. This hit and run accident is a direct result of their failure. I spoke to Geico on two separate occasions and was told that this would be covered under my policy and that I would only have to pay a deductible of $250. However, since the damage is due to their negligence I believe that this should have to be covered by my policy or that I should have to pay any deductible. Geico should pay 100% of the repairs. I have put this at one star, however I am not angry and have not gotten angry, but I am much more than dissatisfied.
Reviewed Feb. 11, 2015
I really wish I could rate Geico with a less than 1 star... I'm more than Angry. Geico customer in Mini Cooper decides to turn left through intersection at 25 mph regardless of straight through traffic going through intersection. Result...lots of damage to mini cooper and totals my daughters Dodge Avenger. Geico customer admits total fault, police report Geico customer total fault...this is easy, right? Guess again! Daughter a little beat up, sore neck and bruised ribs. Goes in for just a checkup, make sure nothing is broken.
Geico agent starts calling trying to pin down maximum health expenditure immediately. I get it...sue happy world.... that's not us. Just want to make sure everything is ok before we sign off. Dr. wants follow up much to the exaggerated inconvenience to Geico agent #1... how dare we/she get hurt in their customers total fault driving! Geico agent #2 handles the physical damage to the car. What an ASS-terisk! He apparently is extremely busy and overwhelmed with his duties as well as he clearly is annoyed with any questions and pretty much is there to tell me what, when, where, how things are going to work for THEIR convenience.
It was quickly decided that the car was not worth fixing. They will pay (non-negotiable) $10,537 because they feel that's all the car is worth. I figured it was a little low but alright, let’s move on. Understandably, Geico doesn't send check until signed/notarized Title is in Geico Salvage Dept. hands. I send title next day air to Geico Salvage Dept. so I can get check and go car shopping for daughter..... EXCEPT ....Geico agent #1 now calls and informs me that their customers policy only pays maximum physical damage of $10,000 regardless if it’s a Dodge Avenger or a Dodge Viper, whatever. If I have the audacity to still want the remaining $537 beyond the $10,000 they are offering, I will have to collect from my insurance. And by the way, while the insurance companies "negotiate", screw you as you can just wait for us!
We turned down the rental car offered by Geico in the beginning because I had a "spare" my daughter could use. There is absolutely NO consideration to the poor sucker that gets hit by a GEICO driver. The $537... not a big deal to me actually, just the rotten attitude of the Geico representatives that peeves me. We are the type of people that don't want a cent over what is fair but I do expect "fair" when the whole thing was their customers fault. My "small" "quality" "local" insurance company groaned at the sound of the word Geico because they knew what was coming. If you read this and you’re considering Geico...please reconsider. Both for you and the other guy! Geico…K.M.A!
Reviewed Feb. 10, 2015
I have private auto insurance with Geico. I wanted to get commercial auto insurance for a new business. I asked them first. They quoted me a price for very minimal coverage, (10k, 20, 10k) +$1000 deductible. I took it thinking that is normal for commercial ins. It bothered me and I checked with a competitor and found for the same price I get 10 times the coverage and no deductible. I was appalled since I have been with Geico for many years.
I got the other policy and proceeded to cancel Geico. I paid $270 something for the commercial policy and cancelled in 4 days. My refund is $105. I questioned where did the money go and they said cost of writing the policy. What a crock. Tomorrow I leave town and when I get back, bye bye Geico for good on my private auto policies. I am also going to get my money’s worth by spreading the word about Geico. This is how Geico treats their good customers!!! P.S. I had to give them 1 star because there is no rating for 0 or less!
Reviewed Feb. 10, 2015
Let me start off by saying I'm not a Geico customer, nor would I ever be at this point. On New Year's Eve I was rear ended while stopped at a stop light. It was a younger girl that hit me, she was shaken up and kept apologizing so I have nothing against her for that. However the way her insurance has handled this has been a nightmare. Geico has yet to come out and look at my vehicle. They are basing adjustments off of pictures that they have gotten from my body shop. My body shop can't do anything until Geico has come out and looks at the damages, which is about $8000 worth of damages. They cut my body shop a check for $2500 thinking that would cover the damages.
HAHA! I've been without my car, and have paid 2 car payments for some ** rental car that I was stuck in. I can't get no one to return my calls from Geico and I'm starting to think if I'll ever get my car back in a timely manner. Geico is the absolute worst insurance company I have ever had to deal with.
Reviewed Feb. 10, 2015
I've been a faithful Geico customer for over 5 years! I'm a General Manager for my work place! After working 6 days a week the last thing that you want is someone trying to push a sell of insurance on you! My payments are always on time and they are direct drafted! Well I received a letter from Geico saying that my 18 year old was being added to my insurance!!! I further read that it was going to be done because she used my address! My daughter stays with her mom and has her own car under her mom's insurance! Well I call in to tell them this and was told that it was the (LAW)! I explain that could not be the law and was further told by a sales agent for Geico it was!
I asked for a manager - they gave me Courtney **. She wasn't any help either! I told her I had my homeowner's and vehicles covered with them and I wasn't about to go for this! She in order for me to stay with Geico I would! They have Terrible customers service! I send them over 100 referrals a year! Hate to say it but I will not refer anyone else to them! Their $50 referrals fee ain't worth having my customers from my store treated like that! I will no longer let their reps come to my store!

Reviewed Feb. 9, 2015
During a call for auto insurance I repeatedly told the associate I would not buy a policy during this call. It was just a quote. He continued to try to push the sale. I stated after repeated clarification, "I have told you three times, I am not buying a policy" he tried again. I got upset and told him angrily that he was being pushy and that I would not do business with him. I hung up. An hour later I went to check my email and there was an email from him AGAIN TRYING TO SELL ME A POLICY. Major crossing of boundaries. I called and registered a harassment complaint with the company.
Reviewed Feb. 6, 2015
So, my husband and I were replacing my 12 year old vehicle with a 4 year old one and I was with Liberty Mutual before. We were shopping around before getting the car and got a quote with Geico that was only 4 bucks more a month than my old policy. So, we said why not and arranged the insurance, went to the dealership and got the car. Today, while at work, I get this e-mail: "Dear Valued Policyholder, We need to speak with you about an issue with your GEICO insurance policy. Please call us at 1-877-854-5760 so we can discuss your current policy and resolve this issue. We appreciate your business and look forward to hearing from you soon." (???)
So, I call them and get the Rep on the phone. Meanwhile, I am trying to pull up my account on my phone and get an error saying that I have to have an active policy with Geico in order to log in. The rep proceeds to tell me that my insurance will be cancelled effective 03/28... unless we put 400 bucks down and agree to a 6 month premium of some 1600 bucks (vs the 800 we were quoted)... I asked her why and she stated... "Well, there was an "accident" in November of last year and some tickets from 2010."
I get that. The "accident" last year, was in a parking lot where my husband's BMW was sideswiped by a driver with a suspended license who was driving his girlfriend's car. Called the police, issued him a ticket and a subpoena to appear in court for driving on a suspended license. The 2010 issues are going on 5 years, both cause by my husband when we barely knew each other and despite those, we were with Geico at a decent rate before going with Liberty Mutual about 2 years ago.
So, because of those issues, that they have on file considering we are former Geico customers, they are cancelling my insurance and proceeded to disable my account. Spoke to Liberty Mutual after that phone call and they are honoring their previously quoted rate which is 8 bucks more than Geico initially quoted. I am done with Geico, they will sell you anything from the get-go and then cancel without warning.
Reviewed Feb. 6, 2015
In checking my email on February 1st. I noted a communication from GEICO that my policy had been cancelled. My premium payment of $1,084.65 for 2015 was made on January 1, 2015 via electronic check. I received a notice in the mail that the payment had been posted on January 7th. I found out Sunday morning (February 1st) that apparently the electronic check was not honored by my bank because there was a problem with the account number. I was never notified about this issue by GEICO or my bank.
The bank has no record of returning this payment. My policy was cancelled on January 29th without proper notification and it placed me in a position where I now have an interrupted service issue which would have caused my premium to increase $900. For GEICO not to accept any responsibility for this situation is totally unbelievable. I received a reminder notice of cancellation today (February 4th) that was issued January 30th (see enclosed). How is it possible that I receive a bill/reminder notice of cancellation for $1,084.65 dated January 30th when I was told on February 1st that my policy was cancelled on January 29th? I was told during that phone call that it would cost me close to $2,000 to reinstate the policy because my policy was cancelled for nonpayment
Reviewed Feb. 5, 2015
I received a letter for a Juan ** the other day, which means Juan More and/or One More. But it was addressed to my personal address. Been getting a lot of mail for other people as they make up random addresses on the fly. So I called the number on the letter and got one of the outsourced phone operators I could barely understand. I explained why I was calling and he kept asking for MY SOCIAL SECURITY NUMBER! Insisting on me giving it when I have ZERO business with GEICO and never have I. This man was demanding my social so I just said, "Remove Juan ** from (my address) and do not send anymore letters to (my address)." And he was yelling over me for my social! It's absolute madness.
Now I think maybe it was a scam or something. If that's how GEICO does business, then I have no clue how they are still in business. PS: GEICO has too many commercials. I went to first NFL game and a plane with a GEICO banner above stadium and not one person looked up at it, only I seemed to notice. Point is, all the money for advertising and customer support worse than I've ever experienced. GEICO is trash and that was my only interaction with them. Other than an outrageous quote YEARS ago.
Reviewed Feb. 4, 2015
My wife had a no-fault accident on her record from almost a decade ago, where Geico didn't have to pay anything for the accident, but when we signed up, the cost for insurance was more because of that. They had to have sold our info, because immediately after signing up with them we started getting spam emails from places unrelated to anything we use (T-Mobile, etc.). Further, when signing up we accidentally entered wrong info for a first quote and did not go with that one, but created a new quote and began insurance coverage.
Geico's underwriters later saw that we had entered different info on the first quote and decided upon our renewal 6 months later to increase the premium because, despite no proof from any DMV records, we had simply said there was a violation. They're asking us to get the DMV record to prove the violation wasn't there, which would cost $40 we don't have, and yet, they claim to have already seen the DMV record (which the rep on the phone admitted was not on file and they could give me no information about it, and that the violation is not there because they only hold the info for a certain amount of time). They apparently review DMV records for renewals, too, but the rep said even if the DMV record now shows no violation, they would STILL increase the premium because they take the word of the policy holder over what the DMV record says.
IS THAT EVEN LEGAL?! If that's true, what is the point of them checking the records in the first place? We will no longer be using Geico. I'd rather pay an extra $70 for 6 months with Esurance or State Farm than give corrupt Geico another penny! I'm tempted to get a DMV record and then sue Geico for the cost plus interest.
Reviewed Feb. 4, 2015
I was at my driveway with my family when a young man jumped into my truck. He almost hit my wife and daughter so out of instinct I jumped onto truck to stop robber. He tried to crash me into parked cars, when that didn't work he went through intersection hit van and two cars. I was in Middle of street with three teeth knock out. Also scared up, lost three weeks pay. My truck was total. Geico said they not going to pay to help fix my teeth or my salary and medical. I am a vet and never filed a claim in twenty years I been with them. THANKS FOR NOTHING.
Reviewed Feb. 4, 2015
I had an auto insurance policy with Geico some months ago that I purchased online. After a few months, I received a letter stating that my policy had been cancelled due to failure to provide driver's license information, which I had not been prompted to provide. Today, I noticed that they've continued to charge me monthly for more than 6 months. I spoke to a customer service representative who claimed that the policy had not in fact been cancelled until last month, but gave no explanation as to why it would have been - but the mail I received and my account online state otherwise. I'm certain I was not covered by any Geico policy during this time, however, they made away with well over $400 before I read a bank statement and caught them at it.
Reviewed Feb. 3, 2015
I called today to put a claim in glass and to my dismay, I had a 500-dollar deductible. Alex quickly reviewed my history and established it was an error and replaced my windshield under my intended policy. They did right and went over and above when they could have stood on policy and procedure. I'll never switch. A+.
Reviewed Feb. 2, 2015
I called Geico claims to see if my premium or account be affected in any way if I made a claim about some minor damage that had occurred to my passenger's side door. The representative ran their Accident Evaluation Tool and deduced that my premium would not change and that no accident would be placed on my insurance record.
I went ahead and filed a claim and took the car to the collision center. The claims adjuster told me that a sealant would fix the issue, but he decided to replace the door and the side mirror as well. I honestly do not understand why he replaced the side mirror as there was absolutely no damaged to the mirror. He failed to tell me that by doing all this work, the cost to repair door would become over $1000, resulting in placing an "at fault accident" on my insurance record and Geico charging me roughly $240 more to my premium.
The claims adjuster made unnecessary repairs to my car, chose a more expensive option when there was a cheaper alternative available without an explanation as to how it would affect me, and as a result, I have been unfairly charged for the past year and an at fault accident has been placed on my insurance record preventing me from getting a better deal at another insurance agency. My family and I have been auto and home policy holders for over a decade. This treatment and inability to resolve the situation is unacceptable.
Reviewed Jan. 31, 2015
If you are thinking that Geico representative will be keeping you up-to-date with the ongoing activities then FORGET ABOUT IT. I was promised that I will get my car in 1 week of time, but when I got the estimate email it was 12 days. I was still OK with it. But then whenever I called the Geico representative, every time I was redirected to his voice mail. After trying for 3-4 days of calling + no answers from him, I decided to call Geico customer center and they were too not able to reach him. They said they will email the person.
I did not stopped calling the representative and finally one day, I was able to get hold of him over phone and he said that "we are looking good for tomorrow" (please do remember that it was on 14th day and I am not including weekends). Also when I called him the next day in the morning he again said "yes, we are good for today in the evening." But when I reached to the collision center he was not there and the same old story of me talking to his voice mail begin.
After 2 days, his voice mail message was changed and it said, "out of time and will be back on Monday." Immediately, I called Geico customer center. I was informed that, #1, yes, they were also not able to get hold of him and #2 my car will be ready by next Friday. It is the WORST Customer Service that I have faced. Those who are thinking of getting a GEICO auto insurance, please, please, please do not consider it.
Here are the date in which they occurred: 8th Jan - collision, car was inspected and said that it will take 1 week of time. 13th Jan - estimate email mentioning 12 days from Mr. ** (Henrico). Until 22nd - called Mr. ** (every time reaching his voice mail and no response). 23rd Jan - called Mr. ** first (after reaching to his voice mail), then called customer service center. 27th Jan - called Mr ** again and he told me that car will be ready by 28th. 28th Jan - morning call with Mr **, with confirmation. 28th Jan - Went to body shop (only after calling Mr ** first. The call went to voice mail) in the evening and saw that the car is still not ready. 30th Jan - Mr **, voice mail says he is out of town and will be back on Monday, i.e. 2nd Feb.
30th Jan - Called Geico customer center and talked with Mr. **. He said that now I am looking next week Friday for my car. I don't know why Geico has kept employees that do not value customer and importantly never listen/ignore customer's voice mails. Geico, please hire someone else or Lose your customers. I am still waiting for reply from Mr **.
Reviewed Jan. 30, 2015
My car was stolen 11/14/14. Called and reported claim 11/14/14. Car found 11/15/14 broke down. Police towed car to their impound lot. No response from GEICO. Needed rental. They kept giving me the run around. They nil paid for three weeks of rental. Ralph at GEICO stated that I have up to 2800 to use. I only used about 1700 and they only paid about 400. The rest was taken out my account. Now I have overdraft fees because they didn't pay for what they was to pay for.
I have contacted David ** on so many occasion and he do not like to retain calls. Maybe check is now at the Chevy dealer to get looked at. They just picked my car up December 28/29 2014 and as of January 30, 2014, I have not heard anything - unless I call him and he stated they was totaling out my car because of the damages. Okay it's been two weeks and I have called him, called the corporate office and his supervisor or David will not return my calls. I want to know the status on my car and why they didn't pay for my rental. I had to return the rental because of lack of communication and laziness of GEICO staff. I can't go to work or do I have a car.
Reviewed Jan. 30, 2015
I had a policy with them for about 5 years and no claims or tickets with them or anyone ever. They lost a customer for good. Even if I could get a cheaper or better policy from them. I will never get a quote from them. I wouldn't recommend them to anyone and advised everyone to drop them. A few of my friends dropped them and went through the same thing.
I found a bit cheaper insurance company and called to cancel before my policy ended (the 14th). About a month after my policy ended I get a notice that I owe them about $30 for 15 days after my policy ended. I called them (10 min wait by the way) I told them I cancelled before the 14th. What that should mean to them is I don't want their services and will not be paying for anymore. They tell me they don't have record of the call and so BS that they have to cover me 15 days after by law. I didn't care if they have to cover me for a year by law, that's not my problem. My policy ends on the 14th, that's all that I agreed to pay. They said I have to provide them with proof that I was covered for the 15 days. WTF I have to prove to them that I have insurance why? Are they cops now? I have to go out of my way to prove to them that I don't need their ** service.
I told them I have proof I was covered for more than half the last month I was covered under them. Will I get a refund for those days? Of course not. I care about my credit too much so I send in my proof and they tell me it will take 48 hours to process (total of 30 mins on the phone). Great, it's a good thing I didn't give them the automatic pay cause they would have taken whatever they wanted. Probably take months to get a check from them. Then I tell him to give me his first and last name, his location, and confirmation number for the phone call, just in case the record goes missing and I told him that I was going to call back to double check that confirmation number. I didn't :)
48 hours goes by and I still don't have any confirmation. I call them back and yell at them this time cause it was 48 hours. Lady freaks out (sorry that's what happens when you work for crooks) and asks me to send it again. She processes it. It took 45 minutes of waiting and she would pop in every 10 mins to ask if I was still there. After the second time she did that I yelled, “OMG HURRY WITH THE PROCESS I’M STILL HERE.” I told her I wanted to put a complaint on the last guy cause he told me that it would be processed in 48 hours and it wasn't. I had his name and everything. I took down her name, address and would call back to check if everything is processed.
So yeah, when you do decide to leave them, be prepared to spend about an hour or more of your time to prove to them you have insurance. It really shouldn't be any of their damn business if I'm insured or not. When I meet someone that works for Geico I'm going to immediately threat them like scums of the earth.
Reviewed Jan. 29, 2015
On December 20, 2014 I was involve in a automobile accident and Geico call their PEOPLES to tow my car from the side of the interstate. I went to the hospital. Monday, I got my rental (car was dirty inside out). Goes to Squires Towing and Recovery which Geico call. Got there, my battery dead. Took two angle pics from front driver and left front passenger so you will see the damages. Goes to the back on the driver side and couldn't get between my car to see if trunk would work cause a truck is park there. So I tried on the side of the car, didn't get the trunk open.
Get a phone call on December 26, from Jim ** which I didn't give Geico the go ahead to take there, Jim or someone told me I have a 3 inch scratch horizontal on the rear bumper. I told him there shouldn't be any there. So the claim adjustor call, name Jared ** and I told him I want my car fix right. Then he and Jim ** would call every two to three day about what need replace. I finally told him "stop calling me, call me when my 2014 Impala 2LTZ ready." Then both call me repeatedly that the tow truck company weren't going to pay, had me to call many Geico peoples until I got someone with brains to send me to the towing department.
I inform them that they call the tow company to tow my car to the tow yard company. I finally call the tow company and he didn't tell me he wasn't paying and told me he would look into it. Jared call from several numbers to tell me they found this and that and I told him to call me when my car is ready. Now they giving me the runaround and I keep telling them that my car could have been fix if they hadn't been dragging their feet. They told me I have to made open another claim for the damage and then they start telling, reminding me about my rental agreement.
So I call Jim ** and were told need a radiator and day later or two I need a radiator hose. Man you can go to a parts store and get a GM parts. Now I'm piss and I told them that they working on my car part-time. All of a sudden they tells me that my car be ready hopefully this past Monday. I get a call Tuesday to pick my car up. I goes up there and they didn't tell me my additional alarm going off and I told them why they couldn't call so I can bring the charger. I'm HOT now, going down the interstate impersonating a police and I say "no so someone found a charger and let it charge" 'round 10 mins... They trying to get rid of me it closing time to 5 pm.
Alarm stop and I look at the front and noticed the rubber scoop on front never been change. Told them today why they didn't put my IMPALA back on both front doors. I notice they put an aftermarket windshield from SafeLite which they have on record not to by them to get GM glass. Then I got a call from HERTZ I owe 6 days cause GEICO side stepping my repairs.
So I call the shop and I told them that they should have done my car within the 30 days if only they have taking off all the damage parts at once instead of calling me numerous time to tell me where they at. Inform shop that I got a bill from hertz because they working part-time. So, the manager at the shop told me to bring the bill and they will cut a check. I call the claim adjustor to tell him they stall on the repairs, he claiming they have to wait on parts but he calls me when every parts the shop say my car need that was damage.
Call GEICO to tell them about stalling my repair and finally I told them we are divorce. Oh the head of claim adjustor tell me after I inform him they should have paid the 6 day for stalling and his first remark was,"the shop cutting you a check." He and Jared never apologized. All they did was pass the buck. Now I'm waiting on the Head Adjustor to call but I hope his actions not like Jared and Martin. I'm tired of my co-worker asking why it taking so long and I say GEICO. Everyone I call put me back to Martin and Jared. Then Jared lied that I told him to take my car to Jim **. They thick as thieves. Conflicts-of-interest.. I will see.
Reviewed Jan. 28, 2015
I was involved in an accident on i94 (Michigan). My vehicle was the only vehicle in the incident, it sustained front and rear damage. I have a dash cam and reviewing the incident it is obvious that it was simple bad luck that I hit a patch of black ice. But that wasn't the issue, in fact the Geico lady to whom I spoke was very professional and very kind (I'm sure that it is part of the training but nevertheless it was welcomed). Sadly the good part ends there. I was recommended to take my car to CDE in Canton Michigan, a drive (in the damaged vehicle) of some 40 miles, however, I was assured that by doing so I would be in a better position to have the damage estimate taken care of quicker and it would be done in one place.
When I arrived I was told that I wasn't scheduled to be there until the following Tuesday, anyone watching the news would have seen the i94 disaster that involved 100+ vehicles, I was at the tail end of that, it was on Friday the 9th of January 15. Thus I was not eligible for a rental vehicle until the night before the appointment, four days later! This alone is a ridiculous scenario to find yourself in but since I was committed to being somewhere that evening I rented personally. Both the people at CDE and the representative from Geico were there and I informed both that I could not return until the following Saturday as I was traveling. I stated this to both them and the Enterprise rental representative that I would be back on the Saturday.
My week passed and my wife told me that the Geico estimator had stated the vehicle was 'a total loss'. My wife even told me that she had been told what the insurance claim would be. I should mention that literally at the end of 14 we had decided to increase my deductible to $1,000 to reduce insurance costs since I had not had an accident in 40 years of driving, that was bad luck and a temptation that fate had to jump on, but that is life!
When I returned on the Saturday AM (vehicle was to be returned before noon), I was greeted with no representative from Enterprise to receive the rental car, even though he said that there would be someone there and worst still, no car! The insurance representative had authorized the removal of the vehicle without consent. I was fuming, but there I was with no car, and no chance of resolving it until the Monday. Yet again I am in the lurch about the time. Monday came and I was on the phone the moment my eyes opened. I spoke with Geico (HQ) and was greeted by a very friendly young lady who is the supervisor of the total loss department. She gave me the contact names and numbers of various people that could help me resolve this situation. The real issue was that I had personal property in the vehicle that I wished to recover.
Eventually it was arranged that I could drive (94 miles round trip) to the 'salvage' yard to recover my property. I did, and then I waited 40 minutes while they obtained authorization from Geico to allow me access to my vehicle. I should note that at this point the vehicle was in my name, I literally had the title in my hands, and I had received nothing from Geico. Finally I was allowed to go to the vehicle and recover my property, however, this involved going into a greasy, muddy and miserable yard to my vehicle was unceremoniously presented to me on a fork lift truck.
Just in case you think this is bad, when I got into my car, the only things that were still in there were the things that were literally bolted down, everything else had been 'stolen'. I use that word because I had left my car in the care of CDE and Geico and now my property was gone, and I still held the title. The contents amounted to about $500 in my estimation, I have since remembered that I also had an OBDII device in one of the rear door pockets that I cannot account for and that alone was $300. But the real complaint is that Geico said that they could only cover up to $200 for personal property which I have since been paid, as well as the total loss payout.
But, forget all of that, pay attention to the fact that they were placed in the care of my vehicle, CDE and Geico, and that removing someone's property without their consent is theft, they broke the law. As the owner of that vehicle I should have called the Canton police and reported it stolen, something should be done about a company such as Geico, in cooperation with CDE, effectively stole my vehicle.
As a result of some black ice on the i94, and yes I was driving carefully, I am happy to show the dash cam video, along with the Geico, CDE and an unfortunate decision to have a large deductible, I am now out of pocket to the order of nearly $2,000 and it involves a theft that never was. I can only hope that Geico begin following the letter of the law and abide by the legal requirement to actually seek the owners permission before disposing of their personal property. Noting that actually paying attention to the customer in this case ("I'll be back Saturday"), may improve some impressions that people have.
Reviewed Jan. 27, 2015
Last year December 2014 me and my boyfriend was in taco bell drive thru. The car in front of us was at the window. My boyfriend was the driver and I was the passenger, at the time I was looking down at my phone, next thing I know the car in front of us slammed into the car and I mean it was like it was done purposely hard! That driver is a geico insured driver. He then hop out saying “I'm sorry, I'm sorry” and he tell us everything is OK but it wasn't I that suffered from whiplash because my head was down at the time and my boyfriend had a recent accident about a year and a half ago and it made his back pains come back. But we thought we were fine until 2 days later that's when I began to have the aches in my neck. And me and my boyfriend went to nearby chiropractor to see if we were OK. We both suffered from minor injuries.
I then went down town to pick up police report so I could go ahead and file a claim. They tell us the police didn't even make a report of it because there was under 500 dollars worth of damages done to the car, we were in a 1995 crown Victoria- I would think not!!! What about our pain!! So I called GEICO agent, she said a woman named Tanisha would be our adjuster. She called us, ask all the questions in the world, we told her everything. 3 days later she say she haven't got in touch with geico driver and she would keep us updated and she said if she was able to contact them after 30 days she will the settle it from there. Two weeks after going to chiropractor, we call- she never at her desk they say, so she called back the next day to say “we still haven't talked to anyone, I'll keep you updated.” 2 more weeks go by and she finally contacted the driver and says she still working on the case.
We went out, got pictures tooling of damages. They did also. She accepted car damage claim that was under maybe 500, another week went by I tried calling again could not get in contact with this woman at all. Throughout the whole claim we talked 3 times out of like 40 days. She left a message last week- I had no miss call, she stated we’re still investigating the bodily claim. After almost two months!! We only did treatment for two weeks and here we are now still can't contact this Tanisha woman. I don't understand why it’s taking them so long to pay chiropractor and paying for car damage still nothing at all. 2 months later and the claim is still open. We have our lawyer on it now. It’s a shame we had to hire a lawyer for such small claim, it just shows how careless they are. And Tanisha is very careless and I say she need to be retrained for the job!
Reviewed Jan. 26, 2015
'GEICO REJECTED ME IN 15 MIN OR LESS.' Despite an immaculate record... honorable discharge USAF Flight Surgeon and combat veteran, with zero criminal record, merely 2 accidents--neither of which involved tickets--one 'non moving.' They poached USAA's assessment and said 'No' due to 'Claim History.' Moreover, now that I know Geico's ownership via Mr. Buffett and progressive political affiliations (which seem decidedly anti-military), I wouldn't join GEICO, even if free for life. I hate Trojan Horses and hypocrisy. The commercials are cool, though. Thank you for reading.
Reviewed Jan. 21, 2015
Buyer beware. Geico has very over aggressive sale agents. They will say anything to get you to agree to buy a policy. My experience was bait and switch. I was given a price for the policy with a reference number but when I went to purchase it changed. It did so at the last moment after listening to the legal recording that I was to agree to. When I complained I was sent a email documenting how it is with in the law. It is true they are not doing anything illegal but clearly they are missing some ethical values. The whole experience was as slimy as the little Lizard.
Reviewed Jan. 21, 2015
I received a 15 pages business questionnaires from Geico Underwriters last Oct 2014. It stated that failure to provide this may result in termination or cancellation of the service. I was with this company for more than 3 years and have 7 vehicles insured. I have only one claim windshield breakage due to a stone. I never had any reviews or updates with Underwriters from previous Insurance company that I had in the past.
After I submitted the questionnaires I thought everything went well as I did not hear from GEICO. I found out yesterday after logging on to GEICO website that my policy was cancelled last Dec. 23rd. Thank God no accident happened to me and my family. I called GEICO underwriters asking them why my policy was cancelled and told me that there were missing documentation in the questionnaires which I think are minor and not important considering the answers are on their other questions.
This person by the name of Toni ** told me that it’s their POLICY not to call the client if there are missing or if the questionnaires are incomplete. This is what I called a negligent and irresponsible customer service by GEICO. I asked the person “how can my insurance be reinstated” and told me that I have to complete the form and asked them to fax it to me.
Well, to make the story short I did not get any fax and they have all these excuses that their fax just keep redialing my number but am getting all the faxes from Pharmacies with no problem. Gave them another fax number, same thing happened - no fax. Basically GEICO will drop you if they are getting enough from you. So be careful in choosing a reputable Insurance company.
Reviewed Jan. 20, 2015
I couldn't agree more with the negative reviews. I just had the WORST "customer service" experience with Geico and after 5+ years of being insured by you, I will be leaving ASAP!!
I looked at our auto policy breakdown on this past Saturday. I wondered why my older car was costing us more than my husband's newer car to insure. On Sat, I was told by a Geico rep that it was due to my numerous accidents. I asked what accidents?! I've never had any! I was then told they couldn't discuss it with me - I would have to speak to Claims, which wasn't in until Tuesday.
I called this morning, the rep told me I had to speak to Tyler ** in Claims. After numerous tries, I finally reached Ms. ** who told me I had a claim for backing in and pulling out of a parking spot and scratching my car. I explained to her, I didn't know what that was from. I called a while back, asking what my deductible was for damage from someone KEYING my car. I never opened a claim, since the deductible was high and it certainly would not have been worth it. My DMV record is completely clean. I tried, numerous times, to explain this to Ms. **. She just kept repeating the same thing over and over. I was getting nowhere with her. I asked her, "why this was on my insurance at all?! And how do I get it off?" She told me I have to speak to a rep and transferred me to the policy rep.
I again explained to this rep what was going on. Policy rep told me I had to speak to Claims. I explained to her how Claims told me I had to speak to her. She asked me to hold. I was on hold for 6 minutes. She returned to the phone, thanking me for holding briefly. I told her there was nothing brief about it. She said that she tried to reach a supervisor, left messages for them, asked me to call back tomorrow. I explained to her how this was day TWO of calls on this for me. She reiterated me calling again tomorrow for "THE BEST CARE". That's hysterical!! I told her never mind - I would be switching my car and renter's insurance to another company ASAP with my husband who is a Veteran and current Federal Govt. employee. You are a customer service JOKE Geico!!!
Updated review: Feb. 4, 2015
After speaking with few representatives I was able to get the direct phone # for a supervisor who took the time and made the effort to get the details straight. After taking into consideration what happened Geico decided to pay for my car and make me whole. I will keep them as my insurer.
Original Review: Jan. 20, 2015
My car was parked in a tremendous outdoor parking lot. A person insured with Geico with his car flaming and smoking decides to bypass all the acres of open space and pull up right next to my vehicle and a pedestrian walkway less than 50 feet away from a building and decided to park his car and run. His car burnt to the ground and burnt mine as well. My car is a total loss. Geico has so far refused to pay my claim.
Making it worse, I also have Geico. They are trying to push me to make the claim on my policy. Then I lose the $1,000 deductible and my premium will go up by hundreds. On top of all this, every time I talk to them, they have a different account every time. Messages saying my car was stolen and so much more miscommunication between them. They are horrible. I thought I got a good deal when I signed up. I guess you get what you pay for.
Reviewed Jan. 20, 2015
Geico saved us over $1000 dollars compared to our current policy when we added our teenage daughter to the policy. I was afraid the customer service would be below average if we had an accident but I was so wrong. We had an at fault accident and Geico was wonderful. Each time I did something online about the accident someone from Geico called me to explain the next step. They paid for all the damage without any problems. We have also used them many times when we locked the keys out of the car and they are always easy to contact and very friendly. I would highly recommend them.
Reviewed Jan. 18, 2015
I purchased full coverage insurance with Geico which included comprehensive coverage. It turns out that full coverage with Geico means fools coverage. I was under the impression that full coverage is what the word means. I was hit by a hit and run driver, hit in the rear left side. I ended up on the guard rail totaling my car. I did not see the driver, it was raining really heavy and it happened so fast. I sustained injuries that I'm being covered by my own personal insurance. I called Geico to report it, they said I wasn't covered.
They lied to me, they use deceptive practice with their coverage. It's confusing and it's like ordering a la cart from a menu. So they are basically calling me a liar and are sending an accident reconstructor. What a joke, any person that looks at the car can tell it was hit from behind. They continued to take my payments even though I didn't need to keep the car insured. I found another company that gave me all the coverage I wanted for a hundred dollars cheaper. Geico insurance company is liars and thieves. They are giving me the run around making excuses after excuses. I am reporting them to federal insurance commission, better business bureau and filing a law suit against their unethical, misleading and confusing practices.
Reviewed Jan. 14, 2015
Unacceptable service from GEICO!!! I was promised my car would be ready in 2-3 days. I was informed on DAY TWO by the body shop that GEICO Service Representative Matt would approve the extra parts needed. Guess what? Nothing happened on Day TWO. A LOST DAY for ME! Now it's DAY THREE and I'm expecting my car is ready. After all, it's a 2-3 day job, right? That's what I was told, and I made my plans accordingly. Well, NO ONE calls me from the body shop. SO, I HAVE TO CALL. It turns out the GEICO SERVICE REP Matt still hasn't approved. Now I have to WAIT UNTIL THE END OF FRIDAY.
Are you kidding me? You wasted a whole week with my car, waiting for approval from the GEICO Rep for a 2 day job? Thanks a lot, GEICO! I just recommended my Mom and got her to switch from Liberty Mutual to GEICO. Wow, thanks a lot! You really know how to say thanks for sending us the business. Instead, it feels like you gave ME the business - the wrong kind. I am deeply disappointed this is taking so long.
Reviewed Jan. 14, 2015
I have been a customer for four years and then I went to delay a payment one week after them overdrafting my account last month 77 dollars, and my bank charged me with a 30-dollar overdraft fee. And I tried calling a day and a half before to postpone the payment two days and it didn't matter cause apparently you need 3 days for them to process something that a chimp could do in ten minutes. Aside from that now they canceled on me for not even being a week late. I will never go through them again, they are greedy and they don't value their customers. You’re just a number and money, not a person with a family. I wish with all my heart that GEICO will get shut down.
Reviewed Jan. 12, 2015
I have been with GEICO for almost 3 years. Today I called to renew my policy but they told me that they will no longer cover me without any previous warnings. They claimed that they had sent me a letter in the mail which I never received. They never called or sent me any emails (even though I am enrolled in paperless notification). What shocked me was the reason for their decision. After interrogating me for two hours on the phone, it turns out that this whole issue was because two months ago I called them to get a quote about a POSSIBLE third driver for one of the three cars I have under my policy. I never added that third driver to my policy since I no longer needed one. They held it against me and refused to renew my insurance.
My husband and I never had any accidents, we have three young children and are very cautious drivers! They did not have any convincing reason to their decision. Their agents were very unprofessional and asked way too many personal questions. Because I was desperate, I uncomfortably tried my best to answer their questions. Still, they denied me coverage. I'm currently covered by another insurance company and pay more than $1000 extra a year, still I'm glad that I'm not with GEICO! After this bad experience, I will definitely not recommend GEICO to anyone!!!
Reviewed Jan. 11, 2015
Geico driver made illegal u turn to go west and then decided to make another illegal u turn to go east and cut my right way off. Driver told police he was making u turns. Driver told geico he was making a left turn and I ran into him but there is no street to make left turn at and I have no front end damage to prove I ran into geico driver and geico never came out to look into matter nor send adjuster.
Reviewed Jan. 11, 2015
In May 2014, I had an accident. Thank you God no one get hurt except vehicles. I called Geico to claim that incident and be tow my car. Everything was ok. Geico took all accident information about accident. The lady was so nice and trying to help me. All of a sudden their voice and caring feeling was gone. They told me that I am an excluded driver on my policy and Geico will not responsible at any expenses. I was already in accident shock and they give me second one.
Geico employee who was talking with me sound like this: "We don't care about you. We don't care you had a accident. You should not be driving that car. All your fault." I totally forgot about being excluded driver. I did on 2012 and they kept me in this way 2 years. Truly I have forgotten; otherwise I will change the policy. I was thinking that my Uninsured part will cover me. It was some misunderstanding. My issue was all my mistake I can accept it but as a big company Geico, they can at least send a towing truck and charge me the fee.
I felt I am so alone; nobody wants to help. Even people on the phone (Geico employees). I was just in need of some soft voice that explain me the situation. I wish we all listen to that conversation. Later on I called my case lady to ask paper, which I signed 2012. She sounded like: "What are you trying to? We don't care about you. Why you calling and bothering us? I am busy with texting. :) It is your fault; you should not take your name as a driver." So dear Geico please train more some of your employee to be more careful with their voice tone so customer like me will not get offended. Thank you. I am still paying that accident debt. Thank you Geico.
Reviewed Jan. 10, 2015
This is a horrible unethical company! I'm a Geico customer with an excellent driving record, who has been driving for over 25 years and I recently got rear-ended by another Geico Customer at a stop sign with my five year old child in the back. My car had about $1500 worth of damage and the young man who hit me had a lot more damage. I was at zero mph and the guy who hit me was going 25-35 or so. It's been almost a month, and I have moderate lower and middle back pain and I've never ever had back problems!
Geico tried to give me $100 and close my claim! Unbelievable. I said no. I went to a chiropractor who adjusted my back and said I was out of alignment. The woman handling the case is a shark and here I am, I'm totally honest. I even said my neck did not hurt! What in earth do you have insurance for? Like I'm going to the doctor and chiropractor for the fun of it? I'm a stay home mother, so it's not like they have to pay for lost wages. They are highly unethical and closed my claim stating it's a minor accident. I guess we are getting a lawyer now. It's ridiculous that they will not pay for a couple of chiropractor appointments and help minor injury!? What a waste of time and energy for everyone.
Reviewed Jan. 8, 2015
I recently got a quote and activated the policy online. Why did Geico also charge me separately for a past due policy from 2012??? One which was under my EX husband's name also. I was informed by Lisa ** that Geico couldn't refund me the past due but would gladly cancel my policy and refund that amount??? Also she advised that there was a disclaimer regarding past due amounts being due along with the quote amount. LIAR, I saw no such "disclaimer" and now I can't pay the rest of my bills this week. I really wish that someone would step on that damn lizard and call it a day. Bunch of THIEVES.
Reviewed Jan. 8, 2015
My son had parked his car at walgreens and another car insured by Geico backed into him. They exchanged information (not a lot of damage). I called the insurance company to inform them what had happened and asked if I should call police. They said not to worry they would take care of it and to uploaded damage photos to the claim they started. Week went by and hadn’t heard anything so I called, they were nice and explained that they hadn’t been able to get a hold of the driver they insured. Which means they couldn’t do anything until they did. I have called every week for 5 weeks and they keep saying they haven’t been able to reach him. Seems like a bunch of BS.
Reviewed Jan. 5, 2015
My account is set for automatic payment on the 14th of each month. I get a reminder about 10 days prior. My reminder showed about a $10 increase. I called Geico and spoke with Eric. The only explanation he had was because of healthcare rise in Texas. Eric then offered me a $20 defensive driving course to reduce my payment. Fire the gecko lizard and then maybe humans can afford the insurance. I have no tickets or accidents for years. I have multiple vehicles insured and I'm a Sr citizen. None of that matters to reduce my payment. I'm seriously searching for other insurance.
Reviewed Jan. 2, 2015
I have never had such a horrible experience with an insurance company. For the past five years, I had car insurance through a different company, and my (now) 18 year old daughter had hers through Geico. I decided to give Geico a shot myself because I heard nothing but good things about it, and I wanted us to be on the same policy. Little did I know, I was wrong. I bought Auto insurance on 12/18/2014 after doing the Geico insurance quotes online, and I got my reference number. I spent two hours on the phone with three different representatives. Less than 24 hours later, on 12/19/2014, Geico changed my plan without consulting me whatsoever. They increased my annual rate (that I had already signed up for the day before) $1010.00 with an additional $680. I called them as soon as I saw the absurd change. I spoke with a representative who couldn't help me, so I asked to speak with the department manager. His explanation was that the Geico representatives (all three of them) made a mistake with my purchase. Then, I asked him what about the online quote and my reference number, and he explained to me that he doesn't know, and that it is probably "a program mistake".
Additionally, he was very rude, and sounded like he didn't care about his customers satisfaction. He sounded completely uninterested in helping, and he couldn't wait to get off the phone. I just cannot believe how much time (that I don't have) and effort I spent trying to find the best and the cheapest deal for my daughter and I, to be treated like that. It is just unbelievable to me.
Reviewed Jan. 1, 2015
Wife was back into in a parking lot, other motorist GEICO insured. Police report cited the GEICO driver @ fault. GEICO refused to acknowledge responsibility and payment. ALFA Insurance, our provider has offered to take care of damage w/o raising insurance rates and will take GEICO court. GEICO AGENT ZIPPORAH **, EXAMINER CODE **. NOW IF YOU ARE GEICO INSURED AND HAVE AN ACCIDENT WITH ANOTHER GEICO INSURED MOTORIST... WHAT DO YOU THINK YOU'LL GET? YOU'LL GET IT IN THE END.
Reviewed Dec. 30, 2014
I was in a car accident on February 3, 2013 where a 17-year-old with no license and no insurance pulled out in front of me and totaled my car. Thankfully, I had uninsured motorist coverage and this all was supposed to be taken care of. Almost two years later, and my original ER visit still isn't paid for. My claim agent was Amanda **, who was very nice at first, but is absolutely useless. She hasn't been able to gain records of anything to pay off any of my medical bills. I submitted the same form(s) to her at least 7 times, with her claiming she never received it several times. I ask her for a progress report and it's the same as it was before. I don't have my own medical insurance so I can't receive the treatment I am supposed to because they won't accept GEICO's word that they'll pay - not surprising.
I lost my career path and my job because of this accident. My pain and injury is a hindrance to my entire life. I can barely do my current job. I can't do the dishes. I can't walk my dogs. I can't hold my fiance's hand or put my arm around her. I can't sleep half of the time. And there's nothing the doctors can do, or are willing to do on GEICO's insurance.
I called to speak to Amanda today and give her one last try to finally do something, and her phone number now belongs to someone else. So she left or got fired and no one decided to contact me and let me know or give me a new case agent?? Looks like it's time to get a lawyer. Thanks GEICO for all of your help, if you want to call it that.
Reviewed Dec. 30, 2014
Don't buy insurance from Geico!!! They will rip you off. There are thousands of complaints online, all these people can't be wrong. This company is shady and gets away with it in New York State. Mind you they have been fined hundreds of thousands of dollars in other states. Notorious for lowball estimates. Fails to honor claims. Very poor customer service. If you’re hit by a Geico driver get a police report no matter if they admit guilty or not because Geico won’t pay your loss. Never let appraiser come to you. He will rob you. Go to the three biggest shops and use that estimate. In my case that estimate was almost twice Geico’s claim rep’s estimate. Why won’t our attorney general stand up for us New Yorkers? INSTEAD OF GIVING TAX BREAKS TO COMPANIES THAT PREY NEW YORKERS....
Reviewed Dec. 23, 2014
They charged me on 12/10/14 for monthly premium then again on 12/15/14. I called to get my money back from one of those payments. They said "we'll give you a refund, it will take 3-5 days." This was on 12/16/14. So I check today and nothing, it's 12/23/14 I really needed that money by today the latest. I call them and all they say is it didn't go through the first time. It'll be 3-5 days more... All I can say is thanks Geico for ruining my Christmas... By the way it was $305.00 that they took which I was going to use to buy my daughter's and niece's presents. Again thanks Geico for ruining that!!!
Reviewed Dec. 23, 2014
My son had a separate car insurance policy for VA. My husband and I live in NC. As my son was enlisting in the Army, he changed his residency to NC and notified GEICO ten or more days prior to the expiration of his policy of the move. His policy was paid in full to end of October. GEICO has been sending us letters nonstop for a balance due of $150. Each time I call, they tell me that in NC, they have the right to charge us a fee for canceling service, even though his policy was paid in full. After many phone calls and promises of managers to return my call, none have done so thus far. In researching, I discover this is called a Short Rate Fee, whereby the insurance company can charge their clients for essentially "loss of premiums." Such bull! My son is military and paid his premiums on time. You'd think they'd waive this for the military but no. Their service is terrible, and answers to questions are not clear, nor do they mail requested documents pertaining to this "law" as requested 3x now. NEVER will use their services again!
Reviewed Dec. 22, 2014
My RV had fire under engine hood. RV burnt to ground... Had to walk 7 miles to get back up ride... That was 3 months ago and still waiting on Geico to pay for my RV. Have been homeless since October 23, 2014.
Reviewed Dec. 22, 2014
In 2012 I was in a hit and run accident of a person who ran into the side of my vehicle. I got the person information and name but he left the scene so I turned it in and Geico accepted my claim because I had Uninsured Motorist on my Policy. Then like a couple of months later I was in a hit and run where a person was getting over and knocked me off the road and kept going. Well Geico got my car fixed but then they wouldn't pay me for the injuries that my children and I sustained in the wreck. They made me do a EUO, Examination Under Oath, and then shortly after that they denied my claim and also dropped me.
It has been a couple of years since my wreck and I tried to get insurance with Geico because I was not at fault and I couldn't help that when the person hit me I couldn't get any information. But the representative that I called stated that Geico wouldn't ever insure me as long as I live. This is not fair and what are we paying for insurance for when your insurance is making you out to be a person who makes false claims? I was in 2 hit and runs. The adjusters lied and made it seem like I caused damage to my car. I wouldn't do that and hurt myself and my two children. This is horrible and also they have it now where my premiums are outrageous with other insurance carriers. GEICO is a horrible company to be insured through.
Reviewed Dec. 19, 2014
Rudest possible stone walling phone call ever! Ask a direct question about my privacy, GEICO has NO ANSWER. Ask Again, no answer. They want to charge me additional money for something that they MADE UP! UNHAPPY.
Reviewed Dec. 18, 2014
I was recently rear ended by a Geico customer. She was issued a ticket for careless driving and I was not cited. My statement, the police report and the evidence shows her fault, but she is lying to Geico and they won’t accept responsibility. Geico is a joke, anyone can see the facts. Her story is physically impossible to have happened. I thought lying to your insurance company was illegal. Geico seems to encourage it. It’s been over 3 weeks since the accident, I guess a court fight is next.
Reviewed Dec. 17, 2014
I had an accident due to hydroplaning and the car hit a divider after slipping two lanes. The front of the car was damaged, which included the engine. The air bag popped out and the car was in a bad shape. When I called up Geico, it said that due to a 'photo-inspection' that I didn't do before the accident, it stopped the collision coverage two weeks prior to the accident and it will not cover the expenses. It took 10 days for Geico to tell me their decision. All these days my car was towed and kept in a workshop. Geico didn't even pay the towing or storage for those days (about 500 dollars), forget about the total expense of the repair (about 5400 dollars). Was extremely dissatisfied with Geico's service and switched to ** and now saving about 40 dollars/month.
Reviewed Dec. 15, 2014
I signed up for classic car insurance on the website but when I needed to file a claim they say I do not have classic car insurance but liability only and they will not pay anything, not even for the tow, which the officer on site had stated "with the report number and his ID number” the insurance would pay to tow to the lot from the accident site. This was a much more expensive tow than towing to my home 1 mile away not to mention weekend storage fees. Basically if I sign up for classic car insurance on the website, why is it not on my policy? Or was it conveniently removed after I filed a claim? I only know they say it is not there and will not pay. Geico = bad faith. Don’t waste your money.
Reviewed Dec. 15, 2014
After I called Geico and ask them a question they cancelled my insurance. It was just a question, and they had no right to cancel my collision insurance. If I had remained anonymous that would have been the best thing to do. They have made a total ** of themselves, and I will get another insurance company. They have a very bad attitude, but what can you expect they deal with the government. They don't seem to care about the people. Go figure. I am having my attorney look at what they did for what it's worth who knows. All I can say is I'm 58 years old and I've never had an insurance company like this. I would tell anybody "Do not use Geico".
Reviewed Dec. 15, 2014
I was recently in an accident, which totaled my vehicle. While I am not Geico insured (thank god) the other driver (who was at fault) is. Although I had a detailed police report and several witnesses stating the other driver's guilt, Geico refused to accept 100% liability, and then dragged my claim out for 2 MONTHS! Their claims reps/adjusters were rude, argumentative, and flat out ignored my calls! I placed several calls to supervisors and was never called back. The service is absolutely terrible making this the most frustrating process! As a result I now have to sue the other driver to cover the remaining total of my vehicle after being forced to settle for only a portion. Geico is terrible with customer service. I hope I NEVER have to deal with Geico again!
Reviewed Dec. 12, 2014
After getting a call from Geico stating that there is a licensed driver living in my home that I needed to add to my policy or that they would have to drop my policy, I started asking questions and the name that they gave me was that of my father that passed away in Sept of 02. We are now in 2014. They could not explain but only apologize and tell me to ignore any letters from them that it was all a mistake. Three months later I get a letter from Tallahassee stating that my license are suspended due to no insurance. I call Geico and they once again want to know who the license driver that is living in my home. I have been living alone for over four years which means I live alone and they can only apologize and offer to reinstate my policy for almost four hundred dollars. I lost all respect for that little lizard. I can't believe that I left State farm after eleven years for this **, all for cheaper rates!
Reviewed Dec. 11, 2014
I just had the worst experience with Geico with trying to process a new policy. 15 minutes bulls. 2 hours and ended up having to cancel the policy because I could not meet the 12 midnight deadline of e-signing their forms because their systems were down. Not an error on my end...theirs but I get penalized and forced to stay up. I have never been treated so poorly by customer service reps who contradicted each other and expected me to stay up to midnight and then to find out from the last supervisor I spoke with, Kristen, that they wanted me to print and fax the forms by midnight. It's 10pm. Tell me all, do you have a fax machine? DO NOT BELIEVE A WORD GEICO SAYS. THEY ARE AWFUL!!!!
Reviewed Dec. 11, 2014
I wanted to change the date my payment was due. I started the process online. During the process, the website said that I would need to make two payment to be able to change the date. At that point I called GEICO and talked to a representative who promised me multiple times that I would NOT have to make a double payment. When that months payment posted, it was for a single payment. But the next month GEICO took TWO payments out of my account with no notice and without my permission. I called GEICO and they told me that they could not reimburse the money but that I would have to go to my bank and file a complaint with them to get my money back. The money was finally returned and I thought all was well.
In December they only withdrew one payment then in January GEICO double dipped in my account again. I again called GEICO and demanded all of my money back (two payments) and to cancel my account. Again they told me I had to file a complaint with my bank. I did file the complaint and get my money back again. Both times GEICO double dipped, they overdrafted my account. Both times I had to put other bills on hold. Since I told them to cancel my account and refund my money they have sent me multiple bills for over $400.00. GEICO insurance company are crooks. I will never use them again and I don't recommend anyone else to either.
Reviewed Dec. 8, 2014
I was in an accident where a county dump truck plow pulled out in front of me turning left and I fishtailed my driver's side of my truck into him. I was not at fault. I made the claim hours after the accident and they were very kind and informative with me. Now it's been 14 days and I have no idea what is going on. I got a crabby lady on the phone who just told me "when we have new information we will contact you." I've called my adjuster a million times with no answer... literally no answer after calling multiple times every day for a week. I got him on the phone ONE time when he called me. I'll leave voicemails and emails and he will call once and leave a voicemail to call him back but he does not answer his dang phone! I'm still waiting to hear back and see how much I will get for my totaled truck.... I kind of need the money to get a diff truck and pay off the totaled one. I understand things take time but it takes a lot longer when you can't get in contact with the people who are supposed to be serving you. Do Not Get GEICO! I will be switching my coverage as soon as this claim is finished with Geico. I've had better service at a drive thru...
Reviewed Dec. 8, 2014
I got in my first accident back in the summertime. It was not my fault, and at that time I only had liability. I had a 94 van & I lived in town, no reason for full coverage. I fixed my van myself for $250. Obviously this was all recorded. The insurance company deemed me 5% at fault. So, they took care of that and moved on. Fast forward approx. 3 months and we moved out into the country. The county is known for deer. I work night shift, so the deer are out on my travels. I have to drive 25 min. one way to work. So, I called and added full coverage and a $0 deductible in case I were to hit a deer.
Fast forward a few months and I actually did hit a deer. Which is not uncommon for the area I am in. At first everything was fine. We had the rental car, Geico said the van was going to be a total loss. I got my rental car, but they only covered for 5 days. Then due to prior damage being recorded (from the first accident), some fraud inspector guy picked this up. This is where the jerk comes in. Geico said this guy would call me, he didn't I had to call him. He then refused to extend the rental for me. He explained since I have rental reimbursement, that he didn't have to extend it, rather I pay out of pocket and they reimburse me.
He called to interview me. I was fine with that. He wanted all the details about the first accident. He was trying to say that there was overlapping coverage. He was trying to make it out like I added this coverage to pay for the old damage. I said "That is funny that you guys had to tow my van, because you can't drive it." BUT after the last accident, I've been driving the van for at least 3 months. I understand that these people have to try to figure out there is a fraud. But I answered all this man's questions. He wanted details I could not remember. I gave him the info to the body shop, but he wanted smaller details. Then he questioned me, because I couldn't remember.
I have ovarian cancer, been doing chemo, chemo brain is a real thing. The man almost had me in tears because I couldn't answer all the questions. I was really frustrated with this part. The jerk said that he wasn't declaring the van a total loss. He said he would be calling the auto body shop where the van was towed and he would be in touch. Our auto body shop backed our story, because I had hit a deer. They sent him pictures and did all the paperwork. By this time, we had to buy another vehicle, and of course had it added to Geico and took off the van. My case was still open.
About 3 days later, the jerk was gone, and one of the head people (Jim) picked up our case. He was a very pleasant man. He offered to get us a rental again, but we already had the new van. He took care of everything. He made sure we had our check within 4 days. I'm so happy we stayed with Geico. Hopefully, I will never be in another accident. Overall the whole process took about 2 months, but Jim fixed everything. We are staying with Geico.
Reviewed Dec. 6, 2014
History: My wife and I have been insured by GEICO for the past 7 years for our car insurance. Our homeowners insurance was originally through Travelers Insurance Co. since 1999 (15 years), and I recently became aware is under-writed by GEICO. Every 6 months, GEICO would raise the premium of our car insurance by 5-10%. I sold my truck a couple of years ago as I have a company vehicle, and for the past 2 years we have only insured my wife's SUV, a 2012 Honda Pilot, and the premium recently jumped to $ 586/6 months!?!? Our home owners policy was $1002 annually with a $2500 deductible. Last month, I ran into an old friend who runs a local insurance agency. I now have auto insurance for $639 per year, with identical coverage as GEICO, and home owners insurance for $684 per year with a $500 deductible. Long Story Short, if you have GEICO insurance you are paying for their millions of dollars in advertisements and you need to find a local insurance agency who will save you a lot of money
Reviewed Dec. 6, 2014
My son was riding with friend and they had a one vehicle crash. The driver had concussion and didn't know where or who he was. My son had neck injury, and severe back pain etc. Common injuries from wreck and both were taken to emergency room immediately. The driver has Geico insurance and we contacted them and we were told “WE DON’T COVER PASSENGERS IN THE VEHICLE!” What?! I've never heard that. My son’s bills are huge and continued therapy etc. They say “WE WON’T COVER IT BECAUSE DRIVER WASN'T AS INJURED AS MY SON!” What do I do now?!
We know the parents, family of driver and they are just making it with their children, bills, etc. No way could we sue them. Geico had been their insurance company for years and they never had problem till this wreck. What exactly are they paying for?! This happened in Alabama and I don’t think law is so differ from other states regarding this. Also, I called Geico (pretending to want it) and asked about getting insurance quote etc., after I got their response earlier and asked does it cover my passengers and I was rewarded with a YES. Now, I thanked them and hung up more confused...are they lying, are they just denying my son. Next step lawyer, I need one to contact me. Asap.
Reviewed Dec. 5, 2014
In August of this year, I was sandwiched between 2 other vehicles on a Phoenix freeway. The driver in front of me had stopped suddenly, then I stopped, and was impacted from behind at about 30mph, pushing me into the vehicle in front. The only severe damage incurred was to my vehicle, which unfortunately was totaled and the airbag deployed.
I received no citation, and the Arizona accident report clearly showed that the driver that impacted me at 30mph was at fault (she received a ticket). Ironically, that driver was also insured by Geico. But Geico did not want to hear the result of any state issued accident report. They determined that it was entirely my fault, and though my actual damages were $12,400 (car was totaled according to their estimator), they somehow decided that a check for $700 would suffice.
Several letters have transpired back and forth, and they still refuse to honor their obligation. What is almost as horrific and incredulous is that they somehow managed to taint my driving record as showing me at fault in this accident. I asked one Geico representative how they managed to slander my driving record when the State of Arizona shows no fault on my behalf. The representative stated, "We decide who is at fault, not the State of Arizona." UNBELIEVABLE COMMENT AND ATTITUDE.
Reviewed Dec. 5, 2014
My husband and I have been customers of Geico for 6 years. In those 6 years, we've filed a few claims, fully covered 3 cars affordably, gone through college, got married, started a family and even lived in the Silicon Valley. We have been satisfied with their service and rates until recently when we relocated out of state and our rates for covering ONLY 1 car went up to $334/month. We weren't paying that for full coverage on 3 cars. After talking to them, there was ABSOLUTELY nothing they could do and I feel their rep didn't even try to keep our business. The reason our rates went so high was "the cost of doing business in our new location is higher." Needless to say, we are done doing business with them and seeking insurance elsewhere considering their "customer loyalty" values.
Reviewed Dec. 5, 2014
I had an accident recently where I was hit by a big car in the back and pushed into a car in front of me. Both back bumper and front had damages and the shifter broke. After review, the adjuster assigned to my car offered to go ahead with the repairs charging a reduced deductible if I chose not to fix the front bumper! Then she said the front bumper was patched from inside and I may be hiding damage. I don't think even the most professional car experts would hide damage behind a bumper! That was just outright ridiculous and offensive - because she said "people don't declare damages". I was already infuriated with this. Then she tells me that the car is really low on fluids and the accident had nothing to do with the lack of fluids. I distinctly remember some fluid under the car after the accident. After I escalated to the adjuster's manager - they said they would fix the front bumper and the so called accusation that I had actually patched the front bumper was taken back but I would have to pay the full deductible.
The supervisor offered to me to pour for free the fluids into the car where they were depleted as long as I bought them (fair game). When I thought the pain was over, the same lousy adjuster calls me a day before my car was due to be delivered and basically threatens me to get the fluids ASAP else I'll have to pay out of pocket for the rental that Geico gave me! I mean who the ** does she think she is? Talking with a courteous tone but saying awful and offensive things doesn't change the fact that you're nasty. I am really surprised that Geico hires such spineless and incompetent people. For a customer that carries top coverages on luxury cars for over 10 years it is extremely offensive to be treated this way. I have almost made up my mind about taking my business to another company that knows how to treat customers with respect.
Also, if there are any fluid related complaints in the next few months, I have all of the evidence to suggest foul play at this body shop and the specific adjuster. Geico proudly says it's nation's best and I seriously doubt it. We all know insurance companies are here to make profit - but you don't pay an insurance company so they continue to charge and blame you! And by the way - I am responsible for the entire deductible - even though someone hit me and ran!! GREAT.. Isn’t it? I am writing this review so Geico can do the due diligence with my claim and most importantly discipline this adjustor. I really hope she doesn't ruin someone else's experience working with Geico.
Reviewed Dec. 5, 2014
When I first joined Geico, I told the representative my husband is in the military and would be leaving in a month and I wanted to have him as a driver since he still drives our vehicle, but wanted to exclude him once he leaves for deployment for 6 months. Our policy ends in 5 months so I figured I can save money and lower payments by excluding him from the policy, which made sense to me. I was told this was possible and "could do anytime." A month passed, after countless calls with different representatives, and given the run-around and "wrong paperwork sent to me (their error)," I ended up canceling my policy. Each representatives had given me wrong information. First, I was told it was possible, sent me paperwork to sign and fax, faxed, and found out it was the wrong form. Another representative sent me the right form and told me my husband needed to sign the form and after faxing, I was told they needed my signature instead. So I fax the right form with my signature and my husband's signature just to avoid any other mix-up and found out this was the wrong form. Again, I was emailed the "right" form and so I sent it over and found out this was not even possible to do and that my premium would remain the same. I finally had it, so I canceled my policy. Beware what you are told, if it is not in writing, agents will change up on you QUICK!
Reviewed Dec. 4, 2014
Our son is from Kansas and we live in Arkansas. He came down to buy a brand new 2015 Chevrolet Silverado. He needed insurance to complete the transaction. Long story short, he was charged $1,400 for insurance, which included the first month only. They told him the extra $1,000 was to be used toward a payment if he missed one. He had absolutely no choice but to pay the entire $1,400 because he had to get back to Kansas for work. He drove down and back to Kansas in the same day (13 hr round trip). I feel, due to his circumstance, that he was very much taken advantage of.
Reviewed Dec. 2, 2014
I watched a guy throw open his car door and door ding my BRAND NEW car! Watched the whole thing happen and Geico would still not pay for the damages. Car didn't even have plates on it yet it was so new. Wasted my whole Thanksgiving Weekend taking all their photos they required and they come back and tell me its just not possible the guy did it yet I was standing in front of both cars watching the whole thing happen! Horrible service and would never recommend them to anyone and hope to god you never get in an accident with someone who has this insurance. Crappy Crappy Insurance!!!!
Reviewed Dec. 2, 2014
Had an accident with my car on November 3rd. Geico repaired it with Junkyard Parts. How can you pay full coverage and get junk yards parts? Could have done it myself and save me $500 deductible. All cars are being repaired with junk car parts now through Geico insurance - need to be investigated. Now have to take it to another body shop to have parts replaced for new parts.
Reviewed Nov. 29, 2014
Geico had me pay MORE to have collision coverage. BECAUSE I had collision coverage with a $1000 deductible, I could not benefit from my uninsured motorist coverage that would have me pay $250 to repair my front bumper when someone backed up into it. I paid them every month for 4 years, I call that day to report an incident, and am told I have to pay $1000 dollars, so I cancelled my policy that day, but not after the incident was recorded in the national database which means I would have no way to get any sort of coverage for this from now on. I am so angry right now. DO NOT give any money to this company. I wish I had known. If you are reading this, then you know.
Reviewed Nov. 26, 2014
I called GEICO to report a small dent in my car from an accident. They sent out an adjuster and he gave me a quote of $800 and a deductible $500 check. He told me to call him if I didn't cash the check. I found someone who could do the work for $300. I called the adjuster and told him I ripped up the check as he instructed. GEICO put on my record that I used the check and I was 100% negligent. I never used GEICO for the dent and repair only to get a quote. The only way I knew GEICO still had on their records that I cashed the $500 check and was 100% negligent was because I decided to get another quote from an insurance agency and they could see on my GEICO records that indeed I did file a claim with GEICO. This was FALSE! GEICO kept it on my records so that they could justify raising my rate. GEICO may have lower rates BUT THERE IS A REASON WAY! Buyer Beware!
Reviewed Nov. 26, 2014
My automatic insurance payment is set up to be automatically deducted from my debit card on the 24th of each. However, this still being November, GEICO took out $126.85 on November 22nd and also again on November 23rd. This was two payments they deducted from my account. When I contacted them on Sunday and again on Monday, all they could do was apologize for the error and would credit one of the payments back to my account. However, they said this process can take up to 5 days. When I explained to them that I wouldn't be able to get my groceries for Thanksgiving they didn't care. Thank You GEICO for ruining what could be my last Thanksgiving!!! Shopping around now for another company for my auto insurance. GEICO doesn't care that I have been a very loyal customer of theirs for many years and I have NEVER filed any type of claim. Wouldn't recommend GEICO to anyone!
Reviewed Nov. 25, 2014
I was in an accident at 4am, leaving one account from another account, as I am a business owner. A young boy hit my vehicle when I was in a gas station. My adjuster accepted liability when we did everything we were suppose to do legally. They won't reverse their decision. They said they based it on google maps and recorded statements. My attorney listened to the statements and nothing suggested liability in our part. Now they're saying there is nothing I can do. So now I have permanent damage and will always have headaches and neck pains the rest of my life. Which is not good for my business which I own a commercial and residential cleaning business. I hate this company and wouldn't recommend them to anyone.
Reviewed Nov. 21, 2014
I called for road assistance. They told me someone will be there within an hour. I called 4 times the number they gave me, every time I was told in 10 - 15 mins someone should be there. No one came. It's been 3 hours. I told them I had to go somewhere and it's very important. No one came till 3 hours. Shame on their service. They were not even Sorry for this.
Reviewed Nov. 21, 2014
A disgusting company. A Geico client hit my car. I sustained minor medical injuries confirmed and documented by a medical professional, basic fender damage, and yet I am still having to fight for what is legally and rightfully due to me. Even after the company accepted liability, the Geico adjuster working on my case has lied to me on the record, told me I should give up the case on more than one occasion, spent over a month drawing this whole situation out, and illegally further pressured me into using a Geico facility to repair the damages by stating that if I don't use their facility I will be denied the full use of a rental car for the amount of time it takes to get my car fixed.
When I got in to see my doctor the conclusion was that the shock of the impact caused my back to spasm and there was some minor tenderness on my spine from the force of the hit. Nothing that I wouldn't heal from, and nothing long term. I reported my doctors findings to the claims adjuster assigned to me as requested, and was told none my injuries were possible, even with documented medical opinions and proof. We finally settled for a minimal amount which I was happy to accept since all I was asking for was coverage of my doctors visit and the subsequent x-ray taken to make sure all was well, but two weeks later received a contradictory letter revoking all this. All this after a Geico body shop denied me the appropriate amount recommended by my car dealerships' accredited body shop (to get my car fixed correctly and for the long term).
I honestly cannot believe a company and employee would engage in victim-shaming, when they themselves admit to their client hitting my car, and yet their actions are undeniable and intolerable. Because the accident and injuries resulted in basic fender bender damage for me, and no damage for their client whatsoever, they are trying to sweep my case under the rug. I'm not trying to sue them. Merely trying to get the necessary amount needed to cover an accident I was the victim of. (And as I said before, I have been told on more than one occasion I should drop my claim by the Geico adjuster assigned to me.) I just want the basic necessities afforded to me as a safe driver, with a clean record, who was hit by their client. The denial of all this leaves me with only one conclusion: Geico is a disgusting company.
Reviewed Nov. 19, 2014
I been with Geico insurance for over two years and never file. A claim few months ago, my two cars got damaged by vandalism and the other one got stolen so I file my first claim with Geico, took my information and passed my complaint to the claim department. They call me saying, "Don't worry we will help you," then sent the adjuster then sent me an "investigator" who started to investigate me about what happen to my car, asking me personal questions, recording me, ETC.. He totally made me feel like a criminal instead of a victim of what actually happen to me. He made a few interviews phone calls to my relatives asking if I was good person etc... Anyway till now they have not resolved my claims and still waiting on a response.
Hope this review helps people to think twice before insuring their car with this company. You may save money like their commercial says but at the end if you file a claim this may be your worst headache you ever had. I will never recommend this company to anyone ever ever... We have something in Spanish that says "Lo barato sale caro", "what is cheap becomes expensive at the end"... Very true...
Reviewed Nov. 18, 2014
First and foremost I have had Geico since 1970s when I joined the army. Throughout my career, I had them even when I was overseas. They are a great company for the most part. My recent experience has been frustrating and dehumanizing. I am a disabled army veteran. Proudly served my country from 1977 until 2014. I am a below the knee amputee. In October 2014, I had a blowout on i95. I called Geico and they sent a tow truck out to change my tire. I went to get new tires and was told the wheel was damaged. I called Margaret ** my local adjuster. She called me in, she accessed the damage and gave me the forms to go repair my vehicle. I went to route one gmc. They ordered the parts and called me in. I waited 3 hours and the dealer tells me Margaret (Meg) advised they had to get a supplemental because they wanted to charge an additional 500.00.
This is when the adventure in poor customer service and incompetence began. I go see Meg again. I am told my Meg someone named Jennifer would be in touch....(never happened). I call Meg who goes from being the nicest woman in the world to it is not my job....Jennifer is supposed to contact me. I called her supervisor and after several calls he (Jeff) has taken call of the problem and tell me to go to the dealer on Thursday at 0900. I call frank at the route one gmc/Buick...he has not heard from Geico. I called Jeff again and he finally calls the dealer. I was a member of the biggest customer service organization in the world...the US Army. If we dont take care of people and shirk responsibility someone dies. How can a company as big as Geico have so many incompetent people that lack empathy and compassion for an amputee and a disabled veteran. Go figure maybe I should look at USAA.
Updated review: Nov. 24, 2014
The agency mentioned in the review has been contacted and the problem has been solved to a certain extent. The manager of the agency was much more attentive and eager to solve the problem at hand.
Original Review: Nov. 17, 2014
I have an active motor vehicle insurance (01-21-2015) that insures my car. The car title is under my name and the insurance policy has been issued from GEICO. I was then greeted with a FR4 Notice of Cancellation from the DMV. I first called Geico's call center and was assured that Geico had corrected this mistake, and on November 6, 2014, the notice to the DMV was made through their SC ALIR System. The call center employee was very prompt and understanding.
I proceeded to go to the DMV after 5 days (24 to 48 hours of wait time being recommended by Geico). The DMV refused to correct the insurance information stating that the insurance company had not contacted them in any way. I then proceeded by taking the physical copy of the FR4 form to Geico's Office on 7402 Garners Ferry Rd/Columbia, SC. I was greeted and after me explaining my problem, whilst proving them with the specific date and info of my request together with the fact that I had clearly called the call center I was told there was nothing the employee could do, very rudely handed a business card of Geico's Headquarters saying if I was not in desire to call the call center, I should call the business card. I requested that the office of Geico should provide me with a paper that shows my insurance information; simply just a print out on a letterhead paper stating that the specific car with the specific VIN has insurance.
This was then followed by the employee raising her voice to unacceptable levels, telling me while shouting, quote, "Sir, I am speaking slowly because your English levels may be stopping you from understanding me, Call the Call Center. I cannot print anything for you. Have a nice day." I am of foreign descent and while my English is good and comprehensible in its written form, I have a slight accent when I speak the language. Never has this accent prevented me in my university studies, my profession or any of my academic degrees. But it seemed to be enough of communication barrier to stop any work being done at Geico's office. Now due to this I face penalties from the DMV and cannot use my motor vehicle to commute. My sole request was, and still is, that the office print out my insurance information on a letterhead so I can get the issue solved at the DMV showing them a physical printout with a current date on it.
Reviewed Nov. 17, 2014
We had been with Geico for 8 years, and never had an incident to report, even when our car's bumper had been scraped in a parking lot (multiple occasions). We recently bought a new car and insured it as we had done with our other vehicles. When the policy arrived, I noticed I had not added Uninsured Motorist, so I hopped on the site and added it in (Oct 30). 5 days later, I noticed a ding in my door where another car had opened their door into it. I took pictures and reported it, and this is where it all went downhill.
Right off the bat, the first question was about the damage and when it occurred, I explained that it was in a parking lot, parked far out to avoid this type of thing. The next question was about the addition of UM, and what prompted us to add it, and I explained. The entire process seemed more focused on whether this was previous damage or not, and if I was just trying to scam them for the damage. Problem with their assumption is that the day after I added the coverage, I had taken a picture of my kids dressed for Halloween in front of the car, and the damage is not there (they had this picture on day one). Secondly, the damage was a total of $400, and after a $250 deductible, they would be out $150, which they would be able to make up with my next month's premium.
What it eventually came down to (almost 2 weeks later) was a final conversation with the investigator. He asked if I had asked any of the businesses near where I was parked if they had security footage of the incident, and they also wanted a receipt confirming I was where I said I was, along with the information of anyone who could corroborate my story. At that point, I told him "I am asking for my car to be fixed, it will cost your company $150, not $10,000. If you can't do this, I will pay for the repair myself, find an insurance company who is more customer friendly, and cancel my policy with you." He then started to go into his job description and why he is being so thorough at which point I interrupted and told him, "There's my answer, thank you". With the refund I received from Geico, I will only be out of pocket $205.
Reviewed Nov. 14, 2014
I do not in anyway recommend this company nor will I ever do business with them again. I had these guys for like 2 plus years and paid them and was loyal to them. Well I paid $250 a month for a brand new evo which was fair price considering it was a new fast car. Well life was had bad news for me and I lost my job and no longer had a income. Well I contacted them to work things out and they said they could not do anything. So after I sold everything I owned I gathered up enough money for one more car and insurance payment so that I may get my self through truck school. Well at the end of that month my insurance was ending and I contacted them to see again if there was ANYTHING they could do and they said no. I then asked them if I would lose my good standing and be able to pick up insurance as soon as I got my next paycheck. They said yes and that everything would be fine. Well again life didn't favor me and I barely made enough to live off of so I had to let my car go and so I didn't have a car.
Well after some months I finally started to get back on my feet and I was able to go buy a car. Well I was trying to get a 2000 jeep grand Cherokee for 5k. I was happy to call them and get my good service back. Well after they ran numbers, they gave me a quote of $280 a month. I was like WHAT?? how was that even possible, I was paying that for a new car 8 months ago. They said, "Well you haven't had insurance for some time." I was like no **, how do you have car insurance when you don't have a ** CAR. It is SOOO stupid that they are going to do that to me after I was loyal to them. I said screw this company, if I'm going to get screwed, I might as well go get it by some other company that I wasn't loyal to. Well my wife got behind one month on her payment (after years of loyalty) and they just said that it would cost her $150 to get insurance again (100 more than what she was paying). Man you have to love how this company treats the people that made it what it is. Fyi, I nor my wife have any accidents or tickets. So all in all, I hate Geico and I will NEVER deal with them again after the way they treated us.
Reviewed Nov. 12, 2014
On July 11, 2013 my husband, 4 month old daughter and myself were on vacation in Myrtle Beach, SC when we were hit in the side of our 1998 Chevy Blazer. We were going through an intersection and a car making a left turn hit us in the drivers side door area, totaling our car. Tickets were given to the other driver and none to us. We were taken to the hospital by ambulance for our injuries and treated. I have not hired an attorney because it was not our fault and I thought we would be treated better than we have. Geico has on 2 separate occasions threatened to close our case claiming that they never received information. The claims examiner Ms. Toni ** has promised to contact me back within a certain time-frame and has not done so. I have turned all receipts and medical bills into them as soon as received and still I am treated poorly. I don't want to hire an attorney in this case but feel that is the only way to be treated fairly. I hope someone can help me.
Reviewed Nov. 12, 2014
I had GEICO for 1 year, but never had to claim anything till today. GEICO charged me $313 last month and $586 this month for my 2 vehicles. My 2014 dodge dart was hit in a parking lot of a park&ride - but I didn't see the other car. The damage is the side and the bumper cracked off and bent and big scrapes on the paint. The police wouldn't come out. I called GEICO. GEICO would not do the claim saying the car was not on the policy 4 days ago, but I have proof it was covered and I was charged a bill for it. GEICO made an excuse to not give me the amount of the claim when my deductible was $500 for damage on my dart. GEICO says they need investigation as to why the dart was not added 4 days ago, but I already paid the bill and have proof the car was covered on my policy. GEICO was rude on the phone and using excuses not to file my claim. As a result I told them I will not tolerate this because I had other insurance companies, never use a false excuse not to file a claim.
Reviewed Nov. 11, 2014
Coverage means nothing if you cannot use it. I had purchased full coverage for my car several years ago, I have not had any accidents till last year when someone rear ended my vehicle, the driver had insurance, thankfully. His insurance accepted full responsibility for the damage as I was told by Geico. The Geico call center reps are all very kind and helpful, but once you have to deal with Geico employees directly that will ALL Change!
My first contact was with an adjuster who took the physical report on the damage after my first accident was extremely difficult and has a very unhappy disposition. Even though Geico would not be paying for the damage, the claims adjuster was extremely difficult to work with and not helpful at all, each contact with him became increasingly challenging. Geico wants you to have any work done to car at one of their contracted services centers and if you do not want to utilize them I found that Geico suddenly stops all assistance with your vehicle damage and support of your claim.
Now, flash forward one year later after my car is completely repaired. My car is vandalized while parked on the street in front of my house. Now this time Geico treats me like a criminal when I report the incident. Investigations and interrogations as if I had committed a heinous crime. The investigator for Geico reads me my rights and asks me to provide my statement under oath while being recorded. Seriously this happened and I have it all electronically recorded. Since when did Geico become law enforcement agents? So, knowing what I do about this ridiculous and insulting situation I decide to record the investigator as well. He made several errors in his investigative interview of myself so of course I had to correct him numerous times due to his getting facts confused and his line of questioning having little cohesiveness. He kept trying to tell me that the damage to my car occurred during separate incidents. How would he know this unless he was the one that did the crime? And lets not forget this either, why would I damage my newly repaired vehicle and have to go through this arduous process again?!?
Regardless here is the issue with Geico. If you pay for certain types of coverage be well aware they will not honor their end of the deal if they have to pay out for the damage themselves even if they are not the responsible party they will not treat you well at all. Add Insult to Injury and this is what you will get from The Geico Insurance Company. You will be left to prove your innocence as if you are a hardened criminal and of course left feeling like you have been injured not Once but Twice after working with Geico Insurance. This has been a disgusting process and I will certainly continue to broadcast the issue so others will not be tricked into thinking they will be getting what they pay thousands of dollars for when signing up for a Geico Insurance Policy.
Reviewed Nov. 11, 2014
I submitted two towing bills to claims service. I was told it would take three weeks. Geico took almost two months to send payment and then only paid one of the two tow bills. This is totally unsatisfactory and the worst claims service I have ever had in over fifty years of driving. You must pay them every month on the exact day and on time, yet they pay you in an untimely manner and and then nickle and dime you to death. I would say to anyone thinking of getting Geico insurance cause you've seen their TV ads to go elsewhere to buy insurance. Their claims service sucks. Get insurance from a company that provides good customer service AND DOESN'T JACK THEIR CUSTOMERS AROUND.
Reviewed Nov. 10, 2014
After shopping around for a better deal on car insurance, I discovered that GEICO, who was my insurance carrier was reporting an accident against me that was clearly not my fault. I was rear ended by an uninsured motorist who had their driver's license suspended. GEICO paid my claim minus a $500 deductible and I was told the accident would not count against me. In addition, my son backed into another vehicle which resulted in very minor damage to the other vehicle in which I paid out of pocket to remedy the situation. GEICO insisted that I give them all the facts about the incident. When I refused, GEICO generated a claim to force me to give them the information. This led me to promptly cancel the policy and end a 15-year business relation with GEICO.
Reviewed Nov. 6, 2014
Geico quoted me $111 a mo. They asked me if I had any damage on my car, I told them, "just a little dent on the driver side." It went up to $340 and the rep said you are still saving money. How is from $111 to $340 saving? I should of said nothing to those ripoffs.
Reviewed Nov. 6, 2014
I tried to obtain a non-owner's auto insurance policy for a rented car but the circumstances leading to this request were misunderstood by the agent who erroneously recorded misinformation into my record. Subsequently, my existing owner's policy was terminated and a new non-owner's auto policy was denied based on the faulty information that had been recorded. Consequently, I was left without insurance on a rented vehicle. Attempts to try to correct the record prompted the agent to accuse me of changing my story. The agent further curtailed any further explanations by inserting her own misdirected scenarios and frequently misquoted me. The entire experience was not only agonizing but time consuming. The disrespect was mind boggling. All the advertising in the world will not undo the damage that Geico's agents are unleashing on their customer base.
Reviewed Nov. 4, 2014
The automation kept sending me to the billing department to pay my bill, and the billing department rep. kept sending me to automation. I felt like I was on a merry go round. Woman, just take my payment so I can go on with my life. Train your employees.
Reviewed Nov. 4, 2014
I had to switch companies because GEICO is a trip. First of all, the representatives on the phone quoted me a few different quotes and none of them were accurate. Also, their policy of college drivers is not beneficial at all to me. The rep was talking in circles, and my bill reflected just that. After eight years, I've had enough. Saving 15% in 15 minutes isn't worth the hassle.
Reviewed Nov. 1, 2014
I am at utter disgust with your company. I have to tell you that I was with your company since I was in the Army, and not just that, the company I left was the one my mother worked for. Back then I had faith. You treated me well. Always there when we needed you. When my car was broken into in the middle of November in 2002, while I was pregnant, they took the entire stereo compartment including the heat controls. That was fixed and ready in not even two days. I have to say I was blown away.
During this battle, my ex decided to kick me off my insurance with GEICO. I did not know this. So here I am driving around with no insurance and my children in the car. If he would have just told me I would have been able to handle it. Finally I found out when I went to change my information on my truck. I didn’t get any notice or call or anything from anyone. I called and was speaking to a young lady on the phone, this was in November of last year, beginning to middle time frame. I explained my whole situation to her. While she sounded like she actually cared, it was a complete fake attitude. I begged for help and not know anything, I got my insurance started with you people.
I asked her if LOYALTY counts for anything. She asked why. For some reason it doesn’t show that I was with Geico since 2000. The reason I stayed that long was because I had my faith in this company. I am completely disappointed in the treatment I received from your company. Not just this either. When I initially called to fix my own information and where I am living now, I had asked the customer service rep about 3 times “Are you sure this is all I need for my insurance on my truck because it is still financed?” All three times they said yes. Not shortly after that, I get a bill from my finance company stating that there wasn’t enough coverage and I had an astronomical amount of fees added to my bill.
Trying to figure out what to do to get help, I call you people. Well that was a mistake and I should have known better. However, I still gave your company my trust and got NOWHERE!!! I asked time and time again, “What else, is there anything else I can do?” All I got was Nope, nope, nope.
You see, you all didn’t care. I was with your company for over 12 years. I had faith in you to take care of my car and my valuable cargo (my children) in it. YOU ALL FAILED ME! I didn’t want to change companies, but due to my finances, I had to. With the insane amount you wanted each month, I would not have money for anything else. So I canceled. There is no excuse for your company’s behavior, NONE. I was loyal to you and I trusted you. You all didn’t care what I had going on, to me that was just ‘give me money’. I don’t need any darn hand holding, what I wanted was just a little help. But NOPE!!! Not even a hesitation or getting a supervisor on the line. NOTHING.
Now you send me to collections for something that your company screwed up on and gave me the wrong plan. I had to pay my finance company the fees for insurance because your staff had no idea what to do. They didn’t even want to try. This is inexcusable and I will be sure to let everyone I know read this letter and know how I feel. I USED to speak highly of you. USED TO!
Since you have sent me to collections I will pay the remainder of the bill in monthly payments that your company is going to have to live with, I don’t care if you feel that isn’t enough. Your customer service wasn’t even close, $25 dollars a month and not a penny more. You do not deserve the urgency that I did not receive when I needed your company the most. I hope your company decides to change their ways. At one point, it was great! I loved GEICO. Sorry but my faith in your company is gone completely, I have told other about this situation and I will continue to inform them of your company’s actions. If you have questions and need to call me, you can contact me at **.
Reviewed Oct. 30, 2014
One night driving back to my home, one guy hit my car on the back when he was trying to change lane to my lane. I claimed the insurance with another guy's insurance company (which is Geico) and I did also had the insurance with Geico. Now, it's already been 3 days of claim, this insurance company does not care about my situation and keep inspecting the issue. It can be seen clearly by looking at my car that it was his fault, but they won't even bother to come to see the car. Also, when I tried to call agent who is looking after the incident, she won't pick up the call, instead calls back later and says me that calling to them won't solve the issue faster. Now, truly, I don't have choice rather than to stay and finish them their inspection. Only, because other guy is lying about the situation, I am in headache and they keep telling me to claim through my own insurance when it is not my mistake. At least they can come see the car and find out how the car was hit, because the way my car is hit shows clearly that it was his fault.
Reviewed Oct. 29, 2014
On June 27, 2014 I was side swiped by another driver. GEICO has found me guilty even after my appeal. Police Officer ** wrote I stated I was merging into the left lane causing the accident. I submitted pictures that clearly show I am proceeding straight and the other driver was merging into my lane thus causing the accident. Driver 2 stated she was proceeding straight which is a lie and can be disproved by the photos taken, however I am at fault because the officer wrote incorrect information. I asked Officer ** to amend his statement and he stated was not amending because I said I was merging. I stated she was on her cell phone however a citation was not issued and he had no comment.
I am disappointed in GEICO; they have found me guilty without examining all evidence presented. They have played judge, jury and executioner; if you preside in front of the Judge you present all evidence/proof of your innocence; a picture should speak a thousand words, why was mine ignored? I wrote GEICO a detailed step by step driving instruction once you exit the Holland Tunnel entering New Jersey. Submitting further proof (pictures) as to WHY there is no need for me to merge into lane 1. ALL of my information and evidence was ignored.
Because GEICO ignored my proof and has not reviewed the evidence provided, I have given them a bad rating. This is my 2nd year with GEICO and I WILL NOT COMPLETE the year. I do not need to be part of an organization that does not defend its clientele and look at all evidence presented. I have never been the cause of an accident and hope I never am.
Reviewed Oct. 29, 2014
Currently Geico is unwilling to properly cover a claim that is ongoing and no amount of communication with them will resolve the issue. I keep getting the line that they were unable to view the damage but based off of their current slant even if all the stars would have aligned they still would have denied it
Reviewed Oct. 24, 2014
On Sept 20th, 2014 my husband and I were driving home from a concert in Phoenix City. We were stopped at a red light and were hit from behind from a client of Geico's. My husband gets out of the car to speak with the driver who states not to call the police because this is his/her mother's car. He/she points to his/her mother in the passenger seat. I tell him that I work for State Farm and that I have to call the police as the car that I'm driving is actually my brother-in-law's. He says some nasty words to his mom stating that if I call the cops he's going to jail (he had been drinking and driving after leaving a downtown concert).
As I am calling the cops he leaves the scene. I was able to get the tag number and gave a full description of the car to the cops. I made the claim with Geico after I was able to pick up my police report and was told that until they can speak with their insured they can't do anything to help me. Obviously these people are real stand up people as they left the scene of an accident. The claims agent tells me several times that she hasn't placed blame on her insured because she can't get ahold of them.
After 2 weeks of back and forth conversations she tells me that they can't pay for our damages because they can't get ahold of their insured and she's closing the case. She also told me that I could have just made up their license plate number. Really?? It was a 1998 Chevy Lumina. Why would anyone do that? The claims agent was Rachel ** and I sent her everything that she needed to see that they were clearly at fault. They never even tried to avoid hitting me. Now here it is over a month later and the case is closed, but am still actively going after them for damages.
Reviewed Oct. 24, 2014
Unfortunately I was involved in an accident. However, the most unfortunate part was having to deal with Geico. The claims adjuster was ok, but the damage adjuster (Betsie **) was terrible. I was told the damage adjuster was there to ensure my BMW was repaired with the utmost quality and done in a timely manner. My car was delayed 9 times for a total of 21 extra days (6 weeks total). Not once did I receive a call from her, or an explanation. I spoke to her supervisor (Michael **) and was assured by him that he would personally go to the shop and ensure that everything was being done correctly, and that my car would be returned to me in perfect "safe" condition. Never heard back from him. Had the same conversation with him 3 times. Still, never heard back from him. The auto damage adjusters are useless, and stroke you the entire time... they did nothing except waste my time trying to ask them to do their jobs. I will 1000% go back to Mercury Insurance as this was such a waste of time and money.
Reviewed Oct. 23, 2014
I have had to call in 8 times this month. First off I have been with them for 1 year and never had auto pay come out of my account. Second when I was asked I said no to the customer service rep. then no 4 times to an automated service. Then they took the money out of my account unexpectedly. So I called back in that day, and they closed my account when asking for the automated payment to be removed. Then I call back in and they fix that and send me a second bill and a cancellation notice if it is not paid.
So once again I have to call in and I make arrangements to pay by the 15th of the next month and they send me another cancellation notice for the 3rd of the next month, so I call in again. This time I'm told "it has to be by the 3rd or it will close your policy." I might of missed some stuff here but basically I have not even had to call a cellular provider, a cable company, or any other company this many times in a month ever in my life. Needless to say I am gone no questions asked. I do not work with garbage customer service like this ever - I deserve better. I tried to file a complaint and was told there was nothing I could do, nor a lawyer could do for me.
Reviewed Oct. 23, 2014
I got stuck on the Bronx River Parkway in the rain, and Geico would not come get me, said I did not have road side assistance when I specifically sat on the phone for over an hour adding it to my coverage. They also stated they cannot come get me because it's a rule, they're forbidden to go on the parkway. The outcome. I’m changing insurance companies, every geico insured person I know have issues with them. They want your money for lack of service!! They have money to promote on television but no money to provide service to their clients.
Reviewed Oct. 22, 2014
My 1971 FLH Shovelhead was stolen. Geico says send pics, gives price as $4200. We disagree and we are told to find ads in our part of the country which is Central CA. Nada and Kelly Blue Book they won't accept high 17000 low 10000. We send in more ads. They say one is ok but can't accept because ad says showroom condition. I get a appraisal from a Prior owner of a Harley dealership for over 30 yrs and once owned the bike and his appraisal is 11500. They get back to us and say they raised the condition from fair to excellent and that they added 500 to the payoff. This brings the total to $4700. We get a letter from them stating how they arrived at that # and they are going from 2 ads in Texas. We live in CA. We have rejected this offer also. I paid $10000 for this bike. Something just doesn't feel right about the way they are handling this claim. What should I do????
Reviewed Oct. 21, 2014
Geico does not care about their customers and they will not take care of you. They tell you lies and make empty promises. They are the worst insurance company EVER!!!! They should be shut down.
Reviewed Oct. 21, 2014
Very poor service. No wonder why they give such a cheap rate. They never want to pay out claims. They treat their customers as criminals when it is a time to pay claims. They use customer insurance premiums in advertising, not to pay claims. No one in this country can beat their price, but is it worth it? Is my car really have a full coverage?
Reviewed Oct. 20, 2014
Cheap insurance!!! That's probably the reason we get a cheap service. Will switch to State Farm. Worst service ever!!! :( Got into accident, luckily not my fault. State Farm took care of everything from repair to car rental.
Reviewed Oct. 19, 2014
First, I made a payment two days late, out of my account, and they said since one payment was returned our policy was in cancellation even though they still received their payment. The supervisor said there was nothing they could do to change that, and that we had to pay 20 dollars more for a return. Then the next payment comes and they take the payment out of the wrong account (my account), keep in mind our automatic payments have never come out of this account. Then I get an email that our policy has been cancelled. I called and talk to a supervisor, who said that they were really sorry but we need to pay 200.00 to restart our policy and pay 30 more each payment. I said this was their fault and we wanted the policy turned back on to the way it was. She said sorry and wanted to know if we wanted to pay with debit or credit. They were unable to produce a recording of my conversation prior to verify if in fact the right account was verified. She also said that they always verify accounts.
I told her our automatic payments have always come out of my husband's account not mine. It interesting that they say this "call is being record" but they magically can't find this one. Also they had no notes saying I wanted to change our automatic payments. So they just said "sorry about the mix up and we would like to get your policy restarted". This is such poor customer care. When I asked them to speak to someone higher up, she told me she was the highest person and there was nothing she could do.
Reviewed Oct. 16, 2014
I have used Geico for years. When I purchased my new vehicle, I debated on switching insurance companies. I am so glad I decided to stay with Geico. I was hit head on by a teen age driver with cheap crappy insurance. They are trying everything to deny liability. I called Geico to report the incident and tell them some of my hardships caused by the other company. Geico stepped up and called the other company, got caught up on the situation and then called me. Afraid I couldn't afford my deductible I ask them to not do anything. Now what they are doing is basically fronting all the costs of moving my truck and repairing it. They are also taking care of a car for me even though I don't have rental reimbursement while my trucks getting fixed. They then are going to go after the other insurance company for all the costs. I couldn't be more thankful and impressed. Some of these complaints must be from people who have never dealt with a cheap insurance company like the general because it is awful! I couldn't be happier with Geico! I don't know what I would've done without them!
Reviewed Oct. 15, 2014
Making a claim, easy. Friendly, recorded it all, SMOOTH SAILING :) No estimator in my area... a little harder to work out but the tow company was paid by Geico. OKAY :) Having my adjuster call me back... a joke. She would call at 10:34am and not leave a voice mail. I am working and unable to answer my phone - I call her back and she is unavailable every time. Asked for Geico to contact the AT FAULT driver to cover my deductible - says it is "not their place" and tells me to do it. FINE.. I will do it. But shouldn't you want to make YOUR customer happy? As long as Geico gets its $1,000 - why wouldn't they (an insurance company) call another insurance company to talk.. INSURANCE? No one seems to have any direction there. I typically do not rant.. but this has been a stressful H-E-A-D-A-C-H-E... all because some idiot didn't want to wait 45 seconds while a car made a left hand turn.
Reviewed Oct. 15, 2014
I am sad to say that I have to write such a raunchy review on Geico Insurance, but I am just appalled at how unprofessional they handle their claims. I was recently involved or I should say I witness to a woman that lost control of her motorcycle in front of my vehicle, near my local grocery store. I willingly helped her up and asked her if she needed any assistance. She said no, she was fine, just a little shaken up from falling off her bike.
There was no EMT or police at the scene because there was never an actually collision made between the two of us but one of the store security guards from the store asked to take a statement. So I gave the woman my insurance card, just in case I needed to for contact purposes and she filed a FALSE CLAIM against me! About a week later I received a phone call from a man with Geico insurance. He took my statement and as well as my wife's statement and we never heard anything back from them! So when I received a collection notice in the mail for $1,100.03 I can assure you I was livid!!!!
Geico insurance never contacted me back, after the statement I made and just sent me a collection notice in the mail saying that I owed them money from a claim that was made against me. They paid the woman who fell off her bike, and expected me to pay for her clumsy accident! I am ashamed that such a big company like Geico would Fraudulently give her money and not follow through with a comprehensive investigation, and expect me, an innocent bystander to pay for her own lousy mistake! Geico is a fraud!
Reviewed Oct. 13, 2014
When I recently took my vandalized car into the GEICO-insurance-corporation-approved body shop, I expected good service. Little did I know after four weeks of dealing with the satisfaction-guaranteed body shop and the on-site insurance corporation employee and returning six times to the body shop, they finally got it right. The destroyed side-view mirrors were replaced twice with used, sun-damaged mirrors, then finally with new mirrors. The body shop guy said he did not see the bad mirrors. Both of these guys also missed the five small dents (must have been the vandals fist-prints) and the broken front light. The body shop guy said he did not see the five roof dents.
Later it finally occurred to me that the insurance corporation representative existed to work with the body shop guy to see how much they could fool me. During one early return visit I said to the insurance guy, "Funny thing about retired people. They keep coming back until you get it right". He laughed. Little did I know that he was going to keep me coming back. If they think you work for a living and that you are too busy to complain, they will do it to you.
Reviewed Oct. 12, 2014
Had a claim due to another driver damaging my car. I had to drive to a Geico claims facility to get an estimate. During the estimate the adjuster strongly suggestion I use their repair facility. I wanted to use a different repair facility where I had great service in the past. After taking my car to my choice, Geico kept them waiting for 7 days to approve additional damage found when parts were removed for the repair. My repair facility told me Geico did not respond until the third contact. The damage to my vehicle involved the front bumper and grill. This was supposed to be a 3 day repair. Because of Geico, it was almost 2 weeks before my car was repaired and returned to me. I assume that this was a punishment for me wanting to use my own repair facility. This is not a good way to do business.
Reviewed Oct. 11, 2014
Why Geico won't replace 16 year old's wheelchair. Drew ** is a 16 year old with cerebral palsy. Last month, he was attempting to cross the street (in the crosswalk) when he was hit by a car. Thankfully, he is okay but his wheelchair was completely destroyed. Now, his insurance company is refusing to replace it. This is PATHETIC ........
Reviewed Oct. 7, 2014
My car had 2 to 3 accidents. The damage was severe. Worth totaling the car. I had done several days of car rental also. My case was reviewed by several people in different states. I was never paid for my rental, total loss and nothing was paid. Every time the time to settle the case, some excuse was given not to pay. My 45,000 worth of car, they paid almost nothing and now I have 31,000 worth of debt and I have to file bankruptcy. Useless, worthless insurance adjusters and all.
Reviewed Oct. 7, 2014
My husband and I were policyholders with GEICO for over 15 years. We decided to get a new policy with Esurance due to GEICO increasing our rate to almost double what we were paying for an accident resulting in a loss of less than $1,000. Our premium with GEICO for the month of August was paid in full and requested the coverage start on August 31, 2014 with Esurance. I still wanted to really keep GEICO, but the premium was too expensive. My husband and I had discussed separating due to personal reasons and I wondered what the premium would be if I kept the GEICO and he went with Esurance should we separate. I had not cancelled our GEICO policy at this point since I still needed to the coverage until the end of the month and I had already paid it.
I called to asked a HYPOTHETICAL question and wanted a simple QUOTE and the LICENSED AGENT IDIOT on the phone took it upon herself to instead of quote me she went ahead and separated and wrote two different policies. I wanted to know IF my husband and I were to separate what the rates for each of us would be. While it had been discussed, we were not and did not separate. (If we were separated, why would I have my mail and his mail come to the same address?) I did not realize this hanging up the phone with the agent. I thought I had simply made a quote. A week later I get a bill from GEICO. I had already paid the premium for August. I checked out bank account - the payment had cleared. I did not think anything about it.
We started a new policy with Esurance and on 8/31/14 I cancelled OUR GEICO policy. Well at least the one that I knew existed. A month later I get a bill in the mail for non-payment cancellation from GEICO. Now they want me to pay for coverage on a policy from 8/21/14 - 8/31/14 that I never asked for or never knew existed. I had already paid for coverage for the month of August on our old policy before she separated the vehicles into separate policies. So they should actually owe us a refund for the last week of August since insurance is pre-paid and I cancelled the original policy on 8/21/14. I have called customer service and spoke to two different supervisors and they refuse to do anything about it. They tell me to pay the premium for my vehicle for 8/21/14 - 8/31/14. RIPOFF! And FRAUD!
Reviewed Oct. 7, 2014
GEICO conspired with the Mercedes-Greenway Dealership not to repair my SL500 as per policy standards. This is the worst case of insurance fraud anyone can imagine. I have written proof of lame reasons GEICO used not to pay for related damages on my vehicle. I am seeking damages. GEICO has denied all supplements thereafter, and my car remains un-drivable.
Reviewed Oct. 5, 2014
When I first insured my car with Geico the price was fine. Then when it was time to renew, this is every 6 months, they kept increasing my premium even though I never filed any claims. I questioned them and received the reply that it was due to an increase in claims related costs. Fine. Why am I paying for that? Shouldn't it be your rate goes down when you don't file a claim. Instead Geico charges everyone more, even the good drivers because of the bad drivers they insure. This company isn't what it claims to be. I am now insured through Allstate and the premium for 12 months is less than the last premium Geico gave me for 6 months.
Reviewed Oct. 3, 2014
I call the adjuster in my claim because I want to know what they paid to who and the adjuster just refused to give information about it!!! Really??? It's my policy, my benefits and I have rights!!!!!!!!!!!!!!!!!
Reviewed Oct. 3, 2014
Filing the claim was super easy, claim center always answered my calls and were very polite and helpful. Accident was hit and run, not at fault, full converge, ruled a total loss, car was fully paid off, clean title, no dmv tickets. Makes you think it would be rather easy to get the check from Geico. WRONG. Going on a month and still dealing with the adjuster. They give you the line that they will return your call within two hours. It's going on two days since I last left a message with the adjuster. And still no call. Run from this company.
Like I said earlier, the claims process was super easy. Dealing with the adjuster; now that is a nightmare. I'd rather get kicked in the balls twice and take 75% of what they offered me than deal with these guys. Forget water boarding. Just send a Geico claims adjuster to Gitmo. New strategy for dealing with Isis, just send Geico after them. They'll be begging to surrender. Run from this company people. You get what you pay for with Geico.
Reviewed Oct. 2, 2014
I was involved in an accident in May with one of their insured and to this our case has not been settled. P.L. has the worst attitude to be a insurance adjuster. We have to call her and when you call, she is always NASTY. My advice is anytime you are involved in a automobile accident with one of their insured, get an attorney ASAP. Do not deal with them, they will try to pay less as possible. I wouldn't even get a policy with them, just AWFUL.
Reviewed Oct. 2, 2014
Geico is terrible and don't look out for the interest of their clients, just their pockets! They terminated my insurance policy due to an accident I was involved in. Despite it wasn't my fault and the other insurance claimed full responsibility.... now I am stuck since other carriers are very expensive.
Reviewed Oct. 2, 2014
Geico isn't a horrible company although I have yet to test their mettle with an accident but I've found they're very tight with their discounts. Don't fall for the "take our defensive driving course" (NSC) and pay off the $20 fee with discounts including all the other drivers in your household. Don't fall for it, they'll give you one discount for $5 every 6 months no matter how many drivers take the course and pass. It's simply not worth it.
Reviewed Oct. 1, 2014
My car was repaired and a series of issues ensued. First, the headlight was replaced with an aftermarket headlight that was not KAPPA approved. When I went to have the bulb replaced since they put in the wrong bulb, the entire headlight had to be removed (so all the trim and molding had to be removed) and put back in after the repair. The headlight is so ill-fitting that you cannot get a hand between the light and the rest of the engine compartment components. The accident happened in the fall. As soon as summer came, the entire bumper chrome strip crumbled.
We also noticed a strange noise and found out that the repair shop had not put clips on the flap extending from the bumper into the wheel well, they glued it. The winter weather followed by summer caused the glue to deteriorate letting the flap slap back and forth. The paint used under the grill has orange peeled. I have been calling Geico and the body shop since June. It is now October. The only thing they have done is replaced the chrome strip (available online for $13 and change). Repeated calls only result in the body shop pointing fingers at Geico and Geico pointing fingers at the body shop. Who needs Geico? NOBODY.
Reviewed Oct. 1, 2014
I recently tried switching from Progressive, back to Geico, after a few years away from Geico. They lured me in with a really low quote. 2 days after switching, I get an email from Geico that the rate is drastically increasing because of something found on the motor vehicle report. I called immediately to find out what increased my rate. The CS rep advised it was for an accident in 2012. I replied that my wife and I have not been in ANY accidents (fault or otherwise) while driving, or involving our own vehicles, since teenagers (we are 35 now). The CS rep put me through to an underwriter for our State.
The underwriter treated me like I had memory problems, instead of considering that their records were wrong. "Let me refresh your memory," she said. I repeated that we have not been in any accidents. I asked, "Is there an accident showing up in our motor vehicle report?" She replied, "No." I asked, "According to your records, that we filed a claim with you, did Geico EVER send an adjuster to inspect a damaged vehicle for us, to estimate a payout?" She answered, "No."
Long story short - because the call went on for almost an hour with her talking to me like I was a delusional idiot - Geico underwiter Erika admits that there is no evidence of an accident. They claim my wife called for a claim in 2012, after "swerving to miss a dog and running off the road." I explained that this never happened - that they must have this confused with someone else's claim. She repeated that "We have your wife on record calling to report the accident and file a claim." No matter what I said, and without any proof other than their own internal claim that my wife called over an accident, they would not work with me. They tried to drastically raise my rate for a supposed accident that never took place, and then pinned it on us, like we are the ones who reported it and wanted the claim.
Thankfully, Progressive reactivated my policy immediately, when I called them back, and confirmed, they see no accident for my wife or I, ever, much less in 2012. Whatever the Geico reps are smoking is some strong stuff, because apparently magical fairies are telling them about accidents in which Toto is in the middle of the yellow brick road, and we had to swerve to miss him. I think they've been watching too many of their own commercials and think that fairy tales and talking lizards are real...
What REALLY happened, is my wife called in 2012 after bottoming her car out on the curb next to her mother's driveway when pulling out. Not checking with me first, or letting me look under the vehicle to see if there was any damage, she called to INQUIRE that IF there was any damage to her vehicle, HOW would she go about making a claim. She did not make a claim, she did not ask to make a claim. She asked hypothetical questions and they turned around and filed it in their database as a "claim."
They seemed to not be fazed by this truth, or the fact that they never had an adjuster look at any damages, and never paid out for a claim, and had absolutely NO proof there was any accident. Where they got Toto in the middle of the road from, only the fairies and talking lizard know... Oh, and according to them, the vehicle was reported at being at Milton Ruben Auto shop waiting to be assessed for damaged. Uh, I worked at Milton Ruben at that time in 2012 (which they can see on my credit report they look at for quotes), and it is not an auto shop. It's an auto dealer superstore, with no repair/body shop... and the vehicle wouldn't be there anyway, it was my wife's supposedly. It makes me feel like they used our credit report and seeing Milton Ruben on it to try to add weight to their story, and in the process fumbled by getting the fact wrong, AGAIN.
Don't be fooled by the cutsie commercials - this company deserves a swift kick in the ass from lawsuits, not your hard earned $. Consider if it were reversed - if you made a claim, and they investigated and had proof it was fraud, they'd nail your ass to the wall in court for insurance fraud. Yet, apparently, they don't think they need any proof whatsoever if they make a claim that something is true. Total hypocrites.
Reviewed Sept. 30, 2014
I was involved in an accident where I was hit in my new vehicle and the other driver took off. Geico refused to pay my medical injuries and the claims adjustors were just plain rude, acted as if I were bothering them, would only respond to me via text or email. Every time I finally got through to their claims department after about 100 prompts, I would simply be sent to voice mail. So basically you're only paying for the piece of paper they send you in the mail to show you have insurance. You buy insurance to protect your investment not just for the piece of paper they provide you with. If the price seems to good it's usually for a reason. Claims are absolutely horrible!
Reviewed Sept. 30, 2014
I had a uninsured/hit&run claim Dec 14 2013 and the claim is still ongoing. The adjuster didn't have my car sent to a shop for diagnosis like he said he would. With the end result of my car getting towed to a lot and every time I call them which I have literally around 70 times since the incident if not it's the same responses, "we aren't responsible for diagnosis of your vehicle, it's your responsibility" (and btw I have full coverage) "you can only handle this with your auto adjuster, I'm sorry". And after I explain to them that I have and nothing's being done, they just say that response over and over. Me and several American Sailors aboard USS Dwight D Eisenhower are having this problem... it is such a stressful situation to deal with on top of the stresses I have already. I have no idea of what to do... they are just trying to give me a partial claim but I refuse to accept it.
Reviewed Sept. 29, 2014
On Sept 13, 2014 while driving my vehicle my stepson was struck by a Geico insured driver. It was clearly the fault of the Geico insured. The police report stated that (1) It was a noted that the Geico insured driver was reported as an erratic driver one half hour before the collision; (2) The Geico insured driver stated that he was en route to the hospital due to an anxiety issue after being at a birthday party; (3) The Geico insured driver was cited for driving on the wrong side of the road. I carried no collision coverage on this car with Nationwide. As of September 29, Geico has refused to accept liability, as my demolished vehicle had been in storage for over 2 weeks. Geico should be thankful that their irresponsible driver didn't kill my stepson in this accident. Instead they are fighting me over 14 year old car that's worth maybe $1500.
Reviewed Sept. 26, 2014
My car got a hit and run at the rear of my car leaving the window broken, car dented, flat tire, the unstable electrical control, and suspension issue. When I filed claim, Geico tried to classified my car as total and only want to pay for 2/3 of market value. After more inspection, they agree to repair but only part of it. They were trying to save money. During the repair, they decided not to cover the window repair either and leaving myself to pay for it. When the car got out of the shop, I found out that the car couldn't be locked. The inexperienced worker messed up the locking system. And when I confronted the Geico agent, he didn't want to honor the issue saying it is not accident related. Geico is obviously scamming people's money. Insurance is about protecting the unexpected. Instead of honoring the insurance, Geico make their clients a cash cow and double victim. DO NO GO WITH THIS COMPANY. THEIR PRACTICE SHOULD BE INVESTIGATED.
Reviewed Sept. 25, 2014
So far I was happy with Geico until I had first claim with them because of one accident. Usually if you run into an accident, then you feel fortunate if you have insurance, but in my case I felt why do I have insurance or why do I have Geico. Here is my story:
Someone hit my car on driver side front wheel. I decided to use Geico Xpress Repair as Geico promised me for hassle-free claim and Geico adjuster will take care of all repairs with lifetime guarantee on repairs if I use Geico Xpress Repair program. Geico Xpress Repair shop (body shop) fixed the damage in the car and replaced one front left side strut and did the 4-wheel alignment. After this I noticed that car is pulling to right side. I again took it to body shop, they sent me to alignment shop where they got the alignment done. Alignment shop told me that you need to replace the other side strut to resolve the issue.
I spoke to adjuster regarding this, he clearly told me that we don't cover other strut as it is not involved in accident and I have to bear the cost of other strut. I told him that I don't think this could be because of strut. It seems like some major damage in car as I was having difficulty in driving it straight and I requested adjuster to get it checked. Adjuster told me that body shop has already fixed it and alignment shop already checked it so it's your responsibility to take care of any other thing. I tried to talk to adjuster multiple times and explained him that I never had this issue before accident so obviously it is because of accident but he did not listen to me and told me that we cannot do anything.
Then I got it checked at different place. Technician at different shop found the exact issue and showed me that driver side wheel is set back by half an inch. It could be because of some bent component with accident causing car pulling to one side. Now I can visually see the issue in my driver side wheel but Geico adjuster and body shop never bothered to look into the issue. Now when I explained them and showed the issue then they agreed to repair it again.
I again dropped my car to body shop for further repairs. After 1 day body shop called me that we checked the car and found many issues like alignment was off, steering was not straight strut was not correctly tied and we are fixing it. Now my question is to Geico and their adjuster is that what kind of repair they got done before? They gave the car to me without fixing it properly and on top of that, they were claiming that everything has been fixed correctly and giving wrong suggestions to replace the struts.
After 5 days, body shop called me that we have fixed these things in your car, and now your car is far better than before. Again my question to Geico is what is the meaning of car is far better than before? I again went to body shop, took the test drive on my car but still noticed the same issue. I am really frustrated and disappointed with Geico, adjuster and their Xpress Repair body shop. I don't have much time so that was the reason I decided to use Geico Xpress Repair but I have already lost so much of my time and still my car is not fixed completely.
Reviewed Sept. 24, 2014
The worst experience with customer service. Called 7 days in a row to find out why they cancel my insurance. No one really knows what is going on. No one can answer any questions, no supervisor ever available and no one calls you back. STAY AWAY FROM GEICO!!!! NIGHTMARE CUSTOMER SERVICE!!!
Reviewed Sept. 19, 2014
Beware, they check your credit reports. I had a score of above 600 at the time I tried for this insurance, not great but not horrible. However, since when car insurance goes by your financial credit??? We had no accidents, no tickets. One minor fender-bender where no one was hurt and before that nothing for ten years. Don't pay attention to the stupid commercials. Go with Liberty Mutual. They are a nice company. The rates are not great either. Two times I priced with them over the years and they were no great bargain at all.
Reviewed Sept. 14, 2014
They are not advising people that in California if you sign up for automatic payment using a checking account that you can save 4.00. I was told by customer service that it's listed in the packet that has lots of fine print showing this discount. On the web site it lists it only in one part of the automatic payments sign up at the bottom, in fine print of this discount. So if you sign up at through a rep they might not mention this or advise you to only sign up for automatic payments using a credit card. It seems they are trying not to make it too clear of this discount in order to make some extra cash. Another company trying to pull one over the little guy.
Reviewed Sept. 12, 2014
We got homeowners insurance with GEICO in 2012 with $851. When it was time to renew the policy (I feel this whole process of yearly renewal is an excuse to rip the customers of, as far as I remember policies remained what you signed up for) they increased the rate to $1175 in 2013. This year the rate went up to $1374! This is a joke right? In two years they increased the rate by $523? Why and how? When I called to ask them they gave excuses about policy changes and inflation and value of the property change etc?
I don't get it. Our house which we paid $225,000 for has a land value of 75,000, that makes the structure cost to be $150,000 but they insured me for $267,000 in 2012. When I asked why they had to do that they said because of the cost of building keeps going up and so in the case of an event they want to cover the whole house without a problem. Ok so in effect, the house was built at $150,000 12 years ago and in that much time the cost of building has gone up by $117,000? Does anyone see anything wrong with that? But that is not enough, since they have inflation in mind, the $117,000 is say justified, now they are changing my policy on a yearly basis and making excuses to make more money out of me by simply listing that the cost of building the house goes up by $10,000 or so dollars more? Yearly? I thought the $117,000 took care of that.
It looks to me that corporate greed is making me poor on all levels. They push the cost of everything from their corporate expenses while effectively increasing their profit margin every year by sticking charges on me that are not real. If you ask me, as they are taking my money I have a say in what I want to pay for and what I don't, that I am aware of what costs are and not some fictitious numbers they throw at us and that I get a fair honest deal.
Reviewed Sept. 10, 2014
My husband was hit by one of their clients at an uncontrolled intersection. The police report clearly shows their client was at fault and she was also cited for failure to yield-causing the collision. I will NEVER do business with these crooks!!! GEICO is the WORST insurance company!!
Reviewed Sept. 10, 2014
Geico is cheap. They use junkyard parts and I've been without my car for a month because they don't want to pay the auto body shop. I will be sure to tell everyone not to go through you. I have 14 friends in the process of dropping your sorry **!!!!
Reviewed Sept. 9, 2014
A Geico-insured person rear ended my car causing minimal damage to my vehicle where they did not minimal repair to my car but my 98 lb wife had back pain an hours after. Getting treatment from a Chiropractor, the first one provided no relief of symptoms so my wife found another and was getting better. Then based on the damage to my vehicle, Geico sent a letter to my wife and told her she had NO injury and that they would not pay for any treatment. First off how can they assess pain like that? My kids had sore backs that cleared up within a day but my wife's was acute caused by their insured. Geico is NOT an honorable Ins. Co. and I would urge anyone in a car accident with a Geico-insured to seek Legal representation counsel so if an injury is involved and you can recoup damages! I would rate my overall exp with them as a (0) but that is not an option!
Reviewed Sept. 8, 2014
On September 3, 2014, I was rammed in the back by a person who like I am is insured with GEICO. I just received a call from the claims adjuster stating that they would be handling my claim. First, she tried to tell me to take my car to one of their body shops at Sterling McCall Nissan. I told her that I need an estimate and I would be taking my car to BMW for repairs. Then she want to discuss my personal injury claim and said that she would be setting $500.00 aside for my hospital visits and any personal injuries because she wanted to resolve the personal injury side of the claim.
I told her that she can't tell me where to go and that I just got hit, was not feeling well because I am having headaches, neck pains and stiffness, lower back pains, and pain all down my left side from the head to my knee. She said that she wanted to resolve the personal claim - I told her that I was going to the chiropractor to get my back and neck looked at and that she can't tell me about my injuries because she is not a physician. She is just a low level claim adjuster and that she would not be resolving my case and I have not be released from doctor's care. I did not like her attitude - she is pushing to resolve a claim before I thoroughly get checked out and cleared by physicians. These people want your monies but they do not want to deal with your claim and treat you fair once you are in an accident.
Reviewed Sept. 6, 2014
I turn left with green arrow, when I was 70% of my way and the witness started to go. When I were in front of her, she had green light, and she slammed her brake, she stopped but the girl next to her hit me, because she couldn't see me. The witness said to me: Your light turn red very fast. And when I got hit, she was 20 feet away from her white line. And she tells Geico insurance that: "that girl ran on red light, I had my green light when she made her left turn. It took me 5 second to be in front of her, and with that 5 second, she got green light and go 20 feet, and HAD to slam on her brake to avoid me".
My examiner, her name is Paula, said to me: "Yes ma'am" when I asked her 3 times this question: "You decided that I'm at fault because when I were in front of the witness, I were more than a half of my way to make my left turn, the traffic light on my back turn red, I'm at fault?" I received that "Yes ma'am" answer 3 times. I turned on my speaker and ask a guy to be my witness, just listen to my question and her answer. But she stopped talking, and said that: "I'm not talking in front of person who not involved in the accident". I said "I need somebody to listen and hear your answer with me, so I can know that what I hear is what you say." But she doesn't want to talk anymore. I'm a person who got hit, and she said she is customer service professional. After that I ask to talk to her supervisor.
After my diagram, explain step by step what was happening? And he said: "Unfortunately, their statement support each other". I ask: "After you saw the diagram, may I ask, in your experience, if from your white line to position in front of the witness, how long and how far is it? And if she had green light before I get there, how can she be less than 20 feet away from her white line?" He didn't answer. He said, "but base on the witness statement, she said you ran red light". "But she didn't tell me the same thing," I said. "She told me my light turn red very fast." But I asked Geico's manager, "ask her," did she tell me: "Your light turn red very fast."
The manager called me this afternoon, Sept 5, and said that he called, but the witness kept saying that I ran on red. He didn't even mention about the question I want he ask her. And he said Geico's decision will not change. My problem is, I have a 2001 Honda CRV, my car is total. And I totally don't believe any service. And excuse me, if you are white, blonde and pregnant, stay away from me. I believe that I shouldn't buy Geico insurance. And I will pray everyday, oh God, help me release my anger. Because all I have, is this unfair, liar and this kind of KIND. P/s: Any attorney, if you are interested in my case, you are welcome to contact me.
Reviewed Sept. 4, 2014
I was rear ended by another driver who has a different insurance company. I contacted the Geico from the scene of the accident. My two children and I went to the hospital after the cops were done with their report. I faxed a copy of the accident report to Geico. I felt uneasy by the way I was spoken to by the insurance adjuster so I retained an attorney. Now, over 3 months after the accident, Geico is refusing to pay my medical bills until after an examination under oath. I submitted the accident report 3 additional times because they said they had not received it. My children and I were taking a precaution by going to the hospital.
Now, the hospital is contacting me saying that because they have not had a response from the insurance company they are holding me financially responsible. I don't understand how I can pay over $200 a month for FULL COVERAGE. I was stopped, with my turn signal on, and was rear ended. I have been struggling with neck and back pain since the accident. They are horrible to deal with. My attorney told me that since the beginning of January 2014, they want an examination under oath before they pay any claim. The information they request for the EUO is ridiculous. They want 9 years of financial records, statements of people who can vouch for your whereabouts the day of the accident, documents for any court involvement for the prior 10 years, etc. As soon as my policy is due for renewal, I am gone. I will pay more to have actual service...
Reviewed Sept. 3, 2014
In August, 2014, I was reviewing both my home and auto insurance policies that I had with Nationwide Mutual. Now, I had been a loyal customer since 1972, but the rates I was being charged seemed to be twice the amount I was able to research online with the majority of Insurance carriers in Pennsylvania. I decided to request a quote from Geico, since they are part of Berkshire Hathaway, and they had a pretty good AM Best rating.
I began by navigating to their website and entering in the specifics for (3) cars and my home. When I got the initial quote, I was surprised to find the auto premium rate was almost $1400.00 less than my current Nationwide policy, for the same coverage. I contacted the local Geico office to confirm that this quote was accurate no less than (4) times, before I committed to purchasing the coverage. My last e-mail from Geico stated: "We run our reports upfront, that way there are no surprises. When I issue a policy, that rate is locked in. I am not surprised he is telling you all this, of course he does not want to lose the business. Our rates are very good because we do not have agents on every corner like a lot of other companies. Thank you. Brian **."
Well, the story changed when I went to the office to remit the first month's premium. Brian went to his PC and pulled up the quote he had sent me, verifying the coverage. He then stated he was going to run a PA MVR report to be part of the living file on my insurance. It was then that he stated the policy premium amount would now be $400.00 more per year because of a small scuff of another car's bumper that I reported to Nationwide in the amount of $850.00 back in November 2012.
First, he stated in his e-mail to me that this report had been run "upfront so there are no surprises". Well, Surprise! He found one, then proceeded to tell me about a similar incident with another prospective customer involving an unknown police citation involving his son that bumped their premium cost up, too. Now, didn't Brian state they had these reports are prepared in advance so there were no surprises? What a joke! If they had actually calculated in the reported accident and provided me with an accurate cost, I would not have wasted my time even pursuing the policy.
So much for expecting a fair deal. I went with another reputable insurance carrier for the same quoted premium and coverage that Geico had originally provided me. And the new carrier even stated upfront that the MVR report was taken into consideration in providing me the costs for coverage. Geico better get their act together.
Reviewed Sept. 3, 2014
After a 4 day family camping trip, my mother- and father-in-law left Shaver Lake CA to go home. They filled up for gas and realized there was something wrong with the brakes on their motor home which they have full coverage on through Geico car insurance. So they also have roadside assistance which comes with their coverage. After sending the rest of the family home back to Bakersfield California approximately a 3 hour drive thru call insurance expecting to be home in time to work today, they broke down on the side of the road approximately 2 PM yesterday September 1, 2014. Now on September 2, 2014 at 8:47 PM, they are still on the side of the road!
First Geico told them they won't tow on a holiday being yesterday was Labor Day which is ridiculous because a lot of people travel on holidays! Also my mother-in-law can't find that stipulation in their policy paperwork. So they decided to wait a day and and camp out on the side of the highway. This morning at 7, they called Geico to finally get home and after many phone calls of getting the runaround they were told they had to find their own tow truck! So they called around and found one that had the capability of towing their motor home and now several hours later they are still waiting. Their generator went out so now over 30 hrs later they still sit tired and in the dark waiting. What kind of insurance company has such unprofessional customer satisfaction? As policy holder myself first thing tomorrow I'm looking for new insurance and will tell everyone I know this story and recommend getting other more reliable insurance!
Reviewed Aug. 30, 2014
In March of 2013, I got pulled over for driving without insurance... I was paying my insurance every month. In the state of CT, you cannot drive without it, so obviously my car got towed (luckily to my house). The next day, I went down to the GEICO company and told them what was going on. They assured everything was back to normal and I had insurance again... A week or two later, I got pulled over for the same thing... At this point, I was very upset... but they let me go with a ticket or warning... I don't remember.
Anyway, I went down there again, and they printed out a letter stating that I was paying my insurance and everything was fine. The letter was basically my insurance card. Sometime in April, I got pulled over AGAIN! This cop decided to ask me and my little cousin to step out of the car, and before I knew, I was handcuffed and in the back of the cop car... 21 years old, never been in trouble with the law, scared out of my mind. Luckily they let me go once my Aunt came, and once again, my car was towed to my house (THANK GOD). Anyway... everything with the insurance was fine from that point on.
I bought a "new" car this past March (2014). Last night I got pulled over for a taillight being out. The cop once again told me that my insurance was suspended... I PAY GEICO EVERY MONTH! WHERE IS MY MONEY GOING?! 1 time, let it go. 2 times... fine... but four times?! And a year and a half later... No, I'm done with them. This didn't only happen to me either. My friend was in the same situation with them before. DONE WITH GEICO.
Reviewed Aug. 30, 2014
I was involved in an accident with someone insured through Geico. Geico assumed liability for everything. I got a rental car I paid out of pocket. I called them before I got the car to confirm they were going to pay for it. I had the car for a week (the time it took to fix my car). When I submitted the payment receipt to get reimbursed, I only got paid for half of it. Supposedly, Geico estimated the repair time was only going to take 4 days. I dropped my car on Tuesday; the body shop worked on my estimate that day and sent it to me for approval, which I did that day. They started working on my car on Wednesday. The 4th day should have been Monday because they don't work on the weekend. Somehow they didn't have my car ready until Tuesday afternoon. Geico only paid me from Tuesday to Friday. I was never told by Geico (even though we were in communication all the time) that they were only going to pay for what they estimated. I called them, and they said they couldn't do anything about it.
Reviewed Aug. 28, 2014
I've been with Geico for 9 years. Always made my Payments and never been in a car accident or ever received a speeding ticket. June 1st, 2014, I was rear ended. I submitted all paperwork on a timely manner. Since the accident I've been on disability and Geico has treated me so badly. They delay on payments and keep asking me for paperwork that I already submitted and later to be told they located them which delays my payment to pay my rent and eat. They deny medication bills because their physician believes I don't need it without even seeing me. Geico tells me they mailed out my check on tenth of the month but come to find out they mailed it out on the twelfth.
Geico change my adjuster and doesn't even notify me of the change, not even a letter. I find out when I call Geico to make a complaint about not receiving certain forms that I requested such as travel expenses forms that I was told it was mailed out to me when in reality they didn't and being told that I could write my travel expenses on a plain piece of paper. When I ask Geico why I wasn't informed about being assigned a new adjuster, they were like, "We don't need to inform you." I am so disgusted with Geico and their principles. They don't care about their customers. I'm going through a very difficult time with Geico. I can't control someone's driving. I was hit in the back by another driver. Geico is treating me like I caused the accident by their customer service. They Suck. Not honest and treat people unfairly. I'm leaving Geico.
Reviewed Aug. 28, 2014
I utilized the Geico website to obtain a quote to see how much it might cost to add my son to my auto insurance policy. I added my son's information to the forms and then received a quote on another page. On that page, there were two options. One button said, Finalize Quote, and the other options said, Save Quote. I clicked on the Save Quote button because I wanted to save the quote and compare it to other quotes. I was then taken to a page that said my son had been added to my policy and that my six-month premium would increase by $500. I saw no language anywhere that indicated that by clicking the Save Quote button that I was purchasing anything.
I called the Geico customer support line and was told that it is Geico's policy to add drivers in that way if any information is provided, even if the consumer or customer does not elect to have that driver added. I asked to have my son removed and to have my policy returned to its original state, but I was told that the only way I could accomplish this was to sign an exclusionary policy saying that my son in no way would be covered if he was to drive our vehicles. I have difficulty believing that it is legal for a business entity to act this way, or that it is a legal practice. I am guessing that this is not an isolated incident. I would definitely recommend not obtaining insurance from Geico and also avoiding other insurance companies that engage in such practices.
Reviewed Aug. 26, 2014
We insured [GEICO] a car for our granddaughter. Well a year later, the car's engine blew so now there's no car so we cancel the insurance. She does not live with us and she will be getting a car on her own. She is now 23 years old. Well me and my wife have a 2014 Equinox and pay $900 a year. Now we found out that GEICO put my granddaughter on our insurance, now $2400 a year, and telling us they can't help us. Sounds like they read right out of a training manual. Spent 3 hours on the phone with same reply. They said she needs to be insured. But she does not or never has driven our car. We will be canceling GEICO. They just moved her on our insurance with no notice and will not take her off.
GEICO Company Information
- Company Name:
- GEICO
- Website:
- www.geico.com
