GEICO Reviews

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About GEICO

GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.

Pros
  • Affordable policies
  • Several discount options
  • Intuitive website and app
Cons
  • Can be pricey for high-risk drivers
  • Few local agents

GEICO Reviews

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    Page 24 Reviews 4235 - 4435
    Customer ServiceStaff

    Reviewed Oct. 11, 2015

    Geico has been a Godsend to us. We had a wreck and had no problem through them, from getting a rental car to getting reimbursed. Their customer service is amazing and very courteous.

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    PriceStaff

    Reviewed Oct. 11, 2015

    I have nothing but good things to say about this company. They are affordable and have employees who know their stuff. My husband and I have not been customers of them for very long, but so far, so great! I fully recommend them.

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    Reviewed Oct. 11, 2015

    They helped us figure out a plan where we can add and take off a seasonal vehicle when we want so that we do not constantly pay on a car for insurance when it is not used constantly. Then when the warm summer starts up again we can add the car back on the insurance very simply on the website.

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    Customer ServiceClaims Handling

    Reviewed Oct. 11, 2015

    We switched to Geico after years with another company. We haven't had a reason to file any claims, but we are happy with the policy and yearly premium. Any time we have needed to contact someone at Geico, the customer service has been good. No complaints here!

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    Customer ServiceStaff

    Reviewed Oct. 11, 2015

    I found that GEICO was very honest with rates and premiums. Their representatives are very helpful when calling them to assist on problems with the insurance and make changes to the policy immediately. Their discounts are very competitive and their premiums quite reasonable. Their customer service is friendly, helpful and very courteous when there is a problem or change in the policy. I would recommend anyone using their services for any and all insurance needs.

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    Reviewed Oct. 11, 2015

    Most of the time if I have a problem they take care of it immediately. I have had an occasion where they were trying to make me pay a huge deductible but it was resolved in a graceful manner by the management.

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    Claims HandlingCoveragePrice

    Reviewed Oct. 10, 2015

    I have had Geico for approximately 10 years and had always been satisfied, however, I recently got a quote from Progressive and for the same amount of coverage it was considerably cheaper. I am planning on switching very soon. I have a clean driving record (no accidents or claims ever) so was surprised to find out that the company I had been happy with for so many years could be beaten by new company by so much. When I asked Geico why, all they would say is there are different factors involved in the decision. Considering I gave Progressive the exact same information, this didn't make sense and the fact that they would not clarify seemed shady to me so... switching I will go!

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    Price

    Reviewed Oct. 10, 2015

    Competitive price, reasonable service. I have had them as my auto insurer for the past 15 years and have had no issues. They even offer lower rates when bundling with home owners insurance.

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    Customer ServicePriceStaff

    Reviewed Oct. 10, 2015

    Great when it comes to low prices. Friendly staff that seem to care about the customers. Always can talk to a live person in a timely manner. Always can answer questions that I have. The company finds all discounts possible to save the customers money. The staff stands behind the brand.

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    Price

    Reviewed Oct. 10, 2015

    It's not good but it not bad. I had my ups and downs with its company. I have been with many insurance company and they're all pretty much the same. Some got benefits and others got better prices.

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    Claims HandlingPrice

    Reviewed Oct. 10, 2015

    It was very easy to get a quote. Their rates were more than 40% cheaper than Liberty Mutual. I have not had a claim, but so far their service has been great. I had to add another car and they were very professional and the cost was minimal. I was very pleased. Their billing is also very easy once you register online.

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    Reviewed Oct. 9, 2015

    My experience with GEICO was pretty straightforward. I paid my bill on time every month and never had any issues. I haven't had to submit a claim so I'm not sure what that process is like with this company.

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    Customer ServiceCoverageStaff

    Reviewed Oct. 9, 2015

    Very reliable. Gives me the coverage I need. Customer service is always helpful and courteous. Online services are excellent. Friendly and helpful. Convenient online billing. Easy option to pay.

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    Coverage

    Reviewed Oct. 9, 2015

    It's a good insurance and helps save.

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    Reviewed Oct. 9, 2015

    It has always been a reliable service for the past 40 years. I would highly recommend this auto insurance to anyone looking for a reliable company. And their commercials are pretty good too.

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    Claims HandlingPriceStaff

    Reviewed Oct. 8, 2015

    GEICO has always treated me in a friendly and polite manner. They gave me the best quote of all the insurance companies I looked at, and even though I have never filed a claim, I feel confident that they would be helpful if I ever had to.

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    Price

    Reviewed Oct. 8, 2015

    My neighbor's truck burned and damaged my car. Geico would not even attempt to recoup the loss and my deductible with their person telling me why should the other party pay for something not their fault. Guess it escapes her that it's not my fault either. Might be cheaper in the short term, but clearly not in the long run.

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    Claims HandlingCoverage

    Reviewed Oct. 8, 2015

    I had GEICO for about 10 years, never had a problem until I had to file a claim. I got hit from behind, had quite some damage to car but worse got injured myself back and neck. Nothing life threatening thankfully but they did not want to know me when I had to file a claim. All these years they had no problem taking my money but when you need your insurance they don't want to know you.

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    Staff

    Reviewed Oct. 8, 2015

    Company needs to be investigated. Four years after an accident the wife & I are still suffering from our injuries and no settlement. Do not do business with this company!!! They take your money but never - absolutely never pay out. Too busy suckering people in with the lizard which is actually an appropriate mascot. Cold blooded & not American.

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    Price

    Reviewed Oct. 8, 2015

    I have been with my insurance company for 3 years. Happy with service and pricing. I have never had a billing issue or a payment issue. When it is time to renew I do not have to put a deposit upfront. I find that very helpful as a lot of other insurance companies want a month or two upfront.

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    Claims Handling

    Reviewed Oct. 8, 2015

    I have never had to file a claim with Geico, so I am not sure how well their claim service works. However, choosing, signing up for and paying for their products is easy. All I know is that I'm covered to please the regulations of my state (PA).

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    Customer ServiceClaims Handling

    Reviewed Oct. 7, 2015

    Thankfully, we haven't had to make a claim while using them, which is usually the true test of a good insurance company. However, I have been happy with them - they have lower rates, nice customer service, and dependable service. I've been with them for quite a few years and have never had a problem.

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    Customer ServiceCoverageStaff

    Reviewed Oct. 7, 2015

    I have been with Geico for over 10 years and they do not stand behind their polices. I have uninsured motorist coverage on my policy and the claim they said they would pay for the claim due to a accident not involving another vehicle. And they automotive shop has started their work on the car. Now they want us to pick the car up and say they want a investigator to look at the car first, which they can't tell us when or how long this will take. Yet we are traveling from city to city due to employment.

    I call the supervisor Scott yesterday and instead of him returning my call, he allowed the same staff member who was nasty to call back and stated that his supervisor said that "You Andrew can relay the message to them. Nothing has change." What happen to being helpful and courteous and calling back since I call you. Also what happens when you give a auto repair to make repairs and then you change your mind. What happens if there is more wrong with my car now since you're telling me to take it right now in the middle of repairs is Geico going to liable for my car or not since they approved the auto repair prior. They take your premium of $443.00 every month for total coverage.

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    Coverage

    Reviewed Oct. 7, 2015

    It's great. It's a good insurance. It's trustable and reliable. It's a great rate. You can save 15 percent or more on the car insurance. It's flexible and you can leave it anytime you want.

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    Claims HandlingPrice

    Reviewed Oct. 7, 2015

    Never have had any issues with GEICO. Had to make a claim with them about a year ago & they were efficient & friendly in resolving the matter. Love the online service & how convenient it is to make changes to your plan or to make a payment. Also used them to add home insurance for our new home & they were great about getting the price within our budget.

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    Customer Service

    Reviewed Oct. 7, 2015

    I am reasonably happy with Geico. We have been with them for over 2 years. In that time they have not raised our payments unnecessarily. Their customer service is somewhat helpful with concerns and changes.

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    Staff

    Reviewed Oct. 6, 2015

    I am a safe driver. Therefore, I am in little need to use the insurance that I have. However, in my interactions with my agent and any paperwork that I've had to provide or discuss, she has always been super helpful and courteous.

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    Coverage

    Reviewed Oct. 6, 2015

    I have been with Geico for almost 2 years. Never had any problems. Never had any accidents, until now. When I signed up with Geico, I had a 93 Pathfinder. When I bought a new car, I emailed Geico informing them of all the necessary changes - I no longer have the 93 Pathfinder, I have an 01 Pathfinder, etc. I received one email back from Geico, and that was that. I thought I was good to go. GEICO NEVER UPDATED MY CAR INFORMATION. SO now, after my accident, they are not taking responsibility for my liability. Geico will not help me, after I pay insurance every month regularly. Geico tells me that I'm not insured. What kind of bull is that? I pay every month, every month. Why am I even paying Geico for then? For me, this has been a nightmare.

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    Customer ServicePrice

    Reviewed Oct. 6, 2015

    I have found GEICO to be an honest and reliable company. The price is reasonable and the customer service is good. I have been with GEICO for 20 years. In that time I have not found an auto insurance company that could beat GEICO's price.

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    Staff

    Reviewed Oct. 6, 2015

    They are very nice people. They work with you even when you cannot afford to pay when payment is due. The people are very understanding even when it comes down to accidents. They gave me what was asked for. They really do appreciate their customers and they show it by doing what I just listed above.

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    Customer ServiceCoveragePrice

    Reviewed Oct. 6, 2015

    GEICO is a fine insurance company. They are very cheap if you do not want much coverage. I have never actually needed to use any of their services, so I cannot speak from a customer service standpoint. Purely my review is that they are cheap. Pleased overall with the website and things like automatic bill pay.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Oct. 6, 2015

    My husband was in an accident with a girl that has GEICO insurance. She ran a red light, was issued a ticket, and there were witnesses. We contacted GEICO and he gave his statement. We tried calling the girl assigned to our claim but always got the answering machine. When someone finally called us back, they said they were waiting on the police report. I faxed it to them - we had it for 2 days. In the meantime, we went through our insurance because we were tired of dealing with a company that wouldn't call us back.

    We have American Family and they told us my husband wasn't liable. We received a letter from GEICO that their driver wasn't at fault!! Even with a ticket and her own admission and a witness! What a worthless company. Our insurance will be dealing with them now. I have also contacted the insurance board through our governor's office. This is a SHADY and dishonest company. Check around before you insure anything with them! I've never had any problems with American Family.

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    Coverage

    Reviewed Oct. 5, 2015

    Was a customer for over 12 years. After my accident that was not my fault. GEICO said they would get my 1,000 deductible back. After a year and a half waiting, their lawyer sent me a letter saying they could not get my deductible back from an unknown insurance company. I could not believe after 12 years with them that they would not give me my deductible back. I had full coverage on my car. Do not ever have an accident or they will never fight to get your deductible. Bad company! I'm so unhappy but glad I switch now.

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    CoverageStaff

    Reviewed Oct. 5, 2015

    GEICO had never given my family problems. The coverage is great, the people are nice, and the prices are very reasonable. I get a discount for academics, which to me says a lot about the company.

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    PriceStaff

    Reviewed Oct. 5, 2015

    I have been a customer with one Insurance company for more than 10 years; when I heard about Geico 15 minutes, I tried Geico. I was initially given a better quote than my old insurance, so I switch to Geico. Recently I just received a cancellation letter from Geico for nonpayment. I called Geico agent informing them that I never received any bill from them and that I am ready to pay the bill immediately. I was told that I have to start a new quote. The new quote given to me is now much higher than that of my old insurance left because of Geico's fifteen minutes. I believe Geico is using the 15 minutes as quote initially and later find a way jacking up your fees; this is dubious. How could I receive cancellation letter but not received bills? Geico is not telling the truth; so beware of what you wish for in Geico fifteen minutes!

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    Customer ServicePriceStaff

    Reviewed Oct. 5, 2015

    I have had a good experience with GEICO. I have never had a problem that wasn't solved easily. My insurance is affordable and I am able to do a lot of my business online through GEICO's website. I have two vehicles under my insurance plan and the rates are really good. I will say that I have never actually talked to my agent on the phone so I don't even know who he is but I have never had an issue. I would feel comfortable calling and asking any questions. I have been very happy with GEICO auto insurance.

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    Customer ServiceCoverage

    Reviewed Oct. 5, 2015

    When use of coverage is needed a phone call makes it easy to get the paperwork going and not a headache. We had the estimate and repairs done and covered with no fuss, no issues. There was no hassle about if it could be repaired or running to numerous places to find out the prices and then wait to hear back like other places make you do.

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    Reviewed Oct. 5, 2015

    I really like the fact that overall GEICO is always there for me. Their rates are relatively reasonable as compared to the industry average, and anything I need done they are always doing what they can to accommodate me and help me in that way. I appreciate their newsletters, and the updates that their company provides me. Of course I would like it if they were a little cheaper, but it is important to have a name brand nationwide insurance company, especially when you are traveling because you know that they are recognized and that companies have a history and ability to deal with them. I have not had any horror stories that other companies have faced in regard.

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    Staff

    Reviewed Oct. 4, 2015

    We got cancelled from GEICO because our sister drove our truck. Yes we shouldn't have let her. We got the truck back twice. Someone hit her. GEICO never had to pay out a cent but they cancelled us but they sure as hell know how to take my money. They said I can pay for the next two months, of course, give them money but now I'm cancelled. Don't trust insurance companies and funny part is we found four other insurance companies that were less expensive but we went with GEICO because my father said they were good. Wow was he wrong. Now I have to go on twitter and every other site I can to make sure everyone knows how bad they are and I manage around a thousand properties and every one of my friends and tenants will also know.

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    Customer ServiceClaims HandlingStaff

    Reviewed Oct. 4, 2015

    GEICO is very responsive with accident claims. I was involved in an accident a year ago and the at-fault driver had Progressive and would not answer my calls or provide me with a rental car; I was stuck at home for 3 days until I decided to call GEICO. Within an hour, I had a rental car setup and an appointment to have my car towed the next day. When my car was declared totaled, the agent I was assigned to was very helpful with extending my rental so I had time to find a new vehicle. I would highly recommend this company to anyone and will keep using them as long as I can!

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    Customer Service

    Reviewed Oct. 4, 2015

    GEICO cancelled my policy without notice. When I called to inquire & complain they explained it was an oversight on their end...preventing me from driving my vehicle for the weekend until they could notify the RMV. When I told them that was unacceptable and to keep the cancellation as I would be going with a different insurance company, they then state they need me to send a letter in writing requesting to cancel...which doesn't even make sense.

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    CoverageStaff

    Reviewed Oct. 4, 2015

    I have to say they are the best company. The reps are pleasant and knowledgeable. They have great rates and coverage and I have never had to use the insurance but I know if I did they would be there for me and I really appreciate the quality of service when I have a concern.

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    Staff

    Reviewed Oct. 4, 2015

    I have never come into problems with GEICO. They have always been very helpful and understanding towards any problems.

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    Customer ServiceCoveragePrice

    Reviewed Oct. 4, 2015

    Good customer service, a little steep on price for basic coverage. All in all you get what you pay for, but if it was a little bit cheaper that would've been better. $149.00 a month is a little high, for basic coverage.

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    Customer ServiceStaff

    Reviewed Oct. 4, 2015

    When I moved out of home temporarily, Geico changed my rates just for an address change. I called back 5 times. Every time I call, different person kept raising my rate to triple for just ONE DAY!!! I had to change the car insurance company differently from my spouse since they tripled up my rate for address change. When I moved back home, Geico did not give me the same rate before the address change, so I kept my different car insurance company. Geico home insurance company raised the rate because of different car insurance company I got. They don't give me the previous rate from the previous address.

    Geico keeps looking for the excuses for raising rates. Don't call them. They'll find the new reason to raise the rate just as your son got a Driver's License. Geico ask you to prove that you own your car just for rental. I had to pay for Notary. Geico already has information of my ownership. They give you hard time. Geico always lose when collision occurs and the other party's at fault even when you provide video evidence. Their legal team is weak.

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    Customer Service

    Reviewed Oct. 3, 2015

    I have had Geico for many years and they have always been very fast in helping me when I needed them. They have also had great customer service when I needed info on something with my policy. Their on phone customer service has also been spot on as well. Would be glad to recommend them and I have many times...

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    Claims Handling

    Reviewed Oct. 2, 2015

    Earlier this year my spouse and I were sideswiped by an uninsured motorist. My spouse and I were both injured but my injuries were more extreme. GEICO took care of my vehicle because it was totaled out but then came the song and dance for medical, pain and suffering. I asked the initial claims associate “Should I get legal representation?" from day one but she assured me that they handle all of that (far from the truth). To make a long story short, I went to my physician and chiropractor for multiple visits required. Once I told them I might be finished with my visits then came the determination of bills and pain and suffering. I got changed around to 5 different adjusters in that time.

    The last had the nerve to asks me how much I thought I should receive out of the accident (stupid question right)?! Needless to say we didn't settle for anywhere near the amount. I wish I had gotten a lawyer from the start, but who figures you'd have to go after your own insurance company? Stay VERY-VERY clear away from this company. The couple bucks you save is not worth it when you really have to use them. Absolute HORRIBLE company!!! And I was with them over 10 years...their loss.

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    PriceStaff

    Reviewed Oct. 2, 2015

    The representatives I dealt with were professional and friendly. However, after being a victim of an auto accident that 100% was not my fault and being the best customer GEICO could hope for (not having any traffic violations in my entire driving history, the last accident I was in was over 25 years ago and I was the passenger, I pay on time, etc) and paying for the best insurance they offer, they refused to give me enough money to buy the same old truck as I had before the accident. I wasn't looking for fancy and I wasn't looking for better, just the same old truck. They tried to say that I should look at autos at 100 plus miles away, seriously?

    I asked them to just fix my vehicle but they refused that also since it would cost more than what they wanted to pay me. So, GEICO - even if I get more expensive rates, I can't wait to move to a company that will actually pay to replace your auto! I will be sure to make it my mission to share my story. I do sincerely hope you go out of business, not a tear will be shed.

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    Customer ServiceCoverageStaff

    Reviewed Oct. 2, 2015

    I called to get a policy and was told I owe from my 2013 policy so I paid the 24 dollars I owed. When I was transferred to an agent I am told I am being held liable for a policy from 2014 that was cancelled on July 25 of this year. I let them know I have not owned a car since 2013 when I had an accident at which time I notified Geico that I and my ex were estranged and that is still on file. I ask the lady to tell me why he was not on my 2013 policy. She said, "He was reported as your estranged spouse." I said, "Okay, so how is it that I owe you for any new policy after the 2013 policy?"

    She replied, "We were not notified of you and him being estranged." I said, "You agent just told me it is on record as an estranged spouse." I said, "Is that right.” "Yes ma’am," she said, "but we were told different in 2014." I said, "By me?" She said, "No ma’am, by him." I said, "So you're telling me I did not let you know so I am liable for his policy because he said we were a family and I lived there.” I said, "Okay, what license did you get on me?" She said, "a SC license." I said, "And you insured a SC driver on a NC insurance policy all because someone said I was living there."

    The answer I get is that I owe them. Anyone can put me on a policy so hey everyone put your ex spouse on Geico's policy. They hold him/her responsible when I told them we were no longer together and they said I did but I did not in 2014. I guess we all have to go through the phone book and call every insurance company annually to let them know we are no longer together.

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    Reviewed Sept. 30, 2015

    Don't get hit by any of their customers. They will put used or 2nds parts on and not give the body shop any money to work with. You have to fix bend parts and paint only as little as can. They said if you wash it a few time you won't be able to tell the difference. I said come do that - the adjuster has NO clue of auto's works. As they say what comes around goes around.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Sept. 30, 2015

    I was in an accident where another driver ran a red light and hit my car. I immediately called the police and then Geico. The agent on the phone did not get the information right. All she kept asking for was a recorded statement from the driver, my mother, a 76 year old woman who has nearly been killed minutes before. When I contacted them the next day, they asked me for the other driver's information. I had to go to the police station to get this although I knew she was also insured by GEICO since I saw their blue envelope in her hand. She never apologized. The police gave her a ticket based on a witnesses report.

    It gets worse from here. They do no investigation. I sent them the police report and they still refuse to waive my deductible. They didn't send an adjuster to do an estimate for three weeks. They totaled my car which was in mint condition and inspected and serviced two weeks earlier. The medical claims department is even worse. I think they are told to deny all claims. When I was at the hospital to get an ultrasound to check for internal bleeding their medical examiner told the hospital there was no record of my claim because they didn't receive the form. Their mail sits for two weeks in their office.

    You never speak to the same person twice unless they are hounding you for a treatment plan so they can limit their liability and end your claim. My car is still sitting. I am in constant pain and I had trouble to find any doctors that will accept no fault. STAY AWAY FROM GEICO. They are your worst nightmare and they should be investigated.

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    Price

    Reviewed Sept. 29, 2015

    GEICO doesn't care about customer satisfaction. All they want just to increase their fee every 6 months and neglect the customer feedback at all. Stay away from this company if you don't want to get ripped off! I found better insurance with better price and better service.

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    Customer ServiceStaff

    Reviewed Sept. 29, 2015

    Geico is just terrible. The uneducated, poor-mannered adjuster named Zunisha was just awful. I called to follow up on a status of an auto-claim and she was so rude. She did not want to listen to my question or concern. She just straight out cuts you off and does not let you finish a sentence. She speaks over you and goes on with what she has to say. I hope Geico can hire better educated employees to represent their insurance company. I don't think I am ever going back to Geico. Geico! You just lost a customer of eight years.

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    Claims HandlingCoverage

    Reviewed Sept. 29, 2015

    I am a GEICO policyholder and was hit by another GEICO policyholder who was at fault. I had to put my car in the shop for over a week for repairs and rather than do it right away and rent a car locally, I waited one week until I went on vacation and rented a car. Since I was not in the city where the accident occurred GEICO did not honor the rental. So GEICO did not have to pay anything for rental coverage on this claim and did not offer any compensation. I have cancelled both my auto policy and boat policy as a result.

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    Customer ServiceClaims HandlingStaff

    Reviewed Sept. 29, 2015

    My car was totaled by a rear end collision at a red light, completely the other driver's fault. They had GEICO insurance. Dealing with GEICO was a nightmare. They wouldn't return calls and got testy on the phone when I did get them. They only gave me 4 days in a rental car after waiting for 3 weeks to get one! Their phone lines were always busy, but leaving a message was pointless because they would not follow up, call back or complete the claim process without getting them on the phone and demanding they do their job. When I finally did get a real person and demanded they work on my claim, the girl Quasha just got aggravated and told me she had 200 other claims to process. She actually told me not to call her back. So my advice is that when you find out that GEICO is the insurance company of the person who hit you, don't deal with them directly. Hire an attorney and let them deal with them.

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    Sales & Marketing

    Reviewed Sept. 29, 2015

    GEICO is absolutely fantastic until you actually get into an accident and then they are literally the worst car insurance company is existence. After one incident they will keep raising your rates until you walk away. I went back to Mercury Insurance where I was for 15 years and should have stayed. DO NOT be taken by the cheaper rates. GEICO is a scam of the highest order.

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    CoverageStaff

    Reviewed Sept. 27, 2015

    I have been with Geico for over five years. No accidents in that time. As a good driver I expect to see rates go down as I am not a big risk, not up!! In the past three times or so in a row my six month policy has gone up. When I asked them about it they give the excuse rates are going up in the area. I don't buy that bull because even if it's true, why are good drivers being penalized for bad drivers? I have to pay for the faults of others? Why do I want to stay with a company who treats me like that? My rates should go DOWN for being a good driver. Or even stay the same. Something is certainly wrong when I switch to Progressive and get quoted about $300 less with the exact same coverage. I don't know all the games insurance companies play, but I can shop around. I don't have to take this crap anymore.

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    Reviewed Sept. 27, 2015

    When I started this policy, I was set to $414 a month. I get a traffic ticket and GEICO went up on me to 489 a month. Now they went up on me at $ 578 a month.

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    Customer Service

    Reviewed Sept. 27, 2015

    I attempted to log into my Geico account online one day and found that I was locked out and told to call customer service. When I did, I was told that I will be locked out of my account for 6 months because I "used too many credit cards to pay my bill." (I used up some Visa gift cards I had and I was paying my entire policy at one time.) Apparently they have an unwritten policy that if you use too many credit cards, you will be treated like a second class customer, and not allowed to log into your account online. I was told that there was nothing they could do and that I would have to wait until my policies renews 6 months later, and they didn't care if I canceled my policy or not. So ** 'em, I canceled it. And I will never do business with Geico again.

    Why do they care how many credit cards I use, especially when I'm paying the whole thing at once? If you are going to have a policy like they, maybe you should tell people about it. Or better yet, just stop them if they try to use a second credit card. I'm not going to be treated like a criminal or a second class customer. They lost a good customer for life. What idiots running this company!

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    Price

    Reviewed Sept. 27, 2015

    Save 15% or more. More like costs 50% or more. Even though I was in my late 40s and have cars in the UK and France, Geico did not take this into consideration when I needed insurance. On the other hand when I renewed I year later Liberty Mutual offered me 50% less premium. Geico offered to match, it failed to offer any rebate for my first year when they charged me 50% more. Yet still they send me letters asking to come back! Or a good way to runs business - maybe you should take a closer look at your corporate policies.

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    Customer ServiceCoveragePrice

    Reviewed Sept. 26, 2015

    I had insurance from you guys yet it seem every time we talk to customer service is "Bad" to get things done in this insurance company. I kindly ask to have my daughter's insurance removed and it took me several more than 5 calls to get answers. 'Till finally they told me I needed to have a proof that she will no longer drive the vehicle because she was away from school. Then they would not remove her because they supposedly could not read the email. Send many more still having issues, then I forgot to pay my insurance on time. I call to reinstate it and they wanted to give a new quote and pay balances from cancellation.

    I am very disappointed in your customer service. The day I call to reinstate my insurance I was told my daughter still in my insurance and she is listed as being away from school when I clearly asked to have her removed. I really don't know what you guys are thinking but your customer service sucks!! I hope you guys can work more ethically and not just trying to get people's money.

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    Customer ServiceCoverageStaff

    Reviewed Sept. 24, 2015

    About a month and a half ago my family and I were moving into our new home. My oldest son and I were about to drop off a load when a teenage girl, covered by GEICO and driving on a supervisional license, blew through a stop sign and slammed into my driver side back tire, pulled my drive shaft out of my transmission and tweaked my back axle. The body shop GEICO suggested to hand my truck for over a month.

    I picked it up yesterday, took it home, I come outside a few hours later and there's a big puddle of transmission fluid on the ground. I call the shop, the shop calls adjuster and I get a call from the adjuster and he says "Well, we're gonna go ahead and pay for it to get towed back and put you in another rental but we're going to inspect it, and if I think it's wear and tear, you'll be responsible for all costs." I told him that my truck never leaked anything, he said "well that's real convenient for you to say."

    How could he even tell me that? First off, your teenage client who shouldn't of been driving alone, ripped my drive shaft from my transmission. The body shop GEICO recommended and replaced the drive shaft but he's going to tell me it might just be wear and tear. I am contacting my lawyer. This is worst insurance company I've ever dealt with.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed Sept. 24, 2015

    Put a claim in against a client of theirs for driving backwards down a residential street on the wrong side while I was backing out of my driveway! I stopped when I saw him coming, but it was too late! With only 1 foot of my vehicle hanging over the end of my driveway, he managed to hit me anyway! Said he never saw my car. Wasn't looking! Police officer said he was 100% in the wrong, no need for witnesses (which I had).

    Geico will only accept 30% liability. So far it has cost them more than the damage to my vehicle to keep their employees on the telephone arguing... Also Geico is refusing to use my witnesses due to the fact that I know them! This happened in a residential area that their client didn't belong in. And of course I know my neighbors! So, just for new clients of theirs, or potential clients, be aware that they waste a lot of your $$ trying to get out of paying even the smallest of claims. My claim was for less than $2000, and they've to date wasted over $10,000 fighting it. I don't intend to stop till I get a resolution.

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    Claims Handling

    Reviewed Sept. 22, 2015

    GEICO is terrible. I had a minor car accident recently. The police report clearly stated that it was not my fault. However, Geico stated that they will only partially pay my claim stating that both parties were liable. Geico adjuster stated that, "We disregard the police report and assess our own liability." You cannot reason with them, I tried. My recommendation for you to find a better insurance company. There is no reason why anyone would want to stay with such a terrible insurance company. If anyone can provide suggestions, please do.

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    Customer Service

    Reviewed Sept. 22, 2015

    My husband's car got hit with the engine obviously dented while packed. As a result of the accident, the transmission of the car got affected and everything thereafter started malfunctioning. We contacted Geico and they fixed the body and the transmission. They had us dragging and to deal with obviously because it costed more! Of course they love to collect and keep your cash, but never will want to spend it on the reason the cash is being collected for! The transmission got affected as an effect of the accident and Geico kept on saying we had no enough proof since March (the car went for oil change at Honda 2 days before the accident without a fault)!

    I have never felt confused in my life before nor openly ripped off by this act, we have been going through hell with having to drop off our kids at daycare at one end, my husband at the other end of town and my job and school is at stake because of having to drive all about town for our daily running and living because of the distance! In essence, Geico has rendered the car useless by saying "we have no enough proof", and we have been paying for the car since the incident in March!

    From customer service (I will keep his name) to the last man, i.e. The adjuster, it has been a horrible experience! There has been inconsistencies and lots of dragging about this clear issue we have with them. I will NEVER encourage a prospect to this company, and sure this experience will go as far as those who have ears and care to listen! Humanly they may have "cheated us" so to say, but I know God will visit this case as I stay up tonight to tender this case because HE is the final judge!!! GEICO, NEVER AGAIN!!!

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    Customer Service

    Reviewed Sept. 20, 2015

    Someone vandalized my car and I called Geico claims to report the incident. The person on the other side of the phone made a note in the system that it was hit by the door of another car. I told him that it wasn't hit by another door and I don't know what happened as I wasn't present when the incident took place. He didn't bother to change the statement and marked it as collision damage instead of comprehensive damage just because I have a $500 deductible on collision damage and $0 deductible on comprehensive damage.

    When I argued with him, he said the adjuster will make that determination. So I took an appointment for car inspection the next day with the adjuster and the adjuster just looked at the notes and told me that it looks like it was hit by another door and would be collision damage. After arguing with him for couple of minutes, he changed his story and told me that it was hit by a white car while it was backing up and it has left some paint on my car. I told him it was not paint and dust and he said it was still hit by another car. So the adjuster has no knowledge of what he was talking about and went forward with the collision damage as he knew I had a $500 deductible.

    I reached out to his supervisor and manager and they asked me to come for the inspection for second time. They repeated the same thing that it was hit by another door or car or an object and would be considered as collision damage. They were not sure what happened and just assumed it was a collision damage so they can get the money out of my pocket. The damage looks like someone kicked the door and vandalized my vehicle. I have been with Geico for over 2 and half years and that's how they treat their valuable customer. I am so disappointed with Geico. I will probably look for another Insurance provider who values their customer.

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    Staff

    Reviewed Sept. 19, 2015

    I was hit by a person insured by Geico. I have not been given a rental car. I was hurt in the car wreck. It totaled my car and my thumb is dislocated. I am too outraged this is how they handle people. I will be filing a class action suit.

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    Claims HandlingStaff

    Reviewed Sept. 19, 2015

    First, I would thank God that I don't have GEICO. I got rear ended. I was at complete stop and she was driving around 25-30 mph on a 65 mph speedily freeway. The lady who was driving admitted that it was her fault. Me and my girlfriend had pain in our backs. Lady seems very scared. I asked her "are you ok? Can you drive? Is your car ok?" Then came back home and talked to GEICO and I asked them "I wanna go to a doctor and make sure everything is ok. I don't want any pre-authorization or anything like that. I will pay for my visit and just take care of it later."

    After everything seems ok, GEICO took care of my car damages but denied my medical claims. I provided them with pictures of doctor's visit, his name, my medicine, Walgreens receipt which has date and time and everything, they still denied it. When I asked them why, they told me that they don't think that the pain is because of accident. I told them "can you prove it because you are just thinking, but I am giving you the proof that I went to a doctor and got my medicine." I am still in touch with GEICO but they don't think that the pain is because of the accident, but they can't prove it. So don't get GEICO at all and if you get hit, good luck dealing with GEICO. Proof is in the stars at ConsumerAffairs.com, they get 1 star, think about it.

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    Claims HandlingStaff

    Reviewed Sept. 19, 2015

    Raised our policy premium SIX times with zero claims. From the time we signed up the first 6 months they raised the rates. That was our reward for driving perfect. Fact: No added or change of vehicles. No added or change of drivers. Value of the vehicle on the policy declined. However rates went up 6 times. We called GEICO. Their first reason for the increase was a driver reached the age of 74. Keep in mind our car's value declined as well. Their reason for their 2nd increase was the number of accidents in our zip code. What about the 3rd increase, 4th increase, 5th increase, 6th increase with zero claims? Investigating with the Dept. of Insurance our zip code and complaining about excessive rate increases. We have receipts/policies that support these facts. What we do not have is a report that supports GEICO's increases.

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    Verified purchase

    Reviewed Sept. 18, 2015

    My dad hit my car in the driveway, but even though we had separate insurances from GEICO they charged my GEICO insurance for the damage instead of considering it a collision on my dad's policy. I was told there was a law behind that, and when I asked to send a copy of the law they failed and never send it. After I got my car repaired, I left GEICO and signed up for State Farm and they are way better than these guys. I definitely am going to make sure none of my friends and family get screwed by these guys.

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    Sales & Marketing

    Reviewed Sept. 17, 2015

    Every renewal my Geico policy goes up, which I don't understand. I don't have any points or accident or tickets. I talk to the rep, They always says it's nothing I did. I had other insurances. I never had this problem. I think Geico does the bait and switch. They get you in with a low rate then hit you every renewal with higher rates. Geico should be investigated about their insurance practice.

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    Claims Handling

    Reviewed Sept. 17, 2015

    Have been a GEICO customer for more than 50 years, filing only 1 claim ever for $2000 to pay for damage resulting from my scraping a curb when exiting an unlit area following my exercise class. After the claim, my policy was increased. I was told, as one reason, to reimburse GEICO for the same amount. I was then told that this was required by the state of Va. Further, (an additional reason offered was) that my rate increase was required to share the cost of other claims made in my area (Ashburn, Virginia) where the algorithm was largely used to identify my share of the cost. I have a homeowners and liability policy with GEICO in addition to my auto insurance. I am considering a change from GEICO.

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    Claims HandlingCoverageStaff

    Reviewed Sept. 17, 2015

    I was rear ended on August 24th of this year. It wasn't a horrible accident, just damage to my back bumper. I was sitting at a red light when a GEICO customer slammed into the back of me. I filed a claim later that day. I'm still waiting for someone to even look at my car. I have been told by 3 different adjusters that they're simply waiting for the other party to provide proof of coverage. THIS PERSON IS INSURED BY YOU, you should know if they have coverage or not. I had to go to the ER for my head and neck. My head bounced off the steering wheel and then came back. Thankfully the airbag did not deploy because if it would have, I would have been hurt even more. Since filing the claim, I have been advised that it would be best, if I just file this accident under my own insurance policy and then let both insurance companies handle it.

    I do insurance for a living. That is not how insurance works at all. If YOU'RE at fault, you are held liable for the damage and responsibilities that comes with driving. I will not pay out of pocket $500 of my own money to get my car fixed and my policy to pay for the medical cost, and then have my insurance rate go up and I be punished when I am NOT at fault. GEICO is advising people false information. I have left my claim's adjuster multiple voicemails and has yet to return any of them.

    I'm very disappointment with this whole situation. I have NEVER been involved in any type of accident, and I pray I never do, specialty with someone who is insured by GEICO. This is ridiculous to have to hassle and track down people. I have all the gentlemen's information that hit me. I've spoken to him directly since the accident, and even he has stated that he has scanned, faxed and email all information that GEICO has requested to move forward with the claim, the very first week of the accident. So here we are September 17, and I'm still waiting to have this resolved. I'm disappointment and upset.

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    Customer ServiceClaims HandlingStaff

    Reviewed Sept. 17, 2015

    After an accident I gave GEICO representative Tierra an opportunity to investigate an accident involving one of their clients. I gave GEICO phone number of two witnesses to investigate an accident. The woman Tierra was very unknowledgeable and inexperienced investigating anything. I give them every opportunity - has a client lied to them to make things right? The woman had a negative attitude and really cannot understand what she was saying. I gave them contact information for two witnesses. They never even came and look at the vehicle that was hit, never even looked at the vehicle that was hit. And of course their outcome was negative and denied my claim. I called her supervisor Mark and gave him every opportunity to make things right. They refused to do so. Luckily I was able to get footage, actual video footage of the accident.

    So what could have caused GEICO 12 - $1,500 in auto repairs will end up costing him over $10,000 in legal fees, damages, lost time to clients, lost wages over a decision they could have been made very simply by having a well-experienced individual doing a job that they are qualified for. I would do everything in my power to make sure that the public is aware of GEICO’s poor quality service. I will be notifying the newspaper and the Better Business Bureau as well.

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    Verified purchase
    Customer ServicePriceStaff

    Reviewed Sept. 17, 2015

    I have been with GEICO since 2010 and every 6 months it gets worse and worse. These people has a lie for everything you ask them. First off I ask why every 6 months do my insurance go up when I haven't had any accidents, and every rep that I have talked to gives me the same line, "I live here too in Georgia and mine’s go up also." PURE LIES! So this goes on every 6 months for 5 years. I'm sure others have heard this same bs. Now here is the real kicker! I called on Sept 9, 2015 to make a payment that was past due of $178.28 which consist of me changing my due date from the 5th to the 25th of Aug and was told that I only owe $112.92 to close out my old policy from July 16 to Sept 6, and for her to quote me a new policy I would have to pay the $112.92... I agreed to pay the $112.92.

    The rep proceeded to let me know that we are recording the conversation and I agreed again. I asked her “With it being that I'm paying on the 9th would my payments be due on the 9th?” She said yes. I told her that I want my payments to be on the 20th. She said that would be fine but I would have to pay $174.58 on Sept 20th ($133.55 mo + 42.26 for changing the date from Sept 9th to 20th at a prorate). The conversation even went so far as to me making split payments of $87.29 by Oct 20th so the system will not take a payment in full. I repeated everything she said to me. With all of this being said, here it is Sept 16 and I'm looking at my card statement and I see where there was a payment of $133.20 taken out of my account 5 mins after the $112.92 was taken out. I called and spoke with a rep about it and she tells me there's nothing she can do about it.

    I told her to get me a manager/supervisor. I was put on hold again and a Regina ** came on and proceeded to explain to me what I already know about my insurance and having a lien. I had to interrupt her and explain again what happened and I want my refund for the $133.20 that I didn't authorize. She again tried to explain away the reason why it was taken out. And I again explained to her that I need my money back because I have to make my car payment. She obviously didn't care. She then said for me to hold on again and she will do my refund. She then comes back and says that I have to send a email requesting a cancellation of insurance in order for me to get my refund and I would have to wait 24-48 hrs for it to be reviewed and then I would have to wait another 3-5 business days to get my refund.

    I told her “You just said you were giving me my refund. Now you come back with THIS!” By this time I'm really INFURIATED! I told her “So now you're going to make me wait until late next week to get my refund and be late with my car payment!” I am so through with GEICO!! I cannot believe how HORRIBLE they have become. I don't care if I have to pay more elsewhere. What difference does it make? They keep raising the prices anyway! They really suck!

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    Reviewed Sept. 17, 2015

    I have a 2008 Honda Civic and in 2012 I struck a large raccoon on the highway which caused damage to the radiator and caused the engine to overheat. Geico replaced my engine with a salvaged engine. This past week my car began to overheat and I took it to my mechanic. He looked at the car and directed to a Honda service bulletin pertaining to cracked engine blocks. The engine Geico used in my car was one of the affected engines; however, because it was a salvage engine Honda would not service it. This left me with the only option being to go back to Geico because they guaranteed the work and parts for the life of the car.

    I was advised today that because it was a manufacturer defect that Geico would not repair the engine. As a result I am left in the position where the manufacturer will not touch the problem because the engine is salvaged and Geico (who placed the salvage engine in my car) will not fix it because they think it is a manufacturer problem. Any suggestions besides confining to press Geico to fix the problem?

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    Customer ServiceSales & MarketingStaff

    Reviewed Sept. 16, 2015

    Tried to cancel my policy due to getting a better quote from someone else. Cancelled over the phone then had been told I need to send an email stating that I was canceling...ok done. The rep said I would be getting a full refund for the payment that just got taken out. I woke up the next morning and my policy was still active! I called and they said I had to speak to a cancellation representative....whatever that is. I spoke with Her and she started asking why was I leaving and who was I going to next. Then she told me that I would only be getting a partial refund - like wtf??? If that was true then why did the former reps from the day before say I was getting a full refund? They need to train people according to standards. Talking about that NC has a clause saying if I cancel I would only receive partial payment... smh... a scam.

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    Reviewed Sept. 16, 2015

    I recently had an accident involving a person with Geico insurance, all I had on my vehicle was liability. Geico is saying the accident was my fault even though the vehicle I hit turned left in front of me. I am just happy that I do not contribute to this organization! I had to file a complaint with the insurance commission just to get them to take a statement from me about the accident! I was off work for 4 days with injuries resulting from the accident and they still will not pay any doctor bills. So if they will treat me in this manner just think how you will be treated as a customer!

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    Customer ServiceStaff

    Reviewed Sept. 16, 2015

    Will cancel you and raise your premium for no reason. I made a payment on the due date - there was some fraudulent activity come through my account so when I found out the check was returning I made the payment with my credit card. GEICO accepted it, no problem online until a week later when I get a cancellation notice. They cancelled my policy - told me they would refund the payment less a return item fee in 7 to 14 days and if I wanted to restart my policy they jacked the rate up - total scam artists.

    I am a single mother who had her budget for the month set around the prior payment schedule. BEWARE. They will NOT WORK WITH YOU NO MATTER HOW many years you have been with them. Have left me and my son out in the cold... and the lady who was "supposed" to help me, Laura, was as rude as she could be - told me I had no reason to be upset.

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    Customer ServiceCoverageStaff

    Reviewed Sept. 15, 2015

    I bought a new car and with tried a new insurance company, GEICO. Only 3 weeks later I went to the grocery store and a guy with no insurance ran a red (was probably texting) totalled my new car, pushed me into a pole and almost killed me. I called them from the hospital right away and said I needed a rental car for work. I was in major pain waiting in the ER and they kept me on the phone for an HOUR. I went to pick up the rental car the next day and they said because I was a new policyholder they couldn't have it ready!!! I had to pay for the rental car that is in my policy myself. I knew I had to get a lawyer stat. If they were going to give me this much trouble over a rental car... I also was beat up from the accident and had a terrible concussion. I could not think straight or deal with their BS.

    From the beginning, they have fought paying everything, even though they are MY insurance company. They're to supposedly protect me. My car was deemed totalled. They said they paid it out and stopped paying on the rental car. I couldn't get a new car until they paid off that one. But they have a million tricks. They sent the payment to the wrong address that prolonged the payoff by almost 2 months. I had to pay a car payment on a car that didn't exist!! They are such...JERKS. It's been 3 months since my accident and they still keep playing games and not paying my medical bills that my policy covers and I paid them to protect me from.

    I am basically going to have to sue them now to get them to pay what is rightfully owed to me based on my policy coverage. JERKS. They have made an incredibly scary, painful and time-consuming process much much much worse. They don't care about you. They will NOT protect you. You will have to fight them. NEVER use GEICO.

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    CoveragePrice

    Reviewed Sept. 11, 2015

    I got a much better quote with Allstate and called to cancel my insurance with geico. I told them I would be canceling for the 23rd and would be starting my new insurance on the 24th. Come to find out after getting pulled over my registration had been cancelled due to a lapse in my insurance. Apparently if you cancel on the 23rd they don't give you insurance for that day at all. So I didn't have coverage for the 23rd and now I am stuck with trying to get registration for a car that had an insurance lapse. Such a pain. The representative from geico could have advised me to cancel in the 24th instead. They suck and they are overpriced!! Go to Allstate. Personal service and a way better company!!

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    Verified purchase
    Customer Service

    Reviewed Sept. 10, 2015

    They first told me a couple of reasons for their denying. I provide further evidences to dispute their so-called reasons. They just told me I do not have strong evidence and based on overall evaluation their deny still remain. I asked on the phone about evidence I provided but clearly they do not know them and saying something unrelated. While I asked further investigation she said my case is not worthy for continuing investigation and simply hang up the phone from her end while I am talking.

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    Customer ServiceStaff

    Reviewed Sept. 10, 2015

    I have had Geico for several years and filed two claims for accidents with them. One accident I was at fault while the other I was not. In both instances Geico provided fast, excellent service, and took care of everything I needed. In addition every customer service representative, agent, or adjuster I have ever spoken with have been extremely polite and helpful. I love that they are open 24/7. I would definitely recommend Geico for auto insurance especially over small companies that do not have same resources.

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    Customer ServicePrice

    Reviewed Sept. 8, 2015

    Read before buying. After 4 years with GEICO I had a small collision driving out from my parking space. All solved, good customer service, but they increased my 6 month policy from 429$ to 1943$! Went online. Mad quotes, multiple cars, no tickets except of the accident. I have got the same results. I don't know what they did and who allows an insurance company to do that for a small accident. I switched now but it still paying a lot. They most likely write something more than what happened on my history. I'm 34 old. Imagine if I was a teenager.

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    Coverage

    Reviewed Sept. 7, 2015

    I have a complaint. I originally became a licensed driver in NY state in 1989. In 1994 or 1995, I drove my girlfriend's car and was stopped. Her insurance card was not in the car, it was in her house, which was in long Island, NY. Before I could rectify the incident, we broke up. Since I couldn't prove insurance coverage, my license was suspended. I basically could not afford the fines at the time (well over $1,000.), so I moved to NYC where I wouldn't need a license.

    Fast forward 26 years, I had to buy a car because I could no longer get my 81 year old mother around on public transportation. I was given a quote of between $650 and $700 per month at full coverage, due to your policy of discounting driving experience prior to the last three calendar years at the time of application. Notwithstanding the fact that I paid the fines due from 1994 and 1995, took and passed a written and road test, and that prior to my suspension in 1995 I had a total of 8 points in six years with no accidents. The last points were from 1991.

    I feel that my prior driving experience should be counted so that I can receive a quote at a lower rate. I will turn 57 this month, I went back to College as an older person last year, and will graduate in the Spring of 2016, but my car is in a rented driveway wasting away because I can't afford the insurance rates. I went to and passed Driver Education in high school, and have no recorded accidents on my record. I have proof of everything I have claimed above; i.e., my Drivers Record from DMV, my college transcripts, etc.

    It would please me if someone from your company could contact me and rectify this apparent injustice, with some type of waiver. I could understand if I was some kid with a horrific driving record, but I am middle aged, bordering on being a senior citizen who has driven for years with no accidents. Thank you for your time.

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    Customer ServiceCoverage

    Reviewed Sept. 5, 2015

    My car was vandalize - purse and wallet were stolen out of my trunk. Thieves shattered passenger side window to get in. Called Geico. I was informed I have Comprehensive coverage and that vandalism and glass would be repaired. Phone again for follow up and was told I was responsible for paying to replace glass due to cost of repair being under $500 deductible!!! Oh, and vandalism is covered under RENTER'S INSURANCE, not auto. Utterly useless!!!

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    Customer Service

    Reviewed Sept. 5, 2015

    I paid my Insurance check by phone Aug 3, 2015. My car was stolen Aug 9, 2015. I called the police and my insurance to file a claim. Yes they took care of me. Now it's Sept 4, 2015 I get an Email saying my check did not clear so when I called Geico to pay over the phone I was hit with, "Well, since your insurance had canceled Aug 8, 2015 we are not going to be able to pay you out for your stolen Car due to you not having insurance during the time your car was stolen." I said, "you waited to send me a email almost 4 weeks later instead of during the time it occurred so I could of taken care of it." So now it's Labor Day weekend and No one has the answers to what's going on with my car issues and my stolen car is at a body shop just waiting until they figure out what they would like to do.

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    Verified purchase

    Reviewed Sept. 4, 2015

    I have my policy set up with the automatic pay and on our due date they processed the payment but they had a problem on their end and double charged me. Sent us a notice 2 days later with an alert and it was going to be 48 hrs before it would be fixed. I was charged 2 fees on my banking because of their error because it took longer than 48 hours to fix. They told me to send them my banking statement so I can get reimburse. But by that time the 2nd charge was taken off money put back in and we were left with the 2 fees and they won't reimburse because they don't see their mistake! I will be insurance shopping as soon as renewal is due. Will not stay with a company that takes your money whenever they feel like it and not inform you for a 2nd payment! A lot of people are struggling because of this. I've got other bills to worry about!

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    Customer ServiceClaims Handling

    Reviewed Aug. 31, 2015

    I recently switched my auto insurance to Geico, and while the first couple months were smooth, there has been a widespread problem in which auto billing accounts are being double drafted. This draft, which was not corrected until after I'd called numerous times and a week had gone by, caused me $105 over overdraft fees to my bank account. The company is still "reviewing" my claims, over a week later, and has yet to return the money I need to make my rent tomorrow. Geico is completely unwilling to speed up the process after their system flaw has caused financial issues for so many customers.

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    Reviewed Aug. 30, 2015

    I have renters insurance last year 2015. I never did automatic payment nor renewal. They just take out $187.00 off my bank account. Did not know my bank info was save in their system for them to take money whenever they want to. Please people do not get renters policy with Geico. They're crooks.

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    Coverage

    Reviewed Aug. 30, 2015

    I was in a severe Auto accident on July 22, 2015 where my husband and I were injured. The accident was not our fault and both sides have Geico. We have paid our payment for years and have personal injury protection to cover our lost wages. It's been almost 6 weeks and still no paycheck. Just one excuse after another and one delay after another. Husband has to be off work at least 8 weeks and it feels like because of what they do to their own that we may have to apply for food stamps. Totally wrong.

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    Customer ServicePriceStaff

    Reviewed Aug. 29, 2015

    Got an emergency roadside assistance in my policy. Ran out of gas in Indiana near South Bend on I-80. Called Geico, advised the rep from the very beginning that there are 3 kids in the car and we are on a major highway and are scared that big trucks might hit us (middle of the night). We spent 20 min on the phone with the rep verifying our information only to find out that Geico IS NOT AUTHORIZED TO ASSIST US ON THAT ROAD!!! What? Where is the list of which roads they are authorized to service customers and where not? I was never given a disclaimer about these limitations when I was signing up. Ended up calling police and getting a local service which cost us $100.

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    Claims Handling

    Reviewed Aug. 27, 2015

    Threats investigators and simple claims of under $2,000. They rip. Every time I have tried to file a claim they put through the ringer with person after person and then interrogations by the rudest, most condescending arrogant idiot in the company. I would never give them the life raft in a sinking boat or food or water if they were dying.

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    PriceStaff

    Reviewed Aug. 26, 2015

    I was misinformed by their agent, who assure me that I would not have any problems. Nonetheless all I got from Geico was an apology nothing and nothing more. Their lack of knowledge and trained agents cost me 3x more than what I would have originally pay.

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    Customer ServiceCoverage

    Reviewed Aug. 25, 2015

    I didn't get the policy and good that I didn't. I don't think the policy was bad but the customer service was the worst. I lived at NYC for 3 years. I recently moved from NYC to Providence, RI, very happy to get my first car. I had definitely drove for years back home but got my US license 9 months back. I called customer service, gave her details. Her name was Amber. I had heard from my friends that if I have more years of driving, my insurance rate will be less even if I drove in other country. So I told her to have multiple years in my profile. She gave me a quote of $189/mth for 6 month or price of 6 months upfront. I chose previous. She checked my driver's license and told me that this is valid if I am taking policy for registered car at New York but not at RI as I don't have that many years in US. So now my policy will be $350 a month.

    I was still okay and genuinely asked her if there is a possibility to get insurance from NYC since I recently moved and my husband was still living there. This was just a query from a customer to be better informed. Now she tells me it might be an insurance fraud just because I asked her this question. I was doing this for the first time in my life and it was just a customer question. Then I discussed with my husband and asked her if I could cancel sooner than 6 month. Don't you think that was legitimate question??? Here's what she said: "I overheard you and your husband discussing and since you are not thinking of commitment I would advice you to go to local insurance broker who may be able to find a better policy for you. If you want with us you have to pay $ 350 x 6 months full payment today or we cannot give you insurance." Now who has that much money when you recently moved and buying a car?

    I was so furious and asked to speak for her supervisor Liveda. She was no help because I accepted to pay monthly for 6 month but she kept on insisting of upfront 6 months payment. I agree that many car insurance are to be paid upfront but she told me that I could do monthly payment or 6 months upfront. If you have a excellent credit score and you get this treatment (no trust even agreed to have a contract just by overhearing husband/wife's conversation and asking legitimate question) then Geico definitely not for me.

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    Customer ServiceStaff

    Reviewed Aug. 24, 2015

    I'm with GEICO FOR ALMOST 8 YEARS. I never had any accident, that's why I never had customer experience with GEICO. This is the first time I need help from Geico, and I even can't explain in words. How Horrible was it. On June 30th 2015, an Uninsured motorist hit me hard from the back on the red light in the middle lane. They agree it's no fault collision cause by an Uninsured motorist, but they still investigating for almost two month to verify he's uninsured motorist. Even I already provided the police report already more than a month ago. Every time I talk to customer service agent I gotta hear a new story. Also they have promised me three times my adjuster will call me back in a day or two and it has been 6 weeks. I didn't receive any call. Even if I call they can't connect me to her.

    Also I had accidental forgiveness because I never had any accident, even the one I'm dealing with it's no fault accident. Even any customer service agent was not able to answer, what happened to my accident forgiveness credit... all they say for some reason it doesn't show on my account anymore. I thought Geico is corporate insurance company Nationwide, not someone family own business. All I'm demanding or expecting just a professional customer experience.. Am I wrong??? What should I do? Where should I go. Even I ask cust relation or corporate contact, then didn't provide it to me...

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    Customer ServicePrice

    Reviewed Aug. 23, 2015

    I was doing online quote, it said I qualified for $82 for 6 months. I don't have insurance so I went ahead and did it. Paid my down payment, then got email that said they wouldn't charge me, but I had to call them to start policy. I called they then told me I had a balance from yrs before and kept my money, so now I am without insurance and money and they won't refund my money back to me.

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    Customer ServiceClaims HandlingStaff

    Reviewed Aug. 23, 2015

    So it all started about June 28th 2015, told my wife to take my car to a car wash. As she was backing up with my new car and started pulling forward, some old lady backed up and hit my car. We both have GEICO so we filed a claim because the old lady did not want to file nothing. Then GEICO called her, she admitted to hitting my car, then she called back in and stated that she was caught off-guard and she did not hit us, we hit her. We submitted 14 pictures and 3 videos to GEICO, we also had the manager of the car wash as a witness give a letter with his information that he witnessed the accident! GEICO states it's our fault or no one fault! We argued and finally, still no luck because this company is a fraud!

    Then after one month, the manager says that they'll pay half my deductible (which is still bs because they had a witness statement). So I decided to lose this and just let them fix it because I was not winning and wanted my car fixed. Wanting to take my new 2014 Ford Fusion hybrid to Ford for repairs, they convinced me that there recommended shop could fix it. Me, like an idiot, agreed this was Cooks Collision. We did the walk-around the car. Before, everything matched up - one color called 'darkside metallic'.

    Ok then 6 days later, I go pick up my car. At first glance I noticed it did not match at all, told the manager at Cooks, he said all they did was clear the rear bumper, which then I replied, "it's still paint." Now my bumper is 4 shades darker and also it shines green while the rest of my car has a blue metallic in it. Also has dirt in the paint and the trunk did not align at all, noise coming from the passenger side and burn marks in the paint!

    Called GEICO, took the car back very next day (because they brought my car out at 6 pm when they closed, made me wait an hour for it)! After I took it back and left it there, the manager stated that they cannot fix it, which means they suck as auto collision center. Talked to my adjuster who works hand-in-hand with Cooks and she said that she seen the car and it shines. I told her she needs a new career if she cannot see the difference. Went back to get my car, still not happy. Contacted GEICO over 5 times now, nothing is being done. What the hell do I do? I just paid $30000 for this car less than 2 months ago and they screwed it up, and I'm getting nowhere fast. Worst insurance company ever.

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    CoveragePrice

    Reviewed Aug. 22, 2015

    Went online to get a quote to compare auto and homeowners rates (multiple cars) and these idiots have now sent DMV a notice that one of my vehicles has lapsed liability insurance coverage!! I found their rates to be unsatisfactory and did not choose to do business with them!! How they have any right to do this is beyond me! My policy with my current insurer is in good standing and current!! Where does GEICO get off sending anything to DMV concerning insurance policy information they have nothing to do with in the first place??? Never done any business with them and won't ever do any with them for sure now! Created a mess for me to have to deal with just because I got a quote from them and decided not to get a policy from them because they were overpriced?

    So they decide to send a letter to DMV telling them my policy is lapsed (not a policy they wrote... not a policy that is lapsed... not a policy they know anything about.) What the heck is this? Seriously? Sending a letter to the DMV because a potential customer chooses not to switch over to your company because you can't beat their current insurer's rates? Telling the DMV an outright lie about that potential customer's liability insurance being lapsed when it is definitely and beyond doubt, probably not? Are you people looking for a lawsuit?

    Beware of this company. If this is how they screw up a simple quote how badly are they going to screw up handling a policy? Complete and utter idiots. Way to go GEICO. FLO blew it. You showed me the competitor's price and yours alright. And you showed me how badly you can screw up too. Don't even have to be a customer to get screwed over by you idiots. You will be hearing from me. The state insurance board. The DMV. The BBB, and probably my attorney. Not to mention, I hope, a lot of people from different posting boards before this is over...

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    Customer ServiceClaims HandlingStaff

    Reviewed Aug. 19, 2015

    Amanda ** is the adjuster on an accident for one of her clients. Her client hit me. I was hit on a Friday. Called GEICO on Monday. The adjuster was out of the office. I called my insurance. They said there was nothing they could do unless we put in a claim on our insurance. Tuesday, I called her office once and she had went to lunch. Another time, no answer, and a third time and finally got a hold of her. She took my statement and told me that she has not received the statement from her client so she could not make a decision on liability. I emailed her the police report, clearly stating her client is at fault in the accident. I confirmed with her that she received the email. I spoke to her client directly on Tuesday and she said that they had in fact taken a statement.

    Today, Wednesday, I was in contact with her again today about a rental car. She said she had not received a statement. I was in contact yet again with the client directly and they claimed they had given TWO statements and were set up to give a third statement in a few short minutes. We were in contact yet again with the adjuster and she gave myself and my father nothing but problems. After much back and forth, with us and the adjuster, as well as the client with the adjuster, the adjuster called us to inform us that GEICO will take responsibility for 85% of the damages caused to my vehicle, due to the fact that I did not take evasive action, when it is also clearly stated on the police report that I was prevented from doing so by other people in the parking lot.

    The adjuster told her client, and I quote, "Shut your mouth. I'm handling this." I don't know about anyone else, but I would not allow someone to talk to me that way, much less someone I am paying to represent me. Her client, my father, and myself are all very, VERY displeased, and that is an understatement, with the service we have received from this adjuster. I never knew that you were allowed to go AGAINST the police report clearly stating facts from a police officer as an insurance adjuster. All around very displeased with the service I have been dealing with. In dealing with the adjuster, my father and I have received nothing but attitude, resistance, and unprofessionalism in dealing with clients.

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    Verified purchase
    Staff

    Reviewed Aug. 19, 2015

    Had Geico for over 15 years but when we went aboard and returned, our premiums almost doubled. Never had an accident or changed to another company. They have no loyalty to customers at all. We had a claim for a simple no fault that costs $635.00 about 6 years ago. Our deductible is and always has been $500.00. This company is not what it states to be at all, military and veteran friendly. They didn't even want to see our driving record and insurance aboard. Just stuck it to us like a new customer. Needless to say they were dropped and replaced.

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    Verified purchase

    Reviewed Aug. 19, 2015

    I had a small collision driving out from my parking space and hitting the other car on the road. It was my fault, the bumper went off. I took my car to the auto body shop and then I was waiting three weeks for the damage estimation. In addition, the estimator didn't contact with us, took the bumper and just literally disappeared! I was calling Nationwide Inspections (they were responsible for the estimation) every single day saying the same story and every single day they promised me to have the estimation next day. It took them three weeks to do something. Then I was told by Geico that I can try asking for car rental reimbursement even if I didn't have it in my insurance cause the waiting time was sooo long. And of course at the end Geico just screwed us up saying that it's not possible. I'm switching to different company, cause don't want to think what would happen if the accident was more serious.

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    Customer Service

    Reviewed Aug. 19, 2015

    Took 2 weeks to approve supplement for body shop causing me to run out of time on my rental! I ended up paying out of pocket! Took 6 calls just to get a real person! Kept getting voicemail & unreturned phone calls! I'm switching companies! Will never use them again!

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    Reviewed Aug. 19, 2015

    Had a claim for broken skylights on my RV, being working with a rep for about 90 days. When an offer was made for the total loss, found it to be about 7000 dollars lower than the value of the RV. When I questioned GEICO about the claims process and asked for in writing their resources to base their offer for the Total Loss. Was told that they look at what has sold in my area in the last 30 days within 100 miles To get an offer. What happened to NADA value, for the RV and options? Does that seem fair since due to market ups and downs?

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    Claims Handling

    Reviewed Aug. 16, 2015

    Been with GEICO for 7 years. Had an accident in 2014, my fault. Filed a claim and everything was taken care of perfectly. Had an accident in May of this year, had a police report stating the other driver, insured by Esurance, was at fault. Claim went into arbitration, was strung along being told the chances of getting my deductible back looked good since there was a police report. 3 months later I get a letter stating that GEICO was closing the file on my claim since neither GEICO or ESURANCE failed to prove liability. Rates are great but I'll pay more to another company that does their job and looks out for their clients.

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    Customer ServicePriceStaff

    Reviewed Aug. 15, 2015

    I know that everyone has a different experience with every company but I had a bad one with Geico today. I found a charge to my debit card from Geico that I had not been authorized. Representatives from Geico acknowledged the charge, but would not tell me whose account was using my card. I was told that it was my problem, to call my bank, and to file a police report because it wasn't their problem. As I tried to find out more about what I should do, the supervisor hung up on me. At this point I have called the bank, cancelled my debit card for fear of Geico trying to charge more to my account, and will be filing a police report with Geico as the guilty party.

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    Reviewed Aug. 15, 2015

    As I was turning off highway 70 Havelock NC onto Ketner blvd, I was struck by another vehicle who ran the stop sign. I was told that even though I had the right way and "I" had to slow down almost to a complete stop to make the turn, and I saw the vehicle approaching the intersection where she was required to come to a complete stop and look both ways (which she did not do or she would have seen me) GEICO has told me I should have stopped. The young lady ask if we could just exchange insurance information which I was hesitant to do so but after talking to the police and my insurance co. who said it was ok I did so. (report every accident to the police no matter how small). Needless to say I have been screwed by my and hers insurance co.

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    Customer ServiceClaims HandlingStaff

    Reviewed Aug. 12, 2015

    My 21 year old son was hit from rear on July 10 2015. Since my son is a college student and I pay all of his insurance, I called and spoke to Talia **. Talia was very RUDE. I told her that my speech was impaired, but it did not matter to Talia **. I ask her to text me or email me since she was having a hard time understanding me. Talia said no, she could not do that. So I told my son to talk with this woman. My second and hoping it's my final encounter with this RUDE Woman was on August 12, 2015 . My son got a letter in the mail about the $250 offer that Talia made him on 8/6/15. I called Talia. She ask for the claim # and once again she act as though she could not understand me, so my son got on the phone and Talia told my son that he must be influenced "by your mother."

    Well she should have keep that to herself. Because that car that was rear ended is in my name Yolonda **. Not my son Vinson **, and the car insurance, medical & life is paid by his mother, the one that is influencing my son. I told Talia that & that she must not have any kids. As Long as my son is college getting his education Accord to president Obama until he is 26 he will remain on my insurance! You need to teach these rude reps how to SPEAK with the PUBLIC! OR RECORD THE MESSAGES!

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    Customer Service

    Reviewed Aug. 11, 2015

    I requested an address change online... It takes me to a screen that says finish. On that screen it gave me a higher premium and monthly payment - well out of my budget. Upon emailing customer service, they were of no help and continued to give me the same story of how the area I'm moving to has a higher rate of damages... Seriously? An upper middle class area is better than an area with gang violence??? I emailed back that I wanted proof to justify the increase in my monthly rate and premium, I have yet to hear back. Is anyone else having issues with this?

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    Customer ServiceStaff

    Reviewed Aug. 9, 2015

    I sent in for a quote on a vehicle that is not being driven, and I am thinking of giving the car to my daughter as she is moving into her own apartment. GEICO takes it upon themselves to take an inquiry for a Quote and added her to my insurance and changed my premium from $96.00 to $1094.00 without even asking me. Then when I call about the dispute the rep tells me I need to fax in paperwork showing my daughter has insurance or fax in paper accepting responsibility for the car if she drives it. No I will not. I did not ask you all to add her to my insurance policy. Why should I have to submit documentation to have her removed. Unprofessional and rude this representative Hannah was. Cancelled my policy effective 12:00 pm Central Standard time.

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    Customer ServicePriceStaff

    Reviewed Aug. 8, 2015

    My car went down and I cancelled my auto insurance. I was told to send them an email which I did. When after three days it wasn't returned to my debit card I called. "Your card wouldn't allow the return. It has been mailed to you. If you don't receive it in five to seven business days call back." So I called at day seven. I was told it hadn't been cashed and there was nothing they could do for 11 days. I called back on day 12, after talking to my debit card company and my post office to find out if that was the problem. Master Card said "if they can take it off they can put it back on." The post office told me the most it should have taken is 4-5 days. I called back and found out after 12 days it was sent to the wrong address. They cancelled the check while I was talking with them.

    I was told the new check would be cut and sent the same day from a closer location, and if I haven't received it by the first of the following week call back and they would track the letter. "I promise it's a top priority". Tuesday came and still nothing and was told it wasn't processed til Friday or Saturday and that there was no way of tracking the letter and to call back again if it hasn't shown up... Well over a week later it still hasn't shown up. I am on a fixed income. In order to get my car fixed and insured I had to sacrifice many other things like cell phone and TV. For other companies, including them, the checks in the mail doesn't work. I will update on Monday after the mail runs to say my refund check has finally arrived or my latest telephone call to Geico. On the bright side, my new insurance which I got from a local agent, is 1/3rd the cost of what I got from Geico. Lesson learned? Stay local instead of going with the big corporations.

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    Customer ServiceClaims HandlingStaff

    Reviewed Aug. 6, 2015

    I recently had the misfortune of a minor accident after 13+ years of driving accident free. I was backing out of my driveway and made it halfway into the street when another driver across the street slammed her car back into mine. I am insured with Geico, she is insured with Allstate. Upon exiting our cars she admitted fault stating "I am so sorry I didn't look around each way and I didn't see you there." Unfortunately I was not in the mindset to record the conversation. She also stated "I don't see any damage on my car. We can exchange policies just in case."

    I immediately called Allstate, which filed my claim within 20 minutes of the accident. Allstate called the other driver's mother (the primary policyholder) the next day, who was likely unaware of the incident. Then a retaliatory claim came my way through Geico. I provided recorded statements to both Allstate and Geico, and Geico did not do anything whatsoever. Allstate took a recorded statement, sent me to an insurance adjuster inspection, and I am still awaiting their response. Geico immediately told me after the recorded statement that there was nothing they can do for me. They said the other driver's statement, full of lies, was contradictory to mine and they could do nothing further. Seems like a shoddy investigation and fault determination all around. I will most certainly be switching my insurance carrier and filing a lawsuit against the liar driver.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Aug. 6, 2015

    I have been a GEICO for over 12 years (since I first got my drivers license), all of my vehicles have had full coverage on them over the years. I recently put in a claim because my vehicle was stolen and they said that while they reviewed my claim they would put me in a rental car. It took them less than a week to "review" my claim, where they stated that I would have to go after the party that stole my vehicle and that they would NOT pay my claim and I could no longer get covered for a rental vehicle.

    I asked the adjuster why they couldn't just cover my rental for 3 weeks while I look for a vehicle, especially since I have been paying Geico for over 12 years. She said, "you can just cancel your policy if you're not satisfied", then she proceeded to transfer me to a separate department that told me that I couldn't cancel by phone, but I had to email, fax, or mail them in writing that I wanted to cancel. Not a single person tried to get me to keep my service with Geico. Then on top of that, I had asked for paperwork to be sent to me a week ago for my case and wanted to double check if it had been sent, and I found out that they had never sent it at all. Do not go with Geico, they don't take loyalty seriously and at the end of the day are just after money, we're all just a number to them.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Aug. 6, 2015

    I've always enjoyed Geico's ad campaigns and even had a policy with Geico for a few years. As a customer holding a policy, I never encountered bad service, and aside from annoying hold times on their phone lines, my experience with Geico was adequate. THAT was before I had to file a claim against Geico. In April of this year I was involved in a car accident that was not my fault. I was sitting at a red light (and had been for over a minute). It was rush hour and I was the last in a line of about ten cars waiting for the light to change. It was a beautiful afternoon and I had the convertible top down. I did not see or hear it coming, and literally did not know what had hit me.

    Suddenly I was jammed into the steering wheel, ears ringing, head burning, the world was black for a moment, then fuzzy and lastly confusing and terrifying. I had been rear ended by a distracted driver in a Land Cruiser. She was texting. She never even hit her brakes. She was covered by Geico. I will spare you the details of my injuries, they are not the subject of this narrative anyway. What I want to impress upon you all is the horror that I encountered while trying to resolve my claim with this company.

    Geico has done everything in their power to minimize my injuries. They have condescended my husband during one on one conversations. They have purposely left documents and figures out of their settlement offers. They have offered us a ridiculously low amount, only $1,000 (I had $16,000+ in medical bills). The offer came after 4 months of pain, suffering, and evasion from this horrendous agency. Each time we ask to speak with a supervisor, we are connected with an individual even less professional and more offensive than the one before him. Geico has intentionally neglected to give us guidance on how to proceed with settlement. They even once closed our case without notification in hopes that we would simply disappear. They have done everything in their power to avoid having to make reparations for the injuries that I received at the hands of their reckless client. And it has been a total nightmare.

    I recently heard a saying, that those who work to keep you focused on your measly pile of crumbs only want you to forget who is running away with the whole cake. I can't think of a more fitting way to describe this company or this situation. Geico is a soulless corporate machine that does not value me as a human being. I feel totally insulted, violated, and offended by this entire ordeal. And I feel helpless. I honestly cannot believe how little Geico thinks of the people who are injured by those they insure. It is reflected in the attitude and words of every individual that I have encountered in their claims department. I'm ashamed that I was ever associated with this company and regret every penny I ever paid them for insurance coverage. I pray to God that the day that I finally settle on this claim will be the last I will ever have to deal with this godless agency. Please like, share, and spread the word.

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    Customer ServiceCoverageStaff

    Reviewed Aug. 4, 2015

    I have been with Geico since 1997. Originally, the relationship was good. The past few years I still stayed with Geico through poor practices such as: $50 rate increases every 6 months; being redlined (I moved one ZIP code in the same city and the rate increased by 40% from 500 to 700 every six months); and I was hit by another driver, driving the wrong way, and while my car was stopped. Since we both had Geico, the agent simply assigned 50% negligence to both of us without any investigation. My appeal fell on deaf ears. Other than a speeding ticket in farm country 3 years ago, I am ticket and accident free.

    Three months ago I moved one state over. The Geico agent assured me the coverage was exactly the same as before. I received a bill and promptly paid it. (My credit score is over 800. I do not miss bill payments.) Then, a month later, I get another bill for around $50. I called and received 18 pages of paperwork to complete, because the insurance was not exactly the same. It was very different in the liability portion. I returned it immediately by fax so there could be no delay. Then I received another bill for $20.89. I called customer service. I will say all of the reps I have dealt with have been pleasant.

    We discussed the issue. I informed her that the bill was to be zeroed out or I would find another insurance company and terminate my relationship with Geico. She refused. I requested a supervisor. After we discussed the issue, I asked if she was willing to lose an 18 year customer over $21. It seems she is. She refused to make the adjustment. I am searching for a new auto insurance provider. I will then cancel my policy. I will not return to Geico.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Aug. 3, 2015

    Just like to say WTG Geico, I've been a client for over a decade and for the first time I actually had a claim. What did your claims adjusters do? Told me that the guy who was going to T-Bone me and ran me off the road was not responsible for the small amount of damage to my car because I was a good enough driver to not allow him to hit me. So even though his insurance had already claimed responsibility, your adjuster told them "no it's all good, we got this" and then charged me my deductible because it was a "2nd accident and completely my fault."

    As if that wasn't enough, while moving my car to get repaired from the "2nd accident" the towing company damaged my rims and yet another adjuster tells me that it is a "3rd accident and you'll have to pay the deductible again to get them fixed." THEN I get a phone call that I may be liable for an accident on a car I haven't owned in 6 mos because it used to be on my policy (even though the accident was 3 days ago and nowhere on my policy). Let's not forget the first adjuster telling me that my medical was reimbursable then a month later after getting care being told that there is no way to prove this is from the supposed "2nd accident" so you're not going to cover it. Once this mess is dealt with, I WILL NO LONGER BE A GEICO client.

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    Customer ServiceCoverageStaff

    Reviewed Aug. 3, 2015

    Jennelle called to verify info on my policy. She was racist for my Spanish accent, she was rude and did not answer my questions. All they want is to raise the policy and then if you ever get into an accident they will make up millions excuses to not pay you. This people is careless and unprofessional.

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    Verified purchase
    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Aug. 3, 2015

    I was in a "fender Bender" on 6/15. For reasons I cannot understand the accidents was ruled my fault. The guy hit from behind. I disputed the police report with Fort Worth because it has statements I never stated or the other party for that fact. The old man who hit me didn't remember hitting me. He actually turned into a local restaurant, park and went to have breakfast. The officer had to go get him and bring him out. The other party said he hit a pole and not me. At that point I was upset and I immediately filed a claim with GEICO (my insurance). When the Police report came a few days later I saw what the officer put and pretty much lost it. He said... I moved over into his lane and caused the accident. Not sure where or why he got that idea because I was slowing down at a red light long after changing lanes and was hit from behind. After all that I filed a complaint on the officer since I had "proof in pudding" the cop was stupid!

    He had started sending me text messages that started off saying "He didn't remember hitting you but said he thought he hit a pole." The next few message were not pertaining to the accident. They were personal and inappropriate. I took this as retaliation. When I shot him down he changed the report. Well I showed my proof (text messages) and an investigation was started. I was told a few days later that they couldn't prove the report was wrong and had to stay as is but the officer has been reprimanded. Total BS! During the investigation internal affairs spoke with the other party and they did find out that he recently had a stroke and it affects his memory, motor skills and time reaction! REALLY!!! And I am at fault!!! This guy needs a medical suspension on his Driver’s License and he needs to stay off the road.

    He corroborated the police report, not because that's what happened but it is what he was told to say by his insurance company or what he read. I think he just went with it. So GEICO fixes his car, almost $3000.00 damage and rental car fees. They call me to let me know. I thank them for "fighting for me" Stand up, bang up job guys! (They knew I disputed) I ask them... When are y’all going to fix my bumper? They replied "When you take it to a shop." They gave me a few places and told me that I would need to leave my car for 5-10 days in the shop but I don't have rental car coverage. I'm a single mom. Rental car, no car for up to 10 days, $500.00 deductible. NOT HAPPENING QUICKLY. I have to save and prepare for that expense. I explained to claims adjuster that I would have to figure something out. I pay $181.00 per month (I had a 2 tickets years ago, no accidents, and I am 29) so that's high.

    Thought I would be covered for a rental car at that price. Any who I took my car to Service King and they popped my bumper in $250.00 total. I explained the situation and he said GEICO is the worst. Change ASAP! But he would help me out. I was also hurting for a few days after the accident but I went to the doctor and paid for that out of pocket too. Today a new claims adjuster called to talk to me and let me know they settled all claims. I laughed and said "Oh did you because I pay damn near 200.00 a month but yet I had to pay out pocket for everything because GEICO made it impossible for me to afford all the deductibles, doctor fees, rental car fees, etc."

    My bumper still has damage (paint only), but I can live with that and I couldn't tell my doctor’s office I was in an accident because I would have had to pay the full amount to see the doctor not just my insurance co pay. I am not sure how GEICO works but I am done! They paid for nothing on my end yet I am still paying $181.00 per month, drafted out of my account! They don't hesitate to take my money. Makes it impossible to afford repairs and won't fight for you! Never again! THANKS FOR NOTHING!

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    Customer ServiceStaff

    Reviewed Aug. 3, 2015

    I was in a car accident about 3 years ago in which a Geico owned car ran a red light and hit my Toyota 4-runner, mainly in the front end. Geico paid for the damages ($11,000+) to my car and said that I had a "lifetime warranty" on the repairs. Within 6 months the front door panels had started to come loose. I took the car to the Toyota dealer and was told that the repair was done sub-par and the whole panels would need to be replaced. I have attempted to contact Geico service reps multiple times, never getting someone on the phone, always leaving messages, and never getting a response. I still have the loose door panels. Over a year ago I started noticing that the paint on the front hood of the car, as well as along the side, where the Geico repair company had to re-paint is peeling off and the underlying car metal is rusting. Apparently they did an inferior job of painting as well. I am still unable to get a response from anyone.

    At this point the value of my car has dropped immensely. And my anger at this horrible company has increased immensely. One time I contacted the Geico main number and got a person located in my very same town. I asked him how I could contact someone. He gave me the phone number for the woman in charge of my service agreement, even told me where she was located in town. I suggested that I could go down and see her in person. He said she was in a back office and I would not be allowed in to see her and she would definitely not come out to see me. What can I do??? I love this car, but it looks so BAD now. All because someone (possibly a Geico employee) ran a red light.

    As if all the problems with my car disrepair are not enough, when I decided to change to a different insurance company the new company ran some sort of internet search on my driving history and revealed to me that Geico had listed the accident as being MY fault!!! Never told me!! But I imagine they raised my rates. And when I would call to inquire about why my rates were going up this was never mentioned. Thanks to the person at the new company, I was able to contact Geico and get them to correct the internet record. But not without a fight.

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    Customer ServiceStaff

    Reviewed Aug. 3, 2015

    I was using the Geico app to get a "quote" on adding a driver to my policy. It gives 2 options add a driver now or get a quote. I selected get a quote. I went through the whole process and at the end it say "save your quote." I did this and it added the driver. When I called to get it removed they told me it's their policy to add anyone who falls within the guidelines of the questions they ask. In order to remove the driver I would have to get proof that they have insurance with someone else! Very shady and very disappointing!

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    CoverageStaff

    Reviewed Aug. 1, 2015

    My car was vandalized July 4th. I reached out to Geico for assistance Rep; Ramiza ** assisted me. I know I have a deductible of $1000. Ramiza ** informed me if I used an auto shop directly affiliated with Geico I would not be held responsible for the payout of the deductible. That was a lie blatant. Whether I chose a Geico Express repair or the local neighborhood auto shop. I'm still responsible for the deductible. I definitely learned this today when the auto adjuster told me "no money no car." I have been on the phone all day with reps. Supv. Even an exec supv. I have no vehicle. No transportation. Left stranded in the street with my one year old son. Stroller. Car seat. No one was helpful. I can't cancel the insurance because then I will incur dmv fees for the plates. I'm really at a loss and all because the Geico rep Ramiza ** misinformed me and lied. I'm taking this all the way to the top.. When all is said and done I'm finished with Geico forever.

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    Customer ServiceStaff

    Reviewed Aug. 1, 2015

    Rude insurance people on the phone. They rejected me and wouldn't tell me why, when all I have is a speeding ticket for 4 miles per hour over, and then the representative laughed at me. I was very offended, and I had a large commercial policy with them that I will not be using with them anymore.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Aug. 1, 2015

    After 7 years with Geico and NO accidents or tickets, I let my Geico auto insurance lapse past the due date and went with Progressive, as they were less expensive. I figured Geico would just drop me since I did not pay the bill. Then I finally did call to cancel ten days after the past due date, just in case. They sent me a bill for nearly $80, claiming I owed them for the time I had insurance with them and did not pay. They said if I could prove I had other insurance during that period, they'd drop the charge. I sent them the new insurance declarations page from Progressive as proof and they immediately turned my account over to collections.

    Now I'm getting threatening letters from the collection agent and they are calling my house for a lousy $80. Geico is the WORST company. I've never experienced such poor customer service! I am fortunate I never had to file a claim with this company. If I ever see that stupid lizard from their very expensive, Madison Avenue commercials, I'll feed him to the birds!

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    Staff

    Reviewed Aug. 1, 2015

    I had an appointment to have my auto repaired as Geico determined that there was equal fault in incident. I just had small damage to my Lincoln Navigator 2014. I was told by the adjuster that they couldn't give me an idea how long it would take to repair the damage and that it could even be longer than a week! I was told that they COULD have to order a new fender or bumper for my OLDER model 2014 navigator with 8000 miles so I would have to pay for my own rental car while my drivable barely noticeable damaged vehicle sat on their lot while they ordered a part and I pay for a rental car to have the repairs.

    This is unacceptable. I also have a problem with ProBody collision in Miami that Geico makes you go to for their repairs. Also the adjuster "Alma" who behaved and acted so unprofessional that I almost thought she was a teenager. Beware as my vehicle is still unrepaired as they are not in a hurry to help me get the work done. My accident was July 3 and it is August 1st. One month already! I will be looking for other insurance as soon as this is resolved!!

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    Coverage

    Reviewed July 30, 2015

    I'm an IT professional with an income of over 135k annually. However, I did not arrive at this career using the traditional route of a 4-year education; only two years. I had two cars insured with GEICO for nearly 7 years (and not asked about education level). I asked for a quote on my home just this month. I was asked my level of education to obtain a better discount. I immediately became angry by the unfairness of this for myself and all others who do not obtain the best rates based on a stereotype that a 4-year education makes for a better customer.

    How many respectable, hardworking people, who could not afford a college education, are being penalized with higher rates from GEICO? Don't they have enough struggles w/o being profiled as a "less than adequate" customer based on perceived intelligence and reliability? I was so angry I cancelled the two cars with GEICO and switched to State Farm within the same hour. State Farm did NOT ask me about my education level. The charming GEICO has leadership behind him who should be ashamed of this level of discrimination. Does Warren Buffett, as the owner of GEICO, support these practices? I understood that integrity was of the utmost importance to Warren and preached to his Berkshire-Hathaway companies. Discrimination is not integrity in my book.

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    Verified purchase
    Customer ServiceCoveragePriceStaff

    Reviewed July 29, 2015

    Looking to insure my car while I am teaching abroad. Got a quote for the state minimums for the car insurance online and it looked good. To confirm, explained my situation clearly with GEICO in email to verify, saying, "I will be an expat teaching abroad in China, but I need to leave my car here at my parents' house in Massachusetts, parked in their driveway," stating" I'd be come for about 2-3 months/year." GEICO responded saying, "While you are away, you will be able to keep your vehicle in a storage plan. The storage plan comes at a lower cost than your traditional auto policy as it only carries comprehensive and collision coverage. Once you are a GEICO policyholder, you will be able to start your storage plan by contacting a GEICO Customer Service Agent at 1-800-841-7475."

    Called GEICO to get the plan, re-explained the same thing, and they told me my situation meant I did not have custody of the vehicle and they would not offer me insurance. I asked them what their standard was for # months at the permanent residence per year to meet the "custody" qualification, as I will be in the US for probably 4 months out of the year. The representative could give me no straight answer but just kept repeating "you do not have custody of the vehicle."

    When I asked him why the representative who emailed me told me I was eligible for the policy, all he would say is "You typically get a quote online, not through email." I responded that I did both and said "Okay, well you do not meet our requirements to have custody of the vehicle and need to look elsewhere," not answering my questions. He then quickly got me off the phone without allowing me any recourse or explanation of their specific policies or why the GEICO representatives were giving me different information. I am extremely dissatisfied with GEICO's customer service. The man on the phone basically told me that there were no options for me with GEICO, when their emails said other options were available. They did not honor their word.

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    Claims HandlingCoverage

    Reviewed July 28, 2015

    Was hit by a Geico insured. They are now denying my medical claims as they don't feel I was hit at a fast enough speed to be injured. My guess is they deny everyone and hope they don't get an attorney. I'm sure their insured are paying this high lost of litigation. TERRIBLE COMPANY. So glad I've always chosen AAA.

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    CoverageOnline & App

    Reviewed July 27, 2015

    My daughter is a customer of Geico auto insurance. Recently she was involved in an auto accident which at the time of the accident was determine not to her fault. She was traveling through a green light and another car turned left into the side of her car. When it was time for statements the opposite party lied and said she ran a red light. Geico claimed it to be a 50/50 at fault claim. Both parties are Geico customers. The other party has liability and collision and my daughter having only liability. Geico simply took the other parties word. This results in Geico only having to fix one car. They did not do any investigation of the damage, no site investigation, nothing. My daughter now has a totaled car without any assistance from Geico. If the other party had not been a Geico customer would they have performed and proper investigation.

    Their policy states clearly on their website what they do in the case there is a conflict in statements. They did nothing. If they would have taken the time to look at my daughter's car they have seen it was clear he ran into the side of her car. I'm not an expert but I am fairly certain it's impossible to run into another car with the side of yours. Very disappointed that Geico did the very least possible amount they could do. We are just pleased that she was safe and her baby yet to be is ok as well. I wonder if she had any medical concerns and we pray that there won't be down the line, that Geico may have taken a more responsible approach to an investigation into matter. Shame on you Geico. And you wonder why people are displeased when insurance companies are involved. I am covered by Allstate and I'm confident they would have handled this in a professional manner. This is why the premier providers are premier.

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    Customer ServiceClaims HandlingStaff

    Reviewed July 24, 2015

    My vehicle was involved in an accident on 7/14/15. The driver who was driving my vehicle was Sandra **. Sandra was driving my vehicle and the driver of the other vehicle insured by Geico was behind my vehicle. When my vehicle went to make a right turn the driver of the Geico vehicle failed to slow down and swerved to miss my vehicle causing her to hit the side of my vehicle and a pole. This ticket issued to the Geico driver clearly states the exact accident that happen at the time. Geico is discrimination because the driver who was driving my car is Hispanic and could not speak English. I have been informed by Geico that it was at both cars' fault and they would not fix my vehicle. I am very upset at the discrimination of this company and that they have took side with their driver. I have attorney working on the case due to the driver at Geico being at fault and Geico not wanting to repair my vehicle.

    Geico claims because my driver did not see the Geico driver because she was behind my vehicle that both cars are at fault. As we all know we don't have control of what the car behind one does. This is very upsetting that I am having to go through this. After all the evidence it was the Geico driver was at fault. The lady working my case was very rude. I called her to ask for a recorded statement that the person driving my vehicle had made and she said she needed to talk to the driver and I give the phone her and she asked for someone who spoke Spanish so the Geico claim assistant Lelonie told Sandra to give the phone back and she stated that she would sent the info out in the mail. The next day she called Sandra wanted to ask her again if she wanted the statements sent out. I feel a large amount of discrimination on behalf of Geico.

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    Customer ServiceStaff

    Reviewed July 23, 2015

    We all have to have car insurance but no one ever wants to use it. I had the misfortune of having to deal with the headache that's usually involved in being in an accident not once but twice this year. And I have to say the people at Geico have been awesome. They were so kind and understanding. They do everything they can to give you peace of mind in what can be a frustrating ordeal. It doesn't matter how many times I call and how many different representatives I spoke to, the level of professionalism and service they provide has been perfect. Kudos to the management team there for keeping their people happy... it shows from the customer's perspective and after my experience I have been acting like a bit of a spokesperson for the company by telling my friends and coworkers how satisfied I have been.

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    Verified purchase
    Claims Handling

    Reviewed July 23, 2015

    My windshield was damaged on the Freeway by a large brick/ boulder on the Interstate. I was unable to catch the truck to get the necessary information. I called Geico to file a claim and was told that it would have to be at my expense because my deductible is $500.00. They can definitely take your money every month, but paying a claim to the customer without the customer being inconvenienced is beginning to be a rarity.

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    Customer ServiceStaff

    Reviewed July 22, 2015

    My wife was stopped at a stop sign, their client was on the phone and hit her from behind, but GEICO own people said 511.14 to fix and GEICO wants to pay 60% when it's their clients fault. What the hell is GEICO trying to pull. So for all you drivers that want try to screw other drivers, when it's their fault... One answer (GET GEICO) hear and so far found they are the BEST.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 22, 2015

    The insurance adjuster was not professional, present during initial file for damages, nor did he inspect my car when it was supposed to have been completed. The repair shop nor GEICO cared. I wrote to the main office and still have received no reply. GEICO is the worst in the insurance business!

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    Verified purchase
    Customer Service

    Reviewed July 21, 2015

    I called the automated line to change my billing info because I had closed my old banking account. Geico sent payment request to my old bank anyway then charged me the returned check fee. Then told me if they refunded the fee that would be a rebate and rebates are illegal (per very rude sup Katie). I then looked up the word rebate only to find out that rebates are not illegal.

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    Verified purchase
    Customer Service

    Reviewed July 21, 2015

    Very very rude investigator. Will cancel my policy just as soon as this awful experience is over with. Never go with Geico!!!!

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    Claims Handling

    Reviewed July 20, 2015

    I received a renewal for my auto policy which I have had for ten years with Geico. In Feb 2015 it was renewed for $356.30 for six months. My renewal for Aug 2015 is for $536.70 for six months. I called Geico to ask about about this and was told that had they had to pay out a lot of claims. My part of that was a $71.00 road side service. It is still the same car that I am insuring with the same usage and I have a clean record. I would like to get a 50% raise at work also. I am mad!

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    Verified purchase
    Customer Service

    Reviewed July 19, 2015

    My son was entering the apartment parking lot when a vehicle rammed him head-on. The vehicle had failed to stop at a stop sign. They exchanged insurance information. I received a notification from GEICO that it was not their client's fault. Their client admitted fault and said he was on his father's policy. I have called, left emails and sent letters. Geico will not reply. The damage to my vehicle is in the $2000 range. I am very very upset. Not all Insurance companies are crooked like this.

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    Customer ServiceClaims HandlingCoveragePriceOnline & AppStaff

    Reviewed July 19, 2015

    I have been insured with GEICO auto insurance for 17 years now. I switched because at the time the rates were lower than my previous company. My rates with GEICO have gone up a bit over the years - but really not badly considering it's been 17 years. I did want to shop around, however, now that my daughter is nearing driving age. Insuring a teen is pricey and as a single mom on a budget I needed to make sure I was getting the best available rates.

    An insurance agent I'm acquainted with from another company talked to me in great detail about several discounts I can get and options I have - discounts that will hold for the next 10 to 20 years. The upshot was that I could either reduce my payment or get better coverage for what I am now paying (I chose the latter), and when my daughter starts to drive the payments will of course increase but not by nearly as much as I feared or that I've heard they would increase from other friends. Other insurance companies must have been triggered about my search on the internet because almost immediately I heard from other actual human beings from about a half dozen other insurance companies, a couple of which I contacted to make sure I was getting the best deal I could.

    Unfortunately, I never spoke with GEICO. I tried - their website led me to contact information for an agent in my area - but an email and a phone call netted no response. I realize you can change your coverage online but my price would increase a great deal. Apparently no one wanted to hear "But, gosh, other companies will insure me for a lot less - can we talk about some discounts I might be able to get as a loyal 17-year customer?" The upshot is that I have now, very happily, switched to Liberty Mutual. My policy with GEICO will be cancelled in another couple of weeks and they know that. Not one "We're sorry to see you go - what could we have done better" email, call, etc.

    I leave with the opinion that they are not a bad company - thought I only had to use them once for a claim, they were very good about it but very impersonal compared to other companies and that is why I am leaving. Maybe they feel it's not cost-effective to take the time to personally reach out but they just lost a customer by not reaching out to me, so I would suggest they re-think that.

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    Verified purchase
    Claims HandlingCoverageStaff

    Reviewed July 16, 2015

    Was looking for car insurance; LOVED GEICO 10 YEARS AGO!! Now...not only did the insurance agent flat out lie about who does and doesn't need to be placed on my policy (obviously upselling) but apparently GEICO has now decided that they are only going to insure NO-RISK DRIVERS, as if anyone knows what that means. As soon as the agent labeled me a DRIVER AT RISK, HE HUNG UP ON ME! If I wasn't offended yet, I was by that point. I have had one ticket my entire life over 5 years ago and never been in an accident or needed to file a claim. MODEL CITIZEN HERE. They told me to "call again in 6 months" when I was less of a "risk."

    I called Progressive, and guess what? Got a bang-up deal on 2 vehicles and even added renter's insurance at $9 a month! Who could pass that up, right? If you are looking for an insurance company that will stand by your side during the bad and good times, PROGRESSIVE is your place! Also, notice that GEICO closed their Google+ page, because people were starting to leave 1 star reviews; just an observation. Looks like an employee typed in ONE 5 star review, the same date the Google+ page was shut down. It is now listed as "permanently out of business" when it should be listed as "we just don't want you to know that people hate our company and why by reading our awful reviews."

    For those of you that are thrilled with the company, good for you. I was there once myself. But apparently a ticket 5 years ago makes me a "risk" and they refuse to insure me; btw, the ticket was for going 5 miles over the speed limit. FIVE MILES! I would have fought it, but I had just moved to a different state, so I just sent them the payment. At this point, I'm glad I got the ticket; we don't live in a perfect world, and companies that act like your friend (LIKE PROGRESSIVE) beats companies that act like you're just a dollar sign.

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    Reviewed July 15, 2015

    Geico is good at giving low estimates. Then when you sign up and pay they tell you there is an incident on your record... an incident that I already claimed!!! Then they tried to tell me an incident 3 years ago on my daughter who lived in another state was added to my record. The accident was in her name and with her vehicle and it was a no fault yet they once again raised my rate. I dumped them as they thought I would stay with them now that they had me past my renewal date. BUYER BEWARE. Don't be fooled by low estimates. I would not use Geico!!!

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    Staff

    Reviewed July 15, 2015

    My son had this ** insurance company and was killed by a drunk driver. Called this company and requested a refund of the premium he had paid in advance. Rep stated that they required the customer to request the refund. At the time, my son was in the Surgical Intensive Care Unit, unable to communicate verbally as he was intubated and on a ventilator so he could breathe. Rep was advised of this and nonchalantly replied that at his earliest convenience, my son would have to request the refund. Ultimately, when my son passed away we again contacted this ** company and requested a refund due to my son's passing and was told that they cannot issue a refund without his consent. They did not ask for a death certificate, nor did they give their condolences or ask what they could do. They simply said "nope, nothing we can/will do..." my loss… This company and their reptilian counterpart can, simply, jump off a high cliff.

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    Customer ServiceClaims Handling

    Reviewed July 15, 2015

    Other party hit my car in a parking lot and left a note so I could contact him. Claim went to GEICO. GEICO directed me to their claims facility (body shop). I found out they wanted to do "spot repairs" on my brand new (<1000 mi) car. They also did not want to pay for the rental of a car similar to mine, telling me that it was my expense if I wanted to do so. I learned I could take my car anywhere I wanted to.

    When I told the GEICO guy I was going to take the car elsewhere, he said GEICO may not pay if the bill was more than their estimate. GEICO owned the body shop and the rental car office was in the GEICO office. GEICO also said they would not pay for the rental car while at another shop. They acted like they had the authority to dictate how this third party claim would be handled and what should be paid according to their perspective.

    WELL...I learned what they did is called "steering". Internet is full of info regarding this unethical practice employed by an insurance company to get a claimant to take their car to a facility where GEICO can control costs for their best interests. I was concerned about "my" best interests. Every contact with GEICO resulted in a promise of action or a return call that never happened. GEICO has refused to pay our repair bill, and offered what they estimated in their shop. A difference of $900. I am forced to file suit in Small Claims Court against the policyholder to recover the full amount of the loss.

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    Claims HandlingCoveragePriceStaff

    Reviewed July 13, 2015

    I got into my first accident about 1 yr ago. I'm 44 & with Geico for over 10 yrs. They handled the claim quickly but when I tried to file a claim for hail damage they asked me to see an adjuster. I did and he said there was no damage. I let them know I had a quote for a paint job and wanted to make sure all was ok... I got it painted but Geico said I tried to file an erroneous claim and canceled collision coverage for my whole family. And now they reduced our liability coverage and sent us all to some other sister company when the renewal comes up in September. I paid my bill in full within the first 3 months and full coverage for 3 cars isn't cheap. This company has no loyalty to their customers. They are great you need or use them. They paid me less than 3000 for my car in over 10 years while I paid full coverage premiums the whole time with no accidents and only 1 ticket. BAD BAD BAD company!!!!!

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    Coverage

    Reviewed July 10, 2015

    So I started a policy as primary and put my parents on as favor, being it was cheaper for driver discounts and such. 2 days later they had dropped my coverage and was not notified whatsoever, but didn't drop my parents? That's not possible. But that's the info that was provided to the DMV. So no notice for 4 months, that I had no coverage but was paying for it. So I found a better deal, changed insurance companies 4 months after. I got pulled over due to an expired registration. No biggie, my own fault. Continue to renew my registration and there's a "stop" on my vehicle. Turns out my registration was suspended and they still had GEICO on file although I had had them in 4 months (8 months unknowingly). So now I have to pay 600$ for my registration. Thanks GEICO.

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    Customer ServiceSales & MarketingStaff

    Reviewed July 9, 2015

    I recently made the switch from Esurance to Geico on July 2nd. The reason being is that Geico quoted me a rate of $860 for six months. On July 6th I received an email telling me that my insurance premium is actually going to be $1,192. They stated the reason for the change was an accident was not reported. Even though I did report the accident and the sales rep John ** said he found that accident in the system and quoted me the $860 even with the accident (I believe there should be a recording). Now 4 days later that changes. There is nowhere in my emails that they sent, where they say that the original quoted $860 is subject to change or did the sales rep ever inform me that the $860 could change. I would have never made the switch if this quote was given to me. To me this is very similar to a bait and switch.

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    CoveragePriceStaff

    Reviewed July 7, 2015

    I was considering leasing a new vehicle but was unsure if I could afford the car and the insurance. To be sure, I called Geico up from the dealership, gave them all necessary information about vehicle I was considering, and they gave me a monthly price quote of $121. This was surprising and I mentioned this to rep that that was an even lower price than the liability I was currently paying with Geico on an old vehicle I had at the time, which was $147. The associate verified that my rate would indeed be $121/mth for the new vehicle. Because of this I purchased vehicle and was shocked when my first bill of $409 came in the mail. I spoke to representative from Geico and they managed to reduce the policy by $100/mth of which I am appreciative but that doesn't change the fact that I would have NOT purchased this vehicle if this was the monthly payment, since we are a one income household.

    I am now stuck with this issue for the next three years until my lease is up. When I called to ask for help in this matter, I was told I could have gone online and did the quote myself to make sure that the info I was getting was correct. I have been a customer of Geico for over 10 years and never thought I would have to double check them. By the way, this is after the fact that I got pulled over and received a ticket last month for a lapse of insurance even though I have been paying the bill every month. They apologized for this mistake but I still have to appear in court for this ticket. I will never use Geico again after these two experiences, and I now have to figure out how to bring an additional $200/mth to our household to cover this scam of a bill every month.

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    Price

    Reviewed July 7, 2015

    I fell for their commercials that state, repeatedly, that "15 minutes can save you 15% on car insurance". HA! When I got the quote I nearly fainted. I asked them if that was for a year or more because their ridiculous quote was ten times what everyone else quoted! This company and their commercials are a joke. Save yourself a ton of money and buy a policy with Shelter like I did.

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    Price

    Reviewed July 7, 2015

    If you try to request a quote you are asked for your birthday & home address. Once you enter personal information and a Michigan address, you are directed to send Geico an email. I see this as a breach of confidentiality, as you entered your birthday and home address which are not needed, as Michigan residents will not be able to get an online quote.

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    CoverageStaff

    Reviewed July 7, 2015

    I called GEICO to "get a quote" for my daughter - mind you I've had this auto ins for 10 yrs. Well they tacked her onto my policy without my permission!! Then they told me my rate was ** dollars. They did not ask if I wanted to add her but the FACT THAT she doesn't even live with me. This was outrageous. I asked them to take her off and they in turn told me I NEEDED to prove she wasn't living here. They wouldn't take her off. So I was forced to CANCEL my policy and go with some other insurance. I hate the fact they think they can do whatever and then you HAVE TO PROVE yourself. This is BS! I don't recommend GEICO to anyone. Stay clear of those money hungry **!!!

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    Customer ServiceStaff

    Reviewed July 2, 2015

    Months ago I joined with Geico and from the minute I called them to start service I was given the runaround and misled as well as rude service. First the female agent told me a much lower quote and down payment price. She also told me that I should sign up for recurring payments. I hesitated because my ssi is deposited on the first of every month and it was a few days before then. I mentioned that to her and she clearly stated to me that it was no big deal - just sign into my account and change the dates for the payment to be taken out of my account so I agreed and signed up for recurring payments.

    My original monthly payments were only 35.00 a month when I first joined Geico. Then after my ticket for non-registration the agent told me it would hike my rates up almost 30.00 a month for at least a few years. Wow! So the agent told me my rate was 72.00 now a month! I should've ran the other direction! But I didn't. I stayed for about four months. I got rid of my car. Went online to cancel my policy and everything seemed to have went ok and then I got online before the next scheduled payment to be certain they couldn't take out my payment and it was bad.

    It told me I couldn't cancel in big red words. Were not there the prior month when I tried to cancel and also had my card info still even after I cancelled / erased / deleted my payment info and it was all back! I couldn't believe it! Then I had very rude service with another agent after I called and they refused me, my case notes and told me, I needed an attorney and took my payment out on my account. Knowing wasn't agreeing with it. So I am mad and never using Geico again and I am telling everyone I know what my experience was with them.

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    Claims Handling

    Reviewed July 1, 2015

    My experience with Geico was great, until the shop they referred me to damaged my vehicle. After that both the shop and Geico denied all damages and has left me holding the bill. Geico should not refer policyholders to a shop that performs faulty work ESPECIALLY if they are unwilling to stand behind their customer (with an A+ driving record and no claims).

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    CoverageStaff

    Reviewed July 1, 2015

    I reported my car stolen. The representative would not process the information unless she spoke with the detective who was assigned to the case personally to which I might add worked night shift. So it was hard for the two to communicate due to Geico representative got off at 5:00 pm. She would not accept the police report nor would she accept any faxed information from the police department. This was time consuming. Further a month later they still charged me for two vehicles even though one was reported stolen. My question to them was why I would have to notify Geico once more to take the vehicle off the policy. Why wasn't this information generated and why wasn't I advised of Geico's procedure. Their ans was "I don't know. My apologies and what else can I do for you?"

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    Staff

    Reviewed July 1, 2015

    I was rear ended by a gentleman who is insured with Geico. After filing my complaint and taking my vehicle to the collision center I was very displeased with the service. The issues that occurred as a result of my accident was damage to the rear of my vehicle and my radio. The adjuster stated that he could fix the rear but could not fix the radio because it was highly unlikely that it stop displaying properly as a result of the accident. He asked that I take my vehicle to the make's dealership and get an estimate and information stating that the radio display is no longer working as a result of the accident. I did exactly what he told me and then he backs out and says that the dealership did not give them enough evidence (which they did) and that they will not fix my display screen.

    I will NEVER EVER in my life deal with Geico insurance. They are a horrible insurance company and I would recommend any other insurance company. I have to now drive around with my display no longer working because some smart person decided to rear end me while he was texting. Thanks a lot Geico!!

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    PriceStaff

    Reviewed June 30, 2015

    Had a family policy for 7 years, mother on the policy gets into her first and only accident when she felt her steering wheel lock on the highway. She broke her pinky finger and totaled car, but didn't hit another car. This happened in June of 2014. Our family policy renewed in August and our premium went up a couple hundred for the next 6 months-1 year, with the accident notation on the policy.

    A full year later (no other accidents/tickets) they send a letter nearly dropping her from our policy. I was told our rate will increase over $1300 (nearly double the original rate) or we can exclude her from our policy. Their only explanation was that this last year they changed their "rate system" and that she lost her good driver discount, due to "bodily injury." I was ensured she was getting the best rate. If I am told bodily injury is considered a "2 point" ding, then why did it show as 1 point for a full year only to increase to 2 a year after? Also, why would a rate change - a full year later - show an increase of almost 100%? Makes more sense to charge higher early on... very disappointed, thought Geico was much better.

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    Customer ServiceClaims HandlingStaff

    Reviewed June 30, 2015

    I recently took auto insurance from geico on 06/18/2015. I had a toyota corolla L 2015 car on it the day I brought and I paid approximately 286 $ for one month and purchased my auto quote for 12/18/2015. At that time my collision was 500$ deductible. Later on I changed the vehicle on the same policy number calling the customer service representative by phone. They suddenly raised it to approximately 400$ and when I asked them to reduce my billing cycle payments, he suggested me to raise my deductible, as claimed it would definitely lower my monthly payments, so I agreed but he immediately increased my deductible to a thousand dollars and did not resume my monthly billing cycle. I thought it would be effective from the next billing cycle but unfortunately was effective from the same day.

    In such a way I was tricked and I had an argument from the sales manager that the sales person was right and it's my fault that I did not check my deductibles the next day. But my unfortunate situation was I met the accident the very next day, and when I took it for the repair store, I then came to know that I got my deductible raised to a 1000. And my monthly payments also went high. I had to call back to customer service and make sure my prices were as same or at least be close to 280$ when I first brought the policy. And had to go through all the tension each time by calling in customer service to check my status whether they have granted my claim to a 500$ deductible which they didn't. Please help.

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    Staff

    Reviewed June 29, 2015

    Our car was hit by a Geico insured driver. Police report and all witnesses to accident stated it was 100 percent the Geico insured driver's fault. Geico (**) is stating that their driver is only 80 percent responsible for the accident because from their viewpoint some place in Texas not in Kansas they can see that we could have stopped in time to avoid a collision. Watch out people who are on the road with Geico drivers, their insurance does not pay for accidents. I would never encourage anyone to get Geico.

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    Reviewed June 29, 2015

    They keep increasing premium every 6 months. When you ask them why, they send you "pre-compiled" auto-reply. I wonder if they lure in clients from other insurance companies with a low premium rate and then deceive them increasing premium every 6 months.

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    Claims HandlingCoverageStaff

    Reviewed June 26, 2015

    Filed a claim insured through Geico. I was in a accident in Philly. The insured though lied about the accident. I provided police report, have video, pictures, witnesses, showing the man tried to pass unlawfully on my right, causing me to collide with him on a right turn. This driver came up behind me while I was stopped at a Burger King exit. He drove up on the lawn to get on my right side and continued to turn right when I was also turning right. Hello, the violations are clear about passing on right in every state driver's manual. The results, my car is totaled. I contact my insurance, his, which is, you guessed it! Geico. Geico will take your money, raise your rates, refuse to pay claims for any or no reason. They are the worst insurance company ever. They are known for bad, dishonest business practices. Which why, I would not ever buy a policy through this company.

    MR. BUFFETT GOT RICH RIPPING HARD WORKING PEOPLE OFF. Filing a claim with this company is a automatic fight. Be prepared to file a lawsuit to get paid. Geico will not pay unless a court order forces them to pay. If you have to file a claim with this company, get your lawsuit filed at the same time to save you time and money. Do not expect them to pay no matter what because they are going to deny, deny, deny. No matter what you have to prove, you are a victim of the bad drivers insured by Geico.

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    Customer ServiceStaff

    Reviewed June 26, 2015

    On 6/15/2015 Geico withdrew my monthly policy agreement. For some reason without my permission on 6/23/15 geico withdrew the amount again for the second time in the same month creating an overdraft charge on my account. I have spoke to Geico employees as well as supervisors and have gotten the same response from them.. It's my problem, even after Geico has called my bank on a three way conversation with myself and had my bank explain to them that the overdraft was created strictly because they withdrew the money twice. According to accounting it is my problem and Geico will not refund me for the overdraft they created. When I asked the supervisor to explain to me why they couldn't fix this problem, she refused and hung up on me.

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    Customer Service

    Reviewed June 25, 2015

    Geico: "Thank you maam, your refund will be in your account in 2-3 business days." 1 week later - nothing.

    Geico: "Your refund was released today, and it will be in your account in 2-3 business days." 3 days later - nothing.

    Geico: "Accounting wants us to do a three way to make sure the funds were sent over"???

    Me in deep thought: Everyone knows an autopay isn't held by a bank especially over a week. But fine. After 4 calls to the bank a verbal confirmation by the bank over the phone to the rep. The rep said "can you send a statement"!!! What!!! Now I have to wait a month for a statement to send to the rep to have a refund sent to me. HOW RUDE! 6 drivers in my house.... decades of premiums... GEICO WILL NOT PROFIT FROM.... from me to you world. Save yourself some trouble, and don't believe the lies Geico tells.

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    Staff

    Reviewed June 23, 2015

    My car was totaled in an accident with a GEICO customer. The GEICO agent tried to head off my insurance company, State Farm. Their agent called and offered about $400 dollars under the NADA value for my car. They based this claim on every piece of junk car they could dig up that was similar to my car in make, model, and mileage.

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    CoverageStaff

    Reviewed June 23, 2015

    Began the insurance process back in Canada before arriving North Carolina to make sure GEICO gets everything they need for legitimate insurance. They insured me within minutes for an insanely low rate of $250 for 6 months. "Recommended" I get abstract (Canadian driving record) so they can offer lower rates in the future. Couple months later, got slapped with $600 bill for not providing abstract. Every agent I spoke to had a different story. Finally got supervisor involved, who found out he could request abstract through his office... Promised refund after abstract was received.

    When I checked in a month later, they still didn't get it, so another supervisor authorized refund of $600, even without the document. Also found out they cancelled my collision insurance, so I was driving around without that. Upon renewal, new rate came back at $500 for same insurance. Agent explained it was because collision was added this time. BUT I ALREADY HAD COLLISION the first time around until they cancelled it. Totally incompetent, inexperienced and painfully dumb staff. 6 months of stress.

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    Coverage

    Reviewed June 23, 2015

    I am quite surprised that an insurance company with this popularity would not stand behind it's proposed coverage for a no fault individual coverage. Other party ran a stop sign, hit the car, sending it thru the front lawn of a homeowner. And although clearly noted on the police report, and if interviewed probably back up by witnesses of the incident, Geico is claiming they will only cover partial damage of the accident and no fault individual is responsible for the balance. Sadly, I have to state that based on my experience with this incident, I do not recommend Geico to anyone. There is a reason why their rates are cheap and I guess this is it. Consumer, please think before making your decisions about your insurance carrier. Thank you.

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    Customer ServiceClaims Handling

    Reviewed June 22, 2015

    My vehicle flooded on 5/26/2015. Claim still not settled. DID call many time but no luck. Insured with Geico for long time, this first time claimed filed. Thinking to switch another insurance company. Very disappointed.

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    jeanne increased rating by 4 stars.
    Claims HandlingCoverageStaff
    After a positive interaction with GEICO, jeanne increased their star rating on July 3, 2015.

    Updated review: July 3, 2015

    Resolved. Thank you and I have been notified that the check is in the mail. I appreciate and understand that Geico tries to locate your stolen vehicle in the process of processing your claim and have procedures to follow. Thank you for your professionalism.

    Original Review: June 21, 2015

    My car was stolen. I have been without a reliable vehicle living off grid for a month. My claim rep asked "well don't you have another vehicle?" “Aahh well yes but they are farm vehicles, hauling water, pulling trailers and why do I have to explain this? Why haven't my finance company been paid?” My rep said "I have to pay for my vehicle being stolen." If anyone thinks they are saving money with Geico forget it. If they don't cover a claim on a disabled veteran who lives off grid, who has never had an accident, and had no tickets in over 10 years because apparently they don't really cover claims.

    Now I am struggling on my little farm more so than usual and why because I thought I was getting a great insurance policy with great claims processing but weird. I just pray now when I think of Geico and will go down to the little town with the little old man sitting there typing and using a filing cabinet for accts and smile, Insurance if you cannot process a claim for a valued customer then you should retire.

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    Customer ServiceStaff

    Reviewed June 19, 2015

    I had Geico Insurance for about a year. I recently had a auto accident and filed a claim with Geico. I called to tell Geico to cancel the insurance so that I did not pay for a car that was involved in a auto accident. This company cancelled my policy for a month prior to the accident on purpose so that did not have to pay for the damages. The Geico agent never told me that she was going to cancel the policy and make it 30 days before the accident. This company SUCKS.

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    Customer ServiceCoverage

    Reviewed June 18, 2015

    Ok, I just got off the phone with a customer service rep because my wife noticed that our insurance coverage is going up $100. My daughter had an accident a while ago and it has no effect on our account anymore according to the rep. Their reason for this increase is that they are reviewing the accounts in California and are rewriting the accounts. Really there is nothing causing a reason for an increase except it just is. When is the government going to really protect people from insurance company greed.

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    Customer ServiceStaff

    Reviewed June 16, 2015

    A GEICO insured driver pulled out from a stop sign and T-boned me on passenger side door, forcing my car to also hit a median sign on driver side. He was cited for failure to yield to a through highway. The driver seemed pretty straight to me, admitted fault (even coming up to my window when the police were done to again say "I'm sorry, it was an accident - I didn't do it on purpose."). The GEICO rep claims he was told that their driver was stopped - I said, "Yeah, stopped at the stop sign then pulled out and hit me..." He denied the liability.

    Then a few weeks later, my agent again contacts them - the GEICO an ** told him that his driver claims I lost control and hit his stopped vehicle (I was a lane away from him - he crossed one lane to hit me and HE ended up stopped in the turning lane from the other, opposite direction side - physically impossible!).. My agent confronts him with being cited for failure to yield, and ** claimed that his client said the officer misunderstood him and he was fighting the ticket (This is mid-late March, and the driver had already PAID his ticket in early-mid February a week or so after the accident!) - OBVIOUSLY a lie!

    Posted the situation on GEICO Facebook page and got a response - the 'higher up' rep said she had the accident report (which my agent had faxed to them) in front of her.. even googled up the intersection so she could see it and said "I think it's pretty clear - you were on a through street and he had a stop sign. I think this needs to be reversed." At this point, I thought they would actually act in good faith - I was SO very wrong. After 4 months of anguish, I find out that GEICO is still not accepting their responsibility by denying liability. In my honest opinion, GEICO is guilty of fraudulent practices. If you have them as an insurance company and have an at fault accident, you will almost certainly get dragged into court being sued. Spread the warning!! I will be filing a complaint with the insurance commission and attorney general's office regarding this.

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    Customer ServiceClaims Handling

    Reviewed June 16, 2015

    I have 4 policies with Geico - ALL BEING CANCELLED. This company is nice until they have to pay a claim. Been hung up on, been lied to too. Reporting this matter to the State of Massachusetts.

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    Reviewed June 16, 2015

    Piece of crap company. I downloaded the Geico app to make paying easier. Instead I made my payment and was told my next due date. A week later I was sent a letter saying that I owed half of the payment and my service was stopped. Checked my card that I made the payment with and there was no money on it. AWESOME! Thanks guys. Now I have a credit collection service billing me! Don't go with this company unless you want money stolen from you and bad credit.

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    Customer ServicePriceStaff

    Reviewed June 15, 2015

    I was with Geico insurance for a few years, I switched because they surprisingly gave me a better rate. I used to call in my payments but when that became inconvenience I signed up for the online account and started making my payments through there. I originally paid with a debit card, at one point I had to cancel my debit card due to fraudulent charges and I used my bank account for a payment. I was requested to enroll in automatic payments in order to use my bank account, thinking oh how convenient it will withdraw the last day of every month... WRONG!

    After going through all of the frustration of getting a new debit card due to fraudulent charges, I made a payment to Geico thinking logically that hey if they receive the payment a few days prior to the due day they will not withdraw funds from my account. Since obviously they wouldn't withdraw the funds until the day it's due... boy was I in for a headache. I made the payment 3 days prior to the due date and the day they withdraw funds from the account, Geico took the payment same day from my bank. The website stated on the screen when I made the payment that my account will reflect the payment and that the payment will post the same day and that my account had been satisfied.

    3 days later Geico attempted to withdraw the payment from my account not only 1 time, but 3 times costing me $60 in return fee's for an NSF payment. ON TOP OF THAT, GEICO charged me a fee for NSF payment, EVEN THOUGH THEY RECEIVED THEIR PAYMENT 3 DAYS AGO! I talked to customer service they said "well we sent an automated email the same day you made a payment letting you know we would be withdrawing the funds on such and such date." Which means they actually request the payment from your bank 3 days before it's even due, and you cannot stop the payment unless you go through your bank and pay a stop payment fee.

    Needless to say when the customer service rep said that they would not take responsibility for any fees I was charged from the bank, I called Progressive and they matched their rate and on top of that they have a more logical process, they process the payment the day it's due, and if you pay before they do not process a payment to your account even if you're enrolled in automatic pay. The Geico representative also gave me false information, she stated I would be receiving a refund check of $154.40, I only received a check for $43 dollars. I called to inquire about the amount and they said they had to remove some of the refund due to the returned payment. EVEN THOUGH THEY WERE PAID 3 DAYS IN ADVANCE AND STILL RAN THE PAYMENT THEY ALREADY RECEIVED.

    Don't sign up for automatic pay and I do not recommend Geico as they do not take responsibility for this type of ignorance. I am much happier with Progressive method of payments do not lack common sense. If they receive my payment, they won't be withdrawing the funds unlike Geico, who apparently doesn't care whether or not they cost you money, they continue to take more from you even after making such an avoidable mistake. Their system should not say "your account will reflect your payment and has been satisfied" if they still send a payment to your bank even after already receiving it.

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    Customer ServiceStaff

    Reviewed June 14, 2015

    I had progressive insurance and I am paying 290 so I called GEICO and made a quote with them and the agent on the phone said "So it's 264." After we proceed and I was about pay he goes "Ok so it's going to be 340 dollars a month!" I was like "What???? You said it's gonna be 264 including taxes" and then he goes "Yes but there was some miscommunication because someone put the use issue date of your license on 2009 and it's actually 2013!!!" It's a complete fraud and DO NOT RECOMMEND ANYONE TO HAVE THEIR AUTO INSURANCE WITH GEICO!!!!! WORST INSURANCE EVERRRRRRRRRRRRRRRR.

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    Customer ServiceClaims HandlingPrice

    Reviewed June 14, 2015

    Geico's client lost control of their car, hit me in a head on collision. I had a broken sternum, shredded muscle from my chest to my back, and ligaments are stretched in my back ribs. My $9000 truck was a total loss $34000 + dollars, they did pay that. Then Geico acted as though they wanted to compensate me fairly for injuries. Do not believe it and do not speak to them. Their client was charged and admitted fault... They called me when I was heavily medicated after leaving the hospital and said they could not pay for my truck until they interviewed me. They want to gather information to use against you with no intention to compensate you fairly. I lost 6 weeks of work last year and physically feel 10 years older. I earned from $17,000-19000 per month last year. Geico first offered me $500 for wages, $8000 for pain and suffering and to pay my medical. They then offered $2500 for wages.

    I turned the claim over to an attorney, thank God I did not settle for what I ask. It has been 16 months. I think I will have pain the rest of my life. My attorney told me my insurance company will charge me another $2000 because they turn it over to a third party administrator to handle the medical claims, they never mentioned that. I was not looking for a big payday, only to be treated fairly. I have discovered their business model is to deny all they can because only 10% will fight. I think it is wrong to try to collect or over collect against insurance companies when there is no or little loss. I understand why people want to punish them. I was told by two separate attorneys that GEICO is a top two offender for insurance companies trying to get out of claims.

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    Claims Handling

    Reviewed June 13, 2015

    I went online to Geico.com to get a quote for my son & husband’s vehicle. The quote I was given was $137.20 a month which is great but when I called to talk to a sales person because I needed to check on payment methods. The sales guy quoted me $173 - $220 a month. I ask why the online quoted $137.20, he said we had a claim in September 2013 but couldn't tell me what the claim was other than it was a "no fault", if you're going to penalize someone then you better have documents to back it up. We have not had any insurance claim since winter of 2009 and that was not with Geico. I would not recommend Geico for anything.

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    Customer Service

    Reviewed June 12, 2015

    First off I will say GEICO has the best phone customer service once you get past the automated part. Five stars to ** who went above and beyond to handle a serious situation with my account until the issue was resolved. Thank you.

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    Claims HandlingCoverageStaff

    Reviewed June 11, 2015

    Claim number **. From the beginning of the claim process, the process was difficult. Not knowing who to talk to what part of the claim would be handled by whom. We were not given valid information. Told by one representative to talk to the other and visa versa. They were insensitive about our loss and treated us like we were liars. After submitting the necessary receipts and invoices for our lost personal property and uploading photos the information was never retrieved and we were told without the items and receipts and when I presented them with the property and receipts for a portion of the loss I was told although it was their Geico covered clients fault they weren't going to pay for our substantial property loss or my sons personal injury. I believe because we are African American we were treated unjustly and disrespectfully like liars.

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    Customer ServiceClaims HandlingCoverage

    Reviewed June 10, 2015

    My claim was do to minor accident for recall part on my car. The dealership never notified me by mail email phone call. Hints why I was placed at no fault. I take the car to auto shop contracted with Geico. Informed the shop to tow the car to any other dealership but the location it was towed to. My car sat at that dealership for 2 weeks! I had to pay my deductible twice. My deductible was for 500 dollars. Was charged 501 dollars. (No I have not yet got my refund.) Also the first adjuster assigned to my claim cut off the car rental before all repairs were done to my car. Leaving me and my 3 year old stranded. Then I get a call by the contracted auto body shop with Geico claiming all repairs were done! Guaranteed the work at 100 percent of the dealership's work without having his shop confirm it.

    Even told my mother by phone, "The repairs were done. It was safe to drive! So pick up my car from the dealership." My radio system would not power on.

    The alignment that was done on my car was horrible. The next day I go to my car. Try to turn in on. The battery was completely dead! I called back the service department informing them of this issue. Told me IF I brought my car back into them I would be charged out of pocket! (No there was nothing wrong with my car battery and radio system before it went through the contracted shop with Geico and to the dealership.)

    As of right now it's at my regular shop where I get my car serviced. I am waiting on the new adjuster to look at the car and all paperwork that has been done to my car to process this claim. Close it out. I just got another rental car cleared yesterday before they have been completely stranded. It's been a nightmare. It will be a month come the 12th of June that made the claim with Geico. My claim was not that serious to start with. Mild body damage to my car. All I have gotten is heartache and headaches degraded and humiliated by the old adjuster that was assigned to my claim. The contracted auto body shop with Geico. My screwed up by the dealership they towed my car to. I asked it not to be towed there.

    Yes it's disturbing that all this has gone down. As a Geico policyholder this is the auto insurance I know. No I would not refer anyone to be insured by Geico after this horrible nightmare I have/am going through. Anyone that has Geico? You go through claims. Please do the leg work! Check out the contracted shops! If red flags pop on that shop, take your car elsewhere for service. Don't be as trusting as I was! Do the homework. Save yourself the heartache, the headaches, the drama. Your pocket book money.

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    Staff

    Reviewed June 10, 2015

    I had an "at fault" accident 2 years ago, in August 2013. Afterwards, Geico increased my insurance from $150 per month to $220 per month. Yesterday I received a letter from Geico stating that as of July 2015, it is going to increase to $373 per month, due to the accident. I asked for a copy of the edict from the state of Calif., as they blamed the increase on the state's new "safe driver" qualifications, and they refused to send it. They said that their letter to me was proof enough. Isn't two years after my accident a little late to raise my rate. They have already increased it once due to the accident. I cannot pay $373 per month for insurance! My Honda lease is only $185!

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    Sales & MarketingPrice

    Reviewed June 9, 2015

    Price quote did not reflect the advertised savings.

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    Coverage

    Reviewed June 9, 2015

    I received a free upgrade for rental car but had to pay taxes. Accident was 100% fault of their insured. I was told to get the money from them. I should not be out a penny for this.

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    Price

    Reviewed June 8, 2015

    On 3-29-2014 at 9:45 am I was rear ended by a drunk punk with no license and driving another person's car! I had whiplash and an ac/Heater vent popped out of the dashboard knocking out a tooth, loosening another, and damaging more. But geico refuses to pay and I have 50 grand right after the collision and another 100-200 grand if that runs out but geico's adjusters refuse to pay! They closed the case and are about to have the shock of the company's lifetime in business! It is going to cost them millions after I get finished with serving them! They lie. Always ask what will they do if there is an accident!

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    Claims HandlingCoveragePriceStaff

    Reviewed June 8, 2015

    We are insured with Geico and we never make any claim from them even if we had accident for we know we have to pay a deductible. Last May 2005 I had a bad accident and it involves a chain reaction for four cars. I was rushed to the hospital and a police arrived handed me my driver's license and ask him if who's fault was it "he said it was my fault" even though I didn't receive a citation. I admit I hit the car in front of me for he did a sudden stopped. I was observing the man that he was talking to the other drivers while on the scene. I ask everybody if they are fine and after 2 weeks I receive a letter that some drivers are making a claim, some hired a lawyer and the guy I hit looks like he lives in his car with his son because I saw household stuff in their trunk such as comforter, pillows etc.

    The other day we received a letter from Geico informing us that we went over our coverage limit. I'm afraid will charge us "financially" and "drop" us. Can anyone suggest what action we can do? I have medical bills and E.M.T. bills but we took care of it ourselves. We decided not to add more claim from Geico for we know the vehicles involve will make claims. What's the use of getting insurance if they can't help you? All they are only after of making money. Where's the justice?

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    Customer Service

    Reviewed June 7, 2015

    I have been with Geico for several years. My premium is paid until June 30, 2015. I just found out that they cancelled my policy as of May 23, 2015 because I did not send them some information they wanted. I never got any letters. When I offered to give them information on phone, they wont take it saying it has to be mailed. They said I will have to drive without insurance until it is reinstated. How can they do this and get away with it. I have no choice but to seek legal help.

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    Customer ServiceCoveragePrice

    Reviewed June 7, 2015

    I have been Geico for past 7 years and keep on paying premium once every 6 months but recently they charged me 227 extra telling that they extended my premium coverage date without asking me. And, on calculating they had just extended one month and charged 227 extra for a month. I called to the customer service but keep on insisting me that that is due to extension of coverage period. I never requested for extension and just used to update every 6 months. Then now they raised my premium to 578 for every 6 month with minimum coverage at the state of Texas and with 1000 deductible. I was not happy with them then started shopping around and found $200 less for 6 months premium keeping the same coverage. Now, I am feeling like I have been ripped off with Geico for past several months.

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    Customer ServicePriceStaff

    Reviewed June 6, 2015

    I enrolled my cars in Geico's insurance plan. They offered me an "installment" plan but did not tell me that there were additional charges. I got a bill 6 months later for charges unrelated to my car insurance that I DID NOT APPROVE. I felt they pushed me into a plan that they could charge me more for without telling the customers. I spoke with a customer service representative in hopes to rectify the situation but they basically said "sorry for the miscommunication, nothing we can do." And continued to charge me for this. AGAIN, very poor that GEICO would do this to their customers. :(

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    Staff

    Reviewed June 6, 2015

    I experienced a theft and had to change my bank account info. GEICO, as well as other companies I pay online, were contacted the next business day that they needed to change the online bank account they make payment from. The GEICO rep. did not care and said they would charge my account an extra $20 and treat it as a returned check. I froze my bank account on Sunday, reopened at the same bank Monday morning, notified GEICO that same Monday morning which was when they were trying to take out the automatic payment, and got screwed by GEICO as well as the people who broke in my home. Everyone else I contacted regarding the new account was very nice and did not have any additional charges. GEICO really does not care.

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    Customer ServiceCoverageStaff

    Reviewed June 4, 2015

    I just had a Geico customer service rep hang up on me. This is after asking why my rate had increased so drastically (by more than 50%). He said, "You lost the California Good Driver Discount" because I had gotten a ticket. However, he refused to give me the breakdown. In other words, I was asking for the specific amounts for why it had gone from $1,000 to $1,500. In other words: Comprehensive, collision, etc. He kept cutting me off and saying "Do you want insurance? I've given you the insurance quote." I was politely saying, "I need more information, please." And then he hung up on me.

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    CoverageStaff

    Reviewed June 4, 2015

    I had a car break down on a PDX bridge, scary. Geico wouldn't tow my car. I had to pay the tow guy $200. Then my other car breaks down on the side of the hwy and Geico only covered 10 miles for tow and charged me $8 per mile after that when I was only 20 miles from home and had to anticipate a 2hr. wait time! And I have full coverage!!! No tickets, no accidents!!! I pay insurance for what!? OTHER PEOPLE'S ACCIDENTS… GEICO SUCKS. I WILL NEVER GO GEICO. SURE THEY’RE THE CHEAPEST - you get what you pay for.

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    Customer Service

    Reviewed June 1, 2015

    We have been a long time customer of Geico and was very satisfied until this time when we had our car repaired lately. When we complained about the work the repair shop had done both the Geico Adjuster (**) and the repair shop technician (**) had just been ignoring us for the past month now giving us those promises to no avail. Lately, I was told by the Geico Adjuster that he cannot do anything about it when in FACT the technician had been promising me for a month that he will do something about it. When I told the Geico Adjuster about those promises, he also made a promise to me that he will call me back. Been waiting for the call but no call for a week now. Same thing PROMISES, PROMISES, PROMISES. We are now very dissatisfied.

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    Customer ServiceCoverage

    Reviewed May 31, 2015

    I have three siblings, we all had similar social security number and similar names. When I registered Geico this year April. They automatically added my information under one of my sibling's account. From their account, it shows my social security number, and license ID number. I called Geico to make sure I have my own insurance, and my insurance is not under theirs. They made sure that I have my own insurance, HOWEVER, my sibling's account still shows my information.

    When the sibling try to call Geico to remove the information, they say it cannot be removed until the end of the insurance. When I call them to remove my personal information from their account, they say I have no rights to do that because I am not their account holder. According to Geico, this does not affect the amount of their insurance bill, but I do not feel safe for Geico to be so irresponsible, and made such a big mistake, yet refuse to fix the mistake. Imagine my personal information was not disclosed in my sibling's account but a total stranger?

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    Staff

    Reviewed May 30, 2015

    I let my roommate put her monthly Geico insurance charges on my visa card because she doesn't have a credit card. She didn't pay me for her May installment and the payment didn't go through on my visa card. The Geico rep. she spoke with told her that I blocked Geico from taking the payment when that WAS NOT the case. I didn't have enough credit open on my account. This lie from the Geico rep. caused my roommate to become so angry that she physically accosted me. I have now blocked Geico from my account and advise that no one let them have access to their credit card for automatic payments.

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    Verified purchase
    CoveragePrice

    Reviewed May 30, 2015

    Okay, so I get a quote from GEICO and was reasonable. They set up payment plan and down payment. I get my policy and insurance cards in mail. Now, they change my policy without my consent. I think that is against the law, right? You don't make changes to a contract that you already agreed to. Needless to say, the premium went up and made payments higher than originally agreed to. Once this expires, I will be looking for a different insurance company.

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    Customer ServiceClaims Handling

    Reviewed May 30, 2015

    On January 1, 2015 a car was going too fast, spun out and struck my house doing $1250 worth of damage. It took me until March to finally reach a settlement figure with Geico as they didn't want to pay what the contractor bill was. I fought and finally got them to agree to $1225. That was March and I signed all the forms and faxed them in. It is now June 1st and I still don't have my money. The claims adjuster will not return my calls and I have left messages on her supervisor's phone and he too will not return my calls. This has been a nightmare. I'm not sure I will ever get my money. I am in law enforcement and based on my own experience and what I have seen over the years, Geico is one of the worst companies to deal with.

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    CoverageStaff

    Reviewed May 29, 2015

    I put my adult son on my insurance policy last year but he no longer has a car and has lost his driver's license (suspended) so he is not driving. Meanwhile I must continue to pay $300 a month for him on my GEICO insurance policy because they will not just take him off my policy. I have to prove that his license is no longer suspended - which is ridiculous because it is suspended indefinitely. I have never ever missed a payment and even referred many of my friends to them. I am warning them now of what I am going through. I have never had a problem with dropping a car or driver on any other policy I have ever had. Ludicrous. Don't insure with Geico.

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    Claims Handling

    Reviewed May 28, 2015

    Vehicle was vandalized at the parking lot - Geico refused to pay and cancelled my policy. It took them almost two months to "investigate" the claim and after "independent review" they came to the conclusion that I hit my own vehicle against the wall while driving....Geico sent me the refusal letter claiming fraud and misrepresentation. Shortly after that they simply cancelled my policy without any notice. Geico is completely worthless! Would never buy any product from them.

    I am taking them to the small claim court and WILL GET every penny back from them!!!

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed May 27, 2015

    Geico has costed me my small business my job almost cost me my home. All with a now 4 months old baby. They do not honor their premium policies nor the add ons they sale you. My truck was stole and wrecked on 2/2/15. I just got a rental and still fighting for payments to be paid. They sold me 10,000 $$ accessories insurance plan that they won't cover any of the upgrades I had done to my truck. They don't return calls. I have 4 different people I have to call and none of them give me answers. I get text instead of phone calls. Tired of the games. Worst insurance company I've ever had. Well soon I will lose everything from be accused of stealing my own truck to have everything I've worked so hard to get. Taking and losing my small company. I have ptsd and depression and uncontrollable panic attacks. They do not care about their customers just about their money and how they can't get out of paying claims.

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    Verified purchase
    Customer ServiceClaims HandlingCoverageStaff

    Reviewed May 27, 2015

    On March 15th 2015 my wife and I purchased a brand new 2015 Honda Pilot SE, added it to our current GEICO policy and drove it home, with 6 miles on the odometer when we left. 2 weeks later, we drove the Pilot to FL with our 3 kids to go visit their grandparents and a week after that drove it home... 2 hours from home, I was stopped at a red light, and BAM, rearranged at 45-50 mph by a young woman in a Scion XD!

    Our brand new truck was 3 weeks old, and had 2800 miles on it and now drives completely different. She bent something very important. The State Trooper gave me the police report with the insurance information of the young woman, so I called to make a claim, to no avail. Her insurance had been cancelled for non-payment. So I called GEICO to put the claim in under our Uninsured/Underinsured coverage. This is where it goes awry.

    First, GEICO sends an adjuster out 3 days after the accident. 3 DAYS! So being as that is my family's only car and we didn't feel comfortable driving it because it was reacting funny, we couldn't go anywhere. So finally this wet-behind-the-ears adjuster shows up, takes a 5 minute stroll around my truck, and estimates repairs to be $3400 and 4 days worth of repairs (after a reared collision at 50 mph?). So GEICO then asks where I want to have it repaired. On the recommendation of the selling dealer, I ask for it to be brought to ABRA Auto Body and Glass in Charlotte, NC. (Unaware that it is a GEICO EXPRESS facility) GEICO arranges a tow truck to bring our Pilot to the bodyshop.

    3 days later, I call the adjuster to get the status, and I'm told that my claim is a COLLISION claim, and upon repair I will be accountable for a $1000 deductible (not the $100 deductible that is carried for Uninsured/Underinsured claims) to which I ask why, and Im told because Progressive (the other woman previous ins company) has not denied coverage yet. So I go pay a visit to the shop. Drove by it 2 times, because I had no idea it was a GEICO Express facility, and there is NO ABRA sign anywhere on the property.

    I ask the production manager why the concerns I had with my now leaking sunroof, and drivability concerns were not addressed, and I'm told he does not know. I tell ABRA and the adjuster I want the frame of the truck put on the frame machine and checked, and I want to be emailed the results. So both parties agree, and send the truck to ABRA's Concord NC location that has a frame machine. Supposedly a frame measure is done, and ** from ABRA's reception desk emails me a frame measure. Upon receipt, I notice not only is this not a frame measure from my truck, it's not even from the same year.

    It was someone else's frame measure from a completely different vehicle from 2 years before that date! I immediately call ** back, who apologizes, and resends me what she swears is the correct frame measure. Oddly enough, the vehicle owner information is blank, the vehicle information is correct, but the frame measure diagram and dimensions are IDENTICAL to the first email! (2 completely different vehicles of 2 different years, having the same exact dimensions after an accident? Not to mention, the dimensions made no sense considering the vehicle was hit in the rear, and the dimensions on the side of the diagram were the inconsistent ones).

    I was told by ABRA and my adjuster that the frame was fine, and within spec of the manufacturer, and I was being "unreasonable". At that moment I knew something fishy was going on. I immediately called ABRA and told them not to touch my truck and called GEICO and ORDERED my truck removed from ABRA's property and brought to Hendricks Collision, a Honda ProFirst rated shop I had found online. ABRA tried making me pay restocking fees on the parts they ordered (before even doing the frame measure). I refused and after threats of the BBB, DMV, and Insurance Commissioner, they rescinded.

    The next day another tow truck brought my Pilot to Hendricks Collision. Upon arrival, ** from Hendricks immediately ordered ANOTHER frame measure on their frame machine (same exact make, model, and software as ABRA's) and to no surprise to either of us, the frame WAS BENT! The dimensions and diagram ABRA emailed me where MANUFACTURED to lead me to believe the frame was straight so GEICO could just pay for ABRA to put REFURBISHED (not OEM) parts back on my truck and send it away!

    Suddenly my $3400 estimate made its way to almost $10,000! The rear section of the frame had been pushed up 8 cm's on the drivers side and 4 cm's on the passenger side knocking the rear doors and body out of alignment, buckling the roof and quarter panels, pushing the roof over to the pass side (which is why the sunroof was leaking) and pinching the pass front fender against the bumper cover, tearing the paint back! (Because of the Pilot's ACE body structure, all the side panels are manufactured as 1 piece, so the body absorbs as much shock as it can to protect the people inside).

    So now GEICO is fighting every supplement made by Hendricks to correctly fix my Pilot. They even went as far as calling the roof buckles "factory defects", to which I called American Honda Motor Company, who contacted GEICO. I also wrote to the NC Insurance Commissioner, NC Attorney General, the BBB (who are completely WORTHLESS, they did nothing), the Dept of Consumer Protection, and my attorney for the accident (I did receive injuries from the accident).

    Then, 3 weeks into the claim, on May 11th, GEICO terminates my rental car. My Pilot is still taken apart at Hendricks Collision, not even close to done, and GEICO terminates my rental (even before the 30 days my insurance is supposed to pay for) and refuses to extend it. So to teach them a lesson, because I'm not some broke man looking for a freebie, I go out and purchase ANOTHER brand new 2015 Honda Pilot. Now they don't have me strapped over a barrel. Suddenly the theme changes. NOW all of a sudden they want to speed up the repairs (after they tried closing the claim because they "thought" I had traded in the first Pilot to purchase the 2nd... while it's in pieces at the body shop?).

    Today, Wednesday May 27th, 2015, I get a call from Hendricks Collision that my Pilot repairs are completed, and my Pilot is ready for pickup. 6 weeks after the accident that was estimated at $3400 and 4 days to repair. And GEICO STILL has not changed the claim status from COLLISION coverage to UNINSURED/ UNDERINSURED and still expects a $1000 deductible. I will NEVER, EVER give GEICO a minutes worth out my time, and have already arranged insurance with another company. I will actively turn perspective GEICO customers away from them as long as I live, like it is my JOB. After sitting innocently at a red light, and being put though HELL because of it.

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    Customer ServiceCoveragePrice

    Reviewed May 27, 2015

    I have been an auto policy holder for only six (6) months. Within this period, I'm quite satisfied with the premium they charged me. But unfortunately, this renewal period, I accidentally look at my email and found out that after this six month period, they already raised up my premium from $227.00 to $236.00. To my surprise, after six months of coverage, a rate increased at once, didn't even wait for a year to do it! So I called up their billing number and ask about it and I was told about the "rising cost of insurance." What did I do? I told her my son is currently insured with them, too, and his renewal did not change. She said he's due for an increase, too! (What a BS). If that's the case, in my mind, you will lose me & my son as your client. I believe this company is in the business of deceiving/luring people to get their business. I will not recommend this company to friends & family.

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    Verified purchase
    CoverageStaff

    Reviewed May 27, 2015

    I was on the sidewalk riding my bike to work when a van came flying out a Tim Horton drive thru without looking and ran me and my bike over, pinning my left foot under the driver side left wheel. The driver was insured by Geico. At the time my medical coverage had lapsed and only way I could see about my injury, I had to get a referral from my primary doctor due to a change with insurance coverage. I had to wait nearly 6 months and nursing myself back to normal nearly.

    I tried to resolve a settlement agreement with one of Geico examiners and she told me that she would send me a letter requesting my permission to get my doctor's diagnosis. Instead I received a letter saying that I would not receive any monetary award because she didn't think me nearly being dead. My injuries weren’t serious enough for her. I was merely trying to work something out with the company that we both could agree upon, but when there are employees that act like they are the ones settling with their own money, then this company will stay in court.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 26, 2015

    On 3/19 we were rear ended by someone who was represented by Geico. She rear ended a car that had 4 people in it. 2 of us had injuries and 2 didn't. One of the injured parties was returning to their country on a specific date. Even after being told that date twice, the claims rep still called for his info AFTER this individual left the country. Additionally, after I settled my claim, one day later another medical bill came in for $200. Prior to submitting my bills I did call and confirm that this was the final bill and was unfortunately given the wrong information from the hospital.

    When I called Geico not only did they say they were unable to reopen the claim, but that I was basically stuck with the bill. When I called the California Department of Insurance they contradicted everything Geico told me, even including the fact that Geico is "unable" to reopen the claim, and told me that since the accident was 100% their fault I was not responsible for ANY medical bill. I implore everyone dealing with them, call your state's insurance regulation department first. Geico not only engages in unfair business practices, but dishonest ones as well.

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