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GEICO Reviews

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About GEICO

GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.

Visit www.geico.com
Pros
  • Affordable policies
  • Several discount options
  • Intuitive website and app
Cons
  • Can be pricey for high-risk drivers
  • Few local agents

GEICO Reviews

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    Page 19 Reviews 2475 - 2625
    Claims HandlingCoverageStaff

    Reviewed Aug. 11, 2017

    My son who I had just moved back to the area and was living with us temporarily stole my vehicle, a gun, my bank card and our credit card info. I filed a police report and then I filed a claim with Geico. Geico refused to pay my claim on theft of my vehicle. We had comprehensive and collision paid in full. And we have been with them for 9 years and NEVER made a claim. They told me because it was my son and he was living in my house I was giving him access to all the items that were stolen vehicle included. He didn't have a driver's license and never driven any of my vehicles because of that. And then to top that off they told me that I had to continue paying for coverage on a vehicle even after the current term expires or else I could be sued if he has an accident in the vehicle.

    I am just beside myself!!! Not only was I taken advantage of by my son but now my insurance company just screwed me too. Theft is theft!!! He took my vehicle in the middle of the night WITHOUT my permission!! Police call it unauthorized use of a vehicle. Doesn't matter that it was my son. It's THEFT and I have already stated I am pressing charges!!! What can I do? Is there nothing to protect me in this situation? I had to go buy a new vehicle because I had nothing to drive!!!

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    Customer ServiceCoverageStaff

    Reviewed Aug. 11, 2017

    GEICO took it upon their selves to add a driver to my policy without my knowledge. I did not request or authorize any other drivers to be added. Once I figured out what was going on, I called GEICO. Their response was that I had to fax paperwork to them showing that the driver was covered by another insurance company. (?? How would I even begin to track down that paperwork??)

    I immediately found/bought coverage thru a local insurance company. I then called GEICO back and canceled my GEICO account. GEICO sent me some bills stating I owe them. I would call and explain to them the situation and they would say "OK". I finally stopped receiving bills. I assumed the situation was taken care of. I canceled them in February 2017. This is August 2017... I just got a letter from a Collection Agency stating I owe GEICO money. So now I have a negative mark on my credit report and I am trying to track down papers for a driver that I know nothing about. ABSURD!!!

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    Claims HandlingStaff

    Reviewed Aug. 10, 2017

    My car was in a collision on July 20, 2017. I called my insurer Geico the same day. My car was towed from the scene that day. I was given to a person named Allicia to handle the claim. She did NOTHING. I had collision insurance on the car and paid that for over 3 yrs. The car was totaled. I have pics. Then while waiting over 3 weeks for Geico to give me a yah or a nay my car was repossessed by JD Byrider (which is another stay away from) because I didn't make payments while my car was in the tow lot because Geico took so long... Anyway because Geico, or Allicia, or both, sat on their butt I now have no car, no claim and even no plates. Stay away from Geico. I've never in my life dealt with an insurance company that is either that inept or just crooks. Trust me, do NOT sign up with Geico and never buy a car from JD Byrider.

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    Customer ServiceCoverage

    Reviewed Aug. 10, 2017

    Two weeks ago, I was researching commercial auto insurance prices. Since I have GEICO, I asked their prices. However, I ended up NOT needing the commercial insurance, so I didn't change my policy. GEICO cancelled my car insurance b/c they said that since I had INQUIRED about commercial insurance then they had to assume I was driving commercially and dropped me. I found out when my bank sent me a letter regarding a lack of coverage. When I called, GEICO absolutely refused to reinstate the policy unless I got proof that I wasn't driving commercially. GEICO has lost my business forever.

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    Customer ServicePriceStaff

    Reviewed Aug. 8, 2017

    I have been please with GEICO customer service until I realized that every time I called it was about added a car (spending money) etc. No wonder they were so nice. The one time I called to advised them that the federal government shut down my bank (BEST BANK) and the closest interim bank is 40 miles. No one showed any empathy. I thought we changed over the account to new account number but we didn't. Spoke with the 2 customer service reps and one manager. They could care less. Just make the payment lady and we going to charge you and extra @20 return check fee. Now mind you. I have never had a problem making a payment before. You can clearly google that the bank was closed by federal government. BUT I GUESS THIS $20 was going to make or break the company. "Who cares that you're a loyal customer with us. We have a millions of customer - why should we care about little old you". Feeling just a number.

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    Customer Service

    Reviewed Aug. 8, 2017

    I called them Sept of 2016, updated my information on address and a new car we had purchased. Then again in Feb/March, my mom gave me her car and once again called them and reviewed address, email and phone number. I have called them a few times to discuss discounts etc. Then last night after making a payment I noticed that our address was wrong, they had us living in Houston, which we live an hour away. So when I changed it, the amount changed almost $50 difference.

    I called them and after talking to them and being put on hold twice, they told me that they couldn't reimburse anything since they said they sent me a letter stating the address was wrong and needed me to call to verify - well I guess the people at the address in Houston didn't respond since it went to them and not me. I am infuriated. Due to someone on their end changed a zip code I got charged extra and since I found the problem they blame me saying I had online access. This is not how you treat customers that have been with you for over 10yrs.

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    PriceStaff

    Reviewed Aug. 8, 2017

    I was with Geico for 3 years and was shocked at a recent experience. I called for a quote for adding my wife to my policy. My wife had a Canadian license for many years and I wanted to know if her driving experience in Canada would be counted. The agent told me that it would be and gave me a quote based on her great driving history, and I added my wife to the policy. 2 months later I get a charge taken out of my account for 82$ more than was supposed to. After contacting Geico, I learned that it wasn't up to the sales rep to decide to count my wife's Canadian record, and they charged me WITHOUT NOTIFYING ME an additional 82$ a month.

    I asked them what legal right they have to charge me more than I agreed to without asking me. The supervising agent told me that since I gave them my account information, they had the right to charge what they wanted without notifying me. I tried explaining that I specifically asked beforehand if her Canadian history was counted, and was told that the sales rep gets paid by commission and as long as he makes a sale he can LIE about it too. I have since read many reviews with similar issues, and I'm surprised there's no class action lawsuit against them. I would definitely be interested in starting one, as my uncle is part of a popular law firm. I'm looking for more info and hope to try to publicize this dishonesty with Geico because the only way they'll listen is when it hits them in the pocket.

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    Reviewed Aug. 7, 2017

    For the third time in 6 months, GEICO has increased my premium citing I have additional drivers in the house. I do not have extra drivers. GEICO also increased premium after changing my mailing address from PO Box to the house. GEICO IS Unethical and shady.

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    Claims Handling

    Reviewed Aug. 4, 2017

    I only have Liability. So each time my policy renews, Geico ups it 14.00 and the excuse is that there has been an increase in claims in the Georgia area. So this means instead of increasing the owners who have these claims or accidents or issues, they are going after us-charging us with the good records. I will be switching to STATE FARM! GEICO was Not what it used to be! It has lost its way. Sad.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Aug. 3, 2017

    When I lived in Hawaii I always had State Farm insurance for auto and home. When I moved to Florida their rates were much higher so I started to compare. After the bombardment of ads from Geico I decided to give them a try, and I did save money. The problem started because of my mistake, I thought that the last ticket I received was more than 3 years ago, I was wrong, and Geico informed me that they would have to cancel my policy and rewrite it to reflect the traffic ticket I received less than 3 years ago. No problem my fault they were still less than the other major companies.

    What they did was, inform the Florida motor vehicle department that my policy was canceled but failed to inform them that I had a new policy with no lapse period. About 2 months later I receive a letter from Florida Motor Vehicle that my license and registration will be suspended unless I prove there was no lapse in coverage. I called Geico and the rep told me that they would contact the FMV and clear the situation for me. A month later I received a notice from the FMV that my license and registration was suspended due to a lapse in coverage. I went to my local FMV branch and they told me what I needed from Geico and the matter would be cleared. It took me 6 phone calls to Geico to finally get a correct letter explaining there was no lapse in coverage, this process took most of the day. The FMV received the 6th letter after their closing time so I was unable to get the suspension over turned that day.

    The following morning the FMV called me to let me know they received the 6th letter and asked me to come in to clear the matter. When I arrived the clerk reviewed the letter and noticed that they failed to list both my vehicles, and that I needed them to redo the letter with both vehicles included. Another phone call another rep and had to explain the entire situation again, they rewrote the letter, and about an hour later the FMV received it and were able to overturn the suspension. So this process took at least 8 hours over 2 days to rectify. Fortunately the FMV did not charge me the $150 fee to reinstate my license, but they did charge me $6.50 for tax.

    I called GEICO and told the new CSR the whole story again and asked if I could at least get a credit for the $6.50. The agent laughed and told me that could not be done. Needless to say I may have to pay more but I am switching to another company, hopefully I will never have to file a claim with GEICO I can only imagine what that process would be like. Thanks, for reading, and believe it or not I feel better sharing this.

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    Customer ServiceClaims HandlingStaff

    Reviewed Aug. 2, 2017

    GEICO does not fight for you. Without hearing the story from the other person I was in an accident with, without seeing any pictures or video, without seeing a police report, without any investigation into the matter, they ruled me at fault for the minor collision I had with another driver within a mere 24 hours of me giving my statement.

    I tried to call the supervisor of the claims department Gary **. I left a message everyday: one on Monday, one on Tuesday, one on Wednesday. I tried to speak with someone above him. There is no one above him. He was emailed to call me, by the attendant I spoke with last, i.e. - he was in his office - as verified by the attendant. Still, no return call. I've been with GEICO for several years now. You pay them monthly, and zero customer support or service. I am switching insurance. Worst support ever. I will never recommend GEICO to anyone.

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    Customer ServiceStaff

    Reviewed Aug. 2, 2017

    We went to Ms. **, the Geico adjuster in Hyattsville Auto Body, Maryland yesterday. We went to sign the total loss agreement after an accident. I called Ms. ** in the morning and asked what should I bring along or is there anything I should do before come, sign and get my check. She didn't provide any helpful information over phone. When we went there she totally denied that I've asked her and sent us back home to get our papers. She didn't even care to greet, apologize or thank us in the whole paper work process. Ms. ** was very rude to us and she showed us very bad attitude. We found it very poor customer service.

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    Reviewed Aug. 2, 2017

    I purchased auto and home insurance through Geico and underwritten by Homesite for home insurance. I had already updated my home address and the insured address online over a year ago. I had decided to switch insurance carriers due to some unrelated bad experiences with Geico, but those experiences oddly enough are not what this is about. When I switched my home insurance, they sent the escrow refund check to the OLD ADDRESS which was nowhere in my file anymore, or at least it shouldn't have been. It has taken me over 3 months to get my $1,100.00 back from these pariahs and I still don't have it.

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    Staff

    Reviewed Aug. 2, 2017

    After 8 year of auto ins with Geico, I received a notice of a 65% increase in my premium from 950 to 1650.00 every 6 months. Their reasoning was 3 reported accident in 3 years. I was rear ended 2 times by teen drivers, 1 was a parking lot incident all held against me even though they had paid out nothing. So I went to another ins co that loved my clear record and is only charging me $750. After collecting 12k in premiums, they felt I was a risk. Go figure. No tickets, clean record, defensive driving classes, and no fault accidents. So much for our insurance companies who in my case didn't pay out anything yet deemed me a risk.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Aug. 2, 2017

    I've been a GEICO company customer for well over 15 years. GEICO was recommended to me from someone that used to work for the company. I've carried the insurance for two different cars, and I've watched my monthly payment on a six month premium balloon from $67.00 when we first started to now standing at $174.40. We've never filed a claim with GEICO. When I called to ask why my policy keeps increasing, I was told that because of claims in my state (FL) and the costs of those claims, I had to pay more on my monthly payment. Mind you, these are claims not from me... But, from other drivers that file claims in FL. So, basically... I'm paying for everyone else that has a GEICO policy claim filed in this state. Total madness.

    All that aside, when you have an account on automatic bill pay, at times, when needed, you could delay your payment. I took advantage of this because I had to take care of my wife who was hospitalized, and the medical costs were crazy. The delayed pull from my account was one day early from my direct deposit, and on 07/25 I called GEICO customer service and spoke to a rep to ask if the automatic pull could be delayed one day from 07/27 to 07/28. She told me it was not a problem and that all I had to do was complete my payment the next day, and she would take me off of automatic payments. To our surprise, GEICO still pulled the money from my account, making me have a negative balance in my checking account. When I called GEICO customer service again to ask, I was told that the rep told me misinformation, and that since I called only 48 hours prior to the pull on 07/27, and not 72 hours, the pull processed on 07/27. I was livid.

    I told the rep that I was speaking to that since I was told misinformation from one of them, there should be some sort of comp for me, because I went on her word that it was taken care of. I was looking for some sort of consideration on my next payment for the misinformation, or something. I was basically told that there was no comp... That it was an error on the reps part, but, there's nothing that they can do. Almost $200 a month for this insurance, and the monthly payments keep ballooning up. I'm told wrong information from a rep over the phone, and negative on my account, and, it's all on me. Madness!!! Anyone that is reading this, please shop around for insurance... Find out which company really has your back... And which ones really don't.

    I'm done with GEICO! Their lackadaisical approach to customer service and what information they provide is appalling! I've done some shopping around and there are a few other companies out there that offer much more with their services for much less. Please, if you are reading this... Pay attention to the posts of people that have filed claims and have been treated sub par from this company. Also pay attention to the shifty customer service. I work in a call center, and if there's a rep that provides misinformation to a customer, we honor the customer, and the rep is called out on the error. This keeps our customers consistent and satisfied, and there's a training opportunity for the rep. This company does not care about that. They will just keep increasing your monthly payments by 5-10 dollars every six months until you've had enough! Well... I have... Good Bye GEICO!

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    Customer ServiceClaims HandlingStaff

    Reviewed Aug. 1, 2017

    Hit by another Geico insured driver on 6/19 and totaled my truck 8hrs from home. The other driver was cited and was determined at fault. I was take to the local hospital treated and released with instructions to follow up with a doctor here for my injuries. Reported the accident and waited. 3 days pass, no call from Geico. My truck is still fully loaded with all my work equipment 8hrs from home. A week passes, then a week and a half. Still no update from Geico. Hired a lawyer after reading all these terrible reviews and he instructed me to rent a vehicle myself to drive to get my belongings. I did so. It took him 3 weeks from the date of the accident to pressure Geico to get me a rental vehicle. When they finally did it took them 3 different calls to get the correct vehicle as it is supposed to be a similar vehicle to your own. Meanwhile my truck sat at the tow yard the entire time.

    Finally got a call telling me that I had to release my truck to Geico so they could tow it to their adjuster to assess the damage versus an adjuster going to the tow yard. Did so and a week later he barely did a full estimate of damage. "I stopped assessing the damage when I got to the total loss phase" okay? But that's all he would offer for the truck, the half assessed amount to repair it, not fair market value. FF to today... August 1st... Still exactly where I was to start with them. No resolution. Have been out of work since the accident due to my injuries and haven't heard from Geico's damage adjuster regarding my truck since. We have had them for awhile and never had an insurance claim with this or any company.

    If you are looking for a decent and fair insurance company the Gecko is not it. They stall your claim and jerk you around. Then when you hire a lawyer they jerk them around until you both get fed up and threaten to sue. Which is where I am at today... A month and a half later. No amount of money saved is worth the hassle of dealing with Geico in the event that you every actually need to use the policy you have paid for.

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    Customer ServicePrice

    Reviewed Aug. 1, 2017

    My girlfriend requested a QUOTE for adding me to the insurance meaning she wanted to know how much it would cost IF I lived with her and IF I drove her car. Shortly after she got an email stating I was added and the insurance would be going up. So she decided to call customer service to get it straightened out, only to be told that the quote wasn't really a quote and that because of certain information it was put through anyway. Why is it called a quote if at any time they can just put it through anyway and jack up your price? Customer service was extremely rude and told her that sometimes you have to watch the information that you put in but now I'm added and they need utility bills in my name to take me off saying I don't live there, but I live with my parents. It's a bunch of ** and my girlfriend has since canceled her policy and got a better price elsewhere.

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    Coverage

    Reviewed Aug. 1, 2017

    I moved from Houston to Virginia on July 1st. I supposed to pay my car insurance on July 12th, but I paid a little bit late on July 26th due to moving. I have to pay the insurance coverage fee first, then I can change my new address. But GEICO still wants to take my insurance fee from July 12th to July 26th as it was covered in Houston. It costs me $70 more. That is ridiculous!

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    Customer ServicePrice

    Reviewed July 31, 2017

    My family recently shifted our insurance policies to Geico with the main goal of saving money (recently retired) and to break my son off into his own policy. Once we were signed up and had paid our premiums in full, we have had nothing but problems with this company. Poor and ineffective communication. Misrepresentations of quotes.

    Most glaring was the increase the company sent my son of his insurance premium for a minor traffic incident (there was no place on the online quote to report any dmv record information - we completed the quote fully). Three weeks later he was informed that his premium was substantially increased (237%)... To an amount he could not afford. After finding a new insurance company and canceling with Geico... Instead of refunding him based on the online quote... They refunded him based on the higher premium - resulting in a $300 delta. Completely unreasonable and unethical. According to Geico they have 60 days to adjust your premium... However, you have no grace period to find another company should you not be able to afford their ridiculous adjustment. My husband and I are now working on moving our policies again as we do not want to work this company any longer.

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    CoveragePrice

    Reviewed July 31, 2017

    I've been with GEICO for about 15 years. Always had affordable insurance. Past 2 years they have increased my premium by $300 for 6 months coverage. I am female, mid 40s and barely drive. They say the increase to due to parts increasing and medical expenses. I have not been at fault for an accident for 20 years.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed July 31, 2017

    On June 13th I filed a vandalism claim with GEICO that someone has been meaningfully keying my car and forcing entry to my hood and finder trying to take things off the car that didn't belong to them. I called the city of Binghamton police department around 7:00 about this occurrence which however happened between 1:30 am and 7:00 am because I had to be to work at 7:30 am. I filed the report on June 13th 2017 at 7:00 pm after my arrival home from work.

    Mind you I have been taking pics of my car all the time to reassure that this is really happening and getting worse by the day. I've contacted GEICO immediately once my report was in with the Binghamton police department to file a claim. They set me up with a claim specialist by the name of Rachel ** who's now handling my claim at the moment. She stated my claim was on hold due to not having the police report. It had not been in her present. I then obtain the report from the Binghamton city police department uploaded it into my GEICO claim files as an attachment.

    Contact her back the next day to see if it's been received and what's the status on my claim. She then stated "I have assigned you an adjuster by the name of Alan. He will come out and take a look at the vehicle and give me estimates on how much the damages it's gonna be." I said ok. Called and set up my appointment. Alan came out that Friday took pics and gave me an estimate of 4,200 in damage to my Lexus. He then gave me the paperwork told me to contact Rachel for any further details.

    I then went and contact Rachel to let her know I got my estimate and to see where we are moving forward in this claim. She then stated because of an accident I had back in 9/2017 "There was damage to the hood of your car that at the time you were not covered by the collision. We have to assign this case over to an investigator Craig ** who will conduct an interview with you at your home to get a better clearance of what happened." No problem. Mind you they conducting an investigation on the hood which they do not have estimated in the cost of my repair.

    He comes out record me on a tape recorder and ask me a series of questions about the incident. He kept on dragging the part with the hood telling me he cannot determine if the vandalism proves marks were old or came from the previous accident. I told him it happened on a period of time just that day on June 13th. I noticed the key marks and my hood raising up higher and higher as the days went by. He then ask "Was there anybody that seen your car prior to this day that can verify there was no marks on the car before this." I stated yes. I was at my sister's house right before I parked my car at 1:30 am that morning. He then stated "What's her name and address and phone number." Gave it to him.

    He immediately after our visit to her house for questioning at around 10:30am. She was just getting up and on heavy medication asking her questions that he made up on his own acting like he reading things off the paper that was said by me. He said I told him that my car was keyed at her house which was not true. Getting her confused on what is been said she told him she's on medication and you coming at me with this at the wrong time and recording me turning the tape recorder on and off for his own personal reading.

    She stated to him "You recording me when I don't wanna be recording. I'm still asleep." He screams "Well y'all story not adding up." You think after putting lies in her head about things I never said is unprofessional. For one if you conducting a full investigation you need to speak the truth in all forms client, investigators, adjusters, claim specialist need to all be on the same page. She then told him to leave. "I'm on medication and I can't do this". He left. Then he called her back asking for her Social Security number. She refused to give it cause now he getting personal when she's not a policy holder with GEICO nor is she a driver on my policy. I really believe that he making me feel belittled.

    He's racist and he got upset because I got loud at the end of his recording sessions telling him I gotta be to work and "if you can't figure things out go to Lexus get your estimates from them and move forward with this already". I'm a single mom with two kids and two jobs trying to do my best to keep my car on the road to put food and light in my apartment for my kids. I do not have time to fraud GEICO. I been a customer for 2 years with no intention only to get the person causing me all this trouble to my car and my life.

    Craig made me feel belittle and he made me feel like a liar for company money where I work hard for minds. I will never put myself in harm's way where I'm in any position where I can be absent in my kids' life. All they got is me. Then later on in the week he requested me to come into an attorney office where he wants copies of my whole year worth of phone records which I do not understand what my phone numbers has to do with this case of vandalism.

    I believe he's out to get me for his own reason because he's prejudice against ** and he wants all to fail. I do not want him as an investigator on my claim. Moving forward I will no longer be insuring with GEICO due to such behavior in these people. It's sad when you're the victim of vandalism. He trying to turn this on me fraudulent the company so they don't have to pay out said case. He need to be fired. After all this I don't want the money to fix my car. I just want my life back where I don't have to feel like I did something wrong when I was trying to protect me, my kids, and my car. I felt unsafe driving every day with my 4 year old daughter. Don't know if they gonna cut my brake lines or do anything to put me at harm in driving with my kids.

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    Customer ServicePriceStaff

    Reviewed July 30, 2017

    I had to pay Enterprise a total of $579.66 for a car rental while my car was in the body shop. My new car was hit while shopping at a Wal-Mart. I filed my claim online on 06/03/17. The 1st adjuster came to my house to do an estimate 06/07/17. I had picked my Chevy Dealers Collision Center to do work. No problem. But I had to have another adjuster look at the car once I delivered to the Collision Center because it was in a different county.

    I live 2 miles from county line. I informed the 1st adjuster that Collision Center said to bring in on 06/12/17. He said he would contact new adjuster, give him my contact # and where & when car would be in the shop. Asked that I call him after car was dropped off, just in case something changed. I called him when I got home after picking up my rental. Was told my adjuster would be contacting me, that he had all the info. The adjuster didn't show up to estimate until 06/19/17. 8 days later. He was told then one part was on National Back Order. Even if I had gone to GEICOs shop, they would not be able to get the part either. No one could.

    1 week before my 30 days on the rental was up, I called GEICO to ask about extending the rental time. "No problem" I was told, "Your adjuster will approve it. It's not your fault about the back order. Your adjuster will call you IF there is an issue." The Collision Center called me on the 30th day and said part still not in. I called GEICO again. Again told no problem, "If you didn't hear from adjuster you are good." 06/20/17 I received a call from Enterprise. I need to return vehicle.

    GEICO refused to pay over the 30 days. I owe $409.00. I called GEICO, was told only the adjuster could answer my questions. To pay for it. They might reimburse if adjuster approves. Get a call from shop. I can pick car up on 06/21/17. My car was in the shop a total 39 days. When I dropped vehicle off to Enterprise, total was now $487. They couldn't give me GEICO's rate because it wasn't approved. So between the deposit, the tax on the rental, I paid $579.66 to Enterprise. GEICO's policy is 30 days/$1050.00. Yet they only paid for 29 day, a total of $1015. If the adjuster had shown up in a timely manner, not 8 days later, my car would not have been there past 30 days.

    I called GEICO and told them that, plus how can I be penalized for a NATIONAL BACK ORDER? Asked to speak to my adjuster, who at this point and even now, I have never spoke to, he never returned my calls. I waited 3 days, called GEICO. This time I'm not so nice, was told he will call in 30 min. In a meeting. 30 min later a woman calls to tell me my adjuster took off 30 days from work last Friday. She added that while unfortunate, and not an excuse, but they don't have many adjusters.

    I asked was it normal to wait that long, she said not that she was aware of. Told me GEICO will not/nor have they ever extended car rentals. Not true. My first adjuster said he knew of a few times. But it was rare. She blamed Enterprise for the 29 days paid not 30. She blamed Enterprise for not giving me GEICO's price. She called me back that afternoon to tell me I have refund coming from Enterprise. She had them adjust price and take 1 day off. That was 06/24/17. I haven't received anything.

    I called Enterprise, they have no record of anything about that. I would have no problem paying for 1 day. I was charged for 9 days. The adjuster took 8 days. Plus my deductible of $500. I paid $1079.66 money I had to borrow. GEICO DOES NOT CARE ABOUT THE CUSTOMER. Everything was fine and smooth until the rental issue. Disgusted, disappointed and broke. I'm sure GEICO can afford a charge of less than $500. Their discount alone saved them more than we save as customers.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed July 30, 2017

    I live in Redlands, CA and own a 2002 Ford F150. I have comprehensive auto insurance from Geico, because I am still making payments on the vehicle. I have been a customer of Geico for years, make payments on time, and have not been in any recent accidents, thankfully. My parents (also customers of Geico) informed me that Geico would cover auto glass repair at no cost, and have used that to replace glass on their van before.

    The other day, something hit my windshield while I was driving and severely cracked the glass, so I called Geico to set up a glass claim. (I had previously gotten an estimate of about $200 to replace my windshield.) After getting an agent on the phone and then waiting on hold for 15 or 20 minutes while the agent did "research," the agent informed me that there is actually a $500 deductible for auto glass repair on my policy. The Geico agent looked up an estimate, and it turns out Geico's OWN estimate was a little above $200 as well. As a result, Geico would not cover any cost to replace my windshield, because it costs less than $500.

    What in the world is the point of auto glass coverage with a $500 deductible when most repairs needed only cost $200-250? In order for me to benefit from this "coverage," based on Geico's own estimate of auto glass repair, my front windshield, rear windshield, and at least two of the side windows would have to be smashed before they would even pay one dollar! I find this type of "coverage" to be useless and not very beneficial to the customer. I was also disappointed because other Geico customers (my parents) were able to have complete coverage from Geico when they needed the windshield replaced on their vehicle. My opinion of and satisfaction with Geico has definitely dropped.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed July 28, 2017

    7-23-2017 we were hit by ___ in her black 2013 (PO report says 2011) Liberty Jeep on Kaukama St., she came from the shoulder lane trying to make an illegal U-Turn and rammed our van from the passenger door all the way to the back tire. I was pissed after the accident. I asked her, “What were you thinking”. She said, “I was looking at the trail (across the street).” Her insurance is Geico. I told her, “I used to have Geico (found cheaper premiums with Island Insurance more than half). You have to call them right now, send them pictures from your phone, and they are good (use-to be good).”

    Police officer shows up, takes our information, and we leave to go pick up our son (already late cause of this driver). Probably one hour later we get a call from Dan a Geico representative. He verifies how many passenger, driver dob, passengers dob, phone #, explanation of what happened. So Dan apologizes and says Geico will take full responsibility. Gave us reservation # for Enterprise Rental **, scheduled earliest appointment Wednesday 9am to get car fixed with Westside Fender & Body.

    7-25-2017 Kali (Kay-lee Adj Code **) calls and says you have to return the rental or you will have to pay for the extra days. She said she has to investigate. We argued. Asked her, “Who tells people we’ll take full responsibility then two days later says we have to investigate?” A lot of back and forth arguing. We turned in the rental. The same day at 7pm she calls us back, “My decision is 80/20,” she said “you noticed C__ was trying to park and should have slowed down...” “WTF” yelling “how is it 20% my fault your client hit me trying to make an illegal U-Turn.” “We can negotiate 90/10.” “No I am 0% at fault. Do you understand.” A lot of yelling, asked to speak to her supervisor, hung up.

    7/26/17 Steve supervisor calls, agrees with his adjuster 90/10. Steve’s explanation, “You notice maneuver, fail to make any invasive action, not slowing down, not going on to continue. Final 90% rental 90% repair.” Same thing, argued with Steve, would not change. Hung up on him. While on the phone with Steve, missed repair estimate appointment with Westside Fender & Body. Got there at 9:26am. Can’t be more than 12min. late. Went to G & C in Campbell and got a free estimate there.

    7/27/17 went to get another estimate and got safety check. From the beginning my wife was talking to our insurance (Island), we only have liability (what is required by law). Calvin from Island advised to go to court but risk judge giving you 0. If you had collision coverage we would fix the van and fight Geico for the full amount. Calvin says he has never heard of this percentage 90/10 80/20 before. It’s unbelievable.

    7/28/17 today called Kali 8am. 9am, still no answer. 10:04am no answer. Called 1-800-841-____. Nicole gave me, Kali #** claim#**. Nicole transfer to Kali. Also emailed, left message #4 10:38am. 11:03 am #5 message with name, claim#, ph#. Kali finally called us 7/28 11:21am, asked for reservation rental no. Kali says, “No we have to pay for rental.” Send them receipt then they pay 90% due to not being 100% at fault. They don’t book reservation #. The Geico estimate Tuesday Waipahu 11am. I was wrong it gets worse. I feel I need to get this out because this is so wrong.

    I read at least 20 complaints about Geico. I didn’t find one with the same percentage decision. I have never heard of this 90%/10% at fault bull ever. I did read heartless complaints about Geico, like being a customer for over 10 years and rate increased $1200 a year. Also the Geico client who was also told fully covered gets repairs exceeds 1000 dollars or more, Geico tells him “We can’t help you”. The man with the car seats who was told he had to destroy the car seats ($480 each) before he can get any help. I can’t believe what is happening in our case but after reading all the complaints why? Why treat people with such disregard. Everybody is poor except 1% of the population. We only have this one car and your Geico client destroyed it. Do the right thing and compensate for your client’s negligence 100%. If we are forced to have car insurance then the government needs to regulate monsters like Geico.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed July 28, 2017

    My husband is a disabled combat veteran and I'm a double amputee, in end stage kidney failure and have had over a dozen heart surgeries. So needless to say we aren't rolling in the dough, we are on a fixed income. We have been with State Farm for almost 7 years. We have never missed a payment, made no claims and have never had any tickets. We started shopping around trying to find a better rate. Everything we own is paid off. We have a truck, motorcycle (w/full coverage) and renters. We also would be adding a 4 wheeler my husband inherited from his late brother. I consulted with Geico on 7/24/17 it seemed like it was going to be a third less, with more coverage and full coverage on our 4 wheeler.

    Our current policy with State Farm is paid on the 3rd, and we are paid on the 1st. We told Geico we couldn't start and pay for the new one with them until the first. "No problem" they said. "We will post date it for the 1st" they said. "Noting the acct" they said. Even sent a email confirming it. It's now 7/27/17 and I checked my balance in my account and I am 50.00 in the negative. After looking at the charges I had a 36.00 fee plus the 42.00 Geico took out of my acct without any authorization. But here's the thing that made the least amount of sense the 42.00 was for only my bike insurance. I don't know how they can take my money without my permission and on top of that I'm still insurance with State Farm, you cannot have multiple policies. It's against the law.

    I told them to pull the call (all calls are recorded) and they would hear their rep assure me that no payment would be taken out until the 1st and also hear me say, "Nothing is to be taken out until the 1st". Well conveniently they couldn't find the call. And when we asked to speak to a supervisor the guy got rude telling me his supervisor was going to tell us the same thing he is and argued back and forth and was refusing to transfer us, we had to hang up and call back. Finally they said they would refund the 42.00 and it will take 7-10 business days but not our overdraft fee at our bank. I wouldn't have that fee if they wouldn't have unlawfully stole the money out of it. Will be in contact with the BBB first thing tomorrow.

    I am worried that on the 1st they will try to take more money that doesn't belong to them. I have now read some reviews where a person has cancelled their policy with them and went with someone else and Geico took out more money and was refusing to give it back. They were then forced to block them and despite the charges. I can almost imagine how awful it would to deal with them if God forbid I was in a accident. I didn't even make it that far with them. All I can say is BEWARE. You may save a little money but you lose honesty, respect and fair business practices. They are crooks.

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    CoveragePriceStaff

    Reviewed July 28, 2017

    My advice is stay away. They are the lowest but they raise prices twice a year and they add fees to your payments all the time. I am on my 21st year with Geico and have experienced some really bizarre behavior from them and am thinking about changing companies. I bought a new car a month ago and since they insured it they have changed my monthly payment, six months payment, and annual payment, over and over in the month since I insured the car. In one month the prices quoted have gone up several times. Every time I get a new Declarations Page or talk to another agent or supervisor I hear all new things and all new prices. It's insane.

    Apparently they charge you 5.00 every time they send you a statement and 5.00 for everything else they decide to charge you for. They raise your price every six months. They give you misinformation about coverage. They quote you monthly and annual prices but forget to tell you they are charging you $60 a year extra in fees. Their quotes keep going up every week and the excuses they give you for constantly raising the prices they quoted you incorrectly is their complicated computing system. It's double talk. You can never understand it no matter how many people explain it to you.

    I havent even paid my first bill yet but it is due now and is $211.03 because they bill you a month in advance. When I insured my new car with them in June, they quoted me monthly payments of $106.60. Today, a month later, they told me it is now $116.85. The annual was quoted as $1,267.20 today it is $1,450.20. The six month was quoted as $633.30, today they said it is $665.10. They dont have a new car replacement policy or a gap policy so if your new car gets totaled, their adjustors arbitrarily figure out the depreciated value with their own special Geico formula and they give you that. They do not pay off your car loan even if it's a week old. You have to come up with the difference between what they give you and the payoff on your loan and you have no car. They never tell you what they are valuing your car at and what they will pay you if it gets totaled. Leaves you feeling very jerked around and cheated by them.

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    Customer ServiceCoveragePrice

    Reviewed July 27, 2017

    I Had been a GEICO customer for a little over 12 years, in the last 3 years, I have been subject to rate hikes for ridiculous unwarranted reasons. I finally got fed up and cancelled with geico, only to be told that I somehow owed them money. I moved from San Diego, California to a Mount Vernon, Wa, a small city. After moving, I noticed my auto insurance rates went up significantly, so I called to inquire what was going on. The reason for my insurance premiums being increased was apparently because auto theft was higher in a small town in Washington, than San Diego California. I was upset but let it go. The next rate hike came with a used vehicle upgrade, the reason was that the car had new expensive parts that it would cost a lot to fix. A 2014 "2y/o" Chevy Spark with 15k miles was costing me more than my 2003 Ford Excursion diesel, with the exact same coverage, and apparently would cost more to fix. Ok, can't do much, so I had to let it go.

    I recently moved to a new house that is 2.5 miles away from my last address, in a brand new neighborhood. My rates increased $400 for my six month premium. I called to inquire what was going on. The scripted response that I received was, "Your car has new parts that cost more to replace." HUH? In my plea as to why and how I explained my short distance and provided that I now had a garage to put my car in. "Didn't matter" is what I was told. I cancelled after getting new insurance and was informed that I now owed them money, because when I moved my rates changed. Never, Ever, Ever again will I recommend or patronize GEICO insurance. Something has changed with them, in the last few years, random hikes, no or ridiculous reasons.

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    Reviewed July 27, 2017

    If you are purchasing a home be aware that your lender is going to need to request insurance binder. GEICO has a process in place that is streamlined for Geico ease without consideration of the lenders process. I've closed over 1000 loans. Geico is the worst to work with since their process has been responsible of delaying several loan closings.

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    Customer ServiceClaims Handling

    Reviewed July 26, 2017

    53 days after a GEICO client totaled my car, still waiting for a check. The Lizard-Gecko does not move with speed. While waiting, they pulled the car rental too. (This after taking my car to the wrong body shop, and failing to pick up my car when I offered it back while out of town). Days of delay between returned calls. May God help any of you making a claim with GEICO, and my prayers to all of you GEICO customers. Lizards and snakes have many similarities. If you know my pain, share here… I use Amica, btw, and have never experienced anything remotely like this. Even State Farm was better.

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    Claims HandlingStaff

    Reviewed July 25, 2017

    I have had GEICO for 20 years. I thought I had a good insurance company until I needed them. They won't pay fairly for a claim. Now we have to go to court. My daughter and I were hit by a careless driver. We were smashed between two cars. My 22 year old daughter never had any problems with her back. She was diagnosed with a torn lumbar and protruding discs. Not one medical bill relating to her spine (from before crash) has been produced in the 6 years since the crash. I was injured as well but I have some age and some prior preexisting conditions that were greatly exasperated by the crash.

    You have to hire an attorney to get this company to pay. They show no consumer loyalty. Please don't trust your well being both financially or physically to this company. You will learn as I have, they want you only if you are paying them. They did not even offer what our first hospital bill was. We are pushing nearly 200k in medical bills. Again not one bill or physician record has been provided for not paying my daughter's claim. Don't be fooled by this company.

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    Customer ServiceStaff

    Reviewed July 25, 2017

    July 3rd 2017 I was minding my business when I was clipped by a MTA bus in Brooklyn NY doing 50mph on the highway in my 2011 Jeep Grand Cherokee. My car had $6300 of damage to it after it was all said and done. I brought my car to a GEICO recommended body shop (kings nissan body shop) if anyone wants to know. The damage was pretty serious and my car was supposed to be ready on July 12... Well guess what. It wasn't ready until July 14th when I was 1500 miles away on vacation in South Beach Miami.

    So Monday the 17th comes, I'm so excited to pick up my car. I pick it up, something seems off in the interior... The body shop GEICO recommended stole my auto dimming review mirror and replaced with a $20 autozone mirror, but that's not all, my check engine light was on with a cylinder 4 misfire code. My car had no engine trouble even after the accident... So I drive it away in anger about my mirror and my cylinder misfiring, I go to buy spark plugs at autozone because the body shop claimed they were going to replace my spark plugs for free if I supply the parts. As I step out of autozone, I smell something sweet, you guessed it... IT WAS ANTI FREEZE!!!! (see pics below). Anti freeze all over the bottom of my engine guard just spewing out! AWESOME RIGHT?! NO. So I drive the car back to the shop, show the manager the problem... His response? "It's just a water pump and thermostat, no problem!"

    My car had the radiator smashed in, and engine guard ripped off, you would think you would make sure the water pump and thermostat is working right? No, not this place. So thats one problem... The other problem, the rear view mirror. I am infuriated, seeing red. I demand to speak to the supervising auto adjuster... Mr. Bob **. Well Bob claims that mirror came with my car and I'm delusional. Meanwhile I called every single Jeep Dealer in the whole tristate area, gave them my vin... And guess what, my car comes STANDARD with a auto dimming mirror. SHOCKER!!!. Bob claims he called all the same places and they told him it came with a standard mirror. Mind you this auto dimming mirror only costs $295, theres already $6300 into my car whats another $300?! This guy wouldn't budge.

    Fast forward to July 20th... Get a call from the infamous Bob... "Hey Mike, your car is totaled, we missed a crack in the engine block, thats why it's leaking." HOW IN THE NAME OF CHRIST HIMSELF DO YOU MISS A CRACK IN AN ENGINE BLOCK WHEN THE CAR HAD $6300 IN FRONT END DAMAGE??!! Will someone please tell me this crazy anomaly?! Now I just want to punch everyone in the face at this point. Bob promises me he will have the value for my car by Friday afternoon, which was the only thing he kept his word on. Friday night I call the salvage department of Geico... The first guy I talked to, Max, actually knew what he was doing. He told me I can overnight my Title to him and get my payment ASAP if I send them an email with prepaid overnight postage. No problem done and done.

    Fast forward to today, Monday. Around 10:30am I call Geico Salvage asking them If they received my title and email with the postage. Title yes, email no. Later I find out after talking to 3 people Mr. Max, gave me the wrong email address... Yep, another mess up by Geico. So by 3:20pm we figure all this out and now Geico has my email with the postage and PROMISES me my payment for my car will be going out today MONDAY JULY 24th. Mind you during all this time I have a deposit down on my new car and the guy has been waiting for me to come get it, but I can't because Geico is moving slower than molasses. 8:45pm roles around on Monday night, the tracking # hasn't updated, my check hasn't moved, call Geico Salvage for the 6th time today, "I'm sorry sir, payment was issued but we didn't get it out in time today." REALLY! REALLY!

    After being promised I will have my payment by tomorrow, I now have to wait ANOTHER DAY to be without a car. It has now been officially 3 weeks. Now I am in a catch 22 because Geico unfortunately is the cheapest car insurance in the whole state of NY. I really hope I never have to deal with this again. This has been the most difficult 3 weeks of my life. Your insurance company who you pay to be there when you need them the most is supposed to be on your side. Clearly geico doesn't care about you.

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    Customer Service

    Reviewed July 22, 2017

    Called Geico to complain regarding the lousy job their vendor did on replacing my windshield. While replacing the old windshield, the guy cracked the new windshield, ding the hood of my FJ and broke my antenna. Have vacation schedule to leave tomorrow using my FJ but Geico can't do anything until Monday. That is 2 days I am out on my vacation time. Had to can cancel everything because they can't replace my windshield. Request them to deal with the dealer to have them replace my windshield so I can start my vacation but I was told I had to pay out of pocket as the dealership don't deal with insurance company. Don't you think you should at least offer to reimburse me if I pay first out of pocket?

    This the first time I called for a replacement after 10 years being a customer. 10 years paying them for nothing. The one time I needed them for a simple windshield replacement and they failed me. I have 3 cars insured with them and planning to insure another new SUV in 2 months. Guess time to shop for a new insurance company.

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    Customer ServiceStaff

    Reviewed July 22, 2017

    Long story short - Geico will give you a person to talk to every time anytime but never expect them to budge a finger to help you. I will never use their insurance again. This was just a small incident and I thank God it was because I fear I would have been left completely unaided had this been a worse situation. Read below for full story.

    On June 10th 2017 I was involved in an accident where I struck a deer on the highway while driving home, I immediately pulled over and called my insurance company "Geico." The person I talked to was great and gave me options to get the vehicle towed and service centers I could bring it to. After assessing the damage I determined the damage to be body only and the vehicle drivable and not only drove it home, I drove it to work the next day and then directly to "Banks Collision Center" in Concord NH where they staffed a Geico claims person on site.

    After dropping off the car I picked up a rental from the same place from Enterprise. I chose this car service because my Geico rep had said that they had "Special pricing for Geico insurance holders" and because Geico was assisting in paying for the rental. I went with them. THIS IS IMPORTANT. I would like to add that even though I told Geico I was dropping off the car there and even made a time to drop it off and even though I signed the car in when I dropped it off, the next day I got a call from the onsite Geico rep. Apparently no one told him the car was there and he was still waiting for it. This was just the start of them wasting my time.

    They didnt look at / total my vehicle until the 15th, so by now I've already had and been paying for a rental for 3 days. The damage done to my vehicle a 2010 Mazda 3 Touring was almost completely body damage. They found a few other internal damages like a break in the fuse box and a few broken brackets. Yet without any structural damage or mechanical that would prevent the car from driving, they totaled my car and treated as a salvage. I was mad at the seemingly unreasonable loss of my car. It seemed lazy on their end but I chalked it up as an unfortunate event.

    They originally appraised my car wrong. They listed it as a base model after I had them correct it. I also noticed they still appraised it as a zero option car. Again I had to tell them it was fully loaded with navigation and premium sound which they adjusted it for. (I find it odd we have to pay the premium for these features on the lot yet Geico gets to try to blatantly overlook them) The final appraisal didnt happen until the 19th now 7 days into my rental.

    Now I dont make a ton of money so I kind of needed the loan to be paid off so that I could afford to get another one, and I only got / could afford the rental for 2 weeks that was also the length of time Geico would assist in paying for it. So after 2 weeks I had to return it. Pay the $350 that was required for having it and I was left getting rides. By the 29th I contact my Geico rep because I'd seen absolutely no movement on the loan being paid off. He told me my bank was the problem so I called my bank and they said Geico was the problem. So I contacted Geico again and they were still no help.

    July 3rd my Geico rep called me saying he talked to his total loss department and they were working on it. So I called my bank and made sure they knew Geico would contact them soon and if they needed anything from me they could contact me. I replied via voicemail that Geico had sent something to the bank and they were waiting a reply.

    July 17th still no movement. I called my bank first this time. They said they hadn't spoken to Geico since the beginning of the month and they had received nothing and knew nothing about what the insurance company was doing or needed. So yet again I sent an email to my Geico rep asking what the hold up was and now I'm on July-22-2017 42 days into this and honestly I have no idea why I stayed loyal and paid these guys so much money for so many years. I'll say one thing about Geico - if you call them there's always someone to talk to but they will do nothing to help. 42 days into this I still don't have a car because I'm waiting for these guys to figure out how to give money to a bank which is funny because they have no issue taking money from one.

    I will never have or use Geico as an insurance provider ever again and I will tell everyone I meet to avoid their terrible service. I honestly should have just saved my money. As I said in the very top I fear that had this been a much worse accident the only thing I would have gotten from this company is good wishes from their employees and been left high and dry on the rest... It blows my mind that I've had to put as much involvement into this as I've already had to and yet I feel like I haven't gained any ground in finalizing this.

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    Customer ServicePriceStaff

    Reviewed July 21, 2017

    I will start off by saying that I was late paying my bill and my policy lapse due to the fact that I am a small business owner and my bank account fluctuates dramatically from day to day. I kept in contact with Geico to tell him when there was money in the account and it was not taken out in any immediate fashion. So with that being said my policy lapsed, I was able to get it started and due to my SR22 I needed them to send over information to my state to make sure my driver's license did current. I was very very precise when telling the man they needed to get it sent over ASAP and their representative assured me no problems, that it would be there in plenty of time. Well in fact it was not and for the weekend I was unable to drive.

    I called them the next day and to make a long story short after talking to a manager he notified me that because it lapsed for 2 to 3 days that my policy now went up over $500 over the next 6 months and after explaining to him that his customer service representative assured me multiple times that it would be taken care of in plenty of time and it did not, their response was 'I'm sorry", and now after talking two other managers to resolve this problem and even after I apologize for letting my policy lapse they assured me that everything is computer-generated and there was nothing they could do about my premiums going up. I apologize 3 or 4 more times for being late on my bill and they also apologized for their customer service agent telling me a lie.

    I'm with that being said my apology was not accepted and did not change but yet I had to accept their apology that will now cost me $500 more and $1,000 a year and then there was nothing they could do to alter that. It was one of the worst customer services I've ever dealt with and the fact that their apology means more than mine is BS. I have been through this road before and I have never been treated so poorly from a company like this. Needless to say I'll be shopping around and canceling my policy with this company. And I suggest that people who read this also do not feed into the lies about how you can save so much money because in the long run they get it out of you and actually they're more of the higher priced insurance companies.

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    Customer ServicePrice

    Reviewed July 19, 2017

    My GEICO policy comes up for renewal every 6 months. Clean driving record and my rates have been going down for the last 3 years. This renewal period for July 2017 my policy increased $23.00 per month. I called GEICO and requested to know why as my driving record is clean and my car car is 7 years old and paid for. They said they have been undercharging the correct policy amounts for GEICO customers and they raised rates accordingly. While my new policy amount at $507.30 for six months is a good price, it is still more than the $483.58 last renewal in January 2017. No letter, no email, no mention these rate increases were taking place. I AM NOT HAPPY!

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    Customer ServiceClaims HandlingStaff

    Reviewed July 18, 2017

    I was in a car accident on 7-7-2017. The lady ran into me on my left side. I was assigned a claims adjuster Stacy ** who has a very bad disposition and is also nasty and unprofessional. Today is 7-18-2017 and we still have no rental car and our car hasn't been fixed (it was undrivable due to the accident). She refuses to answer questions from my son who owns the car and refuses to work with my lawyer yet her answering machine states that she is there to provide great customer service. I really think GEICO should send her back through training because what my family have received is trash. The lady who hit me took full responsibility for the accident at the scene, so waiting this long for answers or respect is utterly ridiculous.

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    Coverage

    Reviewed July 17, 2017

    I have just come to realize after getting quotes from Travellers and State Farm that GEICO has been ripping me off for years with premiums that are double that of other auto insurance providers. I am currently paying $4297 a year for a 2010 Ford Taurus and a 2004 Dodge Ram Pickup. My driving record is excellent with no points and no accidents. I am a 52 year old male. My wife also has an excellent driving record. We have never filed any claims or been in any accidents.

    Today I got 2 quotes online from Travellers and State Farm. They are both quoting me half (approximately $2,200 a year) of what I have been paying with GEICO for the last 7 years. Not only that but the coverage that GEICO is giving me is much less than the coverage offered by Travellers and State Farm. I am only getting $15,000/$30,000 in Bodily Injury Liability coverage with GEICO for my $4279 yearly premium. Travellers and State Farm would cover $250,000/$300,000. How does GEICO justify this. Is this legal? Do I have any legal recourse to get some of my money back? I am one pissed off consumer!

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    Customer ServiceClaims Handling

    Reviewed July 16, 2017

    After years of using Geico, having a spotless driving record, and never having made a claim, my wife and I received a notice that our rates were increasing because the number of accidents in our state has increased ("texting while driving" was specifically named as the culprit). Geico targets inexperienced drivers with savvy marketing, and we've been planning to switch for a while, but spare time is a luxury when you and your wife are college professors with children. After being patronized by the manager of the call center, we will happily go elsewhere. We were essentially free money for Geico, so their unwillingness to budge on the rate was penny wise, but will prove to be pound foolish.

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    Customer ServiceClaims HandlingStaff

    Reviewed July 13, 2017

    I was at a red light and was hit from behind. The teen driver stated she didn't see my car or the red light. She told me that she was looking at her phone. Dallas police came out, gave a ticket to the teen. She was driving with no license. The claims adjuster for GEICO auto (KALLON **) came out and look at my car on 07/06/17. I received a letter that said... "Dear Ms. ** (09/2012) Per Texas law, you have the right to choose where your vehicle is repaired and the parts used for repairs. However, an insurance company is not required to pay more than a reasonable amount for repairs and parts..." I started having pains in my lower back and neck. I went to my family doctor and paid out of pocket. This was on 06/20/17. He gave me a shot and muscle relaxer and told me to take OTC pain med and use heat and ice on my back and neck and if I still have pain then I might need to go see some who deals more with that and have x-rays and an MRI done.

    The pain was getting worse so I went to North Dallas Pain & Wellness the following week and they took X-ray's and started working with me to help with the pain. I get a call today from the medical claims rep (Heather **) stating since it was not that much damage done to my car they will not pay for medical for me. She also stated that my age could be the problem for my back and neck pain. I ask her if she had an MD or Ph.D. if not she could not tell me what was wrong with me. Then she stated that any medical book would tell you after the age of 30 your body has problems, I advised her again until she becomes a doctor she could not tell me what is wrong with me. She said I could use my Insurance which is GEICO also or if I had a job I could use my health insurance. She said she would put all of that in writing and send it over to me.

    I ended the call because at that time I was so mad I could have hurt her if she would have been near me. On 7.12.17 night I called back to customer service explain what went on, she email me (Heather **) supervisor name and number, I left a message for (Judy **). She called this morning say my age was the problem again and that her rep was correct. I need legal help my back/neck had no pain prior to this accident on 06.18.19... Why do I have to pay...

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    Customer ServiceClaims HandlingCoverage

    Reviewed July 13, 2017

    I had a automobile family policy with two cars for a year. I liked the GEICO rates, so I called to insure my aunt's car that came to live with us. GEICO launched a full investigation, mainly regarding whether I stole the car from my aunt, they interview me, my wife and my aunt. Finally, they asked me to return the car to my aunt??? Completely nonsense. They did not insure my aunt's car stating that I have to return the car. I was forced to drop my family coverage and found other insurance company - with no problems - all three cars insured. I have more to talk about CLAIMS. In short, they specialize in doing whatever it takes so you feel miserable. I was polite trying to make my case and they hang the phone on me.

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    Sales & MarketingStaff

    Reviewed July 9, 2017

    There are quite a few glass shops with local area store front locations providing mobile windshield repair. Sgc network affiliates that use direct sales door to door marketing to get their name out. Also market online and social media. Never fixed a chip without the customer present for the entire process. Not involved in any fraudulent activities. But flagged for inspection with every Geico customer. I have talk to managers at geico and SGC they just repeat the word random over and over.

    After reading up on it I see they are targeting door to door shops in an offensive accusation that anyone who passes out cards or flyers around the repairs they are doing for marketing and advertising. They must be doing something wrong. Thats not true. How long will it take before they see that and stop inconveniencing our mutual customers and back off. Our blood sweat and tears built our loyal customer base. We work very hard to gain new customers and we always keep their repeat business in mind. This inspection process is giving customers doubts and confusion. They see that the shop down the road does not have this problem. Geico lies saying it's random. Random is not every customer everyday. I need some help here. Can geico tell glass shops how to market their products? How many inspections do we need to clear our name with them. Or is there anything else that I can do?

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    Claims HandlingCoveragePrice

    Reviewed July 8, 2017

    GEICO uses unknown and undisclosed factors to charge exorbitant rates, then refuses to pay out on legitimate claims when an incident occurs. As of last year I was paying $3,800 a year for full coverage on a 2013 BMW 328i with $1,000 collision deductible and the minimum $15k/$30k liability. I have ONE point on my record and haven't had an accident in more than 25 years. Two months later—with NO new incidents or activity of any kind whatsoever—they raised my rate to $6,000 a year. Upon inquiry, their reason was that there was a "rate restructuring" and that I was considered a "risky insured." What the?!?

    Fast forward to present time... My car was hit while parked and had a fair amount of damage to the front end. GEICO gave me a quote and I agreed to have the repairs done at their affiliated body shop. Upon completion of the repairs, which were $1,000+ more than the quote, I was informed they were denying the claim because their adjustor decided I must've been driving the car at the time the damage was incurred. My recourse was to spend a bunch of time and money going through an appeals process and/or to hire an attorney. GEICO is worthless and their conduct is egregious. There are plenty of other insurance companies out there and I strongly suggest that insureds seek them out and not fall for GEICO's cute commercials and introductory low rates.

    Side note: I am not a habitual reviewer/complainer, this is the first time ever that I've publicly lodged a complaint against a company. My experience with them has just been unbelievably horrendous and I'm writing this in the hopes of saving someone else from making a terrible decision and giving GEICO thousands of dollars of their hard earned money only to find that GEICO's "coverage" is entirely arbitrary and there's little that can be done aside from spending more to fight a claim than the claim is worth. I would give them zero stars if I could.

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    Reviewed July 7, 2017

    Geico told the DMV I had an uninsured vehicle months ago. Nothing I could show them could convince DMV and the Driver License Office that I had Geico insurance until my vehicle title was changed over because Geico lied. It cost me $150. You will regret Geico! They deserve a negative 10!

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    Reviewed July 6, 2017

    I recently had a vehicle that was covered by GEICO insurance co. I had full coverage, the vehicle was set on fire, steering column broken, the was running when vandalized. When the car was ready to start there was damage to the fuel system, they refused to look at the reason for this damage. They left me in a bad position, paying insurance and car note for a car that had unresolved issues. They didn't follow up on this matter, it is costing me. I returned the car to the financial institution, still paying for a car not repaired.

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    Customer ServicePriceStaff

    Reviewed July 1, 2017

    I went online using the GEICO app this morning to get a quote for my son who does not live with me. After filling out the information and seeing what it would cost I cancelled the quote. Shortly after I received an email stating he had been added to my policy and that my new policy was increased by $274 for the remaining time. I immediately called GEICO and was told that because he is my son and he is in the home he has to be added. The first thing I said was "He doesn't live with me. He lives with his mom in Tucson and visits occasionally." Second I was getting a quote and how could they use that information and just add someone. I was upset and asked to speak to a supervisor. I was told one would call me within 2 hours. This never happened.

    After about 2.5 hours I called and spoke with another person and was told the same thing. I then told her he doesn't have a driver's license and she said it didn't matter. He has access to the vehicle and could get in an accident. And it was GEICO's responsibility to protect me. I then said, "So even if someone is not legally able to drive and they are 15 or older, they have to be on your insurance?" And she said yes. I told her that was wrong and I would contact the attorney general's office. I also told her that my car could be stolen and that would mean I would need to insure everyone in the world just in case they drove my car. I told her GEICO was committing FRAUD by using a quote system to gather information and then use it to up rates and also to increase rates and add people without the insurer's permission or authorization.

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    Customer ServiceCoveragePriceStaff

    Reviewed July 1, 2017

    A while back, the year of 2016, specifically the month of April, I had a massive car accident where I was at fault. At the time, I was a 21 year old male with an extremely fast car who was doing something stupid, which I can admit now. The reason why this is important is that this particular event was one of the most traumatic events any relatively decent person (as I've never been in trouble with the law or had even been sent to the principals office back in high school) could possibly go through.

    I'll try to make a long story short by eliminating the minor details, however, let's just say Geico said that I was never covered for the accident - which was obviously bad, as it was deemed my fault - and the damages on my car alone exceeded 20,000 dollars and that was *only* body damage, as they deemed it totaled before they ever even looked underneath the exterior components.

    The confusion came in when, it turns out, that one of their sales representatives sent me through a random auditing process because I had never had been on a policy by myself, before. However, I *had* been on a Geico policy since I was 15 years old with my learners' permit, provisional operators' permit, as well as my operators' permit. The thing that changes was the person who owned the car - It was me, instead of my father.

    But I digress some of the smaller details, we ended up actually having to hire a lawyer and have him contact Geico, essentially demanding coverage for this particular case. So, why 4 stars? Why not 1 star? Why not none? Because the entire situation was caused by a single employee, not the corporation. It was caused by a sales representative, who wrote up her own quote (even though I had gotten a quote a day before) and forgot to uncheck a box that sent me through some random auditing process which caused a massive delay in which my policy was actually active. Therefore, for the first 5 days of my policy, they thought I was not covered because she also neglected to take out payment at the time (even though I asked specifically what day it would be taken out on).

    In the end, yes, it was extraordinarily time consuming, however things were made right by Geico. They not only covered the accident and didn't drop me as a customer (which we believed was a possibility after causing literally over 25k worth of damage total), but they paid my lawyer's fees, as well, because they admitted that one of their employees made a mistake.

    Yes, this situation could have been handled differently, but really, in the end I can see exactly how something like this could and did happen. I docked them a star, however, because I've asked for roadside assistance twice and the first time the tow truck driver was well over an hour late, didn't bother to call, and then said he would and never did (which was a separate company entirely and they allowed me to lodge a formal complaint against them - I also just canceled the tow).

    Then the second time I asked for a tow, I was in a particularly rough part of town and the operator did all she could to find someone in my area who would tow me, but none would accept Geico payment (however they would have reimbursed me whatever I spent), to which I said no, because I found an alternative. Other than those two things, it has been a simple, easy going relationship with Geico and, hopefully, after my car sustaining heavy hail damage 2 days ago, it will continue to be a nice relationship. I suppose this rating will reflect that in the future. :)

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    Claims HandlingCoverage

    Reviewed June 29, 2017

    I was a customer with business insurance for my work truck and two cars for about 10 years. Never had a claim or any tickets. Then one day I scratched the bumper of a car and immediately they tried to deny the claim stating I was using my work truck for work and was not insured as a work vehicle, which it was and took three days for them to figure out it was properly insured. It was a small amount to pay to fix scratch so I paid it out of pocket and switched insurance companies. After all those years of paying insurance premiums with no accidents and no tickets the first thing they did was try to deny the claim. Screw that, I can only imagine what would have happen if it was a serious accident.

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    Staff

    Reviewed June 27, 2017

    I already 3y w/ Geico, when I got accident. Somebody hit my car, and I think GEICO can make me easy to claim & not give me hard times, and I claim go through geico not from 3party. THAT'S I know I make big mistakes because from GEICO I gets hard time, they want me to buy car seat out of my pocket. After that take pictures the old car seat, cut the straps, after that they send money. I have 3 kids so 3 car seat. My kids' old car seat Britax advocate $450+ tax=$480 each. So how I can buy 3 car seat in the same time? I have to spend almost $1500, I already say to them I don't have money for that and they still can't help. They say I have to cut the olds car seat first.

    I feel GEICO like abuse to us. Because if I cut the old car seat I can't bring the kids in my car to take them to my kids lesson, and I need wait until they send money to me? And I have go to Baby R Us where 1 hour 45 minutes from my place. And if I buy online I still have wait for shipping?? It's not make sense. And also I have to pay my deductible even not my fault.? Hopefully this company better just shut down. I'm sorry to say that. And I will say to people I know for never try this company again, so they not get what I get... Shame on you GEICO.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed June 25, 2017

    We have had full coverage for years! Home owner insurance and also pay for all the extras like identity theft! May 20,2017- We noticed payment not taken out of our account. (On autopay for years). May 20, 2017- I call. They said seems like autopay didn't work. We had theft on a debit card so I explained we must

    have been using that account for auto pay. Cleared it up! No problem! June 17, 2017 - We get in an accident. Not at fault. Bad pile up! We logged on our account at the accident. Started taking pictures.. called Geico. On the phone for 30 minutes. Very helpful! Calmed my nerves if the guy who destroyed 4 cars at 60 mph didn't have insurance because we have the best there is with Geico!

    I call back with the case #. Geico rep says she couldn't talk to me something was wrong with our account. I asked what and she said call back Monday!!! 2 toddlers, one hurt. I suffered a hit to the head... car smashed! I'm like "No I need help! I need a rental!! I'm 5 hrs from our house!!" "Sorry. Looks like his insurance has limited liability and we need to review your payments!" I logged online. Looked at my history. Nothing wrong?!? June was coming out within the day!!

    Call back. A sweet girl said it was their mistake online basically. Cleared me up. Said no prob.. Fully covered.. Then offered me to set up account routing number to save money. I said sure. Just keep it coming out when my autopay was suppose to because my gosh!!! I don't want a mess being like 4 hrs late on a payment! Claims calls me the next week saying "We can't help you". It was like days of filing things, we saw nothing to show we missed payments online.. No emails. Nothing!!! On to legal help and praying Geico just provides us with what we pay for!! Heck, our payment did happen June 19th!!!

    They have all our money just don't want to help us. Do NOT use Geico. I'm embarrassed I've referred so many people to this company of the years. Financially so unorganized and do NOT put their customers or the CHILDREN of the customers first. Shame on you Geico. Using all your money on Boys 2 Men Facebook videos instead of on your loyal, paying customers.

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    Customer ServicePriceStaff

    Reviewed June 25, 2017

    Tempe AZ Office- Worst customer service ever. Janet is the one who helps us (or doesn't in this case). We canceled our vehicle policy because it was so difficult to get in touch with anyone and we got the run around constantly. We now go through an independent agent who returns emails/calls promptly and makes changes for us with just an email from me requesting it. We kept our home policy with Geico's sister company because the cost was cheaper than changing then. So now we need to make a change to the policy. I've emailed Janet twice and called 4 times in the past 2 weeks to get this quote on a change that we need done ASAP. Want to know how many call backs or emails I've received? ZERO!

    Who in their right mind would treat their customers this way and expect them to stay?! I'm now switching the home too just out of principle since what we have experienced with this company has been absolutely ridiculous and negligent. The agent is even there when I call and whoever answers the phone promises a call back right away. Never, ever will I use or recommend Geico insurance or this office and if I could give zero stars I would, just like the amount of calls and emails I got from Janet! A message to Geico, respect your customers' time! You have a job because of them!

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    Staff

    Reviewed June 25, 2017

    I am tired of only seeing ** in their commercials being the bad person! Stop making one race look bad just for the reason of trying to get your point across due to the fact you may or may not lose customers because most ** people won't say anything. I am tired of feeling like I am the bad person because I don't march in the streets and yell about my rights! Not saying all ** people are good but you shouldn't make one race look bad!

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    Customer ServiceStaff

    Reviewed June 23, 2017

    Wow is customer service a thing of the past? If I had known signing up with Geico would have caused me so much of my time, effort, stress, and MONEY, I would have NEVER picked up the phone and spent "15 minutes to save 15% or more on car insurance". It is clear from my dozens of phone conversations with Geico, their staff lacks professionalism and basic documentation skills. I would like to reference Kylie in the Buffalo NY office and Rhonda ** in the underwriting as department, along with the many service agents and "supervisors" I spoke with.

    This company is unable to keep their word and will charge an arm and a leg just to insure an international driver. It is sad to say, I would rather pay more for a policy with a company that has better customer service. After all, the money I spent trying to insure a second driver, is the money I would have saved on my yearly premium. It's no wonder there are over 140 one star reviews for this company on BBB.

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    CoverageStaff

    Reviewed June 22, 2017

    I don't even know where to start. God help you if you have an accident with a GEICO insured and you are with GEICO as well. I first thought this would be super easy but it has become very clear they are only worried about their bottom line. Other driver found responsible but doesn't have enough coverage and GEICO expects you to pay out of pocket for fees and damages. After reading the reviews we too will be dropped once they realize the extent of personal injury in this case. Besides surgical recovery, I am having to argue with GEICO to see if they are coordinating the at fault's limits to my damages. As soon as this is resolved we plan to change companies. They are the worst of the worst.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 21, 2017

    On May 8th, a teen driver hit my car and drove off while I was standing next to my car. I took off on foot and obtained photos of the license plate. After pulling in the police and filing for a hit and run, which the girls was found because of the photos I took when I chased down her car, the police obtained a statement from the girl saying she hit my car and drove off. I then contacted Nationwide to have my car fixed. Nationwide contacted GEICO about getting my car fixed. When they called, GEICO’s system was down and they filled out everything on paper.

    Fast forward a couple of weeks and no response, I reached out to GEICO. This was the first they had ever heard of my accident. They did say their system was down and that maybe it hadn't been uploaded yet. Now, I am starting the process all over again. Set up a claim, gave my testimony, gave the witness name and number, gave the case number. Called back a few days later and they hadn't received word from the family yet. I was told I had to wait until the 21st to give the family enough time to reply.

    Today, on the 21st, I called back out. Now it is going to take 2 weeks because GEICO hasn't filed to obtain the police report. It has already been 6 and a half weeks since the accident. I have photos of the teen’s license plate, an eye witness. I have waited and waited to have my car fixed and yet again, GEICO has dropped the ball. Way to waste my time. You guys are literally the worst. My sister has been in two accident since May 8th and has had her car fixed twice in less than 6 and a half weeks. TWO, which neither were her fault, either! Then again, she didn't have to go through GEICO... #nationwide #waytodroptheball

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    Customer ServicePriceStaff

    Reviewed June 21, 2017

    I am appalled at their customer service staff. I was originally going to go with a competitor for my 2 cars and home insurance however the agent I talked to talked me into going with you because the coverage was a tad better. I spent about 20 min on the phone the first time when the 2nd guy confirmed he would call my mortgage lender as soon as we got off the phone to tell him I have insurance. He never did so I called a day or two later to explain I needed someone to call my mortgage guy to confirm I have insurance to move forward with the buying of my home. I was told from their records I never called to finalize and all they have is a quote! Like my first call didn't happen. So I patiently went through it again where I was told I was all set just needed to be transferred to one more person. Well the person I was transferred to thanked me for calling and asked what they could do for me!

    I explained I was beginning to fear the staff there didn't know what they were doing as I was not about to start from step one again. She transferred me to another lady who assured me she would call my mortgage lender directly after the call... BIG SURPRISE she never did. So a few days later my mortgage guy kindly told me you guys dropped the ball again. So this time he called this morning just to be jerked around. Told I never called until he had to work his way up to a manager named Tatiyana who listened to the recorded audio and confirmed I had called and I was finished. The staff should be embarrassed and ashamed at how much they suck! I am off today and am going to make it my goal to post this hellish experience on every forum, social media location and search engine I can get my hands on!

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    Customer ServiceSales & MarketingStaff

    Reviewed June 21, 2017

    Ok so I've been with GEICO for almost 5 years. I have PIP and liability with them... at least I did. So I was paying 105$ a month. I've been calling them every month to lower my payments to save me money. I get the same answers every time "You have the best rates available". I asked why so much. They answered that they count Florida as a whole state blah blah blah which is a scam. Now I called State Farm cause they kept sending me quotes in my mail. Guess how much I'm paying now for the SAME EXACT policy. 46$. No sign on bonus or whatever. State Farm told me they do NOT do that. I was shocked. I should have called months ago. Like dang man.

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    Customer ServiceStaff

    Reviewed June 21, 2017

    I have been a customer for 9 years. I received a cancelation notice because my credit card was hacked and payment didn't go through. I didn't get the notice until I got back from vacation. Nobody called me or emailed me to let me know the policy had cancelled. I called to renew it and GEICO required a full payment for the entire policy which is quite a lot of money to pay in one lump sum. The customer service person acted like they didn't care and wouldn't allow me to make payments for the policy... Terrible service. How can you do this to people. What if I couldn't afford it? I will be looking for a better insurance company that will care about me as a customer.

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    Customer ServiceCoverageStaff

    Reviewed June 21, 2017

    GEICO is a very bad insurance company. Their agents lie. Their agents tell you one thing and sell you something completely different. I bought full coverage. Everything. Even towing comprehensive and collision on my car. GEICO even had me take it for the physical inspection at Maher Chevrolet on US 19 N St. Pete FL. States in my emails and everything comprehensive and collision. Someone at GEICO changed my policy. My deductible... not what I was sold... and waiting on a tow from 627 pm to 945 pm. It's not acceptable for a 52 year old single grandmother in the dark by herself in a dark parking lot. I'm going to hire a lawyer... I'm also changing insurance asap. This company misrepresents, lies, and changes things without authorization from the policyholder. This is a very very very bad insurance company... Scary business. Run fast...

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    CoveragePrice

    Reviewed June 20, 2017

    I had very basic car insurance with Geico for less than six months. Luckily, I never actually needed them - just had to shell out my hard-earned money each month to keep my policy going. Unlike all they advertise, they are not cheap and are not great - there are much better insurance companies out there that have affordable premium payment plans and coverage for what you pay for. I'm not longer with Geico, yet they keep sending me bills for insurance I no longer have. They even go so far as to threaten me that they will report me to the credit bureau. I DON'T HAVE INSURANCE WITH GEICO ANYMORE. I broke up with them, but the idiots still think I owe them. Do yourself a favor and take your money elsewhere.

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    Customer ServiceClaims HandlingStaff

    Reviewed June 18, 2017

    I called GEICO to change my car on my insurance. They took my husband off my policy without my authorizing them to do so and replaced with my cosigner. When I called to ask why they did that they said I asked to, I did NOT! My rate went up almost $200, I was furious!!! They then cracked a PTSD joke about my cosigner not having a license at the age of 26 due to ptsd from being active military! The agents are rude as well as the supervisor who cracked the joke! I demanded a corporate number when they claim they didn't have. I told her she wasn't funny she was "laughing at the situation" the situation was A 26 YEAR OLD SOLDIER WITH PTSD and she found it funny! I however cancelled my policy and took my business elsewhere!

    I'm also talking to a lawyer about this all as well! My lawyer said unless they had written permission to take my husband off my policy (which they didn't) they shouldn't of changed anything on it. Avoid this company at all costs! Terrible customer service and listening skills! I'll never go back to them. Thank you USAA for giving me a LOWER rate and great customer service versus this company. They claim care for their customers. GEICO is a joke.

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    Customer ServiceCoverage

    Reviewed June 17, 2017

    I had been with GEICO for over 10 years, no accidents, 3 vehicles insured, no tickets but somehow they found a reason to raise my rates (over 350) twice. I called them and asked why, their response "It costs more to insure cars since they now come with all this new technology". What a BS excuse being that they've been insuring the same vehicles for over 2.5 years. I haven't added any new technology to the same vehicles so how does that apply to me? They had no answer. Pathetic excuse for greedy company.

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    Customer ServiceCoveragePriceStaff

    Reviewed June 17, 2017

    I would not recommend buying insurance from this company. After purchasing 6 months of insurance, I went online to get a QUOTE for a bundle. This was a huge mistake. Without my consent they added the person I was getting a quote about to my policy with no notification other than a vague email saying to log into my account (which I think everyone gets these and ignores them). It wasn't until I try to cancel my policy, as I spent weeks talking to customer service reps trying to get my policy back to how it was originally, that they tell me I owe money for the 2 weeks they added this other person because they did not have coverage and lived with me. I feel if a company is going to start charging you more than what you originally agreed, they need to verbally get your consent.

    I received so many letters and emails from them saying they were going to cancel my policy, yet to charge me more they send one vague email. Spoke to a supervisor who clearly had no interest in helping me or even in trying to keep me as a customer. This is by far the worst service I have ever received from a company.

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    Customer ServiceClaims HandlingStaff

    Reviewed June 16, 2017

    I have been a Geico customer for well over 10 years. There was a period of about a year that I left this company due to finding cheaper auto insurance, but I returned to Geico in 2016. During the entire time that I was with Geico and the other company I Never had any at fault accidents. Through these years I have filed a total of about 2 glass claims. One claim involving someone else hitting my vehicle.

    Well, on June 5, 2017 I had to file an accident claim. In this case I was in a parked, non-moving vehicle and I was attempting to get out of my car when another driver, who was obviously not paying attention, pulled into the parking space and hit my door. I called the police and then my insurance company. The Geico agent that I spoke with immediately placed me at fault in the accident. Seriously??? Nobody had even reviewed the claim. I was still in the process of filing the claim and she had already made the decision. She basically told me if I had looked then he would not have hit my car. Of course I challenged her decision.

    I called Geico later that day to give them more details about the accident and they advised me to file a claim with the other driver's insurance company. I did file a claim with the other insurance company on the same day. His insurance company eventually determined that it was shared liability, meaning that my insurance company is responsible for my damages and his insurance company is responsible for his damages. I still don't agree with this decision.

    Afterwards I spoke with the Geico insurance agent, I mentioned arbitration and that idea was basically swept under the rug. The other driver really got off good because 1. He stated in the very beginning that he wasn't claiming any damages (he only had minor scratches to his bumper whereas I had to get my entire door replaced) and 2. He was smart enough to back his car up twice, take pictures and send them to his insurance company. I made my insurance company aware of everything and they still did nothing.

    You would think that Geico would have done more to help me in this situation, but they didn't. This was a great way to make even more money off of me because I am sure that there will be a premium increase at some point. Needless to say that I would rather pay a higher premium to another insurance company than continue to be a loyal customer to Geico. Yes, I will be moving my auto and homeowners insurance policies asap.

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed June 16, 2017

    I had been a customer for about 9 years, using their auto insurance. Automatic payment was set up from the beginning and never missed/never late on a single payment. I never had to file a claim or had a ticket. They dropped my rates really low over the years to $77 a month. Last year, my wife and I went through 3 debit cards apiece, due to expiration and then my bank implementing the chip card. Well in all that madness and other issues, I missed a payment. My fault. I admit it. Here's the issue: I was never notified. Not by text, call, email-NOTHING! I get a letter in the mail telling me that my policy has been canceled.

    So I call to get it all sorted out. Nope. My rates would now be $140 a month. The Justification was that I am a new customer and didn't get the loyalty rates. After a couple of weeks of calling and talking to numerous people, I have to bite the bullet and get the $140 policy. Fast-forward 7 months to present day. I called Allstate, explained my troubles and just like that, I'm now only paying $68 a month for full coverage on both my vehicles. There's more: Time to renew my Alabama tags. (I'm military and live in Virginia. 1 car registered in VA, the other in AL, an SUV) Well it seems that since I had a gap in coverage, I now have to pay a $200 dollar fine first - in person. They're willing to work with me, but I have to have Alabama insurance for the SUV. So now, after emails and numerous phone calls, I switch my SUV to an Alabama coverage - costing me $55, and losing my multi car discount on both.

    Here's another kicker, all this has a trickling effect and is costing me a little more money in other areas. Not a ton, but some. If they would have just given me a notice I could have saved over $700 - that's not including the price increase from losing my multi-car discount. I got a plan to move forward and to eliminate future costs, but it's time consuming and really frustrating. Allstate, for the 2 weeks I've been with them, have went the extra mile for me, made calls, followed up, and have given advice. The auto rates are cheaper, and I even switch from Geico's 3rd party Home Insurance, Homesite, to Allstate's. I'm paying a little more in home insurance, but the coverage is a lot better! And overall, bundling with Allstate vice bundling with Geico, is saving a ton more monthly. Best of luck!

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed June 16, 2017

    Guy hits my parked car, gives me his information, says he will cover it. My sister was with me when he admitted he hit my car. Both of us are insured by GEICO. GEICO after two weeks (because hitting a parked car is a really difficult claim to deal with) denied my claim. Lack of evidence. Never contacted my sister. The guy apparently had another accident right after and you can no longer see where he hit my car, and is now saying he does not remember if he hit my car, just that someone told him he had.

    At this point, it would just be nice if someone vaguely unbiased could review the evidence, but "My" adjuster, who is supposed to representing me, can't get the other adjuster on the phone or to email her back. Gave me their supervisor's number to call, but won't do it herself. No one answers their phone, emails, etc. All I can think is it's the same company, they lose less money by denying my claim because now I have to pay the deductible. After this, I will be moving my insurance elsewhere. I went with GEICO because they were the least expensive option - I guess I'm getting what I paid for. Only get GEICO if you need insurance by law but never plan to use it.

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    Verified purchase

    Reviewed June 16, 2017

    I totaled my car in a flash flood in Dallas Texas on 2 June 2017... My car was towed to BMW a week later. It was determined that it was totaled. We had not signed any papers, we had not given any permission... But GEICO ordered a Tow to take MY CAR to an auction lot. Between BMW and the auction lot everything was stolen out of my car... A small amount of cash, two necklaces, my prescription sunshades, a couple of CDs... Totaling about $750! GEICO blamed BMW, BMW blamed GEICO and I was out the stuff and seemingly there is nothing I can do about this situation even though it was completely illegal for them to move my car. GEICO doesn't even have a complaint department. I'll be looking for a new auto insurance.

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    Customer ServiceCoveragePriceStaff

    Reviewed June 15, 2017

    Recently moved to N.C. and needed to switch my insurance because I was no longer a part of the school system thus eliminating from Horace Mann's coverage. Previous 5 years I've had one at fault incident and two violations (not a DWI or anything more serious than speeding) on my record. After calling around and shopping for a few minutes I decide on Geico because of their quote, go thru their entire process over the phone with a rep and then make my initial payment and am put under the impression from their emails and rep this will be the agreed upon price for the rest of the 5 months of my contract.

    Roughly two weeks before my next payment is due they email me and inform me my prices will be more than doubled because of violations I failed to inform them about. When I call to ask why these weren't found while I was on the phone with a representative they inform me that they have 30-60 days to look into and change the rate as they see fit. I understand that the initial quote is just that a QUOTE, but once you've received my information (Drivers Lic. #, Social #, Vin #, and everything else about me) why would you make me an offer, accept my payment, then change the amount after we've agreed upon a price.

    No big deal. I'll find a company that doesn't screw people over like Nationwide who has gotten all my information and has me locked in 25$ lower than the initial price with Geico. But Geico doesn't stop there, they make sure to tack on another 200$ charge to cancel my policy because I'm not staying the full 6 months... Well I would have stayed had the price we agreed upon and I paid at first was still the true cost. Customer service was poor, customer experience was pathetic, commercials are dumb. Go to Nationwide, unlike Geico they truly are on your side.

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    Claims Handling

    Reviewed June 13, 2017

    Watch out, Geico will take advantage if your autopay payment ever get declined to an expired credit card on file. It will not matter if you have a backup credit card on file it will still not charge the card on file. I have been with Geico for 6 years, with 0 claims and 0 driving issues. One day my card was stolen and the autopay didn't go thru although, I have added another card on file in case this happened. However, they didn't try to bill that card and canceled my policy. When I tried to renew the policy they get me a new quote and added about $1200 a year, the policy was canceled for more than one day. I asked them why they said, "You are no longer a premier customer now. You are a new customer and the rates are accordingly."

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    Customer ServiceSales & MarketingStaff

    Reviewed June 13, 2017

    Recently shopped auto and renters insurance for my daughter and myself. The sales rep was clearly only interested in making the sale - rather than answering my detailed questions about the policy. I called back to talk to a second rep and had the same experience -- very high pressure sales, and limited policy information.

    The second rep actually become belligerent on the phone when I told her I was going to shop and compare providers. I was shocked. Ended up with State Farm - they were fantastic.

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    Customer ServiceStaff

    Reviewed June 10, 2017

    They left my 20 year old son broken down in the Bronx for 6 hours. Had to arrange a tow myself. Their manager Brian who would not give last name or any other proof of management any legit answer blamed it all on tow company they use but they’re happy to take my 6000 this and dollars a year for all my insurance cost. Screw them.

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    Customer Service

    Reviewed June 9, 2017

    I've been a GEICO customer for over 6 years. Always paid my policy on time until tragedy struck. I fell behind one month and called to try to either get an extension or make a payment arrangement. "Nothing we can do" they said. I NEVER complain or ask for a manager, but this time I requested a mgr. Told her my plight and she had absolutely NO EMPATHY. I've worked for a major bank and I know that there is always *something* that can be done to retain a customer. GEICO didn't even try. Poor customer service and no effort whatsoever in trying to retain a long-time customer. Bye, GEICO. Hello, USAA!

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed June 9, 2017

    I have been a GEICO customer for over 20 years and have never filed a claim until just recently, so it's safe to say I have paid thousands and thousand of dollars to them all those years. After filing the claim it took the adjuster almost 5 days to get to my house to look at the damages and then after that she got called out of state to Colorado, never got a phone call on the status of the claim or anything. So I call her back and on her voice mail was the info to call a worker who she turned her claims over to while she was out of town and left him a voicemail and never got a call back from him either. After waiting weeks and getting turned over to this person and that person without any answers I ended up calling her supervisor and after explaining to him the situation. He assures me someone with be in contact with me (another lie) but it did finally get the car towed to the body shop after almost 3 weeks.

    In the mean time still getting the runaround and transferred from one person to another. Having to repeat my story over and over with yet no answers as to when my car is gonna be finished. Meanwhile the body shop calls and said the car cannot be fixed for the amount GEICO quoted them. So with that being said this is going on 37 days and my policy only covered 30 day for rental and I am now out of pocket having to pay for the rental and car still not fixed!!!

    I pay GEICO 200.00 a month for full coverage on my vehicle and have for over 20 years and have to pay 600.00 to Enterprise because they can't follow up with co-workers they turn their claims over to and make sure things are on track. I've never seen such a poorly run business and will be changing insurance company's ASAP as well as handing it over to my attorney. This is why we pay insurance. And GEICO could care less about what I had to pay out of pocket because they kept giving me the runaround excuses. I will never use them again!!!

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    Claims HandlingStaff

    Reviewed June 9, 2017

    I once filed a auto accident claim with AAA NorCal and their reps had a lot of innuendo when talking to me, making me feel like I was filing a fraudulent claim or claiming injuries that didn't exist. Then they raised my rates even though I wasn't at fault. Geico is not like that!!!! At least not that I've experienced. Crack in windshield - filed the claim online and didn't have to talk to anyone. Never had a problem - always good service. I like not having to talk to people at insurance companies. With Geico most everything can be done online without talking to a person.

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    Reviewed June 9, 2017

    GEICO is a long time insurance company that has a number of sensible add-on's; mechanical ins, roadside assist, etc., and they have been spot on.

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    Customer ServiceCoveragePriceStaff

    Reviewed June 9, 2017

    I was rear ended twice in 10 months. The first one paid for all repairs to my vehicle and my medical, plus a settlement. The second one didn't pay all bills, they fixed my car and some of the medical. The woman who hit us was texting and she didn't get even a ticket. So then after my car was hit it started breaking down, and I was having to call for Roadside Assistance a lot and Geico took away my emergency Roadside assistance. So I didn't like that since I was paying for full coverage on my '05 Mustang. So I wouldn't recommend Geico insurance. They were not able to cover my expenses and then I was punished for my car breaking down and using the tow service. It wasn't my fault that the woman hit us. Geico is a bad insurance company. It is expensive and do not care about you in the least. All they care about is your payments.

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    Claims HandlingCoverageStaff

    Reviewed June 9, 2017

    Geico provides competitive rates, however do shop around. As with anything, your rates will be based on your driving history. What I'd like to see with them is uniformity in their operations. I live on the East Coast and my son lives on the West Coast and we're both insured with Geico. My experiences with them have been almost exemplary, however his have not. The manner with which they handled his claims was worse than poor. So bad that I had to write multiple letters to the VP of Claims for the southwestern region in order to get satisfactory results.

    Geico has a system where once you file a claim for damages, they provide you with a list of vendors based on your zip code to choose from for your repair. Once you make your selection and if your repairs will involve a rental, they take care of securing the rental for you. In my case I opted to go with the dealership for my repairs and the car rental company has established an office within the dealership. That way I only had to show up at the dealership and the rest was a breeze. When my car was ready I returned the rental car to the dealership and drove off! I have had good experiences with Geico, however I've had to call and question/challenge the rates over the past 3 years. After my first year with them insuring my new car, the rates went up versus my expectation of them going down.

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    Customer ServiceClaims HandlingStaff

    Reviewed June 9, 2017

    Someone slammed into the rear right passenger fender of my car. GEICO fixed my car quickly and paid my claims. I did everything on my mobile and had an immediate response. Repairs were done within a week and a rental car provided. The doctor’s bills paid quickly and on time, as well as the lost wages. Plus, the agent stayed in contact with me throughout my claim.

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    Coverage

    Reviewed June 8, 2017

    My wife was traveling down the interstate. Geico's client wasn't paying attention to the road and struck her from behind. He was cited for failure to maintain control of his car. Geico is coming back stating it was her fault and will only pay for 1/2 of the damage. The evidence is clear that their client was at fault. Now we have to take a black mark on our insurance because Geico won't foot the bill.

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    Customer ServiceClaims HandlingStaff

    Reviewed June 8, 2017

    I have commercial insurance for more than 1.5 years. My car was totaled on December 30, 2016 when it was hit by another driver. I reported it to GEICO but it took them weeks to get back with me. At that time the car was collecting storage fees from the date of the accident. Then, I was told that they will only pay for a few days of storage which was a total BS. The car can not be move and in pieces so what they're telling me was all BS. I was told that it was totaled and they will pay the car minus my deductible. If they collect from the other guy insurance they will return my deductible.

    The adjuster they assigned to me was CJ **. He talked to me twice and never heard from him again. The guy that inspected the car, Chu **, talked to me twice, but didn't call back again. I called them back repeatedly and always left a message but they never call back. I called the 800 number and the supervisor told the check was in the mail. How could the check be in the mail because we haven't discuss the damage yet? I didn't receive a check as promise to me 2 months ago. All I want was to get my money so I can get a car but no one was calling me back. If someone from GEICO claims department is reading this - Someone is not doing their job. My 2004 Toyota Prius is less than $5000 in value so why is this taking so long to close this claim? Why is there not someone looking at claims and making follow ups?

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    Coverage

    Reviewed June 8, 2017

    We think GEICO insurance company has been much better for our needs and we haven't had any problems with them. We have had other plans and insurance companies but weren't pleased with their services. The monthly premiums aren't bad either and so far they have been much better for our insurance needs.

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    Claims Handling

    Reviewed June 8, 2017

    GEICO is reliable and a respected company. I believe their fees have gotten a little high over the last few years. Also, they are very personable but slow to get back to you with final outcome of your claim.

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    Customer ServiceClaims Handling

    Reviewed June 8, 2017

    They have a good company. Always answer the phone and my questions. They helped me fill out the necessary fields/forms. Also, filing a claim was quick and easy. Their customer service was patient, walked me through all the steps and they let me talk without rushing me. My experience was great.

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    Customer ServiceClaims Handling

    Reviewed June 8, 2017

    After reporting an accident, GEICO's customer service is above every other insurance company I have held policies with. GEICO's responsiveness to customer's concerns, total service including legal representation in case of an accident, speed in resolving issues and their obvious concern for client's satisfaction as demonstrated in fast turnaround to complaints or claims makes GEICO one of the best, if not the best, in the insurance market. GEICO's reasonable premiums, although not the lowest, is a good return on the investment in GEICO. I could've gone with other insurance companies who offer lower premiums but the cheapest is not always the best. GEICO is ahead of its competition because of attention to details in every area of concern to the auto insurance clientele.

    I was involved in accident, no fault of my own, and GEICO assisted from the very minute I called to advise them. GEICO immediately directed me to a garage and my car was repaired within a reasonable period of time. In the meanwhile, I was given a loan car which was vandalized within a couple of days of receipt and GEICO immediately sent someone to repair the glass. In another incident, my car was also vandalized with a key scratch. Again, GEICO stepped right up and had my car repaired. With all of these unfortunate incidents, GEICO did not raise my premium. I have received lower insurance premium offers but GEICO's exceptional customer service and overall response to claims make me a loyal GEICO customer as I believe they've demonstrated their loyalty to me.

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    Reviewed June 8, 2017

    GEICO offers no incentives to their customers to stay with them and does not offer cash back to their safest drivers. If you're driving more than 20 years, and have never caused an accident, GEICO should cut the insurance rate by at least half. I'm considering switching to another provider in a few months because of that.

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    Staff

    Reviewed June 8, 2017

    Although I am currently retired, I have remained a Geico customer because I know I can rely on them when problems arise. After having been totaled by a drunk driver, Geico immediately came to my rescue. Additionally, the driver of the other vehicle attempted to sue me for damages. This suit dragged on for two years, however Geico offered me the services of an attorney that got me through the issue after which the case was ultimately dismissed with prejudice. They also provided me with funds to purchase a replacement vehicle. My premium rate did not increase as a result.

    But I have had few problems concerning my relationship with Geico, which I have had for over twenty years. They raised my premium after I retired although I now only drive my vehicle for short distances twice a week. They also continue to ask me the same questions annually on a form on which they continue to print the same mileage as when I was working full time. They have so far neglected to change that item despite my many responses to the contrary and my premiums continue to be in excess of my pre-retirement costs.

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    Coverage

    Reviewed June 7, 2017

    I was told by Geico that if I find a cheaper quote that they would honor the difference. Well I did from The General Insurance company and guess what... Geico lied. I'm a DC resident and this is the worst car insurance in the whole DMV... Please stay clear of them at all cost!

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    Reviewed June 7, 2017

    A windshield chip repaired under my Geico comprehensive insurance failed. The statement on the Geico website regarding the Safelite repair said lifetime guarantee. It turns out there is no real guarantee. Because it failed in a big way we had to get the windshield replaced. We got the replacement for $10 less than we would have by just ignoring Geico and getting the windshield replaced by Safelite on our own. We might have saved more by shopping around. And we certainly could have found a more convenient glass shop. The closest Safelite was 11 miles away.

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    Customer ServiceClaims HandlingCoverage

    Reviewed June 7, 2017

    I was hit by a GEICO customer 3 months ago and he gave me all his information, license, insurance etc. for me to call his insurance, also I took picture of all his documents, plate, license, car, himself in the car and I upload all his information on Geico claim. When I spoke to one of the Geico - bad - customer - service adjuster she told me that she had all the info that she need to file the claim and the only EASY thing that she needs is to contact her customer... well after 3 months I received a phone call from this Geico CSR saying that they won't be able to process my claim because they weren't able to talk with their client... I CAN'T BELIEVE THAT A COMPANY LIKE THEM CAN'T CONTACT ONE OF THEIR CLIENTS, (maybe happen the same thing when their customer don't pay the insurance). Worst company ever.

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    Customer ServiceCoverage

    Reviewed June 7, 2017

    I have had the absolute worst experience with GEICO. The rates were through the roof. I was considered high risk in spite of the fact that I had not had a ticket in over two years. I received an email that my policy was being cancelled with no explanation as to why. When I called to find out I was transferred to an underwriter who told me, (in her exact words) "Even though we knew about your tickets from two years ago we have decided that we can no longer cover you." And to top it off they sent me a bill stating that I still owe them a partial premium. I switched to a new company and it has been a night and day difference, even in the customer service. GEICO is a corporate machine only concerned with the bottom line.

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    Claims HandlingStaff

    Reviewed June 7, 2017

    On 5/14/2017 I jumped a curve in my car to avoid hitting someone who swerved into my lane. I called Geico and the police. I had to file a claim because although I avoided hitting the car, my undercarriage and tire was destroyed from hitting the curve. As a responsible driver I avoided hitting someone, Geico wants to categorize me as at fault for avoiding the accident which raised my monthly premium $200. I now realize that they are horrible and used this as a way to raise my premium. And since this is on my record, now all the other insurance carriers will give me a high premium as well. I researched these tactics and there are several class action lawsuits describing the same unfair tactic that I experienced. They are horrible and I will be seeking legal advice regarding this matter.

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    Reviewed June 7, 2017

    It is easy to access GEICO and they have the lowest rates available. They will quote you insurance rate when you are sitting at dealership and confirm that you have insurance that is required. They even email proof of insurance cards until you receive original in the mail. I have 2 policies through them and don't plan on changing.

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    Customer ServiceCoveragePrice

    Reviewed June 7, 2017

    GEICO’s customer service is great but the cost is expensive and I barely am able to make the monthly payments. GEICO is a top-rated company but there are no caps on what can be charged along with the number of uninsured motorists, so it becomes unaffordable for a lot of people. As insurance rates go up, less and less people can afford it. This causes a vicious cycle of increased rates to cover those who don't have insurance while those who pay, are given the job of paying for the uninsured. It stinks that I'm paying my part and theirs.

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    Customer ServiceClaims Handling

    Reviewed June 7, 2017

    I have been with GEICO for several years and they remain competitive on their rates and very efficient at settling claims. I filed a claim for wind damage. The settlement was deposited in my account within 5 days. Amazing response. Their customer service has always been good.

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    Coverage

    Reviewed June 7, 2017

    I have this insurance company and they assist any way they can. I find that I can navigate their system very well and the coverage is great.

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    PriceStaff

    Reviewed June 7, 2017

    The service is great, the benefits are great and using the Geico app is extremely easy but Geico is not cheap. However, I love having Geico as my auto insurer. It would be great though if they rewarded safe drivers and gave loyalty discounts.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed June 6, 2017

    Last year I filed a claim with Geico due to having some items stolen during a move, it took me awhile to get the paperwork in but I finally did, I never ever got anything to cover the cost of the items I had stolen, I also wrote personally to Geico and never got a reply or a change in claims adjuster. It's sad that a company that is suppose to be there for you doesn't do anything but will give to those who don't really need it. I will never use them again and I will never recommend friend or family to them.

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    Claims Handling

    Reviewed June 6, 2017

    I've been with GEICO auto for many years and filing a claim was just so easy. The adjuster was there at the body shop and in ten minutes I had a number and my car was on its way to being repaired.

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed June 6, 2017

    Filing the claim was easy, but getting them to cover the rental car was a headache. I had to fight each day to keep the rental car during the time my car was being repaired. I had $8000 worth of hail damage to my new car. When I reported the damage the claim process went very smoothly. Once an estimate was made I was pressured to use their choice for the body work to be done on my car. In the end I used the dealership since my care was less than a year old. The actual cost of the repairs came to $8100 and the insurance paid, however they did not want to pay for the rental car that I had to drive for more than three days. The repairs on my car took almost three weeks and after the first three days I had to call the insurance company almost every day just to keep the rental.

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    Customer Service

    Reviewed June 6, 2017

    Got stranded in a mall parking lot on a Saturday night when it was cold and raining. Made ten calls to customer service for roadside service. It took eight hours to get a tow truck. Even more frustrating was the fact that we had to make so many calls based on their time estimates for the truck arrival which were never met. Also, we had to explain the situation each time. During this time the mall closed so we couldn't go inside to get warm and our phone batteries died so we had no way to contact them further. All in all, it was a horrible customer service experience that was not made easier by a lack of empathy.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed June 5, 2017

    Got a quote from GEICO for home insurance and I thought I'd go with it since I already had car insurance with them - simply thinking it would make my life easier. But boy was I way off the mark. Must have spoken to at least 6 to 7 agents over the phone spread over a week taking hours off from my work to talk to these people to get my quote approved (will take a whole page to list out my headache of an experience). Finally when I am close to getting it approved (about a week from my new house's target closing date) they say they can't give me the quoted price. So I said goodbye. Exhausting time-wasting experience. Extremely poor customer service.

    I am going to cancel my car insurance also with them!!! Can't imagine being stuck with this company for a claim in the future! Going to shop for better insurance companies. Should have read ConsumerAffairs before shopping around for home insurance. Thanks to everyone else out here also for providing their experiences. My sympathies to you all.

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    Customer ServiceOnline & App

    Reviewed June 5, 2017

    GEICO offers an excellent customer service as well as follow up and email alerts. Before charging the premium every month, they send various email alerts about the charge and date. Their website is very organized and easy to navigated with the answers available to customers as needed. Customer service either over the phone or chat service is incredibly helpful and the most important thing, GEICO rates are fantastic.

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    Customer ServiceClaims HandlingStaff

    Reviewed June 5, 2017

    GEICO's customer service is consistent across the board. On more than one occasion they have handled my auto-related claims. The process was quick and favorable--no hassle. When I call them, I am certain my questions or concerns will be addressed amicably and timely because for more than 20 years that's been my experience. Occasionally, I have called in relation to policy-related questions. In addition, I have added new vehicles to my policy and that was seamless-- a quick phone call was all it took. Road side service was quick and painless. I have also had the misfortune of filing several accident claims. No matter the circumstances, GEICO's customer service associates took great care and have been helpful, friendly and courteous. They have always provided excellent service.

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    Claims Handling

    Reviewed June 5, 2017

    We have had nothing but a great experience with GEICO. I had been with a different insurance company for 20 plus years. GEICO exceeded the customer satisfaction in less than a year. When filing a claim they were fast, friendly and very efficient.

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    Customer ServiceStaff

    Reviewed June 5, 2017

    Whenever I experienced an issue customer service always resolved it and gave me a return call to confirm that the issue was completely resolved. I expect to have a service agent that is genuine concerned and knowledgeable.

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    Customer ServicePrice

    Reviewed June 5, 2017

    From signing up to five years later Geico continues to provide my auto insurance. I shopped around and found their rates to be the most affordable. The sign-up process is easy and fast. They also have a great online portal where you can access your account information. They have truly made car insurance simple. The renewing process is simple. And on the rare occasion that I have had to contact customer service, the service was great.

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    Customer Service

    Reviewed June 4, 2017

    I have filed claims at least 3 times in the past few years with GEICO. They followed through in excellent service from insurance adjusters to customer service on the phone. I make a call to them and follow their directions and never had an issue. My husband and I changed few years ago to another company but went back to GEICO and I’m not going anywhere else anytime soon.

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    Claims Handling

    Reviewed June 4, 2017

    My previous insurer, AAA, kept raising my rates although I hadn't had any claims for decades. So I opted to go with the GEICO. GEICO has very reasonable rates and responsive to my questions. Saving me a ton of money!

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    Customer ServiceCoverage

    Reviewed June 3, 2017

    When questioning my rate increases on a regular basis when I have caused no encumberment, have no traffic violations I'm told rate increases are approved by the State of AZ; similar in all states. When questioning why insurance companies fail to increase the rates for bad drivers proportionately rather than taxing customers across the board, bringing up legitimate facts and statistics regarding rate increase issues that adversely affect our rate increases; I was told by Cindy, customer service at Geico that I was racist and she is personally offended. I reminded her I did not mention race even once. She was off her script or maybe that is Now GEICO' s latest narrative; put down to consumer challenge, rational concerns. Advised her to go find her safe space to avoid responding to factual reality and have a manager call me.

    A supervisor called me back and stated the best he could do is what they have done in years past; reduce my coverage on the vehicle I drive. This go around taking off the rental car coverage. I now live in the poorest rural county in AZ purported to have the lowest insurance rates in AZ. Insurance is the second oldest profession. Bigger, Badder; is not Best.

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    CoveragePrice

    Reviewed June 3, 2017

    GEICO has always answered questions and provided cost efficient suggestions. We were struggling trying to get insurance on our new car so that we could drive it off the lot. We were able to speak to someone, get a quote, and have the information emailed to the dealership in a matter of minutes, at 8:30 on a Saturday night.

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed June 3, 2017

    I believe everything can be improved on at some point. I have been with GEICO for over 10 years and had several other insurance companies. But I have stayed with them because of the prices that they maintained even when I had 2 teenagers on our policy and my husband hit two deer. They gave both of our children affordable coverage when they started their lives with a vehicle. When we filed a claim, it took two phone calls to get them to come out. But from that point on it was smooth sailing and there was no problem getting them to pay the bill.

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    Customer ServiceStaff

    Reviewed June 3, 2017

    Customer service need to be more informed about the policy and procedure of GEICO. Each agent will give you different information.

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    Claims HandlingPrice

    Reviewed June 3, 2017

    I have no problems with GEICO. I wish they would offer to chip away at the deductible for being accident free or claim free. The policy price keeps increasing and haven't had an accident or filed any type of claims.

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    Customer ServiceStaff

    Reviewed June 2, 2017

    I am writing this because I am at my wit's end and can use some help. My husband was involved in an accident and we have been receiving wage reimbursement from GEICO. Each month our funds typically arrive around the 24th until the month of May. We have not received a check in 38 days and each time I call GEICO I am getting pushed off and told they are doing everything they can. The stress this is causing my husband and I is terrible. I have a mortgage to pay and people do not seem to understand how this is creating a difficult situation. We have been very patient but are not getting the help we need. We have been GEICO clients for 18 years and to say I am disappointed in how we are being treated is an understatement.

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    Customer ServiceClaims HandlingStaff

    Reviewed June 2, 2017

    Let's break this down. April 11 - car accident. April 14 - Ross ** adjuster comes out, adjust the car and states I did not have to pay the deductible because they were putting it with my claim. April 21 - Geico tow truck tows my car to body shop at Ourisman Chevrolet. May 7 - @ 4:52pm Ross leaves me a message stating he could not locate my car and if I knew anything about it. May 10 - I find my own car and it was sitting under a tree in the back of Ourisman since April 21st. May 16 - Geico refuses to continue to pay for my rental, mind you may car still not fixed. May 16th - Ourisman picks up the rental. June 2nd - car is half ready because they are waiting for a part to come in. June 2nd - I had to pay for $250 deductible Ross ** said I would not have to pay.

    Colleen who is supposed to be his "supervisor" would do nothing o help the situation at all and Ross ** messed up. James ** who is Colleen's boss will not call me back!! Vincent who is the area supervisor will not call back. These people do not deserve to work for Geico because all of Geico workers are not this nasty and refusing to help. They are a disgrace to Geico...

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    Customer ServiceCoveragePriceStaff

    Reviewed June 2, 2017

    I recently moved to SC and had to switch auto insurance, the company I had only insured in NJ. I made a call to Geico who gave me an 'unbelievably' great price. Trusting they are a nationally known I signed-up with them. I even transferred my homeowners to them. When talking to the sales rep I MADE SURE he knew everything on ALL our motor vehicle records. My daughter has a careless driving ticket and a not at fault accident (2013), which at 22 still costs more money. I also made sure the Rep knew my daughter had NOT taken any driver safety courses since she was 16. The price he gave me INCLUDED a driver's safety discount and OMITTED my daughter's 2013 accident. In one month with Geico I received TWO price increases; one for the accident and one for her not haven completed a safety course in the last three years.

    Geico's NEW way of doing business is tell the caller ANYTHING to get them to sign with them and send the premium increase online or in the mail, depending on how you chose to be billed. They {GEICO} assumes consumers are lazy and won't do ANYTHING except pay the higher premium. I switched my home and autos into their trust only to be screwed [for a lack of a better term] by an insurance company that advertises how great they are.

    Calls to their customer service are answered with 'OH WELL" and 'our sales team wouldn't do that'. Not only did they but they expect me to pay the higher premium for the short time I will be insured with them. Switching but I'm paid for the next couple weeks and do NOT trust them to send refund. My mortgage company helped me with the cancellation of the homeowner's policy. STAY AWAY FROM GEICO ~ STAY VERY FAR AWAY.

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    Customer ServiceStaff

    Reviewed June 2, 2017

    Geico's rates are extremely competitive and we haven't found a company in approximately 10 years that can give us more for less. We feel confident that when we pick up the phone with an emergency, we have competent people that will help us through our issue. Whether I'm dealing online or on the phone, the customer service is always competent and meets my needs. Also, the streamlining process is great. This was a serious personal accident that needed a lot of attention and Geico handled everything from A-Z and they are there 24/7. I wouldn't go anywhere else for all my insurance needs.

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    CoveragePriceStaff

    Reviewed June 2, 2017

    GEICO insurance is just a joke. I switched insurance companies from Allstate of 15 years to GEICO and what a mess! They do not listen to the policyholder on any issue. You talk to different people, they lie beyond, I had not one issue but at least 10 or more. Thank God I read my policy. They had things on there that I did not want and what I wanted they didn't put on. Then they never sent me notices or bills, only online. If you do not sign up for payments to come out every month, they charge you a fee. REALLY! I do not know what that, I want to pay my bill myself and I have to pay more for it. When the year is up I am going back to Allstate. I was in good hands with them!

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    Claims HandlingCoveragePriceStaff

    Reviewed June 2, 2017

    The claims process with GEICO was seamless. I filed the claim, an adjuster came to my house and provided a damage estimate and recommended an authorized repair facility. Midway through the repairs, additional damage was discovered and an adjustment was made on the spot with no questions ask. Then after I had the vehicle returned after completed repairs, yet another damaged area was discovered, and again the adjuster came to my house and revised the original claim to include the newly discovered damage. However it is a bit expensive considering no moving violations or collision claims have ever been filed. None in the past 10 years. Overall I have been very satisfied with the coverage, the staff has been very helpful and a good value versus other providers.

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    Customer ServiceClaims HandlingStaff

    Reviewed June 2, 2017

    Based on my experience, I could not ask for anything more. Filing a claim has been very easy and I have accomplished over the phone. Agents are accessible, knowledgeable, courteous and helpful. My experiences with other companies in the rather distant past was different, specifically AAA (20 years ago) provided incorrect information (more than once) and Mercury (10 years ago) acted like they were doing me a favor when I inquired about auto insurance. I have been with GEICO since returning from overseas in 2004 and have no intention of changing carriers in the foreseeable future.

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    Customer ServiceCoveragePriceStaff

    Reviewed June 1, 2017

    TERRIBLE CUSTOMER SERVICE AND ROADSIDE ASSISTANCE! My car got flooded last year and needed a new floor and ball bearings due to the flood (words from the repair shop). Geico did not cover the ball bearings, which cost $600, even though it was flood damage, and now I have to get my brake line, the brake wheel cylinder, AND the bleeding screws replaced, an extra $550 out of pocket because the auto inspector WHO FLEW IN FROM PHILLY didn't do his job correctly. He only checked inside the car, not underneath the car, or the hood. He only cared about his paycheck, and now I have to suffer for it. No wonder this company sucks, it has a lizard as its spokesperson and really crappy people working for it. If they were truly "sorry for the inconvenience" and for the "unfortunate situation", then it would be fixed, instead of me constantly getting "I'm sorry." Man up, and do your job.

    Secondly, roadside assistance is a joke. It takes them an HOUR OR MORE to get there to help, and the past two times I used this service, they were late. The first time, they didn't tell me they were going to be late until 15 minutes after their scheduled arrival time, so I had to cancel. I was using Tow Jam, a horribly unorganized Houston-based towing company, and I told the "customer service representative" to NOT send me Tow Jam for the reschedule, and who did they send me? TOW JAM.

    The second time, which was last week, I was quoted 75 minutes. It was 15 minutes from the scheduled arrival time, and I get a text saying that they are having car trouble and they were going to be ANOTHER HOUR LATE. SERIOUSLY!!! THIS IS RIDICULOUS. He asked me if I could wait for him, and I said, "I didn't have a choice." The driver replying the same thing, which was infuriating. He didn't even let me know when he arrived at my car. Guess who it was?? You are correct, it was TOW JAM. No wonder why he was late.

    So then I called the roadside assistance department to complain, and again, all I got were "I'm sorry for the inconvenience." He then had the audacity to ask me if I would like to change my tow truck company. It's funny because the first time this happened I told them to not send me Tow Jam. You would think that since this is one of the biggest insurance companies in America that they would care, but then again, why would they? I am NEVER using Geico EVER AGAIN. And I will tell everyone to not use them because they are unprofessional, have horrible customer service, and they just apologize and nothing gets fixed, and I AM DONE.

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    Customer Service

    Reviewed June 1, 2017

    I had Senate Insurance, they dropped me without telling me. They were 3 times higher in payment and awful customer service. I called GEICO and they not only helped me, they were so much lower on payments! I could kick myself for not choosing them in the first place. Also, they have great customer service.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed June 1, 2017

    GEICO is a great insurance company. They treat their members like human beings and not policies. They take care of you in time of crisis with the best of care. They are fast, wonderful and very supportive in their care and customer service. They made dealing with claims a very easy and fast experience. Within a week they reviewed the damage on my car. Unfortunately it was totaled, but they made sure I was taken care of. My claims analyst was very sweet and talked to me on a daily basis and walked with me through the process till it was complete. I have had a few different insurance companies and GEICO is by far the best. I recommend GEICO to everyone and I will never use another insurance company. Also, Geico prices are very fair. The quality and prices are well worth it above all others insurance companies.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed May 31, 2017

    I had four vehicles, a boat, a fourth foot camper and my home insurance through GEICO and I only paid $485.00 a month. I had the highest coverage they offered at the time and that was a great price. Every time I had to use their claims service, everyone was very helpful and nice. I had a Cadillac with a landau top. My daughter was driving it and came home with the car that night. In the morning, when I went to get in it for work, the top was gone. I freaked so I called GEICO and told them and that day they had me an appointment with a good shop. They had a rental car pick me up. In three days, the car looked better than it ever did.

    I was very impressed with how quick and friendly everyone was. I can't thank them enough. I also had to use their Pop-A-Lock service several times in multiple states. Every time, I was greeted with the utmost respect and I can't remember one time I had to wait longer than 20 minutes. I loved their customer service and I couldn't believe how affordable they were. When I get another car, I will use them again.

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    Claims HandlingStaff

    Reviewed May 31, 2017

    They cared and treated me like a person, not a number. Filing a claim is an easy process and they were able to send me compensation even though the person who hit me had no insurance. GEICO is easy to work with, so a great value overall!

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    Customer ServiceStaff

    Reviewed May 31, 2017

    I have been with GEICO for almost 30 years and I have never had any problems with them. Their customer service reps are very helpful and always polite. They have worked with me when I had financial difficulty paying my premium and I hope to stay with them another 30 years. They have good payment options, low premiums and great and easy to use website.

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    Customer ServiceCoverage

    Reviewed May 31, 2017

    We had Geico for years in the past and we're satisfied. Friendly customer service. But as costs rose we looked for coverage for less premiums.

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    Customer ServiceStaff

    Reviewed May 31, 2017

    GEICO is a decent company. Their customer service people are knowledgeable, efficient and helpful. Plus, it was fairly simple to file a claim.

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    Customer ServiceStaff

    Reviewed May 30, 2017

    A Geico insured driver ran a red light colliding with a vehicle first and then ultimately colliding with me and another vehicle. The police officer took statements from witnesses and cited the Geico insured driver for running a red light. The adjuster shows up and does his report which declares the vehicle a total. Two days later I am supposed to be receiving payment for the vehicle. Calling the adjuster has brought zero results and no return calls from them.

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    Reviewed May 30, 2017

    When you submit an accident claim, the auto is given an estimate for repair. You are then given a check and expected to take it to the auto repair service and get the car repaired. There is no place for negotiation and there is no follow-up. Very impersonal.

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    Customer ServiceClaims HandlingCoverage

    Reviewed May 30, 2017

    The rates are competitive and I've been with GEICO for close to a decade. One claim and didn't have an increase in rates and it's a hassle-free coverage. Set up auto payment and it's one and done. Called in the information and it was taken care off without any issues.

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    Claims Handling

    Reviewed May 30, 2017

    In 62 years with Geico (since it was Government Employees Insurance, Co.) filing a claim has not been a hassle. I never get any problems dealing with them in several accidents I had. They "ALWAYS" keep their word. They are available 24 hours a day, every day and I get fast service always.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed May 30, 2017

    Geico is a good value. I have had other insurance companies at a higher price and find Geico, at a lower rate and better service. After the accident I called them and the process began quickly. I received a call from the agent the next day and in 3 days the claim was approved and my repairs initiated. This was an extensive repair and took quite a long time with no objections from Geico. The only hiccups was from the repair shop. But fast service with no problems or delays on the part of Geico.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed May 29, 2017

    I was driving down the road when a deer hit the back trunk of my car. The deer picked himself up and ran away to leave my car damaged. I contacted the highway patrol and called the GEICO help line. Their first questions were for my name, if I was injured and if I needed a tow. They took my basic information and suggested because my car was drivable to make it home safely and call back in the morning to allow everything to settle. The initial and follow up contacts were easy. I was also permitted to use the body shop of my choice where GEICO sent the insurance investigator. He reviewed the suggested repairs from the body shop and approved them.

    Each time I have ever had a question, GEICO's staff have always been excellent as well as my claims experience when dealing with them. The policy price is very reasonable for the coverage that I have and they remained helpful throughout the entire process each time I contacted them. At no time did they try to undercut the repair shop or suggest used items for replacement. It was a painless process to make the claim and have the repairs performed. I feel very comfortable with GEICO and their professionalism.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 29, 2017

    Geico is a very good company and it's available at any hour of the day. They have good customer service. I can call any time of day or night and talk to a registered agent. They look for ways to help save money on my insurance. We have several discounts including new car, multiple car, government employee, anti theft, etc. The claims dept is efficient. I don't have to wait very long to talk to a person when I call. I had an accident in 2012 and Geico was very supportive. They sent a tow truck and the next day someone called me to tell me he was following up. He kept in contact with me and the mechanic, and they sent checks to me in both the mechanic and my name.

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    Customer Service

    Reviewed May 29, 2017

    Someone stole my email information, my social security number, date of birth, called the company and got insurance in my name and when I called GEICO to get insurance again they told me I owed them a bill. I told them I haven't had a car in a little bit and someone must of called with my information and they told me I would have to pay or they could not give me insurance or my husband until it was paid…

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    Customer ServiceClaims HandlingStaff

    Reviewed May 29, 2017

    I can always reach them easily not a dozen transfers or having to wait till next day. They give personal service and the claims process was very easy, painless even. They were polite & within 72 hours we were paid for damages. Even called back to make sure we were still good.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed May 29, 2017

    LIARS. When I was told a claims rep would call me they never did. Instead GEICO claims went ahead and did all proceedings without me. They said my totaled car was worth 1 price yet their final payment was thousands less. They REFUSED medical payments even though I had medical insurance with them. Many other Problems with GEICO. Regardless of what your GEICO policy states when it come down for claims payment GEICO adjuster will not call you until you complain, GEICO adjuster will not show up at appointments and blame you for them not showing up. They don't answer their phones and have many excuses.

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    Customer ServiceCoverageStaff

    Reviewed May 28, 2017

    A month ago I called Geico and inquired about me moving to NC and leaving my truck behind in NH for my daughter/son in law to drive. The agent told me that the truck should be insured by my son in law and not me. Now that I moved to NC and my insurance was due on the 23rd. So I called them and was going to let the policy expire/cancel until June 21 because I didn't have the funds to register it or get an NC license and going to take the car off the road anyway to do a bunch of work to it. The agent was pushy and didn't pay attention to what I wanted. She was more interested in "not losing me." I had no intentions of leaving Geico. It just that I didn't want to renew and pay insurance for 2 maybe even 3 weeks while the car was being repaired, and while I didn't have the funds to get my license and register it, let alone pay for a policy I wasn't going to use for a few weeks anyway.

    I'm not even sure what all transpired with this woman agent from Geico. She was going a hundred miles an hour and guess what? The agent 4 weeks ago said my son in law should insure the truck BUT! This woman put it on my policy anyway! This was totally manipulative on Geico's part and will never go back. I was with them for 15 years, no violations or accidents other than a no fault one of hitting a coyote. I was crapped on by a company I was loyal to for 15 years with no accidents or violations. THEN, they had no desire to work with me on it or fix it. Instead they charged me $77.87 for 4 days coverage.

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    Customer ServiceStaff

    Reviewed May 28, 2017

    My car drowned in a supermoon flood. Salt water eats away and corrodes anything it touches. The entire underside was immersed. The engine had to be replaced. By the time the guy arrived from Geico there was already signs of corrosion which he said was normal wear and tear having nothing to do with the salt water. At his initial visit he was unaware it was salt water, though I mentioned it in my report.

    I have dealt with Geico but not in Florida. In NY Geico was always a decent company. In Florida they are outrageously bad. They do not know what customer service is. I thought the car should be trashed. He didn't. I went to higher channels. Each and every person I dealt with was dismissive, did not return calls and eventually dictated the results. The car ended up being a total loss for me. Geico paid the Mechanic more than 8000 dollars. The car was a pre-owned 2013, I had purchased in January of 2016. The event occurred at the beginning of October 2016. I did not even have the car 10 months. I paid 22K for it and sold it for what I still owed on the loan. A total wash. Based on this experience, in FLORIDA, I consult others to avoid Geico.

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    Customer ServiceStaff

    Reviewed May 28, 2017

    I have no problems with GEICO, so far but I wish the premiums were less. We have an excellent driving record so far with no tickets or accidents, yet I feel that we pay a tad more than necessary for insurance. That will be something that I will discuss with them soon. The staff is always personable though. They're always helpful and ready to answer questions.

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    Customer ServiceClaims HandlingCoverage

    Reviewed May 28, 2017

    I got into an accident and filing a claim was quick. They kept me well informed on every step. I was happy with the process of the accident claim, but I was upset that my company had to pay for the damages and they will get the other insurance company to pay. But the other insurance company is not responding. I think if 100% not your fault, they should automatically pay. And another thing that troubles me. They paid my car loan off. Paid for loaner car while waiting to see what was going to happen. I had a lot of work done on that car and now I'm out a car and having to save for a down payment on another one. They should cover a down payment too.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 28, 2017

    I'd been with State Farm for 25 years and they don't hold a candle to GEICO. I had only been with GEICO for less than a week when I had a really bad accident that totaled my car. They are a very efficient company. Geico was quick to respond and give me a check for the car within a week. Filing a claim was fast and painless.

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    Customer ServiceCoverageStaff

    Reviewed May 27, 2017

    I have been insured with Geico over 3 years. I renewed a 6 month policy in December, and was unfortunately t-boned in February. The other driver was found 100% at fault, and I had to go to her insurance company's mechanic for a quote on repairs. I showed up, they total out my car, and my recourse was a check for damages. Guess who the driver who hit me was insured by? GEICO. I thought it was a funny coincidence, and moved on. I made my last payment in May, and got a letter in the mail following week. I figured it was Geico letting me know I had to renew, which I planned to anyway. Nope! It was a letter they would no longer insure me because of my "driving record." Mind you, I had not been pulled over in over a year, nothing outstanding, and traffic ticket paid. Furthermore, since that ticket, they renewed my policy twice.

    I called to speak with a rep and she gave me some line about checking drivers every 5 years (I was not with them that long...) and that they did not have a "bracket" to put me in. Then, it dawned on me... they dropped me because they had to pay me. There is no other reason for it. I had been warned of them before, but actually liked their services... wish I had listened. I called Progressive and was instantly approved for coverage more than $50 less than what I paid them for 3 years. They will never see another dime from me, and I've convinced others to make the switch as well. Shady, shady, shady business!

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    Customer ServiceClaims Handling

    Reviewed May 27, 2017

    Recently I had a accident involving a Deer, I received a police report and proceeded to call Geico to start a claim. They took all information and said a adjuster would be in touch. I received a call and the adjuster informed me that possibly they wouldn't be able to pay out the claim as I needed to have a photo inspection which I was never informed of when signing up.

    I get at least 3 text messages every month from Geico letting me know a payment is due and that they would be deducting it from my designated account, along with text message and email about payment. Wouldn't you think if I needed to get a photo that they could send the same courtesy messages or maybe even call, write letter something? It seems to me all they want is to collect my money, with no interest in my real protection under policy. They said it was suspended but continued to collect the premium. Please tell how this is fair. I have never made a claim under Geico after many years of making my payments. SEEMS So unfair and ethical. If I took people's money and didn't provide the service I would be in jail. Seen as they are a billion dollar company they have the right to take money without providing what I've been paying for??? More than frustrated and lost for words.

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed May 27, 2017

    I would definitely recommend GEICO as an overall insurance carrier because of cost, quality, customer service, and professionalism. My claim was handled in a timely professional manner from start to completion. My whole experience with questions that concerned me and cost of all coverages were handled with clarity and in detail.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed May 27, 2017

    GEICO makes it very easy to file a claim. You can do it online, or you can call it in. Then they call to follow up. They have drive-in centers where you can pick up your rental car right at the same time that you drop off your car for repair when you file the claim and set up the appointment with the adjuster (also at the repair center). It's all in one and it makes it very easy and convenient. When the car is complete, you return the rental car and pick up your car. It's that simple. No need to find a ride to and from one place or another. I have never had an issue with GEICO. They are there 24/7 to help me. I never have to wait for an associate more than a minute or two. They always help me find the most savings possible on my policy. One year I had two minor claims, which I was not responsible for (my car was hit while parked in two separate locations) and my rates remained steady. Great pricing and their service is excellent. I would never go anywhere else.

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    Customer ServiceClaims HandlingCoverage

    Reviewed May 27, 2017

    Extremely easy claim submission - one phone call and GEICO handled everything. Great coverage but I wish they would rate their customers on their driving record not their credit rating - then my rates would be lower. Expensive - and I had no claims for years.

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    Claims Handling

    Reviewed May 27, 2017

    They are very complicate, not user friendly. My claim was only a windshield but very unproductive. Shop around because after you give the "down payment" you will be stuck.

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    Customer ServiceStaff

    Reviewed May 26, 2017

    Geico is not interested to help anyone but itself. Some of their customer representatives are either lacking in professional training or straight liars. I called to understand more about my comprehensive coverage. For discussion purposes, I used an incident that happened 4 months earlier, in which I drove over a piece of debris on a freeway as an example. The customer representative told me that "it would be covered under comprehensive coverage," and "it should not affect your rates." A week later, I get a letter in the mail, stating that I was "principally at fault for an accident." When I called the phone number listed on the letter, claims representatives were not helpful and downright disrespectful in their tone. What good is an insurance company that have no interest in providing any service?

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    Customer Service

    Reviewed May 26, 2017

    I've been with GEICO for almost 20 years. Not once have I had a problem with them. They're very user-friendly, online and by phone.

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    GEICO Company Information

    Company Name:
    GEICO
    Website:
    www.geico.com