GEICO Reviews
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About GEICO
GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.
Visit www.geico.com- Affordable policies
- Several discount options
- Intuitive website and app
- Can be pricey for high-risk drivers
- Few local agents
GEICO Reviews
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Reviewed July 6, 2016
Don't ever use Geico. They cancelled my insurance claiming my license was suspended which never was. It was a clerical error on their part. After PROVING my license was indeed not suspended, they re-quoted me $150 per month more than what I was paying... and all they said was there is nothing they can do!!! I was a loyal customer for over 4 years!!! Horrible!!! YOU'VE BEEN WARNED.
Reviewed July 6, 2016
I've been with Geico for over 3 years and my wife was recently in her first accident where she rear ended someone at less than 5 miles per hour. All it did to her car was break the license plate frame, that's it. Easy fix for me luckily! She then had two traffic violations for failure to come to a complete stop at a stop sign. I have no accidents or traffic violations. Geico has dumped her from our policy for this. I'm at a loss for words as it's so minor and everyday stuff that I don't see how they can justify it at all. I expected a rate hike possibly but if we wanted to keep her on, our payment would go from $630 for a half year to $2333!!! Bottom line if you have Geico, you better hope you're a super human and never need to use your insurance even for the most minor incidents and don't ever get a ticket! I'm ashamed to have paid these thieves for as long as I did.
Reviewed July 5, 2016
I got flood damage on my car. It took Geico 3 weeks to send adjuster to check the car. I submitted my claim on 05/19/2016. Until today 07/03/2016 they have not paid me what we agreed. Their people are good in one thing - to say we are sorry you are right but they won't help you to solve the problem. 2 weeks without a car is big thing for people want to work. For Geico - so what you have to wait. The worst insurance company when they have to pay you for your loss.
Reviewed July 5, 2016
First, I was a faithful customer for over 9 years! When my wife and I added our daughter to our policy, she ended up being involved in 3 accidents within 4 years! After all that, I ended up in a DUI, but absolutely nothing else! When I relocated from California to NC, I notified Geico a month prior! At no point did the representative express any concern for the driving record of my daughter as applied to my own record! Thus, I was issued a SR22, and began full coverage for my wife and me and my DUI! At first the monthly premium was reasonable ($2??.00), per month! After we moved to NC, we received a bill stating that we owed $6??.00 per month from now on as monthly premiums! Utterly ridiculous! When I contacted Geico, I was told that the new rate was because the 3 accidents of my daughter were my accidents, because I was the one calling in to report all three! Regardless of the fact that I wasn't involved nor the cause!
Reviewed July 4, 2016
I had a bump in a Home Depot parking lot. The other guy was a serial offender, at least 47 abrasions on his bumper. The mark I made was so small I could have buffed it out with my spit. GEICO rated me $1800 and now my insurance went up 150%, with ALL companies, an accident??? Hahaha, they are criminals, they will put their customers LAST.
Reviewed July 4, 2016
Have 2 cars insured and 3 houses with this company!!! When I found that one of the cars had flat tire, I called the car's roadside assistance and learned that it has expired due to the car age. So, I went and add/bought the roadside from Geico to both of my cars. When I called the company, they refused the service due to the fact that I bought the service after the fact. Remembering that the last and the only accident where the other side definitely was at fault did not get resolved and I had to pay for the repair myself - I am changing the insurance company and my recommendations are - do not waste your money on Geico!
Reviewed July 1, 2016
Very poor company to do business. This is the worst insurance company in USA. Very poor customer service. This company would not pay you your claim and demand many, many information that are very old and not relevant to the insurance. I don't recommend anyone to use the service. You will regret to use the service for which you paid for. This company has not two of my hit and run accident. You have to be very careful with buying insurance policy with this company. If you are involved in any type of accident this company will keep asking you multiple recorded statement to contradict your previous recorded statement to deny payment. I am taking this company to court in a very near future. As for my rating to this I will rate negative -10.
Reviewed June 28, 2016
My daughter was sitting at a stop sign when a driver slammed into the front of her car. Based on witness accounts, the driver of the other vehicle was cited for failure to control speed even though he stated a car had turned in front of him. I viewed the dash cam video from my daughters car, and there was a car the barely pulled into his lane, but he was not paying attention and hit his brakes too late and lost control of his vehicle. Cut and dry, my daughter clearly not at fault. The police officer pulled us in and stated the blame was fully on the other driver due to his failure to control his vehicle. He would not allow us to get the contact information for the driver that pulled into the lane, again, stating that it was solely the responsibility of the driver to control their vehicle.
This is where the story gets strange. The other driver and my daughter are both insured by Geico. I immediately open a claim, but the agent on the phone opened it against my insurance, not the other driver's insurance. It continued to get even stranger as I stated I did not want it opened on my account that it was the other driver's fault.
They then asked me if I wanted my car fixed or not. Uh... Of course I do. So they stated it would be opened on my account, I would pay the $1001 deductible and they would try to get my deductible back. Huh? I uploaded the requested pictures of my car, and the dash cam video showing it was clearly not my daughter's fault, showing the car turning barely into the other drivers lane, then the car slamming into my daughter's car so hard that it lifted the front off the ground and turned 90 degrees (speed limit was 35 in a construction zone). So my claim rep explained that nothing would be shared with the other claim that was finally opened on the other driver's coverage.
I received a call a few days later stating that Geico had determined the other driver was only 45% at fault, and in Texas they do not have to pay if they seem they are not more than 50% responsible. I asked why, and they said the dash cam video showed their driver was avoiding another driver. First of all, the other driver was not far in the lane, second, how did you get the video? She would not state how she had access other than stating it was in your claim. I reiterated the police report, stated the other driver was at fault and he was cited for failure to control speed. Return response from the agent was "prove it." I produced the police report 10 days later. She again stated the police officer was wrong and he could not determine speed, and they still determined they were only 45% at fault.
Well, after over 11 weeks in the shop, my repair shop stated this was the worst damage they had seen on a car that was not totaled. They also complained about Geico's lack of responsiveness to claims. Only about 2 weeks worth of work, but the time was spent waiting on Geico to respond. I will now take it up with the Texas Department of Insurance. Low rates for a reason.
Reviewed June 25, 2016
At 10:24 this morning I called Geico's 800 number for roadside assistance. At 10:48 Geico sent me a text that the tow trucks ETA was 12:48. At 1:07pm I called the 800 number again. At 1:18 I received a new text with a new ETA of 2:03, then it was 2:14, then it was 2:45. The tow truck came and took my car home but I'm very dissatisfied that I waited over 4 hrs in 101 degree heat.
Reviewed June 24, 2016
BEWARE!!! Is the worst car insurance company!!! It has been a nightmare since we got into our car accident. In November 2015 we were out of state and got rear ended twice! Geico never contacted us and when we did to file the claim they never called back! When we had contacted the insurance they treated us like we were the "the bad guy." I guess by chance we had just gotten the insurance and shortly got in an accident. Before taking action they said they had to verify the accident with the others parties involved!
What the hell! We are the ones who pay the premiums and you are going to take someone else's word over ours... Made no sense!! I said "well one lady got arrested because she got aggressive and the other person can't speak English... So perhaps speak to the policeman who took the report!" I never had heard of that. That is stupidity and made me feel like my account was worthless!
Referred us to the worst auto body shop that when they "fixed our bumper" they failed to connect our break lights and they almost caused us to get rear ended AGAIN!! We never received our deposit back from the shop and the job was done so crappy that the sides of our bumper is now sticking out! So because of their HORRIBLE SERVICE we got a lawyer. So eventually we met with a Geico representative and OMG it felt like I was being interrogated for committing a crime!
We were asked very personal questions. He started probing about our living situation and who owned the property we were in. He demanded we provide a name and number of the person who owned the home we were in! It had nothing to do we OUR ACCIDENT! I ALMOST CRIED BECAUSE I FELT LIKE ANYTHING I SAID WAS BEING TURNED AROUND AGAINST ME! They are our insurance company, we pay their paycheck yet they treated us like the criminals! I will be switching companies asap!
Reviewed June 24, 2016
I cannot believe that because I owned an older car, which only had liability, and I bought a newer car that my insurance wouldn't even give me full coverage for the drive home. I was hit by another driver literally within 15 minutes of purchasing the vehicle (which I can prove from my registration print off, and the incident report from the police). The other driver was not cited. It was a "he said she said accident".
I come home only to find out that GEICO will only extend liability to my new car, which doesn't help me. I have been accident-free for over 16 years and haven't received a ticket in over 12 years too. I have been a loyal customer to GEICO for years, and when I need and expect my insurance to at least cover me for the drive home and give me time to call them to add the car and adjust my policy you, GEICO leave me out in the cold. This is a true tale of have little insurance companies care about their customers, and how hard they work to avoid actually covering anyone. I will literally spend the rest of my life telling people to avoid GEICO.
Reviewed June 23, 2016
I was hit by another car who failed to merge when his lane ended due to construction, he felt he could just swing over. A fine Geico customer. Police reports and interviews ensue, with the outcome of the Geico rep saying, "Well, even with the evidence presented we feel both accounts could be true. So therefore, we're just going to side with our customer." What??? How do you sleep at night knowing what really happened yet did the wrong thing? I am embarrassed for Geico. What an incredible lack of integrity. Looking forward to my insurance company battling your horrible decision. DO NOT use Geico!!
Reviewed June 21, 2016
I called GEICO a week before my payment was due to set up a new billing date. Everything went fine and I was told that I would have to start a new billing cycle that was now higher. Whatever, I left it alone. I received an email that morning stating my new date and the amount of which would be taken that day. A week and a half later I checked my debit card as I often do and found that the only $50.00 I had to my name was gone. After reviewing my account I came to find out that GEICO had taken the payment 2 days earlier than they were supposed to. They took it the 21st not the 25th as per the changes I had made and as my email confirmation had stated. When I called them I was told that it didn't matter what I was told or what my email read, that the payment was already processed before the phone call to change my billing date.
I argued and cussed and was continually told that there was nothing they could do and even if I was right it would take two weeks to put the money back. They also told me for them to put the money back I would have to produce that same payment from another debit card at this time!! How does that even make sense?! GEICO is a fraudulent company and steals from their "customers". They processed a debit payment from my account with no permission to do so just because they could. I then went online and tried to change my information so they wouldn't have my account info and end my automatic payment arrangements. I was then prompted to pick a new billing cycle and since I was no longer enrolled in the auto pay system my payments would now be $200-$300 more!! Wtf???
When I started with GEICO I was warned by others that they are crap and that their coverage is also crap but I chose them anyway because the price was unbeatable. Now I know why. They are thieves. Literally thieves. I will be finding a new company. This just happened about an hour ago and I am literally counting the minutes to get off of work to switch companies. If there is ever a lawyer who takes the massive lawsuit against this company I want in on it. Not for the money but because they need to be stopped immediately. How is what they do legal??
Reviewed June 21, 2016
My claim involved the front windshield which started with a chip and ended with a crack a day later. The windshield was scheduled to replace and I was told by the representative to take it to a dealer and I would be responsible on paying for the repairs out of my pocket minus the deductible that's it (recorded conversation). Once the vehicle was repaired and I submitted all the necessary reimbursement paperwork I was told that my claim wouldn't be reimbursed in full due to the fact their labor reimbursement and aftermarket limit was way less than what I paid. I drive a BMW in which you can't just install a simple aftermarket windshield. It's required to have a hud and rain sensors.
I was told that the representative documented on my claim that I was informed that I would be getting reimbursed for an aftermarket windshield and 40 hr labor which was simply not true. A responsible shopper on a fixed income isn't going to waste $1500 on a windshield if there are less expensive options available. If I'm able to have the representative arrested for falsifying documents and willfully misleading me into having me repair my vehicle at the dealership when there were different options available I would be satisfied in pursuing this employee to get reimbursed for my difference in cost that wasn't covered.
Reviewed June 20, 2016
I do not have Geico Insurance. The person who totaled my fence did. It happened 2 1/2 weeks ago. They told me they needed the police report, additional 7 days. Once I received it and called them to give it to them, they stated it wasn't necessary. Yet, still waited for their customer, the guy who hit my fence, to tell them it happened the way the police report indicated. Weird. Now waiting, they stated the check will go to the contractor, yeah no. Never pay a contractor prior to the work being done and really none of their business. When it first happened they stated 7-10 days, now two weeks later they stated 3-4 weeks in addition to the time lapsed already. Thank goodness I don't have them and will do my best to let others know.
You really don't know your insurance company until you know them. Always do due diligence when selecting insurance companies. After reading the nightmares experienced by their own customers, I truly don't understand why this company gets away with what they do. Every conversation that I have had has been totally different from the one before. At least get your scripts together people.
Reviewed June 20, 2016
GEICO is the most deceitful company I have ever had the displeasure of working with. I was misled from the beginning, starting with my quote that I received from Amber ** of the South Blvd GEICO office in Charlotte, NC (**, 704-523-AUTO) as well as the agency owner of that location (I don't have her name or info). I was forthright when I gave my information and stated that I had a speeding ticket in late 2013 (Conviction date of 10/2013). When Amber ran the quote, she said the ticket did not show up and gave me a monthly quote of $150 something and some change. I tweaked the coverage since the original quote to bring the monthly rate to $156 and some change. I was very satisfied with this and counted myself lucky that the ticket did not show up even though, again, I provided this information up front.
I was obviously very upset when I was contacted about a month after I had agreed to the service, and subsequently locking me in to service with GEICO for six months, and told that the rate would be going up to $244 per month (increase of roughly $88 per month). I was told that the MVR was pulled again and the ticket was now showing up. I tried to talk to countless other GEICO employees, only to be told that they were allowed by law to do this and would not be adjusting the rate, although it was their mistake. This is a textbook BAIT AND SWITCH. How can you lock someone in to service at one rate and change it a month later, with no new information. After all of this, I decided that I wasn't going to stand for this and the behemoth that is GEICO would not profit off of my measly account. I began to shop my insurance at other agencies.
I found a smaller, independent brokerage that is actually honest and cares about their clients - which is a welcomed sight after so much dishonesty and deceptive practices - and they will be my new provider. When I called to cancel, GEICO notified me as if they hadn't done enough already that I would be charged an early termination fee, even though they were the dishonest and deceptive ones. When I asked for this to be waived, I was told that they were unwilling to do that. I was given a breakdown of the charges ($45.60 for coverage through the 21st of June and $147.46 for the early cancellation fee). When I complained to GEICO's Facebook page, I was told something completely different. I was told that there is no early cancellation fee, only a "short rate" for cancelling early. The associate even pointed it out on an NC document.
I guess they didn't think that I would read the document, because it said that they would charge the short rate on top of a cancellation fee. When I called my local agency to have them waive the fee, they said that they could not do it, because the "fee" was charged by the state. This is three different things, from three different GEICO employees. All of them gave me the run-around and told me they would have a supervisor call me, which none of them did. I honestly have no idea how this can be legal. It might not be, but GEICO is so big that they could not care less. They can probably get it away with it either way.
Reviewed June 17, 2016
So Geico Auto Insurance has decided that I am at fault for the damage to my car. They came to that conclusion after reading the accident report that said that the other driver was at fault and after they asked her why she hit me. She told them I was speeding so that's why. Truth is I was slowing down to make the next turn when she hit me and she never slowed down. Don't get Geico Insurance, don't trust Geico.

Reviewed June 17, 2016
Geico was unable to set up an autopay via electronic check by Routing # & Checking Account #. During one of my attempts a Geico customer representative even had the nerve to say that's why she doesn't bank with Chase... Really... I set up this new Checking account over a week ago and had successfully set up electronic payments with Verizon, AAA, Paypal, Synchrony, etc.
I was instructed to call Chase and to verify my information, Then I was instructed to call Forte Payment Systems to check with them and it turns out GEICO entered my last name as ** and that is incorrect my last name starts with an **. At this point I figured everything should work now. NOPE... "Sorry we can't facilitate an automatic payment via Routing # & Checking #"." I refuse to use my Credit Cards/Debit Cards for my own personnel financial etiquette. I had to settle with using my debit card. I will try at a later time to switch the payment to Routing and Checking in the future. If they still cannot facilitate the automatic payment via Routing and Checking I will take my business elsewhere.
Reviewed June 16, 2016
GEICO is the joke of insurance I have ever heard of. My brother had it and never had a claim until a hail storm. When GEICO looked at his truck and Said it was totaled 9,600 dollars damage, then they told him that they were going to only pay him 5,000 and take the truck. I am a dealer and this truck for the shape and miles was worth over 11,000 and would bring 8,000 at the auction, but GEICO didn't even pay poor condition. I have told him to drop GEICO and to tell everyone about how they rip people off what a worth company.
Reviewed June 16, 2016
The representative that set up my account, first, copied my email address incorrectly. So I didn't receive any information until later. He also told me I would be charged for my initial setup on the 1st then again at my regular rate on the 15th. I was charged on the 31st and the 1st... And incurred a returned check fee for the completely unexpected payment. No one was willing to make this right. Logan connected my with his supervisor, Holly, who also said she could not correct this. I don't believe that it's OK for them to make mistakes and leave their customers to deal with it themselves. If this can't be corrected, I will have to cancel my account. This is absolute poor customer service.
Reviewed June 8, 2016
Let my insurance lapse due to car messed up. Then got another car and put insurance on it, GEICO took it upon themselves to put my other car on the insurance. Now I'm having to pay extra fees to get my other car I the road... Basically cause GEICO done what they wanted!!!
Reviewed June 8, 2016
When I change my state from NJ to FL – price went up by 50% (not fair). They did not disclose/share the information in a proper manner (I think I have full rights to know) that I was having property damage liability of $500. They keep on charging me high insurance cost and when I am having a fair discussion to reduce the price (needed because price was so high and difficult for me to pay as I bought a new car and wanted to keep the old one as well) and at least bench mark the price what I am getting from other insurance provider they told me "Go ahead." And by the time they reveal $500 property damage liability at LexisNexis right away each insurance provider just do a check whether you have any report or not – automated check, hence they reveal the report and screwed my other quotation. Why not it was revealed to me? Why it was revealed so later?
Come on. Do business with ethics... When I ask give me the report (which car, when) they did not disclose me. I think I do have rights to know. But above all I was fully satisfied with customer service even if I am no more with GEICO only because of the above incident – information, rights to know, why they kept it hidden and not disclose the report earlier.
Reviewed June 7, 2016
1ST: The problem was getting a quote from these guys. Anybody ever miss the days when you just call up someone and get a price? I still don't understand why someone would need all my personal information just to get a quote. The final price did not represent the quote given anyway, at least not with GEICO.
Anyone want to steal my identity? Well just ask Geico for all the info. The sales agent didn't even finish giving me the details of the policy, and she was already asking me for credit card information. When I had questions about getting the policy, like why was the payment so much higher because I didn't want to do auto draft, the agent then threatened me that I already gave a "verbal authorization" to go ahead and debit my account. The whole thing was a high pressure sale from start to finish.
2ND: The problem is I am in the process of going through a DUI. I explained this to the woman, and the rate still came back higher than was quoted. But that's not the real issue. I had to get SR22 high risk insurance (I went with GEICO because I thought they were the cheapest, they're not... try PROGRESSIVE). Then I had to take the SR22 form down to the DMV to get a hardship license so THEY REINSTATED MY LICENSE. We discussed this, me and the agent. You think GEICO could find this information out. No notification, nothing. Today I get a bill in the mail for the past month, and it's a cancellation notice, stating payment of $235.00 will not reinstate the policy, it is only a bill. The reason for this is GEICO thinks my license is still suspended. I just don't understand the miscommunication on their part. They issued insurance and took my money while my license WAS SUSPENDED.
Now they've cancelled the insurance because they think it's suspended, when it actually is reinstated. What's worse is GEICO is the insurance co. They seem to have all my other information at the touch of a computer screen, like who was my first girlfriend, my favorite pet, and of course some childhood memories that only I would know. Does it seem strange then, that GEICO can't look up the status of my license? Why should you care? They really didn't seem to know any of the ins and outs on the procedure on what to do when someone gets a DUI and the steps needed to provide the DMV with the proper documentation.
The only thing they DID seemed concerned with was getting the sale over the phone. You should hear the whole script they use, it walks you through the steps to the sale, point by point. It's really disgusting to hear the same formula over and over again. Isn't anyone sick of calling these companies and hearing," I am sorry to hear that, and I do apologize..." I won't get into the details about trying to track down the needed SR22 doc after I paid. Just know this: They take your money, if you have any issues one hand (dept) definitely doesn't talk to the other hand (dept). Just yesterday I received my insurance ID cards in the mail good for the next 6 months. Today, I get a cancellation notice!!! Beware you may have the same experience.
You want or need good coverage, my experience with PROGRESSIVE has been great so far. I would tell you to deal with your local insurance company first, like State Farm, but they don't write SR22. I say that, because when you need to verbally spank someone for the screw ups that happen too often when dealing with these companies, you can at least do it in person. My experience with GEICO has been trash from start to finish. I would recommend them to people I dislike.
In the future, if I ever secretly hate a client of mine, or anyone else I encounter that calls for a situation where I'm forced to be nice for whatever reason, I will let them know what a great company GEICO is, if they ever need a fast, reliable, streamline service with no problems and cheap rates. Then I will sit back and wait for that phone call about their experience. And that, my friends, is when I will smile. After all, I can't hog all the bad customer service, can I?
Reviewed June 4, 2016
Horrible customer service! Don't fall for their low estimates with 3rd rate materials! I took my car by their service center for an estimate... big mistake! They quoted cheap replacement parts on their estimate and refuse to match independent estimates. I'm going through my insurance company now. You have rights... don't fall for this!!! They are at fault in this wreck and WILL pay to fix my car properly.
Reviewed June 2, 2016
I have been with GEICO for several years. I was involved in a car accident on September 9, 2015. I was sitting at a traffic light which was red and someone hit me from behind going 55 mph and pushed me into another truck in front of me. The truck in front of me didn't have any damage but my car was totaled. The person that hit me left the scene of the accident and later was found and just given a ticket, this being her 3rd hit and run and driving with no insurance which the state of Alabama is wrong for letting her continue to drive with no repercussions - smack on the hand for the 3rd time.
I purchased 2 policies from GEICO for non-insured motorist along with my regular car insurance. GEICO has treated me like I was the one at fault. I've had to hire an attorney to try to get this matter resolved with no luck. It has been 9 months with no payout from GEICO. They have stalled by asking for the same paperwork over & over and we have complied over & over. I missed about 4 months of work because of this accident and they have treated me like I have done something wrong or at fault. GEICO has asked for all tax papers from my business docs from ambulance hospital physical therapy etc. and have received these docs at least 3 different times.
GEICO needs to be held accountable for this matter and pay what the policy is valued at. They have taken their time by responding to the demands from my attorney. It's 8 months later and I still don't have a car or compensated for this accident. When purchasing these policies, they were all nice and accommodating. Now we can't get them on the phone or even a response. But after one month, if you don't pay your premium, you will be cancelled. Why can they take 8 months to settle this matter & only takes one month for them to drop you if you don't pay?
GEICO is very unprofessional and unconcerned about their customers. Long as you pay them it's fine, but if they have to pay you, it's a problem. I would not recommend GEICO to anyone, it's a RIP OFF!! Beware of the secondary car insurance companies, they are secondary for a reason. They give you a good price which is always attractive but you will never receive your payout when it's time for them to pay. It should be against the law for these type company to be in business. They are stealing from the consumer, making promises that will NOT keep. BEWARE OF GEICO!!! They will never pay or you will be dead when they decide to do something about it.
Reviewed June 2, 2016
I have had Geico on and off for over 17 years. I have encouraged others to buy Geico. I called for a friend (who was a minor of 17) that was getting a car and insurance for the first time. He was quoting other companies so I called Geico for him to check on a better deal. I told Geico he was a friend and allowed him to tell his situation and information like address and employment to the rep on my phone. She told us a quote and said he must be 18 to purchase insurance. I said just send me a quote in the email we were just looking.
When I went to pay my bill it was $1000 higher, so I called. I was told they added him to my policy. I went over all the details and was told since he was under age they added him anyway to my policy. I was very angry because it was their mistake. I was told to go the friend's home and get proof of his residence so they could take him off my policy. This is crap. I only called for a quote, he gave his info, and they thought someone was lying, I suppose or have some sneaky motive to automatically add to change policies without consulting the customer.
I told them I would not go to his house or ask his father for proof his son did not live with me, this is very embarrassing. Finally after I asked for a supervisor, and after a wait, the original lady came back on the phone (no supervisor) and said they would take an electronic affidavit online to prove another man's son lived with him and not me. I am outraged that I was trying to help Geico get another possible customer, and was treated like a dishonest or lying person. I signed the electronic paper and now looking for another company. This is crap service.
Reviewed June 2, 2016
I missed one payment due to bank error and they tripled my rate.
Reviewed June 1, 2016
Happy belated Memorial Day. My Memorial Day was enjoyable but not the happy adventure I had planned for my family. I had imagined going to Indiana Dunes historic State Park with my daughters. During the drive I had imagined teaching them about the honorable women and men that gave everything in service to protect this beautiful country. Instead I woke up to a negative checking account.
I trusted that the system would work. I called May 25, 2016 at 12:40 pm and spoke to agent Megan **. I requested to cancel the auto-debit on my account. I requested to have my husband removed from my auto policy. I requested for a supervisor and my call was disconnected. I had been a loyal customer for approximately 10 years. Since getting married, I have had so many difficulties continuing my auto insurance policy. Approximately in November Geico refused to take my money unless I added my husband to my policy and cut my insurance off. Remaining loyal to Geico I followed the requested steps and continued my auto coverage with Geico.
At the beginning of May I received notice that I would lose my good driver benefit and that my policy would raise to approximately $234. I chose a path to be of service to my community by becoming a social worker for children with the State of Indiana. Social Work is my passion and not the quickest way to earn a living wage for a family of four. $234 is not in my budget. Once again on 5/25/16 I requested that my husband sign an exclusion and be taken off my policy. Megan ** stated that Geico's contract with the State of Indiana did not allow for such exclusions. I stated that there were other auto companies in Indiana that allowed for the exclusion. I stated that I had signed such an exclusion for my husband's auto policy through Titan.
After a lot of argument I unfortunately came to the conclusion that I could not afford to continue my relationship with Geico and stated that if the policy could not be brought back down to $107, there will be no renewal of the policy for May 25, 2016. I stated that since marriage Geico has not offered the same excellent service as in the past. I felt like my marriage and Geico's inability to compromise ruined the relationship I had formed with Geico over the past several years. Once again, I trusted the system. I trusted that Megan ** would do her job and remove the auto-debit off the account. I trusted that Megan ** I would not new my auto insurance.
On May 29th, 2016 I wanted to buy my children American themed swimwear, glow sticks and other cheeky memorial themed toys. On 5/29/16 I was surprised that my trust was betrayed and placed into the wrong agent's hands. I called Geico at 12:40 pm and spoke to Alaina **. I was very upset and didn't use appropriate coping skills, I verbally cussed and yelled. Agent Alaina ** was able to calm me down and reassure me the situation would be resolved. The agent canceled the policy and requested a refund to my bank account. I was assured that if the recordings on 5/25/16 proved that I requested the auto payment stopped and my policy to not renewed, all my banking issues would be resolved. I was told to send in a running bank statement log. Once again I trusted the system. I prayed and thought the situation would resolve itself.
On 5/31/16 I called to check on the status of my refund. At 2:30 pm I spoke with Sandra **. She stated that my request for Geico to cover the overdraft fees were denied. I was very upset and requested to hear the recordings from 5/25/16. I know the recording would be key to resolving the discrepancies. She once again assured me that the recordings were the key and that she was requesting to review the recording. I talked about the discrepancy on when that policy cancellation date.
On June 1st, 2016 at 1:25 pm I was told the call on 5/25/16 had not been recorded and that Geico would not be covering my loss at all. I had requested Geico to cover my overdraft fees. I did not go running up overages on purpose. I moment I realized that the Geico payment posted to my account, I stopped using my Teachers Credit Union account. The last debit was for taking my children to the Drive-in at Tibbs Movie Theater and purchasing hotdogs. I simply lived my life expecting and trusting that Geico agents performed their duties with integrity and honor. Unfortunately that was not the case and now my account is negative $189.79.
I don't receive another paycheck for 7 days. Geico hasn't even processed a debit reversal for the $234.77. My overdraft fees are $160 for small purchases I had made on Saturday. These purchases included a Beyonce CD for the drive, food for the trip, gas to make the trip, and fast food. I need assistance in returning my checking account to a positive standing. My daughters are understanding that everyday people make mistakes. I try to instill in my children to always correct their mistakes, no matter the cost. Please help me, Help Geico to correct their mistake.
Reviewed May 28, 2016
I am going to start off with my most recent let down in this company. I shopped around for other insurance because I was so dissatisfied with GEICO I wanted out! I found a better deal with better coverage so I called GEICO back because I thought it was only fair to see if they could match it or beat the price. Well what happened next was without hesitation criminal! The customer service agent continued to tell me that I had an accident on my record (which I do not have) and that if the other insurance company found out it would "raise" my premiums. He continued to threaten me with these lies. I couldn't believe what was happening here. Why would this customer service agent take this so personal? I finally couldn't take it any longer and hung up. Come to find out this ** canceled my policy!! I couldn't believe what had happened.
It gets better!! So talking to this nice lady from GEICO she said because my policy was canceled I needed a new quote. I said, "Ok whatever." My new quote was $250 "a month" more than what I was paying just hours ago! It is my hope that people read this, that people refuse to be threatened by these ignorant people. I so wish I would have recorded the conversations and taken them to court. A criminal act by a company that is suppose to protect our well being. I'm still in shock.
Reviewed May 28, 2016
My wife and I were visiting my 85 year old mother in hospital. When we came out my wife noticed the front left fender was damaged. She called Geico and was told to get a police report, which we did. We were contacted by a rude investigator who told us he had been a state trooper and had a bachelor degree and he was Geico's fraud investigator. I guess his mom was proud, what does his bio have to do with my damage? Very unprofessional. He was investigating fraud. He continually kept insinuating to my wife that she had run over something and deliberately underlined fraud on a paper she could see. The difference in the claim payout between comprehensive and collision was 250.00. Do these genius think we would damage a Cherry 2002 Z06 Corvette to go thru the hassle of repairs not to mention committing fraud?
Then he said he would have the top investigator hook our car to a computer and tell the day, time and what hit the vehicle? It is a Corvette not a 777. There is no black box that has that info Mr. Investigator! We welcomed him to do so. Never happened. We contacted the state insurance commissioner's office. What a joke! Outcome you have to agree to collision when that is the furthest from the truth. Beware. The gecko is really a snake in the grass! Oh we were told thanks for being loyal customers. When do you know when the insurance company is lying? When they open their mouths. I still have not deposited the check and am going to the local news media to speak to their consumer protection reporter. Again caution when considering Geico!!
Reviewed May 27, 2016
I had a minor collision in Feb 2016 in NJ and got the front of my car damaged badly. Geico authorized one of the auto shops in NJ - Car Star of Pennington to repair the car and it took 2 weeks of efforts to complete the same. I relocate to PA in March first week and had to be dependent on a rental car for my needs. After 2 weeks of repairs & replacements - radiator, bumper, grill, I had to go to NJ to pick up the car.
In April I took the car to Firestone service and they mentioned that the radiator coolant was leaking and needs to be fixed ASAP as it could damage the engine. I spoke to Geico and they authorized me to take the car to one of the body shops in Pittsburgh - # 1 Cochran, Castle Shannon , PA. It took them a week to fix the issue (given to Workshop on 20 May and got it back by 27 May) and there was a miscommunication as Geico understood that condenser had a problem whereas the Firestone report I submitted to auto sho clearly mentioned radiator leak.
The auto shop removed the condenser and had it cleaned and after I took out the car the A/C stopped functioning properly on the same day within hours and now it seems I have to take the car back for a check again on the same day. I have to go through a lot of hardships and personal expenditure including half day office absence due to the shoddy workmanship of the Geico authorized shops in both PA and NJ and am posting this so that consumers can be aware of the same. Also important note - the radiator given by NJ shop was faulty within 2 months and I was told it is a manufacturing defect. Radiator is a major part in an auto and am not sure what safety standards are outlined by Geico for fitting these in the cars. Car Details: 2011 Toyota Camry; Auto shops: Car Star of Pennington , NJ and # 1 Cocharan Auto Shop, Castle Shannon, PA; Parts repaired: Radiator, Front grill, Hood, Bumper and few others; Defective Parts: Radiator.
Reviewed May 27, 2016
On October 4, 2015 my Saturn Vue XR 2008 was stolen. About 2 weeks later it was recovered and I noticed front end, wheel and mirror damage. Also engine light constantly on. So I took it to a Geico claims adjustor who cut me to check to have vehicle fixed at auto body of my choice. But the only place that would fix my vehicle was where the claims adjustor' office was located and that was AutoNation collision of Corpus Christi, Texas. Other auto body places and dealership refused because they stated Geico was too difficult to deal with and the check given me was not adequate to cover repairs. So I was forced to go have my vehicle repaired at AutoNation collision. Originally my vehicle was only suppose to take a day to repair, but AutoNation kept it for two weeks. When I picked up my vehicle it seem fine, but only to find out that it wasn't and have been plagued with one problem after the other.
When I call Geico they refuse to help me have my vehicle properly or help me! Geico Claim adjustor supervisor consistently comes up with excuses that I have to prove that damage to my vehicle was due to it being stolen, which is almost impossible since I'm not a mechanic. The only thing I was able to show was when I took it at ProDrive Alignment whom I had been going to for the last 3 years gave me a report stated my vehicle could not be alignment correctly like usually most likely to damaged it sustained when stolen. Gave recommendations to what needed to be done. Geico refuses to recognize the report, have my vehicle repaired properly. Now my vehicle since recovered began intermittently to shimmy badly at steering wheel to the point it's almost all the time. My vehicle did not shimmy prior to it being stolen. Then the engine light came back on while on a trip and the engine died where I was forced to leave at the dealership and fly back home.
I've spend over $1000 out of my own pocket for repairs because Geico refuses to pay and claims it's just normal wear and tear repairs. Now I don't drive the vehicle because it shimmies so bad and feel it's dangerous to drive. I can't sell or trade the vehicle in that condition. Now because of Geico refusing to have my vehicle fixed properly due to damage from it being stolen I am at a loss and did to meet their obligations as a car insurance company. Now I regret switching from Allstate to Geico.
Reviewed May 26, 2016
GEICO withdrew money from my checking account without my permission! I do not have insurance with them!!! I called GEICO and they told me there is nothing they can do about this. So this is where I'm at. Any attorneys out there want to take a lawsuit against GEICO for unlawfully/fraudulently withdrawing my money for a policy that isn't mine? And they suggested that I get ahold of the policy owner to get my money back!!
Reviewed May 24, 2016
Leased a brand new car from BMW with full coverage from Geico. One year later my wife got side-swiped in a parking lot. Called Geico and they said, "No comp. and collision. Why? Because I didn't get a photo inspection of brand new car. Geico begrudgingly reinstated the policy but would not cover the damage. Why would I need a photo inspection of a brand new car? Geico is the worst insurance company and I've had a lot.
Reviewed May 24, 2016
I signed on with Geico. I told them I need a policy for a personal vehicle, and my work. It was clearly indicated in the audio that created the policy. I was given a personal policy without issue for three years. I established a claim on 5/17/2016 after an accident. I was put under investigation for not properly indicating the actual use of the policy. I spoke to Samantha, a personal policy service rep, who indicated she knew about my job but was told I needed to establish a commercial policy as they said I did not establish my work purpose with car.
I spoke to Miss Tabitha **, a claims adjuster who investigated me, who claimed my policy was falsely obtained and I needed to get a commercial policy. 5/18/2016 I asked Nathan, a personal policy rep, about a commercial policy. Geico's commercial policy department indicated I do not qualify for a commercial policy. I relayed this information to Tabitha **, and to her supervisor, Sally **. I was then told my policy would remain under investigation until a decision was made. My accident claim was actually handled by myself and outside parties.
Geico did not have any hand in seeing the accident tended to. I have made it clear to Geico I was willing to adjust my policy, and even get a commercial policy if I qualified. Geico had not responded to anything else as the accident claim unfolded. I have asked to get my audio responses for the initial policy's development, where after three years, Geico says they do not have it, nor would they offer it with the other audio I have with them. In my opinion, it should be a matter of including all audio or none for dispute purposes.
I simply am at a point to make others aware of their deceptive purposes, and their lack of any empathy in the aftermath of the accident for myself, or my passenger in the car. This company was attempting to get me into a commercial policy I did not qualify for by its own policy department. They also did not find an intermediate solution, nor was it attempted. I have filed with the BBB and explained my situation. As Geico knew about my work and personal use of my vehicle. I claim negligence of the company for filing it incorrectly, not producing the audio material to indicate this as well and general lack of concern for how they approach this claim and investigation.
Reviewed May 24, 2016
I had a vehicle malfunction and it was considered an accident. I did not hit anything but a part of the vehicle called the Engine Under Cover came undone. Not only did I not hit anyone but had my son with me. I was informed to view my claim online before calling for any information. That was a bad thing to do - I could never get the Claims link to work. I call and a very rude lady tells me to go back online and view claim online before calling. This game happened 5 times. Dropped Geico and got money back as well. The Customer Service is below poor and it is all about $$. Hope this helps anyone considering getting geico for insurance.
Reviewed May 23, 2016
I had car accident 2014 April 26th. Due to the accident I had damaged my back and neck then continued going to treatment almost seven months. All of sudden insurance company stopped all my treatment. When I called them the reply was my budget is over. I hired a lawyer, till now no evidence of my case. I had full car insurance. While I was going through the treatment I lost my job. I am in a bad situation because of the Geico. I am getting lots of medical bills. Geico rejected the medical bills. This big time cheating.
Reviewed May 22, 2016
I've been with GEICO for a few years and submitted 2 claims for minor accidents, but that was about six years ago. Unfortunately, I ran over a cat with my Mini Cooper two days ago and the serpentine belt was knocked off the sprocket when the poor cat was lodged between the alternator pulley and belt. This is not an easy fix; the 2013 Mini Turbo alternator is below the engine and requires extensive work to access the same. I called GEICO claims the next morning and the receptionist was cordial. I explained the situation and that the car was not drivable. He stated my claim would be evaluated within a few hours. Later that day I received an e-mail from GEICO stating my claim was on record and I could review the same on the internet. Much to my chagrin, the claim was considered closed. Reason: No one in the area reported a missing animal. WHAT?
So, I sent an e-mail to the GEICO claims office restating the problem and my dissatisfaction with their process. Waited a few hours… no response. I sent another e-mail with a simple question: "I hit an animal with my Mini and the Alternator light came on… does my insurance cover this damage?" Shortly thereafter, they replied: "Yes your insurance covers this damage minus your deductible… you will receive an update to your claim shortly." That same day I received an e-mail stating I had an appointment with a service department… no date/time. I logged on to their site, found my claim and the appointment date/time: May 25/12 AM. 12 AM? Another e-mail to their claim adjuster confirming the midnight appointment… 24 hrs later no reply.
I eventually cancelled the appointment and will check local shops for repair estimates. The reason for this review: I'm questioning GEICO's claim process, lack of quality control and care for their customers. I've always been satisfied with their service, but then for the past 6 years, I've never required their help with a claim. Now that I need them, I have to keep banging on their door for help.
Reviewed May 18, 2016
I called Geico to get a quote on my new car today. The salesperson was sort of helpful until I told him that I was shopping for quotes and that I didn't plan on buying it right now. He told me that the quote rates may change when starting off and refused to change information on my quote because he "couldn't". I was genuinely considering buying a quote until he became rude to me.
Reviewed May 18, 2016
Insurance companies are there to cover in case of an accident. Yet, if you get an accident with Geico, they raise your rates. My minor accident raised my rates $600 a year for three years!!! I could have paid out of pocket without insurance and been better off. Definitely finding a new insurance company. I heard Liberty doesn't do this to their customers. Definitely recommend that you look elsewhere for car insurance.
Reviewed May 17, 2016
Last month I was hit from behind by a Geico insure driver. She said she hit me from behind because I wouldn't let her in when she had her turn signal on. There is no doubt she hit me on purpose because she was laughing about it. I made my statement to their claims agent and told them when it happened. When their person made her statement she failed to tell them that she said she hit me because she had her left turn signal on and I didn't make room for her to get in and she almost sideswiped me so she pulled behind me and hit me. She failed to tell him that. It was a low impact Collision but it was enough to get me a new rear bumper. The joke caused me a lot of pain and I was getting treated at my local VA Outpatient Clinic in the DeBakey Hospital in Houston.
My claims adjuster spoke to me like I was a fraud and a gold digger. I'm a retired Master peace officer with the state of Texas and US Army Airborne veteran. Honor means a lot to me. This really upset me and cost me some health conditions from my blood pressure going up every time I spoke to this person. I had a stroke last year. I talked to the adjuster and I got the name of her supervisor Matthew ** and ask to get a new claims adjuster because of how much that lady upsets me. He refused to help me out. I asked him for the name of his supervisor. He refused saying he was taking care of it. He refuted everything I said and downplayed everything to make me look like a simpleton in the conversation. I'm very aware of how people talk and act. I was a detective in the third largest shares part of the nation.
Despite how upset I was getting he refused to help me at all and getting a new adjuster. I am very upset. So upset I'm shaking but I have not lost my composure or dignity in the conversation. All the commercial that says they support and take care of their veterans, no they do not. The adjuster and the supervisor Matthew are condescending, arrogant and pompous. I've dealt with a few good people in this company including the man who looked at the damage of my truck but just people like the adjuster and her supervisor make it to the point where I never want to deal with this company ever again. The supervisor said they normally do not change out adjusters on a case like this. I told him it could be done. He said yes but he would not. They limited my ability to file a complaint to a higher supervisor that may be able to placate the situation.
Reviewed May 17, 2016
I have had a few problems with this company since I have been with them. First I did a claim for a tow truck and was told they would come to my house, take off my tire and take me up to a tire shop to get a new one then take me back home to put the tire on. When the tow truck came they informed me that they do not do that but they can tow me (which was fine). I checked with Geico and was informed I was covered. The company they used was very rude, the guy was unfriendly and did not make me feel comfortable. My second problem with Geico was I called to postpone a payment due to when my check would post to my account and they refused to help with that or waive the late fee. I have only done this one time and most company who care about their customers will work with you.
Now to my third major complaint. I was in a hit and run accident and had to file a claim on my policy. I was informed that I have a deductible I have to pay before I can get my car back from the dealership I will be taking my car to. When you are trying to make ends meet and only have 1 car it's very hard. They were unwilling to work with me and I was told that I did not uninsured motor coverage. I never rejected anything. I was never even offered that. I just assumed when I set up my policy and had rental cover and other coverages to cover if something was to happen was included. Apparently not and I would not recommend Geico to anyone that I know or anyone that may ask me about a insurance company.
Reviewed May 17, 2016
Someone vandalized my car and I called Geico. I took the car a body repair and they said it will cost me over $1,000 but when the Geico adjuster came, he said the worth of the damage done to my car was just $350 and that is not even up to my deductible. And they further added $720 to my premium even though they did not do anything to my claim. They kept increasing my premium every 6 months without any significant reason. The company is full of trained professional con artist. They have the worst service, very rigid policy and they do not care about their customer. They are very greedy and shady, they lack integrity. I will never recommend this company to anyone. I will never use this shady, greedy company again in my life. They are con professionals and very disrespectful.
Reviewed May 16, 2016
I was contacted by an adjuster within hours of the accident, while I was still in the ER and offered to have my medical bills paid and given $900. I declined. Since then, I've lost my job, had surgeries, physical therapy, and my life is ruined. These people know their guy was intoxicated and hit my school bus while I was stopped picking up children. Still, knowing their guy was intoxicated and hit a stopped bus, narrowly missing a child by seconds, on camera, they will not settle anything other than a joke ($2000). I will be in pain for the rest of my life. Even if they paid out the max which is $30,000, it would never cover the damage that has happened to me and my life. These people are disgusting human beings and I don't know how they live with themselves. If you have them, drop them. If you get hit by them, kiss your life goodbye.
Reviewed May 14, 2016
I have been with Geico for years. I called to get a quote for my oldest daughter who is away in college, owns her own car and already has her own insurance. I made it very clear I just needed a quote and before getting off the phone I asked how long the quote would be good for. 2 days later I received a bill for hundreds of dollars due in 3 weeks on my already paid account (with no explanation). I called to find out what's going on they said they went ahead and added her to my account. The only way to remove her would be to jump through many hoops and send them proof of my daughter's current situation (housing, car, insurance). I don't feel that it is legal to add a grown woman living on her own, driving her own car, with her own insurance to my account without telling me or getting my permission. I cancelled my insurance through them. And let them know that no one in my family of 7 will be going through them.
Reviewed May 13, 2016
I've wasted hours dealing with obfuscation and shifting excuses from GEICO for not authorizing me to rent a car while mine was in the shop. It's a Kafka-esque nightmare of dealing with a different person each time a call, with a different explanation of their policies from each one. My own insurance company immediately concluded that the accident was the fault of the negligent GEICO customer who rear-ended my car, waived deductible, appraised the damage and paid the body shop in less than a week.
But for renting a car while mine is in the shop for three weeks, I have had to turn to GEICO since it was their policyholder's fault, and I didn't carry "substitute transportation" on my own policy. Unfortunately their own policyholder had not reported the accident to them! So they said they had to "offer a courtesy period of 8 days to wait for a report" before authorizing me to rent a car (I took a financial risk and rented a car anyway, confident that they would quickly agree it was the other party's fault). When I called at 8 days, I was told they had to wait 15 days, as a "courtesy" to their driver.
Today I called at the 15-day point, and was told that they still hadn't heard from the other driver. And despite the photographic evidence I provided of the collision (both cars at the site), and photos of the their driver's registration and license, I was now told that it wasn't enough judge fault and to authorize the rental, and that they had to wait 20 days before pursuing the "investigation" further with the non-cooperating driver. I asked what happens if the driver had repaired her own front bumper by then, and despite my photo evidence, denied being there, and they had no satisfactory answer. If they had told me the whole story upfront about their policies and procedures, I wouldn't have wasted all this time with them. They clearly keep their costs down by finding any excuse to avoid paying out.
I can only wish good luck to my own company with the subrogation process of passing the collision-repair cost on to GEICO. I'm just going to have to eat the rental car cost and be grateful for my own insurance coverage. Any thought of switching to GEICO for slightly lower rates is banished from my mind forever after this experience.
Fortunately no one in Massachusetts is at fault for being rear-ended. By the way, I was crawling slowly and properly in a traffic jam for many minutes when that driver simply powered into my car, apparently looking backward to see if she could change lanes. The photographs I uploaded to GEICO are undeniable evidence of fault and of the driver's identity. And I had three witnesses in my car, but that didn't count either, in their book because their own driver still had not responded to their phone calls or reported the accident.
Reviewed May 12, 2016
My husband and I were rear-ended on a freeway in Los Angeles by an uninsured motorist. We carried full coverage with GEICO, therefore thought we were in good hands. I had had gall bladder surgery the week before this accident, so I was troubled I might have damaged myself. Immediately after the collision, we called 911 to report the accident. On our way to an urgent care center, I called GEICO to report the accident. The GEICO representative was not concerned about our well-being, or interested in guiding us through this dilemma, but instead PRESSURED ME ON THE PHONE TO SETTLE THE CASE ON THE SPOT FOR $1,000 each!
We were shocked as we hadn't even been seen by medical doctors, and although not bleeding we could feel our bodies traumatized from the collision!! We had to hire a law firm to represent us against GEICO after they continued to pressure us to settle. It's been two years of back pain and the case is still not completely over. The first attorney was as untrustworthy as GEICO so we lost 1 1/2 years in the process that has a statute of limitation of 2 yrs. Long story short, GEICO has good COMMERCIALS, BUT HORRIBLE, HORRIBLE SERVICE!! BEWARE!!
Reviewed May 10, 2016
I'm so glad that GEICO is NOT my auto insurance company. I thought I would never have to deal with this notorious company until recently I was rear-ended by a truck. The truck rear-ended me and pushed my car to read-end the car in front of me. My insurance company Allstate started investigation as soon as they received the police report. But GEICO (the insurance company of the car in front of me) waited until a month and a half later to start the investigation and concluded that my car impacted their customer's car twice, that is, one impact was from me alone and the second was from the truck's rear-ending me. I asked the GEICO adjuster how she had reached this conclusion. She said it was based on what her customer said. I asked if there was any evidence to support this version of the story. She said there wasn't any except that her customer said so, and the truck driver said the same.
This sounded very suspicious to me because I had learned from my adjuster at Allstate that the truck driver said something totally different. Eventually she was forced to admit that she said something incorrect. I was shocked by the way GEICO did the investigation (if it can be called "investigation" at all). I also found the adjuster I spoke with extremely unethical as she could state something obviously untrue with so much ease. So, I believe that it is my moral obligation to share this experience and tell everyone to "STAY AWAY FROM GEICO!!!" GEICO is not only slow, unprofessional, but also dishonest.
Reviewed May 10, 2016
April 19th, 2016, I was on my way to work. It was a weekday morning and the traffic was crazy. We all stopped in the signal for the light to be green. All of a sudden this car hit my SUV at the back bumper, but instead of being sorry he started yelling at me, blaming me that I reversed and hit his car. At that moment, it seemed funny to me because no one will reverse to ongoing traffic. I thought he found a silly reason to cover his fault, and no insurance will believe that. But I got so surprised when I found that Geico had actually believed his false statement and denied my claim.
Unfortunately, the other party and I both had Geico Insurance, so it was easy for them to believe his lie and not pay for my damage. I couldn't make any witness, cause I didn't wanna bother people who has to reach their destination on time as well. I thought since the other party is insured with Geico, they will make a fair judgement and solve this issue. But I am totally disappointed at this time. I realized that their customer service has dropped really below. The agent who helped me had a cheap attitude and was not helpful at all. I am with Geico for more than eight years, but now I am thinking to switch my insurance both car and house elsewhere. Shame on Geico!!
Reviewed May 9, 2016
This company is horrible to deal with. I'm an Allstate customer and was hit by a Geico pill junkie. All they want to do is play games, give you the least amount possible even when estimates are much higher. It's funny when you mention attorney they get to jumping. Still they are horrible.
Reviewed May 8, 2016
I was with Geico for almost 10 years, no accidents or tickets. Last year I am backing out of a parking space, a lady comes around the corner at a high rate of speed and hits my car. Geico says it's my fault and jacks up my rates 40%, they also placed an 'at fault' accident report on my file so anyone else I try to insure with charges me excessive rates. I have spoken with other insurance companies and they tell me that Geico flat out screwed me over. Stay AWAY from this company, they will screw you over the first chance they get. Trust me, if you haven't been screwed by them yet, you will.
Reviewed May 7, 2016
I was rear-ended by a Geico customer two and a half months ago and dealing with them has been an absolute nightmare. Their insured driver didn't have enough property damage coverage to cover my repairs, which at the time they informed me of this were estimated at $6000. What kind of policies are they giving their drivers that don't even cover $6000 worth of damage to someone else's property?
The repairs ended up totaling just about $12K and took two weeks longer than my own rental car coverage allowed because the collision shop kept finding hidden damage. (My car had a clean record and less than 4200 miles on it at the time of the accident so any and all damage to the vehicle was related to this accident.) It took three (increasingly angry) phone calls and asking to speak to a supervisor to get them to agree to reimburse me for the overages for the rental car that I was only driving because their driver hit me. They kept telling me prior to this that they couldn't authorize any more charges because my repairs had exceeded their insured drivers' coverage limits... the coverage that they themselves gave their driver. The fact that they underinsure their drivers and then try to use that as a justification not to pay out what they rightfully should is, in my opinion, sleazy and deceitful.
Reviewed May 6, 2016
I have been a customer with Geico for about 10 years for my car policy. I paid all my bills on time and never filed any claims – basically a perfect customer. I recently submitted another driver on my policy (the only interaction I've had with Geico) and when I called them two days after their "deadline" for paperwork I said "Please take the driver off. I never meant to add him since it turns out he will not be driving the car." Because of this they said that as of a month from now they will refuse to renew my policy. Are you kidding me. They refused to budge. I will gladly go with someone else. Absolutely horrible customer service and I got kicked off a policy for doing nothing wrong!!
Reviewed May 5, 2016
I am a successful business owner and I have been a Geico customer for several years. I insured my 4 cars and 2 motorcycles. Their related company, Liberty Mutual, insured my home. Over 10 years, no claims of any kind and no tickets. About 18 months ago my pre-med school son did a dumb thing and got a DUI. He has not driven a vehicle since. He is an excellent student and learned his lesson. He just got a great job working in a lab and needs transportation. I called Geico to ask if they would provide an SR22. The rep said they would be happy to do so, provided a quote on the insurance, and said we'd have the paperwork in 2 to 3 days.
The next day I received a call from an underwriter. They informed me that not only would my son not receive the SR22, but they had canceled my policies. They informed me that they would only be willing to reinstate my policies if I signed a document that stated my son would never drive one of our vehicles, and that Geico would be fully indemnified if he did. Horrible way to treat an excellent customer. I'll never insure with Geico again, and I will continue to share this story.
Reviewed May 4, 2016
After nine and a half years of being a loyal customer, with no claims and impeccable driving record, for the first time I experienced a nightmare with GEICO, the worst insurance company I have ever dealt with. Everything legally, that is your right, their response is "You did not ask for it." Classic example of that is "uninsured deductible waiver" and not sending your policy, unless you call and ask for it.
I am told, if insured has full coverage as I did, then, uninsured deductible waiver is available but "you have to ask for it." For the first time, I put in a claim for being hit by a drive in a parking lot who apparently did not have insurance and fled the scene. GEICO refused to pay the deductible portion of the damages claiming I did not ask for "uninsured deductible waiver." I checked around other insurance companies including Automobile Club of Southern California for which I have written documentation that such deductible waiver is standard, automatic and no need to ask for it.
Anyway, to make a long story short, they will do everything possible to manipulate, trick and pressure the insured not to pay when time comes for a claim. The auto body shop I dealt with and having read the review on this website confirms the same. My recommendation is, do not deal with this unethical company who is only interested in taking your money but not wanting to pay you for a claim that is your legal right.
Reviewed May 4, 2016
I was with Geico insurance for over 12 years. During those 12 years I've had made several payment arrangements with Geico through my difficult financial times. It wasn't until recently that I had incidents with automobile accidents that was not my fault. I myself have not had any accidents which the fault lies with me. On March 12, 2016 I spoke with a Geico representative and informed her I would like to make partial payment. She informed me this would be fine and to ignore the cancellation notice. This was not unusual for me to hear or do since I have done this several times in the past with Geico.
On April 4th I received email stating my policy was terminated. I immediately called and spoke with a Geico representative and she informed me I needed to pay the balance of $114 today and I did. She later came back on the phone and informed me that Geico could not reinstate me because of non-faults. I was left with trying to get another insurer to cover me and then I was penalized for overlap of seven days.
This is unfair for several reasons. I have had coverage with Geico for over 12 years and when I have to use the coverage through no fault of my own I get punished. I spoke with a Geico reps several times over the weekend and not one time did they mention my policy has termed. (They discussed the accident of a hit and run accident.) Geico took payment from me knowing they wasn't going to reinsure me knowing I had to a get coverage or I would have broken the law because I drove to work.
I cannot afford the penalty nor can I afford the penalty other insurances are placing on my account for overlap. I did not overlap, I was in a financial crunch Geico accepted partial payment and termed me and then want to thank me for my 12-year coverage. I cannot afford the penalty and pay this high-cost coverage because anyone's miscommunication or understanding. If you want to prove that you appreciate me being a Geico customer for 12 years prove it. When I need your help. Help.
Reviewed May 3, 2016
When I was purchasing a car I selected the car due to the amount I would have to pay for insurance. I confirmed two speeding violations with my sales rep. He guaranteed my rate was set. My rate has changed 4 times in the last 3 months, all increasing. They recorded my VIN wrong so my car was not covered for these 3 months. They refused to credit me the 1500$ I had paid for the premium. "Save 15% or more" is a joke. Don't go with this company.
Reviewed May 3, 2016
Called customer care to get insurance for new car from dealer. They took the credit card information for payment of 160 for first month then they found one violence on my record so they went up to 1900 from 900 for six months. Violence was speeding 10 or less mph. So I asked them if I can get insurance for temporary and they rejected me at all and said "Sorry, we can't help you." So I said "ok, give me for six months."
Rep said "we can't issue no more, you can get insurance from local company" since I asked for temporary. It was late evening and I wanted to get out from dealer with new car. Customer rep was so rude even I was with them for more than 5 years. Next day I went to State Farm. They gave me for 100 dollars a month and it was only 5 dollars different with speeding ticket. I will not go back to GEICO anymore because they freaking don't give a damn. Please be careful guys.
Reviewed May 2, 2016
I feel that Geico does not care about the people that are in an accident that that was not at fault... Geico just cares about their own clients and not anyone else that was involved in the accident. Geico is cheap and does not want to pay what is fair or pay the other peoples medical bills. Geico is an insulting insurance company, that does not take all the other peoples medical bills inconsideration. Geico needs to look at everything that the other driver has to go through for the rest of their lives...
Reviewed May 2, 2016
I've been with Geico for 5 years. I hit my garage and put a dent in my car. I called Geico to see how much my rates would go up if I made a claim. The agent told me I would have to make a report with Geico to get that information. I asked 3 times before making the report to make sure my rates wouldn't increase simply by making a report even if I pay out of pocket for my damage. He verified 3 times that it would not affect my rates. Today when I called back to check on lowering my rates, the agent told me the report alone would increase my rates regardless of if I make a claim or pay out of pocket for the damage. Using my insurance would cost more than paying the $1000 total of damage because they were going to raise my rates anyways. Mind you, I have a clean record other than hitting my own garage door when pulling in. I'm switching companies and I would recommend using a different insurance company.
Reviewed April 30, 2016
(WEDNESDAY, April 27, 2016) My car was hit by a Geico insured driver who ran a red light and hit me my 2010 Honda Civic in the right rear as I was turning left onto Watson Blvd (she was on crutches as she got out of her car). The witness statements from drivers behind me and drivers behind the Geico insured woman stated that my traffic light was green and the Geico insured woman's traffic light was red. (THURSDAY, April 28, 2016) I filed the police report and photographs of my car damage and the Geico driver's car that hit me on the following day on Geico's website. (Friday, April 29, 2016) I began calling my assigned agent, Ashley **, at 8:00 a.m., the next day as the Geico agent I spoke with on the previous night suggested, and she took statements over the telephone.
I asked Mrs. ** when the car would be repaired. She replied (9:30 a.m), "Well, I have to call the witnesses and you know they probably won't answer their phones since they don't know the number calling so it will probably be Monday." I wondered if SHE COULD LEAVE A VOICE MAIL MESSAGE WITH THE WITNESSES TO CALL HER IF THEY WOULD NOT ANSWER THEIR PHONES?
I obviously would like my car repaired quickly as per Geico's stated Auto Repair Xpress, https://www.geico.com/claims/autorepair/. I then asked when I could expect my car to be repaired. She did not know. I reminded her of the Geico Auto Repair Xpress promise. She would not answer. I asked for an estimate and after a few minutes she said "Two weeks". I asked about a rental car. After ten minutes, I understood that Geico would pay $21 a day for a rental from Enterprise. Rent-A-Car since "They had a direct billing with them". She mentioned that if I rented a car before Geico authorized the rental that the before authorization rental would be merged. I do not have full coverage insurance so therefore I would have to pay the full coverage insurance on the rental car that Geico would pay $21 a day to provide me in the interim while my car is repaired.
I thought about this and called back and talked to another agent who answered at the same number, 478-621-1233. I then asked if I could submit $21 a day for a loaned car from a friend during this time. She answered with 3 or 4 rapid fire questions in answer to my question. "Whose car would I be using?" I asked back, "What difference whose vehicle I used until my car was repaired?"
I am posting this because I would like my car repaired as quickly as possible and (GEICO) Mrs. Ashley and the other lady who answered my second call did not provide any forthright and clear answers to my queries of my car's repair and return to me or of my using and submitting a claim of $21 per day use of an another vehicle besides a rental car because a rental car would require me to pay a non-reimbursable full coverage insurance payment on the rental car until my car is repaired.
Reviewed April 30, 2016
On early morning of Monday April 18, 2016, my area was flooded as a result of severe weather condition. I was hit by massive flooding here in Greens Point of Houston. I called Geico on same day, filed a claim on my flooded vehicle 2013 Toyota Camry. I have a comprehensive policy with this company on Camry and liability on Honda, have auto pay for the premiums, and my account has never been delinquent. After filing claims with Geico, I was informed by the claims specialist that an adjuster will be assigned to me and prior to showing up to the location of the loss, the adjuster will give me a courtesy call to let me know the date and time he will be showing up at the location.
The next day, I called the claims department to find out if an adjuster has been assigned, and still being informed to be patient that one will be assigned. According to the claims specialist, "we have massive claims as a result of the flooding in Houston area; we are flying adjusters from all over the nation to assist during this period, please bear with us." I called from April 19 - 23, and still haven't been assigned one. Then I called my attorney to precede a lawsuit against Geico and informed Geico that a lawsuit will be filed on Monday April 25, 2016 according to my attorney for delay in responding to necessary assistance needed by the company I have coverage with.
On Sunday morning April 24, 2016, while I was asleep, Geico adjuster showed up to my place, appraised my car as a total loss, however; he tried to settle me below the KBB value of my Toyota Camry. Then I informed the adjuster that my Camry is SE with full specifications and not LE. He tried to let me know that he gave me the best value for my car. I informed him that I will not agree to that, and they will be speaking to my attorney by Monday April 25, 2016. Then the adjuster reviewed the specifications on my car and came up with another figure for the value of the Camry. He then called the total loss to approve on the last one of which I disagree with; the total loss had to approve what the adjuster stated without listening to my side.
On that same day Sunday April 24, Geico had already deducted their premium for the Camry and Honda that are not operable. They cancelled the policy on Tuesday April 19, 2016 and deducted premium on April 24, 2016. Later I spoke to one of their service representatives, who stated that the premium that was debited from my account will be reversed back to my account.
In a nutshell, Geico is the most horrible insurance company to have coverage with. I don't expect anything good from Geico and same way all customers are complaining about them. Buyers, please beware. Geico doesn't care about you during loss, and will never give a dime about you and your loss. They have the most horrible customer relations when it comes to services they provide to their customers. It doesn't worth having Geico with your hard earned money. Please think twice before you make decision to go with Geico. Once again, buyers beware. Thanks.
Reviewed April 30, 2016
My car under GEICO ins obtained total water damage and was considered salvage. This complaint is against the claims dept and not the customer service reps of GEICO who are wonderful... I spoke to the claims adjuster in the beginning and was to meet me to pick up Title/paperwork. Never answered his calls again for over a month. Customer Service told me he was sick and the supervisor would call me within 3 days. No call. A week later another claims rep called and said he would be handling claim... Never returned my call. Now the original rep is back and he is going to meet me to pick up paperwork from my work at 10:15am at my restaurant. The man shows up at 12:15 right at the busiest time and I am a server and "wants to talk". I turned this over to my mother who could deal with this man as I worked and could not be available with all these phone calls.
We got the paperwork straightened out. He was e-mailed (waste of time to call and leave message) for a meeting time and place. The response was "Have you mailed it". Asked for a mailing address and has been 3 days and still no reply. Has been 2 1/2 months and still has not been resolved. Finally, we got an address for the claims office and where to mail the paperwork/Title in Fredericksburg, VA. The claims website refers you to your claim adjuster, Customer Service refers you to your claim adjuster... Why weren't we told "YOU CAN MAIL THAT" in the beginning and we will send the check.
Reviewed April 30, 2016
GEICO has employed the most inefficient, ** imbeciles it could find and hired them as claim representatives who know nothing about customer service, and they are a bunch of stupid morons empowered with handling a simple car rental claim. Had to contact them over ten times repeating myself, and still could not get a knowledgeable willing rep to get through stupid thick skulls, that the rental claim needed to be taken care of two weeks after the accident. WORST COMPANY TO HAVE AND DEAL WITH. FILING A COMPLAINT WITH STATE BOARD OF INSURANCE.
Reviewed April 29, 2016
I've been with GEICO for more than 4 years. They keep increasing my rates every six months. I have a clean record. No tickets, no accidents. So I wasn't happy with that. And to make things worse, just two weeks ago a guy rear ended me at a red light, and there were two vehicles stopped in front of me. Right when the other party hit me is when the light turned green. When I had the chance I pulled to the side, so I won't block the road, so we exchanged info and he was also insured by GEICO. And now GEICO keeps giving me excuses that they can't get a hold of the other party.
Just today the agent told me that but then he says that the other party said a different story, like in the same conversation. I'm not sure what GEICO is trying to do. I'm not sure how he can't get a hold of them, if he already spoke to them? I feel like GEICO doesn't want to pay anything. They just want to rip people off by making them pay insurance with them and then not doing anything about their claims. I'm so changing companies once all this is resolved.
Reviewed April 29, 2016
I want to start by saying I've dealt with 4 CS reps at the 800 number and they have all been so helpful, caring and thorough. I was T-boned, side swiped, rammed, whatever you would like to call it, by a Geico insured. She admitted full guilt at the scene, admitted full guilt to GEICO and they accepted full liability. Once they realized I was actually hurt, how bad it was, they are saying because I saw her coming at me I had the power to avoid the accident and I am liable!!! I was in a school zone, cars in front, behind and to my right and yet I'm the liable one?!? I've never heard such insanity in my life. I've been out of work for a week and a half, constant migraines. My car can't go over 30 now and I'm supposed to be moved into my new home this weekend and can barely walk let alone carry heavy objects.
The condescending, rude entitled 20's something claims adjuster who made this decision BEFORE seeing photos of the damage to my car or seeing the scene of the accident told me I should've braked... you mean so the car behind me could have rear ended me and she could've hit me square on?!?! This is the same "young man" who has pics of stacked dollar bills at a strip club on his FB... yes, I looked him up. I can't believe Geico is giving the important decision making of someone's health, livelihood and impact on their future outcome to an uneducated and illogical person like this. I'm downright shocked that I was traveling under the limit due to a school zone, on my way to work, this woman hits me, my entire world is upside down and because I called him out for not following through and calling me back, this is what I'm dealing with. I'll fight this until the very end!
Reviewed April 27, 2016
I wish I could put 0 stars but I had to at least put 1. I filed a claim 3 weeks ago today. They are trying to say the hail damage on my car was there when I bought the car. I actually took pictures of my car the day I bought it. I sent those pictures to them. Now they are in the process of trying to get a hold of the dealership where I bought my car. I told them I have already called and they have switched owners. They do not have pictures of my car on file, but they are still making the process longer. They do not call me to update me on the process, I have to call every few days and I get the go around that it's either the claims department or the agent. Either way, it's ridiculous. We have been a customer for 5 years. We have 3 cars and 1 motorcycle on our policy. Let's just say, we will be looking elsewhere for new insurance that will handle our claims properly and not drag it out.
Reviewed April 26, 2016
I have been a Geico customer for 12 years, never had an accident or ticket of any kind. My rates continually increased every 6 months. I called Geico a few times and was told there was nothing that they could do. So I switched companies - I was able to get the same policy and add renters insurance for less than half of what Geico was charging. Don't waste your time or money with them please.
Reviewed April 26, 2016
Geico refused to take eye witness report of speeding "a person can't tell if someone is speeding" and charged me 80% at fault in very minor fender bender (no damage to my car - a slight dent in other car). They raised my premium 50% and originally said they just took out good driver discount. That discount is less than $10/month so agent admitted they are just trying to recoup from paying out on the accident. I am changing insurance companies and suggest you don't do business with Geico - poor customer service and their mistakes cost us!
Reviewed April 22, 2016
Couple months ago... I called them to renew my insurance policy. I spoke with 2 managers and 2 sale agents. At first I told them we been with them for over 2 years. Is there any way can we bring down the quote and they said NO. And one supervisor like... "Is there anything I can help you beside the quotes? If not I will hang up the phone." Then I was like "Okay. Fine." And I told them "That is very bad for business you know that?" And they repeated "Is there anything else I can help you...?" I went to another agency. They got me $300 difference. GEICO is a joke for real.
Reviewed April 21, 2016
I called with a very simple request, "I am buying a car from someone in New York and want to drive it to Indiana where it will be kept and driven (my primary residence), can you please give me transit insurance of some kind? In order to get temp tags in NY you need a NY insurance ID". I got the Guantanamo water boarding treatment. It basically consisted of a rep on the phone who asked me about 25 questions about my driving habits, where I work, my wife's driving habits, etc., etc. When I called to complain I got nowhere. I was told by the Manager that they had concerns about my coverage because I was calling on a cellphone with a KY area code (never changed the area code after moving, I am sure many people do this) and I was in Connecticut whereas my family was in Indiana and all this raised a lot of red flags and that is why I was subjected to this interrogation.
Moral of the story: They don't believe whatever info you put in that form when you buy insurance from them and they take every chance when you call in for anything to ask you a lot of nosy questions. I will be switching very soon. I also believe that they did this because I recently added a new teen driver on the coverage. They do this to make people switch because our risk profile has now increased. They have made their money from us in the last 4-5 years and don't care if we switch since it's good for them if we switched. Very much like health insurance companies. Living in the great USA is simply wonderful.
Reviewed April 20, 2016
Call GEICO and waste your 15 minutes to increase your insurance amount by 15%. I was paying $82 monthly to GEICO with Renters insurance discount added. Now they are changing my insurance to $105 with renters insurance discount while I am changing the address, which is totally unacceptable. I don't have a accident history as well. So that's why 15 mins won't save your 15% on the car insurance but in fact will increase your insurance.
Reviewed April 20, 2016
I have been a GEICO policyholder since 1977 - 39 years! I have never made a claim for myself, my husband or son for which any of us were responsible. I had a claim for a side swipe of my parked car during a snowstorm (was resolved with no problem) and, just two weeks ago, I was again sideswiped in a self-parking lot. The person who hit my car left. I made the claim to GEICO and the total cost was under $1300.
The job should have taken a few days. This claim has been a nightmare!!! Both the claims adjuster and his supervisor (who I had to get involved) have been totally incompetent. What should have taken a few days has dragged on and on. I was told THREE times my car was ready. I made a trip across town - not close to my house and not a good neighborhood - only to find that either the place was closed or my car was NOT ready!! The excuses were, well, ridiculous! Agent said he was "out of the office" or that someone else "should" have called me. I was never called, only (as I found out later) auto-texted. Agent is Michael ** and his supervisor is Aronn **. Both were awful.
I finally called in to the main office number to file a complaint, which I was told is not possible. I asked for some compensation for all this aggravation - I have paid tens of thousands of dollars in premium and not asked for much if anything back - and was told they were sorry, but they couldn't do anything like waive the deductible or put a credit on my account. Nothing. So, all my loyalty to GEICO means NOTHING! They just don't care if you are a good customer or not. SO, I'm OUT! BEWARE!! I'm going to Chubb!! GEICO will write a good policy and give you good rates, but they won't service the policy, no matter HOW LONG YOU STAY WITH GEICO!!! I feel like a fool - don't get caught like I did!!
Reviewed April 20, 2016
I'm with GEICO 10 plus years. I have better full coverage. My car was parked in parking lot and some truck man hit my car in my parking. I call GEICO, open a claim. Within 5 days they call me, "Your car is total. This is amount and you have to return a rental car within 5 days." I didn't have money for my car yet. How the person is gonna put down and buy a new car without any money? Now I have full coverage that cover my rental car for 30 days. They don't want to even offer that. They and that adjuster was rude. That I don't like to talk to him at all.
Reviewed April 20, 2016
After a couple years with GEICO I went online to request a quote to add my daughter to my policy when she gets home from college. I made sure to only request a quote. In a couple minutes I received an email that my daughter was added to my policy and my premium will go up. I called and was told even though I requested a quote that because of my answers GEICO added her to the policy. Even though I didn't sign or verify anything. I then told them to cancel my policy. The sales associate and manager both told me I cannot cancel unless I give them proof of other insurance.
I then called State Farm and enrolled with them. They actually gave me a better deal than GEICO. I called GEICO to cancel. The sales associate tried to convince me to stay, but I refused and told her I would just like to send in my proof of other insurance. She said I didn't need it. I could just cancel. So both the sales associate and the manager both lied to me. They lied so I wouldn't cancel. I will never use GEICO again. Very dishonest and sneaky.
Reviewed April 18, 2016
One of the worst customer service with GEICO claims I ever faced and I extremely suggest not to go with GEICO auto insurance as they will give you big hard time whenever you file a claim. They have their own lesser estimate and they wont agree with estimate provided by body shop and supervisor of state itself doesnt even care for the claim. If you need to talk to adjuster or supervisor, you may have to end up your full day by calling to them and they will accept the call once in a day. Even if you call GEICO customer care to report this issue, they wont even take it and they will say that you may have to talk supervisor only and he is the one who talk all crap.
My situation is, I met with an accident and a Body shop gave estimate of 35k where the car doesnt worth that much and better to total it. But, GEICO says the estimate of 17k and they tell a number of stories for the difference of amount. I contacted a number of body shops and they are not at all ready to repair the car as the first body shop is the best one and they suggested for total means it's the same they can do. But, GEICO never agrees for that and they will tell to take check for 17k and make it repair yourself. This was the worst insurance company I ever see and strongly recommend not to go with it.
Reviewed April 17, 2016
I have been with Geico for 4 years now. Never had a claim or complaint. I added my brother to my insurance and he was pondering driving for Uber to make some additional money. I called to ask them if we needed to adjust our coverage to do this. They told us they do not support Uber and that they do not allow Geico customers to drive for them. I said "Okay, we will not do that then" and my brother dropped the issue.
I then receive a letter stating at the end of our current policy we would not be eligible for renewal, I called to see why. They decided not to renew us because they took that as my brother was actually driving for Uber and we would need a letter for Uber with his last date of employment to be eligible for renewal. I informed them he never drove for them and asked if he got a letter from them stating that he never drove for them if they would consider our renewal. They said they would have to have a manager look over it and determine our renewal status. We provided the letter and are still waiting on a response.
Next issue, I moved to Virginia about a month ago away from my brother in Indiana. I update the information, my brother and I pay the same amount we usually do and think everything is peachy. 2 weeks later I get a cancellation notice is we do not pay an additional $85. I call to be told that the same exact amount I have paid for the last 2 years at the same exact time every month, is now a downpayment for the new policy since I moved.
I have given Geico nearly $600 in the past 30 days for a policy that is normally $200 a month because they continue to threaten to drop me for this nonsense. Joke's on them, because I'm dropping them like it's hot. They are a scam and anytime you try to call and talk to them, you get nowhere. I'm switching to a company that actually values loyalty and has an agent I can actually speak to and cares.
Reviewed April 17, 2016
"WITH GEICO WE ARE NOT IN GOOD HANDS". GEICO Group is the worst insurance company. They don't have respect toward its insured. It is very difficult to contact GEICO customers services or claims department and "do not explain anything " in case you have an accident. GEICO Group attracts with a policy at low cost to then increase prices as they want. Do not have respect toward minorities and immigrants, give a discriminatory treatment. Change prices is easy for them as well cancel the insurance policies to charge more money.
The worst thing is that if the customer report a claim or have an accident, GEICO claims representatives prefer to accuse their customer and pay to the opposing party, declaring guilty the insured from the GEICO Group to increase the insurance without explanation. Then they increase all the costs as the customer doesn't have any rights. It is abuse - the treatment of customer service and claims department and the discriminatory treatment they have against minority group and immigrants... determined guilty without the determination of a judge and only want to finish each case in a fast and less work to charge the insured.
The report of the police department doesn't represent anything. The legal representative of my case orally said an explanation, and later send a letter with other information and in the claims department have another information. I am was accused by one agent of GEICO claims department as guilty or at fault when my case is open. The only support I have is increased the insurance policy and the other companies give me higher prices and I have to stay with them. I canceled the policy and I then rose. With the Geico Group WE ARE NOT IN GOOD HANDS.
Reviewed April 17, 2016
I will be canceling my policy with GEICO due to a recent claim they are refusing to pay. My husband's work truck was hit from behind by one of their policy holders. He lost 4 days of work and they are refusing to pay the loss of income claim that was submitted. We provided everything they asked. After reviewing the paperwork submitted they started deducted this and that, and depreciating his work truck, and came up with a figure that was around 75% less than what he would have made that week. I have been arguing with them for weeks now. The lady I spoke to said they don't have to pay and paying was a courtesy! EXCUSE ME??? What is insurance for then?? My husband was going to work, was hit by their customer, and lost income from it!! Makes no sense. It's pretty clear cut.
The level of customer service is substandard, the agents are rude, never call back, and honestly I am in shock from the level of customer service we received. My opinion of GEICO has changed completely. I will be filing a complaint with the insurance commissioner. Get it together GEICO. You really need some serious customer service training.
Reviewed April 16, 2016
I would like you all to know about GEICO. I have been with the company for 1 year with a policy under mine and my father's name. Since having this insurance it has been a complete nightmare. The company 1st sent me to a person THEY recommended to inspect my vehicle. They happened to throw my paperwork in the garbage, and unknown to me was dropped to liability without notice which was illegal for a car being financed. So when someone hit my car while it was parked they refused to cover the damage. They had me talk to one of their Reps Ayisha **. She claimed she would contact me once the investigation was done. Of course 6 months later still haven't heard from her. Now GEICO has decided to cancel our policy and refuses to reinstate or even make us a new policy just because I am under my father's policy. I was placed on hold 5 times during calls. They could not give me a valid reason for this.
Reviewed April 16, 2016
This insurance company has nothing but a bunch of idiots working for them. Have not had an invoice sent me since the beginning on 2016. Made one credit card payment and automatically stopped sending me any invoices. I did not enroll in auto payment or anything like that. Every single month I get a cancellation notice for nonpayment. Go back in the system, click off auto pay, and they pull the same annoying thing over again. Try to make a payment the system is down. Got some stupid operator on the phone and she cursed left and right. The phone call was recorded and it will be presented on youtube for everyone to see. For the whole 20 minutes been bounced around to 5 over operators and still the same incompetence.
Reviewed April 15, 2016
I called GEICO office today regarding a charge that the rental company charged on my credit card for 970.99. I was livid how I was treated and how they handled my request. I advised Care Rep Toy, how I needed a supervisor. I was at work and very upset. That was ignored but was told to the Care Rep I'm was upset. Instead when her manager got on the phone and I advised her what I needed to take place ASAP, I was given information on how they covered up the facts. They didn't do their part for my claim, and it's my fault and so what? My credit card was charge. Is this how y'all handled customer's claims when I have text messages' times, dates and who I spoken to regarding this rental company calling me every day about my claim and it was not setup right?
The commercial auto advised me this will be taken care of last month. Why did I get charged anyway? Now what puzzled me the most what Courtney ** taken up for care rep Toy and advised me that I belittled her. I'm appalled by such statement. I would like higher management to call me ASAP. If not I will go to every social networks and courts for my pain and sufferings that GEICO has put me through regarding this claim. Sad but I will be looking for new insurance company for my homes, rentals, cars, etc. I will not be treated this way by no one. To top it off Courtney didn't even care. Didn't want to give me any information to report her to her higher management. I don't understand how a billion dollar company doesn't have a complaint phone number for issues like this.
Reviewed April 14, 2016
After over ten years with this company never applying for a claim, I requested to have my glass repaired because of a small ding. The repair shop was not available for a week. They would not send someone to my residence so that week the crack got larger from driving to the shop. So when I got to the shop it was too big and now I had to pay 500 to have the glass repaired. I believe Geico is great taking your money but crap when they have to do a repair. Avoid them.
Reviewed April 12, 2016
I was hit by a person in the backend and Geico is trying everything they can not to pay for repair. First they opened a case and said no problem, then they closed the case and said I should go to my insurance company because they had a coverage issue with the person who hit me. This should not be my problem, why should I have to pay a deductible to have my company fix my car. I was the one that got hit from the back go through an intersection. What a bunch of dishonorable people. Geico should been held accountable, I am open a complaint with the Insurance Commissioner. After that a lawyer.
Reviewed April 12, 2016
GEICO changes their price after you signed - sounds familiar? This time I made them promise it won't change and the rates are locked in. Guess what happened? I have had some issues in the past with GEICO raising the price after the policy started (I'm sure not to be the only one), but I have to warn you all about this particular case.
I am moving states, and was looking for home and car insurance as I was currently on a regional policy. Long story short, I decided to go with GEICO for auto after 1-2 hours discussion with Eric ** on a recorded line as their rates were lower than what the competition offered. Because of my past experience with GEICO, I made sure we went together through my DMV records so we have a 100% accurate quote. We did it twice. To the point that he said "That will be your locked in rate. It cannot change..." On a recorded line. He called me almost every day, urging me to sign up (my move is still 1 month away), and at that point I was tired to shop around so I signed up.
2 days after I sign, the rate goes up. I call GEICO and they tell me that they found out there was a speeding ticket they didn't see during the quote - the same phrase I heard when I signed up for auto policy a while back with them. I told them the situation and that we spent a few hours going through records (I have 1 speeding ticket and 1 hit and run, really not that hard), and that they should check the recorded line. Supervisor said she will call me back within the hour after checking the recorded line - never did. 4 days later, I call them back and now I get a supervisor (Leslie) telling me "Well, it's still the best price you'll get. We have the right to change 60 days after you sign up - so yeah, nothing we can do - if you don't have anything else sir, bye."
OK - maybe she's right. And they're legally operating. But they could obviously come back tomorrow and say "Oh we found this other thing and your rate will go up again..." Ethically, it's wrong in so many levels. Basically they'll underquote you to get rid of the competition and come up with the real price just after you sign - using the same phrase - "We didn't see you had that record when we did the quote."
Reviewed April 12, 2016
I recently moved to AZ and switched my GEICO insurance over while still maintaining my NY license. GEICO failed to inform me that they stopped transmitting my coverage information to NY DMV after 1 month. NY therefore thought I was driving uninsured and suspended my license. I was not aware of this. I live in a Phoenix suburb with no means of transportation. I may owe NY over $1,000 in penalty. I have been unable to get anywhere including work or the Dr. It has been a nightmare. Although GEICO promised a supervisor would call me back, to date; they have not returned either of my two requests for a callback.
Reviewed April 11, 2016
My car got stolen and put a claim with Geico. 4 weeks later I received a denial letter stating that they are not paying for my car which I had full coverage. They caused me a lot of intentional distress and I am planning to sue them for intentional distress and economical damages. They don't pay your claim. Be advised. They treat you like criminals when you submit a claim.
Reviewed April 10, 2016
I canceled my policy back in May/2014 and now in March/2016 I got a bill saying that my policy was not canceled until July/2014 and charged me for the two months. Even after sending proof of insurance from the other company I was insured with, Geico refused to cancel the debt and sent the "unpaid bill" to collections in less than a week after I receive this "bill". They are ridiculous! This company is a joke! There's a reason why I switched companies!
Reviewed April 8, 2016
I was the victim of a hit and run the summer 2014. Being young and unhurt and thinking that my car was undamaged, I didn't know enough to file a report since the other driver had fled the scene. Fast forward 3 weeks and I tried to put passengers in my back seat and thus learned that my rear axle was damaged. I called Geico to file a claim and was told that since I was still a "new customer" - I'd joined a couple months before - and no police report, there was nothing they could do.
Fast forward again to late winter 2016. My mom came for a visit and, at my request, took my car in for a routine oil change while I was at work. She refused to take it to my neighborhood oil change person, insisting on taking it to the car dealership's service station. Said car dealership told her that the car required a wheel alignment, but couldn't be done because the axle between the rear two wheels was too badly bent. I called Geico again, accepted my fault in never filing a report, and also in waiting so long, but wondering what might be done.
The Geico "special claims" adjuster Eric Long, called me a week later and said that he basically had to be convinced that I wasn't lying about the circumstances of the hit and run since it was so long ago. Three weeks later Mike from Geico called to let me know that that had "no evidence of a prior accident causing the damage to your car and thus all repairs would be an out of pocket cost of 2K+."
Already infuriated by Mr. Long's initial complete rudeness, I had called a competing insurance company and switched my coverage on March 16th. I was told I could expect a pro-rated refund in my bank account shortly. When I noticed it still wasn't there 2 weeks later I called Geico again. They told me that my bank had "refused to accept the credit back into your account" and so Geico had been forced to mail out a paper check on March 19th and would be with me shortly.
First of all, I called my bank who in no uncertain terms assured me that there would have been absolutely no reason they would ever have refused to accept the refund back. Secondly, yesterday was April 7th, and I still didn't have my check. I had to call for the 3rd time and demand that they re-send it by overnight for which they took the overnight shipping fee out of the refund. I'm still waiting for it today. All in all after being a customer of Geico for almost 3 years I would never recommend them to anyone. And I would love to know how I could have possibly caused such damage to my axle by myself because that's obviously what the geckos think.
Reviewed April 8, 2016
I was State Farm insured for 15 years and switched to Geico because of their great rates. Well they are great because they don't pay their claims. Purchased a car, picked up the next evening, upgraded my covered the following day. Two weeks later I had a wild boar run out in front of the car and that did 2800 in damage. I file a claim with Geico and right off the bat the question whether I was telling the truth about what happened.
It's 2 months later and there is still blood on the car. Anyway, first they didn't believe my story, then they tried to say, "Well you had a 12 hour period from the time you bought that you didn't have full coverage." Yeah okay? The accident happened two weeks later. Geico: PROVE IT? Uh okay, bank statements showing where I stopped at a convenience store near the accident that is in a rural/farm area and no where near where I live.
Pictures taken the very next day that are time stamped. Witnesses that saw the car after I bought it and after the accident. They just do not want to pay. Not to mention we have sent pics/docs and made phone calls they say they never received. Then they say: "Well we are going to close your claim for not giving us what we need. I have sent everything they have asked for." I have filed with the state a live in a claim against them. I guess the next action is to seek an attorney? This is so frustrating. I have never dealt with an insurance company this bad. STAY AWAY IS ALL I CAN SAY.
Reviewed April 7, 2016
Called to remove a car from policy and add another. Agent asked about my son and I stated that the call was only for the addition and removal of vehicles because I could not leave the car lot until the new car was added to my insurance. Agent stated my next payment on 4/6 would be $185 and then $169 monthly after that. End of call. On 4/6 $245 was removed from my account.
I called and asked why the amount was so high and was told they had added my son which increased the payment. I did NOT add my son and I did NOT approve that amount for auto pay. I was not informed of the change or the charge prior to it being removed from my account. I didn't even receive the normal text prior to the payment or I would have been able to prevent it. They will do nothing but try to help me find more discounts. I want my money, not discounts. They arbitrarily made change without my knowledge. This is deceptive and fraudulent but because I am on autopay, I am screwed. I will be consulting an attorney as well as take my business elsewhere. I have been a customer for 8 years, but this is unacceptable. I will no longer recommend Geico.
Reviewed April 6, 2016
GEICO does not value any of their customers nor do they take into consideration of the incorrect information being provided by their service representatives. In addition GEICO does not reach out to their customers nor acknowledge any inaccurate information you've received. To make matters worse GEICO will then debit your account without your knowledge. Not to mention they will continue to debit your account on the day that was not specified then when you call them to resolve the issue, the representatives reply with they "cannot control the automated system" meanwhile dragging your account further into the negative.
I advise those who are searching for an insurance provider to explore other vendors because this will happen to you and they will not make any attempts to fix the problem. This company is very unprofessional and is fully controlled by greed but still play the part of how they save you money versus other car insurance carriers. This is a PSA announcement.
Reviewed April 5, 2016
I was hit by another GEICO driver illegally driving down the turning lane. Her agent made a decision 2 days later that the fault is at 50/50. I advised no way... How can you make this decision and the police report was not available yet. I had to take off work the following Monday to get the report and send it in. The officer states the other driver hit me and she received 3 tickets in addition. GEICO still has not made a decision. 2nd. My car is still not repaired and I am past my 30 days. GEICO wants me to pay expenses out of my pocket. I would never suggest anyone to this company. I have been with them many years and I cannot believe the treatment I am receiving.
Reviewed April 4, 2016
My car I insured by GEICO since we moved in to New York. For 5 years I've been with GEICO, and pay my bills thru online. In my February 2016 bills I paid my bill online. On March I log into my account so I can pay my bill, unfortunately I can no longer go thru my account cause it said I need to call GEICO due to insurance cancelled. How come my insurance cancelled where in fact I paid last month. So I called and talked to their agent and find out that my February payment did not go thru because the account was already closed.
So I asked what account or bank I made my payment because I know my Bank of America was 2 years close and they told me that it was Bank of America. My question is why these GEICO personnel did not call or email or send letter informing me that the scheduled payment did not go thru. We are driving for 11 days with cancelled insurance and nobody informed us, that's crazy. What are these people doing? They are irresponsible, incompetent and now I received a suspension order from DMV for their negligence and I need to pay a suspension order for $88.00.
It's so frustrating that you trusted GEICO that you are in good hand only to found out we are in trouble. I called GEICO about the suspension order and their respond was they cannot do anything about the suspension order because I did not pay my insurance and they cancelled it. They should do something to resolved this issues but they are not that competent. So devastating.
Reviewed April 4, 2016
Today I assigned myself the task of notifying all the companies with whom I have automatically debited payments of my new credit card expiry date. I've been a GEICO customer for a LOT of years. My call was answered by the anticipated computer. I listened to the options. There was no option for reaching a customer service representative. Usually hitting "0" or "9" or remaining silent when the computer is trying to force more interactions will do the trick. This computer program was created by a sadist. The computer demanded I "tell it" my issue. I tried. It said it couldn't understand and began to recite its menu from the beginning.
I tried once more, to no avail. Then I began to recite "Customer service representative" over and over, which ordinarily produces a human. No luck, just the mindless repetitive demand that I tell it my issue. I am a native English speaker with a mid-western accent and a graduate degree and after being held captive by this damned computer I completely lost it and began screaming "No!" every time it demanded I keep trying to talk to it. "I know you want to talk to an agent but before I transfer you, you must answer a few questions..."
Finally, after several minutes of this, with my screams rising in pitch and fury, the computer surrendered and transferred me to another computer that blared advertisements at me for 16 3/4 minutes before a lovely young lady tried her best to put GEICO in the best possible light...and adjusted my payment information. People need jobs in this country and I find it frustrating that customer service is disappearing and businesses rely more and more on webpages and computers for customer interface. If they are going to force us to deal with computers on the telephone they NEED to provide an opt out choice that eventually allows you to reach a human being. Of the 17 businesses I called today, GEICO was by far the worst.
Reviewed April 4, 2016
Thank you for not renewing us Gecko. It seems your lizard is a snake! We have been customers for a long time! We have paid on time and always liked our rates! But as of today you threw us away like a piece of TRASH! I hope someone reads this from your company! We had no idea we would get a cancellation and not even a 30 day notice! I guess throwing away long time customer is something you just honor any more! This company must have been bought out by China! Hey LIZARD, SUCK IT!
Reviewed April 3, 2016
Filed an APPEAL for Auto Claim hoping that the accident decision will come in my favor. On 4th March, I was merging from Durham Ave to New Durham road. When I stopped before the red light there was no vehicle in front me. I started looking at the left side to find an empty pocket to merge on traffic on New Durham road that was turning right. I have a vehicle that has a turning radius of 17.1 feet. When I was merging in an empty pocket, I found that suddenly a vehicle standing in front of me & I had to apply hard breaks. Collision happen because she cut me from right side from the parking lane & came just in front of me. Even though she came in front of my vehicle but I was first to move because of the flow of traffic on my left.
In-spite of providing my honest statement under oath, police report, 30+ collision pictures, Google maps, Apple maps & MapQuest Images to justify that the other person was at fault for overtaking me from right & was responsible for the damage to my car of an accident, Geico decision was against me. The other driver did not have any injury or damage to their vehicle instead they humiliated me with their offensive & racist remarks & behavior. Geico's unfavorable decision had only added insult to an injury. Geico agree that the other person was wrong to cut me from right but as per their claims experts it's always the rear person at fault no matter what the situation is.
Geico claims to save money for the customers by providing lower premium within 15 min but it's only when you file a claim then you realize that their business tactic. Even though I have appealed their decision but had an absolutely horrifying experience. I have been with Geico since last 6 years & this was the first claim that I filed for collision with Geico. Geico failed to understand my situation & took an unfavorable decision. I am stunned, dejected & disappointed with their service & will be moving out ASAP. Please don’t fall into their trap of lower premium within 15min but instead learn from my experience and try another Insurance provider.
Reviewed April 3, 2016
I have been an on-time paying customer since 2007. The last couple of months I've had to make sacrifices to pay my bills, pay for my medical expenses and buy grocery. I thought things were fine, after I made my last payment on 4/1/2016 for $40.96 but when I log into my account $197 & some change was scheduled to be withdrawn, automatically on 4/18/2016. I called Geico on Saturday, 4/2/2016 to find out what was going on. The rep controlled the entire conversation. She stated that because I removed auto pay on my account, that increased my premium. It sound like Geico is trying to hold me hostage as a customer with these too, frequent increases. I noticed a silence on the other end, did she hang up? Not sure.
Well after her confusing explanation, I logged back into my account. The premium decreases to $81.92 due on 4/18/2016. She explained this before disconnecting. I asked: "Why is the premium still high? I can't afford this." She stated: I would have to pay through June 18, 2016 (A month ahead). I have never in my life heard of this one. A customer being forced to pay 2 months bills, one in advance. This throw their payment plan out the window. As far as the $81.92 being due for April 18, 2016 through June 18, 2016, why are these exact payments showing different amounts due AGAIN For April through June 2016? This sound like a scam in operation and I want justice because Geico knows that I'm disabled and I have a budget. I think a discrimination scam is brewing on this lizard.
Reviewed April 2, 2016
I had been with GEICO for 20 years. Then I had my first accident. Their service and response time was great. I had no complaints. Then a couple months later they raised my rates. I decided to find another insurance company who could give me a better rate. Seems like 20 years of loyalty should have been worth more than a slap with a rate hike. When it was renewal time I settled my account and moved on to a company that saves me over $2,000.00 a year. I have seen nothing except the occasional "please come back to us" ad from Geico for two years. Now all of a sudden I get a notice from a collection agency saying I owe Geico money.
Reviewed March 31, 2016
Terrible exp. One of Geico customers hit my Mercedes almost two months ago. They did a estimate but they don't want to repair my car. Terrible customer service giving me wrong numbers when I ask to speak to the supervisor. They twisted my words and manipulated me to say things so they don't have to pay.
Reviewed March 30, 2016
GEICO is TERRIBLE!!! You want to know how they can charge lower rates? They don't do anything when you file a claim against them. They make a few phone calls (without leaving messages) to their client who hit you, and then say they can't get a hold of them so your policy has to pay for it. It's great to save a few bucks each month in insurance, but when you actually need them they don't do anything. SUCH A JOKE!!!
Reviewed March 29, 2016
I had Geico insurance for about 15 years when I moved to Michigan. Prior to Michigan I had never had any problems. However, once in the state of Michigan I was treated differently. My daughter was diagnosed with cancer and had three bone transplants in her driving foot and could no longer drive. When this happened I called Geico to have her taken off of insurance and they refused. They said that she would have to turn her drivers license over to them or I would need to pay every month as long as she lived in my house. They were VERY belligerent and more than rude. Considering what we had already been going through this was one more thing that just was below the belt.
I changed insurances to Progressive and have been very happy. But now, I get a collection notice from Geico stating that I owed them for the month I changed over: $258.00! This makes no sense to me especially since I had cancelled them and I changed insurances - how can they legally turn me over to collections to keep paying them? I sent my insurance coverage over to their legal department and they said it was "Not Satisfactory" and that I still have to pay them. Please someone explain to me how they can legally get money like this from people and not get into some kind of trouble. It's more than morally wrong - it is stealing.
Reviewed March 29, 2016
A Geico driver hit me and totaled my car. I settled the car portion of the claim without a problem. I went to the doctor because of the contusions I sustained in the accident. The cost of the doctor visit w/ X-rays is $86.54. The medical adjuster sent me a letter with an email address and told me to submit the bill. It was my choice to do this by email. I thought it would be quicker to resolve. Geico has not paid the bill and it is well over a month. The doctors office sent me a final notice and will send the bill to a collection service if not paid in 10 days. No one at Geico has told me why yet. I am still trying to get this information.
Reviewed March 28, 2016
I was hit by a Geico customer and was directed to a claims facility for a Geico estimate. During the estimate, I was told the discrepancy of the estimate from the shop I preferred and the Geico estimate would be worked out and I wouldn't have to pay out of pocket. That was not the case and now I have to pay for an accident that wasn't caused by me. I guess this proves you get what you pay for. I would rethink the using Geico if this is how they treat people with claims against their customers.
Reviewed March 27, 2016
Maryland Insurance Administration and State legislators must re-evaluate GEICO's "Unfair Methods of Competition" and "Unfair or Deceptive Acts and Patterns of Practices" applying increased surcharges to low-income, disabled persons. Under Unfair Claims Settlement Practices Acts, an auto insurance company may not knowingly misrepresent material facts or relevant policy provisions in connection with a claim. However, GEICO maliciously done just that against me in their letter dated 12/16/2015. GEICO has been penalized for "excessive, inadequate or unfairly discriminatory" practices and falsified logs proven in class actions lawsuits in many states such as Illinois, California, Delaware, New Jersey, and Boston, etc. The State of Maryland legislators should be concern and execute legislations to ensure and prevent GEICO company misuse of these factors against their consumers, a statutory of bad faith.
Reviewed March 24, 2016
I was in an accident a few months back and the other party claimed I swerved into her lane and sideswiped her when in fact she had rear ended me with my only damage being above the back driver's brake light. Myself and passenger against the word of the lady that rear ended me and Geico has been trying since day one to get me to admit to fault and this I do not understand. Why they want to pay a claim they don't owe? Anyway I have a lawyer and have been seeing a doctor for injury pain. And now Geico is accusing me of fraud and wanting to cut off my PIP policy that is paying for my pain management. I have been with them for at least 7 years with not so much as a speeding ticket and they have been working with the other insurance company to try and prove me at fault. I have never seen such a corrupt and insane company as Geico.
Reviewed March 24, 2016
Someone vandalized my car and I called GEICO claims to report the incident. The person on the other side of the phone made a note in the system that it was hit by the door of another car. I told him that it wasn't hit by another door and I don't know what happened as I wasn't present when the incident took place. He didn't bother to change the statement and marked it as collision damage instead of comprehensive damage just because I have a $500 deductible on collision damage and $0 deductible on comprehensive damage. When I argued with him, he said the adjuster will make that determination. So I took an appointment for car inspection the next day with the adjuster and the adjuster just looked at the notes and told me that it looks like it was hit by another door and would be collision damage.
After arguing with him for couple of minutes, he changed his story and told me that it was hit by a white car while it was backing up and it has left some paint on my car. I told him it was not paint and dust and he said it was still hit by another car. So the adjuster has no knowledge of what he was talking about and went forward with the collision damage as he knew I had a $500 deductible. I reached out to his supervisor and manager and they asked me to come for the inspection for second time. They repeated the same thing that it was hit by another door or car or an object and would be considered as collision damage. They were not sure what happened and just assumed it was a collision damage so they can get the money out of my pocket. The damage looks like someone kicked the door and vandalized my vehicle.
I have been with GEICO for over 2 and half years and that's how they treat their valuable customer. I am so disappointed with GEICO. I want to get my car fixed and have been waiting for them to update the claim but they keep repeating their story. Extremely disappointed with their service. The person who inspected my car is Mark **. His number is **. His email address is **.
Reviewed March 22, 2016
Geico agent sold me on homeowners insurance at a significantly lower rate. After switching over they sent me a cancellation notice, citing 3 minor conditions that needed to be remedied to keep the coverage. After paying to get the 3 conditions fixed and providing proof of the remedied conditions, Geico came up with another adverse condition not listed on the original notice and provided me no time to get the issue fixed (which was not an issue anyway). Total messed me over and provided no viable alternatives. I highly suggest you don't use Geico for homeowners insurance.
Reviewed March 21, 2016
I wanted to take the time to write this review. I had a vandalism claim on February 15. GEICO has had me under fraud investigation for almost a month and a half. I've been very cooperative and giving them everything they have asked for such as phone records, payment history, police report and they still have given me the run around. I have contacted the Texas Dept of Insurance and I am looking for a lawyer as we speak. They are the rudest lying company I have ever dealt with. I will be cancelling my policy but I want to let everyone know before you sign up with this company pay attention to the reviews. They will drag you through the mud and instead of treating you as the insured they will treat you like a criminal. They will lie and manipulate anything possible to keep from paying! BEWARE and stay away from this company!
Reviewed March 20, 2016
I was riding my bike when I was hit by a car owned by a GEICO policyholder in the crosswalk. The policyholder filed a accident report stating the car was stopped at the red light and that I ran into the car. Based on the policyholder's statement GEICO denied all liability. GEICO failed to get the official police accident which included a statement by the driver that he was looking to the left for approaching traffic as he was turning right on red and did not see the bike in the crosswalk and was accelerating when he hit my bike. GEICO ignored my statement and did not interview the police officer or other witnesses. GEICO actions show their investigations are a joke and GEICO will go to any lengths to deny legitimate claims. GEICO should change their logo from a gecko to a snake.
Reviewed March 20, 2016
Had to submit a claim on my 2011 Jeep Patriot due to water getting up in the motor area during flash floods and damaging the computer and fuse box. Afterwards, my jeep would just stall out and dash, gauge lights and emergency flashers would flicker. This happened at least 2 times a day, went on for a few months until the Jeep just died and would not turn over. So I called GEICO and they were real quick to put me in a rental car and a couple days later the GEICO inspector showed up to look over my Jeep. She left me a message stating everything looked good, but wanted to know how high up the water went up in the motor area. I left a message with her and gave her the information. This was 3 weeks ago. Then I get a call stating I had to return my rental car so I would not get charged for the rental car while a special inspector looks over my car to decide whether or not they will cover this claim. So, I had to return the car.
This was a week ago and they had no concern that I had 3 kids to drive around to school, work to go to. So I called them Friday and they said it should be early next week before the special inspector could get out to the Jeep and look at it. So, I bet they are just preparing to inform me they will not repair my Jeep after reading the many complaints I see filed. Please tell me why I bought auto insurance.
Reviewed March 19, 2016
Had a job offer with GEICO and was told after the fact that they do hair drug tests. I knew I would fail but figured I would test the system by using the hair detox shampoo to remove (insert favorite intoxicant here). Anyway, I failed. So I thought "I wonder if they would still give me car insurance?" So I requested a policy and received a quote for coverage. So GEICO is not willing to give me a job to earn money but they are more than happy to take my money and put me behind the wheel of an automobile.
Reviewed March 19, 2016
Received notice from GEICO today saying my policy is now more than double. Never had a claim... no tickets... no anything... excellent driving record. My 24 year old daughter got her license in November of 2015 and has since moved in with her boyfriend (doesn't even live with us). She has never driven any of our autos and we will never let anyone including my daughter drive them. She doesn't live here anymore and this blood sucking insurance giant wants to rob me blind. Not going to happen.
I've been with them over 6 years always paid on time. Never a claim. Insure 4 autos and my home through them. Have referred over 20 people to them until today. GEICO should be happy to have someone like me as a customer... But after reading all the reviews online regarding GEICO and the business practices (doubling amount) put on a little guy like me... Not even wanting to hear my daughter doesn't live here or drive my autos but just telling me I'm going to pay another 2500.00 plus a year. Time to call the AG in Mass. and file a complaint... also consult local lawyer. GEICO is screwing not just me but probably thousands upon thousands of people just like me. Also looking to set up web page devoted to all the people who have been screwed by GEICO in the past and helping all in the future. Avoid companies like GEICO. THANKS GEICO.
Reviewed March 18, 2016
I left the country for about 6 weeks my father passed away, when I got back home I login to my geico account to see why they wasn't taking out my payments... My policy was canceled on March 3rd 2016! I found out on March 18th when I returned to New York, not knowing and parking my car on the street! I called them as they was very nasty, geico said my bank block all transactions so they couldn't get payment, I did notify capital one I was leaving and I will be using my bank account outside the US so that was my bank reason for not approving anything before my return date home, my insurance went from $1083 for 6 months to $2378 for 6 months and geico said there's nothing they can do and started me in a new policy, is there any legal matter in this? I paid over $700 yesterday to start a new policy with them. I been with geico for over 6 years!
Reviewed March 18, 2016
After 3 years with Geico, I was shocked to find how I was treated after my car accident this year. The woman who has fault for rear ending my vehicle had State Farm and they took complete liability and care of me where Geico was interrogating as if I hit her! They also called my FIANC and asked him questions about the use of my vehicle. They cancelled my policy due to his answer of me transferring product between clients therefore I do not qualify for coverage because it would be considered a commercial policy. Not to mention the case worker from Geico, Amanda, was condescending to me and it provoked me to give a low customer satisfaction review. She called me again the same day and continually emailed me with more interrogation questions. I am surprised that any company would allow the same person to reach out to them when that just received a complaint. No Bueno!
Reviewed March 16, 2016
I have a luxury car insurance by GEICO with full cover and they said they will be responsible to pay for "original" car repairs. After a little crack in my windshield now they said the original windshield is not cover. What a rape! This is fraud.
Reviewed March 16, 2016
I was rear ended by a car into a third car and GEICO decided against the police report and witness testimony that my car was at fault. After months of trying to get this sorted out I called to cancel only to find out that they've "decided not to renew" without telling me. They went against the only piece of unbiased evidence in favor of someone from another company and have caused a huge upset in my life. Not to mention the employees I spoke to were rude and inconsistent. Stay away from this sketchy, conspiracy-filled mafia.
Reviewed March 16, 2016
I got my new car in July of 2015. My father had Geico for years so I decided to go to them. My mother, who is not licensed and therefore not on my policy, took my car without permission while I was getting to work for the day. While she was out she not only tore up village signs but she hit another vehicle and totaled my car. That day I called Geico I let them know what happened and they got me in touch with a claims Rep. The first guy I talked to gave me options. He seemed nice; he is the one who told me the vehicle would be a total loss. I signed over my car to Geico so they could finish the claim to my lien holder. He gave me an appraisal for the claim. I filled out the paperwork he needed me to do and that was that.
This was in November. In January I find out that the claim was still not paid and was now given to a theft specialist who had not contacted me at all about the claim. I went online to view the claim and they had me fill out more paperwork which I completed and I sent an email asking to be contacted about the claim. 2 weeks later I get a voicemail from someone I've never heard of saying shes the new claims person and she has been trying to contact me. I tried calling her back, never got ahold of her. I got a letter in the mail saying they are still working on the claim. I kept on trying to reach her to see what the hold up was. Never got anywhere besides her voicemail.
Yesterday I got a declination letter in the mail. REALLY!? The reasons were due to my lack of help in resolving the matter and that there wasn't a police report. There were two reports, and police were at my mother's house when I had walked outside to see my car destroyed. My mother had tickets and I had copies of the police report. This was terrible. I am now on the hook for $12,000 for a vehicle I don't have and Geico doesn't care. They still have answered, and I've been leaving messages to have a manager contact me regarding the matter. I am so beyond angry and disappointed that a company who strives for "Customer experience" would treat someone like this.
Reviewed March 16, 2016
My daughter was rear-ended by a young driver and the impact was so severe that the entire factory installed hitch and bumper on her 2013 Ford Escape was push up under and into the frame of her vehicle. Both my daughter and the young driver who had hit her in the rear had the same insurance company "GEICO". My daughter and granddaughter who was also in the vehicle at the time of the accident also sustained whiplash and suffered neck pain and headaches for up to a week after the accident. My daughter had to wait on the accident report to be filed before GEICO would let her take her car to have it repaired because they would not authorize the repairs until they had the young drivers policy number to submit the claim.
Finally after a week later, GEICO's insurance adjuster met with my daughter and one of their approved Ford service centers to appraised the damage. My daughter was given a compatible rental vehicle to drive while the repairs were done but it smelt like a cigarette factory even when she told them that the smell was intense, they did not exchange the vehicle.
For a week the vehicle was in the shop and she finally was able to return the smelly rental and get her car back. The repair was so awful that she now has to deal with having to deal with the Ford service department to have it fix correctly. The parts that were used were not factory specifications. Instead of installing the factory bumper with a factory trailer hitch assembly, they installed an aftermarket trailer hitch and cut the new bumper out around the hitch to make it fit. The cut bumper is jagged and with the rough edges looks like someone was in a hurry with a chainsaw. After nearly 4 decades of driving and auto repairs this is by far the worst repair job I had ever seen.
Reviewed March 15, 2016
Kevin ** is the one that handle my claims. His customer services skill is very, very horrible. He told me the claims will took a little longer for making the decision. And then I told him so "that's too long I need the car to go to work". Then he ask me "What do you work?" I feel like... WHAT? You don't have the right to know what is my job or what am I working? You only know that you have to solve the problem for customer as soon as possible. And then he said "in the policy I saw you have 3-4 cars then you can take those to work". OMG I can't believe that he told me that. Even though I have 3-4 cars but he has to think each of our family member drive each car, how can we share while each of us have different job? I feel so bad with his attitude.
Reviewed March 14, 2016
Hit by an uninsured motorist and GEICO says it's not worth it for them to pursue!! So who pays for the damage to my car?? And, I have insurance for what reason??? Customer service is very rude and uncaring. DO NOT INSURE WITH THEM!!
Reviewed March 14, 2016
For years, I talked up Geico as affordable, decent insurance. That was before I received a semi-annual bill that contained a whopping 72 percent price hike! I emailed the company asking for an explanation and was told they had had a lot of claims so I, who has never filed a claim in the more than 10 years I was a customer, was expected to sit back and take it. Then, Geico decided to be even more grasping and sent me a bill for $15.70, which it claimed I owed, threatening me with collection efforts if I didn't fork it over. I paid the thing, considering it a small price to pay to be rid of this greedy, unresponsive company. I now have Progressive Insurance and we'll see how that goes.
I urge anyone thinking of signing up with Geico to walk, not run, in the other direction. They will stick it to you for their bad decisions to insure poor drivers and loyalty to Geico is a one-way street. I have warned, and will continue to warn, anyone who asks and many who don't to avoid this company and find one that will not give you the back of its hand.
Reviewed March 13, 2016
Although I may go with Geico, it will be after more research. But as for the experience of getting a quote I was very disappointed. It seems they work on the hard sell practice. I was having difficulty with the online quote so I called. The agent was pleasant through the process and did save me considerable money. Till I told him I had to talk to my wife before changing companies. I guess they want you to buy right away! As he kept pushing and would not take later for an answer, his tone changed slightly each time I resisted. As a result I was forced to hang up. I do plan on talking to my wife. Then my sister in law who has them before calling back. I hope I'm not blackballed for this review.
Reviewed March 12, 2016
My daughter was hit from behind by a NC Geico policy holder when she was stopped in traffic. The police report stated that the Geico policy holder was at fault and hit my daughter's car at a speed of 25 and caused $2000 damage to the Geico policy holder's car and a $1000 to my daughter's car. She had slight back problems and spent over $1100 at a doctor's office and rehab and prescription medicine. Geico agreed only to pay $500 on the medical expenses. My daughter has had to hire an attorney to settle a simple $1100 claim. My advice to people who have a medical damage claim against Geico is to hire an attorney to settle your claim since they will not pay your full medical damages and figure you will just settle for less.
Reviewed March 11, 2016
I paid Geico premium for several years and never called in a claim until another driver that was Geico Insured as well hit me and totaled my car. Claim is still open and nothing has been done as they said they would do. I had to buy a new car and take a loss on my totaled car. My airbag deployed and tore up my arm. I was in shock first day or two and have had pain in my neck and headaches ever since. Still not settled and I still in pain! Tired of the runaround and lies. I am just asking for my loss to be reimbursed. My daughter got into car accident and her claim was settled in 2 months from Farmers. I feel like the victim here and I was not the one that caused the crash by texting and driving. Very disappointed and will never use Geico Insurance. I got "double doozy" disappointment with BOTH parties being insured by Geico. Not professional company and in no hurry to resolve my claim as promised.
Reviewed March 10, 2016
My husband and I were with Geico for over 10 years. My husband and I were married for 14 years, He worked two jobs to support us. One with the military, one with the bureau of prisons. My husband died suddenly in 2010. After my beloved died, our son and I were facing life without him... We went through some stressful years. To add to all of our stress and sadness, two cars were STOLEN... One they paid for. The second claim DENIED FOR FRAUD. That was when I decided to surprise my best friend from high school. We had lost touch for years.
Anyway, the day I go to surprise her with a visit, is the day my beautiful Honda was stolen. I was so upset, what else could go wrong??? Well things did... A CRIMINAL... I called the police, filed a report and had to find a ride home which is almost a hour away. I was so upset and overwhelmed with everything so according to GEICO that was their red flag. "Why did I wait over a day to call?" Oh, it gets better. One person said in their complaint, that they treat you like a criminal. And yes!!! I was all of the sudden the person that stole my own car. I was livid, and they made the claim last for years. I had to keep calling because they would not call me back. I never got the chance to speak to the adjuster for the last time. They mailed me a letter after I called. My claim was denied. Apparently I stole my own car and took it to a place I have never heard of.
I wish I had the strength and resources to fight for it. But I was physically and mentally worn down to the ground. Are there law firms for cases like mine? This was so unfair. I am an old 52 year old disabled woman, beat up by life and a widow and raising our son. Why would I ever want to anything like that? All that I wanted was my car back. It meant so much to me. And we needed it. Our son helped me honor my husband's last wishes. He said if he had to pass before I do, please buy you and my only son a home and buy a new car. So, I lost my beloved, my car and my claim denied for fraud by GEICO. I have never been in trouble in my life. And they treated me so wrong and got away with it. Should you go with GEICO??? My answer is PLEASE DON'T... DO... IT!!!
Reviewed March 8, 2016
I was denied insurance by Geico Florida department because of a customer rep who got angry. I went into a Jeep Dealership on Northern Blvd New york while visiting and decided to buy a vehicle on March 5th 2016. I wanted to get a quote of which I called Geico of which they put me on to Austin from the Texas location. He was very rude on the phone telling me that I have to register the car in New York of which I told him "I am just visiting and will be going back to Florida". My boy friend came up asking of question and he locked the policy saying I am not allowed with geico. I call and spoke to a Craig of which he had put me on to a Andy of which I was racial profile and felt as though they had it out for me as to why Austin did this. I am very upset that he did this. Now its looks back for me and Andy did not do nothing. Its a shame to see that Austin is bringing down Geico name.
Reviewed March 7, 2016
Apparently, insurance rates with Geico are based NOT on driving record. They are primarily based on where you live. Geico's policy standard is to reevaluate your policy every six months. My insurance policy has been raised 3 times in a year with no accidents or tickets. My advice to Geico is to stop gouging your customers in order to pay for your lame lizard.
Reviewed March 6, 2016
I have been insured with GEICO and on February 26th I paid my insurance. A few days later I got a cancelled notice. I immediately called and asked “Why was it cancelled?” I was told my payment returned. I checked my account and seen something else hit which made my payment return. I put the money in and called back to pay it. I was told after I pay it I will have to start a new policy and pay up six months in advance. I asked “Why do I have to pay up 6 months?” and was told because "Y'all are frauders in Michigan. You can't put down money. You have to pay in full.” "What do you mean frauders?" I ask. I was told "Y'all get insurance for tags and then don't pay." I asked "What does that have to do with me? I have been insured with you for years now." I was told "I'm sorry. In the state of Michigan because y'all are frauders."
The exact words from a manager who's direct telephone number is ** as well as a agent named Clayton that “We are sorry but Michigan is a state of frauders and this is our policy for Michigan residents.” My complaint is beware of GEICO if you live in the state of Michigan that this company is redlining and discriminating against any individual simply because they say you live in a fraud state and have made this policy against Michigan. If you feel this way about Michiganders why are you even doing business in our state of you feel we are ALL FRAUDERS.
Reviewed March 4, 2016
Be warned. Claim service is terrible. Adjuster was very slow at answering calls and e-mails. Only paid about 2/3 of what our truck could be replaced for. We spent hours sending advertisements on like vehicles for sale and they didn't take the time to look at them. Just horrible! I will not be renewing my car insurance with them in May.
Reviewed March 4, 2016
I was involved in an accident and the other driver was issued a citation. My first auto accident claim ever at age 50. Geico first wanted to repair the vehicle for 7k and when I told them it was only worth 8k they came back and said that I was correct and would only pay 5k for the vehicle total. Then they flat out lied to me repeatedly about trying to collect my losses from the other party! They are worthless liars, I promise you. DO NOT buy your insurance with them or you will regret it should you ever have a claim.
Reviewed March 3, 2016
As the title states, stay away unless you want to be treated like a criminal. I have been driving for 11+ yrs and have only had 1 accident. One I was fortunate enough to have Progressive as my insurance company who made the whole process smooth and easy. I switched to Geico and a few months later my nightmare started. I woke up to find my vehicle vandalized. I called the police and filed a report, and then filed a claim with Geico. At first, it seemed easy, the people were friendly and got me set up with a rental. Soon, my story changed into a nightmare. They stopped picking up my phone calls and then assigned a "special investigator" to my case who outright accused me of trying to commit insurance fraud.
He stated I bought the car like that and was trying to collect insurance money for it. I send him pictures of my vehicle prior to it being vandalized (time stamped pictures as well going back to almost a year ago when I purchased the car from my social media account) to prove to him that was not the case and he calmed down and stated they would process my claim until his bipolarness kicked in a few days later when he went back to accusing me of committing insurance fraud.
He too is not picking up my phone calls and I'm currently consulting a lawyer, I've already prepared myself mentally that it'll be a while before I get paid for this but I will make sure I do and that everyone knows my story and never has to go through what I am going through right now. They made me return my rental after a couple of days. I am now left without a car. A insurance company that refused to talk to me and when they do, they accuse me of things that are far from the truth. STAY AWAY.
Reviewed March 3, 2016
I called in to renew my auto insurance policy in January. I asked for the same insurance and SR22 that I had previously and even have the recording of the conversation with their representative. I paid on time and was even charged $100 more just because I changed locations. A month later I get a letter of suspension causing my drivers license, registration and plate to all be suspended. I call Geico and they tell me it's suspended because I didn't have the right kind of insurance. And this is my fault how?? I ended up having to pay $125 more just to have the right kind of insurance and they refuse to reimburse me for the reinstatement fees I am now stuck with because of their error!! I will not be renewing with Geico after these six months. They do not care about their customers and their representatives are nincompoops.
Reviewed March 1, 2016
I WAS HIT BY ONE OF GEICO'S INSURED. THEY FIRST OFFERED ME $250.00. An adjuster by the name of R. **. Then after my treatment was over, she came back and then offered me $1650.00 which didn't even cover the medical bills. GEICO IS A JOKE. They spend their money on all those fake commercials to get you to sign up, and then boom. DON'T DO IT. RECONSIDER GEICO AS YOUR INSURANCE COMPANY.
Reviewed March 1, 2016
I filed a claim against a GEICO policy holder, submitted sufficient evidence to prove liability with a police report stating that their policy holder operated a motor vehicle in a careless or negligent manner and I had no contributing actions. Alexander ** representative of GEICO claims team and his "supervisor consultant" determined that they are not at fault because their policy holder had a "conflicting story" when he admitted fault at the scene of the accident. And after that insult he told me that there was not very much damage to my car besides "minor bumper damage". I'm sorry but your policy holder DENTED my front quarter panel and ripped the clips off the front bumper off a Mustang that can't just be popped back together, the quarter panel has to be replaced and repainted as well as the bumper!!! IT'S NOT GOING TO BE CHEAP!!!
Reviewed Feb. 27, 2016
2 Years ago I got car insurance with Geico. Never had an issue except that they never mailed me the coverage info at renewal time. I had informed them I had a lien holder. However, when I needed the coverage they said I do not have any coverage for my car. I called and tried to get the recording of the call when I got the coverage. They denied it to me. Their rep said "prove you had the coverage." I went online since they never sent the policy info. My coverage info was not online. That is very convenient for them. Geico is great if you never need the coverage. If you think you may need coverage one day stay away from this company.
Reviewed Feb. 26, 2016
Called in to get car insurance and was told I had to sign up for auto draft to get the best rate. Wasn't sure if I wanted to do auto draft so I told the salesperson that I would call back. He was very pushy to the point of being rude. I had to just cut him off and say "No, thank you" as he wouldn't let me get off the line. Called back later to talk to another sales person and sign up and was told that now they wouldn't be able to insure both my vehicles as one was used for business purposes. The last pushy sales person was going to sign me up but now this one cannot.
Reviewed Feb. 25, 2016
Promises, promises, promises, all mean nothing. My vehicle was struck, while legally parked, by a Geico insured driver. The claim for damage to my vehicle apparently has been paid, however I am getting the run-a-round and ignored with a reimbursement claim for a rental car. I chose the cheapest vehicle Enterprise Rent-a-Car had, only $210 for 10 days rental. My calls to Geico get ignored and or not returned even though I'm assured that the claim is being reviewed and they would contacting me within three (3) business days. In fact the person who was the original contact, Darnetta **, has a message on her phone that she will be on vacation December 22 to December 29 and to leave a message. IT'S FEBRUARY 25! I have begun telling as many people as I can about the poor claim service provided to me. I indicated one star but only because it was required.
Reviewed Feb. 25, 2016
I have been with those things 7 years. Never hit anyone or caused an accident. Always paid my premiums 6 months at a time. I was just hit for the first time. They denied my claim with no real explanation. They lied, they were very unprofessional.
Reviewed Feb. 24, 2016
Someone needs to look into you Michigan road downriver area adjustor and their supervisor. The experience was so unprofessional. The reason I am writing on here is the supervisor laughed at me on the phone and I explain "I will not talk to you anymore. Give me your supervisor's name and number." He stated to me "I'm it. There is nobody else." When you do read this please get in contact with me. Someone needs to look into this, your insurance company is wonderful to work with, but the reputation that these employees are giving your company, they are placed in positions that they cannot handle or in speaking at a professional level. Even our customer's son had to get involve with this claim to handle matters.
Reviewed Feb. 24, 2016
They were very helpful when my car was totaled by a drunk driver. They explained the claim process very well and paid the claim fast. They were very courteous when I had questions and did not treat me like I was asking stupid questions.
Reviewed Feb. 23, 2016
I have had this insurance for 14 years and have never had to experience their claim handling... until now. They are good with words of assurance but the reality is... they use your premiums to buy more advertising to get new subscribers. They cheat their own customers. I am so, so disappointed with this "insurance" and feel that my loss has now become even greater as GEICO is also victimizing me!!!! PLEASE BE WARNED!!!
Reviewed Feb. 21, 2016
I've had GEICO for a number of years. I've always been very pleased with their customer service, rates and on the two occasions I've had claims they've been fabulous. Both claims were with my daughter driving, one her fault, one not. Upon renewing my last policy, a few months back, I wanted to drop my daughter from my policy as she's now 22 years old and living on her own. She has her own place and no longer is around to drive the family cars. They wouldn't let me do that. They claimed that until she had her own auto insurance or 2019 I would be forced to pay the extra premium as if she was driving the family cars. OK, so not that big of a deal but was still costing me over $300 every six months. OUCH!
The real kicker came today. I realized that my policy had been cancelled. I'd bought a new, used car in January and forgot to make the payment for the additional $250 or so dollars the new car added. The cancellation bill was $36.24. As soon as I realized my error I paid it online, I then called to renew my policy so I would have insurance for my 3 vehicles. The policy went for $800 something for 6 months to over $2,500 for six months! HOLY SHMOLY! I said to the person on the phone that was outrageous and I wasn't going to pay it. I got off the phone, calmed down as I was very angry, waited about 10 minutes then called back as I thought there must be a misunderstanding.
I called back and the other customer service rep confirmed the new premium. I said I wasn't convicted of drunk driving or killed anyone since the insurance was cancelled four days ago. I asked how they could justify nearly tripling my 6 month premium. She couldn't. All she could say was how sorry she was and that if it was up to her... Well I couldn't go without insurance so I paid the 25% which was $600 something to reinstate the policy but tomorrow I will be calling around and getting insurance with someone else as this is a screwing as far as I'm concerned. I'm so very disappointed in GEICO as I'd been so happy with them and had spread the work around to anyone who would listen that they were great to deal with. Not anymore. They've now not only lost a good customer, with a perfect driving record but I will no longer be singing their praises. Hope it was worth it.
Reviewed Feb. 18, 2016
Have been a loyal customer. All my cars & family cars insured with GEICO. In July I inquired about ride sharing insurance as research, in case I wanted to look into doing Uber or Lyft. I never actually did these. I just wanted to learn if I could get coverage if I did. GEICO's quote tool told me that they didn't offer in my location (WA), but did in other areas. This inquiry on its own was enough for GEICO to completely drop my auto insurance at my next renewal.
They apparently sent me some paperwork to inform me (which I never got). They never looked into if I actually did it - just asking if they offered ride sharing insurance was enough to get me banned. Not only did they cancel my insurance, they informed me that I couldn't have insurance with them going forward. Customer service person couldn't offer any information beyond this, basically told me to go to a competitor. Of course I am now cancelling my homeowner's insurance, etc. with them as well. But BEWARE - DO NOT INQUIRE ABOUT RIDESHARING INSURANCE IF YOU EVER WANT TO BE A GEICO CUSTOMER.
Reviewed Feb. 18, 2016
Reported hail damage. Met with adjuster, adjuster said there was no hail reported anywhere close to where my car was, until I presented videos from my phone. Then she remembered that there was hail, straight out lied, then because I was honest and said I had a claim prior to this and what was repaired from before and showed pics after work was done, which were dated, but couldn't find receipt. They fought for a mo, then denied claim and spent more money in the process. Don't waste your money with Geico or you'll regret it.
Reviewed Feb. 18, 2016
SAVE YOUR MONEY AND TIME. GO WITH A LOCAL BROKER... I SAVED $1700 a MONTH... I had the worst experience with Geico today. I received a ridiculous quote for auto insurance, with an excellent driving record. When I said "no thank you," the sales rep put me on hold and came back with a quote HALF of the first quote. So I said "okay," and proceeded to provide my banking information, including the account number and routing number to my checking account.
After giving the guy my banking information he put me on hold again. He said he was having issues with his computer and his computer was freezing, and then all of a sudden he came back on the line and said, "I am sorry you don't meet our underwriting guidelines. We can't offer you ANY policy AT ALL..." AFTER taking my banking information?! I then called an insurance broker that was recommended to me, and got better coverage ($100,000 in property damage versus the $25,000 that Geico was offering), at $1300 a year versus the $3000 that Geico quoted.
The broker looked at my driving record with me on the phone and said I am a 98, and an excellent driver and had no problem finding me a deal. I still don't understand why I was rejected from Geico in the first place. I have had one speeding ticket my whole life, and no car accidents... SAVE YOUR TIME AND MONEY, GO WITH A LOCAL BROKER
Reviewed Feb. 17, 2016
Tried to make a payment on my son's account that already has my credit card on it and I got a new card. Payments are automatic and needed to pay because it was due yesterday and GEICO are not smart to help me get the bill paid.
Reviewed Feb. 15, 2016
I have been with Geico for 3 yrs. No claims or accidents yet my policy increased every year. I called to see if they offered any discounts since there hasn't been any claims or accidents and they said no. I recently called to have my vehicle towed after it slid off the road, and was told that they can put it back on the road but can't tow it to my home. I explained to the rep that because of the road conditions I can't drive home. I own a rear wheel vehicle and I don't want to risk getting into an accident. I pay for the towing service. I should be able to use it whenever I need it. She was rude and kept saying they can only put my car on the road and I would have to pay to have my car towed to my home. Geico is full of it. I will not be renewing my policy with them, which you have to cancel in writing or they will renew it themselves? I found much cheaper insurance thru my bank, with BETTER coverage!
Reviewed Feb. 12, 2016
One of GEICO's policyholders, who was high at the time, hit me from behind. I took time off work to get three quotes only to be told they won't accept them. My agent was SHOCKED at this. I gave them the address of where my car will be so they can send someone out. Still won't do that. Said I have to take it to them. Got some low ball ** estimate from their retarded adjuster. Now taking them to court. STAY AWAY FROM GEICO AS THEY ARE THE WORST!!!
Reviewed Feb. 11, 2016
My car suffered flood damage, so I took it to my dealership which advised me to get carpet and cushions replaced. Geico refused to pay for that, even though I pay $200 every month for full coverage. The claims adjuster is rude and told me it was "not necessary" to get my moldy cushions replaced. She told me I need to take it to a "water damage specialist" (that's not a real thing by the way) to get a 2nd opinion, and that she would provide me with a list because they cannot choose for me.
She sent me 1 option. ONE! I took my car to the place of her choosing and now they tell me that all I need is just a nice shampoo and mold spray (which they probably bought at Target). What about the diminished value of my car? What about returning the damaged parts and value prior to accident like they are suppose to? They are so eager to take our money, but when it comes to paying out... good luck with that. My car will never be back to its original state, and I will never be back at Geico.
Reviewed Feb. 11, 2016
Hi. I have a 2015 A.C.E. RV. That unit was strike by a lighting in Sept 2015. I call my insurance company GEICO and tell me "don't worry about it. Everything is cover by the insurance." The adjuster came at my house, check the damage, and take the decision to totalled the RV. That incident occur in Sept. Today is February 2016 and I still waiting for Geico to pay off the unit; and the excuse is because it's the high dollars amount...
Reviewed Feb. 11, 2016
When my father added another vehicle to his existing policy, the representative created a new policy where he added the existing insured car and the new one. He also left the existing policy active. So GEICO double charged my family for the same car twice for 5 years. And now they refused the full amount that was overpaid! They argued that they can't give us all the money back because we were not entitled for the discounted price since they should had not been two cars in the policy.
I understand that but still is unfair, we paid over $3000 for the same car and they only are refunding us a third of it, not to mention that they kept lying to me for months when there was no one working in the case. No one seem to care I was just given the runaround. Well that is ludicrous that they find excuses to keep more than half the money we overpaid them. Isn't that fraudulent, how can they do that? And can we get some legal advice? We just want OUR money back. It is ridiculous that they are unwilling to fix their mistake.
Reviewed Feb. 10, 2016
This place is a complete joke and all they could say was "I'm so sorry. I'm so sorry" instead of fixing the issues.
Reviewed Feb. 10, 2016
I was with GEICO for about 10 years. I did not have a single claim. I paid on time each and every month. GEICO decided to raise my monthly rate $10.00 a month without a single notification. They based this on the average monthly usage of California drivers and took it upon themselves to raise the amount of miles I drive per month and raised my rates. Hmmm I drive the same amount of miles I did when I signed up with GEICO. I guess GEICO didn't like the free money I was giving them.
Reviewed Feb. 10, 2016
Be very careful when quoted a policy rate as they for the most part would change it on you after agreement. While at the dealership I was quoted a rate which prompted me to move forward with the lease. Well after signing on the dotted line, GEICO bumped the rate way up and offered no apologies. Even after explaining to them that me taking the car was based on both the financing company but more importantly GEICO's quote. After submitting a complaint I received a call from one of their customer service guy who spent the entire time on the phone defending the rep instead and blaming me. I'm switching my insurance first thing as the cm guy clearly made it seem as if I'm just a policy number to them.
Reviewed Feb. 9, 2016
On Saturday, January 23, 2016, my daughter was the front passenger in a car that was hit by a Geico client who was drunk and driving in excess of 100 MPH in Cincinnati, Ohio. My daughter's friend's car was totaled in the "accident". I don't like referring to it as an "accident" since Geico's client chose to drink and get behind the wheel impaired. I am writing to inform you that NO ONE from Geico has made any effort to contact my daughter to check on her welfare. I am LIVID at the lack of compassion displayed by Geico. Perhaps I shouldn't be seeing as how Geico's client is a drunk driver. I will be sure to tell my friends and family about my experience (or lack thereof) with Geico insurance.
Reviewed Feb. 7, 2016
Liberty Mutual insured driver ran red light. Both cars were totaled. We were both transported to hospital and released. I sustained chest injuries from airbag deployment and was unable to work. Liberty Mutual driver was given ticket. My insurance company GEICO claims adjuster Ms. ** was rude, seemed uninterested, and refused to instruct me on how to obtain rental replacement car, even though I had rental coverage. Outraged by her lack of empathy and unprofessionalism, I contacted Liberty Mutual. They took full responsibility of accident. Approved rental car within 1/2 hour. Paid for all medical bills. Had check for totaled car within 2 weeks of accident. Would have switched to Liberty but their premiums were too high. Had been with GEICO for over 15 years. Never had claim or caused accident. Left for NJM. Will never go back. Horrible company.
Reviewed Feb. 6, 2016
Today, I went to try and add my wife to my insurance policy. My company has recently let me go, and tied me to a non-compete (in a private, for profit nepotism driven environment) which has left me with heavy expenses, and no income. I've gone from making 10-15k a month in the staffing business to nothing, everything was happened to my "mentors" godson. (His sister's new husband's son, it was absolutely disgusting but I put up with it because of student loans). I've had my wages garnished the entire time, which has been great to pay off my student loans, however, it's left me with no disposable income. Long story short, I cannot afford the additional 300$ I'm being forced to pay to add my wife on as a driver to my policy.
After telling her, there's no way we can afford that - I'll continue to drive her for now; she told me there's no way that can happen as it's a requirement of the state since she has an active driver license. This is the second time I've been forced into a bad situation due to the laziness and incompetence of Geico. It's scary, see how I'm out of work, forced to pay health insurance I don't need, car insurance we don't need.
Here's is my second series of events. After getting a new car after working my last job for a year, I signed up with Geico - 6 months into the policy, I missed a payment and my policy lapsed. The next month, I paid what was owed and had a conversation with a Geico rep that said they would send me the binder and to make sure I sent it in, or I would possibly become unregistered. Didn't really think that much of it at the time, maybe a traffic ticket or something; either way, guess what, the email they sent with the "Binder" went to spam. So because I went through an online portal, and Geico - with all its great profitability was too lazy to follow up, make sure I had it binded, assigned me an agent or did anything else except my payment for the next 6 months.
One day, while driving my employee's work laptop back to his house, I was SCANNED by a State Trooper, going 40 mph on the highway; he allowed me in the middle lane, put his lights on and pulled me over. At that moment, I realized what was happening to our country, I got this sinking feeling like... Anyway, he came over and let me know even though I had insurance, my car was not registered and he would need to tow my car. So, he dropped me off at a Gas station - towed my car; 800$ later (including the 100$ fee paid at the state) I was back in action. I cannot believe this is happening, you can easily see the Insurance Industry and the State working together to rob the American hard-working people blind.
I made over 150K in 2014, 2015 paying my fair share of taxes, only to get gamed by the system that protects only the rich. Geico is part of a Communist/neo-fascist state meant to destroy the real workers, not the ones sitting in the ivory towers, like that President of Geico for, MA, Last Boss or the Insurance Lobbyist that made this all happen... Oh yeah. Since my policy lapsed with Geico, even though I paid them every penny and more; in Massachusetts, you CANNOT change your company if you lapse for a YEAR. I've been stuck with Geico up until April when this happened last year. What is wrong with America.
Reviewed Feb. 5, 2016
We had water leak and repaired basement, hardwood floors, kitchen cabinets. Response from Geico is very very slow. I don't like Geico insurance anymore. And more over increased my monthly payments every renewal. I do not recommend Geico to my friends or family in New Jersey area.
Reviewed Feb. 5, 2016
Got hit by another car which also had Geico insurance. They were unable to provide response.
Reviewed Feb. 3, 2016
I have been a Geico customer for about 3 years now. I have only had one small comprehensive glass claim that was handled very smoothly and quickly. Good service every time I have called with a question, great call center employees and smooth and painless online experience with the app. I don't have to talk to them often, and with insurers, that's always a good thing. They take care of their end of the bargain and have always charged me a very reasonable premium for full comp/collision. Geico rocks.
Reviewed Feb. 3, 2016
A consumer warning. Do not sign the waiver of liability used by GEICO Auto Repair Xpress shops. It states that the repair shop is not liable for any damage to your car while it is in their shop or on their lot. When I questioned the GEICO claims rep about such an outrageous clause, he said it was because the GEICO Auto Repair Xpress shop did not want to be responsible for any damage caused to my car while the shop was working on it or while it was on their lot.
Apparently employees of the GEICO Auto Repair Xpress shops can't be trusted not to wreck my car while working on it. I'll go to my dealer for repairs then sue the driver who backed into me while I was in line at a car wash and GEICO can write the check for the judgment. I wonder if GEICO's bank makes GEICO sign a waiver stating that if any of GEICO's money is damaged or lost while in possession of the bank then the bank isn't liable to GEICO for the missing funds. Maybe GEICO should rethink who it chooses to designated as a GEICO Auto Xpress shop because the one they sent me to was "xpressly" crossed off my list.
Reviewed Feb. 3, 2016
While driving, my auto was hit by a Geico insured. The Geico driver accepted responsibility. I contacted Geico two days later because Geico had not contacted me. Geico told me to take my car to one of Geico's appraisal shops. The Geico appraiser gave me a $500 check even though there was extensive damage to my car and the appraiser did not go underneath the car. I did not cash the check. Instead, I took my car to my insurance company's appraiser of whom I used before. That appraiser gave me a higher price and he said it would be higher because there was likely more damage underneath.
Geico called my appraiser and gave him a hard time. I called Geico and told Geico I would not tolerate their non-cooperation. Geico then agreed to be the $2,300 to have my car fixed! I used my car for work. Geico refused to pay for the days I lost from working. I went to the doctor, Geico refuses to pay for medical expenses and pain and suffering. Geico told me to sue the insured. The man who hit my car. I contacted the California Insurance Agency. They contacted Geico and that is how I got my wages paid. I will sue the Insured and Geico for the remainder.
Reviewed Feb. 2, 2016
I was in a accident, the other driver has GEICO. The agent handling paying the claim Claudia **, screwed around, played around, with the claim, took responsibility for the claim, but GEICO never paid... Don't use GEICO. They don't pay their claims. In complete violation of the law, and little buddy Warren, and his GEICO don't care.
Reviewed Jan. 29, 2016
Canceled policy without notice, daughter license was suspended and they canceled the whole policy, did not give choice to exclude driver, my record and wife's perfect, never an accident. When we called back to discuss 3 different reps told us three different things. It was a nightmare. All other major Insurance companies would give us great rates and exclude. Be very careful with this company...
Reviewed Jan. 29, 2016
My 16 year old was involved in a car accident 12/31/15 in which he was going straight ahead on a yellow light. A Geico client was turning left on a uncontrolled intersection pulled right out in front of my son causing the accident. Their client was given a ticket for failure to yield. I called and filed a claim with Geico in which they didn't have have the police report. I had to fax them a copy. They didn't even review it or the photos of the car, went off the word of their client and denied my claim, deemed the accident my son's fault. Said tickets don't matter and that doesn't put the fault on his client even though the kid paid for his ticket. They said they don't go off of a police report only of the word of their client. It totaled my son's car and we are out a car since we only had liability on the car. What a bunch or shady people. Would never recommend Geico to anyone. They have one of the poorest insurance ratings out there.
Reviewed Jan. 29, 2016
In 2010 I signed a contract for GEICO auto insurance coverage. There was no fee charge to the consumer for processing your monthly payments. Without any written or signed agreement from the consumer, GEICO has started withdrawing fees from your account ($5) for processing payment to them... Hence I now have to pay you - to pay you. It is a bad business policy, and it is illegal without my signed consent to do so.
Reviewed Jan. 29, 2016
I have been dealing with this company on and off for many years. This seems to be a lot of talk today on television on how insurance companies are so quick to pay claims. The reality is that no insurance company is quick to pay any claim and they will always find a way to minimize their exposure at your expense. Insurance is a legal way to pay for protection that you ultimately never receive. Geico is one of the worst I've ever encountered in my 40 years of driving, secondary to Countrywide Insurance and then State Farm.
Be careful when dealing with Geico. We recently defended an individual after being struck by Geico insured. He needed major hip replacement. There were no independent witnesses. It was a comparable negligence case, Geico claims no liability in order to save their ass. We took the case to court, been received a judgment in excess of the policy and now the policyholder is responsible for half-million dollars over the value of the policy because his insurance company would not protect them.
Reviewed Jan. 28, 2016
On 1-26-16 I got an online quote for auto ins. On 1-27-16 I called customer service in Lakeland FL & spoke with Brandi to verify it. I gave her all additional info she needed. She sent an e-mail showing the same quote for a 6-month policy. I told her I had to go to the bank so the funds would be available to pay the entire amount. She said that it was locked in. When I called back the next day there would be no problem. Of course when you call back you get someone else, Alicia, she said that wouldn't be a problem. Long story short, when I called back the amount had gone up several hundred dollars. There was some "problem" with the system. "We'll call you back." No call after 3 hours. I called & now the rate was more than $1400 more than the original "locked in" rate! No way to talk to the previous reps & this one wouldn't even listen. Clean driving record.
Reviewed Jan. 28, 2016
My daughter paid my auto insurance and not one minute later the person on the phone decided it was ok to take another payment out of my account. Hello, did you not realize the credit card numbers were different. Now I have to drive 45 minutes to my bank so they can see me in person to be able to get my money refunded along with the overdraft fee… Would love to see this person fired for their incompetence and my gas money and my time to do their job, that they should of done in the first place.
Reviewed Jan. 28, 2016
Daughter had a wreck at an intersection. GEICO's insured was given a ticket for running a stop sign. My daughter's car was completely totaled. GEICO claimed it was 80% my daughter's fault. My daughter was not given any ticket, the other driver was. This is pure fraud by GEICO and I am going to contact the Insurance Commissioner's office. From what I hear, this is going on a lot. Forced to retain an attorney. DO NOT BUY GEICO INSURANCE. GEICO IS A SCAMMM. BE very careful dealing with their adjusters. They work for Satan's money. SCREW EVERYONE YOU CAN FOR A BIG BONUS AT YEAR-END!!!
Reviewed Jan. 27, 2016
After being on hold and transferred over to several incompetent employees (With some exceptions) for hours I was FINALLY attended. Unfortunately, Geico also has poorly trained/mediocre employees who aren't familiar with the policies the own company who hired them (I assume the 15% or less you save is actually going to Geico's pocket) in order to keep cheap employees.
As I checked my email I immediately noticed one from Geico stating my policy has been canceled. Naturally I assumed it was a mistake, as it took me two weeks dealing with them on the phone for a previous issue where they managed to fail and update my driver's license when I moved to California from Florida. Being a sane company which, I thought was, should use common sense knowing that if I have a current policy with GEICO both for my motorcycles and cars registered in California with a valid California driver license provided at the time I insured every vehicle they canceled my policy WITH ABSOLUTELY NO WARNING.
So as I saw the subject of the email immediately I knew it was wrong or an old notice which I never received either. How such a big company like GEICO be foolish enough to repeat the same insurance nightmare over and over again with despicable customer service and treatment. For my not-so-surprise they canceled my policy for the second time WITH ABSOLUTELY NO WARNING... AGAIN.
After hours on hold and transferring over to someone who knows how to answer the phone they stated my policy was canceled for failure to pay. According to GEICO a payment of 100+$ was needed to continue my insurance and so I paid. This individual assisting me, or vice versa as I explained details similar as to speaking to a child, proceeded to tell me that I would be transferred (yes again) to a representative who would assist me with a new insurance quote.
Before I was able to ask even why, the phone transferred over without a "goodbye", "thank you" or "thanks for being a loyal GEICO customer for the past 4years". Of course after 5 min confirming my identity yet again I was able to ask what was going on and why a new policy, but I was dealing again with another trainee on the phone who didn't know how to answer a basic question. In my frustration I requested a supervisor, superior, manager or whatever they call themselves.
The woman was somewhat patient and understanding on the phone until I assured her I refuse to pay for a new policy because what they did is simply WRONG. I demanded then to continue my current/expired one and please fix their system to use the card for autopay as I had it setup. In the midst of explaining their wrongdoing the "superior" took it to herself and straight lie, manipulate and hustle me out of the situation. Being outstandingly rude raising her voice to me and talking over my concerns. GEICO claims to have sent me a notification by mail (NOT Email) about 2 weeks ago that I never received. Today I did receive my FIRST (01/26/2016) email notification stating my insurance has been canceled (It was actually canceled a week ago).
Questions I made myself after the upsetting and disturbing experience with them: If they have all my information including SSN, email, physical address, vehicle information, CEL PHONE NUMBER why did they not reach out to me for payment? If my autopay failed once, why didn't they use any other of the two credit cards they have on file which I provided last time with my previous experience? (BTW, the "superior" did confirm she had all three credit cards on file). Why are the employees so unexperienced and who is in control of quality control preventing "superiors" to disrespect the customers? (Are we "inferior"?) How hard is it for them to run a legitimate business and remember that "The customer is always right"?
Conclusions (My OWN): Geico seems to found a crack in the system to trick, scam, fraud and steal from honest hardworking people who want to be insured by finding any excuse or reason to cancel your policy WITHOUT warning in order to charge a new policy fee. Another accurate assumption would be that Agents deliberately cancel your policy in order to obligate you into a new one since agents receive a 10-15% commission on the first years premium. (Both Insurance Journal and Huffington Post claim these numbers in a 2013 report). I will definitely not be insuring with GEICO ever again and I will make it extremely clear to all my know relatives and friends to end GEICOs policy before they not only steal their money but take the pockets with them too.
This is my first consumer review/complaint and I'm hoping I was able to help some people. Being a young hard working man I was able to buy my first car at age 20 when I moved to the US and immediately insuring it with Geico 4 years ago because I saw the lizard everywhere I looked (A type of subliminal Nazi propaganda growing in my subconscious).
At 24 being a business owner thanks to the opportunities America has provided and being a hard worker for both my business and my community I will not stand being bullied and mocked by a large corporation like GEICO. They didn't just lose business I gave them insuring my first car 4 years ago, they have lost all my future business and current vehicles insured with them. But most importantly they lost my respect which I demand be given and received, no matter economic situation, education level, race, culture, ethnicity, religion and especially they lost it once they interrupted and mocked my confused and frustrated yet polite form of speaking.
GEICO not only fooled me endlessly but they have robbed me of my tranquility, my time with my family dealing with these issues, my sleep by agitating me at 3 am, and my time writing this review stealing my sleep and rattling my mind after a hard day of work. Recommendation for GEICO: Change the lizard for a Snake, it suits the companies principals better. It can prevent misleading future innocent consumers into gaining your trust.
Reviewed Jan. 26, 2016
I was sitting in the medium on highway 17 and a Suburban SUV smashed into my little Dodge Neon. Not only smashed but didn't stop kept pushing my vehicle.. She obviously was looking at the oncoming traffic to merge onto the highway and did not see me. Both the other driver and myself had GEICO. Before ANYONE saw my vehicle from GEICO, they determined it was 50% each our fault. The other drivers bumper was cracked and my car totaled! My drivers side door and rear door was hit so hard it creased even my hood. The other driver said I was moving in front of her. However when Geico finally sent their field adjuster a MONTH later, he said in front of witnesses, that by inspecting my vehicle damage it was obvious I wasn't moving. This accident happened December 2nd 2015.
The office Geico workers then decided just TODAY I still would be 50% wrong and therefore paying 50% of my car value!!! Not only did they not worry about me not being paid since December 2nd they didn't even listen to their field adjuster who said it was obvious I wasn't moving! I also had a neighbor who worked for Allstate look at my car who said the same thing... Judging by the impact and lack of scraps I wasn't moving! GEICO sure knows how to collect their fee each month but don't waste your money because they won't do what is right even with evidence!
I have now decided to go with Allstate with comprehensive coverage, a $250 deductible and STILL pay LESS than I was paying for basic liability from GEICO. We as consumers need to share info in order to help keep companies who blatantly rip us off for NO apparent reason other than they can! When looking for insurance THIS is what you can expect... And a little lizard to where they spend their money instead of their customers!!

Reviewed Jan. 26, 2016
Increased premium every six months. Car hit while in store. I tapped rear of car, they cut in front at red light and slammed on their brakes. Only scratch about 1 inch on their old vehicle with prior bumper damage.
Reviewed Jan. 24, 2016
Geico is the worst auto insurance ever. Unless you like being raped. They jacked up my monthly price after getting hit by another driver. It was determined the other driver's fault yet they increased my monthly rate by over $25. When I asked why they couldn't explain and just hung up. They did nothing to help me after my accident and tried to lowball me on my truck's value. They offered me under $3000 of my truck's value. They did nothing to help me with my injuries and I had to hire an attorney. This is the worst company I have ever dealt with my entire life. Stay away from Geico.
Reviewed Jan. 24, 2016
I was in an accident on October 2015. I called Geico right away. The metro came in while I was on the phone with the agent. I told her hold on for a second. She hang up on me. I called Geico back and the agent told that my plan would not cover any cost whatsoever. NONE OF THEM OFFER emergency road service which was covered on my plan. I have to spent $300 to tow my car. The next morning one of the agent call me 8:00 in the morning woke me up and told me they are not responsible for any damage. TERRIBLE EXPERIENCE. Go with other company!!!
Reviewed Jan. 24, 2016
I rang these people up to put in a claim as we had a leaking roof after the recent snowstorm. They said they could not do anything till the following week and gave me a claims no... Unfortunately I misplaced the bit of paper with the claims no. on it. I tried for two hours trying to ring all their numbers and even searched their site and my policy for a record of this claims no. but to no avail. I finally managed to get an email address to write to - and someone called Tiffany responded. She must not have been a 'real' person as she kept giving me the same information in her emails - call this no., select Option 1 and then Option 3 to get to the claims dept which is ALWAYS open according to her. But she was clearly lying as no one picked up the phone, all I got was a recorded message and then they hung up.
Reviewed Jan. 23, 2016
Placed a claim with GEICO 6 days ago. Waiting to receive video of the accident from the store that we were in front of before I could gather all my information. The auditor said "we refuse to accept responsibility." I said "But you haven't received all of my info so how did you make that determination so quickly?" "Just off of what we were told by both parties..." He never inspected the vehicle?? No wonder they lizard representing company. BEWARE!!!
Reviewed Jan. 22, 2016
I called and spoke with Patrick (mgr) at the Mary Esther, FL office. He was pleasant and gave me a quote for my daughter who was just purchasing her first car/insurance. The next day I called to speak to him about the quote and he was not in the office so I spoke with a woman in the office who was not good in dealing with customer service. There was a mix-up in the coverage GEICO had my daughter down as having.
A few days later my daughter called back to speak with this same woman who was again, quite unhelpful and very maddening to deal with. This woman was not interested in clearing up any issue or helping at all. So frustrating to deal with people like this. My daughter and I both requested Patrick phone us back and he still has not. We also gave privacy release for both mother/daughter to have information about the policy. We finally phoned the 800 number reps who were awesome with their customer service skills and they were able to solve the issue.
Reviewed Jan. 20, 2016
Do yourself a favor and get insurance elsewhere. My son had the same coverage liability only. They raised our rate when he changed cars from an SUV to a Hyundai. Agent claiming the small Hyundai Accent could do more damage in an accident. I feel completely ripped off. My son can barely make the payments as it is. Every time you call them, they raise the rate. Awful insurance company. Do not buy their policies.
Reviewed Jan. 19, 2016
I have 2 cars. I tried to update their locations with Geico but Geico kept giving me cancellation notices due to the policy update. I went for months providing documentation that they requested. I had been a customer for over 7 years. I gave up after the last cancellation notice and I will pay extra to another insurance in order to avoid the headache Geico put me through.
Reviewed Jan. 19, 2016
3 weeks ago I was in a car accident that totaled my car. The claim rep was very helpful with answering all my questions. My problem had to do with the damage appraiser. Problems started right from the start. He went and saw my car at the body shop but was only able to see the exterior of my car. The body shop called back the adjuster for a supplement to look at the internal damage. It took him a week to actually get there. When he finally arrived he was very rude to the body shop owner and did not want to work with him. I had to find out that my car was a total loss from the Geico website. I received no call letting me know that my car was a total loss. I left several messages on the adjuster's phone letting him know that the settlement price was not acceptable. Geico totally short changed me on the worth of my car. I even had my husband call and he left several messages.
Finally we received a phone call back from the adjuster except he cursed my husband out over the settlement. We ended up accepting the settlement price because Geico would not work with us and we had it with leaving messages. The process of getting the settlement check began. We were told that we would have the check asap. That did not happen. One person told us to come and pick up the check. We get there with the title to my car and were told we couldn't get the check because the adjuster had to give it to us. Left again several messages and no call back. We finally went to a supervisor and was told the car had to be picked up first to get the check. Plus due to a feud between the body shop and the adjuster over not picking up the car (the adjuster never called it in) the check would be delayed even more.
It is now a week later. The car has been picked up but still no check. Left several more messages and still no answer. I have a day left on my rental and would like to buy a new car but no check to do that. I will definitely be dropping Geico when the check is finally issued and delivered. VERY POOR CUSTOMER SERVICE!!!
Reviewed Jan. 16, 2016
In Chicago if you have a breakdown Geico will only tow car to closest dealership. They decide who repairs the car. Any repair or destination beyond that location is your expense. In general the range of tow is small. You can verify at **. Not a good service for Chicago customers.
Reviewed Jan. 15, 2016
My taxi was sitting behind a row of stopped vehicles at a red light when 4 Hispanic adults deep trunked it at 35-40 mph. No brakes no attempt to stop. Totaled my 2009 crown Vic, meanwhile her 2004 range rover sustained very little front bumper damage. She was going so fast the force pushed my crown Vic into the Toyota pick up in front of us and bent his bumper underneath his frame. The local police let her go without testing for any impairment or citing her for failure to stop, texting and driving or negligent driving... instead the local sheriff followed them home. After I had to have my taxi towed off site her insurance said she added the vehicle the day after. GEICO denied responsibility until a week or two later and it took a month to obtain police report. She knows someone in the county office because they swept it under the rug.
After threatening GEICO I was suing their client because they told me they were not paying to convert my vehicle to a taxi, they were just going to replace my car at 4k. Then I contacted the state insurance commissioner and they got involved. Now I finally got my money. But I since have cancelled my personal insurance policy with GEICO. And I want to let everybody know about their unprofessionally fraudulent business practices.
Reviewed Jan. 14, 2016
These guys are evasive with fraudulent business practices. My car was vandalized, 3 weeks later no payout on the claim. They are trying to claim that the ey marks on my car happened at different times and even sent some independent company to verify what they said. 2 weeks after that independent guy came out. Still nothing and the claims supervisor won't even call back. What a joke of an insurance company.
Reviewed Jan. 12, 2016
Terrible! Look somewhere else for insurance. When we cancelled our car insurance because we found a policy elsewhere at half the price GEICO had charged they contacted our state DMV office and stated we no longer had insurance. GEICO's screw up cost me 150.00 and time from work to fix their mess. I cannot recommend this company to anyone.
Reviewed Jan. 11, 2016
I've been dealing with a claim for three months and everybody's give me the runaround after being with them for four years. And making me feel bad over my car being stolen. Like I did something wrong.
Reviewed Jan. 11, 2016
In Jan 2016, I was shopping for insurance. Several companies contacts found an 'at fault accident' which they read as moving violation on an insurance database. I had a claim in 2013 wherein my significant other let my fifth wheel trailer drop onto the bed of my pickup. I filed a claim. There was no violation; it wasn't moving; I wasn't even involved. A supervisor at GEICO stated that they had no other way to report it - which they obviously should have - onto the net. My view: surely an accident like this, tree damage, stone damage, anything falling onto a vehicle (even another vehicle?) must have a reporting format that doesn't appear as seemingly a moving violation? They offered to draft an explanatory letter, but not remove it. As I said, I'm insurance shopping.
Reviewed Jan. 11, 2016
I have been a Geico policy holder since I was 17 years old. Now I am 26 years old and every year my policy goes up at least twenty dollars. I changed cars last year and the policy went up to this one twice already... I did not change my address, got tickets or got in accidents... They are all thiefs and I'm changing to ESURANCE!
Reviewed Jan. 8, 2016
This insurance co is bad news. No one should ever do business with this place. I'm now in the process of suing them over a 50/50 claim that they are denying responsibility for. No insurance co should ever deny a 50/50 claim. Geico coursed the only witness into lying and I have spoke with the witness and that is the story the witness gave me. If the real witness story would hold then the other party would be 100% responsible. It's a 50/50, but Geico is refusing to honor the contract we have with them regarding their 50 liability and good faith to us.
In the last 9 months I have only received one phone call from one lady out of three. I have personally left these people/claims adjusters over 15 messages, probably much more (proof by my cell log), and they never call back and never answer the phone. These people are dishonest crooks. Here are the names of the schmucks I have dealt with so far: Susan ** and Christina **, Nalini ** and J. Lee Meeler, Jr., VP of operations/claims and none of them will take any responsibility regarding the fiduciary duty Geico has to us as the clients.
Misrepresentation of policy provisions or pertinent coverage facts. Failure to act with reasonable promptness in response to a claim. Failure to implement reasonable standards for investigation of a claim. Failure to approve coverage of a claim. Failure to settle a claim when liability is clearly establishedFailure to protect the assets and best interests of the policyholder. Attempting to settle a claim for less than the amount the policyholder is entitled or undervaluing a claim and abusing the arbitration/mediation process. They have also acted in bad faith, breach of contract and lied throughout the process of this claim. Unfortunately none of Geico's actions surprise me. Geico is run by rats.
Reviewed Jan. 7, 2016
My step-son and his girlfriend had an accident on Dec 17, 2015. The Geico driver was at fault for failure to yield to the right of way. After several attempts at getting some sort of action (which included sending them a copy of the police report 3x), Geico states that they conducted their own investigation and concluded that my stepson's girlfriend was speeding and Geico would only cover 75% of the damages. I am beyond irate! The vehicle that my stepson and his girlfriend were in, which was mine, is totaled. His girlfriend is pregnant and was injured in the crash that the Geico driver caused. Now they (my step-son and his girlfriend) have no way of getting back and forth to her doctor unless my fiance or myself take them.
I would love to know how Geico thinks that their findings are more credible than a police report which indicates that the Geico driver admitted to not seeing my vehicle and that the Geico driver failed to yield to the right of way. Not on one single page, of the 4-page report, does it report of anyone speeding. This is a blatant attempt by Geico to dodge their responsibilities. We are now looking into lawyers. All we wanted was for Geico to do the right thing, provide a rental car, and give us fair market value for the vehicle that was destroyed by the Geico driver.
Reviewed Jan. 7, 2016
and my policy has increased from $640/6 months to $900+/every 6 months. Parenthetically, I am currently looking for another auto insurance company.
Reviewed Jan. 6, 2016
My husband was injured in a pretty bad car accident and was not at fault. The accident was witnessed by an on-duty police officer and the other driver was ticketed. My husband was heading straight on a rainy day and had the right of way. The other driver blew through a stop sign and attempted to turn left in front of my husband, who tried to stop and could not, due to rainy conditions. The other driver was not the owner of the vehicle and neither he, nor the owner, had "good" insurance. Although, we tried to file with the owner's insurance company, they refused to pay for the damages but did cover medical expenses. The attorneys helping us then filed with our company, Geico.
The result? They deposed my husband, interrogated him, and kicked us off our policy. To make matters worse, they have asked us to resubmit out original inspection papers at least 5 times. We have even hand delivered the papers and yet they continue to tell us they don't have them, they are illegible, etc. Also, they do not answer our calls or emails in a timely fashion. I am disgusted with them.
I've been with Progressive as well and after my dad had a fender bender in my car, they kicked me off that policy too, though I had been a loyal customer for many years... In reading other insurance companies' reviews, I think they are probably all pretty dishonest, disloyal, and unhelpful. Geico is probably just on par with all the other insurance companies out there.
Reviewed Jan. 5, 2016
Many issues with GEICO. I slid on black ice and totaled the car. Single car accident. No damage to anything else. GEICO was very quick at sending an assessor out to look at the car. The assessor was very young, and claimed that the car is totaled. Fine. I won't dispute it. However, the assessor offered NADA value, but the cars on the market costs a lot more than that. I will not be able to buy the same car with that price. I'm working with the supervisor on this and haven't gotten a response. The accident occurred a month ago, and I'm still at a limbo. 2nd problem is that I have both collision and comprehensive coverage.
GEICO claims insisted that GEICO processes black ice accidents as my fault and covered under collision rather than comprehensive. However, I've read online that this kind of accident is usually covered under comprehensive (in which case I don't have to pay a deductible). This issue is also unaddressed. I've been with them for many years, and I feel they've treated me poorly this time. I dropped them in favor of USAA, which reduced my premiums by several hundred dollars. That's huge.
Reviewed Jan. 5, 2016
Please beware of Geico quotes. I did all the online Geico info and received a quote. I called the agent to possibly purchase. BEWARE. She will want your credit card to run an auto background check for last 5 years. I was quoted a rate of $209 for the 3 autos with $313 down payment. She comes back to the phone to ask me a question. "See you had a comprehensive claim in 2011 for $2084". I thought back and realized had car damaged in a break in almost 5 years ago.
She continued talking and giving info. At no time did she said "by the way your monthly rate going up $35 per month" based on my incident. Like a SCAM - no Disclosure. I called her out on it!! She had said downpayment of $313 initially when we started and got my credit card and at the end she stated quickly that down payment of $381 will be charged to my card, did not even tell me the monthly charge going up also. What!! She never disclosed to me that she was changing the rate. A bunch of Crooks -- BEWARE. Leave these people alone. Very dirty. I will checking my credit card to make sure don't try to charge me.
Reviewed Jan. 3, 2016
Due to the fact I worked for Uber for a brief period, Geico terminated my auto insurance a month and a half ago without notifying me. They claim to have sent me a notice in the mail, but we all know how that goes: I never received such a notice. Why not an email, or a phone call? I didn't find out until I could no longer log into my account. What truly irks me is the fact I approached them about my new employment with Uber many months ago, and they claimed it was fine and that I would be covered in the event of an accident. Now they've left me high and dry. However, there is a happy ending. By going through Al Boenker Insurance Agency, I am looking at a prospective 20 dollars off my monthly payments through a different auto insurance.
Reviewed Dec. 31, 2015
I was in an accident in Colorado as I was driving from California to Missouri. My car slid on ice and hit a wall. My mom was terminally ill and I was en route to be with her. The vehicle I was driving was declared a total loss. Geico made this horrible experience easy to manage. Customer Service is exceptional! Everyone that I talked to have been so helpful and informative. I was updated and notified of changes on my claim. Also, the car replacement dealer look up is fantastic!
Reviewed Dec. 30, 2015
Stay away from GEICO. I got into a fender bender with my girlfriend's car that resulted in $800 in minor damage to the bumper. I simply called Geico customer service to ask the question "whose insurance would cover this?". I told the customer service rep (who was very aggressive) that I was not going to file a claim and was just asking a question.
GEICO RAISED MY RATES 40% because I asked a question. There was never a claim filed and we knew all along that I would just fix the car out of pocket. This is HIGHWAY ROBBERY and is UNFAIR, UNETHICAL, IMMORAL, and just plain wrong. My insurance on my used car went from $900/yr to $1500 a year and I never filed a claim. If this is not illegal... it needs to be. This is outrageous. How can our state Insurance Commissioner and our Congress people and law allow such a thing? This is nothing short of robbery. This is American business GREED and Consumers ought to be protected from this. This is an outrage.
Reviewed Dec. 29, 2015
For the lowest rates, I had my daughter and son-in-law contact GEICO. They wrote a policy with GEICO and have a minor comp claim. GEICO expects their customers to drive 25-30 miles in order for a GEICO adjuster to make up an estimate. It looks like one of the reasons their rates are low is because they don't have enough employees to do the job right! Pitiful claims service from GEICO.
Reviewed Dec. 29, 2015
Spoken with the customer rep. which was good then had to recall them again on the next day and I have gotten totally different statement along with payment after explaining to them that I had already agree with the previous customer rep and they said it was noted in the system, appeared they lie, and inform GEICO said they don't keep record of what was noted. GEICO is a scam and not value to customers.
GEICO Company Information
- Company Name:
- GEICO
- Website:
- www.geico.com
