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GEICO Reviews

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About GEICO

GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.

Visit www.geico.com
Pros
  • Affordable policies
  • Several discount options
  • Intuitive website and app
Cons
  • Can be pricey for high-risk drivers
  • Few local agents

GEICO Reviews

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    Page 18 Reviews 2325 - 2475
    Customer ServiceCoveragePriceStaff

    Reviewed Jan. 7, 2018

    I have been a driver for 30 years with same insurance company with no accidents or tickets. I am thinking of getting a new car and heard Geico had competitive rates so called to get a quote. I wanted to see what quote for new car and also if I had two cars and then finally the quote of adding my daughter onto the policy. It was impossible to get a quote for this. The guy was throwing out numbers and then asking me how I was going to pay! I told him I didn't have the car yet. Didn't matter he wanted a credit card number. I told him I wasn't sure I was going to have two cars or add my daughter and especially since I needed more of a detailed breakdown of each etc coverage, deductibles etc, but he kept saying how Geico is the no 2 insurance company now and how will I be paying.

    Turns out the quote for two cars was less than what my current ins co charges however one car or adding another driver was $250 plus more. I asked him why so much more and again he just pushed for my credit card info. I told him I wasn't making any decisions yet but he wouldn't take that answer. The whole conversation was beyond anything I would have expected from an insurance company. I had to hang up on him and as I did he was still asking for my card no. So glad I didn't go with them.

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    Customer ServiceStaff

    Reviewed Jan. 5, 2018

    This is a crooked company... Adding people to my policy I didn't include then remove them and my policy goes up. Couldn't answer why after 20 minutes of asking a dozen times. Crooked. Ignorant. Money grubbing parasites... And I'm being nice. Had to give one star because I couldn't give zero.

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    Customer Service

    Reviewed Jan. 5, 2018

    My door handle and spoiler were ripped off my car last week in an apparent break-in attempt. I called Geico and they set up a tow truck to take it to a collision repair shop. They TOWED my car when I specifically requested a flat bed, as my car is AWD. I have had one conversation with the adjuster in 8 days and he gave me no information on a timeline, why a dozen phone calls went unanswered, and why his supervisor didn't even call me back. This behavior in a time of duress, has given me serious doubts as to how they would actually do if it were a serious accident. My confidence is so thoroughly shaken, that I'm getting quotes from other insurance providers. If you value confidence in your insurance, I suggest finding a company that actually cares.

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    Customer Service

    Reviewed Jan. 4, 2018

    I was involved in an accident where I was cut off by another car and hit the curb/median in November 2017. My car had blown tires and damage to the suspension and was deemed a total loss. Geico found me responsible for the accident and was supposed to pay off the car to the lien holder, when I found out they were going up on my insurance over $700 a month my husband called them and cancelled the auto draft in November.

    Geico still drafted my account on December 15th 2017 over $1100 without authorization causing my mortgage check and other bills to bounce. When we called to complain they claim there was no record of the phone call requesting the cancellation and to stop the auto draft. It’s now Jan 2018 and my lien holder still has not received my payoff check for the total loss vehicle because Geico claims the check was put in regular mail during the holidays with no way to track it. I would not recommend this company to anyone because of their dishonesty and unethical practices. This was the worst insurance company I have ever dealt with and if I can take some legal action against them I will.

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    Claims HandlingCoverageStaff

    Reviewed Jan. 3, 2018

    I dislike Geico so much after what they did to me. I paid for glass protection/coverage in the event my windshield cracked. Well it did, my windshield cracked and they denied my coverage and they wouldn’t pay on the claim because of some glitch or stipulation in their system. I was with them for over 10 years. They refused to do their job as I was still paying for glass coverage. They were so ungrateful for my loyalty. (Not to mention they never reduced my rates and always paid premiums). I was passed around their departments like a hot potato.

    I kept repeating myself and none of them were on the same page as if they weren’t aware of the issue. They sold me coverage that they were not going to cover me on... Don’t sell me coverage for something you won’t pay out on. Ridiculous. They don’t have a customer complaint department or retention department. Had they paid for my windshield they would have made their money back and then some but now after 10 plus years. I left and I would never go back to them.

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    Staff

    Reviewed Jan. 1, 2018

    In November a tree fell on my parked car, totaling a car barely two years old. They said they issued a check for the loss which was 2K less than the remaining loan, and the bank never received it. So they reissued the check supposedly. When the bank received the check the check BOUNCED! And the amount was reversed! I am shocked at the level of unprofessionalism.

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    Customer ServicePrice

    Reviewed Dec. 31, 2017

    I called to get a price offer for an insurance for 2 different cars, the price offer I got was $374 for 2 cars. I didn't had one of the cars number (only had one of them when I started the insurance), when I called again a few days later they gave me a different price of $505 per month! When I tried to understand where did the price change came from (from $374 to $505) they didn't had anything smart to say. Bottom line, very bad experience, don't believe anything they say. Worst company ever.

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    Customer ServicePrice

    Reviewed Dec. 29, 2017

    I left Geico due to a situation in which I was hit in the rear by a welfare recipient. Regardless of the fact I was the one hit, Geico wanted me to pay a$500 deductible. So I changed insurance companies. For a year or more I received letters and calls from Geico telling me what a good caring company they are. What benefits are available, how I can save money, etc. Well I went back. Big mistake. One detail they did not tell me about was the $50 glass protection plan. Needless to say my windshield was cracked and my deductible was $500, less than the price of a new windshield. Geico had information that would have been beneficial to me and they withheld it. So I think this information would have saved me money. Something Geico is always saying they do for their customers. A big fat LIE.

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    Customer ServiceClaims HandlingStaff

    Reviewed Dec. 29, 2017

    I made Geico what the lady named Candace. It seemed like this girl Candace had an attitude. Judged your answers by the way you answered your questions with the claim. Like I live in Devils Lake North Dakota, the roads here the day I made my claim two days before Christmas this year 2017, I called right away and did my police report and I got Candice as my claims agent. She had a very snotty attitude. I would answer her questions as a person that pays close to $100 for her car insurance. I answered every question truthfully as I felt like he came on to impact hitting my driver's door due to weather conditions. A day after Christmas she decides to call me mind you around supper time 6 p.m. To tell me that Geico car insurance declares that they are citing with the other car insurance on this. I had American Family before and every claim that I had... I WON.

    The day of my claim that I called there was ice and snow on the road. Candice couldn't make this through. She told me she didn't understand what I meant by I see and snow. She said, "Was it over casting and how many "meters," "inches" were you from where you parked leaving to where he came on the impact with you?" I gave her the best description out everything I possibly could with respect. She always came back with a snotty attitude like she was holding her nose talking and then chuckles...

    I felt like I just left in my parking lot and a Truck came on it and packed with me. They want to side with the other insurance company on this one? Because the police department handles they issued me a ticket saying proper and backing. Never have I dealt with this with any other car insurance before... I pay close to $100 and now my door won't be getting fixed. I don't have Collision on my policy but I felt like I was in an accident with it when I never came on the impact with him and from please review footage. There's two lanes in a residential road. If Geico or this can destroy have any common sense they would have sided with me. SEEING HOW THAT DAY I NEVER EVEN GOT TO PUT MY CAR IN DRIVE YET!!!

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed Dec. 29, 2017

    It's more than 10 years that my wife and I are customers with Geico for our two cars. No history of incidents or claims, few tickets older than 10 years and our policy costs more than $1,600 for 6 months. My wife has a new Honda CRV and I drive a 9 years old Honda Accord. Both of us decided the lowest limits on the policy that the state of RI allows to pay as less as possible, but still Geico could not lower our policy a penny.

    I called my brother to a nearby city that has a very similar policy than mine and I asked him how much it was paying. He also has Geico and with the highest limits him and his wife pay half than me. I was so irritated, soon called back Geico customer service to tell them why two family with similar situation a policy needed to pay so differently. They tried to tell me that we had different cars etc but is not true. Our car are older than 2 years and then my brother has higher limits, so he should be paid more and not less than me. Totally with no sense the customer service lady could not give an explanation on why our policies were so different in price with same records history and similar cars.

    I want to share my experience because I thought Geico was the cheapest and the more convenient company in US for car insurance, but actually it is not. I also bundled my house insurance with them but I still pay the double of my brother. It's ridiculous, please I invited everyone to compare your car insurance policy with other companies, find your time to shopping around and don't let you get ripped off from Geico. Thanks for reading.

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    Customer ServiceClaims HandlingOnline & AppStaff

    Reviewed Dec. 28, 2017

    When I say I had the worst experience I had the worst experience with Geico a company which promises excellent customer service came out to be totally wrong. It all began with filing for my first claim ever! I reported a hit a run that happen in the neighborhood I stayed overnight at, they came to do a estimate on the incident and quickly told me I was lying! Had me under investigation saying that I could face federal charges if I'm lying, interrogated me, ask me questions like where I work, where I was the day before that had nothing to do with the incident. I never was accused of lying before!. I was already devastated about my car! To add on top of that the investigation took 3 months! I was without a car for three months just cause they thought I was lying.

    When they finally accepted my claim after 3 months they told me to take my car to a shop so it can get repaired. I took it in myself, got off work early to take it in the shop, stayed there a day just to get a call from Geico telling me they are sorry that my car is actually totalled and I need to get my title and registration asap if I dont want nothing to happen to my car. So again I had to spend time off work to make it to the shop. I couldnt believe a company that promises so much customer service treated me such way, so then I proceeded with the horrific process and went in for the settlement check for the loss, they try to give me a extreme low amount for my car that wasnt fair. I had to pull up documents of all the work I put in my car for them to increase my check which again took tremendous amount of time and hassle...

    Then when it was finally time for them to send the check they took their almighty time and made my life ten times harder. I have kids, I have a job, I have a life. Geico did not care about any of that... that's not the end. I was due to make my last payment on my policy on December which I was qualified for lower rates. I went on the app and notice I had a outstanding balance of 750 dollars! I quickly called them and ask them what was going on. They told me I disputed a charge when I never did! I went right into my bank account to prove them that I didnt. Mind you it was one week before I had to pay my last bill so I wanted to make sure everything was going to be ok. After some back and forth with the representative they finally told me that they are sorry that they took the wrong payment off my policy and to not worry 'cause they will get it resolve and they will contact me. I trusted their customer service to help me.

    I quickly regretted it. They put the money that they mistakenly took out my policy and added to my next bill due in less than a week. They never got back on me on how they were able to solve the issue and they proceeded with charging my card with the outstanding balance that they made a mistake on and since I'm not ever used to making a 750 dollar monthly bill it decline and since it decline they proceeded with cancellation of my policy! Totally wrong. As soon I notice I called and they didnt even bother to help me. They're were very disrespectful and told me that even if I make that payment they wont go forward with my policy cause of some misinformation on my claim that I had no information at all about?

    Please stay away from this company. The worst experience. I'm telling you they will literally not care about your life situation. They didnt care that it was Christmas coming up for me that I had a child to make happy that I made it to work. It was a disgusting feeling seeing how this company treated me. I dont want it to happen to you.

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    Reviewed Dec. 27, 2017

    I tried to remove my daughter & her vehicle off my policy. She is going to live in a dorm in college & wont be driving anymore so we sold her car. Geico REFUSED to take her off my policy even though SHE DOESNT HAVE A CAR AND ISNT LIVING IN MY HOUSE ANYMORE. They said they need proof she is getting a different insurance policy, SHE DOESNT NEED INSURANCE. SHES NOT DRIVING. SHE DOESNT HAVE A CAR. I am now stuck with this bill for the rest of my life. I am stuck with my daughter on my policy unless I leave Geico completely. Which I will be doing tomorrow.

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    Customer ServiceSales & Marketing

    Reviewed Dec. 27, 2017

    I have my vehicle insured via Geico Insurance with a roadside assistance service added on for 5.00 month, I have used this service twice this year with zero results. No one actually responds to the call for assistance, in spite of the fact you receive a text message with an ETA of tow or repair company. Today a company called 'Compass Services' was given the job and never showed up. When I called dispatch for Compass after an hour wait; I was told "Sorry we have other calls, we'll call Geico and tell them to give it to another company".

    Last time (approx. 8 months ago) I was left in a dark parking lot for 2.5 hours without any care on Geico's part. Today I attempted to use this service and was told I had a 45 minute wait. After one hour I called and was told they took calls ahead of mine and it would be at least another hour and it would be best to give my call to another company. I had to use AAA belonging to a friend I was travelling with to get my vehicle's tire changed. I cancelled the roadside assistance part of my policy. I deserve a refund for the year I paid 60.00 whereby this service is a hoax and nothing but false advertising. Buyer beware, do not buy Geico Roadside Service, it exists in only advertising.

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    Customer ServicePrice

    Reviewed Dec. 26, 2017

    I went online to see if I could get a better auto insurance rate for my family. I received an initial rate which was better than my current rate so I decided to buy. Upon going to exit the rate was increased by $700 for the 6 month term. Rate was still slightly lower so I agreed to purchase at this rate and provided credit card. After initiating purchase, get message that policy is being "reviewed". Get email that rate was now going up by an additional $800 or 50% increase from initial rate quoted. I immediately called to cancel policy and get charge stopped to my credit card.

    Policy was cancelled but card has been charged for insurance and continue to get emails about getting my auto paperwork. Called GEICO and rep said refund is "in process" and, "Hopefully you will have in 3 to 5 days." Bad business to charge someone before you provide final quote for a policy and not provide immediate credit back on card when someone doesn't want a rate 50% higher than initially quoted.

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    Customer ServiceClaims HandlingSales & MarketingPrice

    Reviewed Dec. 22, 2017

    Cheap policy and horrible customer service!! They scam you with all the lie and they are not even willing to help you while you are on an accident and on the road! Please it’s a request from the customer to not to go for this insurance policy!! Pay extra dollars for a better service when it comes to auto claim and road Assistance. It’s worth to have a good reputed company!! This is a total scammer who are not worried about the customers and just there to take your money and making a business out of it!! It’s very frustrating.

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    Coverage

    Reviewed Dec. 21, 2017

    They say Geico is the 3rd largest insurance Co. In America! Well one of their insured rear-ended me on the highway due to texting and driving. All they settled for was $1,000. This was 2014. I constantly have neck pain due to the accident. Can I still do anything about it. Case has been settled.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed Dec. 19, 2017

    On Thanksgiving 2017, I side-swiped my son's car. It was only a transfer of paint. I told him to contact my insurance carrier, Geico and gave him the number. When the claims rep called, she asked that I send her my phone logs and texts logs to ensure I hadn't contacted the police, tow truck or ambulance because it's a new policy. Really? Not to mention she is not local. I have at this point been dealing with this since right after Thanksgiving. So I went online to my phone carrier and copied my call log from over 30 days (10/1/17 - 11/25/17). Because I copied the phone log and put it in Word format, she didn't want to accept this. First of all, I haven't ever heard of this. I gave my son, the phone number and the policy number. So needless to say, I will no longer be dealing with GEICO. They are not worth it. I'm not a happy camper.

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    Customer Service

    Reviewed Dec. 19, 2017

    I initially signed with GEICO because they do indeed offer the lowest rates. Unfortunately, you get what you pay for. I had my policy rewritten just as the policy was going to expire; upon which I was told I qualified for further lower monthly payments, due to a good record. They asked for a payment, which was paid. The following month, I was told I owed a lump sum of approx. $900; mind you, I signed up for monthly payments.

    When I contacted customer service, she was quick to tell me that I had taken action to change my method of payment (which would make no sense, given that I only do monthly payments) and that the best she could do was waive it by having me make a payments (more than my agreed monthly payment.) She did not care to work with me remedy the issue - rather, she was quicker to have me cancel the policy, which I had no issue doing. Thanks for the "we're sad to see you go" email, but I will never opt for GEICO.

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    Customer ServicePrice

    Reviewed Dec. 19, 2017

    I called in to get a quote, and when they gave me the ridiculous price, that me as an individual would never been able to pay! 900+ dollars a month. I told the gentleman that was too expensive and hung up! Next this you know I receive an email telling me about my next payment and it was 900+... I instantly called back, and tried to correct this and they would not go back and replay the conversation, just so they could get the accurate information and instead now keep billing me and sent it to collections and it is on my credit for this 900+ dollars I refuse to pay! Because they made a mistake. IT HAS BEEN ALMOST A YEAR NOW, WITH MULTIPLE PHONE CALLS TRYING TO RESOLVE THIS AND STILL HAVE NOT. So now I will write everywhere until this is taken care of!!!

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Dec. 19, 2017

    Apparently The Geico Corporation has outgrown its concern for their orig. policy holders. We joined them in 1970 and over the years to present have insured all our houses, cars, kids' cars and now our R.V., since they started carrying R.V.'s. That is 47 years of loyalty and also a lot of premiums vs. very small claims. What really upsets me is when calling to ask why, the general attitude is, "That's just the way it is. Asking to speak to higher management, I was again told they could not help me as she was the head of dept. After insisting to be transferred, she, Kristin, commented that there are three higher managers and, "I'll see if one could call you within 24 hrs." No one has called after that time period. It is a real shame to see this company go this way after all of its earlier struggles with their management and owners to grow to their size. We will cancel our insurance with them as of the policies ends, Jan. 2018.

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    Customer ServiceCoverageStaff

    Reviewed Dec. 18, 2017

    Please if that lady from Cincinnati whose parents got rear end can get up with me and others who been a victim by this company and even the lawyer who was working for me? Or for the other party money can buy people and cause innocent people who have been the victim get treated like a criminal? Don't need to let them keep doing what they are doing. Thieves, criminals, heartless, bullies, corrupted. They need to be convicted for fraud, unethical, unprofessional, disrespectful, liars etc. We got rear ended on April/15/2016. When we were at red light hit by GEICO insured driver at least going 35mph. We got impacted really hard. Inside the car was like a tornado. Hit in the face by objects and also the seatbelt restrained me. I was the passenger. Got whiplashed, ruptured disc on my neck and pinch nerve when hit by head.

    Now got damage a rib contusion, rotator cuff on both sides shoulders, neck and head injured. Can't bent down or be looking down because my neck hurts more and I'm not the same. I didn't have insurance so besides all that get rear ended caused so much impact in my life that I'm suffering of anxiety level so high to the point has affected my daily life. I went to doctor. He advised to get legal advice because I had injuries and Geico wouldn't answer back. It took 2 lawyers and $25,000 in medical bills in almost 2 years. Almost the statute of limitations to have a lawsuit. Meantime the car broke down left us without a car and injuries that chronic not temporary but won't heal.

    Even the hospitals and doctors at ER disappointment on go thru don't care if you don't have insurance. I'm still miserable. Haven't got paid for bodily injury. Finally after exhaustion of the case said will take certain amount lump sump but drove a rented car 5 hours from here to GA and got there and adjuster smiling said I was only getting 20% of the amount. There was a lien of the hospital bill they were supposed to pay. She had the courage to laugh and threatened me. I'm dealing with a lot of things on top of this situation. Would like somebody to investigate all this cases. INSURANCE companies corruption getting richer. And innocent people that got wrecked getting mistreated. Karen pls others contact me to do something. I know God does justice!!!

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Dec. 17, 2017

    I switched to Geico several months back because they were offering much lower premiums than anywhere else. I paid for liability, uninsured motorist, and underinsured motorist... Possibly other coverage but I'm not positive as to whether or not I accepted or declined other coverage. I did not have Comp and Collision. My 16 year old son was hit from the side by an uninsured driver switching lanes into the lane he already occupied. The uninsured driver attempted to blackmail my son, then my brother, then me into paying her to not report the accident to Geico.

    She was very excited about a "deal" she claimed to have with her dealership in which if she "could" wreck her car, it'd be paid off. She was convinced she would be able to spin it as not being her fault. I refused to do anything illegal or immoral and I notified Geico myself in compliance with my contract with them. Every step of the way throughout the claims process up to this point, I have been treated as if I was the one lying. They took a statement from my son eventually. I pulled him from school one day for a scheduled call that never came. They wound up calling a few days later in the middle of what would normally have been a school day, but my son had been exempt from testing that day due to his 3.8 GPA and only the single absence.

    However, Geico was never interested in taking a statement from ANY of the 6 witnesses, including my other son who was a passenger. They never wanted to see the damage to my vehicle, neither to determine damages for an uninsured motorist claim or to help investigate the accident by comparing damages. They refused to obtain the police report, repeatedly asking me to obtain and pay for it. When I was asked if I would be reimbursed, I was told I would not be. The officer had not investigated the accident. He had not gone to the scene of the accident, spoken to any witnesses, taken a statement from either of my sons, taken any photos, in fact he did nothing but ask the uninsured driver for her story and turned away the witnesses that tried to approach him.

    He did not even verify insurance. He had to track down the uninsured driver later to ticket her for no insurance when it was discovered. Even with all of this information, Geico refuses to actually look at the accident or any evidence unless it is provided by the uninsured driver or her attorney. After her blackmail attempts failed, and she likely discovered her "deal" was GAP insurance and didn't fly if she didn't have insurance, she claimed injury. So, Geico refuses to even search for the truth. I am left to find it on my own, filing lawsuit against the uninsured driver, searching the local businesses for security footage that may have got the wreck on video, attempting to hire an accident investigator since no one is willing to investigate, but so far have been unable to find one willing that I can afford.

    Same with a private investigator. I have asked the witnesses I have found to contact the insurance company and just offer an honest statement but I suspect it will do precious little since they are seemingly more concerned about the attorney than the truth. I should have gotten their names, but I didn't, only that they were employees at the daycare center that my son was hit in front of and they were outside with the kids at the time of the wreck and one of them was the driver of a brown truck that had been traveling behind my son. I have switched to a different insurance company at a higher premium rate, but I figure in the end, it's actually cheaper.

    Geico has made no effort to find the truth. They seem more than happy placing fault with my son even though the damages don't match the story the uninsured driver gives (but they also won't look at our damages either) and even though every witness account contradicts the uninsured driver version and backs up the events my son described. I'm not sure what more I can do other than keep begging someone, anyone to look at the evidence honestly because Geico refuses to. They expect the police to figure it out, the police refuse to investigate the accident because it happened on a weekend when their accident investigators were off work and there were no injuries (although the uninsured driver now claims there were) and keep saying that Geico will investigate. Everyone just wants to pass the buck. No one wants to actually investigate or look at the actually evidence. It doesn't matter what evidence I find because I am considered bias.

    But if Geico were to actually do their jobs, an insurance adjuster would actually investigate. But they are not even sending anyone to the area. Instead they have a woman that is rarely even in the office because she is always out sick who is listening to the uninsured driver and reading the police report which is based only on the uninsured driver's statement and nothing else. It states my son T-Boned her from a parking lot, yet there is no damage to the direct front of our Blazer, only the front side of it and all witnesses agree the impact happened on the road in front of the daycare driveway a few hundred feet East.

    The pieces of the Blazer were found in the driveway of the daycare, even though he had just left the shopping center to the West of the daycare center. But the officer never even went to the scene of the accident, only to where the uninsured driver finally decided to stop which was quite some distance away. My sons actually thought she was running at first because she went so far, passing driveways, before finally stopping. But Geico doesn't care about any of this because this isn't the story the uninsured driver gives or the police report states (which is based solely on the uninsured driver's story on the day of the wreck - including no injuries).

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    Customer ServiceStaff

    Reviewed Dec. 13, 2017

    Unfortunately, I have been left no choice but to leave a review on any platform available since GEICO refuses to respond!!! I was involved in an accident for which a GEICO insured driver was at fault. GEICO took full liability from the start. Unfortunately, the service since has been some of the worst I have ever received. Call center representatives were rude and threatened to hang up on me, my adjuster told me lies, dropped the ball on my rental and has failed to keep me informed, the adjuster's supervisor spoke to me in a demeaning manner and told me that GEICO had no fault and that I didn't understand what was happening.

    And to put the icing on the cake, I have gotten no response from the e-mail I sent simply asking to be treated fairly!!! Every individual who picks up the phone at GEICO promises to deliver "excellent" customer service but the follow through on that promise is non-existent! My warning to others is that if you are hit by a GEICO driver get a lawyer and get your insurance company involved!!!

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    Customer Service

    Reviewed Dec. 8, 2017

    I was hit by a Deer on my Truck and called Geico and they were very nice on the phone and set up a appointment for my to get my Truck Appraisal for the Damage, the Guy that did the Appraisal gave me about half of what it will cost to fix it. I have taken it to 2 different shops to get it fixed and they said that is not even close enough money to get it fixed... I am really thinking of finding another Insurance company for my House and 2 cars.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Dec. 5, 2017

    I'm not a Geico policyholder but instead have a complaint concerning an accident that my parents were involves in on May 6, 2016 (yes, 2016). My parents were rear ended by a Geico policyholder. My parents, who are 89 and 91 were at a dead stop and hit by a man going approx. 40-45 mph. This drove their car into the back of the car in front of them. My parents were both taken to the hospital by ambulance. Luckily, their injuries were not life threatening but they were injured badly. The lower airbags on their car went off. The impact was so hard that my dad's hat ended up in the rear dash, it knocked my mom's hearing aids out, and their lower legs were mutilated because of the airbags. I could go on and on.

    My complaint is the way they are handling the case. They continue to NOT pay up even though their guy was cited and determined to be the cause of the accident. The police report lays it right out. My parents have a lawyer and even their lawyer is having problems with them. They continue to make excuses, dodge calls, not return voicemails, and ignore 3 letters that were sent to them. They went as far as to send my parents a letter stating they were fighting it because they said my mom caused the accident by hitting the car in front of them first, causing their guy to hit the back of my parents car.

    My mom was all upset and crying. She's 89 with heart issues. They're playing with people's lives to try to get out of paying a claim. This absolutely makes me sick. I will never ever get their insurance. In fact, a family friend is a policyholder and is dropping them because of the way they are handling this whole thing. I doubt my complaint will do a thing but if one person drops them because of my complaint I will get a little satisfaction. Don't ever ever get Geico. There are a lot of companies out there that will treat you with respect instead of trying to weasel their way out of paying an elderly couple what they deserve.

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    Customer Service

    Reviewed Dec. 5, 2017

    I purchased Geico in Aug. on auto payments. I paid for 4 months. I received a letter from DMV on DEC. 5 that my policy was canceled mid-OCT. I called Geico. They said that was correct. They reviewed my record and decided to cancel my policy. I asked why wasn't I notified. The customer service rep said they send me an email. I searched my emails there was nothing from Geico. Just horrible. I was driving uninsured for 2 months not knowing anything. Very irresponsible of Geico.

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    Customer ServiceCoverageStaff

    Reviewed Nov. 30, 2017

    On November 24, 2017 I decided to save a little money on car insurance as I have two vehicles. I went with Geico as they saved me $1800. On November 29, five days later I got a call and said they cannot cover me as I have an FR-44. Why couldn’t they tell me this on the 24th one I made for payment of six months of over $3000! Their customer service has no skills. I don’t know who trains them or where they are trained! They are very unknowledgeable about anything. I should’ve just stayed with Progressive which I am and I am going to pay the difference which is a total of $4900 for both my vehicles and full coverage.

    Don’t try to save a penny people with Geico. Are used to have Geico many years ago, and I couldn’t remember why I canceled my insurance with them, well now I remember. They are horrible and I am not the only one that says this. With this said, I spoke to supervisor and he said he would put the money back on my debit card the same day which was November 29, 2017. The only thing I got back was $45 so far. I wouldn’t have minded if they said it takes three weeks, or three months but don’t tell me a lie and say it will be on your debit Card the same day! Very unsatisfied. I have spoken to several people and they have said Geico by far is not the best insurance.

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    Customer ServiceCoverage

    Reviewed Nov. 30, 2017

    GEICO suddenly raised my car insurance rates by 50% due to a relocation of about 80 miles. Naturally I went in search of a more cost effective policy. I found one that was back to the rate that GEICO was at before the move. I paid for 6 months in advance with my new policy for an even bigger discount. However, this depleted my account that is specific to bill pay. I called and canceled my GEICO policy and made sure to specifically address with the customer service rep that I would not be charged again by GEICO which she confirmed.

    Sure enough, we looked at our account a few days later and they had charged us. Fate would have it, I had 3 small bills come through that would have been covered had GEICO not charged me that ended up causing me overdraft fees. When I called GEICO, they coincidentally could not find the recording of the call, and would do absolutely nothing to take responsibility and help me with the charges they had caused. I get that I should have extra in my account, and I normally do, that is why I had enough to pay for 6 months of the new policy. However, I separate my bank accounts to keep bills, home, spending, etc separate in order to streamline my bills and avoid this kind of mess.

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 29, 2017

    I have had insurance with GEICO for many years and have always received wonderful and timely service. Whenever I need their service, the representatives are always courteous and helpful. I recently had a car accident and called to file a claim. Their response was very quick and handled very professionally. GEICO took care of everything from a repair shop close by and a rental car. They also contacted me frequently to keep me abreast of my claim.

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    Customer ServiceCoverage

    Reviewed Nov. 29, 2017

    I received a notice from GEICO that my premiums were going up 20% so I looked on my policy to try and find some coverages to save on. I found I could increase my comprehensive deductible. So I increased my deductible for my next renewal since my current policy was paid in full. GEICO immediately charges for any increase in coverage but does nor refund if you decrease coverage. Nor do they notify you that you have decreased your coverage in writing.

    The point is since GEICO sent me a premium increase - that caused me to search their policy for savings and drive my decision to increase my deductible for my next renewal. Instead they implemented the charge effective immediately due to a “preselected” apply switch on their App. This is very misleading and confusing to any user. This is a very bad company with even worse customer service. They have no patience or understanding of human nature or natural response. I would not recommend using this “machine” of a company.

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    Reviewed Nov. 29, 2017

    I was with this company for TEN YEARS. Now, I had a problem with someone else, and they DROP ME. Goodbye! I manage the insurance for a 25k employee company in which most people travel... So some sales guy/girl will be having a talking to after we figure this all out. 1 problem, they drop us. Guess we need a "like a good neighbor". Just my opinion, though.

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    Customer ServicePrice

    Reviewed Nov. 29, 2017

    Customer Service is excellent! They are exceptionally inexpensive, too. I had been contacted by so many insurance companies and all of them had rates that were so much higher than Geico.

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    Customer ServiceCoverageStaff

    Reviewed Nov. 28, 2017

    I normally do not waste my time upon creating accounts to review a business, however, the poor and coercive attitude I received from a sales rep with Geico has pushed me to do something. As anyone does we call around to receive the best auto insurance quote based on our circumstances. Especially being the I've been away for a year due to military training.

    The sales rep tried multiple times to retrieve my routing and bank information as I told her numerous times I will be calling around other insurance companies as well. "To be frank with you, what are you waiting for? Are you really going to call around all day and waste your time to see if another company can do what we do? What is your routing and bank name so we can get this done today." "Yes ma'am. I am. Have a great day. Goodbye." Just plain rude. No one wants to feel like they're being pushed into something they really don't want to do. Especially when I received quotes from other companies with lower rates and better coverage. Will not recommend Geico to any other service member, family, or friend.

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    Claims HandlingCoverage

    Reviewed Nov. 28, 2017

    I noticed a damage to my car when it was parked, I was not having the full coverage that time. I called in GEICO and got the collision coverage and comprehensive added to the policy so that I would have at least damages covered for my car. It was good that I got the coverage added to my car, as the very next day my car was again hit in parking lot and this time the damage was severe, the front grill was broken. As I got the coverage added lately and I was not having any documented proof to prove the differences in the damage that occurred on the first and second incident. They have made my life hell, by asking so much questions and details as if like I am cheating on them. It was just a mere coincidence that I got the coverage added to my car and the very next day my car was again hit by someone.

    They do not value the customers at all and just trying to prove the point from their end and somehow trying to avoid paying the claim amount. I am seriously pissed off with the service that GEICO provides and really unhappy with the way they are treating me for this normal claim. I hope someone could take strong action against these guys and make them learn a lesson about how they should treat customers.

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    CoveragePrice

    Reviewed Nov. 28, 2017

    My insurance is very high with very little coverage. My car is twenty five years old and I am in my late sixties. "Is this because I am older and have an older car?" I have asked Geico and they tell me it's the zip code. I have friends with new cars and their insurance is just about the same cost. They do not have the same company, though.

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    Claims Handling

    Reviewed Nov. 28, 2017

    Been with GEICO for over 13 years and never once had a problem. GEICO was right on my claim, as soon as it was reported they took excellent care of me. It's a very easy process with very little questions.

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    Claims HandlingCoverageSales & MarketingStaff

    Reviewed Nov. 27, 2017

    I went with these ** because they were cheaper, things went great as long as I didn't file a claim. This kid backed up and tore the hell out of my front driver side quarter panel. He had no insurance, no license. I called claims. They wanted to know this guy's insurance comp. Real nice. Real helpful. When informed that the driver didn't have coverage, they told me as far as I was concerned that I was not covered for collision and they could not repair my car!

    I have had full coverage with my past insurance comp. for 40 + years. Why the hell would I not have it with GEICO. I even had another car added. When I told them I have had full coverage they said I did not. GEICO is a total scam and sham. They will cover you as long as you don't file a claim!!! On the paperwork I get from them they tell you what is covered and not covered and nowhere is there anything mentioned that collision was not covered. Full coverage means everything!!! Now I have a car that I will have to pay for around 4500.00 to 6000.00 in damages. Not to mention have to file a suit against this guy and his dad. Do NOT BUY ANYTHING FROM THESE CON ARTIST!!! ONE VERY PISSED PERSON.

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    Staff

    Reviewed Nov. 27, 2017

    When I was in need of getting my insurance, it was a right now situation, 6 months pay and 6 month off. Great value. They have compare their rates to the national rates and match too. I like their willingness to help with any confusion you may have and they're just so nice and understand of your needs.

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    Customer ServiceCoveragePriceStaff

    Reviewed Nov. 27, 2017

    Getting quote online made easy & quick. I've also called 2 times to see about adding home to policy & both people great. They were informative & friendly in going over needs. They were good to work with & patient with me in going over costs of 2 vehicles I was interested in buying & helped me make decision on which to buy. Saved $ over others I checked out and got better coverage too.

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    Verified purchase
    Coverage

    Reviewed Nov. 26, 2017

    I purchased a wrecker, took it to the agency to get full coverage on everything! They took pictures wrote policy for full coverage! Thats was little over three years ago. Well my truck was vandalized. They put crap in gas, engine, wrecker hydraulic tank, its totaled repair. Bill was over 23000 dollars, well now Geico says my truck was covered only not the wrecker bed! They want to pay me 7100 for a 24000 dollar truck! Now get this only if bed stays on the truck!! I looked at copart and AIAA insurance auctions wreckers like mine. Not running. Still brings between 10 to 16 thousand! So Geico just a bunch of damn thieves!! The adjuster said, "I will settle up with your bank since you owe less and take the truck!" Bank will do this to make them whole and not to lose money! Told them where he could go! YEAH HAD TWO OTHER CARS DAMAGED THEY TOTALED. TOOK OVER TWO MONTHS TO GET CHECKS ON THEM!

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    Claims Handling

    Reviewed Nov. 26, 2017

    I had previous claims filed with GEICO and unfortunately you save on the policy premium but you end up paying at the end with a lower value on the vehicle should an accident occur or shortchanging you with used parts if your vehicle needs to be repaired. They have Subpar service overall as compared to other Insurers.

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    Customer ServiceStaff

    Reviewed Nov. 26, 2017

    Although a little on the pricey side, any problems are promptly handled by GEICO's excellent customer service team. They have a user-friendly app for bill pay, ins cards, and roadside assistance makes life so much easier. As a DJ my body is trained to be awake at night. Once I locked the keys in my car at 3 am and it was not a problem for GEICO. Within the hour I was on my way. They also send reminders every month so for us forgetful people, no policy cancellations.

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    Reviewed Nov. 25, 2017

    The adjuster came to my door, wrote up the estimate in his truck which included a check for the amount beyond the deductible. The car was fixed in three and a half days. A rental Car met us at the body shop. Geico then sent us a check right away for the deductible since the found out the other person was at fault.

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    Customer ServiceCoverage

    Reviewed Nov. 25, 2017

    I was with another insurance company for many years, but when I was no longer satisfied with their customer service and they would not match the coverage and the dollars spent for that coverage with Geico, it was time to switch. Geico's financial coverage beats any other company I could find, and their reputation seems to be topnotch.

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 24, 2017

    They have a local office where we could talk face-to-face with an actual person. Dealing over the phone can sometimes be frustrating and time-consuming. I've been hit a few times by other drivers so we've had multiple claims with them and we've never been disappointed by their service. The claims department was very professional, caring and knowledgeable. Services were prompt and courteous as well. One time, I was a victim of a hit and run car accident and the reps kept me notified every step of the way. I received regular phone calls and detailed emails for everything having to do with my claim. I was very pleased with the service I received and because none of my accidents were my fault, my rates did not go up either.

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    Customer Service

    Reviewed Nov. 23, 2017

    The people from this company give less of a ** about customer service and more about holding you hostage and raising their rates arbitrarily. I switched bank cards to make automatic payments and the employee didn't execute the switch, which means I HAD NO INSURANCE. After checking my bank statements and wondering why the money hadn't been taken out they told me they canceled my insurance (no phone call?, no mail warning etc) and they could reinstate my account for 190. I pay the 190 they tell it will take another 150 to activate my account and now 150 would be my new monthly.

    I work in the service industry and it's disgusting when you take someone's money and then give them no support. You're in the business of ** people, I hope this company goes bankrupt and people see past the cute lizard marketing machine. It's a criminal company that put me and my family in jeopardy and then wanted me to pay penalties because of their negligence. ** YOU GEICO.

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    Customer ServiceClaims HandlingPrice

    Reviewed Nov. 23, 2017

    GEICO is a good company and has fair market value and services compared to others. The cost of services and goods is great. The customer service and response to claims and inquiries are great, too. They were understanding, caring, compassionate and quick to settle a claim.

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    Customer Service

    Reviewed Nov. 23, 2017

    Even though I pay a lot for my coverage no one can compare price-wise to them when checking rates. I did leave them once for what I thought was a better value but turned out I was wrong, and a year later I came back and I will not do that again. They really are the best value overall, easy to use website, professional customer service on the phone and they always do what they say they are going to do.

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    Coverage

    Reviewed Nov. 22, 2017

    Had an emergency breakdown on a highway, had my vehicle towed to repair facility and submitted for reimbursement for the towing. I pay for towing RSA coverage, they tell me it only covers 75.00 as to reasonable charge, the bill was 294$. I canceled my RSA and will be switching insurance coverage soon after.

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    Verified purchase
    Customer ServicePrice

    Reviewed Nov. 22, 2017

    My Son who is Active duty USMC was treated terrible. Due to deployments he does not have access to email or mail sometimes for weeks. They sent him an email asking for an address update. Because he wasn't able to respond they cancelled his policy. (His permanent address remained unchanged) When he came back from overseas, he finds out his policy was cancelled. When he called, no concern, and they refused to reinstate his policy. But, he was able to start a new policy for double the price! Way to go Geico, shows no concern to those who serve!

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    Staff

    Reviewed Nov. 22, 2017

    GEICO is great. I liked the deductibles and the overall service was reasonably priced. The people at the Customers Service were very helpful if I ever had questions or concerns. I would use this company again because of its overall service and prices.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Nov. 21, 2017

    I've been a Geico customer for a while. I got in an accident last Friday and the claims department is trying to tell me that I never switched over from my old car to my new car? A. Aren’t you supposed to show proof of full coverage before leaving the car lot - which I did. When I signed up for Geico they recommended I download the Geico app so I wouldn’t have papers hanging out everywhere and would have my information right on my phone... PERFECT! - NOT! I switched over my car on that app, my new car showed up on my electronic insurance card, but not on my account. So I was freaking out right after my accident happened and redid all of my car information on my account through the Geico app. After putting my claims in they are trying to tell me that I either A. Never had insurance on my car or B. Never had full coverage on any of my cars. Ummm I’ve been paying you guys for what then???

    The claims advisor was no help and kept telling me that it’s all my fault that the information was wrong at the time of my accident and the possibility of getting my car fixed or the other car fixed was low. They also claimed me for not having paper cards with me and that get automatically send those through the mail... When I signed up if asked if I wanted paper cards and why would I need paper cards if it’s on my phone??? The accident was not my fault and they are trying to say it was even though the police report claimed that neither one of us were at fault due to the person in front of me stopping at the last second to turn during traffic. And the guy that was hit even told Geico that. This company is a joke! And now I’m probably screwed getting my car fixed!

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    Claims HandlingStaff

    Reviewed Nov. 21, 2017

    My car was scratched while parked. Geico denied the claim based on their "opinion" that my vehicle was in motion when the incident happens. They don't have any evidence to establish the "fact" that my car was in motion. So they just denied it based on their own "opinion" instead of on "fact". When they know you don't have enough evidence, they will for sure take advantage of you. They are shameless and disgraceful. Stay away.

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    Verified purchase
    Customer Service

    Reviewed Nov. 20, 2017

    Geico is a complete joke, my truck was flooded in Harvey. They didn't want to Total it. I had water about my tailpipes and in the inside of the cab. They chose to replace the carpet and other things, I had my rental for 36 days and a representative promised that I wouldn't be charged for going over the 30 days limit. Now I'm being told they will not pay for the 6 days leaving me with the remaining balance on top of my 500 dollar deductible. As if I haven't been through enough. This company is all about shortcuts. And to think I convinced my wife to leave State Farm. I will be leaving Geico. This is ridiculous that they chose to nickel and dime their customers instead of customer service.

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    Claims HandlingCoverageStaff

    Reviewed Nov. 20, 2017

    Give GEICO your business. They have been fair to me and will be fair to you too. You won't go wrong and they will save you money! I was in a terrible motorcycle accident a year ago. Lost my left leg in the crash. The GEICO Claims adjuster was very sympathetic and even the passenger on my bike received a settlement. The overall service from GEICO was awesome. And to date, my insurance wasn't dropped nor raised. Great company to work with and I recommend GEICO to all of my friends.

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    Customer ServiceStaff

    Reviewed Nov. 20, 2017

    A few years ago, I awoke with a painful stiff neck - turning my head was very distressing. However, I had patients to see at work, and did not want to have to cancel their visits. I backed down my driveway, and watched my garage door close. Turned my body to look down the street (there's an almost blind corner) and then turned the other way, where there's a curve, to make sure there was nothing coming from that direction. Saw nothing, Proceeded to back up - straight into an SUV sitting behind me. I did a fair amount of damage to his passenger door, as well as to my own trunk. The driver was rather upset - I don't blame him, I was, too. He became rather rude - demanding to know who I was and what I was doing in that driveway.

    I responded that I lived there (still do) and had done so for 18 yrs; he was skeptical, because "I never saw you!" Anyhow, I gave him my Geico info, which he appeared not to believe. I then headed to work. When I got to work, entered my office, the phone was ringing. It was Geico - wondering why I hadn't reported it instantly. I explained that I had to get to work, that I had given him the information and had every intention of reporting the accident as soon as I took my coat off. From then on, Geico took over. His car was repaired within 24 hours. Mine took 2 days, but was a beautiful repair. I never heard another word about the event from anyone - AND I wasn't even dinged by Geico by a rate increase. Needless to say I have been a Geico fan since then.

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    Customer ServiceClaims Handling

    Reviewed Nov. 19, 2017

    I trust Geico. Besides their funny commercials, Geico really does what it says and they are there when needed. Filing my claim was easy peasy too. Called them and told them what happened. They helped me get my car back in shape and paid for it. I feel I have enough insurance in case anything untoward happens. I have four other family members on the policy, too.

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    Claims HandlingCoverage

    Reviewed Nov. 18, 2017

    The claim was handled in a quick and suffice manner, and I found the service to be good but the prices went up and are not comparable for me anymore. I shopped around and found a better policy with increased coverage and a lower premium. I did go with an old, established firm and have been happy thus far. GEICO needs to be more competitive.

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    Claims HandlingCoveragePrice

    Reviewed Nov. 17, 2017

    I was a Geico customer and when my daughter turned 16 they wanted to up my bill by $400 a month, mind you she was not driving at this time and we were not adding another car. So after going rounds with Geico over it and getting nowhere I found another company that offered me the same coverage at 1/2 the price Geico wanted so I canceled my policy with Geico. (Mind you the new company was 1/2 the price and we added a 4th vehicle Geico wanted $400 for my daughter to drive with no added vehicle the other company is $211 with another vehicle on our policy.) I then got a bill from Geico for over $200 for discounts they gave me and now they wanted back because I canceled with them early.

    It was their fault I Canceled! Next thing I know they turned me into collections and put a mark on my credit all because they wanted money out of me for Discounts. The entire time I was with Geico I never once filed a claim with them so I did not cost them any $$ at all. So you would think because it was their fault I canceled due to a $400 hike in my insurance then I would not have to pay this outrageous fee for Discounts cause I canceled early. If I could get away with no stars I would, and I will warn everyone to stay away from this crooked company that is only out for your hard earn $$$. Geico is not out for its customers they just want $$$.

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    Customer ServiceStaff

    Reviewed Nov. 17, 2017

    They are customer oriented and very willing to help and make the process as smooth as possible. The information is always readily available and up to date so you don't have to wait for just one person to call back. If as the policyholder I was at fault and the payment was to the other party the explanation for that payment is very clear and understandable. The only thing is that they need to reduce their insurance premiums to seniors. But overall, they're very efficient and anxious to help.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Nov. 16, 2017

    My car was towed to the repair shop after the accident. Next day when I went to inspect my vehicle I found damage on the car unrelated to the accident. The damage likely happened during the towing. When I called GEICO, they were very unprofessional and blamed me for the damage. I told them the car was not with me after the accident, to which they said they can't confirm that the damage happened during the towing. Ultimately, even after having several arguments with many GEICO representatives, they didn't agree to cover the claims under the claim. They stopped short of calling me a liar. NEVER EVER use GEICO. They won't cover your damages that happens during towing or at the repair shop. On top of that, they might call you a liar.

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    Reviewed Nov. 16, 2017

    Vehicle damaged after hurricane Irma and still with no vehicle. I have work and kids have school and sports, with no car for way too long. This is unacceptable and will be switching over asap to a better company.

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    Customer ServiceStaff

    Reviewed Nov. 16, 2017

    They have been awfully good to me with regard to roadside assistance. Balky alternator which is due for replacement here in the near term. Never once have they refused or charged me for the "jump starts" and their facilitator here in 34105 is beyond dependable... Customer Service givers are incredibly polite and diligent as well... So I will grinch and moan about the five to seven percent increase on the next go round but suspect given present day driving pools, it's probably a very standard bill 'o fare by comparison to other carriers out there... As much I love to waive a near perfect on road record between '87 and '17, it really provides very little satisfaction in the way of rates etc. I am simply resigned to the fact that I carry the load for less prudent drivers and or what I witness on my daily driving adventures. It's almost comical in some situations.

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    Customer ServiceClaims HandlingSales & MarketingStaff

    Reviewed Nov. 15, 2017

    I've been with them for several years. Have homeowner's and auto insurance with them but am taking my homeowner's and auto insurance and going back to a class company - USAA. My husband, who is a retired, disabled Special Forces Army Officer, had an accident Monday totaling his Mustang. My issue is that since the inception of this claim on Monday, they have transferred us to no less than 5 adjusters, no one will return phone calls and when they do, each person is not knowledgeable about the law.

    I'm a 40 year retired paralegal and I don't need anyone talking down to me and attempting to educate me on the law. These people are basically just phone jockeys, not attorneys. I'm one step below an attorney. I think the people who are their adjusters are unqualified, rude, condescending, and basically just really stupid. Just save your money. Go to a reputable company like State Farm, Farmers, Allstate, USAA, etc. Also, their gecko is NOT cute and rather than spend millions and millions on advertising this stupidity, why not just hire better, more educated people and pay them better?

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 14, 2017

    Geico is a very competitive priced insurance company. They grouped my homeowners and car insurance together to get a better rate. When I spoke to them on the phone they were knowledgeable. They are also very helpful and they respond very rapidly to your needs. They were courteous when I had my claim and set up a rent a car too.

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 14, 2017

    I have been with Geico several years and I have excellent service with them on matter I called about. They handled this claim in a just about instant satisfactory manner. Just took one phone call. Their customer service, knowledge and helpfulness are excellent.

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    Customer ServiceCoverage

    Reviewed Nov. 13, 2017

    I cancelled my auto policy and switched to Progressive for better rates. After cancellation I received a bill for $67 because GEICO misapplied discounts to the policy. There was no communication other than the balance due and a request to pay or show proof that I was insured prior to the cancellation date with another provider which I did. I still received a collection notice and called Geico to remedy. That is when I was informed I owed $67 more for a mistake they made when applying a multi-car discount. There was no communication other than the bill and a request to show I had another policy. I was under the impression that companies are responsible for providing communication for the amount owed and what the charges are for.

    I pay in 6 month increments and to my knowledge my policy was paid in full. I don't recommend Geico. They acknowledged the lack of communication and were only focused on collecting the money they hadn't collected due to a mistake they made and now they want to collect retroactively. I was also told a supervisor would call me back and that didn't happen. Where do I send the bill for the time I had to hold while my cancelled auto policy was reviewed multiple times. I will be moving my homeowners policy too. I don't recommend Geico!

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    Customer Service

    Reviewed Nov. 11, 2017

    I made a payment to these ** and little behold 2 days later my account is neg 72.00 because they tried to take more money out. What **. Then when I call them the jerk told me to call my bank. I said, "I did already and you guys are the one ** up, so stop trying to send me somewhere else when you are the problem." Thanks to this I have a baby shower this weekend that I needed my money and now I can't use it because there's a hold on my ** account. So I wish Geico had the balls to call me but they won't when they ** up. Thank you for the baby shower you **!

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    Customer ServiceCoverageSales & MarketingPrice

    Reviewed Nov. 8, 2017

    After doing an online quote, called customer service. They went back 5 years and pulled up things that were about my son and girlfriend and not me, my quote went up. Then they said I owed them 420 dollars from 2012. So I had to pay that before we could move forward with my quote so I did. Then they did another review on me and my quote went up more. After 45 mins on the phone she then told me that she would have to mail me an application and I'd have to thoroughly go through it and fill it out and I would not be covered until it was filled out and returned via mail. In the meantime it would lapse my insurance.

    So GEICO gives false rates to get you to call them and if you owe past money that's their way of collecting it and then not insuring you. And the rate giving online is only a way for them to get you to call them and they then can try and convince you to be insured by them and beware your rate will 100% change. No matter what they quoted you it's not guaranteed. Geico is a scam and the only way they can get people to call is by giving fake quotes online. Companies like them are based on false advertising and shouldnt be allowed to scam people like that. I cancelled my insurance with my other provider only to be lied to by Geico and now I have no insurance because of the lapse they caused me. Bad business and sneaky tactics, beware of Geico's false quotes. Terrible practices.

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    Sales & Marketing

    Reviewed Nov. 7, 2017

    I went to add a car and noticed that they had added towing and rental reimbursement onto my policy without my permission. This is not the first time that this has happened. GEICO said that at renewal I should of checked and seen this. I don't review my renewal because if I don't make changes there should not be anything for me to review. Geico is well known for this scam, watch your policies monthly.

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    Customer ServiceCoverageSales & MarketingPriceOnline & AppStaff

    Reviewed Nov. 7, 2017

    First, let me say this company is total fraud alleging to be a quote MILITARY company. They are NOT even associated with MILITARY in any way. That was a mere consumer hoax to attract MILITARY members active, retired, reservists any branch to do business with GEICO insurance. Second, let me say they keep you on the phone for hours and state you could save even more by combining home insurance with auto.

    All they do is FARM OUT home insurance to other companies. You yourself could easily have called without the fraudulent GEICO personnel pretending to be YOU, quote to other REAL companies that are far far cheaper than GEICO. At this time GEICO is doing 6 month insurance policies and charging more than triple other companies for a YEAR policy. FORGET getting home insurance with them. It is a total FRAUD SCAM of GEICO. They contact other companies, put you on hold on phone while they are pretending to be you the CUSTOMER.

    Third, this one you will love. GEICO driver safety program they offer. You log into their website and then pay a fee per driver rather than per household, and you pay $20 for a $1.00 savings or less. It's a total scam at best. Fourth, let me say when I received notice of insurance hike we found out the so called GEICO call representative NOT licensed professional insurance agent turns around and then states that some of GEICO call representative added more miles to my car than I was actually driving which caused rate hike so I said, "Fix it or I will drop you," as the company that formerly insured me over 12 years to date.

    THIS COMPANY IS A TOTAL FRAUD. In terms of consumer insurance provider, Farmers Insurance Group, Allstate.com, Travelers (Flying J) is far cheaper and quotes insurance for automobile per YEAR not a mere 6 month policy terms which is total rip off to all consumers for auto, motorcycle, boats, planes and more. The company is based in San Diego California depending on who you talk to. Fourth, Let me say this. The company is total FRAUD. Per phone call depending upon who you talk to they quote completely different price. Depending on the day you call and who you talk with each representative adds on commission per phone conversation with each consumer needs. Total fraud.

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    Customer ServiceCoveragePriceStaff

    Reviewed Nov. 6, 2017

    I joined Geico with my 3 vehicles & a trailer in Sept of 2017. Nov 3rd, called in to add a new vehicle that was purchased on Oct 23rd, told them to start the coverage on 23rd since I took the delivery that day. Nov 6th, I received new detailed declaration pages, I saw new vehicle coverage started on 11/3, not 10/23. They said because I called on 11/3, they can't backdate. Then noticed my existing vehicles were more expensive than it was. One single driver with 4 vehicles, Geico charges more money and only explanation is their contract!!! Full of B.S.!!! Clean driving record with no history of accidents for the past 28 years, charge me more money on existing vehicles as I added one new.

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    Customer ServiceStaff

    Reviewed Nov. 6, 2017

    This August, I was in a car accident that totaled my car. Fortunately, I was not at fault, and GEICO helped me handle all processes regarding my car in an appropriate manner. They were great about communicating with me, leaving comprehensive messages, and answering the phone when I needed to call them about certain issues regarding the accident. Unfortunately, I had to be admitted to the hospital due to the accident, and this is the side of GEICO that was not so helpful. Upon leaving the hospital, I was handed a sheet of paper from the insurance consultant at the hospital and was told to bring it back, filled out, the next day. I did so, and received no further instruction. Two months later, I am being contacted by the hospital in multiple ways (email, phone, mail) and they are saying that they never received payment.

    Since I was not at fault, the payment was not to come by me. Long story short, I am told by the hospital to contact one specific person about sorting out this issue. First, my mother contacted this person and it went to voicemail which had an outdated message claiming that they would be out of town for a certain period of time, and it was already past that period. Then, a few days later after receiving no response, I called this person and again it went to voicemail, this time with the voicemail message fixed. I leave a message and after a week, still no callback. Then I call a second time, leave a message, and still no callback.

    Another week later (after my second detailed voicemail was not returned), I call again, and still no answer. This time, I called GEICO 's main number, was forwarded to auto claims, and I asked to speak to a supervisor. After a few minutes, I was forwarded to the supervisor and again, I get voicemail. I have left this supervisor another detailed message, and I hope that they will get in touch with me soon, but I am not hopeful. In all, if you are in the unfortunate situation that you have a medical bill that needs to be paid by GEICO or the other party, (politely) demand to sort out the problem with the first person who contacts you about it, because you will be hard-pressed to get in touch with the appropriate personnel if you miss a call.

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    Reviewed Nov. 5, 2017

    Been with them 8 years. 5 months ago I Inquired about insurance rates if I decide to drive for Uber. I decided not to, and just received a letter stating they were cancelling my policy unless I got a letter from stating none of the policyholders work for them. They gave us 2 weeks. Never asked for an exception before but I'm really busy. They absolutely would not budge and said if I needed to shop around that was ok. Screw them. Going somewhere else.

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    Customer ServicePriceStaff

    Reviewed Nov. 4, 2017

    I'm the only one working right now. GEICO was charging over 1200 for a 6 month policy renewal, I can't pay that so I called. Spoke with an agent who cancelled my automatic payment, told me to look for pink envelope and call back to make arrangements, well I waited and did call. Now they went back on their word and now won't renew my policy unless I pay total premium which is crazy, GEICO charges too much. They are rip off. Don't go with GEICO!! You will regret it.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Nov. 4, 2017

    IF THERE WAS AN OPTION LESS THAN ONE STAR... I was rear ended May 2017 at a stop light. I got out of my vehicle and walked back to the car and the driver was screaming at me. I collected his name and address and DL# only after threatening to call the cops because he would not give it to me until then. I called Geico's claim department and told them what happened. I was phone interviewed once and then received a letter stating that the guy that hit me was insured with them also and called and Filed a claim, mind you he had none of my personal information. And told them I backed into him!!! Since there were no police reports they said that it was my word against his and they were not going to pay. They believed this liar and actually think that I broke the law and backed into him!!! There was probably $500 in damages and I recently sold the car.

    I was just going to let this go until I got a quote online for a new car I wanted to purchase and then when I confirmed that I had purchased it the price jumped to $40 more per month than quoted. Amazingly the quote disappeared when I confirmed to add it on my policy. To add insult to injury Geico freaking reported an accident to the DMV!!!!! This company is the worst bunch of criminals I have ever had the displeasure of doing business with!! I just purchased a new auto and homeowners policy with another company and saved in total over $1,187 per year with a reputable company!!!

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    Customer ServiceCoverageSales & Marketing

    Reviewed Nov. 3, 2017

    Geico Insurance took double payment from my Debit card and they won't give me my money back, I explained to the supervisor Shanika **, she was really rude with me, she hanged up the phone and blocked me. They are the worst insurance ever, if someone read this make sure don't make any payments until you are 100% sure that your policy is active. WORSE INSURANCE. Maybe they are going to blame the poor Geico cartoon on the tv commercial... Lol. For the bad customer service.

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    Customer ServiceCoveragePriceStaff

    Reviewed Nov. 3, 2017

    I called in Sept 2017 for a quote as I was shopping for new homeowners and auto insurance. I received the quote and was satisfied but then the representative kept badgering me that I needed to give her authorization to "lock in the homeowner's quote". This would allow Geico, underwritten by Liberty Mutual, to start my policy and take the premium from my mortgage holder after 48 hours. BUT, if I canceled within 48 hours everything would stop and nothing would be done. They had a good price so I relented knowing I'd cancel in time if I decided not to go with Geico. That is EXACTLY what I did. I called at about the 40th hour, was transferred and spoke with Liberty Mutual, and stopped the policy from going into effect. All was right in my insurance world.

    About a month and a half later I get a check in the mail for the full amount of the premium as a refund. "That's strange, I never paid that and it never came out of my checking account." After a few frustrating phone calls to Geico and Liberty Mutual we figured out what happened. The amount of the premium was taken out of my escrow account with my mortgage holder. Alright, irritating and I certainly won't use Geico after this but I'll just go deposit it back. Well, since my taxes and insurance premium from my actual insurance company had just been taken out this unauthorized withdrawal left my escrow with a negative balance.

    The negative balance resulted in my mortgage payment going up for the month. Luckily depositing the check back in set things straight but this was a whole lot of frustration, headache, and a 30 minute drive to the closest Wells Fargo that I will never even think about using Geico again. They screwed me once in 1996 when they dropped my comprehensive coverage after my wife had an accident without notifying me beforehand but I figured I'd give them a chance after 21 years. I'm done with you Geico. Worst. Insurance Company. Ever.

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    Claims HandlingCoverage

    Reviewed Nov. 3, 2017

    3 years ago, I switched to GEICO. I received better coverage & saved almost $1,100 by doing so. My insurance premiums started off @ approx. $240. Now they are up to $375!!! I have NEVER filed a claim & NEVER been in an accident. I was informed that they just had a "rate increase." Huh??? Must have been one heck of an increase! I'm insurance shopping now to get out of this mess.

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    Reviewed Nov. 3, 2017

    My husband selected this insurance years ago based on the monthly premium and because we are now senior citizens, we don't really worry about much. The only need we've had was to replace the front window which had a crack from a pebble that hit the windshield. That was quickly and effectively handled.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed Nov. 1, 2017

    15 minutes can cost you everything you own up to 100% - I've had the worst experience ever in my life with 1 company GEICO. I have had a simple hit and run claim and they refused to tow my car, provide me with a temporary rental, and have made me give them everything that I hold very personal. Such as, my phone records for my entire 5 line families, Oil change records. Sent people to my house without properly notifying me and I have Geico people at my home were children between 2-4 years of age were scared because they have been taught to never allow strangers in our home, and they are trained to not ever open the door without calling us and physically walking to the door.

    It's not the worst thing to go through but I'm so fed up, It makes no sense that a simple claim takes over 50 days from today. These people are here to take money from you every month and then when something happens and you use a service God knows how much we've paid insurance company and have literally never use them until now. This is a big business. Don't be fooled. Press your local politicians and lobby to all governments. Write a letter and keep complaining. It will be heard!!!

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    Claims Handling

    Reviewed Nov. 1, 2017

    Geico handled my claim with efficiency and in a most timely manner, although they are not the cheapest insurance company. Also, it was paid promptly and there was a minimum of paperwork that I dealt with.

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    Claims HandlingCoverage

    Reviewed Oct. 31, 2017

    So I purchased a new car and the insurance company that I was with jacked my rates so I switched to GEICO. Worst mistake of my life! 1 week later I total the car and GEICO refused to pay since it happened "suspiciously" after I switched to GEICO. Even though me and my wife have been paying for full coverage for close to 15 yrs continuously without a claim! I had to store the car and purchase another out of pocket.

    I'm waiting for my wife to graduate with her RN degree before we file an official lawsuit since we didn't want to deal with a lawsuit while we are so consumed by her school and my business. The cherry on top came in the form of a letter yesterday from GEICO telling us our insurance is terminated due to the claim that they didn't pay! Plus now I can't get another insurance due to this claim from GEICO. This is just absolutely the worst company I've ever dealt with. I got duped into saving 10% on my rate by absolutely getting screwed over. Please pay the extra 10% for another insurance company to not fall into the same situation I did.

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    Customer ServiceClaims HandlingStaff

    Reviewed Oct. 30, 2017

    My car was hit in the parking lot by an uninsured driver. However, the driver was considerate enough to come find me and tell me that she hit my vehicle. We exchanged information and I filed a claim. Now, despite many calls to the claims department from both me and the woman who hit me, the matter has still not been settled. It's been nearly three months because perhaps out of every four calls I make, only one gets returned. The woman even gave me a call list to show how she's been trying to get in touch with GEICO in order to set up a payment plan. Seriously?!?! The person who hit me and damaged my car is being more proactive than my own insurance company that I pay monthly. It's utterly ridiculous. As soon as this year is up, I'm dropping this insurance and trying Allstate. The people I had to work with at Allstate when handling my mother's accident were far more professional, courteous, and on the ball than this lot.

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    Claims Handling

    Reviewed Oct. 29, 2017

    My experiences with Geico Ins. have always been positive. I have purchased auto insurance from them for over 40 years, and have never had any problems. When my claim was investigated, it was handled promptly. Overall, Geico is a good company, policies are fair value.

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    Customer ServiceStaff

    Reviewed Oct. 28, 2017

    My daughter had accident and Geico responds quickly. We have tried other companies with agents but we're disappointed that we had to wait for the agent to respond to everything. Geico is open 24 hours and you can talk to people who can help.

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    Customer Service

    Reviewed Oct. 27, 2017

    Before signing in with GEICO I have 2 moving violations one 2013 and other 2014, and 3 car accidents no not my fault (2016) (2017) (2017). Sometime happen having accident same year each one but wasn't my fault. On 2016 I was looking for a good deal car insurance and I was with State Farm Insurance but I was paying a little too much so I decided to call GEICO. Then I was approved with the record I have. And then I have another accidents. Then after one month they send me a letter by mail. On letter say "(Jon Doe) we discontinued car insurance." That's ** top. That's how GEICO KICKS out customer.

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    Reviewed Oct. 27, 2017

    Someone with GEICO insurance hit my parked car recently. Since it was their fault completely, I let GEICO deal with the repair instead of using my Mercury policy which covers only OEM brand NEW parts! These ** at GEICO use used parts from junkyards! When I went to pick up my car, the used door was not even flush with the side. The used mirror they put in had paint all over the mirror part. The interior trim was damaged. The molding on the door was warped! I was told by the GEICO rep that new parts would be used if a used part was tried and not working. GEICO lied! This was the second used mirror they got. My parents have GEICO. I will recommend they switch ASAP! A class action suit needs to be brought against these **!

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    Customer Service

    Reviewed Oct. 25, 2017

    Called in July to get insurance at the end of August. They quoted my insurance for both car and home and I decided to get their insurance. They said that they would send someone out to see the house and I assumed that it would be before the policy was in force. They took my money for a year of insurance in August and then sent their rep to see the house at the end of September. I told them exactly what I had and they cancelled the policy due to having an inground pool which I told them all about on the phone back in July. I have not received any money back. This is an extremely poor way to conduct business.

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    Claims Handling

    Reviewed Oct. 25, 2017

    Received a letter that my rate would go up by $50.00 per month due to $3000.00 claim after 4 years of faithful payment. Rep told me that there was no other person that I could discuss this with and "that's the way it is." I wish I never filed a claim with these con artists.

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    Claims HandlingStaff

    Reviewed Oct. 25, 2017

    I called to see if I would qualify for accident forgiveness because I received an email from them, (Geico), letting me know there could be a possibility I would be able to qualify if I had not had any accidents in 3 or 5 years. Well I had an at fault accident 2 months ago and asked if I qualified and they said no because my husband had an accident in 2014 which he had not, the neighbor hit our vehicle, and that my son's car had been rear ended last year. When I told the representative that those were not at fault accidents, she said any claim even no fault accidents for all of us on the policy disqualified me from qualifying for the accident forgiveness even if this was my first at fault accident in 5 years. Why advertise Accident Forgiveness for an at fault accident when they do not give it to you because they count the no fault accidents against you. Doesnt make any sense????

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    CoverageSales & MarketingStaff

    Reviewed Oct. 21, 2017

    I had always respected GEICO, as they were so involved with the military when I lived in San Diego, CA. Now I am sickened, as they have shown their true colors. My son served in the US Navy and after 4 years moved to a small town in WA to go to school on his GI Bill. He was just in his '20s and was driving a small beater car to get to and from school. While at a stoplight, an insured Geico driver in a big vehicle with a wench, plowed into my son's small car, and totaled my son's car. My son, being unaware of the "big insurance company business ploys", did not go to a hospital, as he thought he would be OK at the time, because "he was young and could handle it". When I was informed, days later, I had a fit!

    I am an ER nurse and know that you need to be checked out after an accident. He did not heed my advice. He soon experienced problems, as he was rear ended, sitting turned towards his right to the passenger side of the car, so the injury was not a normal front to back, which is not good, but a diagonal injury is worst! My son had USAA and was seen for his injury later by a chiropractor/doctor. Geico refused to cover any of the injuries that were over and above what USSA paid, and has put him through hell! He was just asking for the amount owed above what the insurance paid out, which was under 5000.00. He was not asking for much, except to be compensated for an ACCIDENT THAT WAS NOT HIS fault!

    He moved away to continue his education and is now back in Spokane working on a master's degree. He is still being treated with disrespect, having to get an attorney, going to depositions in Seattle and while on his way Geico attorneys cancelling his meetings/deposition. Long story short, they have dragged this out and now want to go to trial next year! My son is in an intense master's program that takes 3 years and crams into 1 year, and cannot miss school, or afford to take trips, but has had to take two trips to the west side of the state for Geico. Going to trial is a gamble for Geico, but I have informed my son that he may only sue for the minimum amount, but IF HE LOSES, HE WILL BE RESPONSIBLE FOR THE WHOLE EXPENSE OF THE TRIAL AND WILL BE SUED FOR THAT AMOUNT! A trial can run over 100,000.00.

    Most people are not aware of this and my son, who was involved in an accident that was accepted by GEICO as "not his fault" could be ruined financially by these corporate slums!!! But if my son wins at trial the poor guy, who is represented by GEICO, will most likely be sued by his own insurance company to recoup the loss. NOT COOL GEICO! This was not a big settlement, as he needed his medical covered, probably would of taken a small compensation and to have his attorney paid, as he was forced to get an attorney because Geico played games. They are taking advantage of the little guy. My son is a honest, hardworking vet and is educating himself to be a productive member and contributing member of society, but this is what the insurance companies do, instead of pursuing those that scam and lie. Thanks Geico for your support. NOT!

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    Price

    Reviewed Oct. 20, 2017

    Once my car got picked by the tow truck, because Geico VIN # did not match my cars. This happened on a Sunday when I was out town, by the time I came back it was already Tuesday, car has been in pound for 3 days. Went to DMV, they had the correct VIN # the same one on the pink slip I have so it was not their fault, clearly GEICO when they took my application took the wrong VIN. Three days in the pound plus police fees added up to $800.00 plus I did not go to work for one day. Totals up more than $1,000.00 dollars. And now they do not want to admit their fault.

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    Verified purchase

    Reviewed Oct. 19, 2017

    My 2002 GMC Sierra 3500 extended cab dually was stolen from my home May 31, 2017 and we filed the police report and reported it to GEICO. GEICO offered less than Kelley Blue Book for the truck as if it were in fair condition. I’m refused the offer, and hired an independent appraiser and GEICO hired their preferred paid for hire hustlers. After 5 months and 18 days they came back with an offer on the lowest end of fair Kelley Blue Book.

    The original offer included tax so a normal assumption would be that the settlement offer would include tax but it’s just another opportunity to add insult to injury and screw the customer of 10 years a little bit harder. This by far is the worst experience I can remember other than finding the truck was gone at 5:00 am when it wasn’t time to go to work. And they pay up to $900 for a rental but have a pay limit of $30 per day so my 8 days of $45 per day truck rental during hurricane Irma will also be prorated even though I did not reach the $900 limit.

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    Customer ServiceCoverage

    Reviewed Oct. 18, 2017

    My windshield is broken by a rock. It's not repairable as the Safelite said. I called GEICO because my car windshield was broken so they scheduled a repair appointment with Safelite but Safelite folks said the windshield is not repairable because it's bigger than a dollar bill so I called them again for replacing the windshield but they refused to pay the full amount. The maximum amount that GEICO cover for windshield replace is around $600 while the cost of replacing my car windshield is around $2300. I'm very disappointed.

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    Customer ServiceStaff

    Reviewed Oct. 17, 2017

    I called to see if I could change my auto draft from the 17th to the 20th. The rep let me know that it wasn't a problem at all and assured me that my account wouldn't be drafted until the 20th. It ended up coming out on the 17th and overdrew my bank account. I contacted GEICO again and the rep stated that "no notes had been entered" and they were having "trouble" locating the phone call recording.

    After placing me on hold several times, the rep stated nervously, "Uhh yeah sorry, I'll have the money put back in your account in 3-5 business days". How does that help me? I work with bank accounts and auto draft, and if our company made a mistake like that, we would overnight a check - no questions asked. It just seems very sketchy that they don't enter notes for something that important. I will never do business with GEICO again, and I will definitely be looking for a different insurance company since I can't trust these people.

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    Customer Service

    Reviewed Oct. 17, 2017

    I got hit by someone who did an illegal u turn from a parking space with no signal whatsoever on 10-6-17. It's 10-16-17 not only has GEICO not given me an answer whether my car can be fixed or not but they gave me a rental only for 5 days... I don't know where my car is. I don't know its condition and I'm without a car when I clearly am eligible for a rental... not only that but they refuse to speak with me because I have representation which to me is crazy because I never agreed to no contact with my own insurance. It's been 10 days and I have ZERO clue what's going on with my leased 2016. I'm at the point of no return with you GEICO. I am very very irritated with the lack of communication.

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    Price

    Reviewed Oct. 16, 2017

    I Have been with GEICO since 1990. I have notice that they raise the rates every 6 months. I have never file a claim and I am 63 years old. When I asked about it they said because it cost more to fix a car now. So the price is pass on to me for other people accidents. If they get rid of those commercials they can pass the saving on to their customers. The agent said that comes out of a different budget. No wonder my rates keep going up. Just beware if you select GEICO. Expect a rate increase every 6 months. I am very pissed off at them.

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    Staff

    Reviewed Oct. 15, 2017

    I get so aggravated with ALL the STUPID commercials out. I realize we are surrounded by a lot of people doing STUPID things as in; driving, acting, dressing, wording, attitudes... But these stupid commercials doesn't teach non stupid ideas! Let's teach loving, smart, cute, creativity... STOP making all these STUPID commercials!!!

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    Customer ServicePrice

    Reviewed Oct. 13, 2017

    I left as a customer because they wanted to give me a higher rate without even letting me know after we agreed upon one price. And that's not neither here nor there. Today I called them because I was in a accident but it had nothing to do with me and when I called Geico I was treated like I was the one who started the accident or even better as if I was committing some type of insurance fraud. So I'm contacting a lawyer. I'll let my lawyer deal with them and I know my lawyer will... I will sue this company... This is why your company has a low rating. Today Mark was very rude to me and I hope his karma gets to him sooner than later...

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    Customer ServiceStaff

    Reviewed Oct. 13, 2017

    GEICO didn't help me much when I totaled my car. My estimator answered the phone every 4 days, never returned my calls, and screamed at me on the phone while I tried to understand what the most amount of money I could receive was. In addition, the GEICO team paid out my settlement before I agreed on the amount. It was an extremely bad experience with people who don't know how to treat customers properly. Very disappointed.

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    Claims HandlingStaff

    Reviewed Oct. 12, 2017

    I had never been in an accident before and did not know what to expect. GEICO resolved everything in 24 hours, got me into a rental vehicle and paid my claim. They made the entire process quick and easy and everyone was very nice. They treated me like an individual not just a case number. I've been with GEICO for 5 years and will never switch after this great service.

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    Customer ServiceCoverageStaff

    Reviewed Oct. 10, 2017

    I contacted Geico with regard to my auto insurance premium to inform them I had closed my bank account and requested the autopay be removed. The representative insisted I leave the autopay account available and to call back with my new bank account information. I received an email shortly afterwards with a cancellation notice and an additional charge of $20 because they chose to submit the autopay to a CLOSED bank account. I called Geico again and told them I was not willing to pay the $20 fee because I did not authorize them to withdraw the premium but instead advised them the account was closed. The representative stated he could not waive the fee because he was unable to find any record of me calling before.

    I called back the next day and asked for a supervisor. OMG! The supervisor made no sense whatsoever in response to my concerns other than to say, "It's our policy and we are not willing to waive the fee." He conveniently stated he did not have ANY record showing my initial call with a representative about closing my bank account. WOW! They want me to believe there are no notes of my initial call nor, a recording even though their message states calls may be recorded. It is extremely clear Geico has jumped on the same bandwagon as T-Mobile, Wells Fargo, Comcast and other large corps. and are willing to sacrifice long-term customers. They all use the same script, "It's our policy and we are not willing to waive the fee."

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    Customer ServiceStaff

    Reviewed Oct. 10, 2017

    My mom’s car was parked in front of our house. My neighbor hit it. His insurance is GEICO. I called them, they insisted we take the car to Joe Hudson Collision which is a preferred provider. They said they guarantee the work. We wanted to take it to Ford. The call was recorded, they insisted we take it there. They honored their work and a GEICO rep was on sight. We took car to Joe Hudson they fixed the car but damaged the undercarriage of the car on both sides. You could tell it was from being on a lift which they denied doing. They said they did not put it on a lift. They replaced the right side of undercarriage as courtesy but made us believe they were fixing both sides. Instead they just shaved the felt off that was hanging down. The car only has 8200 miles on it that day. A rock could have done it.

    The car is 3 years old she never drives it. I contacted manager at location and GEICO. They refuse to replace the left side but did admit they put the car on a rack after saying they didn’t. GEICO referred us to this location and they are not behind us in making the shop replace it. I have pictures to prove the car was not like this prior to it going to the shop.

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    Customer ServiceClaims HandlingCoverageSales & MarketingStaff

    Reviewed Oct. 10, 2017

    I had GEICO auto insurance for a few years. I got rear ended at the end of December 2015. It took them 6 weeks to fix my car. I had frame damage that they did not want to fix. I kept getting different adjusters working on my case because they say they work as a "team". It got so bad and nothing was getting done. My boyfriend had to deal with them because I believe they were a little sexist. The dealership that was even fixing my car called me and even told me it should NOT take this long and GEICO was being very difficult.

    That is just the icing on the cake. It gets much much worse. I did half the work for my adjuster because I wanted my deductible paid for since it was the other guys fault. My adjuster told me if I got the police report for them it shouldn't be a problem. I finally got it and they told me they could not get a hold of his insurance. Me and my bf told them to spam the phone number and send the gentlemen that hit me a certified letter.

    A few days later my adjuster tells me he has fake insurance and I'm going to have to pay my deductible and if I want my deductible back then I will have to sue him in small claims. No help from them. That's it. I dropped them shortly after that. Nothing they were saying was making sense and caught them in a lot of lies and didn't like that my bf had to deal with everything because they were sexist.

    It took me a year to get my policy from them because I needed it for small claims but they would not call me back or give it to me. Just filed my small claims. The car that hit me was a manufacturer car. Their insurance contact me. She told she saw this claim come across her desk in December 2015 easy payout deductible. All she wanted was my policy and paperwork from dealership I was getting it fixed from and GEICO never got back to her. So GEICO didn't do their jobs. They lied to me numerous times about numerous things. The BIGGEST one is the other driver having insurance. And having me jump thru hoops for the last 2 years to get my deductible back... What's the point of having insurance if they just lie constantly. SUPER UNHAPPY WITH THEM. You will never have any problems with them if you never get into an accident but if you do be prepared. They will screw you.

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    Customer Service

    Reviewed Oct. 10, 2017

    I was given an extension on my auto policy. The day before I had to make my payment, I had a flat tire on a major highway. I called GEICO for roadside assistance. They told me that they could not help me because I had not made my payment!!! I am a 63 year old woman who doesn't know much about changing a tire!! I have always relied on the roadside assistance for help. I have been a customer for years!! I made a payment arrangement and always stick to what I say I am going to do!! To make matters worse, I have another payment due on October 25th!! I have already made arrangements with them and still they are sending me alerts, emails and texts reminding me of my payment!!! I am so very disappointed with GEICO right now!! I am trying to think of a reason to keep them!!!

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    Reviewed Oct. 9, 2017

    My husband bought a car for our son. My son has the insurance on it even though it is in my husband's name. My son had an accident and the damages were $2323. He has a $1000 deductible. Geico comes out, looks at the car and refused to total it. According to KBB the car is worth $53 yes $53. They told my son the car was worth $2400 so no it is not a total loss.

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    Claims HandlingCoverage

    Reviewed Oct. 7, 2017

    I have been with GEICO for well over 5-years. I have had up to 7 cars insured and bought the GEICO Umbrella Insurance for the past two years. I have not had a moving violation in over 20 years, and last year GEICO informed me that unless I transfer all vehicles over to GEICO they would drop my Umbrella Policy (I still had three vehicle insured with AAA). I moved the three vehicles over to GEICO as requested. On October 2, 2017, I received a letter from GEICO Diana **, the underwriter who informs me they will not renew my Umbrella after Nov 22, 2017 because of a unacceptable driving record. I had one claim on 5/22/2014, property damage only. This was well before they agreed to insure me.

    This is nothing more than a ploy to mitigate their exposure to losses because of the hurricanes. This is not a reputable company, and they are targeting long standing "preferred customers" to limit their exposure to losses. I suggest that the Insurance Commissioner start looking into their records, and anyone currently insured by GEICO should look elsewhere. I will go back to AAA, AIC, might even look at the General.

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    Price

    Reviewed Oct. 5, 2017

    Huge Price Increases for Long Time Excellent Customers with No Tickets and No Accidents. When speaking to GEICO they only provided every excuse in the book. GEICO DOES NOT CARE about its Customers whatsoever.

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    Customer ServiceCoveragePriceStaff

    Reviewed Oct. 5, 2017

    Had a tire blow out on me recently. It was after 9:30 p.m., and as I don't have a mobile phone, I had to rely on the kindness of others. Fortunately I had managed to drive my car to the nearest gas station and was able to get help from a customer. I then called GEICO for roadside assistance. After informing me that I wasn't covered for roadside assistance they hooked me up with a towing company that they recommended. O.K., so then I was connected with the towing company and was told it would be about an hour before they could reach me.

    I waited for an hour... and then another hour... and then after close to waiting for three hours I called GEICO again. The gas station had closed by this time and I was now completely alone and stranded in a not so great neighborhood. Fortunately, a potential customer pulled into the station, thinking they were still open for business. So I was able to use her phone; it was now after 1:00 am. - So I called GEICO again and was told that they had no idea why the tow never arrived but that they would call another towing company.

    So I then waited another couple of hours - (all the time alone and stranded at a vacant gas station). Another couple of hours passed with no tow truck in sight. I walked a couple of blocks to a motel and woke the night manager to ask to use his phone. He barely spoke any English so it took some time to get him to understand.

    O.K,. so now I'm calling GEICO a third time (around 5:00 a.m.) and I'm not exactly in a very cordial mood. They told me that the reason the first towing company didn't show up was because I didn't have a phone number to give them. WTF?!?! - I clearly told GEICO (on every phone conversation) that I was using others' phones. Their response to this was to inform me that they would contact the first towing company that they had originally called and that I should go back to my car and wait.

    FINALLY, a tow truck showed up at around 6:00 a.m. - they wanted to charge me over $200 just to tow me from the gas station to a local tire store (less than a mile away); mind you, this was the initial towing company that had told me (over the phone) that the tow would be $75. - That apparently is their standard price, regardless of how far your car needs to be towed.

    So it was time to contact GEICO a 4th time!!! - They then sent another towing company (what choice did I have but to wait some more..??). When the tow truck driver arrived (around 6:00 a.m.) and heard my story, he felt sorry for me and cut his price in half. He also drove me to a tire store that was much closer to where I live... and he didn't charge extra for that.

    GEICO literally left me stranded in a gas station parking lot from about 9:30 p.m. until 6:00 a.m. the next morning. This is inexcusable. I'm a female... I'm alone in a parking lot. I'm in a 'bad' neighborhood... and my so-called insurance company does little of anything to help me. I wonder if they would have done more had I purchased their roadside assistance along with my insurance. I would have done so if I couldn't have afforded the extra expense. I've only been with GEICO a short time, but I will NOT RENEW my insurance with them when it expires. As I stated above, this is INEXCUSABLE!!!

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    Customer Service

    Reviewed Oct. 4, 2017

    Me and my husband had Geico military for 10+ years without any issue until they chose to up my insurance to $900 for 1 vehicle. We moved from Utah to Texas and updated our information. Geico's response was "Oh you're in a flood zone area." We decided at that point something did not feel right and shopped around and found another company who was nearly $500 cheaper than Geico even with renters insurance and switched.

    Now the fun part. We always pay for the entire 6 months upfront so we would be getting a reimbursement. For reasons unknown they couldn't refund the card I have used for the last year so they sent a check. I've had 2 banks decline to cash it because it's PNC Bank. Bank of America tried to cash it and it was also declined. My personal bank refused to deposit it. So I call Geico only to be told it's the banks fault. We would just reissue the same check with the same company so I need to talk to the banks again. Over the last month between emails and calls they truly do not care about the issue at hand. Banks are declining this particular PNC bank. I don't know why. Now I'm left to wonder what am I going to do with a check I can't cash and it expires in 120 days.

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    Customer ServiceStaff

    Reviewed Oct. 3, 2017

    An employee had an accident and was at fault. Geico never calls you, updates you on what is going on, what the status is or anything. After multiple calls over 2 weeks finally found out that they have totaled the car. Then 6 weeks later they still have not paid the lender, so we have to continue making payments. Horrible experience.

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    Customer Service

    Reviewed Oct. 3, 2017

    We have been with Geico for almost 5 years, but tomorrow we will have a different auto insurance! My 2016 Cadillac was in about 3 feet of water during Hurricane Harvey. They refused to total my car! The dealership recommended it be totaled but they didn't listen. It was in the shop for 4 weeks. I got it back today and because Geico refused to replace the carpet I can't drive it due to severe allergies! My head was pounding before I even got out of the parking lot! I requested to speak with a supervisor for the last 2 weeks but of course they never call back! This company is a JOKE!

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    Customer ServiceClaims HandlingStaff

    Reviewed Sept. 29, 2017

    My husband's truck recently got hit by a Geico insured driver; when he called to file the claim they told him to either talk to them in English or to call back with a translator as they did not have any Spanish speakers representatives. When I called to file the claim, the rep states she can't help as my husband must call to give permission to speak to me, but if they have no Spanish speaking reps how is my husband going to give permission for them to speak to me.

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    Staff

    Reviewed Sept. 28, 2017

    I did a Geico quote online and later that week I was contacted by a representative who found all kinds of savings. One being having excellent driving experience. Need to say I was very happy with the outcome and I'm very happy to be a part of the Geico family and they welcomed me with open arms. I'm paying well under $200.00!!!

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    Customer ServiceClaims Handling

    Reviewed Sept. 27, 2017

    I switched to Geico for car insurance in 2012 on monthly payment plan. Then switched to semi-annual payment October 1, 2014. All premiums have been paid on a timely basis. They continue to add services charges to the account for monthly payments and send me cancellation notices every 6 months. I call them, they promise to remove the charges, then they don't.

    I just got off the phone with them AGAIN where they insisted they could not remove the charges, stalled when I demanded to speak to a supervisor, then put a "supervisor" on the phone who also refused to remove the charges even though the payment history alone proves these charges are invalid, and all premiums have been paid in full. Premiums have also increased 50% during this time, though no claims have ever been filed on this policy, and they plan another increase of 10% for the next premium payment. Geico is no longer a reputable company and I'm terminating my relationship with them. I'm also filing a complaint with the Arizona Department of Insurance fraud unit.

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    Customer Service

    Reviewed Sept. 27, 2017

    Geico's customer hit my PARKED car while I was sleeping in bed. Geico accepted responsibility but have not taken any responsibility. Geico has not even help me look for my "missing" car after NYPD towed it. It's been 2 months since the accident and I have not gotten a single response for over 3 weeks. The customer service I received from Geico is NO SERVICE whatsoever. Are you there? This is unacceptable!!!

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    Reviewed Sept. 27, 2017

    I hope TDI and Texas Attorney General would take actions against GEICO and punish with heavy penalties for committing fraud and deceiving customers. I am a Harvey Flood victim and GEICO did each and everything to add more pain to my disastrous moments by adding extra over 35,000 miles to one car to decrease the value of it and it has not been fixed in over 3 weeks. In another case; GEICO offered a very low settlement amount for a car and tried to defraud us by providing us a fake VIN number for a vehicle valued at lower price; altered adjuster's appraisal by adding damages that do not exist.

    Pretty much same thing with 3 other cars. The worst thing is that GEICO picked up one of my car without my approval; we never agreed to the settlement. The tow truck drove over debris on the driveway, dragged the car from behind another car and damaged our property. I gave GEICO days to return my car but they failed to return and I had no but to file a theft report against GEICO.

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    Customer ServiceCoverageStaff

    Reviewed Sept. 26, 2017

    I am very upset with this company (GEICO). I am so upset with this company that I have been with for 19 years, not to mention I have recommended so many people to use Geico. Family and friends. Both me and my husband were using them. What happened was this. I normally pay 231.00 per month for multi-car insurance. I went online to pay my bill and noticed they wanted 470.00 for the month on September.

    So me thinking this must be an error so I called and spoke to a representative and he told me, "The reason for your increase in your bill is because of your particular area, people don't turn on their blinkers when they turn which causes accidents, also you have people texting while driving." And I said, "Sir what does that have to do with me. I have been a faithful customer for 19 years. I don't do those things and then he says, "Well let me tell you how you can lower your rate per year. All you have to do is take the defensive driving course online and save one hundred and something dollars per year." And I said, "Per year. Sir what about the fact that you want me to pay 470.00 and then 315.00 per month going forward every month." I said, "Sir I cannot afford that. Nor can I pay that." I guess this will be my exit from Geico. I told him "I already know about the defensive driving class you have online but that is not going to help me."

    He then went on to say, "Well you have time to pay the money. Just pay on it as often as you can, until you get it paid." He then went on to say, "Do you have any more questions," I said no. And he said, "Thank you for calling Geico." Still in a state of shock I waited until I got off from work and I called back thinking I would be able to talk to a supervisor or a manager instead I got another representative and I told her why I was calling and needed to speak with someone who could help me and she said "Well I am the only person who you can speak to about this. We all read the same cards so what do you want me to say different than the other rep." I was gravely disappointed with her conversation as well.

    I had to call Geico over a hundred times since being insured by them, and every person I have ever had to deal with was kind and courteous and they always helped me to figure out a way to work out any issue I was having. So I guess this will be the day that me and my family will exit GEICO. I have bragged about this company for many years to so many people, I am truly disappointed and hurt with the way the reps were nonresourceful if I may be allowed to create that word but that's how I feel. Like nothing was accomplished. What happened to this company which to me was phenomenal. GOODBYE GEICO I SHOWED MY LOYALTY. WHERE IS YOURS???

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    Customer Service

    Reviewed Sept. 23, 2017

    I requested emergency roadside assistance through the GEICO app for fuel delivery. After 20 minutes of the request still being processed, I called GEICO roadside customer service number and was told that they were unable to locate a provider. Why didn't someone call and tell me that? I was then told that I could call a wrecker and pay to have my vehicle towed and wait for reimbursement. That's if I didn't want to wait 2 hours for them to try and find someone to dispatch out to me.

    My last option was to call 911 and report a non-emergency and they could come help. I did that and in 5 min a wrecker and local police department was there. I was told I had to pay $160 for a tow to a gas station (a mile away) and if I didn't have the funds my vehicle would be impounded. I called GEICO again because the wrecker told me the insurance company should be able to pay the fee over the phone. The rep said that wasn't an option because GEICO doesn't have a credit card to do so. (Most major insurance companies do.)

    Again I was told to pay the fee and submit for reimbursement that could take three weeks to get back. I pay for roadside in my policy and called for $5 worth of gas and after two hours ended up being inconvenienced by having to pay out of pocket for a tow because GEICO couldn't find someone to bring their customer $5 worth of gas. Fortunately I was able to pay the wrecker, but the lack of accommodation for your customer is unbelievable. All of this at 5 in the morning in a dark highway. I've been with GEICO for only two months. I switched from State Farm but will definitely be going back!

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    Customer Service

    Reviewed Sept. 19, 2017

    My experience with GEICO for the last few months has been HORRIBLE. I am constantly told something new each time I call regarding my policy and payment plan. GEICO online services enrolled me in one large payment plan policy. I tried several times to have the representatives switch my payment plan back to monthly payments. I had to call every two weeks for about two months to make payments on my policy to keep my policy from canceling because the system expected one large payment.

    Eventually I was able to speak to a supervisor that assured me that my payment plan was switched back to my monthly payments. Long story short, she lied. I had a notification that I needed to pay 400.00!!! Yes 400.00 on my next payment instead of my monthly amount of 172. I called back and spoke with another supervisor, of course she couldn't do anything for me. Calls are recorded to protect customers and employees and at a time that I need GEICO more than ever, no one would help me.

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    Claims Handling

    Reviewed Sept. 19, 2017

    If you start a policy and have to make a claim shortly after; you are treated like a criminal and your claim will take a precipitous amount of time to be settled or it won't be. It does not matter if you do not have a car to get to work, your car is unsafe, or if your car puts others in danger; you will be at the mercy of Geico until their disrespectful, unprofessional, grotesque investigators agree to file your claim.

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    Customer ServiceClaims Handling

    Reviewed Sept. 19, 2017

    In August of this year I decided to switch to Geico as their rates were pretty good. Saved us $400 per year figured why not. A couple of weeks later received a letter asking for proof of registrations. FAX, EMAIL, OR MAIL. I sent via email. This was done on August 16th 2017. Then today I get a letter from Geico - stating on October 6th they will be canceling our insurance due to not responding to a request. ARE YOU KIDDING ME? How STUPID are they. I called the number on the letter - conveniently no answer - saying call during business hours.

    So I called regular Geico 1-800 number. They answered - were oblivious to the cancellation. I told them... you take my money... and I have proof that I honored their request. They said call tomorrow. I said... CANCEL NOW!! I got better things to do than prove myself. If I have to do this at the beginning of a policy... hate to only wonder if I had a claim. NO WAY NO HOW... went back to Progressive. Same rates too. GEICO CAN KISS MY BUTT.

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    Verified purchase

    Reviewed Sept. 15, 2017

    I have had two vehicle accidents with the other party insurance insured with Geico. Geico refuse to settle with the reason being that I had prior significant medical issues. Their position is. If I have any accident no matter how severe, they will resort back to I already had medical problems. The accidents that I had almost total My brand new Jeep Wrangler and cause significant damage to My pickup in the second accident. Does it make any sense that they will void any new accident due to prior ones.

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    Customer ServiceClaims HandlingStaff

    Reviewed Sept. 13, 2017

    This has to be one of the worst companies in business today. I started doing business with Geico February 2013. In August 2017, Geico drafted my account for the wrong amount, which caused me to incur (2) overdraft charges from my bank. I received a bill from this company, which prompted me to call. 9/1 - s/w a Geico representative and was told they doubled the draft amount because I was removed from auto draft (not only was that wrong, but that particular payment was auto-drafted). 9/5- s/w another representative and was told Geico needed to put me on a 3-way call (Geico, my bank, & myself) in order to get this cleared up. The bank rep confirmed the fees assessed and the dates. Geico then told me the request for refund would be submitted on 9/6 and I should have my money by the following Wednesday 9/12.

    9/11 - called back for an update. Geico supervisor told me they would need a running statement of my account, to confirm the amount in my account on the day of the initial insurance draft. (I guess the bank representative was lying on my behalf). I emailed that information over, and asked that a manager call me back. Geico said it would take 48 hours for the call back from a manager. 9/12- I called again for an update, and was told it would take 48 hours for the email to be processed, and then a manager would call me. 9/13- Geico manager called and said the email hasn't been received. I emailed to his personal email. When the manager called me back he agreed to remove $20 from my balance, but I still had a balance of $18.76.

    I reminded him that Geico still owed me for NSF fees charged by the bank. And to my surprise; this manager then stated he would need to research and locate the initial conversation... WTH!!! Finally after all of that, I received a call back to confirm they would be refunding the NSF fees to me. I told them to please deduct the measly $18.76, and refund the balance. Can you believe this company would squabble about $18.76 even though they've caused a CUSTOMER all of this stress. I quiver to think how this would have gone down if I had filed a claim and needed their help. My advice to everyone is DO NOT do business with this organization.

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    Customer ServiceCoverage

    Reviewed Sept. 12, 2017

    I had GEICO for 6 months now and I had got my tires stolen off my brand new 2017 car that also had got scratched which looks like who ever stole my tires must of rub against my car while take the tires and left a scratched at the bottom of the back passenger door. I called GEICO and made a claim and told them everything. They told me don't worry they will have a inspector come and inspect the car and give a estimate of the damages and I will just have to pay my deductible. The inspector called about a week later and gave me the estimate which only covered the tires and not the scratch. I asked him why and he told me he didn't see any scratch probably because it was dark while he was inspecting my car. I asked him why would you inspect a car in the dark.

    He told me that I can tell the company that was doing the repairs they can send over a supplement and that he would go back to inspect again and add it on to my estimate and i'll just pay my deductible. Another week goes by I get a call and GEICO tells me they can't add the scratch on because it don't look related. My car is brand new, never been in any accident and once my tires was stolen there was a scratch right where the tires was stolen. How can they say it wasn't related and how do they know that. I thought that was why people get full auto coverage and a brand new car but it seems like GEICO are beating people out of their money. They don't mind taking your money but don't want to pay out when its time for them to. I canceled my policy with them and trust me I will not be going back. I feel like they also robbed me.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Sept. 12, 2017

    Was at my girlfriend’s place, woke up. Walked to the Prius car and noticed damage to the back driver side bumper area. Reported this to Geico and 24 days later the only person who's contact Geico has been me. Furthermore, they are refusing to accept this claim. They are arguing this damage was already there. They will have to prove this I'm guessing as we plan on filing a LAWSUIT for Breach of Contract if Geico doesn't take control of this situation "YESTERDAY". Like others on this site, any attempt to contact claims automatically takes us to a voicemail. I'm guessing it's their attempt to sweep this case under the rug. Well, do I have news for them.

    If GEICO is doing this to many people maybe it's time to consider Class Action Representation… consumer affairs doesn't seem to do much. Another part of the story... I'm currently in the process of an "Underinsured Claim" claim against Geico. Maybe they don't like this so they are trying to figure out a way to take back their losses. Did I mention that the action Geico took on the day I reported the claim was... they raised my rates... can. No reply, no call back, just raised my rates. And they also lowered my coverage without telling me. According to them I'm supposed to get my updated coverage via email... which I asked for because I never received it.

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    Customer ServiceStaff

    Reviewed Sept. 11, 2017

    I was hit from behind by a GEICO insurance holder in late July. GEICO immediately called me to tell me that they accepted full responsibility for the accident and that no deductible would be involved in getting the car repaired. While the accident was low speed, our relatively new Tucson sustained nearly $2000 in repair costs. I went to the auto repair shop they recommended (my own insurance company also uses them).

    All seemed to be going well ("seemed" is the operative word) and it looked like it would be completed in about two weeks. So far, so good. The GEICO adjuster at this facility was supposed to be following the cars' progress and keeping us updated. When we went to pick up the car, the supervisor at the car facility showed us the repairs to the back and lift gate which looked terrific. When we were about to leave with our car repaired, I went to open the lift gate to put an item in, and then the problems began. The lift gate opened only with great effort, NOT the way the car went in for repair. Suddenly, the person transferring the car back to us told us that, in fact, the right lift cylinder was broken (he suggested from the beginning of the repair). He said his mechanics had to hold it up with a special tool/rod to do their work.

    Odd, no one, not the repair shop or my GEICO "advisor" who was pledged to keep me informed throughout this process ever contacted me over that 8 days AND wouldn't have ever told me unless I had tried unsuccessfully to open it while still in their parking lot! Never, during this process except at the original intake of the car, did I see my "advisor!" It was also complicated by the fact that while fixing this very lift gate that the mechanic had needed to "drill out some rivets," two of which still had their heads making noises like metal washers on a kid's slide whenever the gate was lifted... And still they failed to even mention this?

    The auto repair facility offered to put on two new lift cylinders with no charge but I would have to buy them myself (they claimed that the oil/dirt on the right side cylinder evidenced that this was my problem, not theirs). But, to do so would take ANOTHER full day at the shop the following week if I chose to go that route. By this time my wife and I are VERY frustrated and disappointed by the process, or the lack thereof.

    The following Monday, caught between having a broken liftgate and this situation, I told him to order the parts and my wife and I would bring it in to repair the liftgate and get rid of the sound associated with the first repair. He said plan on about 30 minutes to do the job. We brought the car back in at the end of the week, prepared to wait the 20-30 minutes and be off with our car. Unfortunately, after 90+ minutes and one false start, the supervisor (again, NO GEICO person around) said that they had been unable to get rid of the sound in the lift gate (they were able to fish out one of the two rivet heads, but not the other). Sooo, it was either live with the noise of bring back our car NEXT week, and leave it the whole day to give the workers time to take care of the noise!

    At this point my wife and I are simply tired of the wait and a process which seemed to have no end. We took the car home... And, by Sunday, the last rivet head seemed to have found a quiet home still inside the lift gate. I have now talked to GEICO reps on the phone 5 different times, each time being told that they would have my local GEICO advisor and her supervisor call me. Over the last three weeks, not one phone call at all. The last GEICO person I talked to on the phone said her supervisor suggested that perhaps it was because of the demands on insurance companies by Hurricare Harvey that delayed any response!!! A poor excuse for the total lack of service since the accident was in late July and the car first "fixed" by August 14th. The net result, my car is back, the "actual" repair work is fine, but I am out over $120 out of pocket, the rivet is still there, and STILL no call by GEICO.

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    Reviewed Sept. 8, 2017

    GEICO pays out too low for my total loss car. I bought the Honda Civic 2016 for $20,400. Now, it is total loss due to flood from the hurricane Harvey, and they value the car only $15,399. I had the car only a little over a year, and it only has about 17000 miles. I'll never be with GEICO again.

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    Customer ServiceStaff

    Reviewed Sept. 6, 2017

    My experience with Geico/Liberty Mutual homeowners insurance was awful at best. It has been well over a month since I terminated my homeowner's insurance with GEICO and I have yet to receive the refund checks that I was promised on the 2nd of August of this year. Every time I call and inquire as to the whereabouts of said check, I am told that it will arrive by the end of the week (4 times so far)or that it was mailed a week prior to the week that I am calling. I have been lied to, put off and cast aside so many times, that I feel like used car. The Homeowners policy Supervisor Shawn ** (because they refuse to give anyone that complains a last name) refused to let me talk to his supervisor and stated that if I didn't like waiting another two weeks, on top of the six weeks that I have waited so far, that I could file a complaint.

    But, the check is in the mail (Holding my breath). It is a piss poor excuse to tell your customers, the people that make it possible for you to eat and drive your Prius to work everyday that they can wait or file a complaint if they don't like waiting for the money that GEICO owes them. It boggles the mind as to the extent of arrogance and consumer stiff arming involved with just dealing with an insurance company. But, I digress. Today, I have decided that since Shawn said to file a complaint if I don't like it, I will. Everyday, to every federal and state consumer complaint entity I can find (youtube as well) until my keyboard breaks. Although I would never stoop so low as to call someone an ** (Shawn at GEICO) you definitely deserve it.

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    Customer ServiceStaff

    Reviewed Sept. 5, 2017

    We've been a customer for 10 yrs and this case was my first accident, got hit by a truck which wasn't even by fault. I had to called several times to find out who the adjuster is. No call or follow-up. Every time I tried calling him to discuss the decisions I get a voicemail and no response whatsoever and the rental car company was calling us everyday to contact our agent to extend the reservation because the adjuster is not doing his job. VERY DISAPPOINTED! AND I CAN'T WAIT UNTIL THIS CASE IS OVER. WE ARE SWITCHING TO BETTER COMPANY THAN THIS. All the payment we did for the last 10 yrs means nothing to Geico. If you are considering to switch to Geico, THAT WILL BE A MISTAKE. My advice to you is read most of the reviews first.

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    Staff

    Reviewed Sept. 5, 2017

    I was in an accident when I was in LA for a wedding. I was a passenger in a Lyft ride. We got rear-ended by a driver in a car. I got whiplash and a concussion. I didn't immediately go to a doctor since I was headed to the Airbnb so I could change and go to the wedding which was in an hour. I wasn't visibly hurt, yet my neck was stiff. I do go to a doctor when I got back in Dallas. Liberty Health took xrays. I have a pinched neck and thoracic spine. I was told by a Geico rep to not worry since Geico would take care of it 100% since it was the other guy's fault. Now I've been told that since it was minor that they probably won't pay anything. Who is going to take care of the bill for a week of physical therapy and pain mgmt?!

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    Customer ServiceStaff

    Reviewed Sept. 3, 2017

    If it would be a -100, I would do it. It has been my seven or eight phone call to GEICO and I have been harassed, received yells, twisted my words by their representatives. I have mentioned to them that I have been paying to Geico for more than fifteen years and I have not used their company before as I want to get from GEICO to pay my car windshield glass that was broken by a rock while I was driving. I am requiring from them a customer service who can pay for my glass which is around $1,000.00, I got on hold, then they tell me that it is okay for them to take my money by not paying me my glass because that is the way and that all insurance companies are like them. I have told them “Do your job, I am paying you for your salary too.” I ended up with anguish, so I decided to put my complaint over here. Who does GEICO think they are? Excuse me?

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    Customer ServiceClaims HandlingStaff

    Reviewed Sept. 2, 2017

    A GEICO customer dented the door of my brand new truck, he cursed me, then told GEICO he did not do it, but was filed with local police dept with an incident report and driver admitted to police he dented my truck. GEICO denied my claim because I had to hire an attorney to get police reports. So much for customer service, I am canceling my boat insurance with GEICO, a company you cannot trust!!

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    Customer ServiceStaff

    Reviewed Aug. 30, 2017

    It seems as though this goes from one situation to the next with Geico adjusters. So I needed a rental vehicle. It was like pulling teeth! So, now my vehicle has been declared a total loss (salvaged vehicle) to be precise per the Customer Service Agent in Georgia. Our insurance is paid on time via automatic draft. So the understanding was that if one has an accident and has a total loss. Geico would ensure that The Customer is taken care of! That the vehicle would be replaced and all taken care of. Well, this has not occurred... Geico agents have stated when one obtains insurance that Geico will take care of everything in a timely manner. So where is the timely manner along with my vehicle replacement? 12000.000! For a vehicle is justifiable. Not 4000.00.

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    Claims Handling

    Reviewed Aug. 25, 2017

    When the incident occurred in a parking lot, we didn't believe that we were at fault. We took pictures of the damage on the other car, but Geico claims was not interested and paid $1900 without any opportunity for us the present our evidence. Our policy premium went up 29% and our we lost our safe driving discount. We are on a fixed income, and this increase is not something we can comfortably afford. So my review is this: Don't expect Geico to stand behind you in a claim situation. It's all about the time and cost to Geico without regard to their insured's needs and financial hardship.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Aug. 25, 2017

    I filed a vandalism claim on 08/02/2017. The incident occurred after 9:30 pm on 08/01/2017. I discovered the keying of my car the following morning. I called the police department. They informed me to file a report online. After filing the report I called Geico and reported the incident. I filed a claim with Geico. I spoke to a lady and she was very nice, she apologized for me having to go through this and said that I can take my car to one of their body shops and there would be a rental car waiting there for me. I told her I would like to take my car to a body shop of my choice. She said I'd have to take my car to a Geico adjustor who would give me an estimate and check for damages. She came back on the line after putting me on hold and stated. Their check printer was down at that location, but the adjustor would mail a check out.

    The adjustor Jacob ** took pictures and came back with an estimate that he emailed to me since no printers worked in the office. He said the check would be in the mail and to me within a couple days. I asked him. If I could just take the car to shop and pick up a rental. He said yes. My rental was approved. A week goes by and no check. I get a call from a claims examiner, Stacie **, at 4:30pm when her shift ends. I work until 6pm so I received a voicemail stating something is wrong with the claim and the rental needs to be returned that day, that they will not cover the rental anymore. At this point I immediately called back and got her voicemail. When I spoke with Stacie, she said there were some issues and the claim is not approved and needs more review. I was completely confused. She asked if a lady named Cathy had contacted me. She did not. Cathy ** is a field interviewer.

    I asked for her phone number so that I can contact her, she wouldn't give it to me. I explained to her that I couldn't return the rental, my car is in the shop waiting to get worked on. She said she would email Cathy and she would call me. I spoke with Cathy and she said we need to have an interview. She asked if I had filed a police report. I said yes, and told her “I could tell you over the phone what happened. It won't be any different than the police report.” She said “No I have to interview.” So we met, she recorded our interview... with many questions... what happened, who I talked to that morning, who I was with the night before, what I did 48hrs prior to the incident, if I knew the body shop owner, how I was referred... I felt like this was an investigation on me, as if I was the criminal. She then requested that I provide her with phone records for a month and payment history on my car loan for the past 3 months.

    I've provided everything she's asked. She even got personal with a remark about my daughter and then apologized stating it wasn't her place. I get another phone call from Stacie asking why I haven't returned the rental. I said “I told you I don't have my car, it's in the shop.” She said to tell them to put your car back together and go pick it up! Your claim is still being investigated and not approved. I said “What exactly are you investigating? It got keyed!” She said “Due to the extent of the damages we just "feel" something isn't right and may not pay this at all!” At this point in livid!! Asked to speak to a supervisor, she's transferred me to a voicemail. Like she's done before. No one ever returns calls. I left a message of how unhappy I am and if I don't get answers I will be getting an attorney. The supervisor calls me back about 4 hours later. Apologizes for Stacie’s lack of people skills.

    Said she would talk with her. She basically said the same thing, but explained things weren't handled or explained properly to me. Basically now I’m waiting on Cathy to submit her report on whether or not this is approved. I've also filed a case with California Department of Insurance. Look into the Unfair Settlement Practices Act. Claims cannot be delayed… which I feel is what they are trying to do. I left out some stuff, or else this would have dragged on forever. The way Geico handles claims is definitely not as easy process as they claim. They make you feel horrible, stressed and not someone they appreciate as a client. I pray to God they don't deny my claim, they really have no basis. But honestly this is the only insurance company I've heard that treats their clients this way. I just want this to be over. STAY CLEAR OF GEICO. DO NOT GET THIS INSURANCE!!!

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    Customer ServicePrice

    Reviewed Aug. 24, 2017

    I called GEICO for a New Auto Policy. I have a perfect driving record, NEVER used the auto insurance I originally had but NJM for 15 years but my rate was raised $200 yearly that is why I was checking another Ins Co. I was given a quote of $530.00 for a 6 month policy. Six month policies are all they give in NJ. I asked what the remainder of the 6 months was going to cost however they would not give a dollar amount. I went into GEICO complaints on the internet and thousands of complaints were that the remainder 6 months of the yearly policy went up at least $200 to $300.

    I call GEICO back to cancel the policy I began with them, due to the fact I couldn't get a quote for a year policy. I received an e mail that it was canceled. In the mail a few days later I receive a GEICO policy with a bill enclosed for $680 for the 1st 6 months. Now that's $150 more than my phone quote. I did call GEICO again confirming it was canceled, which it was, however if I did take the insurance the initial rate quotes was bogus so god knows what the following 6 months I would have been charged. PLEASE do your research first before switching to GEICO.

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    PriceStaff

    Reviewed Aug. 23, 2017

    I went on their website to get a quote on adding my son to the policy we have, they added him on because they by law they have to insure any driver that lives in your house. They will not remove the person unless they move out or have insurance through another company. Needless to say I'm looking for a new insurance provider. That quote cost me an extra $700 every 6 months.

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    Customer ServiceClaims Handling

    Reviewed Aug. 22, 2017

    My mom was in a vehicle accident with a Geico insured driver. She called them trying to file a claim and they have no Spanish speaking representatives. They told her they were sorry but they could not help her and hung up on her. Really??? That is unacceptable in this day and age. I guess we know who your target audience is and who determines who you hire and what skill set they have. Shameful!

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    Customer ServiceClaims HandlingCoverage

    Reviewed Aug. 19, 2017

    On Sunday Aug 13, 2017, I found out that my policy from GEICO was cancelled one month prior without any notice. I only found out when I logged in to check my policy number. I called Geico and they could not reinstate my policy that same day because their underwriting dept was closed and had to wait until Monday to complete the forms needed to start my policy again. On Monday morning I called Geico only to find out the forms that I was supposed to fill out was if I use any of my vehicle skills for business use. Of course I didn't. So they cancelled my policy without notice for such a ridiculous reason. They also claimed that they sent out letters regarding the cancelled notices but I never received it. Shouldn't they notify us by email or telephone that they cancelled the policy?

    On that Monday afternoon, while I was completing my forms and trying to get the paperworks processed, my sister drove her car and had hit a car that was driving around in the parking lot. Unfortunately, my sister's car was uninsured at that time because I didn't get my forms in until after that two hours later as I found out about the accident. So we were driving our vehicles for over one month without insurance and without any notice from GEICO. Shouldn't Geico still be liable for our claim since they were the ones who didn't notify us and canceled our insurance? So everyone who is thinking to give Geico a try, don't! They will not stand by you and cover you when they are at fault for cancelling your insurance. They will not notify you when your insurance gets cancelled either.

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    Staff

    Reviewed Aug. 18, 2017

    I am a good driver and don't drive many miles in a year as I usually use public transportation. AAA angered me by increasing my rates for no logical reason. I advise anyone to always question a rate hike. If you don't agree with the explanation - check out GEICO.

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    Customer ServiceClaims HandlingStaff

    Reviewed Aug. 17, 2017

    I was in a loss. On 8/1/18 GEICO accepted liability. They fixed my car. That part of the claim was great. But then I advised this company that I went to the doctor the same day the loss occurred. Their response to me is the Bi portion is denied due to the vehicle not having any structural damage. So I then call back on 8/16/18 and talk to a very rude supervisor named Jeff who admitted that he hadn't even looked at my medical bills.

    I then ask Jeff I can be injured from a minor low impact loss and he stated yes. But I stated to him over and over again that I was injured I even have documentation to prove it. I wasn't asking for an outrageous amount. Just simply for my medical bills to get paid. Hell I even had to get a shot for pain because my arm was hurting so bad from the loss. But apparently this supervisor Jeff has a phd and has check me out himself personally. NOT. This guy is a joke. Who is he to tell me I wasn't injured. I cannot believe that you have adjusters working for your company who treat people like crap. Please help.

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    Staff

    Reviewed Aug. 17, 2017

    My experience with GEICO has been such that I rarely think about changing insurance companies and then it is a very brief passing thought because I quickly remember how well the company has treated me, making me a truly loyal company. When dealing with an agent they are helpful, understanding and courteous.

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    Customer ServicePriceStaff

    Reviewed Aug. 16, 2017

    This is by far the worse car insurance company I ever had. The customer service is really bad. The underwriter took more than 3 months to get back to me about questioning the final decision on the incident for my car which was not my fault, and they raised my insurance by a lot. They do not give discount if you renew their policy, instead, they keep raising the prices. Stay away from this company.

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    Customer ServiceStaff

    Reviewed Aug. 16, 2017

    I have had GEICO for 4 yrs. My oldest child just got her license June 1, 2017. She flew to Texas to be with her dad for the summer, like she does every summer. She was returning home before school started on August 10, 2017. I haven't seen her before that. I called Geico to add her on the August payment. The rate went from $103.00 a month to $ 321.00 a month. So as a single mom I scrambled to find someone cheaper. Which I did. I canceled my policy with them. They proceeded to tell me I still owed money to them for my daughter that was in Texas with her dad? They charged me for the month even though she wasn't here. I will never ever let anyone I know think that they are good. They don't tell their customer about the hidden fees until it is too late. The customer service rep Billy ** could have helped me. But chose not to.

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    Customer ServiceCoverage

    Reviewed Aug. 14, 2017

    I cancelled my auto insurance policy with GEICO. They have taken the monthly payment out of my checking account for a policy that I no longer have with them. When I called regarding this, I get the runaround. They said they can give me a partial payment back in 14 days. "For what?" I ask? I no longer have insurance with Geico, I found someone cheaper with the same coverage. If I no longer have their services that was cancelled well before the due, why take my money and then OH DO ME A FAVOR by giving me a partial payment back. Because of this, I have now cancelled my motorcycle insurance with them as well.

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    Verified purchase

    Reviewed Aug. 13, 2017

    Rates went up about $100 in 6 hours (YES SIX HOURS) AFTER I paid in FULL for 6 months. I bought the insurance from a licensed Geico agent over the phone (NOT online). I called and told Geico that I just bought many home owners through Geico, and was advised to talk to the auto department to get the auto discount (3%) since now I have both auto and home with Geico. THAT WAS WHEN I WAS TOLD MY RATE WENT UP ABOUT $100!!! I am looking to leave...

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    Customer ServiceCoveragePriceStaff

    Reviewed Aug. 13, 2017

    Customer service reps are responsive, knowledgeable, professional and helpful. Pricing is competitive and reasonable. Website needs some work. Can't access documents older than 2 policy periods. Otherwise would highly recommend.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Aug. 12, 2017

    Hi. I've been with Geico 17 yrs and despite premiums going up, etc. I have always had great service with geico until recently. On April 28th I was rear ended at a traffic light. It was red. Don't know anything about the person rear ending me, all I know he was male... After he hit me in my Mazda he ran the light and fled the scene. There were no witnesses that got his license info. He hit me hard enough to hit the mini SUV in front of me. There were 4 lovely ladies that were fine (thank God) and the damage to their car was the cheap plastic rear bumper was smashed. My Mazda however was worse, broken front bumper and damaged hood that was dislocated.

    Geico first texted me the Mazda was easily repairable. Yay right? 29 minutes later new text from the geico goon that claimed it was a total loss. I thought **, but oh well, Geico had always been fantastic! At 2:18 am 2013 one of their late night representative saved my life. My 99 Toyota Camry was destroyed. The back left tire had just disintegrated at a rate of at 70 miles an hour in cream of Nowhere Oklahoma.

    I had full coverage, the representative from Geico was amazing. He asked me where I thought I was and I told him. He was from Ponca City Oklahoma and he knew exactly where I was. He asked me if I was bleeding? And if so get in the car and if there's any broken windows try and put a suitcase against it etc. I asked him why because there was nobody around... Nobody I mean it. He said "I'm from that area. What you don't know is there's a lot of vicious wildlife and if they smell blood they will viciously and violently eat you." Of course I was in shock and I start laughing...

    Anyhow, I got back in the car, put a suitcase against the back window and sure enough within 15 minutes there were three coyotes whining and screaming and jumping on my car and trying to get in. These critters were going to eat me alive. They had not had a delicious Kansas City steak in a long time. I'll never forget that representative and I fell in love with Geico. He saved my life.

    Another time, I was about to go under an underpass as a train was going over it... The train hit a large rock and hit my windshield by the passenger side, completely smashed that side and if somebody had been in the in the passenger seat adios right? This wonderful young girl that worked for Geico did her best to try and locate that train company, the railroad track company, etc. She really tried hard. No luck so I was lucky I only had to pay 250 for a beautiful repair job. Anyhoo, they were wonderful. They fixed my situation in no time with the Mazda. Geico fixed it beautifully. No hassles, lovely people and as much as they tried they gave me a lousy cup of cappuccino but they did try.

    OK fast forward two months ago to 2017 on April 28 the claim was still open about the Mazda but Geico took care of it... Took forever to get reimbursed. I'm chapter 13 bankruptcy and not ashamed because it's happening to everybody these days. A dear friend of mine loan me $3000 and I bought this beautiful 2005 Toyota Corolla mint condition 90,000 miles. What a deal!

    Of course me being of Romanian heritage American I have the worst luck. I probably had some other relative put a gypsy curse on me. Who knows? I called Geico and was so excited and of course the friendly representative acted excited too and they told me that since it was an older car I would have to get it inspected and registered and they could give me full coverage. But until I did that I could only get liability since I already had a claim that was still open. Otherwise I would be paying for two for policies. It would cost a lot of money so of course I believe them because I have autism and friendly people make me happy and I believe friendly people.

    Well wouldn't you know it... It was bumper-to-bumper on June 2 Friday night in downtown Kansas City. The light turned green. I shifted the gear from park to drive only to find out I was going backwards and a car honked. I looked down. Not being used to the stick shift I realized I was in neutral so I popped it into drive, pedal on the metal and then I heard the most horrifying sound of crash, smack, Doom, gloom, horror. Of course I screamed like a banshee because I could not believe this could be happening again, accidents do happen! My first instinct because I'm 53 years old was to make sure that the people in the car in front of me were OK!!! I got out of the car, put my hand up and made traffic stop.

    I directed the car in front of me to pull over into the parking lot where I work. I am a member of the Kansas City symphony. I play with Viola and all the musicians were coming to the parking lot and totally freaking out. Questions questions. My God. OMG. OMG. What happened? I was trying to check on the three passengers of the car I hit. They seemed fine. The shock is still intense. I asked One of the passengers a very sweet girl if she would take my phone and take pictures of her driver's license or whoever was driving and take more pictures of my car and her car. I had already taken several. Five minutes later I get the phone back from her. We both tried to call the police. They were so busy they asked if the cars are drivable and we both replied yes so they asked us to just take care of it ourselves and then come in and report it.

    I reported the accident the next day. I was about to send pictures and realized there were no pictures of the accident or their driver's license. Nothing. Nada.

    I thought that was a little odd but you know not everybody knows how to use a cell phone so no big deal. I reported to Geico that the pictures were gone and that I was told I could only get liability until my car is inspected and I got a new License plates... Well **, my wonderful new-used car had some bumper damage and maybe a few other things but it drove beautifully.

    I explained to Geico on The Gieco interrogation tape that I was told liability only until the inspection happened. Well I forgot that I never canceled my premium insurance and was paying full price and the other claim is still open. So I asked them if I could get my full coverage and I also ask them if it's true what that Representative from Geico told me was true about the inspection and plates before I could get full coverage because that's what I want to do and I was paying for it. Well... Let me tell you I've never ever seen a company turn their back on somebody so fast.

    They told me that I was the one who asked for liability not Full coverage and I said well it's on the tape that Geico recorded everything. They told me... That oh, that's just policy that they don't always record stuff. Oh yes they do liars!!!! And we all know that especially an accident they don't want to be responsible right? Long story short I argued with them and they kept telling me I only had liability so that's the way it is and me being so ADD and autism central I believe them because they're friendly and sweet on the phone. Sugar coated steel I call those types.

    Oh how I debated with them for several weeks. They won. Blah blah blah. I called some friends had them over for dinner. Because I can't drive anywhere they had to come here. I told him what happened and they said that is absolute **, that I pay for full coverage and no idiot should have told me I could only get liability and especially since my claim is still open from the previous accident in April.

    I called every car insurance company in the US and they all told me that Geico gave me bad information and that none of that was true and I should fix it with them but I tried. It didn't work. I have a really bad right foot. Every bone was crushed with an accident I was involved in so I'm disabled. Walking to Quiktrip for nutrition is not good. Candy bars and overpriced junk food just doesn't cut it. Geico also only gave me a rental car for one week and they said that was doing me a favor. They don't normally do that. My friends recommended I call a lawyer and get some good advice so I did and they said Geico is full of ** and their service is gone down in the last several years. They're desperate. They're losing money. They will try and pull anything to keep from paying you what they owe you and they will use every trick in the book and lie about it. For example that they don't necessarily tape conversations... ** yes they do!

    Well I called Geico back and told them I think they made a big mistake, please fix it. I have several disabilities and hard to get around and I just have what I have. Can anyone help? My, my. They turned their back on me. They were so rude telling me that I was being rude to them and how Could I question them etc. I need the car. I'm disabled. I have a handicap sticker. I can't walk far. I told them that. They said, "Too bad and I'm sorry to hear about that but there's nothing we can do" for me.

    I called the Kansas disability handicapped hotline that supposedly take care of the BS that people do to you when you're handicapped. They sent me a phone number to call the Kansas insurance commissioner which I did call. My God, I had to give them so many forms with the cell phone taking pictures, downloading. I hate cell phones. They're too little and I'm too poor to own a computer because of chapter 13.

    I called Geico claim representative number ** and we got into a heated argument and I said, "You know what, I give up." I said, "And to add insult to injury we had a terrible storm the other night and a tree branch fell on the top of my hood making the damage even worse," which it did. Geico wanted me to get off that phone so bad that they became the nicest black widow spiders to me and said, "Well there you have it sir. Go now. You have a claim since you have full insurance." Geico said, "That tree branch probably ruined your car." I said, "Well it sure didn't help..." "Call claims now sir. Let's not waste any more time and have a lovely day. We'll take good care of you." So I called and they said, "We'll send an adjuster out to you immediately." So the adjuster came out from Geico and was really nice and ripped off a piece of paper and said, "Here you go. Take care of this call. My guys and I'll fix everything for you."

    I said to him, "Wow. I didn't know the tree branch could cause all that damage," and he said, "It was a combination of collision and tree damage. You're lucky."

    Two days later I get a phone call from a very mean man named Michael. Yes Michael is this trained pit bull and he accused me of being the biggest fraud on the planet. He said the adjuster told Geico that the collision from the other car did all the damage and that the tree limb did very little.

    That's what I figured, so I agreed with him, and then he had to say it... He said to me... "You wouldn't want to do anything stupid would you?" He said, "This is a very stupid claim and you could go to jail for a stupid action that you tried to pull on us." He wanted names and numbers. I gave them to him. I said to him that I would like to investigate this as well.

    I called the adjuster from Geico and I was very nice to him and I asked him why he told me everything was fine. He didn't know what to say me number ** person... He said most of the damage was from the collision I had with the car with the teenagers not the tree branch and my lawnmower man removed the tree branch. Big deal. No pictures whatever. I called the interrogator Michael back the next day and said, "Fine I'm not arguing with you but don't you ever call me stupid again. I have a really high IQ. It's just that I have autism, ADD and my brain is like a typhoon." I said, "Pardon me but don't call me stupid," and he got real smart ass on me so I told him, "I would like to introduce him to my friend 'click'."

    Any suggestions from anybody? I had full coverage. I paid the max. A misinformed representative told me the wrong thing. Do I have a case? They really have gone downhill. They should be terrific. It's just totally creeps me out that I cannot afford to get a car because they pulled that crap and I could only get liability.

    I always prided myself with having Street Smarts because I do and I got a very bad gut feeling after talking to that goon who told me the wrong thing. I went with it because I used to trust Geico. Now I'm screwed. Is there any way to fix this and any suggestions?

    I can't afford another crooked lawyer. I already had four of them at the bankruptcy court. Oh my God. I make so little money, as a musician and they have the gall to make me do the chapter 13 bankruptcy. They lied. I could've easily done chapter 11. I would've gladly given up that Mazda. I never liked it anyhow was too big for one person. There's no mountainous terrain in Kansas City. There are no mountains that I need to drive in second gear. I never knew yet this is the land of SUVs in Kansas City. It's ridiculous.

    Well anyhow those lawyers especially one that I had... One in particular gave me the worst advice in the world and of course me not knowing anything other than music believe her. Well... She screwed up big time and then they fired her ass because she was terrible. So that's my story and I have no car and I have to go to Craigslist and deal with them... The most slimy people on the planet. Thanks for reading this. Any suggestions. I'm a decent person. I just got a few demons up in my head. I swear to you I'm smart. I take medication. I'm not dumb but ** you know??? Argh.

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