GEICO Reviews

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About GEICO

GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.

Pros
  • Affordable policies
  • Several discount options
  • Intuitive website and app
Cons
  • Can be pricey for high-risk drivers
  • Few local agents

GEICO Reviews

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    Page 18 Reviews 3035 - 3235
    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Nov. 24, 2016

    The representatives at Geico Auto Insurance are helpful. They explained and went through the claims process with me. They answered all the questions I had about the claims process. The coverage at Geico Auto Insurance is at a reasonable price. The amount paid on my end was around $230-$300 per month. The rates are cheaper than other auto insurance companies. The value that Geico Insurance Company has added to my life is low payments. Other insurance companies have high monthly payments. Geico monthly payments are reasonable and they also have reasonable quotes. Geico Auto Insurance customer service are very helpful. The representative took the time to explain the claims process to me and me through it. They are very courteous and helpful.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Nov. 24, 2016

    Claims can be made online. They are easy to complete. Company reply back to claim. The reply was quick. There has never been a problem in putting through a claim with this company. The coverage provided was very affordable. Compared to other companies the prices are cheaper. The coverage are the same choices offered by other companies as well. The prices of the coverage are very affordable. They are very easily obtainable with the amount of pay most people receive. Compared to other companies this would have to be the most affordable. The customer service is probably the best part. Whenever you have to reach out to them they are very coherent and understandable. The representatives do the best they can to help you.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Nov. 24, 2016

    I have, happily, never had to use their claims processing so I cannot give an accurate appraisal of their claims processing. From what I have heard, there are no unusual issues or problems with it. They were able to match my previous coverage at a more economical price that I had been paying. They added me to my wife's policy which gave the two of us a multi-vehicle discount. After comparing various insurance coverages and prices, I concluded that this company gave the best value for the price to coverage ratio. I added my car to my wife's policy over the phone and the representative gave excellent customer service. She made several recommendations that improved the policy and was able to adjust some unneeded coverages that made the policy less expensive.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Nov. 24, 2016

    Somewhat easy. Not that time consuming and not too complicated to file with the insurance company. When I got in an accident about 4 years ago, it did not take me more than 30 minutes to answer all the questions and file my claim. The customer service at Geico was good and they were highly professional. I don't remember the coverage options as this happened 4 years ago. The only thing I can say to help others was that it was a painless, relatively fast claiming process overall. The value it added to my life was that it did not hurt me in the pocket, the insurance company covered it all. And that added value to my life. The staff was highly professional and answered my questions in a very professional manner and helped me feel at ease throughout the whole filing process.

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    Customer ServiceClaims HandlingCoverageSales & MarketingPriceStaff

    Reviewed Nov. 24, 2016

    Never had to wait, prompt, courteous, attentive. No increase in rates or billing errors. Wonderful app, ready to go in minutes. Claims adjuster came to home, arranged repair same day as well as rental. Not an excessive cost for great coverage. No hidden costs on my bill. Great discount for paying yearly. Great military discount. Great discount for good driving. Great website and English speaking customer service representatives. Great rates for multiple vehicles. Very easily translated policy. Very good customer service available via app 24/7. Great service and location discounts. No runaround when it comes to claims. Expedient and proficient service. Really nice people that seems to like hours job.

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    Staff

    Reviewed Nov. 23, 2016

    A year ago car accident happen, the company that Geico sent me to took 4 months to fix my car, picked it up and car was not fixed right. After calling the company back and getting a run around 'cause they don't have a mechanic on hand at that shop, was told to drive it for several months and everything would reset itself. Well in several months the car kept breaking down only to keep getting a run around. Now for 5 weeks they have had my car tied up again, I finally took it somewhere else and now I am being told by Geico that they can't prove that the problem car go back to original accident. So now for a total of 5 months out of the last 12 months and paying the premiums for the whole time, still car not fixed and can't drive it. But I have the person to do the work, AND KEEP GETTING THE RUN AROUND FROM MARK AND BRIAN... CAN SOMEONE HELP ME PLEASE?

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    Customer ServiceClaims HandlingCoverage

    Reviewed Nov. 23, 2016

    Never had any claims experience, but the prices with them were good and the experience with them was pretty good. The customer service was great. They offer full coverage, liability coverage, state minimum coverage, and probably whatever else is needed. I only contacted them once to ask a few random questions and they answered my questions for me.

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    Customer ServiceClaims HandlingPrice

    Reviewed Nov. 23, 2016

    It's easy to submit a claim via email or phone. It will be handled with care and speed keeping in mind the customer needs. Easy review and helpful steps to make your claim understood to you. Many ways to choose coverage. Adding road assistance is cheap and easy too. The a la carte feature lets you be in control of your coverage and in your price range. Easy to understand. Meets state minimums and will relieve the stress of not having insurance. Now their rates do tend to go up over time thus, like me you will switch companies but would not mind going back to them one day. They are quick to respond to questions or problems in a timely manner. Always polite and no problems are too small. You are a priority with this company. There are a variety of ways to contact them so never out of reach.

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    Customer ServiceCoverageStaff

    Reviewed Nov. 23, 2016

    Needed roadside assistance, called towing company directly. They gave me a receipt asked who my carrier was and when I said Geico they suggested I call customer service. I called, was told I get 100% reimbursement so I faxed receipt to them. The next day I called to make sure it was received, the customer service rep. got my fax, processed it while we were on the phone and sent it out in that days mail. I received my check two days later! I was told to call Geico directly next time and they will send out service provider and no out of pocket for me!! Great service.

    100% coverage on assistance. No outta pocket!! Several years ago a woman came around a corner and ran into me before I could even see her. My car was totaled. The Adjuster was out the next day and the replacement check was in my mail box two days later. Yes replacement value. A fair premium that has gone down B/C of safe driving habits. No tickets. Low mileage. No accidents. It's a great, dependable value with quick customer service. As previously stated customer service let me fax my service call receipt to their office. I called next day to make sure they received it. Since we were on the phone. She went ahead and completed processing my claim and cut the check for me and prepared it to out in that evenings mail.

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    Customer ServiceCoveragePriceStaff

    Reviewed Nov. 23, 2016

    Everything is done in a very stress-free manner. They involve themselves into fixing your requests and makes it happen really easy. For all of the times I have had any type of issues I haven't had any type of complications to fix it. I am very much glad to have them. Whenever I find myself worried about any money issue I find out that I am fully covered. The rates and the range of protection that they make me feel is a must have. I cannot thank them more.

    In the past I had issues trying to find the right choice when it came to these type of insurances, because of prices and money. I didn't want to involve myself into something I wouldn't like in the end, but I would believe that I have made the best choice. Their customer service is very accurate. They are knowledgeable and caring. Even though I take care of myself pretty well; the few times I've needed them, they've been able to make me feel cared for and everything is really fast and neat.

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    CoveragePriceStaff

    Reviewed Nov. 23, 2016

    I was in an accident and everything went through quickly and easily. I was in so much pain, and this made it a lot easier, as I didn't have to worry about something else. It covered me when I got in the accident - I got so much money I could buy a car plus a lot else! I would definitely recommend it. It is a little expensive, but it is worth it in the end. With the money I received after my accident, I've been able to live a comfortable life thanks to my coverage. It is a bit on the pricey side, but it's worth it. Trust me. The people who work there are friendly, polite, and knowledgeable. They were able to help me right away and treated me like a friend, not a customer.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed Nov. 23, 2016

    The Geico claims process is fast and quite efficient. They take you step by step through the process. The 800-number begins the very efficient process. Like most other insurance companies, there are a number of options to choose from, when establishing the policy. I did quite a bit of checking when I started with them, and their prices could not be best, regardless of options chosen. I did a lot of price comparisons and Geico was tops on this list. I also continued to check every year or two to see if I could get a better choice. Very good customer service... fast and efficient. The GEICO employees were very professional in their approach, and showed genuine care and concern to make sure that all if my issues were addressed.

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    Claims HandlingCoverage

    Reviewed Nov. 22, 2016

    I have been with Geico for well over 8 years and have never had to use their services before. I hit a deer about 2 wks ago and first of all on star was to my rescue not Geico. I was sold extra service to my policy and I trusted them so I did get them. When I hit the deer it was in a different town and they would not tow my car to where I lived and I was told that I also had to get my car fixed there in that town. I had to go get my car myself at half way point, and then I towed it to my house and the back bumper was damaged. They said that it's a preexisting damage I would have to file another claim. They said that I had to file another claim because it wasn't part of me hitting a deer which if I had not hit the deer this would of never happened and I was sent a letter and it said that they don't have to get parts that are the best. They can pay for cheaper parts.

    Please if you can go elsewhere to get insurance please do. I know that they don't care about what I may have to say but I can sure tell others about my situation and have them not get coverage with this company. In the long run, no, they are not there for you. Honestly I could of lied to them and I didn't! Thanks Geico for nothing!!! I'm a very upset customer but I really do doubt you care! No star from me!!! But will not let me continue without a star, so 1 star only because I have to???

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    Customer ServiceCoveragePriceStaff

    Reviewed Nov. 22, 2016

    I have never filed a claim with their company. I have with my past auto insurance company, Progressive which was handled poorly. Their coverage options are good. I took full coverage on my vehicle. I wanted to make sure that my car is fully protected in case of theft, fire accident etc. Their prices also are fair and fits my needs. It something that you must have by law so I consider it a necessity to avoid any issues with the law if something unexpected happen. Their customer service has been very good. I had a issue with a charge on my account that should not been. The representative who help me fix the error was pleasant and very professional even made jokes.

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Nov. 22, 2016

    Quick response for claims. Have their own auto repair shops which makes inspection easy. Also provides a competitive rate for deductibles. Overall a good experience. Coverage is similar to other leading companies. Covers towing but sometimes tries to work with local companies which are not good. So coverage always doesn't mean everything. Gives a good value unless you have two different cars in two different address. I got a lower rate from someone else and later they matched the price which made me loyal to them. Someone tries to work with whenever I call. Sometimes holds are too long though. It is tough to hold for that long. They should have a reliable call back system.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Nov. 22, 2016

    It's very easy to place a claim and they handle everything. They called the tow company and made it really easy to take my car. They also provided a rental for a good amount of time. They have a wide range of coverage options depending on how much you want to pay. You can pick a higher or lower deductible to help with your premium. It's not extremely expensive but we also have the coverage we need but not necessarily extras. They make it so easy to use it adds value. They were easy to talk to on the phone and they handled everything. They helped me with the questions that I had and got me a rental. They were friendly and nice.

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    Customer ServiceCoveragePriceStaff

    Reviewed Nov. 22, 2016

    They contacted us daily until resolved. Within 15 minutes of my wife's accident they had arranged to handle all medical issues, had the car towed, and contacted the ambulance company. The same person handled the claim, even contacting us on weekends if there were updates. They paid for the ambulance, hospital, follow-up doctor visits. They even paid for my wife to get new glasses and the loss of my spare glasses that I had stored in the vehicle. After my wife's accident, they gave us above fair value for the car (it was 12 years old), worked with the car dealership to get us a loaner and then a new vehicle, handled obtaining title and coverage for the new car. It never cost us anything - they paid everything. The agent assigned to us not only contacts us three times the day of the accident and followed up daily for the next two weeks, but also gave us her cell number in case we needed her. When we called, she answered.

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    CoveragePriceStaff

    Reviewed Nov. 22, 2016

    I have not had to use the claim process so I cannot really give an accurate rating. If it is as easy as the enrollment process then I am sure I will be happy. Coverage is what I need legally at the lowest price. That is my priority right now. I have heard good things about Geico so sure I will be good. I don't have much to compare to at the moment. I have heard good things about Geico which is why I choose it. So far I can't say much else. I called after receiving my quote. The representative was friendly and helpful. I hope that will be the experience the life of my policy.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Nov. 21, 2016

    I was side swiped on my way to work on November 14. The other car is at fault. A week later after not hearing from them and after being told 24/48 hours for a return call after filing a claim which I never got!! I called them today and this is how ridiculous they are!! Geico is telling me I am not at fault, but I have to pay my deductible so they can fix my car at THEIR collision place, then THEY can go after the other insurance to have them pay for my damages!! Why should I pay anything if I am not at fault!! The other party has to pay for my ded and fix my car!! GEICO is fast to take your payment and when you need them, they aren't educated enough to help! Or are trained to push back then they tell me, If I don't pay my ded, then I have to go after the other insurance to get reimbursed!! Then WTH do I have insurance for!!? SMH!! Yes!! You get what you pay for!! Geico sucks!!!

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Nov. 21, 2016

    It's very easy to process a claim. Agents are patient and help you every step of the way. They take care of you and make you feel like you're their number one priority. You can get the coverage you need at an affordable price. Your car insurance can cover liability or full coverage and the savings are great. I can't complain with the money I save on car insurance. It's affordable and fits within my budget. They work with you and help you to make payments within your schedule. The customer service is superb. I never have a complaint because reps are friendly and break down everything so I can understand. Haven't met a rude representative yet. I've been with them for years.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Nov. 21, 2016

    Last filed a claim years ago - can't remember. When it comes to insurance that's usually a good thing. No memory is a good memory with insurance claims. Full, insightful and informative coverage that we've been truly happy with. Covers all the basic needs and some areas we weren't even aware of or would have thought of on our own. Our cost recently raised, and while I was able to speak to a representative and get our costs down - they didn't go back to where they were before the rate hike. We got cheaper quotes and still might make a switch.

    Some of the nicest customer service I've ever experienced. Everyone is very knowledgeable and willing to go above and beyond to help customers as much as possible.

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    Claims HandlingCoveragePrice

    Reviewed Nov. 21, 2016

    I have had this insurance for a year and a half and have not had to any claims since I have had this insurance. It has great coverage options. I have had other insurance providers try to sell me insurance, but when they see what great coverage I have and the price I pay, they know they can't offer me anything better than what I have. The value is incredible! I have fantastic coverage, including roadside assistance and rental car if needed and the price is much less (a couple hundred dollars every six months) than what I was paying for the same coverage with a different carrier.

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Nov. 21, 2016

    Never had a wreck so I'm not sure about the claims but the insurance company seems to be a good company. It goes down every 6 months that I don't have an accident. I assume the coverage is fairly decent. I have a 500 dollar co-pay, which isn't bad. I assume if I do have a wreck that my coverage will be good. I personally feel that the insurance is a little too pricey especially for middle class people. I only have liability but it's almost 100 dollars. Every time I have a problem with my bill the customer service is very nice. They always answer all of my questions and make sure that I am highly satisfied.

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    Coverage

    Reviewed Nov. 19, 2016

    I am a previous Geico customer of 7 years, without any accidents, and a perfect driving record. My first accident was hitting a pothole in the freeway in the middle of the night, causing some major rear end damage. Geico told me it was a DOT issue, and they would not cover it. After 3 months of going back and forth, I dropped Geico and left the car as a repossession.

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    Customer ServiceStaff

    Reviewed Nov. 18, 2016

    Geico has been my car insurance company for more than 16 years and all of a sudden they decided to raise my rates $40 a month for no reason at all! I never had an accident or anything in my record for them to raise my rates out of the blue. I called them 3 separates times hoping it would get resolved but instead they made up some excuse about my position changing at work? I have never changed my position, or at least for the past 21 years. The last person said that I was "lucky" to be getting a discount for being something I am not and also lucky because I don't need to pay back pay for the "great deal" I was getting for years. This is so outrageous that I prefer to pay the same or more and move to another company. I feel very disrespected. I hope this message will get to as many people as it can to open their eyes to the horrible, unfair and dishonest treatment Geico gives its most loyal customers.

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    Claims HandlingCoverageSales & Marketing

    Reviewed Nov. 17, 2016

    On 06/27/2015, our 2007 Pontiac Vibe was involved in a car accident where my husband sustained injuries... Geico sent an adjuster to our home where he says our $21,000.00 dollars 2007 Pontiac Vibe, was totaled at the Claim Check Amount of $5,502.69... This amount was given to a lien holder instead... We had to get a lawyer to receive any payout from Geico.

    Geico continues to run those "false advertisement ads" on television, radio, internet, and etc... My advice to any family members, workmates, neighbors, or friends, please cancel any policies you may have with Geico. They won't pay if you have an accident or any other mishap. We were insured by them for five years, without missing any premium payments in the process... Geico insurance company, is deceitful in its practices towards their policyholders... They will continually embezzle your monthly premium payments, and have no intentions on making payments to your claims. Drop Geico immediately!!! It is now November/2016, and our attorney hasn't received any payment from Geico even after my husband and I attended their, Examination Under Oath... Nothing have we received and we are desperate for funds to purchase another vehicle.

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    Customer ServiceCoverage

    Reviewed Nov. 16, 2016

    Got rearended in our truck, we called and asked a question. Next month our insurance goes up. For uninsured motorists, which we already had. Both vehicles had insurance. You can't call easily and asked questions.

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    Claims Handling

    Reviewed Nov. 16, 2016

    Having a comprehensive insurance supposed to make me feel my car is protected from vandalism as what GEICO promised to do in my policy. In good faith, I've trusted them until my recent vandalism claim a month ago. Claim taken, legitimized, reviewed, confirmed, acknowledged by a GEICO adjuster as I had brought my vehicle in for inspection and was advised to go to any body shop of my choice. Did exactly what they've advised me and the inconsistency occurred at the body repair shop I picked. Part of my initial claim was my car key that has been compromised and needed a replacement.

    Now they're denying it as not part of the claim while everything is documented even in my online account in reference to the claim. The initial adjuster tossed my claim to another field adjuster that now denying that my car key was never added as part of the claim. Now I'm furious with adjuster 1 who should've handled the completeness of claim in the first place that my car key replacement has been part of the entire claim.

    My claim is still open and my car is currently in the shop for repairs. Now I'm pissed and stressing out on how to rectify this issue with GEICO. I emailed and called the primary adjuster to follow through his failure to have documented the completeness of the claim from day 1 regardless who handles it after him. My advice to whoever reading this and consider GEICO as your next insurance? I highly disprove and not recommend them at all. Not only they will only take your money, handling claims with them will give you hell. I will look for another insurance and definitely change company as soon as my claim is all settled and taken care of.

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    Coverage

    Reviewed Nov. 15, 2016

    I hit a deer on Oct 17 in my rural community at 8:06 am taking my kids to school. I did all the right things including renewing my policy at 7:59 am before I left my home. It is now November 15th and my car is still at the repair shop. I have given 2 sworn statements and addition my neighbor who was outside with her dogs saw the entire incident and gave them a statement as well. The insurance company has tried several time to get me to veer from what happened so they don't have to cover my vehicle which only has 2,900$ in damage. I am a single mom with 3 children one who is disabled. I work full time and have had to miss now 3 days of work to deal with adjusters and investigators. My car has just been sitting at the repair shop racking up a storage fee that I am responsible for apparently.

    This is the worst company I have ever dealt with. My son who is a cardiology patient and deaf has missed appointments. My children are suffering because I am having difficulties getting them to and from appointments and school functions even though I paid for rental when I obtained my insurance. They refuse to pay for one. It took them all of 30 seconds to take 262$ out of my bank and now they are costing me more by putting me in a bind and stringing me along with the repairs to my car. My children are suffering because it missed drs appointments. I had to take Christmas money out of saving for a rental so I could go to work and couldn't afford it after I ran out of money.

    So now not only are they stringing me along I've had to use my children's Christmas money just to have a way to and from work so I can pay bills. They are still not wanting to fix my car. Like I said worst company possible. They have ruined my children's Christmas and have made it difficult for me to even afford my bills because they refuse a rental. I guess I will have to seek legal counsel. I've already filed a formal complaint with Texas state insurance board.

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    Customer ServiceCoverageSales & Marketing

    Reviewed Nov. 15, 2016

    GEICO threatened my wife with cancelling her policy on 6 cars because of a suspension of a license in a state she didn't own. Even though GEICO had her official driver's license from a different state, they repeatedly sent her threatening emails and letters that her license had been suspended (from a state she doesn't live in) and then, when we called GEICO, they accused her of lying, treated her as a criminal, cancelled the automatic payment but then kept the insurance going even though THEY cancelled the policy. They're absolutely crooks - never again. But, on a more positive note, this forced us to shop around for decent insurance - which we found. 30% less in premiums with MORE coverage! Goodbye GEICO - false advertising only goes so far.

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    Claims Handling

    Reviewed Nov. 15, 2016

    I have been a customer of GEICO for roughly seven years. I've never filed a claim, I made all my payments on time, and in full. Recently they refused to renew my policy altogether because one of my trucks is a flat bed (which they knew all along) and one truck I use to pick up trash in (which they knew all along). I'm very displeased with this company after being a loyal customer for years. Just wondering if anyone else has had this issue and what I can do to dispute it?

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    Customer Service

    Reviewed Nov. 14, 2016

    I was involved in an accident which a Geico client made a U-turn from a right turn only lane (received a ticket from police) and now adjuster is putting liability on me for not yielding? Worst insurance company ever. No customer service. Paid to lie and cheat people already in a bad situation. Adjusters don't care about facts. These days you must have your dash cam on at all times. We will have our day in court.

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 14, 2016

    My daughter's car was totaled Oct 7 in an accident that was 100% the other driver's fault. (Her car is on our insurance policy because she lives with us & commutes to college.) The other driver was insured through Geico. It took almost two weeks for Geico to determine that the car was totaled, during which time my daughter had to borrow various cars from friends & family to get to school & work. When Geico finally got her a rental vehicle, the rental company called her one week later to say the term was expired & they needed the car back. We called Geico, who said they had "just issued a renewal that morning" so not to worry. Monday morning, the car rental agency contacted her again to ask where the car was.

    We called & left a message for the Geico agent. He never responded to us, but when we called the car rental place that afternoon, they had just received the renewal. Obviously, the agent had lied to us the first time he said he'd sent the renewal. Then Geico said they'd settled the claim, so she had to turn in the car that Sat. Another 10 days of borrowing cars went by & still no check. We called Geico this morning, only to be told that two papers we'd emailed on separate days & at separate times had "been lost somehow" & no check could be issued without them. The agent had verified by phone that he had received that paperwork at the time. No one had ever contacted us about this. Meanwhile, my daughter had no rental because the claim had been supposedly settled.

    Also during this time my daughter had to make another car payment on her totaled car because of Geico's incessant delays. We re-sent the "lost" paperwork this morning, so no clue how this will play out. At this point it's been 38 days of stress. Very unhappy with Geico's service. I would NEVER use Geico in future OR recommend it to friends & family.

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    Customer Service

    Reviewed Nov. 14, 2016

    I was in an accident 10 28 2016. Everybody was OKAY. She was at fault so her insurance will pay for my car. Haha two weeks later they are just starting the process of actually paying me to have my car fixed. First it took them three days to call me then it took him two days to look at my car. When the guy didn't look at my car, did not print a check, did not even submit it for over a week because I had to call them.

    Nicole phone number ** could only say sorry and that they've never done that before and I should just wait for an email to have the check deposited email be there in 24 hours. Six days later she calls me after I called her yesterday to continues the sorry's while my car is still remains unfixed. All I can say is this is a ** insurance company. I am happy that I am not a policyholder with Geico insurance and I will be letting people know not to get Geico insurance because this is how crappy they really are. So if you want to call somebody call Nicole at ** for a good ** story.

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    Claims HandlingCoverageStaff

    Reviewed Nov. 10, 2016

    I am very dissatisfied with the service received as a result of this automobile incident. On the morning of 09/30/2016 at 09:30 am, your insurer ran into my 2015 Chevrolet Impala. North Charleston Police unit responded to this incident. At the conclusion, your insurer was found at fault and cited for this incident and received my court date of 10/25/2016.

    I reported the incident to my insurance carrier, Geico, using the 1-855-526-5656 number listed on my insurance card. The customer service agent asked about the police report. At that time, the office had not arrived on the scene. She informed me to call back when I received the police report. I called back with the police report in hand. I was instructed to report to the nearest Geico office located at 5609 Rivers Avenue, North Charleston SC 29406.

    I arrived at this location later on 09/30/2016. When I walked in, the receptionist offered to help. I explained that I was involved in an automobile incident earlier that morning. I informed her I just left the emergency room. I explained to her that the police officer informed me to turn the report in to my insurance company no later than 15 days. Also, the representative at the 855 number also instructed me to do the same. The receptionist made a copy of the report. She kept the original and gave me the copied report. One week later, I contacted Geico at the 855 for an update on my claim. At that time, I was informed the police report was not attached to my claim/policy.

    On 10/04/2016, I received an estimate of $3190.00 to repair my vehicle. On 10/11/2016, I spoke with my claim worker. She informed me she still had not received the police report faxed to her from my local office. Thus, she had no idea who was at fault for the incident. She asked if my vehicle was repaired. I explained the vehicle was somewhat operable. She informed me that I could take my vehicle to the body shop and that I would get a rental during the repair – because I had collision on my policy.

    On 10/12/2016, I paid Kings Auto Repair $182.00 to tow my vehicle to their repair shop. My claim worker sent me to Enterprise Car Rental to retrieve my 11-day rental vehicle. On 10/15/16, I received a check from Geico in the amount of $2190.00. Within 9 days, my repairs were complete. I took the body shop my check for $2190.00. I was informed that my repairs were $3100.00. Therefore, I did not have enough money to get my vehicle out the shop. On 10/27/2016, I went to the Chiropractor for my minor issues. My daughter and I were told we would have to pay out of pockets for these visits because MY policy wouldn’t cover it. My policy should not be used in the claim since your insurer was found at fault and cited.

    On 10/25/2016, the judge found me NOT GUILTY for this incident. The judge found your insurer guilty of all charges and fined $700. I explained this to my claims representative. I questioned why MY policy was being used to pay for repairs when I was not at fault. I questioned why I had to pay $1000 of my claim money to pay my deductible. This is not professional. This is not acceptable. The other driver was fully insured with Geico. Why is my policy being used when I was not found at fault and his policy number is listed on the policy report? I will never refer people to Geico. This has been the most stressful time of my life.

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 10, 2016

    I am not a Geico customer. I was involved with an accident with GEICO. One of GEICO adjuster told me they will pay for the car seat as long as I have concern about it. Because they are GEICO they are nice. It is not required by the law. Blah, Blah, Blah. Just send them the receipt. They will pay. Sounds great right? So I happily buy a new car seat and throw away the old one, then send receipt, did not hear anything from GEICO for 2 weeks, then I send a message to ask. GEICO finally called, and ask for picture to show the damage. WTF?!! This is not the first time they do this to me. They did not disclose about if I use their bodyshop, they will not pay for value lost. They promise to pay times I spend on the hospital visit then bait me to drop the medical claim. Stay away from GEICO.

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    Customer ServiceCoverageStaff

    Reviewed Nov. 8, 2016

    Cheats, inadequate and thieves! Mind you I've had GEICO for over 17 years. This last few years they are getting on my nerves. They keep adding on rental coverage without permission and they change the miles to and from work on my policy without asking. I called a few months ago and removed my grand-daughter from my policy, only to see they slipped her back on, without telling me!!! Lastly, they would not come out and look at my vehicle when I had an accident. The person who hit me, lied about what happened, and both parties were using GEICO.

    They had one agent say it wasn't my husband's fault and the other state it was. So if my husband wanted his car fixed, he would have to pay the deductible to get it fixed. What a waste of our money!!! This person hit our car, ran (my husband had to stop her) and then lied about what happened and if GEICO would get off their ass and come look at the physical evidence, they would see she was lying. But they won't bother. Goodbye GEICO.

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    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 8, 2016

    I am acting as a authorized rep for my 79 yr old parent. October 26, 2016 she was involved in an auto accident, which required 5 days of hospitalization. Geico reps have continuously failed to process claim. 13 months later we sit with an open insurance claim and service reps who refused to work diligently and pay claims to all providers. I receive monthly phone calls from allstate, the 2nd party's ins co. They have offered a settlement but we are at a standstill as geico reps are not capable of accomplishing a payment summary with a zero balance.

    My question is this. How many Seniors, who live alone and do not have family to work on their behalf, are caught in a sewer of discrimination. Geico reps should be ashamed that they treat those living out their golden years AND PAYING ESCALATING PREMIUMS ON TIME as less than secondary citizens. I will continue the fight for my parent but who will work for those who are alone. NOT GEICO.

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    Customer ServiceCoverageStaff

    Reviewed Nov. 8, 2016

    My major complaint is If you are going to add a driver to my policy or give a $1700 rate increase, you Better notify me in writing notifying me of the changes and when they will be in effect. I did not receive this until after I cancelled with Geico. The only thing I received was a cancellation letter for payment not received and I needed to pay a certain amount before being cancelled. I called and set up the payment since this amount was larger than I normally pay. I just thought I got behind, since I was in the hospital it could have been my oversight.

    After making the payment with the customer service representative, he says to me "ok now your next payment due is $960.69 due in two weeks." I'm flabbergasted! What happened to my account? What changed? The representative told me I made the change. Yes, in fact I removed a vehicle from the policy two days prior. So, that increases my policy by $1700.00 in one month? He then tells me I added my son to the policy, which I didn't. They did automatically. Hence, an increase of insurance since he is a new driver. Here the catch... He has his own insurance and just went out and bought a brand new Motorcycle. He lives with us so, I still have to have him on my policy. It doesn't matter if he has his own insurance. It has to be auto insurance. He doesn't own a automobile, but according to Geico if your kids live with you they have the ability to drive your cars.

    I have two other sons as well. They have the ability to drive my cars too, however, they are covered and I do not need to add them to my policy. My husband and I have a great driving record, so this was bogus! Geico has a policy that if you have a child that is a new driver, they have to be covered on your policy regardless if they have their own insurance unless you can prove they don't live with you.

    I went around and around with the representative as he contradicted himself several times. Ok, so he needs auto insurance and he can be removed from my policy. "Yes, just provide a letter." Next he was telling me my new hypothetical rate, since I had to get this letter for them. Next "well, he still lives with you so what vehicle do you want him assigned to??" "Excuse me, we just went over this.. None. He has his own insurance..." I finally ended the call. Do you know I was blocked from my Geico page and could not see my plan. The only thing I was able to do was pay the rate increase for the month.

    The next morning I called State Farm. WOW, I got such a GREAT rate and coverage. I wish I changed sooner. Not only did I save close to $200 a month I also received full coverage on all vehicles, roadside service and increases my bodily injury and pip rates for $205 a month for me and my husband. It has been said everything happens for a reason. YES, Thankfully for us Geico's screw up was my Blessing. Geico needs to train their Service representatives better and know what your company policy is and define it clearly. The company also needs to notify their customers prior to their changes in writing and when they take effect. That's just common business practices. Now I wait for my refund, which just says that Geico lies and does not follow through on what they say... Still waiting on refund!!!

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Nov. 8, 2016

    I received a six month renewal which had me paying almost twelve dollars extra each month from the previous contract. I called Geico and asked for an explanation because I felt that my car is now older, it has now been six months longer since a chargeable accident, it is now six months longer since a moving violation AND I asked for a veteran's discount.

    Firstly, I was told the rates in my neighborhood have risen since the amount of claims have risen... poor poor Geico. SECOND... I have not been receiving a veteran discount because I am not retired. SO WHAT? Even Verizon recognizes my four years of service in the Vietnam war era. YET Geico raised my rates eleven dollars. I called USAA and received the same coverage PLUS twenty percent above the actual car value, costing five dollars, AND STILL my cost was twenty one dollars less than Geico. To top this off... I had paid Geico early and when they returned my money they charged me for their service to do so. Hahaha... I guess I am a fool.

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    Customer Service

    Reviewed Nov. 8, 2016

    Geico added MBI on 2 brand new Toyota. Shame on you Warren Buffet. Did you not learn your lesson from fake accounts with Wells Fargo? I was on the phone with Geico for both policies being transferred and Mechanical Breakdown was never discussed. I hope someday we can get a class action suit and sue Geico. I ** and demanded a refund which they did finally give me. Always check your policy with Geico.

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    Claims HandlingCoverageStaff

    Reviewed Nov. 3, 2016

    In 2014 I was in a head on collision that was the other car's fault. A very serious accident. His insurance paid me the maximum of his policy $15,000 which did not even cover 1/3 of my medical expenses. I paid Geico extra for under-insured motorists coverage. The claims agent refused to pay the market value for my car and told me that if I didn't accept their offer they would tow the totaled car to my home and charge me for towing and storage. I was forced to settle for approximately $4000 less than its value. Then another Geico claims agent told me not to get an attorney because I would get the maximum claim amount of $85,000 because it was such a bad accident.

    After a year of getting excuses they told me they were paying me nothing for a heart injury, and neck injury with medical bills exceeding $40,000. At this point it was difficult getting an attorney because I waited a year believing Geico's lies. It has been 2 1/2 years and every time I think they are going to make a settlement offer they ask for ridiculous amounts of paperwork from me... like 10 years worth of tax returns from my business. I have never negotiated with such a corrupt company. Do not ever consider having Geico car insurance!

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    Sales & MarketingStaff

    Reviewed Nov. 2, 2016

    A woman ran a red light, one car almost hit her and I did. I had two witnesses one who called 911. The woman said she "just didn't quite make it through the light". The witnesses say she did not even look up. The adjuster said I should have waited for her. Huh? What rule book is she reading from anyway. Very bad Co. to do business with. Scammers and Thieves!! Tell all your friends to drop them.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Nov. 2, 2016

    Two weeks ago we had a super high tide at the same time as a super moon. My car got stuck in a flood. There was water up to the door line. My car stalled.

    It took the Adjuster, Justin **, 3 days to get to me. Then it appeared he believed he work with the shop not me, the customer. That being said he does not listen to what the shop says either regarding work they need do to repair a car completely. In addition, though he returns to the shop he never looks at the work being done. Cynthia **, his supervisor seems to be a bit better than Justin. Had she been the adjuster my car would have had better care, with more input from me. She also communicates where Justin thinks he and the shop can do whatever they like, with no input from me. He seems to override any choice Cynthia makes.

    Bryon **, Cynthia's boss never returns a call from a customer. I left 4 messages. He called back a week later. Just in time to be just too late to do anything or have any input. Between the 3 of them, all they wanted was to be done with the claim. In every case when I had an issue, they said, "this is the shop you chose." From the beginning of this claim Geico was horrible. In a busy Metropolitan Area Geico did not have a shop to do the repairs. It took just 3-4 days to get out to inspect.

    My car stalled in Salt Water during a flash flood. Instead of totaling it, which would have been done they attempted to fix it, new engine, new starter, various other items and issues amounting to over 8000 dollars in work. I am sure there will be other issues but that's to the Geico Service I will not be keeping the car long enough.

    I have had Geico for more than 10 years. In NY I never had any issue with them. Everything was always done perfectly. The Florida Team is awful and has no understanding of customer service, nor do they believe believe the person paying for the insurance is their customer. I now will likely have a total loss on the car. Tell me, why do I have insurance?

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    Claims HandlingPrice

    Reviewed Nov. 1, 2016

    Geico raised my rates 34% and I've NEVER filed a claim in 15 yrs. They're trying to tell me that the data from the DOT and NHTSA show that Duluth, GA has more accidents and a higher cost of living than Buckhead (Atlanta, GA). When I asked if they're required or willing to share the data that they're using to justify that rate increase (that occurred because I moved from Atlanta, GA to Duluth, GA), they said they aren't required and don't share that information. It looks like there was also a requirement by congress for NHTSA to update how they sample in 2015, and I'm curious if there is something wrong with their software.

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    Customer Service

    Reviewed Nov. 1, 2016

    We have been Geico customers for years. Recently, we had a tree fall on our van. We took advantage of Geico's "Auto Repair XPress" advertised service. Closest 'center' was Key Collision in Salem, NH. Long story short, they repaired the tree damage, however, they damaged the car in the shop -- scratching both doors and staining the interior - first with oil, then with water damage. Geico did not, as promised, "conduct a pre-delivery review of your vehicle before you are notified that it is ready to be returned to you." nor did they provide "Satisfaction with a timely repair that is backed by a written lifetime guarantee that will be provided when you take delivery of your repaired vehicle." Instead, I went to pick up the car and there was no Geico rep there, and I was the one to point out that the car was damaged.

    It took another week until the car was 'ready' and when I went to pick it up, again saw that not all the damage had been fixed and there was water damage to the interior now as well. The adjuster apologized and said he'd escalate to his supervisor. That was a week ago. I have STILL not heard from Geico, and just called the adjuster again. BEWARE. I would NEVER again go to a GEICO 'Xpress Repair' center. And after this experience, I am going to be shopping for new insurance. This ordeal has been going on now for over a month, and my car is worse off now than it was before. It's totally ridiculous. Oh - and GEICO was happy to take my $250 deductible although the car was actually damaged during the repair.

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    Customer Service

    Reviewed Oct. 31, 2016

    I put a quote in the system for my van. 3 individuals I talked to asked for updated information and I gave it to them, however when I received the quote, the information had not been changed. So then I proceed to speak to a 4th person who is a supervisor because I don't have time to repeat myself. She proceeds to tell me that my vehicle is a commercial vehicle. I stated that I no longer use this vehicle for commercial work, that I work for WC Smith full-time. I told her that I did not state that his vehicle was commercial, but she proceeded to actually call me a liar. I called another insurance company and was told due to the make of my truck that it is deemed a commercial vehicle. I think this is a bunch of bull but at least I understand now. Don't assume that I know the rules and regulations of this type truck, but also don't call me the customer a liar. Allstate sucks, but Geico you are worse. Next time don't assume!

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    Coverage

    Reviewed Oct. 31, 2016

    I was recently involved in an accident where I was tail-ended by a GEICO customer. I believe he was texting when he hit me from behind and pushed me into the car in front of me. Both of us were stopped. The posted speed limit was 55 MPH. I found GEICO to be very nonresponsive and difficult to deal with on my vehicle repairs. They were slow to react and argued about the diminished value and repairs to my 2016 vehicle. They refused to pay for an alignment, offered a fraction of the lost value of my car, and left me with over $300 in expenses not to mention my time investment and frustration. I strongly recommend to my friends and family not to trust GEICO with my property based on my experience. I am being forced to file suit against the insured for damages in an attempt to be made whole. I would be furious if my insurer allowed me to be sued, it should not be this difficult.

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    Customer ServiceClaims HandlingStaff

    Reviewed Oct. 30, 2016

    September 29, 2016 I was hit by an insured driver of Geico. The driver indicated she was leaving the gas pump when she hit the front right side of my car bending the wheel to the point I had to call a tow truck. As we began exchanging information, I noticed she did not have her DL or proof of insurance but handed me a piece of paper with a name, #, and Progressive as the insurance provider. When I asked for her DL # she said she didn't know it and told me I could contact Progressive provide them with her license plate information to file the claim. Feeling uncertain about the situation I contacted the police. By the time they arrived, so had left the scene. The police officer evaluated the accident, ran her tags, and told me the car was insured with Geico. The driver had provided me with a false name, phone number, and insurance company. The officer completed the incident report and classified it as a hit and run.

    Once I was able to find out the true identity of the driver, I contacted Geico to file a claim. To date, I have provided them with a recorded statement, the handwritten note from the driver, the pictures of the damages to both my car and body, along with the police report stating it was a hit and run. On Oct 14, 2016, Geico denied my claim stating insufficient documentation to support my damages. After speaking to them regarding the matter, they told me I would need to provide them with a copy of the video proving their driver hit me. I am beyond frustrated because at first they told me if the officer reported as a hit and run they would repair my car. Now they are requesting the video in an attempt not to pay.

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    CoveragePrice

    Reviewed Oct. 26, 2016

    I have had Geico auto insurance for 7 yrs. I recently moved from San Diego to Las Vegas (where there's less traffic and I barely drive). I expected my policy to cost less and instead it more than doubled!! From $80 a month to $215. Now I don't care about accident rates etc. This amount is completely insane and they should be ashamed of themselves for trying to charge consumers this amount. I'm curious what their CEOs make. I advised them that I would be transferring ALL my insurance (Allstate only charged me $135 for same coverage). Geico = Greedy B (fill in the blank).

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Oct. 25, 2016

    The customer service department over the phone is 100 times better than with an actual representative. If you pay your premiums they are elated but if you have a claim they will make you feel like a CRIMINAL. They are rude, uninformed, under trained from the regional managers to the small claims adjuster. They train their adjusters to DENY any claim that you have. The call service representatives do NOT thoroughly explain coverage or options. The only good experience is roadside assistance and your rental car coverage.

    They are scammers when it comes to policy as well as they racially profile when it comes to adjusting your vehicle. They will fight you tooth and nail over things policy should carry. ALWAYS report incidents with police because they will tell you it's unnecessary then DENY your claim. I have had them for 6 years and ANY time I needed something done with my vehicle it was either denied due to the way my plan was set up or just blatantly DISMISSED. Going back to a individualized insurance agent where the quality is more driven towards customer service, because GEICO fails in that department. I also feel like I've been ripped off and treated as DIRT. ONLY use them for a short period of time if you have to. Send all messages to corporate in writing because the District and Regional Managers could care less. Done with giving my money to companies who could care less about me as a consumer.

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    Customer ServiceStaff

    Reviewed Oct. 24, 2016

    My husband and I have had Geico auto insurance for almost a year, through their military department. Yesterday morning we awoke to a loud crash from outside our house. Someone had run into our company truck, pushing it into our front yard. After exchanging insurance information with the person, we pulled the footage of the accident from our security cameras. The person that hit our truck was going backwards at a very fast speed, apparently trying to run over a bicyclist he was having an altercation with.

    I filed my claim with Geico shortly after the accident and called my assigned claims agent this morning, explaining how the accident took place. My agent refused to send someone out to assess the accident! He spoke down to me and called my husband, a decorated Marine, "trash". When we asked him to speak to his supervisor he said "I'll only tell you her name". I am so upset with this lousy company.

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    Claims HandlingCoveragePriceStaff

    Reviewed Oct. 21, 2016

    I purchased my policy with Geico in June 2016. After speaking with the sales rep and advising that I needed full coverage because I had a lien holder, the sales rep gave me a quote that I thought was overpriced so I advised him that I was going to keep looking. He then asked me to hold to see if there were any other discounts he could apply. When he returned he gave me a quote that I better agreed with and told me he was providing me with everything that the state of SC required. So I thought I was good to go until hurricane Matthew came through my car became flooded due to all the rain and flooding in my neighborhood.

    When I called to do my claim I was told that I only had liability and if I added full coverage right then at a price of $616 dollars for the remaining 2 payment I would have a better chance of having my claim accepted so I did and they still denied my claim. They admitted to me that they had my lien holders listed and wasn't sure why only liability was only added by the sales rep but that there was nothing they could do. I owe 13,000 on my car, I have had to pay a tow company to tow my car to the mechanics, rent a car to get back and forth to work and school and now I'm sure my car is a total loss and I won't be able to pay my lien holder so they will repo it and add it to my credit report.

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    Claims HandlingPrice

    Reviewed Oct. 21, 2016

    Geico will only take your money but will never help you when you submit a claim. A horrible company and no wonder they are so cheap. You get what you paid for. After five years of no accidents, I decided to leave them after I submitted a claim for hitting a small object on the freeway.

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    Reviewed Oct. 20, 2016

    I had been with Geico for 19 years and found out that they were overcharging my premiums. I switched insurance companies on 21 September 2016 and to date they have not refunded my premiums of $970.70. This after I had to stay on their case to get them to refund a 16,000.00 overpayment on my insurance premiums.

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    Customer Service

    Reviewed Oct. 19, 2016

    In 2014 my brother had insurance with GEICO and put me on as a driver. He got cancer and was bedfast and after he passed away they took the last payment thru his account. I had to close his bank account and now I called them and they said I had to pay my brother’s account before they put me on so I hung up. He called me back and said it was taken care of but thought about and canceled but it went thru my bank account and they want refund until last of the month. What a company. Don’t anyone to go thru when you lose a family member.

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    CoverageStaff

    Reviewed Oct. 19, 2016

    I called to get a quote to see how much it would be to add a driver to our policy. The person didn't have their license yet and I was weighing out whether they should get their own policy or we do the family. Geico without warning added her to the policy and basically raised our premium when it was just an inquiry. I did not want her added to the policy at least not at that moment. I am leaving Geico and never looking back. They are very scandalous and frustrating to do business with.

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    Customer ServiceCoverage

    Reviewed Oct. 17, 2016

    I called Geico to get my Insurance information so I could get my stickers for my cars, they informed me that they cancelled my insurance because they couldn't verify my spouse's information. Well I'm a Widow. I'm so upset right now. They draft my checking account every month to get their money but they don't have the decency to inform me my insurance was cancelled. Hate Geico, never again I will insure with this horrible company. Bad Bad!

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    Customer ServiceCoverageStaff

    Reviewed Oct. 16, 2016

    I paid my insurance. But when someone hits me on the highway, they act like I don't have insurance. I had to go to the doctor for my injuries and they didn't want to pay for it even though I had medical coverage added. I had to call my lawyer to get them to pay the doctors. Will never tell anyone to get insurance with GEICO. They are horrible.

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    Reviewed Oct. 14, 2016

    I left GEICO last June because they raised my premium every six months. No accidents, great credit score, defensive driving, safe (Subaru Outback) vehicle. The 6-month premium went from $500+ to over $700 in a matter of a couple of years. I switched to Travelers, at a substantial savings. Today, I got a letter from GEICO telling me that Geico now has a new way of setting premiums, how much they miss me and won't I consider coming back. Sure, if Travelers starts to pull the same nonsense. The only way to bring these grifters to heel is to play their own game. Use them as long as they behave ethically and cut them loose when they start to pull their premium-raising shenanigans.

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    Staff

    Reviewed Oct. 13, 2016

    I reject and denounce all business with GEICO for they are a non-Christ believing company. They will no longer now or in future be my insurance carrier. I just got off phone interview with GEICO customer service call center rep. and he said employees are required to work ALL major Holidays. I said, but Christmas is a Holy Day. He said, NO EXCEPTIONS! And then he asked if I wanted to withdraw my application and end the interview. Wow! A company who does not honor religious holidays is bad business in my opinion and possibly corrupt in nature in other areas as well. Just saying.

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    Customer ServiceCoverageStaff

    Reviewed Oct. 9, 2016

    After speaking with a wonderful Customer Service Representative by the name of Whitney, I was transferred to Calvin in new sales about a quote concerning purchasing a new policy for my 20 year old daughter. He was incredibly rude. His tone was as if I was bothering him. His customer service was absolutely horrible. You would think that because I was possibly trying to add a vehicle to my policy or purchase another policy, which is more money that I will be paying to the company, that I would have been treated better. Needless to say, I am extremely disappointed.

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    Customer ServiceClaims HandlingStaff

    Reviewed Oct. 8, 2016

    What the hell happened to the personalized agent, you know the one who takes care of your claim when you have an issue?! It takes two days to receive an email, that's the current procedure? Unacceptable! I pay every month for a service, in case an accident were to occur. I have had Geico for over twenty something years!

    I'm dealing with a call center and back and forth voice mails. Half ** instructions on what website I need to access to receive reimbursements. I'm supposed to navigate registration after reading a mile long required reading in order to sign up to receive, to bank America/Geico. I read, register and then find out my agent hadn't processed crap on their end and wasted another hour on top of the four months time waiting ** already served for my loyalty as a customer.

    I call **! Very disappointed. Do not process requests, like simple address changes made over the phone to a live person four times in the past four months! Waiting three months for a reimbursement check Geico received from the at fault insurance company on my behalf four months ago- I haven't received crap. I am so disappointed in Geico.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Oct. 7, 2016

    The man who hit me got out of his vehicle & said "did I hit you?" I said "what the hell, YES". He said he didn't see me!!! Distracted driver! He had his license & insurance card in hand. I took pictures of the same! Well, as soon as it was safe to pull in a parking lot, I called Geico, they opened a claim, then said "we have to verify with our customer". When I called them the next day they said no contact with their insured. They treated me like I was insane!!! So far I feel like I going to get screwed!!! I had told them my car wasn't even three months old!! It's a 2016!! From reviews I've read, it's an uphill battle!!

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    Customer ServiceCoverageStaff

    Reviewed Oct. 7, 2016

    I have been insured with Geico for over 5 years. I recently bought a new vehicle so made changes to my declarations policy. When I receive my new policy I found things I did not authorize nor want. The agent took it upon themselves to add Mechanical Breakdown for a brand new vehicle at $44.50 every six months. Wait that's not all, they also added roadside assistance and car rental reimbursement. I told the agent multiple times I did not want nor need these coverages. I had never even heard of Mechanical Breakdown insurance so how was it, I was paying for it? I reviewed my policy and found all these coverages I did not want but was paying an extra $194.00 a year for. When I called to inquire and repeat I did not want nor need these coverages, I was told, "Well they are only so many dollars a month."

    Not only did I pay for coverages I did not want but paid for one I knew nothing about. Why would anyone want Mechanical Breakdown insurance when you have a new car warranty and extended warranty? Buyer beware, check your coverages. Geico seems to add things to your policy you tell them you do not want nor need, of course at your expense. After all this, Geico said they will refund the overcharges of $97.00 and will not charge me for the days of unauthorized coverages. How nice of them. Nice try Geico!

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    Claims HandlingSales & MarketingStaff

    Reviewed Oct. 6, 2016

    A person having Geico insurance ran into my car, (all their fault). I have another insurance company. Geico would not pay for G.M. parts, my car being a G.M. product. Geico adjuster cut a check after looking at the car, did not even allow me to get any estimates on my own. Of course when I went to the body shop of my choice (picked randomly, closest to my home) They could not do the work for the amount that the adjuster gave. The body shop will only use G.M. parts, cannot guarantee his work otherwise. So my only legal recourse is to pay the difference, then sue the person that hit my car in small claims court.

    So what I want to say to people who think they are saving money with Geico, you will pay one way or another if you damage another person's vehicle. Geico won't pay - you will. Geico spends a lot of money on cute lizard ads, but they don't care about you. Geico is all about maximizing their profit at the expense of all us vehicle owners no matter what side of the claim you're on. Forget about ethics in business, forget about doing the right thing, making money is the only important thing. I hope people/consumers see that doing business like this is wrong. You can conduct business with integrity, you can conduct business in which no one is damaged, and everyone is satisfied. It is possible. Geico maybe you should read some John Maxwell books. You know, the New York times bestseller. Read about ethics in business. Ever heard of the golden rule?

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    Customer ServiceSales & MarketingPriceStaff

    Reviewed Oct. 6, 2016

    I received an online quote for automobile insurance via Geico. The quoted premium was quite a bargain relative to what I am currently paying. I was definitely compelled to make the switch. Two days later I received a phone call from a local Geico rep. I explained my reason for wanting to make a switch, and he said he could get my new policy started as soon as I make the first month's premium payment. I told him I wanted to first notify my current carrier, with an effective termination date of my current policy to be four days later. I explained I wanted my Geico policy activation date to begin the same day my coverage ends with my current company. He told me that as long as I make the first month's premium payment made by 6 pm the day before the effective cancellation date, the policy would begin in a seamless fashion.

    So I called the rep the day before my termination of my current policy, and the call began with him eagerly taking my credit card information. Thought we were about finished but he then goes into a "song and dance" that he needed to check the information of my listed drivers before finalizing the activation. Well, he "plugged" in the driver's info, and began acting like he was utterly shocked by my auto related history (which he said came from notes made by my current company, who I have been with for 23 years).

    He went on to say that there was no way he could maintain the original quote, that the revised quote will be much higher. I told him this whole situation was completely out of line due to the fact that he knew I was canceling my current insurance based on the Geico quote being so much better... and because he never said he would have to re-check my info, which could result in a much higher premium cost.

    What's going on in my head? So, he knows I'm over the barrel (to be without auto-insurance the next day), and figures I'll go along with this nonsense... Nope. I called my current carrier and told them to un-cancel me. (NOTE: All this information had already been submitted for the online quote. Additionally, I have a nearly flawless driving record in all the time I have been with my current carrier.) I should have gone with my gut with this Geico deal from the start. A quote that seemed too good to be true. An insurance rep who speaks like he could float between other jobs such as; used car sales, loan shark, pool hustler, carny worker, snake oil peddler... etc, etc.

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    Claims HandlingPriceStaff

    Reviewed Oct. 5, 2016

    I was in a collision which totaled my Ford Explorer. The person who hit me was covered by GEICO. Trying to settle the claim was a truly terrible experience. I was personally insulted by the adjuster, Claudine **. She questioned my integrity and she insulted my intelligence with her counter offers and unhelpfulness. Her supervisors were no more helpful. Her conduct specifically drove me to retain an attorney after nearly a year and a half of trying to deal with it myself. I wasn't asking for an outrageous sum of money, I was able to receive what I requested once I retained an attorney. Had Ms. ** been remotely reasonable and not so personally offensive, I would have settled for considerably less. She cost her company money as a direct result of her unprofessional and insulting conduct.

    When interviewing attorneys, they laughed and sighed when I mentioned who the adjuster was on the case. Her reputation for being difficult is apparently well known in this area. Perhaps it serves GEICO well in the short term to have adjusters behave this way, but the long-term cost is that I will never consider GEICO for any insurance needs. Furthermore, I would discourage anyone from using GEICO and encourage any current GEICO customers to switch. Maybe it seems ok to have horrible behavior working on your behalf but just consider that if this is the company ethos then how will they treat you when you are making a claim? Caveat emptor with GEICO.

    FTR I have never made a claim like this before. I understand insurance companies need to fight off fraudulent claims and minimize claim amounts, but there is no excuse to treat claimants poorly. And I am a busy professional. I do not have the time to waste getting the runaround by an insurance company just so they can save a few pennies. Lesson learned - I will retain an attorney immediately if this ever happens to me again. So I have GEICO to thank for my capitulating to the perpetuation of the insurance-personal injury lawyer racket. Thanks for that too!

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    Claims HandlingCoverageSales & Marketing

    Reviewed Oct. 4, 2016

    I have been using Geico for more than 1 year. It was all fine as I was paying them on time and I never had to claim. Today on 10/04/2016 I had claim first time. They recommend me going in Uptown Collision Houston. The auto repair shop did fix the problem in car but they broke my key. They tapped the key so I didn't notice the time I was leaving the shop but key got broke same day in few hours when I tried to turn off the ignition. It was horrible experience as both Geico and repair shop step aside and I had to bear all cost + the issues having key stuck in the ignition.

    I will definitely raise a police complaint regarding this behavior as it caused me time and lots of effort, regardless of the result. Insurance company pays lots of money in advertisement but they can't put $175 for their customer. As it is mandate to have an insurance by state then it's state duty to regulate insurance company. For me insurance meaning you can have peace of mind, which definitely doesn't seem happening with Geico. I would not recommend having Geico and specially Uptown Collision in Houston. I will try to give feedback to every single forum possible.

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    Staff

    Reviewed Oct. 2, 2016

    In time of need Geico will not be there. Been with them for over 16 years. After I came back from my trip needed roadside assistance. They claim it's an existing problem that I need to pay for it in cash just because my car was sitting in place for over 2 months since they advised me to temporary cancel my roadside service and have it back once I return. Even after I pay for the service they refuse to help and AAA WAS RIGHT THERE TO ASSIST ME. So people once you are a customer Geico does not offer you the service you deserve and pay for. I wish I could give them half of a star.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Oct. 1, 2016

    I am appalled at how my claim was handled at GEICO. I hit something on the freeway and popped 2 tires and punctured my wheel on 9/25/2016. Not thinking insurance would cover tires, I purchased 2 new tires. When I learned of the punctured Wheel, I called GEICO. They agreed to cover everything and sent an adjuster to the tire shop. There, he took pictures, documented everything and gave me a check payable to myself and BMW Financial (not the shop). So, I was out of pocket $855 for the tires. I then took the car to BMW dealer to get the new wheel and alignment. The dealer couldn't do anything with that check GEICO had given me, and I was told I'd have to mail it to BMW Financial (in another state), and have it signed over by BMW Financial but I also needed to send in all my receipts. I couldn't get receipts until I paid for the repairs which were another $990!

    After spending over 2 hours trying to get this sorted out, GEICO finally agreed to pay the shop direct (duh!!!). I thought everything was fine until it came time for me to pick up my car. The GEICO adjuster texts me and says "sorry, my printer isn't working and I can't print any checks to pay for your car OR reimburse you". Umm, what? Another thing about this adjuster is his phone wasn't working the entire time, so we had to rely on text messages. I felt like I was working some backyard sketchy deal or something. So I've had to come up with over $1700 out of pocket to get my car.

    It's been the most frustrating, horrible experience ever. The lack of customer care is just not worth it. You pay for insurance expecting you'll be taken care of when you need it. That is not what happened to me at GEICO and I'm still without a dime for reimbursement. Why do I even have insurance? I will certainly let everyone know what a complete fluster this experience has been and if you pay GEICO, be prepared to lose your money because when it comes time and you need insurance, GEICO will NOT back your claim.

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    Coverage

    Reviewed Sept. 30, 2016

    I had two cars with full collision and rental car reimbursement coverage. On one car then I reached the loan pay off point and removed collision, for that car. I assumed I still had rental car reimbursement coverage. No. I had an accident and now while I wait, up to 30 days, for the other insurance company to assume liability, I have to pay out of pocket for a rental car! No one bothered to tell me that the rental car reimbursement policy only applies if you have collision. Eventually I will get the money back but it is a hardship now to have to pay for it. Which is why I wanted the coverage. I knew this could happen, thought I was covered and now find out no, it is not covered. They offered to cover it for five days as a concession. Five days, when it has already been 10 days and could be 20 more. Not good.

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    Customer ServiceCoverageStaff

    Reviewed Sept. 30, 2016

    They offered me a good auto policy for my car on the phone. I had email contact with one of the agents and provided her with all the necessary information. When I did not hear from her back, I called them up and all of a sudden a different agent told me that they were not able to provide me with an insurance. So I went from a good deal on a policy to no insurance at all. Ridiculous!

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    Staff

    Reviewed Sept. 28, 2016

    The adjuster told me it was too far for them to come & inspect my car damage. She was more than happy to total it out or I was to have it towed to them in St. Louis. I wasn't important enough. Then speaking with her supervisor, even though adjusters in Indiana were closer they refused coming to look at my car. LOUSY SERVICE. NO SERVICE. Lisa ** - adjuster, Jarrod ** - supervising adjuster/manager. I was told if/when they total my car I could buy it back. My car only has 90,000 miles on it. It is paid for. Still they insist that just how things are going to happen. I'm pissed. DO NOT EVER USE GEICO.

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    Customer ServiceClaims Handling

    Reviewed Sept. 27, 2016

    I have had the worst experience with Geico Auto claims. I was involved in an accident with two Geico insured drivers at the same time. GEICO agreed that their drivers were at fault and both received traffic citations. But when it came to paying out the claim I had to chase down 2 different claim adjusters who both work at GEICO who both blamed one another for the reason the claim check hadn't been issued. I had to make endless phone calls and emails just to get a result. I am so glad I have Progressive insurance... Because GEICO insurance company is the worst when trying to get them pay out a claim which was their insurer's fault.

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    Claims HandlingCoverageStaff

    Reviewed Sept. 27, 2016

    I had an accident with another GEICO driver. I changed lanes and the driver won't let me change so he hit my fender, so GEICO declined coverage citing they could not determine who was at fault. I was with GEICO for over 5 years, and another incident happened. I hit an animal, damaged my front bumper, so GEICO told me that we don't have animals and they did not believe me lol, so if we don't have animals then why GEICO sells comprehensive to cover animal damages? So again they declined the coverage and the claim.

    It is true, GEICO is cheap but they will fight every claim to make you cancel it and they will delay it and send an examiner and then make recording statements with several agents and require you to come in person and meet with them to waste your time and then if you don't come they will cancel the claim citing you did not cooperate lol. Run from them. I have AAA now and so happy, they kept their promise and they never made me pay higher rate just for using my policy.

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    Customer ServiceClaims HandlingStaff

    Reviewed Sept. 26, 2016

    I was contacted about an accident my 16 y/o daughter was involved in. Apparently the driver of the other vehicle was claiming damages and injuries. I explained to the claim investigator that I find it hard to believe there were any injuries since the altercation happened in a school parking lot at a maximum speed of 5 mph. Only damage to my daughter's car was a bent license plate. Only damage to the other car was a scratch from the license plate. She agreed and asked for pictures and a statement from my daughter. We spent the next two weeks playing phone tag but never connected. The last time she called I returned her call and left a message explaining that we need to schedule a time to talk since we kept missing each other. I got no response.

    About two weeks later I sent an email from their claims systems asking for a good time to call so we can give her the statement she needed. Still I received no response. I received a letter in the mail the other day saying that they settled the claim. I received a call from our claims investigator and she said "We settled because we did not get your statement." This is unacceptable. Geico has lost my trust and respect and I will be changing insurance companies immediately.

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    Reviewed Sept. 23, 2016

    I had been thinking about changing my auto insurance if I could get a better rate. Let me add that I have an excellent driving record-no accidents, no legal issues. GEICO rep indicated that it was necessary to check my credit rating to determine price of insurance. Well. OK. I did refuse to give out my social security number into a non-secure situation. "No problem, we can check without my releasing it." After all, they have my name, address, birth date anyway. Well, all those data were sold. I am now receiving solicitations based on my excellent credit rating to borrow money from loan companies. I am furious. I now have no financial security. I have to notify the IRS and credit card companies about this breach. I fear the credit card and bank issues that will now arise. I am furious. I will be contacting GEICO demanding free credit monitoring and compensation. I certainly will not purchase a GEICO product. Be warned.

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    Claims Handling

    Reviewed Sept. 22, 2016

    Geico is a horrible company. I was rear-ended while stopped at a red light by a geico insured motorist. I was injured and had to go to the hospital for the injuries. I had to miss work for a week and now have to go to a chiropractor. Geico has stated to me that there was no damage to either vehicle, which is untrue, and that I am not hurt as a result of the accident. They denied my claim. HORRIBLE COMPANY. Will never recommend them to anyone and will always say how bad they handled my claim. Negative 5 stars.

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    Reviewed Sept. 21, 2016

    Do not use Geico. They not only raise premiums randomly but if you have an accident your fault or not you They do Not pay the totaled amount and you get stuck with the difference. I was given the runaround and I would not recommend them for insurance renters. Or otherwise you will get stuck paying a bill.

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    Customer ServiceStaff

    Reviewed Sept. 17, 2016

    Had no problem with them until I changed my payment info. They claimed that the payment didn't go thru but bank said payment was not sent to account. Customer service called me a liar each time I called to have the $20 charge taken off my account. Manager also called me a liar even though they reread the emails they sent me. When I cancelled my account a customer service told me I would have a refund of $81. Instead they gave me $3 and some change. They stole the $20. This morning had an email that I owe them $89. Do not do business with these crooked people. Ever wonder why companies advertise all the time? Their company stinks so need to advertise to try and get customers. Don't do item.

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    Reviewed Sept. 13, 2016

    In 2015 April 7 when I was in the handicap parking a truck hit my rear bumper. Supervisor Rachael ** is her number. She closed my case. I have all the information: a picture, video she said she doesn't wanna contact me about taking everything. I want an investigation for my accident case. And I want to know exactly what made her closed my case.

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    Customer ServiceStaff

    Reviewed Sept. 10, 2016

    I was in an accident that was not my fault. The woman I spoke to at Geico told me I could file the claim through the other person's insurance or I could go through mine but I would have to pay my deductible. I went two days without a vehicle because I didn't have the money to pay my deductible and had to go through the other insurance company. When I had the estimate on my car the woman at the collision center told me that people do it all the time. I could have filed through Geico the first day and got my rental car because the deductible would not be due until after all the repairs were done and by then the other insurance would have finished their investigation and took over.

    Geico did not bother telling me none of this, they just kept saying if I want a rental I have to pay my deductible. I had to do all the work contacting the other insurance company all they did was make the initial call. My husband called them and they asked if he wanted them to call and try to speed things up. Why would they have to ask? We have paid every month for 4 years and this is the first time they have been used so what have I been paying them for??? They are awful. Even the adjuster from the other insurance company said she would have already had me in a rental and making the calls I was making for me... They are awful and only want their payments and don't want to do!!!

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    PriceStaff

    Reviewed Sept. 8, 2016

    I don't know if Geico's reps lie or what, but every 6 months when our policy ends, the price gets higher and higher. Every single rep has told me that it is because Texas' "state" taxes rises. First of all, stop lying. The state of Texas has no state tax, so you people may stop your darn lies. When all it really can be is that prices from other insurance companies go up, so they want to go up, too, just tell the truth. Maybe my hubby and I can agree to shop around for cheaper and a better price elsewhere and perhaps, who don't lie to their faithful customers. Also when they explain a policy to a customer, try to slow it down a notch.

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    Customer ServiceClaims Handling

    Reviewed Sept. 8, 2016

    Thank heavens I am not currently a Geico customer. I have 2 claims on file from 2013 and 2014 that were zero fault and zero payout. In fact neither were actual claims. However Geico wants to advertise this false information so that when I shop for car insurance, other companies see these 2 false claims and want to quote me over 10% more premiums. I called Geico and all they wanted to do is send me a letter that I could show the other companies I am shopping for instead of fixing it the correct way in the system. Shame on Geico and you turned me off from ever becoming a customer again.

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    Claims Handling

    Reviewed Sept. 7, 2016

    Had a no-fault accident over a month ago. Geico Insurance has not settled yet. They are giving us the run-around. Accident was August 6 and Geico "said" they snail-mailed a check to the bank (Wells Fargo) on September 1st. That was 3 weeks post-accident. We need another car and our hands are tied until it is settled. It is September 7th (1 month post-accident). What type of insurance company takes 30 days to settle a claim? I have had many insurance carriers over the years but NO ONE has ever treated us so badly. The adjuster demonstrates a lackadaisical attitude about our claim, while we wait for Geico to finish the process so we can buy another car. If the roles were reversed I bet that Geico would not wait for their insurance payment!!!

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    Customer ServicePriceStaff

    Reviewed Sept. 7, 2016

    You do an online quote to not deal with the rude agents. Gets you nowhere. You still have to call them because after you agree to purchase an auto policy and enter your bank information they then change the price and double or triple it! Waste of time. Do not trust them at all. I left last year because after years with them and my first accident and they were horrible, rude, unprofessional, and refused to use them again. I now pay elsewhere! Saying this is your purchase price and change it afterwards cannot be trusted. If you have an accident they are not on your side either. When you complain about the rude customer service after an accident you get a manager who is even worse. They have definitely gone downhill!

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    Customer ServiceClaims HandlingCoverage

    Reviewed Sept. 7, 2016

    My car was dinged on the driver lock in August. Thinking I had full coverage I called to put in a claim, however when I added comp AND collision in April they only added comp. I corrected THEIR mistake and added collision. Approximately 1 month later my car was hit again causing more damage. Now they want my phone records, pulling up police locator photos accusing me of fraud. They do not want to pay for repairs. Want me to come in, make statement under oath. Making threats. Geico sucks. Getting rid of both auto and rental. They should be ashamed. I've been driving since 1973. Never had a claim in my life!!

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    Customer Service

    Reviewed Sept. 7, 2016

    I had a terrible experience with Geico. I was stuck in Grand Canyon region in the night with my rental car not starting. I needed road side assistance and when I called up Geico they said the road side assistance doesn't work on rental cars outside Texas!! I am very disappointed with Geico as this is not true. My friend who was in a similar situation with me on the same night was provided road side assistance but I was denied. I am definitely moving on to some other insurance unless Geico decides to apologize and make up for this!!

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    Claims HandlingStaff

    Reviewed Sept. 7, 2016

    Had my rear glass broken by someone and then called Geico to file a claim. A female agent there told me that after the $500 deductible Geico would pay the rest of labors and would also pay for parts if the glass is irreplaceable anywhere else than the dealership. That's when I decided to go through dealership rather than going with their glass shop. However, the next Geico agent told me that they never said so and refused to pay me anything. Will give up Geico right after this is over and won't recommend it to anyone anymore.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Sept. 6, 2016

    We have been with Geico for 4 years and it's been a pleasure up until now. When our vehicle was stolen from our driveway we contacted Geico as soon as we found out. Instead of providing empathy and a sense of support and urgency, the theft department badgered us and made us feel like we were the enemy. It seems as if they are trying to find a way to avoid us. I'm a disabled veteran, they demeaned my disability and didn't take my concerns seriously. Me and my wife are having to figure out what we are going to do from here. We understand the due diligence, but it should be carried out with tact and urgency.

    Tiffany ** and her supervisor Katy **, ruined our entire Geico outlook with one horrible experience. After police recovered our vehicle we called and left messages at Geico to no avail. Katy told me to repair the car out of pocket but online procedures says someone is supposed to look at it first. Basically, we don't have contact with them, when someone like Katy does return our call, they "cant give us any information". We don't know when to expect the next step. I have called all across Geico in attempt to get a different claims rep, but unfortunately Katy and Tiffany in Tuscon, AZ are the end line for us. Insurance nightmare!

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    Customer ServiceCoveragePriceStaff

    Reviewed Sept. 6, 2016

    I'm a Geico auto policyholder for about 10 years. Recently, I called Geico to get a quote on homeowner's policy. The quote was higher than what I currently have with another insurer, so I told the agent that I'll think about it. The agent informed me that this quote and related data will be available for several weeks. While running numbers, the agent asked me who's my mortgage company. I was surprised at the question, and responded I just wanted to get a quote. The agent assured me that it won't be activated without my expressed intention, and if I don't call back, the policy won't go into effect, so there was no danger in providing info on the mortgage lender. I did.

    Shortly after, I received a letter from Geico congratulating me on signing up with a homeowner's insurance! Perturbed, I called Geico to see how this came about. The agent told me that because I called prior to the deadline that the new policy would have gone into effect, it was no problem cancelling it. So far so good. However, over the weekend, I received a check for $1,305 from Geico for a refund. Again bewildered, I called back asking what's this about.

    The agent informed me that funds were withdrawn from my escrow--even though the policy was cancelled. I asked why did I receive the check. She responded that I need to deposit it and send a check to repay amount to the mortgage company. I asked why do I need to these things if I didn't sign up for homeowner's policy, I just wanted to get a price quote. The agent understood but she said that's what happened. She was courteous to offer to contact the lender, forward documentation to them, and make sure that homeowner's policy was really cancelled with the lender.

    I told her that I appreciate her doing that, but I still have a check that needs to be taken care, meaning I need to deposit, and send a check to the lender. Why should I be doing this if someone at Geico was too zealous in signing me up for another policy? She apologized and offered to see if some kind of compensation can be implemented on my auto policy for this unnecessary headache. She returned on the phone and said that unfortunately the manager didn't have any compensation. So even though I'm happy with Geico auto policy, and won't cancel my existing policy, I'm peeved that I'm required to take care of the check and related clerical duties for something that I didn't ask for.

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    Coverage

    Reviewed Sept. 6, 2016

    On July 19th and July 26th I sent two separate checks to Geico for the purpose of applying them to my auto policy. I was endeavoring to pay an extra month in order to have the flexibility of using my bill pay. Geico's policy is to be paid a month in advance if a customer wants to have that control. I preferred being able to have the control of when my premium came out of my checking account, so I proceeded to pay the additional month's premium. Unfortunately, the premium being sent to Geico had our Travelers (Home Owners) account number on it.

    When Geico received the checks and noticed it had the Travelers Policy number on it, they then proceeded to route (1) one or the (2) two check to Travelers, but kept the other one. Travelers, found the check that Geico forwarded, and then sent me a refund of that 1st check in the mail. Now I am told that neither Geico or Travelers can find the additional $97.97 that my bank has verified they received? Each one patently blames the other for "misplacing" my check.

    In the mean time, I had to come up with an additional payment out of my pocket to reinstate my auto coverage. The second check was supposed to cover that. My bank here in Idaho Falls made the comment that they have "never had a company lose a check like that before, especially since it showed they cashed it." I have been a customer of Geico's for over 5 years, but I am now shopping around for a company that will not lose the money I send them. This is just bizarre and wrong on so many levels.

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    Customer ServiceClaims HandlingStaff

    Reviewed Sept. 1, 2016

    Our daughter car is in my husband's name. Our daughter had an car accident. Geico gave use the run around. Customer service was rude. After phone calls back and forth, they finally said that they would mail my husband check but I am so glad after 7 yrs with Geico my husband switch to Nationwide. My daughter still has Geico. After this is over she will be switching to the Nationwide as well. Geico is the worse. I will never recommend them to no one. Customer Service's rude, the staff is rude, insurance claims adjuster are rude. They need to be on the news for the word service and I think I will be contacting a tv news organization to tell them how rude they are to customers???

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    Customer ServiceCoverage

    Reviewed Aug. 31, 2016

    When someone ran into the Riverton Community Food Bank Van in a parking lot and left a dent behind the right wheel just above the bumper. It would cost about 1400.00. They refused to pay. Before the police report was completed they had already made their decision. Please do not get this rip off insurance. They use all their money on Stupid commercials instead of Customer service.

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    Customer ServiceStaff

    Reviewed Aug. 30, 2016

    Two things: They are not listening what customer is requesting... They kept my call on hold for almost like 40 min which is too bad. I requested a quote after I moved Tennessee and I called customer service since I wanted to discuss few things about cancellation policy and all. Representative took that into different way that I am going to cancel my policy for sure. For that whole conversation I never mentioned I am going to cancel my policy but she took that wrong way. I tried requesting her but she did not respect me at all. Worst customer care I have ever seen!!!

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    Claims Handling

    Reviewed Aug. 29, 2016

    The worst insurance company to file a claim with. Someone hit my vehicle and because it is an older car they want me to pay for what they call "betterment." It wasn't my fault so the person who caused the damage should be paying even if they have their own client pay the difference. They say it's up to us to file a claim against their client to get the difference. This would be for all of us who have insurance. Please check on this thing called "betterment." You just might find yourself facing this... paying out of pocket or someone taking you to court for the differences that wasn't your fault. Geico may be good for some things (I don't know), but customer services isn't one. If I could give no stars I would.

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    Customer ServiceStaff

    Reviewed Aug. 28, 2016

    This company has turned out to the worst customer service I have ever, ever received. I had Geico for 15 years plus, and never, ever had this experience in my entire life. Spoke with supervisor, and he was worse. I will never deal with Geico again, because a cust. svc. rep misunderstood the information, which I asked the supervisor to please check the recorded call to verify she documented my information incorrectly, he did nothing to help the situation, despite my long-term history with this company -- I am now recommending everyone to go with any other insurance other than Geico, absolutely horrible.

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    Customer ServiceStaff

    Reviewed Aug. 27, 2016

    I called to check on adding my granddaughter who was going to live with me for a month until college started. I explained that this was going to be temporary. Anyway I was told just to add her and call back and they would drop her. When I called back three days later I was told that I couldn't drop her even though she never lived with me without proof. I was a customer for over 25 years and I am 64 years old. Have never been so disrespected in my life. Asked for supervisor and was put on hold then some other customer service person got on the phone almost laughing. So long GEICO and I not going to give you $500.00.

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    Customer ServiceClaims HandlingCoverageSales & Marketing

    Reviewed Aug. 27, 2016

    I decided to try Geico when my current insurance company increased the rate for the next renewal period (just because of following the general trend of rising premiums - I didn't have any accident or other policy changes). The rate I got from Geico for a full coverage policy was indeed lower by about 15% as they advertise. So I called Geico to complete a purchase and provided my credit card number to an agent to pay for a 6-month period in full. On the next day I got email from Geico that my payment was not approved by the credit company (Chase), and I need to make a "replacement payment" online or through the phone.

    I did immediately (within an hour) contact Chase to find out that the expiration date provided in the Geico's bill was wrong. It turned out that Chase just have sent me a new card with renewed expiration date. Then I call Geico to make a "replacement payment" with a different card, but they told me the policy was already cancelled due to the "non-payment".

    I asked if they can reissue the same policy again, and Geico told me they would have to charge me $25 of the reissuing fee - even as their email didn't mention anything about the policy cancellation! And they refused to waive this fee - even as it was a simple mistake with a credit card expiration date coincidentally renewed by Chase. They told me it is the general Geico's policy.

    So, if their policy is so strict that they starting to charge new customers additional fees even for a clear mistake, what could happen when I would have to make a claim for a few thousand of coverage? I was completely pissed off by such attitude, and decided to continue with my old company even if their rate is slightly (~15%) higher. And Geico just lost a customer with 800 credit score and 10 years of free-accident driving history.

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    Customer ServicePriceStaff

    Reviewed Aug. 26, 2016

    I have insured home and auto with Geico for 4 years. Recently I moved and gave them my new address to change policy location. They put me with Homesite Insurance for homeowners. After being in my home for a month I received a letter from Geico telling me that my homeowners would be cancelled because of debris on roof, a limb touching the home and a spot of dry rot. The limb was part of an untrimmed shrub, the so-called debris was leaf matter that we had not gotten to yet; we have been replacing all floors. The dry-rot was not dry rot - it was compromised masonite which had deteriorated in a singly spot near the chimney.

    I called and told them to cancel all my policies: homeowners and auto. The rep told me she would do that and told me what my homeowners refund would be. I was never told I needed to provide a written request to get the auto insurance cancelled but was left with the impression that I was talking to someone who was cancelling all my policies. Well auto took my next payment out and when I called to question whether the policy was cancelled I was told "no." I was told at that point I needed to write a request to do that. I complained about their dismal customer service and was told they would cancel but would charge me an early termination fee. I asked to speak to a manager who would not help me, John from the Fredericksburg VA office. He stonewalled me and refused to not charge me the penalty.

    When I asked him to pass me to his superior he told me it was Friday and no one was available. I went back and forth telling him that in a company of Geico's size there is always someone higher. He repeated there was no one above him I could speak to. It was only when I asked his name and the office he worked in that I was quickly passed to someone who helped me. Oh, and when I called the first time to see how the insurance at Homesite got their info and whether I could get a few days extension they said no and told me that Homesite was an affiliate and that the underwriters were not part of the Geico corp but that I would need to contact Homesite directly. So much for one stop shopping. I am now with a different insurer. You could not pay me to even consider Geico again.

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    Customer ServiceClaims Handling

    Reviewed Aug. 25, 2016

    I am with geico for about 5 years and yesterday when I try to file a claim about my accident the way they handle the claim is very bad. The supervisor is very rude. His name is Steven **. I want to talk to someone from Geico corporate office.

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    Customer ServiceStaff

    Reviewed Aug. 24, 2016

    The best customer service I had with Geico was when I called to cancel my policy due to bad customer service. I had hit a deer late friday night on the interstate and the representative I spoke to was so robotic and non sympathetic. I was told I would be contacted by Adam but not till Monday between the times of 9am to 5pm. Completely inconvenient seeing as I was on a camping trip. I didn't hear from Adam on Monday so I sent a message. On Tuesday I missed a call and immediately called back and reached his voicemail. I called 4 times everyday on vacation. First time I finally spoke to someone was on Thursday when I called again and Alex was taking Adams calls because he stepped away from his desk. What a coincidence. I went to Geico because they pride themselves on customer service. I guess I was ignorant to believe their commercials. I will never do business with them again.

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    Staff

    Reviewed Aug. 24, 2016

    Worst company ever! Spare yourself. I was rear-ended by one of their insurers. He was cited by the police and they assumed full responsibility. They offered to pay my loss of wages, due to me not being able to work for the five weeks it took to get my car fixed. (I currently driving for Ride share companies, after being laid off.) I have submitted over here 400 documents regarding my pay, including weekly AND daily pay stubs and they are still saying they need more documentation! They have even went as far as to say they are going to cut my overhead by subtracting out money for gas that they feel I don't need to this month! They've Changed my car rental from a comparable SUV vehicle to a compact car. At one point they even pulled my 30 day rental reservation, telling me I only had a 24-hour pass!

    My truck is in jeopardy of being repoed and my apartment complex is going to evict me. They have no care in the world! How am I losing everything when I am in no way at fault?? When I reached out to the insurer, who's been very helpful and apologetic, they flat out lied to him saying I am choosing to not work. Absolutely disgusting!

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Aug. 23, 2016

    Initially I signed up for auto insurance in June of 2016 switching from Nationwide which I should have stayed with. Originally I signed up for full coverage with everything included. Then for whatever reason said I needed to call so I did. Began speaking to a customer service rep who to "save me money" dropped all my coverage to liability only. I told him I didn't want liability only but he said he would transfer me to another person after getting me liability. I didn't agree but said OK. Then after getting my initial insurance set up I get transferred to another rep who supposedly added my coverages back. Come to find out no she didn't, left off rental reimbursement and accident forgiveness.

    Now in July was involved in a crash, and called to report a claim, was found at fault for taking evasive action to avoid rear-ending a vehicle that stopped in front of me. That's when I find out my coverages were not put on my policy. I've called week after week and have gotten put on hold, been hung up on, and given the runaround. Customer service rep was laughing under her breath, can't find the call of initial coverages when they are supposed to be recorded, and have been told there is nothing I can do except add the coverages from this point forward. Extremely disappointed and frustrated and do not want them insuring me any longer.

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    Price

    Reviewed Aug. 20, 2016

    Conflicting Information and Promises. GEICO EMERGENCY ROAD SERVICE is not for anything but a "tow, a battery boost, a tire change if you have a spare, and a gallon of gas." That is what I was told today. I asked for roadside service to open my hood. They offered to tow it, but would not send someone to open the hood. So they would spend over $100 for a tow but not the same to pop a hood open... I have to wonder whose best and fiduciary interest the premium is paid for?

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    CoveragePriceStaff

    Reviewed Aug. 17, 2016

    I called to get auto insurance for 3 vehicles. I asked them right when I was about to pay - to prepare for next year when my son will have his license, what the policy cost will look like. And what they did blew my mind - they added him to the policy and increased the cost of my premium! He can't drive right now due to an accident, and by the time he can drive, his learner's permit will be expired. But according to Geico, they have to add him because he has a learner's permit. B.S. This is just another way for them to charge extra. So I asked to speak to their manager, yes - you guessed it, he wasn't available. Not even 3 seconds passed before those words were coming out of her mouth. Good thing there are soooo many other companies to spend my money with!

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    Customer ServicePriceStaff

    Reviewed Aug. 17, 2016

    I called July 30th and asked how much another 6 months on my policy would be. The rep asked me if I moved and I said yes and gave her my new address. She said the cost of the policy had changed but not by much (I live less than 2 miles from my former address). She told me the new price for the 6 months and I paid it.

    A few days later I got an email from Geico saying my payment was declined. I went to my bank account and it showed the payment had cleared. Puzzled, I called and the rep couldn't find where the 6 month payment been declined. It was showing as paid. Then she says that she sees that I was on MONTHLY payments and it was that payment for the 30th was declined by the bank on the 2nd. I told her I am not on monthly payments, I always pay the 6 months all at once. I became concerned that I actually had 2 policies because I knew something was wrong. She checked and said no, it was the same policy number and, even tho I had been paying them the full cost every six months, ALL THIS TIME I was on a monthly payment plan (with the extra $5 a month fee) with bank account info for a account that had been closed for ages.

    I told her I never approved of the monthly payments out of ANY account and when I asked the rep on the 30th for the amount of the 6 months, she took my new address and gave me my new price for the policy. Nothing was said about a pending one month payment and how that would affect the price I was going to pay. A rep wouldn't say "Your policy amount has changed to $____ and today we have a pending debit for $____ so the balance to pay it off today would be $____"? How could she not tell you about a pending payment and how it would affect what you are paying? No, didn't sound right. I asked for a supervisor. He said there was nothing he could do. He was sorry for "inconvenience" of the original rep putting me on payments but I had to pay the NEW AMOUNT I WAS NEVER TOLD but I wouldn't have to pay the balance until the end of the year. I just gave up and let it to that.

    Now I get an email saying that I have to pay by August 30th. Of course I am hot. I call and explain that even tho I do not feel I owe this payment there was nothing anyone could do so I was told I didn't have to make it until the end of the year. It is a hardship for me since I am not working right now. I am told by the rep to IGNORE any cancellation emails and mail I may get because they are computer generated and I have paid for 5 months. I have ZERO trust right now and am afraid I will call after the 30th and find out I am cancelled. He wouldn't send me something saying I won't get cancelled but he did send a copy of my policy and in the notes wrote that the policy was in effect until 01/01/2017. Nothing saying it can't be cancelled for non payment. The comment below where he wrote this say that it is only effective up until the day it was sent (today) and after it could change so this isn't any sort of proof I won't be cancelled.

    Every time I had a car, I always got Geico because they helped me once when my license was suspended for not having insurance by another company because I had switched to Geico. It was a mistake on their part but that rep called Tallahassee and had my driver's license reinstated in 30 mins. I have lost all my faith in them because of the way this was handled. Now I have to find a new insurance company by the first of the year.

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    Customer Service

    Reviewed Aug. 17, 2016

    I am extremely dissatisfied and feel that I have been cheated by #GEICO. When you use roadside assistance YOUR PREMIUM GOES UP. Mine increased more than 50% - no accidents, no tickets ever. With the terribly cold winter I needed a recharge to my battery to start my car. Each call put me in a higher risk pool. #IHATEGEICO

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    Customer ServiceCoverageStaff

    Reviewed Aug. 16, 2016

    I plan to relocate to another state and called Geico to get a quote. After being transferred around, an agent changed my policy to the new state at $2200, while I am paying $360 right now. I was shocked and asked her why she did it without my authorization. She said I need to get it as soon as I move, so she cancelled my current policy too!!! I called a few other insurance companies to ask about it, they all said I can keep my current policy for 30 days out of state. I called back Geico to get my old policy back but they refused to do so. The experience is so frustrating. Just to compare, AAA quoted me $900 for the same policy.

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    Customer ServiceStaff

    Reviewed Aug. 15, 2016

    I called GEICO regarding the windshield replacement. They told me I can choose whatever dealer I want, and it's $50 deductible. Then I scheduled an appointment and called GEICO again, and told them it will be $1100 including $700 part fee and $400 labor fee. They GEICO said they can only reimburse me $400, and only advised me to use their recommended service, which will use the cheapest glass and $40/hr labor fee. What a liar...and I even talked with their manager, which is even rude, and they don't really care about you.

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    Customer ServiceClaims HandlingStaff

    Reviewed Aug. 14, 2016

    I was about to pull into a parking spot at the local hospital when I noticed the driver beside had started to back up, I immediately laid on my horn and watched in horror for 6 entire seconds while this driver continued to back right into me. I was absolutely furious because she did it very slowly so it wasn't like she didn't have time to react to my horn and it was very loud.

    Once she realized what she had done she got out of the car and I asked her pretty angrily "Didn't you hear my horn?!?" to which she proceeded to deny. Needless to say we went back and forth before exchanging insurance information. The following day I repeatedly kept getting phone calls from her insurance which was Geico asking for my statement for the accident, her representative even left a voicemail saying that I could just call and leave a voicemail with my statement. I didn't want to do that because I have always been told that you are supposed to give your statement to your own insurance company and they send your statement to the other driver's insurance.

    I called my insurance and let them know that Geico wouldn't stop calling me and bugging me for my statement and they said don't worry about it, we will send it to them. About two weeks after the accident I received a letter in the mail from Geico stating they had finished their "investigation" of the accident and they found ME 70% at fault for the accident. I had to read the letter about 5 times to make sure I was seeing things correctly.

    First off, I'd like to know how on earth it is possible for someone who gets hit because another driver backs into them? I mean what if I was a child on a bike? Aren't all driver's supposed to look behind them before they back up? I always do, this driver clearly wasn't and she must be hard of hearing if she couldn't hear me blasting my horn from the second her reverse lights came on. So Geico you can put whatever the heck you want on your little letters to the drivers you claim are "at fault" if it makes you feel better or makes your drivers look like good drivers but that hospital has a security camera footage that says otherwise.

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    Coverage

    Reviewed Aug. 13, 2016

    In March, I paid for coverage through September. In June, I requested an online price quote. Instead of a price quote, GEICO automatically decided to add my grandson as a driver to my policy. I ONLY WANTED A QUOTE!!! Now I am receiving a cancellation notice. I previously called and discussed the matter with the service representatives. I was told I would receive an exclusion form through email.

    As of today, no such form has been sent. I was also told I could find the exclusion form on their website. I have yet to locate it. I was told I couldn’t insure my own car with them since my grandson obtained insurance on it with another company. Basically, they removed the car from my policy which leaves ME uncovered when I drive that car. In order to obtain coverage, I would have to be added to his policy. He only uses the car to drive to college each day. This will be my last transaction for insurance coverage with Geico in September. What a lousy unethical company!! I have been a customer over 8 years. I am so glad my eyes have been opened.

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    Customer ServiceClaims HandlingCoveragePriceOnline & AppStaff

    Reviewed Aug. 12, 2016

    Well I haven't had much claims with any auto insurance company, but the ones I've had with GEICO have been phenomenal. I've had full/comprehensive coverage for just over a year with them. I chose them because they were $50 cheaper/month than my previous insurance company (State Farm) - and they were at least $40 cheaper than all of the other estimates I looked into. I know you don't get a local agent that works exclusively with you, but anytime I've had to call they never have me on hold.

    Anyway - I've had two glass claims and that's it. One windshield, which was handled swiftly on their website. One passenger side glass from someone trying to break into my car. The Safelite guys didn't replace my passenger side moulding when replacing the window (as was damaged when whoever pried on my window.) Called GEICO and they sent a claims adjuster literally out within like 20 minutes. He did the estimate, printed out the paperwork and such. Can take it wherever I want to get fixed. Couldn't be happier with them, as a customer - at least in the experience I've had so far with them.

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    Customer ServiceClaims Handling

    Reviewed Aug. 11, 2016

    I spoke with guy name Nick at GEICO in the bodily claim in regard my medical claim who discriminate and insulted me over the phone because I have an accent saying "this ** asking for pillow and mattress and he forgot that he's been sleeping on the floor for his entire life. This ** didn't like the $1000 giving for his pain and suffering and asking for more and forgot he never had penny on him before."

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Aug. 9, 2016

    In December 2015 my car was stolen and found in a ditch with ~$9,200 worth of damage. Geico dragged their feet on the entire process which resulted in me being without a car for over 3 months. I had no communication from Geico regarding this claim and had to learn everything through the body shop I had chosen. After asking several times, Geico reiterated that I could pick a body shop of my choosing with no limitations, however when it came time to pay the claim, Geico said it refused to pay the labor rates charged by said body shop (never disclosing this to me, which further exacerbated the length of time it took to repair my car).

    Further, the manpower handling my claim was totally unorganized and unprofessional. The adjuster Geico sent out was "covering" for the local adjuster. The Geico claim person my claim was assigned to never answered her phone, and she did not know pertinent information to my claim so I was forced to contact the supervisor, who was less than friendly. I have had Geico coverage for over 12 years, had filed claims before, and always had a good experience. It is a sad state of affairs when, due to a large claim, their good reputation with me (when a good insurance company is needed the most) falls way below average. There was absolutely no apology or compassion when I stated how incredibly disappointed I was with their handling of this claim and how I had been a paying Geico insurance holder for 12 years and would be forced to gain coverage elsewhere.

    Not only did I pay my deductible, but had to pay $417 in additional labor costs that Geico would not cover and $100 for adding coverage on a loaner vehicle (not a rental). Further, now that this claim is finally over with, I am able to file a theft claim to get my deductible back. For this, I needed some information from Geico. I had to e-mail the auto damage Supervisor numerous times to get simple information, which you would think they would be happy to provide to regain my faith in them. Geico needs to have direct communication with their customers. Geico should treat the handling of EVERY claim (whether large or small) the same. I was extremely disappointed with Geico and will be looking for car insurance and property insurance elsewhere.

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    Claims Handling

    Reviewed Aug. 8, 2016

    I was hit by a guy that had Geico insurance. So they don't want to pay my claim. OK tell me how a man gets insurance that don't even have a driver's license. Then hits my car and they will not pay. And whatever you do don't get Shante **. She thinks it is ok for people to drive, hit someone new car and don't need to pay... WITH NO DRIVER'S LICENSE.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Aug. 8, 2016

    Well it has been since 3/16/16 and GEICO has still not refunded my $1000 waiver fee for an accident I was not at fault. Since the DWI driver with suspended license and no coverage has yet to claim responsibility I won't see my refund for possibly 3 years. Each time I have called GEICO they give me the fine print legalize in the policy and tell me there is nothing they can do till they hear from an insurance company the driver claims to have. Wow... very convenient. I wonder why I wasted all that money for the extra protection for just this kind of event.

    After over 20 years with GEICO and no claims filed this is how they take care of their one of the best members you can get. They could care less about you when it comes to "money out of their pocket" or should I say "my money out of their pocket". After all didn't I pay more than the $1000 in the waiver? It is with sincerity that I highly do not recommend this company. It has been the most frustrating and time consuming back and forth since I had to deal with First American Home protection last year. Go to AAA not GEICO. Yes, they cost a bit more but they pay immediately and have so many customer support programs. If I could rate negative stars I would.

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    Customer ServiceStaff

    Reviewed Aug. 7, 2016

    Approximately 2 months ago I retained auto insurance through GEICO. On Friday 8/5/16 I received a letter from them stating that a recent motor vehicle report shows that my driver's license is currently under suspension. They state that I need to contact the Dept of Motor Vehicles to reinstate it and send proof to them that it is by 8/20/16 or they will cancel my policy. I called them knowing this was not true. The woman who answered put me on hold to recheck this mistake. When she returned she told me THAT IT WAS SUSPENDED. I knew this was not true... and the DMV was closed so I called local law enforcement and asked questions. It was their opinion also that GEICO had made a mistake. I called GEICO again and I demanded answers from the individual who answered next. After putting me on hold for a lengthy period... she returned. She told me that they had made a mistake and that my license was not suspended and apologized.

    For the stress that you have put me through and for your untrustworthiness, unprofessionalism, poor business ethics... You cannot be trusted. On 8/20/16, I will no longer use your services and will find a local insurance company. If you make mistakes like this I fear what could happen if I were to ever be involved in an accident. I recommend that no one use GEICO. YES, you will reimburse me the moneys that I have paid you for additional months after 8/20/16 and I will be filing a state level complaint against GEICO.

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    Claims HandlingCoverage

    Reviewed Aug. 4, 2016

    I have been with GEICO about a year and tried to add my son's car using the online tools at the end of May. When we went to register the car the second week in July, it turned out the car was not on the policy! (whoops). Okay, I am sure that was my fault, missed a button or whatever, but seems like they should be able to see that we made the effort to add it if they look up access records. In any case, we immediately added it once we realized the miss, this was July 14th. Wouldn't you know, there was a hail storm the next day right where my son works, so his car got damaged. My husband initiated a claim using the online tools, and apparently chose my car instead of my son's (one is BMWX1 and one is BMWX3), so when we went to get the estimate for repairs, it was a different car than the one identified in the initial request.

    I don't blame GEICO for being suspicious, weird that we had a claim the day after we added coverage, but heck it isn't like I could predict a hail storm. Anyway, they called us and asked for all kinds of proofs and the claim is pending review. This I understand, but what really bothers me is that while they are hassling us, they stopped payment on the claim check we had already received and deposited without telling us they were doing so! If a claim is in dispute, I understand holding payment, but there needs to be communication. It also so happens that we did indeed have a car that got caught in a hail storm the day after it was added to the policy, but for the amount of trouble and angst this has caused, it is hardly worth the amount of money in question! Not to mention that I am sure our rates are going to skyrocket!

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    Coverage

    Reviewed Aug. 2, 2016

    This is to report the confirm illegalities of Geico Insurance by retracting the insurer's payment and charging insurer twice like it was mailed and billed in the history records but without the insured knowledge thus losing their coverage and worst canceling your insurance. Meanwhile you are not aware that you are not safe to drive provided you were able to found the anomaly at your back and complain.

    Worst two US Diplomat cars of the owner were carnapped and the 3rd was a prior lease by the owner that was converted to retrievance lease. Whereto, it was discovered that the ABELOFF Dealership and GM Financial had done phishing in the documents that eventually the dealership processed the car payment by the CAR FRINGE of the car owner who was a US Military Diplomat.

    The Geico Insurance is imposing payment for the two car theft car and the 3rd retrievance car which is a crime in the insurance law called Bilateral Jam. Attached is the payment history of the car whereto to bypass their responsibility to the two missing Comprehensive Cars they are deleting prior history and retrieving payments as shown. RESOLUTION: Imposition of the rights of the insured to give full coverage in addition to the unsolicited retracted months, and the sum of difference in the payment paid prior to the presumable and fabricated deadline of coverage. Basis insurance code 44.

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    Claims HandlingStaff

    Reviewed Aug. 1, 2016

    My 2009 Kia was total. Geico paid the loan off, and I was to received a check in the amount of $3.035,44. That check I never received. I sign the POWER of ATTORNEY letter, fax it back to Geico the very next day. Someone else forged my name on a POWER of ATTORNEY letter. She also had the check put into someone else name. Travis ** wrote the check. He could not have asked for ID. I have filled out all the necessary paperwork that Geico email to me. My name was forged on the POWER of ATTORNEY. I was told it would take from 30 to 120 days to get my money. That not true because it's been since January 12, 2016 when the check was cashed. Bank of America cashed the check.

    Now Geico and the Bank sent me paperwork for the payee on the check to filled out saying he would be willing to take legal action against the person 100% responsible for this, which happens to be his mom, which he had nothing to do with anything and he won't filled out. Geico have my car for Salvage, and I'm out of everything. Geico have the forged Power of Attorney Letter but still no money. My claim #**. The check # Is **. Please help me get my money. Every time I speak with someone at Geico it's the same thing get the paperwork sign. How can we proceed when I can't get the paperwork filled out and sign. Please Help.

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    Customer Service

    Reviewed Aug. 1, 2016

    I canceled my auto pay for my bill 3 weeks before it was due to be taken from my account. Geico proceeded to take this money out anyway. I call this theft. It has been one month and 9 phone calls and 9 different stories and still no money. I am a disabled person on a very fixed income. As I told them I need my money for meds. I am a diabetic with heart disease. 4 of these 9 calls resulted in "your money will be sent to your bank this evening" (lies).

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    Customer ServiceClaims HandlingStaff

    Reviewed July 31, 2016

    My GEICO claim adjuster neglected to call the garage my automobile was towed to. The garage was waiting for a call from GEICO to contact them before repairs were made. I had hit a deer and the damage was minor. The appraisal of my car said that I would only have a five day repair. I had rental coverage for 30 days. On the day before that was to end the adjuster called to tell me to return the rental. This is how I found out nothing was happening because he had no clue the status of repairs. I was told although the rental coverage had ended GEICO would offer me a discounted rate on the rental for continued usage.

    Three days later the rental company left a voicemail saying they would report the car stolen, because once again GEICO had failed to contact them. I returned the rental immediately in immense fear and proceeded to call GEICO for help. I have been told by many GEICO representatives that there is nothing they can do and they have been so awful as to claim that it was my fault. My claim was mishandled. Sixty days later the car is still not repaired and Enterprise rental has charged my debit card so much as to overdraft my bank account twice.

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    CoveragePrice

    Reviewed July 30, 2016

    My son has had Geico for several years and was paying $91 a month for a 2002 vehicle and last week he had an accident which was his fault. Now he finds out the adults inside the vehicle were not covered for injuries!!!! Any minors inside would have been covered but no adults were. If another vehicle had been involved anyone in those vehicles would have been covered but NO adults inside his vehicle were covered. I have never heard of such a thing, I thought FULL coverage was full coverage! $91 a month is not cheap insurance. This is outrageous and I cannot believe our government allows these insurance companies to do this. READ YOUR POLICY CAREFULLY BEFORE it is TOO LATE!! I would have given them no stars if I could.

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    Customer ServiceCoverageStaff

    Reviewed July 29, 2016

    I was involved in a three-car accident, with my car being the one in the front of the chain, and the last one to get rear-ended. In Oregon, where I live, state law allows drivers who have been involved in an accident to get their car repaired where they choose. We do not have to go to one of the sketchy places recommended by the insurance companies. The person who caused the accident I was in has car insurance through Geico. The first two people I spoke with at Geico were very friendly, but they were both misleading and dishonest. I told the first person I spoke with that I wanted my car repaired at "my" shop, one that I am familiar with, not the shop they recommended. The first person said OK, but said I HAD to take my car to their shop for an appraisal, and that shop could see me the next day.

    When I got the email confirming the details, the email said I was to drop my car off at the shop they recommended and leave it there for repairs. I called them back to correct this. The next person I spoke with was equally nice, but she also said I HAD to take my car to their recommended shop for an appraisal, even if that shop didn't do the repair. The Geico adjustor would meet me at that shop, do the appraisal, and would cut a check to me at that time for the amount of the appraisal, and that would be the end of it. Unfortunately, now that I wasn't getting my car repaired at their recommended shop, the appraiser wouldn't be able to see my car for two weeks. I told the Geico rep that I wasn't comfortable with them just cutting me a check for whatever the appraiser might come up with, because who knows what the actual repair costs would be.

    Silence on her part. I made the appointment for an appraisal for two weeks in the future, and then promptly called my repair shop. They said they have Geico appraisers come in to their shop every day to do appraisals, and I do NOT have to take my car to Geico's recommended shop for an appraisal. I was hoping that would be the end my dealings with Geico, but Geico denied the pre and post electronic control module scans my shop does when they repair a car. My shop said they couldn't offer a warranty on the work without the scans, and unless I wanted to pay for them myself, I would need to call Geico to see if they would cover the scans. I left FOUR messages for the appraiser and one message for the appraiser's supervisor, and no one ever called me back. I was shocked when I tried the supervisor's number one more time and he actually answered.

    I'm sure he would say he was completely professional during the phone call, but I found him to be condescending, rude, and very frustrating. At this point, if I want a warranty on the work done to my car, I'll have to pay several hundred dollars for the scans. Several hundred dollars I don't have. For an accident that wasn't my fault. If I ever see that little Geico gecko, he's not going to come out of our interaction looking very well. And I'm going to make sure everyone I know does not get insurance through Geico.

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    Customer ServiceCoveragePriceStaff

    Reviewed July 28, 2016

    I have had another insurance company for over 20 years but due to an increase, not due to my perfect driving record but to my ZIP Code, I got an increase.

    I was at first foolishly drawn into how much lower GEICO's rates were than everyone else. Luckily I did not start my coverage right away. In the two days since I ordered the coverage I had four encounters with their customer service all of which I feel like the Kardashians would've done a better job.

    First I called the local number so I could get my car inspected even though their inspection report said if you've had continuous coverage for more than two years, it is not needed. And I've had it for 20 years but I figured what the heck, I will go take it there. I called the local office number and a girl answered and before I could even tell her what I wanted, which was basically to ask what hours they were open for the inspection, she kept saying "you need customer service." And I said "but no if you wait and let me tell you what I need", and of course she would not and she transferred me to the voice tier from hell which takes at least 20 minutes to get through, and the robot never understands anything you are saying. Once I screamed at the robot for about 20 minutes it finally understood that I want to speak to a live person but I think the live person was not even as intelligent as the robot.

    Then I got disconnected and had to go back to the voice tier. Then I got a fairly nice person who said she was sorry, she did not know why they transferred me to customer service. I did need to talk to the local office and she would call them herself for me and ask them if they were open and if I need an appointment which of course the first person at the local office could've done to begin with if they want to listen to me.

    Then as others on here have commented, when I had to call back again for something else I got a person who had no idea what they were talking about. And I asked them "can you send me that in writing?" and they said "I don't now I have to put you on hold and ask my supervisor." At that point I thought I have not even gotten an accident yet, had to use them or even got my policy. I had had enough. I told that person "forget about it, my policy is not going in effect 'til next month. I still have my current auto insurance, I want you cancel my policy. I don't care if my other insurance would be 100 times your price. I've had excellent service for 20 years, I'm not going into the hell."

    I was saved in the nick of time in my old agent - was very professional as always as were all the people in his office. They immediately corrected everything, make sure that I got back as a current customer since I had a cancellation notice I had put in for 30 days since I was switching companies. I told him I will not switch, I don't care what the prices were at GEICO.

    My advice: if you can avoid this company, I would do it in my opinion. If you want to drive yourself crazy to save $20 or $15 a month then you might have to try it like I thought I did. But I will cut back somewhere else, I will not cut back on my sanity. If it was this bad before they even had to do anything, how bad would it be when I really needed them? They kept telling me they had the highest customer satisfaction rating of any company. Well I don't know if they do or they don't but from what I have read here and on other sites online, I certainly do not see that to be the case. Either way I would rather set myself on fire and put it out with the tack hammer than ever go back to GEICO.

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    Customer ServicePrice

    Reviewed July 27, 2016

    I called to set up my GEICO policy for me but for my mom to pay for it. I gave GEICO permission to take payment from my mother. My mother gave her credit card information. They said everything went through. Later I come to find out they took it from my credit card when I did not give them permission to take from my credit card. My mother and I called back, very frustrated, talked hours and gave them days to look into the problem. They did not fix the problem. This caused my rent check to bounce, cost me $100 late fee and 2 NSF fees from my bank and the apartment. Very poor customer service and abuse of information.

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    Customer ServiceStaff

    Reviewed July 27, 2016

    My wife was in an accident in which the other driver was at fault. GEICO was the other driver's insurance company. I called and spoke with Michael in claims whom I later found out he was the supervisor in this department. He was so disrespectful and inconsiderate. He would not take the time to listen to my concerns. Every time I tried to talk and explain the situation he insisted on trying to over talk me and not allow me to explain the incident. Not sure how he was trained but I'm pretty sure he needs some remedial training. In the future Michael need to learn how to be patient and understand that the people on the other end of the phone just had an accident and that is the reason why he still have a job.

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    Customer ServiceCoverage

    Reviewed July 25, 2016

    My first accident in 40 years of driving, I was hit from behind by a truck on the expressway. 100% not at fault. My car was destroyed. Geico offered me $3000 less than my car was worth. Said it was best they could offer. My lawyer called the truck company insurance and in two days I had reimbursement for my car, $3800 MORE than Geico offered. I didn't get reimbursed for lost wages for 2 months. They are not covering my medical charges in full. Can't speak to anyone on the phone because I have a lawyer. They are just horrible to deal with. Fortunately my lawyer is handling everything, and the truck company has been great... switching insurance ASAP... Do not, I repeat, do not purchase Geico car insurance.

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    Customer ServiceCoverageStaff

    Reviewed July 22, 2016

    The adjuster introduced himself to my boyfriend, who had driven up with me to give me a ride home, as I had assumed I would be leaving my car for repairs after a vandalism. The adjuster argued that the damage done to my upper door edge was from me; that I had locked my keys in my car and tried to open it. I told him it wasn't possible but he said I should just admit it. The car has an electronic lock, no "key" so it can only be opened with the locker in your hand. "Mr. Brainy" obviously couldn't grasp that it wouldn't be possible for me to lock my car with the locker in my hand and within the car simultaneously.

    Then he said I had prior repairs to both front and back panels since they're a shade or so off color. I explained that I had not, that he could check his computer because I bought the car and the policy at the same time so any claims would show up. I also said it was my belief that those panels are slightly different due to paint aging on plastic differently than on metal and pointed out that both back side mirrors (plastic) were the same color as the front and back panels. Then he said I bought the car used. I told him it was new. During this time, he rarely addressed me, choosing to speak to my boyfriend. It was maddening when he told me the headlight damage was not due to vandalism but rather delaminating.

    I told him it didn't seem possible to me that something like that could happen within two days, that I had washed the car two days prior and they were clear and unscratched. He said car washes do that to them and I explained I hand wash and know every nick in the paint. He showed me three vehicles whose headlight were delaminating to prove to me and I pointed out that the patterns he showed me were either crosshatched or cracked mud looking and that the surfaces of those were still smooth. Mine was obvious "swipes" the same direction, lengthwise of the headlight lens, and deeply gouged within the surface of the plastic. He then said all Mazda headlights do this and it happens to all horizontal surfaced lens.

    So I showed him the rear lights which have a horizontal portion, crystal clear. I explained to this man that I had the punk on camera but that, at night, there was not enough definition to allow for identification. I offered a copy of the police report. He said it wasn't necessary. He also didn't provide an estimate and told me to leave my car there, they would repair it, and I would find out how much was covered when I came to pick it up! I called the Geico 800 number while he was speaking with my boyfriend and the rep told me I needed to prove it was vandalism. I asked what he suggested I do - should I have gone, by myself, outside in the dark, confront the man, maybe get stabbed, killed - or raped so I'd have a semen sample they could test against. It was demeaning, insulting and ludicrous!

    I have no accidents on my driving record - EVER. I have had no tickets for anything since 1992. Forty years of clean driving history. Forty years of paying for insurance. You would think I would be the type of driver they would want to retain. After my second call to Geico's 800 number, I spoke with a supervisor who said she would look into it because my treatment didn't seem right. Now I am to call yet another supervisor. I finally received a quote last night. Headlight damage is not included. The repair to the upper door edge and dented fender, they say, is $500. By the way, did I mention that it's a pearl paint? "Mr. Brainy" lists the interior as cloth. It's leather. He states standard door speaker. It's Bose. According to the adjuster, he has been doing this for many years. Maybe he should sell shoes.

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    Claims HandlingCoverage

    Reviewed July 21, 2016

    I was crossing an intersection and a guy decides to make a left turn in front of me, he got a citation for failure to yield right of way. He happened to have Geico insurance also. When I called to make my claim Geico told me that I was 30% at fault, that I should be aware of my surroundings and drive more cautiously because I hit the vehicle's rear door. I should have been able to avoid him completely and will only pay 70% of my claim. THIS COMPANY IS A RIP OFF. I guess to them I should have been walking. That way I wouldn't have gotten in an accident.

    I am investigating some cases. I believe there are class action suits against them for this same thing. I am dropping them like a hot potato, and word of mouth goes a long way. I am starting here and if anyone knows where else I can write bad reviews on them please let me know **. I have never been so insulted in my life. They should lose their insurance license for ripping consumers off.

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    Customer ServiceCoverage

    Reviewed July 19, 2016

    Biggest nightmare!!! GEICO has put me and my family through the ringer for an accident that wasn't my fault!! My wife was at a red light and got hit from behind. The other guy's insurance wanted to total it but the guy didn't have enough coverage. I had GEICO and thought they would take care of me. Instead they have put my family and I through the worst experience ever. They are doing a whole new frame, new bed, new front end, moving the cab to a new frame and fixing the damage to the cab. Over $22,000 in work! They over inflated the value of my vehicle so they didn't have to total it. I told them I didn't feel safe having a body shop "build me a truck" because basically that's what they are doing and I was told the safety of my family isn't his job or responsibility. He just determines if it's totaled or not. The body shop said it would take 3 months to fix after they got parts.

    GEICO took my rental away before the first part arrived leaving me with a $1,300 a month rental bill. If you're looking for insurance look elsewhere. As soon as my truck is done I am dropping GEICO and telling everyone the biggest nightmare they gave me! They could have totaled it a month ago and my wife could have been in a new truck and this would all be behind us. But no. They wanted to screw the customer and drag it out to try and save a $1! I have been told that I would get a call by end of business 4 days in a row now still no contact. Just got to show the customer service level.

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    Customer ServiceClaims HandlingCoverage

    Reviewed July 18, 2016

    35 year insurance holder with GEICO, one accident claim history and My Very Basic Non-Collision Coverage Auto Policy Premium is still over $500 a year. Customer service is the worst I have ever seen or heard in all businesses. Better everything GEICO to include much lower auto insurance premiums and a lot fewer commercials. Boo hoo for You GEICO, boo hoo for You!

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    Price

    Reviewed July 15, 2016

    Recently, the local GEICO adjuster totaled my car. The adjuster and his manager were low ballers. They valued my car very less price than the normal market price. I also sent all recent bills of repair with new part replacement but they didn't even consider 4% of total recent repair cost. The repair cost was of all 4 new tire replacement, tuning with all new spark plugs, new radiator assembly etc. Some repair was of just 3 weeks before they totaled car.

    The GEICO adjuster don't listen just keep saying our evaluation is good every time. Their evaluation system for total loss was total trash. While adjusting the value of vehicle they also compared with different model. The report shows a listed vehicle with 50 thousand more mileage than my car is almost equivalent to mine, on the other hand the adjusted value comparing with a vehicle with slightly less mileage than mine is almost half.

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    Claims HandlingCoverageStaff

    Reviewed July 13, 2016

    GEICO insurance has been stalling my claim from auto crash. It takes poor judgment and a lack of caring about others to attempt to cross 3 lanes in extremely heavy traffic. To add insult to injury GEICO insurance is taking a minimum coverage claim and treating it as if the suit was a big deal. I want these people out of my life and would suggest the same for others. Don't be a sucker by choosing GEICO.

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    Customer ServiceClaims HandlingStaff

    Reviewed July 13, 2016

    My wife was in an accident in our brand new 2015 Jeep Grand Cherokee with less than 3000 miles on it and she wasn't at fault as the vehicle took a side impact. Geico told us to let them take the vehicle to their partner shop Viverette's on Cassat Ave. and we would get the vehicle back in new condition. After 35 days now and 3 attempts by Viverette's the vehicle is still not even close to being back in new condition. Viverette's can't even get the vehicle's paint and body work right much less the mechanical and suspension issues. Aside from the problems with the shop Geico whom is supposed to be our representative through these troubling times and is supposed to be doing quality control on the vehicle to make sure we get our vehicle returned in good working order hasn't even looked at the vehicle to make sure it is right or even safe for that matter.

    We have spoken to over half a dozen supervisors with Geico and let them know that the vehicle is unsafe and still needs to be repaired and each one is more dismissive and rude than the other. Geico has dropped the ball on this claim and hasn't even attempted to pick it back up yet and make this right. Not only that but Geico has it in their system as our claim was completed on June 27th and here it is July 14th and the vehicle is still unsafe to drive as the rear end feels like it is going to fall out of the vehicle when you hit any type of bump.

    Geico has also authorized their partner shop to use the cheapest means necessary to repair our vehicle. One instance is the vehicle's wheels. The wheels is what took the brunt of the impact in the accident and Geico authorized the shop to recondition the wheels as opposed to purchasing new wheels. After 2 attempts to recondition the wheels they are still not right and you can see visible pitting from them shaving them down so far. This is unacceptable from an insurance company.

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    Customer ServiceCoveragePriceStaff

    Reviewed July 10, 2016

    Having been a loyal customer of GEICO for six years, I recently moved and went to renew my insurance policy, giving them the new information in the process. As a carpenter, I occasionally go to individual home sites rather than the large neighborhood where we spend the vast majority of our time. Upon hearing this, the representative proceeded to take my information (and subsequently, my money) only to inform me that this would be the last period of coverage under the policy I had had for years.

    Why? Because (and I quote here) "You take different routes." I was told I would have to carry COMMERCIAL insurance on my private vehicle because once in a great while I go in a different direction. What if I stop for groceries on the way home? I live in a rural area, that adds about ten miles to my trip and I take different roads. Do I need commercial insurance for that? What if I go into town for a movie one night? Do I need commercial insurance? I mean, I'm taking a different set of roads. Holy mackerel, better call GEICO and let them know, right?

    Loyalty means nothing to these clowns. Only your money. If I am going to have my rates doubled as soon as they find out I'm a blue-collar worker, what next? Charge me more because I'm not married? Because I own an older vehicle? Because I once carried some scrap plywood home for a side project? Whatever you do and whoever you know, DO NOT TRUST GEICO FOR ONE INSTANT!!! They have precisely ZERO INTEREST in their customer's well-being or finances, ONLY THEIR MONEY!!! Flee! Flee from GEICO as you would the plague!!!

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    Customer ServiceStaff

    Reviewed July 10, 2016

    I exited the parking lot after making sure everything was clear and was waiting for traffic to clear at the intersection, when a car drove really fast, past me (going the same way) and as a result hit my car, which was not badly hurt. However, because of her speed, her car was damaged. I called Geico and spoke to the agent, who was rude from the start. After our conversation, he left me message saying that I had to take care of my car because of He said, she said and they unable to verify the right information.

    A month, I received a letter from Geico stating that I was on the wrong because I did not yield to the other driver. Do they know the meaning of YIELD. How can one yield, when one has stopped and waiting for traffic to clear. He kept bullying me into saying that I was in the wrong lane, which is not true. If I was in the wrong lane, so was the other driver. I explained that the other driver, who was also going in the same direction as I was, should have waited till I crossed as I was there before her. Also, the driver who hit my car had a DRIVERS PERMIT and her car was scratched badly because of the speed she was driving at and my car was slightly scratched. I have sent them the pictures of both cars today.

    Frustrated at the way I was treated by Geico's agent, I left a message for his manager, who did not even bother to return my call. After 2 weeks, I called back and was dealing with someone worst than Daniel (agent from Geico). When I explained what happened, she told me that it was a DEFAMATION OF CHARACTER when I told her that the other driver was speeding. Seriously, speaking the truth is defamation of character.

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    Coverage

    Reviewed July 9, 2016

    We were with Geico for a few years. Then I had 2 accidents. Neither my fault. They didn't have to pay out anything. A few months later they said they were dropping me but they wanted to keep my husband's truck covered. They gave me a lame excuse that they couldn't cover my small business (courier), said they couldn't cover me because I had clients in my car for running errands (which I didn't). We are now cover by Progressive and paying less. We have full coverage on two vehicles and a boat for less than we paid for the two vehicles. And to top that off, they sent a letter a couple of weeks ago wanting us to get insurance with them again. When you pay $1,800 a year and get dropped for a no good reason that is very bad business.

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    Reviewed July 9, 2016

    I have started my Car insurance on 12th of April 2016, the monthly premium was $132 but they charged from my CC $198. And again after one month they have increased my monthly premium to $201. And again after one month they have increased up to $267. I have cancel the premium after 4 months and got different company Auto insurance. Furthermore they have charged for cancellation fees $35. I never recommend for anyone this shame company.

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    Coverage

    Reviewed July 8, 2016

    GEICO's policies do not explain the details of their intent. They spend thousands against their own clients. My vehicle was hit and run while parked and the policy states they cover hit and runs if a case is filed with police. Geico claims this only applies if they have an ID on the person who hit and ran. In other words when the police investigate and capture the criminal. The police will not pursue hit and runs unless bodily harm is involved. This is a void escape clause that is not presented in the policy document which means get a lawyer so their lawyer and your lawyer can go have lunch on your premiums. It's time to say goodbye to these liars. What makes it worse is it's a mandatory law to have insurance that is laughing their way to the bank. If you have Geico don't wait to hear excuses... Tell they are fired!

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    Price

    Reviewed July 6, 2016

    I have been with Geico for over 3 years. I never had any problems until I received a letter stating that due to my Red light ticket in 6/2014 and Speeding ticket in 12/2015, I have been excluded from my own policy. That is ridiculous! I haven't cost them any money. I would assume they would ask for more, but they didn't. I will never use them again!

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    Verified purchase

    Reviewed July 6, 2016

    Don't ever use Geico. They cancelled my insurance claiming my license was suspended which never was. It was a clerical error on their part. After PROVING my license was indeed not suspended, they re-quoted me $150 per month more than what I was paying... and all they said was there is nothing they can do!!! I was a loyal customer for over 4 years!!! Horrible!!! YOU'VE BEEN WARNED.

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    Reviewed July 6, 2016

    I've been with Geico for over 3 years and my wife was recently in her first accident where she rear ended someone at less than 5 miles per hour. All it did to her car was break the license plate frame, that's it. Easy fix for me luckily! She then had two traffic violations for failure to come to a complete stop at a stop sign. I have no accidents or traffic violations. Geico has dumped her from our policy for this. I'm at a loss for words as it's so minor and everyday stuff that I don't see how they can justify it at all. I expected a rate hike possibly but if we wanted to keep her on, our payment would go from $630 for a half year to $2333!!! Bottom line if you have Geico, you better hope you're a super human and never need to use your insurance even for the most minor incidents and don't ever get a ticket! I'm ashamed to have paid these thieves for as long as I did.

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    Staff

    Reviewed July 5, 2016

    I got flood damage on my car. It took Geico 3 weeks to send adjuster to check the car. I submitted my claim on 05/19/2016. Until today 07/03/2016 they have not paid me what we agreed. Their people are good in one thing - to say we are sorry you are right but they won't help you to solve the problem. 2 weeks without a car is big thing for people want to work. For Geico - so what you have to wait. The worst insurance company when they have to pay you for your loss.

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    CoverageStaff

    Reviewed July 5, 2016

    First, I was a faithful customer for over 9 years! When my wife and I added our daughter to our policy, she ended up being involved in 3 accidents within 4 years! After all that, I ended up in a DUI, but absolutely nothing else! When I relocated from California to NC, I notified Geico a month prior! At no point did the representative express any concern for the driving record of my daughter as applied to my own record! Thus, I was issued a SR22, and began full coverage for my wife and me and my DUI! At first the monthly premium was reasonable ($2??.00), per month! After we moved to NC, we received a bill stating that we owed $6??.00 per month from now on as monthly premiums! Utterly ridiculous! When I contacted Geico, I was told that the new rate was because the 3 accidents of my daughter were my accidents, because I was the one calling in to report all three! Regardless of the fact that I wasn't involved nor the cause!

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    Staff

    Reviewed July 4, 2016

    I had a bump in a Home Depot parking lot. The other guy was a serial offender, at least 47 abrasions on his bumper. The mark I made was so small I could have buffed it out with my spit. GEICO rated me $1800 and now my insurance went up 150%, with ALL companies, an accident??? Hahaha, they are criminals, they will put their customers LAST.

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    Customer Service

    Reviewed July 4, 2016

    Have 2 cars insured and 3 houses with this company!!! When I found that one of the cars had flat tire, I called the car's roadside assistance and learned that it has expired due to the car age. So, I went and add/bought the roadside from Geico to both of my cars. When I called the company, they refused the service due to the fact that I bought the service after the fact. Remembering that the last and the only accident where the other side definitely was at fault did not get resolved and I had to pay for the repair myself - I am changing the insurance company and my recommendations are - do not waste your money on Geico!

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    Customer ServiceClaims Handling

    Reviewed July 1, 2016

    Very poor company to do business. This is the worst insurance company in USA. Very poor customer service. This company would not pay you your claim and demand many, many information that are very old and not relevant to the insurance. I don't recommend anyone to use the service. You will regret to use the service for which you paid for. This company has not two of my hit and run accident. You have to be very careful with buying insurance policy with this company. If you are involved in any type of accident this company will keep asking you multiple recorded statement to contradict your previous recorded statement to deny payment. I am taking this company to court in a very near future. As for my rating to this I will rate negative -10.

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    Customer ServiceClaims HandlingStaff

    Reviewed June 28, 2016

    My daughter was sitting at a stop sign when a driver slammed into the front of her car. Based on witness accounts, the driver of the other vehicle was cited for failure to control speed even though he stated a car had turned in front of him. I viewed the dash cam video from my daughters car, and there was a car the barely pulled into his lane, but he was not paying attention and hit his brakes too late and lost control of his vehicle. Cut and dry, my daughter clearly not at fault. The police officer pulled us in and stated the blame was fully on the other driver due to his failure to control his vehicle. He would not allow us to get the contact information for the driver that pulled into the lane, again, stating that it was solely the responsibility of the driver to control their vehicle.

    This is where the story gets strange. The other driver and my daughter are both insured by Geico. I immediately open a claim, but the agent on the phone opened it against my insurance, not the other driver's insurance. It continued to get even stranger as I stated I did not want it opened on my account that it was the other driver's fault.

    They then asked me if I wanted my car fixed or not. Uh... Of course I do. So they stated it would be opened on my account, I would pay the $1001 deductible and they would try to get my deductible back. Huh? I uploaded the requested pictures of my car, and the dash cam video showing it was clearly not my daughter's fault, showing the car turning barely into the other drivers lane, then the car slamming into my daughter's car so hard that it lifted the front off the ground and turned 90 degrees (speed limit was 35 in a construction zone). So my claim rep explained that nothing would be shared with the other claim that was finally opened on the other driver's coverage.

    I received a call a few days later stating that Geico had determined the other driver was only 45% at fault, and in Texas they do not have to pay if they seem they are not more than 50% responsible. I asked why, and they said the dash cam video showed their driver was avoiding another driver. First of all, the other driver was not far in the lane, second, how did you get the video? She would not state how she had access other than stating it was in your claim. I reiterated the police report, stated the other driver was at fault and he was cited for failure to control speed. Return response from the agent was "prove it." I produced the police report 10 days later. She again stated the police officer was wrong and he could not determine speed, and they still determined they were only 45% at fault.

    Well, after over 11 weeks in the shop, my repair shop stated this was the worst damage they had seen on a car that was not totaled. They also complained about Geico's lack of responsiveness to claims. Only about 2 weeks worth of work, but the time was spent waiting on Geico to respond. I will now take it up with the Texas Department of Insurance. Low rates for a reason.

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    Customer Service

    Reviewed June 25, 2016

    At 10:24 this morning I called Geico's 800 number for roadside assistance. At 10:48 Geico sent me a text that the tow trucks ETA was 12:48. At 1:07pm I called the 800 number again. At 1:18 I received a new text with a new ETA of 2:03, then it was 2:14, then it was 2:45. The tow truck came and took my car home but I'm very dissatisfied that I waited over 4 hrs in 101 degree heat.

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    Customer ServiceClaims HandlingStaff

    Reviewed June 24, 2016

    BEWARE!!! Is the worst car insurance company!!! It has been a nightmare since we got into our car accident. In November 2015 we were out of state and got rear ended twice! Geico never contacted us and when we did to file the claim they never called back! When we had contacted the insurance they treated us like we were the "the bad guy." I guess by chance we had just gotten the insurance and shortly got in an accident. Before taking action they said they had to verify the accident with the others parties involved!

    What the hell! We are the ones who pay the premiums and you are going to take someone else's word over ours... Made no sense!! I said "well one lady got arrested because she got aggressive and the other person can't speak English... So perhaps speak to the policeman who took the report!" I never had heard of that. That is stupidity and made me feel like my account was worthless!

    Referred us to the worst auto body shop that when they "fixed our bumper" they failed to connect our break lights and they almost caused us to get rear ended AGAIN!! We never received our deposit back from the shop and the job was done so crappy that the sides of our bumper is now sticking out! So because of their HORRIBLE SERVICE we got a lawyer. So eventually we met with a Geico representative and OMG it felt like I was being interrogated for committing a crime!

    We were asked very personal questions. He started probing about our living situation and who owned the property we were in. He demanded we provide a name and number of the person who owned the home we were in! It had nothing to do we OUR ACCIDENT! I ALMOST CRIED BECAUSE I FELT LIKE ANYTHING I SAID WAS BEING TURNED AROUND AGAINST ME! They are our insurance company, we pay their paycheck yet they treated us like the criminals! I will be switching companies asap!

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    Customer ServiceCoverageStaff

    Reviewed June 24, 2016

    I cannot believe that because I owned an older car, which only had liability, and I bought a newer car that my insurance wouldn't even give me full coverage for the drive home. I was hit by another driver literally within 15 minutes of purchasing the vehicle (which I can prove from my registration print off, and the incident report from the police). The other driver was not cited. It was a "he said she said accident".

    I come home only to find out that GEICO will only extend liability to my new car, which doesn't help me. I have been accident-free for over 16 years and haven't received a ticket in over 12 years too. I have been a loyal customer to GEICO for years, and when I need and expect my insurance to at least cover me for the drive home and give me time to call them to add the car and adjust my policy you, GEICO leave me out in the cold. This is a true tale of have little insurance companies care about their customers, and how hard they work to avoid actually covering anyone. I will literally spend the rest of my life telling people to avoid GEICO.

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    Verified purchase

    Reviewed June 23, 2016

    I was hit by another car who failed to merge when his lane ended due to construction, he felt he could just swing over. A fine Geico customer. Police reports and interviews ensue, with the outcome of the Geico rep saying, "Well, even with the evidence presented we feel both accounts could be true. So therefore, we're just going to side with our customer." What??? How do you sleep at night knowing what really happened yet did the wrong thing? I am embarrassed for Geico. What an incredible lack of integrity. Looking forward to my insurance company battling your horrible decision. DO NOT use Geico!!

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    Verified purchase
    Customer ServiceCoveragePrice

    Reviewed June 21, 2016

    I called GEICO a week before my payment was due to set up a new billing date. Everything went fine and I was told that I would have to start a new billing cycle that was now higher. Whatever, I left it alone. I received an email that morning stating my new date and the amount of which would be taken that day. A week and a half later I checked my debit card as I often do and found that the only $50.00 I had to my name was gone. After reviewing my account I came to find out that GEICO had taken the payment 2 days earlier than they were supposed to. They took it the 21st not the 25th as per the changes I had made and as my email confirmation had stated. When I called them I was told that it didn't matter what I was told or what my email read, that the payment was already processed before the phone call to change my billing date.

    I argued and cussed and was continually told that there was nothing they could do and even if I was right it would take two weeks to put the money back. They also told me for them to put the money back I would have to produce that same payment from another debit card at this time!! How does that even make sense?! GEICO is a fraudulent company and steals from their "customers". They processed a debit payment from my account with no permission to do so just because they could. I then went online and tried to change my information so they wouldn't have my account info and end my automatic payment arrangements. I was then prompted to pick a new billing cycle and since I was no longer enrolled in the auto pay system my payments would now be $200-$300 more!! Wtf???

    When I started with GEICO I was warned by others that they are crap and that their coverage is also crap but I chose them anyway because the price was unbeatable. Now I know why. They are thieves. Literally thieves. I will be finding a new company. This just happened about an hour ago and I am literally counting the minutes to get off of work to switch companies. If there is ever a lawyer who takes the massive lawsuit against this company I want in on it. Not for the money but because they need to be stopped immediately. How is what they do legal??

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    Claims HandlingCoverageStaff

    Reviewed June 21, 2016

    My claim involved the front windshield which started with a chip and ended with a crack a day later. The windshield was scheduled to replace and I was told by the representative to take it to a dealer and I would be responsible on paying for the repairs out of my pocket minus the deductible that's it (recorded conversation). Once the vehicle was repaired and I submitted all the necessary reimbursement paperwork I was told that my claim wouldn't be reimbursed in full due to the fact their labor reimbursement and aftermarket limit was way less than what I paid. I drive a BMW in which you can't just install a simple aftermarket windshield. It's required to have a hud and rain sensors.

    I was told that the representative documented on my claim that I was informed that I would be getting reimbursed for an aftermarket windshield and 40 hr labor which was simply not true. A responsible shopper on a fixed income isn't going to waste $1500 on a windshield if there are less expensive options available. If I'm able to have the representative arrested for falsifying documents and willfully misleading me into having me repair my vehicle at the dealership when there were different options available I would be satisfied in pursuing this employee to get reimbursed for my difference in cost that wasn't covered.

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    Customer ServiceStaff

    Reviewed June 20, 2016

    I do not have Geico Insurance. The person who totaled my fence did. It happened 2 1/2 weeks ago. They told me they needed the police report, additional 7 days. Once I received it and called them to give it to them, they stated it wasn't necessary. Yet, still waited for their customer, the guy who hit my fence, to tell them it happened the way the police report indicated. Weird. Now waiting, they stated the check will go to the contractor, yeah no. Never pay a contractor prior to the work being done and really none of their business. When it first happened they stated 7-10 days, now two weeks later they stated 3-4 weeks in addition to the time lapsed already. Thank goodness I don't have them and will do my best to let others know.

    You really don't know your insurance company until you know them. Always do due diligence when selecting insurance companies. After reading the nightmares experienced by their own customers, I truly don't understand why this company gets away with what they do. Every conversation that I have had has been totally different from the one before. At least get your scripts together people.

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    Customer ServicePriceStaff

    Reviewed June 20, 2016

    GEICO is the most deceitful company I have ever had the displeasure of working with. I was misled from the beginning, starting with my quote that I received from Amber ** of the South Blvd GEICO office in Charlotte, NC (**, 704-523-AUTO) as well as the agency owner of that location (I don't have her name or info). I was forthright when I gave my information and stated that I had a speeding ticket in late 2013 (Conviction date of 10/2013). When Amber ran the quote, she said the ticket did not show up and gave me a monthly quote of $150 something and some change. I tweaked the coverage since the original quote to bring the monthly rate to $156 and some change. I was very satisfied with this and counted myself lucky that the ticket did not show up even though, again, I provided this information up front.

    I was obviously very upset when I was contacted about a month after I had agreed to the service, and subsequently locking me in to service with GEICO for six months, and told that the rate would be going up to $244 per month (increase of roughly $88 per month). I was told that the MVR was pulled again and the ticket was now showing up. I tried to talk to countless other GEICO employees, only to be told that they were allowed by law to do this and would not be adjusting the rate, although it was their mistake. This is a textbook BAIT AND SWITCH. How can you lock someone in to service at one rate and change it a month later, with no new information. After all of this, I decided that I wasn't going to stand for this and the behemoth that is GEICO would not profit off of my measly account. I began to shop my insurance at other agencies.

    I found a smaller, independent brokerage that is actually honest and cares about their clients - which is a welcomed sight after so much dishonesty and deceptive practices - and they will be my new provider. When I called to cancel, GEICO notified me as if they hadn't done enough already that I would be charged an early termination fee, even though they were the dishonest and deceptive ones. When I asked for this to be waived, I was told that they were unwilling to do that. I was given a breakdown of the charges ($45.60 for coverage through the 21st of June and $147.46 for the early cancellation fee). When I complained to GEICO's Facebook page, I was told something completely different. I was told that there is no early cancellation fee, only a "short rate" for cancelling early. The associate even pointed it out on an NC document.

    I guess they didn't think that I would read the document, because it said that they would charge the short rate on top of a cancellation fee. When I called my local agency to have them waive the fee, they said that they could not do it, because the "fee" was charged by the state. This is three different things, from three different GEICO employees. All of them gave me the run-around and told me they would have a supervisor call me, which none of them did. I honestly have no idea how this can be legal. It might not be, but GEICO is so big that they could not care less. They can probably get it away with it either way.

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    Staff

    Reviewed June 17, 2016

    So Geico Auto Insurance has decided that I am at fault for the damage to my car. They came to that conclusion after reading the accident report that said that the other driver was at fault and after they asked her why she hit me. She told them I was speeding so that's why. Truth is I was slowing down to make the next turn when she hit me and she never slowed down. Don't get Geico Insurance, don't trust Geico.

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    Customer ServiceStaff

    Reviewed June 17, 2016

    Geico was unable to set up an autopay via electronic check by Routing # & Checking Account #. During one of my attempts a Geico customer representative even had the nerve to say that's why she doesn't bank with Chase... Really... I set up this new Checking account over a week ago and had successfully set up electronic payments with Verizon, AAA, Paypal, Synchrony, etc.

    I was instructed to call Chase and to verify my information, Then I was instructed to call Forte Payment Systems to check with them and it turns out GEICO entered my last name as ** and that is incorrect my last name starts with an **. At this point I figured everything should work now. NOPE... "Sorry we can't facilitate an automatic payment via Routing # & Checking #"." I refuse to use my Credit Cards/Debit Cards for my own personnel financial etiquette. I had to settle with using my debit card. I will try at a later time to switch the payment to Routing and Checking in the future. If they still cannot facilitate the automatic payment via Routing and Checking I will take my business elsewhere.

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    Claims HandlingCoverage

    Reviewed June 16, 2016

    GEICO is the joke of insurance I have ever heard of. My brother had it and never had a claim until a hail storm. When GEICO looked at his truck and Said it was totaled 9,600 dollars damage, then they told him that they were going to only pay him 5,000 and take the truck. I am a dealer and this truck for the shape and miles was worth over 11,000 and would bring 8,000 at the auction, but GEICO didn't even pay poor condition. I have told him to drop GEICO and to tell everyone about how they rip people off what a worth company.

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    Customer ServiceStaff

    Reviewed June 16, 2016

    The representative that set up my account, first, copied my email address incorrectly. So I didn't receive any information until later. He also told me I would be charged for my initial setup on the 1st then again at my regular rate on the 15th. I was charged on the 31st and the 1st... And incurred a returned check fee for the completely unexpected payment. No one was willing to make this right. Logan connected my with his supervisor, Holly, who also said she could not correct this. I don't believe that it's OK for them to make mistakes and leave their customers to deal with it themselves. If this can't be corrected, I will have to cancel my account. This is absolute poor customer service.

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    Reviewed June 8, 2016

    Let my insurance lapse due to car messed up. Then got another car and put insurance on it, GEICO took it upon themselves to put my other car on the insurance. Now I'm having to pay extra fees to get my other car I the road... Basically cause GEICO done what they wanted!!!

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    Customer ServicePrice

    Reviewed June 8, 2016

    When I change my state from NJ to FL – price went up by 50% (not fair). They did not disclose/share the information in a proper manner (I think I have full rights to know) that I was having property damage liability of $500. They keep on charging me high insurance cost and when I am having a fair discussion to reduce the price (needed because price was so high and difficult for me to pay as I bought a new car and wanted to keep the old one as well) and at least bench mark the price what I am getting from other insurance provider they told me "Go ahead." And by the time they reveal $500 property damage liability at LexisNexis right away each insurance provider just do a check whether you have any report or not – automated check, hence they reveal the report and screwed my other quotation. Why not it was revealed to me? Why it was revealed so later?

    Come on. Do business with ethics... When I ask give me the report (which car, when) they did not disclose me. I think I do have rights to know. But above all I was fully satisfied with customer service even if I am no more with GEICO only because of the above incident – information, rights to know, why they kept it hidden and not disclose the report earlier.

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    Customer ServiceCoveragePriceStaff

    Reviewed June 7, 2016

    1ST: The problem was getting a quote from these guys. Anybody ever miss the days when you just call up someone and get a price? I still don't understand why someone would need all my personal information just to get a quote. The final price did not represent the quote given anyway, at least not with GEICO.

    Anyone want to steal my identity? Well just ask Geico for all the info. The sales agent didn't even finish giving me the details of the policy, and she was already asking me for credit card information. When I had questions about getting the policy, like why was the payment so much higher because I didn't want to do auto draft, the agent then threatened me that I already gave a "verbal authorization" to go ahead and debit my account. The whole thing was a high pressure sale from start to finish.

    2ND: The problem is I am in the process of going through a DUI. I explained this to the woman, and the rate still came back higher than was quoted. But that's not the real issue. I had to get SR22 high risk insurance (I went with GEICO because I thought they were the cheapest, they're not... try PROGRESSIVE). Then I had to take the SR22 form down to the DMV to get a hardship license so THEY REINSTATED MY LICENSE. We discussed this, me and the agent. You think GEICO could find this information out. No notification, nothing. Today I get a bill in the mail for the past month, and it's a cancellation notice, stating payment of $235.00 will not reinstate the policy, it is only a bill. The reason for this is GEICO thinks my license is still suspended. I just don't understand the miscommunication on their part. They issued insurance and took my money while my license WAS SUSPENDED.

    Now they've cancelled the insurance because they think it's suspended, when it actually is reinstated. What's worse is GEICO is the insurance co. They seem to have all my other information at the touch of a computer screen, like who was my first girlfriend, my favorite pet, and of course some childhood memories that only I would know. Does it seem strange then, that GEICO can't look up the status of my license? Why should you care? They really didn't seem to know any of the ins and outs on the procedure on what to do when someone gets a DUI and the steps needed to provide the DMV with the proper documentation.

    The only thing they DID seemed concerned with was getting the sale over the phone. You should hear the whole script they use, it walks you through the steps to the sale, point by point. It's really disgusting to hear the same formula over and over again. Isn't anyone sick of calling these companies and hearing," I am sorry to hear that, and I do apologize..." I won't get into the details about trying to track down the needed SR22 doc after I paid. Just know this: They take your money, if you have any issues one hand (dept) definitely doesn't talk to the other hand (dept). Just yesterday I received my insurance ID cards in the mail good for the next 6 months. Today, I get a cancellation notice!!! Beware you may have the same experience.

    You want or need good coverage, my experience with PROGRESSIVE has been great so far. I would tell you to deal with your local insurance company first, like State Farm, but they don't write SR22. I say that, because when you need to verbally spank someone for the screw ups that happen too often when dealing with these companies, you can at least do it in person. My experience with GEICO has been trash from start to finish. I would recommend them to people I dislike.

    In the future, if I ever secretly hate a client of mine, or anyone else I encounter that calls for a situation where I'm forced to be nice for whatever reason, I will let them know what a great company GEICO is, if they ever need a fast, reliable, streamline service with no problems and cheap rates. Then I will sit back and wait for that phone call about their experience. And that, my friends, is when I will smile. After all, I can't hog all the bad customer service, can I?

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    Customer Service

    Reviewed June 4, 2016

    Horrible customer service! Don't fall for their low estimates with 3rd rate materials! I took my car by their service center for an estimate... big mistake! They quoted cheap replacement parts on their estimate and refuse to match independent estimates. I'm going through my insurance company now. You have rights... don't fall for this!!! They are at fault in this wreck and WILL pay to fix my car properly.

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    Customer ServicePriceStaff

    Reviewed June 2, 2016

    I have been with GEICO for several years. I was involved in a car accident on September 9, 2015. I was sitting at a traffic light which was red and someone hit me from behind going 55 mph and pushed me into another truck in front of me. The truck in front of me didn't have any damage but my car was totaled. The person that hit me left the scene of the accident and later was found and just given a ticket, this being her 3rd hit and run and driving with no insurance which the state of Alabama is wrong for letting her continue to drive with no repercussions - smack on the hand for the 3rd time.

    I purchased 2 policies from GEICO for non-insured motorist along with my regular car insurance. GEICO has treated me like I was the one at fault. I've had to hire an attorney to try to get this matter resolved with no luck. It has been 9 months with no payout from GEICO. They have stalled by asking for the same paperwork over & over and we have complied over & over. I missed about 4 months of work because of this accident and they have treated me like I have done something wrong or at fault. GEICO has asked for all tax papers from my business docs from ambulance hospital physical therapy etc. and have received these docs at least 3 different times.

    GEICO needs to be held accountable for this matter and pay what the policy is valued at. They have taken their time by responding to the demands from my attorney. It's 8 months later and I still don't have a car or compensated for this accident. When purchasing these policies, they were all nice and accommodating. Now we can't get them on the phone or even a response. But after one month, if you don't pay your premium, you will be cancelled. Why can they take 8 months to settle this matter & only takes one month for them to drop you if you don't pay?

    GEICO is very unprofessional and unconcerned about their customers. Long as you pay them it's fine, but if they have to pay you, it's a problem. I would not recommend GEICO to anyone, it's a RIP OFF!! Beware of the secondary car insurance companies, they are secondary for a reason. They give you a good price which is always attractive but you will never receive your payout when it's time for them to pay. It should be against the law for these type company to be in business. They are stealing from the consumer, making promises that will NOT keep. BEWARE OF GEICO!!! They will never pay or you will be dead when they decide to do something about it.

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    Customer ServiceStaff

    Reviewed June 2, 2016

    I have had Geico on and off for over 17 years. I have encouraged others to buy Geico. I called for a friend (who was a minor of 17) that was getting a car and insurance for the first time. He was quoting other companies so I called Geico for him to check on a better deal. I told Geico he was a friend and allowed him to tell his situation and information like address and employment to the rep on my phone. She told us a quote and said he must be 18 to purchase insurance. I said just send me a quote in the email we were just looking.

    When I went to pay my bill it was $1000 higher, so I called. I was told they added him to my policy. I went over all the details and was told since he was under age they added him anyway to my policy. I was very angry because it was their mistake. I was told to go the friend's home and get proof of his residence so they could take him off my policy. This is crap. I only called for a quote, he gave his info, and they thought someone was lying, I suppose or have some sneaky motive to automatically add to change policies without consulting the customer.

    I told them I would not go to his house or ask his father for proof his son did not live with me, this is very embarrassing. Finally after I asked for a supervisor, and after a wait, the original lady came back on the phone (no supervisor) and said they would take an electronic affidavit online to prove another man's son lived with him and not me. I am outraged that I was trying to help Geico get another possible customer, and was treated like a dishonest or lying person. I signed the electronic paper and now looking for another company. This is crap service.

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    Reviewed June 2, 2016

    I missed one payment due to bank error and they tripled my rate.

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    Customer ServiceCoveragePriceStaff

    Reviewed June 1, 2016

    Happy belated Memorial Day. My Memorial Day was enjoyable but not the happy adventure I had planned for my family. I had imagined going to Indiana Dunes historic State Park with my daughters. During the drive I had imagined teaching them about the honorable women and men that gave everything in service to protect this beautiful country. Instead I woke up to a negative checking account.

    I trusted that the system would work. I called May 25, 2016 at 12:40 pm and spoke to agent Megan **. I requested to cancel the auto-debit on my account. I requested to have my husband removed from my auto policy. I requested for a supervisor and my call was disconnected. I had been a loyal customer for approximately 10 years. Since getting married, I have had so many difficulties continuing my auto insurance policy. Approximately in November Geico refused to take my money unless I added my husband to my policy and cut my insurance off. Remaining loyal to Geico I followed the requested steps and continued my auto coverage with Geico.

    At the beginning of May I received notice that I would lose my good driver benefit and that my policy would raise to approximately $234. I chose a path to be of service to my community by becoming a social worker for children with the State of Indiana. Social Work is my passion and not the quickest way to earn a living wage for a family of four. $234 is not in my budget. Once again on 5/25/16 I requested that my husband sign an exclusion and be taken off my policy. Megan ** stated that Geico's contract with the State of Indiana did not allow for such exclusions. I stated that there were other auto companies in Indiana that allowed for the exclusion. I stated that I had signed such an exclusion for my husband's auto policy through Titan.

    After a lot of argument I unfortunately came to the conclusion that I could not afford to continue my relationship with Geico and stated that if the policy could not be brought back down to $107, there will be no renewal of the policy for May 25, 2016. I stated that since marriage Geico has not offered the same excellent service as in the past. I felt like my marriage and Geico's inability to compromise ruined the relationship I had formed with Geico over the past several years. Once again, I trusted the system. I trusted that Megan ** would do her job and remove the auto-debit off the account. I trusted that Megan ** I would not new my auto insurance.

    On May 29th, 2016 I wanted to buy my children American themed swimwear, glow sticks and other cheeky memorial themed toys. On 5/29/16 I was surprised that my trust was betrayed and placed into the wrong agent's hands. I called Geico at 12:40 pm and spoke to Alaina **. I was very upset and didn't use appropriate coping skills, I verbally cussed and yelled. Agent Alaina ** was able to calm me down and reassure me the situation would be resolved. The agent canceled the policy and requested a refund to my bank account. I was assured that if the recordings on 5/25/16 proved that I requested the auto payment stopped and my policy to not renewed, all my banking issues would be resolved. I was told to send in a running bank statement log. Once again I trusted the system. I prayed and thought the situation would resolve itself.

    On 5/31/16 I called to check on the status of my refund. At 2:30 pm I spoke with Sandra **. She stated that my request for Geico to cover the overdraft fees were denied. I was very upset and requested to hear the recordings from 5/25/16. I know the recording would be key to resolving the discrepancies. She once again assured me that the recordings were the key and that she was requesting to review the recording. I talked about the discrepancy on when that policy cancellation date.

    On June 1st, 2016 at 1:25 pm I was told the call on 5/25/16 had not been recorded and that Geico would not be covering my loss at all. I had requested Geico to cover my overdraft fees. I did not go running up overages on purpose. I moment I realized that the Geico payment posted to my account, I stopped using my Teachers Credit Union account. The last debit was for taking my children to the Drive-in at Tibbs Movie Theater and purchasing hotdogs. I simply lived my life expecting and trusting that Geico agents performed their duties with integrity and honor. Unfortunately that was not the case and now my account is negative $189.79.

    I don't receive another paycheck for 7 days. Geico hasn't even processed a debit reversal for the $234.77. My overdraft fees are $160 for small purchases I had made on Saturday. These purchases included a Beyonce CD for the drive, food for the trip, gas to make the trip, and fast food. I need assistance in returning my checking account to a positive standing. My daughters are understanding that everyday people make mistakes. I try to instill in my children to always correct their mistakes, no matter the cost. Please help me, Help Geico to correct their mistake.

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    Customer ServicePriceStaff

    Reviewed May 28, 2016

    I am going to start off with my most recent let down in this company. I shopped around for other insurance because I was so dissatisfied with GEICO I wanted out! I found a better deal with better coverage so I called GEICO back because I thought it was only fair to see if they could match it or beat the price. Well what happened next was without hesitation criminal! The customer service agent continued to tell me that I had an accident on my record (which I do not have) and that if the other insurance company found out it would "raise" my premiums. He continued to threaten me with these lies. I couldn't believe what was happening here. Why would this customer service agent take this so personal? I finally couldn't take it any longer and hung up. Come to find out this ** canceled my policy!! I couldn't believe what had happened.

    It gets better!! So talking to this nice lady from GEICO she said because my policy was canceled I needed a new quote. I said, "Ok whatever." My new quote was $250 "a month" more than what I was paying just hours ago! It is my hope that people read this, that people refuse to be threatened by these ignorant people. I so wish I would have recorded the conversations and taken them to court. A criminal act by a company that is suppose to protect our well being. I'm still in shock.

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    Customer ServiceStaff

    Reviewed May 28, 2016

    My wife and I were visiting my 85 year old mother in hospital. When we came out my wife noticed the front left fender was damaged. She called Geico and was told to get a police report, which we did. We were contacted by a rude investigator who told us he had been a state trooper and had a bachelor degree and he was Geico's fraud investigator. I guess his mom was proud, what does his bio have to do with my damage? Very unprofessional. He was investigating fraud. He continually kept insinuating to my wife that she had run over something and deliberately underlined fraud on a paper she could see. The difference in the claim payout between comprehensive and collision was 250.00. Do these genius think we would damage a Cherry 2002 Z06 Corvette to go thru the hassle of repairs not to mention committing fraud?

    Then he said he would have the top investigator hook our car to a computer and tell the day, time and what hit the vehicle? It is a Corvette not a 777. There is no black box that has that info Mr. Investigator! We welcomed him to do so. Never happened. We contacted the state insurance commissioner's office. What a joke! Outcome you have to agree to collision when that is the furthest from the truth. Beware. The gecko is really a snake in the grass! Oh we were told thanks for being loyal customers. When do you know when the insurance company is lying? When they open their mouths. I still have not deposited the check and am going to the local news media to speak to their consumer protection reporter. Again caution when considering Geico!!

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    Reviewed May 27, 2016

    I had a minor collision in Feb 2016 in NJ and got the front of my car damaged badly. Geico authorized one of the auto shops in NJ - Car Star of Pennington to repair the car and it took 2 weeks of efforts to complete the same. I relocate to PA in March first week and had to be dependent on a rental car for my needs. After 2 weeks of repairs & replacements - radiator, bumper, grill, I had to go to NJ to pick up the car.

    In April I took the car to Firestone service and they mentioned that the radiator coolant was leaking and needs to be fixed ASAP as it could damage the engine. I spoke to Geico and they authorized me to take the car to one of the body shops in Pittsburgh - # 1 Cochran, Castle Shannon , PA. It took them a week to fix the issue (given to Workshop on 20 May and got it back by 27 May) and there was a miscommunication as Geico understood that condenser had a problem whereas the Firestone report I submitted to auto sho clearly mentioned radiator leak.

    The auto shop removed the condenser and had it cleaned and after I took out the car the A/C stopped functioning properly on the same day within hours and now it seems I have to take the car back for a check again on the same day. I have to go through a lot of hardships and personal expenditure including half day office absence due to the shoddy workmanship of the Geico authorized shops in both PA and NJ and am posting this so that consumers can be aware of the same. Also important note - the radiator given by NJ shop was faulty within 2 months and I was told it is a manufacturing defect. Radiator is a major part in an auto and am not sure what safety standards are outlined by Geico for fitting these in the cars. Car Details: 2011 Toyota Camry; Auto shops: Car Star of Pennington , NJ and # 1 Cocharan Auto Shop, Castle Shannon, PA; Parts repaired: Radiator, Front grill, Hood, Bumper and few others; Defective Parts: Radiator.

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    Customer ServiceClaims HandlingCoverage

    Reviewed May 27, 2016

    On October 4, 2015 my Saturn Vue XR 2008 was stolen. About 2 weeks later it was recovered and I noticed front end, wheel and mirror damage. Also engine light constantly on. So I took it to a Geico claims adjustor who cut me to check to have vehicle fixed at auto body of my choice. But the only place that would fix my vehicle was where the claims adjustor' office was located and that was AutoNation collision of Corpus Christi, Texas. Other auto body places and dealership refused because they stated Geico was too difficult to deal with and the check given me was not adequate to cover repairs. So I was forced to go have my vehicle repaired at AutoNation collision. Originally my vehicle was only suppose to take a day to repair, but AutoNation kept it for two weeks. When I picked up my vehicle it seem fine, but only to find out that it wasn't and have been plagued with one problem after the other.

    When I call Geico they refuse to help me have my vehicle properly or help me! Geico Claim adjustor supervisor consistently comes up with excuses that I have to prove that damage to my vehicle was due to it being stolen, which is almost impossible since I'm not a mechanic. The only thing I was able to show was when I took it at ProDrive Alignment whom I had been going to for the last 3 years gave me a report stated my vehicle could not be alignment correctly like usually most likely to damaged it sustained when stolen. Gave recommendations to what needed to be done. Geico refuses to recognize the report, have my vehicle repaired properly. Now my vehicle since recovered began intermittently to shimmy badly at steering wheel to the point it's almost all the time. My vehicle did not shimmy prior to it being stolen. Then the engine light came back on while on a trip and the engine died where I was forced to leave at the dealership and fly back home.

    I've spend over $1000 out of my own pocket for repairs because Geico refuses to pay and claims it's just normal wear and tear repairs. Now I don't drive the vehicle because it shimmies so bad and feel it's dangerous to drive. I can't sell or trade the vehicle in that condition. Now because of Geico refusing to have my vehicle fixed properly due to damage from it being stolen I am at a loss and did to meet their obligations as a car insurance company. Now I regret switching from Allstate to Geico.

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    Customer ServiceCoverage

    Reviewed May 26, 2016

    GEICO withdrew money from my checking account without my permission! I do not have insurance with them!!! I called GEICO and they told me there is nothing they can do about this. So this is where I'm at. Any attorneys out there want to take a lawsuit against GEICO for unlawfully/fraudulently withdrawing my money for a policy that isn't mine? And they suggested that I get ahold of the policy owner to get my money back!!

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    Coverage

    Reviewed May 24, 2016

    Leased a brand new car from BMW with full coverage from Geico. One year later my wife got side-swiped in a parking lot. Called Geico and they said, "No comp. and collision. Why? Because I didn't get a photo inspection of brand new car. Geico begrudgingly reinstated the policy but would not cover the damage. Why would I need a photo inspection of a brand new car? Geico is the worst insurance company and I've had a lot.

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    Claims HandlingCoverageStaff

    Reviewed May 24, 2016

    I signed on with Geico. I told them I need a policy for a personal vehicle, and my work. It was clearly indicated in the audio that created the policy. I was given a personal policy without issue for three years. I established a claim on 5/17/2016 after an accident. I was put under investigation for not properly indicating the actual use of the policy. I spoke to Samantha, a personal policy service rep, who indicated she knew about my job but was told I needed to establish a commercial policy as they said I did not establish my work purpose with car.

    I spoke to Miss Tabitha **, a claims adjuster who investigated me, who claimed my policy was falsely obtained and I needed to get a commercial policy. 5/18/2016 I asked Nathan, a personal policy rep, about a commercial policy. Geico's commercial policy department indicated I do not qualify for a commercial policy. I relayed this information to Tabitha **, and to her supervisor, Sally **. I was then told my policy would remain under investigation until a decision was made. My accident claim was actually handled by myself and outside parties.

    Geico did not have any hand in seeing the accident tended to. I have made it clear to Geico I was willing to adjust my policy, and even get a commercial policy if I qualified. Geico had not responded to anything else as the accident claim unfolded. I have asked to get my audio responses for the initial policy's development, where after three years, Geico says they do not have it, nor would they offer it with the other audio I have with them. In my opinion, it should be a matter of including all audio or none for dispute purposes.

    I simply am at a point to make others aware of their deceptive purposes, and their lack of any empathy in the aftermath of the accident for myself, or my passenger in the car. This company was attempting to get me into a commercial policy I did not qualify for by its own policy department. They also did not find an intermediate solution, nor was it attempted. I have filed with the BBB and explained my situation. As Geico knew about my work and personal use of my vehicle. I claim negligence of the company for filing it incorrectly, not producing the audio material to indicate this as well and general lack of concern for how they approach this claim and investigation.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 24, 2016

    I had a vehicle malfunction and it was considered an accident. I did not hit anything but a part of the vehicle called the Engine Under Cover came undone. Not only did I not hit anyone but had my son with me. I was informed to view my claim online before calling for any information. That was a bad thing to do - I could never get the Claims link to work. I call and a very rude lady tells me to go back online and view claim online before calling. This game happened 5 times. Dropped Geico and got money back as well. The Customer Service is below poor and it is all about $$. Hope this helps anyone considering getting geico for insurance.

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    Customer Service

    Reviewed May 23, 2016

    I had car accident 2014 April 26th. Due to the accident I had damaged my back and neck then continued going to treatment almost seven months. All of sudden insurance company stopped all my treatment. When I called them the reply was my budget is over. I hired a lawyer, till now no evidence of my case. I had full car insurance. While I was going through the treatment I lost my job. I am in a bad situation because of the Geico. I am getting lots of medical bills. Geico rejected the medical bills. This big time cheating.

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    Customer ServiceClaims Handling

    Reviewed May 22, 2016

    I've been with GEICO for a few years and submitted 2 claims for minor accidents, but that was about six years ago. Unfortunately, I ran over a cat with my Mini Cooper two days ago and the serpentine belt was knocked off the sprocket when the poor cat was lodged between the alternator pulley and belt. This is not an easy fix; the 2013 Mini Turbo alternator is below the engine and requires extensive work to access the same. I called GEICO claims the next morning and the receptionist was cordial. I explained the situation and that the car was not drivable. He stated my claim would be evaluated within a few hours. Later that day I received an e-mail from GEICO stating my claim was on record and I could review the same on the internet. Much to my chagrin, the claim was considered closed. Reason: No one in the area reported a missing animal. WHAT?

    So, I sent an e-mail to the GEICO claims office restating the problem and my dissatisfaction with their process. Waited a few hours… no response. I sent another e-mail with a simple question: "I hit an animal with my Mini and the Alternator light came on… does my insurance cover this damage?" Shortly thereafter, they replied: "Yes your insurance covers this damage minus your deductible… you will receive an update to your claim shortly." That same day I received an e-mail stating I had an appointment with a service department… no date/time. I logged on to their site, found my claim and the appointment date/time: May 25/12 AM. 12 AM? Another e-mail to their claim adjuster confirming the midnight appointment… 24 hrs later no reply.

    I eventually cancelled the appointment and will check local shops for repair estimates. The reason for this review: I'm questioning GEICO's claim process, lack of quality control and care for their customers. I've always been satisfied with their service, but then for the past 6 years, I've never required their help with a claim. Now that I need them, I have to keep banging on their door for help.

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    Customer ServicePriceStaff

    Reviewed May 18, 2016

    I called Geico to get a quote on my new car today. The salesperson was sort of helpful until I told him that I was shopping for quotes and that I didn't plan on buying it right now. He told me that the quote rates may change when starting off and refused to change information on my quote because he "couldn't". I was genuinely considering buying a quote until he became rude to me.

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    Reviewed May 18, 2016

    Insurance companies are there to cover in case of an accident. Yet, if you get an accident with Geico, they raise your rates. My minor accident raised my rates $600 a year for three years!!! I could have paid out of pocket without insurance and been better off. Definitely finding a new insurance company. I heard Liberty doesn't do this to their customers. Definitely recommend that you look elsewhere for car insurance.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed May 17, 2016

    Last month I was hit from behind by a Geico insure driver. She said she hit me from behind because I wouldn't let her in when she had her turn signal on. There is no doubt she hit me on purpose because she was laughing about it. I made my statement to their claims agent and told them when it happened. When their person made her statement she failed to tell them that she said she hit me because she had her left turn signal on and I didn't make room for her to get in and she almost sideswiped me so she pulled behind me and hit me. She failed to tell him that. It was a low impact Collision but it was enough to get me a new rear bumper. The joke caused me a lot of pain and I was getting treated at my local VA Outpatient Clinic in the DeBakey Hospital in Houston.

    My claims adjuster spoke to me like I was a fraud and a gold digger. I'm a retired Master peace officer with the state of Texas and US Army Airborne veteran. Honor means a lot to me. This really upset me and cost me some health conditions from my blood pressure going up every time I spoke to this person. I had a stroke last year. I talked to the adjuster and I got the name of her supervisor Matthew ** and ask to get a new claims adjuster because of how much that lady upsets me. He refused to help me out. I asked him for the name of his supervisor. He refused saying he was taking care of it. He refuted everything I said and downplayed everything to make me look like a simpleton in the conversation. I'm very aware of how people talk and act. I was a detective in the third largest shares part of the nation.

    Despite how upset I was getting he refused to help me at all and getting a new adjuster. I am very upset. So upset I'm shaking but I have not lost my composure or dignity in the conversation. All the commercial that says they support and take care of their veterans, no they do not. The adjuster and the supervisor Matthew are condescending, arrogant and pompous. I've dealt with a few good people in this company including the man who looked at the damage of my truck but just people like the adjuster and her supervisor make it to the point where I never want to deal with this company ever again. The supervisor said they normally do not change out adjusters on a case like this. I told him it could be done. He said yes but he would not. They limited my ability to file a complaint to a higher supervisor that may be able to placate the situation.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed May 17, 2016

    I have had a few problems with this company since I have been with them. First I did a claim for a tow truck and was told they would come to my house, take off my tire and take me up to a tire shop to get a new one then take me back home to put the tire on. When the tow truck came they informed me that they do not do that but they can tow me (which was fine). I checked with Geico and was informed I was covered. The company they used was very rude, the guy was unfriendly and did not make me feel comfortable. My second problem with Geico was I called to postpone a payment due to when my check would post to my account and they refused to help with that or waive the late fee. I have only done this one time and most company who care about their customers will work with you.

    Now to my third major complaint. I was in a hit and run accident and had to file a claim on my policy. I was informed that I have a deductible I have to pay before I can get my car back from the dealership I will be taking my car to. When you are trying to make ends meet and only have 1 car it's very hard. They were unwilling to work with me and I was told that I did not uninsured motor coverage. I never rejected anything. I was never even offered that. I just assumed when I set up my policy and had rental cover and other coverages to cover if something was to happen was included. Apparently not and I would not recommend Geico to anyone that I know or anyone that may ask me about a insurance company.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed May 17, 2016

    Someone vandalized my car and I called Geico. I took the car a body repair and they said it will cost me over $1,000 but when the Geico adjuster came, he said the worth of the damage done to my car was just $350 and that is not even up to my deductible. And they further added $720 to my premium even though they did not do anything to my claim. They kept increasing my premium every 6 months without any significant reason. The company is full of trained professional con artist. They have the worst service, very rigid policy and they do not care about their customer. They are very greedy and shady, they lack integrity. I will never recommend this company to anyone. I will never use this shady, greedy company again in my life. They are con professionals and very disrespectful.

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    CoverageStaff

    Reviewed May 16, 2016

    I was contacted by an adjuster within hours of the accident, while I was still in the ER and offered to have my medical bills paid and given $900. I declined. Since then, I've lost my job, had surgeries, physical therapy, and my life is ruined. These people know their guy was intoxicated and hit my school bus while I was stopped picking up children. Still, knowing their guy was intoxicated and hit a stopped bus, narrowly missing a child by seconds, on camera, they will not settle anything other than a joke ($2000). I will be in pain for the rest of my life. Even if they paid out the max which is $30,000, it would never cover the damage that has happened to me and my life. These people are disgusting human beings and I don't know how they live with themselves. If you have them, drop them. If you get hit by them, kiss your life goodbye.

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    Staff

    Reviewed May 14, 2016

    I have been with Geico for years. I called to get a quote for my oldest daughter who is away in college, owns her own car and already has her own insurance. I made it very clear I just needed a quote and before getting off the phone I asked how long the quote would be good for. 2 days later I received a bill for hundreds of dollars due in 3 weeks on my already paid account (with no explanation). I called to find out what's going on they said they went ahead and added her to my account. The only way to remove her would be to jump through many hoops and send them proof of my daughter's current situation (housing, car, insurance). I don't feel that it is legal to add a grown woman living on her own, driving her own car, with her own insurance to my account without telling me or getting my permission. I cancelled my insurance through them. And let them know that no one in my family of 7 will be going through them.

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    Customer ServicePriceStaff

    Reviewed May 13, 2016

    I've wasted hours dealing with obfuscation and shifting excuses from GEICO for not authorizing me to rent a car while mine was in the shop. It's a Kafka-esque nightmare of dealing with a different person each time a call, with a different explanation of their policies from each one. My own insurance company immediately concluded that the accident was the fault of the negligent GEICO customer who rear-ended my car, waived deductible, appraised the damage and paid the body shop in less than a week.

    But for renting a car while mine is in the shop for three weeks, I have had to turn to GEICO since it was their policyholder's fault, and I didn't carry "substitute transportation" on my own policy. Unfortunately their own policyholder had not reported the accident to them! So they said they had to "offer a courtesy period of 8 days to wait for a report" before authorizing me to rent a car (I took a financial risk and rented a car anyway, confident that they would quickly agree it was the other party's fault). When I called at 8 days, I was told they had to wait 15 days, as a "courtesy" to their driver.

    Today I called at the 15-day point, and was told that they still hadn't heard from the other driver. And despite the photographic evidence I provided of the collision (both cars at the site), and photos of the their driver's registration and license, I was now told that it wasn't enough judge fault and to authorize the rental, and that they had to wait 20 days before pursuing the "investigation" further with the non-cooperating driver. I asked what happens if the driver had repaired her own front bumper by then, and despite my photo evidence, denied being there, and they had no satisfactory answer. If they had told me the whole story upfront about their policies and procedures, I wouldn't have wasted all this time with them. They clearly keep their costs down by finding any excuse to avoid paying out.

    I can only wish good luck to my own company with the subrogation process of passing the collision-repair cost on to GEICO. I'm just going to have to eat the rental car cost and be grateful for my own insurance coverage. Any thought of switching to GEICO for slightly lower rates is banished from my mind forever after this experience.

    Fortunately no one in Massachusetts is at fault for being rear-ended. By the way, I was crawling slowly and properly in a traffic jam for many minutes when that driver simply powered into my car, apparently looking backward to see if she could change lanes. The photographs I uploaded to GEICO are undeniable evidence of fault and of the driver's identity. And I had three witnesses in my car, but that didn't count either, in their book because their own driver still had not responded to their phone calls or reported the accident.

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    Customer ServiceCoverageStaff

    Reviewed May 12, 2016

    My husband and I were rear-ended on a freeway in Los Angeles by an uninsured motorist. We carried full coverage with GEICO, therefore thought we were in good hands. I had had gall bladder surgery the week before this accident, so I was troubled I might have damaged myself. Immediately after the collision, we called 911 to report the accident. On our way to an urgent care center, I called GEICO to report the accident. The GEICO representative was not concerned about our well-being, or interested in guiding us through this dilemma, but instead PRESSURED ME ON THE PHONE TO SETTLE THE CASE ON THE SPOT FOR $1,000 each!

    We were shocked as we hadn't even been seen by medical doctors, and although not bleeding we could feel our bodies traumatized from the collision!! We had to hire a law firm to represent us against GEICO after they continued to pressure us to settle. It's been two years of back pain and the case is still not completely over. The first attorney was as untrustworthy as GEICO so we lost 1 1/2 years in the process that has a statute of limitation of 2 yrs. Long story short, GEICO has good COMMERCIALS, BUT HORRIBLE, HORRIBLE SERVICE!! BEWARE!!

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    Staff

    Reviewed May 10, 2016

    I'm so glad that GEICO is NOT my auto insurance company. I thought I would never have to deal with this notorious company until recently I was rear-ended by a truck. The truck rear-ended me and pushed my car to read-end the car in front of me. My insurance company Allstate started investigation as soon as they received the police report. But GEICO (the insurance company of the car in front of me) waited until a month and a half later to start the investigation and concluded that my car impacted their customer's car twice, that is, one impact was from me alone and the second was from the truck's rear-ending me. I asked the GEICO adjuster how she had reached this conclusion. She said it was based on what her customer said. I asked if there was any evidence to support this version of the story. She said there wasn't any except that her customer said so, and the truck driver said the same.

    This sounded very suspicious to me because I had learned from my adjuster at Allstate that the truck driver said something totally different. Eventually she was forced to admit that she said something incorrect. I was shocked by the way GEICO did the investigation (if it can be called "investigation" at all). I also found the adjuster I spoke with extremely unethical as she could state something obviously untrue with so much ease. So, I believe that it is my moral obligation to share this experience and tell everyone to "STAY AWAY FROM GEICO!!!" GEICO is not only slow, unprofessional, but also dishonest.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed May 10, 2016

    April 19th, 2016, I was on my way to work. It was a weekday morning and the traffic was crazy. We all stopped in the signal for the light to be green. All of a sudden this car hit my SUV at the back bumper, but instead of being sorry he started yelling at me, blaming me that I reversed and hit his car. At that moment, it seemed funny to me because no one will reverse to ongoing traffic. I thought he found a silly reason to cover his fault, and no insurance will believe that. But I got so surprised when I found that Geico had actually believed his false statement and denied my claim.

    Unfortunately, the other party and I both had Geico Insurance, so it was easy for them to believe his lie and not pay for my damage. I couldn't make any witness, cause I didn't wanna bother people who has to reach their destination on time as well. I thought since the other party is insured with Geico, they will make a fair judgement and solve this issue. But I am totally disappointed at this time. I realized that their customer service has dropped really below. The agent who helped me had a cheap attitude and was not helpful at all. I am with Geico for more than eight years, but now I am thinking to switch my insurance both car and house elsewhere. Shame on Geico!!

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    Staff

    Reviewed May 9, 2016

    This company is horrible to deal with. I'm an Allstate customer and was hit by a Geico pill junkie. All they want to do is play games, give you the least amount possible even when estimates are much higher. It's funny when you mention attorney they get to jumping. Still they are horrible.

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    Reviewed May 8, 2016

    I was with Geico for almost 10 years, no accidents or tickets. Last year I am backing out of a parking space, a lady comes around the corner at a high rate of speed and hits my car. Geico says it's my fault and jacks up my rates 40%, they also placed an 'at fault' accident report on my file so anyone else I try to insure with charges me excessive rates. I have spoken with other insurance companies and they tell me that Geico flat out screwed me over. Stay AWAY from this company, they will screw you over the first chance they get. Trust me, if you haven't been screwed by them yet, you will.

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    Customer ServiceCoverageStaff

    Reviewed May 7, 2016

    I was rear-ended by a Geico customer two and a half months ago and dealing with them has been an absolute nightmare. Their insured driver didn't have enough property damage coverage to cover my repairs, which at the time they informed me of this were estimated at $6000. What kind of policies are they giving their drivers that don't even cover $6000 worth of damage to someone else's property?

    The repairs ended up totaling just about $12K and took two weeks longer than my own rental car coverage allowed because the collision shop kept finding hidden damage. (My car had a clean record and less than 4200 miles on it at the time of the accident so any and all damage to the vehicle was related to this accident.) It took three (increasingly angry) phone calls and asking to speak to a supervisor to get them to agree to reimburse me for the overages for the rental car that I was only driving because their driver hit me. They kept telling me prior to this that they couldn't authorize any more charges because my repairs had exceeded their insured drivers' coverage limits... the coverage that they themselves gave their driver. The fact that they underinsure their drivers and then try to use that as a justification not to pay out what they rightfully should is, in my opinion, sleazy and deceitful.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed May 6, 2016

    I have been a customer with Geico for about 10 years for my car policy. I paid all my bills on time and never filed any claims – basically a perfect customer. I recently submitted another driver on my policy (the only interaction I've had with Geico) and when I called them two days after their "deadline" for paperwork I said "Please take the driver off. I never meant to add him since it turns out he will not be driving the car." Because of this they said that as of a month from now they will refuse to renew my policy. Are you kidding me. They refused to budge. I will gladly go with someone else. Absolutely horrible customer service and I got kicked off a policy for doing nothing wrong!!

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    Claims HandlingCoverageStaff

    Reviewed May 5, 2016

    I am a successful business owner and I have been a Geico customer for several years. I insured my 4 cars and 2 motorcycles. Their related company, Liberty Mutual, insured my home. Over 10 years, no claims of any kind and no tickets. About 18 months ago my pre-med school son did a dumb thing and got a DUI. He has not driven a vehicle since. He is an excellent student and learned his lesson. He just got a great job working in a lab and needs transportation. I called Geico to ask if they would provide an SR22. The rep said they would be happy to do so, provided a quote on the insurance, and said we'd have the paperwork in 2 to 3 days.

    The next day I received a call from an underwriter. They informed me that not only would my son not receive the SR22, but they had canceled my policies. They informed me that they would only be willing to reinstate my policies if I signed a document that stated my son would never drive one of our vehicles, and that Geico would be fully indemnified if he did. Horrible way to treat an excellent customer. I'll never insure with Geico again, and I will continue to share this story.

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    Customer ServiceClaims HandlingCoverage

    Reviewed May 4, 2016

    After nine and a half years of being a loyal customer, with no claims and impeccable driving record, for the first time I experienced a nightmare with GEICO, the worst insurance company I have ever dealt with. Everything legally, that is your right, their response is "You did not ask for it." Classic example of that is "uninsured deductible waiver" and not sending your policy, unless you call and ask for it.

    I am told, if insured has full coverage as I did, then, uninsured deductible waiver is available but "you have to ask for it." For the first time, I put in a claim for being hit by a drive in a parking lot who apparently did not have insurance and fled the scene. GEICO refused to pay the deductible portion of the damages claiming I did not ask for "uninsured deductible waiver." I checked around other insurance companies including Automobile Club of Southern California for which I have written documentation that such deductible waiver is standard, automatic and no need to ask for it.

    Anyway, to make a long story short, they will do everything possible to manipulate, trick and pressure the insured not to pay when time comes for a claim. The auto body shop I dealt with and having read the review on this website confirms the same. My recommendation is, do not deal with this unethical company who is only interested in taking your money but not wanting to pay you for a claim that is your legal right.

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    Customer ServiceCoverageStaff

    Reviewed May 4, 2016

    I was with Geico insurance for over 12 years. During those 12 years I've had made several payment arrangements with Geico through my difficult financial times. It wasn't until recently that I had incidents with automobile accidents that was not my fault. I myself have not had any accidents which the fault lies with me. On March 12, 2016 I spoke with a Geico representative and informed her I would like to make partial payment. She informed me this would be fine and to ignore the cancellation notice. This was not unusual for me to hear or do since I have done this several times in the past with Geico.

    On April 4th I received email stating my policy was terminated. I immediately called and spoke with a Geico representative and she informed me I needed to pay the balance of $114 today and I did. She later came back on the phone and informed me that Geico could not reinstate me because of non-faults. I was left with trying to get another insurer to cover me and then I was penalized for overlap of seven days.

    This is unfair for several reasons. I have had coverage with Geico for over 12 years and when I have to use the coverage through no fault of my own I get punished. I spoke with a Geico reps several times over the weekend and not one time did they mention my policy has termed. (They discussed the accident of a hit and run accident.) Geico took payment from me knowing they wasn't going to reinsure me knowing I had to a get coverage or I would have broken the law because I drove to work.

    I cannot afford the penalty nor can I afford the penalty other insurances are placing on my account for overlap. I did not overlap, I was in a financial crunch Geico accepted partial payment and termed me and then want to thank me for my 12-year coverage. I cannot afford the penalty and pay this high-cost coverage because anyone's miscommunication or understanding. If you want to prove that you appreciate me being a Geico customer for 12 years prove it. When I need your help. Help.

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    Coverage

    Reviewed May 3, 2016

    When I was purchasing a car I selected the car due to the amount I would have to pay for insurance. I confirmed two speeding violations with my sales rep. He guaranteed my rate was set. My rate has changed 4 times in the last 3 months, all increasing. They recorded my VIN wrong so my car was not covered for these 3 months. They refused to credit me the 1500$ I had paid for the premium. "Save 15% or more" is a joke. Don't go with this company.

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    GEICO
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    www.geico.com