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GEICO Reviews

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About GEICO

GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.

Visit www.geico.com
Pros
  • Affordable policies
  • Several discount options
  • Intuitive website and app
Cons
  • Can be pricey for high-risk drivers
  • Few local agents

GEICO Reviews

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    Page 16 Reviews 2025 - 2175
    Customer ServiceClaims Handling

    Reviewed May 28, 2018

    I had an accident last Aug 2017. I was deemed not at fault, initially. After much review, Geico informed me I was 20% at fault, and the other party was 80%. I was told by my insurance adjuster that I should not be alarmed as my rates won't go up nor will the accident be considered my fault. Fast forward to May 2018 when my insurance is up for renewal. I get an email stating my insurance rates go up. I called Geico, and I get the same run around BS excuse as other reviews on here have stated - "increase in taxes in the state, account for everything... blah blah blah" I honestly think it's their protocol to say when a customer ask their rates going up.

    Anyhow after talking to the customer service and claims, I was told in their system I was labeled "at fault, other". So I have reason to believe my insurance did go up with the accident that I was told back in Aug that it was "not at fault AND I won't see an increase in my policy" but it's ok, I saved 15% in my car insurance with ANOTHER COMPANY. =)

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    Price

    Reviewed May 28, 2018

    I have Geico and so far it has been really good and very affordable. They are a really good company and they have done their job pretty good. I will definitely be sticking with them for a while for insurance. I just wish for better roadside service. I had an issue not long ago and I pay for roadside assistance but was never able to get help.

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    Customer ServiceClaims HandlingCoverage

    Reviewed May 27, 2018

    We have had Geico for over 20 years and we've never have had a dispute. I like that they don't raise rates for no reason like other insurance do. They are also great with customer service and they are readily available when needed for a claim. Humans answer than phones so there is no hassle of talking to computers. Adding new cars onto your policy is easy & changing coverage is hassle free too. Every time we add a new vehicle or change coverage, all we have to do is call and it's taken care of over the phone. When you are satisfied with your insurance company, there really is no reason to change anything.

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    Customer ServiceCoverageOnline & AppStaff

    Reviewed May 26, 2018

    I've been insured with Geico for over 15 years now, in 2 different states, and have always been very satisfied. The customer service representatives were extremely helpful in helping me pick the right coverage for me, especially when I changed states. They explained to me the differences/changes that would take place and made sure I was ok with them before just transferring my policy. They have amazing customer service! They have many different discounts to offer including an ongoing safe driver discount. Their website is very user friendly as well as the app. Also happy with the ability to choose from a few different payment options.

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    Customer ServiceStaff

    Reviewed May 25, 2018

    Geico's rates are high but much better than the rest of insurance companies out there. Most customer service reps are not fully understandable of their customers' issues nor what the company can do for them but Geico's are quick to respond, listen to customers, knowledgeable, courteous and willing to assist. Flexible when it comes to premium payments and several options there too.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed May 25, 2018

    All they do is take my money. I pay more because I am divorced. When I got divorced, I tried to set up a new username & password and was told that I had to keep the one I had since I was already listed on policy. Took forever to even get a new policy #. No discounts even though I have never filed a claim with them. I pay over $100 a month for one car. Car hit me in the parking lot. Just called to report it and rep tried to tell me it was my fault. Didn't even get all the info. No concern. Worst customer service ever.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 25, 2018

    Geico has handled the auto insurance for all three of our vehicles for over 7 years now. The rates are wallet friendly; I really like being able to auto pay my bills which are paid monthly - another great feature when on a budget! When I bought a new car, I was able to get the insurance before I left the dealership with one easy phone call. New insurance ID cards are easily printed at home or downloaded on my phone. Any time I've had a question I've been able to speak with a representative right away. My daughter had her accident on a Saturday night and we had a new car the following Thursday. The claims process went smoothly and quickly. I'm a very happy Geico customer!

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    Customer ServicePrice

    Reviewed May 25, 2018

    I have been with Geico for 20 years and it has been as pleasant a experience as possible. Competitive pricing as well. Good communication processes in place that allow for quick resolves. The initial call after a fender bender was quick and efficient and as painless as possible.

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    Claims HandlingPriceStaff

    Reviewed May 25, 2018

    Geico does great and services me well. However, I think cost is high compared to others but often you have to pay more for great services. Usually claims are quickly dealt with and they have multiple repair stations around. Their reps are always available with info and answers to my questions.

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    CoveragePriceStaff

    Reviewed May 25, 2018

    Geico has roadside assistance that is very helpful for me because I am a caregiver and a single mom. This company is a good price for myself and for what I want my policy to be. They do a good job with their technical support and at responding to an emergency in a timely manner. They give good discounts when you bundle your policy like with home and auto or even another car. However, they're unfair about the tow bill reimbursement. I didn't get a full refund. I wish they would keep their standards high for the customers and make sure to give the customer a full refund like they say they are going to instead of screwing people out of money. They also need to do more training with their employees about setting a standard for the customers they handle every day. Lastly, I would like more benefits. Still, my experience overall has been good. I am happy my policy is the same amount every month and not a irregular amount every month.

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    Customer ServiceStaff

    Reviewed May 24, 2018

    In deciding to drive for Lyft, I was concerned about how much more my vehicle insurance would be. Geico, who I had for my personal insurance, gave me a quote for the “commercial insurance” and I decided to keep them. When I paid them the first payment over the phone, he advised me that my vehicle would need an inspection by them. Not once did he say there would be an additional $56 charge after the inspection. I made it clear to him that I needed full coverage on the vehicle right away since I just bought the vehicle 3 months earlier.

    The “inspection” itself was the woman at Geico walking around noting any little tiny ding or paint “chip” (hardly noticeable). The Geico worker was grunting “you parked in the back?” Like it was going to kill her to walk a few more feet (she had ridiculously high heels on. Lol.) Anyway, not once did she or the person I talked on the phone with before going to her say there could even be the possibility of an additional charge. Speaking to another Geico representative on the phone just now (and I had to call again today because the woman who I spoke to last night said she would call me this morning which of course didn’t happen) told me they had sent me notice in the mail of the increase amount. I haven’t received anything in the mail of course and they took the $56 out of my checking account already.

    I’m lucky I didn’t overdraw my account, not knowing they were making this withdrawal. I told the guy today that they should check the phone call with the Geico rep when I paid the 1st payment, because at no time did he say there would or could be an additional charge to the 1st payment, only how much my monthly charge would be starting next month. I will be looking elsewhere for commercial insurance to drive for Lyft. Beware!

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed May 24, 2018

    I have been with GEICO for 5 years. Always pay ahead on time the full 6 months. Safe driver for 5 years and clean record. There hasn't been a time when they keep my rate steady. Every renewal comes with a $250, $150, $78 increment for NO reason! Every time I call to have a reasonable explanation for why to jump my rates that high they give me the same robotic response: - Taxes in your state have gone up (BS), medical claims have gone up (BS), too many accidents in your state (BS). Really??? WHY would I be responsible for other people's recklessness?

    Geico has no consideration nor appreciation for customers whom MADE YOU and HELP YOU to keep running your multi-billion corp. Should be a crime to charge such an astronomical amount of money for a stupid permit to drive and put your life at risk when doing it. At the time to pay a claim they play hard to PAY what you have already PAY THEM for years!! Horrible! I know insurance companies are all the same but when you have customer LOYALTY you MUST show appreciation and get real for your ridiculous rates, this should be illegal to charge that much for auto insurance!

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    Reviewed May 24, 2018

    The very best service I have received since I have been driving 1970. There was an accident and they were right on it the very next day. Very good company. Will pick them in the future.

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    Customer ServicePrice

    Reviewed May 24, 2018

    Liberty Mutual was overpriced and didn't seem as friendly or helpful. Switched to Geico and I like them now. They are way easy to use, always ready to help and answer their phone quickly. I was in a wreck and didn't have to do much. Called once and they took care of everything else.

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    Price

    Reviewed May 24, 2018

    GEICO has really been a good company and easy to deal with from the getting a quote to establishing an account to paying your bill. I love the payment options for and ease of mobile app. The rates and discounts and accident forgiveness is awesome too!

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    Coverage

    Reviewed May 24, 2018

    I received an email from GEICO outlining my auto insurance payments for the next seven months. My auto insurance is up for renewal next month. The monthly payment has increased by about $75.00. This is about a 25% increase. Nothing has changed (no tickets, no accidents, no additions, no removals etc.). I called GEICO to clarify the increase, a representative said the increase was an overall insurance rate increase. I called another company and their rates are lower. My advice, call your auto insurance company one month before the renewal date, find out if there are any changes to your policy. Do not allow the insurance company to automatically renew your policy. Question any increase before renewing.

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    Customer ServiceClaims HandlingCoverage

    Reviewed May 24, 2018

    My GEICO claim experience was fast and easy. However, rate increased 100% after first claim. The premium increases compared with the risk. Technology is great but it costs too much. So I would pass on them unless it is your only option. I was able to compare different insurers and find lower premiums with better coverage. They make adjustments to your policy and send vague emails about it. Would like clarity and regulations like the mortgage application process.

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    Claims HandlingStaff

    Reviewed May 23, 2018

    I have been with Geico for over seven years now. And it has been a tough few years. My husband has gotten into a car accident and have I. I was terrified thinking they would drop us but they didn’t and only raised our punt by a few dollars. I am happy to still be Geico! I love Geico. They are awesome, caring and understanding. They work hard to process your claim.

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    PriceOnline & App

    Reviewed May 23, 2018

    Great, simple, affordable and easy to use. The app makes my info accessible. Having the app is really key. I go through grocery and have been largely happy with the service. My premium is charged once every six months and it's auto-debited, which makes it super convenient. I would be very unhappy if I had to think about paying my car insurance every month.

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    Claims Handling

    Reviewed May 23, 2018

    Lost car during Harvey in my driveway on a hill that never floods. GEICO paid off vehicle and had enough left for a down payment for another. They are good with 1 exception - rates continue to climb every 6 months claims or not... I don't have tickets or other stuff and above 50 yet it keeps going up which not right.

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    Coverage

    Reviewed May 23, 2018

    This is not my ins. co. But we were hit by a Geico policyholder. A Geico repair company kept our car for a month but did not finish the needed repairs. They were uncooperative about covering all the charges for the rental car we were forced to use. They have owed us over $500 for the remaining repairs which they agreed to cover since Feb. promising "you should have the check by next week." That is still the story we are getting. We are elderly. They ruined our month's vacation in Jan. causing great anxiety about whether or not we would have our car by the time we had to leave Fla. Dealing with Geico has been one of the most unpleasant experiences since retirement.

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    Claims HandlingCoveragePrice

    Reviewed May 23, 2018

    I switched to Geico about 2 years ago. The price was better than the insurance company that had been raising my rates even though I had no claims. Any time I've had questions, needed to make changes to coverage or payments, add or remove a vehicle, they have been awesome, fast and helpful.

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    Reviewed May 22, 2018

    I shopped my insurance 7 years ago on three cars and Geico was the best rate for the same policy. Saved so much money for the same policy over State Farm. I had 2 claims in that time and had a check the same day they looked at the damage. My policy has only gone up slightly in that time frame. However they are not competitive enough for motorcycle or boat.

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    Customer ServiceCoverageStaff

    Reviewed May 22, 2018

    I use Geico for my Auto Insurance and what I like most about it is they have very helpful customer service and very nice agents who answer questions fully. I am very pleased with my experience with them. I had never purchased auto insurance before and they made sure I knew everything I needed to know about my coverage. They also have great rates and great coverage. But I would improve the automated system when you call to pay your bill over the phone. It is very hard for the system to understand what I am saying. It takes about 10 minutes to get to the place I need because the system doesn't understand me.

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    Reviewed May 22, 2018

    Good company and I had very good experience with Geico. Never had a problem with them. I like going online and looking at my policy. Very handy website.

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    Customer ServiceClaims Handling

    Reviewed May 22, 2018

    I have been with Geico for over 10 years. I have always been able to get my questions answered on first call. I have always received great customer service and for the most part my rates have been quite good. They have been more than fair for any claim that I have had to file. I was rear ended and my car was totaled. I turned down their first offer and ended up getting more than the car's value.

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    Customer ServiceStaff

    Reviewed May 22, 2018

    I was hit by a drunk driver. Their quick action was vital & they really support you! You ask, they answer right away. They have been helping me, paying all the bills & giving me moral support that companies normally wouldn't do.

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    Verified purchase
    Customer ServiceSales & MarketingPriceStaff

    Reviewed May 21, 2018

    I received a cheaper price for my car insurance from Geico than my current provider. Paid in full the 6 month amount. Then about 3 weeks later received a bill for additional funds for the 6 months. Over the phone they informed me that after further review they could not give me that rate and that the change was retroactive. I cancelled my policy and am going back to my current Insurance Company. I think I was duped with the bait and switch routine. Be careful with these people. They were also rude when I tried to complain.

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    Customer Service

    Reviewed May 21, 2018

    I switch from State Farm and saving was huge. Getting a policy online was easy and quick. Can view my policy online and make changes easily. Paying online with auto deduction is awesome. Customer service is excellent and answered all my questions.

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    Customer ServiceClaims HandlingPriceOnline & AppStaff

    Reviewed May 21, 2018

    I am very happy having Geico for my insurance. I have filed one claim and had occasion to have them give me tow companies to call even though I did not have roadside assistance. Anyone I have spoken with via phone has been helpful but their app is the best. I switched to Geico when I found I could save over $200 per month over Farmer's Insurance. My former agent told me he did the best he could and still charged more than $350 per month. One other plus, Geico has never tried to upsell me on anything. We filed a claim for glass after a car was vandalized. They handled everything from start to finish and we didn't have to do anything. It was a great experience. With a young driver in the policy, the price is great, billing is easy and I am very satisfied.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed May 21, 2018

    I was in a hit and run accident. From the first day I treated like I was a criminal. I had to contact the Texas Department of Insurance to make them handle the liability issue in a timely manner. I adjuster came out and spent less than 8 minutes reviewing the damages (the neighborhood watch seniors gave me that intel.) on my and refused to meet with me at the car so he did not see any of the warning code lights or drive the car. I selected RMS to repair my car after reading positive reviews on Google. My car was towed to the auto shop and I was told that I would be contacted the next day. 3 days passed with no contact. I went to the shop and was not greeted and had to go around to all of the desks and introduce myself and ask where my car was. I would have moved it but Geico refused claiming I picked the shop and it had to stay.

    Glenn and Ali the adjuster had discussed how to mitigate the cost affiliated with the repairs of the car. I specifically asked Glenn if he requested work to be done through Ali the Geico adjuster and he said yes and the supplements were denied. When I called Ali the Geico adjuster he pretended he never talked to Glenn, ever. My car was returned back to RMS who performed the body work correctly but when I picked up the car. They still failed the check any mechanical issues although they reset several hazard code lights on the car.

    When my car was ready at RMS I received a call from Ali stating that I needed to pay for my car rental because it was past 30 days since I had the rental. I informed Ali that I have a receipt from Enterprise Rent showing that I only had the rental for 6 days and why was he yelling at me and threatening me that Geico would not cover my rental fees? He failed to answer. He continued to be aggressive telling me that no more repair will be done to my car regardless of I think it relates to the accident. Ali stated a specialist was sent to view the car while it was sent to RMS for corrective body repairs. I was not contacted by that person or asked to meet them at RMS or anything.

    When I complaints about noises coming from the car these were the excuse given to me by Ali the Geico adjuster. Although in 10/2017 I had all belts, brake pads and brake related stuff and for new tires, the accident was on 1/15/2018. I am still going through medical treatment and having to deal with the trauma of being rear ended out of the blue and the stress of a harassing insurance company. After having the insurance for several years I had to file a claim against my own policy only because it was a hit and run and they treated me like poop on the bottom of their shoe. I understand that insurance is a business but when it is your own insurance the expectation is to be treated like the valued customer you are not like you're trying to take money from the piggy bank.

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    Customer ServicePrice

    Reviewed May 21, 2018

    We use Geico, and love the service we receive and the low prices! Every time we call we are approached with kindness and speedy service to make sure we get everything we need! Purchasing my auto insurance was quick and painless. We found a great policy that works well for us! We will continue to use this company as long as it is up and going, my wish is for everyone to find such a great service as we have found.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed May 21, 2018

    Geico is definitely a great company and the roadside assistance is wonderful! INCREDIBLE! What a great value, unlike some auto clubs that limit you to a certain number of service calls and charge you a large fee to begin with. Invaluable peace of mind, especially when you drive an older vehicle! Also, claims are quickly processed, very efficient and professional. Miss the Geico Cavemen, though. They were hilarious...

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    Customer ServiceStaff

    Reviewed May 20, 2018

    Geico backing off their 2013 agreement to never raise my rate. They failed to total my MiniCooper and put $9500 in repairs into the engine and body. I was going to get an attorney. A Geico supervisor spoke to me as I was livid because insult to injury they raised my rate right after the accident. She asked if having my rate remain the same and never changing as long as I remained a client...would that appease me? Stupidly I accepted. I had to sell my car about 1.5 years later as it was having all kinds of trouble. Now, statute of limitations is up. When 3 years was up, they started raising my rate. I have not had an accident and have not been ticketed. I am livid. My bill has gone up again for the third time. I have called before and got zero response. Called today, and they said they would note it.

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    Customer ServiceClaims HandlingCoverageOnline & AppStaff

    Reviewed May 20, 2018

    Geico has been an amazing insurance company. From the beginning they have helped me when I lost coverage through my previous insurer and don’t know it till they sent me a refund check by mail. I filed two claims for hail damage in 2017 and one no fault auto accident and they haven’t raised my rates or tried to drop me. When I do file a claim they give me a check right then or they will send it to body shop of choice. No matter what time I call or need assistance they are there. They are friendly and helpful. They have good rates and a very user friendly mobile app. With the app you can file a claim, schedule an estimate, pay your bill, request roadside, bundle renters insurance, and too many other things to name. Easy, fast, and better than any other insurance company I have ever dealt with. I love this insurance company.

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    Claims HandlingStaff

    Reviewed May 20, 2018

    When I filed a claim with GEICO the process was simple and was helped in every step of the way. They were very attentive and all my questions were answered.

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    CoveragePrice

    Reviewed May 20, 2018

    Geico raises the price of their policy too often. I'm disappointed. According to them it is because of repairs went up. I had no claims. My insurance should not go up. The value of my vehicle went down, I have no violations. That is just not right no matter how they explain it. Then they want me to take a defensive driving course to get another discount but I have to pay for it.

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    Customer ServiceStaff

    Reviewed May 20, 2018

    I've been with this company for at least 10 years! They are very customer service friendly and they offer great deals. On occasion I will look for a company that offers better and every time I can find no good reason to leave Geico. I'm completely satisfied with them and have no reason to give them anything less.

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    PriceStaff

    Reviewed May 20, 2018

    Low cost insurance for 3 drivers and we 3 cars. 2 drivers are young male drivers for a surprisingly low rate. I have not found an insurance plan that can match Geico's rates for 3 drivers and 3 vehicles any places else. I have tried several quotes and no one can beat their prices. I also have auto pay and it covers 3 driver. The policy continues on monthly payments and doesn't restart with a new lump sum down payment as many plans do which makes it easy. There is also an option to pay off early if you choose. They also make it easy to change the payment date in the event of financial difficulty. But should improve state minimum liability. I have had 2 accidents on my policy in the past 4 years and the increase has not been substantial. It remains at under $40 per driver per month without a high down payment.

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    Reviewed May 19, 2018

    Wife works for the company, and they give a small discount on auto insurance but no discount on homeowners. I’m sure I could switch to State Farm and save money but because my wife works there we stay with Geico. The company as a whole is fantastic to work for, my wife loves working there, just wish they would give a bigger discount to employees and wish they would give discounts for homeowners.

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    Online & App

    Reviewed May 19, 2018

    I got my auto insurance online. The application was quick and easy to fill out. And the whole process from start to finish took less than 10 minutes. Overall, the reason I chose this insurance company was for the low rates. Which by the way is the lowest I could find online.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed May 19, 2018

    My experience has been very good overall with Geico. In every contact I have made with Geico the representative was polite and did not waste any time in satisfying my concern. I have two different policies with Geico, one for my auto coverage and another for motorcycle coverage. The motorcycle fell from the rear of a transport truck suffering in excess of $15k in damages. I contacted Geico and explained the situation. The very next day an adjuster called to schedule an appointment to view the damage. The adjuster was on time for the appointment, was polite and recommended a repair shop in my area. I later discover some additional damage. Contacted the adjuster and within 48 had a check in my hand.

    The one claim I had was handled promptly and professionally without making me feel awkward. Geico is always prompt with billing giving ample time to prepare for the upcoming payment. Typically I get a thirty day notice prior to my account being debited. Their customer service has been stellar in every situation even when I complained about the premium. They took time to review my status and found one additional discount I could be eligible for. I would recommend Geico to anyone needing automobile insurance a fair price with great customer service.

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    Customer ServicePriceStaff

    Reviewed May 19, 2018

    Geico makes it easy pay bills, combination insurance bundles, competitive pricing. Always friendly & helpful customer service & their roadside service is 5 star on response time and service. I was surprised and impressed how quickly they got both my rental car & mine in repair shop after severe hail storm. Kept me informed throughout process as well. Overall, they are extremely better than my experiences with Progressive, State Farm, All State & Farmers.

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    Customer ServicePriceStaff

    Reviewed May 19, 2018

    My experience with Geico was extraordinary. I had an accident where my windshield was broken and they set me up in an appointment to replace my windshield. The day before my appointment for my windshield ice chunk fell off my roof and smashed my roofing so while my car was being fixed for my windshield I called and asked what to do about the big dent in my roof. They had no problem with that. Told me that the insurance adjuster would come out and look at it but he was very busy and might not make it until the next day. After my appointment with my windshield I went home and he had called me. The insurance adjuster told me he would be there in five minutes if that was OK with me. He went there, looked at it, did what he had to do then he handed me a check right away. I have never thought any insurance company would be able to.

    I like how I felt as though I was a celebrity and that I was number one. My issues came first. Help me out with one or two different Issues and took their time with me to make sure everything was dealt with. But the price that I pay for a six-month period is the same price that we paid for years. Geico is supposed to be cheaper. ut Geico has better service and better communication with their customers.

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    Claims HandlingCoverage

    Reviewed May 18, 2018

    When I filed a claim everything went very smoothly from start to finish. We were never left wondering what the next step was. Geico has a specialist assigned to each phase of the filing process. Unfortunately we had an incident twice! Nevertheless, both were handled promptly and professionally. I have to point out that we pay for the top of the line coverage with Geico. I can’t contest that our satisfaction rate would be identical to someone who has the basic car insurance coverage with them. That being said though; after nine years, we still love Geico!

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    Claims HandlingPrice

    Reviewed May 18, 2018

    Purchasing Geico was very simple. I looked for quotes and did it all online. But I wish they would take at claim faults off of your history. I would like to lower my premium even more too. I don't see this option on their site to apply for, as easily as I see adding new options. I am actually in the process of searching for a cheaper company because I have seen much cheaper rates elsewhere. But I liked the ease of use and the lower premium. I can access everything from my mobile app, or the website. I can view my ID from either source. After six months it automatically renews. It seems that it's also easy to cancel if I would like, or to add insurance.

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    Price

    Reviewed May 18, 2018

    Have been with this company now for over 15 years and for the price and service they have never let me down. The real scope is I changed from Geico to another company which was American Family. They said they could save me over $800.00 a year from what I was paying now. It was going to cost me more than what I was paying before so you know what I'm back. That's right back to Geico. Will not make that mistake again.

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    Customer ServiceCoverage

    Reviewed May 18, 2018

    Insurance is a must have. I don't care how many drive without it and save a ton of money by doing so, I will continue to give them my money. Compared to the other companies that send me emails claiming to be the lowest, no one comes close to Geico. They give me max discounts and believe me I feel I should be paying less but it is what it is. They have done me well for over a dozen years.

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    Customer ServiceClaims HandlingCoverage

    Reviewed May 18, 2018

    100% satisfied with my auto insurance policy after almost 3 years. Rates were the lowest. Easy to manage online. Every time I have contacted them, the question is answered quickly and correctly the first time. Involved in a very minor accident. Contacted Geico and they handled the claim for the other vehicle. Never heard from them again and no increase in the rate. However, can't say the same for the homeowner's policy. I canceled it after a year. Rates went up significantly and no claims were filed. Found a policy with another company with better coverage at a cost lower than the first year with Geico.

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    Customer ServiceCoverage

    Reviewed May 17, 2018

    I contacted Geico on May 15/16 with regard to obtaining a QUOTE to add my daughter to my insurance policy. She is 15, has no learner's permit, or license and I just wanted to get an idea as to the cost. Much to my surprise, within a few hours I received an email stating that they had added her to my policy, without my consent. Again, she cannot drive and does not even have a permit. When I emailed them, no response was received so I called and asked to speak with a supervisor (Anthony, id # **) who said that "it's their policy to add anyone between 15-18 automatically."

    When I asked him where I explicitly agreed to this he said that "I didn't, it's just their policy." I cannot just add people to my clients' checking accounts without their consent. This is clear fraud and when I asked for them to remove her from my insurance (even though I never asked for her to be added) they refused and asked me to provide them with proof that she was covered by another insurer. Again, she doesn't drive! I want a clear understanding as to how they added a non licensed household member to my policy without my consent under the guise of obtaining a quote. I would be happy to pursue this in the form of a lawsuit if that is preferred.

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    Staff

    Reviewed May 17, 2018

    Why would this insurance company give you a rate after checking your credit file? What good does this do but them discriminating your credit rating and driving which are way two different things completely and your credit has nothing to do with how you drive or you been a great driver with 0 accidents in 35 yrs. They drop you later.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 17, 2018

    Never a problem contacting customer service. Always friendly, courteous and excellent service. I don't feel like my policy is in jeopardy when I file a claim. Had an accident caused from another insurance company's client. Nothing but problems from day one. Horrible service fight for everything. So glad that it's not my company. Saw the difference first hand. Will always stay GEICO as long as their service remains the same.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 17, 2018

    The process of filing my claim went smoothly. I simply called them with details of the accident and provided the information they needed and that was it! The customer service rep was professional, cheerful, eager to help, spoke slowly and clearly in perfect English and reviewed details with me before ending the call. He offered his name and phone extension in case I forgot something. He called back the same day with an update. I was expecting a long wait on hold, or a rep with verbal dictation in English, being put on hold or transferred to 5 other people then getting disconnected. None of that happened. The rep immediately stated his concern for anyone who may have been injured and was calm and attentive to my anxiety. It went as good as it should be.

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    Customer ServiceCoveragePriceOnline & App

    Reviewed May 17, 2018

    I have Geico, switched from Progressive for auto insurance. Geico had expanded coverage for an affordable price. There were cheaper options out there, but with scanty coverage. I got a quote right online through their website. It was quick and easy. I liked that no one called my house after I got a quote. I always feel harassed when companies do that. I compared my current coverage to the offered coverage so it would be comparable. But I can't combine my auto and renter policies, since Geico's renter's insurance is expensive. It was cheaper to keep my rental plan with Progressive, so now I have separate policies. I'd rather combine them.

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    Customer Service

    Reviewed May 17, 2018

    We have been with Geico for quite some time now and we have been very satisfied with them. Their customer service is excellent and their rates are competitive.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed May 16, 2018

    GEICO does not sit in a storefront and I'm comfortable with that. I used to have Allstate Auto and still have their homeowners. They're all into getting the premiums and not too interested in questions about your policy. Filing a claim with them is not difficult. But the follow-up is a little hectic. The claims office tries but sometimes it is difficult to get through the process. The claims agents take calls and make notes on existing claims, and start new claims too. It's sometimes difficult to get through and you either have to leave a voice message or call back. Other than that it's fairly painless.

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    Staff

    Reviewed May 16, 2018

    I was hit by a Geico insured driver. Took my Audi to a certified Audi repair center and Geico is trying to stiff me on my repairs by purchasing used parts. The repair center can't use used parts. Geico wants me to pay the difference for their repairs. This is ridiculous. I'm sorely hot, I was not expecting to have to pay for my ** car. I expected exactly what I had. Calling my insurance company for them to take care of the repairs and charge back to Geico.

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    Reviewed May 16, 2018

    I've been with Geico for 5+ years. I got into my first car accident July 2017 at-fault. And then another car accident in November 2017 whereas both drivers were at fault. Both accidents resulted with minor scratches on vehicles. Geico forgave the first accident due to my 5 year driving history however my insurance premium doubled because of the second accident (which the payout was more than the first accident!?). Forward 6 months later, I receive a "consent to rate" form to increase again. My insurance premium for 6 months is going from $395 to $1292. Per a supervisor at Geico, the underwriting team decided to give me a new contract.

    However with this new contract, accident forgiveness isn't allowed therefore the first accident that was forgiven is no longer forgiven and it's now calculated into my new premium. Wait? Say what? That is totally absurd!!! I'm just appalled that they will take back a reward that was given because they decided to put me in a new contract. I see why the vision nor mission statement doesn't exist... its principles and integrity are based around itself, forget the people who keep them in business. But hey, I guess that's how they stay in business... constantly increasing everyone's premiums. Needless to say, I'm in the process of leaving them.

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    Customer Service

    Reviewed May 16, 2018

    I found GEICO on the internet and they gave me a call. I purchased immediately over the phone and it was reasonably priced and they provided great customer service. However, they need to have a grace period to pay. My bank account was hacked and had to fix before I could make payment. They cancelled me and so I'm trying to get reinstated now.

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    Customer Service

    Reviewed May 16, 2018

    Couple of years ago, I submitted a claim. Their response time is very good. It was handled quickly and efficiently. I have been with the co. for 16 years.

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    Customer Service

    Reviewed May 16, 2018

    Both parties were Geico policyholders so it was very easy and the other party was at fault. My experience was as good as I could expect. The rental car company and the repair shop were fantastic in product and customer service. However, the adjuster was a bit inexperienced and made up reasons for her inattentiveness.

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    Customer ServiceCoveragePriceStaff

    Reviewed May 16, 2018

    GEICO's system integrity is poor and their rates aren't as competitive as they market them to be. If you are not an "advance user" when utilizing a computer, do not establish or update coverage through GEICO online. Next, their customer service representatives in conjunction with their own server/system is not very reassuring. Either, or both may be the case. Their system may be outdated and their representatives are not equally trained in updating, modifying or getting a higher authority's opinion or ability to escalate and take additional action on the customer's behalf.

    I had a self caused 1-car collision in inclement weather in 2010-11 I considered myself an advance computing user. But, two weeks before the accident, I assumed that my vehicle had full comp and collision, because I updated it online. At least I thought. So during my attempt at updating on their very difficult system to navigate changes. I found out differently when I filed a claim. I had full coverage on my older, less expensive vehicle and only liability on my later model, more expensive truck. GEICO knew they were experiencing trouble with their servers. Unfortunately, I never do a screenshot, because their system would not allow me to save changes.

    Finally, what caused me to throw in the towel with GEICO was when I locked my keys in a rental vehicle when I was out-of-state. It took GEICO 3.5 hours to send a tow truck for assistance, on a bright and clear day! Moreover, they were charging us about 35% more for coverage. We never could get them to adjust our premium down for good driving. So we went with Liberty Mutual and GEICO called us one week later after terminating our policy. They told us that they can beat Liberty Mutual by at least 35%! That's the GEICO way. You can't trust their service nor their system.

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    Claims HandlingCoverage

    Reviewed May 16, 2018

    We are retired. We do not drive to work. We use the car for errand. However, after 20 years with the company, I switch. They kept increasing my policy to a point where I couldn't afford it. I ask for review, and they would come down on the price. I went to another insurance company and I saved over $300 on the first 6 months. GEICO does not reduce rates when you are retiree. They kept increasing my policy until I pulled the plug on them. After 20 years that never put a claim they should have given me a break. No nothing it was awful.

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    Claims Handling

    Reviewed May 16, 2018

    Geico is a pretty good insurance company and gives the best service for your dollars. They offer a more reasonable premium than other insurance companies. A rock hit my windshield on the freeway and it cracked so I called in the claim. Everything went pretty quick, they sent a window repair company to my job and replaced the windshield while I worked. Although the windshield didn't look exactly like the original, it is still working fine.

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    CoveragePrice

    Reviewed May 16, 2018

    I accidentally rear ended someone, not a scratch on their car but mine was totaled. I was paid out for my car quickly and raised my premium of course but it was nothing compared to what I expected. All in all, they're a great company so far. I would highly recommend Geico to anyone looking to insure their car. They're fast, affordable and genuinely seemed to care about my well being and handled everything for me. Not many insurance companies take the extra time to ask you if you're ok, and even when I made a mistake, they didn't punish me too harshly.

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    Customer ServiceCoveragePrice

    Reviewed May 15, 2018

    The past 2 renewals my premium has gone up! I went in to change my coverage! Get less coverage for more money!!! I changed some things I was paying for to decrease my monthly payments and they say, well get back with you! No emails, no calls, no warnings. The renewal date comes up and I get charged the previous rate!! 20 dollars over the quote I'm asking about. I go in and there's documents waiting for me to sign about the new policy! No email? No warning "HEY... come sign this so you can pay the new policy price!!"

    So I sign it and proceed to ask Geico about canceling the payment and charging me the price for the documents I signed! Their answer! "Nope! We're gonna start charging you those prices NEXT month. We're gonna take that extra money this month 'cause you didn't sign that until today!" I asked for that quote on the 6th and you're telling me that from the 6th to the 15th you couldn't send me an email stating I needed to go in and sign these papers!! Shame on you for not sending something and shame on you for telling me you couldn't correct this! Geico... where you pay a lot more money for a lot less coverage!

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    Customer ServiceClaims Handling

    Reviewed May 15, 2018

    My first Geico commercial auto claim was beyond disappointing and frustrating. Geico refused to lift a finger and pay to get my car moved so I had to stick with the shop I originally had it towed to. My accident happened on Friday afternoon and I reported the accident to Geico on Saturday morning. My adjuster didn't bother to prioritize me as a customer and inspected it the following Wednesday. My shop also submitted 2 following supplements and each time it took 2 additional days for a Geico adjuster to address. Coupled with my shop's delays, this company is equally to blame for the 4 week delay it took to get my car back!

    Every time I complained to Geico all they did was apologize but never offered any resolution for me. The field adjusters and their managers are also very hard to get a hold of and no one ever calls me back when I leave voicemail. This insurance company is the worst with customer service. They don't even care that I was losing money daily since I drive this car for Uber/Lyft. Fast forward 4 weeks later, I paid $135 out of pocket to fix my brake lights. The delay and the hassle I had to deal with all could have been avoided if you listened to me when I wanted it repaired SOMEWHERE ELSE.

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    CoveragePrice

    Reviewed May 15, 2018

    I've been enrolled on Geico Insurance for more than 15 years. I have never failed my payments on time. They started to increase my policy since 5 or six year ago because according to them, there was a lot of fraud in South Florida. After that, they are continued increasing my policy almost every year, without a real reason, sometimes because they made a police review for all clients, sometimes because other reasons. Last year, I had an accident (It was not my fault.). I was transported to the hospital and was in emergency room around 4 or 5 hours only. The hospital bill was around $4000, and I had to pay a deductible of $1000.00. They increased my police (six month payments) around $600.00 at that time and I had to reduce my coverage, on my cars and discontinued my insurance for my truck.

    On May 2018 they increased my insurance again, because my insurance premium was under review, they said. I has had to reduce my insurance car again for a PIP only, to compensate the price increased. They are not solution with this company. They do not want lost any cents. You has to pay an Insurance car only to be under the Florida Laws, but you will be responsible, and pay from your pocket if you has any accident (It does not matter if you are guilty or not.). In resume, your Geico car Insurance NEVER will lost money, unfortunately, at the end, the money always become from your pocket. Thanks!!

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    CoverageStaff

    Reviewed May 15, 2018

    Their representatives are awesome and they are great at working with you. We use to get great rates from them, but our coverage for a simple liability plan are sky high now.

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    Reviewed May 15, 2018

    I just had switched over to Geico when I had my wreck and they were awesome. No delay in getting my vehicle fixed and they were on top of everything. It was a good experience and I did gave money switching over but I do not like how my credit score weighs so heavily in my monthly premium.

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    Price

    Reviewed May 15, 2018

    By a substantial amount, Geico provided the least expensive policy. I found out that they also offer first accident forgiveness with my policy; that's a nice feature, should I ever need it. Every year, I check out a few other insurance companies to make sure that I'm still getting the best bang for my buck, and Geico always comes out on top. It wasn't always that way; different insurance companies seem to offer better discounts for different situations. As it happens, I'm 58 years old (and I have an unblemished driving record) and Geico appears to favor drivers over 55, as I have been with them for three years. Maybe that will change when I turn 62, but as long as they can beat the competition, I'm sticking with them.

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    Claims HandlingStaff

    Reviewed May 15, 2018

    I have been with GEICO for about 30 years. I have mechanical breakdown insurance with them on a 17 year SUV and they have paid for many repairs which is the main reason why I stay. I have driven my car to the local claims center and also had the car towed to the dealership and notified Geico. They sent an adjuster out within a day. They are efficient and effective. But the premium goes up every billing period even if there are no claims. They are no longer competitive and I'm thinking of leaving them.

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    Staff

    Reviewed May 15, 2018

    Geico's representatives were professional, knowledgeable and very courteous. My car was totaled and they were very quick in servicing my needs. The process was very simple, thorough, and the resolution was timely.

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    Customer Service

    Reviewed May 14, 2018

    I cancel my car insurance with Geico and followed their directions. My account was debited for a policy that was canceled timely via their “text” communication, they said they still show the policy still active. I sent them a copy of the text communication and all they could say, was they are sorry for the frustration... really!! STAY AWAY FROM THIS COMPANY!! I GIVE THEM A BIG FAT (F)!!!

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    Customer ServiceStaff

    Reviewed May 14, 2018

    I had a minor accident last year. I fell out from my car because I was wearing a cast. I had a fracture on my left leg. I scratched my car and I was sent to the emergency room to get check out. No fractures. Then Geico sent a lovely letter to him saying because I was in accident my policy would terminated if he wanted to cancel my car insurance to save money. According with the state of CA blah, blah. I felt like I was criminal. Horrible letter. He called Geico and Candelan said, "Yes. You can cancel your wife’s policy and kept going with us." I think was the agent’s name. Candelan. Seriously? My husband was mad. It’s like saying, "Go ahead. Divorce your wife." I have a clean driving record for 23 years. I had a minor accident and I got addressed like a criminal. Geico could said, "Your insurance would go up for the accident." Very rude company. We are right now shopping around for others car insurance.

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    Claims Handling

    Reviewed May 14, 2018

    Been with GEICO for 30 years. Always responsive to my questions or any claim that was placed. I temporarily tried a couple of other providers and because of the change in premiums or services offered I went back to Geico. Saves me money and great road service. Won’t switch again.

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    Customer ServicePriceStaff

    Reviewed May 14, 2018

    Geico is a very professional and helpful company. Plus, Geico is a great value when compared to other insurance companies. When I bought a new car and had to change my policy Geico was great about explaining what plans I could get and the cost. I have never had any issues with them. Their customer service actually knows what they are talking about and they do a great job of explaining things. Customer service has always been extremely helpful and easy to deal with.

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    PriceStaff

    Reviewed May 14, 2018

    We have been auto customers for three years and they did a good enough job to earn our homeowners business too. Good service; fair prices.

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    Customer ServiceStaff

    Reviewed May 14, 2018

    I was hit by a driver who had Geico Auto Insurance. I had my reservations about how this would be handled due to the fact the accident was in a gas station parking lot, considered private property and no police report because there were no injuries. The gentleman contacted me the following day, and while he was telling me Geico would be contacting me, they called. Geico got my vehicle into their authorized shop within 2 days, rental car was waiting for me upon dropping my vehicle off for repairs. I handed the shop my keys and went on with my day in about 10 minutes. I was very impressed with the service and follow up I received from Geico. My car is repaired, looks as good as new and I'm very happy with the NO HASSLE repair.

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    Coverage

    Reviewed May 14, 2018

    It's so easy to sign up online. Geico has reasonable rates and is computer friendly when signing up for car insurance. Recently bought a new car and it took, literally 2 minutes to add my car to my existing policy.

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    Customer ServiceStaff

    Reviewed May 13, 2018

    During my 12 years with Geico, I have had nothing but positive experiences with them. My safety is always top priority when I call for roadside assistance. I have had two windshields repaired at no charge. Every person I have ever spoken with makes me feel like I am the only customer in the world and they do it with a huge smile in their voice.

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    Claims HandlingOnline & AppStaff

    Reviewed May 13, 2018

    Love Geico and would recommend. Have had to file two separate claims within the past year and have had outstanding support on each. A car ran into my back bumper. Was able to utilize the auto app to take pictures and file the initial claim. Was contacted within one hour by a representative who hand held the process completely. Was kept in the loop of processes by the app in addition to rep contacts. Obtained an estimate and was provided the repair check on the spot allowing me to go to repair shop of my choice. The shop accepted the check without any additional charges. From accident to final repairs took approximately 10 days... WOW, very impressed.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 13, 2018

    Our accident claim was handle efficiently. Customer service representative was knowledgeable and addressed any concerns. My husband and I have been Geico customers for almost twenty years and that statement speaks for itself.

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    Staff

    Reviewed May 13, 2018

    GEICO insured me years ago then I left to go with my husband's company. But I never had any problems with GEICO and their rates seemed to stay low, consistent and in line with other reputable companies. They have well-trained employees and were always available. Now reinsured with them, I hope to have nearly the same experiences I had in the past. I strongly suggest that if you're looking for good coverage, give GEICO a call.

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    Reviewed May 13, 2018

    Geico is the best in my eyes, and I've been with the company a long time. Everything was done professionally and fast. I don't know of any other company that I would prefer giving my business to.

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    Reviewed May 13, 2018

    Every time I have a question I have always been happy with the help I had received from GEICO. However, I do want to know how an accident can be forgiven then unforgiven.

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    Customer ServiceClaims HandlingPrice

    Reviewed May 13, 2018

    The customer service is AWESOME with GEICO. Although GEICO is a bit pricey compared to other insurers, the claims adjuster was more than generous in the allowance he gave me on my car. GEICO is an outstanding company to do business with as the adjuster explained everything (down to the smallest detail) of what he was doing and how it would impact my claim. My car was totaled and GEICO came out quickly to look at my car. My only dissatisfaction with them is that no one told me I only had 3 days to purchase a car once my car was declared a total loss.

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    Price

    Reviewed May 12, 2018

    I purchased a NEW 2016 Toyota Prius in April 2017 from a Toyota Dealership. When I bought the car, I was not aware the front end of the Prius is only 7 1/2 inches from the ground. In May 2017 I was still adjusting to driving the vehicle. However, when taking wife to shopping mall I drove my car into a parking slot that was next to a concrete curb and scraped the corner side of my right bumper. No other cars were involved. I then contacted GEICO to file a claim. Prior to this incident, wife and I had NO accidents or driving citations. The adjuster estimated the repair work to cost $1,200.00. I took my vehicle to an independent shop and paid cash to have them do the work for much less, so GEICO didn't have to pay the $1,200.00. The only thing GEICO paid for was the rental car I drove during the repair period. Because GEICO looks at this incident as an accident, they jacked up my auto insurance premium. Looking for another insurance company.

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    Customer ServiceClaims Handling

    Reviewed May 12, 2018

    As far as claims process GEICO is awesome. But the basic customer service sucks and is lacking. They hold the account hostage taking money that they should not be taking by charging for people who should not be on my policy. They keep charging me for a teenager that doesn’t even drive and in spite of several notifications that the child’s is not allowed to drive.

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    Customer ServiceClaims Handling

    Reviewed May 12, 2018

    GEICO is awesome. I have never put a claim in but when I changed vehicles they bent over backwards to help. I currently have four policies with them and every time I called they were very knowledgeable about policies.

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    Coverage

    Reviewed May 12, 2018

    Very easy to go online and get coverage, information is explained, I don't have to wait for a rep to get back to me. You're able to add or delete, change coverages all in the comfort of your home. They have a mobile app as well.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 12, 2018

    Everyone at Geico, from the customer service reps to salespeople, adjusters and Geico approved body shops are courteous, friendly, helpful and professional. The claim process is easy, you get a check when you go to the adjuster. What more can you ask for?

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    Customer ServiceStaff

    Reviewed May 12, 2018

    I am in the claim process with GEICO and am awaiting the resolution. It's a stress free experience and the customer service agents make you feel at ease. They recommend service and discounts that would benefit you and your family. The savings is awesome that why I switched from my previous car insurer.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed May 12, 2018

    I'm a 10-year customer of Geico and I find good drivers are not rewarded as they should be. When I ask why are my rates going up, with no accidents, I'm told when some else has an accident, all customers have to pay to adjust to claims being filed by other consumers. We should be judged accordingly, not compared to other bad drivers. I am accident free with Geico, thank God, for 10+ years and I don't see them rewarding me for a good driving status. I wish they paid more attention to good drivers. How about some type of compensation for being accident free, perhaps every 6 months? Ridiculous. Also, the prices creep slowwwwwly up and before you know it, it's a $10 increase. When you call, they start the double talking. Other than that, filing a claim was fairly easy; Geico was attentive and wanted to resolve the matter.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 12, 2018

    There is no local agent. Everything is either online or on the phone so if you are interested in know your agent, like Allstate or State Farm you may be disappointed. But everything is made easy for you. Starting out as a government insurance company, they have been around. One of the best and easiest claim departments. Professional, kind, easy to work with, and comprehensive.

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    Coverage

    Reviewed May 11, 2018

    I had insurance, all they was overcharging all the time. They DID not show that they part of all state which I think they not good company. Geico is always decent and overall all good.

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    Claims HandlingStaff

    Reviewed May 11, 2018

    Claim was no fault comprehensive & Geico declared damage caused by at fault collision. Their representatives seemed clueless and I got different answers to same question. I would not recommend GEICO insurance.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 11, 2018

    For the first time in 33 years of having my driver's license, I had an accident, (young, inexperienced driver started to pull off as our light changed to green and then stopped to answer her phone), and GEICO wouldn't forgive my first accident. Spoke with my old insurance agent and with another insurance company and was informed that the accident would have been forgiven because I have a really good driving record. I had to continuously call the agent that was in charge of my claim. After the sixth attempt to reach her, I was contacted by a different agent. Not happy with GEICO. My spouse and I do not have a dedicated insurance agent like we had with State Farm. Seriously considering going back to State Farm.

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    Customer Service

    Reviewed May 11, 2018

    Geico has always provided excellent customer service! I'm always able to make changes to my policy without any hassles and delays.

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    Customer ServiceCoveragePrice

    Reviewed May 11, 2018

    Being a customer of Geico for 30 years and never a negative issue has ever been part of my experience. Also, even though I did request quotes from other auto car insurers, I've never receive a quote that could compare with coverage Geico has consistently offered.

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    Customer ServiceClaims HandlingPrice

    Reviewed May 11, 2018

    Filing a claim with GEICO seems quite simple mostly. They answer phones day or night. They will let you know you can rent a car if your car was in an accident. The only bad thing is that the price keeps going up year to year, about $50 bucks. Still the cheapest price I can find anywhere for full coverage.

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    Price

    Reviewed May 11, 2018

    I have checked a number of auto insurance companies, and Geico seemed to give the best quote and is the low cost auto insurer. They are very easy to make changes. Geico is a very large company so they can back up their claims, even though I have not had any claims with them.

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    Customer ServiceCoverageStaff

    Reviewed May 10, 2018

    I left my previous insurer for Geico in March 2018 for lower rates. I pay my next month bill online no problem. It wasn't until I received a policy cancellation notice because I didn't return a mandatory survey. As soon as I got the cancellation notice I called Geico and requested another survey because I didn't receive the first one. On the cancellation notice it said I had until May 8 to submit the mandatory survey. I mailed the survey back to Geico in their self addressed envelope to somewhere in Virginia on May 3 2018. Now when you call the number for the underwriting department it's not in the same state in which you send them mail. So now you have to wait for someone in another state to input your info into geico computer system so that other reps can review.

    Now it has been 5 business days and still they haven't received my info. My problem is this. At this point my insurance has been cancelled for two days. If my mail was received after May 8 2018 and the geico rep who opens my letter then types in my policy number will automatically see my policy is cancelled thus making them unable to input info on a cancelled policy. And there is no one to talk to to verify the postmark was before May 8 2018. All I can hear from geico is "There's nothing I can do". Now I'm out of insurance and can't afford to start over with another company. Plus I'm paying for a car I can't drive.

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    Staff

    Reviewed May 10, 2018

    A car with 2 very young girls driving touched my car in Pembroke Pines FL. As it was lightly raining, I inspected my car and I was happy to see ABSOLUTELY NO DAMAGE. I then went to the other car and luckily there was no damage there either. I told the driver we have no damage so we should be happy. However, the obvious teenager said she had to report it because hers was a rental car. The rental car company is called Sixt Rent A Car. If you see the reviews for Sixt Rent A Car, you will see exceptionally LOW LOW Ratings.

    More than a month later, Geico contacted me to tell me that the other car has damages that Geico has to pay to fix (against my insurance policy). I spoke to Geico representative Aziza ** who is the most arrogant, nasty, unhelpful, and unprofessional person who has that job only to make more work so that she can justify her position and make money for Geico by most likely increasing insurance rates of people like me, as I am a senior citizen and they think they can take advantage of me because they are under a false assumption that people my age would be afraid and subservient to them.

    This is outright FRAUD and they will NOT HAVE MY BUSINESS FOR LONG. This, after I have been a loyal customer for almost 25 years. Their little animal should have a DEVIL'S FACE, because that is what Geico is. It is a shame what Geico has become. DO NOT THINK OF BEING THEIR CUSTOMER AS YOU WILL ABSOLUTELY ULTIMATELY REGRET IT!!!

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    Customer ServiceCoverage

    Reviewed May 10, 2018

    GEICO is not just in it for the money. They have good coverage and rates for good drivers. Also good customer service with honest and dependable help in covering accidents and repairs.

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    CoveragePrice

    Reviewed May 10, 2018

    I've been with GEICO since the early 70's; at one point years ago went on the family plan at the suggestion of their rep. The Geico claims rep happened to have his office in the car dealership about 35" away from me (rural Maine). It was smooth, efficient and fair and covered all damage. I was given the choice of having the work done "there" at that dealership or the known body shop about 10" from me. Showed no partiality. Overall, GEICO has been reliable, cost reasonable.

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    Sales & Marketing

    Reviewed May 10, 2018

    GEICO made a difference in my life. This company saved my sour opinion on insurance companies. They offer so many discounts and they are so easy to work with. I feel proud to be military with them.

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    Claims HandlingStaff

    Reviewed May 10, 2018

    Everything is pretty good but not totally excellent. The claim was very easy and the service was really good. The agent was really nice as well. The only thing that I did not like is that the agent was trying to take blame, when the other party was at fault.

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    CoveragePrice

    Reviewed May 10, 2018

    My policy is easy to understand and affordable. Even when I was shopping around for new coverage I told them about it and they ended up beating the competitor at that time. I can always reach a customer service rep when I need to. They also work well when making changes and will provide whatever I need when I ask.

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    Claims HandlingPrice

    Reviewed May 10, 2018

    Geico is a good company. They make it easy to enroll, process a claim or cancel and they are always helpful and attentive. Filing a claim is simple. You can do it online with no hassle. They have competitive prices for an excellent service.

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    Claims HandlingStaff

    Reviewed May 9, 2018

    Hit in an accident due to driver failure to yield. Claim settled after weeks of dealing with insurance company, multiple statements for accident details and assistance of personal injury attorney. Geico is okay. Typical insurance company raise rates yearly and filing a claim is difficult with an incident that is the fault of another driver. When providing accident statement seem that Geico is asking a way not to pay claim. Time to shop around for another insurance company.

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    Price

    Reviewed May 9, 2018

    Geico is a great insurance company. They have become a lot more competitive over the years which is good. It is still very expensive insurance so hopefully within time their rates will go down a bit more.

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    Reviewed May 8, 2018

    I was able to set modify and review my contract without human interaction with Geico although it was available if needed. I was able to pay the monthly payment without a huge downpayment as long as I setup recurring payments with my card. It was very simple easy process. My verification was emailed to me and I was able to view them online.

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    Customer ServiceStaff

    Reviewed May 8, 2018

    Unlike the other auto insurance companies I have used, GEICO has lowered my premiums instead of increasing them at time of renewal. The policy includes roadside assistance. I have had to use the service 3 times in 2 years. Once for myself and twice for the family member who is on my plan. The amount that I pay is reasonable and the customer service reps that I have spoken to were friendly, accommodating, and resolved any issues or questions expeditiously. The service has been prompt, usually sooner than the estimated time of arrival and the person who came was always courteous and professional.

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    PriceStaff

    Reviewed May 7, 2018

    They don't care about their customers. They treat with rudeness. And unfairly. They are cheap with their customers. The worst company. I hope they go under. Because they have cheaper rates they probably don't pay their employees enough, so you get bad service there. They wanted to charge me 20.00 for a payment that did not go through. I gave the new bank info. They never updated it. I guess they need the 20.00 so bad. They will lose a customer now. Who pays more than that in a year. Ridiculous. Going elsewhere.

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    Sales & MarketingStaff

    Reviewed May 7, 2018

    I was with them for 10 years and their prices doubled. Took them 2 months to replace the windshield. They have lost touch with their customers and they don't appreciate loyalty. That is why they have to advertise so much. If they would use all those millions in advertising in reducing their premiums they could be a better value.

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    Claims Handling

    Reviewed May 7, 2018

    Geico cares about its customers. They are always available for questions and are fair in compensating the customer on claims. I have had both car and home insurance claims and the service I received was so great. My claim was settled easily and there was never a time I felt neglected. I will never change companies.

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    Customer ServiceClaims HandlingSales & MarketingPrice

    Reviewed May 7, 2018

    Rude customer service, incorrect and incomplete information; made me feel as if the claim was my fault, my rates went up almost double. They should stop wasting so much money on television ads and promotions and spend it on customer service. Their policies are not consumer friendly. We got better value at lower prices from other insurance providers.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed May 6, 2018

    I WAS HIT IN A GAS STATION. THE CLAIM WAS SETTLED 100%. THE OTHER DRIVER'S FAULT. She was a new driver and was cutting across the gas station parking lot as I was pulling up to the gas pump and hit the front of my SUV. I had the hardest time trying to get the other driver's insurance company to call me back after the claim was filed. I reported this to GEICO rep. and asked if she could handle this. She said, "I am sorry. There is nothing I can do. You can have GEICO pay for your damages or copayment and we will go after the other company and reimburse you for the copayment/deductible." I said that the claim was settled in my favor and she said yes. I said, "You have all her information and talked to her agent right?" She said yes. "Then why Can't you handle getting them to pay me?" "Because that's not how it works," she said.

    I told her, "If you went halfway with my claim but don't help me get the money to have my SUV fixed and I don't have the 500.00 deductible that the insurance is supposed to be covering then why do I have insurance with GEICO if I have to do your job?" I paid for a service that they couldn't even be bothered to help me recouped my damages and that this little insurance company kept ignoring my phone calls. They did the paperwork and incident part but then dropped the ball before my damages ever got fixed! I was never able to get her agent to call me back and to this day no one from GEICO ever help me get my SUV damages fixed! ABSOLUTELY TRUE STORY!

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    Customer ServiceClaims HandlingStaff

    Reviewed May 6, 2018

    A driver ran into the side of my car, very gently, which caused a long crease in my side door. We pulled over into a parking lot to call Geico. I looked at the man's car, which did not have a panel that wasn't damaged. Right away I figured out that this was a con that is used often. In the very cold area a policeman arrived but didn't spend but a half a minute with me, was rude, got in his warm car and took off. When I called Geico asking what to do the lady told me it was done and that they were processing the claim and my rates would go up. I was ignored regarding the claim, damage to my car and I had been paying for years. I believe because I'm an older woman, with a very clean record as well as what happened in that parking lot, Geico didn't want to spend any time helping me but wanted to raise the rates. I have seen the man a year and many months later alongside a road, in parking lots for accidents.

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    Price

    Reviewed May 6, 2018

    The car insurance industry is all about the big bucks. I have been with GEICO for some time now and they could care less about keeping my business. This is why every six months, or so -- I shop around for a better rate. I called GEICO about lowering my policy cost and was told there was little they could do. I went online this month because the price went up again because I pay every six months and was able to lower the cost without human help.

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    Staff

    Reviewed May 5, 2018

    In regards to my initial setup experience, it was a disaster. I tried to have auto pay done. One Assoc. said, "sure, no problem." Then I got hit w/ auto draft two weeks early! Problem. The date I told them & the date they put into the computer were very different. 2nd time w/ renters insurance, same thing. So, w/ regards to billing &auto pay - wouldn't recommend. However, as a total company & actually saving money, they are good. They are very helpful and knowledgeable in answering my many questions. And they cut my previous auto & renters insurance bills by 40%. They are nice, but you really have to watch everything they do.

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    Customer ServiceClaims Handling

    Reviewed May 5, 2018

    GEICO has very reasonable premiums, excellent website and great and professional customer service. Although the deductible eclipsed the claim, I was connected with a glass replacement company that expedited the repair at very reasonable cost.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 5, 2018

    I've been with Geico over 20 years and have had to file claims. They always take care of a customer from beginning to the end. When filing a claim, I call it in and the adjustor will call me back to set up everything. They strive to always make sure that have taken care of you.

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    Customer ServiceCoverageStaff

    Reviewed May 4, 2018

    I couldn't pay for a couple of months and GEICO they didn't cut me off or charge me any late fees. And it's by far the cheapest insurance compared to all the others so I'm sticking with them. Customer service agents are friendly, helpful and know their insurance. Good job Geico!

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed May 4, 2018

    Very affordable coverage for multiple vehicles, easy process to make changes to your policy, automatic distribution of new policy cards through email. You can print or have them mailed to you, it’s a very effective process. Very quick to respond when filing a claim, they get back to you within 24 hours of contact and were overall very efficient.

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    PriceStaff

    Reviewed May 4, 2018

    Anytime speaking to them, they were very helpful and courteous. Had been with them for some time. After adding an additional vehicle to my policy, I was able to go to a different company for a very nice price difference.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 3, 2018

    So I got sideswiped by this lady along the interstate, the car she was driving is insured by Geico, she owned it was her fault and we didn't have any issue apart from waiting for the insurance company (Geico) to compensate for the damages. Three days in a row I have been called by three people from Geico asking the same questions and asking me to give account of what happened, which I didn't have any problem with until this lady called KIKI who said she is the final claim adjuster called, she was very rude and condescending from the word go, she called my husband and told my husband rudely they have to investigate why the driver is not under their cover, she called me a few minutes after that, and boy oh boy, she was very rude and nasty.

    She didn't even ask if I was ok like the other ones did, I even mentioned to her I am 9 weeks pregnant and I wasn't under any alcohol or drug influence, she didn't even care to bother ask if the baby was ok, I feel bad for the other driver for what she has to deal with. I kept asking why I need to give an account for the third time of what happened and she kept telling I am wasting time arguing about giving an account of what happened for the third time, I told her it's not arguing but it's annoying and unprofessional if someone has to give an account of what happened three times in a row, I understand rules are rules but asking if someone is ok first can make a difference not just viewing every case as a job to be done, very disappointed.

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    Claims HandlingCoverageStaff

    Reviewed May 3, 2018

    Before making my aftermarket purchase, I asked what was the ability to have additional components covered. I followed the company's procedure to the letter to ensure my added property will be protected within the policy or at least be informed if it is not possible and make an informed decision. Following such procedures and still be told the opposite makes no sense and diminishes the confidence of the consumer of the product they sell and dealing with the company again. The Claims agents do not know what you have compared to the in store agent that sold you the policy. That can be very frustrating to say the least.

    I had an after market radio Professionally installed and presented the car and receipt to apply to my policy at the GEICO Offices the same day as the installation. The agent took pictures of the radio at the time to add it to my policy. I was assured that the radio would be covered and my policy increased a few dollars. A year later after a winter storm accident, they decided to total my car instead of paying for the repair due to the damage to the engine. I was then informed by the onsite claims agent that my after market radio would not be covered, despite the assurances from the original office agent. I informed the onsite claims agent the radio was added to the policy, but he had no record of it and what he puts in goes to the claim I will receive. I was then informed I would need to pull the radio out right then or lose the value since GEICO will not include it in the Claim. So I was forced to pull the radio out of my car before they towed it away from the auto shop.

    The next day I later complained to the original agent who added the radio to my policy. He then told me that I should have left the radio in the car and now my claim will be without a radio. I was beyond angry, they don't know what they cover or don't cover. As this was my first accident and claim I had ever done, I trusted the onsite agent. I quickly learned that was the biggest mistake. Until this claim, I honestly had high regards to GEICO and the catered service they had to Active Military before this incident (I was stationed at the Base Near by) I now had a used after market radio that I could do nothing with collecting dust.

    A National company such as GEICO should be much more professional and up to date on their paperwork and policies. As a consumer I understand the policy will not cover everything, but I do expect honesty and integrity from the agents. If they say this is covered, I should be able to take their word for it and not be misled. I should note that despite the loss of the value of the added components and the misleading the rest of the claims process was rather smooth and efficient.

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    Claims HandlingCoveragePriceOnline & AppStaff

    Reviewed May 3, 2018

    With my auto, filing a claim was quick, easy and reasonable. They are very affordable and fair even with a new driver being put on our policy. Online app is easy to use. I can request any and all info with it and you can file a claim including pics from your phone. However, they don't like to cover much for homeowners. I definitely would recommend for auto but not for homeowners.

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    Staff

    Reviewed May 2, 2018

    I am truly disappointed with Geico. We have been loyal customers for 10 years. We have had no tickets and only one minor dent. Our rates every six months go up and have now doubled over the decade. It is simply disgusting that this is how they treat long time loyal GOOD drivers. Their only excuse is that their costs have gone up. I am sorry but 3200 yearly for two cars for people that are good drivers with excellent credit is unacceptable! We will be going elsewhere. Shame on you Geico!

    I am truly disappointed with Geico. We have been loyal customers for 10 years. We have had no tickets and only one minor dent. Our rates every six months go up and have now doubled over the decade. It is simply disgusting that this is how they treat long time loyal GOOD drivers. Their only excuse is that their costs have gone up. I am sorry but 3200 yearly for two cars for people that are good drivers with excellent credit is unacceptable! We will be going elsewhere. Shame on you Geico!

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed May 2, 2018

    I was rear ended by a Geico insured motorist and my bodily injuries along with medical bills and time off work were simply not compensated because their insured said the accident wasn't that bad, therefore they denied my claims EVEN AFTER I provided them with all the documents. At the time of the accident my 2017 Honda Accord was brand new so how else would I have ANY type of damage on my vehicle, estimated around $1600-1700??? It wasn't like I was saying I would never be able to work due to this accident, I simply asked for the monies loss due to THEIR insured's neglect. ALL their staff are extremely rude, inconsiderate and disrespectful.

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    Claims Handling

    Reviewed May 2, 2018

    I switched to GEICO when the insurance company I was with at the time raised my premium far beyond expectations when I had an unavoidable minor fender bender incident during inclement weather in a very slow tight traffic situation. I then chose another insurance company which happened to be GEICO. In the at least forty years I've been with GEICO, I've had only a couple of claims. GEICO has never raised my rates because of a claim. GEICO is a great insurance company. The associate was prompt, pleasant to talk with, took care of everything.

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    Customer ServiceCoverageStaff

    Reviewed May 2, 2018

    Last year, I had two car accidents. One was my fault, and the other wasn't, despite the police report saying it was. I challenged the police report and appealed it. The judge barely listened to me before refusing my appeal. When I went into the judge's room, he was accompanied by a man I didn't know, who didn't introduce himself. I later figured out that he was a representative of an insurance company. They had a great rapport and I realized, while still arguing, that my case had been determined before I ever walked in there.

    Meanwhile, Geico had told me not to worry because they were doing an investigation. When no one contacted me after a month or two, I called and asked what the results of the investigation were. "What investigation?" the representative asked. It eventually emerged that by "investigation," Geico was referring to its process of asking for a witness statement. I thought they'd be out there measuring the skid marks.

    I have very conflicted feelings about my experience with Geico but not with the customer service. They lied to me on every topic that was covered and when they told me there would be an investigation, which led me to think the charge would be reversed. It still puzzles me, because Geico represented me, and I DIDN'T cause the accident, but as long as I was listed as the cause, Geico had to pay for everything that occurred. But maybe the insurance companies have some way of sharing off the debts and losses.

    Then Geico doubled my car insurance payments. I was outraged, and started looking for another insurer. Liberty Mutual told me they could save me $300, so I signed up. When the contract arrived, there was a note that they'd forgotten one charge -- which amounted to more than $300. Liberty Mutual salespeople had no problem lying through their teeth, and were corrupt. I called them, told them they were liars and crooks, and went back to Geico. These insurance people are accomplished liars.

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    CoveragePriceStaff

    Reviewed May 1, 2018

    Geico is easy and fast. They will walk through every step explain all the coverage you will need for your family, but all insurance companies will not tell you how to save money if you have young adults both boys and girls driving, so do your homework on this. The people who work at Geico are very friendly, super nice, but most of all you will get the best price, if you don't you should tell them that other insurance companies are lower, I havn't found another to come in as low as Geico.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 1, 2018

    When I called in, GEICO was not nice. The person who caused the accident said she called the police to come out and they wouldn't. Her son, who worked at the police dept, came out and got on to her about running stop signs and excessive speed, reminding she was already in trouble because of it. I was dazed and shaken so I let her call the police. BIG MISTAKE. She took my info and called GEICO lying about the location and circumstances and saying I was at fault. GEICO believed her and rejected my claim. I had to get a lawyer to expose her and get Geico to process my claim. My lawyer made GEICO backtrack and paid the claim. I dropped them and I got another company. This was in Florida. If you never have an accident you do not know how your company will treat you if you do. I wish I had recorded my interactions with GEICO. I will always call the police myself even if someone has already done so.

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    Claims HandlingCoverageStaff

    Reviewed April 28, 2018

    In mid March I contacted GEICO to determine its policy on insurance for pizza delivery. I explained that my child works at a restaurant as a cook and had been offered hours as a delivery driver. After hearing the policy I responded to the agent that my son would not be allowed to deliver pizza. 6 weeks later I received a formal notice that my family’s policy would not be renewed in June because all of the cars were being used to deliver pizza. After 17 years claim free GEICO is accusing me of lying and has demanded a formal letter from my son’s employer confirming that my son is not a driver in order to stay insured. DO NOT INSURE YOUR CARS WITH GEICO, where they do not value customer loyalty.

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    Claims HandlingPriceStaff

    Reviewed April 27, 2018

    I’ve had Geico for a while now. The issues that I’ve had with my car they never were a problem but when it came to a water pipe burst in my home and flooded my downstairs floors it was a nightmare! I went months without having an actual floor. Had to cancel parties I had going on that was going to be going on with my home. The claims adjuster took forever to get back in touch. They originally sent the wrong check which took even longer to get my floors. No one was sympathetic about the situation or cared. I talked to many people and got nowhere. Things were broke in the process. It shouldn’t have taken 6 months to get all this handled. And after a year later they still are asking for pictures when they already had them from the inspector!!! The only reason why I’m considering staying is the price. But I will NEVER want to do a property claim with them ever again.

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    Customer ServiceCoverageSales & MarketingStaff

    Reviewed April 26, 2018

    I was in a car accident April 12!!! The person who hit me is insured by GEICO and when I tell you that GEICO has made my life a living hell! I mean it! My car was TOTALED! I had a BMW and the person who hit me had a Honda SUV, my BMW was a Sedan, his car ate mine and I had to rush to the emergency room, not only that I had an anxiety attack. You think Geico will say "Oh Gosh, it was the person who is insured with us fault. We better do everything we can to help." Nope!!! They tried to screw me over the payment of my car. They made me feel like I wasn't the victim, the motor adjuster on my case was SO unprofessional and tried to scam me TWICE! Like I had to call his ADVISOR & MY LAWYER right in front of him to BUST him once and for all. GET A LAWYER!!!

    If you get into a car accident that wasn't your fault and the person is insured by GEICO, get yourself a LAWYER. This company, their customer service, everything is HORRIBLE. They deserve to be sue by endless of people. They try to get out of it with many people! Don't let them do the same to you! HORRIBLE HORRIBLE HORRIBLE, The CEO, Founder of GEICO should be ashamed of themselves.

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    Customer ServiceSales & Marketing

    Reviewed April 26, 2018

    GEICO tried to settle for 1/2 the damages for my Jeep Cherokee, they are dishonest rip off company. I would never ever choose this insurance even if they offered it for free. Worst customer service and management! And while I had a seizure that caused my accident. How can they afford to produce all these cheesy commercials with a stupid gecko? Please don't be scammed!

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    Claims HandlingStaff

    Reviewed April 24, 2018

    On April 5, 2017 I had an minor car accident in front of the Chase Bank on El Norte and Broadway in Escondido. I had a very small scratch on my brand new 2017 Mercedes. The Geico Insurance adjuster Mona **, estimated the damage to my vehicle at $142.00, to rub out the minor scratch. At the time of the accident I did not notice any damage to the other parties vehicle, and he did not complain of any injuries at all.

    I was very sick and did not have the ability to deal with the, I talked to the adjuster Mona. She told me that Geico was going to pay for the damage to my vehicle. She said that Geico was NOT going to pay for the other party, James ** claim because he claimed to have a lot of damage to his vehicle, and the picture of damage to my vehicle could not have caused that much damage to his vehicle. She decide that I am at fault.

    After this call from Mona I considered that this matter was finished, it is a small claim and there would be no further action. In March. 2018, I was notified by Geico the the other party James ** was going to sue me for body injuries in the accident. I was told that a new adjuster Morgan ** from the legal dept. was now handling this case. Morgan told me that she decided to settle the claim with James ** for $9000.00 because it was in the best interest of everyone. I explained that the pictures of the damage to my vehicle proved that his car could not have received a major dent, and that the (fender bender) could not have caused injuries to him.

    I believe that this whole incident was staged and planned by the other party James **, and there was not an "accident" but an intentional act on his part to collect money from the insurance co. This incident was not my fault. It is an insurance fraud. I believe that Geico settled this claim only for the best interest of Geico, and did not investigate it fully. This settlement is going to cause my insurance premiums to got up dramatically, and cause a financial hardship on me. Geico does not have right to sacrifice their customer for the best interests of Geico. Be advised that I intend to report this incident to the following consumer protection agencies.

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    Customer ServiceClaims HandlingStaff

    Reviewed April 24, 2018

    I had an accident with a person that had Geico insurance. When I filed my claim they made me say who was all in the vehicle. When the claims person called they wanted to know once again who was all in the vehicle, then processed to ask stupid questions. My car was in a parking spot stopped and the passengers were getting out of the car. This woman asked, "were you on your cell phone? Were you doing drugs at the time? Were you looking back?" Then they sent an email asking for the third time for me to list everyone in the car and they needed a recorded statement. They did not wait on the reply but said, "the police report said it was your fault" and so the claim is cancelled. I believe Geico makes this process hard so you will get frustrated and not want to go forward.

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    Online & AppStaff

    Reviewed April 24, 2018

    I found out by going to another insurance provider that Geico was charging me over 2000$ a year extra for auto insurance. When I called Geico to end the insurance contract they immediately stop the use of the Geico app on my phone while I was speaking to a rep in the chat room. Then 3 days later took a premium payment and took over two weeks to refund me. The only reason I received it back was because I was calling the company every two days. Horrible company. Will never use them again. They robbed me for over 10 years.

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    Claims Handling

    Reviewed April 23, 2018

    I started with GEICO in 1994. I was very satisfied with the auto rate. I had never had an accident that was my fault nor a ticket. After about 20 years of being with GEICO, I became somewhat disappointed. My rate was continuously going up for no apparent reason. My husband convinced me to go with State Farm that he had for 30 years since he was 16 years old. I changed since he was going to be the one to pay the premium! After 4 years later, I decided to go back to GEICO. My rate was reasonable again.

    On February 1, 2018, a bail of hay hit my vehicle at 55 mph off of an oncoming truck. My vehicle suffered damages and well as I had bodily injury. I have a $5000 med pay on my vehicle. I have been trying for months to get my claims processed for going to physical therapy. Each time I am told that it is in process or review. It has taken 2 1/2 months to "try" to get my medical claims processed! My co-pay that I pay is $52 each time I go to the doctor. My medical insurance only pays $17. GEICO has not reimbursed me for the amount that I paid nor my insurance company pays. Each time I submit a claim, there is always something else they claim they need. I send EVERYTHING at one time.

    They are the worst company that I have seen in paying claims. My husband had a claim at one time and within 7 days, State Farm paid his claim. I could not honestly recommend GEICO to family or friends not even my enemy if I had one! Still waiting for my checks! My rate has gone back up due to me hitting a chain link fence 3 years ago. I was told my rate would not go down until November and the accident was in July! The fence was not damage but my car was scratched up. It was very dark and raining when the accident occurred. I hope the representatives can sleep at night with a clear conscious that they have helped the customers the best they could and was transparent.

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    Customer ServicePrice

    Reviewed April 22, 2018

    My wife had switched to our auto policy to GEICO end of 2012 from a different company to when we bought a new auto - Subaru Forester. Unfortunately, I had left it to her to arrange for an auto insurance and this was MY GRAVE MISTAKE. I recently was scrutinizing important financial documents and came across the GEICO auto policy and that's when I realized that they were charging us double the premium what another company, Liberty, was charging. I also observed that GEICO was charging an increasing amount of premium every year (the premium should have been dropping since the value of the SUV was depreciating!!) and also the rate that they were charging us was for NY City and for the suburb where we live. I had written to their CEO whose response was very cold.

    All this time, I was looking to vent out my frustration, being 68 years old, and decided now it is time I wrote in these columns and Facebook. If left alone, GEICO and its CEO will spare no effort to LOOT their customers who are not alert. The slogan, "15 minutes could save you 15% or more" is false and misleading. Instead the most appropriate slogan should be "15 minutes could turn you into a sucker, we guarantee you". NEVER TRUST GEICO. They are home-invaders of unguarded homes!! Go spread the word about the looters, GEICO!!

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    Customer ServicePriceStaff

    Reviewed April 20, 2018

    I have had an auto policy with GEICO for 20 days (was a previous customer before) and initially things were well. Today's date: 4/20/2018. Policy Start date 4/01/2018. Original purchase date 03/18/2018. 6-mo premium quoted when policy was created: $973.30 as of 3/18/2018. Me: 40yrs, homeowner of "House A" in "City A", 2 vehicles and engaged now. "House A" is also insured with GEICO with Liberty Mutual as the underwriter. I obtained my policy through GEICO's Military center as I am a veteran of the US Army. I live about 15 mins (backroads and stop signs) from my job...it is a 5 mile (one-way) commute. I am engaged and added my fiancee to my policy as an authorized driver to use one of my vehicles.

    Fiancee: 36yrs, homeowner of "House B" in "City B", 2 vehicles of her own - also a GEICO customer with her own GEICO policy. She lives in Lawrenceville (City B) and works down in Tucker, GA which is about 20 miles one way. House A (Cumming, GA) is 45 mins away from House B (Lawrenceville, GA). The issue occurred on 3/21/2018 when I called GEICO to get some quotes for us both so we can plan which of our vehicles (we have 2 each) would be shared and how much that would cost and if we lived in House A what the price estimates would be for *my* vehicles with her added vs if we lived in House B for *my* vehicles.

    The representative seemed very helpful and explained that we should be added to each other's separate policy to be able to get these quotes. Makes perfect sense as we will eventually be married. After adding us he then began to ask the usual questions about mileage, primary drivers, etc. At the end of the call he gave us a quote that almost turned my hair white. "House B" is in Gwinnett County, GA and has a higher rate than "House A" which is in Cumming, GA. He explained that it all depends on where we lay our head at the end of the day. This was to give us some financial planning options to consider as we each had our own lives and our own insurance for our own two vehicles prior to dating.

    Later that night I receive an email with Subject "Your updated GEICO Auto paperwork is available"...now *my* vehicles were changed to have me reside at "House B" with her instead of my house "House A" in my own city. And of course you know the billing was immediately updated and a new premium was generated from that. 6-mo premium quoted as of the policy now: $1051.10 as of 3/21/2018.

    I called and asked why my policy had changed and was told that now my vehicles were listed at my fiancee's house "House B" even though I live in "House A". No explanation of "I changed your policy live to give you a quote and BTW you are stuck with the changes". I asked for everything to be reverted back to the original quote that was given to me and was told that I would have to go through the same series of questions to put everything back, but since I had the DOD Defensive Drivers Course from GTMO that I could apply that for the Defensive Drivers discount AND that my mileage was lower than I self-quoted when I originally got setup - it would essentially bring everything back down. 6-mo premium quoted as of the policy now: $1086.20 as of 3/21/2018 (second Declarations received that same day).

    On 3/23/2018 I called back to GEICO after seeing this declarations page along with another email with subject "Your updated GEICO Auto paperwork is available". I explained that I wanted everything back to the way it was from the original policy on 3/18/2018 and that I only called to get quotes for planning. I explained that nothing has even been set yet and if we reside in "House A" or "House B" then we could update it later and we could even go with a new option of buying a new House "House C".

    Customer Service rep explained that it matters "where we lay our head" to determine where the vehicles were to be calculated. I understood and stated that my fiancee has her own two vehicles in "House B" and that I just wanted *my* vehicles that reside in "House A" to be back where they are actually staying. I was told that it would be corrected. 6-mo premium quoted as of the policy now: $1140.20 as of 3/23/2018.

    Outraged and feeling betrayed by a company that I bought a policy through that hasn't even started yet...I called back to speak with someone different. I was told that even if I lived in my house "House A" and that both vehicles were parked in my garage - if I spent the night with her in her house "House B" for more than I stayed in "House A" then they would have to assume I live in "House B" despite me having an active homeowners policy with them for "House A" and having both of *my* vehicles at "House A".

    I again explained that all I wanted was a quote and was told that the system isn't capable of doing that for the CSRs unless they change things up and commit them to see what the new policy was. The CSR contacted her supervisor and explained everything at which point the supervisor saw the notes and agreed that if I have "House A", live at "House A" and my vehicles are at "House A" then "House A" is where my policy needs to be based off of. New declarations page has both of *my* vehicles at "House A". 6-mo premium quoted as of the policy now: $837.00 as of 3/23/2018 (second Declarations received that same day).

    I was happy on 3/23/2018 and felt finally comfortable with GEICO despite the "system" shenanigans - the CSRs are only doing what they can with a rigged system. On 03/30/2018 I received an email with the subject "Your GEICO auto policy billing information" which broke down the payments per month. Confirmed and was happy. On 04/01/2018 the policy went into effect. Still happy. On 04/20/2018 I received an email with subject "Your GEICO auto policy billing information" which now showed my premiums all increasing by $45+ a month.

    On 04/20/2018 I once again called GEICO and the CSR explained that the vehicles were showing two different locations. I verified this on the new Declarations Page where it showed one of my vehicles now at "House B" despite me looking right at it in my garage at "House A" while on the phone and even opening the door to it so the Hyundai chime can play.

    The notes in the Declaration Page: "The Multi-Vehicle Discount no longer applies on your 2014 HYUNDAI SANTA FE since you are only insuring one private passenger vehicle at a single location. The Multi-Vehicle Discount no longer applies on your 2000 TOYOTA 4RUNNERLTD since you are only insuring one private passenger vehicle at a single location. We have adjusted your rates on your 2014 HYUNDAI SANTA FE to reflect your new location, LAWRENCEVILLE GEORGIA 30043-0000."

    I again went through the same series of questions as to how many miles I drive to work, how many miles my fiancee drives to work and where the vehicles stay. I again explained that both vehicles are in Cumming, GA and that I just want them back to their original location in "House A". The CSR understood and felt badly for me...she was exceptional just like the other CSR who "fixed" this mess... The problem is that GEICO is using a system where the CSRs cannot give side by side quotes without affecting current policies. As a company this is a very dangerous and unethical practice of making dynamic changes and then using analytics to play with people's money.

    I explained to the CSR that again it has only been 20 days since I have had the policy and we are now talking about a 6th change to get things back to how they were on 03/18/2018... She gave me the update quote which is about $0.80 higher. Me trying to understand why the consumer must keep "paying into a BS system that is rigged" I asked why am I almost paying a $1 more each month now and was told that the system generated the premium quote since it was changed today.

    The moral of all of this...*YOU* are nothing but a source of money for a company within an industry that is rigged. Regardless of the CSR's good intentions to make things right, it is algorithms and "trending" based off of the people's bad habits that you as the consumer are fighting against. I believe in fairness and doing the right thing...but GEICO has a system that is counter-consumer if they update and give their CSRs the ability to at least generate "what-if" quotes based on scenarios that could go either way.

    I want my original quoted premium that I was given online before I even bought the policy - the "closest match is the rate that I got for $837.00 from the declarations page issued on 03/23/2018. I don't care if it is penny higher...that is my penny that I have earned and could used to either save or pay my bills with. It is NOT for your "SYSTEM" to sit on and then turn around and ask for me. Please SUPPORT your employees and FOLLOW THROUGH and finally DO THE RIGHT THING! I have all of the emails, screenshots and PDFs of the Declarations pages as of 04/20/2018.

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    Customer ServiceClaims HandlingStaff

    Reviewed April 19, 2018

    Absolutely horrible company. GEICO has absolutely no interest whatsoever in advocating for their customers or looking out for their protection. Another driver of a large Jeep SUV who was distracted on his cell phone, double-parked in front of a bus stop, and flirting with a girl standing on the corner, reversed his SUV on a ONE-WAY STREET and backed into my bf's car (while stopped at in traffic) despite my bf's honking for 7 seconds (bf could not back up due to lane of traffic behind him, caused by this other driver). Of course, GEICO determined that my bf was at fault and assigned 80% blame to him instead of the driver that hit him, stating they could not prove what happened but still blamed him anyway. GEICO agent "Dion" had the nerve to asking my bf why his car was stopped there.

    How do you get hit by another driver who is double-parked at a bus stop, on his cell phone, and flirting with some girl on the corner while you are stopped in traffic and GEICO still blames you?? I will NEVER buy car insurance from this company. GEICO has ripped off me, my family and my bf for years. They are not looking out for their customers' best interests. They are just out to make money by ripping them off. In a separate incident, we were stopped in traffic on a two-way street, hit head on by another driver in a minivan who hit us, fled the scene, had the cops hunting her down, the cops even wrote on the accident report that she fled the scene, and GEICO still has not held her responsible or completed this claim. This company is disgusting. Do yourself a favor. Do not go with this company that is just waiting to take your money and pay other drivers when THEY are at fault for hitting YOU.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed April 19, 2018

    Geico decided to raise my insurance rates for a claim I didn't even complete! Now I'm stuck with a damaged door and my rates more than doubled! They won't provide help at all and won't hear anything of it. I've been with them for three years! I'm a civil service employee and Geico def does not help any government employees! My insurance skyrocketed from 195 to 350!!

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    Customer ServiceCoverageStaff

    Reviewed April 18, 2018

    Trust me on this... NEVER use Geico for insurance! My son's truck was totaled by a Geico insured person, cop said it was 100% their fault, but Nancy at Geico said that the cops report was suggestive and “just a tool they use”! I did NOT back down. I told them “This is how it’s gonna happen, you’re either gonna take 100% responsibility now, or I’m gonna go pay $25 to the magistrate's office to have everyone subpoenaed to court and you can drive all the way down here to Campobello and pay the 100%. Then, if I don’t hear from you by tomorrow morning, I’ll go pay that fee!!!" 30 minutes later (after days of no returned calls) they call and change their tune! They paid 100% but they’re still crooks!

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    Customer ServicePriceStaff

    Reviewed April 18, 2018

    GEICO changes their monthly billing on a whim. Even when you have a contract and a billing agreement, they will just suddenly decide they need more money. When I purchased the policy it was for everyone living in my house including 3 daughters and a future son-in-law. I owned 1 car, 2 of daughters owned a car and my daughter's boyfriend who lives with us owned a car. We told them all of that information when the policy was purchased. 13 months later they decide I don't have an insurable interest in cars that I don't own, and they decided to drastically raise the charge for my daughter’s car who is in college in Orange County. They want my MONTHLY payment to be over $1100.00. My oldest and her fiance switch to AAA insurance, I work out a payment plan to get things manageable.

    My policy renews with a monthly rate of $311. I can handle that for 2 cars and 3 drivers. Then FOR NO REASON, they decide my monthly payment will be $628.36. I call them to find out what the heck, and they say it's because my youngest daughter is now a licensed driver. Well ok, but she's been a licensed driver since May 2017. Why are you doubling my rates now? Because they can. That's why. I truly regret doing business with this company and strongly recommend just about anyone else. I was unhappy with Esurance, but in hindsight I was better off back then.

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