
GEICO Reviews
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About GEICO
GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.
Visit www.geico.com- Affordable policies
- Several discount options
- Intuitive website and app
- Can be pricey for high-risk drivers
- Few local agents
GEICO Reviews
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Reviewed Oct. 14, 2018
I find Geico auto insurance to be ideal. First - it is very easy to sign up on their website. Their commercials tell the truth - it can be wrapped up in just 15 minutes. But, that's not why Geico is popular. Their extremely low rates are what propels that. I have friends who pay literally triple what I do for insuring their car - and don't receive better coverage.
Reviewed Oct. 13, 2018
Please don't insure with this FRAUDULENT company. I have been in good standing from the beginning since I've insured with Geico and my premiums have been nothing but went up. In response to my inquiry about this NONSENSE behavior, they said it's because they raised every Geico customers premium who lived in the same area as me. And when I had gotten a dent in the rear end of my car from a collision, which Geico admitted was not my fault, they refused to have it fixed since it would take >$500, which is way less than what my premiums have covered.
Reviewed Oct. 11, 2018
Brand new customer, I was quoted $187/month, I was fine with that considering I was a new driver. I was immediately charge $289 instead of what I was told I'd be charged. Later I had discovered my auto policy had been changed without my knowledge, and this had caused the sudden rise in cost. Not even a month later they were demanding that I had not paid and wanted $367. Knowing full well I had paid I immediately switched over to Progressive. Best thing I've done. Do not use Geico, they will scam you.
Reviewed Oct. 10, 2018
Had Geico for a while then switched to Progressive and geico billed me for the month I switched after I cancelled. They then kept hounding me for the monthly premium even though I was no longer a geico customer and even sent it to collections. All for a month I didn't even have geico! Very shady and I'd avoid at all costs!!
Reviewed Oct. 9, 2018
Got rear ended by a lady in a Ford Excursion waiting to turn left onto highway. Arrow was red. Police report filed and made recorded statement to Geico (they called 3 times and were very pushy). Long story short Geico insured said I had it in reverse and damage was minimal so no coverage says Geico agent. Do yourself a favor and do not talk directly to Geico. File police report and get an attorney immediately. This is the only way to deal with Geico to get any positive results. They prepay their attorneys and have a multimillion dollar advertising budget. David vs Goliath.
Reviewed Oct. 8, 2018
Beware of GEICO customers! I was rear-ended by a GEICO-customer three years ago and did not get a penny for the medicals I had to pay out of pocket for a Whiplash, Concussion and Post-Concussion and Headaches I’m still suffering from. In MD the claim has to be settled within 3 years - this was in my case Monday, October 1st, 2018. GEICO called me on Friday September 28, 2018 to remind me that there were still some doctor’s reports missing which needed to be uploaded to be able to settle the claim on Monday.
I did upload these documents during the weekend and received an Email on Monday from GEICO stating my documents had arrived and someone would contact me within 24h if any questions appeared. No one contacted me before I received an Email on Wednesday, October 3rd telling that the claim had been closed and I did not receive a penny. After contacting GEICO they told me that they had tried to reach me on Monday by phone and had left a voicemail message. However, I don’t have any missed calls from GEICO on October 1st and I do not even have a voicemail on my phone. This is how the GEICO makes money and ruined our families life. We lost several thousand to GEICO.
Reviewed Oct. 7, 2018
I had them ask why would a cop write two tickets. I've learnt cops profile people. My insurance is now over 300$ and Geico denies giving me insurance for having my first accident that was supposed to be my fault. They haunt you with the past. Unbelievable!
Reviewed Oct. 5, 2018
I had an accident on 9/27/2018. I was at fault. I called GEICO while at the accident and they literally took care of everything. Including calling the rental car agency (who called me within twenty minutes to bring a car to me) and contacting adjusters. They were so kind and honest! I have never been treated so well by any insurance company in the 33 years I've been driving. I was so scared and shaken up by my accident and within no time at all, I knew everything was going to be okay. GEICO is amazing.
Reviewed Oct. 5, 2018
AVOID AT ALL COSTS! I went to purchase a renter's insurance plan on their website and when it came time to check out, I entered in my credit card information and got a kickback saying there was an issue processing my payment. I thought something may have been wrong with my card so I used another card and got the same issue. I then realized that I was actually charged both times and never received an actual policy.
Through several days of phone calls and a lot of frustration, I learned that they were having this issue with many other customers as well. I kept being told to call back and was promised that I would be refunded in less than 10 business days, but here I am several weeks later with no refund. I had several people tell me they were going to call me back throughout this process, but I haven't had anyone reach out to contact me. This has been an absolute nightmare to deal with and by far the worst experience I have had with any company EVER. This is true robbery.
Reviewed Oct. 4, 2018
Used their app to report an accident in April that was not my fault. Never heard from anyone. Received my autopay bill and my insurance went up by $160/year. I called to see why and they said 2 reasons. The accident rate increased in my state and because I had an accident in April. They claimed to have called me on the phone in April and claimed I admitted to being at fault. A complete lie. I have a dashcam and had footage to prove I wasn't at fault. I asked them to provide the recorded call and they ignored my request. And on top of this lie they just raise the rate without any notification. Clearly they are just trying to slide these rate increases by the people on autopay. Shady, shady, shady. I am calling around for new insurance. They just lost me for car, camper, boat and home. A shame they need to be so greedy.
Reviewed Oct. 3, 2018
Perhaps Geico used to be a company that treated its customers well, but certainly not anymore. I have had a mostly spotless driving record for 16 years. After a minor incident in which I hit someone's bumper and a small claim was paid by Geico to the other driver, Geico raised my insurance premiums from about $900 every six months to $1900 every six months. That's $3,800 per year for one person's insurance fees. I had been a loyal Geico customer for six years. I switched to another of the major car insurance providers and got a much, much better deal. If you bundle your homeowners/renters with another major insurance provider, you can also get a discount. I cancelled both my homeowners and auto insurance with Geico yesterday -- it felt great!!
Reviewed Oct. 2, 2018
We recently called Geico for an insurance quote. Gave them all the relevant information. They provided a quote saving me a substantial amount of money. We committed and paid the first premium. 7 days later, on a Friday, I canceled my old policy and then out of the blue we get an email at 7:30 pm that same day they need to speak with us right away. We called and they tell us that after "further investigation" from underwriting that they are reducing our 250/500 coverage to 100/300 and raising my monthly premium by $1000.00!! Granted our driving records were not perfect but they had all that information the day we called for our quote. Our previous agent warned of this "bait & switch" tactic and she was right! Fortunately we were able to get our previous policy reinstated but Geico was only too happy to keep half our original premium payment. Stay away from this company - no wonder they have a lizard as a mascot.
Reviewed Oct. 2, 2018
I started insuring with Geico 12 years ago. After 4 years things were good. Years 4-6 my policy had nearly doubled, I called and after nearly an hour on the phone they cut my 6 month premium nearly in half. Years 6-8 were okay I moved within this time and my premium went up 150 per 6 month period due to location of new zip code. Years 8-10 they slowly increased a little every 6 months. Years 10-12 my 6 month premium has once again doubled. I will be signing with State Farm as they are now cheaper than Geico. After being a loyal customer for 12 years and paying my premiums in full every 6 months I can't believe they treat customers like this.
Reviewed Oct. 1, 2018
I decided to purchase a policy online and it quoted me at 113 dollars monthly and I'd be charged that today. I put my card info in and it took out 276 bucks and said it updated my policy! I didn't get any notification that I would be charged more. Their customer service reps are very pushy about getting you to start the policy and that's a red flag to me! Stay away from Geico. Apparently they run a clue report, don't show you the updated charge and just charge you anyways? They should at least put this in the fine print or let you know before purchasing!?
Reviewed Sept. 30, 2018
Geico has no customer service in Spanish and does not offer a translator. Even smallest companies offer you, someone a bilingual representatives, what's this? I had an accident, no one speaks Spanish. They ask me to do a declaration and I repeat, my first language isn't English, they force me to accept the responsibility and now I have a demand??
Reviewed Sept. 30, 2018
Perfect driving record. Never had a claim. Rates keep going up. Called to really "laid" into them. Said they were a "Class Action" waiting to happen. Was informed they will NOT extend my coverage when it comes up. Good thing though. Checked with other companies and found a policy the same as what I have now and saved 600.00 a year. Number one rated, B.S. First time they raise your rate for NO reason run... Other companies are out there.
Reviewed Sept. 29, 2018
I have a 2018 vehicle, I called in for a glass claim and it took 2 weeks to schedule an appointment to get my vehicle fixed. After coming in to Safelite Autoglass they informed me that Geico had put down aftermarket windshield since it would save them money. I wanted OEM glass and they told me that it would be another week and now I'm a disappointed customer since I already wasted time coming down here thinking it was OEM glass. Nobody told me it was aftermarket. It's a brand new vehicle. I would of thought they would of given me OEM windshield. Unhappy customer here.
Reviewed Sept. 28, 2018
This company is unjust. We had a file claimed against us for damage of property, and the case was thrown out in court. We did not cause the damage. Not only did they mark our permanent record for an at-fault accident, they have increased our premiums without ever letting us know what was happening. We have been loyal customers for 5 years and we did not cause the damage to the property. The company will not believe us even though the Court Justice didn't hold us liable! Do not use this company. We will be finding someone else for our auto and home insurance. You are criminals.
Reviewed Sept. 28, 2018
0 star they deserve! Prices are high af! I chose not to do autopay. They still took money out my account! I only have liability which is $240! Mind you I was paying for gap and full coverage with liberty mutual for just $151! Wouldn't recommend anyone to get insurance with GEICO. They suck! Stay away. They need to be sued.
Reviewed Sept. 27, 2018
This is worst insurance company and they will not take care of you even at no fault claim of yours and opposite company accepting that you are not at fault. Also opting for rental coverage during insurance and paying every month for that, they will try not to provide you rental still. Very unfair practices. Choose another auto insurance if possible.
Reviewed Sept. 26, 2018
My six months due this September 2018, now my current rate increased from 753.43 to 1,070.13. We have 4 cars and 4 drivers in the family. Last 7 years, we have no ticket, excellent credit scores, we have auto pay from our bank, never late payment. So, I made called twice and spoke with customer service. They said "you have no issue which make premium rate increased?” So they scheduled manager to call me, but never receive any call as scheduled. They use to be very good insurance company, I am not sure why Geico Insurance going this route? I moved my auto policy to Progressive Insurance now and saved almost $400, and I also I just signed my to home Insurance with Progressive as well to get a big auto policy discount. Very happy with Progressive now :).
Reviewed Sept. 26, 2018
Greedy corporate charging $20 extra for making payments. How are these thieving corporations allowed to charge people for just paying their bill and on time. Seriously how is that justified. You give me a premium which keeps going up every year despite being a good driver with no accidents and then say, "And we’re going to charge you for paying this"? But if I give them access to MY bank account it only costs $1. EVIL GREED. May it be returned to you to learn from you scum!
Reviewed Sept. 26, 2018
I had an auto policy covering 3 vehicles. My daughter had an issue with DMV where they threatened to cancel her driving license if she did not pay the fine. She paid the fine and received a letter from DMV stating the issue was resolved. This was approximately 2 months prior. Geico stated they sent a letter to my address stating if they did not receive information in 10 days they would cancel the policy. Well this notice, if we received it, must have been filed with all of the other junk mail we receive. In any case the date passed and Geico cancelled not only my daughter's insurance, but all policies for our three vehicles, without any additional notifications (which they confirmed on the phone). I was without insurance for 11 days before I received a letter from the DMV. The DMV in SC charges a $5 per day for each vehicle without insurance from the date of non-insurance (totaling $165).
I requested a letter from Geico stating the fact that I only received a single notification before policy was cancelled, and they did not send any further notification that my policy was cancelled, so I can use this convince the DMV that I should not be charged the penalty. This is the worst policy I have ever heard!!! Even if they sent me a letter stating they were going to cancel my insurance, they should have notified me when they actually cancelled the policy. This should be the Law!!! It took three calls and more than an one hour of my time before I could get a manager.
Geico's customer service rep and manager refused to send a letter or email stating the facts. In addition, after renewing my policy (so I would have coverage over the weekend) Geico stated my policy rate was going up $50/mo. Total of $300/per 6 mo policy. The Geico rep and manager refused to give me my prior rate. Needless to say I am cancelling all of my policies, and will never use Geico again for any purpose. My family was without insurance for 11 days, had anyone been in an accident we could have lost everything!!! Geico Sucks.
Reviewed Sept. 25, 2018
Be prepared to be ripped off!!! I contacted the Department of Insurance regarding Geico’s fraudulent methods in handling claims and they encouraged me to sue them in court! Get ready to cry many tears when receiving your claim check that will only cover 25% of your damage costs!
Reviewed Sept. 25, 2018
I bought a brand new car with a bumper to upper warranty. I came to find out 5 months later that they tacked on additional coverage that I did not ask for nor would ever need with a full warranty on my brand new car. It amounted to over 300.00! GEICO reps refused to fix the error saying that this was part of their full coverage package and basically it was my fault for not cancelling it even though I never asked for it, and was never told about it and it's my fault for not reading my emails. Since when is it ok to charge someone for a product that they didn't know about or ever want!? Bottom line for GEICO is the customer is never right and keep on scamming customers as long as you can.
Reviewed Sept. 24, 2018
GEICO is just NOT an insurance company, it's more than that. For me GEICO is my family. They always took care of me so cordially and efficiently, whenever I got into any auto accident. Recently, I had severe NO FAULT AUTO ACCIDENT. My car was totaled. But GEICO made my claim so easy and quick. Their customer service is so friendly and respectful to their customers. Their employees are very knowledgeable. In a word, GEICO IS THE BEST.
Reviewed Sept. 23, 2018
My wife was involved in an accident in October 2017, the other driver caused the accident (rear ended my wife's minivan because he was on the phone looking for an address). The driver admitted to Geico that he caused the accident. My wife was taken to the hospital via ambulance; Geico denied the claim and are telling us that the accident did not happen and will not pay ANY damages. In the meantime my wife still under treatment for neck and shoulder pain, we have MRI that shows nerve damage and she might need surgery. Geico's customer service is the worse. They are totally refusing to do anything about these issues. I understand that Geico wants to make profit but they also need to be responsible for paying for damages caused by their insurers. I can only pray and hope that this company goes bankrupt someday so they will not profit from corrupt and greedy practices.
Reviewed Sept. 21, 2018
I have TWO incidents to report. The first one takes place after having my car in storage and picking the car up after flying back to town. The car is not even warmed when a police car comes plummeting down a quiet street at about 11:30 at night. I slow down that police passes me by. I approach the intersection in the turning lane on the left of a 4 lane street. The cop car in the far RIGHT lane gets creative and as the car in front of me has stopped, there's no car behind me, the cop Rams his car between me and the stopped car to make an illegal u-turn. Then he continues to go. I then go after him cause I'm trying to figure out why he has not stopped. He sees me and pulls over but will not talk to me or provide his ID. I call Geico and the person on the other line gets my info and is very sympathetic.
Next day I'm told after many questions that it is not my fault cop committed several code violations and not to worry. I proceed the following days to expedite claim cause I'm only here for the week and have too much to do. The next few days I get a call from the police dept that handles claims and she is expecting me to provide my damage and then I ask, "Hasn't Geico spoken to you?" and she says no.
I call Geico and they tell me that that they will go ahead and settle the claim with the police to make it easy on ME. I said did they threaten GEICO and she just as much told me yes. Needless to say, I'm driving around unable to collect and get my bumper replaced cause they would not make them responsible because my insurance let them manipulate the claim in the police favor--forget that they were at fault. (I had removed collision momentarily cause I was possibly selling my car this week on my return--now I can't).
I put full coverage back on my car cause it's damaged and I can't sell it to recoup what I can get... I'm coming back to town on a Monday a few months later. The person that is watching my car since I have been out of town calls me to say my car along with three others, my has been vandalized. It's Thursday before my return, I ask him did he make a police report, he says, "No you have to as the owner." He gets on the phone with me and we make a thorough report. I'm thinking GEICO will be satisfied cause I have a witness even though I'm out of town and it's a business.
I file the claim. They turn it over to an investigative unit. I'm thinking it must be because it was broken into--no it's because I put comprehensive coverage back on the car (which I thought was full coverage) and I did it two weeks before it was broken into. When I get this investigator she interrogates me like I was a felon, or something. Even makes the statement that if I'm caught lying about the breaking it's a felony---really? I'm going to lie about a vandalism. There are pictures and 2 other cars as well. Needless they asked for phone records. I gave them screenshots of text messaging when I checked on car and when I was sent photos of break-in. I sent the police report.
They are saying they need actual phone records -- my phone is part of a business so you cannot isolate and why put them through this nonsense when I have provided screenshots that's acceptable to JUDGE JUDY and all the other judges on TV. Then the investigator says, "well why did you get insurance two weeks before..." Duh... I wasn't covered... But why now and why before they broke in... That's why it's called insurance lady, just in case something happens. Did she check the call that said I asked for full coverage-- no. Did she notify me she close the investigation--no. Did my claim adjuster get back to me to say we are not doing anything further--no. Did I receive any compensation for the battery, window, the fixing of the others damaged inside the car---no. Silence from GEICO.
Called today, asked for the result. "Oh it was closed out last month from investigator." Asked two people about where it stands, "Well we have your adjuster get back to you. We don't know, it's in another level." Called these people supervisors and one says, "Well you did not provide what we asked AND you did not do what was necessary." So I asked, "What would you have done if someone is watching your car; it's vandalized and they call you and you are not in town..." "Uh, I don't know..." Exactly... You do the best you can, call the police with the guy on the other line to get the report. You can have Geico, I'm done.
Reviewed Sept. 21, 2018
MINUS -10 STARS!!! So about 2 months ago I received a quote online that was less than my current policy. Thought...this seems like a good deal so let’s do it. When I tried to establish the insurance I was told that my account was flagged and that they couldn’t tell me anything about it but that I had to wait for a paper application in the mail. First of all...who uses the freaking mail anymore? They were unable to send it via email for whatever reason and refused to tell me why I couldn’t do it online like EVERYONE else! Fine, weeks later no mail.
Called Geico again, again told same thing that they would send an application out. Finally received app in mail, filled it out, mailed it back, and nothing!!! I was told by “customer service” that it would take underwriting 2-3 weeks, however, I received no communication at all. Now after being given the “runaround” from the call centers I am being told that there is an issue with my application, oh and they have to guess what? Mail out a new application. How freaking ridiculous! It is exhausting dealing with people who are “unable” to discuss things with their other departments.
The right hand doesn’t ever know what the left hand is doing. In addition to this, they do whatever they can to get you off the phone and kick the problem down the road. After this experience I am extremely hesitant to give them any of my hard earned money. If it is this IMPOSSIBLE to establish insurance, how in the world am I going to place a claim which is inevitable! Am I going to have to provide my first born? Give blood? Cut off a limb? Who freaking knows!!! Somebody help straighten these people out.
Reviewed Sept. 20, 2018
We have State Farm insurance. My wife and I were both, unfortunately, in separate parking lot accidents recently. Neither were significant amounts of damage, money and there were no injuries. Neither of the accidents were our fault either. In my instance, the other driver had State Farm insurance also. In my wife's accident, the other driver had Geico insurance.
Our experiences were very different. State Farm offered a generous list of approved body shops, including several dealerships that were able to appraise the damage, provide a rental car and fix my car in one stop. I took my car to the shop, dropped it off and drove off in a reasonable rental car and my car was fixed and I picked it up and it was a minimal inconvenience to me.
My wife called Geico and they told her that they had determined that their client was 100% responsible for the accident and they would be covering the claim. (So far, so good.) They then asked if she would like Geico to handle the claim or State Farm. My wife was (understandably) confused and asked what the difference would be? The Geico representative told her that we could file the claim with either company, but if we chose to use our insurance company, we would be responsible for the deductible and might not get a rental car depending on our policy!?!?
So we said that we would prefer to have Geico handle the claim since we didn't ask to be in this situation and the other person was at fault. We were then given a list of ONE body shop in Greenville (and the surrounding area) that Geico offers their "ARX" program where you can have your car appraised and fixed and have a rental car waiting for you - a shop that I have never heard of in the 20+ years I have been living here. It may very well be a good shop, but I haven't heard of it and there are no dealerships on their list. Heck, there is no one but that one shop. The other three "choices" were the same company in Spartanburg, Anderson and someone else I think, somewhere in North Carolina!
We went online to Geico's website to schedule an appointment to get an appraisal at the body shop where they have their adjuster, and found that it appears that the appraiser is only there on (some?) Fridays and they are booked already on most of them for quite some time. Or, at least it looks that way because there are no other appointments that are not grayed out on the calendar except a couple of Fridays. I remember when the adjuster came to you and appraised your car... and even State Farm's plan - which is very different, they don't use adjusters, they instead audit body shops and allow the body shop to do the appraisal if they are on their approved list - is much better for the customer as you don't have a separate adjuster meeting and since now they don't come to you.
We are now calling Geico to try and figure out how to schedule an appointment with an adjuster that fits into our schedule before Christmas while our car is damaged through no fault of our own because they are too cheap to offer more than one body shop in the entire Greenville Metropolitan Area and they don't have adjusters that come to you anymore and they are booked up because - well, they have only one body shop in the entire Greenville SC Metropolitan Area.
So, I hope the folks that are saving 15% (we did not find that to be the case when we wasted 15 minutes calling them some years ago to see) are ok with the fact that they are saving that money because their insurance company isn't going to provide them with good service if they need them. If this is how Geico works, it is no wonder they claim to offer lower rates - they do it at the expense of their customer's time, safety (driving around with a damaged vehicle waiting to get in to have the car appraised and repaired!) and convenience.
As you might imagine, I'm pretty disappointed in this. I was actually hopeful when we found out the person who hit us had Geico because I assumed it was a decent insurance company and we would not have to deal with any of this garbage. Instead, I'm finding that they are a bare-bones, low-budget, and uncaring insurance company that claims to have low prices, based on being cheap and not having options for repairs or convenience.
The reality is that most of us hope to never have to use our insurance companies and I suppose people are willing to save a little money and deal with a little more hassle in the (hopefully) rare instances when they do have to deal with the insurance company. But it is particularly annoying when someone who DOES have decent insurance is forced to deal with a bare-bones, low-budget insurance company like Geico because they are in an accident with a Geico insurance customer. The nice lady who hit my wife ended up with more damage than we did, and I can only imagine what they are dealing with right now too. Maybe their experience will send them looking for a better company in the future.
I can't say that State Farm has been PERFECT because they have increased rates over time and raised deductibles, but I CAN say that when you do have a claim, State Farm handles it far, far better than Geico has done so far with us. I would never even consider Geico now, based on this experience I will continue to enjoy their cute lizard - gecko commercials and grumble about how lousy their insurance is to anyone who will listen. But I won't ever be calling them to waste yet another 15 minutes of my time to see if they are cheaper than my current insurance company, because I don't care if they are cheaper - I would rather have good service than cheap service.
Reviewed Sept. 19, 2018
I went online to get a quote to see what the price would be to add my daughter, who lives an hour from me to my policy, in case she wanted to use my car when she visits. They added her to my policy without my authorization and refused to take her off because she is between the age of 16-19. They said the only way they’ll take her off is if she doesn’t live in my household... She doesn’t live in my household! But after I explained that to an agent, she said it doesn’t matter if she lives with me or not. Are you kidding me?!? My rate almost tripled!
I canceled my policy the day before my payment was due and now they’re trying to tell me I owe them $97 for my daughter being prorated on my policy. Um no! They will never get another cent from me!! Geico is the worst insurance company ever! And to top it off the agent told me they will contact my new insurance company and let them know I have a teenage daughter, so don’t be surprised when my rate goes up with them.
Reviewed Sept. 19, 2018
After an accident I had a dispute with another person who lied about what happened, we both have Geico, I was surprised there is a dispute, but facts and common sense were on my side, Geico adjusters though do not want to follow such a nonsense as a logic and facts check. Neither they will to put a little effort in investigation other than recording the statement and decide what benefits company more. I mean I had an experience with other insurance, but I tell you if I get in another accident with Geico insured driver, the only way I will talk to them is through my lawyer. So as you might guess after they falsely accused me on inattentive driving or something, and I spare the details, just believe me the story they followed with is just ridiculous, I had to pay a deductible for my car repairment. I followed with Geico recommended mechanic shop and that was a mistake number two.
Basically the shop included fender and bumper job on the invoice, however they just painted over the scratches and my fender is still visibly bent, I mean you can clearly see it from the front! I showed it to both mechanic shop employee and Geico representative and they both told me they can see the problem. Now guess if they decided to go ahead and fix it? No concerns were raised at all, and now I'll pay the full price for the real job to another shop. The result: my car is being repaired at my own expense, after an accident which was not my fault, the record of the accident is still going on my record and my premium is going up. I had much better experience with eSurance (they are also cheap the first year) and Progressive (expensive, but seem care). Do not use Geico, and if you are unlucky to have a car fix with them, do not follow their recommendation. They choose the shops which charge them less, it doesn't benefit you.
Reviewed Sept. 18, 2018
I have been a faithful Geico customer for 9 years. Last month, for no reason at all, they decided to double my premiums. Their reasoning was my son was involved in an accident (not at fault, other ins. company paid) and therefore everyone under our policy was suddenly a risk. I called and canceled my policy, only to have them deduct the premium from my bank account. Their policy is to hold your money up to 18 business days, I was told. After much hell-raising, they did refund my money after 5 days. They had no right to take the money in the first place, as I no longer had insurance with them. They were not helpful at all. I am now with Nationwide, at less than the original premium I was paying with Geico, and we are not considered a risk.
Reviewed Sept. 17, 2018
I got into a car accident in the past. Geico told me it was towed. We had the car parked and Geico was suppose to come get it. We got a 10 days notice before the state towed it. The police towed it after 3 days and took my tag. I got a new tag but now that its time to renew it I have a hold on my tag for the tow. Now Geico's saying they gave me the money to fix. They paid me off for the truck so we were waiting for them to come get it. It was suppose to be their car. But I can't get no tag until they pay the bill.
Reviewed Sept. 17, 2018
GEICO is scammers. They offered me a profitable insurance. I double-checked with them their offer. But when I confirmed the payment they suddenly withdrew $1560 from my bank account instead of confirmed $700. I immediately called them. I was told by a Geico representative they changed the amount due to I had a parking ticket last summer and automatically withdrew $1560. I tried to explain them it’s non-moving ticket but they answered it doesn’t matter. Ticket is ticket. Also I was told they can return my money only in 2 weeks, while they took my money for a second without any asking.
Reviewed Sept. 15, 2018
I been a Geico customer for over 25 years and I realized that they have been grossly overpriced. I did research and today I saved over $1,600 for the same three vehicles, living in the same address. Rip-off.
Reviewed Sept. 15, 2018
Rate is going from 259 a month to 748 a month. I was told it was due to my youthful son. No claims. No accidents. Nothing. Save 15% my butt... They will give you low rate for 1st year or so and then they will just raise it through the roof. Stay away!!!
Reviewed Sept. 15, 2018
I have experience with many companies as I was in the industry for 25 years. Now being just a consumer I want to compliment the customer service representatives at Geico. Very polite, intelligent, responsive. There are no long hold times, they know what they are talking about and they resolve issues on the spot. I've had a recent experience with a company that is often compared to Geico and I just want to say there is no comparison. Geico is head and shoulders a superior company to Progressive.
Reviewed Sept. 13, 2018
I renewed a policy with Geico Insurance. I agreed to this policy for six months. I called to set it up, and cancelled. I was not planning on signing again with them, as I had many issues with them. One of the frustrating issues is that they do no keep track of concerns & comments, from Me (The Customer). As it will again, this time around turn out to be, once again. Thinking everything was fine, after the end date of my policy... I was going through my bank records, one day, and I realized that they had been pulling a monthly payment again. So, I called to ask about it, and I was informed that my policy had been renewed. I was surprised... by it, because I they didn't get my consent to renew. I never agreed to renew it.
As I had said, I agreed, to the first six months, and that was gonna be it... as I was gonna find a new company to sign on with instead. They go around in circles about everything, after I explained it. And wouldn't refund anything. SO, I ended up disputing it with my bank. That was in July 2018, my policy ended in May 2018. Thinking everything was fine? Nope. I receive another bill, and they threatened that It would be sent to collections, if I didn't pay. Again, I called today (September 13, 2018) and spoke with a supervisor/manager named Gary. And still the same thing. They were not listening to me at all!!!
They kept going on about having no phone call FOR A CANCELLATION, AND no conversation or report recorded or noted!!! It is frustrating to me, because I called and made a cancellation & I called about my concerned and they had NO NOTES regarding any of it. I feel like they are holding me hostage about all the charges that I NEVER AGREED OR SIGNED ON FOR!!!
Reviewed Sept. 12, 2018
Called Geico 6 month and said I scratched a door on my car when parked in garage and asked if I do via insurance if my premium will be the same or I’ll be paying more, they said depends but they was not sure. I told them, "Nevermind. No need claim report as it’s easy fix and I’ll fix on my own and no need claim on policy." They said no problem, but today was my policy renewal and premium went up for over $2k for 6 month on all my vehicles. Called them and told them I did not report a accident, just called to ask.
Car was sold couple months ago as I bought new vehicle. I never fixed the door as scratch was minor and sold as is. I never asked Geico to pay or something like that. Done with Geico, will not recommend them to anyone. Progressive and State Farm give me better rate than Geico was. Anyway, guys at claims department in Geico was not nice. So when I told them I’m done and would like to close my account with them start asking why and what happened and I explained again but they said it’s was done six months ago and nothing they can do.
Reviewed Sept. 11, 2018
After being hit by one of Geico's insured, I've been driving around with a damaged front fender and bumper for over a month because Geico is now not responding to either my calls or calls from my insurer, State Farm. They have had this type of experience from Geico before, according to them. We've sent photos and video, at their request, that pointed out their insured was clearly at fault and also lined up with the police officer's testimony. Now, Geico will neither speak to my State Farm representative (now she's a third party and they don't speak with third parties suddenly) nor will they pick up my frequent calls. I've now reached out to my local state representative to call the person in charge of my case and they are "familiar" with having to make these types of calls.
Reviewed Sept. 8, 2018
Geico is one of the worst insurance companies that you can have!!! Yes when you start your policy with them your monthly charges are low but 30 days later they are increasing it without you even knowing. I just started my policy in June of this year and when I started my policy with them I told them that I wanted all of the same coverages that I previously had with my old insurance provider which included collision!!! Welp guess what someone hit me the other day and when calling to get my car towed they tell me that I don’t have collision on my vehicle.
Now we all know as insurance carriers that that’s one of the main reasons of why you get insurance just in case you get Into an accident your vehicle is protected for repairs or it being totaled!!! I’m pissed what am I paying all of this money for and not be able to get my car fixed!!! Not only did they screw my that way but the lady that I got into the car accident with was wrong for going around another vehicle and my own insurance provider calls to tell me that I’m at fault. I called back and spoke with another claims specialist that believed that I wasn’t at fault and now they are going to investigate the matter more, but I hate them now I’m without a car because their employee didn’t add collision on my vehicle, and why they are trying to fight for their customers when they are telling them that they weren’t at fault in an accident.
Reviewed Sept. 7, 2018
I talked Sophia ** to take care of accident that I was not at fault. First she start arguing with me back-and-forth then she hung up the phone and then she called back from a blocked number and called me ** and hang up the phone quickly so I talk to their manager never got back with me and higher manager left a message. A few messages and I never heard back from them. I never in my life a company personnel to treat me like that and I think this is a common practice with them because they don’t really give a damn.
Reviewed Sept. 5, 2018
I recently purchased a vehicle for my wife. I’m 20 years old and learning a lot of the ** insurance company’s have to offer, a short summary my wife got into an accident at work delivering pizza’s, and instead of making up some story to get my car fixed I told the truth. A week later after filing a claim with Randy ** I believe his name is, I gave him a call for him to tell me the insurance company will not cover the collision that I have full coverage on this vehicle roadside and any other possible warranty’s you could think of to ensure it would be fixed for any problems. But nope Randy dug deep for a loophole out of fixing my car. What an outstanding ** I tell you!
The thing that shocks me is my parents and grandparents has been with Geico for 20+ years, 4 years myself in total. And the minute I have a problem that again I pay an outrageous price a month for this **, they turn me away so my wife and I and two kids are stuck paying for a once reliable full coverage vehicle, that’s now a hunk of metal in my driveway. Thanks Geico and thank you Randy for doing your best but truly not giving a ** about your customers. A real heartless act.
Reviewed Sept. 4, 2018
I called for roadside assistance for a flat tire (my car does not come with a spare). GEICO kept me on the phone for over 45 minutes before they called a tow - awful process. Today I got a notice from GEICO that it is considered an at fault accident. 1) I was not making a claim. 2) It was rush hour in LA. I had no choice but to be going way below the limit. 3) Debris in the road and a flat tire is not an item that a policyholder of 33 years should receive a scare for. I called GEICO to get it fixed (I do not want an at fault claim on the record). Apparently, they must do this a lot since they already have a pre-approved "We made a mistake" letter.

Reviewed Sept. 2, 2018
I’ve been fairly happy with Geico for a dozen years or so, with both our cars being insured by them. Their rates were competitive and the service we received on two claims was acceptable (neither my fault). However, I should point out that on one the claims, they kept insisting that it’s my fault even though the police report said otherwise, and the other car’s insurer accepted responsibility. But it worked out OK in the end.
But my most recent disappointment occurred when we bought a new car, and I deleted the old car and added the new. Of course, the price increased, but we paid. Now the next billing cycle is pending, and I checked the details of the policy for the first time, and notice that they had added a “mechanical breakdown insurance” premium of $92 for six months. I’m furious - first, I never had such coverage, nor is it necessary on a brand new car that has full warranty. That did it, I am switching to another insurer that has my homeowners coverage, and whose rate for the exact same policy is about 24% lower.
Reviewed Sept. 1, 2018
I have been with Geico for over a year, paying $150/month. I made one small claim due to a tree limb denting a side panel. $2000. They increased my monthly payment from $150 to $600/month!!!! Absolutely ridiculous. Do not do business with these people. You will pay for any damage to your car four times over...
Reviewed Sept. 1, 2018
2017 I was involved in an incident where a driver from behind nearly hit my car in the rear but neither car touched, the other driver lost control of his car and ran into the median. Geico did not defend me. They refused to even talk to me. They said it was my fault and paid the other party off. They refused to give me the police report, or the witness statements. I called them multiple times and asked to speak to a claims adjuster. They never let me talk to one and stonewalled my attempts to explain what happened. My insurance rates doubled. I called another insurance company and they told me that Geico was simply taking the path of least resistance and in the process would stain my record - dramatically & permanently raising my rates, thereby keeping me stuck with their insurance as they'd still be lower than anyone else.
They believed the path of least resistance for them was to simply pay the other party rather than fight for me (their client) for what was right. They paid $5K to the other party, and ruined my driving record. My increase in rates for a family of 5 easily covered the $5K they paid to the other party - and then some. Luckily the new insurance agent told me to dispute the "incident" (it was NOT an accident) with a company called LexisNexis. I did and the incident being my fault was reversed (as it should have been). From that my driving record was good and I could get reasonably priced insurance again - about what Geico had been charging before the incident. CONSUMER BEWARE - Geico will NOT represent you fairly in a dispute. They only care about their bottom line. You and your driving record are irrelevant. You as a customer are irrelevant to them - their only concern is your wallet. remember that and avoid them.
Reviewed Aug. 30, 2018
Do not waste your time. They pride themselves for having good customer service and they are extremely rude and refused to insure my vehicle because the title was yet under my name. When I called back to tell them I had all documents they flat out refused and were extremely rude and hung up on me.
Reviewed Aug. 22, 2018
DO NOT CHOOSE GEICO!!! DO NOT CHOOSE GEICO!!! Hello fellow GEICO customers!!! I hope you choose a better insurance company than these guys. Not only did they delete my first post on FB, they have now blocked me from posting and seeing any visitors posts on their FB. I strongly suggest liking it so GEICO KNOWS THIS HAS BEEN SEEN!!! On top of my car being in the shop for 2 MONTHS. I have had to walk to work in 100-degree heat. And Borrow my sister's or her gf car. To go get my daughter that lives 30 mins away. If I could give them -5 stars I would, unfortunately, that is not an option.
PREVIOUS UPDATE: I have called and left messages and emails that have yet to be returned. I was going to give them an extra day to get it together, however, I am now blocked. I am also locked out of my GEICO app and can no longer look at any of my information (claim number or phone numbers of any kind!). P.S. Don't get me started on their rental policy which they are so on the ball with and I pay for that too.
Reviewed Aug. 20, 2018
We've moved to a different city and when I changed/updated to our new address, Geico charged $55.00 for different area. The policy has already been paid for the 6 months period. I can understand if they want to charge me on the renewal policy. This is BS and I will definitely stay from this Fraud Co.
Reviewed Aug. 19, 2018
I lost my debit card; forgot about it. Geico had my insurance taken out automatically by debit. My debit card did not go through. They contacted me by phone they said but their name Geico does not show up! They cancelled my insurance. No letter in the mail. Allstate always gives you notice. Now I had a lapse in coverage I was not aware of. They then increased my bill by 64 dollars. Highway robbery! I am dropping them. Their customer service is atrocious. Also beware of automatic debit. They double billed my friend and she did not give authorization for automatic debit! They are thieves and do not reward good drivers. Beware! Beware! Beware!
Reviewed Aug. 19, 2018
I had a perfect driving record before a cop hit my car in the wrong. A deputy at the Morgan City Louisiana Sheriff's Department wrote a falsified accident report putting me at fault. They also deleted all the photos the deputy took. Geico wronged me too by taking the cop's word over pictures of my car, which had no damage at all. Geico also did not send anyone out to inspect the cop’s damages and just paid it out with only 1 estimate the cop already had before he hit me. GEICO is garbage. I just cancelled my policy and I will never go back.
Reviewed Aug. 18, 2018
I just canceled my auto policy today with this horrible company. I was hit, by another driver who was in the wrong. Instead of taking care of me, GEICO paid this guy's damages without an inspection, or any pictures. When I talked to the auto claims rep he LIED and said they did come out. The other driver told me himself they do not. Never again will I insure anything with GEICO. They added so much grief and stress to my life I didn't need.
Reviewed Aug. 18, 2018
I called GEICO to remove my ex-wife and her vehicle from my policy. My policy was pre-paid in full by me for 6 months. They ended up removing me from the policy, starting a new policy and billing me for it and keeping my ex-wife on the policy that was already prepaid. They refused to refund the amount back to my card even though I paid them. I advised them I did not authorize this and only wanted to remove the vehicle and driver and they kept stating this is how they handle divorces. When I asked if my ex-wife canceled her new policy if they'd refund me the money, they stated they would try to refund to my card but she had the right to request a check for a payment I made. I no longer had the right or authorization on an account that was initially mine. Horrible service. The new policy they quoted me for 1 driver was $300 more than any existing policy I could get elsewhere. I canceled with them. I will never use GEICO again.
Reviewed Aug. 17, 2018
I recently cancelled my GEICO policy; my car got vandalized and me having full coverage insurance never would have thought that filing a claim would cause the extreme pain, bashing and accusations I was put through, and leave me feel completely sad, angry and so helpless. Yes, I understand my car is an older car and probably not worth fixing, but had I known now what I did not know before, I would have never filed a claim with GEICO. I would much have rather saved myself the pain, grief and the bashing I endured for simply using a service I was paying for.
I was asked to meet with a GEICO investigator at a Starbucks location, this is where in front of other customers, the GEICO investigator proceeded to ask me a series of questions which I know now, were pretty well thought out and planned questions about my personal life to use against me. I was caught very off guard and not knowing all my rights at the time and not knowing where all this was leading to. I proceeded to answer all of his questions about my personal life.
After this, the investigator very aggressively accused me of vandalizing the car myself in order to “screw GEICO” and as if that was not enough, he cursed me out and called me a "good con artist" among other insults that are too embarrassing to list publicly, and all of this while we sat at a Starbucks table, I was completely shocked and ridiculed, discriminated and bashed based on my income and disability status which he had previously and methodically drilled me on, I was crying and denying the accusations and yet he continued to use the personal answers I had given him at the start to further accuse me of doing this myself.
This is just a brief summary of what I was put through, the rest is too personal to discuss on a review. I have contacted GEICO to report this and left messages, and have not yet heard back from a supervisor, when I call back, I was told that this investigator is no longer allowed to contact me. As embarrassing as this is for me, I am posting this to caution people; if you are asked to meet with an investigator, please be prepared and use your judgement to not answer any personal questions which can then in turn be used completely against you to accuse, manipulate and ridicule you. I feel discriminated based on my income and disability status by GEICO and plan to take further action in reporting this type discrimination and treatment.
Reviewed Aug. 17, 2018
My husband Thomas and I have been customers of Geico for over 40 years. We have always been pleased with their customer service and handling of the few claims we have had over the years. However in the last few years our rates have increased significantly. This year alone it has increased over $1,000. My husband has always refused to get a quote from other companies, but this recent increase put him over the line. We have complained that Geico puts too much investments in their advertising. I believe the advertising is beyond excessive. I am personally sick of hearing them. Maybe if they reduced their spending in this area they can stop increasing our insurance. I am ready to look at other companies and have already been offered more reasonable rates.
Reviewed Aug. 16, 2018
I needed to have my windshield replaced because a rock hit it and has a 2 ft plus crack. Anyway, Geico did not give me any trouble with the windshield replacement, probably because I have a $500 deductible which means I am paying for at least half the cost. Anyway, my issue is the car rental. My appointment to get windshield replaced was on 8/23/18 but because when Geico talked to the auto body place they told Geico that the first available appointment was for 8/21/18. They would not let me have a car rental any day past 8/21/18. I told them my appointment was on 8/23/18 and they needed the car for 2 days. Geico still only wants to pay for 1 day and not past the 8/21/18 day.
Doesn’t even matter that the auto body place got on the phone with them and me and told them that the appointment was on the 8/23/18 date. This insurance company is so full of crap. I had several phone calls with them and their stand was the 21st and one day no matter what—even talked to the supervisor. I finally gave up and hung up—I don’t need their stinking $60 (2 days at $30 each). I am with others and will be quitting this insurance company just as soon as my windshield gets replaced.
Reviewed Aug. 16, 2018
I brought Geico insurance for my car and added my home to their Homesite Insurance. In one year, the Mortgage Company complained to me that my home was under-insured. Next, Geico went up on my car insurance. I contacted a Broker and changed my insurance company. It was supposed to be switched by June 1, 2018. The mortgage company had already issued the renewal check to Homesite. My Broker and I contacted Homesite and informed them of the change. June 1, 2018 was the cut off date. They told me my check would be refunded to me and I would have to send the check back to escrow. That is the normal procedure so I waited for the check. Two weeks later I still had not received my check, so I called again. This time I was told that it could take up to 30 days to receive the check. I waited another two weeks and called back. They informed me that the check had been mailed on June 17th.
I still had not received the check and were in late July. At the end of July, I called back and they had no excuse, so they canceled the check that I never received and was never cashed and issued another check. On August 10th again they claimed the check had been mailed out to me already. One of their employees started to call me to let me know the status of the check and asking if I had received it. Again, I have not received the check. This morning 8/16/2018. I have called again. They put a supervisor on the phone. I explained that because of their delay. I had suffered damage because my Mortgage company increased my monthly mortgage payment because I had not received the check to put the money back in the escrow account. I requested to speak to the legal department. I was told that their legal department does not take phone calls and I was denied being transferred to them.
Next, I asked if there was a transcript of all the phone conversation relating to this incident. I was informed that yes, there is a transcript, but I am not entitled to a copy unless I serve them with a Subpoena. I specifically asked if I could FOIA the record since it is a part of their file on me. They told me that the only way I could get a copy is by subpoena. I have now waited two and a half months checking my mail daily to no avail. I am paying my new insurance company, and my mortgage payment has increased and will remain high until I can put the money back into the escrow account. Homesite is blaming the U.S. Postal Service for the delay. They are claiming that the first check that never arrived must be lost mail. They are claiming that the Postal Service is also responsible for the delay in receiving the second check. I will never do business with this company again. I will be talking to an attorney to examine my option to recover damages.
Reviewed Aug. 16, 2018
I'm so frustrated right now after being bent over by Geico that I don't even have the patience to write this review fully. Here's the gist of it: They increase your rates every year regardless of your driving history, location, age, etc. They try to pull you in with offered discounts, but they're usually just minuscule offers that you'll likely disqualify for anyway. If you read their FAQ, you'll see how many people are asking why their Premium increases. Read their answer, and you'll see that they justify their increase with a ton of vague factors that they'll absolutely refuse to explain further.
They'll make a mistake when changing your policy through a phone call. After they catch the mistake, they make YOU pay for it even though one of their own representatives were to blame. Geico does not offer better rates than other providers. They take full advantage of those who are required to pay for full-coverage insurance because of a leased vehicle. You're easy prey, and they know it. Some of the coverage you're required to pay for is redundant and, therefore, completely unjustified.
To give you my personal example with them (without violating their guidelines -- I'd like for this to be published even though I'm 99.9% sure it won't be) I have been insured for a new vehicle through Geico for 4 years now. In those 4 years, I've had no accidents (it says I'm a "Claim Customer" because I used them to repair damage to my windshield from a rock using Safelite. They were GREAT for that experience), am nearing age 30, no traffic violations, and have moved from a MAJOR metropolitan area to a small town in comparison. I have a white vehicle and have started using a FRONT and REAR dash cam that I informed Geico of in order to HOPEFULLY lower my premium.
None of that mattered. Geico has STILL increased my premium every year. Last year, they increased it by $10 (keep in mind, this is after I moved to more of a rural area with much less traffic). How is this justified? It's not, but they can claim those vague factors that are highlighted in that answer within the FAQ section. They aren't required to share their algorithms or guidelines for pricing premiums. They can do whatever they'd like and simply offer you that vague, justification which does not require a proper explanation through hard data. They KNOW that you'll likely renew your insurance through them when the time comes instead of shop around for a better quote. They know it's inconvenient to shop around. They increase your premium just enough to irritate you, but not so much that you'll drop everything and start hunting for better coverage. It's their business practice.
TLDR: Don't insure yourself through Geico. It isn't worth it. Take the time to shop around for the insurance you NEED (don't let them talk you into anything extra). Get what is required by law, or what is required by your lienholder. Don't let these snakes get fat off your hard-earned dollar. They're no different than any other insurance company. Shop around, don't rush into it. Read other's stories/reviews and decide what the norm seems to be. I'm sure Geico likely cherry-picks reviews, so I doubt anybody will see this, so maybe I'll post it on /r as well. Maybe it'll save someone else from this irritation. Oh, and the Customer Service rep I was trying to explain all these facts to has decided to stop responding to my messages after she increased my premium by almost 20%. I didn't intend for this to be so long when I started, but I think it's better I provided so much detail.
Here are the writing guidelines: "We want your review to get published so please do not: discuss things that are unrelated to the product, mention the specific price you paid for the product, include any personally identifying information, such as full names. If you have an issue for customer service, please e-mail us instead of writing it in a review."
I followed these guidelines and did NOT discuss anything that wasn't somehow related to the product/experience that is tied to Geico. I did NOT mention the specific price I paid for anything -- I merely mentioned the increase I had in one of my examples but did not mention the entire price. As a matter of fact, I described a premium increase using a percentage, but did not disclose the premium amount. I didn't include any personal information. While I did briefly mention my experience with customer service there at the end, it was not the basis for this review and, thus, does not disqualify me from making it.
Here's to hoping they honor their own guidelines and post my review! I probably just wasted a significant amount of my valuable time and did not change a thing, but hey, at least I'm trying to do a service for humanity instead of sitting by while they milk us our entire lives. PS I had tried putting $0 as the amount saved by switching to Geico on this review page, but they won't allow it with a message that says "Amount Saved by Switching to GEICO is too short." I'm not even kidding. Gonna try "1". PSS 1 doesn't work either. I'm just going to put 500. Know that this amount isn't valid for me, but they won't let me post otherwise.
Reviewed Aug. 14, 2018
My husband and I were rear-ended while sitting still at a signal by a GEICO-insured driver. This happened on January 28, 2018. Our 2007 Corvette sustained a spider web patterned series of cracks because the rear panel is plastic and is made to "give" when impacted. My husband and I were jolted, and suffered severe whiplash. We went to the Emergency Room of the local hospital, were examined/scanned, given pain killers and told to visit a chiropractor. We did go to a chiropractor who treated us for several months until the headaches, back/neck aches, stiffness and lack of mobility to turn our heads subsided.
While GEICO paid the small bill to put a new rear end panel on our Corvette, they adamantly refused to pay a penny to reimburse us for either the ER visit, or the chiropractor care. What kind of company won't at least pay for the "damage" their driver caused? I will never use GEICO, nor will I not tell everyone I know to avoid them. GEICO is an unethical company.
Reviewed Aug. 14, 2018
Geico horrible. I should have never left Progressive. Was out of work due to being sick. Asked for help on just one month. The best they could help me was knock off 24.00. At Progressive when I had my baby they understood. Waived that month. As soon I get the chance I am moving back to Progressive. I don't want to be with people who don't care about you and your financial situation.
Reviewed Aug. 14, 2018
My daughter was involved in the plane crash that killed 5 people in Santa Ana, the plane nose dived into my daughter's car demolishing it, my daughter saw the bodies flying out of the plane very horrific, she is still in shock, Geico didn't waste any time trying to settle giving her nothing for her car calling her and intimidating her telling her they needed pictures of her car and so on the **, the pictures of her car were all over national news! They wanted to settle so they could turn around and sue the company that owned the plane. She has 30 days of rental car use but they only want to give her a week of rental car use. This is a Dirt Bag insurance co. with no ethics! Sorry Geico we have an attorney now so my daughter doesn't have to be harassed by you anymore! Geico should not have a Lic. to sell insurance!
Reviewed Aug. 13, 2018
I have been driving and dealing with Car Ins. for over 40 years. Never have I seen a company not care about paying, or taking care of a customer. Small claim on a truck, $2900. Has taken 2.5 months and still hasn't paid the check to the bank. One delay after another. I will never use, or recommend Geico to anyone.
Reviewed Aug. 11, 2018
I left Geico several years ago due to slow and sneaky rate increases. No explanations were given, just increases in premiums. I recently returned to them after shopping around to make sure I was receiving the best possible rates for my homeowners/auto insurance. They gave me a quote that was lower than other companies, so I decided to give them another chance... Well, BIG MISTAKE!! Upon reviewing my premium that is due later this month, I realized they had increased the rate 20%!! Once again, I have never used any of my auto or home insurance benefits! They said rate increases had occurred across the board due to the large amount of payouts this past year! Isn't that what insurance is for? And my question is why should I be punished for others' use of their insurance policy?
Reviewed Aug. 7, 2018
Geico in Poway CA Claims Manager Alex **. Alex's word is worthless. I've been waiting 3 weeks for him to make a decision regarding coverage of his insured driver who ran into my car. "Oh we should have this by Friday" is his weekly line of BS. Honestly if he went home permanently there would be no change in the "effectiveness" of his work. Just record a permanent outgoing voice message with his usual line of BS. Most companies would fire someone who was so ineffective. Geico!!! Save money, get rid of him.
Reviewed Aug. 7, 2018
They raised my car rates over $2900.00 a year due to one of my kids bumping a car backing out of a parking lot. It did no damage to the other car and about $1800.00 to our car which we paid $1000.00 deductible, leaving Geico to pay the rest at just over $800.00. That's a difference of $2100.00. So we are paying $3100.00 for this fender bender. So much for having insurance with Geico... They didn't seem to care about trying to help with this at all.
Reviewed Aug. 7, 2018
I was informed by Geico that I was still top tier rated, and had no claims, but they could no longer do the amount of insurance my company needed. They never tried to help, just cut my coverage in half and said that was the way it was, then I called and asked and they said, "Oh give us your credit information again." This and that and we might find someone else. No reason for all this. I bought a new vehicle and switched insurance instead of sending the new insurance to company I was working for, they Geico just sent a cancellation letter on old vehicle. And it took 6 months to get paid again just because they do not know how to handle a customer account.
Reviewed Aug. 6, 2018
I have a home that all my things reside at. I pay rent every month. I recently separated from the military and have some older relatives in different states needing extra help so I have been traveling between 4 states over the last year. I had one non fault accident last month and now Geico is requiring a utility bill in my name or they cancel my policy. I pay one fee for rent and it covers everything. I have my voter's registration card, unemployment, health insurance, credit cards etc. all coming to my home of record and they will not accept it as proof??!!
I explained that I am not home enough to have internet at the moment, still not good enough. Why is traveling against company policy? I have not stayed anywhere longer than a few weeks and have kept my home throughout my travels. Very shady way of getting rid of a client and I honestly can't believe that all of my other proof of residency doesn't count. Allstate, here I come. May you treat your clients that travel and play better.
Reviewed Aug. 5, 2018
A bit of a quandary in that not so much as a parking ticket let alone a moving violation or an accident since '87 on my driving record. Yet GEICO somehow sees fit to increase my premium payment +11.37% for a second 6-month period in a row. The two before that were in the 5% range. I am located in Southwest Fl, retired and drive less than 5k per year. Auto under review is a 1987 Mercedes 4-door sedan, Model 300E with a single airbag and passive alarm system. Non-inspection state but if it were, the vehicle would be found "excellent" in all aspects. Courteous and direct inquiry yields nothing other than the suggestion to take a "Defensive Driving Course" at an additional expense to me. Nothing much in the way of a coherent explanation re: these increases and requested return call yet to be received. Hardly the way to interact with a low-risk subscriber.
Reviewed Aug. 4, 2018
I was in the right person. Was speeding and not paying attention and they said I rear ended the other party when it’s called a T bone when she hit my car, tore off my bumper and blamed it on me after the fact they said it was other parties fault but got scared of other insurance company and changed their mind.
Reviewed Aug. 1, 2018
Is it normal to expect for an auto policy to be cancelled after just inquiring about a potential policy change? Well that's what I experienced and now I have a $150 fine from state of Maryland because of a lapse without insurance, and was never notified by GEICO. GEICO made a decision based off an assumption about an inquiry for changing the use of my vehicle and claimed it was against their policy... Hmmm??? After this move, I realize I've been doing business with you all too long and it's probably best I find a better insurance company that won't terminate my insurance after sending for an inquiry. Thanks GEICO for the kind gesture!
Reviewed July 31, 2018
On June 30, 2018 I had a car accident while working on the lift platform. Eventually, I contacted Geico commercial. They gave me a claims number and a commercial claims person name and phone number and once I contacted Ali, she gave me the name and number of the inspector of my car. Miss ** came out and inspected the car and said that it is repairable. Eventually, I received a check for it, thanks - six to $6700 plus. I drop the check off at California collision and Harvey Louisiana. I contacted about a shower for the status of my car and they informed me that there was more damage and it didn’t needed a supplemental check.
I contacted the inspector and she said she was going to look at the car game but I have not heard from her so I stop by the body shop and they told me that the commercial inspector totaled my car. End of me while I receive a notification from the department of motor vehicles and still Louisiana indicating that I have no insurance. I contacted Geico and was informed that this is for my ex Jacob vehicle and that the registration has my name listed on it too. I have filed a Chapter 13 some time ago and the lawyer said all I needed to do was provide a department motor vehicles with a copy of my discharge papers indicating that I legally surrendered his truck.
CONFUSED. My policy number begins with a nine indicating that I have a commercial policy. I checked up documentation and it list my Chrysler 200 2017 with VIN number. I receive a letter from Geico with a different policy number beginning with a four that said my claim was canceled because I have no insurance. My bank account indicates that I have been paying Geico commercial insurance since I purchased my car in October 2017 through to date. My ex policy does not have my car listed on it furthermore he does not know I purchase a new car. Can GEICO legally canceled my Ride-Share Commercial policy and enforced my car on ex-policy without my permission or knowledge. CONFUSED. The law or my lien holder indicates that I am required to carry full coverage for a new car and I concluded that the other policy number is liability only. How did this mixed up happened. Toyota Tundra 2001 versus Chrysler 200 2017.
Reviewed July 27, 2018
First of all, it’s taking FOREVER to get my car fixed because Geico investigated my claim. After finding nothing I was told I had to pay two deductibles because I got in a fender bender while my car was under investigation. I told them I didn’t want to drive my car because it had a broken headlight but they insisted that they couldn’t provide a rental till the investigation was over. So I not only got into a accident that cost me $1000 that I do not have and is why I have insurance but I got pulled over coming home from work at night for driving with one headlight. When trying to figure out what was taking so long no one could talk to me or give me answers.
Every phone call would go to voicemail or when I did speak with someone I was told to contact someone else for the answer which went back and forth. Not only am I disappointed with Geico but my auto body shop complains that the parts Geico approved are crap and because of that the paint job won’t look the same. Also they won’t order a Volvo rim and the aftermarket rim doesn’t match. I bought a nice Volvo and now it’s going to look in shambles! Thanks Geico. This has been by far the worst month of my life with unfortunate circumstances, and Geico has done nothing but make matters worse. When the final repairs are finished I will be looking for another insurance company because I fear Geico will raise my rates as I have read from their previous reviews. So beware of cheap insurance. Geico may save you some money but it will cost you in the end!
Reviewed July 27, 2018
For more than 5 years I have a clean record, my spouse does not. She is with Allstate. I, therefore excluded her from my application with Geico. Also she has a different car (Really!). In my application process, Geico forces me to report her data anyway. At first, I am ending with a good car insurance quote. Then, I am moving to the final webpage to purchase the policy and here comes a show stopper. They hiked my insurance by 20%+ because of my wife's record. Other companies do not do that, at least that transparently and viciously. Believe or not but that happened to me 3 years ago with Geico. Exactly the same way. Obviously my understanding a legal system and laws must be way off. Right?
Reviewed July 27, 2018
I've been with Geico Ins. Co. numbers of years and it was OK. But, today I have change my mind. Get a new car and received a notification from Geico about my new premium, which was too high. I called them to verify why. During the call conversation I realized that my premium was increased AGAIN!!! It's really unacceptable. Customer service representative was very rude and unprofessional. It's about time to find another ins. co. Very upset.
Reviewed July 27, 2018
On Aug 19, 2017 we purchased a brand new car, (paid cash). Added it to our policy with no problems. Two weeks later we were forced to file a claim for damage that was beyond our control. The damage was due to a storm called (Harvey). When we knew we were going to file I called with “GEICO.” There was no problems with filing the claim. Upon checking about the claim I was told that “I had better hope this was not a fraudulent claim.” When asked why I then was told that “people like me file claims all the time.” I then was taken back by them and said, "Well I am not most people and it is a legitimate claim."
A day or two later I called back in to speak with a supervisor about this problem. Told her that what was said was very uncalled for along with unprofessional, demeaning, and there is no proof that I am one of those people. I proceeded to tell the supervisor that I not only wanted an apology from the girl but, I also thought she should be removed from talking with any customers with what she had said to me. I also talked with her about other problems we had with the company.
I concluded the conversation with the supervisor by giving them a time frame for the girl to call me. I also told them that if I did not get an apology from the girl that I would change companies. I am begging that nobody else ever has to go thru this with this company. Especially in a time of need. In canceling the policy they could not even get the day we wanted it cancelled right. This company does need to be investigated for a whole list of problems. The biggest is lying. If I could give a zero (0) I would.
Reviewed July 26, 2018
On July 7, 2018 I was sitting in the passenger side of the front seat of my car, that was parked. The young lady who hit me had been drinking and her male friend had also. He attempted to start a fight with my friend who was driving my car. My car is in the shop for repairs and I've been diagnosed with injury. Today Geico Sabrina ** called me to tell me this is considered minor and I will not be receiving any injury pay. I'm very upset due to the stress, time spent and the entire situation! Frankly, I'm disgusted with Geico that any accident where drinking and driving is considered "minor." I'm not sure where to go from here... Any advice??
Reviewed July 26, 2018
I called Geico to have my car towed to my house, I have been with Geico for a number of years. I never missed a payment, I have never used my roadside service, But on July 24th 2018 my car broke down 25 miles from home. I sit by the road for over 4 hours in 90 degrees heat waiting for a tow truck. When I called Geico again they said the tow truck broke down. I asked them if they had a another tow truck. They said they would try to find another tow truck. I called the Geneva Alabama city police to check on my ever so often. A city policeman stayed with me until a tow truck came from Georgia got there.
Reviewed July 25, 2018
I’ve been a loyal customer for 5+ years. I have to say they’ve been great! SO I THOUGHT... Every month they withdraw $284.00 to fully cover my Range Rover. I feel safe knowing that my family is protected... A couple days ago I run into rain and debris on the highway, something flying must of hit my vehicle which caused my spoiler assembly to fail. I hear a loud crack and rumbling as I look into the rear view mirror, a piece of the spoiler crashes into the cars behind me. I call Geico to report the claim when the headache began.
Instead of working with me, every person I spoke with chose to question the incident and insisted that maybe it was a recalled item? Or that the double sided tape failed? Or that maybe I should go to a junkyard and find a replacement piece as they don’t cover wear and tear? Seriously... junkyard for a Range Rover? I was given the number to the supervisor (3 times) only to find it was a wrong number. Unbelievable. There is more, but a total waste of my time to type. I’m hoping this gets resolved as I feel they work off scripts and dong really care about their customers... A total waste of time. They should change their tagline to: “Geico saving themselves 15% or more on their car insurance.”
Reviewed July 23, 2018
Person at fault is with same company. Their representative leaves much to be desired. However I feel we will stay with GEICO due to past experience changing vans and buying a RV. They were super to deal with. There were due discounts and rebate and they were super responsive and prompt.
Reviewed July 21, 2018
Where to begin? Perhaps the mileage form first. I ride a bike to work most of the time due to the fact that I live within a mile of my place of employment. Geico jacked my rates back up and kept trying to get me to fax them a odometer reading from my car when no other insurance company has made me do this. The agents whom I spoke to on the phone were adamant that this was standard procedure but I have yet to run into anyone else who upholds this practice. I've been insured by Progressive, AAA and Farmers which I feel is a pretty decent cross section of agencies.
Value wise, they are garbage. They do 6 month terms often at the same cost that you could get insured by another agency for the same amount of money. When I brought this up to the agent on the phone she was rude and extremely condescending to me, questioning both my intelligence and my ability to verify that I had provided adequate information to my new agency (this was during the cancellation phone call).
Also, don't believe anything these grifters say for even a second. The original agent that I had spoken to claimed over the phone that I was paid through July for my insurance. When canceling, the agent on the phone then tried to coerce me into paying additional money, upwards of $250 dollars. When I questioned her about this, the same rude, condescending attitude was applied to me, attempting to make my concerns seem unimportant while at the same time subtly trying to make me feel stupid. Her attitude was like this for much of the phone call. Needless to say, Geico's customer service is awful. If you like getting overcharged for insurance, jumping through hoops, dealing with dishonest agents, having your intelligence insulted and having an all around awful customer service experience then Geico may be for you. I however value both my time and my money which are both better spent elsewhere. STAY AWAY.
Reviewed July 20, 2018
All queries are answered by knowledgeable professionals leading to great satisfaction and very competitive rates. Satisfaction leads to positive thoughts about the services of a company and enhances their reputation.
Reviewed July 19, 2018
I've been a customer of GEICO's since at least 2009. A couple of years ago one of my credit cards expired and GEICO was unable to receive their normal monthly payment on time. I quickly activated a new card and went forward with payment just a short while after being notified. GEICO decided to penalize me for a lapse in payment, even though the expiring was not due to insufficient funds, but due to a simple oversight on my expiration date. An oversight from a loyal customer of 7 years (9 year now), who never before missed a payment.
My insurance went up around 25-30% a month. They told me their underwriters would look into readjusting the rate after 12 months. 12 months later they would not budge from the new price. I waited yet another year and still no adjustment. It's been well over two years now and every time I ask, they decline to adjust my rate. Finally, I found STATE FARM and they beat GEICO's price by 20% AND my policy is actually MORE COMPREHENSIVE although my deductible is just a touch higher. Bottom line: If customer loyalty means NOTHING to a company... SHOP AROUND folks. (Thanks for bearing with all my emphatic caps locked)
Reviewed July 18, 2018
I was in a car accident and the boy hit ME from behind. I was trying to get some information on what my next steps will be but my questions never got answered. GEICO does not fight for their customers even the ones that have been affiliated with them for 10 or more years. I spoke on the phone with a Tammy ** and she is a VERY rude and disrespectful claims rep. This is the 3rd time I've spoke with her and she is nasty!!! She is the reason I will no longer interact or deal with GEICO!
Reviewed July 18, 2018
I established my policy with this notorious inept disastrous company on April 15, 2018, after shopping for insurance since I canceled my prior insurance for quotes, instead one of the GEICO agents informed me concisely about auto insurance through GEICO, although I asked for a quote; however, after the agent enlightened me about the policy, he asked me for my debit card number regardless that I told him I was calling for a quote which is an estimate and not to purchase anything.
Finally, I surrendered and joined GEICO insurance and it has been nothing but incompetence and deception of lies thereafter. After having GEICO for one month I accidentally punctured my leather seat on the bottom cushion, and, to make matters worse, after requesting I receive a Bill of Sale to ensure no damages were done to my vehicle prior of purchasing the vehicle GEICO asked me to receive I backed up and hit the dealership's vehicle and scrapped the bottom of my car, as well as the dealership's vehicle and up to my surprise, the dealership didn't pursue any charges on my behalf.
I reported the incident anyhow. And I thought GEICO told me I had accident forgiveness and I did, but the company didn't honor that request which is fraudulent to falsely advertise something they don't live up to. Since then my vehicle insurance increased dramatically, and after two months GEICO insurance renewed my car insurance to justify the 80 percent price increase. I wasn't happy, so I called GEICO to cancel both claims -- the cut seat and the rear bumper incident -- only one was requested because I was told one agent had to speak to the dealer to ensure no charges would be filed and I did just that.
After calling the insurance agent back, nothing was done because the agent lied and said she would remove the incident and she didn't. I called and called and nothing but lies and lies. I got fed up and drop this inept, deceptive nightmare insurance company and I will tell anyone not to insurance nothing with GEICO because it is for people who are high-risk or with a lot of tickets!
Reviewed July 18, 2018
So I recently started my policy with Geico at the end of May. I purchased full coverage (Comp + Coll + Liability) because I am financing my vehicle. Over the weekend, I had an unfortunate accident involving a deer. I called to make a claim, an adjuster came out the next day to inspect my car, and deemed it totaled. He told me that Geico would lend me a rental and pay for the current value of the car. About an hour later I received a call from a woman in the Claims Department named Christa. She informed that Geico canceled my comprehensive and collision coverage a week after my policy began. She said that I failed to use the "snapshot photo" on their website when my policy started. THAT WAS NEWS TO ME! I had no prior knowledge of this information. No emails, no phone calls, NOTHING. Just one very ambiguous letter about an inspection to my.
The letter had no mention of a "snapshot" photo. If it had, I would've taken the necessary steps to make sure that part of my coverage would remain active. I read the letter and thought they were referring to a DMV inspection. So I disregarded it (like the letter said to if my car was already inspected) thinking that it didn't apply to me. So I explained this to Christa over the phone and she basically told me that there is nothing they can do. I was so upset. At the time, I was at work, so I went home to go through all of my mail to see if I could find anything regarding a "snapshot" photo. I didn't find a single thing. I also went through all of my emails and voicemails and didn't find any record of this either.
Here are other things that I realized after that phone call: I never received a refund when they cancelled my coverage. I randomly received a credit of $6.97 after I spoke with Christa... Just randomly. Talk about shady. Geico never contacted my lender that they cancelled my coverage. It's their job to communicate that with them since I am financing the vehicle. I called back this morning and somehow was connected to Christa again. The moment I stated my name to her, she rudely cut me off and said, "How can I help you?" I asked to speak with her supervisor, and conveniently for them, he was away from his desk at the moment. I told her to put me into voicemail. It's been an hour and I still haven't received a phone call back. However, I will be calling them again very soon.
I am a legal secretary at a law firm, so I have a plethora of attorneys to choose from to take legal action. Their customer service is awful. And I refuse to pay out of pocket, when I've been under the impression that I have had full coverage since May. They need to do better. PLEASE, WHATEVER YOU DO, DO NOT CHOOSE GEICO. They will lie to you and scam you for their own sake. Worst insurance company ever.
Reviewed July 17, 2018
I'm a new driver and I have had the company for 3 years now. At first I realized my rate would be high just because I am younger. However, along the line I was surprised to see that my premium went up instead of down. I have 0 violations on my record and not even any accidents I was involved in. I recently began to lease a brand new car and I knew that I would have a higher premium but not almost $150 more. I removed my old vehicle off my policy and ended up having to pay almost $500 for having only one car insured... When asked about this the representative told me that I could look into other discounts and that the charge was because I had to pay for both policies... However, I had already removed my previous vehicle.
My car battery died one time and I started filling out the form online for roadside assistance. I did not end up filling the rest of the form out because after waiting for several minutes my car started up again. An hour later I got a call from Roadside asking where I was because they were there. I told them that I never filled the form out and not to mention that it took them that long to get to where I was. Meanwhile, the company that ended up coming was in my town. This is maybe a good company for someone that likes to get unexpected charged billed to them but other than that I have had 0 help in the past. I have told them that I was going to switch and instead of them assuring me that any problems that I had were going to be resolved, they encouraged me and told me that I just had to send them the new proof of insurance. Do not waste your time and money with them because they are not the best company out there.
Reviewed July 14, 2018
Several years ago my car was in an accident. Geico told me that if we use their repair shop that the work would be guaranteed for as long as I own the car. As I used the car I noticed that the paint was beginning to flake off, peel off and bubble on the hood. A friend of mine with 40 years of experience in the body repair business told me that this was happening because of bad work by the body shop. I called Geico several times and they will not fix the problem. I found out that the repair shop that Geico used went out of business. But the work is guaranteed by Geico. Now they don't answer my calls. They have the nerve to make a commercial saying that they serve our military. I am a veteran and they will not even have the courtesy to call me back.
I hope all the vets read this and cancel their policies with Geico. I am happy to say that I am with Mercury Insurance now. They treat me right and it cost less than Geico. I am hoping that they read this and have the heart to call me and make this right. I will let everyone know if they call me. If not I will make one more attempt to call and see if someone there understands that they are treating me wrongly.
Reviewed July 13, 2018
I have had many different auto insurance companies and GEICO is the only one I feel has cared about me or keeping me as a customer. 10 years later I’m still with them, and they are still beating everyone else’s premium cost. Insurance companies are the enemy to most consumers, here is one, GEICO that isn’t.
Reviewed July 12, 2018
I am usually not the one to write a review, however, due to my recent experience with Geico I felt it's better to inform public of my recent experience. I have been customer with Geico since 2007 and have been paying premium on time. My 6-month premium ranged anywhere from $450-500 depending on where I've moved around in the last decade. During the last year, my wife and I both had minor collision. The premium paid to the other party for my wife's collision was ~$1200 and for myself Geico had paid ~$2400. Based on this history, Geico changed my 6-month premium to $1300. I've called multiple times for an explanation as to why this was the case, but no explanation was provided and they said that's the best rate we can provide based on your recent history.
While I was expecting the raise in premium, but not to the extent of 2-3 fold increase every 6-month. To compare, I got quotes from other auto insurance. The best quote for the 6-month premium I received was $671 for the identical coverage (100/300/100 with 250 deductible). This is more reasonable given the recent collision history. The lesson learned here is that, Geico is your best friend until you are involved in an incident (no matter how big or small). There is no such thing as customer loyalty for being with one insurance company for longer period.
Reviewed July 10, 2018
The GEICO is focused on "slamming" the customer who simply call just to get a quote only!!! I just called in to see the feasibility of adding my cousin to our policy and got slammed by the agent name Lisa... This is called “slamming” – especially someone simply called in to get a quote only and the GEICO agent Lisa forcefully added this driver in our policy; even her manager knowing the fact would not do anything about it - this is truly a ridiculous system/process. I’m requesting high level Geico leaderships' attention to this; I truly called in to get a quote only, and a driver is being forcefully added to our policy. Now I’m being asked to signs in NDE!!! What an oppression!
Reviewed July 10, 2018
On 05/31/18, I was hit by one of your insured. She was sitting at the stop sign on the OTHER SIDE of the street. Meaning she would have to adhere to traffic on her side as well as mine. Once I passed her out of nowhere my car is hit and I spun into the opposite side of the street into traffic and stopped by head on collision with the bridge. THANKFULLY I didn't go over the bridge or I wouldn't be typing. However, your insured got out of her car and stated "Omg this is so embarrassing, I didn't see you, this is like my third wreck".
I contacted GEICO in hopes of resulting this claim and they stated that their insured already completed her turn and I HIT HER. HOW IS THAT POSSIBLE? MY CAR IS NOT DRIVE-ABLE. I HAD TO GET IT TOWED TO MY HOUSE. IT'S TOTALED. She drove off the scene and even asked if I needed a ride home. Now they're trying to deny it again after I contacted a lawyer and at this point we will have to go to court. Thanks for making my life so much more difficult at the roughest time. How worse of a insurance company can you be?
Reviewed July 9, 2018
I have GEICO insurance for New York policy. Just liability I was paying $2000 a year, my policy was due to expire June 24. I had send them a check for thousand $1018 in advance however two days before the policy was due to expired and I canceled it because I found a better insurance company for lot less. I call guy: next up for the refund of the $1018, I was told that I was only going to be refunded $900 because I called in and asked about a different address. GEICO is ripping me off almost $100 and refuses to send me my refund check is been a month now. This is thievery. I am a veteran and I'm so disgusted with GEICO insurance. Companies like them they lied to our people and veterans for the sake of stealing the money.
Reviewed July 9, 2018
Have been a Geico insured for 7 years. Never had any accidents other than a couple of minor claims for a scratch to the front spoiler with the sidewalk as I moved my car and a dent to my door caused by a careless driver who opened their door in my car while it was parked unoccupied. Since the deductible was more than the damages for one claim and the other claim was just going to pay me $40 after the deductible was applied, I requested that both of these minor claims be closed since I would not pursue them.
Then, I had a no-fault accident in February two weeks after having gotten my new car. I was injured and had over $10K worth of damages. After only 6 weeks (2 of which I didn’t treat because I had had surgery and was recovering) of very conservative chiropractic treatment 3 times a week and still experiencing pain, and having disc hernia toons in my lower back that have been aggravated by the hard impact, Geico set me up for an independent medical examination and the doctor terminated my chiropractor treatment as not being reasonable since according to him, I had reached an endpoint in treatment. This only left me with the option to do treatment with a pain doctor that involved more invasive treatment involving epidural injections or prescribed pain meds – both options that I didn’t want, but had to concede to since I’m still in pain.
Not only did they do this, next thing you know, I got my policy renewal notice a couple of days ago and my premium has gone from $340 to $490 for 2 cars and two adult drivers with no accidents or moving violations! When I called to find out why, I was told that they had done an underwriting review and based on my driving record, they had made an adjustment. I asked what driving record since I haven’t had any accidents and the one that I had in February wasn’t my fault. I was told that regardless of fault, there were three claims reported in the last three years and an adjustment had been made. Additionally, we have two 2018 Lexus - an IS 350 and an RX 350 and because they are new vehicles, there isn’t enough data for them to rate their performance therefore they have to rate them higher and all these factors lead to a $1000 adjustment to my 6-month policy!
I was given the option to increase my deductibles to $1000, reduce my liability to 15/30/15 from 50/100/50 and get PIP without loss wages coverage. Basically getting crappy coverage to reduce my monthly to $370. I find it very unfair to be treated like this by Geico after 7 years of no claims or accidents. I feel disappointed and betrayed by my insurance company. I now have had to go look for coverage elsewhere and found the same coverage that I currently have will be $370 with The Hartford. Sad that Geico treats its loyal customers this way and gives better rates to new customers who potentially pose a higher liability.
Reviewed July 8, 2018
I have change cars 3 times this years due to breakdowns. Finally me and my significant other went to a car dealership. Mind you our month insurance bill is liability only $116. I have been with GEICO 8 years. So we get the new car and GEICO quoted me 240 a month. So I went on thinking it was just 240 a month. I recently check the bill that is due next month and it was quoted $644 a month.
I contacted GEICO and here was their reason: Because you were billed your next bill the day you bought your new car and in order for you to be covered on the new policy you must finish paying your old policy from your old vehicle. The old vehicle I had traded in to get the new vehicle. They said they were going to send me information on it thru email which I have yet to see. I have bought many cars over the past few months and I have never had to finish paying the policy for the past vehicle I have gotten rid of until now. I am currently looking for a better insurance company.
Reviewed July 7, 2018
Mark it in my coverage. Look!!! And you just lied to and said you wasn't going to cover it. Damn you must of just changed your policies and didn't tell no one. I we also own the Cleaning Smith's Omaha 7200 Decatur Omaha Nebraska and 14906 Olive St. Omaha Nebraska. We have commercial insurance all 12 2015 and just spoke with our commercial insurance company and he asked me (WHY) the tools 800. +129.00 + 79.00 and 595.00 laptop and a 99.00 radar detector is that worth your license? He was just wondering??? He told me record call is the best app I've got. The first call I made to Geico Insurance to change my coverage and where he told me just like my policy says!!! Really I'm not trying to be a ** but I'm a good paying customer.
Just cause I'm pissed and your employees misrepresentation from the first call I made yesterday how you guys change when it comes to a claim. And if I didn't have record a call I would never be able to provide you with this copy! Now you can rip all your other customers but I work hard for my money and been spending it with Geico too long to be treated like this. Just thinks if you keep doing this there won't be customers. I can control only me if I been here this long. I wasn't out to rip Geico off again. My insurance company said they will flag you if you just open a insurance policy and then have a big claim but you'll be able to see this. I'm so tired of this... so I'm going to post this on all our website. Who really is the criminal just wanted to know! Have a wonderful Christmas.
I also would love to tell you about roadside assistance. I've called them 3 times 2 times after about 5 to 9 hours later they finally show up. We broke down at 215 am. I called. They said they would have someone come out in 1 He. I call them at 345. They said someone's on his way be there any time. At 630 I called again. They said they had to call some else. At 9 am the tow truck shows up and said they only have enough room for one person so I called for a ride. No one came so I had to walk about 3 miles.
This has been one lie after another so if you really want a nightmare call them. They will lie and promise you everything under the sun and turn out ripping you all. Feel free to contact me at **. I have a very good insurance company for you and get the app record CALL. By all means copy and paste to every website. People have to know about this. Mike's number is ** and he'll just rip you off. I'm trying to. I'm gonna make this my life's work to tell everyone.
Reviewed July 6, 2018
Geico poor claim handling - A Geico insured driver hit my parked vehicle - causing major damage to my door frame - almost killing me. I was standing between the door and the car when the Geico insured car came flying in a 25 mph zone. Geico refunded to take liability of the accident. Driver was not paying attention to the road and hit my car without slowing down or paying attention to road.
Reviewed July 6, 2018
This company is a total organized SCAM!!! They make promises and never follow them or have record of ever stating them. The rates CONSTANTLY go up!!! They always have some clause that they make you aware of when they ** up... I was insured with them over 2 years. I ended up changing banks 3 months ago. I had been paying my insurance with my new card information for the past 3 months... Suddenly, out of the blue today I check my Geico app for my insurance info for work purposes and I can no longer sign into my acct. I call Geico to see what the issue was and find out I can't sign in because my acct. was canceled on June 25!!!
It was explained to me that it was due to the fact that they pulled on my old bank acct. on the 25th of June. I asked why? Because I had previously set up payment arrangements with a CSR by the name of Sara on June 19th, informing Geico that I needed a extension to the 30th of June due to financial difficulties, it was to my understanding that the request was granted by Geico CSR and I was good to make payment on June 30th... (And I did)... The payment was still received and processed on June 30th by Geico, that I paid out of my new fully funded bank acct... (And did I mention I was able to go in the app on the 30th which proved my insurance was still not canceled by the 25th because I wouldn't have been able to get in the acct... and of course they have a reason/excuse for every little thing I'm asking and calling them out on.)
Long story short they told me they canceled my acct. due to no funds in my acct (old one that hadn't been used in 3 months) at the time they did a "Authorized" transaction and that they did also accept my payment on the 30th and would not return it due to my policy being canceled days earlier... They said I could get $10 returned to me and I would owe $150.00 today to reopen a new acct. I have talked with my bank about the issue and it will be handled. Geico is a total Bust!!! Run!!!
Reviewed July 5, 2018
GEICO added a policy against my clearly expressed wishes. I called for a quote and instead ended up with a new policy. When asked to remove the extra driver (who was insured under another policy), GEICO refused. When I refused to pay for the unwanted new portion of the policy that I never requested, GEICO reported me to the MVA as having an uninsured driver living in my house.
To be clear: A. The driver was and is insured, just not with GEICO, and GEICO knew the other driver was insured. B. When was GEICO given the authority to act as law enforcement? I'm now receiving a substantial bill and threats of a suspended registration because of GEICO's false claims. The MVA never made any attempt to verify GEICO's claims and says any correction to the record has to come from GEICO! C. GEICO cancelled the policy I did have with them and refuses to refund any money, even though I prepaid for six months coverage. GEICO - the new Wells Fargo. Steer clear.
Reviewed July 4, 2018
Geico added emergency road service and rental reimbursement to my policy without my permission. This is the 2nd time they did this. Yes they removed the charge from the policy start but not for the previous years... I have been with them for 45 years but now will read every line of the renewal before paying. BE AWARE, SEEMS TO BE A COMMON PRACTICE.
Reviewed July 3, 2018
I recently purchased a new vehicle and wanted to add it to my current GEICO auto policy. I used the "add a vehicle" online. One of the options was "Ride Share". My wife and I had discussed the possibility of this so I selected it as an option to see how it would affect my rates. Even though this was an option to select GEICO returned a notification that I could not add my vehicle at that time. So I went back through the process and did not opt for rideshare and added my new car to my policy. The next day (Monday) I called and spoke to an agent about it. She simply said that Geico was not currently extending policies with rideshare in my area and that I would either have to ask about it again later, or look for an alternate insurance company.
The next day I received an email from GEICO stating I was no longer insurable and that my policy was being dropped. That they were giving me a fair amount of notice so that I could shop for other insurance. This was not a request for information and they clearly had no motivation for retention. I called for clarification and the reason was because I inquired about Rideshare. Not because I was actually driving for a rideshare company - Based on the insurance inquiry alone, They were going to drop my insurance. Then they proceeded to tell me that I could go to UBER (whom I have no affiliation) and get a letter from UBER stating that I am not a driver. After about 10 min of trying to find an UBER phone number online (which does not exist to my knowledge) I finally decided it would be easier to find the number of another Insurance company.
This was by far the worst customer experience I have ever had with an insurance provider. To be dropped for an inquiry is unbelievable, and then to essentially be called a liar and have to prove that I do not drive for UBER is unreal. If they are going to treat us this poorly based on a quote inquiry - I would hate to see how I would be treated if we had a real problem and needed their help. Stay away from GEICO.
Reviewed July 3, 2018
After driving and having car insurance for over 40 years, my last 3 years insured with Geico have been the worst nightmare you could believe. They perform actions on their own, and when you call them to question them on it, you are told that you will get a call back from the so-called Dept. where it is being escalated to. After 8 calls over an 18 month period, I have yet to receive one call back. They are nothing but wholesale car insurance with the worst damn service I have ever seen in my life. You can be sure if you are tardy with a payment, you will be telephoned/emailed/U.S. Posted.
Anybody who considers going to Geico should only pray to the Powers that be that they never have any type of accident because at that crucial time when you need them, they will drop the ball every single time with the lamest of excuses. Everything they do is in their interest of cost effectiveness, because they know they will just raise your premiums, and there isn't a thing you can do about it, unless you drop them like a cancer the way I did.
Reviewed July 3, 2018
They will gouge you. I had auto plan. 250 or so per 6/months. I moved from city to rural area. No accidents, I'm 51. They tried to raise it to over 400 per 6/Mo. Took 20 min in phone to get that quote.
Reviewed June 29, 2018
I noticed mechanical breakdown (MBI) insurance was "packed" into my auto policy recently after the renewal was issued. I made no such election. This is a gigantic fraud if they are packing this into their 15 million auto policies. They also lie about it on the telephone saying "You requested it but do not remember?" I asked them "How" and they said, "You must have checked the box to add the coverage." I responded, "like hell." They refunded the last two years of fraudulent bill packing.
Everyone needs to review their bills and file a complaint with their state insurance department so they may fine Geico or not allow them to sell fraudulent policies in the state. Also, I called Geico for a home insurance quote and was given a $1400 quote, with the multi-policy discount. Progressive insurance got me homeowners insurance for $815 annually! Oh yeah, my roommate also had 41 bucks packed into his policy for 18 months he had not requested. Doubt this is a coincidence.
Reviewed June 29, 2018
Price is the best compared to other companies' products offered by quotes I received. Unfortunately many affect your credit score instead of driving history.
Reviewed June 28, 2018
When sitting still in a parking lot and another car rear ends you at high speed, and admits to not looking and takes full responsibility, Geico says it is 40% your fault for not moving when you couldn't see them coming. Don't waste your money buying insurance from them.
Reviewed June 27, 2018
I was hit by a SM. truck that was traveling fast in a left turn lane, and there was no turn for 900 ft. He hit me at the front of my Jeep Grand Cherokee and I had my car towed home, never released title, all work was cosmetic, they found him at fault for 75 percent. There was a lady that was flagging me out, and she was found at 15 percent, that left me at 10 percent. The lawyer that Geico sent me said to sign this paper to protect my assets... He did not tell me or my husband that we just signed everything off. Geico paid $25.000, stated that my car was totaled. I live with severe whiplash, I need to get ** shots in my spinal cord, and now they want to try burning the nerves. Geico did the paperwork wrong and now I have to get new title. GEICO IS THE WORST INS. CO. IN THE WORLD.
Reviewed June 27, 2018
I live in Chicago, IL. l had Geico insurance, I was driving westbound on North Avenue, there’s a cross section there’s no left turn signal where l was attempting to make a left turn going south bound, so l waited for the light to turn red and was making my turn when an oncoming Range Rover was trying to get through the light and hit me. I was not given a ticket and there were witness, but my insurance blamed me. Geico! I will never deal with them again. You need to get rid of the phony commercial as what’s not surprising is that you don’t really care.
Reviewed June 27, 2018
I want to pick up my car from a body shop that Geico recommended. The car was more damaged when I got it back. It was an 8005.00 job to a 2016 Nissan Sentra SV. The car is worth $15,000 and after their repair now worth $2,000. Just started using Geico. I will be switching after this experience. It took them a month and a complaint about the rental which is still not paid. The adjuster took crappy pics of the car so you can't see the damage that the body shop did. I was told it has to be 75% value of the car to be totaled. After that it should have been. No the body shop is given a chance to fix their bull crap and I'm a month in and no car and now responsible for the rental.
Reviewed June 25, 2018
I am in a total limbo with GEICO. I let my son use my car, and he had an accident. I did not have collision on it and they claim it was a collision as he did hit a street sign going off the road. However, he was getting off the road, and panicking, as he was getting sick. He did not hit the sign purposely. The car caught fire because it landed in an area of very high and dry grass. Geico is claiming this is a collision and demanding an accident report, and in the meantime the shell of the car is at the pound, garnering daily storage fees while Geico decides whether this is considered a collision or NOT. I am going insane and just want the doggone tow and impound fee paid. I am told to WAIT until they can verify that is was a collision or NOT, and in the meantime I sit and collect storage fees.
I was given a very rude adjuster, who just kept insisting all last week (the accident happened on a Saturday) that I must get a police report, when all the police have is a tow report! The Charlotte County Sheriff's office says it was NOT a collision while Geico, today, tells me that it IS a collision due to a street sign being flattened when he went off the road... but he did NOT go off the road because he hit the street sign! He was simply getting ill and wanted to park the car and STOP as he was getting into a residential area.
I have called the CCSO about ten times and they are not producing the report that Geico wants, so I sit and WAIT and accrue storage fees. I am in a total limbo I guess thanks to the definition of a collision!!! It is a mess. I lost my car and items in it, and don't care about that. Can anyone tell me the definition of a collision as that makes a great deal of difference to Geico when something like this happens. Charlotte County Sheriff says no collision and Geico says COLLISION. Help me out. This is insanity. I lost a car, yes, and many items in it... a smart phone, glasses, groceries, but all I want is the doggone tow yard paid off and storage charges stopped. Geico is really being horrid here.
Reviewed June 25, 2018
Recently my husband got hit by a driver who was going fast and hit him on the driver side and messed up his door. The driver did not stop and kept driving. Coming to find out the police found out he had Geico insurance. We sent all the info but now Geico refuse to pay because their client's car was in perfect condition. So now my husband has to pay out of pocket. Harboring criminals is not a good way for businesses. I guess Geico motto is money is first and safety second.
Reviewed June 25, 2018
I have had Geico Insurance for almost 20 years and had very little or minor reimbursement experience with them until now. If you have a minor reimbursement, Geico is good to have as your policy. However, things change if you need major reimbursement. I had my windshield repair last week and was provided with a list of vendors to select. Since I have an X5, I have decided to go with the dealership (it is in the list of vendors). When I submitted my claim of almost $2K, Geico only reimbursed $789.61, claiming that this is their allowance.
They have never communicated with me on this and I felt that they would want to go with their preferred vendor. This is fine if you have an old beat car with no technology on your windshield. I have given them a one star rating for the fact that Geico is not a policy to have if you have any car beyond the luxury model of Lexus. No one has communicated with me on this policy as well. Another reason why insurance industry is a booming industry given the kind of policy they hold against the consumers.
Reviewed June 24, 2018
Geico has been raising my price from $180 to $265. Now I don’t have no tickets or accidents. I called Geico. Once customer support was nice, but not anymore. They are just Comcast customers support. I asked this Geico employee why is my premium now 265. Her answer to me was, "There’s too many accidents in Florida. We want to protect your family." I told her, "So other hand I’m one that’s paying the price for other people mistakes." No tickets no accidents and you get slapped $85 more on your bill.
I keep on telling Geico employee I’m about to leave Geico because of it. She didn’t even try to talk me into staying. She told me, "Hope when you are gone, you’ll find out we insurance companies are all the same, I hope they protect you like Geico." What was that. I watch your Commercial. You are claiming to be the best. I thought you were. I give you 0. Geico you are awful. Your app is no good anymore either. Same as Comcast is ripping me off. You are worst Geico. 0 review.
Reviewed June 23, 2018
A few months ago Geico Insurance made me put my son on my insurance policy. When he came back from military & then when they found out he drove for Dominos (5 day) they dropped me. Then want me to pay more to just renew my account by $20 more a month & renewal fee. I had been with them for 10 years.
Reviewed June 23, 2018
Suffered personal injuries from one of their drivers and was seriously lied to by their adjuster. It is mind boggling how much money this company pays for advertising and then cheats someone that is injured from a fair settlement. If you ever have to settle a claim with this company I recommend you hire the toughest lawyer you can find, it really seems that they are only interested in advertising. My lawyer also had very negative comments on them, unfortunately I was too late with the lawyer. Consumer beware. Good insurance companies aren't in the TV entertainment/ad business.
Reviewed June 23, 2018
I have been with GEICO for over 10 years. I have had 1 claim. They covered all the expenses involved quickly and efficiently. They did raise my policy premium but that was to be expected.
Reviewed June 22, 2018
I bought my 2014 Nissan Altima in April 2017. It is a rebuilt title but the car runs perfectly. Never had an issue until my son was hit on 2/6/18 by an unlicensed driver in a landscaping truck. At the scene, the car failed to start and was towed to the body shop. The original claim was great; a rental car was secured and the repairs done and paid for. The battery was replaced to fix the starting problem.
A week later the car failed to start again. It was returned to a mechanic and the battery terminal was replaced. Same thing a few days later. It was towed back and another cable was replaced. Same thing a few days later. This time the adjuster advised the issue was unrelated to the accident and no further repairs or rental car would be covered. I rented a car for 7 weeks while the car sat for days on end waiting for them to figure out the issue. I was finally told it was some gearbox. I decided to then take it to where I bought it and see if they could fix it under the warranty that expired in April during all this.
Again, the car sat for 10 days and ran perfectly so I brought it home and same thing a day or 2 later; would not start. Took it back and the key FOB was reprogrammed. Same thing a few days later. The mechanic suggested I take it to a Nissan dealer. On June 7, 2018 I did just that and as of today June 22, 2018 the car is still there. Geico denied the claim even though the Nissan adviser and technician have said it's undoubtedly due to the accident.
Initially the adjuster told me this was a problem with Nissan cars and the repairs needed were in the front and my car was not damaged in the front during the accident (see photos). Then the adjuster told me the car was a rental car, in a flood, a fire and a previous accident and the issues with it starting up are coincidence; that it is not due to the accident of 2/6/18. I have asked for all this in writing and nothing. On 6/20/18 I called Geico and asked for an update and was told the 2nd inspection of the vehicle was canceled because Nissan confirmed this was not due to an accident. On 6/21/18 I called Nissan and the adviser said no one from Geico was there on 6/20/18; we did a conference call with Geico and the story changed once again; the rep said the 2nd inspection was cancelled because the first adjuster denied the claim there was no reason for another inspection.
Today 6/22/18 Nissan informs me another Geico adjuster came out and spent 2 hours there and disappeared without saying a word. Another weekend without a car... Meanwhile, I am paying insurance on a car that hasn't been driven since 2/6/18 and looks like I am out the $797 in repairs and the $986 I paid in rental cars on my own.
Reviewed June 21, 2018
I reported a claim since my car hit the fallen rocks so both wheel and tire of the front right needs to be replaced. The claim was transferred to several damage adjusters (from Bill to Scott and finally to Joe **) which took almost a week. And Joe went to inspect the car and just tried to lower the price for ordering and replacing the wheel and tire so it would be lower than my 1000 deductible limit. The cost reported by the workshop to replace the wheel and tire with the types that match my car and are same as the other three tires would cost more than 1000 including the labor fee. But this guy, Joe, he reported the estimate summary to $490 by recommending me the tires and wheels that does not even match the color of my original wheel!!!
And when I asked him what the factory and brand the tire is, he said he is not familiar with that, he didn't know what exactly it is! That's so ridiculous and is that how the GEICO's damage adjuster works??? I couldn't believe that's what a damage adjuster said. How could you send a person that doesn't care about fixing the car, doesn't care about if the cheap one would cause any problems, doesn't care about my safety but just want to recommend the tires and wheels that's cheap enough to escape from 1000 deductible limit? GEICO really disappointed me!!!
I think what I am asking for makes sense right? I just want to replace the tire and wheel with the same one as the other three and I will pay for 1000 and Geico pay for the rest, I didn't ask for more that! That's what it is based on my auto insurance. And this guy now even didn't answer my call. I called the GEICO service several times trying to contact him or at least send another adjuster to inspect the situation and the service person just said, “You have to contact him”. How could GEICO be like so irresponsible!!!
Reviewed June 19, 2018
I have been with the same auto insurance company for over 30 years but based on what I have read online regarding the competitiveness of Geico policies, I visited their site and received an online quote for $68.42 for one car and 2 drivers. However, I had a question and decided to call to verify a couple of items... BIG MISTAKE! I spoke with Romain (yes, like the lettuce) and received confirmation that the quote was correct. In fact, I was told that my future payments were $66.89/month, but would be reduced to $62.00 if I authorize direct payment through my checking account. I agreed to this and two days later (today) I noticed that Geico took $203.03 from my checking. I immediately log in to my Geico account and noticed that in additions to the money they had taken from my checking account, there was another payment due in July for $188.17.
I called Geico to discover that my policy, which was originally quoted at $821/year, would now cost me $2,301.16. Of course, Denise at Geico had no idea what happened and could not explain the exorbitant cost that I was being charged. Keep in mind that policy was to cover, one car - a 2017 Subaru Outback (2.5-liter engine) and two drivers (67 & 68 years old). Obviously, I canceled the policy immediately... Be aware of fast-talking Geico sales reps and make sure that you review your checking account (or better yet do not trust them with checking information) and make sure to visit your account online to ensure that what they promised you on the phone is indeed the policy and price you understood you were getting.
Reviewed June 19, 2018
I have been with Geico for years and even though we've never had accidents or violations our rates kept steadily increasing. Not a big deal. However, when we had to file a claim due to a weather related incident we haven't had a great experience at all. They actually wanted us to drive the vehicle from our country home to town with a broken windshield that was about to collapse and airbag about to deploy! Then we never could get ahold of the adjuster or supervisor. When I'd call the 800 number they couldn't even reach them. Every day I was left without answers and ended up getting told what pictures to take to help the process. Basically doing the adjuster's job! HORRIBLE SERVICE. Only one time when I called did I feel like someone really tried to help me, but otherwise horrible service. Once my claim is done so am I!
Reviewed June 17, 2018
I have used GEICO for years. I am working with them now for a car purchase. They have been very knowledgeable and patient. The car dealer is another story. I think I experienced bait and switch. They have a policy in place for me. Now I gave them another VIN number for a more expensive car. If this doesn't test drive well tomorrow or the bank doesn't like the deal for some reason, they will refund all my money for this paid six-month policy. How many companies would be so accommodating? You also can get your other insurances through them at a great discount. For well over fifteen years I have sent them many satisfied customers from my experience.
Reviewed June 14, 2018
Very professional, and handled everything. When I filed a claim, an adjuster called right away, gave me an estimate, I got a check two days later! Good coverage at a reasonable cost. No red tape, great customer service.
Reviewed June 13, 2018
I had my car insurance with GEICO for more than 4 years. I did not realize HOW TERRIBLE & HORRIBLE service of their claim department until this week. I hope my experiences with GEICO can help other people not becoming the insurance's victim like me. :( This Monday I was driving my car on San Marcos Blvd in San Marcos. Suddenly the car in front of me STOPPED hardly and I stopped very hardly too. Maybe the car in front of me carrying baggage in the trunk so the front car felt my car collided with her car. So we pulled over and inspected the cars and no damage was found (Not even a scratch)!!!
However my insurance company, Geico, determined the collision was my fault!!! Because the driver of front car was working for Geico!!! So ridiculous… Anyone who is reading my review about GEICO, watch out... Maybe their premium is cheaper than Allstate, State Farm, Triple-A, Progressive but their service is horrible and not responsible for their clients. If you are with GEICO be prepared for the nightmare if someday you are involved in car accident.
Reviewed June 13, 2018
I am very dissatisfied at the lack of help from Geico's Roadside Assistance Service. I had a tire blow out on my way to work this morning @ 7:40 am. In the moment, I was happy that I have roadside assistance. I pulled out my ID card and called in for help. I was directed to download the Geico App for faster service. I quickly downloaded the app, which got stuck on the main screen twice. 20 minutes later I gave up on that option. I then called the 1800 number. I spoke with a representative. Who advised after 20-30 minutes that she was unable to assist me. She further advised that there were not any providers nor non-providers in the area that we able to come to my rescue. She advised me to find help on my own, then submit the invoice to the ERS Department for reimbursement.
So here I am stuck on the side of a major highway (840 west mile marker 45) with semi trucks flying by at 80 miles per hour left without any help from Geico’s Roadside Assistance! This was a totally unacceptable experience with your company! I was forced to call 911 for assistance from the local law enforcement agencies. I will reach out thru social media to express my unhappiness with your customer service. I doubt if I will be a customer for much longer. This was a horrifying experience!
Reviewed June 13, 2018
Paid for a rider on my policy for a rental vehicle for so much a day to a maximum monthly which I am nowhere near. I was told needed to have my car back tomorrow after only 12 days because my car was totaled and not repairable. If it was repairable I could have it longer. So I pay for a max of 30 days and get 12. I have no check for my totaled car and no vehicle to get around with. Protested to company. Got a "That is the way it is" attitude. Stay far away from this bait and switch company. I work for a living and depend on my car to live. Do you think anyone at Geico cares?
Reviewed June 13, 2018
I had a horrible experience with GEICO. The claim in my favor was never process and I was told that I WOULD HAVE TO PURSUE the plaintiffs myself. I was never fully represented although I'd paid GEICO. They should always treat others how they wish to be treated.
Reviewed June 12, 2018
We have had Geico for about 10 years now. We don't often use it but when we do, they provide us with excellent service. Their job is to be there when you need them. If we need roadside, there within 30 minutes. If we have glass problem, they send someone usually next day at my home. They are very accommodating and have a very fast response time. We recently had a snow storm and my vehicle was stuck in the mud. We called them, on what was probably a very busy day for them, and they were at my house within the hour to tow the cars out of the crevice I created trying to get the car off the grass. What more could you ask of an insurance company.
Reviewed June 10, 2018
Been with them for years. YEARS. Always on autopay. Didn't realize a change in card would affect auto payments - received no contact or notice of non-payment... Missed ONE PAYMENT ONLY... And received a notice of cancellation. Scum of the earth. If that's how they treat loyal customers... I am looking for other providers online today.
Reviewed June 9, 2018
Geico is a low-cost insurance company. Easy to use policy as well. Okay cs and friendly people. Overall gets the job done though they don’t have one on one assistance.
Reviewed June 8, 2018
In June of 2016 I was backing out of a parking space at my bank. Another driver rear ended me in the right rear corner of my 2010 Ford Lariat. No damage was done to my truck but the car that hit me had a small hole in the grill. In Texas the law will not write up or come to an accident on private parking lots. The Lady called Geico before I had a chance and Lied about the accident. She said I backed into her. They believed her instead of me the policyholder. Since then they have raised my premium twice a total of $30.00 thirty each time. I have had no tickets. Premium is always paid on time. This seems very unfair. They put this on the insurance information hotline for all insurance companies to see, because of this I cannot get a lower rate at any other company. I was 68 when this happened. I will turn 70 the 22nd of June. I have driven for 54 years but that means nothing to them. They just want to screw me and steal all the money they can.
Reviewed June 8, 2018
They sold me policy and I paid in full. I then cancel my policy with another company, printed insurance cards and thought I was done. However, two days later GEICO notified me of 40% premium increase... because they can. I would expect this book-case Bait-and-Switch tactics from used car lot. But here is the company that supposed to care for their reputation just rips me off. Unethical and can't be trusted.
Reviewed June 7, 2018
This without a doubt the worst insurance company I have ever come across. We have been customers of theirs for 10 years. While sitting stopped at a red light behind about 10 other cars a SUV came flying up and hit us. I looked in the rearview mirror and saw just before he hit. He was on his cell phone. Once I checked on my wife I went to check on the driver that hit us to see if he was okay. He said he was sorry. I then asked what happened. He said, "I don't know. I am sorry." A truck pulled from behind him and drove by slowly. I said, "Were you hit from behind?" He said, "I don't know." Then he suddenly said, "Oh yeah. That must have been it." I called the police. Then went to the back of his car. There was no damage to the back of his car at all. Yet the front of his car and back of ours had considerable damage. When the police officer came the man told him he must have been hit.
I walked back to the back of his vehicle and showed him. There is no damage. Then took pictures. The police officer said he had to write it up that way. I said he is lying. I did not matter. We contacted Geico at the time of the accident. We did everything right. I took pictures of all sides and the back of the car. It is clear that there is no damage. The man lied. Once everything was filed. Geico decided that the man that hit us while we were stopped at a red light and he was talking on the phone WAS NOT AT FAULT!!! Scott the adjuster supposedly on our side was horrible the entire time and very rude. His supervisor Andres his supervisor was even worse. We have 4 cars insured with them. We own our home. I own a business. Either of which thankfully are not insured by Geico and never will be.
To make this worse Geico and the police officer shared our home address with the man that hit us. We have young children. I had thought I noticed a car like his around our house which I found strange since our neighborhood is a circle. I went back and looked up the man that hit us and found he has a charge of lewd and Lascivious acts on a child under 12 on his criminal record. I could not make this up if I tried. It is all a matter of public record. GEICO WILL NOT AND DOES NOT LOOK OUT FOR YOUR BEST INTERESTS!!!
Reviewed June 7, 2018
I had to go through a Geico claim after my glass got cracked due to a stone off the highway. It was for a BMW 2016. They mentioned to me too that it's an easy process. Just let us know who we are getting it repaired by and that they will cut us a check once the repair was done. I had to take it to the BMW dealership since that was a specialized windshield that BMW repairs. Upon receiving the repair bill $1600 I submitted it to Geico and Geico only cuts a check for $1100. I was livid when I saw this as this would mean that I have to come up with 500 + the deductible of 100 to pay these crooks.
They specifically mentioned that they will cover but that is not what happened eventually. It is a very sad situation and I am thoroughly disappointed in their practices. I have been with Geico over 16 years and never have I had to pay anything out of pocket during an accidental repair other than the deductible. Well Geico just lost a customer for being too cheap to cover a simple repair. Highly suggest others to stay away from GEICO!!!
Reviewed June 7, 2018
For a single-driver policy, it's pretty much the cheapest you can get. I pay about $50 a month for full coverage on a 06 Toyota Corolla. Although I'm not terribly upset with Geico, they really upset me when it came to my accident. My coverage allots a Rental Reimbursement of $30/day up to $900. However, my claims person said they could only get me a rental for 5 to 10 days. It was like pulling teeth extending the rental. They ended up only giving me 9 days (or 7 if you don't include the first day and the day I dropped it off).
On top of that, they (Enterprise) charged my personal credit card $76.10 for a remaining balance! I had to contact claims and get them to send me a refund check, which they did, but what a hassle. All in all, I ended up purchasing a car I dislike because I felt so rushed to make a decision and not having any transportation to and from work (being without a rental). You get what you pay for with Geico. I suppose it's cheap, but you're just a number to them.
Reviewed June 6, 2018
Two of my vehicles suffered identical hail damage covered under a GEICO policy. Due to the status of working away from home by myself, I requested an adjuster to come out to my apartment to view both vehicles. Nevertheless, Geico set up at Caliber Collision in College Station, Texas to adjust vehicles by appointment. First vehicle appointment scheduled for thirty minutes lasted beyond an hour and a half in which I lost time from work due to the Geico's emailed address for Caliber Collision and Google maps location. The second vehicle appointment, I scheduled for Saturday on my day off work. Both processes involved filling out paperwork including a form from the business of Caliber Collision in regards to an individual's desire to have their vehicle repaired there or not.
Although the Geico rep informed me the owner of vehicles may choose their place of repair, I felt pressure and thought these words were misleading. Especially since I did not see anyone else from any other vehicle repair business on the premises having their paperwork filled out. After scheduling repair appointments at another business, I encountered a supplemental denial on my second claim by a Geico adjuster. Go figure. The place of business informed the Geico representative to contact me about their denial. Consequently, I never received an email or phone call from this claims adjuster. Furthermore, it took an Act of Congress to reach the original surveyor; I called 800 number, used Geico app message center, emailed, and texted before I received a message from him sent directly to my video voice mailbox.
Finally, after requesting an audible voice call from him by text, I received a voice phone call; the repair shop I chose also emailed him and received no response. Needless to say, I'm very upset but thankful to have encountered all these Geico events during hail damage claims. I can not imagine what type of issues my family may have encountered from a collision involving bodily injury. As a result, on June 4, 2018, I informed Geico of having no plans to renew my policy on June 13, 2018. Although I still have several days left on my policy, my Geico app mysteriously stopped working and they know why. God bless.
Reviewed June 5, 2018
I have peace of mind with GEICO. Filed a claim for a rental car... Fast and easy. A tree went through the windshield during a storm. Geico handled everything with Enterprise. And my rate has never gone up in 5 years. My renewals are automatic and I barely notice when I roll into a new year. I'm considering moving my homeowners policy to Geico... They've offered a decent multi-policy discount. I have no reason to even shop for better service. Very satisfied.
Reviewed June 4, 2018
I have dealt with GEICO for many years and I am very satisfied with their performance. Since I began dealing with GEICO they have always dealt efficiently with my account and consistent provided the lowest price for identical coverage.
Reviewed June 2, 2018
I checked around many companies on prices. Gieco is definitely the least expensive and offered more for my money. They solve every issue politely, quickly, and hassle-free. They also have an app which is very convenient and I love the roadside service, it's included. I have windshield replacement as well.
Reviewed June 1, 2018
I had Geico for a year and everything SEEMED fine. Recently I added a third car to the policy. The rep took out my second car from the policy without my authorization. When I found out, I called to ask why my 2nd car was taken out of the policy this month. The Geico rep added the car back on the policy (for 12 minutes my second car had coverage) but then said I would be charged $600 next month since they backdated my coverage charge but did not waive the coverage charge due to their error. The rep denied the error that my second vehicle was ever taken out of the insurance.
The rep told me well if I had been in an accident, they would have covered my second vehicle even though it was not listed on the policy. (Yeah right!) I cancelled the policy and was told my last bill would be mailed out and not charged to my account. I wake up this morning and find a charge of $219. When I called the rep, she denied that I was told I would get my last bill mailed and refused a refund. Now the insurance database shows my second car had no insurance last month AND I’m overdrawn from a bill that should have been mailed out instead of taken out of my account. I was screwed over TWICE by the same company!
Reviewed June 1, 2018
Geico is cheap and easy to set up and make changes. They are awesome. Can manage everything through their app to work with and very friendly. Also, they are very flexible with payments. All in all, Geico is great. I would recommend everything about them.
Reviewed June 1, 2018
When I called Geico for a quote, they told me it as 640ish/year for me and my son. They tried using the 'quick sale' technique, saying "can I sign you up now, can I sign you up now?" I told them I wanted to compare them to my current policy line by line... after adding the items that did not match up, they quoted 658/yr. I kept asking: "this is for a WHOLE YEAR?" I asked more than one time... at least 3, and I was assured it was for a whole year. COME TO FIND OUT AFTER SIGNING UP, THAT IT'S 658 FOR 6 MONTHS. SO they LIE!
Reviewed June 1, 2018
The experience I had for purchasing the insurance was quite easy. All I did was go to purchase a new car. I called Geico from there and they signed me up right away. They have an office nearby where I live so it is very convenient to visit them personally. They're not hard to afford either and have pretty good coverage. They dont take as long to get to you as some insurance companies do either which makes them reliable. I like Geico because they covered up to 500 dollars in damage for hitting a pole even though it was my fault. Also, they're always reachable by phone.
Reviewed May 31, 2018
When I started my insurance policy I was quoted a price and at that time they were the cheapest. I started my policy with my down payment. Within the first month they sent me an email stating that there was a mistake in the amount that I was to pay but being it was almost double that they wouldn't be taking a automatic payment that month. The month after that my insurance was canceled. They sent me a notice stating my automatic payment for the month before had been returned and that I needed to pay in full. I received another bill a week later that said I needed to pay two months and a new deposit to restart my policy.
I called and spoke with an agent to find out if I was covered or not. She stated that I wasn't and that the only way was to pay two months "back payments" and a new deposit. How can I owe you two months of payment when only had insurance one month? And when I asked if there was any way they could work with me on the back pay I was told it was not their fault I didn't pay my bill. How is it my fault they didn't do the auto payment? I guess my problems with them was worth me finding a new company. I pay less than half the amount GEICO was charging me. ##NEW COMPANY IS AWESOME. ###NEVER GOING BACK TO GEICO. ##NEVER SEE ANY MORE MONEY OF MINE.
Reviewed May 31, 2018
I have GEICO auto insurance and I was able to purchase it at the dealership while finalizing purchase details for my car. I like that GEICO's costs are low and that its app makes contact with GEICO employees and services simple. I like how easy it is to change aspects of my coverage from the app. Though I would like it if GEICO's car insurance prices were even lower. I also wish it were easier to compare auto insurance prices between insurance providers. I wish differences in prices were explained and that there were more discounts available.
Reviewed May 30, 2018
I have Geico insurance and I am very satisfied with my insurance company. We considered several companies for our insurance. Originally we had American Family insurance, but it was too expensive. With Geico, my sister and I share a policy. I have liability insurance on my 2004 Honda Accord and my sister has full coverage on her new Ford pickup truck. She also has homeowners insurance. The cost of coverage is very reasonable since my sister requires full coverage auto insurance as well as homeowners insurance. All I had to do to get covered was to go online, answer questions and pay my premium. My sister prints out my card and brings it to me. Once, my sister did file a claim because a sign hit her truck and they settled her claim immediately. It is a great company.
Reviewed May 30, 2018
Twenty one years ago, Mercury raised my rate by 101.00 so I shopped around and called Geico. Oh my God, the discounts were great... so we signed up with them! They have better rates than Mercury Insurance, they take better care of my family, and we have mechanical breakdown on our cars that other people don't offer. Purchasing an auto insurance was so easy. They asked me about all the cars we had and what do we do for a living. However, I want a lower deductible than 500, but they don't offer it! It would help our coverage more than what we have. I would rather have to come up with 250.00 for a door dent than 500.00!
Reviewed May 29, 2018
We (husband and I) had Geico for a long time. Years. Never had an issue. Until we got another car and that’s when all the problems started. First they took out an automatic payment last month from a different account and didn’t have the funds and had to pay an overdraft fee from them and the bank. Fine. Partly our fault but an inconvenience. Then I get a statement from them saying I had to pay a full amount of $2,445 in 2 weeks! Like who has that money? I called customer service and they said I was on a one pay plan. Um if that was the case then why was money automatically taken out last month??? No help. They proceed to talk to me in insurance person terms that make no sense to try to justify why I had to pay the full amount.
I’m not paying 2 grand. I don’t have that. So I ask for the monthly plan because this way I can pay on my own terms manually and not have to worry about overdraft fees. Sure but you have to pay $945 because we are “written with the state and are required to have monthly plan users pay 30 days in advance on top of their current bill”. BS! Finally I ended up just doing automatic payments with my other bank account that I know I’ll be good. But come on. They make payment plans confusing, hard and complicated and do not accommodate you at all!!! My mortgage is easier to pay than Geico. Stay away from them if you don’t want trouble!
Reviewed May 29, 2018
I love Geico because everything is accessible through the app which easy to download, use and pay. All the information is saved and displayed in an easy to read manner which allows you to checkout faster. The price is also broken down. And there is reminder text when it is due. I also love how fast and convenient it is to pull my insurance card. However, they should have cheap rates for using online service and accident forgiveness. Also make sign in with finger would be easier.
Reviewed May 28, 2018
I am very honest & accountable for my personal behavior. My profession is psychiatric therapy & I strive to teach people to be accountable and good role models. I was married for 20 years & learned my husband was having affairs; got divorce-he appealed & I also won that. My ex Still has not paid me for joint assets ($200,000+) after multiple hearing in Family Court & him being found in Contempt, each & every time. Lost our home to foreclosure approximately 3 years, so I am certain my credit is less than stellar. Around that time, I was also late on my payments to AARP Auto Insurance Hartford, who did not renew me. I understood & moved to Geico.
Initially, was pleased with their service & rates. No traffic citations since I was 17 years old & ran a stop sign in downtown Atlanta-in mid 60s now. Got a speeding ticket approximately 3 years ago in a well-known speed trap, Paid immediately after officer explained speed limit changes on road because of construction- not 45mph BUT 25 mph, RATES went from $245 to $900. I was astonished & livid!! Called after I had calmed down & young customer service woman told me it was because of my "age"!!! Told her NEVER paid these kind of rates at age 15-25!! She said I am now in MOST HIGH RISK age level for having accidents!! No more believe it than pigs flying!! Cannot wait to leave this company. PLEASE BEWARE before you purchase from them!! Thanks for allowing me to voice my opinion.
GEICO Company Information
- Company Name:
- GEICO
- Website:
- www.geico.com
