GEICO Reviews

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About GEICO

GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.

Visit www.geico.com
Pros
  • Affordable policies
  • Several discount options
  • Intuitive website and app
Cons
  • Can be pricey for high-risk drivers
  • Few local agents

GEICO Reviews

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    Page 13 Reviews 2065 - 2265
    Customer ServiceClaims HandlingStaff

    Reviewed May 13, 2018

    Our accident claim was handle efficiently. Customer service representative was knowledgeable and addressed any concerns. My husband and I have been Geico customers for almost twenty years and that statement speaks for itself.

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    Reviewed May 13, 2018

    Every time I have a question I have always been happy with the help I had received from GEICO. However, I do want to know how an accident can be forgiven then unforgiven.

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    Customer ServiceStaff

    Reviewed May 13, 2018

    During my 12 years with Geico, I have had nothing but positive experiences with them. My safety is always top priority when I call for roadside assistance. I have had two windshields repaired at no charge. Every person I have ever spoken with makes me feel like I am the only customer in the world and they do it with a huge smile in their voice.

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    Price

    Reviewed May 12, 2018

    I purchased a NEW 2016 Toyota Prius in April 2017 from a Toyota Dealership. When I bought the car, I was not aware the front end of the Prius is only 7 1/2 inches from the ground. In May 2017 I was still adjusting to driving the vehicle. However, when taking wife to shopping mall I drove my car into a parking slot that was next to a concrete curb and scraped the corner side of my right bumper. No other cars were involved. I then contacted GEICO to file a claim. Prior to this incident, wife and I had NO accidents or driving citations. The adjuster estimated the repair work to cost $1,200.00. I took my vehicle to an independent shop and paid cash to have them do the work for much less, so GEICO didn't have to pay the $1,200.00. The only thing GEICO paid for was the rental car I drove during the repair period. Because GEICO looks at this incident as an accident, they jacked up my auto insurance premium. Looking for another insurance company.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 12, 2018

    There is no local agent. Everything is either online or on the phone so if you are interested in know your agent, like Allstate or State Farm you may be disappointed. But everything is made easy for you. Starting out as a government insurance company, they have been around. One of the best and easiest claim departments. Professional, kind, easy to work with, and comprehensive.

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    Customer ServiceClaims Handling

    Reviewed May 12, 2018

    As far as claims process GEICO is awesome. But the basic customer service sucks and is lacking. They hold the account hostage taking money that they should not be taking by charging for people who should not be on my policy. They keep charging me for a teenager that doesn’t even drive and in spite of several notifications that the child’s is not allowed to drive.

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    Coverage

    Reviewed May 12, 2018

    Very easy to go online and get coverage, information is explained, I don't have to wait for a rep to get back to me. You're able to add or delete, change coverages all in the comfort of your home. They have a mobile app as well.

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    Customer ServiceStaff

    Reviewed May 12, 2018

    I am in the claim process with GEICO and am awaiting the resolution. It's a stress free experience and the customer service agents make you feel at ease. They recommend service and discounts that would benefit you and your family. The savings is awesome that why I switched from my previous car insurer.

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    Customer ServiceClaims Handling

    Reviewed May 12, 2018

    GEICO is awesome. I have never put a claim in but when I changed vehicles they bent over backwards to help. I currently have four policies with them and every time I called they were very knowledgeable about policies.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed May 12, 2018

    I'm a 10-year customer of Geico and I find good drivers are not rewarded as they should be. When I ask why are my rates going up, with no accidents, I'm told when some else has an accident, all customers have to pay to adjust to claims being filed by other consumers. We should be judged accordingly, not compared to other bad drivers. I am accident free with Geico, thank God, for 10+ years and I don't see them rewarding me for a good driving status. I wish they paid more attention to good drivers. How about some type of compensation for being accident free, perhaps every 6 months? Ridiculous. Also, the prices creep slowwwwwly up and before you know it, it's a $10 increase. When you call, they start the double talking. Other than that, filing a claim was fairly easy; Geico was attentive and wanted to resolve the matter.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 12, 2018

    Everyone at Geico, from the customer service reps to salespeople, adjusters and Geico approved body shops are courteous, friendly, helpful and professional. The claim process is easy, you get a check when you go to the adjuster. What more can you ask for?

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    Claims HandlingStaff

    Reviewed May 11, 2018

    Claim was no fault comprehensive & Geico declared damage caused by at fault collision. Their representatives seemed clueless and I got different answers to same question. I would not recommend GEICO insurance.

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    Customer Service

    Reviewed May 11, 2018

    Geico has always provided excellent customer service! I'm always able to make changes to my policy without any hassles and delays.

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    Coverage

    Reviewed May 11, 2018

    I had insurance, all they was overcharging all the time. They DID not show that they part of all state which I think they not good company. Geico is always decent and overall all good.

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    Customer ServiceCoveragePrice

    Reviewed May 11, 2018

    Being a customer of Geico for 30 years and never a negative issue has ever been part of my experience. Also, even though I did request quotes from other auto car insurers, I've never receive a quote that could compare with coverage Geico has consistently offered.

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    Customer ServiceClaims HandlingPrice

    Reviewed May 11, 2018

    Filing a claim with GEICO seems quite simple mostly. They answer phones day or night. They will let you know you can rent a car if your car was in an accident. The only bad thing is that the price keeps going up year to year, about $50 bucks. Still the cheapest price I can find anywhere for full coverage.

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    Price

    Reviewed May 11, 2018

    I have checked a number of auto insurance companies, and Geico seemed to give the best quote and is the low cost auto insurer. They are very easy to make changes. Geico is a very large company so they can back up their claims, even though I have not had any claims with them.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 11, 2018

    For the first time in 33 years of having my driver's license, I had an accident, (young, inexperienced driver started to pull off as our light changed to green and then stopped to answer her phone), and GEICO wouldn't forgive my first accident. Spoke with my old insurance agent and with another insurance company and was informed that the accident would have been forgiven because I have a really good driving record. I had to continuously call the agent that was in charge of my claim. After the sixth attempt to reach her, I was contacted by a different agent. Not happy with GEICO. My spouse and I do not have a dedicated insurance agent like we had with State Farm. Seriously considering going back to State Farm.

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    Customer ServiceCoverageStaff

    Reviewed May 10, 2018

    I left my previous insurer for Geico in March 2018 for lower rates. I pay my next month bill online no problem. It wasn't until I received a policy cancellation notice because I didn't return a mandatory survey. As soon as I got the cancellation notice I called Geico and requested another survey because I didn't receive the first one. On the cancellation notice it said I had until May 8 to submit the mandatory survey. I mailed the survey back to Geico in their self addressed envelope to somewhere in Virginia on May 3 2018. Now when you call the number for the underwriting department it's not in the same state in which you send them mail. So now you have to wait for someone in another state to input your info into geico computer system so that other reps can review.

    Now it has been 5 business days and still they haven't received my info. My problem is this. At this point my insurance has been cancelled for two days. If my mail was received after May 8 2018 and the geico rep who opens my letter then types in my policy number will automatically see my policy is cancelled thus making them unable to input info on a cancelled policy. And there is no one to talk to to verify the postmark was before May 8 2018. All I can hear from geico is "There's nothing I can do". Now I'm out of insurance and can't afford to start over with another company. Plus I'm paying for a car I can't drive.

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    Staff

    Reviewed May 10, 2018

    A car with 2 very young girls driving touched my car in Pembroke Pines FL. As it was lightly raining, I inspected my car and I was happy to see ABSOLUTELY NO DAMAGE. I then went to the other car and luckily there was no damage there either. I told the driver we have no damage so we should be happy. However, the obvious teenager said she had to report it because hers was a rental car. The rental car company is called Sixt Rent A Car. If you see the reviews for Sixt Rent A Car, you will see exceptionally LOW LOW Ratings.

    More than a month later, Geico contacted me to tell me that the other car has damages that Geico has to pay to fix (against my insurance policy). I spoke to Geico representative Aziza ** who is the most arrogant, nasty, unhelpful, and unprofessional person who has that job only to make more work so that she can justify her position and make money for Geico by most likely increasing insurance rates of people like me, as I am a senior citizen and they think they can take advantage of me because they are under a false assumption that people my age would be afraid and subservient to them.

    This is outright FRAUD and they will NOT HAVE MY BUSINESS FOR LONG. This, after I have been a loyal customer for almost 25 years. Their little animal should have a DEVIL'S FACE, because that is what Geico is. It is a shame what Geico has become. DO NOT THINK OF BEING THEIR CUSTOMER AS YOU WILL ABSOLUTELY ULTIMATELY REGRET IT!!!

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    Sales & Marketing

    Reviewed May 10, 2018

    GEICO made a difference in my life. This company saved my sour opinion on insurance companies. They offer so many discounts and they are so easy to work with. I feel proud to be military with them.

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    Customer ServiceCoverage

    Reviewed May 10, 2018

    GEICO is not just in it for the money. They have good coverage and rates for good drivers. Also good customer service with honest and dependable help in covering accidents and repairs.

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    Claims HandlingPrice

    Reviewed May 10, 2018

    Geico is a good company. They make it easy to enroll, process a claim or cancel and they are always helpful and attentive. Filing a claim is simple. You can do it online with no hassle. They have competitive prices for an excellent service.

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    CoveragePrice

    Reviewed May 10, 2018

    I've been with GEICO since the early 70's; at one point years ago went on the family plan at the suggestion of their rep. The Geico claims rep happened to have his office in the car dealership about 35" away from me (rural Maine). It was smooth, efficient and fair and covered all damage. I was given the choice of having the work done "there" at that dealership or the known body shop about 10" from me. Showed no partiality. Overall, GEICO has been reliable, cost reasonable.

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    CoveragePrice

    Reviewed May 10, 2018

    My policy is easy to understand and affordable. Even when I was shopping around for new coverage I told them about it and they ended up beating the competitor at that time. I can always reach a customer service rep when I need to. They also work well when making changes and will provide whatever I need when I ask.

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    Claims HandlingStaff

    Reviewed May 10, 2018

    Everything is pretty good but not totally excellent. The claim was very easy and the service was really good. The agent was really nice as well. The only thing that I did not like is that the agent was trying to take blame, when the other party was at fault.

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    Price

    Reviewed May 9, 2018

    Geico is a great insurance company. They have become a lot more competitive over the years which is good. It is still very expensive insurance so hopefully within time their rates will go down a bit more.

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    Claims HandlingStaff

    Reviewed May 9, 2018

    Hit in an accident due to driver failure to yield. Claim settled after weeks of dealing with insurance company, multiple statements for accident details and assistance of personal injury attorney. Geico is okay. Typical insurance company raise rates yearly and filing a claim is difficult with an incident that is the fault of another driver. When providing accident statement seem that Geico is asking a way not to pay claim. Time to shop around for another insurance company.

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    Customer ServiceStaff

    Reviewed May 8, 2018

    Unlike the other auto insurance companies I have used, GEICO has lowered my premiums instead of increasing them at time of renewal. The policy includes roadside assistance. I have had to use the service 3 times in 2 years. Once for myself and twice for the family member who is on my plan. The amount that I pay is reasonable and the customer service reps that I have spoken to were friendly, accommodating, and resolved any issues or questions expeditiously. The service has been prompt, usually sooner than the estimated time of arrival and the person who came was always courteous and professional.

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    Reviewed May 8, 2018

    I was able to set modify and review my contract without human interaction with Geico although it was available if needed. I was able to pay the monthly payment without a huge downpayment as long as I setup recurring payments with my card. It was very simple easy process. My verification was emailed to me and I was able to view them online.

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    PriceStaff

    Reviewed May 7, 2018

    They don't care about their customers. They treat with rudeness. And unfairly. They are cheap with their customers. The worst company. I hope they go under. Because they have cheaper rates they probably don't pay their employees enough, so you get bad service there. They wanted to charge me 20.00 for a payment that did not go through. I gave the new bank info. They never updated it. I guess they need the 20.00 so bad. They will lose a customer now. Who pays more than that in a year. Ridiculous. Going elsewhere.

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    Claims Handling

    Reviewed May 7, 2018

    Geico cares about its customers. They are always available for questions and are fair in compensating the customer on claims. I have had both car and home insurance claims and the service I received was so great. My claim was settled easily and there was never a time I felt neglected. I will never change companies.

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    Sales & MarketingStaff

    Reviewed May 7, 2018

    I was with them for 10 years and their prices doubled. Took them 2 months to replace the windshield. They have lost touch with their customers and they don't appreciate loyalty. That is why they have to advertise so much. If they would use all those millions in advertising in reducing their premiums they could be a better value.

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    Customer ServiceClaims HandlingSales & MarketingPrice

    Reviewed May 7, 2018

    Rude customer service, incorrect and incomplete information; made me feel as if the claim was my fault, my rates went up almost double. They should stop wasting so much money on television ads and promotions and spend it on customer service. Their policies are not consumer friendly. We got better value at lower prices from other insurance providers.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed May 6, 2018

    I WAS HIT IN A GAS STATION. THE CLAIM WAS SETTLED 100%. THE OTHER DRIVER'S FAULT. She was a new driver and was cutting across the gas station parking lot as I was pulling up to the gas pump and hit the front of my SUV. I had the hardest time trying to get the other driver's insurance company to call me back after the claim was filed. I reported this to GEICO rep. and asked if she could handle this. She said, "I am sorry. There is nothing I can do. You can have GEICO pay for your damages or copayment and we will go after the other company and reimburse you for the copayment/deductible." I said that the claim was settled in my favor and she said yes. I said, "You have all her information and talked to her agent right?" She said yes. "Then why Can't you handle getting them to pay me?" "Because that's not how it works," she said.

    I told her, "If you went halfway with my claim but don't help me get the money to have my SUV fixed and I don't have the 500.00 deductible that the insurance is supposed to be covering then why do I have insurance with GEICO if I have to do your job?" I paid for a service that they couldn't even be bothered to help me recouped my damages and that this little insurance company kept ignoring my phone calls. They did the paperwork and incident part but then dropped the ball before my damages ever got fixed! I was never able to get her agent to call me back and to this day no one from GEICO ever help me get my SUV damages fixed! ABSOLUTELY TRUE STORY!

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    Price

    Reviewed May 6, 2018

    The car insurance industry is all about the big bucks. I have been with GEICO for some time now and they could care less about keeping my business. This is why every six months, or so -- I shop around for a better rate. I called GEICO about lowering my policy cost and was told there was little they could do. I went online this month because the price went up again because I pay every six months and was able to lower the cost without human help.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 6, 2018

    A driver ran into the side of my car, very gently, which caused a long crease in my side door. We pulled over into a parking lot to call Geico. I looked at the man's car, which did not have a panel that wasn't damaged. Right away I figured out that this was a con that is used often. In the very cold area a policeman arrived but didn't spend but a half a minute with me, was rude, got in his warm car and took off. When I called Geico asking what to do the lady told me it was done and that they were processing the claim and my rates would go up. I was ignored regarding the claim, damage to my car and I had been paying for years. I believe because I'm an older woman, with a very clean record as well as what happened in that parking lot, Geico didn't want to spend any time helping me but wanted to raise the rates. I have seen the man a year and many months later alongside a road, in parking lots for accidents.

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    Customer ServiceClaims Handling

    Reviewed May 5, 2018

    GEICO has very reasonable premiums, excellent website and great and professional customer service. Although the deductible eclipsed the claim, I was connected with a glass replacement company that expedited the repair at very reasonable cost.

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    Staff

    Reviewed May 5, 2018

    In regards to my initial setup experience, it was a disaster. I tried to have auto pay done. One Assoc. said, "sure, no problem." Then I got hit w/ auto draft two weeks early! Problem. The date I told them & the date they put into the computer were very different. 2nd time w/ renters insurance, same thing. So, w/ regards to billing &auto pay - wouldn't recommend. However, as a total company & actually saving money, they are good. They are very helpful and knowledgeable in answering my many questions. And they cut my previous auto & renters insurance bills by 40%. They are nice, but you really have to watch everything they do.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 5, 2018

    I've been with Geico over 20 years and have had to file claims. They always take care of a customer from beginning to the end. When filing a claim, I call it in and the adjustor will call me back to set up everything. They strive to always make sure that have taken care of you.

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed May 4, 2018

    Very affordable coverage for multiple vehicles, easy process to make changes to your policy, automatic distribution of new policy cards through email. You can print or have them mailed to you, it’s a very effective process. Very quick to respond when filing a claim, they get back to you within 24 hours of contact and were overall very efficient.

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    PriceStaff

    Reviewed May 4, 2018

    Anytime speaking to them, they were very helpful and courteous. Had been with them for some time. After adding an additional vehicle to my policy, I was able to go to a different company for a very nice price difference.

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    Customer ServiceCoverageStaff

    Reviewed May 4, 2018

    I couldn't pay for a couple of months and GEICO they didn't cut me off or charge me any late fees. And it's by far the cheapest insurance compared to all the others so I'm sticking with them. Customer service agents are friendly, helpful and know their insurance. Good job Geico!

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    Customer ServiceClaims HandlingStaff

    Reviewed May 3, 2018

    So I got sideswiped by this lady along the interstate, the car she was driving is insured by Geico, she owned it was her fault and we didn't have any issue apart from waiting for the insurance company (Geico) to compensate for the damages. Three days in a row I have been called by three people from Geico asking the same questions and asking me to give account of what happened, which I didn't have any problem with until this lady called KIKI who said she is the final claim adjuster called, she was very rude and condescending from the word go, she called my husband and told my husband rudely they have to investigate why the driver is not under their cover, she called me a few minutes after that, and boy oh boy, she was very rude and nasty.

    She didn't even ask if I was ok like the other ones did, I even mentioned to her I am 9 weeks pregnant and I wasn't under any alcohol or drug influence, she didn't even care to bother ask if the baby was ok, I feel bad for the other driver for what she has to deal with. I kept asking why I need to give an account for the third time of what happened and she kept telling I am wasting time arguing about giving an account of what happened for the third time, I told her it's not arguing but it's annoying and unprofessional if someone has to give an account of what happened three times in a row, I understand rules are rules but asking if someone is ok first can make a difference not just viewing every case as a job to be done, very disappointed.

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    Claims HandlingCoveragePriceOnline & AppStaff

    Reviewed May 3, 2018

    With my auto, filing a claim was quick, easy and reasonable. They are very affordable and fair even with a new driver being put on our policy. Online app is easy to use. I can request any and all info with it and you can file a claim including pics from your phone. However, they don't like to cover much for homeowners. I definitely would recommend for auto but not for homeowners.

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    Claims HandlingCoverageStaff

    Reviewed May 3, 2018

    Before making my aftermarket purchase, I asked what was the ability to have additional components covered. I followed the company's procedure to the letter to ensure my added property will be protected within the policy or at least be informed if it is not possible and make an informed decision. Following such procedures and still be told the opposite makes no sense and diminishes the confidence of the consumer of the product they sell and dealing with the company again. The Claims agents do not know what you have compared to the in store agent that sold you the policy. That can be very frustrating to say the least.

    I had an after market radio Professionally installed and presented the car and receipt to apply to my policy at the GEICO Offices the same day as the installation. The agent took pictures of the radio at the time to add it to my policy. I was assured that the radio would be covered and my policy increased a few dollars. A year later after a winter storm accident, they decided to total my car instead of paying for the repair due to the damage to the engine. I was then informed by the onsite claims agent that my after market radio would not be covered, despite the assurances from the original office agent. I informed the onsite claims agent the radio was added to the policy, but he had no record of it and what he puts in goes to the claim I will receive. I was then informed I would need to pull the radio out right then or lose the value since GEICO will not include it in the Claim. So I was forced to pull the radio out of my car before they towed it away from the auto shop.

    The next day I later complained to the original agent who added the radio to my policy. He then told me that I should have left the radio in the car and now my claim will be without a radio. I was beyond angry, they don't know what they cover or don't cover. As this was my first accident and claim I had ever done, I trusted the onsite agent. I quickly learned that was the biggest mistake. Until this claim, I honestly had high regards to GEICO and the catered service they had to Active Military before this incident (I was stationed at the Base Near by) I now had a used after market radio that I could do nothing with collecting dust.

    A National company such as GEICO should be much more professional and up to date on their paperwork and policies. As a consumer I understand the policy will not cover everything, but I do expect honesty and integrity from the agents. If they say this is covered, I should be able to take their word for it and not be misled. I should note that despite the loss of the value of the added components and the misleading the rest of the claims process was rather smooth and efficient.

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    Staff

    Reviewed May 2, 2018

    I am truly disappointed with Geico. We have been loyal customers for 10 years. We have had no tickets and only one minor dent. Our rates every six months go up and have now doubled over the decade. It is simply disgusting that this is how they treat long time loyal GOOD drivers. Their only excuse is that their costs have gone up. I am sorry but 3200 yearly for two cars for people that are good drivers with excellent credit is unacceptable! We will be going elsewhere. Shame on you Geico!

    I am truly disappointed with Geico. We have been loyal customers for 10 years. We have had no tickets and only one minor dent. Our rates every six months go up and have now doubled over the decade. It is simply disgusting that this is how they treat long time loyal GOOD drivers. Their only excuse is that their costs have gone up. I am sorry but 3200 yearly for two cars for people that are good drivers with excellent credit is unacceptable! We will be going elsewhere. Shame on you Geico!

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed May 2, 2018

    I was rear ended by a Geico insured motorist and my bodily injuries along with medical bills and time off work were simply not compensated because their insured said the accident wasn't that bad, therefore they denied my claims EVEN AFTER I provided them with all the documents. At the time of the accident my 2017 Honda Accord was brand new so how else would I have ANY type of damage on my vehicle, estimated around $1600-1700??? It wasn't like I was saying I would never be able to work due to this accident, I simply asked for the monies loss due to THEIR insured's neglect. ALL their staff are extremely rude, inconsiderate and disrespectful.

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    Claims Handling

    Reviewed May 2, 2018

    I switched to GEICO when the insurance company I was with at the time raised my premium far beyond expectations when I had an unavoidable minor fender bender incident during inclement weather in a very slow tight traffic situation. I then chose another insurance company which happened to be GEICO. In the at least forty years I've been with GEICO, I've had only a couple of claims. GEICO has never raised my rates because of a claim. GEICO is a great insurance company. The associate was prompt, pleasant to talk with, took care of everything.

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    Customer ServiceCoverageStaff

    Reviewed May 2, 2018

    Last year, I had two car accidents. One was my fault, and the other wasn't, despite the police report saying it was. I challenged the police report and appealed it. The judge barely listened to me before refusing my appeal. When I went into the judge's room, he was accompanied by a man I didn't know, who didn't introduce himself. I later figured out that he was a representative of an insurance company. They had a great rapport and I realized, while still arguing, that my case had been determined before I ever walked in there.

    Meanwhile, Geico had told me not to worry because they were doing an investigation. When no one contacted me after a month or two, I called and asked what the results of the investigation were. "What investigation?" the representative asked. It eventually emerged that by "investigation," Geico was referring to its process of asking for a witness statement. I thought they'd be out there measuring the skid marks.

    I have very conflicted feelings about my experience with Geico but not with the customer service. They lied to me on every topic that was covered and when they told me there would be an investigation, which led me to think the charge would be reversed. It still puzzles me, because Geico represented me, and I DIDN'T cause the accident, but as long as I was listed as the cause, Geico had to pay for everything that occurred. But maybe the insurance companies have some way of sharing off the debts and losses.

    Then Geico doubled my car insurance payments. I was outraged, and started looking for another insurer. Liberty Mutual told me they could save me $300, so I signed up. When the contract arrived, there was a note that they'd forgotten one charge -- which amounted to more than $300. Liberty Mutual salespeople had no problem lying through their teeth, and were corrupt. I called them, told them they were liars and crooks, and went back to Geico. These insurance people are accomplished liars.

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    CoveragePriceStaff

    Reviewed May 1, 2018

    Geico is easy and fast. They will walk through every step explain all the coverage you will need for your family, but all insurance companies will not tell you how to save money if you have young adults both boys and girls driving, so do your homework on this. The people who work at Geico are very friendly, super nice, but most of all you will get the best price, if you don't you should tell them that other insurance companies are lower, I havn't found another to come in as low as Geico.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 1, 2018

    When I called in, GEICO was not nice. The person who caused the accident said she called the police to come out and they wouldn't. Her son, who worked at the police dept, came out and got on to her about running stop signs and excessive speed, reminding she was already in trouble because of it. I was dazed and shaken so I let her call the police. BIG MISTAKE. She took my info and called GEICO lying about the location and circumstances and saying I was at fault. GEICO believed her and rejected my claim. I had to get a lawyer to expose her and get Geico to process my claim. My lawyer made GEICO backtrack and paid the claim. I dropped them and I got another company. This was in Florida. If you never have an accident you do not know how your company will treat you if you do. I wish I had recorded my interactions with GEICO. I will always call the police myself even if someone has already done so.

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    Claims HandlingCoverageStaff

    Reviewed April 28, 2018

    In mid March I contacted GEICO to determine its policy on insurance for pizza delivery. I explained that my child works at a restaurant as a cook and had been offered hours as a delivery driver. After hearing the policy I responded to the agent that my son would not be allowed to deliver pizza. 6 weeks later I received a formal notice that my family’s policy would not be renewed in June because all of the cars were being used to deliver pizza. After 17 years claim free GEICO is accusing me of lying and has demanded a formal letter from my son’s employer confirming that my son is not a driver in order to stay insured. DO NOT INSURE YOUR CARS WITH GEICO, where they do not value customer loyalty.

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    Claims HandlingPriceStaff

    Reviewed April 27, 2018

    I’ve had Geico for a while now. The issues that I’ve had with my car they never were a problem but when it came to a water pipe burst in my home and flooded my downstairs floors it was a nightmare! I went months without having an actual floor. Had to cancel parties I had going on that was going to be going on with my home. The claims adjuster took forever to get back in touch. They originally sent the wrong check which took even longer to get my floors. No one was sympathetic about the situation or cared. I talked to many people and got nowhere. Things were broke in the process. It shouldn’t have taken 6 months to get all this handled. And after a year later they still are asking for pictures when they already had them from the inspector!!! The only reason why I’m considering staying is the price. But I will NEVER want to do a property claim with them ever again.

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    Customer ServiceCoverageSales & MarketingStaff

    Reviewed April 26, 2018

    I was in a car accident April 12!!! The person who hit me is insured by GEICO and when I tell you that GEICO has made my life a living hell! I mean it! My car was TOTALED! I had a BMW and the person who hit me had a Honda SUV, my BMW was a Sedan, his car ate mine and I had to rush to the emergency room, not only that I had an anxiety attack. You think Geico will say "Oh Gosh, it was the person who is insured with us fault. We better do everything we can to help." Nope!!! They tried to screw me over the payment of my car. They made me feel like I wasn't the victim, the motor adjuster on my case was SO unprofessional and tried to scam me TWICE! Like I had to call his ADVISOR & MY LAWYER right in front of him to BUST him once and for all. GET A LAWYER!!!

    If you get into a car accident that wasn't your fault and the person is insured by GEICO, get yourself a LAWYER. This company, their customer service, everything is HORRIBLE. They deserve to be sue by endless of people. They try to get out of it with many people! Don't let them do the same to you! HORRIBLE HORRIBLE HORRIBLE, The CEO, Founder of GEICO should be ashamed of themselves.

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    Customer ServiceSales & Marketing

    Reviewed April 26, 2018

    GEICO tried to settle for 1/2 the damages for my Jeep Cherokee, they are dishonest rip off company. I would never ever choose this insurance even if they offered it for free. Worst customer service and management! And while I had a seizure that caused my accident. How can they afford to produce all these cheesy commercials with a stupid gecko? Please don't be scammed!

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    Claims HandlingStaff

    Reviewed April 24, 2018

    On April 5, 2017 I had an minor car accident in front of the Chase Bank on El Norte and Broadway in Escondido. I had a very small scratch on my brand new 2017 Mercedes. The Geico Insurance adjuster Mona **, estimated the damage to my vehicle at $142.00, to rub out the minor scratch. At the time of the accident I did not notice any damage to the other parties vehicle, and he did not complain of any injuries at all.

    I was very sick and did not have the ability to deal with the, I talked to the adjuster Mona. She told me that Geico was going to pay for the damage to my vehicle. She said that Geico was NOT going to pay for the other party, James ** claim because he claimed to have a lot of damage to his vehicle, and the picture of damage to my vehicle could not have caused that much damage to his vehicle. She decide that I am at fault.

    After this call from Mona I considered that this matter was finished, it is a small claim and there would be no further action. In March. 2018, I was notified by Geico the the other party James ** was going to sue me for body injuries in the accident. I was told that a new adjuster Morgan ** from the legal dept. was now handling this case. Morgan told me that she decided to settle the claim with James ** for $9000.00 because it was in the best interest of everyone. I explained that the pictures of the damage to my vehicle proved that his car could not have received a major dent, and that the (fender bender) could not have caused injuries to him.

    I believe that this whole incident was staged and planned by the other party James **, and there was not an "accident" but an intentional act on his part to collect money from the insurance co. This incident was not my fault. It is an insurance fraud. I believe that Geico settled this claim only for the best interest of Geico, and did not investigate it fully. This settlement is going to cause my insurance premiums to got up dramatically, and cause a financial hardship on me. Geico does not have right to sacrifice their customer for the best interests of Geico. Be advised that I intend to report this incident to the following consumer protection agencies.

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    Customer ServiceClaims HandlingStaff

    Reviewed April 24, 2018

    I had an accident with a person that had Geico insurance. When I filed my claim they made me say who was all in the vehicle. When the claims person called they wanted to know once again who was all in the vehicle, then processed to ask stupid questions. My car was in a parking spot stopped and the passengers were getting out of the car. This woman asked, "were you on your cell phone? Were you doing drugs at the time? Were you looking back?" Then they sent an email asking for the third time for me to list everyone in the car and they needed a recorded statement. They did not wait on the reply but said, "the police report said it was your fault" and so the claim is cancelled. I believe Geico makes this process hard so you will get frustrated and not want to go forward.

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    Online & AppStaff

    Reviewed April 24, 2018

    I found out by going to another insurance provider that Geico was charging me over 2000$ a year extra for auto insurance. When I called Geico to end the insurance contract they immediately stop the use of the Geico app on my phone while I was speaking to a rep in the chat room. Then 3 days later took a premium payment and took over two weeks to refund me. The only reason I received it back was because I was calling the company every two days. Horrible company. Will never use them again. They robbed me for over 10 years.

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    Claims Handling

    Reviewed April 23, 2018

    I started with GEICO in 1994. I was very satisfied with the auto rate. I had never had an accident that was my fault nor a ticket. After about 20 years of being with GEICO, I became somewhat disappointed. My rate was continuously going up for no apparent reason. My husband convinced me to go with State Farm that he had for 30 years since he was 16 years old. I changed since he was going to be the one to pay the premium! After 4 years later, I decided to go back to GEICO. My rate was reasonable again.

    On February 1, 2018, a bail of hay hit my vehicle at 55 mph off of an oncoming truck. My vehicle suffered damages and well as I had bodily injury. I have a $5000 med pay on my vehicle. I have been trying for months to get my claims processed for going to physical therapy. Each time I am told that it is in process or review. It has taken 2 1/2 months to "try" to get my medical claims processed! My co-pay that I pay is $52 each time I go to the doctor. My medical insurance only pays $17. GEICO has not reimbursed me for the amount that I paid nor my insurance company pays. Each time I submit a claim, there is always something else they claim they need. I send EVERYTHING at one time.

    They are the worst company that I have seen in paying claims. My husband had a claim at one time and within 7 days, State Farm paid his claim. I could not honestly recommend GEICO to family or friends not even my enemy if I had one! Still waiting for my checks! My rate has gone back up due to me hitting a chain link fence 3 years ago. I was told my rate would not go down until November and the accident was in July! The fence was not damage but my car was scratched up. It was very dark and raining when the accident occurred. I hope the representatives can sleep at night with a clear conscious that they have helped the customers the best they could and was transparent.

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    Customer ServicePrice

    Reviewed April 22, 2018

    My wife had switched to our auto policy to GEICO end of 2012 from a different company to when we bought a new auto - Subaru Forester. Unfortunately, I had left it to her to arrange for an auto insurance and this was MY GRAVE MISTAKE. I recently was scrutinizing important financial documents and came across the GEICO auto policy and that's when I realized that they were charging us double the premium what another company, Liberty, was charging. I also observed that GEICO was charging an increasing amount of premium every year (the premium should have been dropping since the value of the SUV was depreciating!!) and also the rate that they were charging us was for NY City and for the suburb where we live. I had written to their CEO whose response was very cold.

    All this time, I was looking to vent out my frustration, being 68 years old, and decided now it is time I wrote in these columns and Facebook. If left alone, GEICO and its CEO will spare no effort to LOOT their customers who are not alert. The slogan, "15 minutes could save you 15% or more" is false and misleading. Instead the most appropriate slogan should be "15 minutes could turn you into a sucker, we guarantee you". NEVER TRUST GEICO. They are home-invaders of unguarded homes!! Go spread the word about the looters, GEICO!!

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    Customer ServicePriceStaff

    Reviewed April 20, 2018

    I have had an auto policy with GEICO for 20 days (was a previous customer before) and initially things were well. Today's date: 4/20/2018. Policy Start date 4/01/2018. Original purchase date 03/18/2018. 6-mo premium quoted when policy was created: $973.30 as of 3/18/2018. Me: 40yrs, homeowner of "House A" in "City A", 2 vehicles and engaged now. "House A" is also insured with GEICO with Liberty Mutual as the underwriter. I obtained my policy through GEICO's Military center as I am a veteran of the US Army. I live about 15 mins (backroads and stop signs) from my job...it is a 5 mile (one-way) commute. I am engaged and added my fiancee to my policy as an authorized driver to use one of my vehicles.

    Fiancee: 36yrs, homeowner of "House B" in "City B", 2 vehicles of her own - also a GEICO customer with her own GEICO policy. She lives in Lawrenceville (City B) and works down in Tucker, GA which is about 20 miles one way. House A (Cumming, GA) is 45 mins away from House B (Lawrenceville, GA). The issue occurred on 3/21/2018 when I called GEICO to get some quotes for us both so we can plan which of our vehicles (we have 2 each) would be shared and how much that would cost and if we lived in House A what the price estimates would be for *my* vehicles with her added vs if we lived in House B for *my* vehicles.

    The representative seemed very helpful and explained that we should be added to each other's separate policy to be able to get these quotes. Makes perfect sense as we will eventually be married. After adding us he then began to ask the usual questions about mileage, primary drivers, etc. At the end of the call he gave us a quote that almost turned my hair white. "House B" is in Gwinnett County, GA and has a higher rate than "House A" which is in Cumming, GA. He explained that it all depends on where we lay our head at the end of the day. This was to give us some financial planning options to consider as we each had our own lives and our own insurance for our own two vehicles prior to dating.

    Later that night I receive an email with Subject "Your updated GEICO Auto paperwork is available"...now *my* vehicles were changed to have me reside at "House B" with her instead of my house "House A" in my own city. And of course you know the billing was immediately updated and a new premium was generated from that. 6-mo premium quoted as of the policy now: $1051.10 as of 3/21/2018.

    I called and asked why my policy had changed and was told that now my vehicles were listed at my fiancee's house "House B" even though I live in "House A". No explanation of "I changed your policy live to give you a quote and BTW you are stuck with the changes". I asked for everything to be reverted back to the original quote that was given to me and was told that I would have to go through the same series of questions to put everything back, but since I had the DOD Defensive Drivers Course from GTMO that I could apply that for the Defensive Drivers discount AND that my mileage was lower than I self-quoted when I originally got setup - it would essentially bring everything back down. 6-mo premium quoted as of the policy now: $1086.20 as of 3/21/2018 (second Declarations received that same day).

    On 3/23/2018 I called back to GEICO after seeing this declarations page along with another email with subject "Your updated GEICO Auto paperwork is available". I explained that I wanted everything back to the way it was from the original policy on 3/18/2018 and that I only called to get quotes for planning. I explained that nothing has even been set yet and if we reside in "House A" or "House B" then we could update it later and we could even go with a new option of buying a new House "House C".

    Customer Service rep explained that it matters "where we lay our head" to determine where the vehicles were to be calculated. I understood and stated that my fiancee has her own two vehicles in "House B" and that I just wanted *my* vehicles that reside in "House A" to be back where they are actually staying. I was told that it would be corrected. 6-mo premium quoted as of the policy now: $1140.20 as of 3/23/2018.

    Outraged and feeling betrayed by a company that I bought a policy through that hasn't even started yet...I called back to speak with someone different. I was told that even if I lived in my house "House A" and that both vehicles were parked in my garage - if I spent the night with her in her house "House B" for more than I stayed in "House A" then they would have to assume I live in "House B" despite me having an active homeowners policy with them for "House A" and having both of *my* vehicles at "House A".

    I again explained that all I wanted was a quote and was told that the system isn't capable of doing that for the CSRs unless they change things up and commit them to see what the new policy was. The CSR contacted her supervisor and explained everything at which point the supervisor saw the notes and agreed that if I have "House A", live at "House A" and my vehicles are at "House A" then "House A" is where my policy needs to be based off of. New declarations page has both of *my* vehicles at "House A". 6-mo premium quoted as of the policy now: $837.00 as of 3/23/2018 (second Declarations received that same day).

    I was happy on 3/23/2018 and felt finally comfortable with GEICO despite the "system" shenanigans - the CSRs are only doing what they can with a rigged system. On 03/30/2018 I received an email with the subject "Your GEICO auto policy billing information" which broke down the payments per month. Confirmed and was happy. On 04/01/2018 the policy went into effect. Still happy. On 04/20/2018 I received an email with subject "Your GEICO auto policy billing information" which now showed my premiums all increasing by $45+ a month.

    On 04/20/2018 I once again called GEICO and the CSR explained that the vehicles were showing two different locations. I verified this on the new Declarations Page where it showed one of my vehicles now at "House B" despite me looking right at it in my garage at "House A" while on the phone and even opening the door to it so the Hyundai chime can play.

    The notes in the Declaration Page: "The Multi-Vehicle Discount no longer applies on your 2014 HYUNDAI SANTA FE since you are only insuring one private passenger vehicle at a single location. The Multi-Vehicle Discount no longer applies on your 2000 TOYOTA 4RUNNERLTD since you are only insuring one private passenger vehicle at a single location. We have adjusted your rates on your 2014 HYUNDAI SANTA FE to reflect your new location, LAWRENCEVILLE GEORGIA 30043-0000."

    I again went through the same series of questions as to how many miles I drive to work, how many miles my fiancee drives to work and where the vehicles stay. I again explained that both vehicles are in Cumming, GA and that I just want them back to their original location in "House A". The CSR understood and felt badly for me...she was exceptional just like the other CSR who "fixed" this mess... The problem is that GEICO is using a system where the CSRs cannot give side by side quotes without affecting current policies. As a company this is a very dangerous and unethical practice of making dynamic changes and then using analytics to play with people's money.

    I explained to the CSR that again it has only been 20 days since I have had the policy and we are now talking about a 6th change to get things back to how they were on 03/18/2018... She gave me the update quote which is about $0.80 higher. Me trying to understand why the consumer must keep "paying into a BS system that is rigged" I asked why am I almost paying a $1 more each month now and was told that the system generated the premium quote since it was changed today.

    The moral of all of this...*YOU* are nothing but a source of money for a company within an industry that is rigged. Regardless of the CSR's good intentions to make things right, it is algorithms and "trending" based off of the people's bad habits that you as the consumer are fighting against. I believe in fairness and doing the right thing...but GEICO has a system that is counter-consumer if they update and give their CSRs the ability to at least generate "what-if" quotes based on scenarios that could go either way.

    I want my original quoted premium that I was given online before I even bought the policy - the "closest match is the rate that I got for $837.00 from the declarations page issued on 03/23/2018. I don't care if it is penny higher...that is my penny that I have earned and could used to either save or pay my bills with. It is NOT for your "SYSTEM" to sit on and then turn around and ask for me. Please SUPPORT your employees and FOLLOW THROUGH and finally DO THE RIGHT THING! I have all of the emails, screenshots and PDFs of the Declarations pages as of 04/20/2018.

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    Customer ServiceClaims HandlingStaff

    Reviewed April 19, 2018

    Absolutely horrible company. GEICO has absolutely no interest whatsoever in advocating for their customers or looking out for their protection. Another driver of a large Jeep SUV who was distracted on his cell phone, double-parked in front of a bus stop, and flirting with a girl standing on the corner, reversed his SUV on a ONE-WAY STREET and backed into my bf's car (while stopped at in traffic) despite my bf's honking for 7 seconds (bf could not back up due to lane of traffic behind him, caused by this other driver). Of course, GEICO determined that my bf was at fault and assigned 80% blame to him instead of the driver that hit him, stating they could not prove what happened but still blamed him anyway. GEICO agent "Dion" had the nerve to asking my bf why his car was stopped there.

    How do you get hit by another driver who is double-parked at a bus stop, on his cell phone, and flirting with some girl on the corner while you are stopped in traffic and GEICO still blames you?? I will NEVER buy car insurance from this company. GEICO has ripped off me, my family and my bf for years. They are not looking out for their customers' best interests. They are just out to make money by ripping them off. In a separate incident, we were stopped in traffic on a two-way street, hit head on by another driver in a minivan who hit us, fled the scene, had the cops hunting her down, the cops even wrote on the accident report that she fled the scene, and GEICO still has not held her responsible or completed this claim. This company is disgusting. Do yourself a favor. Do not go with this company that is just waiting to take your money and pay other drivers when THEY are at fault for hitting YOU.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed April 19, 2018

    Geico decided to raise my insurance rates for a claim I didn't even complete! Now I'm stuck with a damaged door and my rates more than doubled! They won't provide help at all and won't hear anything of it. I've been with them for three years! I'm a civil service employee and Geico def does not help any government employees! My insurance skyrocketed from 195 to 350!!

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    Customer ServiceCoverageStaff

    Reviewed April 18, 2018

    Trust me on this... NEVER use Geico for insurance! My son's truck was totaled by a Geico insured person, cop said it was 100% their fault, but Nancy at Geico said that the cops report was suggestive and “just a tool they use”! I did NOT back down. I told them “This is how it’s gonna happen, you’re either gonna take 100% responsibility now, or I’m gonna go pay $25 to the magistrate's office to have everyone subpoenaed to court and you can drive all the way down here to Campobello and pay the 100%. Then, if I don’t hear from you by tomorrow morning, I’ll go pay that fee!!!" 30 minutes later (after days of no returned calls) they call and change their tune! They paid 100% but they’re still crooks!

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    Customer ServicePriceStaff

    Reviewed April 18, 2018

    GEICO changes their monthly billing on a whim. Even when you have a contract and a billing agreement, they will just suddenly decide they need more money. When I purchased the policy it was for everyone living in my house including 3 daughters and a future son-in-law. I owned 1 car, 2 of daughters owned a car and my daughter's boyfriend who lives with us owned a car. We told them all of that information when the policy was purchased. 13 months later they decide I don't have an insurable interest in cars that I don't own, and they decided to drastically raise the charge for my daughter’s car who is in college in Orange County. They want my MONTHLY payment to be over $1100.00. My oldest and her fiance switch to AAA insurance, I work out a payment plan to get things manageable.

    My policy renews with a monthly rate of $311. I can handle that for 2 cars and 3 drivers. Then FOR NO REASON, they decide my monthly payment will be $628.36. I call them to find out what the heck, and they say it's because my youngest daughter is now a licensed driver. Well ok, but she's been a licensed driver since May 2017. Why are you doubling my rates now? Because they can. That's why. I truly regret doing business with this company and strongly recommend just about anyone else. I was unhappy with Esurance, but in hindsight I was better off back then.

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    Customer ServiceClaims HandlingStaff

    Reviewed April 18, 2018

    As my auto insurance policy was approaching renewal I was asked by email to contact a Geico Auto Insurance representative. I contacted them on 3/6/2018 and they told me that my rates would be going up $96.00 per month, no accidents, no incidents, nothing to explain the increase. I elected not to re-new and told the agent I would purchase auto insurance through another company. On 04/14/2018 Geico debited my account for renewal of my auto policy subsequently overdrawing my bank account. I have filed a dispute claim with my bank, contacted Geico who assures me they have already refunded my money; however...it is nowhere to be found. Every day I have to call and try to determine where my refund it. It is a nightmare! A representative I spoke to told me this happens every month with people calling in about fraudulent charges to their bank accounts! DO NOT USE THIS COMPANY FOR INSURANCE!

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    Customer ServiceCoverageStaff

    Reviewed April 18, 2018

    I needed a multi-state auto policy so I contacted GEICO. Everything was fine until the Texas insurance agent kept trying to close the deal before I spoke to the Maryland insurance agent for the multi-state policy. The Texas agent assured me that the price and coverages for Texas and Maryland were exactly what I asked for, so I closed the deal with the Texas agent and submitted a payment via my bank account. After closing the deal with the Texas agent he transferred me over to the Maryland agent who then confirmed that the Maryland policy was not what I was expecting. This was an overall deal breaker for me so I requested to stop the transaction with Maryland and requested to speak with the Texas agent so that I could cancel the policy.

    When transferred back to the Texas agent, I was able to cancel the policy. However, the payment was not cancelled and I had to wait for a refund. This whole thing started 3/21/2018 and after 2 weeks I never received a refund so I contacted my bank and disputed the transaction. My bank was quick to respond and the transaction was returned by the bank on 4/6/2018. On 4/17/2018 I received an email from GEICO saying that I owed them money and if not paid then it would be reported on my credit report. When I called GEICO they said the refund was sent to me on 4/2/2018 just before my bank returned the transaction on 4/6/2018. So what occurred, when the bank returned the transaction it was as if GEICO was never paid. Therefore, GEICO refunded me $84.61 which never went through.

    The issue I have with GEICO, is that it took them way too long to refund my money to begin with. I cancelled the policy the same day so the refund should have been initiated the same day. GEICO apparently doesn't follow this business practice. They hold your money and process refunds days if not weeks later. GEICO probably does hundreds of transactions like this every week. It just seems like a terrible business practice in which GEICO borrows the consumers money and returns it at their leisure. To top it off GEICO is very quick to threaten to report unpaid balances to the credit agencies. This is according to my transaction history of 3/21/2018 (cancelled policy), 4/2/2018 (refund from GEICO), 4/6/2018 (Bank Dispute), and then 4/17/2018 (email threatening to report). I would never do business with this company again. Not worth the trouble and the headaches. Sincerely, Concerned Consumer.

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    Customer ServiceStaff

    Reviewed April 17, 2018

    After been a customer for more than 10 years and not having accidents for a while I'm receiving a raise every 6 month for the last 2 year. The last one was 7%. I called and they said it's because there are a lot of accidents out there. They don't care about me... They're trash.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed April 16, 2018

    I was sideswiped in an apartment complex with a speed limit of 10MPH. The woman totaled my car and Geico my insurance ruled me at fault. Needless to say she was doing about 40 to total a vehicle. It caused no damage to her bumper because she hit me from the side. I later found out they couldn't get her statement, so they claimed I was at fault. It's their job to track her down and get her statement when I provide the details! Furthermore, why would she speak with them when no damage to her car occurred -- and my insurance said I was at fault. I had to explain that she couldn't total a vehicle if she had been doing the speed limit. I had just paid the vehicle off 2 years early and that was that.

    A year later and kids threw a brick through my new car's windshield as I was driving. Called in to find out they never updated my new vehicle on the policy -- even though I can't drive off the lot without it. Geico kept the totaled vehicle on my policy & refused to pay for the windshield. Over a year of paying full coverage on a totaled vehicle. Wouldn't reimburse me and now I have claims against me so insurance is ridiculously high everywhere I look. There is a special place in hell for people like this! Six and a half years I paid them and never filed a claim -- then they do everything in their power to weasel their way out of commitments! They let me drive around in a brand new vehicle for a little over a year taking my money only to say I was paying on the totaled vehicle they HAD THE TITLE to!! Why would I insure a totaled car?!? They are shysters!

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    Customer ServiceClaims Handling

    Reviewed April 15, 2018

    Every 6 months I get ripped off by this company. My statement comes due and they've raise my rates more than $100. I've done absolutely nothing wrong with no claims, had no accidents or tickets. Customer service only gives me some song and dance. It just not Geico. Every piece of crap insurance company does the same thing.

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    Claims HandlingCoverage

    Reviewed April 15, 2018

    My husband had an accident on 3/27/18 and the resulting claim process has been terrible! Sadly, I had the misfortune to have just changed to Geico and our policy went into effect 12 days prior to the accident. As a result, I was told there had to be proof of the accident, a towing bill (which would NOT be covered, even though we had road service coverage) or an accident report, which would take over a week for the officer to complete and file since there were 4 cars involved and drivers from out of state.

    One would think the damaged car and a incident report while the officer completed his investigation would suffice... But NO. HOWEVER, a adjuster was sent out the NEXT day to examine the car. He totaled it, which meant we did not get ANY coverage or reimbursement for our rental. It's been almost a month of having to pay out of pocket for a rental and Geico STILL has not even paid the claim for the car. HORRIBLE way to treat a customer, especially since we had been Geico customers for both home and auto for many years prior to switching to Farmers for a few years. Wish I had NOT switched and I will tell everyone not to either... Geico's claim service is TERRIBLE!!!

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    Claims Handling

    Reviewed April 15, 2018

    I dumped this company 10 yrs ago after my rate jumped due to a petty, $600 claim to fix minor damage to front end damage. Despite the fact I was with them for over 5 years - without a single claim - they shafted me big time. Looks like GEICO has enough cash reserves to pay for millions and millions in lame, lizard commercials but not enough to treat their cherished customers right.

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    Customer ServiceClaims Handling

    Reviewed April 14, 2018

    I have been with the company for 20 years. My wife and I have been divorced for 2 years, I remarried and went to put my new wife on and ooops remove my ex wife, my bill went up around 125%. Now bear with me, we are thinking married a drunk etc, but nooo I am informed by the ** company that if my ex wife had just called in and said she was leaving I could have kept my same account, but since I called in I got a new account and became a prisoner's lonely cell mate. My Ex Wife did nothing wrong, my new wife did nothing wrong, and well 3825 I guess I am the problem. I paid Geico roughly $15,000 dollars to send me a bill every month, never a claim, so with that, bill went from $82.00 to $168.00. Don’t forget new account even though it was always my account, so 3825 Geico time for my loyalty to go viral, hmmm Let’s visit Progressive. Cannot be a worse experience?

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    Claims Handling

    Reviewed April 11, 2018

    Storm/Nor'easter on 3/2/**. Homesite took their sweet time to resolve issues. In the case of damage, time is of the essence. We took the initiative to mitigate the damage. However, the claim process left a bad taste and a disappointment with Geico. Perhaps, the delay is deliberate since lapse of time makes it harder to do a fair assessment of any damage and hence, lack of prompt resolution of the homeowner's concerns. Stay away from Homesite and Geico.

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    Coverage

    Reviewed April 11, 2018

    My son was in an auto accident on April 4, 2018. The accident was solely the fault of the Geico Ins Companies insured. I have a 2008 Honda Accord EX. The adjuster took off for any and every dent and/or paint scratch in my car so he could rate it at "rough" and "poor" condition so the value would be lower in their system. I believe the fair amount for my vehicle was approximately $1000.00 too low. Now not only do I not have a vehicle due to the actions of the Geico insured but I cannot replace my vehicle with even the exact vehicle I lost for what was paid to me by Geico Ins. Co. I think Geico Insurance is shady and crooked and I would NEVER use this company for insurance coverage. THINK TWICE BEFORE USING THEM!

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed April 10, 2018

    Beyond terrible and utterly worthless. Switch off Liberty Mutual to Geico to save some money. However I stated I need an SR-22 with my Auto Insurance coverage as it is a requirement of the State of NH. Geico said yes they do have SR-22 Coverage and, "We will cover you." 1 Month later received notices from State of NH, that I failed to file automotive insurance with SR-22 (Nov 2017). Contacted Geico: Agent issued a new SR-22 to date my Policy came into effect to show continuous coverage with no gaps. Called back Geico to check to see if I was all set I was.

    April 10th, go to register a new trailer I just purchased. Registration will be $36.00. Town Clerk stopped the transaction. Noticed I was flagged by Concord DMV. She provided a number to call at the DMV. Called, discovered Geico never issued the SR-22. I go, "Please look again." They did. Came up empty handed and told I owe $125.00 in retribution to the state to reinstate my license. Called Geico alerting them of this. Instructed them to quickly fax over an SR-22. Called back DMV. SR-22 not received yet, new town clerk informed me I no longer need an SR-22. Paid the $125.00 retribution fee.

    Called back Geico within the 30-60 of the initial request for a new SR-22 be issued and sent to the DMV. Agent goes, "I will cancel it. "You will still be charged $25.00." I go, "No, you guys in fact owe me $125.00 in reimbursement for your failure, or to discount my next policy." Agent was terrible. Stated I had no proof of ever requesting an SR-22 back in September 2017 (policy came into effect October 2017, still was covered under Liberty Mutual). Called international Geico. Still terrible customer service, but did cancel the SR-22 so least I was covered for something I will be charged for that I don't even need.

    2.5 Hours later I can now register my trailer for $36.00. State charged me $125.00 for Geico never producing an SR-22 in October and November. I been driving for 4-5 months of the 6 month policy (I paid upfront) with a suspended license. Thanks GEICO. Charged $25.00 for new SR-22 which I canceled and don't need. The same SR-22 that was it back there in October 2017 I would be having no issue!!! Beyond worthless service. Did not honor their word nor policy. Had me in a state of danger the whole time. PS. Other than DWI in 2015, which I lost my license for 3 months, I have no tickets, accidents, violations or otherwise on my record. So don't even try to claim I am an unsafe driver!

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed April 10, 2018

    Geico homeowner's insurance is worthless. I’ve been out of my apartment for 5 months and counting and my insurance adjuster has accepted one phone call from me. It’s 99% impossible to get a human on the phone and when you do, they transfer you to a voice mail that no one has ever responded to. I’ve faxed and emailed documents to them and they just refuse to acknowledge or reimburse. I’ve had car insurance through this company for 20 years and never had to file a claim.

    The apartment fire that occurred was through no fault of my own, but a neighbor who caused many units to be unlivable. I’ve never been so disappointed and frightened in my whole life as now. You shouldn’t have to feel this way with renters insurance. It should be unlawful to put people through things like this in their most vulnerable times. I beg any of you. Do not do business with these people on any level. If I ever get imbursed from this claim, I will cancel every jot of service from this company and make it my life’s mission as long as there is breath in my body to steer as many people as I can away from dealing with this sham of a company.

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    Customer ServiceClaims HandlingCoverageSales & MarketingPriceStaff

    Reviewed April 10, 2018

    I am not a verified customer because my mother is the subscriber, I'm just on the policy with her. So I'm 23 and my mother is a subscriber for GEICO and has been for 7+ years. After I got my license she put me on the policy. Moving towards the point, I got into a car accident in July 2017 that I was found 25% liable for. This was my first, and I was alone (both parents out of state) during the incident and new to the experience. The police decided to tow my car because I didn't what else to do.

    When I got home I called an agent from GEICO for guidance on the situation. That conversation resulted in the agent telling me I had the "right of way" and I could leave my car in the tow yard for up to 2 months and no longer. She gave me specific instructions on how to receive the receipt so I may get reimbursed. Writing my policy number, bank info, and other personal information on the receipt... Take a picture of it... And uploading in on their website. So, I took advantage of the time to get deal with the claim, remove the speeding ticket I was wrongfully given (I got a lawyer and it worked out), and instructing my out of state mother to send a notarized letter instructing the police to release the car to me because it was in my mother's name and not mine. I couldn't get my car out of the tow yard without that stupid letter, so it sat there longer (I found this out on week 2).

    It was there for 3 weeks and when I went to pick it up with the notarized letter, the oh so charming associate said I owed $1200+. Something told me to check-in with GEICO to go over the steps again to make sure I'd be properly reimbursed. I spoke to a different agent and he clearly stated that GEICO would only reimburse the tow fee and maybe they'd pay for one day of storage in the tow yard. I was on the phone with these people for DAYS trying to figure out how someone could spoon feed me false information and I'd be stuck with the bill. Not only that, I had to pay out of pocket to tow my car off their yard AND pay out of pocket for the repair fees. Bumper replacement, structure repair, and the rod that connects my front steering. Conclusion: 25% Liable, stuck with the bill, no collision insurance, first and only accident.

    Now I got a call today in April 2018 from my mother stressed and worried because a GEICO agent was telling her to force me off the policy. English is her second language and she was very confused. I called the agent and they explained. My mother and I do not live in the same state so I need to insure my car in my own name. I wasn't going to argue until she stated that I would be off the policy May 6th. It's April 9th.

    I asked for an extension because of how sudden this was. She answered stating her supervisor took a moment to consider and said no because "I have a month". I'm in the middle of getting the newer car than a 03 corolla because of its expensive repairs and lack of safety measures. After she connected to the supervisor she says that another Higher-Up took 40 seconds (I'm not kidding) to consider my extension and declined it. She would not let me speak to the person making the decision and not only that. Then she had the nerve to offer to send me to sales to get a quote, and I hung up.

    I make 11k a year, I go to school, I don't have any speeding/traffic tickets and I drive on the highway every day to work... And now looking for a new motor insurance agency with Real customer service agents. If you are new to insurance... Don't go with GEICO... The last thing anyone needs is poor guidance and to be scammed especially if you make under 20k a year. This whole experience is just pathetic.

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    Claims HandlingCoveragePrice

    Reviewed April 9, 2018

    Went through Geico’s website and selected all options, even selected higher coverage options. Thought that we are getting full coverage and week later a rack flow under the car for vehicle in front of us. Damages oil pan of the car and had huge oil leak. Geico claim adjuster concluded that the rack was static at the time of impact and my insurance doesn’t cover it. Geico adjuster concluded his facts based on “USUALLY” statement. I do not understand how someone can use USUALLY statement to conclude anything. Stay away from GEICO. Might be cost effective but it’s a big headache dealing with biased minded company when their support is needed most.

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    Customer ServiceCoverage

    Reviewed April 9, 2018

    I was with Allstate for 10 years, I had no problems at all. I decided to move to Geico as they offered me a lower rate and better coverage. For the 1st time in my life, I got into a car accident. Geico covered everything but then sent me a letter dropping me, stating they could not renew my policy. I called them and explained that it was my first car accident ever, they did not care. I am very dissatisfied and sad that a company that I trusted, ended up terminating my policy because of one accident. I never had any issues, but I see now that I should have never trusted them to begin with. Geico is not the company they say they are and I will never recommend anybody to them. Now, I am stressed out looking for a new company when they should have owned up to their word and take care of their customers.

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    Customer ServiceStaff

    Reviewed April 9, 2018

    I have been a customer of Geico for ten years. I called them to get a quote to add my teenage daughter to my insurance, and as it was out of my budget, I said I would not go through with that. As per their advice, I called to let them know that as she had gotten her driver's license, she would not be driving my car because I could not afford the premium - she could drive while she had the permit prior to getting her driver's license with no additional charge to my account. Anyway, they charged me, and I called to explain she had never driven my car after she got her driver's license.

    The main manager was supposed to called me, but he never did. I disputed the charge with my credit card, and a month later received a letter from Geico saying they had withdrawn the charge. For my surprise, while checking my account online, I found out they will repeat the same charge this month. It is disappointing that after being a loyal customer for ten years, something like this happens. Now, it will take time and energy for me to call them again, and try to explain the same thing.

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    Customer ServiceCoverageSales & Marketing

    Reviewed April 9, 2018

    Scammers, stay away!!! I've been insured with Geico for 3 years now, what I can tell you for sure is they are good at charging you on time every month and that is it, their main goal is to charge you. Never payback. I have two cars, both insured with Geico. Porsche Cayenne and Nissan GTR, both expensive cars so my monthly payment was about 500-600/month, sounds like a lot but that's why you get insurance, to feel safe right?? That's what I thought too, but not with Geico, my Cayenne got flooded during the last hurricane Harvey in Houston, Texas and they took it almost 9 months ago to the shop and since then they've been wasting time, I had 6 different adjusters who were asking me the same questions over and over again.

    I was patient with them but after all this time I went to the shop where they supposed to work on my car and I found it all the way in the back under the inch of dust... 50000 car is being wasted on the open parking lot for almost 9 month and the mechanic at the shop said it happens all the time with Geico, they always do stuff like that, what a waste. Waiting on the final response from Geico now. I will update this whenever it's all over, I did not know that such a big company with well-known name is just a scam.

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    Coverage

    Reviewed April 9, 2018

    I was in an accident in which the other party did not have insurance so we had to go through my fiances provider, which was Geico, they settled with us for $1500, which I thought was the amount after my medical bills were paid but later I received a bill in the mail from the hospital for $4000! Geico never paid my medical that they assured my fiancé that they were going to pay!!! Now I have a $4000 bill in collections on my credit that I can’t afford!!! I tried to dispute it on Credit Karma but they didn’t remove it. Geico isn’t an honest company and I will never use them again!!

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed April 6, 2018

    I left USAA because of the company siding against Trump supporters and went to GEICO with my renters insurance and car insurance. I rarely leave my town for anything so I had basic coverage on my car although it is a 2017. I increased my insurance to full coverage on 4/3/2017 because I was going to pick up a family member in Wisconsin on 4/19/2017 and I live in North Carolina. The weather in WI is terrible at this time of year so I thought better safe than sorry. On the 20th going over train tracks in WI the rear of my car slid to the right as I crossed train tracks and the right back passenger door hit a steel concrete barrier pole I overcorrected and had a 6 in scrape on my front left bumper. The damage looks very nominal so I thought wow thank god I bought the insurance.

    I filled out a claim on the 27th. I believe it was the following Monday when I knew GEICO would be open. About a week later I met with an adjuster and everything was great. The estimate was about $2900 and she printed me a check. Again wow I thought that was high for the small amount of damage but because the adjuster wanted to be on the safe side they were just going to replace the door. I deposited the check and waiting to clear to make appointment to be fixed and I get a call today 4/6/2017 saying payment on the check was stopped and an investigation was taking place since I switched over before my trip and now I have a claim.

    They said it was very suspicious and now I am on hold and when I called back to ask when I would know what was going on no one will tell me anything and I have to wait for the investigator to call me! Years ago I had a claim with USAA and it was the fastest easiest thing. They had a car waiting for me before I even left the scene of the fender bender. Once my GEICO policy is up I am going back to USAA!!! I am retired military and on the base where I live we have a GEICO banner saying, "No problems we have been serving the military for some length of time." Depending on the outcome of my claim that huge banner will no longer be on this base. The base commander is a huge supporter for companies that support the military but a bulldog against the ones who cross or military!

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed April 5, 2018

    I own a small Business in Fairfield Alabama, (JJ Wings, LLC). On January 14, 2018, a vehicle ran into the building causing destruction. The police report identified the owner of the vehicle and the insurance provider (GEICO). GEICO was contacted and informed of the incident and provided the police report. A few days later a claim’s adjuster from GEICO was sent out to assess the damages. The adjuster said a GEICO representative would be in touch with their findings. After several weeks of having not heard from GEICO, my attorney reached out to GEICO requesting status of the claim. GEICO representative indicated they had not been able to reach the insured.

    After another couple of weeks, my attorney contacted GEICO again and was then informed that according the insured that she had sold the car several weeks prior to the incident and as such the GEICO representative indicated that they needed to further investigate her statement. I find it difficult to accept that GEICO would send a claim adjuster to assess damages if the insured did not have coverage! We have reached out to GEICO multiple times to request. They either put in writing their denial of the claim or act in good faith to cover the damages of my business. There’s been no return call to voice messages left for GEICO or a reply to emails that have been sent to GEICO. Since the time the claim adjuster came out to date; this issue has gone unresolved for over 2-months. Not only have I lost my business and loss of income, I’ve suffered frustration, mental anguish and depression.

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    Customer ServiceCoverageStaff

    Reviewed April 4, 2018

    Hello everyone, I am 21 years old with a perfect (now ruined) driving record. I've never been in an accident before the one I'm about to tell you all. I've never had a ticket either. On March 20th, I bought beautiful Infiniti G37 Coupe. The very next day, I was literally a minute and half away from my house. I was in the right lane and there were cars in the left lane. Some wanted to turn left, some wanted to go straight. The first car swung out quite swiftly, so I slowed down. I was lined up next to the car that caused the accident. This lady DID NOT look. She swung out into my lane with such force and speed. I hit the right side of my car into a light pole. Mind you I haven't had this car for 48 hours!!!

    I had two witnesses, a police report which has the witnesses statements, AND the lady was cited for RECKLESS DRIVING! I was devastated. My passenger was injured, his forehead was bloody. Called Geico at the hospital, and they gave me my claim number and the lady's claim number. Now, since this was my first accident ever, I was under the impression that I would at least have an adjuster come out to take a look at my car. Today makes TWO WEEKS since the accident and I've only heard from my adjuster TWICE!!! But for that lady who caused the accident, her adjuster keeps sending me letters and calling me to tell me that she's not taking blame! Why should I have to take 90% blame for an accident I didn't cause?

    If I'm liable for this accident, then what's the point of police reports, witnesses, and citations??? I have never experienced the runaround like this. Geico tops the cake for the crappiest car insurance ever. My adjuster won't fight for me so I got an attorney to take care of it. After this is all sorted out, I am washing my hands clean of Geico. I went a whole year without my own transportation and I saved up so much money to buy that car. So, to get in an accident (on the second day of me owning the car) where the other person was negligent, is devastating. I thought Geico would at least care, or fake like they care. But, really they don't, and I still have to pay the insurance that's due for a car I only had a day and a half. I'm done with Geico.

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    Customer ServiceClaims HandlingStaff

    Reviewed April 3, 2018

    Geico calls you and record your calls to get the side of the story of what happened for the accident but they never attempt to contact their own client to get their side of the story and then automatically send you a letter saying that your claim is denied. After several calls with Geico they started saying that I had agreed to sending receipts and things that I never agreed to and when I asked if they had attempted to contact their client they had not after almost 2 weeks but yet they had been calling me almost every day. Only to find the letter at the end saying they were not able to contact their client and that they will not take responsibility.

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    Claims HandlingStaff

    Reviewed April 3, 2018

    Telor ** with Geico is a horrible claims adjuster and he does not do his job correctly. He decides if you are ** and then he goes against you and states that the ** driver is at fault. The ** man that TBoned my car is told that he was in the right and that I am liable for this wreck just because I am not ** like the claims adjuster. The claims adjuster Telor ** is racist and did not like it when I told him that anyone with a damn brain could see that I was TBoned and not sideswiped as the lying ** man stated after flooring it and slamming into me.

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    Customer ServiceClaims Handling

    Reviewed March 31, 2018

    I been with Geico for over 5 years with a premium policy. I receive a letter that they going to canceled my road service because I used many times. They said that was a towing services which I never had. I only call for jumped start (battery). I call. I explained that out of many year I call only 2017 4 time and 1 of them never came in. Never have any type of claim, always pay on time. This is not right.

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    Customer ServiceStaff

    Reviewed March 31, 2018

    I recently got hit my rear bumper from the careless driver and got a little scratch and cracks. I have contacted Geico who is the driver's insurance company. Even though I had a police report, they told me that the police report is just a reference and they don't always go by the police report. They kept accusing me over the phone that someone was trying to erase the scratch from my car. Who wants to erase the evidence? The driver just told Geico that they did not hit me, so Geico just kept going by what the driver told them and they did not even listen to my statement.

    They are such a liar and could not believe that they accused me over the phone for something I did not even do. This is a company who does not even go by the police report and treat the customer like nothing. They never even call back even though they promised they would. When I spoke to the agent's supervisor, he just told me she left me a message, which was a lie as I have never even received anything. Too many lies and untrusted company.

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    Verified purchase
    Coverage

    Reviewed March 31, 2018

    I got full coverage GEICO insurance then my car was stolen 8 days later and totaled. They are refusing to pay me for my total loss saying I haven't had the car insurance long enough so my car isn't covered even though I paid for the car insurance. They are lying, conniving thieves.

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    Reviewed March 29, 2018

    Yesterday my husband had a flat tire and he got stuck in the highway, with my 3 kids, at 2:00 pm. He called Geico and the tow truck arrived at 6:15. They had to pay an hotel for the night... We are so disappointed. 4 hours in the highway is so dangerous, thanks God nothing happened... I am already looking for another insurance company for our cars.

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    Customer ServiceCoverageStaff

    Reviewed March 28, 2018

    While we had no accidents in 2016 or 17, we've faced rate increases that now total $80 per month. We drive old cars, we commute relatively short distances each day, and we've adjusted our coverage to keep our rates low. The explanations typically given - rate increases are the result of more uninsured motorists getting in accidents - are not persuasive, in my opinion. A slight increase in accidents seems to provide the ideal opportunity to charge higher rates and increase profit margins. On the bright side, their customer service is good. I get the impression their representatives are well aware of the fact the customers are getting screwed, so they are sympathetic to our complaints.

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    Reviewed March 28, 2018

    They change the rates on you based on their mistakes. They give you extra discounts that you wouldn’t even qualify for and tell you it was a mistake on their behalf forcing you to pay the difference and the increase. I was paying 1000 dollars a month for liability and they said that they made a mistake and gave me a home renters insurance discount, which I never mentioned renting a home since I don’t, and it took them two months to realize that causing them to change my entire quote two months later and trying to raise it from 1000 to 1200 as if 1000 wasn’t already a lot to be paying for insurance.

    I left Geico and never plan to use their services again! I wouldn’t recommend this insurance for anyone because even what may seem like a good quote at the moment can switch up due to their errors and there is nothing you can do besides switch insurances such as I did or pay the difference which I also did before finally switching.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed March 27, 2018

    I got rear-ended by a car insured by GEICO. They took almost a month since I submitted the claim. The person in charge of processing my claim was never at work, and the day that I got to talk to her she couldn’t work on the claim because she was going home early. I had to keep calling so she could start working on the claim. Another lady that was filling in for her got even worse attitude, treated me like an animal and when I told her that I didn’t like the way she was talking to me, she hung up on me. Geico representatives treat you like you’re begging them when you call them regarding a claim and the representatives act like the money to cover the damages to your vehicle is coming out of their pocket. Most of them are very nasty. I guess Geico knows how to pick them.

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    Customer ServiceClaims HandlingStaff

    Reviewed March 26, 2018

    It was very dissatisfied with Geico claim center. I was involved in the accident, rear ended by a person and she doesn’t have any insurance. I called and open a claim for the uninsured motorist property damage for my vehicle. After a few call, the person handling my claim said a bunch of things and took weeks before finally deny my claim. She try to justify that I was at fault. It was so crazy that knowing Geico auto insurance is a fraud.

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    Customer ServiceStaff

    Reviewed March 26, 2018

    I got a quote for a car that I was wanting to finance. Set up an account with them for $265.00. I changed cars on my policy before the policy was even suppose to start & received a new price of $235.00. Long story short they charged both amounts to my card and wanted to penalize me for not having $500.00 in my account. They never put a stop to the $265.00 policy and wanted me to pay a fee for them not doing their job! The customer service lady was rude and very condescending and told me they just thought I was getting ahead on my payments and would not stop the payment from continuing to go thru knowing the money isn't on my card. This is my first month with them and I'm already highly disappointed.

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    Customer ServicePriceStaff

    Reviewed March 22, 2018

    Homeowner Insurance from GEICO keeps charge higher and higher every year. In 2018 it charges around $100 more than last year. The customer service people don't care when we called a few times at 855-721-9250. The employee #** name Rob threaten he may charge more than the amount that we complained.

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    CoveragePrice

    Reviewed March 22, 2018

    This is the worst company to have insurance through if your vehicle is financed (if you owe someone money on it), 99% of our company's interactions with Geico they don't pay off the owed amount of the vehicle. They have their own set of adjustments that devalue a vehicle even further than the normal NADA guide or KellyBlue Book or even Black Black.

    These adjustments that they make have nothing to do with real world auto pricing or purchasing and make it so the insured still owes on a vehicle that's been totaled when that was the whole point of having the full coverage insurance. Say the car books out for $3500, and you bought it for that, wrecked it and at the time owed $2000, you are normally in our experience looking at them covering $1000 at most, and they even go so far as to find similar vehicles and use their system to show what value they think the car should have. Hey guess these vehicles are selling for more than your worthless prices at the dealer auctions. So in closing if you would like an insurance company that won't pay off your vehicle if you are in an accident here's your company.

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    Claims HandlingCoverageSales & MarketingPriceStaff

    Reviewed March 20, 2018

    I have been a member with Geico for a long time, more than 5 yrs and all of the sudden they drop my coverage and cancelled me for unknown reasons I don't understand, due to the underwriting w/c doesn't make sense. I never have any accidents, tickets or major claims. The only minor thing I claim was run out of gas and that was it. As far as gas claims, they very cheap in giving you gas, only an equivalent to $5.00. Does not give you enough like 3 gallons to get to your destination. I would say to stay away from this company. They're not cheap as they advertise in TV or radio.

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    Customer ServiceCoverageStaff

    Reviewed March 20, 2018

    Okay. Well first off I never write a bad review but I'm just so angry with this company. It's unbelievable. We have full coverage on both of our vehicles. We pay a ridiculous amount of money and some ** ran my boyfriend off the road and he had hit a telephone pole. He did not call the police. He had come home. He didn't have a phone on him so when he come home we called Geico and we had let them know what had happened. They sent us to their Department to look at the car about a week or so later.

    Now about two months later they're trying to say we did insurance fraud. They just make me so sick... They do not want to pay for the car to be fixed so now they're trying to say we did fraud when I have never did nothing illegal in my whole entire life. I'm so sick of these people. I canceled my policy and now they owe me $400 back. I recommend nobody go to them because if you do have an accident they will not pay for your car and they will try to make you look bad when you've never done nothing bad in your whole entire life. These people are professional con artist and I recommend people to change insurance companies unless you like getting ripped off.

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    Customer ServiceCoverageStaff

    Reviewed March 20, 2018

    Very dissatisfied with Geico, I recently was in an accident with an Geico insurer and she knocked off my bumper and it was dented up and my light was scratched up and had a little dent and scratches on my hood. Went to get my car estimated by an Geico adjuster and she literally sat there and tried to tell me she didn’t think some of that stuff happened from the accident, and she also mentioned that my grill of my car should have cracked and my light should have cracked also. For one you don’t know what will happen in an accident, so you can’t sit there and say anything if you was not there. Two she told me that they will only fix certain parts of my car and will not cover the rest unless I have witnesses of what happened or a video from the parking lot. I had two witnesses in the car with me and they seen everything, Geico did not want to hear anything from them. Which was totally wrong.

    These people are the worst, if I ever have to deal with anything else like this, I will just sue because these people will harass you like you're lying and will not pay for everything. Then they will have their fraud team call and harass you, very disrespectful. They think you're going to sit there and lie about an accident, who does that. Just pay for what your insurer did to people's cars.

    They also told me that if a car seat was occupied at the time of the accident and it was not cracked then it does not need to be replaced. I had to call the local police department for them to tell me that if your car is in a major or minor accident it still needs to be replaced. The police department also had me call all the car seats' manufacturers and ask about the car seats being in an accident, and they all said the same thing that the car seat needs to be replaced by the insurance company. Geico is not trying to pay for my car seat, even when I went through all of that. Worst company to deal with and their customer service really sucks.

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    Claims HandlingCoverage

    Reviewed March 20, 2018

    They have on my claim back in June 2017 which they didn't pay for the semi truck threw a rock on to my windshield. They wouldn't pay for it. I had to pay out of my own pocket. That's ok but they have it as claim against me... What a joke for ins company. They cancelled me when my garage got broken into. Stole my Harley Davidson. They drop me real fast, they paid me. I had to fight for it. Full coverage my bike was covered. They do not want to pay for anything. Just want your money and handful of lies. They will send a private investigator try to get you for fraud. The police just laugh at them. Stay away from them... It cheap ins that what you get cheap service!

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    Customer ServiceStaff

    Reviewed March 18, 2018

    I requested for RoadSide assistance. Customer rep contacted a provider and told me they will be come in 60 mins max. I waited for 2 hours and realized that Customer rep shared wrong phone number with the Provider. I keep calling Provider and Provider talked to me like they are doing favor to me. GEICO rep didn't care about the time I waited. After 3 hours, they said sorry and hook me up with another provider. It's been 4 1/2 hours now and I am still waiting for my roadside assistance. Deeply disappointed with this service. Just be careful when you are dealing with Geico.

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    Claims HandlingCoveragePrice

    Reviewed March 17, 2018

    We have been with Geico for 3 years, we always paid our insurance premium in full 6 months advance payment. My wife and I never had an accident or any claim during this time or in the last 5 years. We always thought Geico gave us the best rate and we could not get it any cheaper elsewhere. This time we decided to check before renewing the policy and were extremely shocked and hugely disappointed to find out that for the exact same coverage Geico was asking us to pay $1,265 vs at Progressive we obtained the same policy for $769. I could have understood difference within $100, although a difference of $586 is totally unacceptable. Now we are wondering how many times we were overpaying with Geico since we did not shop around?

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    Customer ServiceCoverage

    Reviewed March 16, 2018

    I am a non US citizen living in Florida. I bought a new car and contact Geico for insurance. I didn’t know the system but explained that I am new in US to get help and insurance. So they charged me for 6 months. At this time I asked people I met and realized that they gave me joking coverage with a big amount of charge. They also tried to renew it automatically. I called them to make a better offer and they said this joke offer is pretty good. I told them to cancel it and so we did. Next day I visited an insurance office and what I get was premium perfect coverage to the same amount Geico charged me for 6 Months. I felt so sorry for Geico. They could only ROB me for 6 months. Thanks for reading. Be careful to Geico.

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    Customer ServiceStaff

    Reviewed March 14, 2018

    Geico never informed me they did not received the correct paperwork or filled out correctly and cancelled me because I did not fill out that I was the driver of the car. I am buying registered to me and they had all forms of contact for me. Home phone, business phone, Cell phone, my wife's cell phone, Email for personal and for work -- they just cancelled me –WOW. That is not customer service.

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    Customer ServiceCoverageStaff

    Reviewed March 14, 2018

    During Hurricane Harvey my daughter had to go live with her father and he took out coverage that was on top of his coverage stating that she was cover under his policy as a driver and covered in their policy. Works for any car owned or non-owned by him for temporary substitute use. Just so happened she had borrowed my car and a deer hit her. They gave some BS answer because she had keys to it, it didn't fall under temporary substitute vehicle so please don't ever think what they tell you is actually the coverage you are receiving.

    We were homeless and with a car and still are because of the Harvey Hurricane and we're trying to do the right thing by covering her under any vehicle she drove to get her to her first year of college and it's obvious that Geico does not do the right thing. In the 3 month fight with Geico the agent that represented the insured driver of my substitute temporary borrowed vehicle was so rude I hung up on her, between the company I work for and my vehicle they will be losing about 3000.00 a month for premiums.

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    Verified purchase
    Coverage

    Reviewed March 14, 2018

    I've been a Geico auto insurance customer for well over 20 years. I noticed that my bill for July - Dec 2017 was $847 while my new bill for Jan - July 2018 was $1028. That's a 21% increase in one billing cycle! I have 3 cars insured and no accidents. Thanks Geico for screwing your most loyal customers!

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    Customer ServiceClaims Handling

    Reviewed March 13, 2018

    I called GEICO to let them know I've retired and I'm not putting as many miles on my car anymore and they make the change and then inform me my insurance will go up $40 per year with the change! Apparently even though I'm now driving less than 1/2 of what I was they determined I will be driving on less familiar roads so that's the reason for the increase. I escalated the call to the manager who told me the same. My last GEICO bill went up $100 and I haven't had any claims and now on top of that they're going to increase it $40 more because I'm driving less! That additional $40 just wiped out that warm and fuzzy customer service GEICO tried to give me. I immediately went online and got a new quote from Progressive and saved myself $200 more!

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    Customer ServiceClaims HandlingStaff

    Reviewed March 12, 2018

    I work for the lien holder on a customer's vehicle financing. I was on a call today with Geico claims rep Tammy and a mutual customer. Geico is this mutual customer's insurance provider. Tammy was rude and interruptive during the conversation. I speak with insurance agents and claims representatives on a daily basis and have never experienced a conversation even half as rude as this one. The mutual customer was having an issue with a repair check that was issued. At the beginning of the call, Tammy stated that she was on the line to make it clear that Geico was at no fault and not impacting the customer in any way. This was before we even discussed the situation at hand. Every time I tried to ask questions to obtain information and try to understand better to be able to help, Tammy would cut me off to once again point on why she felt Geico was not at fault for any customer impact in any way at all.

    And this was while I was trying to gather the facts! As I tried to provide information on how things are handled on our end Tammy told me I was wrong, incorrect, and clearly not willing to help the customer as well as told me I don't know how to do my job. Please keep in mind that I knew nothing of this situation until about 1 min before I took this phone call. I cannot provide too many specifics to protect the privacy of my customer and their information, but I can tell you that this customer service experience from Tammy in the Geico claims dept was so horrible it will make me think twice before I ever recommend Geico as a vehicle insurance company to another customer.

    I used to think very highly of Geico and the service they provided and recommend Geico to customers every day as an option for insurance, but this one experience may have changed that especially if this is how Geico claims representatives are trained to talk to their lien holders. Poor customer service, being rude, interrupting constantly, and making derogatory comments is not acceptable. No consumer should have to be subjected to that.

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    Reviewed March 12, 2018

    I pay for tow insurance every month for 2 years, I have never used it so I forgot I had it. My car broke down 2 hours away from home, I paid a tow truck driver $325.00 to tow my car the next day and Geico refunds $50.00. What a joke. Don’t waste your money and pay for tow insurance!

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    CoverageSales & Marketing

    Reviewed March 12, 2018

    For several years Geico ran an ad campaign that sated "If you WANT to save 15% or more on car insurance, switch to Geico." We tried 3 times to get a better rate than we had. Geico never stated that to do this you might have to raise your deductible or lower your coverage to save. Notice that their current ads no longer state 'WANT' just you could. Geico should be brought up on charges by the DOJ.

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    Customer ServiceStaff

    Reviewed March 8, 2018

    I was rear ended by one of their policyholders in January of 2015 who admitted that she was on her phone (because people were wishing her a happy birthday) and just rammed into me while I was stopped in traffic at a red light. I subsequently suffered a concussion and had to miss work for several days. I contacted them to file the claim and went to the emergency room. It was there that I was told to stay home in bed, in the dark due to a concussion. Thankfully I always leave a car length in front of me when stopping so that I do not rear end someone else, or the damage to my Mercedes would have been worse.

    After filling out all of the paperwork that was sent to me and taking my car into THEIR adjuster who was not any good they decided that I didn't have a concussion and they would not pay for anything but the damage to the vehicle. I finished sending in everything (which was A LOT) they requested to prove that I was A) injured and B) missed work. I was told that they only wanted to pay for my vehicle damage. I disputed that and included all medical bills with their forms. So fast forward to 3/8/2018. I have been through 3 different jobs, sold my car because it was more damaged than they would admit to and have moved and recently changed my phone number.

    The last and most interactions I had with them was via email. They did not mail anything to me, email me, call me or attempt to contact me since my last phone call TO THEM! I decide to call today to see why I have not been paid a dime. Now they tell me that the statute of limitations has run out. I ask for the supervisor and he would only concur with the same. We owned the car outright so this "clear title" he said that would have been asked for, which was never requested, would have been no problem.

    I jumped through hoops during working hours to fill out their stupid piles of paperwork (hello, I was the one injured) with full admittance by the lady that did it!! So now since they decided that they didn't want to pay me, never made contact with me except to fill out forms and jump through THEIR HOOPS that it's just me that gets screwed! They are supposed to pay me. I am not supposed to have to beg an insurance company to pay me money owed to me. I have never seen such horrible treatment of someone that did not purchase their product.

    So now they just get to hide behind "statute of limitations" because I am, I guess supposed to beg for money that is owed to me. My credit gets screwed for emergency room visits and Dr. visits because they won't pay and I lose money on the trade in of my car due to their insureds irresponsible driving. I have had it! I want them closed down! I wouldn't do business with these people if they were the ONLY insurance company on the planet!! Don't waste your time with them. I will bet that woman's premiums went up but they certainly didn't pay it to me. IT IS BS!!!

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    Claims HandlingStaff

    Reviewed March 6, 2018

    I purchased a policy online for homeowners condo insurance. I spoke with a representative in regards to which policy I should buy. The representative guided me towards a rental policy which I paid my premiums on time for four years. I had a water leak, which I needed to submit a claim for and Geico denied the claim. They told me the policy I had was only for renters and not a person who owned the condominium. I informed them a representative had walked me through the different plans, but they said because I purchased it online and that policy was not valid. Not only would they not pay for the claim, which I had to pay out of my pocket, but they also would not refund me the last four years of premiums which I had paid for a policy that I could never use. I feel Geico fraudulently pushed me into a policy they knew I could never use.

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    Staff

    Reviewed March 6, 2018

    On the 23rd a Geico-insured driver pulled out in front of me. He tried to drive between cars that were stopped due to a backup. My lane was not block and I was just going along with my whole world blew up. Their driver pulled in front of me so fast I never saw him. The past ten days I have been beat up pretty bad plus having my car impact something, airbags and the instant pain. Gave me a flashback to fighting overseas. For about 20-30 minutes I tried to reason with my subconscious that I had not been hit by an IED. Scared me silly and so far I haven't been able to sleep the past ten days now.

    The Geico agent basically tried to offer me $2,500 for pain and suffering. I ask him why the heck was he trying to settle so fast for. He stated, "Normally in accidents like yours I offer way less." Hmmm Geico driver causes accident, causes me to have a flashback and loss of sleep ten days and counting and this is all they want to offer. Not to mention the nearly $18,000 to my brand damn new vehicle.

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    Verified purchase
    Coverage

    Reviewed March 3, 2018

    Geico failed to be accountable for their mistake. They made a mistake by providing what is supposed to be a full coverage on another Honda vehicle on the policy. Just finding out also that the coverage was not full coverage but comprehensive and liability. They did not include collision. I requested full coverage but they made a mistake taking out collision. I didn't even know you could take out collision. I am extremely upset because they failed to cover our accident vehicle which we are still paying on. I am extremely upset with the entire mess.

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    Staff

    Reviewed March 3, 2018

    I was a victim of a lady who wanted to speed in a school zone and failed to realize that my car door had been opened for a long time. I even had witnesses state that I was there prior and supported my statement. Geico took my statement. Stated it is my fault I opened my door and believed everything their client stated without even questioning any part of it. That lady could've hurt me or any innocent school kids around. Thank you Geico for supporting people who don't follow traffic law.

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    Claims Handling

    Reviewed March 2, 2018

    I was recently rear-ended by an individual who was insured by Geico while at a complete stop in the left-hand turn lane waiting for the light to change. When I filed the claim with Geico and took my car to be inspected and repaired Geico refused to pay for obvious damage to my rear trim panels which along with my rear tailgate was damaged in the rear-end collision. My 2017 vehicle was purchased brand new and had less than 10,000 miles on it when this accident occurred. My vehicle was in perfect condition with no damage whatsoever but they refused to do the right and ethical thing by properly repairing my vehicle forcing me to seek other remedies to resolve this issue in the proper manner. Geico is a bunch of greed ** and they are not customer-centric, their only agenda is to screw consumers to protect their bottom line. DO NOT TRUST THESE ** UNDER ANY CIRCUMSTANCES!!!

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    Customer ServiceClaims HandlingStaff

    Reviewed March 2, 2018

    My experience with my Geico has been good until my most recent first ever hit and run incident. I am homeless and living out of my car. I am unemployed and diligently looking for work. I am living off debt (welfare) and doing my best to get out of my financial and living situation. I called 211 which is through San Diego County and they give you addresses of places where you can spend the night that's totally "safe". Apparently not. At exactly 1:41 am on a Saturday morning 12/23/17 I was sitting in my car getting ready to sleep. All of a sudden I saw 3 ** men walking and were highly intoxicated to their 2002 black Cadillac SUV.

    One of the guys wasn't looking behind him and hit my car. I was sitting and noticed everything. I honked my horn 7 times. I got out and confronted him. I then composed a claim to my insurance and until now they gave me the runaround "you don't have enough evidence". I'm like "it's Freaking hit and run!!!" I sent them pictures, I went on social media and looked for him, I saw that he works at Barona Casino in Lakeside and lives in San Diego, has 3 kids and has the audacity to wear a freaking cross on his chest!!! I sent all pictures to his Bristol West Auto insurance, my insurance (Geico) and they still won't pursue or do anything about it.

    On top of that my adjuster, Adela, who was incredibly rude, unprofessional and had zero compassion for my situation and didn't seem like she really wanted to help me. She said that the Segregation Department reached a decision and they couldn't pursue him being that there wasn't "enough evidence." I took actions into my own hands and I am suing him on my own. On top of that I couldn't even drive for Uber/Lyft because of the damage on my car. And Uber/Lyft was my last resort for employment. I can't even work for them due to my car damage. There's more to the story. I did everything on my end, everything and Geico still won't do anything. All they care about is revenue.

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    Customer ServiceClaims HandlingStaff

    Reviewed March 1, 2018

    I have worked in and ran body shops most of my adult life. Someone struck my mother's car while she was inside working and being a commercial claim. This has been nothing but a headache. Diondre ** was the personnel who seems to wait till last minute to return calls so if you missed his call most likely you won’t reach him. Commercial Department has continuously had told false info and contradicting statements from one phone rep to another. They speak down with condescending attitudes, if you want any question answered be prepared to be placed on hold multiple times before reaching any answer, which will most likely be different every time when asking the same question. DO NOT WASTE YOUR TIME WITH GEICO!!

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    Coverage

    Reviewed March 1, 2018

    I got a letter stating they could no longer offer me car insurance because my husband has a suspended license. I was upfront about his license being suspended and it was ok when I paid the full 6 months of my policy in full but when the renewal came around and I paid month to month it became a problem. I was sent a letter stating they could no longer offer me car insurance after my policy was up. I called to see if there was a way around it and was told if we planned on getting his license back in the next 6 months they would continue to carry our policy. Well it came time to renew my policy and now they refuse to carry the insurance. My husband doesn't drive my car and I have told them that repeatedly and they still refuse to insure me and I have been a loyal customer for about the last 6 years both before and after marriage. Now I have to find a new insurance policy.

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    Coverage

    Reviewed March 1, 2018

    We pay Geico on a monthly, and when we had a transmission issue on one of the 3 vehicles insured, the car rental IS NOT COVERED. Very perplexed on this matter, now if we were in an accident or injured, the rental would be covered. I have no reason to believe this is on any level right for the customer, as well as legal. What is the purpose of this ridiculous rule?! Contract or not, why the hell would anyone pay on a monthly and not be covered for something as simple as a roadside breakdown.

    I could curse, rant more but reality is whomever reads this, it will not matter. I myself along with the millions insured or involved in the same predicament cannot change a simple thing as this, but I can voice my innate opinion on this, Geico is another corporate insurance Giant that treats you like a number, not a name and they'll do whatever is feasible to confuse you into thinking they're the best insurance company available. So rant over and I'll be waiting for them to break the pole off deep in my ** whenever they can, DO NOT USE GEICO UNDER ANY CIRCUMSTANCE.

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    Staff

    Reviewed March 1, 2018

    I had a collision where a parked vehicle pulled out into my lane and collided with the front fender of my vehicle. I swerved or it would have been worse. But as I went into the left lane the vehicle in front of me put on their brakes. It was a brand new vehicle with no license plates yet. I almost cleared it, but hit a little. It broke my left parking lamp lens. But not the light bulb. I asked the driver in the front if he was ok. Although I knew he would be it was barely a hit. He said he was fine. I reported it to my insurance company immediately. The Geico agent had me take photographs of my right fender and the light lens as well as the vehicle in front of me. Which I did. They said I would not be at fault because of being hit from the other side vehicle.

    Later Geico said because the car to my right who hit me never stopped that it would be my fault. Even though I had proof that they hit my vehicle. Then later Geico contacts me because the driver in front of me claimed an injury. Honestly my vehicle broke a parking lamp lens not even the light bulb. The Geico representative said to me that they have difficulty believing the driver because it was so light. Later they told me the frame was bent. Honestly not even possible my broken parking lamp would do that. It must have been done before if it was. Also an injury not possible. Also this was a new vehicle with new plates, common in fraud where payments, insurance costs they try to make money.

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    Customer ServiceStaff

    Reviewed Feb. 27, 2018

    On 11/13 I filed a claim because I was hit by a deer, even though the officer was provided my insurance in the state of IN a Certificate of Compliance has to be submitted to the BMV by the insurance company or else your license will be suspended. I was told by the Geico claim adjuster the COC would be submitted when I submitted my claim on 11/14. I received a letter on 2/23 that my license was suspended because of Geico's failure to submit the form. I call Geico on 2/23 and one representative tells me it was submitted but she would re-submit again. I called the BMV on 2/24 who stated they never received this, I call Geico again on 2/24 Tasha tells me there is no evidence they submitted one on 11/14 only one showing it was sent on 2/23 (Really?! Instead of owning your mistakes a company has to lie about doing their responsibilities?)

    I call the BMV on 2/26 and they stated they have never received it (When this is submitted electronically it takes between 24-48 hours for the BMV to receive it). I called Geico on 2/26 at 10:30 AM and was told by Ashley at Geico that when it was submitted on 2/23 they got a automatic notification. It failed because the Driver license # they were using was incorrect-HOWEVER no-one from Geico ever called me to confirm this after knowing this was their error and how upset I was. So Ashley leaves a voicemail and email for Wanda who is the one who has to send this again, I call Geico again on 2/26 at 8:00 PM and asked that I receive a call when this is submitted electronically. On 2/27 I call Geico and Kimberly states there is no update from Wanda. I ask to speak with a Manager, Michelle (Supervisor) calls me back and states she is not sure if Wanda is even in the office today but she will be sure to expedite this.

    All this time I am unable to drive because Geico cannot submit a form that was supposed to be done 4 months ago. I have paid my insurance on time and never been late for over 2 years with this company (NOT TO MENTION I HAVE DONE NOTHING WRONG!). I have a mother who is hospitalized, kids, a job and a life but am unable to drive because of Geico's stupidity and failure to provide any kind of customer service. This is the worst experience I have ever had and will be finding another insurance company ASAP! Geico doesn't care that they are NOT doing what they are supposed to or that the customer is the one left being punished. I want to make sure everyone knows how truly awful this company is and rethink using them for any insurance needs. GEICO IS HORRIBLE!!!

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    Customer ServiceCoverageStaff

    Reviewed Feb. 26, 2018

    Until recently I was insured with GEICO for home and auto for almost 10 years. About 6 years ago I was involved in a hit and run that totaled my car, and was so traumatized and devastated I was actually diagnosed with mild PSD. The Geico agent I signed my title over to lost the title, and I was getting calls and letters from Geico saying they were going to start charging storage fees if I didn't sign power of attorney over... all while being treated for PSD mind you, making this extremely emotionally difficult on my end. When I asked why they didn't take it up with their agent, they told me they were having trouble getting a hold of him.

    Shame on me, didn't learn my lesson after that stressful experience and stayed on with them despite ever-increasing charges each policy with my car getting older and my driving record staying clean. Today I learned the payment last month didn't go through, and although I'm not sure why that happened and I never missed a payment in 10 years of being with them, they cancelled my policy with no notification, of they're legally obligated to give. It's fine though because I now insure both my vehicles with the same coverage with a different company for the price of what they were wanting to charge me to restart my policy for one car. I'm happy to move on from them and will tell anyone who will listen about how poor their customer service is and how they treat you like a sale and not like a person. Their customer service people don't understand how any of this works.

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    Customer ServiceCoverage

    Reviewed Feb. 26, 2018

    My truck broke down on a major highway and called GEICO to get a tow truck. They told me after being on hold for about an hour that they don't have any companies and the ones they do have I am outside of their coverage area... That is unreal and then they told me to call back in the morning and the time is just past midnight. What kind of service is that?

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    Customer ServiceClaims HandlingCoverage

    Reviewed Feb. 25, 2018

    A Geico insured demolished my vehicle after running a red light. I rented a vehicle comparable to my own that was destroyed. Geico responded by refusing to pay more than the amount of coverage for a rental in my own insurance policy. Of course I did not run a red light. I did not destroy someone's vehicle. Their response was arrogant and dismissive which is why nobody should ever have Geico or if a Geico insured destroys your vehicle, make your claim through them.

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    Customer ServiceCoverageSales & MarketingStaff

    Reviewed Feb. 24, 2018

    I am the victim of many things, but sadly miscarriage of justice on so many levels is the MAIN one. I was involved in a car accident in March of 2017 that caused extensive damage to my vehicle. I contacted my insurance company, GEICO, to report the accident in order to get my vehicle repaired. The GEICO claims adjuster, Michelle **, came to my home to provide an estimate of the repairs and stated that it would take 12 days to repair the vehicle. I am not a professional accident person, so I don't know the first telltale sign of when an insurance company and an body shop is pulling one over on you nor was I expecting that, especially at a time where I was already feeling down and out, confused and already very vulnerable. I just did what was told to me, when it was told to me, how it was told to me.

    I selected a repair shop, Extreme Whips LLC, owned by Kawan ** to make the repairs on my vehicle. The vehicle was towed to his shop in March to be repaired. After months of having my vehicle, I contacted Kawan ** to find out the status of my vehicle. On multiple occasions, excuses were made that parts needed for the vehicle were on backorder. In the month of July, Michelle ** contacted me saying the vehicle was ready. When it came time for me to pick up my vehicle, neither Kawan ** nor Michelle ** were responding to calls or text messages.

    During all of this, I received notification in May 2017 that my vehicle was being dropped by GEICO at the end of the 6 month term for no legitimate reason. They are citing that I was not properly taking care of the vehicle. All premiums had been paid and I have had GEICO insurance on this vehicle for over a year without any issues. Now we are in the month of July and at this point, I just wanted to take possession of my vehicle. At the end of July, I called the police and they met me at the shop. When they arrived, the police asked Kawan ** about the vehicle and he stated that he had put a lien on the vehicle and was not releasing it.

    However, he was unable to produce any paperwork to prove that he had a lien on the vehicle. Therefore, the police said that there was nothing they could do since he said he had a lien on the vehicle. I contacted the Department of Motor Vehicles and found out that Kawan ** did not have a lien on the vehicle. The title is still registered to my sister, myself and the bank. Kawan ** is claiming he did not receive any money for the repairs for the vehicle and that I cashed all of the checks to the police on the next trip to his shop with a new set of officers. I have copies of the checks that GEICO issued and were cashed by Kawan ** for the repairs.

    At this point, I don't know where the car is located and had to hire an attorney to file a civil case against Kawan ** and Extreme Whips. The first court date was set for September. The next, December 1, 2017 and a continuance was requested due to no response for witnesses. The final court date was February 16, 2018. All evidence was not presented properly in this case; the judge did not consider the expert testimony of a certified mechanic who stated the car was not repaired. It was revealed in court that Kawan ** was not a certified mechanic and not qualified to repair the vehicle. Not only that my car has not yet been fixed, no one knows where it is located and all of his and the Geico agents (whom I believe he is working with running a scam with) lied under oath and the judge allowed and believed everything from them and didn't allow nothing from me.

    Not only this, this man has cashed over 11,000.00 worth of checks and brought into court several receipts of evidence and only 2,100.00 was actually real receipts towards my car and the judge approved it cutting he made the mistake because he only had 10 days to get his paperwork yet he brought in estimates and tried to pay them off as receipts and also receipts from other cars marked as mine from previous years and the judge used it.

    The judge ruled that we were both at fault and ordered each of us to pay. She is making me pay storage fees for a car that I have no idea where it is located. It is not fixed. I was told since March until August it will be ready next week then next week and finally I just wanted my car so in retaliation he hit me with storage fees and she okayed this. She was without any knowledge of facts concerning this type of issue and was extremely biased in her ruling. I also believe my attorney failed to represent me properly in this case and as a result, the case was lost.

    Here it is now almost a year later; I still do not have my vehicle and I do not know the location of my vehicle. I need serious help. February 16th 2018, last Friday I was given 10 days to appeal. I have called my attorney every day since then and he has refused to call me back to give me any counsel. His paralegal has since stated that my 10 days don't start until Kawan decides what he wants to do. However I went to the courthouse and found out it was two separate cases such means we both had 10 days and they started at the same time. His paralegal is saying that is not the case. I have still asked to speak with the attorney because I would like to weigh my options and he is refusing to respond to me.

    I have all of the paperwork of the from the certified technician who was basically ignored by the judge along with chores of my retort from DMV showing no lien. I also know that this state certified gentlemen is not happy and is willing to make a statement. I also now have a copy of my estimate (the one and only one I received) plus all of the different ones given between Geico and this con which is very different from what was stated to me, however NO COMMUNICATION WAS GIVEN TO ME.

    I have reached out to everyone, councilmen, police, state police, governor, mayor, commonwealth attorney's office, DMV law enforcement office, DMV select, consumer acts of VA, they are saying they can't help and that I have to get legal counsel and legal counsel needs to file a motion for retrial and to make it an emergency. I am still paying on a vehicle I haven't seen note do I know where it is. Testimonies were said in my name that I never even said. Paperwork used as legal documents were used and they were not legal. I have so much proof. I just need help.

    I am fighting a winning yet losing battle all by myself. There are a lot of people at fault here and I am not one of them, but I am the only one being held accountable. There are a lot of people I would love to see have to answer to this. But in the meantime I want to know where is my car that I am paying for and why isn't it fixed and why doesn't anyone care that this man has been paid and hasn't fixed my car? I want answers! I deserve answers! And I want them NOW! Please help me. The judicial, police, Geico and many others have failed me. I'm begging for YOUR help. Patiently I await in hopes of your help, it is February 24, 2018 still no car, no idea where it is, it isn't fixed, and I'm still paying on it and still paying insurance to another company PLEASE SOMEONE HELP ME!

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    PriceStaff

    Reviewed Feb. 24, 2018

    I was in a car accident, the accident was not my fault, this was verified by police and admitted by GEICO. They refused to reimburse me for time missed from work on the day of the accident. This was after I provided them with all the paperwork they said they needed to reimburse me. My car was totaled and I had to pay out of pocket to get an older model vehicle. They were very unhelpful and dishonest. I would and do recommend to everyone I come into contact with that they should not waste their money and pay for an insurance company that actually does their job.

    GEICO should spend less on commercials and more on fulfilling their obligations. I would highly recommend you search elsewhere for an insurance company. Perhaps their rates are cheap, but it is because their service is terrible. I have been a loyal USAA member for years and would recommend them to anyone! The difference in helpfulness and fulfilling obligations is astounding! Go USAA!!! GEICO needs to revamp their entire system. As of now, their service is absolutely awful.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Feb. 23, 2018

    I was hit by a driver insured through Geico and the claims process was horrible. The woman interrogated me and badgered me. The other driver merged into me and hit my car, but somehow they wanted to share the blame. The guy HIT ME!!! He had no right to come into my lane. On top of it, I exited off to get info and he kept driving. The woman was very rude that I spoke to (Katrina). I will never ever use GEICO ever. Very unprofessional and rude company. They badger people who were hit by their drivers.

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    Reviewed Feb. 22, 2018

    So in October I was stabbed 5 times less than my car with a puncture long. A car stopped in front of me, get out, stab me and fly my tires. I can go nowhere. GEICO was supposed to help fix my car so at 1st everything seemed like it was going to work. They got it towed to a shop to be repaired and cleaned out. But the repair shop said it would be $2000 for them. The seat too has map to clean the blood off the leather seats so they didn't value my car that much. Sally said they would total it out. Well me being injured and the in to go to the doctor and everything that was not an option.

    So they towed the car back to my house without the keys. I to go to the shop to retrieve my keys. Had to get my twelve-year-old nephew to help me jack the car up to change the tire. I got in the car and clean the back seat without the left side of my body. Geico said they would pay me for the 3 weeks I miss work. Well here we are February. I keep calling them. I've sent them all the paperwork and just like how I had to fix my own car they keep giving me the runaround. So I just want to leave this review and tell about my experience. Thanks Geico.

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    Customer ServiceCoveragePrice

    Reviewed Feb. 21, 2018

    I signed up for a GEICO policy 2/16/2018 requesting one simple document, that was promised to be available to me in 48 hours. I called 8 times and finally got to a human who said "we've tried to get a hold of you." I said, "well not by the phone number or emails I provided"... Perhaps they were "trying to get a hold of me" by USPS mail. I can deal with "We forgot". I can deal with "It got missed. Sorry". I can't deal with broken promises, for a policy costing over a thousand dollars. If it was less than a thousand I would actually not complain, but it is.

    I went back to Geico, even though it was more expensive than my other policy with higher coverage at lower cost, because I trusted they could deliver promises. That trust was broken, and I wanted to cancel. Instead of honoring my request I was put on hold for, with a total call time of 25 min. If I was getting free money from the state and needed to be on hold I would understand. I'm handing over hundreds of dollars for nothing but electric forms. The saddest part is I still haven't gotten a result with the forms or canceling.

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    Coverage

    Reviewed Feb. 21, 2018

    I have a 2012 Hyundai Veloster and bought it second hand. I have owned it approx 5 years. The other day I came out to find the panoramic window was cracked. We have a number of freezes and thaws and I thought it just froze and when it heated up it broke but the GEICO adjuster met me and said he thought it looked like a freeze and break too but then he researched the Hyundai Veloster panoramic window and realized it was about 1200 dollars to fix, so we told him we have done research online and there was a recall on that window in 2013 and they fixed it (which I didnt own it then) but they said it was satisfied but that's all our adjuster needed even though it was fixed. He said, "Nope we don't cover that."

    Since it was a recall (we said but it was satisfied five years ago and you yourself said it looks like it freeze and break and he just shrugged that off and said his upper people needed to look at this case but of course it was just him.) So Hyundai said they weren't fixing it cause they already did 5 years ago and of course our full coverage insurance company (Geico) said they weren't covering it. My claim number is **... You have my e-mail if you need to contact me. I am so disappointed in a company that I used to always stand up for... Thanks for your time.

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    Claims HandlingPriceStaff

    Reviewed Feb. 20, 2018

    I was waiting at the red light (left lane, southbound) on a highway when my left lane light turned green to make a left only. There were 3 lanes southbound and 3 lanes northbound. All other lanes were stopped at the red light. There were 2 cars in front of me turning left as well as a median dividing the highway with shrubs and tall Palm trees so I could not see down the lane on the left northbound side until my car turned completely left and was facing east. Once I gained visibility, I could see a car speeding in the left lane as she was on her phone and she ran the red light, crossing into the intersection I was already in. She must have been driving approx 55mph.

    I was driving about 10mph and as soon as my car turned east and I saw her coming, I slammed on my brakes, stopping short and she scraped by the front of my bumper. I avoided a major accident by acting quickly and I took pictures of everything. An eyewitness told police she ran the red light. Her registration was expired so she could not take her car and I watched her walk away down the street with no injuries. After which she retained a lawyer and sued my insurance company for 10,000 in medical damages. Also the damages to both vehicles were so minimal (all body damage scrapes and holes with no indents).

    The claims department (South Florida) representative assigned to my claim was very rude or just impatient and I did not have pleasant experience with her, but the supervisor in claims was very professional and patient. However, he still agreed with the decision that I was 20 percent liable due to not seeing her in time to avoid the accident and due to the impact. I am so perplexed by this. I did see her and that is how I was able to stop short to avoid a major accident. It turned out to be a fender bender. My bumper was scraped badly in the middle by her car passing by and scraping it before she could come to a full stop. Her scrapes start at her front side and end at her rear side door.

    It is obvious from photos I sent them that I did not directly impact her car in the side. I stopped short and she scraped my car while she was still moving. I asked GEICO to get the video from the cameras that were in the intersection and they said they were denied by my local police. However my local police said the county is the one who controls those camera. The other driver was cited by police for running the light and still I have 20 percent liability and they are going to pay 20 percent of her fraudulent medical bills, when I had the right of way and she caused the accident.

    This incomprehensible to me how they can get away with this. Even if I am 1 percent liable, I am going to pay higher rates for a few years for an accident that I didn't cause. I have been with GEICO for 14 years and at 45, this is my first accident or claim. I moved from 1 state to another and since it's a new policy number, I didn't complete my 5 years for another few months to receive accident forgiveness. I am in the process of filing a complaint and researching affordable options to fight this.

    GEICO was not worth the 2000 I paid them every year for years and they were not on my side at all. I really thought I was paying for quality insurance but it turns out I should have chosen a cheaper rate with another company if I was going to be treated like this anyway. This whole situation leaves me to wonder if they just choose to settle with the other insurance company for the minimum to avoid legal fees of fighting the case on my behalf and make the other lawyer go away. I asked if I could appeal and they said there is no appeal process. He advised me that my letter will only go back to the same people who made the decision, even though I am still going to write a letter to dispute this decision, even if it is a waste of time.

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    CoverageStaff

    Reviewed Feb. 20, 2018

    In order to save $ on car insurance, I called GEICO 11/2017 to compare rates. I was told that I would receive identical coverage as previous policy for much less.

    Two weeks into 1/2018, I was in a head-on collision due to black ice & was seriously injured. Approximately one week after I was released from hospital, I was notified that I did not have collision coverage on my car (RAV4 with only 26,000 miles). I contacted both the Attorney General’s Office & BBB; however, there is little they can do to help other than document complaints. Needless to say, I am extremely upset & as I am retired, it will be nearly impossible to replace my car. (Please note: I had not been involved in an accident in 44 years.) I have come to the conclusion that we are just dollar signs to the insurance industry. They have attorneys & a strong lobby which leaves individuals feeling quite helpless.

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    Customer ServiceCoverageStaff

    Reviewed Feb. 20, 2018

    I moved from another state where I was paying 45.00 a month for a good coverage of insurance, and the best GEICO could give me was 144.00 for minimal coverage. I stuck with them because other insurance companies weren't much better, but I finally found a company which was significantly lower. When I called to cancel with GEICO, it was such a hassle!

    The representative was relentless, telling me that in a few months the new insurance company I was going with would probably raise my premium significantly, and he kept bugging me about the effective date on my new insurance policy, which I assured him was good to go. He bugged me so much about it that I went all the way out to my car to read him the effective date just so he'd quit talking about it. What should have been a five minute call turned out to be about fifteen minutes because he wouldn't quit talking about what a mistake it was to cancel with GEICO. This was a sure-fire way to lose my business in the future.

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    CoverageStaff

    Reviewed Feb. 20, 2018

    I was traveling on a bridge that curves around to the highway. I was surprised by a big boulder off center of the one and only lane (no full shoulders to my left nor right). I had no choice but to hit the boulder unless I wanted to either flip off the bridge or invite 4-5 vehicles in my backseat. Well, obviously that's what Geico wanted me to do. My premium has nearly doubled and I am being blackballed because other insurance companies see me as at risk. Do not choose Geico insurance if you expect them to be there for you. However, they'll debit your account faithfully automatically. Not too mention dealing with an adjuster willingly but unwillingly to get your car repaired. Laws need to be changed. They're bloodsuckers!!

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    Customer ServiceStaff

    Reviewed Feb. 19, 2018

    Geico employees are easy to work with, efficient, polite and professional. When I call I get through to an actual person quickly and when I email I get a quick response. They answer calls and take care of changes, etc.

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    Claims HandlingCoverageStaff

    Reviewed Feb. 19, 2018

    Necessary evil and not necessarily ethical, do not operate with integrity, skirt laws designed to regulate them, lobby for preferential treatment and profit, unfair business practices; raise insurance rates every year just because they can. Personally Never cause an accident, have no claims and no violations on driving record; yet rates regularly go up to increase profit. Bottom line get wealthier at expense of good drivers and customers. Those insured cover the costs of those that are careless, reckless cause accidents, incidents, losses, damages, irreparable harm; deaths.

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    Customer ServiceClaims HandlingPrice

    Reviewed Feb. 18, 2018

    Compared to pricey AAA insurance and subpar Farmer's customer service I have experienced in the past, I appreciate Geico's very reasonable rate. And although I haven't made a claim with Geico, the years I have been with them have saved me a considerable amount of money. I will stay with Geico.

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    Customer ServiceCoverageStaff

    Reviewed Feb. 17, 2018

    For closing on 2 decades, I have finally decided to go with a different carrier. Early on, the service seemed good, a representative coming out quickly regarding an issue, meeting with me personally. In recent years, not so good. In one situation, I needed a tow truck, and I had tow coverage, but they couldn't or wouldn't help (So, no tow truck ever came). In another situation, I was rear-ended. Not a huge impact, but the long scratch left should be taken care of the individual responsible. I found out the other individual was covered by Geico. No agent ever came out. I called and left a message, and no response was ever forthcoming. In order to take care of the problem, I would have had to pay for the damage myself and I had a higher deductible, which should have been taken care of by the other driver. I asked Geico about this, and they had little to say.

    Recently, I received, after I sent a check, a notice my coverage was canceled, or being canceled. I called. They said they did send a notice of future cancellation, which I never got. I asked for a week's extension, but they said they couldn't. I asked why, after closing on 2 decades, they couldn't do a simple extension, being that for nearly 2 decades, they always received my payments. Well, I said I was done with the company, and no one at the company ever called to keep my business. All they said, in simple, was they were sorry to lose my business. However, another agent thought my situation should have been handled differently, which makes me wonder if that agent will still be working there. That will be it for me. Others I know said they've had less than par service. They've left as well.

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    Customer Service

    Reviewed Feb. 17, 2018

    I'm brand new with Geico and my initial interactions with them were very good. Customer service was extremely helpful and helped me create a personalized policy that was right for me.

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    Claims HandlingCoveragePrice

    Reviewed Feb. 16, 2018

    Geico is as good and cheap insurance on the market. They are very polite and take care of your claims in a timely manner. However, like all insurance companies, they are profit driven, and have big-time political clout, at least in the state of FL, that makes you buy certain types of insurance whether you need it or not. So even though I appreciate having them when I need them the price you pay for that coverage is too expensive. You can also expect your insurance to go even higher than ever.

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    Customer ServiceStaff

    Reviewed Feb. 15, 2018

    I was involved in an auto accident (I was rear-ended). From the get-go the other driver and GEICO, other driver's insurance, responded in a positive way, however, my truck needed repairs resulting in me needing a rental. GEICO agent contacted me and ASSURED me that repairs and rental will be covered and she mailed all the necessary documents. GEICO also set me up with Enterprise for a rental. So, after all said and done I got the rental and my truck was repaired. During the time my truck was in the shop, Enterprise contacted me about 3 times to let me know that they have not received reimbursement for the rental. I explained to them that my truck was still in the shop and that they should contact the appraiser or the shop and I provided the contact information to Enterprise. I continued to get calls from Enterprise after that.

    I finally got my truck back and 30 days later I receive a bill from Enterprise for the complete cost of the rental $885.35! I figured it will be taken care of by GEICO, but no I end up receiving 2 more bills and 2 letters from Enterprise threatening to take action against me. I contact Scott, the appraiser. I explained to him the bill from Enterprise and he asked that I forward to him. I emailed the bill to Scott on 2/5/18. Scott tells me that he will be reviewing and will get back to me. I have not heard back from Scott or anyone else at GEICO to this date.

    I placed another call to Scott on 2/11 and left him a message and still no response/call back, no reply to my email either. Now my accident was on 11/8/17. My truck was returned on 12/29/17. I have sent Scott @ GEICO an email and explained that if I did not hear from them regarding this issue that I would have to contact my attorney as my credit is being threatened due to their lack of response. Being involved in an accident is stressful enough and this issue is just adding extra stress and anxiety thanks to GEICO.

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    Coverage

    Reviewed Feb. 15, 2018

    I ran off the road and damaged the passenger rear end of my car. Geico refused to pay telling me the damage happened a “long long time ago” before I had full coverage. I sued. In court Geico claimed I did not have any damage. The judge ruled in my favor after catching Geico in several lies. Geico refused to pay the judgment and appealed. They are liars and a crappy company.

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    Customer ServiceClaims HandlingStaff

    Reviewed Feb. 15, 2018

    Geico was pleasant and easy to deal with. Customer service was excellent and they really seemed to care about there customer which was really nice. Easy on phone to communicate. They handled the claim nicely and I came away a very satisfied customer. I would recommend them 100%. Great Company to do business with something I rarely can say!

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    Staff

    Reviewed Feb. 14, 2018

    We had an accident that involved another driver. Geico took care of our vehicle, us and the other driver. They were with us each step of the process and were in constant contact with us to make sure our needs were taken care of. We feel confident that Geico will take care of our needs, whether it was for an accident or road service. They are easy to reach, no matter the day or time. They went to bat for us with the other driver and made sure we were satisfied, which we were - totally.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Feb. 12, 2018

    Other driver hit me and lied, no video evidence, plenty of witnesses but none stopped. I said that the other driver failed to yield, switched into my turning lane, and hit me, which is the truth. The other driver said that I entered his lane and drove into him. GEICO sided with the other driver 100% on his policy and 60% on mine. They paid him $21,000 and officially marked it on my driving record, according to Mercury Insurance. GEICO said that they received a written statement of facts from the other driver's attorney but never documented it in either claim file. All of the adjusters refused to discuss the statement upon telephone communications.

    GEICO literally told me to go through the process of discovery to obtain the statement. I subpoenaed GEICO in Small Claims for the statement but they refused to comply with the subpoena stating that the information was protected, despite the multiple exemptions. The interesting part is that the first claim adjusters on the other driver's policy told me that the other driver stating in the statement that the other driver's "vision was impaired". This claim adjuster was immediately replaced after I sent an internet inquiry asking to discuss the statement and what the adjuster had told me. I have never been able to contact that adjuster again.

    I am now involved in an Unlimited Civil Bad Faith lawsuit for hiding and concealing the statement (material misrepresentation), for fabricating the statement and its existence since it was never proved to actually exist (intentional misrepresentation), refusing to discuss the statement, attempting to compel me to manifest my assent and accept liability, and assuming that I accept liability (tortious interference), along with the intentional infliction of emotional distress, the breach to pay a covered claim, and breach of the duty and the implied covenant of good faith and fair dealing. GEICO literally sided with the other party when we were both saying the same thing about the other person. GEICO then refused to discuss what the other person said and refused, even during the course of litigation, to provide the other driver's statement.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Feb. 12, 2018

    I've been dealing with Geico for over 3 weeks now. I am insured by Progressive and, unfortunately, one of their policyholders (Geico insured) struck my vehicle. He was at fault which was determined by both agencies. Over 3 weeks this process has been dragged out with little to no communication. I've even tried to help move it along by uploading photos of my vehicle that was damaged, uploading the accident report, continuously calling in an attempt to resolve the issue. I've been left with no vehicle with a wife and three children. I also missed a potential job opportunity (I was hired) because I had no transportation. I've spoken with others and their claims were resolved in a week or two, obviously they weren't dealing with Geico. I asked for a supervisor's email, number, or if a supervisor could contact me and was told to contact Brian who has been handling this claim from the beginning.

    I live in N.Y. and because of the laws there's nothing to encourage Geico to get things resolved. I am at a loss on multiple fronts with no resolution in sight. The vehicle was deemed a total loss. The adjuster Brian said that he would be using local sales of the same vehicle to help determine the value. When I took the monetary amount Geico said was reasonable in this area (2,500.00) and applied it to multiple sites they were off by over $1,500.00. I then contacted the adjuster where he asked me to send him links to those sites (same vehicle for sale). I did just that and nothing.

    He tries making up more excuses as to how they determined value which is different than the original version. Based on the cost of repair versus the value of the vehicle if they were to use the value of my vehicle in the area my vehicle would have to be repaired which is preferred by myself. Even Kelly Blue Book says the value is around 3,200.00. This has been a strenuous ordeal to say the least caused by another party.

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    Reviewed Feb. 11, 2018

    Backed out of parking lot the same time as another GEICO client was backing out. I had minor damage to back bumper which I was able to repair myself. Pulled it back into place. My insurance was raised by $500.00 because of this.

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    Reviewed Feb. 11, 2018

    I have a group insurance and if one user gets a ticket it affects everyone even when it comes to the deductible. And if you don't use their plan where they take it out automatically then your monthly premium is larger. Every month before payment is due I'm getting a notice stating that my policy is going to be canceled due to non-payment. It's not even the due date yet and they are wanting to cancel the policy.

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    Customer ServiceStaff

    Reviewed Feb. 10, 2018

    So far had to use GEICO twice with flat tires. One time had to wait in the hot weather. They told me to go in the store and they called me when they got there. Other time on my way to work they came fast. They helped me so great.

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    Reviewed Feb. 9, 2018

    I cancelled my insurance on Feb 3 and was told refund will be processed until the 15th. I talked to supervisor Carrie, who kept interrupting and talking over me. I am glad I took my multiple car and home insurance somewhere else.

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    Customer ServiceClaims HandlingPrice

    Reviewed Feb. 9, 2018

    The rate will change suddenly, I had an insurance with them 3 years ago. My rate for a sports car as a Mustang was $90 only. And because I moved to Louisiana it went up to $147, that was okay but then every now and then the rate will change. Only goes up of course. One time my car had a problem on an Interstate road and I called to get what I was paying for a roadside assistance and believe it or not they asked me if I can stay till tomorrow because the companies in my area are busy and guess what I called the nearest towing company and they told me, "We're going to get ya in couple of minutes".

    So I called back. Told them, "The nearest one is available. What are you guys talking about." And they said, "It's a bit higher than we allowed to pay so you pay it and then ask for your money by our claim department." It was only $190. So after a week and before fixing my car because I need the money they gave me $100. Only said that what they can give me because I should've waited a day so it is my problem. It is not fair so I stopped dealing with their company for good and there's not a single credit collector agency haven't tried to hunt me down because I had a balance of $67.47. I got wrote up to the DMV and I got a ticket for $840 and the reason was because of I don't have insurance and me switching to another insurance took only a couple of days. So yeah they are definitely the worst. They're cheap in taking care of their customers.

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    Customer ServiceStaff

    Reviewed Feb. 9, 2018

    Beware, THE COMPANY IS A FRAUD!! I got a ticket last year for a minor violation which should have been points on my license. I called Geico to see if that would affect my premium. I spoke to 2 different agents and asked if I paid extra and did traffic school to eliminate the points would help my premium to not go up. They both said it would not affect my premium. I did go ahead and pay 3x the amount of my ticket just in case to not get the points (NJ MVC removed the points). When my policy was up for renewal they increased my rate by $300 a year for the next 3 years.

    I called and they said even if I didn't get points on my license (which I have a completely clear driving record) they have THEIR OWN POINT SYSTEM. None of the agents ever mentioned that. The company is looking for any excuse to increase your rate. The owner of the company Warren Buffett goes on TV talking about how he wants to help the middle class but then his insurance company takes advantage of people.

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    Customer ServiceClaims Handling

    Reviewed Feb. 9, 2018

    I had a car accident in December. It took until Feb to get my car fixed and for me and Geico to finally get on the same page. I'm 6 and 1/2 months pregnant. I explained that to the man and it felt like he didn't care at all. I would call him no answer, or we would talk and he would tell me, "I will call you back..." Never happened! So I finally took my car Monday to get fixed. It's Friday and I still am without my vehicle because the claim adjuster would not pick up his phone and he would not go out and take pictures of my car...

    I'm still pregnant so because of Geico's laziness and carelessness I had to miss work, doctor's appointments and the ones I did go to I'm coming out of pocket paying people for gas... I will not have my car till next week so I called and talked to a supervisor and all I got was, "I'm so sorry you went through that but there's really nothing we can do." I WILL NEVER USE GEICO AGAIN. I RECOMMEND NOBODY USE GEICO. HORRIBLE CUSTOMER SERVICE!!

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    Staff

    Reviewed Feb. 9, 2018

    Very easy to deal with, except when the office staff gets their records messed up and doesn't correct it. They had 2 cases going at one time for the same issue. It was confusing.

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    Claims HandlingPrice

    Reviewed Feb. 8, 2018

    Filing a claim was easy. However, they are overpriced esp once they place you in the indemnity even if you have no accidents, claims, or issues after many years of being a faithful customer they still will not remove you from indemnity and make it difficult for one to transfer to a different company at lower rates because they end up reporting any use of windshield claim or towing as a no-fault or something bringing your rates higher with other companies when other companies review your insurance record. Geico knows it is a big company so they don't care if they lose customers. They make up the difference by charging another member higher prices.

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    Staff

    Reviewed Feb. 7, 2018

    I have GEICO, but will be terminating my policy, as a result of GEICO's adjustor actions and behavior. A woman with GEICO ran a stop sign and hit my son's driver's door. The GEICO adjuster said the accident did not happen in the intersection, that is a lie, because the point of impact and point of rest of my vehicle was in the intersection. Now GEICO says they will only pay 70% of the liability. The woman ran a stop sign.

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    Staff

    Reviewed Feb. 7, 2018

    My car was rear-ended by GEICO customer. A total of 4 cars were involved. They all gave their statement to the police officers and all said that the Geico insure car was at fault. That car pushed the 3 other car. Even the Geico driver admitted that it was her fault. Well the next day she changed her mind saying that my car hit the other two cars before she rear ended my car. So Geico insurance only want to pay for half of the damage that you caused. That was 5 months ago and I am still without a car. Geico commercials advertise that they are the best answers out there but when it comes to paying up they look the other way and LIE.

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    CoverageStaff

    Reviewed Feb. 7, 2018

    Buy GEICO and you'll be pleased. As advertised, I saved hundreds of dollars with GEICO over my previous insurer. Service and coverage are excellent. I'm a very good driver so your mileage might vary. Always check with your insurer as to the accident and insurance coverage that different makes/models are charged.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Feb. 6, 2018

    Jan. 25th 2018 my car was stolen and I put in the claim and the representative was great. My car was found the following Monday and I notified Geico and they called me on Tuesday to go over everything. They just needed the police report. Since my policy didn't cover rental me and my husband have been taking public transportation and having my co-workers bring us to and from work or to the closest bus stop. So me and my husband took the bus to the police station and got the report and uploaded it to our claim later that Tuesday. Geico came out Wednesday to look at the car and give an estimate on the car. We needed a new key and a new tire. We also wanted a interior cleaning because the car wreaked of drugs and paraphernalia was all over the car.

    Geico stated that the work we should be only a day and it was about 700 for the car repairs with our deductible of $500. That was fine. It is now February 6th 2018 and they still have not started work on our car because apparently they still haven't looked at the police report. So my car is still sitting at Ford waiting to be worked on. And now I am still waiting on a call back from GEICO to figure out where they are with our car repairs. I have still not received a callback or any communication from them. I will not be continuing my policy with them and I will never come back.

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    CoveragePrice

    Reviewed Feb. 6, 2018

    I like Geico because they provide great coverage for a lower price and discounts for renters and additional vehicles. They haven't raised my rates in more than two years, which happened with my last insurer and when I called my other insurer to ask the reason the rep just told me it was a standard increase in the state, which was an inaccurate statement. GEICO was also easy to work with.

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    Claims HandlingCoverageStaff

    Reviewed Feb. 5, 2018

    There are not many good insurance companies left in the USA anyway because the state insurance departments are owned by the insurance companies and will not regulate them lawfully. I have had bad experiences with State Farm, Travelers, and Geico because they do not train their employees well and do not want to spend any $$$ investigating accidents but have found it cheaper to just pay claims they don't owe and increase their Insureds premiums.

    I am waiting on my Geico auto bill as I write as they sent me a letter before Christmas with more bad news regarding my premium. First, last year they insist leaving my Daughter on the policy as an additional driver even though she will be in Germany for 18 months and charged me a premium for her even though she has no chance of driving any of our cars and she has no coverage in Europe under this policy. Then, they say on the next 6 months she is no longer eligible to be on the policy because she is age 25-even though she was age 25 before they insisted she remain on the policy. She also owns one of the cars. Do these Morons have any idea what they are doing? On every claim I have filed, I know more about coverage than the morons on the other end of the line and they always argue with me until they open the policy and stop. They also continually attempt to sell me insurance that I do not want or need.

    They have assigned two claim numbers on at least 3 claims I have had - all first party not at fault - and have attempted to assign me a deductible when I have none, etc. They may save the average consumer 15% initially but they will sock it to you on claim costs and points whenever they can. They also do not investigate claims but just pay the other guy and whop it to you on premiums. I dread every 6 months having to deal with these peckerwoods as I know my premium is going to increase. Also, if you ever try to drop an additional driver because they no longer reside in the household, they will exclude that person for life as a covered driver. Great service!!

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    Customer ServiceCoverageStaff

    Reviewed Feb. 4, 2018

    My car broke down and I called roadside assistance. They said a tow would come in 90 minutes. I sat in my car freezing all that time and when I heard nothing after 100 minutes I called to find out they never dispatched a tow out of error and I would have to wait another 60 minutes in the freezing cold. One finally showed up over 3 hours after my initial call. I asked for a supervisor to call me back and the agent confirmed someone would after their break and no one did. I wrote them a complaint and requested a refund on my roadside assistance for the month because I did not receive adequate assistance and was left in an unsafe situation and received no follow up. They responded they would not do that and suggested I cancel the service for next month. I am canceling this entire insurance policy and taking my business elsewhere. I do not recommend this insurance policy to anyone and am very dissatisfied with how I was treated.

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    Customer ServiceCoverageStaff

    Reviewed Feb. 4, 2018

    2017 hit me hard financially. A few times I had to call for an extension, so I would not lose coverage. The reps were always able to push the request through. Geico always came in with the lowest rate for my area. So I stay with them. Moreover, customer Service is always good with explaining discounts & different areas of my policy, in a way that I understand. Plus, they are always very friendly.

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    Staff

    Reviewed Feb. 4, 2018

    Geico company is the best. They gave me a good rate on my cars. I can easily change the policy online without calling the agent and they have everything what I need. This company don't take your money away and they will give you a lot of discount.

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    Customer ServiceStaff

    Reviewed Feb. 3, 2018

    I had been with GEICO for over 10 years and was happy with the service. I had recently got my car loan transferred into just my name and so had decided to change the bank info as well as the lienholder on my GEICO account. So I made my first call and told them that I had a new Lienholder on my vehicle and my auto pay was going to come out of the same account, I gave them all the new bank info that they needed and changed it on my auto payment as well.

    The following payment they tried taking money out of my old account and it gave me a $-25 dollar fee on my bank account, I saw it on my phone and called GEICO back. They said they apologized and it would not happen again, the following business day they did it again and another $-25 was on my old account. Because there was no money in that account because I had changed to the same bank my lien was through I called GEICO and they said it automatically will do a re-pull on the same account if there was no payment made.

    So not only did I get charged $50 through my bank I also got charged an additional $30 from GEICO. I talked to 3 diff supervisors and all 3 of them told me they could not find any of my recorded phone calls. I said to them, "On your call it says the phone calls are recorded but none of mine were??" They all said, "No. I'm sorry. It just records random calls." I changed insurances over fees that were not my fault and them taking money out of my account when I had told them not to not only once but twice.

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    Claims HandlingPriceStaff

    Reviewed Feb. 2, 2018

    My name is Michael **. My wife and I was 2017 and the at fault driver was insured by Geico. I fired my personal injury attorney 12-21-2017 so I been handling this myself pro se. Tonya ** is the opposed insurance adjuster that’s been on our claim. Today 2-1-2018 Tonya told us she’s just now getting my Medicaid lien amounts together so now she sending a portion of our settlement difference of attorney and medical liens, then she said she’s holding a portion that is owed to Medicaid, then after Medicaid confirm the amount they paid, then we’ll get the other portion?

    I don’t understand why Tonya waited this long to find out how much Medicaid has paid? All she could tell us was don’t worry Medicaid usually charge pennies on the dollar. I think Tonya was dragging her feet on our case after she learned we didn’t have an Attorney. When we had an attorney it seemed like Tonya was more vigorous towards our case. Please talk to Tonya. She even admitted 90% of the time All the settlement is usually paid not portions. I guess we were that unlucky 10%.

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    Customer ServiceStaff

    Reviewed Jan. 31, 2018

    My husband got our car stuck in the mud beside of the road, but Geico refused to pay to have him towed out (which only took seconds). What's the point in paying extra for roadside assistance when you can't use it unless you're actually stuck in the middle of the road. Additionally I had to call them from work and the women took my information as fact when I told her I was not there and he could have been on the road still. The rep just repeated her lines once I said I thought he was parked and would not even discuss the issue further and promptly forwarded me to towing companies I had to pay out of pocket for. I will be switching companies as soon as a find a suitable policy to fit our needs.

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    Customer ServicePriceStaff

    Reviewed Jan. 31, 2018

    I had a very very bad experience with Geico today and this is second time I got irritated with Geico customer service. In fact I feel I got cheated this time. I purchased insurance with Geico less than a month ago providing the information online. They gave me a quote for some $** and almost after 10 days I got an email from Geico saying that my insurance quote has raised for some reason (almost doubled). Today I called them to cancel my insurance and they asked me to pay the excessive amount for the current month as balance. The reason they told why my insurance quote got doubled is "you have 3 incidents which are not listed while quoting online". First of all 2 of those 3 incidents are not my fault and I haven’t claimed single penny. One was speeding which is more than 2 years ago.

    So now they say very rudely that even though it’s not my fault. I need to bear it because it shows in the report and that’s the reason my insurance rate got increased. This is the second worst experience with Geico. I personally feel Geico is very technically cheating people with their disclosure and the most important thing is my call got transferred to 4 different people and 2 ladies in it were like do whatever you want and we don’t need you anymore. I feel very low with this worst experience. I personally suggest everyone, never ever choose Geico insurance. I got 2 worst customer service experience.

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    Claims HandlingCoverageSales & Marketing

    Reviewed Jan. 30, 2018

    Ever heard of accident forgiveness from Geico? I didn’t for the 15+ years I’ve been with them but I was reading on their website that they offer this either as an additional amount to your premium where can be awarded to you based on certain anniversary dates and how well you kept your record with no accidents. Well in the 38 years I’ve been driving and in the 15+ years I’ve been using Geico I was never in an accident until I hit someone’s bumper at 5 miles an hour coming to a stop sign. No damage was done to the other car, still he put in a claim and sure enough my insurance increases A LOT.

    So... What about that accident forgiveness I should of been awarded based on the 15 plus years I’ve been insured with NO claim before. It does not exists because I’m on the so called preferred plan with them, that means my insurance is cheaper because I’ve been with them so long. So... If you haven’t been with them long you can pay an additional amount for this coverage but if you HAVE been with them long and your rates went to preferred status YOU DONT get that reward as they claim because you're already getting a lower rate. CATCH 22 sales pitch is all that is. Ridiculous!!!

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    Customer ServiceClaims HandlingStaff

    Reviewed Jan. 29, 2018

    I have been a faithful customer of Geico's for over twenty years. The customer service has been excellent, so much that I led many new customers to Geico Insurance, including my husband. In all that time I had no moving violations. Last January 25, 2017 I was involved in a car accident. The driver ran a red light (there are documented witnesses) and hit our car. She was not ticketed because the female policewoman felt sorry for her. We did too and even offered her a ride. I had a whiplash back injury and worked to heal my back for several months, choosing yoga and chiropractic work for the injuries that interfered with my ability to sit and stand. I stayed with that treatment because it was working, though I learned later that if I'd gone with a medical doctor in the medical system I would have been taken more seriously.

    The driver's insurance repaired the car immediately, but I ran into trouble with Geico when it came to settling for my healthcare claim. My Geico agent, whom I assumed was working on my behalf, as the long time customer, ordered a report from a physician in another town who had never seen me or my medical records, who made an unfounded judgment about my condition. This worked against my judgement with the driver's company and they refused to take into consideration any help with pain and suffering, none at all, though I suffered work loss, couldn't even walk at first, and had to spend months healing. I secured an attorney, and we asked that Geico reduce their claim for repayment of medical bills. The Geico agent refused any help with reduction whatsoever, even though the accident was not my fault. They could have offered even a little in good faith. The agent was adamant.

    It is very clear that Geico did not work on my behalf, rather, they appeared to be backing the other driver and her company. And that they didn't offer any help whatsoever with a reduction is unconscionable. I will find another insurance company, and am going to suggest everyone I referred to Geico to change their carrier. I began to wonder too if there are any studies or reports that show how settlements of women and minorities fare against men and Euro-American claimants. I feel that this had a hand in the decision but cannot prove it, yet. Thanks for this opportunity to speak. It feels like I've been blindsided after a twenty year wonderful relationship with a company I've depended on.

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    Claims Handling

    Reviewed Jan. 29, 2018

    My experience with Geico has been good. My daughter also has insurance with them and is very glad she chose them for her vehicle insurance. In filing a claim, it was very simple. Rep handling my claim was very professional and very accurate in my case. I had very little to do. Claim taken care of in a very short time. No prolong waiting. Everything from getting all information to car rental was done in a timely matter. Loss no time from work. Geico took care of business, very pleased with their service. Geico is a reliable insurance company.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Jan. 29, 2018

    Got hit by a distracted driver when I was on the exit lane near Dumbarton bridge, Fremont. My 2016 Subaru Outback was severely damaged for no fault of mine. Spoke to Geico claim department and dropped my car at Subaru suggested body shop in the morning. Since the other driver also from Geico, they were able to identify the claim and attached my claim against that policy. Adjuster inspected the car in couple of days and had not sent me the quote or a message. I got suspicious and called up the claims department again and learnt that the insurance was low on liablity/funds and I will have to switch over to my claim to get the car fixed. They mentioned that I will have to pay my deductibles. Adjuster visited the body shop again and gave a new quote.

    I had my own doubts on how this deductible work, so called up Geico service again and the rep mentioned that as per the CA law, if the driver is not at fault and hit by uninsured or under-insured motorist, the deductible should be waived. When I called back the claims dept, they say that the manager handling the claim from other party (both are Geico in this case), has refused to release these funds sighting insufficient funds (Then why do we have this clause). Throughout the process, I spoke to many of Geico representatives who were very nice over the phone but looks like the system itself has some issues to be fixed. If the other insurance has insufficient finds, is that my fault? Why should I pay deductibles? Is that not against the CA law?

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    Customer ServicePrice

    Reviewed Jan. 27, 2018

    Made my policy over the phone about a year ago. Signed up for autopay because I use that for all of my bills. Lady over the phone never mentioned the differences between paying monthly and bi-annually and that they would secretly be adding an extra $5 to every bill I pay with my DEBIT card. The extra charges never show up on any of their emails, they just mention the single charge to your card without any reason or explanation so the consumer doesn't know what or how they're being charged. I only realized it while I was changing over to a different card and decided to click on past billing charges. They add an extra $5 to your bill in the MIDDLE of the month and then add that to a single charge they send you at the end of the month. They secretly charged me an extra $70 over the course of the year. No other insurance company does this, Geico is the shadiest, scummiest insurance company on the planet and I would never use them again.

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    Staff

    Reviewed Jan. 27, 2018

    A drunk driver comes 200 feet off the road and hits my car. She gets off with a slap on the wrist. Meanwhile I have no car. No way to work. I have a two year old I need to provide for and I lost work. I was told I couldn’t be reimbursed for lost work due to not being injured. I put in receipts for money that was just put into that car in the past few months and got different stories of when they would get back to me. Meanwhile they’re toying me around with a rental they didn’t give me until two weeks after the accident. I have to get it extended and working with these people is like pulling teeth. They don’t want to help me with anything even though it’s their client's fault. Way to go protecting your drunk driver. Maybe next time she’ll kill someone and you’ll be more sympathetic.

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    Customer ServiceStaff

    Reviewed Jan. 26, 2018

    Sadly enough I was in a car wreck the night of 1/17, my car was towed to Geico's auto body the morning of 1/18. I received a call indicating my car arrived and I would be getting updates periodically on my vehicle. I asked for an estimated time the young lady said it would be next week sometime. I rented a car for over a week in an effort to be prepared for extra service time. Fast forward close to a week passed and I had not received a text or call from Geico or Abra auto body. I called to get a status and was told the Geico rep had not had a chance to look at my car. At this point I'm frustrated at the lack of communication and professionalism. I was told the time frame was 48 hrs, Mike ** took one week.

    After several calls to him and his supervisor I finally spoke with Mr. ** who was rude and unprofessional. I explained that I could not afford another $200.00 for a week in a rental. He said he could not help me, although his negligence in his job duties was the reason I was in this situation. I spoke to his supervisor who without surprise had the same response and attitude. Not sure if I'm more frustrated with the rude, unprofessional representative or the fact that I'm out of an additional 200.00 on a rental because Mr. ** failed to do his job. Geico is terrible, I'm sure I'm leaving out a lot in this story because I'm upset but I plan to tell this story to everyone.

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    Claims HandlingCoverage

    Reviewed Jan. 26, 2018

    I had a car accident and GEICO significantly undervalued my vehicle (a BMW) they wrote as a total loss. GEICO uses what is supposed to be an independent valuation system (CCC and their CCC ONE product) but I can't imagine it is truly independent when they do significant amounts of business with GEICO. There is zero incentive for CCC ONE to fairly appraise vehicles because if GEICO paid out "fair market value" on claim settlements they wouldn't continue to use CCC ONE.

    CCC ONE uses sophisticated algorithms to fairly appraise vehicles. The first report they generated had 10 out of 11 VEHICLES from the SAME DEALERSHIP. And then, the last vehicle was not even from an actual BMW dealership (an ACURA dealership). Add insult to injury, the vehicle was from an ACURA dealership on THE EAST COAST (I live in Los Angeles). So much for fair market valuation of a local vehicle! After pointing this out to the claims adjustor via a barrage of messages sent to him via the GEICO website about these issues- he responds back a day later telling me the vehicle should be re-evaluated based on HIS findings in the illegitimate report- providing no acknowledgment of my messages, acting as if HE found these issues.

    CCC one did a second valuation report (Please note my BMW was loaded with options, i.e. M-SPORT). NONE of the vehicle comparisons generated had ALL of my options. Where is the LIKE-FOR-LIKE comparison that was supposed to be done on my vehicle as per my policy? Only ONE vehicle had the M-Sport package and then none of the vehicles matched my car's list of options. After pointing this out to GEICO they have refused to run another comparison report and have NOT EVEN ACKNOWLEDGED the vehicle comparisons locally that I have sent them that are FAR better comparisons! And to make it worse, the options they listed on the report were SIGNIFICANTLY undervalued. The car was 2.5 months into a lease! The M-Sport package ($3000.00 upon lease) DOES NOT DECLINE in value to $1400 in TWO MONTHS!

    GEICO should re-evaluate my vehicle independent of CCC ONE with at least one vehicle that has all of my vehicles options. Since GEICO has proven to deny my request for another valuation (a tremendous show of gross incompetence, and seemingly acting in bad faith) I will have to invoke the appraisal clause and hire an independent appraiser ($ out of pocket) to help dispute the illegitimate low-ball settlement value that GEICO paid to BMW Financial. GEICO INTENTIONALLY chose lesser optioned cars. GEICO= CROOKS. STAY AS FAR AWAY FROM THEM AS POSSIBLE.

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    Customer Service

    Reviewed Jan. 25, 2018

    I been with Geico for 7 years. I only got my car scratched on. the parking lot at Walmart while shopping inside. They called an accident and they increased my rate by 360 $. I called them. No one give why it went up. I shopped around to another company. They sent the wrong report with the wrong information. I had to call again to 4 time to resolve the issue. Then finally I cancelled my policy. 12 days later I didn't get my money back. Called again. The policy was never cancelled and whoever answer the phone never put wrote the notes down and never cancelled my policy and I was paying two insurance. Finally after a month they send me they cancelled it but didn’t see my refund yet!!! Make sure to take the people name down and write and time and date when you call customer service and record your call with them. Awful I had to spend hours to get it down.

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    Customer ServiceCoveragePriceStaff

    Reviewed Jan. 25, 2018

    GEICO insurance absolutely sucks. They are absolutely terrible. My wife get involved in 4 cars accident and since the guy have the same insurance (GEICO) but the others have another insurance company is a nightmare to get our car fixed. We have to call millions time and basically they said, "You have to call the other companies. You are on your own." Good luck if you quote with them. Adjuster name: Lashonda terrible professional services.

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    Claims HandlingStaff

    Reviewed Jan. 25, 2018

    I have been a loyal customer for many years and I am quite disturbed with my recent service from Geico. I was involved in an accident on 12-24-17 in a CVS parking lot in which the other party was backing out of a parking space as I was in the process of turning into a parking space from the center lane between parking on both sides of the center lane. The 16 year old driver of the other vehicle involved begged me not to contact the police however, I thought otherwise.

    When the officer arrived we both gave our versions of what happen. The 16 year old stated "that she was backing up and did not see me and so forth until making contact with my vehicle." I contacted Geico and filed a claim and couldn't help but to notice that the other party's vehicle was insured by Geico as well.

    Several days went by and I contacted Geico again for a status update and was informed that the claims adjuster was having problems contacting the owner of the vehicle involved in the accident. I asked my adjuster was this a conflict of interest being that Geico was insuring both of the party's vehicles. Upon giving my recorded statement of what happened the day of the accident as well as informing the adjuster that the other driver stated to the officer that was onsite and completed a exchange of information form that she was in the process of backing out of her parking space when the accident occurred and that she did not see me.

    Why was my claim denied even after the adjuster spoke with the officer and the officer backed up my statement? Is this a common practice? I am perplexed as to why you all even take a statement from police officers and do not take it into consideration for collecting accurate information for claims. I feel as though I have not been treated fairly and only ask that you do the right thing.

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    Customer ServiceClaims HandlingStaff

    Reviewed Jan. 25, 2018

    I have been with Geico for about 4 years. 3 cars were on my policy and I was paying them about $4000 a year. No claim whatsoever, until somebody hit my car in a mall parking lot when it was parked. Not a big deal, a scratch and a $2000 cost to repaint the door. A week after my claim, someone from Geico called and said that she needed to record my statement, I agreed. 10 minutes into the call, I realized that it was an interrogation to get my verbal statements that I lied. The person at the phone was trained and quite skillful in different psychological techniques for interrogation. She used condescending tone, shouted when effective, threatened to take things to court, making things complicated for me, lengthening the process, throwing out random information that most of them were incorrect and constantly saying that they handle thousands of these "lies" everyday and they can crush me if they want.

    Well, I had nothing to say to her, so I just repeated the truth. It was a hell of a 30 minutes psych pressure by a professional. I can easily see many people who are unprepared would just say whatever their interrogator at the phone wants to just get out of that humiliation. I changed my insurance after. I really could not believe it, I paid them $12000 in total in 3 years, and the first time I filed a claim for $2000, they sent a trained interrogator without any heads up/warning just to not pay that! It was sad.

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    Price

    Reviewed Jan. 25, 2018

    I was warned by a friend that the policy price is never what they quote you. I found out first hand that it's true. I got a quote and decided to get the policy. As soon as I gave my credit card the CSR starts talking about an accident we had with a deer. I could see the quote I was given flying out the window.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Jan. 24, 2018

    Bought policy for autos that was $180 a month, then few days later replaced a car with new one, which I expected a mild increase, which was 17 more a month, $197 a month. Then got a email they "found something" during underwriting and increased my premium another 15 dollars a month. This is insurance with low limits and high deductibles. When called said I had accident they found on my record. "Accident" was not legitimate nor any claims were made. Did not matter, refused to make correction. Hiked premiums without justification.

    Had them before for a few years, kept hiking my rates, then when I called to complain received condescending and rude attitude. I then cancelled and changed to another company. A year later, shopping around for lower premiums and they had lowest, took a chance and changed, now regretted it as aforementioned. Changed back to former insurance company, paying a little more but with better coverage and respectful customer service. They are not jacking my rates every change they find. Would never recommend these clowns to anyone unless you want stress, hassle, and heartache.

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    Reviewed Jan. 24, 2018

    Having car insurance is supposed to give you peace of mind. My brand new parked vehicle was hit in a parking lot so I decided to go through my own insurance and pay the deductible thinking they would have my best interest in my mind. WRONG!!! My car was in the shop for a total of 5 months before the shop determined that my vehicle was not repairable due to extensive damages. Geico felt like they were too invested financially by this point so they insisted my car should be repaired. After disputing for a while I got my car back after 13 months of not driving it and still paying for it. A week after I finally got the vehicle back. It broke down mechanically in the middle of the freeway. Mind you this is a brand new vehicle. Now Geico is disputing whether the breakdown is a consequence of the hit. So here I am responsible for a vehicle that is not working and I still have 48 months of payments due.

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    Customer ServiceCoveragePriceStaff

    Reviewed Jan. 24, 2018

    Geico insurance absolutely sucks. They are absolutely terrible. They will quote you on aftermarket cheap parts. They do the hour and labor part wrong. The dude got angry at me inside the store and started yelling. Horrendous customer service. Go to another insurance company. Trust me!

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed Jan. 24, 2018

    I was searching for cheaper insurance after insurance company I was with, cost rose after an accident and after removing one car from my two car policy. Geico was recommended to me by a family member that had it. I have never filed a claim, but liked what I saw when she had to file a claim. Geico was prompt to help and get the claim processed. Geico was less cost, but in addition the agent was very helpful and explained every part of vehicle insurance to me. The agent was kind and really took the time to answer each question. My experience in buying a Geico policy was easy, thorough and the best.

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    Customer ServicePrice

    Reviewed Jan. 23, 2018

    I have had Geico insurance for about 8 years now and I had a small accident about 5 years ago, which should be off of all my records. I recently received my 6 month quote, which seemed really high, so I went online and got a quote using all of the same info, but changed my name, date of birth by a day and street address to the street next to mine and I got a quote that was less than half of what I'm currently paying. When I called and confronted them about the discrepancy, I was told that they couldn't change anything because I would have to take driving school and other ridiculous things that the online quote never required of me. I changed insurance companies within 20 minutes of that phone call and now I'm paying half.

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    Customer ServiceCoveragePriceOnline & App

    Reviewed Jan. 23, 2018

    Near the first of December 2017, I awoke to find my vehicle had been hit while parked sometime between 3:00 am (daughter returned home from work) and 6:00 am when I walked my dog. Debris on the ground indicates that it was backed in as there were pieces of a tail light lens on the ground. The vehicle was pushed to the side at an approximately 45-degree angle. The impact appeared to be mostly on the right front wheel as the tire was pushed in from the bottom and angled or turned to the right while the other wheel was angled or turned to the left. Clearly some suspension and front-end damage had been done as well as some damage to the front fender and bumper. The online app was easy to use and towing to a local body shop was arranged at the push of a button. That's where the ease of the process ended.

    Sometime during the first week the shady body shop manager called to ask if I would like to pay cash for the damage not covered by Geico. I was in disbelief as there was no other damage to my vehicle except from that accident. Zero damage anywhere on that vehicle until that day. I advised him that there was no out of pocket and no other damage unrelated to that accident. The first claims rep inspected and stated that the front bumper damage was unrelated. I disputed this and asked for a supervisor who advised me that she inspected as well and had the same conclusion. Moving up the chain I asked for her supervisor. Again I was told that the front bumper damage was not related. An interesting perception since no one asked how the vehicle was wrecked or any circumstances regarding it. The area where my vehicle was parked is narrow and there seemed to be no logical reason why and how it was hit, especially backed into.

    Without knowing how the accident occurred, there is no way to determine if how many times the vehicle was hit. I find it troubling that a determination can be made without finding out how the incident occurred in the first place. It was equally troubling that I had to find out they weren't covering all the damage from the shady body shop who was trying to upsell the paint job for the front end. After 3 claims reps and supervisors, there was no other option but to have the damage fixed that they would cover. I was at the end of my rental coverage and without a vehicle, I had to accept it. If I could have afforded another vehicle, I would've defaulted on my loan, canceled my coverage and left the vehicle there just to prove my point.

    The cost of the additional damage was not a lot, but that is not the point. I have Full Coverage. I should have been covered fully. Unfortunately I was not in a position to make my point in that manner. With that said, as soon as I am able I will cancel my policy with Geico and ensure I tell everyone I can about their treatment of a loyal customer. Yet another large company who tries to screw over their customers at every turn.

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    Reviewed Jan. 23, 2018

    GEICO was efficient and timely and I had no problem. However, the ins paid but my lawyer kept the money for himself until I found a more honest lawyer Sandy. This occurred 15 yrs ago.

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    Customer ServiceCoverageSales & MarketingPrice

    Reviewed Jan. 22, 2018

    Bought a car in 2013. Dealer certified only six thousand miles on it. Geico says they sent out notice for me to get picture inspection. I never got. I had a loan paid for gap insurance and paid full coverage. Well after a year later I realized my insurance had gone up so I called. Said it was something with the state. They never told me they dropped me down to liability due to not getting inspection after over a year of me having full coverage. I pay everything online. I just assumed I had the coverage I wanted. I didn't know they could just change it and charge me more for less coverage. Well had an accident and they won't pay a penny. They are scam artist.

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    Sales & Marketing

    Reviewed Jan. 22, 2018

    Went to court. Have to pay for a totaled car because they can change your policy without consent. What a crock. Now we're stuck paying 10000 plus legal fees. Don't go with them. Scammed big time. SMH disappointed with them.

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    Coverage

    Reviewed Jan. 22, 2018

    I been with Geico for four years. I never filed a insurance claim. I recently filed a claim for glass replacement. I have full coverage and comprehensive damage coverage as well. I was told due to I didn’t have the glass coverage deductible waived I would have to pay the 1000 deductible or pay out of pocket for the glass replacement for my windshield. What good is it to have full coverage if the glass deductible is not included. I’m so upset I have to pay out of pocket for my windshield. I’m already paying a lot for full coverage. Geico would not work with me at all In regards to this matter. Now I’m paying out of pocket for my windshield.

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    CoveragePriceStaff

    Reviewed Jan. 22, 2018

    GEICO is a great company, great service, polite and attentive in written, verbal and chat (computer). I had windshield damage... covered by State of FL. The policy is only for 6 month period of time and price is increased every 6 months. But this does not happen with annual policy. It would be better if policy was yearly instead of semi annually.

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    Customer Service

    Reviewed Jan. 21, 2018

    I have only been with GEICO for a couple of years. My one incidence was running over an item in the road flattening 2 tires. GEICO had a tow truck there 20 mins and was more concerned on my wellbeing. They must have asked me 1/2 dozen times about my health and if I was in a safe place. GEICO rates were also the best & customer service is great. I’m very happy with them.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Jan. 20, 2018

    I suffered an attempt of becoming a victim of a false claim and even that it wasn't related to my auto policy. The agent got hands on and provided me with everything I needed to know to solved the problem. Also my policy I was paying over sixty dollars for a simple liability policy with Progressive and was amazed when the auto dealer agent told me the price I had for full cover with Geico.

    I gave my son a car for free and even paid the transfer. The transfer didn't got through for some reason. So one day a lady got wrecked parked somewhere. Went down the street and saw my ex car parked towed and file a claim against me because I still being the owner. I thought was something else, called Geico. The lady got in her phone, called the right place and solved half the problem. The last part she explained to me what I need it to do to finalize the matter. I was extremely grateful. She could said "ok it has nothing to do with your policy with us" and leave at that. Instead she worked the case and help me all the way.

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    Reviewed Jan. 19, 2018

    After 14 years of being loyal Geico customers, even insuring our home through them, Geico hiked up our monthly payment in a way that is impossible to pay. This was after my daughter had a minor accident. My husband was literally told, "Find a new service." I'm now looking for a new company to insure both our cars and our home. Any suggestions?

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    GEICO Company Information

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    GEICO
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    www.geico.com