Farmers Auto Insurance Reviews

1. Medical expense: the medical bill, almost $3000 (Farmer insurance will offer $3000).

2. Pain and suffering: A car hit my child from behind and throw him 1-2 m in the ground in 2006. A bodily injury had occurred (bleeding, School and Policeman asked an emergency Ambulance. The blood pressure is over 140, leg shaking etc). Several days even weeks, felt pain on his leg, back, waist and arms. (Farmer Insurance will compensate general damage $ 2000)

3. Mental anguish: After car accident, my child often fright to walk, go to school, driving car, out of home, noise; Anxiety in learning, studying, sleeping, body pain; Nervousness in the school, learning, tests and quiz; Worry on walking, driving, car, out of home and learning driving; Embarrassment on activity, school ground, contact classmates and communication; Scared of car, individual activity. Did not sleep well, and can't focus on study, hard to learn driving due to nervousness and worry, these might affect work and study in future. There is obviously mental loss and will affect his future for learning, work and life (Farmer Insurance don't compensate this).

4. Medical surveillance: Did X-ray and other in hospital, which might result in harmful effects in future due to the car accident (Farmer do not compensate this).

5. Ride cost: The Car accident resulting in him fright to walk and go to school. Parents have to stop our business and work to drop him off to school and pick him up from school (cost $5/time or $10/day, we try to ask someone to do this, but nobody like to do this with this price, the cost is around $5000 based on 200 school day/per year for 3 years. This loss is over $5000) (Farmer Insurance do not offer a dime for this).

6. Tutor cost: Due to car accident, he can't focus on listen and learning in the school, his grade dropped. Parents have to ask tutors for his school course on Chemistry, Math, and English etc, (a total cost over $5000), but his grade did not recover to original level too (this loss is $5000) (farmer Insurance do not offer any compensation for this).

7. Grade dropping: Due to car accident effect, he fright to learn honor course, he have to select low level and easy courses for him (before selected honor course), but his score still did not improve, some grade are C or GPA drop from 3.5 to 3.0. (lost his future and good college, the loss is over several hundred thousand dollars, we will evaluate the loss due to the accident resulting in, after he finish high school if you agree to setup the case later), please help me to estimate the loss?(Farmer do not offer any for this).

8. Family Anxiety: Since Dec 2006, I wrote and called to you ask to change representative, but nobody response to this and followed up this claim until April 2008. You don't care about the case and our feeling, and let our family feel anxiety. I try to find if there is discrimination in this case because former representative told me that you just gave a medical compensation and didn't follow up the case although he promised to follow up once for one month, it lets our family always worry about lose the compensation, and scared to bring him to hospital for further check due to worry about you do not approve (Farmer don't care this).

9. Parents loss: For caring and taking him to hospital, his father took two-three days off, the loss should be $300-500/day, total $ 800-1000, his mother took more than week off (stop her business), the loss should be $700-1000 based on her business and not including other lose due to car accident resulting in (this loss is around $2000), (Farmer do not compensate any for this).

10. Future loss: In future loss including affecting his work, looking for job, losing good college etc ????(Farmer doesn't care this).

11. Disfigurement: Sacred to learn driving and drive, resulting in hard to find job, or a lot of other lose (Farmer doesn't care this).

12. For physical recovery inspection, Farmer doesn't guarantee to compensate.

Farmer only like to offer total $5000-5700 for the car accident, they did not consider any family and kid future loss. How I can do this to protect my child. Any suggestions and helps will be appreciated.

Their EasyPay System is a joke. I never received an annual renewal invoice.....only a threat to cancel my policies if I didn't pay. I hate this company and would not recommend the to anyone..............EVER!

After having spoken with our agent and confirming that we will cancel our insurance policy. Then receive another bill from farmers insurance. We call the agent and asked why we received that bill, and he said that the insurance had to be extended because it was not cancelled. We kept fighting and debating over this issue. This was a total waste of time because they would not understand. Finally he tells us that we have to send a letter stating that we have to cancel our policy for it to be cancelled. Like I stated we had to speak to numerous agents and were finally forced to pay so that our credit was not ruined. We are sickened by the ethics of this company.

Had to pay for the mistakes of that agent.

Farmers did set up a tow truck and rental, and did let me send my car to a farmers approved body shop. That's where the problems begin. It took almost two weeks to fix the car. Mr rental car was taken back in half that time. Further more, because my rental car was taken back too soon, I missed medical appointments, I just plain didn't have a way to get things done waiting for my car.

Due to financial hardships I wasn't, and still can't make my deductable. It was either pay the deductable or miss a house my payment. When I brought this to the attention of an adjuster, not the one named here, she told me that I was responsible for the deductable. I called the body shop, I even e-mailed the head of the body shop and pleaded my case. I was given two weeks to pay and $40 a day storage there after. When someone else offered to pay the deductable, the body shop wouldn't take the payment if it wasn't from me. It had to be cash or cashier's check. I did get a call from Michelle stating that they found the other party at fault and would be pursuing litigation. I asked if my deductable would be paid, but I was told the same thing.

I don't have a way to get around. I can't pursue employment. Not to mention the two weeks is almost up and the $40 a day begins. I have medical issues to tend to and without a car, which is fixed and waiting, and I can't attended to them. Michelle hasn't returned my recent calls. I don't know what to do. I feel like my car and life have been put on hold. I'm lost.

When I finally caught my agent in his office one week later, he confirmed to me the policy was cancelled. I requested this confirmation in writing. No response following our discussion. I follow up with him in writing email each day afterward, still no response. Finally after 5 days of requesting this information, I contacted the DM office and to my surprise, found out the policy had not been cancelled. And still no word on my refund amount (one of the issues) from being overcharged in my premiums.

To date, this policy remains in effect, in spite of my efforts to cancel and no information on issuance on the refund I am owed. thank you.

financial (overcharged and all the time spent chasing down someone to assist)

The PHYSICAL damage is that I am so frustrated with Farmers because I can not get them to stop sending e-mails! I have send NUMEROUS e-mails asking them to stop. But I continue to get them EVERY day. Some times several in one day! I can't get them to stop!

This was my first contract of auto insurance in U.S. I had no idea about cancellation fee. So, I made a phonecall to my ex-agency, and she said that no other company would tell me about that. How can she say like that? I want them to revoke the cancellation fee.

The farmers want me to pay $68.57. This is really big money for an international student.

I will suit them and take illegal actions against then.

I then called my agent that I had emailed with no answer, and she said that she could not reply within the minute (which respectable business does not reply to email within 1 and a half business day?), that she was with a client. She was pretty rough saying that she was at lunch, and since I had liability only my car was not covered (all I asked was to settle the claim and have other party's insurance talk with me, since they re at fault) and she would ask for a adjsutor to call me on my cell. I am still waiting for that call...

In the meantime my car (which is totalled) is at a body shop with storing fees increasing everyday, and nobody to tell me if it's need to be inspected before I get rid of it. If you ever consider Farmers Insurance please, look around somewhere else. They re very nice to sell you their services but if you ever have an accident (even now you re not at fault) they ll play dead, or rude if you try to resurrect them...

Increasing storing fees, increasing stress due to their lack of professionalism

Farmers had written two accident reports that were not ours. It took a lot of communicating and when my husband went into the office to tell them to check their computer files the clerk said it wasn't showing these errors. Then he looked again and found them. So they acknowledged it was their mistake. They said it would be corrected and that a new reduced premium would be quoted. We have email stating the new amount. More time to communicate and process with ChoicePoint. After receiving a revised report it still shows one error with Farmers again claiming it is correct. These reports affect competitive insurance quotes. Until it is fully cleared up we can't get fair quotes from other companies to leave Farmers.

We were put into a stressful position of finding new insurance at hopefully an affordable rate due to Farmers' errors. Also money was automatically taken from our account at the highest adjusted premium rate due to these errors. The credit they finally issued does not add up to the correct premium the agent claimed we would be paying if we stayed with their company. It has taken business time away from both my husband and myself in dealing with the company for two months. And things still aren't fully resolved.

Vehicle totaled? I have had to get another vehicle in which to take the trip resulting in greater costs. Do now if vehicle is repairable? Unit too new for data base and parts must come from Chry.

monday when I went back he was on his way out to play golf!! If you ask the Ladys in his office anything they say they are just there to collect money!!!It has been almost 3months and my son still doesn't have his truck back.The other insurance company name is Lindsay General and that don't return calls and they don't want to pay the BodyShop for the cost of the parts and rental car!!!!!!

Rear fender needs replaced,knocked out the drive shaft,Mess up his ream Blew out his tire,broke his suspension,rear light ,move the bed of his truck over,pipe and lots of other stuff

It has been almost 3 months and my son still doesn't have his truck back.The other insurance company name is Lindsay General and that don't return calls and they don't want to pay the BodyShop for the cost of the parts and rental car!

Rear fender needs replced, knocked out the drive shaft, Mess up his ream Blew out his tire, broke his suspension, rear light ,move the bed of his truck over, pipe and lots of other stuff

I only had Liability Insurance. The other driver told me that she had 'full coverage' and admitted to me and to our insurance (we both have Farmers) that she made an illegal u-turn. She was not injured nor was I. She was able to driver away in her car. My car was towed. I no longer have a car and I have been renting one ever since.

I had a physical the evening of that same day. The physical was a joke, it took about five minutes. I didn't have any x-rays. Farmers is offering me minimal compensation. I can't buy another car with what they are offering me. Even though I had a 1993 Honda Civic, I at least had a car. I am also concerned about my physical well-being. I feel fine, except for a 'twitch' on my right shoulder. I'm afraid that something might physically come up in the future. I have not given them a statement since when I met with their adjuster she forgot her tape recorder. I welcome and would appreciate some advice. Thank you so much.

I have been given the run around for almost a month now with Laurie Scheiblhut and Farmers Insurance Company and all I want is my property repaired and to be treated fairly and justly. I feel that Farmers Insurance has not done this claim justice nor giving the investigation the attention necessary to come to a justifiable conclusion. Farmers Insurance Company has been unwilling to handle this claim with integrity and has been slow to come to even this bogus conclusion. Farmers Insurance has not lived up to their slogan its been weeks and I am still not back were I belong.

I feel Farmers has been dishonest and underhand in dealing with me. They have left me stranded with a damaged vehicle that was damaged due to no fault of my own. How is it possible for Farmers Insurance Company to treat me this way when I had the right of way and was backed into, have a police report supporting my position and a statement from their client to the reporting officer supporting my position? I am a public school teacher, tax payer and registered voter please help me!

- As a requirement of my job I must travel to several different schools each day. I have had to drive with a damaged and unsafe vehicle. -Rain (damaging my vehicle interior), Pollen (I have allergies) & insects have been getting in my car because the damages to my passenger side have not been repaired. -Upon hearing my claim was denied my husband and I have had to get extra work, sacrifice and save up inorder to pay the deductible of our personal insurance company. -Frustration and stress when dealing with the Farmers' Insurance adjustors accusations and disrespectful demeanor.

We filed a claim and were seen by some insurance doctor who evaluated her for an entire 15 minutes. We were recently notified by Farmers that they would not cover her wage loss or medical bills because her back pain was pre-existing. How does some [one] determine this from 15 minutes of ridiculous questions? She has 5 years of medical reports and multiple doctors who say otherwise - that the accident DID worsen her back and also caused the tear in her knee and the fluid buildup in her knee and hip. This is completely disgusting and these insurance companies are THIEVES. This is America; people should not have to tolerate this kind of treatment, nor should corporations be allowed to Steal from people. The government allows this giant, multi-billion dollar SCAM to continue and it makes me SICK.

As a result of the accident and constant pain, my wife had to leave her job. I am now trying to support my wife and child on a single income and also have to pay ridiculous amounts of money for medical bills and prescriptions. Also, because my wife was forced to leave her job, we no longer get a discount on child care and owe an extra $1000 dollars. In addition, I have to take time off from a job where I make much of my money on commission. It sure will be tough to make commission when I am not at work. My wife is now having a spinal fusion on her back and most likely will be unable to work for sometime. THIS WHOLE THING MAKES ME WANT TO SNAP AND STRANGLE THE ** THAT ARE FARMERS INSURANCE. How can they possibly say that the accident did not cause this when she has to have a ** SPINAL FUSION???

NOW I AM IN DEBT FOR ALL THE DAMAGES

On Monday April 21,2008, I was contacted by Wade Hughes Farmers Insurance Adjuster around 3:30 PM. Mr. Hughes started the conversation, I need to ask you a few things about your car! How would you feel if I totaled your vehicle,Mr Hughes stated. The vehicle has motor mouth damage , and various other damage and I can see this vehicle coming back for more repairs, I wont feel comfortable fixing it. ( last statement not a quote, general statement) Stating, how hard the vehicle was hit on the drivers front. I stated that I agreed, that my brother said to me, if the insurance company would total the car, go for it. I also stated that I was not worried about the amount and had Gap Insurance! Mr Hughes said he needed to run this by his boss on Tuesday April 22, 2008 and I would hear from him first thing in the morning. I contacted Mr Hughes around 10:00 am on April 22,2008 and it was like speaking with a different person.

Mr Hughes, started the conversation with 'we are going to fix the vehicle! I was floored, how does car go from being totaled one day and fixable the next? I am very concerned about how the car will be when it is fixed and how safe the vehicle will be if ever the same. I did state to Mr Hughes, so your telling me this auto will be worth nothing after its fixed, Mr Hughes stated oh no it will be as good as new, we use OEM parts. I am extremely concerned that Mr Hughes supervisor is concerned with cost and not the safety or future ramifications of this auto!

I have filed a complaint with the Virginia State Insurance commission, they have told me they will investigate this matter completely. This letter will be part of my complaint statement used against Farmers Insurance. I would appreciate it, if someone from the corporate office could look into this matter as well and get in touch with me. Vehicle Information 2007 Kia Sportgage , 34 miles on car, Wade Hughes Farmers Insurance Adjuster 804272-8044 ext 353, cell 804683-3140 Connner Brothers Body shop 804-233-5446, 2807 Hull St, Richmond VA 23224

On Monday April 22, 2008 at 3:40 I was told My vechile was reccommended for being totaled. On Tuesday April 23, 2008 at 10 am I was told after a meeting with the adjusters boss the vechile will be fixed. I feel that it is a cost issue and not a saftey issue, that the supervior is basing this on.

After the fact, they sent out one of their ''neutral party'' experts to do yet another evaluation. (who has not returned my calls to this day!) Come to find out he has known Kyle Duncan's supervisor pretty well for years and they seem to be pretty tight. Of COURSE as we expected, he was sent out for us only to receive a denial of our claim once again. So, we requested that we hire another party to come out to investigate, being that we had a feeling their 'neutral' party was not very neutral at all. They agreed. His report matched up with our mechanics report and completely discredited the report written by the person that Farmers hired. There were TOO many falsities in their report. So, when we talked with Farmers, they had said that the 2 experts would have to get together to come to an agreement, and that if they couldn't, we would have to split the costs. In the end, the guy Farmers hired never called back the specialist We hired, and no agreement was ever arrived at. SO, we have tried to contact Farmers regarding this claim to no avail. They will not return our phone calls at all.

Our Mercedes is still not repaired after a year and a half of sitting in our driveway not running. We were forced to finance another vehicle, which has been a HUGE financial hardship on us. I'm sure there is close to $9,000 to $12,000 of damages on our car that have yet to be fixed.

I am trying to explain the situation to a mean collector who refuses to listen and we are still getting billed for a time period that I refuse to pay on principle because we do not owe it.

Now I have a bad mark on my credit from this. As my agent at the time, he needd to fix this. I did tell him I will turn him into you and sue him in small claims, and he said to do what ever--that he does not have to fix it.

Damages are as follows: 1) Eye glasses worth $300 2) Bicycle worth $800 3) Medical expense in getting him checked on accident day 4) His loss of confidence in riding the bike to school and my expense of gas in dropping him off daily now.

When after 2 months Farmers raised my premium by $71.10 (I was paying monthly). They advised me this increase was due to the fact I did not provide them with proof of previous insurance (which I had). I then sent them another copy of my previous insurance card which included effective dates, vin number, my name, etc. At this point I cancelled the insurance and went back to State Farm. Farmers continued to send me a bill for the 71.10. I called them several times and finally had State Farm send them a letter to show I had prior insurance coverage.

They then turned the 71.10 over to a collection agency. I have excellent credit (or did have) and this really upset me. I was tired of trying to get them to stop billing me so I just paid the 71.10. I am very angry that this company can take money they are not due. I am not a wealthly person and I would really like to have my 71.10 refunded.

I was instructed by the Fraud Rep to delay cancellation of my homeowner's insurance with Farmers to allow time for an investigation. In the meantime, my mortgage company implemented a flood policy through their insurance department without verification of an Elevation Certificate. I feel very frustrated with this as I no longer trust my insurance agent and now feel leary of being taken advantage of by other insurance companies. As instructed, I continue to maintain my homeowners policy with Farmers.