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Farmers Auto Insurance Reviews

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About Farmers Auto Insurance

Farmers provides a variety of auto insurance plans, multiple discounts and special coverage options, including price cuts for combining your auto policy with another Farmers plan, e.g., home insurance. It also offers rideshare insurance options and Signal, a driver’s safety app.

Visit www.farmers.com
Pros
  • Special coverage options
  • Rideshare insurance
  • Several discounts
Cons
  • No gap coverage
  • Some pricey rates

Farmers Auto Insurance Reviews

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    Page 4 Reviews 230 - 380
    Staff

    Reviewed May 27, 2017

    My engine went out on car and I was thinking Farmers Insurance. I talk to the guy at Farmers and I remember the engine freezing up. The guy at Farmers my agent had documents that are confusion. I don't have them documents now that someone taken them alone with my computer and other important paper work so Farmers will not be a insurance I get again. I said to the guy it shows on contract my insurance covers engines, body work etc that others have done to my car. If I did it then I would agree with agent on phone. So Farmers gets a 1 PERIOD for misleading information in contract where it was clear that as long as I did not the one put water or other in my oil to make engine bad and I did not. Bottom line it was done because I would not give people free rides. Might sound funny yet 100% truth.

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    PriceStaff

    Reviewed May 26, 2017

    It's a great insurance, but some agents don't have time for you. Also it's very pricey not only due to your record but also, depending on your city and states, prices may vary.

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    Customer ServiceClaims HandlingStaff

    Reviewed May 25, 2017

    It took me some research to find Farmers Insurance and their very reasonable rates that they offered. When my husband and I took a driver safety course at the library to reduce our rates and to improve our driving skills, I faxed in the certificates verifying that we had completed the course. I contacted Farmers Insurance a week later to verify receipt of same. They had indeed receive them only to tell me that we were only saving $1.28 off of our premiums! I knew this couldn't be right because I was under the impression that we were to save 10 percent off our premiums. Luckily, after a few more moments of holding time, that was straightened out.

    Farmers is more reasonable than other auto insurance companies, particularly for imperfect drivers. I've managed to save some money off of our premiums by setting up payment on auto pay. It took a while to get some answers from them. A lot of times I couldn't get through to my local agent, and processing claims took a couple of hours of calling back-and-forth, but the representatives we spoke with were very courteous and professional and it went pretty seamlessly. Farmers Insurance is still awaiting a response from the other party to pay their portion of the responsibility for the claim.

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    Claims HandlingStaff

    Reviewed May 11, 2017

    I filed a claim against a Farmers' customer because she backed into my car. I was told within 1 business day I would be contacted. 36 hours later I called in and my claim was transferred to another agent. I was told by the first agent that they are too busy. After speaking with the second agent, Tammy, she said she was busy and was my responsibility to keep my damages in line and I could file a claim against my own insurance. I told her that her customer backed into my car and broke out a tail light. Tammy said again that I can have the car fixed myself. If you have a claim with Farmers, please be aware of the lack of service that they provide.

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    Customer ServiceClaims HandlingCoveragePriceOnline & AppStaff

    Reviewed May 8, 2017

    On March 28th, 2017 I was rear-ended and the other insured driver has Farmers Insurance. The police crash report was available the same day so I started a claim with his insurance and emailed the claim. Mind you I was leaving on a cruise from Florida on April 5th, 2017 and would need a vehicle to drive from my hometown of Gainesville, GA to Florida so I was really needing to get this going hoping they would provide me with a rental care. Luckily my vehicle was driveable. I waited until March 30th, 2017 to call Farmers to see what was going on with the claim and if it was even started. I explained what happened to the agent and my need for a speedy process due to my trip but my agent wasn't at all helpful. She only told me that she reached out to the insured and cannot go further until he returns her call. I called again for the next day for update and my agent was out of town.

    I left for Florida and called again after I returned from my cruise on April 5th, 2017 and again my agent was out of town and unsure when she would return. I downloaded the app to help with the claim process and was estimated damage of $3,723.74, when I took my vehicle to a garage for an estimate it was over $6000. Once Farmers gave me the estimate they sent a check in the mail. I called and told my agent that I had it inspected myself and it was over $6000 and the check they were sending me for $3,723.74 wasn't even half of what damage was estimated.

    Once I told her I was going to their preferred collision repair she changed her tone and called the garage and got me set up for repairs. Again, I had to wait to get repairs, my agent was always out of the office and didn't listen to anything that I had to say, she didn't explain anything and even when I had questions she wouldn't answer them and was very unpleasant and then to get rid of me sent me a check that was WAY under what the actual cost of repairs were. The actual cost of repairs was over $8,000. I have received no follow up calls. Of course I didn't have a choice but to work with them and maybe because I wasn't their customer and paying them but I hope I will not have to deal with them ever again!

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    CoverageSales & MarketingStaff

    Reviewed May 3, 2017

    Ok a few years ago I had an accident. The driver at fault didn't have insurance so Farmers supposed to fix my car. I went into a wall. Total damage cost 9256.00. I pay 15000 for the car. The airbag didn't deploy. Not sure why. Maybe a Gm issue, they didn't total the car because they put a whole bunch of used parts on the car and I wasn't aware, I am much more knowledgeable today. Anyways long story short I pick up the car on my way home, service light comes on and Celeste from Arrigo told me to meet her at Firestone. Of course the light went away, about a month later same thing happen and she saying, "It's not a big deal. Take it anywhere. They can remove it."

    Ever since the accident my car have never been the same. I was scam! Airbag service light comes on and I keep on questioning. Sometimes I press info button it goes away and now it's on permanently. At the time of repair I was assured by Daniel who works for Farmers anything goes wrong will be covered under warranty. Unfortunately they are now making excuses as to not covered! Take it to Gm. They say it is from accident, then I pay for the inspection and they are saying the parts were used up to manufacture standard!! PLEASE DO NOT TRUST THESE PEOPLE. SCAMMERS and con artist.

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    Customer ServiceCoverage

    Reviewed April 29, 2017

    October 13, 2010 I was rear-ended at stoplight by a lady (also Farmers-insured). My Honda got totaled and I now know what whiplash is. Couple years later after epidural Injections, etc. I had to sue Farmers to pay for medical bills. Their attorney was beyond rude treating me like a criminal. Farmers gave me $1,100.00 for my pain and suffering. They never paid rental car $900.00, my Honda I had just spent over $1,200, (gas was almost $5 gallon) lowballed me $920.00. What I did for the extra $20.00 was ridiculous. My lawyer made up the difference and gave me $5,000. Because I needed to buy a car.

    On October 17, 2013. I was turning left into a driveway and was again rear-ended. 18 gallons of water went all over the road, it broke my car seatback. Totaled my Exploder. Concussion, bruised L shoulder (lump head/shoulder bruise lasted 3 mos.) and the 50 mph impact spot on my R lower back that I will live with forever. I'm having to sue them again! They want to settle for $14,000. Which won't cover medical lien or for care I'm receiving 3 years later. They refused a rental car saying I did not have it in my policy (I did!). Do you know how hard it is to buy a car sight unseen, they didn't care. 6 weeks of hell being stranded, couldn't grocery shop, do med appts., while lowballing the Exploder they deducted for the new tires I had just gotten 3 weeks prior! They haven't even reimbursed me for towing the car, yes I have roadside service... I guess I'm an idiot for staying with Farmers after getting lowballed 1st time.

    Wish me luck that I don't get another browbeating at my arbitration in a few weeks. Please do not go with Farmers, they really shouldn't sell insurance, seriously!!! FYI We never made a late payment, ever and had them for over ten years. Oh, if I lose at arbitration I will have to pay for all medical, my lawyer and theirs also!! Threats that make you a bit nervous don't you think!! Farmers has me in hell once more. Coverage and policy, they just do not get it... uninsured motorist, medical coverage up to $100,000, rental car policy, roadside service, fair car value, they have not honored any. Pain & suffering they say preexisting condition. I had none, my back was fine before this collision. Wish me luck...

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    CoverageStaff

    Reviewed April 24, 2017

    After having insurance with Farmers for 36 years we found that other insurance companies were cheaper for the same coverage. We ask our agent to review our rates and told because we were not new customers there was nothing he could do for us. So of course we had to change companies. We still have some house insurance with our Farmers agent only because we like him so much, and he is so helpful. If he ever moves to another company we will be going with him.

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    Customer ServicePriceStaff

    Reviewed April 21, 2017

    This folks charge for inquiring about the quote. You have to be very careful about this. I was inquiring for a quote. I didn't like their quote. They activate my policy without my consent. Don't do business with CROWLEY INSURANCE AGENCY LLC. at Farmer Insurance Agent. I called them many times to explain me about this. Every phone call goes to an voicemail. 877-327-6392. Contacted customer service they were not helpful. Finally, after a long effort to contact with someone in customer service I was able to talk with associate name Boltimore. He stated that he will try to cancel this policy. Do a favor yourself and avoid headaches, don't do business with them.

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    Coverage

    Reviewed April 18, 2017

    My daughter and granddaughter were passengers in a vehicle covered by Farmer's Insurance that was involved in an accident. My daughter requested that the car seat be replaced due to the accident. Farmer's Insurance representative's reply was "That's not our problem." She got a lawyer and sued. It ended up costing Farmer's much more than if they would have just replaced the car seat. Every time I see those commercials talking about what they have covered, it makes me angry. In my opinion, I would not recommend this company to anyone.

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    Customer ServiceStaff

    Reviewed April 12, 2017

    Farmers Insurance is the worst in my opinion is the insurance company in America. Very long registration of the supplement from repair shop. The permit for additional repairs from the insurance representative could not be obtained after two weeks. Representatives of the company simply do not answer calls and messages left. On the demand to provide an official letter on the refusal of payment, silence. Own benefit is the company's goal. Disappointing is the fact that there is no way to complain about the company's employees. Company of crooks who care only about themselves.

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    Customer ServiceStaff

    Reviewed April 10, 2017

    I've had Farmers insurance for quite a while and really started noticing prices going up without notification which I found to be unusual at first then (home insurance) so I talk to my broker and ask him to give me a better deal Farmer's in Riverside, California. He said ok. Instead it went up!! And so I called him in September thereabouts and told him I wanted to cancel. He said ok. Towards October 1st 2016 I purchased insurance on my home with another insurance company. Great I thought! Well a few months later on got a bill from them for $150+ because they said I didn't tell them and I had to paid as I needed insurance on my home and so I faxed them a copy of my insurance and great I thought!!

    Well a month later I got a letter from collections for the same amount $150 so I fax them another letter and call my old Farmers insurance company and talked to an agent about my old policy and found out my ex agent had died during that time so he never cancel my insurance so I don't know what to do any more about this. I have tried to repeatedly cancel and so far it has not worked. My new insurance agents are amazed by this and have tried to call but this has not been successful. I still owe them money and I am in collections. I don't think that this is right for them to being this. What can I do?

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    Staff

    Reviewed March 23, 2017

    I don't have anything positive to say about this company. I think these big insurance companies have become way too big to care. They have incompetent people working there who are probably not happy with their own company as it shows on the kind of services (or lack of) they provide.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed March 17, 2017

    Last fall I was in a car accident with a Farmers Insurance driver. She was elderly, she sped up and blew through a stop sign and essentially t-boned me. She was solely responsible for the accident -- and the police took her car at the scene. Incidentally she had struck another car 8 blocks before, the police had written up a report --- and let her go!

    My car was totaled -- no problem with recovery on that. My rotator cuff was torn in the accident and required surgery. The total medical bills including surgery and physical therapy were $19,000. I gained complete mobility in my shoulder and only have pain now -- which is fine, I am 68. I work only part-time so I did not claim any lost wages, I just went to work on pain meds with my arm in a sling.

    All the bills were submitted to Farmer's Claim Bureau here in Indianapolis, Indiana. When the claims adjuster contacted me she explained that Farmers does not treat my medical bill as a "real" bill if insurance covers it. Instead, they deducted $15,000 from my medicals -- which were actually $4,000 --- because my insurance company had contracted with my health care provider for set amounts (Medicare). The result was that they used the $4,000 number as medical damages instead of the $19,000. The first settlement offer was for $7,500 WITH additional funds subordinated to my supplemental carrier -- even though they had made no demand. So in other words, the at fault driver, and her insurance company Farmers -- ultimately paid LESS than I did!

    Call it "bad faith", call it negligence, call it unlawful, call it unconscionable... call it what you like but Farmers Insurance does the best it can to devalue the injury and the injured party. I questioned the "fairness", even the "logic" of their approach and was told "that is how they do it". When I suggested to the Farmers claims adjuster that my own insurance company and other adjusters I knew personally had said that was not a "common" method of calculation, she insisted that "she had been doing this for 20 years and that is the way it had always been done". I made repeated requests to speak to her supervisor or "someone further up the food chain", and those requests were ignored.

    In the grand scheme of life the bill was not huge in the first place and is certainly too small to make hiring an attorney cost effective. But what sticks with me now is the overall attitude of Farmers Insurance that they are doing you a favor to settle for as much as they did -- in spite of the fact their client was 100% at fault. My only recourse now is to tell my story to try to help others in the same situation. Ugly and very, very stressful.

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    Customer ServiceClaims HandlingStaff

    Reviewed March 7, 2017

    A Farmers insurance customer backed into my parked car. Police report states Farmers customer completely at fault. I was told Farmers would call me. Two weeks go by, nothing. As a favor, my insurance lady called Farmers agent. They said they will call me next week. Two weeks go by, nothing. I call this Farmers agent, he's there, but can't talk to me right now. I get annoyed and the lady on the phone refers me to a Farmers adjuster. The adjuster tells me my claim with Farmers was opened & closed due lack of my phone information. Funny, when I got the same police report, it was on there with both parties.

    I took my damaged car to the closest Farmers suggested body shop. Estimate of $1,800.00. I call adjuster with this information. She sends me to another Farmers body shop much further away. Now this appointment is scheduled via email directly to the body shop from Farmers. Funny again, this body shop low balls an estimate of $1200.00. I'm not stupid. I compared the estimates and the latter body shop is just going to mask off & paint (which is a poor repair style) vs removing weather strips & glass for optimum paint adhesion (without paint peeling later). I have 40 years of paint experience. The Farmers adjuster with no phone call or contact, has a cohort issue a check for $1200.00. Done, no contact, take it or leave it, suck it up.

    I left message, 3 weeks go by, nothing. I made numerous phone calls. Finally get a response. The response, this is a Farmers insurance company, it's my job to pay out the minimal amount, that's the way it's done. End of call, done. Farmers insurance company is seriously lacking ethical behavior and what's called in the insurance sector as lack of good faith. God bless anybody who has to deal with Farmers. I have an all woman run Allstate in Grafton OH. They are the best. I didn't want to file a claim, so I dealt with Farmers on my own.

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    Customer ServiceClaims HandlingStaff

    Reviewed Feb. 26, 2017

    On 7/29/16 at 5:00pm I was rear ended in my car by an elderly man going 50 miles per hour and the impact turned my car sideways on 101 Freeway. The rear end of my car was destroyed and amazingly did not start on fire. The office at the scene ticketed the other driver and made recommendation to DMV that this drivers license be revoked. We were transported to Stanford Medical Center Trauma Center in the same ambulance. I was examined and eventually released miraculously without injury. The Farmers representative called me several days later and took my statement and was willing to offer me a settlement in the amount of $7700 as my car was totaled. The representative was willing to release the money however I was not ready to settle the claim as I wanted to be sure I did not have any additional injuries that might show up a month later.

    A month later another rep from Farmers contacted me to tell me that the former rep was no longer working for Farmers and she would be handling my claim. It has been 6 months and Farmers is still refusing to reimburse me for ambulance charges, the lost day of work and my co pay to MY insurance for the medical bill at Stanford Medical Center. Farmers Insurance is indifferent to the fact that my car was totaled by their client, I had to buy a different car to get to my job 22 miles away. I have threatened to hire an attorney but still no response from this pathetic company. I don't know what my recourse is. None of this would have happened if their client hadn't rear ended my car. If anyone has any advice please let me know. Thanks.

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    Staff

    Reviewed Feb. 24, 2017

    I was waiting to turn left into a driveway, the other driver swung wide and hit me. Then she fled the scene. I chased her to try and get her license number. She stopped in the middle of the street, jumped out and said she panicked. She gave me her insurance information. The inter-arbitration between her State Farm Insurance and mine made it my fault. Then she claimed this little fender bender exacerbated her arthritis so they paid her $15,000 for medical bills. Now my driving record is screwed. I thought insurance was supposed to work to defend you. Not pay out thousands of dollars to scammers.

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    Verified purchase

    Reviewed Feb. 23, 2017

    My son was in an accident, where someone Farmers insures hit him at full speed (40 mph) while he was stopped. Farmers immediately assumed liability for the accident. Then they proceeded to try to cheat us at every turn. They determined our car to be totaled. We had purchased the car (certified pre-owned) exactly 5 months ago to the day of the accident for $17,400. We had put about 3,000 miles on it, for just over 31,000 miles total. Not only was it low mileage it was loaded, even had a moonroof.

    Farmers' first "offer" for our totaled car was $14,200. They eventually came up to $15,200. So in five months my car had depreciated in their opinion by more than $2,000. I understand this was "cash value" not "retail value"--at the end of the day I'm still the one paying the difference. ALSO... before their check was even in my account they wanted back the rental. So how do you buy a car in less than 24 hours? Most of us mere mortals need that check as a down payment. I asked for an extension and was told they couldn't approve it. Also, they NEVER asked if my son was okay after the accident. They tried to cut corners everywhere they could. It was an awful experience dealing with this company. No concern for people, just money money money.

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    Customer ServiceClaims HandlingStaff

    Reviewed Feb. 22, 2017

    I have been a client of Farmers Insurance, Kevin Brown Agent office in Las Vegas, NV, for two-plus years. I am dropping them "like a hot rock" due to their lousy and pathetic customer service, as well as the constant increases in insurance premiums. Customer service with this agent office is absolutely pathetic. I have tried over the two-plus years to contact my agent and had to continually call until I finally got hold of him to discuss issues. I finally had enough and decided to change insurance companies before my next renewal in March 2017. I talked with Jessica, a customer service representative at the office, and told her she was on a recorded line (I wanted to ensure I had proof of cancellation before they did an automatic billing for a renewal). She told me what I needed to send them, including a copy of the home and auto declaration page from the new insurance company.

    I checked with the new company and asked if the new insurance declaration pages were required and was told no; most likely Farmers wanted it to see the new rate I would be paying to try to match it to keep me as a client. I called Jessica back and asked if she received the other information required and that I would not be sending the new declaration pages. She then sent me an email, by accident, in which she made snide remarks about me thinking she had sent the email to the agent, Kevin Brown. This example should give anyone thinking about becoming a client with the Kevin Brown Agent office in Las Vegas an idea of what to expect in customer service and how they are regarded as a Farmers Insurance client.

    As for the constant rate increases, I drive a 17-year old car and have not had any accidents, claims, or incidents, yet my insurance keeps going up. I live in the Las Vegas, NV area where we do not have tornadoes, hurricanes, floods, earthquakes, volcanoes, forest fires, etc., and yet my homeowners insurance keeps going up. It took only a couple of telephone calls to find matching insurance at a lower premium. I do not know how good the other Farmers Insurance agency offices are with customer service, but I would strongly advise anyone considering becoming a client of the Farmers Insurance Kevin Brown Agent office in Las Vegas, NV, to look anywhere else.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Feb. 10, 2017

    When we bought this house on contract the precious owner recommended the local Farmers agent Janet **. We promptly called her and bought a policy thinking that she knew the property well. In 6 years of paying premiums, she never once visited the property or did a review but was happy to take our monthly premiums. When we made a claim for a heating oil tank leaking in the basement, we were told that the policy did not cover that by the adjuster who called us. Calls to her office told us she was having family problems and could not be reached. Calls to the local Regional Director told us he was never available to talk with us. Stay away from this company at all costs. Go anywhere else.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Feb. 8, 2017

    My bad experience with Farmers insurance. I was hit by Farmers insurance insured driver who seemed to be very experienced with car accidents. The claim process has been a huge JOKE. At first I was given the worst customer service ever. The claim adjuster and his coworker looked very lazy, irresponsible, dishonest and untrustworthy. They keep changing stories and playing games. After investigating the accident and talking to the witness, they denied their insured total fault and refused to pay for fixing my car. If you want to avoid having trouble and hassles, do not insure your vehicles or properties with Farmers.

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    Customer ServiceCoveragePriceStaff

    Reviewed Feb. 2, 2017

    I initially bought farmers because they ended up being cheaper than my ins company. They slowly upped my rates thinking I wouldn't notice. Maybe I'm not sure why they did but I researched the company and found it is called "price optimization" and farmers is one of the worst for it. I even ran a new quote thru farmers own website and got a cheaper rate than what my bill was. I'll explain what price optimization is later down this post. Anyway I found insurance about 100 dollars cheaper for the same amount of coverage with a better company and bought it.

    Canceling my Farmers policy was another matter. I have had Farmers for 3 yrs and never once have been able to talk to my agent - no answer on the phone - no return call... Most of the time I would get frustrated and just call the 800 number - but this time I was told [two times in fact because I tried again] that I had to talk to my agent - you cannot cancel off the 800 number. Well I never could and still never have been able to contact my agent... they called me when they thought I was overdue on my payment and wanted their money... a collection agency I'm not quite sure who it was [wasn't the agency]. But Farmers billed me for the time - 49 dollars in fact - for 23 days over that I could not get a hold of them...

    Price optimization is what companies do to pad their corporate coffers - they use algorithms and formulas to calculate who and by how much they can raise your rate without you figuring it out and going to another company. So review your rates EVERY pay period... GEICO optimized me but I caught it... Farmers optimized me and my guess is I paid about a year before catching it. So ok Farmers you got a few extra bucks outta me - and in return gave me lousy customer service -- I'm at least gonna let everyone know I can about my Farmers experience - was it worth it????

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    Customer Service

    Reviewed Jan. 27, 2017

    I've been with Farmers for quite a few years. Was rear-ended in December, 2016 by an uninsured motorist. I had my car towed to a body shop recommended by Farmers. It took over 5 weeks to get it fixed. Obviously, Farmers did a poor job monitoring the repairs. Today I found out that the rental car agency I used (at Farmers' recommendation) charged my credit card over $1,000 because Farmers failed to set up the direct billing account - despite repeated assurance from Farmers that it was being taken care of (over a 5 week period). Avoid Farmers unless you want this type of negative experience and much wasted time on phone calls with them.

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    Customer Service

    Reviewed Jan. 27, 2017

    I hit a deer on the way to work, called when I got at work and they gave me the name of a place to take it to get it fixed. Got a free loaner car even though it's not on my policy. Car fixed and like new in a couple of days... easy peasy. From one call all was handled. I didn't have to do anything else.

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    Claims HandlingCoverage

    Reviewed Jan. 19, 2017

    I filed a claim where I was at fault and damage was covered without hassle; unlike a situation in which we were not at all at fault, and Farmers defended us vigorously from the minor but frivolous claim. My insurance over the last 12 years had a moderately priced premium, very good coverage but also 99% excellent, incident free driving record. I would prefer USAA but their premiums are so much higher, and even though I have heard others with Farmers who had to fight tooth and nail to receive due payment, Farmers so far has been reliable, especially on the burning coverage vs. receiving coverage, and they have an excellent online, user friendly website for reviewing coverage and paying premiums.

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    Customer ServiceStaff

    Reviewed Jan. 18, 2017

    No willingness to discuss options and/or provide helpful guidance... everything defaults to what the computer screen states. No personalized service or recommendations... always pushes corporate policies with little helpful recommendations. Our agent also does not provide any helpful suggestions... always pushes any issue back to a call center CSR! Farmers is in the business of collecting monthly escalating premiums with no offer of decreasing premiums for long term loyal customers. Bye-bye Farmers as soon as possible!

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    Claims HandlingPriceStaff

    Reviewed Jan. 10, 2017

    Our 2nd bad experience with Farmers. This time we were hit by a Farmers insured driver. Damage to our car and back injuries. The claims process has been a colossal joke. The claims agent is lazy, disrespectful and untrustworthy. They are trying to cheap their way out. It's been five weeks with no resolution. However, they did offer us a rental car... which we don't want or need! Helps me understand why insurance rates are through the roof because they try to take advantage of people which forces consulting with an attorney. Had they just settled fairly, it would have cost them $5,000. Now, we will demand much, much more. Farmers – yeah, they've seen a thing or two, but don't know jack squat.

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    CoveragePriceStaff

    Reviewed Dec. 29, 2016

    We trusted our agent by telling him we bought a new Mercedes S550 and needed to add it to our coverage. 2 years later a rock crashed the windshield and the agent we trusted saved us a couple of dollars by making our comprehensive coverage deductible $1,250.00. WOW! Then on top of that they tell us if we don't take it to an aftermarket repair shop they select they may not pay the complete cost after we pay our deductible. They take incompetence and greed to a whole new level. Too bad there is not a 0 Star rating.

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    Claims HandlingCoverageStaff

    Reviewed Dec. 28, 2016

    I just wanted a basic policy for myself and my 2000 Subaru. I had been paying for my 20 year old son while he was in school. I did not put him on my policy because he has graduated from school, lives on his own, owns his own car, it is registered in his name and he carries his own insurance through Progressive. After providing Farmers with a copy of his auto registration and proof of address they kept insisting that he had to be on my policy (just in case he should come to visit and needed to drive my car). I had asked about putting him on my insurance but they said that because he does not live with me, & was no longer a student he may not even be covered anyway. After paying my policy for 3 months they increased my premium $359.00 per month, insisting that my son be added. I cancelled the policy before the due date and have refused to pay the premium.

    They have not even sent me an explanation. I only know what they did because of the run around they already put me through. They then sent my account to collections even though I cancelled the policy before it was due… Stay away. They are a ripoff. I had thought it would be good to have a local insurance agent but that was obviously a mistake as the agent was not capable of straightening anything out. I am now once again dealing with the collection agency and taking my son's insurance policy to another office to see if anyone else can fix this. I don't have very high hopes of anyone with Farmers being capable of accomplishing anything. I can't imagine what it would be like to make a claim! Totally useless organization.

    I am 56 years old. My car is a 2000 Subaru and they want me to pay over $420.00 per month, just in case my son visits and drives me to the store. Had they been willing to actually put him on my policy and cover him and his car I might have done that. It would still have been cheaper than what he pays for his own policy. They couldn't guarantee that they would cover a claim because he doesn't live with me and isn't a student. Go figure! They are a joke.

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    Customer ServiceStaff

    Reviewed Dec. 19, 2016

    I will never ever get an insurance through Farmers or recommend it to any one else for that matter. What a lousy business. I got in an car accident earlier this year, car was total loss and I sold it to a junk yard. I notified the agent but somehow she didn't cancel my insurance and I was paying it for months. When I noticed it I contacted the agent and to get my money reimbursed. After months of asking me for all kind of evidence that I really don't own the vehicle anymore (they saw the pictures and knew that the car was total loss) now they simply refuse to refund. I provided them the name of the junk yard AND more importantly hard evidence: the notice of transfer and reliability of the DMV (that states I don't own the car any more and from which date). That's not enough for Farmers. What a despicable way of doing business and customer service!

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    CoveragePrice

    Reviewed Dec. 13, 2016

    Recently totaled my 2003 Z71 Tahoe. The mileage on my vehicle with just 190K, it was in immaculate condition with no issues. Insurance came back and told me they were willing to give me $4500 for it. This is absolutely ludicrous as of this particular vehicle will cost about $9500. For what they are offering me, I cannot even replace my vehicle with the same exact vehicle in the same condition. Their offer will not even cover half of what they're going for. They say they are going based off blue book value but would consider upping it if I can show them proof that these vehicles go for more in this area.

    I have sent them countless examples of what they go for in this area but they will not consider them because they are either one your new were one year older. Apparently 2003 Z71 Tahoes are rare in this area. I guess it doesn't matter that 2002 models just like it are going for well over what they are even offering me for mine and those are in bad condition. This is absolutely ridiculous. I pay to be covered and I get nothing in return.

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    Claims HandlingStaff

    Reviewed Dec. 9, 2016

    Great agent and fast claims service. Have had Farmers since 1978. No complaints. Life insurance, homeowners, umbrella, cars, investments. Everyone in extended, family and friends. Not the cheapest but have had claims and been well taken care of.

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    Claims HandlingStaff

    Reviewed Dec. 7, 2016

    My mom is a customer, and I was at one point in time. They're real good about following up on a claim. The short time that I was a customer, I had no problems with their service. My mom's been a customer of theirs for years, and they've always met her needs with quick, conscientious service. Just recently, she had to talk to them because she hit a deer. It took a little longer than usual to get the claim through the entire process, but they were really nice about it, and she was happy with their service once the car got into the dealership to be fixed.

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    Coverage

    Reviewed Nov. 26, 2016

    I had someone rear end my 2012 Jeep Grand Cherokee over a year ago. Farmers paid for the repair with no problem. However, under Oregon law you are also entitled to receive compensation for "Diminished Value". An accident will lower the resale value of your vehicle no matter how beautifully the repair was made. That's diminished value (or DV) and you are entitled to compensation for that additional loss. I had two DV estimates done by reputable companies and they both estimated that loss at over $5,000. You pay these companies to do this estimate and you have no idea what they value your loss at until you pay them and see the report. They get paid the same either way so there is no incentive for them to lie or inflate the value of the loss. It's an honest assessment. Farmers came back and said their expert valued the same loss at no more than $2,000. I refused the $2,000 and they came back with $2,250.

    I complained that my vehicle suffered structural damage and that $2,250 is ridiculous. They came back with $2,500. This has been dragging on for over a year now and their offer is still less than half of the estimated loss. I chose Farmers because I believed they were a reputable company. This is not what I would have expected from them at all. Their adjuster even had the audacity to tell me my accident wasn't showing on CarFax and suggested I not mention the accident during a sale. I'm required by law to tell the buyer about this accident, especially since it involved structural damage! In fact, if I sold it to a dealership, I'd be required to sign a document of disclosure. Are these the actions of a reputable company? Is this the kind of service you would want to experience? Be your own judge. What good is paying for insurance if they treat you like this when you need them? Do yourself a favor and steer clear off Farmers.

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    CoveragePriceStaff

    Reviewed Nov. 23, 2016

    Question? When you have the same auto insurance for 30 plus years at a local office shouldn't they provide the best service and value for your dollar? Here is the issue, I'm retired, I drive maybe 500 miles a year, my record is clean, I have an old Dodge pickup, my policy is for liability and uninsured motorist, with towing. I don't want to pay my premiums 6 months or a year in advance. My budget is done monthly. Why does Farmers penalize people for paying by the month? There isn't any justification for their trumped $5.00 handling fee! Ludicrous! My payments are made by me online with a card. Farmers doesn't do anything. All of my banks have gotten rid of these stupid fees because I do my business paperless. This is nothing but a ripoff of honest, safe drivers. Farmers collects millions of dollars using this bogus charge.

    Went down to the local Farmers Ins office in town for a review and to do my updates, asked about this nagging charge and the agent couldn't give me a real explanation. I told the agent, "I do the transaction." There was nothing but a sly smile on their face. Then they asked me about paperless billing and I reminded them that I have been doing paperless billing from the very beginning! Yet they have been sending me all this crap in the mail regardless, then try to use that as an excuse to slap on a fee. And on top of all this the company tries to keep putting me on the Paper statements, as if this will justify the fees they keep imposing on all of us. Ridiculous, the auto insurance have put our elected officials in their pockets to force all of the law abiding citizens to carry auto insurance, but in my area the accidents involving uninsured motorists has skyrocketed.

    We all pay for this. You read our local news and the police pull some dude over, they'll have warrants and no insurance, no license. Same person that you see driving around town the next week. So for protection against that I'll pay more, but getting charged these fake fees, let's get on the companies, let them know, we're fed up with paying for their vacations.

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    Verified purchase
    CoverageStaff

    Reviewed Nov. 3, 2016

    Very poor insurance policy. I talked to their agent every week regarding my policy. Their agent and Farmers insurance didn't know what is going. Every month new amount comes up. Sometime 96, sometime 49 and sometime 57. Don't go for Farmers.

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    Bembenek increased rating by 4 stars.
    Customer ServiceStaff
    After a positive interaction with Farmers Auto Insurance, Bembenek increased their star rating on Nov. 18, 2016.

    Updated review: Nov. 18, 2016

    On 11/2/16 I had a problem with Farmers Billing (1-888-327-6377). I was billed $152 that was deducted from my checking account with Well Fargo Bank. My normal monthly bill was $31. As of this date (11/10/16) my checking account has been credited $104 from the amount that Farmers Billing had charged me on 11/2/16. Fortunately for me, I called the Farmers agents (**) in Spokane Washington and was treated with great respect and concern. I was extremely pleased with the help that I received from Alice and Jessica from their South Hill office. Although I was also charged a $30 overdraft fee by my bank (Wells Fargo) I have asked Alice to help me address this issue with Wells Fargo. Thanks to the immediate help from Farmers Insurance South Hill office. I am happy that I have retained Farmers Insurance for my auto and home needs.

    Original Review: Nov. 3, 2016

    Today (11/2/16) I found that I have an overdraft in my bank account. The reason was that Farmers Insurance had billed my account (they have direct withdrawal) $152 instead of the monthly $31 that I was expecting. I called the billing department and was then put on hold (approximately 2-3 minutes) so that I could be connected to a billing representative.

    The first person I talked to said they were with billing but then transferred me to another person. I asked why I was being billed the $152 instead of my usual $31 and the person (she called herself "Lou") said that it was because I had previously added another vehicle to my policy in September. I told her that there was a mistake because I had only "considered" adding another vehicle to my policy and I had cancelled that vehicle from my policy the "next day" (my local representatives have a record of the transaction) and the confusion started when I asked the Farmers agent in September "how much it would cost to add another vehicle to my policy" (I was only doing research to see if I wanted to add another vehicle to my policy).

    I was never given an answer to why I was billed $152 instead of $31 and the girl (she said her name was Lou - and wouldn't give me a last name) said that she didn't have to listen to the way I was talking to her when I said I was pissed because of Farmers Insurance charging my checking account $152 for a "monthly bill" so she hung up on me. I called my representatives in Washington and was told that they called Farmers Billing and were working to resolve the matter for me. Right now I have an overdraft of $94 on my account and my bank said that I would be charged an extra $30 plus the $94 if my account wasn't repaired in 24 hours.

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    PriceStaff

    Reviewed Nov. 2, 2016

    My auto insurance comes up for renewal November 30. I received a new quote with an increase of over 28%. Zero accidents in my entire life, and no tickets. My agent told me "there's nothing I can do". I phoned another agent who couldn't get into my account, but gave me a customer service number. After being transferred I spoke with Todd who told me that the state of Indiana had an across the board increase of over 28% for ALL Farmers auto customers. I'll be searching for others with Farmers Auto ins to see what their increases are. I'm obviously going elsewhere. Already have 3 quotes under Farmers.

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    Customer ServiceStaff

    Reviewed Oct. 25, 2016

    I requested to cancel my insurance on September. I contacted my agent and was told to send a written email and I did but was still billed for two more months. I was told that my bill was to be prorated since it was in the middle of the month and nothing happened and I was still billed the full amount. I then called back to ask why, she then told me I never gave her a specific date so she never cancelled my insurance and told me I had to pay for the two months. I proceeded to ask why she never called back to tell me anything and was told "I assumed you changed your mind" after I called her and emailed that I wanted to cancel my insurance. That was such bs. I would never recommend Farmers. All they want is your money. They don't care about customers.

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    Claims HandlingPrice

    Reviewed Oct. 17, 2016

    I originally got my insurance in 2005 through AIG which was offered through my employer, Wells Fargo, at a discounted rate. Eventually it became 21st Century, which was later bought by Farmers. I had an accident in May of this year. While I understand that an at fault accident can affect my premiums, they tried to double it at renewal. In over 11 years, I have only had one claim which was a windshield chip repair. I've paid more money into Farmers than the accident even cost them. I will say that they handled my claim very quickly and efficiently, but I still don't feel like I deserved to have my insurance doubled.

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    Customer ServiceClaims HandlingStaff

    Reviewed Oct. 14, 2016

    So I guess Farmers Insurance doesn't like making contact with the people their customers hit. I had been trying to reach Todd ** leaving voicemails and never received any sort of response. I was in a hit and run with one of their clients, I was able to get their license, a description of how they looked and even the model of truck. I filed a police report. And took all necessary steps. Then all of a sudden without hearing from Todd my claim was closed out because their client's vehicle didn't have any damage... Well no ** Sherlock he has a big truck compared to my small car.

    Then Todd finally answers and has the nerve to tell me if I got video of the hit? Ummm... First I'm in my car, second it was a hit out of nowhere, third he took off asap. Todd do you have any brains at all? He was so disrespectful but makes sense after reading all these reviews. Sadly when you work for a company like this you should be more trained on how to handle claims and speaking to not only your customers but the victims of the accidents. I guess Farmers just hires people who need a job and don't give them the appropriate training on how to handle these kinds of situations. If you're a customer they're only looking to take your money and if you're a victim of an accident be ready to pay for your own losses. Beware if you ever get into an accident, it's pointless speaking to that no good for nothing company. Lol. Remember don't deal with Todd **. He's an ** just waiting for a check at the end of the day.

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    Staff

    Reviewed Oct. 11, 2016

    Farmers Insurance has been the worst experience of my life. I was sideswiped by one of their client who was ticketed for the accident. I was traveling eastbound in the curb lane at the posted speed limit. The Farmers client made an illegal left turn into the center lane of the same street as me and then abruptly made a lane change into my rear driver's side door. The Farmer's customer raced through an expired left turn arrow and lost control of his vehicle due to excessive speed. Farmers lied and said I turned right on red which is patently false. What happened was their client made an illegal left turn AFTER the left turn arrow expired and then about 5-6 car lengths down the road struck my vehicle. Suffice it to say, Farmers Insurance are liars, cheats and swindlers.

    I would NEVER recommend Farmers Insurance to anyone. Lies lead to more lies. Small lies become big lies. If Farmers is so willing to tell lies then they will lie to their victims and ultimately their customers. Farmers Insurance company cannot be trusted and pray that you never have to deal with them. They are crooked and some of the most dishonest and untrustworthy people on earth. BUYER BEWARE!!

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    CoverageStaff

    Reviewed Oct. 8, 2016

    I was hit in my brand new Tesla Model X by a Farmers insured, who admitted complete fault. I sent my claim through Farmers. It took over 9 days (and counting) for them to send an adjustor out. They initially told me I would be entitled by law to rent an equal vehicle, but since there are no available Model X for rent, they stated on multiple occasions I would get a Tesla Model S. After days of going back and forth with Farmers and Enterprise, I was told I could not get a Tesla after all, and they offered a "comparable" SUV.

    There is no comparable car to a Tesla, and to give me an SUV defeats the purpose of owning an electric car in the first place. The Santa Fe they promised is a gas guzzler and a pollution machine. Both reasons why I drive a Tesla and not a car like that. After 9 days I still do not have the rental, and the adjustor had not showed up. Farmers is run by lying, incompetent people that do not care about their customers nor the people their customers hit on the road. This story is not over... I will be back for more.

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    Customer ServicePriceStaff

    Reviewed Oct. 3, 2016

    I came from AAA insurance for both my home. Matthew ** from Farmers after getting quote calls me saying I can save money if I go with Farmers. I check them out, read the reviews like you all have with the 5 BIG stars. Plus went with auto insurance as well for the combo discount. Told me the price. I told them I had an accident probably 2 1/2 years ago. They said it was fine, signed the documents, good to go. 4 months later, get a bill in the mail, way higher than usual about 60+ dollars more. Called, talked to a rude person name David **. Said that they took off my safe driver's discount... NOW they took it off? Plus they didn't even notify me. They just billed me, nothing else.

    So recap, told them this info long before. They said OK. 3 months pass by, NO word, just a bill and that's it... Called to get clarification, and nothing but rude over the phone... YA definitely going somewhere else, I suggest everyone do the same. I went to state farm, so far so good, even saved 40 more dollars than my quote from Farmers...

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    Customer ServiceClaims HandlingStaff

    Reviewed Oct. 2, 2016

    I have had auto/home insurance with Farmers for 15 years. With few if any claims I have been responsible for. In all auto related issues concerning disputes my Farmers agent in Santa Rosa consistently took the side of the company. The customer service has gone downhill over the 15 years. Recently my agent informed me I would be paying a increased premium for my Subaru WRX 5door hatchback. He said it was in a "performance/sports car" category. When I requested Farmers policy documentation details indicating a list of "performance/sports car" data it was not provided. When I contacted the Farmers District Manager he also refused to provide the information. I have an outstanding driving record. Assigning an extra insurance premium on my Subaru has nothing to do with my record. Cars do not break the law! People do! The "performance/sports car" category has nothing to do with my driving record.

    Farmers Auto Insurance created that category for the purpose of increasing profits for the company. I requested documentation that Farmers would have to provide to the California Department of Insurance in approval of the "performance/sports car" category. Farmers failed to respond or provide information. I now have a formal complaint filed with the Ca. Dept. of Insurance against Farmers for non-disclosure and being in violation of corporate law related to lack of transparency. I would suggest that people never do business with Farmers Auto Insurance company. The complaints against them are substantial.

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    Customer ServiceCoverageStaff

    Reviewed Sept. 28, 2016

    I've been working with Michael ** from Farmers Insurance for the last 2 weeks and HE'S THE ABSOLUTE WORST. 2 weeks ago one of their insured hit me when he ran a stop sign at an intersection, doing significant damage to my car. The front passenger side was completely bent in, leaving a big gap with an air bubble. I called them and asked them to send someone over to do an estimate and Michael told me they don't usually do that unless the car isn't driveable, that I'd have to go to a shop and have them do it. I tried to explain to him that the car ISN'T driveable, that I just don't feel safe driving it in its current state but he just didn't care and insisted I had to bring it to a shop to get an estimate.

    I finally found a shop that could accommodate my schedule and location and they took a look at my car and told me I need to call Farmers and tell them to give me a rental, because this car isn't driveable. Only then did Michael set me up with a rental. After I got my rental from Enterprise, they told me that Farmers refused to cover my damage waiver on the rental because my insurance already covers a lot of that. I called Michael and asked that Farmers cover my damage waiver and surprise surprise, he said they don't usually do that. I pointed out that the accident was 100% their driver's fault and he said OK, they'll cover my damage waiver but first I have to get my insurance company to fax them a copy of my declaration.

    I spent the next 2 days running around making sure all the appropriate documents were sent over (with Michael giving me the runaround repeatedly), and finally he called me and informed me that they won't be covering my damage waiver because my own insurance company already covers a lot of that. I'm so appalled at the way Farmers has treated me. They've just made everything as difficult for me as possible, and Michael is all smiles and politeness on the surface but really has no sense of decency whatsoever. He's not even professional by auto-insurance standards. (And that's saying a lot!) If I incur any financial damages from this experience I fully plan to sue them.

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    Claims HandlingPrice

    Reviewed Sept. 28, 2016

    I switched to Farmers several years ago because State Farm wouldn't pay a claim on my house that my neighbors, who had other insurance companies, got paid for with the same damage. My son had a small at fault accident a couple of years ago, and I also had an at fault accident a year ago. Our rates went up slightly, but minimally. For the few preceding years, our rates stayed the same. We shop rates every year, and Farmers has come in number one every time. Sometimes they're close, but always the best price. I have a house and 4 vehicles on our policy.

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    Staff

    Reviewed Sept. 25, 2016

    Having been with Farmers Insurance for less than a year, I have already had half a dozen bad experiences. Most recently, my Homeowners Policy was somehow cancelled. The mistake was recognize, and promises were made to reconcile the issue. A month later, I received a final notice from my mortgage company stating that no action had yet been taken. Farmers has been derelict in their responsibilities. I signed up with the understanding that I would have a personal agent, close by. That has not been the case. The auto policy was supposed to be cheaper than what I had been paying. After signing up and cancelling my auto policy, it turned out the underwriter disagreed with the agent and we had to make changes. It has been nothing but one nightmare after another. After it was too late, my wife did a study. It turns out, Farmers Insurance has one of the lowest customer satisfaction ratings in the country.

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    Claims Handling

    Reviewed Sept. 15, 2016

    I have had a terrible experience with Farmers. On a home policy, they refused to pick up the bill when my car was broken into the driveway. Turns out, my girlfriend didn't have my name on the house policy... but I was living there and not a visitor... so they denied a claim when I lost a $4,000 camera. It's like they do anything not to pay. I'm dumping them asap.

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    Customer Service

    Reviewed Sept. 7, 2016

    Had a house fire. 2 days later I still have not heard from my insurance adjuster. I have called the claims # to start a claim, I was told the ins. adjuster would contact me asap... This never happened, so I call again and get the same runaround. Call a 3rd time and they give me more runaround and tell me I have to call the adjuster myself, so I did, no answer and no callback!!! I have no power in my home. I'm living wherever I can, even staying in my house with all the bad smoke fumes etc... I cannot believe that Farmers ins. has put this off like they have, for goodness sakes!!! It is my home. I have insurance and cannot get an adjuster to come here and do what is needed to get my home back in order!!! For shame on this company.

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    Verified purchase
    Ernesto increased rating by 4 stars.
    Customer ServiceClaims Handling
    After a positive interaction with Farmers Auto Insurance, Ernesto increased their star rating on Sept. 7, 2016.

    Updated review: Sept. 7, 2016

    Farmers Insurance has gotten back to me, and they have resolved my car situation. Their service has been beyond expectations. Thanks, Farmers Insurance!

    Original Review: Sept. 4, 2016

    It is incredible that after our accident on Saturday, Farmers put us on hold, and we are stuck in the house. We can't do anything until the Claims Representative returns from Labor Day's weekend on Tuesday, can't Farmers Insurance have someone else to assist us in the meantime? We don't have a second car. Therefore, we are stuck in our house; we can't afford a rental. The claim number is **. I still can't believe we are stuck inside our house like this.

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    Claims HandlingCoverage

    Reviewed Sept. 2, 2016

    Broken windshield. Called in claim. They are pushing me to use unauthentic parts and not use my Toyota shop to fix the broken windshield. I was completely misled by claims and All Star Glass with discouraging information if I do not replace with cheaper non-Prius parts. Very disappointing when you think that I pay them about 4800 per year insurance premiums. HA need a new insurance company.

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    Reviewed Aug. 20, 2016

    Farmers ins keeps jacking up your rates. Had no claims. Save over 100$ per month on car ins by switching away for them. If you're with Farmers I'd shop around now. If thinking about Farmers ins they will double your payments in a matter of year or two. I have been driving over 30 yrs. Never had a company take advantage of me so bad.

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    Reviewed Aug. 9, 2016

    Was first told that I could not be a customer because I was a tobacco-drug addict. Went away mad, but then joined a tobacco-drug rehab class and finally broke my addiction to the tobacco drug! Hurray Farmers. Thanks for helping me become a normal, tobacco-drug free citizen!

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    Staff

    Reviewed Aug. 6, 2016

    I had an accident during a monsoon kind of rain storm. I was in the middle lane driving correctly for the conditions. Then I went through a flow a water draining off of the roadway that was a three lane highway. When the younger driver came up on the drivers side too fast for conditions and hit the drivers door of the car I was in. After Farmers so called looked into it, they said keep me and boss loses his insurance. As much as he did not want to he had to anyways. Four years on the job plus and Farmers says I need to go. Farmers strong armed my boss into letting me go. They don't like to lose money. If that is the case why are you in the insurance business? Accidents happen. It is life. Deal with it Farmers. So I NEVER will use Farmers insurance. I do not condone strong arm tactics.

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    Verified purchase

    Reviewed Aug. 5, 2016

    My wife just got in an accident about a month ago. Got hit in the back passenger's door next to the rear wheel. I met her at the accident site and try to drive the vehicle to the repair shop could not even get out of the parking lot because the brakes were not working. Called Farmers Insurance. Let them know that they would have to tow the vehicle because it was not drivable with no brakes. They towed the vehicle. Took it to the shop be repaired all the body damage and then told me that the brake problem was an issue before the accident and was not caused by the accident but now all the evidence that could support that position is gone. So I had to pick up my vehicle with no brakes on a trailer. Tow it to a shop to get a new master cylinder put on. So I have a vehicle with brakes before the accident and then after the accident no brakes but then they destroy all the evidence that would support their liability.

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    Customer ServiceClaims HandlingCoverage

    Reviewed July 17, 2016

    My car was hit on the side by another car who had Farmers insurance. Farmers just took the word of the other car that she wasn't moving without checking on my side. No phone call, no email, no letter. Just flat out denied my claim. That is soooo shady. It's in bad faith. And it is soooo frustrating because I only have liability insurance. AAA my insurance says it's not my fault so they don't have to pay. Farmers only paid for their Farmers client because she has comprehensive insurance. That leaves me with my car not repaired the guy who got hit. Farmers need to be investigated by the California Insurance Commission people.

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    Verified purchase
    Customer ServicePriceStaff

    Reviewed July 13, 2016

    Run as fast as you can! When I finally canceled my insurance due to an excessive new premium this company has decided to charge me for past vehicles I've deleted, also the same vehicle TWICE! When I had canceled they should have owed me over $300 but somehow managed to explain with no proof that I owed them over $250!

    I had talked to several different customer service representatives and one representative had even seen that there were SEVERAL faults and multiple vehicles I was being charged for on my policy, he was supposed to look into the problem and call me back. I did receive a message on my answering machine from him but wasn't able to get the call and he had left no phone number or extension number to get back to him. I had called back and then they started saying I was with a sister company called foremost. I then was transferred to that company and they could not find my account. I then proceeded to talk with my local agent who fed me a bunch of **!!! I am extremely upset! Do not EVER GO THROUGH FARMERS!!! Beware!

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    Customer ServiceCoveragePriceStaff

    Reviewed July 11, 2016

    I had been with Farmers for 10 years for auto insurance. Very rude, unprofessional and they jump their prices up and down as they feel like it. Last year started bombing me with letters and urgent emails that I need to update my yearly mileage. When I went to my agent (Sacramento, CA) he ripped the letter and quietly told me, just pretend like you didn't get this letter. "Farmers just wants to charge you more for driving more" he said. I appreciate his honesty, but really? Is this really the best way to conduct business?

    When I had my one and only accident (my fault, total damage $3048) they didn't even care to ask if I'm ok... They down-talked to me like to a total loser (well because they lost money of course). Not what you expect after being a loyal customer for 10 years. When my mom left my policy to go to GEICO, they were very rude to her and threatened her that my policy rate will increase significantly, which it did: from paying $78 went to $124 a month. Are you kidding me??? With GEICO I got the same but more coverage for $74 a month.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed July 7, 2016

    I just joined ConsumerAffairs just so I could describe the leeches that are Farmers Home Insurance (I know this is Auto Insurance but probably same issues). Anyway, Farmers will rip you off any chance they get and is part of their strategy to make money and drain the American people for profits. Issue: They did not let me know that they will charge a monthly service fee, and depending on support agent not clear at all on how to avoid this fee. This really should be illegal!

    They provide your basic insurance charges without any explanation on "fees". Then they do not provide a clear path to resolve the issue (depending on the support person you get). Please be forewarned to ask allot of questions when signing up and keep a close eye on monthly bills. Honestly, I am seriously worried if I file a claim what Farmers response would be. I have no faith in this company. It makes me sad for our country that these type of insurance systems still exist that really help no one and rob already hurting families.

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    Customer ServiceCoverage

    Reviewed July 1, 2016

    I switched to Farmers one and half years back. Unfortunately little did I know that their policies were not transparent at all. They hiked my premium in the next couple of months of starting my policy. I have tried to find out whether I am covered if I rent a car for personal/pleasure use... but I have been given different responses by different representatives. Hence, every time I rented a car, I had to take the rental companies insurance to be one the safe side due to lack of clarity. I recently moved from TX to OR, and my premium was jacked up by $100 just because I added another car. I don't have a single ticket in the last 4 years of my driving history. The customer service - Krysta was extremely rude. Beware of this company.

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    Verified purchase
    Customer ServiceClaims HandlingStaff

    Reviewed June 23, 2016

    I was the victim. They accepted liability. Now they only want to offer lowball settlements. The Head of Claims Frank ** and the Chief of Claims Keith ** are on all emails and don't bother to look into the matter. They just hand it off. Their Director of California Claims Michele ** has refused to provide me with accurate information. Their Claims Manager Yolanda ** acted in bad faith, and it was caught in a negligent act by me on email. I have written documentation of all of my claims.

    I tried to contact their CEO Jeffrey Dailey, he is on several email chains and doesn't bother to respond. I tried contacting him at the corporate office and was told he does not take phone calls. The rep refused to provide me with an alternate email address for Jeffrey Dailey, and then gave me a fake email address for his "Secretary" Maggie **. The rep refused to give me her name or ID number for any reference. At this time consumers should be very aware of the unethical practices at Farmers Insurance.

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    Coverage

    Reviewed June 18, 2016

    Run, don't even think about using Farmers for your auto coverage. When I asked them to send me a history of my premium payments, they actually refused, saying I should get a subpoena...?? For my own premium payment record? I switched the same day and went to another company, as well as logged a fraud complaint with NJ Banking and Insurance Dept. Farmers is one BAD insurance co.

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    Customer ServiceClaims HandlingCoverageSales & MarketingStaff

    Reviewed June 17, 2016

    My insurance rep was nice and she seemed to care but she was the only one. The company policies and regulations are nothing more than a scam. I hope she got a better company to work for. While sitting in park at the smoke shop a woman came flying out of the drive through (the wrong direction) and hit me. After several calls and telling them I would have to get an attorney I was informed they wouldn't pay the claim because both parties involved were Farmers customers. So the claim was never paid and I had to pay the repair bills out of pocket even when she received a ticket for reckless driving.

    For what I paid there should have been more options as well as more discounts. Especially with renters and auto insurance. They should be more like Allstate but instead they are like Nationwide. Their jingle is "Nationwide is on your side". I sing "No, they're not. Those jerks sure lied." The coverage, the people (except the one representative), the policies, the premiums, the customer service, and the claims department all need to be changed if they want to be a better company for the people.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed May 10, 2016

    I was given a ticket for not maintaining my lane. I had spoke with the adjuster and explained that I would get the ticket off my driving record and not to do anything to pay the other driver till the ticket was removed. This is an email I received from the adjusters: "I have sent you all of the documentation I am able to release at this time; this included the pictures of the other drivers car. At the end of our last conversation, you advised you plan on getting the claim finalized in court

    so Asef and I have been waiting to hear what was decided."

    They did not wait, they paid her for her damages. Now the court of Atlanta has render me not liable for the accident and yet they still claim I am at 75% at fault stating I cut across in front of her. I have a recording of the other driver stating that when I started going I looked up then tried to change it to I looked up. She is what Georgia calls a Distracted Driver, a fine and ticket. As stated my insurance has the recording with that statement and still claims I am responsible. When as for statements and call records I was denied those records but that's ok. Georgia Commissioner will send me those records and I will get a lawyer to handle my case.

    Farmers Insurance did not do their job as my insurance company, supporting the other driver who was insured but did not have collision insurance, and going as far to say they stopped her insurance company from suing me. I did not ask them to do that, what I did ask is that they wait till the court trial was over before they acted. Farmers Insurance is a large company who is full of lazy people who are unable to justified their actions to me openly and honestly, and insist that I am the one at fault and changing their stance on what really happen. I would not have insurance thru Farmers ever again or recommend Farmers to anyone.

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    Staff

    Reviewed May 9, 2016

    Farmer's raised the "replacement" evaluation on my home over 50% last renewal. Valuation went from $97,000 in 2015 to $158,000 for 2016. I waited for the country appraisal and it was $95,000. In the time between the new appraisal and the county appraisal there was a hail storm. Basically the Farmers rep said that their "program" did the appraisal and they would not change the evaluation. Therefore, the premium went up over $500 dollars for the year. Then the Adjuster for the hail loss deducted 1% of the inflated evaluation - another $600 dollars.

    After 35 years with Farmer's, I'm done! They got their $1,000 and lost three cars and two houses. In putting the book up for bid I saved $1,300 for the same coverage. The book was bid with three A.M. Best rated A++ companies. Their appraisals for the house ranged from $95,000 to $103,00. Quite simply Framers ripped me off! Beware!

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    Claims HandlingStaff

    Reviewed May 3, 2016

    I am the proud owner of a 79 MG midget. It was a very clean car, my pride and joy. One day as I was pulling out of my garage, a woman in a Lincoln navigator drives by, I see her and she goes by safely, I proceed down my driveway. As I get to the end of the driveway I noticed her reverse lights go on, I proceed to put my car in first and drive up my steep driveway, the car stalls, she is still backing up towards me, my car is disabled. I'm stranded, at a stand still, I'm honking my horn. Stop! Stop! She doesn't hear me and plowed into the back of my MG. She apologised and admitted fault, to me and the police officer. The report reflected I'm the victim, she was at fault.

    To make a long story short, after submitting a claim thru Farmers Insurance they claim that because I was in my driveway and she was on the road that she had the right away, and they would not be compensating me for my damages. Wow! I'm 44, I've paid insurance all my life to protect me and others, and when I'm hit and need to be made whole again, this wicked unscrupulous company does this to good people. All I can say is what a wicked, selfish unprincipled Farmers Insurance company. Personally, I want nothing to do with a business like this and want others to know these underhanded practices are their modus operandi.

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    Customer ServiceCoverageStaff

    Reviewed May 2, 2016

    I live in Texas and my car got flood damage. Without my knowledge the adjustor showed up at my door, I thought that they were supposed to call you and set up an appointment. Well the adjuster that came was extremely nice and stated that my car was a total loss and that someone would be calling me regarding a settlement. The following day someone called me from Farmers regarding the estimate. I was livid! They want to give me $5400 for a car that I still owe $6400.

    I asked him if I kept the car, can they give me money for repairs, the agent said no. He said that I was forced to turn in my car. I told him that there is no way that I would turn in my car, and still have a $1000 balance with my lender. I would still be paying on a car that I didn't have. The agent told me, that Farmers was not covering my loan only my car. I told him, that the loan is part of my car! Andrew, the agent advised me that it was my fault that my car got flooded not his. I was livid again! How dare this idiot tell me that flood in my car is my fault. IF YOU ARE TRYING TO GET COVERAGE, STAY AWAY!!!

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    Coverage

    Reviewed April 30, 2016

    They assured us everything was fine with car rental. 5:00 Friday, they surprised us by saying we needed to pay an additional fee for our Monday morning car rental. I was hit by someone under their insurance. 100% their fault. They are unwilling to help, snide, and just generally an awful experience. Many hours of my life have been spent trying to get them to cover their responsibilities.

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    Customer ServiceCoveragePriceStaff

    Reviewed April 20, 2016

    I have never written a review in my life unless it was positive. Then again, I don't think I have ever been screwed over so bad by an agent working for a major company like Farmers! Long story short, I was added onto my grandmother's policy for auto insurance (she has had home insurance with them for many years). Our agent Mike acted so polite at first. I called him to clarify the amount of coverage my grandma and I were actually receiving. He had spoke with her first so when I called about this it was the first time Mike and I talked. When he spoke to my grandma he made it sound like it was all full coverage for both our vehicles, but it wasn't. So we talked it over and fixed all the areas that were incorrect.

    Luckily my grandmother asked Mike to email us with this quote that we went over together and include the monthly payment and first time payment amount. He emailed us, the amount to be taken out of my account was $234.76. About 2 days later I see that my account has been charged for $314.21. I called Mike and he couldn't seem to give us any solid answers of why he charged me so much. I asked to speak to a manager. And it's him! He owns the business, which is very sad... because when something like this happens you want answers, and when the manager/owner cannot answer these questions, there's a serious problem. SO I continue to ask him, if the amount to be paid was $234.76 then why was I charged so much more? First he says the insurance was $258.00 not $234.76... but I had it right there in writing what we discussed and printed out for our records. He continued to act as if we were miscalculating.

    Then he said we called a million times and he has been so nice to us (this guy is supposed to be there to answer questions right?)... I said, "OKAY Mike, even if it was $258.00 (which it wasn't) then what was the other $57 charged." He then tells me he filed an SR22 form on me, which at the time I did not know what that was. He said that because I was in a car accident the year before and I had a point on my license, that I was a high risk driver. Well, I didn't know for sure if this was true since I had never heard of such a thing... so I called another insurance company (Progressive) and the agent told me that in order to have a SR22 form you would have needed to have your license suspense from a DUI or have been pulled over or been in an accident with no insurance. Neither has ever happened to me. Never had any tickets, DUIs or had a car that wasn't fully covered.

    The last car I owned was financed from a dealership so it needed to be fully covered. Then I was in a head on collision so I totaled it and for medical reasons (concussion) I couldn't drive for awhile and received a point for the accident. But not for a DUI or no insurance... JUST TO BE EXTRA SURE, I called the DMV. She informed that I DID NOT NEED such a form, and if I did that the DMV would notify me by mail. I called Mike back and explained all this information I had just absorbed. He replied by saying, "Well sounds like you're happy with this other insurance company so you should go with them"... Well, yes Mike... I will... but I'm still wondering what all that extra money that was charged to my account is for? He said the SR22 form is $25, but that anywhere else it is $200-$300 to file. BUT I DON'T NEED TO FILE... so why did he do this without my consent? No answers.

    Then I asked that still leaves about $38 bucks that is not accounted for that I was charged... No answers. He then hung up on me and refused to pick up my calls because I was "so upset"... Wouldn't you be upset? Anyway, I had my grandmother call Mike back and ask Mike if he will email the fees he charged us for and also email the reason he filed an SR22 form... He refused to do both saying I was "upset and rude" to him so he will not email anything over. It's my information, I am paying to have this insurance, but he cannot email me the fees and charges...? Not professional, not honest, not right. I cancel the policy that day.

    Next morning I find out he charged me TWICE! I was overdrawn by $123.00. I called my bank and filed a claim against it and the pending amount was reversed to my account and the second charge will be reversed in 2 to 3 business days. JESUS. I will never be with Farmers Insurance again simply because of Mike. If you can't be honest about fees and charges or do things legally (like ask consent to be filing forms you shouldn't be filing for $$) THEN don't be an agent, because it looks terrible on the company itself. I sure hope this doesn't happen to anyone else... I suggest another insurance company... or at least not the one in Corona.

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    Customer Service

    Reviewed April 13, 2016

    I am writing this as I am still waiting on a rental car. Who knows how many more days I am going to wait. I have missing meetings left and right. I was T boned by a car crossing traffic. We have a police report saying that it was their fault. The claim number is **. Farmers did not even return my calls for two days. VERY POOR Customer service! After leaving about four voicemail we finally got a hold of them to find out that there is "nothing that they can do".

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    CoverageStaff

    Reviewed April 11, 2016

    They were my car insurance company for 12 years. The only accident I've ever been in was when I parked on a busy street corner downtown. I had just turned left, after waiting for pedestrians to finish crossing. I looked back, then out my side mirror before I opened the door: I could see a couple step off the sidewalk to cross, and other people crossing the street I turned and parked on. I opened my door and a bicyclist hit my car at high-speed. I was terrified! I work in health care, so instructed him to put pressure on his cut finger, luckily his only injury. I did all the responsible things.

    The bicyclist swerved around the pedestrians crossing the road, ran a red light, and hit my car. Anna ** was the person working on this situation at Farmers, and wouldn't accept that it was his fault, even though I had a witness, and it was in writing. To make it brief, I was not impressed with her intelligence, ability to follow logic, or her intent to document information accurately. The bicyclist had a history of bicycle accidents. Anyway, my insurance paid out and said it was my fault, when it clearly wasn't. I left the company after 12 years as a loyal customer. I went to State Farm, and now I'm paying about half the rate I was at Farmers for the same coverage. I do not recommend them for anything.

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    Customer ServiceStaff

    Reviewed March 19, 2016

    I had just finished paying the turnpike booth. As I headed straight a pick up, out of nowhere tries to pull an illegal u turn, and smashes both passengers doors, along with my quarter panel. The police report, states that my fender hit the other vehicle. I told farmers, and all they want to do is shove me the money! Bank of America loan officer as well as Wells Fargo loan officer told me on a recorded conversation that my car, is worth 12 thousand dollars! Farmers said it's worth 5 thousand! After I confronted him about the nada website and that I had done my research, he added # to 7 thousand dollars.

    Even when NADA said my car was valued at 8,200 dollars with the average mile of 111,000 thousand, now my car only has 67,000 thousand miles, dealers will sell my car for a easy 15,000 thousand! Both not including taxes registration and other sales fee! Incorrect police report! My rep just repeats the same thing over the phone! Perfect driving record. All they want to do is shove whatever money they believe it's worth, and have this accident on my record!

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    Customer ServiceStaff

    Reviewed March 11, 2016

    Farmers is so rude and will not help you, Tim ** In Kirkland WA is so rude and does not care, When I had my old insurance guy and when he left and when Farmers assign me to Tim no one called me. I had no clue. They also say things that are not true on discounts and they don't like military family, NO one should never say something if they can't do it or promise.

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    Reviewed Jan. 20, 2016

    Drunk guy ran the stop sign. Farmers Insurance said I was 20% responsible because I should have swerved into the opposite lane to avoid their client. So basically I should have had a head-on collision and may have gotten killed. It makes no sense how could that BS become law. (PEOPLE NEED TO VOTE TO KEEP THINGS LIKE THIS FROM HAPPENING.)

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    Customer ServiceClaims Handling

    Reviewed Jan. 7, 2016

    On November 28th, 2015 my daughters vehicle was stolen. The insurance company was contacted and claim was filed with foremost insurance. We have had very little contact with the insurance adjuster, we were told the claim would go to total loss on Dec 18, 2015 if the car was not found. Which was not true, they have not taken any action at all on the claim, we found out as of 01/06/16, the claim still has not gone to total loss dept. It was communicated to my daughter they need to talk to her brother regarding the theft, they had numerous opportunities to contact him since the claim was originally filed.

    My daughter was able to talk to a claims supervisor which placed her on hold initially and hung up on her and she had to keep calling back until the adjuster answered but still no updates, just the run around. This is the worse insurance company imaginable. These people do not return phone calls or provide updates and use stall tactics to delay paying claims. They have the police report and statements but refuse to do their due diligence to resolve this claim. My daughter made a terrible mistake choosing this insurance company, it's not a matter of you get what you pay for, her premiums are ridiculous for no reason, for those who have Foremost-AKA-Farmers-AKA-Bristol, good luck if you ever have to file a claim and expect good service.

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    Customer ServiceStaff

    Reviewed Jan. 6, 2016

    Met with an accident, person hit my car also had Farmers Insurance, NOW THERE IS NO PLACE YOU CAN COMPLAIN because both are having Farmers. In spite of my calls to toll free number as well as adjuster and agent, everybody is busy having family time for last 15 days. NO customer service by anybody from Farmers in spite I complained for dizziness as well as concussions. SHAME ON FARMERS, yesterday Farmers agent advise me leave Farmers Insurance.

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    Claims HandlingStaff

    Reviewed Dec. 30, 2015

    I had a car accident on 12/16/2015. Farmers insurance is putting me at fault basically because of what a witness says. The point of impact on my vehicle is on the side of my car. The other driver had opened her rear driver side door into my vehicle as I was driving straight Down the road. But because a witness says her door was open I am being put at fault. Her door impacted my car on the side. There is no possible way I would have been able to throw my car into her door if it was already opened. Evidence of the damage on both vehicles clearly shows that she opened her door into my vehicle. Which should put her at fault.

    I feel that the witness that they have is not credible either because I happen to know the witness and didn't have a great relationship with her. I just really feel and know that the other driver opened her door clear into my car and I should at no way have any at fault accident on my record, or should I have to pay her damages. I am very disappointed with the way the claim was handled and I am more disappointed with the outcome.

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    Customer ServiceStaff

    Reviewed Dec. 16, 2015

    In regards to my fiance's policy with Farmer's: Two years ago, Farmers didn't care to listen to a witness who said I had a green arrow to turn left, and that the lady who ran into me, ran it on a red. So, I was therefore penalized. This year, I was the one who was going straight, and the other party had a witness saying I ran a red light, to which I did NOT. Farmers now decides to not further investigate, but believe these so-called witnesses.

    There were also cameras at this intersection, and they did not pull those videos. I'm now penalized again? For being on the opposite side of the SAME case? I now have to go in and prove my own innocence because they slammed me with a citation that I did not commit. I will be fighting with this idiotic insurance agency until the very end. If I ran that red, I would have more than likely slammed into HIM, like the other lady had done to ME. But they don't care to look at the facts. They won't go out of their way for you. They won't work for YOU. They are lazy, rude, and out for just a quick fix. Their incompetence is your downfall.

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    Customer ServiceCoverageStaff

    Reviewed Dec. 3, 2015

    Jr. ** is the Agent that signed me up with Farmers Insurance and when he signed me up, I explained to him that my car had an after market radio, t.v. headrest monitors, etc. I asked him if he needed to take pictures of my car or anything in it, and he said "no you're good, we got you covered". Now after my car was broken into and everything was stolen, now they haven't covered anything because Junior ** neglected to mention anything about an extra coverage for after market equipment. So after going on 4 months now of going back and forth between corporate and the employees at this here farmer's.

    Farmers here in Costa Mesa claiming corporate handled error and omissions. Tyshon ** has finally owned up and decided to TEXT me the "error and omission" phone number. I feel it is out right ridiculous that this has taken so long and with such denial from the employees; Junior ** and Tyshon ** the most; after many of the employees said they would personally get the number for me and call me back (which no one had followed through with). If you look up Tyshon ** online...and I quote, "As your personal Farmers Agent located in Costa Mesa, I believe of keeping you informed of ways to protect what's important to you..." Get yourself to Geico.

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    Customer ServicePriceStaff

    Reviewed Dec. 1, 2015

    Farmers has been very good to work with. The cost is the most reasonable that I have found. They are always sending information emails to let us know what is going on and telling about new services. Payment process has been very simple. Our agent has been very good to work with. We have not had any claims, so no experience with this. We were out of the country for a while and Farmers really helped us get back with the auto insurance we needed. They were very helpful in working with us.

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    Claims HandlingCoveragePriceStaff

    Reviewed Nov. 27, 2015

    Upon comparing prices for 2 vehicles plus motorcycle and homeowners coverage, our rates kept jumping. Never got very good reasons why, economy, uninsured motorists out there etc. What we told, we have good credit, no claims, no tickets, etc. Our agent Mike ** from Concord, Ohio had my wife as primary cover for motorcycle, had her 2 daughters covered on it also, and nobody but myself has an endorsement. My 10-year-old car was more money than my wifes 2014 model vehicle. We had coverage with him since 1989. No more. I looked into rates with State Farm Ins. and changed to them. They save us $1400.00 a year bundling altogether. They are the ones who found these extra covered people on our policies. It's a program only they have on their computer. We don't know how long we were being scammed by someone we thought we could trust. No more! Be very careful. Fraud! Scam! And fast talking **!

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Nov. 23, 2015

    Great customer service! Very responsive and reasonable. Process all claims in a helpful, fast, and efficient manner. I can always count on Farmers staff to be courteous and answer all of my questions. Their fees are probably not the cheapest but you get what you pay for and with Farmers. You get excellent insurance.

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    Customer ServicePriceStaff

    Reviewed Nov. 18, 2015

    They gave me a great price for being a first time driver and I had an accident on my license already but that didn't make my insurance spike a ton; as a full time student I can still afford them. They are so helpful and friendly and they always make sure that I am satisfied after every phone call.

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    Price

    Reviewed Nov. 16, 2015

    We've been with this company for a long time and we're very happy with it. They have reasonable rates for our vehicles and our home. This is for Farmers Auto Insurance. As for Progressive Insurance, it was very expensive and I had a hard time paying it. That's when I switched to Farmers Auto Insurance.

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    Customer ServiceStaff

    Reviewed Nov. 15, 2015

    They are around when you call on them and in their office when you need to go by and ask any questions. They are also on Facebook if you want to contact them that way. They even try to put some fun in what they do by offering games off and on and contests on site to try to win a package. I am also check with the secretary every first of the year to make sure my premiums have not gone up and if they have we go over what can be readjusted to bring those back down to where they have been prior. What I don't care for is their dealing with another company that handles some of their clients and that can be frustrating especially if one of your kids are assigned to them instead. Prefer all being with same company and written up the same.

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    Reviewed Nov. 15, 2015

    They are a wonderful insurance company and wouldn't change off of them. They are cheapest that I have ever had and very friendly. They work with you and I don't mind paying the insurance at all. I have paid up to 250 a month on insurance and now only paying 130 a month. My whole family has farmers and wouldn't change it for the world.

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    Staff

    Reviewed Nov. 13, 2015

    A reliable company with agents in the community, call center and online access via their website. Supply all types of insurance and provide discounts for bundling insurances for the household. There for you when needed, have your back during claims process. Easy to do business with and provide a feeling of security.

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    PriceStaff

    Reviewed Nov. 13, 2015

    Farmers has been my insurance company for less than 6 months. We were given a cheaper and reasonable rate. So far, we have been satisfied with Farmers Insurance. We were able to go to a local office and speak directly to the agents over our auto policy. They were courteous and knowledgeable. I am looking forward to continuing business with them.

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    Staff

    Reviewed Nov. 11, 2015

    We have had no claims. We conveniently pay monthly and those payments are automatically taken out of our account each month, thus eliminating the need to worry about the premiums being made on time. Having paperless billing, we pay no fee for this monthly convenience. Our insurance rep stays in contact with us with updated and interesting monthly Friendly Voice Issues :)

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    Claims HandlingCoveragePriceStaff

    Reviewed Nov. 11, 2015

    My agent is easy to reach and is personable. Claims are easy to process and I get my money fast. I am rewarded for safe driving. It is very convenient and inexpensive. I love this company. I would highly recommend. Everyone should get this insurance. There are lots of great options for coverage. It is very easy to get coverage. It is easy to file a claim. My deductible is not very high and it is easy to get my car fixed. My agent Is always nice and friendly. I can go in a office and talk to someone as opposed to being completely online.

    I can bundle all of my insurance rates such as house, life and auto. There is always an office nationwide for me to visit. We recently moved and it was easy to switch to a new agent. I love this Insurance for its convenience and availability to me. It is a wonderful company with great values and I will use them for many years to come. I would suggest this insurance to all of my friends.

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    CoverageSales & MarketingPriceStaff

    Reviewed Nov. 10, 2015

    I contacted Farmers Insurance to get a quote for auto insurance when my teenage son got his drivers license. At the time, we were insured by State Farm. Once my son got his license the premiums went up by $300 per month so I decided to shop around. I contacted Allstate and Progressive along with Farmers for a quote. Allstate and Progressive were about the same cost as State Farm, but the quote I got from Farmers was same as it was before our son got his license. I even asked the agent, Steve Gawlik, why it was so much less than all the others and he stated that Farmers doesnt penalize new drivers like the others do. I agreed to purchase the policy and after the initial payment was made I was sent a policy and the insurance cards listing myself, my wife and my son as drivers.

    Because we were saving over $300 per month we had decided to lease a new car for our son rather than have him drive an old beat up car for obvious safety reasons. Even with the new car listed the premium didnt really change. Everything was fine for the first year, but then I got a notice from Farmers stating our premium was being raised by about $350 per month. When I questioned what the increase was for I was told that my son was never listed on the policy and now that he is a licensed driver we would have to pay the higher premium. I explained that he has been a licensed driver since before we purchased the policy a year ago. Thats when I found out about the agent that sold the policy Steve Gawlik.

    It appears the Mr. Gawlik in an effort to make a sale, sold me the policy under false pretenses. He falsified the documents he sent the home office stating that my son only had a learners permit but sent me documents stating he was one of the licensed drivers on the policy. Thats the reason the quote was so low and why. Then after a little research I found out the at the time Mr. Gawlik sold me the policy he was under federal indictment for fraud in a previous real estate scam. I can only imagine what would have happened if my son had been involved in a serious accident while we were insured under this fraudulent policy. And to make matters worse Farmers didnt think it was a big deal since we saved so much money for the last year.

    First of all saving the money wasnt the issue. We leased a new vehicle for my son based on fraudulent information we were given by A Farmers Insurance rep who they allowed to work while under federal indictment without any oversight. I also found out from the new agent they put me with that he was dealing with dozens of Mr. Gawlik's clients the he perpetrated the same fraud on. The worst part of all this is that Farmers Insurance never contacted me with any of this information until they sent me a rate increase and thought there was no problem with them employing someone like Mr. Gawlik.

    To add insult to injury, after I canceled the policy and paid the final premium, I recently got a letter from a collection agency demanding an additional $64 Farmers claimed was still due to them based on when my son was actually listed. Something I was totally unaware of until the collection agency contacted me. I hope all the other people that were cheated by Farmers Insurance and their agent Steve Gawlik speak up so everyone will know how Farmers treats their customers... BEWARE!

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    Staff

    Reviewed Nov. 9, 2015

    When my new Lexus was badly damaged by a careless driver who was successfully prosecuted by the police, Farmers insurance (3003352079-1-3) looked after the interests of the other insurer. I was told by the police to contact Farmers who were my insurer. This was a terrible mistake. I am still owed a small amount of money and Farmers were complicit in nickeling and diming us: Their customers.

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    Coverage

    Reviewed Nov. 8, 2015

    Had Shelter for 15 years, home and auto. They kept raising my payment on my homeowners insurance. So I went online to search for a better deal, found Farmers, saved 200$ on home and 75$ on auto. So I switch about 7 months ago. Plus, I have better coverage than I had before. Very satisfied with Farmers.

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    CoverageStaff

    Reviewed Nov. 7, 2015

    My 20 year experience with Farmer's has been a reflection of my Farmer's agent who gives great advice and makes sure I am covered with auto, home, earthquake, and umbrella insurance. Your insurance is only as good as the agent that represents that company. These online companies could care less about your needs. Meet your agent and let him or her custom design your coverages. Take pictures of your home and any items you value or need an appraisal for the record. Let your agent know when you have made improvements or upgrades so they can be noted. Insurance only covers what you document.

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    Claims Handling

    Reviewed Nov. 7, 2015

    I haven't had any issues, although my rate is higher than I would like it. But I haven't gotten to any accidents so it hasn't been an issue. I have not had to file any claims or anything. I have never had to do anything with my insurance other than pay for it.

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    PriceStaff

    Reviewed Nov. 6, 2015

    They are very inexpensive to be with and my relationship with them has been very good. Would recommend to anyone. Farmers is like family and they care good of their customers, with caring and concern.

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    Reviewed Nov. 5, 2015

    I have a personal relationship with my agent and can ask any questions that I have. He tries to save me as much money as he can. I can even reach him on the weekends if I really need his help. They also have life insurance.

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    Staff

    Reviewed Nov. 5, 2015

    I've had them nearly fifteen years. I had auto insurance from them since I was able to drive. Then when I bought my first home I went through them again. I think they are okay but I wouldn't recommend them to anyone. My bill constantly fluctuates month to month and I'm not sure why. They change offices so many times.

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    Customer ServiceCoverageStaff

    Reviewed Nov. 4, 2015

    The lady I deal with at the local office is super helpful. It was very difficult to find house insurance in our area due to a recent wildfire and hurricane but Farmers was willing to insure us at a great rate. We moved our Auto insurance to them as well in order to take full advantage of the discounts available. I have not had any problems with Farmers and whenever I have a question, the lady at the local office has a quick answer and/or solution.

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    Claims HandlingPriceStaff

    Reviewed Nov. 4, 2015

    I have been a customer of Farmers for almost 15 years. Price I pay for my policy is more than a fair value. Their locale representative is wonderful and always available. I've only had to make 2 claims and both times they were handled with the utmost efficiency and respect.

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    Staff

    Reviewed Nov. 4, 2015

    My insurance broker is very helpful and easy to get a hold of. He bundles my homeowners insurance and auto insurance. He is local and close by. He gave me a reference for roofers for my house and gives me advice on my deductible and how much to insure. I am pretty happy with the situation.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed Nov. 3, 2015

    Good customer service. Offer multiple discounts. Available by phone or email. Offer multiple policies. Many offices. Good reputation. Fair prices. Respond promptly to questions. Have not had to make a claim in all the years we had them.

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    Claims HandlingStaff

    Reviewed Nov. 2, 2015

    They are very helpful. Anytime I have had a problem, they have fixed it in a timely manner. The people who I talk to are always very friendly. They have competitive rates and great discounts. The claims process is also very easy to work through and they very helpful the whole time through. They also have good deductible options for all types of budgets.

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    Customer ServiceStaff

    Reviewed Nov. 2, 2015

    Always there if needed but stay in the background when not needed. Agent is always helpful and solves problems in a speedy manner. Customer service representatives are friendly and professional at all times. I would recommend this company to anyone who needs insurance.

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    Claims HandlingStaff

    Reviewed Nov. 1, 2015

    Farmers is a great company. We use a local agent who knows our family by name and is very attentive to our needs. When needed insurance for my new car, Alma, my agent, sat with me and we went over what was needed. The couple of times I had a claim, she was right on top of it. It was such a relief to have someone in your corner, especially at such a traumatizing time as an accident on the freeway that totaled my car. The person care I received was, again, just such a load off my mind, and the next steps in the process were clearly explained to me.

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    CoverageStaff

    Reviewed Nov. 1, 2015

    While their policies are slightly higher, the coverage is so much better. As is the service on both the policy and claims. I have never had anything but personalized, professional service from my agent or others in his agency. Any and all requests are promptly taken care of.

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    Claims HandlingStaff

    Reviewed Nov. 1, 2015

    I have been a customer for over 30 years. I have no complaints. They are there when I need them. Claims are filed quickly. They are friendly and helpful. I would recommend them to anyone.

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    Reviewed Oct. 31, 2015

    State Farm and Farmers give you service to make sure you are fully covered - number one. Number two - car insurance protects your property against any physical damage or loss your car; pleasant atmosphere to work with. Best wishes for the our Great Companies As a State Farm and Farmers.

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    CoverageStaff

    Reviewed Oct. 31, 2015

    Trustworthy, caring, want what's best for their clients!!! Gives discounts for multi policy insurance. Was a great help when needed for roadside assistance. Was prompt when needed help during an accident. Went out of their way to get us the best policy for our car, house, and earthquake insurance.

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    Customer ServiceStaff

    Reviewed Oct. 30, 2015

    Our agent never contacts us to update or go over new products. It seems the costs go up and up but the service goes down and down. We have always had to go to the office to ask questions because they never return phone calls. Although they are a friendly group of people their lack of enthusiasm for their chosen profession is disappointing to say the least. I am currently in the process of 'looking around'.

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    Claims HandlingStaff

    Reviewed Oct. 30, 2015

    Good service from agent. He explained the policies and the options very well. He was concerned with making sure I understood the policy. No claims, so there is nothing else I can say. If I have a claim, I would expect things to go properly.

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    Customer ServicePrice

    Reviewed Oct. 29, 2015

    I've been with them for about 20 years. I don't have a lot of contact with them, my choice. Many years ago I loaned my car out and it was in an accident. They were quick to respond and sent me to a shop that made my car look new because it was a new car. You could not tell it was in an accident. I haven't had any issues with them. They could probably lower their prices a bit but I feel well taken care of.

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    CoveragePriceStaff

    Reviewed Oct. 29, 2015

    Rates are lower than other companies that I have used (such as Allstate, State Farm, Good Sam, GMAC) and my agent is extremely helpful in setting things up to get me the most coverage for the lowest price.

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    CoveragePriceStaff

    Reviewed Oct. 28, 2015

    My agent with Farmers is so helpful. He helped us figure out the best coverage for our family and helped keep us within our price range by making sure we got any discounts we qualified for.

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    Reviewed Oct. 28, 2015

    I have never had any issues. I was in a car wreck once and I was taken care of by Farmers. Rates have been good and haven't changed much. I've been with them over 5 years. I don't think that I will be shopping for insurance any time soon.

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    Customer ServiceStaff

    Reviewed Oct. 28, 2015

    They give many discounts including safe driver, good student etc. They also have a 24 hr assistance so no matter what time you need them they are always there to help. Customer service is also great and they are always friendly and willing to check to see if any other discounts can be applied or how to add on new drivers. My family has been with State Farm for many years and when I started driving they put me on the same insurance with no hassle and were very informative on how it works and what benefits I would get.

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    Claims HandlingPriceStaff

    Reviewed Oct. 27, 2015

    When you have a problem, it is handle quickly and no problem with claims. The staff is very polite and helpful, like a hands on experience with a live person. Prices are very good and have discounts when there is more than one policy accounts.

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    CoverageStaff

    Reviewed Oct. 27, 2015

    I like the auto insurance that I have. I hate my agent and he is very unhelpful and makes mistakes on our policy consistently and I also don't like that our rates change a lot without an detailed explanation as to why. That tends to annoy me but I have not had a problem when contacting the company itself or with payments.

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    Staff

    Reviewed Oct. 26, 2015

    This insurance company was great, never had any problems. I had them for 15 years and loved them. My agent was very helpful. She knew me by name and would always get back with me very quickly. They paid off my truck when it was totaled, no problem. The only reason I left is because the prices kept going up so I eventually found a company that saved me around $500 a year.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed Oct. 26, 2015

    Good service for claims. But even when we don't have claims for several years the price keeps going up - a lot! Had to call the agent to see if we could get some discounts, which we have gotten some.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Oct. 25, 2015

    It's a good company and provides up to date technology. I have had one claim over the past 17 years I have been with them. They were prompt in paying my claim. They offer me new services regularly. They are prompt and offer different ways to pay your bills. They answer the phone when you call personally and/or return your call promptly... I would be happy to recommend them for all your insurance needs. I did try to have my house insured once with them but they denied me because my roof needed repairing first. I was a little unhappy about that.

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    Claims HandlingPrice

    Reviewed Oct. 25, 2015

    They are a no-hassle company with fast claims settlement and fair prices. They have always been responsive and we also have homeowners through them and enjoy bundled pricing. We have been with Farmers for over 40 years and do not even look at competitors because service is the most important part of our decision to stay with them.

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    Staff

    Reviewed Oct. 24, 2015

    They have very friendly service and have always been very understanding of all sorts of situations. My family has used this insurance company for a long time and has never had a single issue with them in any area at all.

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    Staff

    Reviewed Oct. 24, 2015

    Our insurance agent is friendly and helpful and very capable. Anytime we have questions or need to make changes, he is available and gets the job done quickly. We always receive a follow-up post card in the mail after making changes. We use auto pay and it is extremely easy to use.

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    Reviewed Oct. 24, 2015

    Been with the company for 25 years, since I been out of high school. I have had no problems. I have never had an accident. It is the only company I have been with and have never changed with no other insurance company.

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    Price

    Reviewed Oct. 23, 2015

    Have not had any issues. Easy-to-use, well worth the money. We have 2 cars and just got a discount for multiple cars.

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    PriceStaff

    Reviewed Oct. 23, 2015

    We are stuck with our Farmers insurance because it is joined with our homeowners insurance and we get a discount by joining them together. But I like how they will give you a discount if you have an extra vehicle on to your plan. I think the price is quite reasonable. They are also quite nice and helpful. However I have only been using this insurance for less than a year and I was put onto another person's plan so I am not very experienced with our insurance. I think Farmers insurance is quite cheap too, but if I had better options for my age I might change auto Insurance.

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    Staff

    Reviewed Oct. 22, 2015

    My insurance company is great. I seriously recommend it. Before I had Farmers I had Fred Loya and the service was terrible! I was in a car crash and it was my fault. They took forever to pay the person for the damages of the vehicle. Needless to say I ended up switching insurance companies. A few weeks ago I had a minor accident, not a big deal, and Farmers was really helpful. Helped me right away.

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    Staff

    Reviewed Oct. 22, 2015

    Changed to Farmers this year because I was not happy with service of other agent. New agent very easy to work with and very personable. Very knowledge about policy and helpful. Would recommend to everyone. Have auto and homeowners insurance with them. I like doing business with local people.

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    Coverage

    Reviewed Oct. 21, 2015

    Farmers is a great choice. All of the standard policy coverage types are available from personal protection coverage to uninsured motorist coverage. Farmers is also a great choice for seniors, who have access to special policies for retirement communities and some great discounts.

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    Claims HandlingPriceStaff

    Reviewed Oct. 21, 2015

    Farmers has always been a bit pricey, but I've always appreciated the service. I can always reach my agent with little effort and sometimes that's all that matters. I've never had to make a claim but feel confident I would get personalized attention if the need ever arose.

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    Coverage

    Reviewed Oct. 20, 2015

    Comprehensive answers to questions, assurance we carry proper amounts of insurance. Fast response to needs, coverage never questioned when needed, reasonable rate increases fully explained by agent when requested. Overall no worry coverages.

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    Price

    Reviewed Oct. 20, 2015

    It was great to start but every year the premiums go out although we haven't been in an accident. It's getting ridiculous. Looked at different companies and found so many less expensive options.

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    Staff

    Reviewed Oct. 19, 2015

    I have a great experience with my insurance company and don't have any problem at all. They are great company to belong to... The personnel do a great job on helping you out right away.

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    Claims HandlingStaff

    Reviewed Oct. 19, 2015

    I have been a client of Farmers for a number of years. They provide superior service. Claims process is fast and efficient and my agent is reachable and is knowledgeable in their products and knows what works best for my needs.

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    Staff

    Reviewed Oct. 18, 2015

    I have only been with this company a few months. However, the rates and deductibles are extremely reasonable in comparison to other companies. I had a great experience with my agent. He is easy to get a hold of and answers my questions fully so that I understand everything completely. It was an easy transition and setup to switch from State Farm to Farmers.

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    Price

    Reviewed Oct. 18, 2015

    Saved hundreds of dollars by switching to Farmers from Geico. Geico advertises as having low prices, but that didn't turn out to be true for me. I had State Farm before that and it was even more expensive. Haven't had a claim yet with Farmers, but don't expect any problems.

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    Reviewed Oct. 17, 2015

    I have never had any problems or issues. Always help me with any questions I may have. Great competitive rates. I don't have to talk to an answering machine or automated answering service.

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    Customer ServiceCoverage

    Reviewed Oct. 17, 2015

    We have never had any problems with Farmers insurance for any reason. They also cover our house insurance. Now if we call with a question it is answered to our satisfaction before they hang up. I am sure if we have a claim it would be handled quickly & efficiently.

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    PriceStaff

    Reviewed Oct. 16, 2015

    Very helpful with any and all questions. Understands that we are young and get distracted and normally extends our due by date. I could not ask for a better account holder and would recommend this insurance company to anyone looking for an insurance company. The only issue we have is we have a 1993 Jeep, we do not drive it and want to get rid of it. However if we were to cancel the insurance on it to sell, it would raise our insurance by $300. Other than that the price we pay is very reasonable.

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    Staff

    Reviewed Oct. 16, 2015

    Been with Farmers Auto Insurance for 7 years. Agent has been very helpful. Currently have auto, life, home and renters coverage. Agent keeps in contact with me about any possible changes that may need to be done. Agent seems to be looking out for us and our best interests.

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    Staff

    Reviewed Oct. 15, 2015

    I'm not overly impressed with their service, but they do a good job finding us the best rates. Our agent isn't friendly - at all. His secretary on the other hand is more than friendly.

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    Customer Service

    Reviewed Oct. 15, 2015

    I have been with them for approx 4 years. Any time I need anything they are quick with answers. They have humans answer the phone and are willing to help. We bought a car and they ran a number of quotes so we knew and could make a good decision on a new car.

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    Staff

    Reviewed Oct. 15, 2015

    They were no help. Accident happened October 1st and my car is still not repaired. I have major surgery on Tuesday, October 20th and at this point it won't be repaired. They are impossible to deal with.

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    Customer ServiceStaff

    Reviewed Oct. 14, 2015

    The customer service I receive is above average. My agent has come to know me and my husband. She makes me feel like a valued customer and as a result, we have multiple policies with them. You just don't get personal service like this from most companies nowadays.

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    Staff

    Reviewed Oct. 14, 2015

    My agent has always worked with me to get the best possible rates on my car and my home. We go over all the current information, like mileage and what coverage I need to be sure I have coverage for accidents. He makes sure I have enough to cover the other driver and their vehicle if needed.

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    Customer ServiceCoverageStaff

    Reviewed Oct. 13, 2015

    I was quite happy with Farmers Insurance. The agent we dealt with was always helpful, receptive, and made himself available to answer questions. When the occasion arose to change information for a new car purchase, the process was always quick and easy. I had the option of being sent updated information thru postal mail, email, or fax. Payment options were flexible and easy. The only reason I later chose another insurance company is because I was offered the same coverage for a lower rate, which Farmers could not match.

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    Customer ServiceStaff

    Reviewed Oct. 12, 2015

    They have always been nice, informative, and quick to respond to any questions or concerns I've had. I have never been in an accident during the 10 years I've been with them, so nothing major to have to talk with them about and I have auto payments. So I am a very easy customer though.

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    Customer ServiceStaff

    Reviewed Oct. 11, 2015

    I had Farmers for about 10 years when the car I was driving broke down and was so old it was virtually unrepairable. I kept Farmers Auto Insurance, however, until January of 2011. I hadn't had a vehicle since February of 1998 and paying the monthly premiums had become a burden. I asked to be released from my contract and my agent (cheerfully) complied, but I was told I had to pay for one last month, that is, the premium for February of 2011. I paid that, but the next month I received another bill. I was told I had to pay that one, too. I asked why and I was given some gobbledygook about how I hadn't fully paid for my policy.

    I kept paying for several months, always being assured that that particular payment would be my last. After 4 or 5 months I called them and said I wasn't paying them anymore. They began to send me threatening letters and then turned me over to a collection agency. I contacted the state insurance commissioner's complaint department where I was told my agent's behavior was definitely unethical. I filed a complaint, but the collection agency's calls stopped right after I told one gentleman that I was going to contact the insurance commissioner AND file a complaint, that is, BEFORE I even filed the complaint.

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    Farmers Auto Insurance Company Information

    Company Name:
    Farmers
    Website:
    www.farmers.com