Best Business Insurance Companies

Established in 2011, to meet the unique needs of small businesses, Insureon is now one of America's fastest-growing small business insurance company. Insureon helps small businesses find insurance policies, and their experienced agents work one-on-one with clients to recommend the best insurance policies for their specific needs.

Suracy provides a full suite of insurance coverages for small and large businesses. The company is a broker, meaning it sells insurance policies through national carriers. Suracy is an affiliate of AmTrust Financial Services, Inc.

TechInsurance matches customers with insurance agents and providers so they can get business insurance. The company specializes in helping IT freelancers, independent contractors and other small businesses find the insurance coverage they need to be in compliance with state laws and business contracts.

Trusted Choice helps customers find the best insurance coverage for them. It’s a group of independent insurance agents that get quotes from all their different providers so customers can easily find the best price. Trusted Choice has agents throughout the United States; you can find the nearest agent by visiting their website.

Hiscox is a provider of small business insurance. It provides professional business services that let buyers purchase insurance online or over the phone. The Hiscox Group is a global insurer offering over 100 years of experience in insuring businesses.

State Farm is a trusted name in business insurance, and it works with small businesses to provide a variety of financial products and resources nationwide. State Farm has been in business since 1922, and it now has over 65,000 employees around the U.S.

Humana is a business insurance company that specializes in providing health insurance for employees. It offers a variety of insurance options for employee benefit packages.

• Variety of plans: Humana offers a range of plans, including medical, dental, vision, group medicare and employee-paid plans.
• Individual care: Employee benefits plans can include personalized care for each employee, including wellness programs.
• Value: The company can save smaller businesses money by offering assistance in administering employee benefits plans for their employees, which could reduce demands on an HR department.
• Self-service portal: Humana has a self-service portal that makes it easy for employers and employees to pay bills, check on balances and upgrade their benefits as well as check on the status of claims.
• Wellness resources: There are numerous wellness resources for employers to implement and use at work, such as exercise programs, healthy dietary provisions at the office and more. These can help improve the health of their employees, increase productivity and boost morale.

Shelter Business Insurance offers a variety of business, commercial and business auto insurance coverages, among other types. The insurer was founded in 1986 and has over 1,300 insurance agents around the country.

• Local: Shelter has offices in 14 states so customers within their service area will benefit from the advantages of working with an insurance company with a local, personal presence.
• Business auto insurance: The company is a reliable provider of business auto insurance for insuring the vehicles your business requires for successful operation.
• Fast settlements: Shelter guarantees fast settlements so that customers don't have to go through a lot of red tape and long waiting periods with claims as they might with other insurance companies.
• Real estate support: If your business rents out properties, you can obtain basic owner's and renter's insurance to cover your place(s) of business.
• Bill pay: Shelter offers easy and automated bill pay options for insureds in order to take the hassle out of remembering to deal with invoices and payments each month.

Allstate Business Insurance provides a range of coverage options for both large and small businesses. It has Commercial Certified Agents who can help with unique business insurance needs.

Nationwide Insurance Company offers commercial insurance to small businesses in a range of industries. It is one of the largest insurance carriers in the world and its family of companies includes many smaller regional insurance companies.

Zurich North American provides commercial insurance for large and small businesses. The company has been in business for over 100 years and works with clients all over North America.

Mercury Business Insurance offers businessowner policies and other commercial property and liability insurance coverages for businesses of all sizes and in different industries.

• Customer service: Mercury has an customer service staff that provides helpful support all over the country and can advise businesses on a variety of insurance options. They have a large customer service staff so customers experience low wait times and get to work directly with an individual throughout the course of their claims process.
• Industry expertise: The company has worked in a variety of industries, including metalworkers, mini storage, restaurants, graphic design businesses and many others.
• Tailored coverage: It offers tailored coverage plans, which makes it easy to add specific coverages commercial vehicle insurance on top of general liability insurance.
• Reputation: The company has an "A+" rating by A.M. Best, a global credit rating company that focuses on insurance companies.
• Financially stable: Mercury owns more than $4 billion in assets, and financial stability is a signal of an insurer’s ability to pay claims that come in.