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Nationwide Small Business Insurance Reviews

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About Nationwide Small Business Insurance

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Nationwide Small Business Insurance offers a range of insurance products for small businesses. Coverage includes general liability, commercial property and workers’ compensation. Nationwide provides customized insurance solutions to meet the unique needs of small enterprises, integrating risk management tools and personalized support.

Visit www.nationwide.com/business/insurance
Pros
  • Excellent customer service experience
  • Wide range of insurance options
  • Fair and competitive pricing
Cons
  • Lack of communication in claims
  • Inconsistent pricing quotes

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Nationwide Small Business Insurance Reviews

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    Page 1 Reviews 0 - 40
    Customer ServiceStaff

    Reviewed Nov. 25, 2025

    At first I had a case worker that was real helpful. Afterwards they reassigned me to another named Renata and she is horrible, no help, with a nasty attitude. I can't believe they will staff a person like this.

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    CoverageTechSales & Marketing

    Reviewed Jan. 15, 2025

    They came back after we changed companies and said we were not insured to the amount of sales. Want us to pay $4000 more. They only audit the years they can get more $$ out of you. Stay away from this company.

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      Customer ServiceCoveragePricePunctuality & Speed

      Reviewed Dec. 13, 2023

      I was looking for a company to switch my business insurance to, so I called Nationwide and got a quote. The salesman was supposed to email me the quote which I never received so I messaged him and still did not hear back. After a month or so I called Nationwide again and was told that the salesman I had would get back with me, I told them I had already messaged him and never heard back but I was REASSURED that Chris would call me back asap. I have now been waiting for 3 days to hear back.... If you don't want my business well this is exactly how to go about it.

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      CoveragePrice

      Reviewed June 14, 2023

      We had a major toilet backup requiring new pipes and destroying the entire 1800 sq ft of office space with feces leading to a massive cleanup and cost to renovate and 11 weeks of lost revenue. Even with lost revenue insurance of up to 1yr, Nationwide would not pay a dime requiring us to hire an attorney and requiring us to file suit. They clearly don’t give a darn about you or small business les and are “not on your side”.

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      CoveragePrice

      Reviewed July 28, 2020

      If you are looking for a insurance company that is good and is truly on your side, Nationwide is not the company for you. They will quote one thing, then stick you with another, first chance they get. Business owners beware....

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      Customer ServicePriceStaff

      Reviewed Jan. 15, 2018

      My husband and I had a commercial claim that started back in July of 2017. We had a flood in our entire basement as a result of a plumber's neglect to finish their work timely. We contacted a restoration company and started the painful process of putting our home back to a livable state. The restoration company did a terrible job in removing all of the mud that had filled 2500 square feet of our basement. When they sprayed one area, it splashed the mud to all of the other areas. After several days of having them in our home, we refused to let them back in and decided to finish the rest of the work ourselves. The claims adjuster from Nationwide never actually came to our home to see the damage. He trusted the restoration company to tell him the damages.

      All of the costs for repairs have fallen on my husband and me. We have incurred several thousand dollars of costs, have continued to wipe items that we are still finding with mud on them even 7 months later. After sending receipts, photos, lists of items destroyed (many of which are irreplaceable), we felt we could no longer bear the costs of the flood damage, since Nationwide was not reimbursing for any of the items until it was complete. My husband and I decided that we would settle with all of the items we had reported. We also informed the adjuster that we had spent over 80 hours working in the area trying to get the basement back to the way it was before the muddy flood. The adjuster replied to my email with a comment that stated that the time that we had spent working in the basement was not a reimbursable part of the claim.

      His comments were that the state in which we live does not allow for property damage claims to compensate for "inconvenience factors" and that there would be no additional payment other than the amount sent in the settlement documents. Where on earth is it written that performing the work to restore your home back to a liveable state as an inconvenience factor? If we would have allowed the terrible restoration company to continue to work in that area, it would have cost Nationwide THOUSANDS of dollars. I contacted my homeowner's insurance agent who couldn't really speak to the laws that govern commercial insurance. Like I stated earlier in this review, my husband and I were forking out over 5 thousand dollars for many of the items to be repaired. We just couldn't afford to continue to do that any longer.

      The comments from the adjuster, lack of any reimbursement from Nationwide and the fact that we had tapped out our entire savings account, pushed us to sign the documents from Nationwide. We signed, notarized and mailed the paperwork. The very next day, I got an email from Nationwide asking "What is the settlement figure that you were looking for?" The first thing that came out of my mouth was "are you kidding me?" After being emailed with what was stated as quotes from the Utah Insurance Law stating that there would be no additional reimbursement, the adjuster had the audacity to actually ask that question.

      Needless to say, it is too late to change the document we signed and my husband and I will receive ZERO reimbursement for the work we have done and are continuing to do with all of the mud splatter. The slogan of "Nationwide is on your side" certainly speaks to its paying customers and not the people who place claims against it.

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      Customer ServiceCoverageStaff

      Reviewed Aug. 22, 2017

      After only a few weeks of coverage, I received a Notice of Cancellation. I called the number on the letter asking for clarification but the rep could not find a specific reason. I've found my experience with Nationwide extremely unprofessional and disappointing, to say the least. When I signed up for insurance with Nationwide, the rep seemed enthusiastic about my brand and was quick to get me coverage. As soon as I sent them payment, it was difficult to get the certificates I needed and now my insurance coverage is cancelled. Can you imagine how horrible it would've been if I actually needed to file a claim? This company is not dependable. When I was looking for insurance, I went on here to read the reviews. If you are in the same position trying to find an insurance company for your business - LOOK ELSEWHERE.

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      Customer ServiceCoverageStaff

      Reviewed June 19, 2017

      I've had Nationwide for several years for Commercial Auto and General Liability without much trouble. My policy renewed in mid-March, and by June was cancelled even though 3 payments had been received (with less than 3 months of coverage), so I had to call in after receiving a cancellation letter, which had the additional confusion of having another business' legal name with my trade name and address. The agent had to keep putting me on hold to review it and "collect her thoughts" and after half an hour still was unable to explain the cancellation or why my account had another business listed. In the end, I reinstated out of necessity, but lost a day of production waiting on the reinstatement to process and take effect. So any saving gained in selecting Nationwide over their competitors was lost several times over with the lost production time (I can only imagine if I had to make an actual claim).

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      Customer ServiceCoverageStaff

      Reviewed April 20, 2017

      They wrote me a policy for my commercial insurance policy and assured me that I was covered and after two months dropped my policy for no reason. I called and ask because I just had received my paperwork in the mail a month prior. Never got a response back from agent out of the Decatur, Alabama office. I was upset but I got other insurance now. Thank God for other companies.

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      CoveragePriceStaff

      Reviewed Feb. 22, 2017

      I called Nationwide for an insurance quote on a commercial property I have. The agent and I went over the property, the history of the property, and every detail pertaining to this property. As well as the specific type of coverage needed. We spoke daily and finally a quote was given to me which was a reasonable quote so I proceeded with the underwriter and they actually downgraded our coverage to another insurance policy we had so I thought great. Only to find out that now for some unexplainable reason the amount doubled from the quote!! I have excellent credit with no outstanding debts!?! They wasted a week of my time with no indication that the policy would cost more than their initial quote. And gave no reason why it doubled! Does anyone at Nationwide have any integrity? Shameful.

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      PriceStaff

      Reviewed Aug. 25, 2016

      Everyone I've spoken with there is very helpful and informed of all the ins and outs of business insurance that at first I didn't really understand. There were many choices of policies I could adapt for my small business which is important to me because I need coverage that I can afford. It was an okay price I mean I would like to be able to get more for my buck but compared to other companies I feel as though I got the best value for my buck.

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      Customer ServicePricePunctuality & SpeedStaff

      Reviewed Aug. 22, 2016

      The customer service was also good. They were able to quickly answer my questions with clarity. The people on the line did not seem to have any issues with regard to their attitudes. The variety was okay. There wasn't much that was different from the norm. Everything seemed just about average with nothing too apparent. I am happy with the price. With this cost, you get so much value that other companies cannot provide. They just seem like such a high performing insurer. I liked the claim process. Once again, it was mediocre. It appeared as if they needed to allocate more work on that area to ameliorate their overall business.

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      Customer ServiceCoveragePrice

      Reviewed Aug. 20, 2016

      I have found that Nationwide Insurance customer service is probably this best in the business. When I have questions they have answers. They waste no time providing you with the information you requested. The variety of policies Nationwide has to offer for businesses is unbelievable. Nationwide can even tailor your policy to meet your company needs. They are thorough when making you policy, and they cover everything A-Z. Nationwide is not the cheapest, but you pay for what you get. Nationwide is very reasonable with the pricing scale and are willing to work with you to keep the prices down. They offer education material about insurance and what you need to know before you buy. Personally, I have been very fortunate as not to have filed a claim. I think if I did, that the claim process would be speedy and accurate.

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      Customer ServicePriceStaffProcess

      Reviewed Aug. 18, 2016

      They have really great customer service. Always willing to help and answer questions. Great company to do business with. I'd recommend to all my friends. One of the best companies. They have all kinds of services and are very willing to help pick what meets your needs the most. Very good pricing. They offer good deals and are one place. I'd recommend to look first to get a great deal with lots of help with the services you need. Very easy and they don't drag out the process like a lot of companies do. They are willing to be there to help make sure you don't have a lot of problems.

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      Customer ServiceCoveragePrice

      Reviewed Aug. 14, 2016

      Service is great and get insurance I need and quick response to my calls. I would recommend to my friends and any coworkings looking to get insurance. Home, car, property, wind damage and I would recommend for motorcycle insurance also home insurance on all aspects like flood water damage. The price is fair for the amount of coverage I am getting on all forms of home and auto coverage. I am satisfied with all the coverage.

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      Customer ServicePriceStaff

      Reviewed Aug. 9, 2016

      The agents were extremely kind, polite and helpful. Also very knowledgeable and seemed to genuinely care. Friendly and just great all around. There are plenty of business insurance plans to fit a variety of different needs depending on the business and type of insurance needed. I just wish you could customize your plan a bit more. Overall, I think the price was very fair and competitive. The value of the service you're getting is worth the price of the plan you choose. I actually have not had to submit a claim yet, but based on prior experience and the great customer service they offer, I would guess the process would go smoothly.

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      Customer ServiceCoveragePriceStaff

      Reviewed Aug. 8, 2016

      Great local agent providing us great coverage and extremely low prices with friendly customer service and I would recommend this company to all I engage with in my day to day life. Coverage includes my home where I live plus adjoined sports card store and my two cars Ford and Chrysler plus any coverage of problems with customers entering my business. The prices are really the lowest we have been able to find and the local agent makes life easy for us if any problems arise. We have been with Nationwide for over twenty years. If any problems were to arise we only have to travel just down the street to our local agent for Nationwide. Then, they visit it with us in a face to face meeting to help us solve any situations that might come up.

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      Customer ServiceCoveragePriceStaffEase of Use

      Reviewed Aug. 3, 2016

      Their staff were knowledgeable. They seemed like they have worked there for years! Any questions I had, they were ready to answer! And they were extremely friendly. There are not too many different business insurance coverage programs, however, the ones that they do have are really relevant, and what we needed for my company.

      Nationwide is a bit pricey but it is a great insurance company with plenty of relevant options, and helpful staff ready to assist you in what you need. Their insurance policies all have great coverage. I have not utilized the claims process just yet. However it seems quick and easy to use and I know the staff are ready to guide you every step of the way.

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      Contract & TermsStaff

      Reviewed Aug. 16, 2015

      I made the worst mistake of my life when I made business with Nationwide. I bought some annuities 5 years prior and after gaining some profit, I decided to sell the annuities. They said I have to pay a fine before my contract is over. I was shocked! My financial advisor from Citi group never mentioned it nor did the original paperwork that I had received from Nationwide. There was no agreement that I had to maintain these annuities for 8 years! There were no mentioned penalties either! I complained to the Department of Financial Services, they couldn't help me. Suddenly, the value of my annuities started decreasing continuously. They used to say that the value of the annuities goes up and down with the stock market but now, it has only been going down & down.

      IN THE LAST YEAR ALONE, I LOST 30% OF THE VALUE OF MY INVESTMENT. Is there a crash in the market that I don't know anything about? Imagine losing 30% in one year! I can't prove that something fishy is going on & nobody can truly save me from them. God asked me to thank them anyway and to forgive them. But it's so painful to forgive after they've whipped me and slapped me with continuous losses. I did forgive them but I felt like God is also asking me to warn people about doing business with Nationwide. They are not on your side.

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      Nationwide Small Business Insurance author review by Kathryn Parkman

      Nationwide Insurance Company offers commercial insurance to small businesses in a range of industries. It is one of the largest insurance carriers in the world and its family of companies includes many smaller regional insurance companies.

      • Strong financial rankings: Nationwide has a long history as a Fortune 500 company, and it is one of the world's largest insurers.

      • Customizable policies: The company makes it easy to tailor policies to meet the needs of different business sizes and industries.

      • Claims services: Nationwide offer immediate access to live representatives, as well as to local agents.

      • Customer service: Nationwide offers customer service over the phone and in the network of agents across the country.

      • Variety of payment options: It allows customers to pay premiums by check, debit or credit card and also through the mail, online, by phone or via automatic payments.

      by Kathryn Parkman Senior Solar Editor

      Kathryn writes about topics important to both homeowners and renters, including security systems, pest control, solar panels, warranties and more. Her goal is to demystify complex purchases and empower readers to make informed decisions. Before ConsumerAffairs, she earned an English degree from Northeastern State University and worked in community journalism and digital marketing for several years.

      Nationwide Small Business Insurance Company Information

      Company Name:
      Nationwide Small Business Insurance
      Year Founded:
      1926
      Address:
      One Nationwide Plaza
      City:
      Columbus
      State/Province:
      OH
      Postal Code:
      43215-2220
      Country:
      United States
      Website:
      www.nationwide.com