State Farm Business Insurance Reviews

The adjuster, Mr. **, was completely intransigent. He ignored the realities of the repair, refused to pay for alignment, and flatly denied a modest $250 charge necessary to get the job done right. Instead, State Farm expected me to pay out-of-pocket. That’s not indemnification—that’s bad faith insurance practice. This isn’t just my story. Reviews show State Farm Claims holding an F rating, and now I understand why. They refuse to pay fair wages to technicians, deny reasonable repair costs, and shift the burden to policyholders who already pay high premiums. The deeper truth is this: State Farm does not make indemnity central. Their goal is to save money for the guys at the top—like their fat president, Jon Farney—who only seems interested in getting fatter in his pocketbook while customers get cheated.

It’s important to note: I am not criticizing my local agency. This complaint is aimed squarely at the State Farm Claims Department, which seems more concerned with cutting corners than honoring contracts. And here’s the bigger picture. The CEO of State Farm, Jon Farney, has donated thousands to the company’s political PAC. While there’s no evidence tying him directly to MAGA politics, customers deserve to know where leadership’s priorities really are—because from the outside, it looks like profit and politics come before people. State Farm Claims has shown me, and many others, that they are not living up to their promises. Customers deserve accountability, not excuses.

#StateFarm #BadFaith #InsuranceFraud #CustomerAbuse #AccountabilityNow #StateFarmClaims #InsuranceScam #PolicyholderRights #CorporateGreed #FightBadFaith #InsuranceAbuse #ConsumersDeserveBetter

2. Reducing risk resulted in loss of coverage. After our claim, we resolved to move the business. We had planned to stay with the same insurance. We moved from a location with no security and a water issue, to a location in a large, professional building with key card access on a hill. The underwriter insisted we provide several certificates (fire, alarm, etc) on the building where we are leasing a small space. Those certificates were never an issue for coverage before the claim at the previous location. We worked with the "landlord" to obtain what we could, but... I found out our policy was cancelled because the automatic payment did not process this month. That is really unprofessional.

Finally, I will say that the claim processing was otherwise simple, professional and quick. Though, of course, they raised our rate prior to cancelling our policy.

We forced her to go through court to obtain such, however she returned nothing but garbage, junk unreliable to distribute to the public. Finally robbing us a final time of our remaining store furniture, security cameras and destroying all of our signage, remaining property all without any legal permission to do so. This entire town knows each other btw.... State Farm denied the claim stating that I had something to do with the claim and I have never been in trouble a day in my life! They had no proof. Treated me as a criminal, didn't do their job fully investigating the suspects I provided, Didn't take into an account the police were late, Denied my claim for no reason, shared my personal claim information with my former land owner (She somehow knew my claim, number and denial information before I did). COMPLETELY dropped the ball!

STATE FARM YOU NEED TO DO WHAT IS RIGHT! I have now lost vehicles in repossession, threats of my home, complete financial distress because you refuse to pay out a claim and I now have lost my entire business behind it! NOT ALONE MY ENTIRE PROFESSIONAL name, career and college have been destroyed! YOU STOLE MY ENTIRE LIFE! THIS RACIAL DISCRIMINATION has to be handled! Their so-called lawyer even spoke about how "LOUD" my clothes were when I showed up for a 6 hour questioning! I showed up professional, unarmed and answered ALL of their ridiculous questions! Their story was that my clothes were "loud" and I supposedly showed up at a court proceeding with my firearm! COMPLETE LIE! They spreaded around the town between my former agent, the special agent or customer service that I had a former past of "doing this before" and completely RUINED my professional name forever!

PAY UP STATE FARM PERIOD!!! We have lost our entire business on the account of YOU! I am now in danger of possibly having to fight foreclosure! You have made plenty of excuses! "Like a good Neighbor" YEAH RIGHT! You profiled a neighbor as a criminal and ruined his entire career while at it! Never would I have ever thought to be treated this way especially as a minister! To add insult to INJURY YOU CANCEL ALL OF MY LIFE INSURANCE TO TOP IT OFF? What a COMPLETE SCAM THAT YOU ARE! BE A GOOD NEIGHBOR AND OWN UP TO YOUR COMPLETE discrimination and disregard of the law! Now i'm aloud to speak!!!! The complete community ousted me at one time based on what YOU told the public! You had no right to deny my company and this will be in court next month!

I cannot wait for a jury at this point because it seemingly doesn't bother you as to what I have had to lose throughout these two years! MY ENTIRE LIFE has changed! NO COMPLETE INVESTIGATION on the suspects I provided! Myself and my sister were both FINGERPRINTED and questioned separately as if we were being questioned for a crime. BOTH OF US LIVED TWENTY MILES AWAY from the store the incident happened at. None of this was considered or made of any concern and instead of State Farm covering me as an insurance company, they treated me and my sister as criminals, shared my personal information with the public and finally DENIED MY LEGITIMATE BUSINESS CLAIM for no legal reason to do so!

The former car dealership I worked for for YEARS turned into being a SCAM as well because they all somehow turned their backs on me at once as well! Years of me allowing the jokes didn't help me one bit! Remember "The black boy" NOT GETTING AWAY WITH THIS! According to the DOCKET we are due to start TRIAL 11,27,2023 and trust me I will NOT MISS A BEAT! I am asking for all interviews with local news at this time that are interested in speaking. My rights were SERIOUSLY violated and they have had time to make this right! As my financial life continues to be in complete ruins, State Farm would rather us ask for the jury to make a decision. It certainly did not have to come to this but how is this fair?

image.20231010035051661714.pdf. Read full complaint: **.

State Farm broke the law and gives commissions to companies that make sure your premiums go higher for workers' compensation. State Farm is a giant red flag for small businesses; especially restaurants. They completely take advantage and railroad small business owners. What can you do, argue with a salesman...? I would contest it, but I have a business to run AND I need to look for new business insurance. I suggest everyone else do the same.

Had flood damage in another business, water leaked from an apt upstairs from a broken water line. Same routine. After doing some research (better late than never) I found that this is State Farm’s m.o. Please do your due diligence before wasting your money on a policy from this company. They do any and everything not to pay. I got off easy being only out of a few thousand dollars, I feel sorry for people that it took 30 years to make a claim only to find out the caliber of company this is. Buyer beware.