Insureon Reviews
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About Insureon
Insureon makes protecting your business easy. Whether you need General Liability, Professional Liability, or Workers’ Comp, our hassle-free process can save you time and money. We curate quotes from the country’s top insurance companies, then connect you with an adviser who knows your industry. They’ll help you choose the policies you need to sign leases, satisfy contract requirements, and meet industry standards. Apply online for coverage!
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Reviewed April 24, 2026
I was trying to get a quote for my new business, and in my industry insurance is critical for closing contracts with other businesses. My broker was incapable of listening to my requirements both on the phone or reading emails. It took him a month of back and forth, multiple mistakes to finally draft a contract that had my requirements which should have been turned around within a week. I escalated to his management and asked to switch brokers because I'm a small business and cannot afford the churn or latency since 100% of my contracts require endorsements, COIs, etc. customized as part of the funnel to closing contracts. His management was defensive, condescending, and ultimately because of how I was treated as a customer, I didn't want to work with these brokers or their management chain. I couldn't trust that they would be able to do their job and not impact my sales funnel.

Reviewed Jan. 23, 2026
They do basically nothing. They just get your information, find an insurance company that you can find by just doing Google search, and that's it. You have to deal with the third party insurance company and make all the payments.
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Reviewed Aug. 6, 2025
I take it that Insureon is trying to jettison small businesses. Our company has been bearing with their poor business practices for years, but this year it hit rock bottom. We received a nonrenewal letter and need guidance and assistance, yet not getting any responses at all! The agents change almost yearly, become younger and more inexperienced. The customer service is non-existent. Disrespect and arrogance is beyond description. Do not go with them if you a really small business!
Reviewed June 27, 2025
Terrible waste of time - after half an hour of questions, only to get put on hold for a “partner” - an insurance company you want nothing to do with, or won't offer you coverage. Stay away - call big insurance directly.
Reviewed June 18, 2025
This company is a joke. Almost 7k a year for a $0 payroll policy. What a joke. Scammer! I checked a few companies and they are all the same. California makes it even worse by requiring contractors to cart workers comp even without employees. I love throwing money down the drain. Only help the pockets of these thieves.
Reviewed Sept. 3, 2024
I submitted the online forms for quotes on 8/19/2024 and received an automated email from the assigned agent on the same day. Never heard anything more so I reached out on 8/24/24, and received a response on 8/26/24 that I would get a quote in 24-48 hours. It is now 9/3/2024 and I haven't received a quote. I wish I could've gotten someone to provide a quote, but business doesn't wait, and missing the advertised timelines twice without any further communication is a major turnoff.
Reviewed Aug. 26, 2024
I submitted info to them for a workmans comp policy for my company on 08/20/24 and never heard back. It provided a client ID number for me and said an agent was working on it, and if I needed additional info to get in touch with them. They provide you with a temporary login (email and password). That's how I was able to see that they were allegedly working on it.
Six days passed and no return call or email message, so I called them to get an update. They requested a ton of info again just like I was requesting a new policy all over gain. I informed the male rep that I had already provided the info he was requesting and if he could possibly retrieve the info from the client ID that Insureon had my info under. He never acknowledged the client ID, or asked for it to possibly make for a less aggravating experience.
After providing a ton of info again, he said he would transfer me to the appropriate person and he asked if it was OK to transfer me? I said "sure". He responded in an unusual and official tone, "I'll need a yes or no answer". I responded back "yes". He then told me to stand by, while he transferred me, only to be sent directly back to their main website where I promptly hung up. Their phone system is horrendous, the employee I talked to couldn't spell a basic name like mines and took much too long to answer basic questions. An exercise in futility is my overall reaction.
My biggest complaint with Insureon is one day after I submitted my workmans comp application, the very next morning starting at 8AM, I was flooded with spam phone calls. My email address was also flooded with spam from dozens of businesses that I've never dealt with or heard of. With my mail account being a business email account, I've only received less than a dozen spam email in the span of a few years. After my application to Insureon, I started receiving over a dozen spam emails per day, as well as 10-15 spam phone calls per day. When you fill out the application, there is nothing allowing you to opt out, or anything alerting you that your info would be sold.
I sent an email to the Dept of Insurance (I'm in Calif), and I'm waiting to hear back so I'll know where to file an official complaint against Insureon. They only have reviews on their own site and none from trusted and reliable sources. So unless you dig a bit deeper is the only way to see poor service and questionable business practices. If you've been spammed with a flood of emails and phone calls (as others have noted), please file complaints with the proper agency that has authority. I don't recommend anyone use them for any type of insurance being that they can't even do the very thing that that they claim they are in business for. Once I hear back from the Dept of Insurance, I will update this review.
Reviewed Aug. 22, 2024
Took over a week to find out they won't insure me. Really a waste of time. Process asks so many questions and takes days every time to ask more questions. Then looked into reviews and saw I'm not alone.
Reviewed June 3, 2024
I had important questions about whether to make a claim with regard to damage to our business that the landlord would not cover. I tried repeatedly to reach customer service via phone (I left messages) and wrote emails too. No response whatsoever. Perhaps the company name should be Infurion because I was infuriated. It seems that small business actually don't matter when you're a big online broker.
Reviewed April 4, 2024
I so wish I would’ve read the reviews before I contacted these people. Fine print states that you owe them $175 for their “fee”. Nothing I couldn’t have done on my own. Complete rip off. Totally not transparent about their fees at all!

Reviewed Oct. 4, 2023
Horrible to work with. Typically company that over-promises and under-delivers. So far -- only one person has made herself available for service on the policy and that person is horrible to work with. Never answers the phone, never submit documents on time, it's always late. Does not complete needed documentation competently. It's chaos to work with these people.
Reviewed April 27, 2023
Insureon is an insurance marketplace. What they want you to think that means is that they'll get you the best quotes. What it really means is that they'll sell your information to dozens of third party insurance companies. Then the spam calls start. They will wake you up. Leave voicemails. Keep following up. There's nothing you can do except change your number and then warn as many people as possible not to do what you just did. I'm on this step right now!
Reviewed April 19, 2023
Jason ** with Insureon started off our very first conversation with not one, but two blatant and obvious lies. First, he messaged me the next day claiming that I had "Caught him after hours" the day before (I contacted him at 3:34 p.m., they close at 5:30 p.m.). Second, he said that I was "required" to purchase a General liability policy along with the Workers Compensation policy that I needed. I hold my G.L. through another company that I have been with for years and am very happy with. G.L. and W.C. are completely separate forms of insurance, and in no state is it required to purchase them together. For a provider to claim that it is required is dishonest AND illegal. Jason should be fired immediately. Honesty is always the best policy, and he is a bold-faced LIAR!!!!
Reviewed Dec. 9, 2022
Jason ** is seriously amazing!! I can honestly say that in all my years of getting any kind of commercial auto or commercial insurance it’s always been a hassle I never looked forward to dealing with!! But Jason was a godsend. Not only did he answer all my questions, he got me all new policies with COIs within hours!! He was always just a text away and always prompt. Where my other insurers would take days to get me COIs! If you’re looking for new insurance I would recommend Jason over and over again!
Reviewed March 4, 2022
Early in the process, it seemed promising....after filling out my company information and being transferred to a partner, the partner couldn't insure me...then transferred back...then to another partner, who couldn't insure me because I have one part time employee in AL and they don't do AL, even tho I told them I only need Florida...they told me WC covers all employees and you can't go state by state and had me pull my payroll for each state...90 minutes and nothing but wasted time. If Insureon can't send you to someone that can insure you, why do they ask questions and get in the middle of something they are only complicating.
Reviewed Aug. 5, 2021
Please update your internal database regarding my automatic renewals with Hiscox insurance for GLI. Brandon sent me an email that my PLI policy expired on 04 Aug 2021, which is not correct in two ways. First, Insureon does not have my PLI (E&O) policy. Second, my policy did not expire per Hiscox. Please update your internal databases so I do not get these annoying emails each year. Every time a new person takes over, I seem to get the same incorrect emails from Insureon. Thank you for your input and assistance in this matter. I would appreciate an email response to confirm when this have been permanently corrected internally at Insureon.
Reviewed May 10, 2021
When I saw the Insureon site which says "Answer a few questions. Compare personalized quotes." I immediately thought, "ok cool this is like Progressive but for business insurance". Boy was I wrong. Instead I spent 10 minutes filling out a fairly extensive list of questions about my business only to be called the next day by a representative that proceeded to tediously confirm all contact information I had given and then transfer me to a partner company. Not a great start, doing this over a call vs having a website that just shows you the options is certainly not what I would prefer, but hey they picked a great partner based on all the info I entered right?
The new agent then proceeded to ask me ALL OF THE SAME QUESTIONS I HAD ENTERED ON THE WEBSITE FORM. Seriously? What was the point of entering all that if it's not transferred along. ALL OF THIS COULD HAVE BEEN DONE VIA EMAIL instead of me sitting on what turned out to be a 15 minute phone call just for the agent to inform me that "sorry we don't have a carrier that can provide coverage for you". Great you could have looked over my form submission and figured that out in 1 minute. "Answer a few questions. Compare personalized quotes." There were LOTS of questions, not a few. I did not get anything resembling a personalized quote. I was transferred to a particular company instead of being shown something that I could compare. So they lied about every promise they make on their site.
Reviewed Jan. 29, 2020
One of my friends started his own firm a couple of years back. He used Insureon and he recommended me to use them as well. They were pretty good. They were pretty responsive and timely. They were always helpful. But the website itself could be improved. In my case, whenever I log in, it shows three different applications. There’s three buttons for the same firm name. When I click one of the firm names, it takes me to finish an application. If I click another one, it takes me to a different page. If I click the third one, that’s when it shows all the proof of insurance documents.
Reviewed Jan. 19, 2020
Insureon is affordable and it's really good dealing with their customer service. They communicate really well and they send email notifications of everything.
Reviewed Jan. 18, 2020
Insureon looked like a good deal and it looked pretty easy. I can have the money go out every month and not worry about paying it. Their reps are right on point and they know exactly what they’re talking about. They tried to tell me everything. Then if somebody didn’t know what they were looking for, they would find out by asking. They’ve all been good. I got Insureon for peace of mind. I know that I'm covered and that everything is fine.
Reviewed Jan. 16, 2020
Insureon was the only company that would do insurance for the type of business I have. I interacted with one of their reps and it was good. The guidance given to me was helpful appropriate for the questions I asked. They did a good job of getting the type of insurance I asked for and they were quick on responses. It has been a good experience with them.
Reviewed Jan. 15, 2020
I was looking for general liability insurance and I happened to find Insureon on the internet. A month after I took out the policy, I canceled the policy. The policy was 800 and some dollars and they had a non-refundable like 200 something upfront, and it was fine. But as soon as I've got another quote, I realized that their price is about $600 higher than the other guys. I went to Chubb and that's where my account is now.
Cancelling was kinda difficult. The agent ran me around for about 30 days trying to get the right paperwork signed. But overall, I went through the process and it got canceled. And they sent my refund check in the mail about a month later or so. There was at least $250 off the top of it because that was a nonrefundable. It seemed like a kind of a racket because what they wanted for the nonrefundable was what Chubb wanted for the entire year. I kinda felt like Insureon was ripping me off after I found out another price. $600 and some dollars a year is a big deal for a business owner. Every penny counts.
Reviewed Jan. 14, 2020
It went well with Insureon. I had the insurance I wanted and the price was fair for what I got.
Reviewed Jan. 12, 2020
We were looking for professional liability and when we Googled, Insureon was the first that came up. We accessed our business insurance provider, Hiscox, through them, and we were very happy with our experience. We're insurance agents and working with Insureon was quite easy and quick.
Reviewed Jan. 10, 2020
Insureon is the quickest and simplest one to get a business insurance from. Everything’s been positive in my interactions with them. I’m satisfied.
Reviewed Jan. 9, 2020
Insureon was recommended to me by an agency I was working with. I actually checked for a quote with Allstate also, and Insureon crushed their rates. It was so much cheaper. All my interactions with them has been online and their website was easy to work with in terms of getting a certificate of insurance. I've had them for about 8 months already.
Reviewed Jan. 8, 2020
We looked at whatever that was available online, and Insureon seemed to be able to provide us the kind of insurance that we needed. We got our insurance and we’re fine. It’s been as expected. The representative was very helpful and quick to respond. She also got whatever that we needed done quickly.
Reviewed Jan. 7, 2020
I’m a contractor and I needed the cheapest, affordable insurance. I was looking for the best that offered the most for what I’m paying and I got Insureon. Their representatives were great and everyone was helpful until they stopped covering me when the payment wasn’t going through. I couldn’t get a hold of anybody and since I had no one to fix the problems I had, I didn’t have coverage for more than a couple of months. So, it’s not great service. To get my money and to get a deal, at first, that was great. But then afterwards, customer service is completely lacking.
Reviewed Dec. 31, 2019
Insureon has the best rate for my business insurance. I spoke with somebody on the phone and everything was fine. I've been paying the bill and I haven't had any issues.
Reviewed Dec. 3, 2019
Insureon was a very horrible company and I won't do business with them anymore. Their customer service was really bad. I had to contact them to help me with some other insurance and tried at least 10 times to get in touch with them, but no one responded.
Reviewed Dec. 2, 2019
I looked at some other stuff and Insureon met my needs. Everything was great. Everybody was very helpful, I got it done and I'm happy.
Reviewed Dec. 1, 2019
Insureon had a nice website and its user-friendliness was real good. Everybody I talked to was real nice. I knew what I wanted and they may have wanted to do adjustments, but they were helpful. Everything has been smooth. Now I have insurance that covers my business the way that it should.
Reviewed Nov. 30, 2019
The rep from Insureon looked out for me, and they hooked me up. I get a lot of tree jobs now ‘cause they say it’s a good tree service.
Reviewed Nov. 29, 2019
Sometimes I've had to take the vendors' policy and I call Holly up. I ask and she says that they don't do vendors' policy and tells me the people I need to talk to, guiding me in the right direction. Insureon may not do exactly everything and anything, but they have answers for me and they're very honest and upfront. They are very productive and to my budget.
Reviewed Nov. 23, 2019
Insureon came at the right time I needed insurance. I had left another provider who was very unresponsive and really started jacking up my rates for my consulting business. I have to have insurance for my business and Insureon has kept me from being turned away from work.
Reviewed Nov. 16, 2019
I went to Insureon to get the Hartford insurance for my business. Apparently, they get different quotes from different places. So far, everything has been fine. My monthly payment is a bit better than what I was paying.
Reviewed Nov. 15, 2019
I opened a new business and got insurance for it through Insureon. The reps have been great and getting a hold of them has been easy. They do a good job and I recommend them.
Reviewed Nov. 10, 2019
Interacting with Insureon's reps was great. The guy who helped me out when I was needing insurance for a new office that I opened was pretty professional. I got good service and I'd recommend them.
Reviewed Nov. 5, 2019
Insureon's reps have been very professional. Any questions that we had, the representative was able to answer or at least take care of. We went with them and got good guidance for workers' comp insurance and business owner insurance. The reps were very informative and got us the coverage we needed.
Reviewed Nov. 1, 2019
I found Insureon on the internet and their website was very user-friendly. I spoke to their rep and the service I was provided with was good. They were really easy to get a hold of. I'd definitely recommend them to a friend.
Insureon author review by Kathryn Parkman
Established in 2011, to meet the unique needs of small businesses, Insureon is now one of America's fastest-growing small business insurance company. Insureon helps small businesses find insurance policies, and their experienced agents work one-on-one with clients to recommend the best insurance policies for their specific needs.
Free quotes: Small business owners and managers can get fast, free insurance quotes just by answering a few questions online.
Insurance products: Insureon helps small businesses evaluate a wide range of insurance products, including general, professional and cyber liability policies, as well as business owner's, errors and omissions, property and umbrella policies.
InsureonU: InsureonU, an abbreviation of Insureon University, provides educational materials to small businesses so that owners and managers can better understand their insurance needs and the products designed to keep them protected.
Partners: Insureon works with several A-rated insurance providers to make sure its clients can find the best policies that match their unique needs and budgets.
Industry knowledge: Over 100,000 small businesses have worked with Insureon over the past decade, so the company's agents are familiar with most industries.
Kathryn writes about topics important to both homeowners and renters, including security systems, pest control, solar panels, warranties and more. Her goal is to demystify complex purchases and empower readers to make informed decisions. Before ConsumerAffairs, she earned an English degree from Northeastern State University and worked in community journalism and digital marketing for several years.
Insureon Company Information
- Company Name:
- Insureon
- Company Type:
- Private
- Year Founded:
- 2011
- Address:
- 203 N. La Salle St., 20th Floor
- City:
- Chicago
- State/Province:
- IL
- Postal Code:
- 60601
- Country:
- United States
- Website:
- www.insureon.com




