
Old Republic Home Warranty Reviews
Previously known as Old Republic Home Protection
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About Old Republic Home Warranty
Old Republic Home Warranty, formerly known as Dependable Home Warranty and Old Republic Home Protection, offers yearly service contracts that cover home system and appliance repairs. It offers multiple plans with optional add-ons available to homebuyers and sellers.
- Customizable coverage
- Educational resources
- Clear pricing
- 30-day service work guarantee
- Not available in all states
- Occasional repair delays
Review Summary
Old Republic reviewers describe broad coverage on HVAC, plumbing and appliances, with technicians who resolve issues on the first visit. Some homeowners mention long hold times or repeat visits on complex repairs.
Reviews powering this summary
Our house is from around 1985 and two things came up. Filing the claims was fairly straightforward. Once, lightning struck our house.
Read full reviewI've had three claims with them. First claim was for a leaky faucet. They sent a plumber out and fixed it. Second claim was the air conditioner.
Read full reviewI sell real estate and I suggest them all the time. As far as submitting my claims to them, I do it online.
Read full reviewMy main concern was that when I received my warranty, there wasn’t enough explanation of what was covered and what wasn’t.
Read full reviewWe had a simple plumbing issue and filing that claim to Old Republic was simple. I called a number and they took down the information.
Read full reviewWe've had one claim through Old Republic and the contractor was so good. The first time that they came out, the schedule was very quick.
Read full reviewBut submitting claims to Old Republic was very good, and their customer service was great.
Read full reviewThe only issue is that I couldn't submit two different service requests at the same time. I had to wait a day to enter the second one.
Read full reviewSince starting with them in October, I've submitted requests over the phone and the customer service has been okay.
Read full reviewHad them for 10 years and never used them until last year, then they dropped us because claim was above $8000.
Read full reviewOur water heater went out and when we called, they said, "Oh, your policy expired. We'd already renewed it. So we're not covering.
Read full reviewHaving Old Republic is a good way to keep you covered when unknown or unforeseen things happen. I call them typically to file my claims.
Read full reviewThe website was a little confusing and didn’t always have specific options, but once I spoke to an actual person, the process was a lot easier.
Read full reviewThey did the best they could for the situation. The issue just wasn't covered in our contract. We dealt with it already.
Read full reviewWhen we moved into this house, it was already under a contract with Old Republic Home. The response has been fast whenever I call about my concerns.
Read full reviewI then discovered it was still under manufacturer's warranty so I used the company that installed it and it was covered.
Read full reviewThey wouldn’t add a new piece, even though it’s required for safety and the issue is within what should be a covered appliance.
Read full reviewCustomer service I got was much better with my last rep. I wanted some information on my plan and my local rep couldn't get it.
Read full reviewI purchased the platinum service thinking I would be covered for just about anything. It covers everything except whatever the problem is.
Read full reviewWe purchased a home warranty plan that included washer and dryer coverage when getting our new home.
Read full reviewThe electrician was great. However, it is very frustrating to call and get stuck in a loop so you cannot speak with an agent.
Read full reviewCompared to other companies, I like Old Republic’s response, courtesy, professionalism, and quality of vendors.
Read full reviewI went with Old Republic after finding out about them through my real estate agent. To submit my claims with them, I usually call over the phone.
Read full reviewl also I thought I detected a leak. I was reassured by the friendly and efficient service and advice on what to do next.
Read full reviewEasy fix and he was on his way. Upon watching Vlad work I could've done this myself but I am not a trained professional.
Read full reviewI do my service requests by phone, and sometimes, it's hard to get through to place a service order.
Read full reviewSmitty was very professional and personable. Would recommend them highly to anyone who needs such plumbing services.
Read full reviewOld Republic was recommended by our real estate agent, we’ve had them since 2017, and so far, the service has been okay.
Read full reviewHow can Old Republic Home think this is an acceptable way to conduct business and treat their customers?
Read full reviewI pay for "elite " coverage and I get atrocious customer service. If ANYONE ANSWERS THE PHONE AT ALL. I have literally been on hold almost 2 hours.
Read full reviewI was so impressed with MECHANICAL HVAC SERVICES from my first conversation with their Office Manager and then with the Technician.
Read full reviewTech came out asap and fixed problem. Efficient agent of ORHP chose repair company well. He was respectful and cleaned up after completing the job.
Read full reviewI am so impressed by the three different technicians that Old Republic has sent out on different occasions.
Read full reviewOld Republic sent out a work order to a local contractor and they had it fixed in record time!
Read full reviewOne of the best AC contractors I've worked with.
Read full reviewHe told me he would take care of it and he called Old Republic. Then I got a check in the mail for the money I spent on the first tech who came out.
Read full reviewThe plumber is great, not the first time we have used him through ORHP, and came out quickly.
Read full reviewAfter all this you finally got a GE certified tech to come over and it ended up being a bad wire to the microwave door. Fixed it in 30 minutes.
Read full reviewI had a tough experience with Old Republic. Two people came out and none of them said the work could be done.
Read full reviewThe initial heat and air people that came out here were the people that installed it and said that they needed a new coil, but it was brand-new coil.
Read full reviewI would recommend them highly. Fast and easy to get in my service call and expedited immediately. Many thanks. I will remain a customer.
Read full reviewThey cleaned the forced air from HVAC and also replaced the water heater. Many Thanks from Izabela and Sam.
Read full reviewAnytime I've had to call them for any service, they ensure that assistance is on its way within 24 hours.
Read full reviewI filed a repair request online and was contacted a few hours later by the repair company. An appointment was made for a repair visit within two days.
Read full reviewPrompt service excellent communication. Solved problem within hours of call. Excellent communication and explanation of the problem.
Read full reviewWhile the initial diagnosis was carried out quickly, I had to consistently follow up with Old Republic to push the claim forward.
Read full reviewI have done multiple request and all have been addressed in a quick, fast and professional manner. I would recommend to anyone.
Read full reviewCalled Old Republic and within two hours had a repairman at the house and repaired it quickly..
Read full reviewThe response time has been nice and the customer care has been outstanding keeping me informed every step of the way.
Read full reviewIt is now 117 in my house. I have tried for two weeks to get my AC fixed in Phoenix. You are the worst.
Read full reviewTheir staff follows up, the process is quick/easy, and they back up the work with a 30-day guarantee. Well worth the annual fee.
Read full reviewThe warranty’s price is not cheap, but then what is? I assume it's industry standard. The contractors were on time and have done a good job.
Read full reviewWe had just passed that 30-day mark by about a week. They were asking me to pay another $100 for the person to go out and fix it again.
Read full reviewThe unit was replaced at an affordable price, and the process went smoothly. I want to give a special thanks to the supervisor, Faith.
Read full reviewWhen my air conditioner went out, they gave me the money for what their air conditioner would cost, then I paid the difference.
Read full reviewUntil now they have not fix it yet. I believe it is worthless having this type of insurance.
Read full reviewDespite Old Republic covering the $100 fee for the visit, I ended up paying $704 out-of-pocket
Read full reviewIn the reply letter it states I am due no refund. It does suggest I owe them $329.07. Does not appear they are billing me for it.
Read full reviewI sent another $65 receipt for the plumbing fee. I didn't look at the fine print, but evidently, there’s a deductible that I didn’t know I had to pay.
Read full reviewAnd they are only guaranteed for 30 days?? I refuse to pay another hundred dollars for the same problem.
Read full reviewReviewers describe Old Republic's claims as easy to file by app or phone, with many customers reporting quick approvals on appliance and plumbing repairs. A few mention delays or denials on complex HVAC issues.
Reviews about claims
Our house is from around 1985 and two things came up. Filing the claims was fairly straightforward. Once, lightning struck our house.
Read full reviewI've had three claims with them. First claim was for a leaky faucet. They sent a plumber out and fixed it. Second claim was the air conditioner.
Read full reviewI sell real estate and I suggest them all the time. As far as submitting my claims to them, I do it online.
Read full reviewMy main concern was that when I received my warranty, there wasn’t enough explanation of what was covered and what wasn’t.
Read full reviewWe had a simple plumbing issue and filing that claim to Old Republic was simple. I called a number and they took down the information.
Read full reviewWe've had one claim through Old Republic and the contractor was so good. The first time that they came out, the schedule was very quick.
Read full reviewBut submitting claims to Old Republic was very good, and their customer service was great.
Read full reviewThe only issue is that I couldn't submit two different service requests at the same time. I had to wait a day to enter the second one.
Read full reviewSince starting with them in October, I've submitted requests over the phone and the customer service has been okay.
Read full reviewHad them for 10 years and never used them until last year, then they dropped us because claim was above $8000.
Read full reviewCustomers value Old Republic's coverage across HVAC, plumbing, appliances and electrical. Reviewers cite peace of mind for homeowners with older systems. However, many mention surprise exclusions or limits that emerged at claim time.
Reviews about coverage
Our water heater went out and when we called, they said, "Oh, your policy expired. We'd already renewed it. So we're not covering.
Read full reviewHaving Old Republic is a good way to keep you covered when unknown or unforeseen things happen. I call them typically to file my claims.
Read full reviewThe website was a little confusing and didn’t always have specific options, but once I spoke to an actual person, the process was a lot easier.
Read full reviewThey did the best they could for the situation. The issue just wasn't covered in our contract. We dealt with it already.
Read full reviewWhen we moved into this house, it was already under a contract with Old Republic Home. The response has been fast whenever I call about my concerns.
Read full reviewI then discovered it was still under manufacturer's warranty so I used the company that installed it and it was covered.
Read full reviewThey wouldn’t add a new piece, even though it’s required for safety and the issue is within what should be a covered appliance.
Read full reviewCustomer service I got was much better with my last rep. I wanted some information on my plan and my local rep couldn't get it.
Read full reviewI purchased the platinum service thinking I would be covered for just about anything. It covers everything except whatever the problem is.
Read full reviewWe purchased a home warranty plan that included washer and dryer coverage when getting our new home.
Read full reviewReviewers praise Old Republic's customer service as friendly and knowledgeable. Many homeowners describe representatives who set up claims quickly and walked them through coverage. A few customers mention long phone hold times when calling for support.
Reviews about customer service
The electrician was great. However, it is very frustrating to call and get stuck in a loop so you cannot speak with an agent.
Read full reviewCompared to other companies, I like Old Republic’s response, courtesy, professionalism, and quality of vendors.
Read full reviewI went with Old Republic after finding out about them through my real estate agent. To submit my claims with them, I usually call over the phone.
Read full reviewl also I thought I detected a leak. I was reassured by the friendly and efficient service and advice on what to do next.
Read full reviewEasy fix and he was on his way. Upon watching Vlad work I could've done this myself but I am not a trained professional.
Read full reviewI do my service requests by phone, and sometimes, it's hard to get through to place a service order.
Read full reviewSmitty was very professional and personable. Would recommend them highly to anyone who needs such plumbing services.
Read full reviewOld Republic was recommended by our real estate agent, we’ve had them since 2017, and so far, the service has been okay.
Read full reviewHow can Old Republic Home think this is an acceptable way to conduct business and treat their customers?
Read full reviewI pay for "elite " coverage and I get atrocious customer service. If ANYONE ANSWERS THE PHONE AT ALL. I have literally been on hold almost 2 hours.
Read full reviewHomeowners report mostly positive contractor experiences with Old Republic. Reviewers praise technicians who diagnosed and fixed problems on the first visit, with strong work across plumbing and appliances. Some describe contractors who couldn't resolve issues or needed return visits.
Reviews about contractors
I was so impressed with MECHANICAL HVAC SERVICES from my first conversation with their Office Manager and then with the Technician.
Read full reviewTech came out asap and fixed problem. Efficient agent of ORHP chose repair company well. He was respectful and cleaned up after completing the job.
Read full reviewI am so impressed by the three different technicians that Old Republic has sent out on different occasions.
Read full reviewOld Republic sent out a work order to a local contractor and they had it fixed in record time!
Read full reviewOne of the best AC contractors I've worked with.
Read full reviewHe told me he would take care of it and he called Old Republic. Then I got a check in the mail for the money I spent on the first tech who came out.
Read full reviewThe plumber is great, not the first time we have used him through ORHP, and came out quickly.
Read full reviewAfter all this you finally got a GE certified tech to come over and it ended up being a bad wire to the microwave door. Fixed it in 30 minutes.
Read full reviewI had a tough experience with Old Republic. Two people came out and none of them said the work could be done.
Read full reviewThe initial heat and air people that came out here were the people that installed it and said that they needed a new coil, but it was brand-new coil.
Read full reviewCustomers describe Old Republic's response as fast on most claims. Many reviewers report next-day technician dispatch on plumbing and appliance issues, with quick app-based scheduling. A few homeowners mention longer waits on HVAC claims requiring multiple visits.
Reviews about response time
I would recommend them highly. Fast and easy to get in my service call and expedited immediately. Many thanks. I will remain a customer.
Read full reviewThey cleaned the forced air from HVAC and also replaced the water heater. Many Thanks from Izabela and Sam.
Read full reviewAnytime I've had to call them for any service, they ensure that assistance is on its way within 24 hours.
Read full reviewI filed a repair request online and was contacted a few hours later by the repair company. An appointment was made for a repair visit within two days.
Read full reviewPrompt service excellent communication. Solved problem within hours of call. Excellent communication and explanation of the problem.
Read full reviewWhile the initial diagnosis was carried out quickly, I had to consistently follow up with Old Republic to push the claim forward.
Read full reviewI have done multiple request and all have been addressed in a quick, fast and professional manner. I would recommend to anyone.
Read full reviewCalled Old Republic and within two hours had a repairman at the house and repaired it quickly..
Read full reviewThe response time has been nice and the customer care has been outstanding keeping me informed every step of the way.
Read full reviewIt is now 117 in my house. I have tried for two weeks to get my AC fixed in Phoenix. You are the worst.
Read full reviewReviewers' value impressions of Old Republic are mixed. Some customers cite reasonable monthly rates and meaningful payouts. However, many describe multiple service fees per claim, rising premiums or denials that left them paying out of pocket.
Reviews about value and pricing
Their staff follows up, the process is quick/easy, and they back up the work with a 30-day guarantee. Well worth the annual fee.
Read full reviewThe warranty’s price is not cheap, but then what is? I assume it's industry standard. The contractors were on time and have done a good job.
Read full reviewWe had just passed that 30-day mark by about a week. They were asking me to pay another $100 for the person to go out and fix it again.
Read full reviewThe unit was replaced at an affordable price, and the process went smoothly. I want to give a special thanks to the supervisor, Faith.
Read full reviewWhen my air conditioner went out, they gave me the money for what their air conditioner would cost, then I paid the difference.
Read full reviewUntil now they have not fix it yet. I believe it is worthless having this type of insurance.
Read full reviewDespite Old Republic covering the $100 fee for the visit, I ended up paying $704 out-of-pocket
Read full reviewIn the reply letter it states I am due no refund. It does suggest I owe them $329.07. Does not appear they are billing me for it.
Read full reviewI sent another $65 receipt for the plumbing fee. I didn't look at the fine print, but evidently, there’s a deductible that I didn’t know I had to pay.
Read full reviewAnd they are only guaranteed for 30 days?? I refuse to pay another hundred dollars for the same problem.
Read full reviewOld Republic Home Warranty coverage
Home warranties cover mechanical breakdowns of appliances and systems due to normal wear and tear. Old Republic’s warranties generally cover the following home systems, appliances and specialty items. Specific coverage will vary by plan and location.
Old Republic Home Warranty has three coverage options: Basic plans cover some home systems and kitchen appliances, and Deluxe plans cover additional appliances like washers and dryers. Elite plans cover everything in the lower-tier options and have several extra perks, like higher coverage limits on kitchen appliances.
You can customize your coverage with add-ons to take care of additional equipment, such as septic tanks, water filtration systems, additional refrigerator/freezer units and pre-season HVAC tune-ups. Limited roof leak repair is also available.
| Coverage | Basic | Deluxe | Elite |
|---|---|---|---|
| Air conditioning | |||
| Electrical | |||
| Heating | |||
| Plumbing | |||
| Ductwork | |||
| Water heaters | |||
| Exterior sewer lines | |||
| Exterior water lines | |||
| Interior plumbing lines | |||
| Interior electrical lines | |||
| Sump pump | |||
| HVAC tuneups | |||
| Refrigerators | |||
| Dishwashers | |||
| Oven | |||
| Range | |||
| Cooktop | |||
| Built-in microwaves | |||
| Built-in food centers | |||
| Garbage disposals | |||
| Trash compactors | |||
| Ice maker | |||
| Instant hot/cold water dispensers | |||
| Range exhaust hood | |||
| Kitchen exhaust fan | |||
| Clothes washers | |||
| Clothes dryers | |||
| Toilets | |||
| Whirlpool bathtub | |||
| Faucets | |||
| Ceiling fans | |||
| Attic fan | |||
| Central vacuums | |||
| Doorbells | |||
| Garage door openers | |||
| Roof leak repairs | |||
| Main breaker | |||
| Plumbing stoppages | |||
| Home electronics | |||
| Smoke detectors | |||
| Jetted tub components | |||
| Monthly premium cost | $50-$55 | $55-$60 | $75-$80 |
| Annual premium cost | N/A | N/A | N/A |
| Type | Combo | Combo | Combo |
| Plan name | Basic | Deluxe | Elite |
| Monthly cost | $50 or $55 | $55 or $60 | $75 or $80 |
| Annual cost | N/A | N/A | N/A |
| Monthly cost | $50 | $55 | $75 |
| Monthly cost | $55 | $60 | $80 |
| Monthly cost | N/A | N/A | N/A |
Old Republic Home Warranty costs
Old Republic Home Warranty has three options, with monthly prices ranging from $50 or $55 to $75 or $80. The service fee, which is what you pay when a contractor comes to fix or replace something, is $100 or $125.
| Basic | Deluxe | Elite | |
|---|---|---|---|
| Plan type | Combo | Combo | Combo |
| Monthly cost | $50 or $55 | $55 or $60 | $75 or $80 |
| Yearly cost | N/A | N/A | N/A |
Old Republic Home Warranty notes it offers special reduced pricing on a first-year home warranty plan for recently purchased homes and rates will increase at renewal.
Old Republic Home Warranty coverage limits and exclusions
Regardless of your home warranty plan, some exclusions apply:
- Any service needed because of accidents like water damage, power surges or structural defects
- Repairs needed after acts of nature, such as earthquakes, fires or floods
- Upgrades to address equipment compatibility issues
- Disposal of hazardous materials
You can find more details in the “General Exclusions” section of your home warranty brochure.
Coverage limits
Old Republic Home Warranty limits vary by state and plan. Below, we’ve detailed the limits included in the Texas plan. For multiunit buildings, these limits apply per unit.
| Sellers coverage | |
|---|---|
| HVAC option (heating, ductwork and air conditioning, including water heater/heating combination units) | $1,500 |
| Plumbing pipe leaks in water, drain or gas lines that are under, encased in or covered by concrete | $500 |
| Appliance limit (per appliance) | $3,000 |
| Buyers coverage | |
|---|---|
| Diesel, oil, glycol, hot water, steam, radiant, geothermal, high velocity, water-cooled and water-sourced systems, and water heater/heating combination units | $1,500 |
| Ductwork and air transfer systems | $500 |
| Plumbing pipe leaks in water, drain or gas lines that are under, encased in or covered by concrete | $500 |
| Appliance limit (per appliance) | $3,000 |
How to file a claim with Old Republic Home Warranty
You can file a claim with Old Republic Home Warranty by phone or in the “Homeowner Central” section of the company website (you'll need to create an account). Claims take about 48 hours to initiate, and the trade call fee is due at the time of your request.
When you submit your claim, Old Republic Home Warranty gives you the name and phone number of an authorized service provider. The provider will contact you, at which point you can make arrangements for the service.
Old Republic Home Warranty stresses the importance of not calling a contractor before filing a request. This ensures that your warranty will cover the repair, which may not be the case if you don’t make arrangements through Old Republic Home Warranty.
Do we recommend Old Republic Home Warranty?
Old Republic Home Warranty can be a good fit for homeowners who prefer straightforward pricing and the ability to customize coverage with add-ons. If you value educational resources and a long-standing company with decades in the industry, Old Republic may be worth considering.
However, it may not be the best choice for homeowners who want coverage in every state, complete flexibility to choose their own contractor or faster-than-average repair timelines. Choosing a home warranty provider depends on your budget, home systems and service expectations.
What customers are saying about Old Republic Home Warranty
Many praise the efficiency and professionalism of assigned contractors, as well as the ease of submitting claims and overall service quality, making them likely to recommend the company. However, some report communication issues and delays in service, including waiting two to three days for responses or repairs. There are also occasional complaints about misdiagnoses, incomplete repairs and poor customer service from certain contractors, along with confusion caused by gaps in communication between Old Republic, service providers and customers.
Old Republic Home Warranty FAQ
How does Old Republic Home Warranty work?
Old Republic Home Warranty’s contract term is usually 12 months, with 13-month, 15-month and two-year plans available in some states. Old Republic Home Warranty primarily provides home warranties during a real estate transaction — if you’re interested, talk to your real estate agent.
Does Old Republic Home Warranty require a home inspection?
No, you can get a home warranty from Old Republic without a home inspection.
Where is Old Republic Home Warranty available?
Old Republic is available in Washington, D.C., and the following 25 states:
- Alabama
- Arizona
- Arkansas
- California
- Florida
- Georgia
- Idaho
- Kansas
- Kentucky
- Louisiana
- Maryland
- Mississippi
- Missouri
- Nevada
- New Mexico
- North Carolina
- Ohio
- Oklahoma
- Oregon
- South Carolina
- Tennessee
- Texas
- Utah
- Virginia
- Washington
Can I cancel my Old Republic home warranty?
Yes, you can cancel your Old Republic home warranty. You'll receive a full refund if you cancel within the first 30 days. After 30 days, or if you’ve had any services done, you'll get a prorated refund in most states. However, you’ll still be responsible for any service costs and a processing fee.
Does Old Republic have a service guarantee?
Yes, Old Republic guarantees service work for 30 days.
Does Old Republic deny claims?
Like all home warranty companies, Old Republic Home Warranty may deny claims in certain situations. Claims are typically denied if the issue is not covered under your plan, results from improper installation or maintenance, involves preexisting conditions that weren’t disclosed or falls under general exclusions such as structural issues, natural disasters or misuse. To reduce the risk of a denied claim, it’s important to review your contract carefully and file service requests through Old Republic before contacting a contractor.
Still have questions?
Is Old Republic Home Warranty legit?
Yes, Old Republic is a legitimate home warranty company. It might be worth it if you’re buying or selling a home or looking for a home warranty to cover the systems and appliances in your current home. We like that it has customizable coverage and educational resources on its website.
Old Republic Home Warranty Reviews
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- 4,913,341 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Old Republic Home Warranty Company Information
- Social media:
- Company Name:
- Old Republic Home Protection
- Website:
- www.orhomewarranty.com

