
Cinch Home Services Reviews
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About Cinch Home Services
Cinch Home Services is a home warranty company with over 45 years in business. It sells three plans with three different service fee options for flexible coverage and pricing. Cinch offers a 180-day workmanship guarantee and coverage for rust and corrosion damage, two perks that set it apart from other home warranty companies. Overall, Cinch can provide cost-effective solutions for appliance repairs, but there have been some instances of dissatisfaction with the service provided.
- Easy to file claims
- Coverage for unknown preexisting conditions
- 180-day workmanship guarantee
- Available in most states
- Potentially long wait times for repairs or replacements
- Some claims denied
- Occasional communication issues
- Deductibles can increase over time
Cinch Home Services Reviews
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Reviewed Feb. 26, 2015
TotalProtect has been excellent and I’ve always had immediate service. Usually the technicians have been good although on rare occasions, one or two were sloppy in their work. I don’t have to have any call backs and have been very satisfied with it. The only thing that TotalProtect was not able to do was to get itself put on my new mortgage. In the past, I had always paid them monthly premium through my escrow account on my mortgages but for whatever reason, when I refinanced, TotalProtect and the bank couldn’t talk to each other. Not a problem - I put it on my credit card, but I just found that very odd.
Reviewed Feb. 26, 2015
HMS came with house that I bought. Submitting the claim is easy as you can do it over the phone or through the automated system. However, the automated system doesn't collect enough information. The refrigerator and washer technicians were friendly, knowledgeable and quick. Both times when I called the service technician either they didn’t fully get the message or didn’t get the details. I had to call back to verify the appointment but the person was very friendly and fixed it quickly.
Reviewed Feb. 26, 2015
I hadn't submitted a whole lot of claims. Most of them were just on my heat pump. They replaced my water heater once and it took a while. It was kind of a slow process for me because I was the one without a hot water. But then when I came to do it recently, they came and did my glass door for me, it was very quick. I call, they'll come out and service it, and then I'll pay. I haven't had any really bad experience with TotalProtect. I've even referred them to other people because of the price.
Reviewed Feb. 26, 2015
We've had HMS since this house was purchased. When I call to file a claim, I'll get someone to talk to and I won't get a machine, so that's good. Then within the next day, they will arrange someone to come and take care of the repairs for something that is covered. They'll do that within a day or two of our call. They are good.
Reviewed Feb. 26, 2015
It's been good so far with TotalProtect and I'm happy with it.
Reviewed Feb. 26, 2015
I was with a different warranty company. I asked a guy I was working with which home warranties are the good ones to work with and HMS came on top of the list. One time, I was out of town and my wife was at home. It was cold but the furnace wasn't working. She called but the first person couldn't get out right away. Knowing it was cold in Kansas City, HMS contacted another contractor who came right out and repaired the unit.
Reviewed Feb. 26, 2015
I've been with TotalProtect Home Warranty several years and I've never had a problem. They've always taken care of what I needed taken care of.
Reviewed Feb. 25, 2015
HMS Home Warranty came with the package deal when we purchased the house. Submitting a claim was easy because I just did it through the website, unlike before when I had to call and talk to a claims representative. I just got an email notice about the company that was going to help us. The contractor technically understood what was needed. He informed me that there was a part missing in my refrigerator and that's why the water dispenser wasn't working. He said that he would have to submit the requirements and get approval. Four days later he came back, put in the part, and everything worked fine afterwards. It was a good experience and everything came out as expected.
Reviewed Feb. 25, 2015
So far I just had one inquiry with TotalProtect about my heating. Just before it got too cold last year I found that I needed a part, so they came and put it on. It's all good. The technicians were nice in explaining what was going on and what part I needed. I'm satisfied with TotalProtect.
Reviewed Feb. 25, 2015
A friend who is a realtor told me that HMS was a lot better than others. That was enough for me so I chose them. They are very good - always right on it. I call and they take care of it. They send somebody out and always do a follow up. I've always been happy with who they sent and I will continue to use them.
Reviewed Feb. 25, 2015
TotalProtect was recommended by Wells Fargo. I trust my them so I went with it. I've used them from plumbing to microwave repair to electrical. Once you call them for an issue, they will give you a person who is going to resolve it, and give you the claim number. You then pay the $75 minimum payment. Technicians are responsive, timely, courteous, and professional. Any work I haven't had to do I would just call them to return and/or to redo the job. If the job is done right the first time, they explain to you the issue once it is identified. They take the problematic item apart, brief you on what the problems are, and tell you what it would take to fix it. If they don't have the needed part with them, they'll go pick it up and come back to finish the repair. Then I give them a check and away they go, and they leave me a happy, happy customer.
Reviewed Feb. 25, 2015
It was easy to submit a claim to HMS. We submitted it through the phone, got a number to call and that was it. The technicians were very good and explained what was going on with my dishwater. And the work performed was excellent.
Reviewed Feb. 25, 2015
I couldn't be happier with the whole way that TotalProtect works. The service and the people who come out to the house have always been excellent. Over the years they've improved the process of filing a claim through the phone. They've made it much easier. They ask me why I'm calling and set up the appointments. At any point I need someone to come back I usually get a phone call from somebody telling me what the repair is and if it's covered or not. Outstanding.
Reviewed Feb. 25, 2015
The company that's been sent out by HMS Home Warranty to do the repairs has been very quick in response. It's been good with HMS.
Reviewed Feb. 25, 2015
I didn't like the warranty provider I was with, that's why I switched to TotalProtect. So far, I've been impressed with it. They were excellent - everyone was helpful, prompt, and really good. The technicians were knowledgeable and courteous though we didn't have any work done yet. I was denied. My situation wasn't bad enough. It was my water heater and they explained to me that as long as it was giving out hot water and wasn’t actually leaking, that I just have to hang with it a little while longer. I enjoyed TotalProtect and was honestly told some good information. I understood what the lady explained to me.
Reviewed Feb. 24, 2015
When I call HMS the serviceman usually comes the next day so it's been a good experience.
Reviewed Feb. 24, 2015
Since I bought the house I've always had a home warranty. I went with TotalProtect as it came through Bank of America. I have called the representatives a couple of times to place claims or change things and they're cordial when they answer the phone. Most of the times they are able to take care of placing the claim or making appointments for me during the call.
The technicians have also been good. The only problem is in making appointments with them. Sometimes it takes weeks before they can give me an appointment. If you need something taken care of within the next day and you call the people that are supposed to do the service, they say they can't come until a week later. If I have a problem with my A/C, there's a lot of other providers who can do 24 hours service and I can get it fixed within a day. But to go through a home insurance company, the choices are so limited and many of them do not offer that 24/7 service. Nevertheless, I’ve been happy with the service they are providing so far.
Reviewed Feb. 24, 2015
I chose TotalProtect because of monthly deductions coming out with our mortgage payment. In claiming, I do everything electronically. The technicians have been very good except for one plumbing issue. We needed some plumbing done for a problem with the drain and the plumber was unable to show up for three to four days, and that doesn’t work too long with drains. We eventually had to call a third party to take over that. Other works they have done were, however, top-notch - eights and nines out of tens.
Reviewed Feb. 24, 2015
The HMS claims process is fine except with the last claim that I had with them. It was subzero weather and my furnace wasn't working but then I'm the one that had to call around and get someone to come in here because the company that HMS contracted didn't respond since it's the weekend. HMS was supposed to reimburse me on this but I still haven't got it.
Reviewed Feb. 24, 2015
The representatives from TotalProtect has been awesome. In the most recent claim I had, they were very proactive in helping because some of the vendors did not want to do the work. The original technician that came out to diagnose the issue told me what was wrong. Unbeknownst to me, he called TotalProtect and said that he was not going to work on it but never notified me. I found out later though a representative that they had reassigned it to another vendor. The last technicians were awesome. I learned a lot about heating and cooling. All's well that ends well.
Reviewed Feb. 24, 2015
HMS is part of the deal when I bought my home. Everything is good - from submitting claims, the representatives, and the technicians they send.
Reviewed Feb. 24, 2015
I like the peace of mind knowing that I have items covered by TotalProtect. It has been an easy process to submit claims. We’ve gotten good people who seem to be conscientious with what they’re doing and very professional. The quality of work was top-notch so I definitely would recommend this service to anyone who’s a homeowner.
Reviewed Feb. 23, 2015
HMS was supplied as part of the sales agreement when we purchased our home. It's every easy to submit a claim. I called their 800 number and explained the issue to their claims representative and he informed me who would be taking care of it. They were always nice enough to know and make the appointment for me so I wouldn't have to. The technicians sent out were completely professional. They came in, identified the problem and took care of it. I was happy with the quality of their work - I'd recommend HMS.
Reviewed Feb. 23, 2015
I've had good luck with the claims so far. However, when I called in for my refrigerator, the first contractor came to look at it and said he will need a week to get the needed part, but I never heard back from him. Finally another technician came out and by the time he got it diagnosed and got the parts in, it was another five days. So I was without a refrigerator for the better part of a month. They finally said that it had to be replaced in about three weeks and it was another week or so before I got a new one. My most recent claim was great though. It was for my air conditioner, and the tech that came out had the replacement part on his truck, and the whole thing was repaired in an hour. It couldn't have gone any better. Overall, I'm satisfied and I'm getting what I'm paying for.
Reviewed Feb. 23, 2015
HMS was recommended by the real estate agent. Their claims rep and technicians were good. The technicians were also on time and I was happy with the repairs.
Reviewed Feb. 23, 2015
The claims representative of TotalProtect has always been very pleasant, efficient and extremely helpful and the technicians they send have been professional and their quality of work is good too. I had one experience where the boiler company that was scheduled to come told me they were not going to be able to get in as scheduled. I called TotalProtect back and they were able to put me together with another company that was a little more local to me and they were able to come in that same evening. I would recommend them and have.
Reviewed Feb. 23, 2015
I have nothing but good things to say about HMS Home Warranty. Claims representatives were all good and acted right away. I went online and got a call almost immediately afterwards to set the repair up. The guy came out and fixed everything. At first, I thought it would be a pain but everybody treated me really nicely. They were professional and I couldn't be more happy.
Reviewed Feb. 23, 2015
With TotalProtect, they usually fix the problem promptly. There were several surprises so far though in terms of the coverage - I didn't read some of the fine print so when I needed something put in my air conditioner, TotalProtect didn't pay for that so it's going to come out of my pocket. There were some hidden fees too that I didn’t know about but other than that, the service is great, the people were great, the reps were great.
Reviewed Feb. 23, 2015
I call HMS and they took care of everything I needed. So it has been very easy. I talked to and watched the technicians when they came here. The only time I had a bad experience with them was on a particular water heater I had but I called back and the representative handled it great. They recalled the techs they sent and got somebody over here qualified to handle the repair. And they fixed it right away.
Reviewed Feb. 23, 2015
TotalProtect is exceptionally helpful! The agents are pretty knowledgeable and they've always been really pleasant when I called. On the customer service end, I remember there was one young lady and I was pretty unhappy because the earliest appointment they could get me was three days from what I wanted and I had a plumbing issue with water everywhere. What she did was put me on hold and really research to see if there were any other companies in the area. Given the fact that it was the weekend, it was the earliest appointment that I could get.
And the technicians, some are really impressionable. They explained everything good. My plumbing issue turned out to be a big waste so it was just something that had to do with the faucet, it wasn't lined properly. They came and spent 15 minutes. They took the time to say what's causing it and actually showed me how to prevent future issues with the dryer.
Reviewed Feb. 22, 2015
I had home warranty before but I didn't like it and got rid of it. And then I talked to one rep and he told me what TotalProtect was all about and she promised me that it was totally different from what I had. So, I decided to sign up at that point. The representatives were courteous. They were extremely helpful in letting me know the status of my claim and what they were doing to resolve it. I had to have my part ordered, causing a little delay, but it wasn't a long one.
And all the technicians I had were excellent. They were on time, professional, and courteous as well. They were also very knowledgeable and they explained the process of what they were doing, what was needed, and what was wrong with it. I had a claim for my air conditioner, one for the fan, one for my microwave and all were done excellently. Everything is in good working order.
Reviewed Feb. 22, 2015
I have had nothing but great success with HMS. I love them and I'm going to continue my home warranty with them. I have two homes and don't want to have to pay for a lot of rental repairs so that's why I'm with HMS. They have a local rep here that I trust, Mr. Thomas **. He's a great rep. He explained the whole program very well to me and sold me the warranty. I've just stuck with it since. I've also had excellent service when it comes to claims. We've had the plumber a couple of times and I love him. Everything with this company has been great. They get things done so fast and are so friendly. I'm a realtor so I've had the opportunity to recommend this to other people and it's worked out really well.
Reviewed Feb. 22, 2015
TotalProtect was offered through my mortgage company and submitting claims have been very successful - no complaints on that. The claims representatives were very helpful and the technicians were prompt on the visit. They were They went to work real quick and solved the problem. They answered my questions too.
Reviewed Feb. 22, 2015
I had to do a claim with HMS Home Warranty and it was pretty simple. Their claims representative were helpful, explained the process to me and it worked out as they described it. The technicians came out to fix it and got there before I did. The inspector of the unit told me what the problem was and fixed it right away. Although I'm still experiencing an issue that existed at the time that we experienced the problem, it's not quite as bad or as often as it was before. No complaints.
Reviewed Feb. 22, 2015
Everything with TotalProtect is good so far. It's perfect and I will recommend it to a friend.
Reviewed Feb. 22, 2015
I don't have any problems with HMS. It's just the technicians that they sent out. They don't like to listen to what the customer is telling them. I know my unit. I've been in my house for 13 years and I had prime example. Before I called HMS, I had my unit serviced and cleaned before the winter came in. Prior to that, I had the people that gave the service to come back out and they described to me that I need certain parts. They wanted to take an extremely a lot of money. So I said I'll pay for the extra service that I had to pay to have them to come back out.
I called HMS and they sent someone out. I was explaining to the guy what I had done. He tells me, "Well, no, that's not the issue. This is the issue." I said," Sir, I just had service done and they pointed to me exactly what the problem was, okay?" He didn't fix that but fixed the motor instead. He said "The motor was going bad, okay?"
Apparently not only the motor is working but I'm still having the same problems that I told them prior to the other service people I had. It had a loud noise without even comparing my noise on my unit with my neighbor next to me and it takes a long time for my unit to cut off. It goes into auxiliary which makes my bill go extremely high. I know we had cold weather but I never seen this happened long as I've been in my house.
Reviewed Feb. 22, 2015
Claims process was real easy and simple. Reps on the phone were very helpful. Technicians that have been sent to our home were excellent. They were on time and did a good job. They were very professional.
Reviewed Feb. 21, 2015
We had a few claims in the first year and I was satisfied with HMS Home Warranty's service. Everything has been great except for one situation where they weren't able to get anybody out that night, so then I had to contact my own provider, and then I had to submit receipts but that seemed to be a little bit of a hassle, and it took a while to finally get my money back because they lost the receipts I submitted. But other than that, whenever I've had to use the ones that they have provided, it's been great. The technicians that came to service our appliance were really friendly, courteous, and knowledgeable and got done what needed to get done. I'm keeping them going forward.
Reviewed Feb. 21, 2015
It's a good home warranty and they have great service. I haven't had any problems yet. The technicians were very professional and they get the job done. Submitting a claim with TotalProtect is very easy. All you do is call in the 800 number and tell them what’s wrong and if it's covered they will set it up for you.
Reviewed Feb. 21, 2015
When I bought the house, I was given a choice between keeping the appliances or they would buy the house warranty for the first year. My friend who is in real estate advised me to get the warranty instead. In the last nine years that I've had them, I used HMS Home warranty a couple of times and never had a problem. There was one time that the technician did not show up on an emergency plumbing repair but other than that they've always shown up, always got the top gun and have been pleasant. I would definitely recommend HMS.
Reviewed Feb. 21, 2015
I've had a good experience with TotalProtect. Although the last time that we filed a claim, our stove was broken and they sent out a GE guy and he didn't even look at the stove. I just told him what it was doing and he says "Oh, okay." He looked at the stove long enough to get the model number and he left. He said we have to order the part so I said okay. It was a week or a week and a half. The part came in, he changed the part and left. Within 10-15 minutes, the stove was doing the same thing it was doing before. So I called back and then they sent somebody, then they called GE and GE couldn't come back for another week and I said "I've already been out without my stove for two weeks now and that will be like a whole month."
So they sent out somebody else from another company and he came out. He looked at the stove and he says "Well, it's not what the first guy says. It's this," and it was just an element that he could replace right then. He had to order the right part because he didn't have it, but that only took a day or two and he had me up and running in four days from the time he came and got it. So I was very happy with the second guy, but I was not happy with the first one. TotalProtect was really good to come right back and help and send me somebody else out that could help, which was nice. It's just the first guy that I was not happy with.
Reviewed Feb. 21, 2015
Our house is 135 years old so it's got some other problems with it but the HMS has taken care of it so far. I've submitted three claims so far. One time they didn't think that it fell into the realm of what was being covered, and I said it's part of the heating system. They finally said that they'll have a contractor call us from a company that's in our area. The contractor came out and I had to pay him $100 deductible and they took care of it. And this happened on a couple of occasions.
Two out of the three claims we submitted were good. One of the claims, they took out a zone valve in my heating system so it's broken and if we replaced it, it's gonna be timed down and it's cold out that time. So I told them to circumvent it or go around it. They took it out and now my heating in that section of the house is screwed up. They shouldn't have done that and should have just replaced it. Partially, it was my fault but some people said these are particularly touchy and if they're not versed in them, they shouldn't be screwing around with them. I don't want to take the time to go through qualifying them and ask if they have been versed in the different types of zone heating that's available, and the aquastat measurements for your thermostat, or figuring it so that it goes on right and goes off. But overall, they've lived up to what I was told. With any warranty system, there's always bottom lines that are hard to reach.
Reviewed Feb. 21, 2015
They're courteous and processes the claim pretty quickly. I’m a pretty satisfied customer. I have no issues with them. The technicians know what they're doing and get the job done. With everything that's been fixed so far everything is still working.
Reviewed Feb. 21, 2015
We had HMS for a year written into the contract when we bought our home and it's been great so far. When we moved in we had several different things that we had to get fixed within the first month. They were breaking one after another so we've used it three times now. I like filing the claims online because I think it makes it faster and was more streamlined compared to doing it over the phone. Their claims representatives are always informative and get back to us in a timely manner, which is good.
Every contractor that's been sent out here has been great. However one time, I had my dryer fixed and it took about a week to get somebody out here. And it was in the middle of the winter, with a lot of kids in the house. We don't have a laundromat nearby so it was a little crazy that I was already thinking about buying a dryer because it's taking so long. But the work's been high quality and the technicians were efficient and courteous so I couldn't ask for a better quality of people.
Reviewed Feb. 20, 2015
I've used TotalProtect three times; the first time I have to admit, I wasn't satisfied with their work. This is because the technician said he will order a part so I waited a lot, until when I called, he said I was supposed to order it - it was all a mess. But right now I'm very satisfied with my experience with their service enough for me to still recommend them to people.
Reviewed Feb. 20, 2015
I was very pleased with the way HMS handled our claim. The customer service people did their job and helped me out.
Reviewed Feb. 20, 2015
I'd recommend it for sure. TotalProtect has done what I expected them to do.
Reviewed Feb. 20, 2015
Our real estate agent encouraged us to have HMS Home Warranty and it made sense. I was able to use it for a couple of claims. One was our stove and one was our hot water heater. With the hot water heater, everything went really well. They came out, checked the hot water heaters and they replaced it. The company that did it was good and everything went very well. The plumber who did our water heater was great. I'm very happy. As for the stove, it works fine now but the first two people either didn't show up, didn't call or they had showed up but didn't know what they were doing. My wife called back and finally got Sears to come out. They saw the problem immediately. It was just a simple element and they were able to repair it. I'm glad we have it and it worked out very well once we had the right people doing the work. Our experience with HMS was excellent.
Reviewed Feb. 20, 2015
Claims submission at TotalProtect is very easy as it will only take three minutes tops. I only talked with one guy once and called to see if there was anything else I needed to do. He checked and told me I was good. Very easy process. I never met the technician and since the unit he was repairing was outside of the house, I didn't need to be there. I left him the deposit check and he got it. I didn't have to take any time off work and I really like that.
Reviewed Feb. 20, 2015
HMS took care of things while we're out of town, so we really appreciate it. It looks good all the way through.
Reviewed Feb. 20, 2015
TotalProtect has been great. They've done what they're supposed to do. The problem is finding people where I live to work on things that are under their contract - like garage door, openers and stuff. I had a bad experience with that but it eventually got taken care of and it was no fault of your company. But then they leave the option, if they can’t find nobody, it’s open to me to find somebody local and I’ve always have, and they pay them. It's just finding someone local to do it.
Reviewed Feb. 19, 2015
It's been easy to file a claim with HMS. I've talked to their representative over the phone once or twice and they were knowledgeable and friendly, and it was relatively painless. The technicians they sent out were good. They were courteous, explained thoroughly and cleaned up after themselves. There was one that I wasn't super excited with the results I got. It was for the plumbing but other than that, they all fixed what they said they were going to fix.
The only thing I would complain about was when my heat went out last year when it was really cold and it took a long time to get it fixed. It's no fault of the person fixing it, but they didn't just replace the unit. They thought "Well, it could be this so let's try that. It could be this, let's try that." And so I ended up without heat for about a week. That was not really good. Luckily, I had gas logs and was able to use that. Fortunately it is fixed now. HMS provided the service that it was meant to provide and it's a relatively easy way.
Reviewed Feb. 19, 2015
Total Protect did what they said they would do. The plumber changed out the hot water heater and everything seems to have gone well except that it doesn’t seem to hold 50 gallons because it doesn’t fill up the bathtub before it goes full. Other than that, it was a very satisfying overall experience.
Reviewed Feb. 19, 2015
I had three claims in two months: one minor, two major. TotalProtect responded to my claims promptly, sending workmen to assess the problems. Once the assessment was submitted I was informed of what would be covered and the work began immediately. TotalProtect replaced the entire airduct work in my 2000 sq ft home. Then I discovered a gas leak over a holiday weekend, 30 degree nights. It took a little longer, but the job got done. I am a happy camper!
Reviewed Feb. 19, 2015
HMS Home Warranty has a reasonable cost so I went with them. Everything went great and I had no problem. They got a technician out here right away and replaced the furnace. The quality of the work is real good. Their people were professional and expedited everything. They got it all taken care of and did a great job.
Reviewed Feb. 19, 2015
TotalProtect was good once we got on the same sheet. I have a home and things do fail, and they were recommended by the mortgage company. Once I got them on the understanding that my hot water heater is not working and I can't take a lot of time for them to research when the plumber (who is, by the way, on their list of approved plumbers) says he can provide something, the cycle time to get this done went from seven to ten business days to a day and a half. Which is good because...have you ever tried to take a cold shower or cold bath? It's not fun, right? So finally when we got on the same sheet in understanding the urgency, it got elevated to a faster pace which is what has to happen.
I understand the hierarchy...I understand the paperwork. But when people are down and out, they can't wait that many days for solutions. They are there to react, but are sometimes slow to react...meaning, they are there for me to call, but the response time has got to be improved. I live in a house that was built in 1988 and there are some parts that have been replaced and some not, so TotalProtect may hear from me again at some point. The technician who came to service our water heater was great though.
Reviewed Feb. 19, 2015
We had an issue with our washing machine and the person that I spoke to, the claims agent, was unaware of the fact that there’s only a couple of companies that are able to fix them. It was a little bit upsetting because we thought they were gonna be there on a Wednesday and they didn’t show up for a couple of days afterwards because the company they had couldn’t repair our type of washing machine. Anyway the technician that finally came to fix our washer was absolutely great, knowledgeable, and took care of it without a problem.
Reviewed Feb. 19, 2015
When I had some problems with getting the problem solved on my heating unit and whatnot, I called the TotalProtect people back and they were very, very helpful in getting the problem resolved. The representative was very knowledgeable, helpful and knew who to get in contact with. Some of the technicians were outstanding and the last technician was particularly great. I like them enough that I signed an agreement, an annual inspection for them to come out and do the maintenance on my air conditioning and heating unit. Two of the technicians were friendly, they were customer-oriented and they encouraged me to get the maintenance agreement through the company.
But when I filed a claim for my heater, my problem wasn't solved until the third technician came out. It took almost two months to get the heat established again in my house. The first technician came in and spent some time here and thought the problem was analyzed correctly. Somehow the model and serial numbers were transposed, so it took a week or so. I had to call them back to know what was going on. Another technician came out and replaced the part that the first technician said was defective but that wasn't the problem. Then the third technician came out, analyzed the problem, knew what the part was that had to be replaced, replaced it, and the problem was resolved.
Reviewed Feb. 18, 2015
I had some pleasant experiences with TotalProtect. Each time I've had to utilize them, I haven't had any complaints. They've been great. No doubt, I would recommend it.
Reviewed Feb. 18, 2015
The previous homeowners had an account with HMS and it transferred to me. I filed a claim when our air conditioner was making a lot of noise. It was a heater-air conditioner combination and the fan unit was very loud like a helicopter is taking off. The claim went well but it didn't really fix the problem but that's not the problem of HMS. The contractor said he couldn't fix the problem and something was broken. It was confusing as it does not qualify for any kind of replacement because it’s just loud and is still working. It was just a very old unit but they did what they could. The technician was prompt and and he made some suggestions, and told me how much a replacement of the unit would be installed. I'm just frustrated that it can't be fixed without me actually replacing the unit myself at my own expense. But since it was an unusual situation I understand. The service was prompt although it didn't solve the problem. Life goes on.
Reviewed Feb. 18, 2015
BoA sent me some information about TotalProtect on my mortgage package. I've never heard of any companies like it and I hired them - the idea of home warranty sounded good to me. Their claim submission is easy enough, just punching buttons and talking into a machine. All of my claims apart from the one recently had were taken care of, but the latter took over a week to get a hot water heater in. Their service seems excellent to me however and I'd recommend them.
Reviewed Feb. 18, 2015
We've had HMS for years. We love it. They're excellent. Everybody I've dealt with has been professional and has done a good job for me.
Reviewed Feb. 18, 2015
TotalProtect has taken care of all the problems we've had. Value-wise, I've been happy with them. The only thing that I would prefer would be vendors that were more mainstream. Some of the vendors they use are for good reason, probably the less expensive vendors but they're also the ones that aren't quite top quality too. They do get the job done.
Reviewed Feb. 18, 2015
It went well with the claim with HMS Home Warranty. There was some time that it took from us on occasion but it's understandable. When the plumber came out, they had to diagnose the problem and then call in a proposed remedy and the cost and get authorization for that but it worked out very well. The plumber was great. He was very polite, very helpful, and just did an excellent job all the way through. So far so good. We feel like they did a good job.
Reviewed Feb. 18, 2015
I was displeased with the initial visit charge TotalProtect has billed me--it was high. It's good that their claims representatives were excellent and the technicians they sent out were very helpful and willing to explain the problems with us. They were very accommodating, very pleasant, neat and they left the house very well.
Reviewed Feb. 17, 2015
I'm a realtor so I hear about companies like HMS Home Warranty all the time. My husband was the one who chose HMS. The claims representatives were good and are usually very helpful and get things done promptly. Sometimes, though, it's frustrating because they give us repair people, that are way away from us. So if there's a second breakdown or a follow-up needed, it just seems really stupid to me that they're hiring somebody that's an hour and a half away from us rather than somebody around the corner. But when they came to service our appliance, the technicians were great and the quality of the work was good. There's not further breakdown. Overall, it's been positive.
Reviewed Feb. 17, 2015
We've been with Total Protect for a long time now. Claims processing is pretty easy and they have good representatives for this. There was a bit of issue with the technician though - we started off wrong. At first, he was a little pushy in a sense and wanted to work pretty much far away; I had someone else to meet him there. My wife also had a frustrating discussion with him over the phone. But once the operation got started, everything worked out great - the quality of work had been good. This company has excellent service and great customer service. I have actually recommended them already.
Reviewed Feb. 17, 2015
We were offered HMS by our title company for no charge so we went ahead and used them. The claim representative on the phone explained how it all worked, and then setup an appointment for a person to come out and take a look at the dryer in the house which we were having some difficulties with. The technician that came over was knowledgeable and courteous but we were surprised that he was able to fix our unit with just a part.
I’m not fully satisfied that the part was gonna fix the problem because the dryer is an older unit. I also think he felt obligated to fix the dryer, even though he couldn’t really say the repair was gonna be a long-term fix. If it was not a long-term fix and we continue to have problems three months down the road, we’re gonna have to call again, say that it’s not working adequately, and then pay another $100 deductible. I don’t think that should be right and I wouldn’t be very happy about it. I am concerned about the service quality being adequate because there’s no real warranty for the item used for an extended period of time.
Reviewed Feb. 17, 2015
I'm in the real estate business and I believe in home warranty. That said, I'm very happy with TotalProtect. When I need to submit a claim, I just called them, go online, and do the follow up--that easy. The claims representatives were very cordial, friendly, caring. The technicians that have come to our home were outstanding: they're trustworthy and very considerate with my property. I once had to leave them alone for a while and when I came back, everything was perfect. And when they completed it, it looked like they'd never been there. And they were willing to accommodate me by replacing the same efficiency unit I had. I did pay an extra amount to get the higher efficiency unit, but it was my cost. I'm happy with the new unit I've got--It's a 95% efficient unit and I'm very pleased with that. They're an outstanding company and a pleasure to do business with.
Reviewed Feb. 17, 2015
I've had HMS insurance for years in various homes I've owned. When I've been able to speak to an agent, it's generally been good but not so much when I tried to do something through their computer system. The technicians they send were also good and knew exactly what the problem was and took care of it. It's been good for the most part with HMS.
Reviewed Feb. 17, 2015
One of my friends from Bank of America recommended the TotalProtect. Claims submission was very good and seamless. There were couple of people they've sent that I didn't like but most of the time they did the job well. It's been great. Everything happened real quick and without pain. I had a very nice experience using TotalProtect.
Reviewed Feb. 17, 2015
HMS Home Warranty usually got back with me quickly, except this last time. The last time that I called, my water heater went out, and they put me in contact with a plumber. But the plumber never called me back. They called me back about five days later. And I never heard anything else from HMS Home Warranty. They sent me an email about six days afterwards to ask if the problem was finished and if I got results. But the bottom line is, the plumber didn't come out and I didn't hear anything else from HMS, so I had to go outside and get somebody else. But that was the only time this happened. And I think that was because they were getting a lot of calls because of the weather (it was snowing) so I really can't hold that against them.
I still highly recommend HMS despite this because prior to that, they have gotten back with me and they have set me up through appointments, given me telephone numbers, and they have also followed up. The technicians that came to service our appliance diagnosed the problem. They told me exactly what was wrong, what they would do, and that they would also do a follow-up. The quality of their work was very good. Most of the time when they've come out, they were able to fix the problem the very first time they came out so they didn't need to come back.
Reviewed Feb. 17, 2015
It's been a good experience with TotalProtect. The process was smooth and I didn’t have any problems.
Reviewed Feb. 17, 2015
HMS Home Warranty is great. I would recommend using them.
Reviewed Feb. 16, 2015
I was pleasantly surprised that I didn't have much interaction but everything went through. The plumber took care of everything and was pretty quick about it. I was prepared for the worst, but it didn't happen.
Reviewed Feb. 16, 2015
I had bought some property before and then I had a problem and I didn't have home warranty. I wasn't even aware that you could get coverage like that. So when I inquired with our realtor about home warranties he brought up HMS and I thought it was a good idea.
It would have been nice to talk to somebody when calling to make a claim. My experience was, you get this recording and they give you a claims number and then they give you this other information like the phone number and all these different things that you gotta jot down. I had to run that thing through maybe four or five times to make sure I had all the information right because it was so fast. So that's one thing that could be improved upon. Other than that, I got a claims number and then I was called back later with a company called Boldts Plumbing and Heating. They sent somebody out and fixed my problem for us. I was surprised how well it worked, which is a good thing for this day and age. It's pretty easy. Way better than I thought it would be.
Reviewed Feb. 16, 2015
I had positive experience with TotalProtect. If they can't find someone to help me out, they've gone above and beyond to try and locate someone. I have even recommended them to friends.
Reviewed Feb. 16, 2015
I was dreading calling and going through all the claim process because on my other two properties, the home warranty company was absolutely horrible. To my relief, I called HMS and a real person talked to me. She immediately put me on hold and contacted the plumber, came back and gave me his contact information, said he would be contacting me when they opened because this was early in the morning. The plumber called me after. Everything went through so smoothly - he came and went downstairs, checked out the hot water heater and confirmed that there is a problem.
The plumber said he'll contact HMS immediately to get the problematic part replaced in a timely fashion. It was almost weekend so they couldn't do it 'til the next week but they kept in touch with me just to make sure that it wasn't leaking any worse and that everything was okay. Everything was just great and I would call that plumber again next time - that's how much I liked him. I'm just absolutely thrilled with HMS' service that I'd recommend them all the way.
Reviewed Feb. 16, 2015
HMS is very responsive and user-friendly. They have informative reps -- consistent with their service and just really nice and helpful. The technicians they send are very good. Like one time, we had a water chink and water heater most recently replaced, they were really good. The only thing which has nothing to do with HMS, it just might be the weather, is that we had to wait two weeks before we could get the water tank replaced. We were nervous because it was dripping into the basement, and the technician said "Call us if the bottom falls out." If that happens then hot water would have gone all over our finished basement. Every morning we were hoping that it didn't completely fall apart, and it didn't. Luckily the technician was great. We would use him again.
Reviewed Feb. 16, 2015
Submitting a claim to TotalProtect was pretty quick. The technician that came to our home was very, very helpful. He described every detail - what he was going to do and how much it was going to cost. The work performed was very professional and hey were quick about it. It was done less than three days, which is very good. This is a very nice company to have in case of an emergency.
Reviewed Feb. 16, 2015
I had to submit one claim and it was an easy process - we got the problem taken care of quickly. The technicians were great and explained pretty thoroughly.
Reviewed Feb. 16, 2015
We have TotalProtect with our home warranty insurance. It’s for double coverage. As long as you get to talk with somebody, submitting a claim is easy. They get someone out the next day most of the time. The contractors do the job and finish it, sometimes the same day, if not the next day. I'm highly satisfied.
Reviewed Feb. 16, 2015
I got an older home so I decided to look into getting a home warranty. My realtor recommended HMS so I went with it. Everybody was real helpful at HMS. Their claims rep was nice and their technicians were good. The first technician came a couple of times but the third time, he never called or showed up. So I had to call back and get a different one. It was for a heating unit. The technician did all he could do although I think I’ll definitely have more problems.
The only thing I had an issue with was submitting all these claims regarding the same thing. And I had to pay out of pocket - down payment. Then the third time, they said I didn't have to pay but basically it was the same thing over and over with. I asked them what it takes to get this unit replaced. They really couldn't answer me. But generally, submitting a claim and getting a hold of them after hours on the weekends was easy which I really liked. The courtesy they gave me was professional.
Reviewed Feb. 16, 2015
TotalProtect is responsive and their employees were courteous and professional. I've just had called in when I've had issues with my appliances. They scheduled somebody to come out, they come out and fixed it. So it's really no hassle. I've had it a long time, and It's been very good. They do what they're supposed to do, and it's excellent, and that's all I require.
Reviewed Feb. 15, 2015
I have an excellent experience with HMS Home Warranty. The last two technicians, the electrician and the plumber, were excellent at what they did and it's held up. They had nice personalities.
Reviewed Feb. 15, 2015
TotalProtect is one of the best things I ever did since I've had my home. It came with my mortgage company. I tried them because I think it's a good thing. You could never have too much insurance, and I could pay everything through the mortgage company. The best thing is submitting a claim. It was very easy. They were so good. Their representatives were always very positive and very helpful. The technicians were very respectful. They do what they're supposed to do and they've been good.
Reviewed Feb. 15, 2015
What I like about HMS is it's easy to understand how the coverage works. I called them and I was explained everything. It’s also very easy to submit a claim. If something happens and I’m freaking out, I was reassured that everything was gonna be okay. It’s hassle-free, worry-free. The claims representative was very polite, pleasant and did show they cared with our problems. Everybody was very professional and did what needed to be done. All claims were worked mostly in a timely manner.
However, I have mixed emotions about the technicians. This company that came in created unnecessary havoc that added so much stress to me. I didn’t know why the technician from DTU felt the need to tell me something several times when I understood everything from the first time. He also put something in the report saying HMS will not cover for it but when I called HMS, I was told it will be covered. The whole DTU, except the receptionist, is horrible and I already put in a note that I don’t want to use them again. Other than that, I’m very, very happy with HMS insurance. I recommend it to every single person who asks me, and everybody trusts my opinion because I’m picky. I’m very happy and satisfied that I have this home warranty.
Reviewed Feb. 15, 2015
HMS Home Warranty was part of my home purchase. Submitting a claim was fairly easy; I didn’t have any issues. Their representative and technician were quite professional and the problem was taken care of immediately. The work that was performed was very good and high quality.
Reviewed Feb. 15, 2015
I have no problem with TotalProtect. They come out and whoever the contractor is, does the job. They explained everything to me on what they're doing. I've been happy with whatever they've done.
Reviewed Feb. 15, 2015
I like that TotalProtect have their own set of people that they send out. You don't have to look for any people on your own. You can trust that whoever they send to the house is the right person for the job because the work they do has great quality. Recently my water tank was leaking and the guy had just put off the driveway and I called the lady back and she got in touch with him and he came back. Turned out it was a pipe that wasn't tightened. He tightened it up and he was back on his way. I even recommend TotalProtect to one of the maintenance guys at work. You call them and you tell them you got a problem: it's that easy.
Reviewed Feb. 15, 2015
HMS Home Warranty offered the best options and deductible so we chose them. Claim submission has been very easy. They were very helpful and good too. The only time I had a problem with them was when we had a problem with our heater. It took a while for them to come out here, but I don't think that was anyone's fault other than everybody else's heater had gone out as well at the same time. So he was just very over scheduled. It was just to replace a small igniter in the heater.
Reviewed Feb. 15, 2015
The TotalProtect covered all of the systems and appliances within the house. Other home warranties, you had to buy separate warranties for your heating system, your cooling system, etc. So it just seemed like TotalProtect had a broader span of coverage and a good price.
We have had an issue or two in the past with some of the service reps. In one case, it was a hot water heater that was draining all over the floor. The service rep indicated that they will send someone within 24 hours and I said, "Hey, I got water all over my floor. What do you mean by 24 hours to get somebody out?" In order to get that emergency situation taken care of, we used our own plumber and then it wasn't covered because we didn't use their plumber. In that case, when you got a water heater that's draining water all over your floor, there is no way to stop this. This is not just a basement -- we're on a slab here, all the floors are finished, etc. We needed help in a hurry. So in that sense we weren't really happy.
For the latest one, our furnace was making a very loud grinding noise, and so I called TotalProtect and the service rep said, "Here's the number. Call these people. They'll come out but if it is not a failure of the unit then it's not covered." It's kind of that warning that if it's not a failure, then it's not covered when I thought it seemed to be perfectly obvious that something was failing. Otherwise, I wouldn't be getting this very loud grinding sound. I wasn't real happy with the attitude of the claims rep. That proviso could have been explained a little more gently. Then they called the rep. This was about 9 o'clock in the morning. We got an appointment with the rep for some time after 12 o'clock noon. It was same day service so that was fine.
I then got a callback from the rep's office saying he was finishing up his job and could he come early and I said, "Sure, that's great." An hour after I called, he was knocking on the door and this guy walks in the house, totally professional with some little booties over his shoes because it was snowing outside, and diagnosed the problem, located the part, went and got the part and the furnace was back up and running by 12:30. So I was extremely happy with the service rep. That has not been the case with all of their service reps in the past. If it's an appliance issue, we specifically ask for Sears Repair because we know they deal with Sears and they have a very prompt, professional service group, but some of the small, independent companies are real sketchy. Thankfully that's in the past. This latest guy was fantastic.
Reviewed Feb. 14, 2015
The last time a technician came, he reset the thermostat that was off in my dryer. This time, the guy replaced it, which needed to be done the last time. Everything was fine on my end, but it would have saved TotalProtect money and time if the guy replaced it the first time. But everything was excellent with everybody. They were wonderful to me.
Reviewed Feb. 14, 2015
We bought a house that had HMS Home Warranty on it. I liked the way they handled the problems we had. They’re usually very expensive but it’s actually worth the risk. When I had a claim for my garage door, the guy that they sent from West Virginia Door was very knowledgeable and knew exactly what he was doing and what was wrong. He had it fixed within a couple of hours and did an excellent job. The claims representative was very good and got right on it. She got them notified, called me and made an appointment. I thought it was pretty decent that I only had to pay $50 and they take care of the rest, so I’m very satisfied with it.
Reviewed Feb. 14, 2015
To make sure all the maintenance of my appliances, plumbing, everything in the household is taken care of, I decided to get TotalProtect. My sister gave me their number and I have used them for 3 years. My recent claim was real fast because I know I had one already that I had issued. The first one was my garbage disposal, which they came right away. Then I had my last maintenance for my plumbing last month and they found a couple of things here that needed to be repaired. They came right away so I'm very pleased. They're excellent and I've been trying to recommend them.
Reviewed Feb. 14, 2015
It's been a pretty good experience with HMS so far. I've had no complaints and would definitely recommend them.
Reviewed Feb. 14, 2015
I found the claim process extremely easy. The people I've chatted with have all been very helpful and got me hooked up with a repair service in minutes. It was fast so I've enjoyed it. I haven't enjoyed having the repairs being done but I've enjoyed the ease in which I got them all taken care of. Their technicians were all very kind and helpful and if I had questions, they answered them. I'm very satisfied.
Reviewed Feb. 13, 2015
My TotalProtect experience was manageable. Nothing got stressful and I'm happy with the service I received. The repair people took care of everything, got it done right away and were so professional about it.
Reviewed Feb. 13, 2015
When I had to file a claim, it was easy and went smoothly- the guy showed up within two days and took care of the issue on his first visit. He was also nice and informative; he walked me through what the issues were and how he would fix them.
Reviewed Feb. 13, 2015
I don't have a problem with TotalProtect, not per se; I've been with them for about five or six years and everybody's usually nice and polite and right on point. But I have a problem with the people that they have contracts with. I had a garbage disposal situation. I needed a new one. TotalProtect found somebody and made the appointment but after that, I don't know if they have any control over what happens once they make the appointment and the person is supposed to come out, and they give you the phone number.
I was very, very disappointed with the company they sent, Alliance Plumbing. The man was supposed to do my garbage disposal. We set a time. He never came. That was in January. I told them that I was out of school that day, so could they come? This man never showed up, never called. The next day which was a regular day, I called the company, and I told the secretary that the person never showed up, and she said, "We'll make sure." So later on that week, they did come. I might have been last on the list cause it was at night when he came. But that was the most unpleasant experience that I've had. I guess if they get enough complaints, they'll stop using those companies.
Still, I'm happy that I have TotalProtect because my husband is in a nursing home with a terminal illness, my son lives in California, I don't have a man here to do certain things. Like Saturday morning, I turn the jets on in my Whirlpool just to clean out the lines, and then I turned it off and I didn't have any hot water. But I found out since then and I called TotalProtect. They hooked me up with someone that was supposed to get back with me today. But as it turned out, I continued to call around and talk to people. And someone told me that I probably had an air pocket in the line, and just wait a while. And it worked. Later, my water became hot so I guess that bubble had to dissolve itself. So I called TotalProtect this morning and cancelled the claim, and that was that.
I'm pleased with TotalProtect. When you're in a home, things break down all the time so I have to have somebody that I can rely on that knows what they're doing, to come out and help me with the different things. I would definitely recommend TotalProtect to someone, especially in my position.
Reviewed Feb. 13, 2015
The work they did was a little bit questionable because I called regarding an issue with my HVAC and water heater and they assigned a technician that basically works on appliances to come out but then can't fix both. The attempt was unsuccessful for both. I had to call back to ask for a plumber and then ask for an HVAC specialist who both then fixed the problems. They were reasonably incompetent but for a home warranty carrier, I've been satisfied.
Reviewed Feb. 13, 2015
Very good. They've done what they said they would do for me. I've had quite a few things coming up with them and they have taken good care of it and I haven't had any issues. I would recommend them to a friend.
Reviewed Feb. 13, 2015
The previous owner of my condo had the HMS, so I just picked it up. When submitting a claim on my heater, I called the 800 number and they took care of it. had some questions and the service technician came out and shared a few things with me. He said I didn't have a heat exchanger which I didn't know if I had it or not. He gave me some pointers -- what I should do, when to change filters. So it was a pretty good experience. He told me that the furnace was like a year and a half old...he said I shouldn't have any problems with that. So, I was pretty pleased with it. He was friendly and on time. Apparently, the technician called and said that this address was out of his jurisdiction. I called the office and told them. And I guess they gave me extra service delivery charge. But he went ahead and came to the address even though it was out of his location...which was good. It was kind of gratifying because he took care of what I needed to hear.
Reviewed Feb. 12, 2015
Submitting my claim to TotalProtect was easy to take care of. The problem was getting the plumber to come out and fix my plumbing. I called the plumbers, set up an appointment and they didn't show up. Called them again, they didn't show up, and they said, "Well we didn't confirm it." I said, "Well, you said this time and I said fine." I had to go out of town so I just put a bucket underneath the leak, and waited until I got back. The third time, I waited two weeks. I finally called them again and got them to come out. They did the job fine once they got there. I was busy and didn't call TotalProtect regarding this issue. I'm not angry with them as I should have called them back. But the last two times I've used it have been very good.
Reviewed Feb. 12, 2015
I have encountered several occasions of dissatisfaction with the service providers and made them all k own to customer service. I purchased a policy that was supposed to cover all products offered and also including any unknown preexisting conditions. This not only was more expensive but the service fee was higher than I was accustomed to. I was happy and comfortable with the previous home warranty company I was with. It was upon the recommendation of a dear friend who had this provider that convinced me to switch when my other policy was up for renewal. From that day to this I have been disappointed with the service providers. They appear to be second handed companies or small privately owned companies I never heard of or seen around town which is fine if they were excellent. I had complaints about service with each one and had to request them not send a particular company again. Then I called to have services stopped due to hardship event in my life and they all tried to pacify me and not be straight forward with me that I was locked into a contract. I was lead to believe that I was getting a free month to help me and then I would be let out of the contract if I still saw I could not recover from my loss of income. Today I called to let them know I was not going to be able to financially continue now I'm told I am locked into this and I was supposed to have received two $25.00 gift cards that I never received. I will say to others do your home work, always read the fine print for yourself and not what they say or even a friend tells you. The customer service person told me if I was to cancel today I would still be billed for the service and not be covered for any conditions! I'm sorry but I will not be recommending Total Protect for as home warranty service. When my contract is up I will not be renewing.
Reviewed Feb. 12, 2015
It was fairly painless to file claims with HMS. During my first claim, the contractor was not able to provide the service right away but my second claim was better. The technician was awesome - he's very helpful even though by the time he came out and took a look at it he explained that it's not covered under the warranty but explained in details to let me know why and what he can do. He basically provided service. I was also deeply satisfied that he was on time, and that is the number one thing for me. I'm happy with that.
Reviewed Feb. 12, 2015
I have been a Total Protect Client since 2005, I have not had any problem, as far as I can recall, I've had only minor claims, all I believe were covered by the $75 deductible. That is until Tuesday Fe 10, 2015.That morning while getting ready to be at work at 4:00am, my water heater died. when I got to work, I called Total Protect to file a claim. The representative was helpful and got the info, she called the3 plumbing company and left a message since the weren't open yet and called me back to let me know what was happening. She told me they would call as soon as the got the message and arrange to take care of my problem, she gave me the name of the company and reminded me that I needed to pay them the $75 deductible for the repair or replacement. Well anyway the company called promptly when the open, and arranged to go to my home and take care of the problem. The repairman stopped my job and picked up the check, and called after having to replace the water heater and said every thing was done and good to go. Well, several hours later when I got home the plumbing company called and said that Total Protect had called and told them, that there was a $500 limit, I said no, that since originally purchasing the plan , I was told there was a $75 deductible change for any covered repair. Well anyway the plumbing company said, that was not what Total Protect said, and that they would have to bill me for $300 and some dollars. I called Total Protect to see what was going on. They told me that there was a $500 dollar limit,I became very angry and said that was not the contract I purchase, the snippy rep. said well you should have upgraded you contract, well I told her, I had never known there was an upgrade and they never tried to inform me of such an option, which since I was already steaming, just made me angrier, she said she would connect to the president's office. Where another person told me that there was $500 limit, I repeated that was not what I had purchased in 2005, and basically told that was the way it was, and still I became angrier. It seems they must have a bounty program , to screw people out of their money. I told them they were unethical, unprofessional and crooks. I then proceed to call the plumbing company and asked them if the had similar things like this in the past. They said no, the said they deal with quite a few warranty companies , including this one, and this was the first time it had come up. I called another company, they said the same thing, that they hadn't heard of anything like this. So I figured, I was being ripped off. So I called a couple of other home warranty companies, asked them what their practices entailed, they said the client paid the deductible on a covered service and they took care of the rest. So anyway I called Total Protect back , and said I wished to cancel the shady, shifty and crooked service. I was told that I couldn't cancel my contract until August, or pay them $291, to cover their services. I asked that the 10 years that I had their service , paid the premiums every month, and got virtually no service from them, counted for nothing, they could repay all the money they stole, scammed and did nothing for and they could take the $291 out of that and return the rest, since they hadn't done anything. I have contracted with AHS, which unlike Total Protect is an honest, ethical and reputable company, the best thing that Total Protect, can do is go bankrupt and go out of business, and clear the way for companies that honor their commitments . I plan to file complaints with The Consumer Protection Agency, Iowa Consumer Protection Agency, The BBB, The Iowa Attorney General Fraud Commission, as well as the Iowa State Insurance Commission, about the crooked , unethical business practices of Total Protect. I'm sure a large sleazy company like them don't care about the common person , who gives them their hard earned money for the fictitious services, but I hope enough of the people they ripoff complain and someday they get justice they deserve.
Reviewed Feb. 12, 2015
Absolutely experience. They usually recommend a wonderful company and I have never had any other problems with them coming out here, getting it fixed and everything being done right away. I have recommended TotalProtect to some friends.
Reviewed Feb. 12, 2015
The claims process is good and easy. However, I wish the tech who serviced my dishwasher had stayed until the cycle went all the way through because then he would have seen if there was water on the floor.
Reviewed Feb. 12, 2015
I have fantastic experience with TotalProtect every time I call them. It's the customer service that you get, they're always thorough, your problem is always taken care of. I highly recommend TotalProtect. Excellent!
Reviewed Feb. 11, 2015
HMS has been wonderful. Every time we asked for help, we've gotten excellent help. Every one of the technicians sent here has been excellent.
Reviewed Feb. 11, 2015
I called TotalProtect for my dryer. The first representative I talked to was very pleasant but the company they gave me couldn't do it for a whole week, and so I called back. The representative, Hunter, was excellent. He set up an appointment for 2 days earlier than that. But the next thing I know, I'm getting a call from a company that would be there tomorrow. So, he kept working and I really appreciated it. I had no problems with the technicians that came. They were very pleasant as well.
The dryer is working for now. I'll know the quality of their repair after I dried quite a few loads of clothes. I think they have to put a new belt on it and the belt to me looked thinner and not as sturdy as the one that came off. But if it works, it works. I've always had good result with them and so I don't have any problems. The only thing I was concerned, was one time when my icemaker went out and they don't cover icemakers. But in this age, icemakers are a part of the refrigerator, and they don't consider it part of a refrigerator. You don't find a refrigerator hardly ever that doesn't have an icemaker on it. But I've had my policy with TotalProtect for at least 10 years and I am very satisfied overall and would recommend them to a friend.
Reviewed Feb. 11, 2015
We've had HMS in two of the new house and both claims were very easily taken care of. The technicians I've had come in have done a really good job. The second claim that we did was for a microwave that melted. The other one was one of those real high-end G.E. and the insurance didn't cover that. So they gave us the option of one of a couple that they picked out or cash. When I looked at the ones they had picked out to put in, they were very good and matched the color and the trim. The only thing they didn't have on them was the high-profile name which was fine. They gave me a couple of days to figure it out and do some research online and look around locally at the one they were going to put in because I wanted to make sure it was going to be what we really would want. I was very pleased with the fact that I didn't have to make an on-the-spot decision. It was really, really helpful for me.
Reviewed Feb. 11, 2015
I usually submit my claims online and it's been pretty easy. The techs were good.
Reviewed Feb. 11, 2015
TotalProtect is a good company and we've had it for years. Only concern is that it takes longer than what you expect. I had a problem with my microwave. They came, looked at it but took them a long time for a few things. They have to let the company know that it’s covered. If it’s an emergency, it takes a long time until it’s processed.
Reviewed Feb. 11, 2015
The installers did a very good job and were efficient and quick. The product seems to be working fine and we’re satisfied.
Reviewed Feb. 11, 2015
Everything was fine. The guy was polite and on time. He was extra helpful and explained everything. I’d call him back again and I have referred him to other people.
Reviewed Feb. 10, 2015
The technicians who serviced my appliances were on time, and everything worked. I never had problems with the quality of their work.
Reviewed Feb. 10, 2015
The people from TotalProtect that I spoke with on the phone were very helpful. They did everything in a very timely fashion. But the company for the dishwasher, I called them but they never called me back. But the electrician was really good. That was a good experience. I would recommend TotalProtect.
Reviewed Feb. 10, 2015
When we purchased our house, the previous owners had the HMS Home Warranty so we decided to keep it on. In general, we have had good service from most of the technicians who have come to service our appliances, with the exception of one technician. When this technician came, he messed up the claim. There was a problem with the oven. It did not indicate if the oven was on or off. So it was dangerous if you have kids and you don't know if the oven is on or off. We had a technician come and the technician, instead of writing that there was a problem with the on/off indicator and that this had to be changed, said instead that the oven clock was not working. That was what he submitted and, of course, the claim was denied.
When we called, I said, "I don't understand why the claim has been denied when the oven is not working...I don't know if it's on or off." The guy said, "Well, I'm sorry but that's what the technician wrote." I said, "Well, could I please speak with the manager because this is dangerous and we have kids in the house." The guy was rude. He started yelling at me and I said, "Wait a second, I'm the client here." He was just horrible.
So at the end of the day, I talked to HMS. They ended up changing the representative. They used another company and eventually, the problem was fixed. However, I had to pay deductible two times. I think that was the only instance where the service was not what I expected but I understand that it was a service provider of HMS and not HMS directly.
Other than that, I have had nothing but positive things, like the other repairmen that have come have been extremely nice. We have had the warranty since 2006 so from 2006 to date, some time has gone by and, of course, things need repairs here and there, and in general, they have been positive. I think HMS has been a good investment. Other than that instance where the repair company was not up to the standards that it should have been, I think it worked really well.
Reviewed Feb. 10, 2015
We bought our house and the sellers paid a year's HMS warranty for us. Submitting a claim with them is easy for me. I haven't had any problems with any of them, except for one that just took a while last year when we had an attic fan done, but we eventually got that in because it took a while to order the parts. I like the quality of work done. It's been great.
Reviewed Feb. 10, 2015
So far, I'm doing okay with TotalProtect. It has been good.
Reviewed Feb. 10, 2015
Service is good and usually prompt. However, just this incident, it sucked that they took too long to get my unit fixed. It was a situation where if it gets too hot or cold, the unit goes down. They fixed everything in the end.
Reviewed Feb. 10, 2015
I have a home and sometimes things go wrong. A co-worker gave TotalProtect's number to me. She said she had them for over 15 years and they were good guys. I had two different set of people that came and it was very good. They have a wonderful crew working with them. The technicians were very helpful and respectful. I didn’t expect the process to be so quick and easy.
Reviewed Feb. 9, 2015
I've been with TotalProtect for a while now as I believe in having insurances with everything I own. I get to save by just paying so much monthly, and not have repairs come out of my pocket. I liked TotalProtect's deductible and what the contract entails. Their claim process is very easy and the representatives are very professional. I haven't had any problems with their technicians other than one who came out that was rude. He was doing much personal business then flooded my bathroom. But overall, the quality of the work that they've done has been great. The company has great services and they provide excellent customer service.
Reviewed Feb. 9, 2015
HMS was included in the sale of my house when I bought it. Submitting claims to them has been easy and the technicians are usually okay.
Reviewed Feb. 9, 2015
The real estate agent recommended HMS to us. We were buying a house at the time and it included a lot of appliances and I didn't really have any idea of the actual shape of the appliances. First time I filed a claim they were very pleasant and everything worked out fine. The technicians they sent were also really nice and we didn't have any problems at all. They carried out repairs quickly and were clean. It was a good experience in general.
Reviewed Feb. 9, 2015
I had a home warranty and was very upset with them, so I was looking to change. I chose TotalProtect because what I read online was good. I am now absolutely amazed and completely satisfied, and have told everybody I know of about my experience. Their rep was very friendly and knowledgeable about my problem, where the other company wasn't. The technician offered several suggestions and was a lot of help. The quality of work is excellent.
Reviewed Feb. 9, 2015
HMS Home Warranty is great. Submitting a claim to them was fairly easy - you just call the number, and either you get a representative or after hours, you just type in your problem and they give you a claim number. However, the very first technician they sent in was terrible because the appliance broke. It had the same problem three days later but the second company that they sent out was excellent. I haven't had problems ever since. The quality of work is great.
Reviewed Feb. 9, 2015
Everything went really fine. And I get to talk to a live person. I recommended TotalProtect to about six people.
Reviewed Feb. 8, 2015
I discovered TotalProtect years ago through Bank of America. At that time, someone explained in reference what it was all about, and I thought it was a good plan. I've had it for some years now. The claims process is wonderful and easy. The representatives are very courteous. Our most recent technician was wonderful. He knows how to speak to people. He knows his job and we like him very much. Excellent plan, excellent service.
Reviewed Feb. 8, 2015
We've had HMS for 10 years now and when we’ve had a problem, the ones that have come regularly were great. But recently, we’ve had some difficulty in getting people here. They said they couldn't make it because they were too busy, so we called back to HMS and they’ve assigned us someone else.
Reviewed Feb. 8, 2015
I have a big house and thought it was worth it signing up with TotalProtect since they have good reviews and when we refinanced with Wells Fargo, they sent us ads and information on TotalProtect. I also found the $49.95/month to be good, and the coverage is good too. I’ve done three claims with them and it’s quite easy: I just put in the claim via internet and then immediately I’m contacted with a claim number and then the process has started.
We submitted a claim on our AC which went out and they offered to replace it with a 4 ton. Since my furnace was a 5 ton I was curious if I could somehow upgrade to a 5 ton and pay the difference. The person we were in contact with at TotalProtect said that's no problem. She said, “We can replace it for the 4 ton, or we will pay you this amount and then we’ll just send you a check and then you can do whatever you want with it.” So we went that route and they immediately sent a check--no problem.
And then when the microwave went out, we called to submit a claim and they said, “Well, he’ll come out and look at it and then you just pay him the 75 bucks,” and so he came out. He said we needed a control board and they’d have to order it. I pay them 75 bucks. Then TotalProtect sent me an email saying "this is the one we want to replace it with." We looked it up and it’s actually a little bit better than what we had. I just contacted them and said, “Yeah, go ahead and replace it.” It was ordered and I got this phone call saying the guy was coming between 1 and 3, and the guy showed up at 12:45. In fact I wasn’t even at the house yet so he met me at the house. They had it all put in and they took the old one away.
I’m really impressed with them. They've just been perfect, stellar and I have recommended them. I’ve had three claims and they’ve always been punctual, no problems at all, no questions asked and the problem has been solved immediately. You can’t beat that.
Reviewed Feb. 8, 2015
Everybody at HMS Home Warranty has been very friendly and helpful. They handled things quickly and promptly and I've been satisfied so far. There's been two issues since we moved into the condo and both were handled promptly. On the first one, I wasn't aware that you had to call first to get a service contractor because I haven't received my welcome packet. When I called after I got the dryer fixed, I found out we were supposed to call first but they still handled it and reimbursed me for the out-of-pocket expense part of it. I was very pleased with that. The second issue was the smoke alarms and that was handled right away. In fact, they contacted the service person and the service provider called me right away and set up an appointment then we're done. HMS has been great so far.
Reviewed Feb. 8, 2015
We've been with TotalProtect for quite a while. The techs are excellent. They just left about two hours ago and took care of a problem. It was supposedly taken care last week and it didn't do it. They came back today and hopefully it's taken care of. The problem was with Sears and their people who schedule this.
Reviewed Feb. 8, 2015
It just takes a quick phone call to submit a claim to HMS. I've used it three times and only one time did it fail. They gave me an electrician and they called the electrician and couldn't get a hold of them. I called the electrician and I couldn't get a hold of him. Eventually, I gave up and took care of it myself. When I called for the third time, I let them know that and they made a note in their files that nobody could get in touch with this guy. Maybe he's no longer in business or he's no longer interested, but he's just not calling back. But they are very knowledgeable people. Both times that they had people come out, it was for things that I just didn't know about because it's a new house and I don't know where the stuff is. The technician took care of it very quickly. There was a deductible but it was worth it.
Reviewed Feb. 8, 2015
I looked into this TotalProtect when I moved into my new house 15 years ago. I was a first time homeowner and I know as well as everybody else knows that things break. This way I'm not gonna get hit with the shock of having to spend X number of dollars. I was primarily thinking of things like air conditioning unit when I was looking at buying it, because my neighbors had theirs go out and they were boohoo-ing about how much money it was gonna cost. I said there's gotta be a way to offset that where it wasn't gonna be as painful.
After I did my research, it all came down to acquiring TotalProtect. My initial experience with them was fine and submitting claims was easy and fantastic. But my experience with the contractor wasn't good. From that point on is when it fell off the cliff. The company that was sent out, I'm not very fond of. I called and got the case number. Then they called me back and told me who's coming. This was before Christmas. I called the guys up, they weren't gonna open. It was a Friday and they said "Sorry, we're closed, we will be back on Monday." I called them up Monday morning, told me, "We're not gonna have an appointment available for another week because of the holiday. So we won't be able to get out there until the next Tuesday" (which was New Year's Eve).
So what can I do? I called TotalProtect and told them I had this problem one other time about parts and if they can make sure the guy has parts and everything like that and the lady said, "Alright, I'll call you back and let you know." The next day I called back and she said, "Oh yeah I'll talk to them don't worry about them." So then that next Tuesday rolled around. They showed up on New Year's Eve just between the times that were quoted to me. The guy comes in, takes the parts money of my appliance, "We'll figure it out soon, yup you were right, this is what it is and we don't have the parts. So what I'm gonna have to do is I'm gonna have to go back, fill out my report. If we have the parts within the city then we'll be out within the next couple days. If we do not have the part within the city then we have to order it and it's going to be another 10 days to two weeks before we come out to replace the parts."
So I thought, "When will I know if you have it?" "Well, we'll tell you. Tomorrow's a holiday so we'll tell you the day after. We'll call you in the morning." So then I wait and it's the day after. I get no phone call. The next day I get no phone call. So then I called back on the Friday because I know they're closed Saturdays, Sundays, and the person's like, "Oh, yeah well I haven't gotten the report and I'll take a look at that and we'll get around ordering it but I'll give you a call right back again." So on Monday I call back, "I'm not even gonna give you a chance to call me back. What do you have?" "Oh we have to order the parts. But the parts should be in within the next few days but the soonest available appointment I have is not for another 10 days out." So I said, "Just give me what you got, I got to get this done, cause I'm having to drive back and forth to the automated laundromat and stuff like that because the dryer's gone."
She said, "Alright I'll call you with the appointment time" and we all know how that goes because it didn't work - for the first few times they said they'd call me, I ended up calling them back to get the appointment. And then when he came out this time, he did have the parts and he installed it. And now it's running as normal. But I was really dismayed by the lack of communication ability and if I have the problem occur again with my dryer and I call, I will say "please do not refer me to these people. I'll take somebody else."
That's kind of a bummer because before, when I had my air conditioner problems, the company was great, they came right out. One other time, I had my dryer go out, the guy came out, had the parts in his truck. 35 minutes later he was gone from the house and everything was working fine. This was the first time I had to wait almost a month to get an appliance repaired.
Reviewed Feb. 7, 2015
HMS Home Warranty came with the house that I got. I have no issues submitting claims with them. The process is easy and the representatives were excellent. The technicians that serviced my appliances were nice and courteous and explained everything to me. They did excellent work. It was a pleasant experience.
Reviewed Feb. 7, 2015
It's very easy to submit a claim, get quick results, somebody to come and look at it, and get everything taken care of without a problem. TotalProtect's claims reps are very courteous, answer all questions, and take time and not rush to do anything. The quality of the work has been very good. Wish I could have done it myself but they are very good. I'm overly satisfied with them.
Reviewed Feb. 7, 2015
These people refused to pay for my hot water heater. This company will go to all means to avoid paying you for a loss. They only will pay a licensed plumber and will not pay for new code requirements nor will they reimburse me for the cost of replacing it myself. What a RIP-OFF!!!!! The last claim previous was for a repair to my AC system and I had to fight tooth and nail to finally get them to pay the claim. NO MORE MONEY TO THEM!!
I’m sorry to hear that you feel this way about your two recent claim experiences. You’ve been with us for many years, thanks for letting us know how you feel. The reason why we require repairs and replacements to be performed by licensed and insured service technicians is for safety requirements and to ensure a quality standard of workmanship. As with any warranty there are items and/or conditions that are not eligible for coverage. However, as we discussed we will reimburse you for the cost of your water heater. I’ve provided you with instructions for reimbursement in a private message. Feel free to reach out to me should you need additional assistance. Sincerely, Stephanie
Reviewed Feb. 7, 2015
When we moved, we decided to put TotalProtect in our new house. We've had it for quite a while on our Duluth home and used it once maybe and thought it was a good idea so we just kept it. We've only used it twice here. Both times it was satisfactory. They were very prompt in getting things rolling. So far, so good having this cover to have in case something goes haywire.
Reviewed Feb. 7, 2015
They came out to do the plumbing of the bathroom, and it was great.
Reviewed Feb. 7, 2015
I love TotalProtect. They're very prompt and efficient. They explain to you what they are doing. Whatever’s broken, I tell them that’s broken and that’s what they fix. They don’t try to come in like this other company I had prior to them that do not try and search for something else.
Reviewed Feb. 7, 2015
We purchased a few homes here and there and we've had HMS Home Warranty. We've submitted one claim recently and they were very good. They explained everything, fixed it and there were no issues at all.
Reviewed Feb. 6, 2015
I have this insurance since a long time ago. It was initially given by the seller of my house. I kept it for a few years and suspended it, but after I refinanced, I got it back and since then I have had already continued this. It's been easy. Most of the time I use the automatic service when submitting a claim. My only comment is that sometimes TotalProtect doesn't cover some of the expenses and I was not so happy. When they replaced my water heater, I encountered some extra expenses on my own. But I think it's good program.
Reviewed Feb. 6, 2015
When I bought the house, we were required to have a home warranty and HMS is the the company that they used up here in Richmond, IN. They've all been good - the sales reps and technicians, the quality of work. It has been excellent.
Reviewed Feb. 6, 2015
I had a great experience. They were very professional and prompt. I have recommended them to my neighbors. It's perfect for single women when you have nobody to rely on. All you have to do is pick up the phone. Everything's taken care of.
Reviewed Feb. 6, 2015
HMS came with my house when I purchased it. Everything's been wonderful. Claim submission is easy. I’m happy we’ve got it.
Reviewed Feb. 6, 2015
TotalProtect has been responsive. Their contractors were quick, thorough and very informative. Their work has been excellent.
Reviewed Feb. 6, 2015
I haven't called HMS for a long time for anything, but all of a sudden I didn't have hot water. I called them, and they made contact apparently with a plumber that did not even call me back. It was really upsetting. And there's supposed to be a 4 hour turnaround time that they call you. And I called in to HMS and I said, I had no hot water. How do you take a shower when you have no hot water and it's January. It's crazy.
They got me a plumber. The person that I had talked to when I called in there, she made me feel like I had to have that plumber, and it was very, very upsetting. And I thought, "oh my gosh, I cant believe this. I paid so much money for this warranty and I really need it and I need it now." The person was not the most cooperative, and she told me that I had to wait on that plumber, or that call of the company, or some kind of nonsense. And they didn't call back, so I called the next day. And I said, "You know what, this is very upsetting." I called later that evening, I guess it was the same person, and she said, "Well we could put it in for a different plumber, but you realize it would be another whole day of waiting time." And I thought, "well that's not good. Okay, I'll wait until in the morning."
So in the morning, I didn't hear from the plumber yet again. And then I called HMS. I ended up calling them like 4 times before I finally got somebody to come out. And that, I guess, was what was disturbing. I was sitting there with no hot water. I just wanted my problem resolved. The company that ended up taking care of my hot water, they actually had to replace the hot water tank, it was leaking. The gentleman that came out and did it was so efficient. He was wonderful. The name of the company that did in fact end up fixing it was called A Water Solutions. They were awesome. I cannot say enough wonderful things about them. It was kind of frustrating getting them here, but once they got here, it was great.
And then there was another kind of weird thing that I guess, it's an HMS thing, but I thought it was rather odd. I had HMS for 13 years, and I just do an automatic renewal, so I don't even do anything. They just bill my credit card, and I keep on having this service because I think it's a great idea. When they did this hot water tank this time, there were things that HMS didn't cover that I wasn't aware of. And I'm sure that's probably in their more current brochures, but I didn't know. So, it was kind of a little bit of a shock. I paid that first $100 but then I had to pay more, like I had to pay for them to take away the hot water tank. I did not have to do that since I had my local trash collection collected; I would have spend $100 for them to take it.
And then there was another $125 charge for hooking it up. I just thought that was very odd. Somebody from HMS did call me and tell me that those things were not included. And I thought, "wow, okay." Well, I needed a hot water tank and I'm gonna do what it takes. And ultimately, what I'm paying here is $225, which in my mind is still less than not having the warranty. I was surprised. Usually you know in advance. So if my furnace breaks, they're gonna charge me to take away the old furnace?
I have recommended HMS, so this experience is really frustrating to me. I've had several friends throughout the years that have actually maintained their warranties when they bought a house, just because I always tell them, I tried to explain that to them that this is the greatest thing - your furnace breaks in the dead of winter and you don't know who to call, and you call your home warranty company and that's great. I've done that over the years. To have a warranty company for this many years is a long time. I don't know what everybody thinks, but I think it's a long time. And so throughout the years, I've recommended them many times. I tried to recommend them this year but with the experience I had over my hot water heater, the person I was recommending to, my neighbor, said no. I was happy that it's resolved but a whole week is a long time to try to figure out where am I gonna go to get a shower every day.
The funny thing was this all happened the week before my renewal date, January the 18th. And I was so close to cancelling HMS because they're giving me the grief. In the end, when it's all said and done, I had to laugh about it. Thank goodness I belong to the gym so I can go take a shower! So after all that, I am still keeping my home warranty. But I did just recently have a rotten experience, and I just have to share this. And some of those little companies that they’re trying to support, they need to rethink that.
Reviewed Feb. 6, 2015
I've been with the company for maybe three years, and all my interaction with their team has been excellent. People are professional, courteous and they get me in touch with the service provider immediately, like the same day, as soon as I get off the phone. I know all the guy techs by name now. I used them a couple of times and they're very detailed in their work. I had to recommend this service to several people since then. It's a wonderful product and service.
Reviewed Feb. 5, 2015
Beginning with my call for information I was impressed by the knowledge & courtesy of the rep. Really had a ball chatting with her. Contract began on 1/2/15. Had to call in a claim on 1/12 for double wall oven. The digital display went out making it unusable. Got an appointment for 4 days later. Tech arrived & told me that I needed a new oven. He also advised me that the home warranty would probably want 2 if not 3 more opinions. 2 days later I received a call from Total Protect to advise me that my claim was approved & my replacement oven would be here in 4-5 days. 3 days later it arrived.
I've had other home warranty companies & I have had other appliances replaced. I have never experienced anything like this. Normally there is a need to have 2nd & 3rd opinions. Previous company told me it would be 21 days for them to locate a new fridge. I have 2 kids & couldn't wait that long & opted for a cash out to get a new one faster. With other companies I had to deal with rudeness & resentment when an appliance needed to be replaced.
The lovely lady who called to tell me my claim was approved congratulated me & was so happy for me.
Every employee I have dealt with on the phone has been professional, knowledgeable & more than courteous.
Love this company!!!
Reviewed Feb. 5, 2015
Our appliances were getting a little older and we decided to get something to help the cost when things start going out. For two years I've had TotalProtect do the work we pay them to do and we haven't had any problem with them. We do everything over the phone, which usually takes once and it's done. We've never had any bad experience with the different technicians who serviced our appliances and they've been working well so far.
Reviewed Feb. 5, 2015
When something unforeseen comes up, you know that you can call an organization that will recommend someone locally and then the technician that comes in is very knowledgeable and very considerate. And all claims are handled by the automatic system. Very pleasant experience.
Reviewed Feb. 5, 2015
I like TotalProtect. It's a lot cheaper than buying brand new stuff, and you get a good deal on repairs. You just call and tell them what went wrong with what, and they'll send a repairman or give you a claim number and they'll send someone to check it out. They're a good company and I like doing business with them.
Reviewed Feb. 5, 2015
The real estate agent recommended HMS Home Warranty when I was purchasing the home, and she's my cousin. They used it when their air conditioning gave out. They were a little bit leery at first but they took a chance, and HMS took care of everything. So I called them once to come look at my furnace when it was leaking gas. They were really on it and I've been really, really happy with everything. It's very painless and effortless. It seems almost a good value.
I'm usually very leery about warranties. It's nice to know that you're paying for a service, and HMS telling you that they're gonna give you a value, and they're giving you that value. It's a lot of peace of mind to rather have the warranty for some. If you get hit with a series of unfortunate accidents, they have this coverage to know what's reliable and punctual, and they don't play games with you. It's really nice to know nowadays that things like that still exist. We just resigned up for another year.
Reviewed Feb. 5, 2015
I was paying for individual things separately which were very high price and I thought TotalProtect has a larger coverage of more things in my home would be very important. As I went forward, I was very pleased with their services. Submitting claims is simple as it could be. The reps were pleasant and they follow up. The technicians did the job. In some cases, what they had to do was not covered by TotalProtect. I used a service that was recommended and I was happy with what they did for me. Totally satisfied with the service they provide.
Reviewed Feb. 5, 2015
When I submitted a claim to HMS Home Warranty, I could not get through on the phone. However, as soon as I got it online, within minutes, somebody called so I was impressed with that. They were very professional. The technician was great. He answered questions and the quality of work was very good. I was supposed to cancel it two years ago because my appliances are fairly brand new, but we kept it going. Sure enough, that same year, our hot water heater goes and the plumber that came out said, “You know, good thing you had this home warranty because this is like a 1000 dollar job.” W haven't had anything major yet. It's been little things but they have been quickly rectified in a timely manner so I have no complaints and I’m happy with it.
Reviewed Feb. 5, 2015
I’ve been with TotalProtect for maybe three years now, and they've been real good. They give me peace of mind that in case something ever happens that I can’t fix myself, I can call them. I've used them a few times before, and they've been pretty good.
Reviewed Feb. 4, 2015
The selection on the website is not user friendly. I put a claim for the water heater and there is no option for that at all. But the claims process is fine. Still would recommend them.
Reviewed Feb. 4, 2015
I don’t have any problems with TotalProtect because they’ve covered everything that I called about before except for the last thing that was causing my water heater to leak.
Reviewed Feb. 4, 2015
I've had TotalProtect for quite a few years now. I have a home and appliances that I want to make sure I was covered if something was to happen to one. They've been pretty good except for the year before last year. Other than that they've been good with getting someone out. The technicians are courteous and professional, plus the quality of work so far has been good.
Reviewed Feb. 4, 2015
I recommend HMS Home Warranty. The technicians are very helpful, pleasant and polite. I never had a problem with their work even after they left.
Reviewed Feb. 4, 2015
Fantastic organization. One of the best things I've ever gotten involved in. Total customer service all the time. Every receptionist that comes on the phone has been drilled to be good customer service like any of the location. They are cheerful, like they like to be there, and are always willing to go the extra mile on the phone to coordinate things. I was leery about something like this when I first got into it. There are so many things out there that are good and some they think they're best. But it worked out well first. We've used TotalProtect several times for fixing refrigerators, and each individual session had been fantastic. We love TotalProtect! We endorse it and tell our friends about it.
Reviewed Feb. 4, 2015
My water heater went out and HMS Home Warranty said that they only did business through Home Depot. I set up the claim and they said they’ll be giving me a call. I never heard anything. Another day went by and I had to call back and I said “Let us try Home Depot again.” By the time they got anywhere, Home Depot was closed. It was done for the weekend, and there’s nothing that could be done. Then come to find out, he said “Well, we still not hearing anything so let’s try a different company.” And this guy called me and said Home Depot doesn’t even do it in our area. I went for like five days without any hot water which was kind of frustrating. Other than that, loved that everything got straightened out. It was awesome.
Reviewed Feb. 4, 2015
TotalProtect is outstanding. I was really concerned in the beginning because we had horror stories about home protection. We have been very pleased with all of their service, customer-service wise and their service man that came out. They're very, very personable. I felt that we were definitely in the right hand.
Reviewed Feb. 3, 2015
One of the main reasons I looked into acquiring a home warranty was that I didn't have to worry about a major expense happening blind side me by having to replace whatever it might be. And I can incorporate it into my mortgage. So far it has been good. The only thing is that sometimes getting somebody out is a little bit of lapse time between when they come out and then a lot of times they may not have a part and have to order it, and they have to come back out. But beside that, it's not been bad. Technicians have always been polite. I've had no major issues on the quality of work, and I'm very satisfied with TotalProtect.
Reviewed Feb. 3, 2015
I heard about HMS Home Warranty when I purchased my house two years ago. It was part of our agreement in the closing. It seemed to be a good thing to do because our house was built in 1960. Submitting claims has been very simple, no hassles. The claims representative has been very pleasant and friendly.
Reviewed Feb. 3, 2015
I had TotalProtect for a number of years. We got it when we just moved in the house, and I've been satisfied with them. They've always followed through. I've had no problem with any of their technicians. I had a refrigerator worked on and had another problem with an air conditioning. They came through and the quality of their work was very good.
Reviewed Feb. 3, 2015
I had a few claims in my few years and everyone’s always been courteous and empathetic to my situation. Any issues that I had, I call in directly rather than submitting the claim online and they were always knowledgeable.
Reviewed Feb. 3, 2015
The service has been great. I'm not sure if TotalProtect had branched out to have other technicians since they used to get people closer to us. Some of the people that came to do the work have been great, but some were not. The plumber that was sent out is an honest plumber but those that were from LA didn’t seem to know what they were doing.
Reviewed Feb. 2, 2015
Excellent. Everything is good.
Reviewed Feb. 2, 2015
We've submitted three claims to HMS Home Warranty, and they've all been very satisfactory. We filed a claim through the phone and they've always been helpful and gave us the names of who would be coming out or whatever service that was and then they always responded very promptly.
Reviewed Feb. 2, 2015
TotalProtect is a great outfit. I've been with them quite some time and I haven't experienced anything bad with them. I look to be with them in quite a while.
Reviewed Feb. 2, 2015
This is my first home, and my uncle had told me to have those big ticket items warranted because I’m not a mechanical person. I have had to file two claims with HMS Home Warranty since the buying of the house, one of which my furnace went out. As far as handling the calls, when they call a provider to come out and do it, they were excellent as well as their follow-up. I have only had to talk to them twice but both times have been very good.
Reviewed Feb. 2, 2015
My sister recommended TotalProtect. I recently submitted a claim and it went very well. The claims representative was very nice. The technicians that came out to do my water heater were thorough, explained everything and were very timely. It looks great and it's working wonderfully. I was very pleased.
Reviewed Feb. 2, 2015
HMS Home Warranty seemed to be quick and they've come through when I needed them. My furnace went on the fritz on a day that it was 7 degrees outside but it happened to be a Sunday. It was like, "wow, my chances of getting somebody out on a Sunday is gonna be none." But I called it in and they gave me the name of their local subcontractor. I talked to the person and the person said, "Yeah, but it's Sunday. But if you call back in to HMS and get them to designate it as an emergency then we'll come out." So I did call back into HMS. I talked to a person directly. They gave the authorization and within half an hour, I have the local contractor come out and work on my furnace.
Reviewed Feb. 1, 2015
Needed a Plumber for a leaky toilet. I live in Orange County New York. I don't know if it was perfect timing for my call and the stars were in my favor, because my first experience with a furnace issue didn't go so well. Well, Joe The Plumber answered the phone at 11:00 PM. I was amazed. Who answers the phone at that hour?? Not many. He promptly took my info, and showed up the next day ready and willing. I MUST commend Total Protect on their choice of this particular contractor. He was experienced, polite, efficient, and prompt. I am very happy with his services. I recommend this Gentleman for any Plumbing issues in my area. Well done Joe and Total Protect. I'm not just a complainer, I also give praise when it's due!
Reviewed Feb. 1, 2015
They've been very well. They kept their word after I called them. The technicians have been wonderful. They get back to me in time and get the process taken care of. If I had a problem, I was always able to get back with them.
Reviewed Feb. 1, 2015
HMS Home Warranty came with the home I purchased. Submitting a claim and the claims representative have been great. There were no problems.
Reviewed Feb. 1, 2015
The claims representatives were nice and professional. There are times when I have to keep calling back because people didn't show up. The technicians that did come, I always requested they come back because they were really good. The only biggest suggestion I can make is that if a client says that they already had somebody broke certain item before and you wish you didn't have to battle to have the same people back.
Reviewed Feb. 1, 2015
I learned about TotalProtect through Wells Fargo and I felt it was legitimate. I have had two claims which have been handled pretty well. The work of the technicians they sent has been very satisfactory. I would recommend them.
Reviewed Jan. 31, 2015
I've been very happy with the claims that had been administered by HMS Home Warranty.
Reviewed Jan. 31, 2015
My only problem is that when I call and tell them we live at a mobile home, and I tell them the people that we use, all of a sudden they have to follow a row of who's next in line. The people I'm given usually don't do mobile homes or they don't come out to our area, so I got to call TotalProtect back and get another name. That means more time lost. But other than that, the people that come up know what they need to do and the $75 beats paying three to five hundred dollars.
Reviewed Jan. 31, 2015
I got HMS Home Warranty through my home purchase. My experience when submitting a claim was excellent. They were fast and the problem got fixed right away. The claims representative was very pleasant and professional. She elevated my claim to emergency status because it was -5 and my furnace was out so she was great.
Reviewed Jan. 31, 2015
I heard about Total Protect through my bank when I lived in Florida. I never was offered another home warranty so I went with them and they've been great whenever I submit a claim. I have no problems with them. The quality of the work performed by the technicians has been good. TotalProtect is great and I like them.
Reviewed Jan. 31, 2015
Submitting a claim to HMS was terrible because the person that they recommended to come see us, never came. We didn't actually talked to anybody because it was all automated, which was fine. They gave us their claim number. But when I contacted the gentleman who we were supposed to call, he was reluctant to come out to the house because he wasn't gonna get paid to come out. The next morning, we called back and talked to somebody after I talked to the first guy, and told her our heater went out but the gentleman said it wasn't an emergency. It was the week when it was 35 and 40 below wind chills. Because we have an electric fireplace for our TV stand, the technician said that would be considered an alternate source of heat. He wouldn't be paid to come out for his overtime. If he comes out, it could cost us $1000 and we'd have to fight with HMS to get our money.
We called back, talked to a lady, gave the claim number, and told her the situation. We waited while she was working on a solution and talking to the technician, Pete. She got him back on the phone and said that she had talked to him and that he would contact us within 2 hours. But he never called, never showed up - nothing. So the next morning, we called again. My girlfriend said, "I'll just request that we get a different person to work with." I don't want to deal with this company if that's the way people are gonna be. They gave us the name of a different heating and cooling place and they were wonderful after that. It's actually not their end of the deal that was bad, it was the person representing them that wasn't so pleasant to work with. Everything after that was pretty good.
Reviewed Jan. 30, 2015
Our furnace went out and total protect sent out a local company and was allowed to replace parts that didn't need to be repaired . This company was paid for 4 service calls and only one was productive we had to live in a house without heat for 11days with outside temps registering at 27 degrees . I was told by total protect that because of unfortunate situations that we should just wait for them to finish their work , and total protect would refund our $75 deductible ,well that's not happening now ,not only no refund , Im not allowed to cancel my plan and above all things I will owe over 200.00 for canceling early . To total protect it's nothing that we had no heat for 11days and we have a sick person in the house in the process of battling cancer , we should not have to battle with total protect .
Dear Sharon,
I sincerely apologize for you having to be without heat for longer than expected. This was an unusual situation that doesn’t reflect our normal turnaround time for service. You’ve been with us throughout the years and we really appreciate you as a customer. Without your feedback I would not have been able to include your experience in our routine examination of claims to ensure that we maintain a superior level of service to our customers. I’m glad I was able to speak with you and reach an amicable solution.
Sincerely,Stephanie
Reviewed Jan. 30, 2015
TotalProtect seems to be very considerate in trying to make sure that customers are satisfied when a phone call comes in. They seem to want to make sure they have the right fix or service to be rendered to the customer. Like recently, one day before Christmas, all kinds of stuff was going crazy with my garbage disposal and plumbing. That same morning the lady said that they had to find somebody, and when they did, they said they weren't gonna be able to come out until about 3 days after Christmas. My kitchen was looking like a wreck, and I started to pull my hair out.
That’s when I experienced the normal procedure that I expect from TotalProtect. They kept on calling around trying to find somebody to come out to me. It was actually Christmas Eve that they came and helped me out. TotalProtect did send somebody, and they were able to fix it. They came out within an hour and a half and took care of my problem. For that, I would recommend them. The only drawback is price-wise. But their customer service team has a genuine approach to make sure that their customer has been served.
Reviewed Jan. 30, 2015
When I bought the house the previous owner had HMS so it was recommended. It came with the house. I filed a claim for the sump pump and that went pretty well. It went pretty fast and the person who we needed to work with and come to the house to repair some of the stuff handled it well.
Reviewed Jan. 30, 2015
I've had TotalProtect for some 8+ years and had no problem with the service till now. My 1985 Rheems furnace needed repair (not firing up) I call TotalProtect and placed my claim. They sent out a service to check and repair or replace as they advertise and Promise. The service "RelaxedHeatingandAir.com came out the next day and inspected my furnace. The repair man said it looked like it needed a new gas value unit. OK two days pass so I call RelaxedHeatingandAir and they informed me that TotalProtect refused authorization for repairs .So I called TotalProtect and asked why they refuse my repairs. They told me it was a lack of maintenance !! .....? ?...This is Pure B.S.!.... I say "if this furnace was 5 years old, and this breakdown was a result of no maintenance I would understand". Not following the maintenance on a new furnace would effect my policy with TotalProtect.....BUT...in the 18 years I've I lived in my home and had the Rheems Furnace I have had it repaired and cleaned out occasionally through the years.. Now that it is OLD and somewhat broken down, and somewhat dirty and rusty in the furnace area they REFUSE to fix or replace the furnace, like they advertise and promise..Please show me a 18 yr old furnace that is clean and new inside the furnace after 18 yrs of heating my home and with yearly maintenance service...They all get old in time and that is what I PAIED for in this Protection of my appliances. So TotalProtect you should honor your contract with me and FIX or REPLACE my furnace. Don't use this excuse or loop hole to refuse my service you promised me. And further more my 1985 Rheems Furnace has been a great heater in my home for 18 year's and this is maybe the second problem I've had with it and the first time I claimed a repair on the Furnace. Time takes its toll on everything on earth..so once again TotalProtect Come out and FIX or REPAIR my furnace
Dear Fred,
I understand your frustration and disappointment with the claim outcome not being what you’d hoped. You've been with us for many years and we truly value your opinion. We routinely evaluate the experience of our customers as it allows us to provide better service. I appreciate you allowing me the opportunity to directly address your concerns. Should you wish to discuss different coverage options please reach out to me again.
Sincerely,Stephanie
Reviewed Jan. 30, 2015
HMS repaired my furnace. It's fine and everything's working. I'm satisfied.
Reviewed Jan. 30, 2015
They've come and fix my drier, my air conditioning, and my washer. I had real good experience with them. The technician did a good job. They are on time when they say they're coming and they fix whatever it is that they're fixing. They've done great. And I like TotalProtect's deductible.
Reviewed Jan. 30, 2015
I had a great experience with HMS Home Warranty. We needed to have them the day of closing because I was closing on a house. They needed to come in and the guy who came to check out the HVAC system was really great. He even got on the phone with the other real estate agent to kind of talk her off the ledge that this wasn't going to fall apart and that if it did, they would be there and that seemed to me the thing that sort of made everything go through. I was ecstatic that it was able to be sorted out and that he was willing to help explain what was going on.
Reviewed Jan. 30, 2015
Some of the technicians they have are probably not quite as professional as the others I've had. Both with the air conditioning and when I had this water heater... they're using 30 minutes or more. And the biggest problem I am having with the vendors is that they do not call if they're going to be late or not coming. I spent without hot water for over a week because there were some problems, but they didn't let me know what's going on. But the job gets done and the price is right, so I’d still recommend TotalProtect. They just have to know that they have some qualifications that they got to deal with.
Reviewed Jan. 29, 2015
When I purchased the house, it came with 1 year of HMS Home Warranty, and I just continued it. The service is above average. The only thing I would say is, along with other appliance warranty or home warranty companies, they choose a lot of the smaller contractors, not always. Because I'm sure tthere's some competition with pricing. Often, you'll call the contractor and there's not anybody in the office like it's a one-man operation. And so sometimes, there's a communication problem with their vendors. It's just not HMS, I also have another company on other houses. If it was for home appliances, they will call General Electric and they're out there quick. But a lot of times, for the mechanical or the heating, air conditioning, or plumbing issue, it's typically the smaller contractor that don't have the staff that some of the bigger companies have. So sometimes it's repeated calls, but the work gets done.
Reviewed Jan. 29, 2015
I've done a couple of claims with HMS Home Warranty and they have all been handled pretty well. I had a little problem with Home Depot once. They called back but HMS representative that I called on the phone were just tremendous, got everything organized and got everything set up. The technician did a very good job.
Reviewed Jan. 29, 2015
I think TotalProtect is great - it's the best thing ever. When I talk to them on the phone, they've been very pleasant. I've gotten items repaired and replaced for a nominal fee of $75, and the quality is really good too. When you own a house, it's definitely worth it to have some kind of protection like this so that when something goes or something needs repair you have somebody to call. For this, I'd recommend TotalProtect.
Reviewed Jan. 29, 2015
I've had two experiences with HMS Home Warranty and I'm so glad I got the warranty. They send out very professional, qualified people, extremely helpful over the phone when I need to file a claim. Good attitude. I just couldn't be more pleased with the service. I rarely feel that way about things so I'm really happy with it.
Reviewed Jan. 29, 2015
I have TotalProtect for about 6-7 years. They were pretty responsive when I called in. They made a call to the technician that was gonna do the work pretty fast. The technician for the water heater answered questions I asked him. I asked him if they're gonna replace the unit, and he said, no. The policy of the company is if it can be repaired, they'll repair it. Otherwise, if not, they'll replace it. He worked pretty fast and the quality is good. I called once before for my garbage disposal, and that one’s pretty good, too.
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