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Cinch Home Services Reviews

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About Cinch Home Services

Cinch Home Services is a home warranty company that’s been in business for over 45 years. It offers three types of plans and different service fee options for flexible pricing. It also offers a 180-day workmanship guarantee and coverage for unknown preexisting conditions and mechanical failure due to rust and corrosion damage.

Visit www.cinchhomeservices.com
Pros
  • Offers three combination plans
  • Coverage for unknown preexisting conditions
  • 180-day workmanship guarantee
  • Available in most states
Cons
  • Service fees of up to $150
  • No systems-only or appliance-only plan

Cinch Home Services Reviews

Over 10k reviews since 2014

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    2 featured reviews
    How do I know I can trust these reviews about Cinch Home Services?
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    Page 60 Reviews 8625 - 8775
    Verified purchase
    Customer Service

    Reviewed Feb. 12, 2018

    I've had claims for the heat/air conditioning since I've had Cross Country Home Services. I put in a claim in December and again in January. The customer reps were very nice and had done a real good job on it. They first called it in to Charleston and the man wouldn’t return the call. I got a hold of him after about three days and he wouldn’t come up here, but he never bothered to tell me. We didn’t have any heat for a long time and we were real cold, so I kept calling him and saying, “Please call me.” I also called Cross Country in Florida and they told me to call him back. He had a good point saying he doesn't see driving up to where we are from Charleston to fix our furnace, so I would never want him again. But everything was fine with the company from Sumpter and their people who came were professional, very good, and did the job then got out. Also, I've told friends it's time they need a home warranty like we got.

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    Cinch Home Services
    Response from Cinch Home Services

    Lindel - We appreciate you and strive to make managing home repairs easy. We are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Thank you for your feedback! Sincerely, Stephanie

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 12, 2018

    At that time I looked into acquiring a home warranty, TotalProtect Home Warranty was the cheapest. Whenever I make a claim, I call them up. The dealing I had with their claims reps was excellent. They gave me a provider who I called and the provider sent someone, and after I pointed out to him what the problem was, he went in and did the repair. The work quality was outstanding and I’ve never had a problem since.

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    Cinch Home Services
    Response from Cinch Home Services

    Gregory - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team, and service company provided you with excellent service. Thank you for your loyalty! Sincerely - Stephanie

    Verified purchase
    Claims HandlingTech

    Reviewed Feb. 11, 2018

    My interaction with HMS Home Warranty's claims rep was very good and the technician last time that I used for the heater was very good too. It was cold because my furnace stopped working and he responded, he did it right away and he did a good job. Everything was good with HMS Home Warranty.

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    Cinch Home Services
    Response from Cinch Home Services

    Talla - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thanks for sharing! - Stephanie

    Verified purchase
    Customer ServiceTech

    Reviewed Feb. 11, 2018

    Residential MD warranty is fine. I know that once something breaks, I can call them and they will immediately set up a work order. I usually try to follow it up with a phone call to whomever it is that they've sent the work order to. Their reps have also been helpful, friendly, and knowledgeable. But the problem is their contractors. The last claim I had was for my pool pump. Residential MD tried to get the place that they assigned to me call me to set up an appointment. One time, I called the company and they told me that they weren't taking calls, which was not a great thing for a company. I called Residential MD and told them that I couldn't get a hold of their contractor. They also experienced the same thing but they gave their best effort and we both finally got through to the company.

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    Cinch Home Services
    Response from Cinch Home Services

    Deborah - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. We are here to help, and will do whatever we can to ensure you have a positive experience in the future. Thank you! - Stephanie

    Verified purchase
    Claims HandlingTech

    Reviewed Feb. 11, 2018

    My daughter had TotalProtect for a long time. Having a home warranty is economical and I don’t have to worry. The claims process is very easy. I go online and place a claim with TotalProtect and they respond almost immediately. Their claims reps are very knowledgeable. The techs that they’ve sent out were polite and they explained everything. I’m very satisfied with the work that they’ve done.

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    Cinch Home Services
    Response from Cinch Home Services

    Swarna - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thanks for sharing! - Stephanie

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Feb. 10, 2018

    We had a home that was about 20 years old. We were starting to experience small problems here and there and I thought TotalProtect Home Warranty would be a good insurance to have in case something major went out like our air conditioning unit. I read reviews online to see if there were any complaints or issues but I found pretty positive ratings. We have had several claims which I prefer to submit over the phone and they have all been very good. I have had a positive experience with their claims reps as well as with their technicians. The technicians were on time, very respectful, very knowledgeable, very nice and they did not make a mess. They had great communication skills. They did an outstanding job.

    We have been happy with the service. We understand that there is a wait time. I don’t expect to call them in the morning and have them there that afternoon but they’re very easy to work with. After they give me a provider, I can go online to look at the reviews of the service provider and I always have the option of calling back and to ask if we can select somebody else. TotalProtect has been very good about that.

    As an example, our refrigerator has gone out twice. We had a number of complaints like our dishwasher and dryer. We found out that they use Sears as a service provider. Usually, the Sears guys will call to get the model of the washing machine or the refrigerator. And then when you tell them what the issue is, they usually have the part in their truck so they can fix it with that one visit. With other smaller repair companies, they come out and tell what is the problem then they will the part needed. They will then call us when the part comes in and then schedule the repair two or three days after that. So, I prefer to go with Sears and they give me the option of doing that provided they’re available.

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    Cinch Home Services
    Response from Cinch Home Services
    Steven - We appreciate you as a loyal customer and strive to make managing home repairs easy. We are glad we were able to deliver. Thanks for sharing!

    Sincerely- Stephanie

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Feb. 10, 2018

    After our water main line broke at our house and we filed a claim and called and emailed HMS multiple times without response or resolution, we were finally advised by HMS to find our own licensed contractor to fix the problem, as we were without running water for weeks and HMS could not find a contractor for us. We did and found a contractor best fit to resolve this issue.

    As instructed by HMS, he called before work was performed and followed the process. He fixed our water main in October, and sent an invoice to HMS soon afterward for over $2400 for the service and parts. He then started getting the runaround every time he called in to inquire about payment, with HMS saying they needed something else each time, saying they wouldn't pay for this or that, etc. He was patient and provided what was needed. The warranty stated they would pay up to $2000 for this type of claim, but they told him that they would only pay $1500 and we had to pay the rest. In December he reached out to us as he had not received payment.

    Since then we have called in at least 7 times, and each time we get different questions and different information. The last two times they said they issued payment to the contractor in mid-January (yet the service was performed in October/November). However, the contractor has not received the payment and it is almost mid-February. Each time HMS says they would follow up with us nothing happens. Today when we called in, someone from their service department hung up on us when we asked to speak to a manager. That is the second time this happened. I have written emails to their service department multiple times as well, as well as their e-relations department. I receive no response, nothing gets resolved and they don't do what they say. It seems like they are lying to us.

    We have paid the contractor a substantial amount so far to cover what HMS wouldn't. If HMS truly believes they sent a payment to the right place in mid-January and it hasn't arrived nor has it been cashed, they need to stop payment on that check and overnight a check to this contractor - and send proof to us it has been done. At this point it's hard to believe anything they are telling us. If I could give zero stars I would. How can they run a business this way? This has been one of the worse customer service experiences I have ever had by far. Not acceptable.

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    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 10, 2018

    I've been with HMS Home Warranty since December 14. I've made a claim with them and I was very happy with their response. However, I wasn't happy with the vendor. They came and installed the water heater, but they didn’t put a pan around it. When I asked about that, they told me that there was no drain so there would be no difference. Then when I called the office, one guy told me the installer might have forgotten to put it on the truck.

    The lady that I spoke to told me that the pan wouldn’t do any good since I would need one with the size of the water heater in order for it to work. That made no sense and I thought to leave it alone. But I don’t know whether they charged the home warranty people for the pan or not because she told me there was no need calling them because they wouldn’t know what I was talking about. Also, not only did I pay my $100 deductible, I had to pay an additional $172 and they haven’t sent me my receipt yet. Nevertheless, everything has been fixed. My homeowner's insurance company has picked up and taken care of the damage that was done due to the water heater bursting. So, I’ve been made whole again.

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    Cinch Home Services
    Response from Cinch Home Services

    Charla - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Your feedback was provided to the appropriate departments. Thank you for your loyalty! Sincerely, Stephanie

    Verified purchase
    Customer ServiceCoveragePunctuality & Speed

    Reviewed Feb. 9, 2018

    We found the overall product offering of Cross Country far more robust and thorough than some of the warranty company. It was in terms of the tiered service levels that they provided, what the coverage was, what they did in terms of the overall asset management which was managing in-house and what happens when it comes to the end of the product’s life, and coordination. We’ve had a majority of maintenance and appliance repairs and ongoing maintenance. When we place the call, the reps were courteous and responsive. We never had to wait long on the phone and even found the list of repair people very, very responsive. When something could not be done in a specific time where the repair people couldn’t do it, they quickly found an alternative.

    The only negative thing was with the last repair for a major replacement part, which could’ve been outside their purview. The part took over a month to become available. Fortunately, the device was still somewhat operable and once the part came in, the scheduling of service was right behind it and the person who came in did a great job. The appliance is working fine. I'm surprised that more people don’t use a full-service like this. I don’t think people understand how it works and how it can be beneficial. We’ve been a client of theirs at least seven years at a minimum and it has worked for us during that time. It was absolutely a phenomenal experience with them. Any individual or homeowner looking for a full-service maintenance solution should look at Cross Country.

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    Cinch Home Services
    Response from Cinch Home Services

    Nicholas - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for your loyalty, and thanks for sharing! - Stephanie

    Verified purchase
    Claims Handling

    Reviewed Feb. 9, 2018

    Everytime I make a claim, I either get no shows or people who cant figure out the problems and come repeatedly. I go weeks with broken appliances. I looked up the repair companies they use and they have one star. If I hadnt put money into my contract, I would never get a contract with them.

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    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Feb. 9, 2018

    I bought my new home and got HMS Home Warranty. It was very easy submitting a claim to them. They sent someone out right away and the issue was fixed within 24 hours so I was happy with the service. And their technician was very thorough, courteous and prompt. I would definitely recommend HMS Home Warranty to a friend. In fact, I’ve told one person about it.

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    Cinch Home Services
    Response from Cinch Home Services

    Carla - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thanks for sharing! - Stephanie

    Verified purchase
    Tech

    Reviewed Feb. 8, 2018

    I’ve been with TotalProtect for a long time now and it’s doing all right for me. I’ve had good results with their technicians over the past few years and they’ve done fine with their work. It's a good deal and I would recommend it.

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    Cinch Home Services
    Response from Cinch Home Services
    Leland - We’re delighted to hear that you are pleased with our service. Thank you for sharing your experience. We appreciate your loyalty.

    Thank you! - Stephanie

    Customer ServiceCoverageTech

    Reviewed Feb. 8, 2018

    I've had to use my warranty several times which should have meant I made a good decision in getting one but with the extra fees on top of the extra fees and the time you have to wait for service it has not been a good experience with this company. My Gas Heater was the first thing to break. The communication between HMS and the warranty company was horrible.

    Since it was winter we needed heat and when I called HMS they said the new heater was delivered and ready to be installed but when I called the contractor they said the heater was never delivered and that HMS has a horrible tracking system (A lot of contractors seem to complain about HMS as a company for some reason). Once everything was settled I only owed an extra $1350 dollars for extra charges that HMS didn't cover. 1350 dollars is an insane amount of money when you have a warranty that covers utilities that break. Oh and the 100 on top of that so actually 1450 dollars.

    Recently a water pipe was dripping very slowly. Called HMS and got a contractor to come out. The contractor failed to fix the pipe. He actually made it worse and the water damaged my floor and furniture. I called HMS and was told that the contractor was a third party (um that you hired and sent to my house or did we forget about this warranty thing I pay you for?) and HMS was not responsible for anything that happened. So I asked for someone else to come fix it because this company tried four times and made such a mess that our house now didn't have any water as we had to shut it off or flood the house. They put me on their "emergency" list.

    The next contractor could be out in eight days. No water emergency means eight days to come out to fix it when it's HMS's fault in the first place for hiring someone who can't do their job. Surprisingly the contractor didn't even trying to call me to make an appointment even though the HMS rep left them a message and asked them to call ASAP to see if they could fit me in sooner. So now I have to replace an entire floor which is going to be over 1K and get someone to come out and fix my water AND someone else to come fix the drywall because obviously that isn't covered either. Long story short if you want a warranty that actually covers your house and good customer service don't go with HMS.

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    Verified purchase
    Teresa increased rating by 1 star.
    Customer ServiceClaims Handling
    After a positive interaction with Cinch Home Services, Teresa increased their star rating on Feb. 23, 2018.

    Updated review: Feb. 23, 2018

    Finally received the new dryer on February 20th at 5pm. Hopefully, my next experience will be more timely.

    Original Review: Feb. 7, 2018

    We purchased the Total Protect Home Service Plan at the recommendation of our mortgage servicer in September 2017. In October 2017, we had a major part fail on our furnace. We called warranty company and they had a technician out the next day. Our furnace issue was resolved in a timely manner. Great experience! Thus, the 2 stars.
    On January 24, 2018, our electric clothes dryer failed. I called warranty company and on January 26 technician comes out and diagnosed the problem. It was the motor. Since it was Friday, the tech said he couldn't order parts until Monday January 29th and that they would be shipped from Youngstown by mid-week. Ok. That's reasonable I say. I paid the $100 deductible.
    I called the repair company AAA Appliance on Wednesday, January 31, and they said parts not in. Ok. I call AAA again Friday February 2. No parts. However, I was told that the warranty company was replacing the dryer instead of repair and that David at CCHS/total Protect said he would notify me. That never happened as I only learned of the replacement from the repair company.
    I called CCHS/total protect on Monday, February 5 spoke to Michael, he told me my claim was in the "research" department. That department will find a comparable dryer. I was asked to Check back in a day or two! I called again Tuesday February 6 spoke to Tanisha. She told me the same thing. Check back in day or two. Called again today, Wednesday February 7th. Spoke with Amando she told me it could be a few more days or even a month! I demanded a supervisor! I got Cherry in membership services. Again, I was apologized to and told research is working on it. She offered to transfer me to research. Ok! Now I'm getting somewhere! I spoke with Connor who was willing to send an email to the research team to see if they could resolve my claim sooner than weeks or months. He told me that the research department was "backed up" but that he would try to get someone to call me with replacement details.
    I'm still waiting and I am not confident that anyone will resolve this claim.

    I do not recommend this company based on my replacement nightmare!

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    Cinch Home Services
    Response from Cinch Home Services

    Teresa - We appreciate you taking the time to share your claim experience. We do our best to provide quick and reliable service and will do everything in our power to ensure you receive the full benefit of your warranty in the future. Thank you for being a loyal customer and for the opportunity to address your concerns. Sincerely, Stephanie

    Verified purchase
    Claims HandlingCoverageTech

    Reviewed Feb. 7, 2018

    My washing machine was failing and called TotalProtect (Homesure) warranty for repair. I've been paying them $50 a month for a long time and NEVER put in a claim. They sent out an appliance repair company to look at the washer and said a "structural component" failed, whatever that is. Total Protect won't cover that, so they are denying my claim after accepting the $125 deductible. When I spoke to member services, they indicated that a Structural Component can be a screw, and if a screw failed in ANY component, they can deny the claim! WORST COMPANY EVER that tries to find ways to get out of paying a claim!

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    CoverageTech

    Reviewed Feb. 7, 2018

    We recently had a sewage drainage issue, plumber had to remove toilets to clear drain. HMS Home Warranty refuse to pay for toilet removal. (REALLY??) Was told that is not a covered item. What is a covered item (not much).

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    Customer ServiceTech

    Reviewed Feb. 7, 2018

    Reported problem with dishwasher. Error code came up on the Samsung & I contacted Total Protect. Set me up with a tech named Sanders (McDonough, GA). He did not contact me with a date nor time he planned to come out. I called him & learned he would be out on Monday (2/5). He came & decided he couldn't get the dishwasher out of the cabinet because the wood floor that had been installed had been installed incorrectly boxing the dishwasher in. He stated, I would have to call the installers of the wood floor to get the dishwasher out, and call him & he would come back & repair the dishwasher. Of course, he wanted the $100 deductible which I gave him. The wood floor was installed 2-years ago and the company that installed the floors were gracious enough to send someone out to unscrew the legs on front & pull the dishwasher out. In the process, the racks in the dishwasher were removed, Just a matter of screwing the legs down which was the first indication the tech DID NOT know what he was doing. I called the tech & he stated he was in Macon, GA and after he completed a job in Perry, GA he would come & make the repair to the dw since he had to past my house on his way home. Well.....I waited for him all evening, not hearing from him, I called & learned he would not be at my residence until Tuesday evening (2/6). When he arrived, I told him that I had been told by the installer of the floor that to be careful and not scratch the floor because it would be difficult to repair. I further told him the current had been cut off for safety. In the process of him doing whatever he did, he asked if I had towels because him not being prepared for the job and not knowing what he was doing, water was out on the wood floors. Enough water on the floor that 2-towels, rug in front of sick & paper towels were dripping with water. He did his thing, slid the DW back under the counter crooked and had already screwed it in. I told him it was not right and he said that was as good as he could do. I stated that was not the way the dishwasher was installed. He unscrewed from the counter, started to twisting on the DW door to get it straight. Final result, he told me he DID NOT take the racks out of the DW and I would have to call the man back that pulled the racks out because he DID NOT KNOW how to install the racks. He DID NOT test the DW after he did his SO CALL repair. Insult to injury, he left the SOAKED RUG AND WET CLOTH & PAPER TOWELS ON THE WOOD FLOOR! I called Total Protection and they were NO help. Suggested I call the tech (Sanders) and see if someone else from the company could be sent out. They obviously did not know he was the sole person in that operation. I would have been just as stupid to have him come back to my house as they were in suggesting I do so! No solution to my situation. However, I advised them I had stopped payment on the check & I was advised they would be sending me a bill for that amount. They can send one everyday but I have pictures of the towels, damage by the water to the floor and a witness which leads me to believe there will be litigation.

    BOTTOM LINE IS: HOW DO YOU IDENTIFY A PROBLEM WITH THE DISHWASHER WITHOUT PULLING THE DISHWASHER OUT OF THE CABINET & TAKING THE RACKS OUT?

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    Customer ServiceClaims HandlingCoverage

    Reviewed Feb. 7, 2018

    Up until my recent experience, I had decent service with HMS over the phone and online to place claims. I have been with them for 3 years since buying my home. The service professionals that were dispatched have been skilled, good customer service folks. Unfortunately, I have been extremely disappointed with HMS over my last claim and will be moving my business elsewhere at or before my renewal in June. Before Christmas 2017 my dishwasher stopped working. I placed a claim and the electrician was sent. I paid my $125 and it turned out not to be an electrical issue. Next, an appliance repairman was sent. I paid my $125 and was told the replacement part would be ordered. I waited 2 weeks, thinking the holidays may have delayed the part and called HMS for an update. I was told the part could not be found and my claim was sent to a research group to decide if they would replace the dishwasher.

    Two weeks later, they call to let me know I have been approved for a replacement dishwasher and they will send me the make/model along with an option to receive a payout and deal with a replacement washer/install on my own. Of course, my preference is to have HMS take care of the whole process. However the dishwasher option they give me is white and all my other appliances are black. The website link they sent me shows the washer comes in white and black. I call them to request the black washer and they cannot accommodate it, no explanation offered. I call back the next business day and request a supervisor to discuss my request, which seems very reasonable.

    Several days later on Super Bowl Sunday a supervisor "Theresa" finally calls. She is adamant that they cannot give me a black dishwasher even though it comes in black. I ask is there any other make/model that comes in black since I'm willing to forego any features to match my kitchen appliances. She says no, they have one supplier and this is the only item they have. REALLY??? A nationwide company has ONE supplier that has only ONE dishwasher model? I ask if there is a manager or director to escalate to - she says no, when the research team gives the answer, that is it no escalation period. She tells me they have given my another option which is to take care of the purchase and install entirely on my own for the $370 that they offered.

    The cheapest dishwasher that I can find is $298 before taxes - how will that cover both purchase and install. Note that it is now going on 2 months without a dishwasher. I am SO FRUSTRATED with this firm. I found their president is Douglas Stein and will tell him, every social media outlet, and warranty review site how bad their customer service is. I work in customer service and would be appalled if any of my team treated a customer this way. I hope Douglas Stein reads this review and makes this right.

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    Customer Service

    Reviewed Feb. 7, 2018

    20 days so far with no heat in dead of winter. I called them the morning I woke up without a working furnace. Since then, about a dozen calls to customer service over the last two weeks. Half those times ended with promises to call me back. Not once a call back. Last call I was transferred to an accounts manager (without asking), who was worse than any of the customer reps I spoke with. The HVAC guy has no faith HMS will actually come through. If this would have gone well, I would have been a customer for years. This will be first and last claim.

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    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 7, 2018

    Submitting a claim with HMS was wonderful. Their reps were always very nice and pleasant and their response was rapid. Our furnace went out recently and the technician came right away and fixed it. Our experience with HMS was very good and it was worth having a home warranty.

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    Cinch Home Services
    Response from Cinch Home Services

    Patricia - We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Thank you for being a loyal customer! Sincerely, Stephanie

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Feb. 7, 2018

    I'm happy with what TotalProtect Home Warranty provides. I got a home warranty due to the age of our house and the cost of replacing house equipment and having work done on the house. Submitting a claim with them has been very easy. They're very responsive. I either go online or call and their claims reps have been friendly and great. They'd answer my questions and provide additional information, even if I didn't ask for it. The technicians that they have sent have also been friendly and provided quality work. Then, whenever I have an issue, I call the tech back and tell him about it and they'd send a technician to fix whatever my issue was. However, there are some things that aren't covered.

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    Cinch Home Services
    Response from Cinch Home Services

    Jens - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thanks for sharing! - Stephanie

    Verified purchase
    Coverage

    Reviewed Feb. 6, 2018

    When we purchased our home warranty, we were assured that our appliances would be repaired or replaced with the like kind current model. We have had 2 incidents with Total Protect where they have not met expectations.
    1st - HVAC unit had a bad burner. When the tech came out, he took pictures of the unit and recommended for it to be replaced due to age and rusted parts. Total Protect would only cover the burner even though evidence was presented the rest of the unit needed replaced. The burner is working now, but we expect to make another call and pay another deductible this summer to have the A/C repaired. The tech broke a bush by the unit while repairing the unit that was not replaced.
    2nd - Wall Oven convection does not work. Tech says parts are not available. Total Protect will only offer us the base model oven, even though ours is a higher end model. The base model does not have the same features as ours. Total Protect made an cash offer that is about 1/3 of the cost for the comparable model we have. It is not acceptable for Total Protect to expect their customers to downgrade to a lower grade model.

    - I do NOT recommend Total Protect Home Warranty as they have not honored our warranty plan as presented to us.

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    Customer ServiceClaims Handling

    Reviewed Feb. 6, 2018

    I am a paying customer of TotalProtect Home Warranty and I am here to report my concerns about this company. I've had an open case since August 2017, and to date, this claim (for double ovens) is not resolved.

    The customer service is less than satisfactory. It takes approximately an hour or more to get someone on the phone, and once you get them you only obtain general/basic/preprogrammed information. I've been trying to speak with someone in the Authorization department for months and I'm always told I have to wait for them to call me. I'll get promised a call in 48 hours and the 48 hours turns into weeks. The 2 times I did receive a call from the Authorization department, I was informed the department would call me directly back after researching for more information; however, to no avail.

    I went through Thanksgiving 2017 without my double ovens fixed. I went through Christmas 2017 without my double ovens fixed. And now it's February 2018 and I'm still waiting for closure regarding this claim. My ovens are still not fixed! This is completely unacceptable!

    The company faithfully receives their automatic payment, but I'm still waiting for service. I'm very frustrated and disappointed!

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    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Feb. 6, 2018

    I purchased a home and did a little searching on the internet for home warranty. And after reviewing some of the information, I chose HMS given the deductible and it was the level of service at least advertised was no different than the other service providers. HMS has a nice set up for submitting claims and it’s easy to deal with. The first time I submitted a claim, I talked to someone there and that went smoothly. They were very pleasant. But every time up to now it's been via their website. I prefer doing it online since I don't have to wait on hold and everything's done. The next thing I know I’m getting a phone call from one of the chosen service providers. And I wish I could request a certain service provider to be back if we had good experience with them and also not have the ones that we had bad experience with.

    For the most part, our experience with contractors has been positive but we've had a couple bad to just not pleasing ones too. And there's one plumber that if his name comes up I will cancel the service call because I won't have him come back to my house again. We were put off for over a week. They had the parts in and then the rep conducted himself very unprofessionally. But we’re mostly pleased with HMS. It is an easy service to use and they respond quickly.

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    Tech

    Reviewed Feb. 5, 2018

    My furnace went out about a month ago. A service provider came out to look at. They ordered the parts only to discover that part was no longer available. The service provider contacted HMS 3 days later to inform them that the part was no longer available so they needed to replace the furnace. HMS told me they had to search themselves before they would replace it. They couldn’t find the part then they authorized the repair. They sent the service provider a downgrade furnace. The service provider called to tell me what HMS did. I called HMS and it’s suppose to take another 24-48 hours to review. We are at day 27 without heat in the middle of the winter. Ridiculous!!!

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    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Feb. 5, 2018

    HMS Home Warranty takes care of the business. I called for a claim and talked to a very nice lady there for about 15 minutes. It took them a little time to send one of the boards for my heating system but eventually they came along and there was no problem. I wait a little but they took care of it. The people that they picked were excellent and very friendly. I like the guy and I would pick up his business card. I was so happy with the service that I was provided. And because of that, I will give them business if someone needed anything.

    My HMS warranty is to expire in May but I will renew. I prefer it this way, if somebody takes care of me then I stick with the person. That's simple. They do not have a company available quickly. Nobody is perfect but it's all about customer service, that's the most important part. They’re a great company and I’d tell friends who might be interested to go for it.

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    Response from Cinch Home Services

    Suleyman - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thanks for sharing! - Stephanie

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    TechPunctuality & Speed

    Reviewed Feb. 4, 2018

    I was told that getting a home warranty was best and it really was a good decision as it has saved me a lot of money. My real estate agent told me that HMS Home Warranty knows their stuff and that they are a good choice. It turned out that they were indeed a good choice. To submit a claim, I would call the number and let them know about my issue. They would then get in touch with the contractor who could deal with the problem. Then the contractor would call me and we would take it from there. Recently, a tech came and fixed my heating and air. He was very informative and prompt. It was a great experience.

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    Response from Cinch Home Services
    Tollie - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team, and service company has provided you with excellent service. Thank you for your loyalty!

    Sincerely, Stephanie

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Feb. 4, 2018

    I have TotalProtect for a long time. I submit claims over the phone and I get put on hold sometimes for a few minutes like last year. But they're very good and professional people. They come in and do the job, say what the issue is and then leave. TotalProtect's very excellent.

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    Response from Cinch Home Services
    Donato - We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Thank you for your loyalty!

    Sincerely - Stephanie

    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed Feb. 3, 2018

    Our boiler has been damaged for almost 1 month now and the issue is not resolved. Our CO2 alarm went off in the basement on 1/8. HMS sent a technician on 1/10, whose assessment was that the boiler was damaged and needed to be replaced. The next contact I had with HMS to verify they received this assessment, HMS told me that technician would not be able to do the replacement, and that they would need to send another technician out. They sent someone named Dino out to the house on 1/15 and he said that the boiler was a maintenance issue because of soot build up... so HMS said they would not cover it anymore. Dino came back out to the house on 1/22 (a week later) and then changed his mind and said that he couldn't fix the problem and that the boiler needed to be replaced. Incompetent.

    I called HMS on 1/23 and they told me that the next step would be to verify with the 1st technician (AMC HVAC) that the boiler was damaged and then they might need to send a 3rd technician (for another deductible!) out for another opinion!! I did not hear anything from them for a week. I called them on 1/29 for an update and they had none, except that the claim was denied... the person I spoke to on the phone had no idea what was going on with previous conversations I've had with other HMS reps. I asked to speak to a supervisor... there was none available, and I was told I'd be called in 24-48 hours... 72 hours go by, no call. I called them again on 2/1, and was told no supervisor available, and that one would call me in 24 hours or less.

    Well... it's been more than 24 hours. HMS does not want to pay to replace a damaged boiler. They sent an incompetent technician named Dino out for a second opinion, and most likely asked him to make it a maintenance issue so they wouldn't have to cover a replacement. Even after Dino admitted on his second visit that the boiler was not fixable and needed to be replaced, HMS is still avoiding a resolution and is basically ignoring me at this point. I have never been so mistreated as a customer by any organization. Meanwhile, it's dead of Winter and we have had no heat for almost a month. HMS does not care about its customers and has no regard for their health or safety. There was another story about them in the news about a week ago, and I'm not surprised. I plan on going to the news with my story next.

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    Customer ServiceClaims HandlingTech

    Reviewed Feb. 3, 2018

    Back in the middle of May 2017, the seller got HMS Home Warranty for us when we bought the house. We were looking to get a home warranty ourselves, but the seller offered it and we said okay. We've filed a claim three times so far, and it had been very simple. I called and told them what the problem was. They then took my information and told us that they were going to assign someone who would call us within a day. The repair company then called us to set up an appointment and handled it from there. The first claim was for the spa as it wasn't working. The second was for the dishwasher and the third was for the heat pump. The techs who came were good and everything was repaired. I would recommend HMS Home Warranty.

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    Response from Cinch Home Services
    Russ - We appreciate you taking the time to share your claim experiences! We do our best to provide quick and reliable service and are pleased that we have met your expectations. Thank you for being such a loyal customer!

    Sincerely, Stephanie

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 3, 2018

    I already had a home warranty before. Although TotalProtect has a higher deduction, they're a little cheaper so, I switched. I had called them once to submit a claim and the rep I spoke with was pleasant and professional. The technician came out in a reasonable time, he was great and knowledgeable of what was going on. He cleaned the part that was there and reinstalled it. He told me that he was going to order another one and if I ever had that problem again, he told me to simply call them and they would just bring the part out and replace it, for free.

    On the other hand, the plan offers $1200 net per year and there is a possibility that I may have to stay in a hotel. I asked them that if I only used $200 of $1200, would I get the chance if I needed it again. They said that it doesn't roll over and it's a one-time thing. To me, that was not valid. Also, I had misplaced the hardcopy of my plan and I asked them if they would mail me out another copy, and they told me they would but as of now, I still haven't received it.

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    Customer ServiceTechPunctuality & SpeedRefunds & Payouts

    Reviewed Feb. 2, 2018

    on January 5th, a service man from rtp eazy fix came out to my house because I had called Total Protect because of my LG stove/oven had stopped working. The gentleman came in and diagnosed the problem as the the control board. I said ok I paid my deductible and was told he was going to tell the warranty company to order the part. I said ok great the sooner the better we had a party planned the neat weekend.

    fast forward to today, I STILL DONT HAVE A STOVE!!! I have two kids that always want to eat, we orderout every night or have microwavable TV dinners, I have called over 29 times, one time I was hung up on by the Total Protect rep. I could have bought a new stove with the money we spent on outside food and dinner????? AND NOW THE REPAIR COMPANY SAYS HE DOESNT HAVE THE PART STILL, TOTAL PROTECT SAYS IT WAS DELIVERED ALREADY 10 DAYS AGO,... I have never been late with a payment (which they increased 6 months ago) I paid my deductible, my next step is to buy a stove for my family but not before going to the BBB and telling all of you STAY AWAY FROM THIS COMPANY!!!!!!!!!!!!!!!!!!!!

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    Customer ServiceTech

    Reviewed Feb. 2, 2018

    Deductible has increased year over year, started at $60 for a service call it's now $125. We've been attempting to have our dishwasher repaired for the last 3 months. Spent nearly 4 hours on the phone with TotalProtect Home Warranty folks and their service provider with no resolution in sight. So far my wife and I have had to do all the leg work for the last month. Asked to speak to a supervisor this evening was disconnected during the transfer 3 times and when I finally got to an associate, Jessie, I was told that no supervisor was available. He told me they would have a supervisor call me. I told them they had 1 hour before I filed a complaint with the BBB and the state AGs office. Entering those complaints with far more detail next. I felt it needed to complete a review here since they brag about a 4.6 star rating and that is about as far as you can get from our experiance. Not worth the money and we have been customers since 2004/2005, clearly a long term relationship has no value with this customer. Note the account is current.

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    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed Feb. 2, 2018

    TotalProtect is a very good service company. I've been very pleased with them every time. We've had their warranty since we got our mortgage on our home. They were our realtor's recommendation. Over a period of time, their warranty has been reasonable and serviceable. They repaired different things for us over the years and their deductible has been minimal. Now, however, their deductible is over a $100 and they're very selective on the things they repair. They just repaired my water heater and I didn't think that what they paid was too good.

    Submitting a claim with them has been good. I call them in and their reps have all been respectful and courteous. However, before, they'd be the one to tell me which company will come out and when. Now, they want you to call the provider, set up an appointment with them, and meet them. Then the contractors have to get the okay from the insurance company. It's a little confusing. But every contractor they've sent out has been excellent. They'd come out within 24 hours, although, often there's a little delay. But by the third day, they're usually resolving it. They do what they say they're going to do.

    People, however, should look around and be sure that they're covered for what they want because I know I'm not. I didn't realize that until the technician was here last time and told me that TotalProtect has different levels of coverage. Every year we've renewed our warranty, it's gone up and we just renew it but we should have asked what type of plan we have. And we should be notified that there are other options, like through a brochure which has alternate plans that you could get for an additional amount of dollars.

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    Response from Cinch Home Services
    Sheila - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that you were not advised of additional warranty plans available. Please call into Total Protect and a member of our membership services team can provide you with all the warranty information available. Thank you for being a loyal customer!

    Sincerely - Stephanie

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Feb. 2, 2018

    HMS came with the house that I bought three and a half years ago. They paid out the first year on the claim so I stuck with them. Plus, they have great service. The latest claim I submitted for the washer was done automated and it was very simple. The technician showed up the next morning at 8:00 and got it taken care of. The previous claims were for the gas furnace and the water heater which they ended up replacing both with a new one. Their technicians have always been courteous, prompt, and everything got taken care of. I just paid the deductible.

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    Response from Cinch Home Services

    Michael - We appreciate you and strive to make managing home repairs easy. We are glad we were able to deliver. Thanks for sharing! - Stephanie

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 1, 2018

    I had HMS Home Warranty when I was in Springfield, Missouri 13 years ago. And I had moved it 12 years ago over here where I live now. I've submitted claims by phone and their claims reps have always been good. We were getting to go on vacation and the icemaker was leaking. We had a tech come out and he said that it wasn’t the icemaker. He spent five minutes and said it was just a loose fitting and I told him from the very beginning it wasn't it. He said it was, and then he left and then it wasn't even a day later that it flooded in my basement and ruined the wall in the basement. He came back out and said we needed a new water line. I put a new water line in and the icemaker still didn’t work.

    I ran the water line and then we went on vacation. Then a family member got sick. So it was a while before we called back to get somebody out. I had to pay an extra $100 because it was six months warranty when somebody does the work, but when we had another person in, he did an excellent job. We’ve always had good luck with HMS and I recommended my daughter to get the warranty, and it worked for her, too. I would also tell my friends that it’s very good to get it.

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    Response from Cinch Home Services
    Charles - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our service company and customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Your feedback was provided to the appropriate department.

    Thank you! - Stephanie

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Feb. 1, 2018

    I purchased a home and the real estate broker gave TotalProtect Home Warranty to me as a gift. There were certain rooms in the house that were cold, so I submitted a claim over the phone, and the process was quick and easy. The representatives were easy to talk with and they understood my situation. I was happy with the claims process. However, the technician that was sent out wasn’t able to get the heating problem fixed. This house was built in 2003 and the heating unit did what it was supposed to do, but I believe that the unit needs to be replaced. I was not satisfied with the technician, but other than that, everything went very well. TotalProtect is a good deal.

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    Response from Cinch Home Services

    Mary - We are thrilled to hear that you’ve had an awesome warranty experience. Providing excellent customer service is our primary goal. Thank you for sharing! - Stephanie

    Customer ServiceClaims HandlingCoverage

    Reviewed Jan. 31, 2018

    I made a claim on my slide in range which the glass top had cracked from heat.The claim was denied explaining the glass top is part of the structure of the stove and structure is not covered under warranty. I tried several times to explain the glass top is removable and not part of the structure of the stove top.The broken glass stove top is not available any longer from the manufacturer and TOTAL PROTECT just does not want to pay for a new stove. I have requested to speak to a supervisor 3 times via telephone and once by email and have not heard back from anyone.I DO NOT RECOMMEND THIS COMPANY FOR HOIME WARRANTY!!!!!!!!!!!

    I made a claim on my slide in range which the glass top had cracked from heat.The claim was denied explaining the glass top is part of the structure of the stove and structure is not covered under warranty. I tried several times to explain the glass top is removable and not part of the structure of the stove top.The broken glass stove top is not available any longer from the manufacturer and TOTAL PROTECT just does not want to pay for a new stove. I have requested to speak to a supervisor 3 times via telephone and once by email and have not heard back from anyone.I DO NOT RECOMMEND THIS COMPANY FOR HOIME WARRANTY!!!!!!!!!!!

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    Response from Cinch Home Services
    Richard - We appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items or services that may not be covered. If you would like for us to review your claim to ensure that you receive the full benefit of your warranty, please respond to this message privately with your claim number or full property address and a member of our team will review and follow up with you.

    Thank you! - Stephanie

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    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed Jan. 31, 2018

    Three years ago, HMS Home Warranty came with my house as part of my package. Submitting a claim, both on the phone and online, has been great. However, I prefer submitting claims over the phone as it is hard to do exactly what you want online. I've had a positive experience with the reps and the techs. The previous tech I had over was really excellent. I had a leak in my sink. They came and changed out my garbage disposal as well as some piping. HMS Home Warranty has been really responsive and I usually get service really quickly. In addition, the price is good in comparison to other companies that I've looked at. Overall, I’m happy with the HMS and I would definitely recommend them.

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    Response from Cinch Home Services

    Alisa - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thanks for sharing! - Stephanie

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    Claims HandlingTech

    Reviewed Jan. 30, 2018

    I have been in my house since November and the homeowner whom I purchased it from bought the warranty from HMS Home Warranty. After I moved in, the microwave and dishwasher both stopped working so I submitted a claim by calling. Their representative was very nice and the technician who came to service my warranty was great and very knowledgeable too. He came back, fixed everything, and now, my microwave no longer randomly comes on by itself and the dishwasher seems to be dry. I had a great experience.

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    Response from Cinch Home Services

    Sherry - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thanks for sharing! - Stephanie

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    Customer ServiceClaims HandlingCoverageTechPricePunctuality & Speed

    Reviewed Jan. 30, 2018

    We decided to accept TotalProtect when it was offered to us by our mortgage company. When we looked at the arrangement, it was a reasonable monthly cost to pay in order not to have a huge expense every time a large appliance went out. It's fantastic to know that at any given time, it's only going to be the $75 deductible we pay for the full cost of any repair or replacement for any appliance.

    When submitting a claim, we call a number and they confirm that we have an account with them. They're affiliated with different contractors, for instance, Sears, and they would send a technician out at that time. I work from home so it's always convenient for me to do that. If they are unable to find somebody who is a third party person to take their payment, they give me permission to find someone. And that person comes, evaluates the situation and then calls them for permission to do the work. Either that person accepts their payment or I pay them and I'm reimbursed by TotalProtect.

    TotalProtect is like any business where people are more experienced and more agile about handling problems. The latest claim may have been the most difficult. I called in with a claim needing a dryer repair. They called Sears who have come here a dozen times. The technician came out, diagnosed it, and determined that it needed a new belt. And then they rescheduled someone to come in and install the belt. However, they did it backward. I knew something was wrong with the installation. So, I called TotalProtect and they sent someone back out. But they wouldn't do the repair since the originator of the claim didn't call it a recall, which it should have been if they made a mistake. If Sears made a mistake, it should have been diagnosed as a recall. Since it was a new order, they wouldn't do it and the guy left. He had an attitude about it. The Sears technician should have called their dispatcher instead.

    It was an hour and a half drive, so it was a ridiculous thing that we had to wait another week at least for someone else to come back and deal with it. That was a lack of experience that the representative had from TotalProtect. But when I look at the big picture and all the different people that I've interacted with, I would say that the overall people were capable and sensitive about communicating, asking if I needed any more help. Everybody at TotalProtect has been very helpful, friendly and I felt like I was heard. Every once in a while, I can't understand someone's accent so that was awkward. But overall, I have a high satisfaction feeling about the whole experience.

    We've had a variety of glitches in the experience. For example, I made a claim for a radiant heat floor, but the person I talked to didn't take that in. It might have been recorded so they realized that they had done that. Eventually, they said that they don't cover radiant heat floor. But in the meantime, we already had someone come in and do a cleaning of the boiler. At that point, we said that we told them in the beginning that it was for a radiant heat floor, and so they said that they would pay up to what they agreed to pay. And with that situation, there was flexibility with TotalProtect. Their people were very reasonable and very responsible for understanding that I can't wait forever.

    In other words, it was a more human experience than a lot of huge umbrella companies like TotalProtect. In every single case, we've had appliances repaired or replaced and had a good relationship with the repair people that were doing it. I've had a big variety of experiences with TotalProtect and they've always turned out well. That to me is a high recommendation.

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    Response from Cinch Home Services
    Veronica - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you so much for being a loyal customer with us and sharing such amazing feedback.

    Sincerely, Stephanie

    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed Jan. 29, 2018

    My issue with this company is several layers deep. First, just about a month after moving into our new home, we had a small electrical fire in the laundry room, which was caused by a faulty outlet that had grounded out to the water lines, causing all the water lines in my home to be electrified. I called and the provider they gave me said it would be 2 WEEKS before he could come out! So I just called my own person and paid out of pocket. Next issue came when we turned on the boiler for the first time, once again we needed fast service and their providers were all several weeks out, so I got my own help.

    Next my cooktop stopped working. I made the claim in May 2017, and my policy was supposed to expire in June. They assured me that even if it took longer to process I would still be covered. They sent out a service guy from Sears who put the part in “research” then nothing happened for about a month. I called back and they sent a 2nd guy who told them they needed to replace the stove. All was well, I received a call telling me which stove I could have and asking what color I wanted. I selected the black one, and was contacted by the delivery company for a delivery date. On my delivery date no one showed up, so I called and was informed that my driver’s father had passed away the day before and they needed to reschedule. So I had to take a 4th day off of work for the new delivery date.

    When the stove arrived it was bashed in and totally unusable (it was also white, not black) they took it back with them and had me sign a paper saying they took it. I called the warranty company about it and they put me “in research” because they didn’t think black was an option. Fast forward to December, I still have heard NOTHING from HMS about my stove, so I start calling weekly. Every week I’m told it’s been put “in research” and they’ve expedited it and put a priority flag on it. January 18th I call and I am told that they changed their “research” process and my claim had been lost REPEATEDLY.

    I call again today (1/29/18) and I am told that the claim is so old that it has expired and so has my policy. After demanding to speak with a supervisor and waiting 35 minutes on hold, the supervisor still has no idea what is going on and I am on hold yet again. Current call length is 1:23:36 and I’m still on hold. Pretty sure I’m never getting my stove. Warranty policy was a WASTE OF MONEY!

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    Tech

    Reviewed Jan. 29, 2018

    911 Appliance Repair was sent to repair my dryer. The repair man spent all of 3 minutes deciding that the vent was clogged thus the dryer not drying properly. He did not handle clogged vents thus I needed a heating and air person to unclog the vent. I called a heating & air company who came out and fortunately for me, the gentleman was a former appliance repair person. So instead of leaving me high and dry with no dryer like 911 Appliance Repair did, he diagnosed the problem to be the heating sensors that were not functioning properly. He decided that since he had to take the dryer apart to replace the heating sensors he could replace the drum wheels and the belt and virtually give the dryer a tune up and make it last for many more years. We did. His name is Ray **, Prolific Air-Systems, Inc. Use Ray **. Total Protect and 911 Appliance Repair were incompetent and I pay yearly for Total Protect to repair my appliances! I think I need a new warranty company, don't you?

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    Claims HandlingTech

    Reviewed Jan. 29, 2018

    I've had HMS Home Warranty for two years now and I’ve been very happy with the service. I’ve submitted two claims online and everything was smooth and quick. I really like the convenience of the internet and that’s the main reason why I kept them. It’s really reasonable. In addition, the technicians have been great.

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    Response from Cinch Home Services

    Matthew - We appreciate you and strive to make managing home repairs easy. We are glad we were able to deliver. Thanks for sharing! - Stephanie

    Verified purchase
    Claims HandlingCoverage

    Reviewed Jan. 29, 2018

    I’ve had good relations with all the reps from Cross Country Home. The coverage is all right but the deductible is a little high. I usually submit claims over the phone and sometimes online. Cross Country Home has been good to me and all my claims have been paid satisfactorily.

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    Response from Cinch Home Services

    Earl - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! Thanks! – Austin

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    Coverage

    Reviewed Jan. 29, 2018

    Get a warranty from TotalProtect. I've been with them for quite a while now and I've had an excellent experience. I called to submit a claim and they told me when the contractor was coming. The people who came out told me what was wrong, what was needed, and they took care of it. I pay my monthly fee and whatever's broken, as long as it's covered, TotalProtect sends someone to fix it. I'm satisfied with them,

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    Response from Cinch Home Services

    Edith - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. We appreciate your loyalty. Thanks for sharing! - Stephanie

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Jan. 28, 2018

    I had HMS Home Warranty on my first house and so we went with them with the second one. I used HMS' website when submitting a claim. I submitted three claims, two of which was for the same thing, and it has been relatively easy. My interactions with their technicians have all been very positive. The technicians were prompt and their quality of work was moderate. However, the claim that I submitted the second time for the same plumbing issue, I have not been able to get a hold of the plumber so nothing came of that so far. HMS is fine but they should have better technicians.

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    Customer ServiceCoverageTechRefunds & Payouts

    Reviewed Jan. 27, 2018

    I enrolled in a warranty plan with Total Protect early 2017 in which my monthly payments were over $40 a month. In December 2017, I began having performance issues with my Maytag washing machine which I purchased in June 2012. I called Total Protection in December 2017. Parts and labor are guaranteed for 180 days. The company chose the service provider Electra located in Joliet IL. According to the company’s website, they list only one employee on one website and 1-5 employees on another. I the service provider set a time and date to determine why the machine was displaying an F2 or E2 error message. I was unable to wash a full load of clothes for a two weeks and could only wash 6-7 pieces of small clothing at once. The service technician came out and inspected the machine on 01/09/18 and reported the door bellow needed to be replaced. He installed the door bellow on 01/18/2018 according th the receipt. He stated on the receipt that he could not test unit until it was replaced. The technician stated that if the error message continued, he would need to replace machine panel board but that we could use the machine. I attempted to wash a load of clothing the same day but error message continued. I had to remove most clothes only able to wash several light pieces at a time to eliminate error message. Repeating the same action for the second load of clothing, error message resumed and again I was only allowed to wash several pieces of clothing. The unit washes for 59 minutes. When I returned , the entire door bellow was detached from inside and the wires we entangled several pieces of the clothing inside. I have had the unit for 5 1/2 years and have experienced this

    before. I’ve been doing laundry since for more than 40 years and experienced in loading and unloading of washing machines. Because the service provider Electra reported the part was destroyed for misuse and abuse, the warranty company refuses to cover replacing part. How can misuse the machine in less than 24 hours. The unit ceased to work the same day the part was installled. I am beyond upset and now have to call another company to service my unit. I am still unable to wash and am forced to go the laundromat causing me more out of pocket expenses in addition to the $125 deductible I paid to Electra Appliance and Repair. Is this legal? I also plan to write Total Protect’s corporate, Call my state’s attorney office to direct me further and possibly go to court if need be.

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    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed Jan. 26, 2018

    I must began by saying that I've been a loyal customer for approximately eight years. This is the first time that I've had a bad experience with the company. I've been dealing with heat pump Issues since November 12, 2017. Apparently the repairmen and the company aren't talking to each other. Once I filed the claim the repairmen took more than a week to respond. When he did contact me another four or five days passed by. Within two days after he "repaired" the system it was inoperable again. He promised to come by on a Saturday, I lost an entire day waiting for him. He never showed up and never called back. Through all of this I knew that by running Emergency Heat on a Heat Pump would cost me in the long run. Today I received my utility bill and believe me I've paid the price for poor service rendered by Total Protect. I've recommended this company to numerous friends and family and I've been rewarded accordingly.

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    Customer ServiceTech

    Reviewed Jan. 26, 2018

    I have never experienced such bad customer service before. We filed a claim on our broken washer on Jan 1. The man that came to fix it said the circuit board was broken and he had to order it. He could not come back until Jan 12th. I thought that would be inconvenient but we could get by for 12 days without a washer. When he came back he informed us the pump was also broken and that HMS was not approving him to order one and install it. On the 16th we were told that we could choose to have them replace the washer or they would give us a check. We choose them to replace the washer. The person told us it was approved and would take 3-5 days to arrive but they would expedite the order. Well that was not true. On the 18th we were told that the washer had not been order but would be ordered that day & would be here in 3-5 days.

    On the 24th we called and the person said that yes the washer was ordered but 5 days was not until the 25th and we would get a call during the day on when it would arrive. We received no calls during the day so my husband called again that evening. Now we were told that it was not ordered and that she would have a supervisor call us.

    This morning I called and the person on the phone flat out told me that the washer had not been ordered and she had no idea when it would be ordered. That we had been lied to and she was just telling me the truth. She said that there is a note on our account for a supervisor to call me and that they have to call back between 24-48 hours after a request. I informed her that we had asked for a supervisor to call us back on the 18th (5 days ago) and never received a call. I am so furious. I have never dealt with a company where the customer service agents just lie and are so incompetent. After we finish with this order we will be switching over to another company and will never recommend this company to anyone else. I would give them 0 stars if I could.

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    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Jan. 26, 2018

    I am on day 17 with no refrigerator. I called my claim in January 9. They could not get me an appointment for 4 days. The guy came out and vacuumed the back of my fridge and said he fixed it. Well needless to say he did not. Contacted the company to send someone else out bc it was not fixed. Had to wait another 5 days for an appointment and my appointment day they cancel on my 10 minutes before my time via email. Called again and made another appointment and could not be seen for another two days. Well the day they scheduled it snowed and ice was on the roads and again I was alerted via email about 10 minutes before my appointment no one was coming again.called the warranty company very upset. They sent a new company out ( had to wait another two days) and my fridge compressor went out. Well that was on Thursday the 18th. Well After heAring nothing for a few days I called the warranty company. They informed me they cannot find the part for my fridge.( my fridge is only maybe 5 yrs old) they had sent my claim to another department to see if they are gonna replace it. However that department is running behind and no one could tell me how long it would be for a decision. Now keep in mind I have no refrigerator this entire time, I have two children and was snowed/ ice in for three days with no fridge. The only thing they tell me when I call is I am so sorry for your inconvenience. Yet, nothing is being done. I wasted a day of work bc the worker no showed. I am very unhappy and when this is resolved will find another company. They said they will call me when a decision is made and I was advised not to purchase another fridge when I told them I had to do something. DO NOT USE THIS COMPANY!!!!!!!!!

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Jan. 26, 2018

    On November 30, 2017 I contacted Total Home Protect to file a claim on my broken washing machine. A service tech was scheduled to come out to repair on Dec. 6, 2017. At 5:47pm on Dec. 5, 2017 the repair company contacted me stating that my appoint was cancelled for Dec 6 because Total Protect did not file the correct paperwork. I contacted Total Protect on Dec 6 only to be advised that a new service tech would contact me. No phone call ever came. At the end of the day on Dec 7 I again contacted Total Protect, they provided the service techs information. I contacted the service tech and they stated that Total Protect had not sent any information regarding my claim, but they were kind enough to schedule an appointment without the information on hand for Dec 14. The service tech arrived on Dec 14. The washing machine repair estimate was over $1800.00. On Dec 20, I contacted Total Protect as I had not received any information on what was going to be done to resolve my issue. In total I have made 17 phone calls to Total Protect resulting in 529 minutes of my time being assured by Total Protect that they are working on the claim. 529 minutes is almost 9 hours of my time!!!! Today is January 25, 2017...guess what...I just called them again (this is the 17th time) and again, I got no where! 2 months with no washing machine. 9 hours of my time wasted on phone calls. Every month I auto pay the premium. The deductable check was issued at the time of service. Something is really WRONG with this picture!

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    Customer ServicePricePunctuality & Speed

    Reviewed Jan. 25, 2018

    We've had an HMS Home Warranty for about three months now. We've been having issues with our furnace, which keeps pumping out cold air, forcing us to manually turn it off and back on. It typically takes us 20-30 minutes to get a hold of a person when we call. The first time we scheduled for service, no one showed up. We called back, complained, and finally got someone to come over a day or two later. They did not resolve the issue, as the furnace continues to periodically pump cold air, forcing us to manually turn it off and back on. We have requested another technician come and resolve the issue. It took a bit of complaining for them to agree not to charge us another deductible. Unfortunately, we had another no-show. So, to sum it up, 2 out of 3 appointments have been no-shows and the one that did show up did not resolve the issue. We are definitely not getting our money's worth.

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    Claims HandlingTechPrice

    Reviewed Jan. 24, 2018

    On 11/26/2017 we filed a claim for the replacement of our non-repairable heating furnace/AC system. We had a reputable local heating and A/C company, with which we had done satisfactory business since 2006. We wanted them to do the replacement (Furnace and A/C, which totaled $8,000.) Total Protect insisted on having its own contractor (the lowest bidder--probably two guys in a pick up truck and a magnetic sign on the doors--do the replacement, with a lot less quality furnace/AC package. The option Total Protect offered was for them to "buy out" the claim (for a total $702.00) and, since our subscription would run until June 2018, they would not allow us to cancel the subscription without first paying six months ahead (at $49.95 per month). We agreed to pay the $299.00 and expected the "buy out" settlement of $702.00 to be paid by Total Protect. This claim was presented to Total Protect on 11/26/2017. They have given us a series of "this documentation has been forwarded to the appropriate department. You will receive notification within 5-7 business days". The notification finally came on 12/29/2017 and again with another "We have received your supporting documentation regarding the claim credit reimbursement and it has been routed to the appropriate department for review. Please allow 7-10 business days for processing." In my opinion, Total Protect's business is to delay, delay, and delay, and ultimately not paying the claim. Since I am 82 years old, Total Protect would probably win the race against time. I suppose I could retain an attorney to deal with Total Protect but it would cost a lot more than $702.00

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    Customer ServiceClaims HandlingTech

    Reviewed Jan. 24, 2018

    I have had total protect home warranty for 7 whole years never filed a claim. My refrigerator went out around December 13 2017.My refrigerator is still not fixed they kept saying the part had to get approved. Ask for manager to call me back it took another week and then all she did was leave a message for me to call the service provider who is ANTONYS APPLIANCES they are no better has not returned any of my calls since before 12-13-17. They draft my payment for total protect every month for SEVEN DAMN YEARS AND FIRST TIME I NEED SERVICE I. CANT GET IT. I have been without my refrigerator since December. I would not recommend anyone to total protect home warranty or Anthony's Appliances with phone number of 757-538-1040 to anyone. When this claim is done I will be canceling my service and also talking with my lawyer about what I can do

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    Customer Service

    Reviewed Jan. 24, 2018

    I placed a customer service request on 11/21/17. The dryer was finally installed on 1/9/18, almost 7 weeks after my original request. During this time they may have called me twice. All other calls had to be initiated by me. The excuse was always that they were setting up a new system or they couldn't get the parts. The repair company called me saying they had received the parts and would install them on 12/15/17. Since I had not heard from Total Protect directly, I called them to let them know the parts were in and would be installed the next day. They told me that they were going to replace the dryer and to cancel the repair service which I did. The dryer was finally delivered to my house on 12/21/17 and set in my garage until it was finally installed on 1/9/18. I must say here that I have used Total Protect before and never had any problem but I am very disappointed in my dealings with them on this matte.. No one should have to wait 7 weeks to have a service repair or replacement of an appliance.

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    Customer ServiceTech

    Reviewed Jan. 23, 2018

    Word to the wise - especially if you are in the business of real estate, do NOT recommend or have your clients purchase a home warranty through HMS Home Warranty. This company is an absolute disgrace. Furnace went out on 11/4/17. The company they sent determined we needed our gas valve replaced, which they did. Then on 1/17/18 - furnace not working again. Same company comes out and says the sensor needs cleaned. Pay yet another deductible and within 24 hours - furnace is not working AGAIN! This time they have to send a different company out, but can't come until 1/21/18. When the new company comes on 1/21/18 - says the gas valve needs replaced AGAIN and that the first company that replaced it on 11/4/17 put on a used part - which is illegal.

    New company comes yesterday, 1/22/18, with the new gas valve, and lo and behold, the furnace still won't work and the technician diagnoses it as the used part that was put on has fried the control board. He recommends to HMS Home Warranty that the unit should be replaced. Quotes them $870 for unit at 6.5 hour of labor at $75 an hour. They tell him they will have to get approval and will let us know. I call back 2 hours later, and they say they don't have record of him calling in and telling them that (which he called them on speaker phone while at my house so I heard him tell them all that). We ask the guy to call back, he does, we hear nothing from the warranty company last night. My husband, Travis calls today, they tell him instead of replacing the unit, they have ordered the control board from Lennox and it'll be 3-5 business days for the part to arrive.

    3-5 BUSINESS DAYS MORE WITHOUT HEAT, temperatures are dropping to 25 degrees, I have two young children in the house plus my dogs and hamster (which I didn't even mention that on Saturday the hamster was almost frozen to death because it was so cold. We had to warm it up with electric heater, hot water bottle and blankets). Whereas if they would have approved the replacement unit, it could be installed TOMORROW. Also be aware of the fine print in the warranty - you cannot get a class action lawsuit together (which is a damn shame because I've read all the reviews on Facebook, Yelp, Google, etc. and there are a TON of people who have been wronged by this company) and no jury trial - you have to go to arbitration.

    In addition, HMS Home Warranty is not responsible if anything else happens - such as your pipes freezing because you have no heat because of the negligence of one of their contractors as well as they are not responsible or held liable for the contractors they use. Terrible terrible company. Hopefully there is a better home warranty company out there but would NEVER recommend this one. If my new control board part isn't here tomorrow, I'll be pursuing further action.

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    Customer ServiceCoverageTech

    Reviewed Jan. 23, 2018

    Our refrigerator broke on 12/23 and as of today,January 23rd (1 month later) our refrigerator remains in the same broken state. A repairman did visit the house on 12/27 and did not give us any indication of whether it was repairable or would be replaced. We have reached out to Total Protect numerous times with little or no satisfaction each time. We have spoken to a supervisor at Total Protect and he could not help us. Promises of return calls that never come. We have called the outsourced repair company without a resolution. We pay our monthly contract on time every month for what we believed was a piece of mind coverage for all of our home appliances. The minimum expected is timely rectification of a repair.

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    Customer ServiceClaims Handling

    Reviewed Jan. 22, 2018

    Initial claim for my refrigerator which does not maintain temperature in frig or freezer was called in on 12/13/17; no repair person available until 12/27/17, but my monthly premium was still expected; visit on 12/27, "there is nothing wrong with your refrigerator"; the technician felt bad and installed a new "mother board"; paid the deductible, and waited for improvement, all the while living out of a cooler! Placed another call on 1/9/18, for a "Recall Service" appointment; confirmed for 1/15/18, but no one showed; called again, this time requesting to speak with a customer service rep "they will respond in 24-28 hrs & no you don't have an appt. until 1/22/18", still waiting for a call back, still living out of a cooler, still paying my premium, my advice, don't use this company! I will be cancelling my service after the refrig is fixed, if it ever is.....

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    Customer ServiceClaims HandlingTech

    Reviewed Jan. 22, 2018

    Waiting on the phone over an hour to talk to someone is nonsense! The company was not like this when they first started out. It takes too long to review your claim number. I recently had a washer machine break 2 weeks before Christmas. I was given the run around with my claim. They said they scheduled a time for someone to come out to look at it and behold NO ONE EVER CAME. After calling and waiting on the phone for over an hour come to find out they never even placed the service order!!!! After getting in touch with contractors, Sears, they'd set up service times just to cancel or just not come at all. The people who they employ to do the service work ARE VERY UNRELIABLE. It is the last week in January AND MY ISSUE IS STILL NOT RESOLVED.

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    Laura increased rating by 2 stars.
    Customer ServiceClaims Handling
    After a positive interaction with Cinch Home Services, Laura increased their star rating on Feb. 9, 2018.

    Updated review: Feb. 9, 2018

    I finally received a phone call from HMS on 1/24, informing them they are going to replace our fridge. The process was reasonably painless from then on. They recommend a model that we accepted. The fridge was delivered on 2/5. My experience was HMS was that once a decision was made, things would happen at a reasonable speed. But in between decision there was a lack of communication or update on how things are moving, which was frustrated. I changed my rating to a 3 based on the overall experience.

    Original Review: Jan. 21, 2018

    Here is a record of our experience with HMS. 12/28/17, our fridge broke, filed a claim. 12/29/17, Sears repair came, could not fix the fridge. 1/1/18, Moonstar appliance came, said it's a faulty thermometer, needed to order the part, would come back when part is in, paid $100 deductible. 1/8/18, called Moonstar for an update, was told the part hadn't come in. 1/1/18, called Moonstar, was told the part is now being ordered by HMS

    1/11/18, 2:25pm, called HMS (9 minutes), was told the research department was looking into the replacement part. 1/14/18, 3:36pm, called HMS (21 minutes), was told the research department was still looking for the part. 1/16/18, 6:08pm, called HMS, (15 minutes), was told the research department was still looking for the part, asked to speak to a manager, was told the manager was not available. Asked for a callback, was told yes, but no one called back. 1/17/18, 10:05am, called HMS, (18 minutes), was told the research department was still working on it. When I pressed for my case, was told they were no longer looking for the part, but instead was looking for a replacement fridge.

    1/18/18, 10:26am, called HMS, (40 minutes), was told the research department was still working on it. When I asked to speak to a manager, it took a while but finally a manager took the phone and assured me that she was sending the claim up the chain, that she cc'ed several managers to take care of it, that she would monitor the claim throughout the day and call me at end of the day with a status update. No one ever called me back. 1/19/18, called HMS, 5:40pm (9 minutes), was told it's in the research department, and the rep could not give me an estimate of how long it would take. When asked to speak to a manager, was told all managers were busy with other customers, but I could request a callback. Requested a callback. No one called back.

    It's been 24 days since our fridge stopped working. We are a household of 6, with 2 young children and 2 elderly. We have been living without a fridge for more than 3 weeks. We have yet to receive one promised call back from HMS, nor an estimate of how long this ordeal is going to last. I am very dissatisfied with the home warranty company and will actively dissuade anyone looking for a home warranty from using this company.

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    Claims HandlingCoverage

    Reviewed Jan. 19, 2018

    HMS is refusing to pay us for a repair covered under our policy because one of their employees did not put a note on our claim. We have phone records to prove that we called HMS, the times and dates of the calls, and the duration of the calls. We followed their instructions perfectly, but since there is no note, which is NOT part of our job, HMS called us liars.

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    Customer ServiceClaims HandlingRefunds & Payouts

    Reviewed Jan. 19, 2018

    I have been with the company for 10 years and these past 2 years, I’ve been always dissatisfied with the service. The most recent is my claim for my built in microwave. I filed this claim since 2nd week of November, before Thanksgiving, and up to now, 2 months had past, there’s no resolution yet. Every time we call they always say that they are still researching about it, and last week my wife called again and was informed that the claim was disapprove because it’s not a built in microwave! The rep said that they will reopen the claim and we can call back again. They never call back, no follow ups, no refund, WORST CUSTOMER SERVICE ever!!!

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    Customer ServiceClaims HandlingTechPrice

    Reviewed Jan. 19, 2018

    Reported no hot water on Dec 22nd. They referred a company but to no avail, went with another company. Should of completed my owm research but thinking they come highly recommended and on the list, may of been sufficient. I called throughout to find out what's taking so long. They never provided me any info other than its been reviewed. Called again and they told me it was approved and the part was ordered. Called again to get a time frame of when the part is suppose to be here. The rep told me she doesn't know. Called a couple of days later to be told that the part was ordered the same day I spoke to the rep who did not know when it was ordered. A couple of days went by and the vendor called tonsay the part is in and you have $542 in unpaid charges

    How? No one told me this....there are no notes in the system, recorded lines or in writing. When I say no one, I mean no one. So, again another practice they are doing to not pay this claim. I have been with these ppl for 14 yrs. I have never experienced this and do not plan to continue service with them. I work closely with Realtors, Affiliates and belong to 2 Associations and will make sure I tell them of my experience. This is ridiculous that they would even think that this charge is fair or reasonable. They dropped the ball bc they were to give me an option before ordering the part. Nothing was discussed bc they did not communicate with me. Do not waste your time with this company.

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    Customer ServiceTech

    Reviewed Jan. 18, 2018

    1st let me start with the long hold times are ridiculous. Once you get a rep on the phone they're as useful as the hold time operator. I submitted a clam in November 2017 for a water softer it was approved to be replaced but still in January 2018 has not been replaced. They keep telling me its under review and fail to send plumber the work order. I also had a dryer issue that they wouldn't replace but did repair but they wouldn't let the contractor order part so for that reason it took the replacement of 1 part a month. I had to go to the laundromat for a month. I was not happy about that. So frustrated with this long process.

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    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed Jan. 18, 2018

    I have claimed both plumbing and fridge repair 1 month ago. Plumber came on time but they have been to the house 4 times without complete fix of the problem. They were not willing to replace the whole set even though replacing parts did not resolve the issue. The fridge repair has been rescheduled several times now after 1 month, the service was still not done. When I called customer service, the service manner was horrible.

    All they can say is to put another claim in which would result another deductible payment rather than helping to fix the problem. They were not able to let me know the detailed coverage of the insurance and told me to rely on the service diagnosis. They and they hang up the phone in a hassle. I have used another home repair company in the past and never had above issues. The service was always on the time, and if it is not something that can be fixed, then there is replacement. I would not choose this home warranty company again and would go back to my previous company.

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    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Jan. 18, 2018

    I recently bought a new house and with my new house came a home warranty with HMS HOME WARRANTY. After I started renovations to my new home I discovered that the furnace was making some really loud noises and was shutting on and off. I called and placed a claim so it could come out to be fix and the person I talked to on the phone told me I would pay a hundred dollar deductible to have someone come out and fix it. The day came when someone showed up to fix my furnace.

    The man came in and looked at my furnace for 10 minutes and said it can not be fixed. Said he was going to submit that the furnace needed to be replaced and there was no fixing it and I would be given a call on what will be done. I waited a week and didn't hear anything back so I called... When I called to see what the outcome was they told me that the furnace had missing parts and there was nothing they could do to fix it. So they denied my claim and said that there was nothing they could do for me.

    I asked for my hundred dollars back because they were not going to do anything to fix it. They denied that as well. So I paid a man a hundred dollars to come stand in my kitchen for 10 minutes to tell me that there was nothing they could do for me. THIS COMPANY IS A BUNCH OF SCAM ARTISTS. I advise you to go to another home warranty company. THEY WILL TAKE YOUR MONEY AND DO NOTHING TO HELP YOU. Calling this company is a waste of time.

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    Customer ServiceTech

    Reviewed Jan. 17, 2018

    We filed a claim for a broken oven on 10 October. They sent a repair party who took the $100 and never came back. We have called almost twice a week since October, and still have no working oven. The subcontractor never calls us back, and after almost every call we are told a supervisor will call. We have received no return calls from any supervisor. We have had them for years and never had a problem until now, but their response now is absolutely unsatisfactory.

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    Customer ServiceCoveragePrice

    Reviewed Jan. 16, 2018

    Our 1st encounter with TotalProtect HW was very disappointing. Our very expensive stove went out. TP HW replaced it with the cheapest piece of GE junk they could find. That was 3 years years ago. We have been paying our monthly payments. Our Dyer drum cracked, we called told the person that. She sent someone out, we paid the $100. Then we were told they didn't cover that. Now we are out our $100 and still need a new dyer. Now I'm told if we need a new washer it will be just a basic model, not at all like mine. Why have a warranty with these people.

    PS, when you call you are on told for over 1 hour up to 2 to talk to a person who could care less, they are rude.

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    Customer Service

    Reviewed Jan. 16, 2018

    I have been a long time customer with Total Protect Home Warranty. Within the past 2 years we have had nothing but a horrible experience with this company. Rates stay the same but deductible goes from 75 to 125. Followed by customer service that has gotten worse every time. I have been without a washing machine for just over 2 weeks now. Just called to find out the company that was supposed to do repairs hasn't even sent a service request so NOW we start the ENTIRE process over again with a different company. Horrible, horrible, horrible. Will NEVER recommend this home warranty to anyone.

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    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed Jan. 16, 2018

    In March 2017 I wrote a happy with service report in consumer affairs about Total Protect. Since then my feelings have changed about Total Protect. This week has been the tester of all the negative reviews I read about Total Protect. I am falling in line with all the other unhappy customers. Here is my story. Jan 9, I put in a claim to Total Protect for a pipe that busted during a cold spell. They sent a company out to evaluate the situation and fixed it upon approval. The company arrived in the morning because of the situation. I had not heard anything from the company or Total Protect from that morning till late in the evening. In the meantime, the family that lives in the house with an 18month baby had to go without water until the company gets an approval to do the work. Time was of the essence. I called Total Protect, and asked, why having someone fixed the pipes. Customer service claimed again that they did not get the report. I called the company again and they claimed they submitted the report. After a whole day of not getting it fixed, and the family going without water, made me lose sleep. The very next morning I started playing phone tag with both companies again. I finally asked Total Protect to get another company to fix the pipes, they did as I asked. The company came out to the house without having to pay $125 deductible because I paid the last guy they sent. I received a call from the plumbing contractor that said that Total Protect said frozen pipes are not covered. I had to pay the plumbing contractor $355 to fix it so the family can have water. I also review the agreement it does not say frozen pipes are not covered.

    That is not all. I had to call total Protect again for the heater because it stopped pushing out heat. They sent someone out, of course, I had to pay $125 deductible. The company said a new system needs to be put in to fix the problem. In the meantime, this family is without heat. I pay monthly. An automatic payment of $49 is taken out of my account every month to ensure that I dont have to worry about Total Protects service agreement. Here is what I signed up for: $39.95 month $75 deductible it has been that price when I subscribed in 2007 until 2015. After 2015, my monthly payments increased to $49.95 and the deductible is $125. My annual claim limit is $15,000 each year. I have been with this company for 11 years and never used that amount of money for them to fix anything. If you calculate the money I have paid and the deductibles each time they send out a contractor I have paid well over $15,000 throughout the years. If they do not approve this job and my tenants have to leave, I am going to call eyewitness news to investigate. Lord knows there are enough negative comments for one.

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    Cinch Home Services
    Response from Cinch Home Services

    Gloria – I’m sorry for the delays you experienced. Please know, it is never our intention to delay the resolution of a claim. As with all warranties, coverage is detailed in the Agreement and there are instances when your claim may not be covered. Thanks for speaking with me and allowing me to address your concerns and further explain your claim. -Austin

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    Customer ServiceClaims Handling

    Reviewed Jan. 13, 2018

    Our stove and oven went out the day before Thanksgiving. To hurry the process, I decided to file a claim online. I was given the date of Dec. 1 that an electrician/repair person would come to check the stove. No one came. I called HMS and they said it wouldn't be until Dec. 14. That person came, found that the part needed was no longer available, and supposedly filed a report. We never heard back from anyone from HMS. So called and HMS said they never received a report. So they put me on hold, contacted Sears, and they said they couldn't understand the response. Not rocket science by any means, HMS. So I contacted the guy who did the repair work and he said he did file a claim. I called HMS back, and they never got the claim. I called Sears and they said I was out of luck. Sears sent me the report, so I told HMS I could forward it to them, but that was unacceptable. End of conversation.

    I called HMS back, and 3 agents later, they kept telling me that they never got the claim. I asked to talk to a supervisor. They wouldn't let me talk to a supervisor, but said that one would call us as soon as one was available. We were promised a call, but never did receive a supervisor call. We waited and waited for days for a call, but no one called. A week later after waiting, I then called and talked to Ian. After I told him everything that had happened, He finally dismissed the entire process, and now we have to have to start all over with the claim and they are having another repair person come and check our stove - after I have already paid the deductible.

    Ian said we wouldn't have to pay another deductible, and a local store repair person would be coming to check the stove (again). In a previous claim, we ended up buying the appliance that went out. A person tried for 3 months to fix it, but it never was fixed. We are no longer going to ever do business with this company again. We tried to be nice on the phone. Everytime you call, you talk to another agent. I will also be filing a complaint with Sears Home Services.

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    Customer ServiceClaims HandlingPrice

    Reviewed Jan. 13, 2018

    My wife and I purchased our home in September of 2017. We were thrilled to learn that the seller was including a home warranty. However, this excitement was short lived and disappeared the second we needed to make our first claim. After being in the home a month our clothes washer broke and we submitted to HMS for it to be repaired. A tech came out to assess and get an estimate for repair costs on December 8th 2017. The tech came to a total of $1,154.04 to make any repairs. Because this cost was so high he indicated our washer would be replaced and we could expect a call within 48 hours with further information. That call never came, what has followed has been the headache of calling every few days to get a status report.

    Each time we are given the same messages: "It is in research, we cannot say when we will have an answer for you and you will just have to wait to hear back." Each time the frustration has grown, the service representatives refuse to transfer us to a manager even going as far as saying that they work unsupervised. When pressed further they would admit that someone else is there but we may not speak to them. Today is January 13th 2018 and we have still not heard anything new about our claim. I highly recommend not using this company as they have shown how little they care about the customer. There are many other home warranty companies out there and any one of them will get my future business so long as they are not HMS affiliated.

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    Cinch Home Services
    Response from Cinch Home Services
    Joseph - We appreciate that you took the time to share your experience and are here to help. We’ve sent you a private message with our contact information. If you have any further questions or concerns, or need any assistance please send us a private message with your best contact number and time to reach you.

    Thank you! - Stephanie

    Customer ServiceTechRefunds & Payouts

    Reviewed Jan. 13, 2018

    My dad heater went out 3 weeks ago. He called and filed a claim and paid the $100 deductible under the HMS warranty. They contacted a contractor that would come and supposedly fix the heater and bill the insurance, he would leave the heat on and when the heat would kick off it would not come back on. We continued to call HMS to get the contractor to come back out and he finally did but he did the same thing over and over.

    Well, my dad has medical issues and his girlfriend just had a stroke. HMS supposedly put him in as a medical alert meaning that it was top priority but that was 2 weeks ago. He still does not have heat. I have spoken with supervisors and managers and this problem is still not resolved. He still has no heat. He has not contacted another HVAC professional with the permission of HMS and now we are told the whole unit needs to be replaced and he needs a new unit, however, he has to pay out of pocket upfront because this was not the original contractor sent out. So my dad paid his monthly payments on time and his deductible, and now they are wanting him to come out of pocket for $7200 before they reimburse him.

    They advise that would take 24 hours to cut him a check, but they said 2 weeks ago another supervisor or someone would contact us back within 4-6 hours and we have called several times and no one wants to call us back, so I can't even imagine how long it will take to reimburse him. I do know that now he is getting sick due to the lack of heat and the stress of dealing with this and no one wants to help fix this solution. My father is a military veteran that dedicated his life to serving this country. I believe that the original contractor doesn't have a clue what they are doing and this insurance is a sham. I will be contacting the Attorney General as well as the insurance commission. The only thing we want is for his heat to be fixed. No more no less.

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    Customer ServiceTech

    Reviewed Jan. 13, 2018

    The reason for the bad review is the authorized service partners Total protect used for plumbing. I scheduled an on-line appt Thursday morning with T & N PLUMBING & ELECTRICAL and was given a appt friday between 7am to 11am and they never showed up so after calling them t & n said they dont accept appts scheduled through Total protects web site and they cancelled my assignment number and said id need a new one. After Total protect gave me a new assignment number and different Plumber- Independant and leaving 2 messages with them its Saturday morning and no call back and Total protect thinks i can just wait till Monday morning to try and contact which will probably get me an plumber when do you think early monday morning, yea right- Was told by Total protect they dont have any plumbers that work on the weekend-nice...

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    Response from Cinch Home Services

    Edward - I am sorry that we have disappointed you. We value you as a customer and appreciate your feedback. As with all warranties, coverage is detailed in the Agreement and there are instances when your claim may not be covered. It is clear that your experience was unsatisfactory, and if you would like to address your concerns further we would be happy to do so. Please respond to this message with the best time to reach you and number to contact you at. - Austin

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    Customer Service

    Reviewed Jan. 12, 2018

    I've used our Total Protect Home Warranty for our garbage disposal and the service was great. However I filed a claim for our clothes dryer and was given an appointment for the next day. That same night I was contacted by the repair company stating that they needed to reschedule and it would be 11 days before anyone would be out to look at my dryer. I went ahead and rescheduled and then called Total Protect to talk with them about it. The gentleman I spoke to said I that there was nothing he could do and no way he could help me. This is very poor customer service, going from next day service to having to wait 11 days for someone to come out to my house. I truly hope that the repair person is more proactive in the customer service area with this situation. I'm truly disappointed in how this is being handled. Not sure I will be continuing as a customer yet or not.

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    Response from Cinch Home Services

    Virginia – Thank you for speaking with me today and allowing me to help resolve your complaint and frustrations. If you have any questions, please respond back to this message. Thank you! -Austin

    Verified purchase
    Customer ServiceTech

    Reviewed Jan. 12, 2018

    I recently had an issue with my washing machine in which HMS sent out a repair guy on 12/22/17. Of course, he could not duplicate the issue when he examined the washer. As soon as he left the washer started acting up again. I have video of the issue on 12/8/17 (before the claim was made) and 1/3/2018 (after the repairman investigated) which shows the same issue in both videos. I have called the repairman twice and sent him an email with the videos without any response. I have sat on the phone for over seven hours the past two weeks trying to resolve this with HMS and they will NOT send a repairman out without ANOTHER $100 deductible... FOR THE SAME ISSUE!!! They were supposed to have a supervisor call me on 1/10/2017 at the latest and of course no call.

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    Response from Cinch Home Services

    Joe - I am sorry we have disappointed you. I attempted to reach out to you on January 31st, but reached your voicemail. If you have any further concerns, please respond back directly. –Austin

    Verified purchase
    Joseph increased rating by 2 stars.
    Customer ServiceClaims HandlingPunctuality & Speed
    After a positive interaction with Cinch Home Services, Joseph increased their star rating on Feb. 22, 2018.

    Updated review: Feb. 22, 2018

    After considerable effort and some public exposure they did indeed finally resolve my issues and I am satisfied.

    Original Review: Jan. 12, 2018

    As I told my realtors: I would strongly encourage you to never use this company again. I have called them numerous times. The first time I waited over 15 minutes before anyone answered. The second time I called early in the morning and someone picked up within a few minutes. The third time I held over 20 minutes before anyone picked up my call. I love you guys, but remember that some of this reflects on you; that is your choice of who to recommend your client use. You only want to use five star providers.

    I have a couple of plumbing issues and HMS has referred two different plumbing companies to me. Neither company has contacted me since I first reported the claim on 1-3-18. I have left messages on both of the plumbing companies voicemails. When I called Tuesday 1-9-18 and demanded to speak with a supervisor or manager, I was told that someone would get back with me within two days. As of this morning no one has called me. I have kept the names of everyone I have spoken with at HMS.

    I called HMS this morning and threatened to sue them over nonperformance; and I am serious. I am researching “Consumer Affairs” as we speak and getting ready to post a burning review of them online. HMS is a crap company and I’m sure that you can find a better warranty company than them. Be sure to tell all of your other realtor friends. Feel free to forward this email to all of the realtor associations that you can. Also I’m considering contacting the NASDAQ regulators as HMS is a publically traded company. There are lots of ways that the small consumer can sting a large company. Remind me to tell you my Barbados story sometime. Have a good winter. This is a real, honest and straightforward review. There is nothing fake in it.

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    Response from Cinch Home Services

    Joseph - Thank you for your patience and working with us to resolve your claim. We appreciate your feedback, and your loyalty. Please respond to this message if you need any further assistance. Thank you! - Stephanie

    Customer ServicePrice

    Reviewed Jan. 12, 2018

    Been a customer for 10 years, furnace upstairs went out, sent us a company that barely looked, stated it was dirty and pilot light relit wanted us to pay 403 to clean , refused, pilot light went out again, we had another company we chose look, serviced stated crack in furnace , c o coming out of went and turned off gas for safety, called Total Protect they sent another company who looked and agreed, gas still off weather colder than ever, Christmas NY 21 DEGREES COLD, SENIORS. Finally they called again second week Jan after we called, stated will replace furnace but it will cost us $1100 for modifications?????? ?we have paid $140 first time, $130 second and now they want $1100 where is the put your mind at ease, we will fix or replace...sounds like we pay most of it and to date have not had heat upstairs , 21 degrees and hope no pipe issue...bedrm 48 degrees....a total ripoff and getting no where. Needs to be checked out

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    Customer ServiceCoverageTechPunctuality & SpeedRefunds & Payouts

    Reviewed Jan. 11, 2018

    Contacted Total Protect Home Warranty with furnace issue. HVAC company came out diagnosed issue as cleaning and limit switch. Total Protect would only cover limit switch. When limit switch was installed electrical issue was discovered. Total protect scheduled with electrical company and told me they would be here same day. When I contacted company directly they said no way could they be here same day and furthermore they didn't really want to take job since another company had already started job. I called Total Project back and they scheduled SAME electric company for next day at 12pm. Had to take another day off work. When I contacted electric company next day to confirm they would arrive at or around 12pm they said they don't make specific appointments and they had NO availability for this week and they don't want this job since HVAC company already started, too many hands in the pot. When I called Total Protect again I asked to speak to supervisor. They kept telling me no one was available. When I asked them to contact HVAC company I was advised they cannot call out. I found my own electrician, licensed and bonded, and they were here in 45 minutes and fixed issue. HVAC company came back next day for cleaning and now HVAC is working. I pay Total Protect every month for service; major appliance package and I paid $555 out of pocket and had to take 3 days off work. I would NEVER recommend this company...run, run very fast!

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    Customer ServiceClaims HandlingTech

    Reviewed Jan. 11, 2018

    I filed a claim in mid November of 2017 for the washing machine that came with my house I bought to be fixed. The tech came out 2 weeks later and diagnosed the problems and sent in a request for the parts from HMS on Nov. 29th. I have called 3 times and keep just getting told that the claim is in research and they will call me back when they know something. I ask to speak to a supervisor and am just told no. Do not under any circumstance ever do business with this company. If you are buying a home with a warranty as I did make sure to tell the realtor not to get the warranty through HMS.

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    Customer Service

    Reviewed Jan. 10, 2018

    I am still.waiting on my washing machine to be repaired after 2 months. Customer service is horrible. Waiting on th e line for 45 minutes to speak with someone that does not help you. I had to order my own part and the washer is still not repaired. No one can provide a solution. This is horrible customer service.

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    Claims Handling

    Reviewed Jan. 10, 2018

    We have had their warranty for a few months now. Filed a claim to have my dishwasher replaced 11/28 and still waiting. Also, had a pipe burst and it’s been over 48 hours since contacting them and they still haven’t even scheduled anyone to come and look at it.

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    Customer ServicePunctuality & Speed

    Reviewed Jan. 10, 2018

    I filed a claim with an emergency situation I had with plumbing. According to them they had no way to schedule for help. I should hand bail rising water in my kitchen sink for a week until they can schedule service because, "Nothing else is available." Do not get a peace of mind home warranty through them. They are terrible. The company they did assign me to one week from now is a heating and air conditioning company who does not do plumbing anyway. Also, you click 1 to do a survey at the end of the call and I hung on the line for 10 minutes and never got to the survey. I have no patience to be treated this way. Nor do I have the time to make several phone calls to the same.

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    Tech

    Reviewed Jan. 9, 2018

    I called Total Protect on 1/5/18 to report no heat from furnace, the wait time was 1 hour 15 minutes. I was told to contact a local contractor because they were unable to reach one. On 1/6/18 a contractor assessed the problem and got the furnace operational, but informed me that the inducer fan motor was bad and needed replacing. I then contacted total protect to provide this information. They in turn called another contractor who confirmed that the inducer fan motor was bad, but he would need to contact the warranty service to order the motor and that I would be without heat from 5-7 days. This information was repeated by the customer service representative. I've had this service since 2007. The company has been more responsive to customer needs in the past. I will not renew my contract with them.

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    Customer ServiceTech

    Reviewed Jan. 8, 2018

    I have been 7 years with this company, now that my AC start getting problems, they increase my deductible. I have call them about 5 time for problems with my AC, and almost always with the same problem. They sent a technician to my house that the only thing he do is patch the AC, and ask for the deductible. After 5 times doing the same I decide to cancel my police with them, and replace the AC by myself. At that moment they ask me for a cancelation fee, and the person that told me that, was very rude. Really a bad company and service. I do not recomend anybody to ensure their appliances with them. It is a wasting of money for a real bad service.

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    Customer Service

    Reviewed Jan. 7, 2018

    ATTENTION, ATTENTION I NEED YOUR HELP ASAP

    Good morning to all, I am not one to air my personal business here on face book but i need you guys help, i have been without my furnace since November 2017 the company TOTAL PROTECT WARRANTY sent a company to check on my furnace and was told my furnace motor and fan is gone so i said how could that be cause they just replace it in October of 2016 so i have been in the phone with them since November and they keep telling me someone is coming to fix and now they saying it been approve to be fix and just Dec 28 i talk with the one of the supervisor she said you are on the list as an emergency but not no one has came to fix it yet i example to her you have no trouble taking your 44.45 each month out of my account and Plus when u call them you on the phone almost one to two hour waiting to talk with some, i have email channel 12 on your side and channel 6 and no one has contact me back yet so i don't know what else to do i am seeking a lawyer for advice so if anyone know what i can do please text me or call me at ** thank you all so much.

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    Customer ServiceClaims HandlingPricePunctuality & Speed

    Reviewed Jan. 6, 2018

    I purchased a home that came with the HMS Home Warranty. I had heard that home warranties were difficult to deal with and never worth time or money. I should have listened to that advice before spending so much of my time on hold and time away from work for this awful company! My first issue occurred in June. The AC unit in the attic was leaking due to overflowing condenser. I put in a claim online and received a timeframe of 9am-5pm for the tech to arrive a few days later. So I took a day away from work to wait the entire 9-5. That large of a timeframe is ridiculous in this time and day honestly. The tech arrived around 1pm, wet vacuumed the condenser catcher that was rusted (so of course this has happened in the past) and said I am good to go. Ha. Well it worked the rest of the summer, so I was fine with the temporary fix.

    Not too bad yet right? Well, winter rolls around. It's December 2017 and it's already snowed in Richmond, VA. It's fairly cold out and my heater all of a sudden stops working on a Sunday. The fuse in the furnace in the attic had blown and the unit outside wasn't condensing correctly as it had 2 inches of frost all around the interior of it. The units weren't turning on so it was quickly getting cold in my home where both myself and my 2 year old daughter reside. I replaced the fuse, and all was good. A week later, the fuse blows again. I decided to put in a claim online (after replacing the fuse in the meantime and leaving it on emergency heat) and again received a ridiculous timeframe of 9am-5pm a few days later for a tech to arrive. Tech comes, checks a few things, and advises I need a full replacement of the two units and leaves the emergency heat on (which is extremely expensive).

    That was 12/13/17. As several people here have stated, I also got the whole "someone will contact you within 24-48 hours", "we cannot call you directly", back and forth about 8 times, and literally spent about 5-6 hours in total waiting for HMS reps to answer the phone, got put on hold several times, and even was hung up on. I even spoke to a manager this past Thursday, or so I was told is a manager (who can't make calls out, go figure), and she advised another manager that can do outbound calls (ha) will call me the following day.

    I told her several times that I had been told this the past 6 times I called you guys and waited 3 days without a call received, called you guys back, and still, told the same thing again. I asked, how do I know this isn't going to happen again. She was adamant that it would definitely not happen and someone will definitely call me tomorrow (Friday 1/5/18). I bet you can guess what happened... NO ONE CALLED ME. This is literally one of the worst companies I have ever dealt with.

    I am sitting in a cold home with my 2 year old daughter on emergency heat increasing my power bill exponentially and getting the runaround from both HMS as well as the service company they hired, Advanced Service Company. I would highly recommend NOT to do business with this company and if you happen to already have this company, don't even waste your time trying to contact them (you'll get that run around game they apparently do to all their customers), instead just cash out your warranty and recommend everyone you know to never purchase a policy through them and to cash out their policies as well. This company should not exist with this extremely horrible customer service and zero follow through.

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    Customer ServiceTech

    Reviewed Jan. 6, 2018

    1 hour wait times on phone (evenings or weekend mornings). Pat answers on phone once got through. They just don't have the right affiliations with contractors. Nicor has zero deductibles for just a little more per month and I am hearing great things about their service options and availability.

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    Response from Cinch Home Services
    Maria – I apologize for the extended hold times and delays, our call volume has been much higher than usual due to inclement weather. Your feedback is important to us and was provided back to the organization in an effort to improve on processes and our service network providers.

    Thank you! - Stephanie

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    Debra increased rating by 2 stars.
    Customer Service
    After a positive interaction with Cinch Home Services, Debra increased their star rating on Jan. 23, 2018.

    Updated review: Jan. 23, 2018

    Updating to state that we received our replacement refrigerator yesterday and are very pleased with the product. The delivery and set up was prompt and professional. We also received a call from someone at Total Protect who wanted to ensure our issue had been resolved to our satisfaction. This is the service we are accustomed to receiving from Total Protect.

    Original Review: Jan. 6, 2018

    We have been without a working refrigerator since before Thanksgiving. Total Protect has sent Sears out multiple times to attempt repairs but none have been successful. On the last visit, the technician advised that he recommended a total replacement as they had done everything they could do. This was approximately three weeks ago. I have made multiple calls, have been on hold 45 minutes or more and continue to be told the same thing. That they are behind, that someone will call me back, that my issue is being researched, that someone has tried to call me back (they haven't) and that I should have resolution soon. We have advised them that we there is a person with disabilities in our household and they promised to escalate the issue but that has not been done. We've been customers for several years with no issues at all, but there is no way I would ever recommend this company to anyone at this point. They clearly do not value their customers or the hardship they put us in.

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    Response from Cinch Home Services
    Debra – The delays you experienced with getting your refrigerator replaced is unacceptable. I appreciate you allowing us the opportunity to resolve this matter. I spoke with Mr. Martin today, and he confirmed that your refrigerator was delivered and installed. We value you as a customer and if you need any further assistance with this matter you can contact me directly.

    Thank you! – Stephanie

    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Jan. 5, 2018

    This is the worst homeowner insurance I have ever had! My washer has been broken for over 2 months now and my claim is still sitting with the HMS research department. It took a month before they authorized someone to come and troubleshoot. Two different companies have come and neither of them were able to fix it. Both of them did two visit. Every time they come I incur additional cost for someone to help in taking down the dryer since it sits on top of the washing machine. Every time I call the customer service line, I wait for over an hour just to speak to a person. I’ve been very patient but am now frustrated since to this day, I don’t know when my washing machine will be fixed!!!

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    Customer ServiceCoverageTechSales & MarketingPunctuality & Speed

    Reviewed Jan. 5, 2018

    This is at best a waste of your money. I have had three occasions to use the warranty and each was a disaster. 1) Furnace: Our furnace stopped working during an extremely cold evening - well below freezing. I called HMS to get service. There no emergency service. I would have to wait 24 hrs to get covered service. I put up with a freezing overnight only to get a call in the morning that the get ‘HMS Approved’ service company did not service our type of furnace. At this point I’m in danger of freezing pipes. I call HMS, wait LITERALLY OVER 2 HOURS ON HOLD and explained the situation to HMS (yeah – ummm don’t care. Rules is rules). So I called a REPUTABLE service tech and he came out within the hour and fixed the problem.

    2) Dishwasher: scheduled a service call for the dishwasher. I had to wait a week to get ‘HMS Approved’ service guy to come out. So after waiting 4 hours for the service tech I called. Well sorry sweetie – he ain’t comin’! They called the evening before to confirm the appointment and then do not show up and do not call. I call HMS to reschedule… was on hold for OVER AN HOUR to discover they already rescheduled and didn’t bother to tell me. That appointment again several days away. That is awful considering they stood me up. Should be the next day at the least.

    3) Plumbing: This is my favorite. Called about a plumbing issue. Service scheduled, plumber arrives 2 hours late with no calls. I had to call several times to see what was happening. A professional would call to inform of the delay but I guess HMS goes for cheap. Plumber cannot figure out the problem. He needs to bring an assistant to figure this out. OK – but he wants the $100 deductible which I foolishly give him. The next day HMS calls to say the plumber needs to remove wallboard to look at the suspect pipes. They don’t cover that work. HUH!?

    So now… I am not a plumber but I am pretty sure you need to actually SEE the pipes to fix the issue. But that is not covered? THEN – I am informed that they might not cover the work anyway if it is caused by something other than normal wear and tear. Guess who decides – yeah correct! – the get ‘HMS Approved’ service tech BWAHAHAH! So I paid $100 bucks for a guy to say something is wrong. Well thanks Captain Obvious. What a scam.

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    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed Jan. 5, 2018

    I am disgusted at my experience with HMS Home Warranty company. I filed a claim the day our clothes washer broke, they gave us a time, and my wife took off from work. Repairman never showed up, then we called the home warranty company and it took over an hour to reach someone. When we finally did they gave us a number to call the service company. No one picked up and then it said the mailbox was full. The next day again spent an hour waiting to get through to the company and then they assigned our claim to someone else. Another day off waiting. Well at least they showed up, but only to tell us that he knows the problem and that he will contact HMS.

    It has been over 3 weeks without a dishwasher and every time I call it takes 40 to 70 minutes to reach someone and then they tell me there is nothing they can do because they are waiting on parts. I asked them if they would just give me the money that it would cost to fix it and I would just go buy a new one so I could do our laundry and they said they could not do that. I ask to speak to a manager and was told one was not available. I WOULD NOT RECOMMEND THIS COMPANY TO MY WORST ENEMY. RIDICULOUS AND IT FEELS LIKE I GOT SCAMMED OUT OF A $1000!

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    Customer ServiceClaims Handling

    Reviewed Jan. 4, 2018

    I am currently renting a townhouse while we build our home. I've made two claims through this company and they both have been horrible experiences. The first one - we scheduled a time for the afternoon and they called at 8am saying they would be here in a couple minutes (which sounds great! Except meetings at work had to be cancelled at last minute when I had already made arrangements to have the afternoon off to let them in the house). The second claim is the reason why I am writing a review. I placed a claim for a plumbing issue - 6 degrees outside and the pipes are frozen. Leaving us with ZERO hot water in the house. They contracted out a plumbing company that was scheduled to stop by today 12-4pm (again I moved my work day around). At 4:30pm no one has been to the house nor have they called/returned any of my calls.

    After being on hold for 15 min with HMS - they tell me there have been huge issues with claims and they never got my claim even though I had a confirmation email of the date, time and which plumbing company was being sent to me. HMS told me that they don't have record of the email they sent to me and that "there was no way of you knowing we were having computer issues". The lady wasn't helpful at all. I waited two days for this claim to process... in the middle of winter. And now I have to take ANOTHER day off work and hope someone shows up to give us hot water. I WOULD NEVER recommend this company to anyone.

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    Customer ServiceClaims HandlingTechSales & MarketingRefunds & Payouts

    Reviewed Jan. 3, 2018

    My hot water heater died and leaked water in my basement on 12/16; I went through a series of phone calls with various customer reps at HMS Warranty to find a service provider who could come out to fix. After not being able to locate a vendor who could come out in a timely fashion or one who was within a close geographic region (they gave me one provider who was 45 minutes away! and I live in a major metro area with 1000's of local plumbers) HMS finally referred me to their Honor Code program where I find the plumber and get preauthorization through another 1-800 # they provided which is through Cross Country Home Services. The two days in between finding a plumber, we were without water to the whole house because I had to shut the main water supply off to prevent further flooding.

    The plumber I contacted spoke to the rep as directed and after 20 minutes of back and forth on the phone, he received authorization to replace my water heater. I was instructed to pay the invoice and that reimbursement would be sent within 10-14 days. I was also given the amount they would reimburse which was not the full amount of the water heater installation (it was around $400 less). After 14 days pass and no reimbursement, I call to get a status and I'm told they have no notes of the providers/plumbers Service Report (a report they never asked the plumber to provide).The lady I speak with on the phone tells me the plumber now has to call the authorization phone number again to get info on how to submit this report but she can provide me no further info, she also tells me I need to send a copy of the invoice to an email address she provides which was never previously provided.

    So now I am calling various customer service numbers to include a direct phone # of a customer service rep who gave me her # to only hear a recording that there is over a 20 minute wait times to speak to someone/anyone who can help. This warranty service is a total scam. I think they purposefully make you wait days for a service provider to fix your issue in hopes you just go away and then they bounce you around to multiple reps who mysteriously take no notes of your conversation. Lesson learned... Make sure you record all phone conversations as it's likely they will "lose" your information/authorization so they don't have to pay the claim!!! Total boondoggle!!!

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    Customer ServiceClaims Handling

    Reviewed Jan. 3, 2018

    First of all it's $100 per service call and no matter how many times they come out they won't replace the appliance. My daughter has them too, and that's what happened to her. The fridge leaks constantly, it has duct tape holding the door together and they just keep coming out and fixing the leak for a week and then it's back. She is now just going to buy a new one.This is crazy. She has paid a lot of money for each service call deductible, and could have bought two refrigerators by now instead. Secondly, I called three weeks ago and put in a claim but never received a call to schedule a service call. So I called them today to find out why and they had the wrong phone number on file. It was one digit off... understandable. I'm ok with that, but I ended up on the phone with them 3 times today!

    Once on hold for over an hour, then they disconnected me! Finally the third time I used an option that asked if I wanted to get home warranty servicing thinking they may actually answer quicker, and they did, but all just to cancel a service call for tomorrow. But only to find out that the person who set up the service in the first place got a company that's several hours away from me!? I'm pretty sure they wouldn't have shown up anyway. So practically 2 & 1/2 hrs of wasted time on the phone today! On a good note the one man and lady I spoke with were very friendly! The other gentleman I could hardly hear or understand.

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    Reviewed Jan. 3, 2018

    I was not happy with Totalprotect raising rates every year for me, so I called them to cancel. Was on hold for one hour because of "unusual call volume".
    They said I have a term contract and even if I cancel they still charge me for few months of "service"

    But I never signed any contracts. Very unpleasant to deal with them, avoid.

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    Customer Service

    Reviewed Jan. 3, 2018

    Our heater went out December 26th. I called how service and was able to have local company come on Dec 27th. We were told that they would write up and submit a report to the warranty company and a decision would be made within 24 hrs. Didn't hear from the company at call. Called to check on the status on the 28th. Was told that we were awaiting a part. Called Jan 2. Spoke to 2 different customer service agents, was told both times that we were awaiting a part. My husband called later that night to find that that was not true, the part had no been ordered, and a decision to replace the furnace was "just" made. Then my husband found out that the replacement furnace is smaller than the one we currently have and less efficient. We have been without heat going on two weeks in Ohio, with temperatures are as low as -15 degrees. My husband expressed concern about more damage being done to the home with frozen pipes, etc. We were told that our situation was elevated to "emergency" status. I don't know what you expect from a home warranty company, but 24 hour service, replacement parts of equal or greater value, and truthful customer service agents would be a start. Also must pay more than $650 in support materials like filters, pumps, and adisposal fee. Still awaiting a solution. Suggest seek a home warranty company with truthful, effective, efficient, and expediant responses; not TotalProtect Home Warranty.

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    Customer ServiceTechPunctuality & Speed

    Reviewed Jan. 3, 2018

    I called in a claim on 12-5-17 total protect sent out a heating/air contractor on 12-6-17. After his assessment he left the invoice and message with my adult son indicating that the furnace needed a brain and the warranty would cover it. After waiting serval days and no contact from contractor nor total protect I decided to call total protect this was 12-13-17. After holding for over 45mins a customer rep finally answered I explained to her the above situation she had no idea what I was talking about and stated that no work order had been sent over. She was going to contact the contractor and give me a call back. Of course there was no call back. (Did I forget to mention my house is cold we’ve had over 6inchs of snow and I can’t get no explanation from total protect on why no one has called or inquired on where the ball was dropped.) After waiting to hear back from total protect, it never happend so I called them once again holding for over 45mins a customer service rep answered. I’m very frustrated now I have a baby at home my house is cold and nobody can give me any answers. This rep tells me they just got the work order on the 13th(the day that I called to asked about the situation) and it takes 24/48 to make a decision. Are you kidding me the only reason you have a work order is because I called on the 13th to inquire why I haven’t received any service. This is a clear indication that the people their contracting out is not someone I would use. So I asked for a supervisor after holding another 45mins the supervisor came and quoted me the same thing added that this would be put in as an emergency and would be expedited and that it has been sent over to research. Well here it is 1-2-2018 a whole another year and still no contact from total protect. Oh did I mention upon calling today my hold time was an hour and they never answered so I hung up. My time is valuable. My house is still freezing, my bad by is sick, total proctect is still collecting monthly payments and I have yet to receive any service. I will be canceling this warranty as so as I get this bs resolved. #HORRIBLE SERVICE #HORRIBLE COMPANY

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    Customer ServiceCoverageTech

    Reviewed Jan. 3, 2018

    We reported that our furnace failed over 10 days ago. No scheduled times on Total Protect Web page where it says to schedule. we've made repeated calls. on hold for 1.5 hours for first one! stillno return calls to schedule Someone to check furnace! Last call today, they said we should find our own repair people and give them Total Protect coverage info. Everyone we call says they won't accept Total Protect coverage anymore. Apparently, since bought out they don't pay the repairman who do the work! I am considering legal action! This used to be a great company! Don't buy policy with them!

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    Customer ServiceTech

    Reviewed Jan. 2, 2018

    Our furnace went out this last weekend and I called and they set up a Service Co to come out and fix it. I want to mention that the temperature has been below freezing all this time!!! The technician came out and discovered that the fan had gone bad. Their company had one in stock and they called Total Protect to get approval. They were told that it would have to be researched, and were given no idea what would happen next. I spent almost an hour on hold trying to talk to a live person at Total Protect. When I finally got through I was told that the service guy is only to come out and do diagnostics and then they do research. We have had a policy with Total Protect company for almost 13 years and I have never had this happen before. They come out and fix or if they don't have parts they order them and give me an exact day that they will be in. I currently have every light in my house on, the fireplace running 24/7 and had to go buy some space heaters to keep the pipes from freezing; yet their people can give me absolutely no idea of when or if my furnace will be repaired.To top it off their deductible has gone up $50.00 yet I'm getting worse service. I am NOT a happy customer and I will no longer recommend their company to anyone.

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    Coverage

    Reviewed Jan. 2, 2018

    My house already had Cross Country's warranty and I just took it over. My coverage plan is fine and it's working out well. I called the number in my booklet to file claims for my toilet and garbage disposal. Initially, it was an automated system and I put in exactly what I was trying to get serviced and it shot me out a number and the name of the company that I was going to contact. I have also spoken to a rep who was fine. The companies I have worked with were nice, too. I will refer Cross Country and I'm glad that I have a home warranty. The repairs could be expensive so it's a better sense of security.

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    Response from Cinch Home Services

    Tabitha - Thank you for sharing your warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being such a loyal customer! Sincerely, Austin

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    Joe increased rating by 1 star.
    Customer ServiceClaims HandlingTechOnline & App
    After a positive interaction with Cinch Home Services, Joe increased their star rating on Jan. 20, 2018.

    Updated review: Jan. 20, 2018

    I just received my reimbursement check today so the claim is resolved. It took almost 3 months and I hope I receive better service in the future. I bumped up my rating to 2 stars.

    Original Review: Jan. 1, 2018

    I had a sewer backup in my basement Saturday October 21st 2017 about 10:00 A.M. It was sickening. I could not use my toilets or any running water for fear of more backup in my basement. I called 12 different plumbing businesses but they were all closed. I left messages but only one called back. He said he could come out in 4-6 hours from when I called. Once I secured a contractor to come out I called HMS to see if this was covered. They said that it was but they said they didn't have anybody in my area and to use the contractor I had secured. They asked that the contractor call them before doing the service to get it approved.

    He called them and gave them all the information they wanted. HMS had a supervisor approve the work due to the nature of the situation. They asked that I email them an invoice once the work was complete along with other information, and they would send a reimbursement check. The plumber cleared out the sewer backup and I cleaned up the mess after he left. I did this exactly as HMS asked. One month later they sent an email saying my email was received and to wait 7-10 days for processing. I never heard from them again. I called them 4 times asking when the reimbursement check would be sent.

    The customer service rep could not tell me anything useful about the claim. They just kept saying it takes 7-10 days for this and that and could not tell me anything specific about the claim such as was a check mailed to me. Most of them could not even find my claim until I told them all the specific numbers and dates. Their website was useless and didn't even show my claim as active or what the status was.

    Right now the claim is not even visible on their website. If I call I'll just get the same useless answers. The last word I received was that I should wait till December 28th and call again if I did not receive the check. I did not receive it. I don't know what to do other than to warn people that this is not an honest company and to avoid them. Here I am almost two and a half months later with no reimbursement check.

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    Customer ServiceCoverageTech

    Reviewed Dec. 31, 2017

    Our furnace broke And our house was freezing! Called HMS and with no problems they gave us a HVAC company who came out the same day! Our whole furnace needed replaced. It took 24 hours for HMS to approve a new furnace and the following day after approval we had a brand new Lennox furnace in our home. We paid our $100 deductible and had to pay an additional $200 (modifying ductwork not covered by warranty) but I am utterly pleased with the service we received. This is the second claim we made. The first was last year for a clogged kitchen sink. The plumber came out and all plumbing concerns were covered under my $100 deductible. We had them unclog the sink and fix a leaky bathroom sink. I will again renew my home warranty with them for the second time when it is time!

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    Response from Cinch Home Services

    Brooke - We appreciate you and strive to make managing home repairs easy. We are glad we were able to deliver. Thanks for sharing! - Tanya

    Customer ServicePunctuality & Speed

    Reviewed Dec. 29, 2017

    I have had HMS Home Warranty for the last 4 years. Recently our dishwasher went out and they sent Doran construction out to take a look at my dishwasher. The guy came out and looked at my dishwasher and said that it needs a new circuit board. He said he will order it and he'll be back out in a week. After 3 weeks the guy still didn't call me or come back so I contacted him. Lo and behold he shows up at my house a few hours later saying, oh the part just came in today, yeah ok.

    After spending an hour in my kitchen he says the dishwasher is broke you'll need a new one. I asked them what do I do next. He said he will contact HMS and let them know. I called HMS sat on the phone 40 minutes waiting and had a guy tell me that we have to wait for him to turn in his report and normally it takes companies about 24 hours. Okay fine. Still didn't hear back from HMS so I called them a week later. Sat again on hold for about 35 minutes and the lady that picked up was extremely rude and told me there is nothing that I can do and that Doran construction told them they are waiting on a part. I told her that the guy said that the dishwasher is shot and that I need a new one. She said well there's nothing that they could do. So I'm out $100. Please avoid this company at all cost.

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    Customer ServicePrice

    Reviewed Dec. 29, 2017

    Total Protect has the worst customer service I have ever experienced and at 70 yrs. old I have had many experiences. If you call them you can expect at least a 45min. wait or longer to talk to someone. You are NEVER going to get to talk to a supervisor because apparently they do not exist in this company. I have been trying to get my microwave replaced for over a month. When I placed the repair order they sent a tech. out and we were told it could not be repaired, it is a built in. over the range microwave that was manufactured in 2002. I did as told and called GE to find out the microwave they had "ordered" would not fit but they gave me 3 options that were comparable that would fit. I called and gave this information to CSR but they still insist I approved the one they "ordered" and on the other hand they told me I had agreed to the "buy out" for the microwave.I never agreed to anything and all I want is one that fits and works. I have had 3 different "techs." to call me to install the microwave that according to GE will not fit.This should be an easy fix if they would just order the microwave that will fit, it is not an expensive model and I am not asking for anything but what the contract that I have had several years agreed to. I also have paid $100.00 for the tech who did come out. The price for the contract has gone up and the deductible went from 60.00 to 100.00. I told the CSR I wanted to cancel the contract and she said if I did I would not get the microwave fixed. This company should not be in business to treat customers this way and take their money and get nothing in return.

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    Customer Service

    Reviewed Dec. 29, 2017

    I have been without heat for a month now. I had to keep calling for updates because nobody contacted me in reference to the necessary repairs. I don't feel like a valued customer with the company. I asked to speak with a supervisor and was told that it would be 24-48 hours for them to return my call but I never got one. The company that came out has not followed up on my situation. The temperature in South Carolina has dropped tremendously and I still don't have any heat. I am a very unhappy customer with the treatment that I have been receiving since you all receive your payments on time.

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 29, 2017

    I have had to deal with this company twice in the last 3months. First, my ac went out. They didn’t contact a technician until almost 3 weeks after claim so we had it fixed ourselves. Now, we wake up with no heat in house. I call and they tell me they are sending urgent request to service provider, but when I called service provider, they had no knowledge of this claim. Gratefully they are on the way I also asked abt the HVAC claim I made in late September. I sent them all my documentation and proof of payment and I asked to speak to supervisor. The rep hung up on me and I’m now on hold for 50 minutes. I WILL NEVER RECOMMEND THIS COMPANY TO ANYONE.

    I sent the receipt to HMS but they said Because they changed their id numbers between the time I made claim to now looking for reimbursement, I was just told they couldn’t do anything for me. I have since sent in the issue with the new claim number but I do not expect much from them. STAY AWAY FROM THIS COMPANY.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Dec. 29, 2017

    I have had my home warranty with HMS for almost one year now and the customer service has gotten from bad to worse over this time period. The agents will tell you items are covered or that multiple items are covered under the same deductible...only to find out later that’s not the case. HMS will apologize for “bad information” I was told but do nothing to make it right and instead stick me with a much higher invoice compared to what their agents initially said was covered. It’s really, really bad. The customer service is as bad as I’ve ever experienced. I’ve complained on multiple claims and they don’t seem to care. Do not buy a home warranty from HMS. You will regret this if you do.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Dec. 28, 2017

    My water heater broke and I filed a claim to HMS via phone. They quickly made an appointment with a technician for me. The guy came to take a look at the water heater and determined that it needed to be replaced. I waited a week to allow them time to process the claim however I did not receive any form of communication from HMS nor the contractor company. Then, I called HMS to follow up and they told me that they hadn't received the report from the contractor and they would contact the contractor to obtain the information.

    I asked them to get my update since we had been waiting and we had not had hot water for weeks during the winter. The representative told me that the research team would call me and let me know. No one has called. I called them back twice after my conversation with the rep to follow up and I received the same answer: "The research team will call and let me know." They acknowledged that they are 2.5 weeks behind but they would not give me an estimate when they would have a result of their research. It has been 4 weeks since I placed the claim. I still have not received any kind of communication from them and we are still waiting for my water heater to be fixed/replaced.

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    Customer ServiceClaims HandlingTechPunctuality & SpeedRefunds & Payouts

    Reviewed Dec. 28, 2017

    Cross Country is really good compared to the first two warranty companies I had before. When I finally got rid of my prior warranty company, it took me about two months' research before I decided to go with Residential Gold from Cross Country Home Services. They have been good and they send somebody out four times a year for maintenance checks on the plumbing, the heating and air, and the electrical. But they seemed to have started having a hard time finding somebody in this area to come out. They sent a plumber out here from Zion Crossroad for the maintenance check and he told me that he won't be back because my location was too far.

    Now, the people who have been coming to check my heat pump are no longer going to serve this area as well so I'm freaking out. When a heat pump situation came up, Cross Country had to research and go to the resource Department, and it was going to take three to five days. Then it would be another three to five days to get the heat pump to the installer. I was very stressed the whole time and that made me sicker. I had double pneumonia and it had become septic. This was a medical issue and I ended up in the hospital.

    I thought that when something like this happened, they would get with the installer, get the heat pump out here and get it put in but it didn't turn out like that. It was ridiculous and the customer service reps couldn't do anything about getting it installed any quicker either. They had to refer me to the manager and I had to talk to somebody in the resource department. After talking to them that Thursday, the installer called me on Friday morning. Cross Country had contacted the contractor and let them order it but they had to submit three prices on different heat pumps.

    Cross Country finally picked one and the contractors came in. They were wonderful and installed the heat pump that Tuesday. But if I had waited for Cross Country to go through all the departments, I don't know when I would have gotten the heat pump. I had to pay $1,300 out of my pocket for the heat pump. That surprised me but it was to get it up to date and that was fine because it could have cost me 7,000. Other than the heat pump claim, they also replaced my washer four months ago.

    It's a good company but you have to follow up on their behind. Also, they've gone with computerizing but I don't want to be talking to a computer. I want to talk to a live person because it's hard to explain to a computer what your problem is. They also raised their fees from $95 to $125 although the monthly fee hasn't gone up yet. If it does, I'll probably drop the warranty and go somewhere else. Otherwise, I'm satisfied with them.

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    Response from Cinch Home Services

    Gertie - Thank you for sharing this experience with us. I appreciate the feedback that you have provided and a happy to hear that your heat pump has been replaced. We appreciate your loyalty as a customer. Sincerely, Austin

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    Customer ServiceTech

    Reviewed Dec. 27, 2017

    I Initiated a claim on Nov 16. For a defective burner and a range. A tech was dispatched shortly there after couple days. He proceeded to try and locate a replacement burner. They found out it was Mfg discontinued part. That service order got cancelled and another tech shows up to do the same thing previous tech had done. Started whole process over again. Now it's Nov 28. HSM proceeded to do their internal process going through research and authorization. I have been calling customer service every week or so with same answers. No update from research nobody telling me anything. It is now Dec 27th still nothing new.

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    Customer ServiceTech

    Reviewed Dec. 27, 2017

    I cancelled my policy with Total Protect due to the fact that:
    - They use low rated and unknown companies to provide warranty service
    - Make technicians stay on the phone a long time to get approval to do warranty work
    - Do not return calls in a timely fashion to customers to advise them on the warranty companies that will provide the warranty services
    - Do not have a same day process in place to verify if the warranty service provider as actually contacted the customer or done the work
    - Put the burden on the customer to call back and ask for another warranty service provider if the one selected does not show up

    - Actually provided me with an unknown electrical company for a garage door problem where I couldn't open my garage door or use my car (which I had to take care of and pay for myself when no call back received in well enough time prior to end of day on Friday).

    In addition, I cancelled my warranty service in August 2017 via phone and I was only contacted in December 2017 because they wanted me to pay an outstanding balance of about 2.5 monthly payments. I was first called on the phone and then sent a letter. This was the only contact I received from the company after I cancelled the warranty service in August. You would think that someone in customer service or customer retention would have called to resolve my dissatisfaction with the service. As a result of the service and unprofessionalism I received from this company, I've made a decision to not use warranty services anymore but just put away money in an interest bearing account to handle any home care needs.

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    Customer ServiceTech

    Reviewed Dec. 27, 2017

    My garage door opener motor needed replacing (according to technician) I had previous problems and this was the second call on an earlier service call. I had to call Total Protect four times to get the status and each time was given a different story about what the technician said in his report. It went from needing to replace the motor to a "Spring". If that were the case they would have told me that on the first call and I wouldn't have expected the motor to be replaced which Total Protect said they approved for replacement. The "Spring" issue never came up in my conversations with the technician.

    I usually had to wait 30-45 minutes on hold for Total Protect and quite often they hung up on me. I guess at some point their wait time on hold scores get affected so its much easier to hang up on the customer and start over.

    Total Protect has also had multiple changing stores on my other systems as well. Don't waste your money or time on this company. I finally cancelled my service and will just absorb the cost of fixing the garage motor myself rather than deal with them.

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    Customer ServiceSales & Marketing

    Reviewed Dec. 27, 2017

    For the past 6 days I have been calling this company to get a repairman to my house. They give be a company to call for service who does not answer calls or respond to voice mails. I left 4-5 messages with no response or call backs. I called TotalProtect Home Service to explain my problem with the service people they are recommending. They now tell me that they need to find another service company in my area and it will take another 24-to-72 hours to get back to me. This will bring me to 9 days from my first call without a serviceman to correct my problem. I keep calling customer service and they continue to give me the runaround. I'm getting the feeling they are waiting for me to get so disgusted that I'll just go outside the service plan to get my refrigerator repaired. I can't help feeling that this company is scamming their customers. I will wait to see if I get a call back with a new service company for my repair in my area but I'm not holding my breath.

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 27, 2017

    Our policy with Cross Country Home Services came with the sale of the house. We just took over the rest of the term and then we picked it up after that. We have been with them for 14 months. Their claims process was easy. We've had three repairs that needed to be done and we called them. Everything was taken care fine. The customer service reps were very helpful, friendly, and outgoing. They're the kind who'd take care of my needs. However, they could improve the services on the vendor side. There have been a couple of instance where they don't have the parts they need when they get there, so they had to come back. And because it's a second home, we're not there all the time. It took a month or so before they were able to finish the project. So, they may be more prepared when they get there. Nevertheless, I'm very happy with Cross Country and I'd recommend them.

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    William increased rating by 3 stars.
    Customer ServiceCoverageTechPunctuality & Speed
    After a positive interaction with Cinch Home Services, William increased their star rating on Jan. 1, 2018.

    Updated review: Jan. 1, 2018

    Oven broken and was scheduled for repair on 1/16/2018. After complaining to TotalProtect they found another vendor and my oven was repaired earlier this week. It pays to get after them.

    Original Review: Dec. 26, 2017

    In the past month I have requested two repairs; dryer and oven. They use Sears. Sears gave me appointments in excess of two weeks! THIS IS RIDICULOUS! If it weren't for the coverage on my heating and air, I would drop these guys in a heart beat! CUSTOMER SERVICE DOES NOT EXIST! Additionally some of the vendors they use are totally INEPT!!!!!!!

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    Customer ServiceTechPunctuality & Speed

    Reviewed Dec. 24, 2017

    I have been waiting for over a month to get a resolution on my Dryer repair. This started before Thanksgiving 2017. I have asked more than once to talk to someone who can make a decision. They tell me someone will call me back. When I do get a call, they apologize that they are so behind. Still, No answer or resolution. I wait, and wait. I call again. Again they apologize. They say they are trying to find the part. (The part that the technician that THEY sent out to repair the dryer, told us is not available) Meanwhile, my dryer was left taken apart in the laundry room, not fixed or put back together. In stead of being able to wash and dry my cloths any time I want, I have to wash my cloths and then have to haul them to a laundromat to get them dry. this is time consuming and frustrating! So, what do I do, keep waiting, replace the dryer myself, call again and plan on being put on hold until someone answers? It is Christmas Eve. I'm on my way to the laundromat.? It is Christmas Eve. I'm on my way to the laundromat.

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    Customer ServiceClaims HandlingTechPunctuality & SpeedOnline & App

    Reviewed Dec. 24, 2017

    When I purchased the home, I had a home warranty through another company and I was very dissatisfied with them. When I was going on the credit union’s website, TotalProtect showed up and I purchased it through the website. I called the number that was on there and one of their agents was really nice. She walked me through the whole thing and did everything very easily over the phone. Their customer service is awesome. I've only had three claims and every time I call, someone answers the phone then I put claims through and then I get an email.

    So far I'm impressed with their contractors except for Sears. They're horrible and I find it unacceptable that their turnaround time is three weeks. So every time I contact TotalProtect’s office, I tell them I will not use Sears and always advice the agency that if they want to keep a good name and good services, they should not use Sears. Also, I’m disappointed that TotalProtect doesn’t have an actual webpage where I can log in and look at the process or my information. I like looking at the claims that I've done in the past and being able to track anything on their website. But they only have that portal where they sell their product. Otherwise, everything's excellent and I highly recommend Cross Country.

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    Customer ServiceTech

    Reviewed Dec. 23, 2017

    This company is a fraud. I called multiple times for a clothes washer and I was on hold for over an hour. When talking they said they would call back within 24 - 48 hours and they never called. This same thing happened with my air conditioner except we did get a call back about 3 weeks later from an air conditioner contractor asking if we needed service. You can't talk with supervisors and if you have an emergency it's useless. They will not help you.

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    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed Dec. 23, 2017

    As I was reading the other recent reviews of Total Protect, they mirrored my experience as well. My previous experiences with them were ok but I am sitting her two week post trying to get my washing machine fixed despite the fact a repair person came fairly quickly (Call to Total Protect to place claim 12/8/17; repair visit 12/11/2017). The repairman said it would take 2-3 days to get the part; however, he had to send in the order to Total Protect Plus instead of them allowing the repair person to order the needed parts. I was told in a follow-up call to the repair company that if they ordered the part it would have been no more than 3-5 days. I called multiple times to inquire what was the hold up in getting parts for a basic washer and it was explained to me multiple time from the Total Protect phone agents, that they had a large influx of orders in November and they were behind. I experienced the extremely long hold time other reviewers mentioned and phone agent told me the order for my parts was in "research" as other reviewers mentioned as well. My requests to be connected to "research" or to a manager were denied, as apparently no managers work there and even the agents said they have no actual contact with "research". I was given no timeline as to when to expect a decision from "research" and was told that they would not be reimbursing me for the cost of using a laundromat despite their very bad service. Reading the other reviews of people without heat or the use of a refrigerator for extended periods of time was upsetting and leads me to believe my best course of action is to eat the $100 that I already paid to not get my washer fixed, cancel my policy with Total Protect Plus, and get a new washing machine. Additionally, having their agents repeatedly apologize for the bad service but then not offer any information or recourse is not helpful but extremely aggravating and no way to treat those employees either.

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    Customer ServiceCoverage

    Reviewed Dec. 22, 2017

    Deductible rose from $60 to $100 from July 2015
    Built in Bosch Dishwasher went out Dec 6th, 2017
    1st Repair Service evaluation - earliest date Dec 15th (incompetent - could not remove unit)
    2nd Repair Service evaluation Dec 19th (excellent, very competent -' total failure of unit')
    Dec 19th on --- 'Total Protect' says it will be 7 -10 days for us to research the issue.
    Dec 22nd 'Total Protect' rude to my wife on telephone- "NOTHING IS COVERED"
    In process of litigating both Mr Cooper Mortgage Service Company and "Total Protect' , which as it s name suggests is not about Total Protection and is a fraudulent company in my opinion .

    We are reverse billing both companies for our time on the telephone.

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    Customer ServiceClaims HandlingTechSales & MarketingPunctuality & Speed

    Reviewed Dec. 22, 2017

    I’ve had an HMS Home Warranty since 2012. My 20+ year old water heater recent started to leak from the bottom and flooded my basement. Two plumbers quickly concluded that the unit needs to be replaced. Yet this process has dragged on and the past several weeks of dealing with HMS have been a NIGHTMARE!!!! The customer service wait times can be upwards of 45 minutes. And after waiting 45 minutes if you are disconnected, they won’t call you back… you have to endure another long wait to speak with a new person. There is NO follow-up. I’ve been repeatedly told that a representative would call me at various points over the past several weeks. No one has EVER called. I’ve requested to speak with a supervisor several times and was told that they were too busy to take my call but that someone would follow-up with me. Again, no one has EVER called.

    HMS Home Warranty is dishonest. They claimed they were unable to find a service provider for my claim after several days. On a whim, I decided to initiate new claims in an attempt to identify a service provider through their system. I was able to immediately schedule appointments with three. After pointing out that the shut off valve is still allowing water to flow into the unit… and leak out in my basement, I was told that my claim would be given an emergency status upgrade. I followed up two days later to find out that the upgrade never happened.

    It has taken them an outrageous amount of time (several weeks) to authorize my claim… and I’m still not entirely sure it’s authorized. After the service call, my claim has been in a black hole of the HMS authorizations and research departments. It has now been weeks and customer service just keeps saying “someone will call you.” At best, this is a really poorly run company. At worst, this is scam. Either way, I would strongly recommend against selecting HMS Home Warranty for your home warranty needs.

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    Customer Service

    Reviewed Dec. 22, 2017

    The coiling unit on my refrigerator broke which is the cooler and it's not working for the refrigerator or the freezer part. So the gentleman comes out from Sears and he tells me that this part needs to be replaced and I said well what about the front where the ice is being melted ice is melted out in the water has burnt all the plastic with calcium on the front of the ice maker coming out of the dispenser as well as on the bottom part of the tray he said oh no they won't replace that. I'm like why it's happened because the water's been just dripping out of the freezer so they should replace that as part of the issue so he gets online with total protect customer service the lady that authorizes and she refuses to authorize and tells me I can pay for it on my own! Terrible customer service, they don't answer their phones.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Dec. 22, 2017

    Years ago, I got Cross Country through American Express. Then American Express quit carrying it, but I stayed and I've told a lot of people that don't have insurance to go with them. I recently filed a claim over the phone to get my sink fixed and their wait time was fairly quick. They gave me a number to call then I called the plumber. He came out, was very nice and knowledgeable, and he fixed it. I also had an issue in one of my upper bathrooms and another plumber came out for that. He was very nice and knowledgeable, too. A lot of people don't believe in having this kind of policy but through the years, it has worked for me. Hopefully the plan covers everything it says it's going to and if I have a major claim, they'll back it up.

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    Customer ServiceCoverageTech

    Reviewed Dec. 22, 2017

    In the course of doing routine maintenance to my oil furnace, it is discovered the oil pump is bad. The company doing the work can do the fix and can get the part that day (Dec 20), but cost is $450. I call HMS Warranty saying I have this problem, I have a guy on site that can do the fix today - they tell me none of their providers can do the work before Christmas, but they will find another one for me. I give them the name of the guy IN MY HOUSE as a possible contact. Get called that evening with a new company that will come out - he comes out the next day (Dec 21) collects $100 deductible, confirms the problem is legit and leaves. Calls HMS and they tell him they have to ship him the part and it will get there after Christmas. I have no heat in my house and now won't have it until after Christmas.

    I call HMS, obviously not happy and they tell me since they can get the part for $40, they will only cover up to $100 in addition to $100 I have already paid, so I can have it done on my own, but they won't be able to do it until after Christmas. If they would have just told me that to start with, I wouldn't have run through this, but they caused me and my five kids stay in a house for 2 nights with no heat because they can only worry about their bottom line. Their service in the past has been hit or miss, but this is just insane. Calling the first technician to see if he can install the part today (22 Dec) so I can spend Christmas in our house. We luckily have a fireplace, and that keeps the temperature around 65 in the house.

    For our area (Southern Maryland), they have been good for appliance repair, but horrible with anything Heating or air conditioning related. They don't have local technicians and they squeeze the ones they do hard. All of the technicians who I have been sent have been professional. I should not be squeezed over a heating issue 5 days before Christmas. I called them to explain the situation and my concerns, and they let me down. If they could have just told me that they couldn't do it when I first called them, I would have been ok with that, but they insisted on wasting my time.

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    Customer ServiceTech

    Reviewed Dec. 22, 2017

    I am at 14 days today without heat or hot water and I can't get past the script of the customer service reps to a supervisor. First they could not find someone who could work on my system. Then it went to research to decide if they were going to repair or replace and know it is finding parts!!! It is Christmas weekend and maybe a supervisor will call back in 24 to 48 hours! Which is a joke because the last time I was told that was last Sunday so I'm at 60 hours now and still haven't gotten a call!!!

    I was supposed to hear back from tracking on the parts but never got that and when I called today I was told it was in research again!!! The biggest joke is the plumber they eventually got to do the work had already tracked the parts and was just waiting for an approval to do the work. If my plumbing freezes they will be responsible for all the repairs. I should give the bill for the electric heats I had to buy and am running 24/7. Stay away from HMS Home Warranty! When it really matter they fail miserably!!! Merry Christmas to all and stay warm!

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    Customer ServiceTechPrice

    Reviewed Dec. 22, 2017

    Our refrigerator broke four weeks ago and HMS has failed in addressing the issue at every turn. They dropped our appointment the first week, then sent a tech that couldn't work on the fridge, then spent two more weeks failing to find another. We finally found our own technician who gave his report day of, and now it's been a week and we still have not heard back about a decision. I have spent at least a dozen hours on the phone with them, and am met with either indifferent or helpless customer service reps every time. We could have bought a new fridge with the amount we have spent eating out by now. The company is absolutely not worth it!

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    Customer ServicePrice

    Reviewed Dec. 21, 2017

    About 5 months ago I was speaking to Sears Repair Services about an appliance problem at which time I was sold an extended warranty for all my appliances. Last month I accidentally broke a door latch on my microwave and called Sears On November 8th. I finally had the door latch repaired on Dec 18 (part cost $34 and labor $175) my deductible $75 plus my monthly fees of $50... a few days after I had called for the Microwave. My freezer fan was making a lot of noise and I gots no error message. Called Sears to schedule an appointment.

    Today is Dec 21 and I had 3 technicians (mom-pop companies contracting with HMS/Sears) to Diagnose the problem. Today I am being told that there is now a 4th company that I need to schedule with. It’s been 6 weeks without a freezer and still no repair in sight. Supervisors are never available and I have been hung up on... transferred back and forth without any success! I will file a complaint with BBB as well!!! 1 Star is excessive!!!

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 21, 2017

    I've been with total protect for so many years and had several claims submitted over the years with satisfactory results! no hassle at all.
    Until December 13, 2017 when I needed to call them due to my water heater being liking, they gave me a provider that supposed to call me to see what time was convenient for they to come over, they never did because they didn't deal with water heaters, wow!! apparently total protect didn't know!!!
    Another provider was called and came home to check the problem, he was going to let Total Protect know that the water heater needed to be replaced and to see how much they will cover.

    I've been waiting for an answer from the provider or total protect, up to this day they haven't reviewed or made a decision on my case, I have a 91 year old that needs special care and children under 4 that we have to protect, they said it will be by the end of this week??

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 21, 2017

    We purchased our home two and half years ago and have had HMS Cross Country as our warranty company since then. Our realtor gave it to us and we've renewed it twice. Unfortunately, I've had to use it in the first year, but they were able to send someone to repair right away. I like their service and it has worked out well so far.

    I submitted an online claim for my dishwasher recently. And their site was straightforward and easy to navigate. There was a very visible "File a claim." Then I just had to choose what appliance I was filing a claim for. I have a Samsung dishwasher and it had an error code. The tech came the very next day. He was very good and followed up well. My dishwasher needed a certain part and he made sure he got the part, and in two days, he came back and put it in.

    Once, I called an 800 number to file a claim with HMS for my gas stove since I wasn't sure whether they had techs that work with that kind of stove. After a few prompts, it went to someone and I spoke with them about the claim. It was easy as well, it just took slightly longer than doing it online. My deductible went up a little bit with the plan that I have. Earlier, it was $50, but right now, it's $100. It is still okay because I don't have to worry about finding out who or what handyman I have to call for a certain job. I'm satisfied and I have referred the company.

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    Cinch Home Services
    Response from Cinch Home Services

    Pankaj - We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for being a truly valued customer! Sincerely, Austin

    Customer ServiceTech

    Reviewed Dec. 20, 2017

    Called to file a claim on my Samsung refrigerator on 12/8. The service company came on 12/13 only to tell me that they don't work on Samsung appliances. I called Total Protect back and they said they would find another service company and call me back within 48 hours. After 48 hours and no call back, I called them again. The rep told me they had no record of the previous call but would assign a new service provider. The next service provider came on 12/20 and immediately said they didn't work on Samsung appliances. Total Protect has know all along that my refrigerator was a Samsung! Called them back only to be told that they would send Sears out on 1/9/2018. Asked to speak to manager and was told none were available. Total Protect has no interest in customer satisfaction! Arbitration is the next step. Avoid this company and spread the word.

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    Reviewed Dec. 20, 2017

    They sent someone to repair my heater that they had repaired previously. The gas company came out a few days later and reg tagged the heater because they said it was cracked. It wasn't cracked before. Now, I'm left with a cracked heater and the warranty company will not replace it because they now say that the warranty is not valid for my type of heater that they had been fixing. Now I'm stuck with a crack heater that wasn't cracked before.

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    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed Dec. 20, 2017

    We had been with HMS for three plus years. For the most part, they had been responsive and fair with handling issues we had, Until Recently. This ALL STARTED October 22, 2017 and Went on until December 8, 2017. We had a dryer switch go out. I called and filed a service request as I usually had. This time I was told I had to call the service provider myself to “make arrangements”. I had not had to do this in the past but reluctantly I called. As expected the service provider told me HMS had to call because they would have answers to questions I could not answer.

    I called HMS and told them what I was told. They became agitated with me and said they would get back with me. I didn’t hear back for a few days so I called them back. I was told a service had been scheduled and that a technician would be in touch with me to set up a time and date. I waited all day for the technician to arrive. He never did. No one called to let me know. I was told the technician had a family emergency. I found out later that they decided to cancel my scheduled appointment because they were running way behind that day.

    I called to reschedule and was told a technician would be calling me. I sat and waited again, no one showed. This happened three times. I called HMS to ask why this kept happening. They said they didn’t have any notes showing I called. I kept notes with dates, times and length of call. I spoke to Diane November 12th, Bradly November 16th (He hung up on me), Jasoni November 20th, Martha November 21st (Twice). Each time I was told I either didn’t have a scheduled service or that it had been canceled. No one could tell me why this kept happening. When I tried to find out why I was hung up on by Bradly. He said it was his job to make sure they showed up but he didn’t have an answer for me. So, he hung up on me.

    The situation was finally resolved after the technician didn’t show up three different time. When the technician did show up he didn’t have the parts he needed. They mailed the parts to me and then not a word for two weeks. I requested someone come out and fix the problem. After they fixed the switch the technician told me I needed to fix the venting of the dryer. He also told me I would need another service call to fix the washer problem he found. I called to schedule the second service call and they told me they wouldn’t fix the washer because the dryer vent was in need of repair. When I informed them, I had fixed it they said they didn’t believe me. I offered to take pictures and send them to them.

    They finally agreed to send the technician to fix the washer. I lost three days of work, spent a total of (12) twelve hours on the phone either on hold waiting to talk to someone or on hold waiting for the person on the phone to track down information. I decided to cancel my service plan with HMS. I CALLED TO CANCEL, RELUCTANTLY. I spoke to Mrs. **, after being on hold for (2) two hours, being sent to Sears service center and then calling back in. Mrs. ** told me they know they have problems but that’s the way it is and I will just have to deal with it like everyone else.

    I asked her if what I experienced was now going to be a typical experience. She would not answer. She told me she could not assist me in canceling my contract and sent me to Janessa. This individual was rude and impatient. When asked why I was canceling, I said, I wouldn’t if they would compensate me for my lost time and the over a month of phone calls and over (12) twelve hours of time on the phone. She said it wasn’t her problem.

    I would have stayed with HMS if they would have been able to tell me the problems were temporary or unusual. If they would have apologized and offered a free month or two of coverage. Instead I was told this was the way it was and I would have to deal with it like everyone else. What they told me was HMS could care less about customer service and it was going to get worse, much worse. I am now researching WARRANTY Companies and have narrowed my search to three American Home Shield, American Preferred and First American Home Warranty. All they had to do was care, they don’t care. This is true and accurate to the best of my recollection and notes.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Dec. 20, 2017

    Still waiting for Total Protect To resolve my broken dishwasher! Been more than week! They even assigned my repair to a company that is out of business! Brilliant! Parts no longer available for dishwasher. Why the delay? Take my $$$ monthly, but stall on a claim!

    Since Total Protect wasnt able to find a repair service within its network, I was given approval to have a local appliance repair service come to check my dishwasher. Half hour after the repair man left I got a call from a guy named Chris who rebuked me for having a local repair person come and told me they wouldnt cover the claim because I didnt have approval. He essentially told@me I was lying when I said I was given approval! Ps. Im still waiting to have my diswasher fixed!

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    CoverageTech

    Reviewed Dec. 20, 2017

    When our hot water heater broke, we were very pleased with HMS and their service provider. However, our dishwasher broke two weeks ago, causing thousands of dollars of water damage, and it has been a nightmare. They sent out a service provider that left our dishwasher in pieces around our kitchen and then despite their website and our warranty decided the issue with our dishwasher was not covered. They won't give me any information, so we are out the $100 deductible, have a dishwasher in pieces, and have no explanation on the issue. They deceptively state that dishwashers are covered and then find a reason to not cover the appliance. I think this is unlawful and deceptive. Pick another home warranty company if you have the choice.

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    Customer ServiceTechPriceRefunds & Payouts

    Reviewed Dec. 20, 2017

    My home is 11 years old and things are starting to deteriorate a little bit in line with the appliances. I knew that within a reasonable amount of time, I'll to have to start replacing these things, so I became a part of TotalProtect, which is under Cross Country Home Services. It's a lot easier that way than it is to be paying the whole thing out of pocket. We've been with them for three years and I know three of our neighbors are also a part of TotalProtect. We all had a good experience with TotalProtect.

    I called them for a claim and they found someone local who came in and looked at the items I talked about. He was very good and knowledgeable. He knew what he had to do, from his end, and he did it. He worked with TotalProtect before as a plumber. And in this past time, the gentleman came in and the next day, he had the new hot water heater. He had the whole thing replaced even though the part could be replaced. He said with the age of it being what it was would be like wasting money. I had to sign on the dotted line nonetheless but he did the interacting with TotalProtect.

    However, I was a little annoyed when TotalProtect raised their fees this last year, but it's still cheaper in the long run than going out and purchasing. Plus, their customer service is excellent. Also, they don't have a whole lot of knowledge to whom they can call in this general area. This is a seashore resort and it's primarily a summertime residence. Now, I have a microwave that doesn't vent. I used it and the stove and the house got stinky since I can't vent what I'm cooking and I'm going to have to take care of that after the holidays.

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 19, 2017

    I have been a customer for several years. We never had any complaints until now. I submitted a claim for my range at the end of September. I have had 5 technicians come to my home and the problem is still not fixed. The last technician recommended replacement. That was three weeks ago. Everytime I call, I am on hold for over 30 minutes before talking to a representative. They keep telling me it is under review. The last representative could not find my claim and since I was at work, I did not have my claim number with me and I was told I would have to call back. I spent Thanksgiving with no working oven, and now it is less than a week until Christmas and I still have no working oven. I am currently on hold with them again and have been on hold for 20 minutes. Definitely do not reccomend Total Protect.

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    Customer ServiceClaims HandlingRefunds & Payouts

    Reviewed Dec. 19, 2017

    I purchased a home warranty through HMS. I purchased additional coverage offered by the company which included coverage for our septic tank. The company freely accepted my additional premium payment. I had maintenance performed on the septic tank and submitted the claim. HMS representatives first told me that they needed more information. I provided them with all necessary information. They delayed further and asked for more information. I reiterated that they already had the information. Several more weeks went by. HMS finally admitted that they had the information and that the claim was approved and payment would be issued. No payment was received. I called back several weeks later and was told payment had been issued. No payment was received.

    I called back again and was told that the check may have been "lost in the mail" and it might need to be re-issued. No payment was received. I called back again and was told that in fact, payment had never been issued, that the claim had just been approved 3 days prior to my latest call, and (wait for it)... That payment had now been issued. To make matters worse, they now said that payment would take up to 4 weeks to receive (several months after first submitting the claim). They seem to be willing to take your money, but they sure don't want to reimburse you for legitimate claims made under the policy. Beware.

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    Customer ServiceClaims Handling

    Reviewed Dec. 18, 2017

    I purchased this warranty almost 8 yrs ago following the purchase of our home. Since that time I can count on one hand the number of times I have had to call. However, during the past 6 months I have had to call regarding my fridge & now dishwasher. I have received horrible service. I waited almost a month for my fridge to be repaired and have now waited 3 wks for them to fix or replace my 15 yr old dishwasher. The customer service is lousy, cannot speak to a supervisor and they will not call back within the 24-48 hours as they claim. My claim has been in review for over 7 days while they decide they cannot find the part to fix it. Still no calls back.

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    Customer Service

    Reviewed Dec. 18, 2017

    Customer service was horrible, my water heater went out, it's been over week and still won't give me answer when it will be replaced. I also have needed dryer and stove repairs and the companies have already come out, submitted what is needed on their end and said HMS is backed up because their new system, it's been over week. This is not what I paid or signed up for!!

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    Customer ServiceClaims HandlingCoverageTechPricePunctuality & Speed

    Reviewed Dec. 18, 2017

    18 Nov 2017: Filed service request under our TotalProtect Home Warranty for no heat in the lower level of the home.
    21 Nov: Vendor diagnosed the issue, made recommendations for repair. Vendor filed claim with TotalProtect to initiate repair approval process, same day.

    Please note: the winter of 2016 we were also without heat. We had a very similar experience to the one we will describe here with slow service, ineffective customer service, and tardy completion of the project. In 2016 TotalProtect opted to replace one part and limp it along rather than do the job right the first time. So, in our judgement, TotalProect failed to protect both us and them from a repeat system failure.

    From 21 No forward we have made weekly follow up calls to TotalProtect. Periodically we will also check in with the vendor selected to do the repairs. Each week we receive a misleading story from TotalProtect customer service. In fact, one week they told me our policy had been cancelled! Most calls result in a review of the file, the customer services agent's response is "it's waiting for approval", and absolutely no recourse to speak to a supervisor, expedite the matter, or escalate the issue to management. The phone conversations with customer service are full of discrepancies, and leave us with absolutely no confidence that we will see a repair in the immediate future nor recourse to receive better service in the future.

    18 Dec 2017: we called TotalProtect again today. Same story, waiting for approval that we granted 10 days ago for cost of repairs, parts selected, etc. Customer service agent offered that the parts might be ordered today, take 3-5 days to arrive so the vendor could pick them up, and then the vendor can schedule the service call. Let's extrapolate that timeline...That means, in an ideal situation the vendor would be repairing the system on Christmas day. (Not likely since they have families too) So, now we're into late December for potential repair timeline, a full 6 weeks without heat. And in the meantime, we have guests in the home and we cannot huddle in our bedrooms all day - we need to be in the lower level as a family enjoying the holiday.

    My second concerns is that with the lack of heat in the home the pipes inside grow closer to freezing when the temperature drops. TotalProtect's failure to resolve the heat issue in a timely manner places them at risk for incurring a second issue of broken pipes/flooded home. Do they really want this risk, this cost, this liability? A proactive and quick resolution to lack of heat is in their best interest!

    We're cold. One of us works from home 5 days a week - we're always in the home, and now always cold due to a slow-moving, inefficient, misleading company that does not value the customer or stand behind their service promises.

    UPDATED ON 12/27/2017: 27 Dec 17: To help pursue resolution we have been in contact frequently with Total Protect / HMS Warranty Services. We have many different stories with each call - one included a phone extension that turned out to be fake, promises to have a return call with detailed parts delivery info in 24 hrs, two conversations that said the parts were ordered, and a conversation today that said the parts cannot be found for purchase. This is a house of cards - all lies and false stories. I am fearful that it will continue to get colder and it becomes a real possibility that due to a lack of heat in the home our pipes can freeze and burst. And the only reason why we wouldn't have heat is because our warranty company failed to deliver on their end of the contract. I asked Total Protect about the flooded home issue as a result of frozen pipes - their answer - not our problem, we don't cover circumstantial issues as a result of a filed claim.

    We've asked for supervisors, managers, case managers, escalation department contacts - anything to help get an honest singular story. So far no luck.

    We're being very patient with this company and everyone we speak with - still, we're getting jerked around.

    Our story isn't the only one. There are a lot of customers out there suffering without heat, refrigerators, etc FOR WEEKS! What can we do to get to a resolution for us, and hopefully others?

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    Customer ServiceCoverageTech

    Reviewed Dec. 17, 2017

    I have been without a clothes washer for 2 months. A service provider has come several times and requested parts to repair - some of the parts are turned down because they say they are not covered. Then, when the parts that they do approve are installed, then they approve the parts they initially declined in order to avoid replacement. Whenever I call, I wait up to an hour to get connected with a rep. Sometimes they put me on hold and I get "disconnected" and they do not call me back, leaving me no choice but to call and wait again to talk to a different rep and go through the whole story again. They always tell me that I will be receiving a call, and never do. It is impossible to speak to anyone from their "authorizations" department. They keep stating that the service company has not told them that the washer is unrepairable, but when I call the service company, they state that they have told them that, which means someone is lying. Terrible company - you should avoid signing any agreement with them.

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    Customer ServiceTechPunctuality & Speed

    Reviewed Dec. 16, 2017

    I have been waiting to have my furnace repaired or replaced since the HVAC tech diagnosed the unit on 12/4/17. The HVAC company warned me it was taking up to SEVEN DAYS to get an authorization to order parts/perform repairs. I stayed in contact daily with the contractor. (They are very good) We decided it was time for me to deal with TOTAL PROTECT directly. The claim was filed as an emergency as I am recovering from surgery. I was not afforded any expedited help. I called customer service first on 12/7/17 and was advised the parts department would call with status in 24 - 48 hours. So being naïve, I waited for a call back. No call back came. On 12/11/17 I explained my MEDICAL SITUATION AGAIN and that I was waiting on a call back that did not come. I requested a supervisor. None were available. There was no change in claim status and a supervisor would get back to me with status. That call back never came. 12/12/17 checked again, no change in status, but since I should be considered a medical emergency, I should expect a call back in 3 hours. AGAIN NO CALL BACK!

    12/13 - TODAY a supervisor has it to review and will call me. I have explained myself over and over. It is cold in my home and I opted to make monthly payments to TOTAL PROTECT to avoid being left out I the cold due to furnace failure. I feel I am being taken advantage of with no recourse. I am at the mercy of Total Protect and no one can help or cares. Did I mention it is winter and I AM COLD. MY FURNACE HAS FAILED ME SO HAS TOTAL PROTECT. And I was on hold for a minimum of 30 minutes each day. My time has value too!

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    Customer Service

    Reviewed Dec. 14, 2017

    I have been without heat for 5 days with a special needs child and pets in the home. The company came out to fix the heat and said he couldnt just go pick up the part it has to be ordered from total protection which could take up to 3 days. So now I’m looking at a total of 8 days from time of call to getting it fixed. Current temps has been 30s at nights with snow showers.

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    Customer ServiceTechSales & MarketingRefunds & Payouts

    Reviewed Dec. 14, 2017

    HMS has been one of the most difficult organizations to work with. We had a water heater go out. We called- they had NO ONE to send. Told us to find our own contractor and to have them call and get the work preapproved. We did everything AS TOLD to a T. That was October 28. They approved the work and told us to pay and then to send the receipt. We did everything EXACTLY as we needed to do.

    A month later- no news on the refund. I called, was told they were "reviewing it". Called again a week later- was told that, "Good news! A check was being mailed on Dec. 1st and I would be receiving it." A week later- NO Check. I call. Was told it takes 7-10 business days to get mail (WHAT?) and that I would be receiving it by Friday 12/15. YESTERDAY 12/13, I get an email telling me they need further documentation from the COMPANY, that they just reviewed the file (HUH?) and that once I send them the information they need (which by the way was ALL preapproved when they spoke to the contractor on the phone Oct. 28!) they will cut a check. So I called the contractor and have to work with them to get the information they need.

    They are completely RUDE (I spoke to Carolina 12/13, Ben and someone else.) and unwilling to work with me. They expect that over six weeks later I can produce something that I don't have and was never asked for when the contractor was here. They are holding my money and it is Christmas time and the BEST part is- the warranty expires in about 10 days or so and every couple of days they call and ask us to renew. My best advice- stay away! It is NOT a trustworthy or easy to work with company. I am starting to think it is a complete scam.

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    Customer ServiceTech

    Reviewed Dec. 14, 2017

    We purchased a home and Cross Country came with the mortgage application. We had the first two years for free and we've been with them for six years, going on seven. They provide the service and they respond right away. The people that are under contract with them are very good. You work with them and they work with you. The only problem I got with customer service is they don't get enough staff. You got to be on the phone for a long time. But when you get them, they clearly understand your issues. They are trained to understand what's going on. They take down your information, they analyze it and then they would respond where they would be looking into your issues and get a technician out to your home within a short period of time. Their technicians are knowledgeable and they know what they're doing. They give good service and things are taken care of.

    We’ve got a small problem with our washing machine, which is an old model, and we're getting good service, but it broke down again. The home warranty is working with us, as well as the customer service and the technician. Everybody is in the loop to know what's going on and the service and response time is really good. We’ve also had a furnace, two washing machines, and the water heater serviced. So, that's four items in six years. We've had a very good service, and on a cost-benefit analysis, Cross Country can't be beaten.

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    Customer Service

    Reviewed Dec. 13, 2017

    We did not purchase this warranty, it was included with the purchase of our home. I would never purchase a warranty through this company or recommend to anyone. We had a problem with our oven/range. Called and they were very friendly and sent someone out. However that's where the service ended. I submitted all the required documents for reimbursement 5 times now over two months and have yet to receive any reimbursement. All I get is the run around. Seems as though they drag it out as long as possible until people forget or the warranty period has ended. I have already informed our realtor about their horrible service and recommended they do not stay with this company.

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    Customer ServiceTech

    Reviewed Dec. 13, 2017

    It has been three months of waiting for repairs. Only one company under contract with Total Protect, therefore there is not any other options for service repairs. The Company under contract is not a reputable nor professional company. The serviceman has been here three times but never fixed anything. Today his appointment resulted in could I get my flashlight I left at your house. I forgot your parts so I cant work on your furnace, someone will be in touch, Merry Christmas. No one ever calls back. I have a Natural Gas leak which is concerning. I've spent numerous hours trying my best to get this repair made. I am canceling my warranty with Total Protect and will purchase from another company. Customer service is lacking seriously. I've repeatedly spoken with Total Protect about my issue and they resolved nothing. There are many other companies to purchase home warranties from, I suggest checking them out.

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    Customer ServiceTech

    Reviewed Dec. 12, 2017

    I had to file a claim last week 12/5/17 due to flooding in the garage from my electric water heater and arranged to have a plumber respond on Thursday December 7th. The plumber came on Wednesday to inspect the heater and later in the evening we paid a $50 deductible in which he explained it could take 24-48 hrs to get a response of approval from the home warranty. Well today, Dec 11th my hot water has stopped working. I called HMS this evening and explained what happened. The representative started off sounding sympathetic and explained this was not considered an emergency.

    I responded by stating my husband and I have six children and we cannot take cold showers at almost winter time. His response was to boil water. WHAT! Are you kidding me? Even if you are unable to provide service, don't be insensitive to a person's problems. I am so disgusted by his response and now I have paid a deductible for no work, purchased a brand new water heater, and had to pay a plumber for installation and cannot be reimbursed through my home warranty. What a great way to spend Christmas. My husband and I are not pleased with the service AT ALL!!!

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    Cinch Home Services Company Information

    Social media:
    Company Name:
    Cinch Home Services
    Company Type:
    Private
    Year Founded:
    1978
    Address:
    4700 Exchange Court, Ste. 300
    City:
    Boca Raton
    State/Province:
    FL
    Postal Code:
    33431
    Country:
    United States
    Website:
    www.cinchhomeservices.com

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