Cinch Home Services Reviews
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About Cinch Home Services
With nearly 50 years of experience in the home warranty industry, Cinch Home Services stands out from its competitors by offering a 180-day workmanship guarantee (significantly longer than the 30- to 90-day standard most home warranty companies provide), plus coverage for unknown preexisting conditions and mechanical failures caused by rust and corrosion. Its three plan tiers are available in all U.S. states except Alaska and Hawaii.
Visit www.cinchhomeservices.com- Offers three combination plans
- Coverage for unknown preexisting conditions
- 180-day workmanship guarantee
- Available in most states
- Service fees of up to $150
- No systems-only or appliance-only plan
Cinch Home Services Reviews
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Reviewed April 19, 2018
I've been with TotalProtect for a very long time. Their coverage is very good. Whenever I submit a claim, I call them out and they give me a claim number. They give me the phone number of the person who's gonna come to my house and set up the appointment. It's quick and whatever my problem is, they usually take care of it. The representatives I spoke to were very nice and most of the technicians who came out were very good. Recently, I had a problem with my toilet and TotalProtect sent a plumber. The guy knew what he was doing and he fixed the problem right away.
But, it doesn’t always happen like that. I have two homes and I have the insurance on both homes. My home up the state is further away from the beaten trail so it's not as easy for TotalProtect to have people locally or close by to service me. I had a big problem with the person who came one time. I didn’t like him and I complained because he came on his way from I don't know where and he was going on vacation for the weekend. The guy did not do the right thing and was dallying around. I ended up having to call TotalProtect back and they sent someone else who took care of the problem right away and knew what it was.
I've recommended TotalProtect to a lot of people but not everybody wants to pay a monthly fee. It's worth it for me because I pay the monthly fee and lots of times I end up getting back whatever I paid and sometimes more. I also like that I don’t have to look for an electrician or a plumber and TotalProtect sends a person for me. I would like to be able to request for somebody that I had a good experience with but TotalProtect has a revolving thing where they give other people a chance. So, they don’t like to sending the same person out.
Susan - We are happy to hear that you are satisfied with the service, and appreciate your kind words. Sorry to hear of that one bad experience you had with our service company, we appreciate the feedback. Thanks for sharing. - Tanya
Reviewed April 19, 2018
I have been with HMS Home Warranty for a year now. I bought their insurance when I bought my home, and the company itself is great so far. But when I had my water heater replaced and I paid my deductible, the contractor left a whole bunch of pipes and other stuff parts lying on top of my dryer. They also left the box for the water heater in the backyard. They didn’t break it down. So, I had to clean after them. Other than that, HMS Home Warranty is a good company. I would tell friends that if I need anything, HMS doesn’t ever hesitate to help out. The management was nice as well. And since my warranty is about to expire, I’m gonna reinstate.
Genaro - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our service company and customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Your feedback was provided to the appropriate department. Thanks - Austin
Reviewed April 19, 2018
I got frustrated with my service provider because when I did a refinance on my house, they could not transfer it over after multiple tries so I changed. I looked online for somebody that was doing the same thing and that had a similar product. I ended up with TotalProtect and have had a contract with them for years. When I submitted a claim, it was frustrating at first. It wasn't troublesome but providing that information, getting the technician to come out, and the technicality within the coverage frustrated me. They were not incorrect in the spirit of their details in the contract. It had to do with the air conditioner's coils and rust, and rust is a non-covered issue. I thought about dropping but I didn't. Recently, I had them respond to a claim on faulty electric lines. Everything about that went exactly as it should have been, satisfactorily covered and concluded, and in a timely fashion.
Every one of their reps or technicians had been fine. The work on the range was exactly what it needed. It was a defective part and the technician ordered it. It came in, he replaced it, and we were back in business. S & S Appliance is the vendor that they use to do their work in our city, and I was very pleased with them and the service they provided. And the young man who did the work was prompt, personable, efficient, and kept me informed on time. It was a good experience. I just submitted a claim with the dishwasher and I'm expecting the same good service. They use the same service provider and I'm awaiting them to give me a call to say, "We're coming tomorrow morning or tomorrow afternoon." TotalProtect is good but be careful that they will be complying with the letter of the contract.
Joseph - It is our pleasure to give great customer service and offer stress-free repairs. Thank you for taking the time to share your claim experience with us. - Tanya
Reviewed April 19, 2018
I had Residential MD, and since Cross Country took over, it’s been a great experience. The few times I’d ever used them before Cross Country took over, it was nothing but a nightmare. The majority of contractors have been great. There's a father-son plumbing team that I do not care for, and I made that known and Cross Country was able to find me somebody else. I’m very happy with them. One time, I was gonna drop the previous company and try another one, but Cross Country has been doing a great job. I would definitely recommend them.
Richard - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Please if you have any questions or concerns respond to this message and we will follow up with you. Thank you! – Austin
Reviewed April 18, 2018
I left the warranty company that I was with and came to TotalProtect. When my air conditioner wasn't working the technician came out and told me everything that he was going to do and what he found that was wrong. He corrected it and everything has been working wonderfully. He is one of the most professional ones I have ever met out of all the technicians who came. He walked me through everything. Whatever he did, it was taken care of. He was courteous and awesome. Give TotalProtect a try because I've had good experience with them.
On the other hand, I've had some of the actual people that TotalProtect call out to do the work and I haven't had the best experience with some of them. It took a bit longer to get the issue taken care of. It was an additional $1,400 that they charge me out of pocket and it was a whole lot since I had to get an entire unit installed. And for what they did and what they said that they had to do, I didn't see any extra.
TotalProtect didn’t have anybody to inspect what the contractor said that they were going to do. They installed the unit outside and one inside but they didn't go in the attic and do anything. I couldn’t understand what the $1,400 was all about? They didn't walk me through and tell me. When I asked about it, the technician told me that I have to call my warranty company and they'll tell me what they have to do. I had to make sure I get what I'm paying for which was a lot for me and I had to take out a loan to do it.
Barbara - Thank you for taking the time to share your experience. We appreciate your feedback. Customer experiences are very important to us and I'm sorry that you had a claim that you were not fully educated on the expenses you were responsible for. I'm happy to hear that your overall experience was satisfactory. If you need any further assistance send us a private message and we will follow up with you directly. - Tanya
Reviewed April 18, 2018
DO NOT USE Total Home Protect/ Cross Country for a home warranty. Their process is slow and no one can give you an update of what is going on. Managers are not accessible. I would love to hear Steve Upshaw or Doug Stein's opinion on how his company performed. I would be embarrassed.
Winton - We appreciate that you took the time to share your experience. I can tell this experience has been extremely frustrating and not what you expected. Our goal is to provide excellent customer service and make managing home repairs easy and in this case we missed this objective. Your feedback is important to us and was provided back to the organization in an effort to make customer experiences better. - Tanya
Reviewed April 18, 2018
Cross Country is very good compared to my previous company. They cover everything in the house. The coverage plan went up, but my washing machine went out one time and they replaced it so that was excellent. The reps were able to meet my needs and they dispatched me to a repair person right away.
Stephanie - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. Thank you! – Austin
Reviewed April 18, 2018
This home insurance company is a theft. We have paid for years our premiums, and the one time we made a request for covered repairs, they left us waiting for days, to then state that there was no garantee that they were going to even dispatch a service provider. Eventually we had to take care of this out of pocket.
Maria - I'm sorry to hear that this was your experience and I completely understand your disappointment. I'd like to review your invoice for the repairs you paid for out of pocket, for consideration of reimbursement. Send your documents to erelations@hmsnational.com with your contract number and we'll verify coverage and reimbursement eligibility. - Tanya
Reviewed April 18, 2018
I have been with HMS Home Warranty for 10 years. Submitting a claim is an easy process. I mostly do it over the phone. The representatives I spoke with are very helpful and friendly. In addition, I haven’t had any problems with any of the technicians they sent out. They usually arrive in a day or two at the most from submitting a claim and they always arrive during their window. Overall, I've had good service with HMS. Everything has been handled very well and so far, I’m happy with the coverage and the cost. Also, I’ve suggested some of the technicians that they sent out to other people who needed electrical fittings done or plumbing.
Yolanda - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. Sincerely, Austin
Reviewed April 17, 2018
This is our fourth year with HMS Home Warranty and all the repairs we've ever had have gone smoothly. We usually file claims over the phone. We call, tell them what's going on and then make an appointment. There have never been any problems there. We've had to wait on parts before, but that's normal. We had one interaction with a technician though that was shady. I was not home as I had to work, and my father-in-law was with him. He came in to fix our microwave after we had waited for the parts to come, then he put the part in and left without testing the microwave. Then we had to wait ten days to get somebody back out only to find that it was actually an easy fix. The guy just didn't test his work, therefore he didn't know that it wasn't working. Other than that, HMS has always done a great job.
Lori - Thank you for sharing your thoughts on the services we’ve provided. We are happy to hear that you are satisfied with the service, and appreciate your feedback. We apologize for the inconvenience you experienced with our service provider. Thanks – Tanya
Reviewed April 17, 2018
We are more than disappointed with this company. We have paid for money years and never used it, and when we needed a repair, they left us waiting for days and days without providing the service that we paid for.
Reviewed April 17, 2018
Working with the people at Cross Country has always been great. They’ve been friendly and they make sure they understand what I’m trying to say. They’ve always been courteous even all the way to the management. I’ve been with Cross Country for about five years now and I’ve always been satisfied with everybody that they sent until this last episode. I had a little problem with the schedule. During that time, here in North Carolina, we were having a rather bad weather. It's been snowy and we had lots of rain and cold temperatures. I talked to the service provider and he was going to schedule the service for another week, but then he changed his mind. He asked if he could bring his son with him, as he has done it with other places, and I said no. Besides, he lives almost two hours away from me, and I didn’t want to be responsible for the child in my home.
Also, I didn’t care for his attitude. It’s like he knew what he was doing and he didn’t care what we were trying to say. There was no professionalism. I have been a store manager and in sales for 20 something years and I know how that if you want repeat business, you treat customers like a king and a queen no matter how you feel. So, the contractor found out that a part of the ceiling fan was wobbly and he tightened up a few screws. Still a little wobbly, but it could be originally the house as it was here when we moved in almost 12 years ago. I tried to contact Cross Country to have some questions answered but I wasn't able to. My husband went into the living room and the contractor had the gall to light up an e-cigarette in my home. I have breathing problems and asthma and I have two air purifiers in my home and filters on my AC. I learned about this incident later on that evening and I immediately called Cross Country.
And so, the contractor politely stopped smoking and put the e-cigarette in his pocket and determined how much the service call was going to cost. I didn’t think I would have to pay anything but the $100 copay, but it turned out that I had to pay part of the labor. So, I had to pay $137.50 for a few screws that needed to be tightened up. I could have gotten a neighbor as my husband can’t do it because he’s had a stroke. The contractor left and I was finally able to use my fan and because of the breathing problems, I kept the fan going to keep the air moving so I could breathe. And then I had the dickens of a time trying to get him to deposit the check. He wanted payment at the time when he was done with his job. A week went by and I called him to ask about depositing the check as I noticed it hasn’t come through my bank yet. And then last Monday I called him again. He said he would deposit it on that day.
In the meantime, I talked with Camille in Case Management with Cross Country and apparently she sent him an email and somebody is contacting regional coordination. I came down to the point that if I don’t see the check in my bank as deposited or cashed by Friday, I’ll stop payment on the check. And since that would make the check dead the contractor said he would press charges. This is the only service provider that I’ve had a problem with. The check finally came through last Thursday and I’m glad it’s out of my hair. But if Cross Country offers to have him to come back out again, I would say, “Absolutely not”. I had a gut feeling and I should have gone with it, but I didn’t. That contractor is not a good candidate for repeat business.
There were two contractors that came from Saint Pierre, and they worked on my kitchen sink and in my shower. They were great, and the check was in within a week. The service provider that Cross Country used last year put in and installed a whole brand new AC and furnace. And then a week later, I had to put in a new water heater. I’m still paying for the AC and the furnace and I’ll be working on that for 2 years.
Mary - Thank you for sharing your warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being such a loyal customer! I am sorry to hear however that your latest experience with our technician was less than expected. Sincerely, Austin
Reviewed April 17, 2018
TotalProtect partnered with Bank of America and it was the best way to go at the time. I did the enrollment myself and it was easy. They sent out the paperwork and I filled it out. It took a few questions and the information and billing, and that was it. I had two experiences over the air conditioner, and it's good to be a commander in the Navy to hold them accountable because it took forever to get it done. I was deployed and I had to get on the phone and call from a long ways away, and it took them five days to get a part in.
All I had to do was go local and talk to the repairman. He talked to me and said, "I can go here and pick up the part." He was doing everything in his power to help my family, but TotalProtect wouldn't have him do that until I called them. They were trying to cut corners and that is not the way to do it. I had to go all the way up to the manager for the repairman to go over and get the part. Now it seems like they're doing really well 'cause we just called in our last claim two weeks ago and the repairman was here the next day. He was perfectly great with the wife and got everything done.
James - Thank you for sharing your experience. I'm sorry to hear you had some delays with one of your claims. We appreciate your feedback and you taking the time to share the good and not so good experiences with us. - Tanya
Reviewed April 17, 2018
Back in '04 the realtor that sold me the house told me to get a home warranty and he told me about HMS Home Warranty. I usually submit the claims by calling or doing it online. The last two claims that I had submitted were done online and it seemed to work pretty quick and I had no problems. It was my refrigerator, the faucet in the bathtub and both were resolved. For the refrigerator they didn't have anyone available on the holiday weekend. Everyone was busy and I needed my refrigerator. They said they wouldn't be out until another week. I couldn’t be with refrigerator without a week so they told me to go ahead, find someone one and submit the invoice. I paid for it out of my pocket but they reimbursed me the difference, minus the deductible.
I have no problem with the technicians but in previous years I've had problems with them because HMS tend to go with the cheapest and a lot of those guys are foreigners and could barely speak English. My washer went down last summer and I was without a washer for the whole summer because the technician kept coming in and would say he needed to get the part. He brought the part in and said he needed to get another part. He came back and said he needed to get a different part. He kept forgetting the parts and I didn't know what he was doing.
Finally, I said that was enough and they got to do something. They gave me a new washer. I had trouble when they got those people from the Middle East or whatever they were from. They just wouldn't do any job and they were just trying to collect a check to the point when I told them I only wanted American repair people because I had enough with the foreigners. Other than that, HMS normally takes care of me when I have a problem. I've been with them since ‘04 and I'd I tell my family members about them all the time. I would recommend them.
Tyrone - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Please if you have any questions or concerns respond to this message and we will follow up with you. Thank you! – Austin
Reviewed April 16, 2018
I submitted a claim to have my air conditioner repaired last summer. They sent out a company who said the compressor needed to be replaced, we replaced it. A few days later the house stopped cooling. I immediately called the company who did the repair, they ignored my calls and messages for more than 2 weeks. Total Protect finally had to reach out to them and somehow get them to call me back. They came out and said “Nothing was wrong, I possibly needed so new duct work and they don’t do they “ and left. They refilled the coolant and the air worked for a few days, then it stopped. I called Total Protect again and they basically called me a lier and said the company stated nothing was wrong so that’s that - they will not come out again without paying another $75 deductible. I finally could not take it anymore as I had a newborn baby and I had to pay the $75 deductible and requested for them to send another company out. This company told me the coils needed to be cleaned and that’s it. But it would be $300 to do so (even after I just paid $300 for the compressor they said needed to be fixed) .. Coils were cleaned, a few days pass — house is back at 85 degrees. I called Total Protect again, who basically called me a lier and stated I needed to pay the deductible to have someone else come out. Having no other choice I paid the deductible and the final company who came out says “Your coils aren’t dirty, the compressor didn’t need to be fixed ... your inside unit is leaking Freon and that’s been the problem your whole time, and none of these other companies should have ever poured Freon in your unit“ — A few days later Total Protect called me and said I would need to pay $900+ to have the until repaired. This is after the $300 deductible, $300 coil cleaning, $75 x 3 deductibles I’ve already paid and now it’s September - the end of the Summer. Myself and my children suffered 85 - 90 degrees ALL Summer. I explained to the representative that at this time I don’t have any more money to put into this, definitely not $900 and I would have to call back next summer and have the company do the work. They said okay. So the great part is, I CALLED BACK LAST WEEK TO HAVE MY AIR REPAIRED, I PAID ANOTHER $75 FOR ANOTHER COMPANY TO COME OUT ... ALL FOR TOTAL PROTECT TO SAY THEY WOULD NEVER COVER MY UNIT BECAUSE I “ REFUSED REPAIRS “ LAST SUMMER. What a LIE AND A SCAM !!!! If i could give negative stars I would. Customer service is horrible, companies they send out are questionable, they do not care about their customers.
Reviewed April 16, 2018
Do not use this company. I used them for years but they have a new system that’s sucks. I waited almost two months to get my dishwasher replaced. I got pissed and wanted to cancel my policy. They told me if I didn’t pay my 49.95 a month for the last two months( which I contested with my credit card company) they would try to ruin my credit.
Letty - It sounds like we’ve let you down. Your experience definitely does not reflect the type of service we aim to provide. We appreciate you sharing your experience and regret that you have canceled a warranty. – Tanya
Reviewed April 16, 2018
TotalProtect's claim process was very simple. I submitted the claim over the phone and then they identified the problem and then it continued on. It would have been quick too had it not been a GE product. I understand that GE went out of business and it was hard to find the parts. TotalProtect reps had to call all over the country to find replacement parts. It took about two and a half weeks to get the parts shipped. But once they had the parts, they called and said, "The parts will be there tomorrow, and we could schedule the serviceman first thing in the morning." And I really liked the technicians. They were young guys but so professional, thorough and all-reassuring. They showed up right on time and did a perfect job. It was great.
Maureen - We apologize for the delay in the delivery of the parts. It is our pleasure to give great customer service. We’re delighted that your overall experience was stress-free. Thank you for taking the time to share. - Tanya
Reviewed April 16, 2018
I had to do a lot of phone work with my former home warranty company and I wasn’t too happy about that. The only reason why I changed to Cross Country Home Services was because of the preventive services. The interaction I’ve had with their customer service at Cross Country was horrible because I had to make phone calls and I had to follow up. Two people gave me the wrong information. After I made about a thousand phone calls and stay on the phone, I finally got somebody that knew what they were talking about and pointed me into the right direction which told me that I shouldn’t have to go through all of that.
The first claim was okay and they fixed my water heater in one day. But the second time, when I went for the preventive service, it was horrible. When I call somebody and they don’t know the answer, they should try to find out and not give me the wrong information. Instead, they told me that I would do a recall and so I asked why I would do a recall when they haven’t done anything yet. They did the preventive maintenance and then something was wrong. I had to go through all of this stuff to get it resolved and it was the worst experience ever. The lady told me they had to break my wall and somebody told me I was covered. Then when I called to find out, I wasn’t covered.
The person that I talked to said that I can’t speak to a supervisor after I asked if I can speak to one. I asked why I can’t speak to a supervisor if she can’t give me the answer that I need, so she said somebody would call me back. However, I’m still waiting for somebody to call me back. Everything is done now but I shouldn’t have to spend four to five hours on hold on the phone in a matter of two weeks.
Reviewed April 16, 2018
I had HMS Home Warranty last year when I purchased the home and then I renewed for the third year. Their service has been good and they've been very responsive. Whenever I had any issues, they took care of it immediately. Their website is very good too. We typically we submit the claim online and we have the contractor mostly on the same day. The quality of their work is adequate and we haven’t had any issues with them. I’d recommend HMS Home Warranty.
Peter - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! Thanks! – Austin
Reviewed April 15, 2018
I have been with HMS Home Warranty for four years. A few weeks ago, we submitted a claim. The only problem is that the repair schedule is far out. And if the issue is more urgent like a water leak, you don't want to wait that long. So we ended up not doing it. I canceled it and just got it done out of our own pocket. Other than that, the technicians were courteous whenever we reached out to interact with them. Also, submitting a claim is easy. But if a friend would ask about HMS Home Warranty, I would tell that the wait is long and they may have to get the thing down on their own based on the nature of the call.
Sakib - Thank you for taking the time to share your experience. I'm sorry that it was not what you expected. In the event of an emergency claim we make every effort to have a service technician to your home within 24 to 48 hrs. We appreciate your feedback. - Tanya
Reviewed April 15, 2018
We looked into home warranties for protection so that if anything happens, it covers the basics in the house. My wife was the one who dealt with TotalProtect first but recently, we submitted a claim for the refrigerator. They came out and they thought they knew what the problem was. They fixed it, it was so so and two weeks later, it was doing the same thing. I called TotalProtect Home Warranty again and they had the person out here the next day. It was all covered. Everything was great and the couple of instances I had with them were very positive experiences. I’ve had no problems and I’m very pleased with the service people who came out.
David - we are pleased that you and your wife are satisfied with the service. Thanks for sharing your experience. - Tanya
Reviewed April 15, 2018
I received HMS Home Warranty as part of the agreement when I purchased a home. I’ve only had to use it once so far and it was for a minor issue with the dishwasher. I submitted the claim over the phone and their reps were helpful. However, I was caught off guard because I didn’t realize that there was a deductible involved. They had somebody out the next day and the tech was able to help us out. The policy will expire in July and I’ll have to think about if I'm gonna renew it or not.
Lisa - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin
Reviewed April 15, 2018
Cross Country's rating was pretty high when I went on the internet and did some research. I have a home that's been on in for at least five or six years and then, I put my rental home for about three years now and their customer service has been awesome. They've been really good. I'm impressed with the speed in which they get people out there to fix the issues that I have. Plus, with my plan, I get four inspections a year on different things, and they set them up and they go to it. I'm now less worried. Last fall, my heating unit went out and I paid up the hundred-dollar deductible, which there’s always some extra charges. The whole unit just cost me $700 to have it installed. I got a brand new unit. It's a $5,000 or $6,000 unit coming from the heating and cooling people. It would be nice if they could cover septic tanks.
Ralph - We appreciate you sharing your experience and strive to make managing home repairs easy. We are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Thank you for your feedback! Sincerely, Austin
Reviewed April 14, 2018
My husband told me about TotalProtect Home Warranty and he kept saying that we should really do it so we did it and I was glad we did. I’m very pleased with TotalProtect Home Warranty and I have them in all my houses. I have one in Connecticut and two in Arizona. TotalProtect was better when I looked into them. They were fair and they’ve been very nice. The people at TotalProtect have always been very polite when I called up with my questions. They were right there when they needed to take care of our property. It’s very easy to submit a claim with them. I just call up and they say, “Okay, we’ll get back to you.” I just had a problem with my refrigerator and TotalProtect gave me the name of the technician so I contacted him. He came out and everything was perfect and I hope it continues like this.
The claim we had years ago was for an air conditioner at our house and that was quite a hassle. I was without air-conditioning for a long time in Connecticut in the summer but they resolved it all and we were satisfied. The one that just came out now was a wonderful man. He came out to fix our refrigerator and was very nice and polite. He’s that kind of a person that I could make a friend of. The overall quality of the work of the technicians was fine. We’re very satisfied and I couldn’t get anything better. I feel very comfortable and if something looks like it might go bad, it’s okay because we have TotalProtect. I have recommended them to people.
Marie - We appreciate you taking the time to share your experience. We aim to make our claim process effortless and are glad to hear that we met your needs. - Tanya
Reviewed April 14, 2018
I called to arrange to have a service technician come to repair my stove on April 3rd, (I live in a remote area) and the representative scheduled an appointment for the next day, the technician was 4 hours away and would not come out here. I called that day and told them that they needed to get someone out of Las Vegas, NV. To this day (4/13/2018) they still have not scheduled someone and keep saying that they are working on it and that I am a "valued" customer. If this is how they deal with valued customers I would hate to see how they deal with unvalued customers.
I only own one stove and have bought my appliances from Sears, I am now rethinking that loyalty. I have had Sears Home Warranty for several years and have been very happy with them, but since they changed to using Cross Country I have gotten nothing but the runaround and "I'm sorry for the delay or we are working on it, or I understand your frustration". Nothing but canned responses and no action. Very angry.
Reviewed April 14, 2018
When we bought our house, my real estate agent gave me several home warranties to look at and I happened to choose HMS Home Warranty. I have kept it when we moved into our house in August of 2013 and I will always have it. After the first year, I would have dropped the warranty, but our air and heat went out right after we moved in. HMS bought us a new air conditioner. They also bought us a new furnace. They replaced the oven and stove together. Also, we were gonna remodel so I told HMS about it and they cut me a check for the value of that appliance so I could put it on my oven that I was putting under my countertop. HMS couldn’t be any better. I tell people when they’re buying a house to get their warranty and I tell them about HMS because the only thing that HMS did is they went to a $75 deductible to a hundred and I can’t complain about that because they fixed me right away. So, I’m way, way ahead of the game.
I always call HMS whenever I submit a claim. The representatives I speak to are very nice and very prompt. They tell me they’ll get somebody out then I’ll talk to somebody and they’re on their way. It’s very easy to deal with the reps. When I first started using them, I had to wait for Sears as I’m out in the country. They come the next day. I paid my $100 and the Sears guy fixed it and was gone. I was a happy camper. Everybody from the contractor has been absolutely wonderful. Now, I called HMS the other day about my washer and that was about $300 bill. HMS service calls are $75 or $100. So, all I did was pay for the service call and then they take everything else. Although, I didn’t like that I had to come up with $500 at one time. HMS said I could do it monthly so they did an automatic withdrawal of $43 out of my account every month. It works like clockwork and I don’t have to worry a bit about anything. I love HMS and I couldn’t have lived without them.
Rhonda - Thanks so much for sharing your experience with us. Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. - Austin
Reviewed April 14, 2018
We’ve been with Cross Country Home Services for a while now. Our coverage takes care of my lights, air conditioner, dishwasher, and refrigerator. Dealing with their customer service team has been good and the people they've sent out have a nice attitude. They would ask what needs to be done, do it then double-check. They would also let me know what they have done and I like that. I also like that if someone has to come back, I'd get the same people who came before.
Georgie - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are delighted to hear that we’ve been able to satisfy your home warranty needs. Thank you for being a loyal customer! Sincerely, Austin
Reviewed April 13, 2018
We required a home warranty from the people we bought our house from and our realtor preferred HMS Home Warranty because it was the one he had good experience with. When I have a claim, I call HMS Home Warranty and tell them what is going on and somebody gets back to me. But sometimes they will give me a date for repair that is two or three weeks out. And I understand why they do that. They cannot promise a date correctly because, maybe, they do not have the most current schedule of that company. But what happens after that is the company that they are contracted with to do the repair usually calls me within a day or two and so, I talked to them much sooner. They will schedule the actual date that they will come.
I have been extremely pleased with the people that they sent out. The gentleman who came and the company itself had been very personable and very easy to work with. He was very respectful. They did an excellent job. One of the things that happened was our microwave went out. I paid my $100 deductible and the company had to pay for whatever needed to be done to it which I think came to almost $200. We priced the microwave just in case it would happen that they had to replace it while we were waiting for them to come fix it. I am almost certain that the bill of the microwave part in the time that that technician came even though we paid the $100 probably came to more than $239. We could have bought a new one for that price. And that is the part that I don’t understand -- where they draw the line in deciding whether it is worth putting the money in to repair it versus replacing it.
My gut tells me that the microwave would probably be going to go out again so in my opinion, it would have been better to replace a 12-year old appliance. Although the technician knew what part it was, put it in and it is now working, it makes more noise now than it made before. Still, I would recommend HMS to a friend and I already did. The home warranty works really well and the things that went wrong, they were able to fix.
Patricia - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were overall pleased with the service. - Austin
Reviewed April 13, 2018
We have had TotalProtectHome for quite a few years. It is to protect all of our appliances and mainly, the air conditioning and heating -- those are so expensive. We have had good service from them, and we’ve been satisfied. Also, I am in insurance, so I understand how the submission of a claim works, and it is fairly easy. We usually make a phone call, and they refer us to one of their vendors and we contact them or they will get in contact with us. The claims reps have all been very, very pleasant, very helpful, and very knowledgeable.
This last time, I did have somebody come out to service my washer and dryer. He replaced the dryer and the belt. But what we called initially was this loud noise that it makes and it is still doing that even after servicing. After we run it after a minute or two, however, it goes away. It is tolerable, so I don’t know what the problem is. He said, “I don’t know what else to do. I’ve replaced everything already.” But, it works fine, so I haven’t bothered with it. Before he came, the noise didn’t stop. It was continuous. Overall, he did very well. I would recommend this company, and I have recommended them already.
Pamela - Thank you for taking the time to share your experience. Our goal is to provide excellent service and we are delighted to have done so. I'm sorry to hear that your clothes dryer still makes a minor noise. Our warranties typically do not cover noises but we will make every effort to find the root of the problem. Should you require any further assistance with the clothes dryer give us a call. - Tanya
Reviewed April 13, 2018
We've had Cross Country for around six years now and the experience has been fine. We call them for claims and it's always been very good. These people were very helpful. Until very recently, they have a quarterly preventative maintenance thing where we have a number of weeks to check appliances, electric, plumbing, and air conditioning and heating. We tried to get our appliances checked but they have no one in the area that will do preventative maintenance on appliances. We then wanted them to do for the electric and they still have no one in the area that does preventative maintenance on electric. So we said, “What happens if our refrigerator is broken?” They said, “Well, we have people that will repair but they don’t wanna do maintenance.” We had to go to air conditioning. My husband spent about three hours on the phone trying to get some preventative maintenance done. This is the first time that’s ever happened.
Reviewed April 12, 2018
The People at HMS are completely incompetent. When I filed my complaint I explained the total problem to the woman and she told me she wrote it down on my claim info. She then proceeded to assign a plumber to fix my air switch on the garbage disposal. When the serviceman arrived, he quickly told me that he does not do air switches. The serviceman contacted HMS to give them the update, and the serviceman proceeded to tell me that HMS would be reassigning this job. The second service person just arrived today, he was an electrician and not a plumber, who showed up with a new wall switch. He quickly left my house telling me that an air switch is a plumbing problem and not an electrical problem, which is correct. HMS failed to communicate the problem to either assigned servicemen, and wasted everyone's time. Terrible job by HMS and would not recommend them to anyone.
Marc - I agree, this level of service is unacceptable and I completely understand your frustration. We aim to provide stress-free service and in this instance, we did not meet this objective. We appreciate your feedback and apologize for this inconvenience. - Tanya
Reviewed April 12, 2018
Submitting a claim with HMS is straightforward especially if I can do it online with the automated system, although sometimes that is still glitchy and it told me I had to call the customer service regardless so that defeats the purpose of it. Whenever there were volumes of calls going out and the wait was longer, it was almost easier to do it online.
Every single claim can be different and I had good and bad experiences with the technicians they sent. Overall, it's average to average plus from a service perspective. On occasions they sent somebody here where I opted to take the cash payment to find my own service technician versus what they had supplied me with. Overall I'm satisfied with HMS and every single claim I submitted to them has been resolved to my satisfaction. What hasn’t been to my satisfaction is the processing time for some of the claims to be resolved especially when it comes to the cost payments.
For example, if I choose not to go with one of their technicians and I want to go through one of my people, most of the time HMS would agree to that and they will give me an equivalent amount of money that they feel the repair is going for. However, one time, it took three months to get the payment from HMS which was frustrating because then I had to come out from my own pocket and paid my service guy to repair it, and I got away three or four times to get the money for that. But there was another case where they gave me a replacement and that payment went through within two or three weeks. So, it really varied. It was that one experience left a bad taste for me. People can be satisfied their whole lives and then the one bad experience ruined the whole thing for them.
Reviewed April 12, 2018
My wife found TotalProtect online somehow. Something popped up and we called and decided we should do that. We've been with them for four years now and we love them. Their reps have been excellent and the contractors they sent out have been wonderful. When we had the dishwasher repaired, one guy came and said that the problem was with the recycling motor. Then, he retired two days later. The next guys that came said that that wasn't the problem and they thought it was electronic. They ended up fixing both the recycling motor and the electronic because they were both bad and that took about eight weeks total. So we washed dishes for a few months, which was okay. By the time they ordered parts and got them in, they rescheduled to come. We talk about TotalProtect all the time and hopefully some people will hook up with them
James - We love you too and appreciate your loyalty! Thank you for sharing your experience. - Tanya
Reviewed April 11, 2018
On April 8th 2018,my central A/C stopped working. I called Total Protect and they set up an appt with a vendor for April 9th Their vendor arrived, as promised, and "fixed" the problem. A/C worked fine until the next evening, Tuesday the 10th. Another call to Total Protect-they contacted the SAME vendor, who told them he was busy and could not return. The vendor also told them to contact another vendor to resolve my problem. I called Total Protect early Wednesday morning-the 11th. I was told they could not locate another vendor and that they were sending my file to dispatch and I needed to give them 24-72 hours to respond. This was a less than satisfactory response for a service that I pay $37.95/month. They just do not care and just want your $$. I would not recommend this company to anyone looking for a home warranty!
Reviewed April 11, 2018
I have been with Cross Country for quite a while and I've had good service. Majority of their technicians are good, but I had one situation where the guy had to keep coming back. Also sometimes when I have a claim, the technicians seem to overcharge for certain things. When I had my air conditioning unit taken out, there were additional charges and they were made up so they can make money aside from the deductible. Other than that, their customer service is great and anyone has helped me. I've been recommending Cross Country for quite some time.
Willie - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. We are here to help, and will do whatever we can to ensure you have a positive experience in the future. Thank you! – Austin
Reviewed April 11, 2018
The previous owner of the house that I bought had HMS. I asked her about how they were and she gave her reviews, so I decided to continue with it. I'd rather submit claims on the phone because it's simpler and easier and all the information is collected at that time. Then HMS gives me a confirmation number and a number for me to call to make arrangements. The technicians that they’ve sent out have all been very professional and I liked the service especially that of the electricians from JW Electric. The technicians were really knowledgeable and they shared information with me and they pointed out things to me that probably would have been an issue further down the road. Also they advise whether or not I should have the repair done now or if I should wait so they were very helpful.
There was a drip that went through my heating vent and it was almost like raindrops dripping over and over. I tried to explain the problem to the first group of plumbers that came and they couldn’t understand what I was saying. When they came, not one single time did the heating vent drip so they never heard a thing. So the contractor said there can't be water. And I was worried the whole time because even when I'm in the bed at night and I hear it I couldn't go to sleep. I didn't know if the problem was going to put my power out, if the gas was gonna escape or if I was going to blow up and explode. There were all kinds of stuff going through my head. And so I called HMS and put another order and they finally sent somebody out who knew exactly what they were doing.
The next plumber that came out also listened to the drip and they heard it. They explained to me that it was condensation from the pipes because the wall temperature is one temperature, the pipe is one temperature and then the heat going through it is another temperature which creates condensation. I wanted to give him a hug when he said that. It was a great relief to have somebody come in and explain to me what that dripping sound was. But I was wondering why it only does it sometimes. He said, “Well, you might notice it more when your heat comes on for a minute and then it goes off or if you put your air conditioner on and then it goes.” And he's exactly right because I hear it mostly when the heat is gone off for a while and that’s when I start hearing it.
Patricia - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. – Austin
Reviewed April 11, 2018
I've had TotalProtect for years and I'm happy with everything. Reading about what a home warranty ended up doing, I figured it would be a good help. When submitting a claim, I'll call in and I'll report what's going on, and then they're able to tell me if it's covered or not. On my last claim, there was one thing I asked them about with the bathroom sink, and that part about to come off the wall was not covered under the warranty. Only the plumbing part was covered.
The techs call me before they come and then if I'm not there, I usually leave someone there to be able to work with them and let them be able to do what they have to do. They ask me what exactly the problem is and from there, they go ahead and explain what they have to do to fix the problem. The last claim was the same problem I had before, and I was one month too long to be covered under the warranty where it would have been fixed without me having to pay the copayment again. Overall, TotalProtect is a good company to go with to help out with certain situations in the house. I've already shared them with my future in-laws and I've recommended them to my neighbor.
Bobby - We appreciate you sharing your experiences and are thrilled to hear that have referred your friends and family to us. Thaks! - Tanya
Reviewed April 10, 2018
They will find any excuse not to cover your repairs!!! And you will waste hours on the phone with them. We had three valves and a toilet that started leaking and they would not cover anything. They would not cover any electric problems. Do not use this company unless you want to pull your hair out. They have an elaborate excuse system set up to deny any and all claims. They even told us they would cover everything and then corporate called us back and told us that it was a mistake. This company should be sued into bankruptcy- they are UNAMERICAN, CORRUPT, and DECEPTIVE. WARNING: DO NOT USE THEM.
Bob - We appreciate your feedback and are sorry for the confusion and that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are repairs that may not be covered. It is clear that your experience was unsatisfactory, and if you would like us to review your claim to ensure that you received the full benefit of your warranty, we would be happy to do so. Send us a private message with the claim number and a member of our team will investigate. - Tanya
Reviewed April 10, 2018
I come from a place not of blame but of warning to not let this happen to you. Since August 2016 I’ve paid Total Protect $1199.00, plus the $100.00 deductible paid November 2016 to have someone come out the first time (he resolved the problem without maintenance but sure ingenuity). Sunday, April 8, 2018, early evening I noticed my water heater linking. Phoned Total Protect. Through automated voice only confirmed vendor would arrive between 8 am and 12 pm Monday. At 10:45 that morning I phoned the vendor they gave me to check on my status. They told me they never booked me; they are booked all day; Total Protect keeps a difference schedule than theirs. They could schedule me on the next day. My water heater is a leak in progress. Phoned Total Protect; after 15 minute hold and telling the story several times, agent could only offer to schedule me the next morning with [guess who] the same vendor I was scheduled with that day. Still wondering why the vendor didn’t phone me that morning to let me know they were booked, asked agent why they would have someone that unreliable. She switched me to complaints. On hold again 10 +/- minutes. Told story again several times. Well, she could only handle my complaint so wasn’t sure what I wanted her to do. She did not interact with scheduling department. Switched me to membership services. On hold again. Told story again several times and I wanted to cancel my service. She does not interact with scheduling or complaint departments, so she was unclear what I wanted her to do. After pleading with her to cancel my account more speedily because I needed to phone a plumber now as soon as possible, she replied that I would not be able to get anyone else out there sooner than they could. Asked her how did I possibly trust the same vendor was not going to have the same scheduling problem? Again, she could only handle my request to cancel my membership. Finally completed cancellation of my membership. So I phoned the plumber I used once before I went on the Total Protect plan. By 3:30 pm that day I had a new system installed by a professional who followed up with me that evening to make sure everything was working properly. I am retired and need to let go of how my $1200.00 to Total Protect not only would have covered the $1000.00 I spent on the service call but also how it could have gone to other worthy services. Blame will only allow me to lose more than I already have.
Reviewed April 10, 2018
I had an issue with a sump pump that needed to be replaced. I submitted a claim on the HMS website. It took almost 3 weeks to hear from the plumbing company. A plumber came out, investigated the issue, and wrote up an action plan and quote for replacing the pump. He took my deductible and told me I would receive a call within a few days. Days go by with no phone call, so I call the plumbing company, Advanced Plumbing LLC. They ask to call me back as they are overloaded with calls and helping other customers. I receive no call back. I call 5 times over the next week and receive the same response.
During the last call, I became irate and said I wanted to discuss my issue and they hung up on me. I called back with no answer. I contacted HMS through their website regarding this 3 times with no response. I tried to call and speak with a customer service representative, but their phone line is automated and I was unable. I'm extremely unsatisfied and disappointed in HMS. I warn everyone to stay away from them, as it seems that both they and the plumbing company they contracted have scammed me.
Stuart - It sounds like we let you down. This is definitely not the level of service we aim to provide. We appreciate your feedback and apologize for this inconvenience.
Reviewed April 10, 2018
I’ve had TotalProtect ever since I bought my house. And they’ve always been right on top of things. If something is not right, they take care of it. They’re very good. The claims process with them is very easy as well. I make a phone call then they set it up. They contact the vendor. The vendor contacts me for an appointment and then they come out. They do what they got to do then I give their one fee money. Usually, the quality of their work is really well. Over the 16 years I’ve had them, I’ve probably had two incidents where it wasn’t quite done properly and I called them back and they sent somebody else out. I’ve been happy all these years with them.
I like the quarterly preventative maintenance service. They can check all my appliances at one swoop. They came in one afternoon, for two hours, checked everything out, and said, “Okay, we got to do your washing machine.” And then, the button on the dryer wasn’t working. The technician came back a week later, got the parts and brought it in. He was here, in and out in like 30 minutes. They're a very knowledgeable people. They also do electrical. In the next quarter, I’ll have them do my plumbing, check everything out. I’d rather be on early prevention rather than when something is broken and I can’t get heating for a month.
Sandra - We are delighted to hear that we’ve been able to satisfy your home warranty needs. Our goal is to provide homeowners like you with superb service and we are happy to hear we recovered on some claims and delivered on the others. Thanks for sharing! - Tanya
Reviewed April 10, 2018
HMS Home Warranty was offered to us when we bought our house. We submitted a claim and we heard back within a couple of days. Overall, the process was smooth. We did have to call a couple of times just because we didn't hear from the company we used for the furnace for a few days. So we were trying to figure out what was going on. But they squared it away. We had really good service with them. They inspected everything and we were hoping that we didn’t have to get a new furnace and that it would be fixed, but he actually informed us not even to turn it on because it was somewhat out of shape. Overall, we've had good experiences so far.
Ashley - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin
Updated review: April 27, 2018
They finally took care of this issue. The part was reordered, the contractor picked it up and the repair was made. Thank you to the representative that took the time to investigate the situation and handled it. I will up my rating, but this was still a cold month and a half.
Original Review: April 9, 2018
We bought our house 2 years ago, and have had some pretty bad luck with HVAC system, HMS has sent out numerous contractors and each time it took a week or more to resolve the issues. Well our heater quit working last month and they sent another contractor to our home and he said straight out he wasn't sure what the problem was and replaced a part on the air handler, it got cold a week later and still no heat. I called and he came back and said it was a card outside, but he still wasn't sure.
He never came back or ordered the part, so I call him and he says he forgot. I call HMS a few days later and they tell me they are having a hard time finding the part, and may just replace the unit because of its age, that I should call Monday and check on the status. I called and there is still no definite answer, just that part was on back order and the man on the phone had no answer. I have had this unit worked on at least 8-9 times at $100 a visit, I pay them about $600+ a year for the warranty and I still don't have heat. So if you are looking for a home warranty, I would not recommend HMS. The way this has been being handled is ** joke and all I want is the service I pay for and heat.
Reviewed April 9, 2018
I’ve always had a warranty since I bought the house. When I looked up home warranties on the internet, I found out that TotalProtect's price, coverage and records were pretty good, so I went with them. Their people have been very nice and helpful. Sometimes, when I submit my claims to them, somebody might get confused like what happened to my plumbing claim the last time. But that was mainly my fault for describing something wrong. If I describe it quite right, there should be no problem. Also, certain things that should be covered aren’t really covered. For instance, I thought the electricity in my garage was covered, but it wasn’t because it’s not attached to the house. So it’s little things like that that bothered me and I ended up having to get someone and pay out of pocket for the repairman who fixed the electricity in the garage.
One time, I emptied a bucket down my bathroom toilet and there was a little washcloth in it. It just clogged my toilet and I knew I couldn’t get it out with my little own thing. TotalProtect sent out a plumber who said that if something was stuck down in my toilet, it was going to cost me more. But I knew it wasn't a big thing and the reason you call plumbers is because something is stuck in there. So I told him he could leave and I would get somebody else to come over here. This other repairman came in and he was here for five minutes. He went in, put it down a thing, then the washcloth came out.
I’ve also had companies that didn’t do a good job. When my water heater was broken and had a leak in it, the technician said he fixed it. Then, a day or two later, the whole thing was leaking out again. So TotalProtect sent somebody better out who fixed it properly. So, the experience depends on the company that TotalProtect sends out. Other than that, I have told my friends about TotalProtect.
Maureen - Thank you for sharing your experience. We appreciate your feedback. - Tanya
Reviewed April 9, 2018
I'm a real estate agent and HMS was recommended by a title company that we work with. We've done three claims with HMS so far and we've had good experiences with all of them. We submit our claims over the phone and everything has been great and straightforward.
Tara - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thanks for sharing! - Austin
Reviewed April 8, 2018
I filed a claim for a plumbing issue and the plumber they sent me, as nice as she was, was unresponsive. I don't think she knew what she was doing. She said she would replace the toilet with a like-size and quality toilet but she didn't do that. The footprint of the new toilet is smaller than the other one, so the wood floor shows a light brown spot on a dark brown floor.
Also, in the whole process of trying to fix the issue, a leak that sprung in the toilet and ruined the flooring in the powder room where it is located. It just wasn't worth my time to raise hell and I felt bad for her because she really tried. But it was a mess and it's going to be covered by insurance with a huge deductible. Of course the toilet got installed and the plumbing got fixed but the ancillary damage was not good. I also had claims for my oven and icemaker, but they weren't covered. Another thing is, HMS doesn't give you a phone number so you submit your claims online, which is a disadvantage.
Reviewed April 8, 2018
My experience with HMS Home Warranty has been fast, easy, and mostly painless. Whenever I submit a claim, I do it over the phone and their claims reps have been good and they've been able to get someone out quickly. The technicians were awesome, too.
Phillip - We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. – Austin
Reviewed April 8, 2018
I’ve had Cross Country Home Services for many years. I've talked to their customer service representatives on three different occasions. I've had a problem twice and they fixed it right away. Then the customer service manager contacted me. She was very helpful and grateful that I told her some of the issues that we have had. We were told to go online, but that never worked because I wasn’t asking for an appointment for a repair. I was just asking for the maintenance service and that was very hard.
Moreover, I had wanted to keep the same person that came every year to check my furnace, but they told me that they didn’t have his name. I didn’t agree with that so I called Tim to see if he was no longer doing the furnace business. He was but he hasn’t been called much. I called Cross Country Home back and said I wanted him, but they said it was too late. They couldn’t change my appointment. I got quite upset about it so they finally put me to customer service, who was able to find him on the list.
There was a time when I called to have a maintenance thing and they gave me a date and time. Then they said they couldn’t come out on that date and time. They had no idea where they got that information and it was all jumbled. Apparently, they were moving towards a new way of doing things and apparently it is getting better.
Also, I'd have liked some additional things covered. I have an Aprilaire home humidifier that’s on the furnace, but it isn’t covered with the furnace. In addition, the outdoor outlets are not covered and I thought it should be included with the electrical. They said anything outside of the main house is not covered. Cross Country Home has raised their prices quite a bit since we started and a lot of people think they're too expensive. Other people have other services that cost very little, but they don’t get the benefits I do either. So still, I would recommend Cross Country.
Betty - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for being a truly valued customer! Sincerely, Austin
Reviewed April 8, 2018
When we bought the house in Kansas, TotalProtect's home warranty was offered to us. When our one-year contract with them was finished, we continued using them. Our past experience with them made us decide to keep the warranty. When we called them, they were always able to take care of things for us. Submitting a claim with them was very easy and it was no hassle. Usually, we called them to file claims.
The last time that we submitted a claim, there was no interaction with the claims representative. I just called, left a message, and TotalProtect set up the appointment. Our interaction with the technicians was fine. I explained what the problem was and they did some troubleshooting. Then they decided in ten or 15 minutes that the problem was due to a bad motor on the unit and they replaced it the next day. Everything has been operating fine since the repair. We’ve had good experiences overall with TotalProtect. They’ve been able to fix things for us with no additional charges.
Robert - We appreciate you taking the time to share your experience. We aim to make our claim process effortless and are glad to hear that we met your needs. - Tanya
Reviewed April 8, 2018
We got TotalProtect Home Warranty as a “just in case” method and so far, we haven't had an issue with them. The only issue I have is the people that they’re using. We’ve come across some of these companies that have a terrible rating with the Better Business Bureau and then there are some that have a perfect score. TotalProtect shouldn’t have businesses that have an F rating. I've read all their stuff and found out the reason why these companies have an F rating is that they don’t complete their stuff and they don’t back it up, and people have had major issues that’s cost them thousands upon thousands of dollars. I don’t expect them to have an A+ rating, but they need to at least have a B+.
We happened to have a sink and a bathroom issue and sure enough, TotalProtect called the plumbing. I looked this company up and they got an F rating with the Better Business Bureau, so I called TotalProtect and they said we couldn't pick. But they gave me somebody else and lo and behold, I looked that company up and that company has an A+ rating with the Better Business Bureau. I usually submit my claims online and then a phone call. It's pretty quick and easy. The technicians that come out are really good and the recent ones have been really good as well.
The recent tech guy was very informative and I watched a little bit then left him alone. He had an apprentice with him that he was teaching, so it was pretty neat to see a master technician teaching his apprentice on what to do, and he was really thorough on everything that he did. Overall, I like TotalProtect because it’s a good thing to use, plus it works. We haven't had to use them often but they’ve been reliable for us.
James - Thank you for sharing your thoughts on the services we’ve provided to you. We appreciate your kind words and feedback and always welcome it. - Tanya
Reviewed April 7, 2018
I live way out in the country, so I pay way more than the standard fee whenever I have anybody come out here. My mortgage company added TotalProtect to my Mortgage payment. TotalProtect had been fine but the last couple of times since they changed to ServiceBench, it had been chaotic. You couldn't get the phone line in, and when you did, getting to the claims process itself had been very difficult. It was not like it used to be where you could call 24 hours a day and somebody would answer the phone. They don’t take the calls timely and I don’t wanna have to wait a week to get somebody out here because they can't get them on the phone.
When I had a problem with my furnace in the attic, I paid the guy that TotalProtect sent out my $100 and he did absolutely nothing. By the time he was pulling out of my driveway, the furnace didn’t work and he never came back and they never sent him a comeback thing. It was during the winter time when it was really cold in Texas and the furnace was my only source of heat. I called and explained to him that I had been without heat for a week. Then he came back and walked in upstairs with some kind of screwdriver and said he fixed a loose wire. The furnace came back on and then he pulled out of the driveway and then it quit. I called him back and he said that he had to get another thing for TotalProtect to come back.
When I called TotalProtect, I told them not to send that guy again because he didn’t fix the furnace the first time. Evidently, he didn’t know what was the matter with it. So TotalProtect sent another company. They came and knew what the problem was but they couldn’t fix it at that point because it was something that was done wrong when the house was built. Also, TotalProtect said the first guy that fixed the loosed wire had to come back because he was the one who had the claim. But I told them that they sent an electrician the second time because it was an electrical problem. They wouldn't communicate with each other.
I only had to make one call before and everything was taken care of. Now, you really would have to stay on top of it and make several calls, and then a thing would come on it and say you have another 25-minute wait, and then they would get it all screwed up. Other than that, TotalProtect would usually pick companies that were good except for that one that didn't turn around at the end and come back. But as far as getting the work done, it has been excellent.
Judy - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Please if you have any questions or concerns respond to this message and we will follow up with you. Thank you! – Austin
Reviewed April 7, 2018
I submitted my claims to HMS Home Warranty over the phone and got through fairly okay but it could have been better. Initially, the service that they provided was pretty good. I had a claim on an ice maker, they sent somebody out and fixed it. Then, I had a claim on the dryer thermostat and started getting a little pain in the neck with the first guy who came out. He wasn’t able to fix it. The dryer still wasn’t drying the clothes. HMS then asked me if I wanted someone else out, so I had to wait for another guy. I finally got another new thermostat on it. Why do you have these companies if they aren’t worth a crap? Why don't you just stick with one if you know they do a good job? Stick with a company that is gonna work for you and give good customer service for your customers.
My most recent claim was for the garage door which I'm really pissed off about. The hinges are coming off the garage door, so I had a guy come out. He wrote up the work order that the whole garage door needed to be replaced, but whenever I called HMS warranty, they kept telling me that they haven't gotten the authorization yet. This was going on for about three weeks. I kept having to call back and it is ridiculous that the customer is having to call back.
I then sent them a copy of the invoice that the guy gave me and they called me saying that they only cover the garage door opener, not the garage door. This is terrible. I’ve been dealing with them for a month over this. Why didn't they tell me this in the beginning? I would have gone out and gotten the garage door replaced. All they could tell me was that they’re sorry and that they’ll send me the 100 bucks back. Now, I have to call a garage door company to come out and give me an estimate and pay $1,000 to get the door replaced because the door is on its last hinge. HMS Home Warranty sucks.
Reviewed April 7, 2018
Cross Country Home Services came with the mortgage when I bought the house. Their reps are very responsive and once I submit a claim, I get a call from a local vendor. I would highly recommend this service. It’s relatively inexpensive and their claim process is easy and painless. Plus, they seem to cover pretty much everything.
Conrad - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Austin
Reviewed April 7, 2018
I've been with TotalProtect for five years now and I've been happy with the service. When I started, my house was 15 years old and I decided it would be wise to have that protection. Submitting claims has always been a very smooth process and their claims reps have always been good. The contractors they've sent have been good folks and I've been satisfied with the work they've done. I recommend TotalProtect. They've been good for me.
Steven - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. We appreciate your loyalty.- Tanya
Reviewed April 7, 2018
I've had HMS since December and I've already filed three claims with them. Submitting claims has been very easy. Once, I’ve had an emergency plumbing issue and we almost had a flood. However, the person they sent was really mean. So I called them back and I got somebody very nice. Even the second guy told me that he hears about the first guy all the time. So I let HMS know that the person they originally sent was very mean and to never refer him again. I would recommend HMS but I hope that they’re not using the plumber that I was referring to because that would be a real disappointment.
Heidi - Thank you for providing that feedback to us! I am happy to hear that you are experiencing a great warranty experience overall. We are working daily to improve all processes, and ensure our customer's receive the full benefit of their warranty. Thank you for being a loyal customer! Sincerely, Austin
Reviewed April 6, 2018
DO not use total protect Home Warranty company!!! I have two homes one warranty for each home I've had these for over 3 years. We are trying to get a claim on our furnace it's been going on for over a week 20 degrees here. We are retired we purchased purchased this for peace of mind, it is anything but that. Worst customer service I've ever worked with. They couldn't find anyone to come and even service my furnace, so they told me I could get someone pay them and they would reimburse me. It took me five different companies to get anyone that would work with a Home Warranty company because they make it so difficult for them. They came out they sent the invoice that they requested. Then customer service said they needed a more detailed invoice which included how many parts like they have a gas nipple how many gas nipples what's the price for the gas nipple and what's the price for labor for each and every part. The company I'm working with has said never had anyone ask for such a detailed breakdown. It's taking them hours and hours to try and satisfy the customer service or their approval Department whatever it is and it's still not done. You send something into them and it takes days for a response. Every phone call is at least an hour on hold. Worst company ever.
Donna - I’m sorry to hear about this experience. It’s definitely not the level of service we aim to provide. Our goal is to provide our customers with a peace of mind and we missed this objective. Thanks for allowing us to address your concerns yesterday. We will follow up with you to ensure you receive your reimbursement check. – Tanya
Reviewed April 6, 2018
I'm a realtor and I've been using HMS for years. I recommended them myself and I'm familiar with all of the big warranty companies like HMS, ORHP, AHS and all that. They have the best price and the most coverage. When I submit a claim, I call the 800 number. It's easy when I call the number as a Realtor. If there is an automated system, I push zero to get a live person. Their reps are friendly and professional.
Alice - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thanks for recommending us.- Tanya
Reviewed April 6, 2018
We live out in the boonies and TotalProtect Home Warranty seemed to give us what we needed. We’ve done a couple of claims now and every one has been done correctly and expediently. The technicians came out promptly and did what they were supposed to. They ordered the parts, came back and made the necessary repairs very quickly. The quality of work was very good.
Linden - Thanks for your kind words. We appreciate it! - Tanya
Reviewed April 6, 2018
I’ve happened to ask TotalProtect to assist me on a few occasions, and they have been good. At the latest time, they appointed a technician to come out in no time at all. It was for my heating and the guy did his job and I paid the deductible. When I have a problem, I call TotalProtect on the phone and their response is good. So far, so good. And hopefully, it won’t change. I’ve been with them for a few years and I haven't had a problem.
Willis - Thank you for sharing your warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being such a loyal customer! Sincerely, Austin
Reviewed April 6, 2018
We bought HMS warranty when we bought the house back in September and I have filed three claims since. The second claim ended up being a recall on the first one but there was some glitch in the computer system and they were gonna make me pay a second deductible which seem strange. Also, finding a phone number was difficult on who to call and then waiting through the press one for English, three for Swiss and I can’t enter the number; I had to say it. And then they had to confirm what I said. By the time I actually talked to somebody, I was raging. Plus, the first guy sounded like he hung up on me. So then I had to call again and wait through it one more time. But when I got to somebody, he was awesome. And he fixed the problem within three minutes.
I submitted the claim online, where one just pick whatever appliance and then hit submit. The air conditioning folks were telling me I should have selected recall. There wasn’t an option for recall. The technicians have been good though. HMS link up with the service providers really well and the communications vary from there. I only wish they were a little more timely. But then I’m dealing with air conditioner and, of course, I wanted it fixed five minutes ago, just like everybody else who’s having this problem. I’m understanding at that. I know it’s my lack of patience and that it’s not their fault.
Michael - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! Thanks! – Austin
Reviewed April 6, 2018
We've been with Cross Country for quite a few years now. When we submit a claim, they get back to us quickly and send someone out. However, their price has gone up. It was $85 before and now it's a $100. It's a bit pricey.
Dee - We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. I am sorry to hear that your rate did go up, but we do strive to ensure all your home repairs are effortless. Sincerely, Austin
Reviewed April 5, 2018
I go online to submit the claim with HMS and it’s a simple and easy process. And when we submit a claim their reps were on top of it all the time. The turnaround time has been great as well. They’re always knowledgeable. Also, the technicians who came were all great. Our last experience was when the technician failed to tighten something on our dishwasher and it caused the leak. Now, our floor is ruined and we’re waiting on HMS to tell us what to do next. The company that caused the leak is denying everything and they are being very difficult to work with. So, we’re hoping HMS comes through for us on this one. Our experience with HMS Home Warranty has all been positive and we recommend them.
Sincerely, Tanya
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Reviewed April 5, 2018
Having a warranty with Cross Country is certainly a peace of mind that I don’t have to worry about a major expense at one point. Though I may never use it again, I don’t mind what I pay for. It's all good and I’m very pleased with the service.
James - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. Thank you! - Austin
Reviewed April 5, 2018
I was looking for warranty companies and I wasn’t sure with American Home Shield. I was trying to get away from them because I didn’t like their service and I went online and tried to read up on some warranty companies. For my personal home, TotalProtect Home Warranty covered everything. I have a pool and they even cover that too for additional pay.
However, I have some pros and cons with some of my claims. First, they are very easy to file a claim with and they are swift about getting someone out here to look at whatever I needed to file a claim on. Secondly, when they did not find anybody in the area, they told me that if I find someone, to let them know. It was very helpful. The negative side was I have a custom kitchen and I had a stove fan that went out. And when they covered that, they wanted to give me a subpar replacement and I didn’t like that. It was cheap and to me, it wasn’t compatible with what I have. And I know what I have was still out there in the market.
They were giving me something that was compatible, although I have a custom kitchen and it didn’t go into the décor of my kitchen. I could have gone out of the company and bought one if they had permitted that instead of giving me something that didn’t go with my kitchen. I told them I’d rather have it sitting up here and not working than to put something like that in my kitchen. So, that’s what I have, something that’s not working. I ended up going out and replacing that myself. They gave me a stainless-steel stove fan but didn’t have any features I have on mine. I have an Allure fan over my cook-top and they wanted to give me a very cheap GE product with none of the features I had. I got three lights and three fans at it and this particular one didn’t have that.
I have very favorable interactions with the technicians that come out except for one. One technician came out for my pool pump. He wanted to put a used, rebuilt pool pump in there and I told him no. I had to call the warranty back and let them know I wouldn’t accept any rebuilt pump they wanted to put in that pool. Another technician came out from another company and he put a new pump in there.
Everything else has been favorable. I’m still with TotalProtect Home Warranty. We have a glitch every now and then but overall with my experience, I’m very satisfied with them. I wish they have something for rental property. I have several rental properties and I want to have them for my home warranty. But the way they set up, they have one set price to cover everything in the house and the rental property and they don’t cover everything on my rental property. I would definitely recommend them. I’ll tell my friends to get it and if they need protection for their home, I recommend TotalProtect.
Elliott - Your feedback is important to us. Thank you for sharing your thoughts on the services we’ve provided. We appreciate your feedback on what you like and dislike about the service. – Tanya
Reviewed April 4, 2018
Last August (2017) we called HMS to have an approved plumber sent to our home to diagnose a water line problem. We had a leak coming from our upstairs bathroom down through the ceiling of the den below. The plumber called HMS prior to the work being done and received pre-authorization to diagnose the problem by cutting a hole in the ceiling of our den. The HMS agent assured our plumber that we could have the ceiling hole fixed by at a later date and that the work to patch the hole would be covered. Unfortunately, the plumber did not have success duplicating the leak while he was at the house, and he recommended we leave the hole open to see when the leak would recur. We paid a $100 deductible to the plumber.
While we waited a couple weeks for the leak to recur, I was worried that the window for fixing the ceiling would lapse, so I called HMS again and the agent I spoke to re-assured me that I had several months to have the ceiling fixed, that it would be covered, and that I just needed to email them an itemized invoice with some other information once the work was complete.
A few weeks later the leak began to recur frequently, so we called back to HMS and had the same plumber come back out. He traced the problem to a diverter valve, and when he called to get authorization for fixing the valve, he notified us that HMS would not cover a valve fix. We then had the valve fixed separately. Next we had the ceiling patched by another contractor and sent the invoice to HMS for reimbursement. After all, we had been assured on several occasions that the ceiling patch would be covered. I submitted the claim as requested (November 2017) to an email address given to me by a customer service agent.
I followed up 3 weeks later after no word from the authorization department and a customer service agent told me that the HMS claim # system had just recently been changed from numbers to mostly letters and that I should re-submit my claim again with the new claim # (letters) in the title of a new email to the authorization department. I went ahead and re-submitted. 4 weeks later I finally received an email saying my claim had been received and to allow 7-10 days for processing. Another 4 weeks later I received a generic email requesting that I send the authorization department additional information, ALL of which I had included in my original email. I resubmitted the information again (attached an itemized invoice, etc) along with an email detailing what had happened.
3 weeks later I had still not heard anything back so-called customer service again. It was at that time they said my claim was denied because valves aren't covered. Since then I have called customer service a few more times to try to appeal along with a detailed account of what has happened, but it is like starting from scratch every time and it goes nowhere. I try to tell them that I am not requesting reimbursement for the actual water line because I understand that fixing the valve is not covered. I've just asked for reimbursement of the ceiling patch to diagnose the problem.
We were assured on several occasions that the patch would be covered, but nobody seems to be able to help. They have flagged me to speak with a supervisor, and I received a call from one while I was at work one day, but I was unable to take the call as I work at a hospital. She left a voicemail that said she would try to call back again shortly, but nobody has tried me again and that was over 2 months ago. The return phone # she left for me just takes me back to regular customer service.
Overall such a frustrating experience. The customer service department appears to be so disconnected from the authorization department, and it certainly seems like the authorization department does not actually read through the information that is sent to them. Still hoping that a supervisor from HMS will actually take a look at my case (it is now April 2018), but after all this time I feel that the outlook is not good. I would not recommend that you use HMS Home Warranty. Go with a different company or just find a good local plumber or contractor to do the work instead of going with their recommended plumbers. We likely could have avoided this whole thing if we had a better plumber out there from the start.
Reviewed April 4, 2018
Having Cross Country is a little bit of assurance knowing that we might not have to put out a whole lot of money. I had called in two repairs for a sink leaking and for a toilet and the guy came and said, “I’m here to fix the toilet.” He knew nothing about the sink, but we didn’t bother with it. We just twisted something and we got it fixed. It wasn't a big deal.
Nancy - Thank you for sharing your experience with us! We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin
Reviewed April 4, 2018
HMS Home Warranty came with my house when I bought it about five years ago. Submitting a claim to them is easy. Their reps are all good. On a few occasions though, I’ve had people that didn’t know how to clearly pronounce the English language which made it impossible to communicate. The last guy, about a month ago, told me that I didn’t even have an account with them because he couldn’t understand me and I couldn’t understand him. Then, he put me on the phone with somebody and she apologized that I couldn’t even understand him.
Sometimes I have problems with the service providers but they get them reassigned and it’s not an often occurrence. I had some sophisticated appliances in my kitchen. So, when they send a regular guy out, that might not be the person to be able to work on it. But usually, the quality of work is pretty good. I would recommend HMS Home Warranty. I recommended them to my brother and he has the warranty now. Every time something breaks, they send somebody out and fix it.
Jason - We appreciate you taking the time to share your experience. We value you as a customer! The feedback you’ve provided is very important to us and we’ll continue to work hard to manage your home warranty needs. – Tanya
Reviewed April 4, 2018
I got TotalProtect Home Warranty when I bought my home and I love it. They contacted me and I liked what they said so I went with it. I usually submit a claim by phone and recently, I had them service an appliance. My interaction with the claims rep and the technicians were good and I would tell my friends about the service.
Azalee - Thanks for sharing your experience. :) - Tanya
Reviewed April 3, 2018
HMS has been giving us the total runaround about fixing our heating system. We have been customers for three years and now we have a claim and they are unresponsive. I reported a claim on our Boiler Heater in mid-FEBRUARY and it is still not repaired and they are not responsive! Every time I call they say the problem is in "research" and they will contact me when they have a resolution. Hummmm, frustrating and dissatisfied.
Judy - I agree, this level of service is unacceptable and I completely understand your frustration. We aim to provide service in a timely manner and missed this objective. Thanks for providing your feedback.
Reviewed April 3, 2018
My furnace broke and we were with 10 degree temperatures three weeks later and they still did not replace or fix the problem. Then they hit us with $1,300 of replacement fees for installation. The same price as the unit. They don't care about replacing anything and that's not including the $100 we are already paid for someone coming out to the house. We asked them to just pay the unit and we will pay someone to install it and they refused to do that. For three weeks my family and children had to be with space heaters and they still did not fix the problem.
Reviewed April 3, 2018
I heard good things about HMS Home Warranty from a friend. It was wonderful submitting a claim to HMS. The reps were good. Also, the techs were great. They went through the trouble or the problem and they took care of it. Everything was well. I’m very happy with the company. I had a couple of claims and they took care of them. I would highly recommend HMS to anybody.
Hossein - It is our pleasure to give great customer service and offer stress-free repairs. Thank you for taking the time to share your claim experience with us. - Tanya
Reviewed April 3, 2018
My house is going to be 10 years old so I figured it might be smart to get a home warranty. I had the local provider and then I switched to TotalProtect. I like it with the claim. I submit claims online and it's simple and easy. The last claim I had was for the furnace and the guy was great. He was here, didn't have the part, left, and came back in about half an hour. He finished up and everything worked out really good.
Thomas - Our goal is to provide homeowners like you with superb service and we are happy to hear we delivered. Thanks! - Tanya
Reviewed April 2, 2018
My main electrical panel needed to be replaced back in January of 2018. I had a requested services paid my 125.00 deductible and waited for the weather to warm up for the repair to be complete after a week and a half and not hearing from the repair service I contacted Total Protect to complain and air my concerns as I was told that this issues was dangerous and possibly a fire hazard. I was told that they would reach out to the repair service and get back to me. After several more days I called again and was told I they were unable to contact the repair service and would have to reassign it to a new vendor. I asked would I have to pay another 125.00 service fee and they said yes.I then asked in order to expedite the process could I get my own repairman. After checking with a supervisor they said yes. The repairs were completed on January 12, 2018. I was told within two weeks I would receive a reimbursement check in the amount of 1, 172.80 . After two weeks I called and was told do to volume the claim was still being processed. I have submitted and resubmitted the invoice several times and spoken to customer service personnel, supervisors etc. to no avail. Any assistance you can offer would be greatly appreciated.
Sherill - Thank you for sharing your experience. We apologize for the inconvenience and delays with your claim and reimbursement check. We value you as a customer and appreciate all of your feedback. - Tanya
Reviewed April 2, 2018
Something went wrong with the freezer in the refrigerator and we submitted a claim to HMS Home Warranty. The repair guy that came was pleasant, very professional and polite. He fixed the problem and he did a good job. Our experience in submitting the claim was good. I’d tell my friends that if they want a home warranty, HMS Home Warranty is a good one.
Ron - We appreciate you sharing your experience and are thrilled to hear that you would refer your friends and family to us. It is our pleasure to provide you with top-level customer service. - Tanya
Reviewed April 2, 2018
We have always carried a home warranty on every house that we've ever owned. We have purchased a new home and the builder warranty was up after a couple of years. I searched the internet and made some comparisons. And then I found some sites that had given TotalProtect very high ranking for customer satisfaction.
When submitting a claim, I had a little bit of frustration with understanding the accent of the person that was on the phone for a moment, but it got better. I just had to adjust a little. And then the rep had a bit of problem finding a refrigerator repair person in my particular area. The first guy that he called was not very responsive. I called back and they rescheduled and sent Sears Home Appliance in its place. The guy who came out was great. He was in and out and did a really good job. He also explained everything he was doing. People looking for a home warranty should certainly consider TotalProtect.
Peter - Thank you for sharing your experience. We apologize for the hiccups you experienced with the claim. We are glad that your overall experience was satisfactory and appreciate the recommendations. - Tanya
Reviewed April 1, 2018
I usually call in when submitting a claim with TotalProtect Home Warranty and my experience has been okay. Depending on which company, I've had good and bad technicians and good or bad work quality. The good ones were professional and courteous, but I've told the bad ones off and I will not use them again. However, TotalProtect recently hacked their prices twice and that's uncomfortable. It's like everyone else doesn't matter and their options are you either accept it or you don't. Their prices are going up and I have to watch making a claim.
Rayburn - Thank you for taking the time to share your experience. We appreciate your feedback and will be happy to address the concerns you have with the coverage. If you like to discuss this any further please give us a call. Thanks! - Tanya
Reviewed March 31, 2018
Not a good company to work with.
P.S Never re-claimed toilet issue to much hassle.
Donna - I appreciate your feedback and I am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are exclusions and items that may not be covered. It is clear that your experience was unsatisfactory, and I’ve reviewed your claims to ensure that you received the full benefit of your warranty. Your coverage for sediment buildup only applied to water heaters. The coverage for approved replacement appliances is for base models only and not an exact match. I know the outcome of your claims was not what you expected, but the results were within the full terms of your warranty Agreement. – Tanya
Reviewed March 31, 2018
I was offered Cross Country Home Services through my mortgage company and I completed the application on the computer. I like their online application and I like it better than having to call someone and not getting anyone and be confronted with the automated services which I hate. Also, I had an excellent experience submitting a claim. I did it online and got an immediate response. The provider showed up when he said he would. They showed up within 48 hours, but it took three visits to correct the problem as they had to order pieces. I like the coverage plan that I currently have. It works for me and my family. I've been with Cross Country for four years and I’m satisfied with having their services. The home warranty is very valuable to us for the items that are covered. I have referred family and they’ve all subscribed to Cross Country.
Avone - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service.- Tanya
Reviewed March 31, 2018
My husband started the plan with TotalProtect Home Warranty. We wanted to avoid any excessive out-of-pocket repairs once our warranty was off of the appliances and things that we had. We have had them for about seven or eight years and it has been easy to submit a claim. Several weeks ago, we had to have a repair done on our refrigerator. We usually have the same technician all the time. His name is John. We have a good rapport with him and he’s usually on top of how to handle the repair and does it effectively, efficiently and on a timely basis. Usually, when we call, he knows exactly what’s going on and gets the right parts and things that we need.
We enjoy the program but we're just a little disappointed that they raised our out-of-pocket expense considerably as far as our deductible. Even so, we would tell a friend that they are very accommodating and they handle things in a prompt manner. Whenever we've called, we've always been able to get a quick response and the service people that they send out are capable of handling the situation and do it in a prompt manner.
Delores - Thank you for sharing your experience. We appreciate the kind words! We are sorry to hear we disappointed you with the deductible increase. This is typically a result of an increase in the cost of parts and an alternative to not increase monthly premiums. If you would like to speak with us any further regarding your deductible increase please contact us. - Tanya
Reviewed March 30, 2018
We purchased a home almost exactly a year ago. I have so many horror stories to tell you about HMS Home Warranty. 1) We have TWICE gone without heat for OVER A MONTH when there is has been FREEZING temperatures. Both times, we had to contact our realtor in order to get them to actually come and fix and ultimately replace the furnace. Apparently, our matters were only important if they were going to lose their business from FC Tucker.
2) We just spent over a MONTH without a working oven. 3) They have come to repair our dishwasher at least 5 times and it still does not work right. 4) Our hot water heater now has gone out. It is Friday. They say no one will even come to evaluate it until Wednesday. Then it will take at least A WEEK to even decide what to do, and then it will take even longer to get the parts or new product and complete the repairs or replacement.
5) More than once there has been very fishy stories about blaming others for not getting things done. With the oven, they swear they ordered the part, but it just went "missing" and was never delivered. They always when we call also will say they promise to have a decision by a certain day and that NEVER happens. NOT ONCE HAVE THEY BEEN TRUTHFUL. I have NEVER before in my life EVER left a complaint about a company before, but this has just become more than I care to handle. DO NOT CHOOSE THIS COMPANY. Realtors, do not work with this company! They are the worst!!!
Original Review: March 30, 2018
We have had a contract with this company for a few years and always had good service from them. However presently we are experiencing a plumbing problem that is supposed to be covered by our policy and we are not being serviced. We have been calling daily for over a week, and no one has been dispatched to help us. Two of our friends who had been considering purchasing coverage with this company upon our recommendation have since reconsidered. We are very disappointed and will be reporting Total Protect to the proper authorities if this is not handled soon.
Peggy - I am sorry that we have disappointed you. We value you as a customer and are sorry for the delays and inconvenience. We spoke with Mr. Wilson today and he confirmed that our service provider has completed the repairs and he’s pleased with the outcome. Thanks for allowing us the opportunity to address your concerns. - Tanya
Reviewed March 30, 2018
I have a claim in to repair my washer since March 4. The service technician came out right away and put in the part request. Since then the claim has sat in their "research" department. I have been told on two occasions that the part has been ordered to later find out that they never ordered the part and it is still in the research department. I have been told numerous times that a decision is supposed to be made within 48 hours, but it never does. This experience has been awful, and I don't know where else to turn as the customer service reps cannot provide specific information or lie.
Reviewed March 29, 2018
We have been attempting to get our cooktop fixed since the first week in January. Upon placing the claim, the service provider came out within the week and notified HMS of the parts needed. None of this information was relayed to me, I had to call customer service each week to get an update. When the service provider received the parts, 2 were broken and one was incorrect. They notified HMS and HMS did nothing until I called to ask what was going on. Then different customer service reps told me that another department was reviewing it to see next steps and I would receive a call. I have never received a call back. Followed up again, was told new parts shipped in early March and that it was my responsibility to follow up with service provider. When I followed up with service provider 3 weeks later, they never received new parts or any new information from HMS.
HMS tells you "that's a different department" "they will call you in 24-48 hours" "you cannot speak with anyone in a different department" and basically chooses to give you the runaround with the hope that you will just pay to replace/repair the appliance yourself because the hours I have spent on the phone and the headache in dealing with this company is way more than the cost of the parts. From all I can tell, this is the way they operate, as with most insurance companies. Do not call unless you have an hour of your time to waste each time with customer service and take good notes as to what they tell you. If you are planning to get a home warranty, do not use this company!
Reviewed March 29, 2018
We have been in our new home for about 7 months. We have had a previous claim which went very smooth and we were very happy. However, that was a simple issue with the clothes dryer. We had an error code appearing on the double wall oven, the repairman came out, ordered part for a latch on door causing the error code. He came back a couple weeks later to install it. When he turned the electric back on, the ovens no longer turn on AT ALL. He said the control board is bad and needs replacing. He was unable to order part as it is no longer manufactured. HMS advised they would TRY to locate one. Here it is 3 weeks later, they said one is 'in transit' however the tracking information is blank. The first 2 calls 10 minutes prior however, advised me that one part was ordered and on its way with expected delivery of tomorrow but that was a minor part, not the one that is required to actual get the ovens to work.
Same issue with our stove top. One side of the burners do not light. Manufacturer advised they no longer make the ignitor switch for this model. HMS however is still giving us a runaround about this as well. I believe the warranty works well IF your issue is quickly identified and quickly fixable. After reading thru reviews, it seems we are not the only people waiting weeks upon weeks for items to be fixed/replaced and the issue is NOT the repairmen. It's HMS Warranty giving the runaround. Our repairman actually cannot believe that they are not just offering replacement as it's been weeks. Sadly he said it could actually be MONTHS before he hears anything from this company.
Home warranty SOUNDS good, but with HMS warranty it's great until you need to actual use it. Easter dinner will be at a loss thanks to the lack of true coverage applied by HMS. Customer Service with this issue has been horrid. Began nice until I realized I'm not getting any actual information in regards to where the parts are to fix the wall ovens. When I asked for tracking number they advised it's 'missing.' When I asked for supervisor they said they cannot allow me to speak to one, then tried to hang up on me multiple times, then left me a message after placing me on hold for over 15 minutes until call disconnected to advise one would call me back (which did not occur and prompted my review). They also wouldn't transfer me to the department that approves the work or the department that orders the parts. It's one of the saddest service departments I have ever encountered. I also receive different answers from each rep. Very sad.
Reviewed March 28, 2018
On 3/12 my boiler stopped working. I hit the reset button 3 times (outside temp 33 degrees) no heat or hot water. Called at approx 1500 and they scheduled a service tech for 1530 the following day. Tech arrived. Paid the deductible and said someone would be in touch. 2 days later I called in and was informed they were waiting on info that no one bothered to tell me about. Immediately emailed the info over but was told that it would be 3-5 days to review. Snowstorm expected the next day to bring 16 inches of snow no heat/hot water and a 13 yr old, 2 dogs in the house and this is "emergency service".
After several more calls and several more "assumptions on the customer service rep side, they tell me they want a second opinion, refer me to a company that does not work on oil heaters, and then the 2nd company doesn't call back like they said they would. Then I'm told to find my own. When I do that I treated like it is all my fault because "my contractor" gave the quote... I never even work with the company before... got them out of the phone book - at least they worked on oil heaters unlike the referral HMS gave me! 16 days later I'm told it's not cover because it's pre existing and they don't cover that... what's the point in a home warranty that states - covers unforeseen pre existing... if they are going to lie about it?
Reviewed March 27, 2018
I'm a member of the Pentagon Federal Credit Union and I saw something there that recommended TotalProtect Home Warranty. When I call TotalProtect to make a claim, it’s an excellent experience. They respond, give me my claim number and the person I need to call. Though one company that they sent for the air conditioner didn't do a good job, so I had to call them back. But that was a couple of years ago and they took care of it. TotalProtect has done well so far.
Wilbert - It is our pleasure to give great customer service and offer stress-free repairs. We apologize for the inconvenience you encountered with one of our service providers and are happy that we were able to resolve that matter. Thank you for taking the time to share your claim experience with us. - Tanya
Reviewed March 27, 2018
When I bought my house, I had a concern about a couple of things on it and the realtor said not to worry because he’d get me an HMS warranty. So far, I filed a claim for my stove because the oven wasn’t working. I called it in and they referred me to a local company, then that company called. Then the contractor came out and fixed the oven. Their guy was very professional. So, the experience was good and I was surprised because I thought I would get the run-around and they'd tell me that the repair was not covered under the warranty, or the contractor couldn't fix the stove. I would recommend HMS and tell my friends and family that they did a great service for me. They’re top of the line.
Reviewed March 26, 2018
Total Protect just ripped off my daughter of $100 by neglecting to tell her that her water heater was not covered by electrical fire. They sent a repair company out and collected $100 only to say she's not covered. They actually stole $100 from her. As if escaping the dangers of an electrical fire wasn't enough to go through that day. Then they lied about it when I asked for a refund. Not a reputable company at all.
Reviewed March 26, 2018
I have placed three claims with HMS since purchasing a warranty in December of 2016. The first one was on my air conditioner, which after six months and hours on hold finally did get fixed. The other two claims were filed on the same day, July 10 2017. I finally got someone out to look at each of them in October, after which I was told the claim on my water heater had been closed and would be reopened, and someone would call me to set up an appointment with a provider. In 15 months, I have received one call, which was today.
Eventually, after many lunch hours spent on hold and having to hang up, I got through at the end of 2017 and was told the claim was closed again and could not be reopened as my policy had expired. It was open for nearly six months and then closed allegedly because HMS had not heard from me, after they had told me they would be contacting me! My refrigerator door has been leaking since the same time, and finally in October someone did come out and evaluate the door. I paid the $100 deductible and was told the new door should arrive in 5 - 10 business days. After calling for another five months and being told every time there was no tracking on the part from purchasing, the door was finally re ordered on March 21st.
Now today I finally get a call from HMS, who proceeds to ask me if I would like them to order the replacement door and complete the repair or if I would like to take the cash out option for $200 less than the door itself costs. No explanation was given as to what happened to the most recent part order, and my pleas to have the water heater claim reopened before it blows apart in my basement have been denied at every turn. HMS has proven themselves to not be worth the $700 and countless hours I have invested in them to provide their service.
Reviewed March 26, 2018
Next day the sales rep comes out and we are talking about a replacement unit. He calls the number that was provided and we were told three different things by three different reps. In the end I was informed this needs to go to a supervisor for approval. So I proceed with the install because it will take place on Sunday and I will have heat in my home. The Total Protect Rep said they can provide someone to come out but it will be during the week. I am sorry I have to work I am a single dad. I proceeded with the work. LATER after speaking with another rep, after I have a new heater installed, I am told that Total Protect would have put me up in a nearby hotel? Why was I not told this before so then I could have waited. Instead I am not arguing with this lovely company. I have heard via Voicemail from a supervisor that my claim stands at a small fraction of the cost. I am sorry pick up a phone and talk to me. Give me a direct line to call you back on not customer service where I will have a lovely sarcastic conversation with them about how things roll down hill.
This is not the first time I have called to complain. The repair company FINALLY came to fix my fridge after about 6 weeks of waiting and having to cancel once because I had no power. Then the repair company never contacted me. So I called customer service they did a three way call with me and scheduled for a Saturday between 10-2. Then I get a call to schedule for that week because the person I spoke with never put me down. If this is the type of repairmen this company uses and I mean CHEAP LABOR. The fridge guy came in his own car and no uniform. Just looked like a guy off the street.
Makes me wonder what type of heater I would have gotten from TOTAL PROTECT HOME WARRANTY.
Reviewed March 26, 2018
We had warranties with the Old Republic and with American Home Shield, and I thought TotalProtect Home Warranty was a better deal financially which it didn't turn out to be. They came through on a lot of the work though. Submitting a claim hasn't been difficult, but getting the contractors out and looking for the right things was what stood out in my mind. They set it up with a contractor and I called them after I called a technician that we had used for small jobs. He gave several specific things that were wrong with the air conditioning unit. He told us that several parts were bad and needed to be replaced. And then the original contractor went out but he couldn't find it.
Our local guy said he was apparently too lazy to go up on the roof and test it. And even when I gave the contractor the information, he came back and said he couldn't take somebody else's information and had to do his own work. But his own work was bad, he replaced the thermostat instead. It took two months to get the problem fixed and I had to go back and forth a few times and finally demand that they send a different contractor out. But getting that initial contractor set up was not difficult. And they finally did the repairs, but I had spent a lot of times going back and forth with it.
Reviewed March 26, 2018
I’ve had HMS Home Warranty since I bought my house back in 2002. They’ve been there when I needed them and payments have been convenient as far as setting up the payment plan. Whenever I need to submit a claim I will just call the number from my pamphlet that shows everything I have covered. And they give me someone to call and fix the problem. And I call them, set up an appointment and then pay my deductible. It’s been very convenient setting up appointments with contractors as well when I’m available. It’s fairly quick, which has been a real plus.
The only time I’ve had an issue was a few years ago with my air-conditioner. The company that had come out to do the repair did half of it and then didn’t complete it. They apparently closed down. It was all a big mess. But when I called HMS back, they were very quick to respond and get someone else out here to finish the repair. I’d already paid my deductible so I didn’t have to pay anymore. That was 15 years ago and it worked out in the end. And so I will recommend HMS. It’s worth the money spent on it.
Sincerely, Stephanie
Reviewed March 25, 2018
It was effortless to submit a claim to HMS, but there was an issue in their scheduling system as it matched with the service provider that they hadn't accounted for, and they weren't really apologetic about. But the service provider was incredibly professional and very polite. Once we figured out that HMS made a bit of a scheduling issue, they were really good and accommodating in going out. They did the work really fast and it's been good since. We were really happy with that.
Tara - I am so happy to hear you had a positive experience with our service provider. I apologize for the issue with scheduling the appointment we are working to ensure this system error does not occur in the future. Thank you for your feedback! - Stephanie
Reviewed March 25, 2018
I emailed their corporate headquarters with no response for almost a month now. They are very quick to take you money, but do not show any common courtesy for customer service or honoring their contract.
Dale – I’m sorry to hear about this experience. It’s definitely not the level of service we aim to provide. Our goal is to provide service quick and efficiently and we missed this objective. Your feedback is very important to us and we’ll use it an effort to improve some of our processes. Thanks! - Tanya
Reviewed March 25, 2018
I've been with TotalProtect since 1999. The warranty came with the package when I first got my mortgage and I've been happy each time that I called them. The people they send have always been polite as well, other than one person that I had a bad problem with. But it was okay, the job was done in the end, only the person was not that great. The techs are usually very good and when they say they're going to be here at a certain time, they actually get here at a certain time. If they can't fix what they need to fix, they'll let me know and get back to me when TotalProtect approves whatever they need to do. And their work has been very good.
The only thing is that they didn't replace the icemaker part. But it was written in my book, and once they told me where to look in the book, I saw it and the problem was solved. And when I first started, my deductible was $75 and I can't remember ever getting a letter telling me that they were going to increase it to a $100. But I'd still recommend TotalProtect and I've actually recommended them to a few people.
Angela - Thank you for sharing your thoughts on the services we’ve provided to you and for your loyalty! Our goal is to deliver on our promises and we are here for you when you need us. We appreciate your feedback! - Tanya
Reviewed March 24, 2018
My real estate agent suggested HMS Home Warranty when I bought my place. When he explained it to me, it seemed like a no-brainer and it hasn't been anything but that. I've had two issues and they were both covered so it's been great. The second time I submitted a claim, it was the day before New Year’s and I didn’t know they were open 24/7 for all days. I did it electronically and the first appointment that they got me was on Thursday. When I called them Tuesday, the day after New Year’s, they got the company a day earlier. It was awesome but had I known they were open, they probably would've been able to get me someone faster just because it was zero out here and there was no water heater. Still, everything was taken care of fine.
The technician that came out from Patel Plumbing was a very friendly guy. He looked at how old it was and that it was the leaking, then he did some diagnostic to it to double check and diagnosed that it was shot. I took the information that he needed and went back to the company with that info. It took him a day or two to submit the info but as soon as HMS received that info, they called me right away and said that they were going to replace the water heater. I only had to pay for the modification cost, which was minimal. It was a couple hundred dollars but they saved me $1,000 for that piece of equipment. I had to wait a couple of days then the tech came out and did it. It was seamless.
Reviewed March 23, 2018
TotalProtect does more for me than what other companies do. I had protection with a different company, but they only do so much. If they come in and they cannot fix the problem, they just say things like, "Go see an electrician." But the people that TotalProtect sends in, they get the job done and that is what I need. The interaction I had with their reps was very good as well. I had an issue with the dishwasher and they took care of it right away. And then, the tech was supposed to come and replace the gasket around the dishwasher, too, and he called me twice to do it. But I have been in the hospital for three weeks and I just got out, so I am now waiting for him to call me again. I tell my friends about this company all the time, how good they are and what they offer for what I am paying. And it is great getting someone in there who is going to fix the problem and not tell me they cannot get it done and that I still need to call someone else, which is a waste of money for the policy. I would recommend them.
Michael - We are happy to hear that you are home from the hospital and appreciate you taking the time to share your experience. We aim to make our claim process effortless and are glad to hear that we met your needs. If you need further assistance with your dishwasher repair please contact us so we can expedite a resolution. Thanks! - Tanya
Reviewed March 23, 2018
HMS Home Warranty was offered by our Realtor when we purchased our home. Having a warranty was a safety net in case the seller missed anything or anything went bad so we chose to get one. Since then, we had two claims with HMS, one for the air conditioner and one for the furnace. We called the number, got an automated response that issued a reference number and sent a notification to the company doing the work. The company contacted us the next day and scheduled an appointment. The company went through it with little to no problem and both claims were handled very easily. We just paid the deductible for the air conditioning. Everything has been great and we’re very pleased. HMS is a good company to go to. We just finished our first year and we’re renewing for another year.
Jon - Thank you for sharing your experiences. We are happy to have you as a customer and look forward to servicing you in the future for all your home management needs.- Stephanie
Reviewed March 22, 2018
First, try using automated scheduler. Won’t let me go back, so have to figure out how to speak to rep (not obvious). Second, speak to a rep who sets me up with a company who calls me the next day to say they were overbooked and need to cancel. Third, call back to have someone else come who can’t fix the problem. (Sink won’t drain. They send a garbage disposal tech.). Fourth, get told I need to pay another deductible. When I dispute, told a supervisor will be in touch in 24-48 hours. 72 hours later, no contact. Can’t reach anyone now either. I confirmed multiple times what the issue was and how this process should work. Nothing went smoothly and my drain is still clogged without resolution. Will advise others to ask not to have this service.
Reviewed March 22, 2018
I bought a house and it was under the contract with HMS Home Warranty. So far, my experience with them has been good. I called them about my hot water tank and my furnace and they took care of everything. The rep I talked to was great. I live in a little town of Georgetown, Ohio where there’s not a whole lot of availability to fix things. So, she told me that it would take 24 to 48 hours to get someone out, which it did. But they called me back and they sent somebody out who replaced my hot water tank. HMS also gave me somebody to come out and check my furnace. The people they sent were very knowledgeable and everything's fine now. I'd tell others that they need to give HMS a try.
Janet - Our ultimate goal is to provide an effortless claim experience for our customers, and we are happy to hear that you had a great warranty experience. Thank you for being a loyal customer, and for sharing this amazing feedback! Sincerely, Stephanie
Reviewed March 22, 2018
I got HMS Home Warranty when I bought my home so it was a one-year contract and I just continued it. I have submitted a claim online and by telephone although I have had problems with the clarity by phone as far as the person understanding because there was a language barrier, which happened one or two times already. When certain questions were asked, they had no idea and I was on hold for so long because he did not understand what I was asking. But online, it was easy to submit it. Unfortunately, it’s been crazy with our house. This past year has been that one year everything wants to go bad. I have done by telephone most of the claims but the last one was done online.
I’ve had no issues with the claims representatives at first, but lately, it’s been the last couple of times where someone did not understand what I was asking. There was another issue when someone came out to my house and the guy said, “This is about to go bad. It’s not going to last you long at any moment.” We got new flooring and when they moved everything for the flooring, our water heater stopped working. I called HMS and I told them I did not want to spend another $50 that I paid them in the submission. That was the reason why we got it and that claim was denied even though we called HMS in the first place for that water heater because this was an issue. The claim got denied.
All of a sudden, we had to call for a lot of things. I had enough and I have hung up the phone. I called back and one woman helped me within 10 minutes with everything I needed because she understood what I was asking for. That whole thing with the water heater was really frustrating because we got so many claims we paid $50 for. I paid somebody $50 to come out there and as soon as he walked in, he said, “Oh, my god. This thing is old and it’s bad.” He tried to advertise his business saying he could do it, but the claim was denied. He offered his services and pricing for it to get it done. And then it got moved because we needed a new flooring in that area.
It was just frustrating to call HMS again. I was told to submit our paperwork to them. I was not asking for everything to be paid for, but it would be nice to have something paid for when that’s why I called them in the first place, and that claim got denied. I had that person to come out and he was talking about charging all this money for me to go ahead and do it but HMS would not pay for it. He said that it was about to go bad at any moment, and that’s what happened. I was so frustrated. I did not fight this denial but it would have been nice to have something. Going through that whole process was horrible. I have not had any problems with HMS that’s why we renew with them but now I would tell somebody to shop around just in case. I’m not overly happy but I’m satisfied.
Reviewed March 22, 2018
I had a mortgage with PenFed and they advertised on their website as well as recommended TotalProtect for home warranty so I got it. It is easy to submit a claim to them. They have an online portal where I can go and submit a claim and they give me a reference number with the local contractors. The contractors schedule the dates themselves and if I need an earlier date, I can always call them and reschedule it. I like it. Everything is online, but in case I need to reach a representative, I call their 1-800 number and I get a response immediately.
So far, the contractors sent have been good. I had a couple of claims with my air conditioning and heating. All I did was pay my deductible and they covered everything else. The contractors give me a four-hour window, but they let me know that they're going to arrive within the next 40-minute window. The work they performed was of good quality. I’ve been with TotalProtect for 12 years and I still continue with them because of their good service.
Kolapalli - We are happy to hear that you are satisfied with the service, and appreciate your kind words. Thanks for sharing. - Tanya
Reviewed March 21, 2018
I just bought my house last year and the realtor told me to get HMS Home Warranty. When I submitted a claim, I just called them from the number in the pamphlet and I was answered by a human being on the first try. There was no hold time, and I just described my issue and they were very perceptive and seemed knowledgeable about what I was talking about. The call lasted like three minutes and I had an appointment with an electrician the next day.
The electrician was excellent. He was so helpful and friendly, and he came in and gave me a full checkup service. He topped off my Freon, which is a part of a heat pump. He also educated me on heat pumps, told me the kind of heating system I had, explained everything, and put in a new thermostat that works with my system because I tried to put my own and I didn’t know what I was doing. He was in and out within an hour. It was a great transaction. The $100 co-pay was very reasonable and I definitely intend on renewing my home warranty next year. One would be an idiot to not get an HMS warranty.
Reviewed March 21, 2018
TotalProtect responds quickly whenever I call them and they are very courteous. I usually file the claim over the phone and their representatives has been great. The technicians I dealt with were professional. All of them that came out has been courteous as well and they got the job done. I had a lot of incident with one of the toilets. But the technician came back out and fixed it. I’m very satisfied with my experience with TotalProtect. They respond quickly whenever I call them.
Cynthia - Our goal is to provide homeowners like you with superb service and we are happy to hear we delivered. Thanks! - Tanya
Reviewed March 20, 2018
I have used HMS since I bought my house. Since November 2017, I have had a leaky dishwasher, to which HMS has a total of THREE repair people on their approved vendor list. It is now March 20 and we have had them send out repairmen FIVE times (2 groups twice). The first group, Sears, sent a guy who watched instructional videos on YouTube on how to fix (try to), the second group, Miller Appliance Repair, must be using a cell phone for business as it went disconnected for two weeks, then came back and either the VM is full and not accepting calls OR they never answer. Lastly, JDL Maintenance, the owner/repair guy, came out for 10 minutes, then said he was "Moving his apartment and wouldn't be back or able to do his homework on it for probably a week or so". When spoke to on the phone, he came off as on drugs or drunk based on his behavior.
So NOW to HMS and their responsibility to all this - if they obviously can't pick decent providers for THEIR customers. When I continue to call HMS now daily, they tell me the same thing that parts have been ordered by Miller Appliance (who was NOT even the last group out there) and left our house the last time saying the problem was fixed, so...? HMS will not replace the dishwasher as of yet - guess I need to wait for a Zombie Apocalypse or something... I have never written a review before however, this company is SO TERRIBLE at doing what they are in business to do, I hope no one else pays their $675 annual fee...
Reviewed March 20, 2018
I submitted a claim regarding my heat pump on 03/12/18 due to it not working. Everytime I call, which is daily, I get a different story from each associate that I speak with. They claim to be waiting on Jensen Mechanical allegedly to make sure there are no non-covered charges/modifications. They have been told REPEATEDLY that there AREN'T! Yet, no parts have EVER been ordered and we're freezing to death. So much for "emergency" status. So again I ask, WHAT IS THE HOLD UP?! I had reservations about getting a home warranty and it looks like I had good reasons for feeling that way. I will NOT continue to pay for this service while they breach the contract. I've held up my end of this, but they haven't. I WILL BE pursuing LEGAL advice and any other resource humanly possible! A lawyer, attorney general, etc. This is FRAUD! My advice? AVOID THEM!
Reviewed March 20, 2018
The people at HMS Home Warranty have all been very cooperative and submitting a claim has been very good. I normally submit the claims online, and it has been easy to navigate their website. The technicians that have come out, as well as the quality of their work, were very good, too. I would recommend HMS Home Warranty.
Reviewed March 20, 2018
We had TotalProtect for several years and was extremely happy with them, so we decided to do it as a gift for my mom. My mom usually emails or calls them to file a claim and her interactions with the techs that TotalProtect sent were absolutely fantastic. About six months ago, she filed a claim for her gas stove’s sparker and the repair was done in a reasonable amount of time. I would tell my friends to definitely check TotalProtect. We checked into it for two of my sisters, but it has doubled in price since we have had it. So, that makes it a little bit harder. It’s a shame because they both really wanted it but it was a bit too high for them.
Sharon - We are delighted to hear that we’ve been able to satisfy you and your mom's home warranty needs. I regret to hear that your sisters were unable to enroll in the service due to the rates. We sometimes offer specials and they can periodically check with us for any in their area. - Tanya
Reviewed March 19, 2018
This company is horrible, you get nothing but the run around!! I'm going on 15 days no refrigerator, one part not even ordered yet!! No one knows why!! I've already paid my deductible problem diagnosed which according to their own email means my appliance will usually be repaired or replaced in 1-5 business days!!! When I tell them that the agents ALL say NO email says that!!! I read them the email and NO ANSWER......no one knows what's going on!!! Everyone just transfers the call all around saying they cannot find the account or claim and putting you on hold over and over meanwhile.....NO REFRIGERATOR AND NO ANSWERS!!!
Reviewed March 19, 2018
I've been a business owner and entrepreneur for 20 years, and I have never encountered a company this incompetent and dishonest. Absolutely disgraceful operation.
We've been paying Total Protect since August 2017 in the event that any unexpected system problems came up with our house (appliances, HVAC, etc). Our dishwasher stopped working in January 2018, so I put in a repair claim on Jan 30. Two weeks passed: nothing. Called them to find out what was going on. The job had been passed to a second service provider because the first one was sick. Second guy finally showed up, found the broken mechanical parts in the dishwasher, ordered new parts, then left. Two weeks passed: nothing. I called back, and after spending hours on the phone (mostly on hold) with both Total Protect and the service provider, they said the parts must be backordered and I should call back in another couple weeks if I hadn't heard anything. Two weeks passed: nothing. Called back again and the parts finally arrived to the service provider a few days later.
This is where it got really bad. Service provider came out and tried to install the new parts, but one of the parts didn't fit (it was the wrong part). He showed my wife and I the wrong part and said he'd order a new part. A few days later, a rude guy named "Johnny" from Total Protect calls me and tells me that they're going to offer me $180 for a new dishwasher (ours was about $600 three years ago). The reason? He says the tub of our dishwasher is cracked and that the tub is not considered a mechanical part.
This is where it goes from incompetence to flat out fraud on Total Protect's part. Our repair guy ("Billy") showed us the part, and it had nothing to do with the tub. We took before and after pictures of the dishwasher and the tub is perfectly fine. (I should note that we took pictures on the advice of our neighbor who went through a similar nightmare with Total Protect - and there's another neighbor down the street who is also having a huge problem with them.) I called our service provider and his boss on the phone and they both said that the tub was fine and that they'd never submitted a report to Total Direct indicating a problem/crack with the tub. They even sent me a copy of their report which made no mention of the dishwasher's tub and recommended a full replacement.
I called Total Protect to tell them this. A few days later, Billy (repair guy) shows back up to remove the parts he'd installed so he could send them back to Total Protect. He said that his system showed Total Protect was going to replace the dishwasher and he saw an order for the dishwasher in his system. I wanted to be sure we got a decent replacement, so I called Total Protect. The rep told me that there was no replacement scheduled and that they were going to offer $180 for a replacement because the tub was cracked. (I wanted to rip all of my hair out at this point and smash my phone with a hammer.)
I told her the background of what had happened because apparently there was no record in her system of the numerous conversations I'd had with Total Protect over the previous week. She placed me on hold for 20 minutes, then some other department picked up. I told the lady who picked up what happened and she then transferred me back to the service department. The new guy who answered from the service department this time told me the same thing: the weren't going to replace the dishwasher because the tub was cracked. I told him I have dated pictures of the tub, before and after - and there is no crack. I told him I have the report submitted to them from the service provider that does not indicate or even mention a tub crack, it recommends a replacement of the dishwasher. I told him my wife and I have talked to the service provider numerous times and he has repeatedly told us that the tub is not cracked and that he never told Total Protect that the tub was cracked. The Total Protect guy didn't care and said we could email that information supportservices@cchs.com (apparently, CCHS is the parent company of this whole operation).
That's where I am in the process right now on March 19, 49 days after submitting my claim. I'm submitting this review as a warning to other people: do NOT use Total Protect or probably any of the other names this company might be called underneath the cchs.com umbrella. They are incompetent. Apparently, they also make up information to try to get out of paying claims (yes, that's fraudulent).
You're better off setting aside the cash you'd pay them every month and self-insuring, because if something goes wrong, you'll get pennies on the dollars owed you - if you're lucky. There are three people on our street alone that are going through similar problems, so I can't imagine how that translates nationally. Stay. Away.
Reviewed March 19, 2018
I placed a claim with HMS Home Warranty regarding my Whirlpool refrigerator on 10/27/17 originally and it took them almost 30 days to repair the problem. Fast forward to March 7, 2017 and the refrigerator has stopped working again - still not cooling as before. A repair tech came and said it is beyond repair; HMS said they will work up some numbers and get back to me, they never did.
I called them on 3/15 and reminded that I'm an insulin dependent diabetic and need a refrigerator immediately to which I was told that the check would be expedited. I called them again on 3/19/18 and was told the check was mailed on Friday, 3/16 via regular mail and to expect it in 7-10 days (3/30) approximately. This is the second time that I've done a claim with HMS Home Warranty and their customer service has been just awful. I will not be putting up with this much longer and am researching other options for my home owner's warranty. Their attitude tells me they don't care and that is enough for me to know that I need to reconsider my options.
Reviewed March 19, 2018
This is in Weatherford, Texas. My father had this warranty for several years before he passed away, I kept it to ensure any major things were covered as we prepared to sell the house.
We live 300 miles away so when we had an inspector report on findings, we contacted Total Protect to schedule service- a full week before we were going up there- leaking faucets in 2 bathrooms and the kitchen, broken garbage disposal, dishwasher and water heater. ALL should have been covered.
I started trying to schedule a full week before we were going up there. FIRST problem was they only had 2 plumbers in the area and they were booked up for 2.5 weeks. After several calls (each one over 20 minutes on hold) one plumbing company said yes.
He (Area Plumbing) said I had to pay my $100 deductible for EACH thing he LOOKED at. If I didn't like it I could get someone else. Total Protect said they were sorry. In short, we went to Home Depot, bought everything, hired a plumber and paid for it.
Total Protect wanted the plumber to diagnose, then call them, and get an authorization and accept their payment- this was not an acceptable use of time for them.
It appears to me that the whole process with Total Protect is nothing but a scam to get your monthly payment then string you along.
If someone had been living in the house, no telling what damage would have been caused by these leaks over the 2 to 3 weeks it was going to take to get someone out.
I highly recommend that NO ONE take out their policy. Put your payment to another company or just save it so you can pay for repairs yourself.
Reviewed March 19, 2018
My realtor gifted the home warranty to us for the first year. It's a standard process for all the realtors in this area then every year after, it's the homeowner's responsibility. But there was a serious problem with our last claim with HMS Home Warranty and my husband was on the brink of dropping the whole service then. We heard some strange noise down in the basement and we found this little plastic pipe that had a hole. It was spreading water everywhere and everything in that room was drenched. I thought it was an emergency but it was late in the day on a Sunday and when I called HMS, they didn’t have anybody that was available to come out.
I asked what my options were and the agent told me to go ahead and call a third-party. She said that as long as they authorize the work, it would be fine. We would pay upfront and they would reimburse us. But it was going to be 9 o'clock at night so I asked the agent if somebody would pick up the phone to authorize even at that hour. She said she didn’t know but she gave me the number to call. I called but it said, “We are currently close. You'll have to call back in the morning.” It was not a service that could be offered at that hour at night because nobody was working at those hours. The girl that suggested it wasn’t aware but agents shouldn’t offer a service that isn’t available.
I was just glad that I didn’t call a third-party to come out and have everything ready to go to repair when nobody's physically working to authorize it. We just tied a rag around the little plastic pipe and it was okay in the end. But my husband was very angry and upset. He couldn’t believe that HMS Home Warranty couldn’t help us at that hour and that they made a false promise. He said that the service was terrible but I told him to give them a chance. It was just that one simple customer service glitch too. The contractors that came out were good and they actually told me that HMS is one of the better home warranty companies. They said, “You don’t want to go with another company.”
Erica - Thank you for sharing your feedback. I am so sorry to hear about the emergency in your home, and that we did not have an available service company at that time. I am happy to hear that the issue was corrected in a timely manner. We always want to provide you with the best claim experience possible. Thank you for being a loyal customer with HMS! - Stephanie
Reviewed March 18, 2018
They use servicemen are incompetent and fail to repair. After months of requests for my air condition problem they failed to fix the problem which caused me damages in excess of $50000 as a result of water coming out of the unit in our ceiling! They claim they are Sears warranty and when a claim is filed they don’t want to claim responsibility and pass it on to others. STAY AWAY. BEWARE YOU ARE THROWING AWAY MONEY with these people. Sign up with American Home Shield - top in the business - hassle free, professional and competent!
Reviewed March 18, 2018
I've had a good experience with HMS Home Warranty when submitting claims. I do it over the phone and their reps are prompt, pleasant and professional. The contractors that they sent were professional, too. I only use the service for plumbing issues. And I’m satisfied with my experience with HMS and I would recommend them.
Reviewed March 17, 2018
HMS Home Warranty came with the closing of my house when I bought it and submitting a claim was very simple and easy. They also have fast service. I did it both online and over the phone and the online process was easier. The technician came out the next day and everything was good. I would recommend HMS Home Warranty.
Thank you for sharing! - Stephanie
Reviewed March 16, 2018
We purchased our home last September and we got an HMS home warranty with the house. In the beginning of February the dryer broke. Called HMS and they sent a Sears repairman in three days. He ordered parts and everything seemed good. 2 boxes came and had a repair date quickly. Everything seemed good. Nobody showed up and when we called they rescheduled two days later. Nobody showed again. Called HMS and they told me to call Sears. Called Sears and they said one part is not made for that model dryer and can't be found. Sears said they called HMS and told them that. So HMS said they would call research and try to find part even though Sears said it's not made anymore.
We were told if an appliance can't be fixed a new dryer would be next. After a month of back and forth and HMS really trying to find a way to fix dryer then and only then we got a new dryer. This took a month to get a dryer. Did not need to take that long when they know in a couple days a part does not exist. Seems like a new dryer was last resort. Bad service and bad communication.
Robert - Our ultimate goal is to provide an effortless claim experience for our customers, and we apologize that recently we did not meet that goal. We apologize for the delays and inconvenience you experienced. We are working diligently to improve all processes, and ensure our customer's receive the full benefit of their warranty. Thank you for your feedback and being a customer with HMS. Sincerely, Stephanie
Reviewed March 16, 2018
Homeowners beware of HMS service. We had the worst experience with them. We were getting a sewer smell out of our shower and we called HMS to see if that was covered. They said, "Yes." The first plumbing company came out but were not able to find any smell, then HMS services sent G&B plumbing services to our house. Again they were not able to find any problem in the bathroom, the G&B plumbing services employee went in the attic and fell through leaving a huge hole in our ceiling. The employee wanted to go to Home Depot to buy the sheetrock to fill the hole but I said it needs to be fix properly and I never heard back from G&B plumbing services. When it happened we also offered to call an ambulance. The employee said he was ok.
Our frustrating was building because we had more problems than we began with, when I called HMS they kept transferring me around, placing my call on hold and suddenly the calls would be disconnected. I was told that all their service providers are insured so I should call the G&B plumbing services so they can fix my ceiling. I called G&B services several times and left messages no one called us back. HMS response was we should file a claim with our insurance and let them reach out to G& B services, I had to remind the rep that they were the ones that sent G& B services to my house. They did not care. Companies like HMS and G&B plumbing services should be investigated.
C Chin - I appreciate your feedback and am sorry to hear that this was your claim experience. It is a requirement that all service providers we work with be licensed and insured in case of a situation such as this. We are sorry to see you have since cancelled your warranty. If you have any further questions or concerns you can respond to this message or email us directly at erelations@hmsnational.com. Thank you. - Stephanie
Reviewed March 16, 2018
We've had HMS Home Warranty for multiple homes for 10 years and we've been happy with it. I've had good experiences with them. Submitting claims has been easy. We just call the 800 number and then talk to a claims person within about five minutes. Their vendors have also been generally on time. They do their job and I'm quite happy. The only critique I have is not being able to use the same HMS vendor continuously if the same problem comes up again. It is problematic when we have a clogged sink. It would be nice to use the same person each time. That way they know exactly where we live.
James - We appreciate you taking the time to share your claim experiences! We do our best to provide quick and reliable service and are pleased that we have met your expectations. We always want to send the highest rated service company in our network when service is requested. Thank you so much for being a loyal customer, we look forward to assisting with your home management needs in the future. Sincerely - Stephanie
Reviewed March 15, 2018
I have a claim from back in December where Cross Country hired a company to come out and fix my dishwasher on December 29. But they didn't do the repairs properly and the dishwasher continued to leak for 10 weeks. I didn’t know it was leaking and it caused damage to my under counter cabinets next to the dishwasher and I had a mold issue. But we could not get a hold of the provider that came originally. After many attempts, Cross Country had to call another company to come out and do more repairs in March.
I paid $125 for every time they came out plus $76 a month to have the service which is not doing good. On top of that, the damage cost me $3,000 and a month of not using my dishwasher. Then I'm still waiting for parts to come in which should have been done back in December. I’m very upset. It's also concerning me because they're washing their hands and telling me they’re not responsible for the resulting damage. But the people who said they would repair it to begin with didn't repair what was really wrong. They also said that they're licensed and bonded, but they can't show me that information where I can make a claim.
I've also asked to speak with the manager on two separate occasions but the Cross Country agents said they were not available. I asked for a callback and they said somebody would call me within 24 to 48 hours but up to now, I haven't received anything. That is concerning because the persons I talked with have no authority. I’ve called them 10 times for the last three and a half months, and all I want is a callback.
Reviewed March 15, 2018
I worked for a car dealership and one of my managers there told me about the experience that he had with TotalProtect. He made it sound so good. Moreover, sometimes when things need to be fixed, you'll have those unscrupulous people come out and they'll charge an arm and a leg. I found out that TotalProtect provides some savings and they have people you can rely on. I called them and I was accepted. They are accessible, personable and concerned, while other people are not.
A couple of years ago, I had a problem with a freezer in my house. I called and submitted my claim online. My wife was dying and she had to have medicine. The guy they sent out there and instead of taking care of what I needed, he told me about his mother who had cancer. He also told me it would take a couple of weeks to get a part. My son was sitting right there and he picked up the phone and called. We received the parts in seven days and my son-in-law put it in. I paid for them but I talked with TotalProtect and they reimbursed me my money. They will listen and they will react. My wife finally passed away, but I remember that vividly and I would not let that guy come back. But TotalProtect is good and I'd tell others what they have done for me. I've had a very good experience with TotalProtect and I'm going to get it for another house I have.
William - We really appreciate you taking the time to share your warranty experience. We are sorry to hear about the negative experience you had with the service provider, and are thankful we had the opportunity to make it right. We're sincerely sorry for your loss. Thank you for being a truly valued customer. We look forward to assisting you in the future with your home management needs. Thank you! Sincerely, Stephanie
Reviewed March 15, 2018
I bought a house and it has this warranty from HMS Home Warranty that came with it. Recently, the hot water heater went and the person that HMS sent out who did the repair and replaced the hot water heater was great. I am more than happy to be signed up with them when my contract ends, but I’m having issues with my dryer and dishwasher. I've had service done for them three times each and they replaced parts but it's not working right. The dryer keeps making a noise and the dishwasher still has a problem. With the $100 deductible for each visit, I could afford a new dishwasher. The first technician that was sent out was from Mastery Appliance. He was okay the first time, but the second time, he never returned my call.
They sent another one called Automated Appliance in New Milford, Connecticut. While the technician was okay, I’m still in a position where my dishwasher has to be replaced because it’s not working right. Overall, I like the service. They send technicians based on my schedule. I set them up and their rep put me in touch with them. But I would have to tell the customer service not to send Mastery Appliance to my house ever again.
Reviewed March 14, 2018
TotalProtect has very courteous representatives and they help me greatly, and I’ve always had fine interactions with them. I've had TotalProtect for 10 years, and I typically call on the phone when I submit a claim. The hardest part I had in the past was that it took a couple of days for a contractor to get here. But this time, my claim went really nice because I was able to use the guy who also fixed my furnace before. I wound up calling him since I know that TotalProtect uses them as a client. Then I got in contact with TotalProtect at the same time. The guy was almost on his way over here so it worked well for me to get it all coordinated. I kind of shortcutted the process and got the guy right away.
Sometimes I have trouble with some of the guys they use, but the technicians that TotalProtect sends all seem to be really knowledgeable and are able to fix the problem for the most part. When I had an issue with my air conditioning unit two years ago, one of the contractors was horrible. It took them three weeks to fix my AC and they kept promising stuff. I called TotalProtect and blasted the contractor. And they thanked me for the information. All in all, it has been a great experience and I would recommend TotalProtect.
Sincerely, Stephanie
Reviewed March 14, 2018
HMS Home Warranty came with the condo and it was the seller who purchased it. The guy from the contractor that HMS sent out was wonderful. He looked at the issue and after they decided that they couldn't fix it, they submitted the claim and processed it. It took a little longer than I expected but it was fine.
Janet - Thank you for sharing your thoughts on the services we have provided. We appreciate your feedback! - Stephanie
Reviewed March 13, 2018
We looked at the monthly rate and the copay for repairs when a mailer came from TotalProtect, those were both reasonable. We've had TotalProtect for so long now and having the home warranty takes away the surprise of a high repair cost if we know that we only have to pay $35 which was the copay when we started. We are pleased with the service but we are concerned that the copay has continued to go up. It is already at $100 which is high and I wish they would look at how they could lower it.
When submitting a claim, we never had to wait for a very long time although we have some people that we prefer to come out over others. When my washer stopped spinning, we phoned in the claim and they came out to repair it. We’ve had the washer and dryer for a long time, we really like it and we didn’t want to go into new technology so we were happy that it was just the part that needed to be replaced. The technician was someone we have used before and we are very pleased with this particular service company so we were excited when we got them. They come when they say they’re going to come and when they do a repair, it is repaired. We have found TotalProtect to be hassle-free and for the most part, we know how much the repair is going to cost.
Thank you! - Stephanie
Reviewed March 13, 2018
I had a previous relationship with HMS Home Warranty on a different house. It was a good experience and I didn't see a reason to change providers. I use the online web portal in submitting a claim and that is simple and an effective experience with a prompt turnaround. Also, my interactions with their technicians have been very favorable. I've only had one experience where the technicians weren't suited up which I might have expected of people coming to the house. But otherwise, the work was exemplary.
Dax - Thank you for sharing your thoughts on the services we’ve provided to you. Our goal is to deliver on our promises and we are happy to hear we met your expectations. We appreciate your feedback. Sincerely, Stephanie
Reviewed March 13, 2018
Before TotalProtect, I used to be with another home warranty company for a few years and they were doing okay, but all of a sudden they gave me a hard time. They took a long time, like 50 minutes, in picking up the phone. Before I signed up with TotalProtect, I called them even if it was overtime and somebody picked up the phone in a reasonable time. TotalProtect is a better company. Submitting a claim with them has been very smooth and they sent someone in a reasonable time.
However, the person who recently came to repair my furnace said he had fixed it, then he came back and changed a part, which probably did not even need replacement, since that did not fix the problem and the next day my furnace was still not working. So, I called back but the insurance company sent the same person again. He spent a lot of time and then he said that he'd come back with another part. When he came back, he spent a lot of time again but he said that he changed a different part.
My impression was that he just tried to do a temporary fix. I said that if he could not fix the furnace, then why didn't he just say so and say that it needed replacement, since he was spending more and more money and time on the repair. But he said that it wasn't up to him. Somehow, though, he fixed the furnace and so far, it seems to be working but I’m not 100% sure. My concern is that if I have another problem in the future, he would come and charge more, but with that money we can get a new unit. Other than these, however, everything was fine in my experience with TotalProtect.
Rajat - We appreciate that you took the time to share your feedback and are here to help. I am sorry to hear about the delays and issue with the service company you experienced. We are always improving to ensure the best warranty experience, and appreciate you being such a loyal customer with Total Protect. Thank you! Sincerely, Stephanie
Reviewed March 12, 2018
I had HMS Home Warranty at my previous home. And when I purchased a house, my realtor included their warranty in my package. Something went wrong with my electric. I requested service and submitting a claim has been wonderful. It was a simple, easy-going process. The reps were helpful and absolutely amazing. The electrician who came out was wonderful as well and he did a fantastic job. Anytime I have electrical problems in the house, he would be the man that I would be calling. I'm happy with HMS overall and I would recommend them. Go with them because they take care of their customers. They're wonderful and way better than American Home Shield which I had a bad experience from.
Eddion - We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate you recommending our warranty! Providing efficient repairs and excellent customer service is our primary goal, and we appreciate the opportunity to serve you. Thank you for being a valued customer! Sincerely, Stephanie
Reviewed March 12, 2018
We have used Cross Country for a while and their customer service has been good. When I file a claim, I call and explain the situation then they give me a claim number. Now they’ve changed a lot. They leave it up to the customer to contact different companies. It used to be that they would contact them for me and I think that’s why it takes so much longer. A lot of times now, they would find the company and they’d let me know and I'd contact the company.
There were times that Cross Country took a long time to get back with me and it took some time to get everything situated and get something going like with plumbing and electrical claims or even to get a phone call back to let me know that they found someone. In our area, there are a lot of different companies that do not like to deal with these home warranty places so they have to go outside the area. But my husband and I wish there’d be more companies in our area that participated with the warranty because sometimes I have to go two hours to find someone and that takes several days to get them here. We had some plumbing issues back in the fall and there was back and forth it took them at least three weeks to get everything. It was bad. I was without a kitchen faucet for almost a month. But I'm fortunate to have a sink in my laundry room and I was able to use that.
Also, there are some things that we wish they could add but Cross Country doesn't cover. We had some attic fans that they don’t cover and it would be nice if they do because ours is no longer working. Other than that, we're satisfied with our plan coverage. The deductible has increased a couple of times since we've had it but we have had a good experience with it. There had been times that we used them and they were really a lifesaver because we've had some problems that could have been really expensive out of our pocket. That was helpful.
Pamela - Thank you for taking the time to share. We apologize for any inconvenience you have experienced. We are working daily to improve all processes, and ensure our customer's receive the full benefit of their warranty. Thank you for being a loyal customer! Sincerely, Stephanie
Reviewed March 12, 2018
Submitting claims in the past with TotalProtect was okay, but it's horrible now. In the last few months, they were going through some phone systems and we waited on the phone for hours. When the technicians came out, they had to wait on the phone for hours as well to get approval. Also, some other companies they sent out simply wanted to sell me stuff rather than fix things. I had to get second opinions quite a few times with the things they fixed and pay out-of-pocket to get it fixed.
And because I live in a heavily populated area, if the claim is about the water softener, there's only one plumbing company that they have in their system that would come out and fix it. They had to come out five times in my case. It was also next to impossible to speak to a supervisor. They kept telling me that they were busy or there was only one in the office and that they were going to call me back, but nobody did. Their service has deteriorated drastically and I know they're in the countryside. I've been with them for over 15 years now but I've been shopping for other companies. I've just had no time to change.
Terry - Our ultimate goal is to provide an effortless claim experience for our customers, and we apologize that recently we did not meet that goal. We did go through an entire system upgrade, and there were some bumps along the way. However, we have been working diligently to improve all processes, and ensure our customer's receive the full benefit of their warranty. If we can assist in any way or if you have any questions, please respond privately to this message with your address or claim number and we will follow up with you. Thank you! - Stephanie
Reviewed March 11, 2018
Getting a home warranty sounded like a good deal to me. I got one with TotalProtect and I had nothing but good experiences with them. I call them when I have a claim and they give me a case number. Then they make sure that the chosen service company gets a hold of me. The techs then come out, do their thing, and submit their findings. Then TotalProtect takes care of it. Their claims reps have been pleasant to deal with and they got things done in a hurry. The contractors they sent out also worked with me to solve the problems quickly and I've never been disappointed with the quality of their work.
Ralph - We appreciate you taking the time to share your claim experiences! We do our best to provide quick and reliable service and are pleased that we have met your expectations. Thank you! - Stephanie
Updated review: April 8, 2018
HMS made good strides to rebuild our trust in them by reimbursing us for the full amount of the job we needed done on our drainage pipe. We are pleased.
Original Review: March 11, 2018
I have had the WORST experience with this company. We moved into a recently remodeled home in the summer last year. Not even a month into our new home, we had a pipe burst. Well, we thought, no fear, we have HMS Home Warranty. Boy were we wrong! Not only did they send out an incompetent individual to try and fix it by welding an iron pipe (which turns out is impossible and he set the side of our wall on fire), but when we asked for a second opinion, we were told we would have to pay for it. HMS promised some reimbursement for our $780 dollar repair (about $130) and it was that or be flooded so, we went for it. The second opinion fixed the issue and we submitted the receipt for reimbursement for the promised sum.
IT IS NOW MARCH and despite more than 10 calls to customer support (averaging a minimum of 30 min per call) and runaround after runaround, conversations with "supervisors" and having resubmitted, per their advice, the claim more than 3 times, we still have not seen a dime of the promised $130. Long story short, we find HMS to be a total sham. What a horrible shock for first time home buyers who were so excited to be in their new place and took some comfort in the fact that we had a Home Warranty... Best advice: don't bother wasting your time or your money. It's not worth the heartache and they certainly don't care so energy wasted. I am surprised there has not a class action lawsuit yet...totally disappointed. I can't give negative stars but if I could, they would be 5 negative stars.
Sincerely, Stephanie
Reviewed March 11, 2018
The previous owner of the house that I bought passed HMS Home Warranty on to me. I've submitted several claims and I did the most recent one online. It was easy and the only issue I had was the times online didn’t match the actual times available that the technician has. They had to be adjusted over the phone.
Kim - We appreciate you sharing your experience! We are working daily to improve the complete claim process. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. Thank you! - Stephanie
Reviewed March 11, 2018
In the process of being a licensed real estate broker, I have encouraged a lot of clients to purchase home warranties when they bought their homes. I always felt it was a good idea to get a home warranty so I got one as well. Submitting a claim with TotalProtect has been simple and I've never had a bad experience with the people that I've phoned. They contact their approved people and connect me to them. I have also been impressed with the contractors who came out and the quality of work is excellent. I have recommended TotalProtect to my friends.
David - We appreciate you sharing your experience and are thrilled to hear that you recommend our warranty. Thank you for being a truly valued customer! Sincerely, Stephanie
Original Review: March 10, 2018
sorry for other customers those you have same experience.
Veerendra - Thank you for allowing us the opportunity to revisit your claim and verify that you receive the full benefit of your home warranty. Thank you for taking our call and allowing us to address your concerns. If you have any further questions or concerns please respond to this message or email us directly at erelations@totalprotect.com. We appreciate you being such a loyal customer! Sincerely, Stephanie
Reviewed March 10, 2018
This is an ongoing issue that has not yet been resolved. We got the warranty from the sellers, I did do my research and the HMS had great reviews. 5+ weeks back our dishwasher broke and we contacted the warranty company. They arranged a service company who promptly came, they looked at the unit and provided the information on the repairs. We gave them the $100 for the visit, they told us the parts will arrive in 3-4 days and they will schedule the visit. 3-4 days is still a long wait for a family with kids without dishwasher but we were okay. After 1 week we didn't hear from either the service or warranty company. So we contacted the service company, they told us they have submitted the request to the warranty company. We called the warranty company, they said R&D is looking at it and they will get back soon. We asked the support person what soon means, what's the ETA, she said she can't tell the exact date.
This was just the beginning of our frustration. After every 3 days we called and got the same response. After 3 weeks we got a call from the service company, they informed us that the HMS R&D didn't get the information correctly and the service company provided the same again. That means for 3 weeks HMS had no idea about what was the issue, they kept us in dark the whole time. We finally gave a rude call, I am a part owner of a company and I cannot tolerate anyone talking rudely to my employees. I did understand the support staff was just doing their job but I had it since I couldn't talk to manager or someone who could give me answers. Till today we have not got the issue resolved. We are thinking of buying a new unit, it's just painful without the unit. But I am not done, I am looking at going to consumer court. Anyone has any suggestions on how to go about it, I will appreciate it.
Reviewed March 10, 2018
When I moved into my home, I knew that over time, different things were going to start breaking down and fixing them was going to be expensive. I went on the internet and TotalProtect came up. I signed up with them and every claim that I have submitted went smoothly. When I called my claims in, their reps were very nice and helpful. Then they sent their people out fast to fix my existing problems and everyone was professional and did the work quickly. I love TotalProtect and I'm going to keep my warranty as long as I'm living.
Stacy - We're glad that you are a part of the Total Protect family. We appreciate your kind words! Our goal is to deliver on our promises and we are happy to hear we met your expectations. Thank you for being such a loyal customer! Sincerely, Stephanie
Reviewed March 10, 2018
When I bought my house, HMS Home Warranty was part of the close. They came out and analyzed the problem regarding my garage door opener. But I haven’t heard anything back yet. So, as of right now, it’s an open-ended claim. But they did a good job when I call in. They fix the claims immediately, but there's always another issue. They never have long-term solution to the issue because we have a continual issue that I just call for the same appliance every four or six months. The fridge's icemaker was broken for a while. They came out and did that but they fixed the icemaker for seven times now.
And there's never really a whole lot of knowledge on that from the customer service side. I understand those people are in the call center but at some point, those people need to be educated. I'm an insurance agent for American Family and that’s what I do for a living. We have a breakeven where we towed a lot of cars and we're aware of that information. At some point, the HMS CS reps could say, “Hey, this has happened six times now, and on times seven. We're now losing money on this. We need to replace your appliance for the long-term benefit of our company.” Other than that, the customer service reps have always done a good job.
Reviewed March 9, 2018
I have used HMS for my home warranty for the last five years. At first the service levels were ok but each year it gets worse and my deductibles increase every year. I sit on hold for hours (and I mean multiple hours at a time) when I contact them. They do not resolve issues or put the customer first. If you do get a hold of an agent and get someone scheduled for a service call it is always 5-7 days before they can come out. I would never recommend this company to anyone. Save your money and frustrations and go elsewhere. Even when you escalate to a supervisor you just sit on hold for hours with no resolution to what you are calling for.
Monica - We appreciate that you took the time to share your experience and are here to help. We’ve sent you a private message with our contact information. We look forward to hearing from you so we can review your claim and address your concerns. If you’d like us to review your claim to ensure that you received the full benefit of your warranty, please send us a private message. Thank you. - Stephanie
Reviewed March 9, 2018
For a while, if I had a claim to submit by phone to TotalProtect, it was really hard to get through so I finally decided to try the website and that was so much better. The customer service reps were decent enough and I try to stay out of the way of the contractors. I just communicate enough to find out what's going on and I let them do their thing and then they leave. The last company was very professional and considerate and they were nice people.
Six months back, my furnace stopped and I wasn't thinking of calling TotalProtect I called the person who would tune it up because I wanted to know why it broke down and had it tuned up again. He had trouble fixing it, he replaced something and that didn't work. So then, he called for business support from the company, they gave him some directions, he followed those, it worked and then he left. It worked for a few weeks and then it stopped again. I wanted someone different and that's when I called TotalProtect Home Warranty. Their technician came out and fixed it and what he replaced was what the other guy had replaced but he made some comments that they don’t make parts like they used to. So, maybe it was a bad part. Since it had a sense of working and then breaking down again before that, I’m still watching it. But it has been working fine since then so he may have actually fixed it.
There was also one HVAC that they assigned and the first one didn't do anything and so they assigned me to someone else. Recently, they assigned me to Advantage and they've been good. They have worked on it and then it worked for a while and then it stopped again. I've lost track of how many times it has broken down but they came out right away. They even came out on the weekend the last time. I made an appointment for Monday because I have a couple of space heaters so I figured I'd stay alive but when they found out it was out, they came out as soon as they could. They added it on the end of their Saturday to see what they could do. That was really sweet of them that I didn’t have to wait until Monday or Tuesday when they had open times.
Thank you! - Stephanie
Reviewed March 9, 2018
In early January I contacted HMS Home Warranty to place a claim for repairs on my home well pump. I was advised by HMS representative "submersible well pumps are covered under my warranty as long as it provides the primary source of water for the residence" (Pump is only source of water for my residence). Claim was approved. HMS was unable to locate a service provider in my area and advised me to find my own technician to perform work. I located a company to do the work and had the contractor call into HMS to provide insurance and license information to HMS as required. HMS then gave approval to third party contractor and again approved my claim to have repairs done and the cost of which would be covered by my warranty.
After the contractor already began working on my system a HMS manager called me back and stated there was a mistake and there was some confusion between "what was listed as covered in their old system and what was covered in their new system". As such, I was advised that my pump was not covered and my claim should never have been approved. HMS then refused to pay contractor for the work he had already started that they previously approved him to do. I was forced to pay for repairs out of my own pocket even though I had three separate HMS employees approve my claim prior to beginning any work (not counting the 4th HMS employee who approved the work to my contractor).
HMS manager admitted this was their employee's fault and they "should have never overrode their system to manually approve the claim" but refused to take responsibility for the mistake they made. I did not ask to have approval manually forced in their system and did not know this was being done on my behalf. I have contacted HMS about this issue several times now. Each time I am promised I will receive a manager call back with 24-48 hours per company policy. I have never received a single call back when I request one. I am only able to get updates by refusing callback and demanding I will wait online for manager when I call.
During my last call to HMS a manager promised to have call recordings reviewed and I would be contacted with an update afterwards, this was over a month ago now. I still have not received any updates to the progress of this promise. I called HMS again today and verified the review of call logs is pending in their system but have not been completed and no further updates are available. I have requested a corporate number for this company numerous times now so I can contact someone to have this issue resolved and have consistently been told one does not exist.
Please have someone from HMS corporate office contact me so I can fully explain the situation. I have proof and can substantiate everything I have stated in this complaint. I can also provide contact information for third party contractor who will likewise verify this claim was approved and he was told to proceed with work by HMS before they later recanted after he had started work.
Richard - Thank you for allowing us the opportunity to revisit your claim. If you have any further questions or concerns please respond to this message or email us directly at erelations@hmsnational.com. Thank you for your feedback. Sincerely, Stephanie
Reviewed March 9, 2018
I am currently on my 3rd hour trying get a claim paid. It seems like they are just trying to rip me off, claiming that the receipt for service claimed my furnace was working fine, when it clearly did NOT say that. UGH! Will not use this company again.
Reviewed March 9, 2018
When we bought our house, the realtor gave us a year's subscription with HMS Home Warranty as a gift. The first time we submitted a claim with them was for our furnace. It was easy and our claim was taken care of immediately. However, when we had a plumbing problem and we had to submit our second claim, we had a hell of a time. They kept telling us that we never called to report it and it took me three phone calls until a gentleman finally took care of the problem for us. He helped us and he was excellent. He said that whoever we spoke with the first time did not submit a report. He also said that at one point during that day or during the day before, the computers were down so that could have been why it didn’t go through.
The tech didn't come until the next day. He said that they've been extremely busy and that he was very sorry. He was a very nice gentleman and he took care of the problem. He did a wonderful job. He even took his shoes off to come in the house. We really appreciated the way he took care of us and everything has been working very good since the repair. So we've been very pleased with the way it has worked out for us even with that little bit of difficulty.
Bonita - We appreciate you taking the time to share your claim experiences! We do our best to provide quick and reliable service and are pleased that in the end we met your expectations. Thank you! - Stephanie
Reviewed March 9, 2018
I’ve had TotalProtect for about 14 years and they’ve been reliable through the years. When I call their 800 number, it’s initially automated. But then, when I get a live person, it’s quick and efficient. Their rep will connect me with the vendor who can come out and do whatever job that needs to be done. Their reps have been professional, very responsive, and they follow through. Also, most of the vendors have been fairly good. I’m pretty much satisfied with TotalProtect and I would tell friends to consider them as a home warranty plan.
Jerome - We appreciate you taking the time to share your claim experiences! We do our best to provide quick and reliable service and are pleased that we have met your expectations. Thank you so much for being a loyal customer, and for this amazing feedback! Sincerely, Stephanie
Reviewed March 8, 2018
My fridge broke on Jan 13th. I called HMS and on Jan 18th I had someone at our house to look at our fridge. I was given a business with a 1 star rating with the BBB to work with! Never in a million years would I have chosen to work with this business, but I had no choice. You have to go with the business they choose for you. They were atrocious to work with. The appliance company called me the following day, to tell me they ordered the part to fix my fridge and it would be there in 7 days. I then never heard from them again until March 5th. They never called to tell me the part was on backorder. I called them daily and they never answered. Left them a dozen messages that were never returned.
2 months of hell without a fridge dealing with them and no help from HMS at all to resolve the issues and get another company to come fix our fridge. I was told there were no other businesses close enough to my house that would come out to fix our fridge. Pathetic customer service on both ends. We have already switched to a different warranty company that uses better businesses for repairs! What's the point of paying HMS $500 a year if all they have to offer in a time of need is horrible companies to help you. No thank you!!
Reviewed March 8, 2018
Our realtor recommended HMS and I purchased them when we bought our new home. I got a one year home warranty in case the furnace, the hot water tank, the washer and dryer, anything mechanical in the home breaks down or the roof leaks. It depends on what type of warranty that I have and all those claims are made under that warranty. So, if the washer and dryer, refrigerator, stove, dishwasher break down within the first year, I pay $100 deductible and they come and replace or repair it.
The problem was that the washer and dryer were not working so I needed it done yesterday. HMS referred me to local vendors that could take care of my problem. I made several phone calls and some of the guys told me that they can get to me within a week or two weeks. I said that was unacceptable. So, when I called the last vendor, they said they could be out the very next day. I said that was fine and that I could live without the washer and dryer for one day. The vendor came out the next day, figured out what the situation was and got some parts.
They took care of it and put it all back together, and got me up and running within an hour and fifteen minutes. The gentlemen were very efficient at what they did. Also, they were very professional and was in and out as quick as they could be. They knew what they were talking about and did a really good job. The gentleman had several options on what he thought the problem was and he checked every one of them to make sure that it wasn’t a combination of more than one. I was really happy with that. I was also happy with my washer and dryer running and I've never had a problem since.
Michael - We are delighted to hear that we’ve been able to satisfy your home warranty and service provider needs and we appreciate your feedback. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you! - Stephanie
Reviewed March 8, 2018
I received a TotalProtect flyer in the mail. I wanted to try it and see how it works. Submitting a claim with them was easy. I did it online and they sent me an email confirmation. They came out and did what was needed. They were friendly and knowledgeable. Also, the quality of the work done was good and was worth the money. I would tell my friends that they should try TotalProtect because I had a great experience.
Yamkisha - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Stephanie
Reviewed March 8, 2018
The current customer who recommended TotalProtect to me said they were better than any other home protection places. I had a different service before and they sent someone out and then they misdiagnosed the issue. They fixed it and I paid the fee but it wasn’t fixed, so they tried to charge me another fee on top of that. I had someone else come out, paid them myself and they fixed the issue. I called TotalProtect to submit a claim and our interactions were decent. The contractor did a good job and so far, I like the service.
Cody - Thanks for sharing! We appreciate the opportunity to serve you. Thank you! - Stephanie
Reviewed March 7, 2018
Submitting a claim takes about five minutes max and the experience is seamless and easy. We have done it both online and on the phone and it has always been quicker just picking up the telephone and calling their number. I like talking to people and TotalProtect's representatives are very helpful. They know the ins and outs of the business. However, one of the problems we have where we live is that there are very few of their providers anywhere near us. We had a problem with the refrigerator before and the people TotalProtect was trying to send were over 100 miles away so that really did not work out.
This time we were able to get Sears to come in to fix the refrigerator but they are still 30 miles from here. Then again, if they're from Sears, you can count on how they train technicians. The tech was a very personable young man and he did a great job. He diagnosed the problem very quickly, knew exactly what he needed to do to get it fixed and was in and out in about one hour.
It would be easier is if we had providers that were closer to us. The closest one that we've been able to find is in Wilmington, which is still approximately 30 miles from here. But TotalProtect has worked with us very well too. When we had a problem a year and a half ago with the HVAC system, TotalProtect did not have anybody so we got someone local and they approved that person. We've certainly gotten our money's worth out of our TotalProtect home warranty. It saves us from having to buy the extra warranty stuff from the people that sell us appliances, and it gives us some peace of mind.
Frank - Our goal is to provide homeowners like you with reliable service and we are happy to hear we have delivered. We will continue to reach out and try to gain as many licensed and insured service providers as possible. We appreciate your feedback, and thank you for being a customer with Total Protect! Sincerely, Stephanie
Reviewed March 7, 2018
I first bought a warranty from TotalProtect Home Warranty when they had a relationship with Bank of America...it was tied to my home mortgage. The original contract was reasonably priced and the contractors that they used for repairs were reputable (e.g. Sears, licensed electricians and plumbers). After several years, something changed. The monthly service charges increased, they put annual contracts in place with stiff cancellation penalties, the deductibles increased from $75 to $150, and most importantly, they began using disreputable contractors for repairs. I didn't use the warranty service very often, and actually forgot about it several times when I had plumbing and electrical work done. The electrical and plumbing contractors that I used on my own were cheaper and more reputable than the contractors that showed up from TotalProtect Home Warranty. In one case, the plumber pulled up in a Chevy Malibu (i.e. no truck, no signage, no tools) and had to leave to go to a hardware stores to get materials for the repair. He had his brother with him, and at one point asked if he could borrow my tools to do the work. When I asked if he was licensed, he indicated that he was working on getting a license and insurance...hoped to get that done soon. And when he left, he told me to call him directly to avoid having to pay the deductible to TotalProtect Home Warranty, because he could do the work more cheaply.
My advice? AVOID THIS COMPANY. There may be legitimate home warranty services out there, but this isn't one of them. After all the fees, penalties, questionable contractors and deductibles, you are better off doing business with known/reputable contractors you can find through local resources.
Thank you. - Stephanie
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