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Cinch Home Services Reviews

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Edited by: Liz Bingler
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About Cinch Home Services

Cinch Home Services is a home warranty company that’s been in business for over 45 years. It offers three types of plans and different service fee options for flexible pricing. It also offers a 180-day workmanship guarantee and coverage for unknown preexisting conditions and mechanical failure due to rust and corrosion damage.

Visit www.cinchhomeservices.com
Pros
  • Offers three combination plans
  • Coverage for unknown preexisting conditions
  • 180-day workmanship guarantee
  • Available in most states
Cons
  • Service fees of up to $150
  • No systems-only or appliance-only plan

Cinch Home Services Reviews

Over 10k reviews since 2014

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    How do I know I can trust these reviews about Cinch Home Services?
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    Page 57 Reviews 8175 - 8325
    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed May 30, 2018

    Was with Total Protect Home Warranty from 2004 with the exception of 2015 when we moved to a new house. Went back in 2016. Also covered our daughter/son-in-law house from 2014.

    HAVE CANCELLED BOTH PLANS EFFECTIVE MAY 30, 2018.

    Daughter went online to submit a garage door claim, which was denied. Called company to inquire why they covered garage door springs in two previous occasions, and was asked to be placed on hold by the claims rep. She returned and said she received authorization and provided the date and time the repair company would come. The call was disconnected inadvertently but the rep called my daughter back and said she should let her mom know all was taken care of.

    Of course it wasn't. Repair company shows up and said the parts are not covered. He called Total Protect and they denied the claim.

    Called Total Protect the same day, the next day, and the day after that, EACH TIME SPENDING AT LEAST ONE HOUR ON HOLD.

    They said there was no record of my phone call, and no record of a claim being submitted???????? ?

    So, after basically calling me a liar, and wasting at least four hours of my time on hold, I was told by two supervisors that I submitted my claim online! No record of any call even though Total Protect made the appointment with the repair company, and they say calls may be recorded..

    Also came to find out they charged $125 deductible for the prior two service calls, even though they sold us an upgrade to lower the service call deductible to $100.

    Hmm.....After 13 years of loyalty, this is how Total Protect treats its customers.

    DO NOT TAKE OUT A WARRANTY WITH THIS COMPANY. THEY ARE NOT THE COMPANY THEY USED TO BE. NOT EVEN ON THE 10 BEST WARRANTY COMPANIES IN 2018.

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    Cinch Home Services
    Response from Cinch Home Services

    Anita - We are sorry to hear of the problems you experienced obtaining service. We aim to provide each of our customers with quick and efficient service, and it is apparent that we missed our goal. We regret that we lost you as a customer and apologize for the inconvenience.  Sincerely, Austin

    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed May 30, 2018

    My experience started on 05/07/18. Our AC wasn't cooling properly and it's 100 degrees outside so I put in a claim for our annual inspection/cleaning. The appointment was scheduled from 8-5. The man showed at 7:30 pm. I knew he didn't have enough time to clean our unit arriving at 7:30 pm. He hosed the outside (no chemicals) and looked at the inside. He cleaned nothing, said, "You're low on freon and your unit needs to be cleaned BUT, be prepared to replace it." "Wait what aren't you here to clean the unit." I ask. "Oh no we don't do that." "So what are you here for then," I ask? "I have to place another request with a different department." He said. Waste of time! So I have to wait a few more days to even place the request because the first guy took forever to close out the ticket.

    Finally, I'm able to put the request in. They can't come until 05/17/18. Again 8-5 is my time slot. The guy once again shows at 7:55 pm. He tells me that he has to run a pressure test on my unit to check for leaks and will need to turn my unit off overnight (did I mention it's 100 degrees outside) He puts his nitrogen in the line and says he will be back sometime tomorrow to check the results. I pack up myself and my two kids and head to my in-laws for the night. When he comes the next day at 5:30 pm he accuses me of removing caps from behind my AC unit.

    I ask him why would I do that since I'm the one begging you to fix the unit. He had to run the test again because he couldn't "trust the science". So once again he puts nitrogen in the line and leaves to return in the morning. I meet him at my house for 7:30 am, he tinkers around both inside and outside for about an hour before stating he has found my issue and will report his finds to my warranty company and we should hear something with a direction they want to take by noon on Monday (05/21/18). Well, he didn't turn anything in until 11:00 am on 05/21/18 so not sure how he thought I would get answers in 1 hour is crazy.

    Here we are on 05/30/18 and I still don't have any answers or a working AC since the ** they sent to "fix" my AC turned it completely off, despite the fact, my husband and myself call daily for updates. We have been in "Emergency status" since Monday 05/21/18 at 12:40 in the afternoon. Clearly Emergency Status with this company means absolutely NOTHING! We just keep being told, it's waiting for approval, the parts are on order, we are looking for parts. It just depends on what day you call as to what they will tell you. I have heard all three things in the same conversation. When I say what is it you have told me 3 different things they say well it's in the research department. When I ask for the research department's number or to be transferred there I'm told they don't speak to customers.

    I work for an apartment community and have several vendors that I could walk into right now and purchase a 4 ton Trane to replace my current Trane. Why is it that a company as large as this cant seem to do the same thing? No one can answer that question. All I hear is that, "It's in the research department, call back in 24 hours." And once again I hear, "I have put in a request to escalate your status." I'm sorry but if I'm in "emergency status" already - and have been since 05/21/18 - what is higher than that? What is the, "Move your ** it's been 15 days," status? This has been beyond the most ridiculous and frustrating situation I have ever had to deal with. I'm sure no one will respond since it is obvious that they only respond when there are 5 stars. I'm filing a complaint with the BBB.

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    Verified purchase
    Claims HandlingTech

    Reviewed May 30, 2018

    When I bought the house, the agent recommended TotalProtect Home Warranty. I've been with them since 2003 and I had three houses under them. My experience submitting a claim has been pretty good. The technicians were pretty good, too, except they were very demanding on their money. They wanted the money right away before they speak to you. But the quality of work performed by them was very good. I never had any problems.

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    Cinch Home Services
    Response from Cinch Home Services

    Martha - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Customer ServiceClaims HandlingCoveragePrice

    Reviewed May 30, 2018

    When I purchased my home, it was covered by the HMS Home Warranty. I continued the service, but have found that it is not worth the hassle. It is also not cost effective because many items are excluded. Currently, I am trying to arrange the repair of a dishwasher. I filed a claim last week, but now that I have spent countless hours following up they have no record of last week's service request. After a lengthy hold, the first rep I reached today insisted that the contract had been cancelled! That was sorted out and I'm still waiting for an appointment, 43 minutes and counting on the phone and that's just today.

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    Cinch Home Services
    Response from Cinch Home Services

    Jean - Please provide the address associated with your inquiry. - Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed May 30, 2018

    I bought my house back in 2016, and there were a few older items that I was concerned with that would fail. then, I was told that HMS Home Warranty had the best warranty. However, claim submission was pretty frustrating. It was giving them the information over the phone, but then when it came back, they weren’t covering certain items. They would say there was a drain which was covered, but they would say that it wasn’t actually the drain itself, which from the shower is attached to the drain. So, they were saying, “That’s not actually the drain and that wasn’t leaking.” So, all of that was out of my own pocket. It was ridiculous. And they have that on many of the things that they cover.

    I don’t know what is covered until the techs' have contacted HMS. Then I’ll get an estimate for the things that I would need to pay for versus what they would pay for. They only cover a portion of it. Nevertheless, the technicians were great. They seemed to be working on my behalf to try and make sure that these things were coverable. The quality of work was quite good. But, there was an instance when it wasn’t the best, and I decided to use my own contractor for one of the issues, which was a painstaking process of trying to get that covered.

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    Cinch Home Services
    Response from Cinch Home Services

    Thomas – We are sorry to hear of the problems you experienced obtaining service. We aim to provide each of our customers with quick and efficient service, as with all warranties coverage is detailed in the terms and conditions of your warranty agreement. We regret that we lost you as a customer and apologize for the inconvenience.  Sincerely, Austin

    Verified purchase
    Customer ServiceTech

    Reviewed May 30, 2018

    Our water heater is bad and leaking. Pilot light will not stay lit and our water is not warm. Four Days with no hot water. First Plumber was a no show. Second plumber says water heater needs to be replaced but he must wait for approval. I can't get an answer from HMS. I can't understand the customer service agents on 3 different calls because their English is so poor. I think this is a flim flam rip off. Tomorrow, I will start work on a complaint to the BBB and the Tennessee Dept. of Consumer Affairs. At this point, I do not recommend anyone get mixed up with these folks.

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    Cinch Home Services
    Response from Cinch Home Services

    Chris - Thank you for allowing us the opportunity to revisit your claim. I have completed a thorough investigation of your complaint and see we have recently approved your claim for a new water heater. The estimated delivery date June 6th, 2018, and will be installed by the service provider. Please let us know if you have any other questions. Sincerely, Austin

    Verified purchase
    Customer Service

    Reviewed May 30, 2018

    Everything has been good with Cross Country. When we had issues, we called them and they went through the process. Then they worked until we got something resolved. But when we had a furnace situation, they were adamant about purchasing a new one themselves. However, the heat and air people who put it in are not obligated to service it because it's not their product. So, Cross Country needs to go with the product of the people that they have to install the appliances. Otherwise, they'd put the consumer in a real bind. Other than that, any plan like that is worth the money. I haven’t had that much experiences with others, but I gave them a shot and they followed through.

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    Cinch Home Services
    Response from Cinch Home Services

    Bernard - Thank you for sharing your warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being such a loyal customer! Sincerely, Austin

    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed May 29, 2018

    First of all I have had Total Protect for over 4-5 years and have not had to use them very often. However I have had to make 2 claims over the past month on 2 separate homes the 1st was a bottom of the barrel plumbing company that stole my credit card info while taking my payment and the following day tried to charge over 15 retail stores with my credit card. The 2nd call was for my AC Which started 1st thing Friday morning having to make 3 separate calls to get a contractor the fist 2 were companies that I was given a non working phone number and the 2nd didn’t want to do business with Total Protect the 3rd contractor given confirmed an appt. on Saturday between 1:00-5:00 and was a no show. Since then I have had another 3 calls in to Total Protect to have management call me and yet to receive that call back.......we are now at Tuesday over 4 days since initial problem and I ya e not received any calls back. I had to find my own HVAC contractor and pay out of pocket. Needless to say I just cancelled my service contract with Total Protect and went with another company!

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    Cinch Home Services
    Response from Cinch Home Services

    Lauren - I can tell this experience has been extremely frustrating and your experience doesn’t reflect the type of service we aim to provide. My team has completed a thorough investigation of your claim and see that you have already had the work completed by your own contractor, this is considered unauthorized work and will not be up for reimbursement. I understand this is not the outcome out was hoping for, however we are confident int his decision. Thank you, Austin

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed May 29, 2018

    I've been without ac for over three weeks now. HMS promptly sent out a vendor to assess the situation, however getting verification and the parts has taken weeks. My claim is listed as a medical emergency because I have small children at home and I have asthma. I don't think they understand what emergency means. We've had temps well into the 90's here. Fans are not enough. I've called no less than 10 times and sent a message on Facebook. Despite promises of returned calls from supervisors, I have yet to receive a response.

    On 5/23 I was "fortunate" enough to finally speak with a supervisor who admitted that they hadn't actually ordered the part in question. I pay my deductible and my monthly fee on time. I have been a customer for more than two years. I have consistently received the runaround from HMS. I am truly distraught and heartbroken by this poor excuse for a company who so eagerly takes my money and makes false promises of service. I work really hard for my money. Why is it unreasonable for me to expect HMS to do the same? I'm not asking for anything beyond what I am owed. I just want my AC fixed immediately. Under no circumstances would I recommend HMS as a company.

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    Verified purchase
    Customer ServiceClaims HandlingCoverageTechRefunds & Payouts

    Reviewed May 29, 2018

    Updated on 12/20/2018: We had multiple conversations with their claims department with no satisfactory results. In August we contacted the company and requested refund of the monthly spa premium for the previous 5 months ($100 total). We also requested removal of spa coverage moving forward. They agreed to issue the $100 refund over the phone but it didn't come through. We followed up with the company in September and they advised that the Accounts Receivable department will issue the refund. We called again in November. They confirmed the $100 refund once again and gave us a refund confirmation#. The $100 refund still was not processed. We contacted the company again in December and was told that they will need to escalate the issue.

    All in all, it's been a very disappointing experience working with this company. Bottom line is that they offered the spa coverage, we paid monthly premium, they could not find service provider for the spa repair, and they won't refund the premium paid. The question is: if you can't get the repair service when you need it, why should a customer pay the monthly warranty premium?

    Original Review: I have read the "glowing" reviews at the top of the TotalProtect reviews, and I wonder who these people are that had such great service. My guess is that these are "planted reviews" from the company.

    The poor reviews that are lower down are spot on. The horrible customer service. The slowness in getting a problem resolved. Perhaps I should add one...I called multiple times...message says "very high call volume"...I'm on hold for 30 minutes to an hour...most often the call is either dropped or goes to their messaging service. When I do talk to a representative, they don't see where I've repeatedly asked for a supervisor to call me (I've asked three different times now), they don't see where I've asked to have the case "escalated" because of the lack of air conditioning and the summer heat, and the representative merely says they are working on it and we will get a call in one or two days. Ha! Fat chance of that happening.

    My a/c condenser stopped working three weeks ago. The service provider submitted service report to TotalProtect 2.5 weeks ago. TotalProtect hasn't called me back, and when I call, I am told they are working on it. How long should someone have to wait without the air conditioning working in hot and steamy Atlanta!

    I will post again when this issue is resolved...probably in the next few months!

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    Verified purchase
    Customer ServiceClaims HandlingCoverageTechRefunds & Payouts

    Reviewed May 29, 2018

    If you are reading this and you are on the fence if you should purchase a HMS home warranty or not please read this and trust me that I’m only spending the time to write it so I can hopefully save you some frustration. I have purchased 3 HMS home warranties in my lifetime. Never have I filed 1 claim until 5/6/18. I was not able to get an appointment with a service provider till 5/15/18. After paying 3 deductibles and warned that not all thing are ever covered by HMS and I will have to put money out of pocket IF HMS even approves the repairs. I was told the service provider would submit a ticket to HMS and get back to me when approved. Today is 5/29/18 and I just hung up with HMS. I spent 48 minutes waiting on hold before an operator picked up, then accidentally hung up on me.

    I still have no hot water. Imagine living 23 days with no hot water. Well if that’s something you're ok with then you might wanna consider an HMS Home Warranty... Here’s what you should know. Real estate agents get a $100 Commission for selling you a HMS home warranty and if you are ok waiting almost a month, possibly more to even hear if they will attempt to repair your oven, HVAC, or whatever happens to break then put out the $500 and buy an HMS warranty. Me personally, I don’t think this is worth it. I’m doing everything in my power to make sure no one else has to deal with type of service again.

    My friend is one of the top agent in the state, I have asked him if he would pass around a letter I’m writing to all agents imploring them to think of their clients and not themselves and shut these scammers down. Do yourself a favor and look around, I’m not the only person this has happened to. HMS will literally sweat you out in some cases so they don’t have to repair or replace your damaged appliance or equipment. I’m making every attempt cancel my warranty and get a refund but that’s harder than you would imagine since no one at HMS will pick up the phone or respond to your emails. I now have to get a lawyer to write a letter to HMS forcing them by law to contact me. Yeah, you read that right. I need to hire a lawyer just to get someone on the phone. Not get a refund, or a repair or replacement. A lawyer for a phone call. I hope this can help someone out there. Thanks!

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    Cinch Home Services
    Response from Cinch Home Services

    Dean - I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items that may not be covered. We have completed a thorough investigation and are confident in this decision that you have received the full benefit of your warranty. Thank you, Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed May 29, 2018

    There seems to be a horrible disconnect here. The customer service reps are very friendly and professional but yet seem horribly trained. I called in regards to my AC repair, in which the service company came out to repair yesterday but did not resolve all issues, as I am still without AC. I was initially on hold for 44 mins before speaking with a customer service rep. Once I did reach one, Romello, he informed me that he would need to transfer my call to another dept in regards to my "follow-up" claim. He placed me on hold for approx 7 mins only to have rerouted my call back to himself as he greets me again. I inform him that he has transferred me back to himself and he responds with "what the heck," while attempting to transfer me to the correct department again.

    Again I'm placed on a brief hold, approx 5 mins, then I'm connected to Tamieka who is very pleasant but after informing her of the nature of my call, she states that she is unable to assist me and will need to transfer me to a dept that can. I informed her of my wait time and the numerous times that I've already been transferred and she apologizes and states, "you and like 4 other people have said the same thing, I don't know what is going on. Let me ask my supervisor." I ask if there is a direct number to contact the dept in which I need to speak with and she says no. Places me on a brief hold and comes back to the phone stating that she had found the correct dept and she would transfer me over there. I asked her if there was a supervisor that I could contact in order to offer some feedback once I had gotten my issue worked out and she stated that there wasn't one around.

    I then asked, "Ok is there a phone number that I can call to follow up with a supervisor later," she then places me on a brief hold, then comes back and gives me the main customer service phone number and states that her supervisor, Marie, stated to give me that number... At this point I thank Tamieka for all that she's done and I was ready to be transferred to the dept that I needed to speak with. She places me on hold and reroutes my call back to the initial automated customer service line that I started out with the very first time where I had to wait on hold an additional 47 mins before speaking with a live rep again... I am completely livid and dissatisfied with this company.

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    Customer ServiceClaims HandlingTechSales & Marketing

    Reviewed May 29, 2018

    Poorly run company - seems like a scam. Very quick to come out and collect deductible but then there is no follow up. We are going on week 3 of no AC and no one can tell us the status of the claim. Don't try to call customer service... you'll be on hold for over an hour and even if they do answer, they can't tell you anything worthwhile. The service technician they sent out was plain old rude and extremely difficult to reach. Making sure I spread the word to all my realtor friends NOT to use this company. 0 stars!!!

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    Customer Service

    Reviewed May 29, 2018

    We have only lived in our home for four months. We have a warranty with HMS, and on May 16th they sent a man from DSE come out to look at our Air Conditioner unit. He (the man with DSE) stated we needed a whole new outdoor unit and the coil inside needed fixed/replaced. It has been two weeks, we have heard no updates and have tried multiple times and multiple ways to get updates from either DSE or HMS - both places have recorded lines that refer you to the other. When I do get an option to leave a message with DSE, the mailbox is full. We have paid the $100 deposit, and all I am seeing as far as an update is on the HMS website where it states that they are waiting on parts as of May 13. How does that make sense when DSE didn’t even come look until the 16th?

    I am very frustrated to not be able to get in contact with anyone to get some kind of timeline of when this should be fixed. It is frustrating first that I have to be the one to reach out, (They should have sent some kind of email or follow up phone call), and when I do reach out I am unable to get in contact with anyone from either the service company or HMS. I hope to hear from someone quickly so that we can get this matter resolved.

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    Verified purchase
    Kevin increased rating by 2 stars.
    Customer ServiceTechPunctuality & Speed
    After a positive interaction with Cinch Home Services, Kevin increased their star rating.

    Original Review: May 26, 2018

    As I'm writing this I am sitting in my 85-degree living room on Memorial Day weekend. My wife called the Weichert Realty home warranty company, which turns out to be this company, on May 3 to set up an appointment to get our A/C checked out. The appointment got set up on the 7th. Well, the first guy never showed up, no call, no show, no returned call. Called the number on my contract 1-866-439-7768. Got a hold of someone and having to repeatedly pressing 0, because there is no prompt to talk to an operator. She tried to call the service provider and said she couldn't get a hold of him either. Then... she said, "she sent him a message and he responded saying he will call me ASAP." He never did.

    The next morning I called back. I got a new appointment, new service provider came out right on time! He informed me my a coil was leaking and needed to be replaced. I told him to go ahead. Call it in, Let's get the ball rolling to get it fixed. I was told I would be expecting a call in 24 to 48 hours. Mother's Day came and went. No, A/C. Called the 866 number and had a voice message saying that my service provider will be calling me. Okay, I'll wait. Waited until the 21st of May called the service provider. He tells me hasn't heard anything from anybody at the Weichert/HMS National Inc,/CrossCountry.

    Called whatever the name of the company is again, the customer service rep said they were supposed to call on the 17th and never did for some reason. I then told her I approve the work. Let's get the A/C fixed, hopefully before memorial day weekend. Once again haven't heard from anyone by the 24. Called back demanding answers which there were none. Except wait another 3-5 business days for a phone call. Mind you this company has never called me yet. So now it's Saturday Memorial Day weekend and haven't heard a thing. And no sign of repair anytime soon. Meanwhile, everything is taken apart so I can't even get air circulating through the house. This is the worst business model a company could have. I held up to my end of the bargain and paid for a warranty. Now I want HMS National Inc. to hold up their end and get repairs completed in a timely manner.

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    Response from Cinch Home Services

    Kevin - This is not acceptable service and I understand your frustrations. I have completed a thorough review of your claim and see that we have since approved your claim and there is an appointment for June 6th for the installation of the equipment. Please let me know if you have any other questions. Sincerely, Austin

    Customer Service

    Reviewed May 26, 2018

    You really should be able to give a company zero stars. This company deserves ZERO. We recently purchased a house and only 4 days after moving in our hot water tank broke. The sellers provided a home warranty through HMS so we filed a claim. It has been 10 days and there is still no end in sight. Customer service is a joke. They are completely unknowledgeable, rude, and give completely false information. Not only that but it takes about 15 minutes to speak to an actual human and you can barely hear them which I am convinced are both tactics to get you to stop calling. One of the last calls resulted in the customer service reps trying to persuade me into not needing to talk to a supervisor, then she said there were none available. She then said I would be called back by a supervisor “maybe later or probably tomorrow.”

    I figured this to be false info so I called right back. The next customer service rep finally said he would transfer me to a supervisor and put me on hold for nearly 20 minutes. When supervisor “Chevy” finally got on the phone she then tried to scare me by saying that there might even be more charges than the deductible we already paid to connect the water tank properly. We were put in “emergency status” a few days ago due to having a baby and toddler in the house which I know was a tactic to make us feel as though they care or were actually doing something but actually did nothing.

    I have already filed complaints with the BBB and attorney general but with the numerous horrible reviews with them still in business, I am sure it will prove to be a waste. I am amazed by any positive reviews on here which I am sure are mostly FAKE. If you notice, the positive reviews are the only ones the company responds to. I am flabbergasted at how this company is still allowed to be in business.

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    Response from Cinch Home Services

    Kari - I am really sorry to hear about the delays you experienced with your water heater claim. I was able to find your account and see that your claim has since been resolved and the replacement water heater has been installed. We appreciate the opportunity to review and ensure your claim has been settled. Best Regards, Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPriceRefunds & Payouts

    Reviewed May 26, 2018

    Total protect home insurance. If I could give them zero stars I would give them zero stars. I have been a member of “Total Protect” for quite a few years, and they lie! I joined them based on reviews from AmSouth bank at the time, my bank, and continued with them when Regions Bank took over AmSouth.

    I have had a gas stove top in their system since January 2018. Anyone who wants to verify this can look at my service number **.

    I first started out talking with Linda, then talked to Lisa, then I talk to SherI, after that, Labraiya, then Tracy, and finally Kayla. I asked numerous times to speak to their CEO because each one of these people have broken the law. They will be named in my lawsuit.

    They would not allow me to go any higher than Kayla. I do know that Sandi ** is their president, and I’m trying to get in touch with her but no one would give me her phone number or email address so I had to resort to a review on the Internet for everyone to read.

    My story is simple, I have a gas Jenn Air stove top that was not functioning properly. One of the burners would not function properly and my wife had to continuously use a match to start the burner. We called “total protect” on January 29, 2018. Please keep in mind at this time one burner had an issue out of four and this was almost 5 months ago.

    They sent “1 Call Service” out of Powell Tennessee to address my issue. Tim **, with “ 1 Call Service”, his phone number is ** was sent to my home. (Whatever you do, don’t call him.)

    Tim ** himself came out the first time and said he needed to order parts. We then proceeded to wait for two months. He sent out his colleague on the second call, who proceeded to break the screws in another of the burners rendering the range useless and unrepairable. He actually took the knob off of the burner and said “do not use this burner as it could result in an explosion in your home.” Needless to say, this made me feel very comfortable with the service I was receiving. They came back the third time and Tim ** himself told me he apologized for the break in the screws but told me “ total protect” would be back in touch with me because he could no longer fix the unit. ( please keep in mind here that their service company, that they sent out, totally destroyed my stove top so that it was unrepairable.).

    He told me that “total protect”would replace the unit and he would call them that it was no longer repairable and needed to be replaced with likable equipment.

    “Total protect”, called me a couple of days later, and said that they were going to offer me a cash settlement on my range instead of replacing it. This went totally against their book and the comments that are in their book that I will share with you in a minute. In a nutshell, they offered me $678.44 for my Jenn Air stovetop. I have priced similar equipment with Ferguson’s appliances at $1500.

    On page 4 of the “total protect” benefits at a glance, they say; Point Number two, “no matter what the total cost of repair or replacement all covered claims will be paid for by total protect.” Also on page 4 they say “this applies to any age make or model of covered system or appliance”. Point #five.

    On page 8 of their manual they say “if the item can be repaired, it will be restored to meet total protects superior requirements. If it’s determined that the covered item cannot be repaired it will be replaced with a new one of comparable features all for the low cost of your deductible. ( keep in mind here I had already paid my $100 deductible to “1 Call Service” who broke my unit, and now, total protect is not going to cover my unit with one of comparable features they’re going to offer me a check to get out of paying what this item is worth. Remember, a check for $678.44 when is the least it’s gonna cost me $1500 to replace with likable equipment with comparable features.

    On page 9 of their book they say “remember what first cought your attention about total protect”? And then they say “the fact that you’re protected no matter how old your systems are and appliances are.”

    On page 10 of their book, they state “it doesn’t matter how old your systems or appliances are – or what make or model they might be – total protect covers them no questions asked.

    The next point on page 10 states “without a doubt “total protect” prescreens the service professionals in your area so that you are guaranteed a reputable and trustworthy service company.”

    Their last point on page 10 says you only need two pieces of information to place a claim, total protects telephone number which is 1-800-474-4047, and your warranty number”, which they give you when you sadly pay your money.

    Once again, I paid this company $92 a month to cover my home and my appliances. In a nutshell, they lied to me, they have not replaced my stove top with likable equipment, they’ve offered me a check for about 1/3 of what it’s worth installed, after stating in their book and lying to me that all I would be out is my deductible. Well guess what, I’m out my deductible and over a thousand dollars because of this company. Anyone who joins “total protect” beware, they will tell you one thing and they will do just the opposite and they are a bunch of shysters in my book.

    I was told, since another company broke my unit, which was in need of repair to begin with, that I needed to now take them to court and sue them for the difference. It clearly says, once again, on page 8 that a guarantee “ensures that if the problem occurs due to a workmanship issue you will not pay a cent” how can they askme to go after this other company when I had an issue with my range all along, and they’re just wanting to get out of paying for it?

    Bad company, bad business ethics, Sandy **, you should be ashamed of yourself, you put out a book, With your signature, that just blatantly lies. And to my friends out there looking for a home warranty company do not go with “total protect”!

    Wow, in my 50 years in the business world, I have never had to write a letter like this. How ashamed I am that I recommended you to my friends.

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    Coverage

    Reviewed May 26, 2018

    I bought a newly remodeled home four months ago and have had two separate issues with the plumbing, both resulting in leaks inside of the home. BOTH times, the company has said it was not something they would cover under the warranty, giving less than adequate excuses as to why. The dishwasher leaked into the basement and caused damage to the ceiling, wall, and floor. They said it had been improperly installed (by the previous owner), so they would not cover it. And even if they DID, they would only cover the dishwasher and NONE of the hundreds of dollars in damage the leak caused!

    Secondly, I had a leak after turning on my outdoor plumbing - leaking both inside (at the turn on valve) and from both faucets attached to the home. I was informed this would not be covered because they were not considered within the home! I would NEVER recommend this company. My realtor is so incensed that he has scheduled a meeting with the company, as their service is atrocious! BUYER BEWARE!

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    Response from Cinch Home Services

    Lindsay,

    I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items that may not be covered. If you would like for us to review your claim to ensure that you received the full benefit of your warranty, please respond to this message with your property address and a member of my team will investigate and follow up with you.

    Sincerely, Austin

    Reviewed May 26, 2018

    What a waste of money! Our A/C went out and upon calling HMS I was told that it would be about 3 weeks before someone could come and look at our unit because they were VERY busy. However, I was able to get a private AC contractor out to my house the same day. I thought it would be worth bypassing the hassle of using HMS if it only needed some Freon but come to find out my compressor had gone up.

    Since the unit was so old they recommended replacing the unit. I decided to get HMS involved again at this point and after explaining the situation to the representative and asking if there was any way to expedite the process since I figured it would take a while to schedule I was told that I shouldn’t be in such a rush because after their guy verifies this (which will take three weeks) he would send it off to the “research team” so they could “try to find” me a new A/C unit. My house is 2,200 square feet not 22,000. You can buy a new unit on Amazon, it doesn’t take much “research”. Don’t waste your time or money dealing with HMS!!!

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    Customer ServiceClaims HandlingPrice

    Reviewed May 26, 2018

    We bought our house in October and we were asked if we wanted a home warranty and HMS Home Warranty was what was sold through there. We've had a few claims already and everything has gone well. I submit claims over the phone and the whole claim process has been fairly easy. For my latest claim, the first guy didn’t really fix the problem. The second guy was very friendly, but still was not able to really fix the problem, so I had a third one come out and he never ended up coming back. They said we basically were gonna get a new stove because ours wasn't repairable.

    We have a pull out stove and so it's a little higher in price than the typical stove and HMS is just wanting to give us an average stove reimbursement price around $600. But if we were to put a regular stove in there, we would have to cut our countertop and so we were looking at getting something comparable to what we have. And if we get on a pull out, the price is around $1,100. So we're haggling over that price right now.

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    Customer ServiceClaims HandlingTech

    Reviewed May 25, 2018

    One of our two AC units went out May 4, 2018. TotalProtect assigned us to the first (of now 3 companies) on May 8th. 1st company said the evaporator coil needed to be replaced, and TotalProtect would have to approve claim. 3 days later, no call from anyone - so we call TP. They apologize for the service provider whom they claim didn’t submit anything. So, 2nd company is assigned and comes out May 16th. That company says it’s the coil and will contact warranty company. Days pass, no one calls -we contact company. In the interim, 2nd unit goes out - ceiling is leaking. Another call, more time off work, young kids and a 3rd company is assigned and comes out May 22nd. Affirms one unit needs a coil and the other needs a control board. We are in Atlanta, and the temperature inside is at 85 degrees. School is out, and kids are miserable. Another call to customer service, more apologies, more talk of “Escalating” the job. But, Research won’t be back in the office until Tuesday. We did this to provide protection for our kids...

    This is Memorial Day weekend. We had invited family down to celebrate...that had to be canceled. No one can tell us when someone can review one of the THREE invoices ( service fees paid 3 times) that we have to make a common sense decision to “TotallyProtect” us and get these units fixed. I am sooooo tired of this process.

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    Response from Cinch Home Services

    Sandra - It is clear that your experience was less than expected, and we did not meet your expectations. We appreciate you taking the time to share your concerns and value your opinion. Upon review of your claim you have spoken with multiple members of our leadership department and accepted the claims credit for your air conditioner We appreciate the opportunity to make the claim right for you and your family. Thanks - Austin

    Customer ServiceClaims HandlingTech

    Reviewed May 25, 2018

    If it was possible to give HMS 0 stars I would. Their customer service is pathetic. I haven’t have A/C since 5/7 and they do not care. My house is about 78 degrees on the inside and they don’t care. The customer service agents have been telling me my claim has been in the research department for 2 weeks. Come to find out that they were still waiting on information from the service provider. Turns out the information they needed was already in the file but it was “misplaced”. Meanwhile, I have been without A/C going on 4 weeks. Even though it was their mistake they won’t do anything to help the issue. All they will tell me is “I will be contacted once the research department has made a decision”. I am fed up with HMS, something needs to be done to help fix people’s problems. From reading other people’s reviews I am not the only one having these same issues.

    Updated on 06/18/2018: Since I cannot get anyone on the phone I am writing on here because this seems the only way to hear a response. I was speaking with Jessica and she blatantly hung up on me. I’m not sure what kind of business is being run here but I will be contacting my attorney about this matter. 8 week without AC is a major problem and the lack of support from you is another.

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    Response from Cinch Home Services

    Craig - I am sorry to hear about this experience. It sounds like we’ve let you down. We have attempted to give you a call regarding your air conditioning claim. We have two options to provide you at this time. For further information, either call into customer service at 800-432-1033 or respond to this message and my team will follow up with you personally. Thank you, Austin

    Customer ServiceTech

    Reviewed May 25, 2018

    I have been without AC since 5/11. We placed a claim with HMS that very day, and the service provider came out on 5/14. We were told our capacitor was out and needed to be replaced. Since the service provider didn't have the part in stock, they had to go through an HMS part provider. None of this would be a problem, except this has taken entirely too long to resolve. We live in the South, and it has been incredibly hot and humid. When we called HMS earlier this week and relayed this information and our dissatisfaction to them, they couldn't care less. We are fortunate that we do not have illnesses, pets, or children or else this would be even more unbearable than it already is.

    Our impressions thus far of HMS is that they do not care about their customers. Not only are they difficult to deal with by phone, they also sent us to a service provider who doesn't even answer their phone and doesn't keep key parts in stock during a peak season of service. Two weeks without AC in this climate is unacceptable. And it doesn't look like there is any end in sight.

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    Customer ServicePunctuality & Speed

    Reviewed May 25, 2018

    I am reviewing this company to hopefully prevent someone else from going through this company for warranty service. A few weeks ago our air went out and they promptly sent someone out. Turns out a part was needed and we agreed to pay the 300.00 extra for a non covered part. Days went by with no answer. My home was an oven, candles thrown out etc. we called total protect to check and they said the repair company had not sent an accurate list of parts which was a lie. They called total protect and so did we assured that the part had been ordered. A week later, still nothing but the response part ordered . On day 12 they have now “expedited” the paperwork. When I finally talked to a “case manager “ she said I only confirmed the decision that day (again, 12 days later!!). Won’t pay for a hotel or even to rent a portable unit to cool things down to maybe oh 85 degrees. The repair company hasn’t picked up the part, they can’t come out until day 17. It is laughable. I have now called and asked for a check to be mailed and I’m buying a new unit but oh, a local company can do that today. I am telling you never ever believe anything these people tell you. “It’s in research”. “It’s been approved” “it’s the fault of

    The repair company” oh and they will even connect you to that repair company to avoid talking to you completely. Please, I beg you ...save yourself the time,money and aggravation.

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    Response from Cinch Home Services

    Laura - After reviewing your claim I definitely understand your frustrations with the claim process. We have processed you check and you should be reeving your check no later than June 20th. We appreciate the opportunity to address your concerns. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 25, 2018

    I have filed two claims since I purchased this policy back in 2016. One for a compressor on my fridge and the second for a garage door opener. The first claim took a while due to waiting for the compressor. The second has been a headache. They could not find a technician to come and look at the garage door opener. After waiting a week or so I call back to customer service, was given the option of owner-co which meant I would be the one try to find someone to come look at the door opener; we declined this option. Then was offered a check for $250.00 to do the repair our selves. Which we excepted. Was told would take about 20 days before we would see the check. So after the 20 days passed I called back to customer service was told process was not done proper would have to wait again 20 more days and a check will be cut and mailed first of May 2018. Again after 20 days I call back gentleman tells me check was issued the second week in May but could not tell me the day. So I waited another week and call back and speak with a young lady she tells me claim was processed incorrectly and assures me she is fixing it while we speak. I now have to wait another 20 days to see if it is resolved. I have never been so unhappy with a company's customer service. The notes are not in their system correctly or at all. Can't be forwarded to any sort of supervisor. VERY UNHAPPY CUSTOMER here.

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    Claims HandlingTechRefunds & Payouts

    Reviewed May 25, 2018

    What a nightmare. Total Protect Home Warranty Company sent out a service provider to replace a compressor on my AC unit in September. Total Home Warranty bought the wrong condenser so they came out twice to replace it. While that doesn't sound that bad, what happened next is the real nightmare. The Total Protect technician bypassed a defrost board to get the AC working and the repair failed within six months.

    Total Protect didn't have another technician so they forced me to hire a licensed AC contractor who verified the damage the Total Protect technician caused. The contracter I hired said the unit was not repairable.

    Total Protect asked for the replacement cost. I sent them the quote. They they found "their" company for a second opinion and denied the claim on a dirty compressor coil.

    The unit failed because the Total Protect technician jerry-rigged a vital component of the outside AC unit causing it to experience total failure.

    After being without AC for 75 days I went out of pocket and replaced the unit THEY CAUSED TO HAVE A TOTAL FAILURE. THEY REFUSED TO REIMBURSE THE COST.

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    Response from Cinch Home Services

    Chris - I am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items that may not be covered. We have completed a thorough investigation of your claim and it seems we have honored your terms and conditions of the warranty agreement. We are confident in this decision in which the claim will remain as stands. We appreciate the opportunity to review your claim. - Austin

    Verified purchase
    Customer ServiceTechSales & MarketingPriceRefunds & Payouts

    Reviewed May 25, 2018

    Total Protect is not the proper name for this company. I have no hot water for two days already. One day for them to come and you have to call in for updates. Found out the coverage is to replace the part, the rest of the cost we have to pick up. Imagine to replace my existing water heater, it will cost $850 or I can find other providers and they reimburse $475. Which I will since their provider is more expensive. Dont forget you already pay a deductible of $125 and a Total monthly cost of $40 plus. Not worth it nor work as advertised.

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    Response from Cinch Home Services

    Peter - I am sorry that we have disappointed you. We value you as a customer and regret to hear your unsatisfactory experience. As with all warranties coverage is detailed within the terms and conditions of the warranty booklet. I understand this is not the outcome you was hoping for, however we are confident in our claim decision. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed May 25, 2018

    We enjoy HMS and have had excellent an experience with them so far. When we had our air conditioner repaired, I made one phone call to them to HMS and they told me just to look into the work order and contact the local service rep. It was easy. And the claims rep I spoke with was very helpful, friendly, informative and efficient.

    A technician came out and fixed the problem. He knew his job and he had the newest equipment. We had a little leak out at the main unit outside and he found it within minutes. He had to order a part for it which was normal and when he came back to put it in, he wasn’t here an hour, and he had the air conditioner up and running. He was very good throughout this. We've been very happy with our HMS experience and would highly recommend the company to anyone. The price of the policy is good, the coverage is great and the service is wonderful. People would be well-advised to take HMS and it'd be a good deal.

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    Response from Cinch Home Services

    Jerry - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed May 25, 2018

    TotalProtect offered better benefit than the previous warranty that I had and they provided great service. TotalProtect's reps are very prompt and took care of what needed to be taken care of. When items needed to be fixed or replaced they handled it expeditiously. And their claims representative has done well in terms of answering whatever questions that I have. Plus the technicians are very courteous and prompt. He was able to identify what the real issue was and was able to resolve them. So far I'm satisfied and I recommend it to other people. I was dealing with someone who wasn't satisfied with their warranty and told them to take a look at what TotalProtect does.

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    Response from Cinch Home Services

    Kevin - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed May 25, 2018

    HMS was passed to us from the previous owners of our home when we bought it back in September of 2015. We didn't have any issues with them and other claims were handled fine until 4 weeks ago when our A/C stopped working. We filed the claim and we received a response quickly and were assigned a service provider by the next day. The service provider thought it was a bad relay, but after they got the part (a week later), it shorted out when it was put into the unit. So after trying to locate a different part which took about a week it was decided that we would be getting a whole new unit.

    4 days ago, after we had to contact the warranty company due to lack of communication (after giving the research company their week) they told us that we had to accept charges that were not covered by the warranty. Okay no problem. We accepted them. The next day when we called for a status update they told us that we had not accepted the charges... so we did that again. They then told us the authorization department was looking into it and it had to be processed through them before we could do anything and this would take about 15 mins. They would send the service provider the part number and pick up location for the unit when it was ready.

    When we still hadn't heard anything by the next day we called again, this time we were told it would take up to 24 hours for it to be processed. So now 4 days later, after calling every day and being told something different we asked to speak to a manager, we were told a manager would call us back but it could take 24 hours for that. Between all of the phone calls that I have made to HMS, I have been hung up on about 5 times total while placed on hold, not once did they attempt to call me back. Now it's been in the upper 80s and lower 90s here and I have a pregnant wife, a 2 year-old and a 1 year-old here in the house. Not having cool air is unacceptable for this long, especially since it's just going to continue to get hotter, we just want to have a working A/C.

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    Customer ServiceClaims HandlingCoverageTechRefunds & Payouts

    Reviewed May 24, 2018

    This company should be named Total Neglect or Total Regret! That would be truth in advertising. I tried to get my dryer fixed, made a claim online, etc. They sent a repairman who said that the bearings in the dryer needed to be repaired. He said he would get the parts and be back in a couple days. Sounds like it should be covered, right? It looks like it should be covered according to the contract. According to Total Protect, the dryer was not covered and thus, the claim was denied, even though it says dryers are covered. I am canceling their services and want a refund for all the claims I won't be making with them in the future. After this happened, I went looking for reviews. I've found about three moderate reviews and dozens of dozens of negative ones, mostly for the same reasons as I have written of here. I even read one that says the company is struggling financially and trying to grip tight onto every dollar it can. At this point, I would not be surprised if they are operating a kickback scheme with the contracted technicians. Send in the technician to diagnose and take your money, then haveTotal Protect weasel out of fulfilling its contact and they will give a little kickback to the technician for colluding with them. Additionally, it is not possible to remove the card one used online to sign up for the service. It is set up for automatic payment annually in my case. I read other reviews about the hours people spend on the phone to cancel these services and how the consumer has to watch their credit card statement like a hawk to avoid being charged again. In one case, a man was charged again despite having cancelled his policy with them. He said it took a few hours on the phone to talk to someone. At the time he posted that review, it was not clear if he was ever refunded his money. Take the money you would have paid Total Protect and stick it in a savings account. Add the technician fee you would have paid as often as you can. Use that to pay for needed repairs. Avoid these scammers at all costs. Should Total Protect respond to this (and I highly doubt they will), I want them to know that I am not interested in anything but a refund and a cancellation of my policy with them.

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    Response from Cinch Home Services

    Janice - I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items that may not be covered due to there not being a mechanical failure. If you would like for us to review your claim to ensure that you received the full benefit of your warranty, please respond to this message with your property address and a member of my team will investigate and follow up with you. Thank you, Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed May 24, 2018

    We decided to join this warranty company after a recommendation from our banker as he has them as has been totally happy with them. We signed up on 2/14/18 and the waiting period was over and coverage started on 3/14/18. Unfortunately after it went into effect, our pool pump (which we pay more for coverage on the pool), went out. We called them to file the claim and they sent out AAA Pools to look at it. Now, this is a rental property and AAA Pools told the tenant that the pump was bad and would need to be replaced and they would have to order it and would take about a week. However, the year before, we had been with a different warranty company and the capacitor went out on the pump and they use the same AAA Pools as a contractor and when they came out to see what was wrong, they said the pump was bad then as well, but they wouldn't return our calls and never did order a pump. After a 3rd pool company came out and said it was just the capacitor, they fixed it right away and the pool was back up and running. Now, the problem is that AAA Pools told Total Protect that they knew it had not been working since August of the previous year and now, even with proof that the other company fixed it and received payment from the then warranty company, Total Protect still will not cover this as they claim they have no proof that the pool pump was running when the warranty went into effect. Of course they would not have any proof unless they went out and inspected each and every property prior to the warranty going into effect. And of course that will not happen, but we have jumped through every hoop they have thrown at us, including an electrician that checked out the entire house on 3/1/18 prior to our tenants moving in and I have the proof of that with a work ticket and so does Total Protect as we sent it to them to prove that everything had been inspected on that day and it was working correctly. They have turned us down for this claim and when I asked the Senior Supervisor if we will have to go thru this with every single claim, she stated that won't happen. Well then, why is it when we give them everything they asked for and the proof that they wanted, can they not approve this claim if they aren't going to give us any issues on anything else? It's almost like self service home warranty. You do all the leg work and in the end they do nothing and reject something you are paying for. What use is it to even have them if you can't use them for what you need them for? I asked for the Senior Supervisor to have her manager call me and she tried to tell me that there is no one above her. Oh, yes there is!!!! I know how many levels you have and this is utterly ridiculous on their part. They will not listen to reason and their way is the only way.

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    Response from Cinch Home Services

    Kathy - I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items that may not be covered. If you would like for us to review your claim to ensure that you received the full benefit of your warranty, please respond to this message with your property address and a member of my team will investigate and follow up with you. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed May 24, 2018

    Our A/C went out on 3 May. Thankfully the service provider was able to squeeze us in on a Saturday (5 May)... Otherwise, we wouldn't be able to be seen until 9 May. The technician that came out said that our entire unit needed to be replaced (wires were frayed, the compressor was blown...etc). As a side note: we have had this warranty for the 7 years we've lived in the house and we have had issues with this A/C almost every single year (sometimes twice a year), so they should have plenty of records of the continuous issues. The claim was in research for 2 WEEKS.

    When they finally made the decision to replace it, the original service company said they couldn't handle the job, so HMS reassigned it to someone else. At least, I was told that they were just coming out to assess what they needed. Instead, I guess they were really coming out for a second opinion. So we still have no idea what's going on, because the second service report was incomplete, so they need more information. Not sure why they can't use the information based on the first provider that THEY SELECTED to come out in the first place. Why waste two weeks of my time to not even use that report?

    We still have no end in sight as to when our only A/C unit will be replaced, while having to deal with heat and humidity. In general, we have had better encounters with HMS for other claims, but this is bordering on ridiculous. If you can't find proper service providers to do the job, let me find someone who can and then you can reimburse me. Taking a month to replace the only source of cooling in a house is unacceptable. The ladies I have spoken with at customer service have all been very friendly and try to be helpful. I realize there is only so much they can do. But I am extremely dissatisfied with the overall process.

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    Verified purchase
    Tech

    Reviewed May 24, 2018

    We typically submit a claim to Cross Country Home Services through phone. And their reps and technicians get the job done.

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    Response from Cinch Home Services

    Stanley - We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed May 24, 2018

    My HMS warranty was paid for for a year. It was part of my home purchase. I had a good experience with them so I thought it would be good enough for a year again. I've filed two claims so far and their reps have been pretty good. When I had a problem with the dishwasher they sent Sears over and the guys were fantastic. They were knowledgeable and super awesome. They did a really good job. The only problem I had was with the claim I submitted for the heating and cooling. I called in and the rep got right to the problem, and they set up the time for the repair. But the contractor couldn’t come out for it. The morning of the appointment, however, I got a call and was told that the technicians were coming but I said, "Cancel it."

    The claim for the heating and cooling had to do with the air pump. The first guy who came, I didn't really like. He didn’t speak English well and I didn’t understand what he was talking about. I wasn’t quite sure if he actually did the work or he was actually the problem. I didn't want him to come back. Other than that things have been good. This is my first home that I purchased and having the HMS warranty made me feel a little bit more comfortable buying the home because I know that the major systems are covered.

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    Response from Cinch Home Services

    Jill - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! Thanks! – Austin

    Verified purchase
    Claims HandlingCoverageTechPricePunctuality & Speed

    Reviewed May 24, 2018

    We started having trouble with one of our heater pump. And that was the start of the issues. So we went ahead and got everything covered in our house through TotalProtect. The claims submission was decent for the most part with a major client. I prefer to talk to somebody versus the one that's online and they usually get me over to somebody pretty quickly.

    Every appliance that could have been done, I've had it done. I appreciate taking advantage of my warranty. The quality of the technicians' work has been decent. With the exception of one that I actually requested not to have this time for my AC. He was nice and all but I already had my AC fixed like 20 times since I've had it. And I've had the same guy probably more than half of the time. So, I'm like "Look, I need somebody else to come look at this instead of this guy."

    And so they did send a different guy and they found some other things wrong with it. It has the wrong type of fan on it that the guy put on three years ago. But with the exception of this one particular person, I'm okay with everybody else. I like the service and it's worth it. Just to have one thing fixed is worth the $100 deductible. I've also had my microwave replaced twice.

    I've had my stove, refrigerator, washing machine, dryer and heating pump done a million times. So it's worth it just to pay because I paid like $39.99 when they first started because I was with my insurance. It's worth it even if you pay $50 a month. It's worth that $100 deductible to have whatever fixed. I've recommended TotalProtect to at least seven of my friends and coworkers. I told one of my coworkers that I only had to pay that $100 deductible and everything got fixed. Then her jaw dropped. She actually does have it. My friends could save money and I'm cool with that.

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    Response from Cinch Home Services

    Tameka - We appreciate you sharing your experiences and are thrilled to hear that you have referred your friends and family to us. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for being a truly valued customer! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed May 23, 2018

    I put in a claim and the person who was to come out was scheduled a week after. They came out and left indicating they need approval. No one called me neither did he call the Warranty company. I paid deductible and did not hear back. I called Warranty a few times and gave up due to hold time. Finally got hold of customer rep 20 mins later, I made a screen shot of the time, was put on hold then finally they pulled my claim.

    Finally told me they will send the company again on a week later. Mind you A/C is not cooling and a pregnant lady is living there. I said I need it urgently they gave me another company to call. Well that company no one picks up so now am having to wait until tomorrow to call again and wait another 1 hour to speak to someone hoping they will help. I plan to cancel all the warranties I have if this is not resolved in 2 days. Worst companies, no work ever gets done. They just show up so they can make money for showing up. Unfortunately this will probably not end up well and I will have to make the repairs myself.

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    Customer ServiceClaims Handling

    Reviewed May 23, 2018

    This company has no clue about customer service. I have been trying to get my ice maker fixed since October 2017. They have come out 15 times and 8 months later they have denied my claim saying that the issue is caused by structural damage. The guy who called me yesterday to give me this had no common sense. I told him that the ice maker was still not working and was lost for words. I told him that is all I want fixed and he said he would ship me the part and it would be up to me to have it fixed. Pay almost $800 in home warranty to hear that I should go have it fixed myself. Today when I called to speak to a manager, the rep told me that I will get a call back when a manager gets to it. No SLA. My recommendation, DO NOT use sign up for this home warranty. The worst that I have ever heard of.

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    Tatiana increased rating by 3 stars.
    Customer ServiceClaims HandlingCoverageRefunds & Payouts
    After a positive interaction with Cinch Home Services, Tatiana increased their star rating.

    Original Review: May 23, 2018

    We have purchased HMS warranty and overall it has been adequate. We had small claims filed and those have been addressed and resolved. We recently filed a claim for an A/C repair. The contractor requested HMS for the unit to be replaced. We were told that we will have additional charges that were not covered by the warranty, and we agreed to pay those out of pocket. 3 weeks later we are still awaiting the parts and the “research department” to conduct the research?? ON what? Is it a science experiment? The research department has taken 20 days to research…Seriously!

    I called back and was told to wait yet another 72 hours. We are older, and my husband has a medical condition… we are waiting for the research to be finalized and hope we can get the a/c install before summer is over. It is so disappointing to learn that we are not the only people. It seems that the home warranty companies are getting bad reviews and bad reputation. Perhaps all the unsatisfied customer should look into getting a legal advice?

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    Response from Cinch Home Services

    Tatiana - Thank you for bringing this to our attention. This is not the level of service we intend to provide and I understand your frustrations. We have located your account and are looking into ways to expedite your claim as quickly as possible. We will follow up with you as soon as our review is completed. – Thanks Austin

    Customer ServiceClaims HandlingRefunds & Payouts

    Reviewed May 23, 2018

    Recently had an excruciatingly painful experience with HMS trying to have hot water heater replaced. Our claim was lifted to 'emergency' status with a newborn in house, which largely proved to be a tactic to make us feel it was acknowledged and resulted in ZERO progress. After being told we would have a replacement in 3-5 days, we waited 2+ weeks while our claim went from department to department for 'research' and 'authorization'. Meanwhile, multiple employees either were curt and provided no updates or info, or were misleading.

    One staffer told us to call on a Saturday afternoon because to expedite replacement, which upon doing so we were told by her colleague that the department we needed for authorization did not work weekends. After endless back and forth, which was only prompted by our calls not the promised updates we were told we would receive, we paid out of pocket for replacement and didn't use warranty. Lastly, good luck filing a complaint. I was told a "supervisor' would call in 48 hours for my formal complaint I sought to file and am going on 3 weeks now with SILENCE. Buyer beware.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed May 23, 2018

    I've had TotalProtect Home Warranty for 26 years now. I’ve gotten a lot of calls from other companies but I haven’t checked into anything because I’ve been satisfied with what I have so far. Submitting a claim is easy. They take care of all my needs and concerns. I usually do it over the phone and the interactions with the reps have been very good. Also, the techs have taken care all of the problems that I have. My only concern is that the price jumped over the last year from $60 to $125. But on the whole, I haven’t had any other problems.

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    Response from Cinch Home Services

    Thomas - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. Thank you for being a loyal customer for 26 years. - Austin

    Verified purchase
    Claims HandlingPricePunctuality & Speed

    Reviewed May 22, 2018

    I have a rental property that has a Cross Country warranty on it and everything’s been going great. I’ve been taken care of and it’s been awesome. Every time I've put a claim in, I've called in and spoken with someone. I let them know what was wrong then they took care of me from there. They've been very professional and timely. I haven't had to put a claim in that often but I noticed that the cost has gone up. They started out with $50 and now I'm at $125. My brother also has a rental property and I spoke with him. I told him the amount of plan that I have and he said there is one out there that's $80 and they're very good too. He's had no problems with them. So now that has me in a dilemma because I’m paying more.

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    Response from Cinch Home Services

    Craig - Thank you for taking the time to share. We apologize for any inconvenience you have experienced with the higher priced deductible. Thank you for being a loyal customer! Sincerely, Austin

    Verified purchase
    Customer ServiceCoverageTechPrice

    Reviewed May 22, 2018

    The WORST Customer Service Ever! I have been a very local customer to HMS paying $600 per year for coverage. I have filed perhaps a total of 3 - 5 claims in a total of approximately 10 years. I am now in the midst of the most discouraging customer service experience I have ever been in. For the FIRST time this company now has to approve the replacement of a hot water heater. I have been going back and forth for three weeks now while the heater is consistently leaking and has ruined my hardwood floors which will now cost several thousand dollars to replace.

    Because all their phone system is now automated it takes no less than 20 minutes to get through to a human. They give wrong information or inconsistent information every time you call. I was shocked to find out I now have to pay $765 dollars on top of what I currently pay. I am STILL waiting for parts to be ordered and to be available to my plumber. I have lost three days of work because I was falsely informed that installation had been scheduled despite the fact that the parts were never ordered.

    I am at a loss for what to do. Every time I ask for a supervisor I am put on hold and then the operator changes her original story. I am left with no other option but to alert other potential customers that this is no longer the reputable company they once were. Stay away at all costs. I have never felt this level of dissatisfaction or frustration. They show absolutely no care or concern to their mistakes. Even the plumber I was assigned has been trying to resolve this issue to no avail. Save your money and look elsewhere.

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    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed May 22, 2018

    Home warranty is simple. you pay for it monthly and you pray that you don't run into any issues. But when they do your warranty company is suppose to cover what you are paying for and resolve the issues quickly. Not the case every time. One you have to pay a deductible, it takes 24-48 hours for a decision, they send someone out to fix it. NOT THE CASE HERE!! Placed a claim in April it is now May...guess what no solution. 15 calls. 43 hours and 53 minutes on hold, no follow through. rules and regulations of what they cover changes every day. please...do not waste your time!

    Updated on 07/20/2018: Every time we put in a request it takes forever for them to get anything fixed. I have spent countess hours on the phone with them trying to follow up on our request. My first request was placed in April, the provider came out in June, only to fix half of the items approved by the company. Tried to call the warranty while he was there. Took 1hour to get to someone to which, the provider had already left. Was promised a call back. Have been calling back continuously. It is now July. Very Frustrating!

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    Response from Cinch Home Services

    Jennifer - My team would like to review your claim and give you a call to see how we can expedite a resolution. We have located your account and will give you a call as soon as possible. Thank you, Austin

    Verified purchase
    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed May 22, 2018

    I have had HMS for 4 years now. Everything had been great until my AC unit stopped working early last week. I called HMS, we arranged for DSE Mechanical to come on Sunday. Quite a long time to deal with the heat if you ask me, but I remained patient. Waited for my confirmation from the contractor, called their number 937-397-6035, but it leads you only to voicemail. Their voicemail specifically states ‘consider this your confirmation of service’. So I sat and waited at my house on Sunday (which is difficult as an orthopedic surgery resident, I had to have a co-worker cover my surgeries). No one arrived. I was pretty upset, called HMS, they contacted DSE, stated it was a mistake, they were sorry, they will come on Tuesday morning.

    Frustrated, I said, "Ok, what else could I do?" Well, here we are on Tuesday. No one shows up at 8 as scheduled. This is now my second operative day that has been adjusted due to false promises from HMS. I just got off the phone with them. The soonest a different company can come is now Friday. Well, I’m out of town and do not have any family in Ohio. My case is now being ‘escalated’ and I may receive a call back within 24-72 hours. Unbelievable. I will likely pay myself for a local AC repairman, so thankful for this policy... you’re better off with a different company or you’ll suffer in the heat like me!

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed May 22, 2018

    The first three or four claims I had with TotalProtect Home Warranty went wonderfully smooth. However, there's another claim that I'm fighting with them since January 31st and it's still not resolved. I have a wiring problem in the house. The paperworks that I got from Ditech, my mortgage company, says electrical system included. To me wiring is electrical system. So first, they sent me somebody who is only allowed to work on appliances. Then they sent me somebody who, when I called them says, I don't work for those people anymore. TotalProtect should know who their contractors are. And then, they sent me a third guy who never bothered to even return my calls.

    That's where I'm at and now, I have gone out and I have contacted myself at my own expense. I wanted to push something that according to Ditech's papers is covered, electrical systems. They also told me a chandelier that broke loose isn't covered because it doesn't have a fan on it, but it says lighting fixtures. A chandelier to me is a lighting fixture. So they are playing word games. I had significant issues since January 31st and they are responsive as a dead rat. I'd tell others to stay away from them.

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    Rebecca increased rating by 2 stars.
    Customer ServiceClaims HandlingCoverage
    After a positive interaction with Cinch Home Services, Rebecca increased their star rating on June 7, 2018.

    Updated review: June 7, 2018

    Nearly one month after initiating our home warranty claim, I am happy to report that our air conditioning unit was replaced on June 6, 2018. I will add that I filed a complaint with the BBB. Total Protect did respond to that complaint, which I appreciated. My dispute was not with the time it took to replace the unit, but that getting information from Total Protect over the course of the claim process was such an unsuccessful struggle. Please note that I did have a very positive experience with two of their customer service agents at various stages of the process. I hope that the company will use this and the experience of others to improve communication and information availability between their customer service agents and their research department. This way, their customer service agents can provide customers with useful, real information. I'm certain it would make for a better experience for both the agent and the customer, and maybe even reduce wait times!

    Original Review: May 21, 2018

    Our claim has been pending "in the research department" for over a week. My husband or I have called multiple times to inquire. After holding for over 20 minutes and interim periods while the representatives review your claim, no one has been able to provide us with an answer to a simple question: When will our unit be repaired/replaced? The contractor submitted his necessary information to Total Protect. We were told that neither Research or Authorization departments communicate directly with customers, or with the customer service agents. Our claim has been "escalated" three times. Four of the five calls placed to date have yielded the same, canned responses. Only one representative offered any useful information, which was an itemized list of modification costs which are not covered by our deductible. If you are searching for a good home warranty company, this is not it. Keep shopping.

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    Customer ServiceClaims HandlingSales & MarketingPunctuality & Speed

    Reviewed May 21, 2018

    I am now on Day 51 since my initial claim to HMS. We purchased our home March 5th and the buyer purchased a Home Warranty as part of our offer. On April 1st we realized our A/C was not working properly and put a claim into HMS. It was very easy to place a claim online and they quickly contacted a company and had them out to us for service within a few days (April 5th). The company pumped something to seal any small leaks and filled with freon (which we later found out is all they are authorized by HMS to do on initial visits by the technician).

    It was cool that week so it was several days before we turned our A/C back on and within 24 hours after we did noticed it was still not fixed. We placed a claim notifying that the problem was still not fixed on April 14th. Unfortunately this time around the A/C company could not come out until April 20th, however they have done everything they possibly could during this horrible process to make things right including offer a free year of preventative maintenance and keep in contact with me to update me throughout the process (even when they were just waiting on HMS). On April 20th the A/C company determined that the evaporator coil needed to be replaced and today May 21st we are STILL without A/C (yes, 51 days later).

    The "research" department at HMS had this claim for almost 3 weeks and when we called (every day or two) to check the status we're told something different by each employee, one gentleman even told us that he was the only person who worked there and we couldn't not talk to anyone else. Finally we got our realtor involved who quickly escalated the incident to the regional sales rep. However, as nice and wonderful as she has been to work with there is only so much she has been able to do being in sales. Last week, the part had FINALLY been ordered and received and I was scheduled for service all to find out that the wrong part was ordered. The part was ordered for a straight cool system NOT gas pack despite HMS having to run the serial number and model of the unit prior to ordering.

    Several "options" were offered to us last week because of the "unique" situation we were in the only one of which was to continue on with repairs. While offering a whole new unit was an option the $2,500 in non-covered items was still our responsibility which would be the case anytime this unit goes down and we have a warranty so NOT anything special. The entire time we have been without an A/C the upstairs of our home has been consistently between 84-88 degrees. I was authorized $100 to purchase fans that would be reimbursed to me (7-10 days later) which ended up being 2 fans at Wal-Mart and allowing us to make one room downstairs tolerable to be in.

    We have animals and a 3 year old so this is more than just adults being uncomfortable. I was finally told this morning that the proper part was ordered and would take 2-3 days to be delivered and then it would be up to the A/C company to come install. Thank goodness the A/C company has been so wonderful in getting me scheduled and ensuring it will be installed the very next day upon delivery. Honestly, at this point I have 0 faith in HMS and would NEVER recommend this company to anyone.

    I am usually one to post positive reviews on sites because I feel like people only ever report the negative but there is NO WAY after 51 days without AC and the lack of concern and customer service I have received that I would ever recommend anyone use this company. If so, the minute things take longer than you feel they should start escalating and calling every chance you can... get your realtor involved if you can, threaten to review any and everywhere possible it is the ONLY WAY TO GET ANYTHING DONE. We will see if this will finally be behind us as promised this week but based on past experience I am NOT counting on it.

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    Customer ServiceClaims HandlingTech

    Reviewed May 21, 2018

    we are with this company for a few years unfortunately they brought our previous warranty company provider since that happen we experienced bad customer services.

    we place a AC claim on 5/14/18 the services provider came to our home the same date and they diagnostic that our AC must be replace, well we live in Florida were the temperature is always about 86 F so as per their contract they should response in 24 to 48 hours so I called in 5/18/18 to get some answers my surprised was after waiting for 40 minutes on the phone I get Mrs. ** on the phone and her response was sorry research department still working in your case they have a lot work volume, did you have a lead time ? R. nope no idea can I speak with a Supervisor she response sorry no supervisor on the floor bud ill made the request to my supervisor to call you, well guest what no body call me back so I decided to check today my claim status online now they said awaiting for Parts I called the services technician and they told me sorry we don't have any news from Total Protec they don't even said if your claim was approved or not so I decide to call Total Protect after 40 minutes and 38 seconds finally I got some one on the phone and she put me on hold again to find out that still on research department and they have 24 to 72 hours to give an options about my case so their rules is depend on the representative on the phone so my best advice is to avoid this Company they are good collecting the monthly fees but no idea about services and warranty services

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    Customer ServiceTech

    Reviewed May 21, 2018

    I have been dealing with HMS since December 2017 and I still do not have a fixed HVAC system. I first called HMS in January after determining that our Boiler/HVAC system was not working. Their customer service department is decent (you will find out why soon enough as you will have to call them multiple times to get a service provider who knows what they are doing). I had to call them 4-5 times to find one who understood our boiler system. We have 4 vendors come out to look at our boiler system, the first three had no clue what they were looking at; we are fairly new to this house and it's 30 years old so I also wasn't entirely sure what type of heating system it was.

    After the second vendor who told us it was a gas boiler system, I told HMS and it still took them two try to find someone. It was February before they found someone who could ONLY diagnose our issue. Then when they did, they said we need a plumber because some pipes had frozen; So they sent three different plumbers who didn't know what they were doing (or should I say wouldn't work on a gas boiler system). When we found someone, HMS SAID THEY DIDN'T PAY FOR FROZEN PIPES. IT'S NOW MARCH 2018!!! YOU THINK THEY COULD HAVE TOLD US THIS IN FEBRUARY.

    After we fixed the pipes, we still didn't have warm or cold air in two of our rooms. So they allowed me to get a 3rd party vendor in April 2018. It's now almost June and they are reviewing the Vendors invoice!!! This is after five-six calls to HMS after our vendor has sent the invoice over. I have spent literally days (24-48 hours combined) of my life with HMS just to get my rooms heated/cooled. They don't follow up when they say they will; their contractors (85% of them are vendors you would never hire). If you do use a contractor, make you Google them to see what ratings they have privately and insist on one that has a positive Google/social media rating.

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    Claims HandlingCoverageTech

    Reviewed May 21, 2018

    We had a different company for home service but they didn’t cover appliances so we switched to TotalProtect Home Warranty. I enjoy submitting a claim to them and you could go online but I’d rather call and talk to somebody. They schedule the appointment and tell you who’s coming and when. They also give you the number of the person, call that person for verification and he comes to do the work for $100. The contractors were very good and did excellent work. Most of them do the job and I would recommend TotalProtect Home Warranty.

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    Response from Cinch Home Services

    Michael - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Verified purchase
    Claims HandlingCoverageTechPunctuality & Speed

    Reviewed May 21, 2018

    I was looking into acquiring a home warranty since my appliances were getting older and my property insurance doesn't cover the inside of the house. A family member may have referred me to HMS Home Warranty. It seemed easy submitting a claim with HMS and it has all been done online. So far, the technicians that have come to our home have been on time and polite, and the quality of the work that they've performed seemed okay.

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    Response from Cinch Home Services

    Tiffanie - We are grateful that you have been referred to our warranty service! We appreciate you taking the time to share your experience and appreciate the feedback. We hope to have you as a customer for many years to come. -Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 21, 2018

    When submitting a claim with HMS Home Warranty, I simply picked up the phone and called their 800-number, and then specific questions were asked about the issue, such as the make and model. Then arrangements were made for the contractor to come out and make repairs. The contractor called me and did the repair the day of the call. With both repairs that I had completed, the contractors explained to me what was wrong and if there was anything that was unusual about how it might’ve been installed the first time around, they corrected the situation. Overall, I'm very pleased with HMS and I went ahead and renewed myself for another year.

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    Response from Cinch Home Services

    Doug - We appreciate you and strive to make managing home repairs easy. We are happy to hear that our customer service team has provided you with excellent service. Thank you for being a truly valued customer! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed May 20, 2018

    Our HMS home warranty came with the house when I bought it. On top of that one year warranty that was gifted, I bought an additional two years. The service providers that HMS has sent out have been usually pretty good, but every single time that I’ve dealt with HMS, it’s been just a complete hassle and complication after complication. Anytime that I have filed a claim, I've called their 1-800 number and it would be automated at first. Then, it usually would end with getting in contact with a customer service representative. But it’s never been I'd just call and they would send a service provider then everything would run smoothly. Usually, I would have to wait several days before HMS would get back to me and then a service provider would come out. It would also take several days before they'd make their approval once they've received the service report from whoever the service provider is.

    I filed a claim in September of 2017. It still hasn’t been fixed yet and I’m currently fighting with HMS over that. I have a bathroom in my basement and it has an ejector pump which went bad. It had a failure and sewage backed up into my basement. Originally, they had told me that it wasn’t gonna be covered by my home warranty because I didn’t purchase a septic coverage. I said, “I don’t have a septic system, so why would I buy septic coverage? This is a below-grade bathroom. I need the ejector pump to get the sewage out of the basement.”

    Once I said that, they got special approval and got it covered. Then, they sent a service provider out. They replaced the pump but shortly after they replaced it, it backed up again and I had another failure. I tried to resolve it with that service provider directly and I was not able to do so. I contacted HMS and they tried to contact that service provider as well. After a couple of days of not getting in touch with that service provider, HMS sent out another one in January of 2018. The service provider said what needed to be repaired and replaced, and they sent a service report to HMS. I heard no response from HMS. In the meantime, I was able to resolve the issue with the valve that was stuck and it seemed like the pump was operating fine again.

    In April, the pump had a failure and my basement backed up with sewage again. I called HMS and explained the situation. They said that they would look into it and see if I could get that information from the service provider that had been out in January. When they got the information from the service provider, HMS came back to me and told me that they weren’t gonna cover the repair or replacement for the stuff that needed to be handled because, again, I didn’t have the septic coverage.

    I told them that was the same problem I had before. I also said that I don’t have a septic system and it’s a below-grade bathroom. It has to have an ejector pump and it’s part of the normal plumbing. HMS argued with me about it and told me that it should’ve never been approved back in September. They said somebody mistakenly authorized it when they shouldn’t have and that I was out of luck. I told them that’s ridiculous. That would be like me taking my car in for warranty work and them doing half of the job, and then them saying, “Oh, we just found out and discovered that we’re not actually supposed to cover this under warranty, so we’re gonna stop what we’re doing and you can take your car and go on your way.”

    After I argued some more with them, somebody from their case management team agreed that since they had already started the repair and never finished it, they would go ahead and authorize the completion. But after that it would no longer be covered. When I called again to find out why nobody’s been out here to repair it, I was told that they are waiting for the service provider to send them a line-by-line breakdown of what the prices are. That was also what they told me a week before. In the meantime, I still have sewage backing up out of the well where the pump is. I still can’t use the bathroom and it’s creating a health hazard in my house. Now, I’m also gonna have water damage down in that little basement area where the well is.

    I have filed claims with HMS for other things as well. I had HMS come out for a boiler issue and there was problem with that claim. I also had them out for a hot water heater and then I had them out again for it. The second time they were here, the hot water heater ended up needing to be replaced. And then when they replaced it, they covered everything except for the new pipes that they needed to plumb in the new hot water heater. That didn’t make any sense to me. That was $400 I had to pay.

    The company's customer service has also been terrible. It's been a 30-minute process to get through them. And every single day that I've had to call their customer service reps, I have to start completely over. They're clueless and uneducated. They seem very not knowledgeable about their job, their position or how things work too.

    Then, when you ask to speak to a supervisor, they would never put you through to a supervisor. They would make you put in a request to speak to a supervisor and it would take 48 hours for a supervisor to call you back. Most of the time that I’ve put in a request, they’ve never called back within the 48 hour period and I have to call back again. This last time, I had to put in three requests and I waited two days each time. It was basically a week before I got to talk to a supervisor. Then once I got to talk to a supervisor, they've never given me a phone number where I can call them back directly. All around it’s just awful with HMS. I would never ever recommend them to anyone.

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    Claims HandlingTechPunctuality & Speed

    Reviewed May 20, 2018

    Two years ago, my whole heating system went and I talked several times with people at the TotalProtect customer service when I filed a claim. They were wonderful, making sure we got an energy-efficient heating system replacement. The guy they sent out filed for rebates and everything that we got. They were really very informative and I’ve never had a problem calling or filing a claim. I appreciate it. And then just recently, we had a water leak and we thought it was the radiator and the company TotalProtect sent was wonderful as well. They came out quickly and they diagnosed the problem and they came back within a week and repaired the whole thing.

    Every couple of weeks, I get another company that wants my business. I just delete them. I’m not changing. Everything we’ve had done with TotalProtect Home Warranty has been very good. If you get good service, you keep good service. In fact, my brother has purchased a home near ours in another town and he’s only a couple of years into his home, but we’re talking about telling him to get TotalProtect for his house too.

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    Response from Cinch Home Services

    Marilyn - We appreciate you sharing your experiences and are thrilled to hear that you have referred your brother to us. It is our pleasure to provide you with top-level customer service and efficient claim resolutions. We hope to continue to have you as our customer for many years to come. – Austin

    Verified purchase
    Claims HandlingTechPrice

    Reviewed May 19, 2018

    I’ve been with HMS since ’08 and it was given to me when I first moved into my house. It’s pretty good not to have to pay full price for repairs and replacements. I stayed with the warranty because it was a good service and it was convenient and submitting claims was easy. Their reps are also excellent. The last tech that came out completed the job in less than a minute and it was in my second bathroom.

    When I first moved in, the water pressure was really low. And then all of a sudden, the water just stopped. I let the guy in my house and I was walking toward the bathroom. Before I can get in the bathroom to see what he was doing, he was done. I’ve been really impressed. However, there is one problem I had not only with this service but any other. They don’t do roofs. If they could just upgrade to roofs, that would be great. I had to have my roof done three times and I had to pay a total of almost $8,000. If these warranty companies including HMS can do that, the costs may be a little more but I’m pretty sure it’s worth it.

    Also, HMS has a good set of appliance that they do work on but I would truly appreciate it if they also upgraded to windows, the doors instead of the doorbell, and anything that has to do with your house. They should check out the price and see how much it would cost the customer. I’m pretty sure they can break down the payments and people can still afford it. Because when I first joined HMS, they didn’t do monthly payments. They took the money right up front. What they would allow me to do is pay in sections and I had to make three payments. Now, they do it in a better way where they charge every month.

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    Response from Cinch Home Services

    James - Thank you for being a loyal member of our warranty program! I appreciate your detailed feedback and will be more than happy to forward this to our upper management to look into this! Thanks - Austin

    Verified purchase
    Coverage

    Reviewed May 19, 2018

    Last week, TotalProtect Home Warranty put a new timer on the dryer and at that time, I was away for two days. When I came back, the dryer wouldn't work completely. I could have stayed without them fixing the timer because before then, the dryer would constantly run until I open the door. I had to go dry my clothes somewhere else. But I followed it up with TotalProtect and they would be coming back out this Friday.

    I’ve also been having troubles with my girls' bathroom since the day I bought this house and it has never been right. Before I got the insurance, that bathroom has been having service done for about four to six times. We got around 11,000 to pay for the house and with all the money we’ve been putting with the insurance, I’m pissed off that my bathroom never gets repaired. I’d be calling TotalProtect to put in another claim for this.

    Nonetheless, I highly recommend TotalProtect. They have always been good since I bought the insurance. I even mentioned to people that have a trailer on that when I got TotalProtect, I didn't think the insurance would work, but they do. It was a chance that I took because I told my husband how old our house was getting. The appliances that we got were originally from when we got the house in ’95 except for the washer and dryer. Overall, I'm happy with TotalProtect.

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    Response from Cinch Home Services

    Marian - Thank you for taking the time to share. We apologize for any inconvenience you have experienced. We are working daily to improve all processes, and ensure our customer's receive the full benefit of their warranty. Thank you for being a loyal customer! Sincerely, Austin

    Customer ServiceClaims HandlingTech

    Reviewed May 18, 2018

    customer service is horrible.....a service call for microwave placed dated back March 31st 2018., it took almost 3 weeks after numerous call to Total Protection about the status of their decision on microwave service. Total protection finally decided to replace the microwave and promised a delivery date of April 25th, 2018. As of this moment no microwave, No update and No accountability. whenever we call, different rep relate different information, this is frustrating, the last call – the Rep kept us on hold till the line hang-up.

    I have never seen such poor service delivery like this before. In addition, often 2 out of 3 technicians contractor sent out are completely incompetent. The only time we had good experience was when Sears technician was sent..... the is poor for a company that claim excellent service.

    I suggest you improve on your representative and find better companies along with sears to help your customers.

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    Response from Cinch Home Services

    Ismaila - I definitely understand your frustrations regarding this claim and it looks like a member of our leadership team has already attempted to get in contact with you and left a detailed voicemail. Sincerely, Morgan

    Customer ServiceTech

    Reviewed May 18, 2018

    I could never get a hold of Customer Service during regular operating hours without being on hold for 30-45 minutes (there should be a call by option). When I did talk with Customer Service I had to thoroughly reexplain my issue to them each time because no notes were provided from my previous call. The Service Provider I was connected with could also never get a hold of Customer Service either, so they could not complete the work for me. The Service Provider stopped answering my phone calls and did not complete the work. I was left with a pipe leak, hole in the ceiling, and a leaking faucet that I had to fix myself.

    To get a different service provider I would have been charged another $100. I logged my hours and for this service and spent 37 hours on the phone waiting to talk with Customer Service, talking to Customer Service, and getting a hold of the Service provider. For $500 to have this insurance and $100 for a service fee I expected HMS to have their act together. I now have a furnace issue and I do not want to waste my time and money dealing with HMS. This was a huge waste of money and time and I am doing my best to share this story with others so they do not make the same mistake as I did.

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    Response from Cinch Home Services

    Chad - Our customers are our top priority, and you can be assured that this is not the level of service we aim to provide. A member of our team has previously tried reaching out to you address your concerns and provide assistance with your furnace, and was never successful in reaching you. We appreciate your feedback and would like for you to know this will be forwarded within our company for further review. Respectfully, Angela

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed May 18, 2018

    My first experience working with Total Protect and its vendors has been extremely disappointing. I submitted a claim and a service request was ordered. Within a week, one of their local vendors came out, collected his $125 service call fee and explained to me that my issue was common and that everything will be covered and taken care of with no problem. I received a call about two weeks later from the Total Protect saying that the description of the problem and the parts required were not going to be covered. This was shocking as the tech told me the exact opposite. When I contact the tech directly following this denied claim, he indicated that it should be covered and he will follow up. Going on 4 weeks since the service call with no progress.

    The component that failed is an important component of this appliance so how it is not covered, it beyond my comprehension. I basically threw $125 down the toilet as the tech will not work with me directly to help resolve the issue. I offered to pay for the parts and tried to work a deal on additional labor that may be required as I simply am trying to get this necessary repair complete. The tech took his $125 for 20 minutes of work and ran out the door.

    Total Protect=Total Rip Off. I will be looking elsewhere for home warrantee services.

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    Response from Cinch Home Services

    Matthew - I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items that may not be covered. We have already conducted a thorough review of your claim and and appreciate the opportunity to revisit your claim. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed May 18, 2018

    I don't know what is going on with HMS but I have been waiting for a week for an answer about my A.C. with them. I called in a claim last Thursday and the A.C. company sent out a crew right away. I paid my $100 deductible and they said they would put in an order with HMS asap. On Monday there was no response, Tuesday I waited for 36 minutes before I spoke to a sarcastic rep who told me they knew nothing. Called the AC company and they said they put the order in Monday. Talked to HMS again. They said they hadn't received anything.

    Back to A.C. company who said they went back and called in the order. Now I am waiting, every time I call the wait times are over 20 min and I usually hang up around 32 minutes. Meanwhile we are experiencing a record heatwave and my 6 month old twins, 5 year old and I are all sick and sweltering. It is awful. I am in tears as I type this. It is almost time to renew this home warranty but I won't be subscribing to HMS and I already called my realtor and asked her to never use them again.

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    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & SpeedRefunds & Payouts

    Reviewed May 18, 2018

    When I bought my house, my realtor said that HMS Home Warranty is the company that they, the Weichert Realty, use and she recommended it. I’ve had HMS Home Warranty for six years and they have provided quick service. Their customer service have gotten better over the years compared to when I first started. Now there's a website and the response time has vastly improved in the last six years, so I stuck with them. Filing a claim is very simple. I could do it online or I could do it over the phone, and the claim will be processed as soon as I call or as soon as I log in the website or put something in there. My interactions with the claims rep for the last two years have been very good, while it was lacking in the previous years.

    Back then, it could have been better by annotating in their records that I have an oil furnace because that was the issue years ago. They knew I had an oil furnace because when I first bought the house, it was part of the whole process and it hasn’t changed. Plus, when I made the claim, I made it clear that I had an oil furnace. When they sent a technician out three years ago, the technician came and said that he didn’t do oil furnaces. So, they had to find another repair guy that did oil furnaces, and that was a sticky point for me. Now, I got a new oil furnace, but about three years ago, the company had bought it and replaced my furnace. Even one of the repair guys said that we needed a new one because the internal combustion chamber was cracked and that was a health violation. HMS didn’t wanna give me a new furnace even though the repair guy said it was a health violation.

    But the guys that came out were perfect and spot on. They knew what they were doing and I was pleased with their work. The most recent claim was for the HVAC. They came out when they said they would and they replaced the HVAC, although it had to come out of pocket because I understand that the company just pays for the unit itself and not all the other stuff that goes with it even though we should because the unit won't work without the rest of the stuff. The people that came out were outstanding. HMS provides quality service in an expedited manner. Even though it's written in the book, sometimes people don’t read or understand what is covered and what is not covered but the repair people made that clear to me upfront so there were no surprises.

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    Response from Cinch Home Services

    Alfred - We appreciate you and strive to make managing home repairs easy. We are happy to hear that our customer service team has provided you with excellent service. Thank you for your feedback! Sincerely, Austin

    Verified purchase
    Claims HandlingPricePunctuality & Speed

    Reviewed May 18, 2018

    We’ve been with Cross Country for 15 years now and the warranty was offered with our mortgage company. Fortunately, we only had five claims in that period of time and we've used both online and via phone methods when we filed those claims. They were very good and quick. However, we had a couple of not so good experiences with the companies Cross Country contracted with. Other than that, the plan we currently have is reasonably priced. The deductible is high since we are paying a lower premium. I understand that and how that works so I’m fine with that. What is nice about having a home warranty is that Cross Country Home Services takes care of looking for somebody, calling around, and getting the appointments. We’re very pleased with them. They are right in line and very competitive especially with their prices and their service.

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    Response from Cinch Home Services

    Trina - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are delighted to hear that we’ve been able to satisfy your home warranty needs at a great price. Thank you for being a loyal customer! - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed May 18, 2018

    Submitting claims to TotalProtect is trouble-free. There's a 1-800 and the person that I get is always courteous and helpful. They set up someone for me to see concerning whatever our problem is and in a day or so, the person is here. I'm also completely pleased with the quality of work. All the people that they send out here are professionals and they do their work as well. However, we had a plumber that wasn't up to par as far as his attitude and cleanliness and I did not request to use him again.

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    Response from Cinch Home Services

    Joyce - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. We are here to help, and will do whatever we can to ensure you have a positive experience in the future. Thank you! – Austin

    Customer ServiceTechPunctuality & Speed

    Reviewed May 17, 2018

    Our AC broke 5 weeks ago. We called TP, and a technician from local company was sent. After diagnostics, they said they will work with TP to order the part. TP agreed to replace the part. So far so good. 2 weeks later we are calling to check on the status, and learn that the case was reassigned to another vendor, and no parts were ordered. Two weeks later (after lots of back and forth, and really rude responses from TP customer service) the part was ordered for real (several times they told us it was ordered but it wasn't). Appointments with service company are impossible to schedule, and getting rude responses from them too. It's like TP doesn't care about customers, and also hires vendors who don't care about customers.

    I have never experienced a vendor like TP with such level of disorganization and incompetence. Stay away - there are other choices!!!

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    Response from Cinch Home Services

    Eugene - I'm sorry to hear that this was your experience. I have an agent looking into your claim to see how we can expedite a resolution. Thanks for bringing this to our attention. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 17, 2018

    I have Cross Country for residential maintenance and so far I've enjoyed it. It gives me the ease of mind when something is broken. I don’t have to worry about putting out a whole lot of money to get it repaired or finding someone. I put in the claim and they find someone to send to the house. And they've been responsive to whatever claim I file online. When I do that, they respond via email. Then the company they assigned me would call me and we would go from there.

    And the contractors that they've sent out have been great. An hour before they get here, they call and say they’re on the way. Then they arrive and they're very professional and they do what they need to do. My last claim was for my refrigerator and the contractor thought he had the parts on the truck but he didn’t. So he called while he was here, arranged to pick it up, picked it up, came back, assembled it and everything was fine.

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    Response from Cinch Home Services

    Barbara - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! Thanks! – Austin

    Customer ServiceClaims HandlingCoveragePunctuality & Speed

    Reviewed May 17, 2018

    I have purchased the home warranty for going on 3 years now. I recently filed my first claim regarding my A.C. unit. I had an appointment scheduled on a Tuesday for the repairman to inspect the unit. He missed the first appointment and did not call me to let me know he was going to be late. We rescheduled the appointment for Wednesday which he again did not show up. I called customer service to get matter resolved. They told me to wait for the A.C. company as they have 72 hours to respond to a claim. Now that the 72 hours is over they rescheduled an appointment on Monday, 4 days later.

    When I asked them why it takes 9 days just to have a company to come out to look at the unit, they said there was nothing they can do to help expedite the process and help me. I told the customer service associate that I felt like I was being punished because not only did I miss work for 2 days to meet the A.C. company, I now have to wait another 4 days for someone to look at my unit while my house sits at 85 degrees. I feel they have failed to help me with my insured A.C. unit and they have definitely failed to make me a happy customer.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed May 17, 2018

    They mislead customers by letting them open service requests for uncovered parts (ice maker on a refrigerator in our case), make you spend money on the service call ($100 in our case), and deny the repair due to the part not being covered under the contract. Why were none of the people I talked with on THREE different occasions able to inform me of this? Why was I able to open the claim in the first place? We have also had customer service reps lie to us. In one instance we were told we had to wait at least 24 hours for their dispatch team to look for a service provider and there was nothing else they could do (We had been waiting for 24 hours already at this point.). Only to call back four hours later, and have another customer service rep locate one for us in 15 minutes. The first rep apparently could not be bothered to actually do their job. After all, they were not the person without A/C!

    When it comes time deliver the bad news that you are being screwed, their phones always seem to have a low volume, so that you can barely hear them talk. That's if they come back from putting you on hold at all! I sat on hold one other time for over 40 minutes while a rep did "research"; which I've come to learn means "figure out how to screw you over". Read the fine print before you buy, because their marketing collateral is terribly misleading. Or better yet, buy the $100 warranty from Best Buy or Home Depot on your appliances and save yourself the heartache of dealing with this company. Needless to say, I'm going be letting my coverage lapse when the "contract" is up.

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    Verified purchase
    Tech

    Reviewed May 17, 2018

    HMS Home Warranty was given by the seller when I bought the house and I’ve had it since October. I submitted two claims and I did them over the phone. The reps that I spoke with were great and I was very happy with it. The technician that came to our home was very professional and the quality of work performed was excellent.

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    Response from Cinch Home Services

    Linda - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for your loyalty, and thanks for sharing! - Austin

    Customer Service

    Reviewed May 17, 2018

    We were out of state 900 miles away when our smart thermostat indicated a furnace issue in March. I called HMS and after giving all the information, I got cut off when put on hold. No return call, so I called again. Different person. She was not sure of status of claim so she called another company. Within 1 hour I got a call from a company, but required the $100 up front before they would even go to my house. Had to call my bank, have a money order made out and repairman stopped and got the money on way to do repair. My neighbor let him in to work. Then, I got a call from another company, who was at my house to do the repair and not asking for money up front???? Not very good customer service.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed May 17, 2018

    I have had HMS since I bought my house. I have made a couple claims and never had issues with getting someone out to investigate... Until something needs to be replaced. My hot water heater was leaking so my husband and I instantly made a claim. HMS sent a plumber out on the day I asked and said instantly it needs to be replaced and it would be done in a week. Sounded ok since the leak was small at the time and was told HMS would be in contact. Never heard anything from them and when I called 2 days later I was told they were waiting for me to call to ok the claim. I ok'd the claim and she said they would order it and I should hear back in 3-5 days. Now my hot water is really leaking and I have drywall damage. Didn't hear back in 3-5 days and I called another week later. Was told by HMS to call the plumber because they needed to order a smaller hot water heater. Plumber told me they're waiting for HMS.

    My husband called HMS today and they said the hot water heater was still in research phase but they would order it today and it would be another 3-5 days! My drywall is now falling apart and going without hot water for a month when you have children is UNACCEPTABLE! Not only do we not have hot water but we have to tear out our wall and replace drywall and baseboards. This is the most ridiculous thing! My husband is about ready to replace it himself and hope it's done right since that's the whole point of us spending $500+ a year for lousy service and to think we once were loyal to this company. They're good for small repairs but once something needs replaced watch out!

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    Customer ServiceClaims Handling

    Reviewed May 17, 2018

    I’ve been extremely disappointed with the timeliness and expectations given in response to our AC unit. I was told I would receive next steps 24-48hrs from when our service request was submitted. Now it’s been 6 days after submission and still no communication from Total Protect. I have called customer service every day since the submitted service request (each time waiting 30mins to get a hold of someone) and I do not receive any type of update. Only that our claim is in “research”....no other update provided or another false statement that I’ll receive my call “tomorrow”. Well after 6 days and still no call, I’ve lost all trust. I can’t believe there is no accountability to provide a specified timeline and no accuracy in expectation setting on when we’d originally receive a reply. It’s unacceptable.

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    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed May 17, 2018

    I'm a realtor in NC and HMS Home Warranty was supposed to insure a home warranty on a home I sold to my clients. They submitted a claim April 9, 2018 that their refrigerator quit working. The home warranty company sent out technicians on several occasions. HMS didn't like the price that the technicians said it would cost to fix the refrigerator so they started the process over again and again. It has now been over one month that my client has been without a refrigerator. There seems to be no end in sight and no refrigeration as to date. The last they heard a technician again was coming out last Thursday and didn't make it. They have not called or communicated with my client to let them know what they are going to do. If I could rate them No Star I would do so.

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    Response from Cinch Home Services

    Bonnie – Thank you for bringing this to our attention. This is not the level of service we intend to provide and I understand your frustrations as well as the homeowners. We have located their account and are looking into alternate resolutions to their claim. We will follow up with our customer as soon as our review is completed. – Thanks Austin

    Verified purchase
    Customer ServiceTechPriceOnline & App

    Reviewed May 17, 2018

    I had a home kitchen redone and I was interested in getting a policy. So I went online and did a marketing survey. TotalProtect Home Warranty came out on top. They had more to offer. They had $1000 for the deductible on the house and now, they've reduced it to $500. I don’t appreciate that because I had that in the beginning and that was one reason I went with them. But they do take care of Samsung appliances. They fixed my stove and my refrigerator. They just put the ice maker in and they fixed the fan three times. It was not cooling and water was going in but now it's fixed. The dishwasher took us a while to get fixed but finally we got the heating element in. This last time, they did all three at one time for the $100 deductible. I have paid $100 several other times on other stuff though.

    You can get more than one done on one call but you have to have it set up for the appliances all at one time and have them listed out. To submit a claim, you can do it online or call them in. I've called mine in because I'm usually computer-oriented but I do not like their online program. Most of the website is not flowing smoothly. I figured I had a problem too though. I was trying to pay monthly and they have me setup for yearly. They're making me pay the whole amount at one time. They changed systems over while I've been using them so it's been an experience. Plus when I did the $47, the $49 came back in and I didn't think that was wise. They charged me two extra bucks to do it online. We used to get a discount for doing things online.

    That aside, I like TotalProtect and I'm very happy with them. I would highly recommend them. My appliances are going but I'm not having to buy another $3200 fan for my refrigerator. My appliance is stainless steel and I want it to stay that way. They can fix crap inside of them. And when I had a brand new bathroom put in, I had to re-put my commode in but something broke in and all of a sudden, water was dripping out. So we called them up and technicians came in and fixed it that day. I didn't like one of the technicians in the beginning but I love all of them now.

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    Response from Cinch Home Services

    Susan - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are delighted to hear that we’ve been able to satisfy your home warranty needs as well as our service partners. Thank you for being a loyal customer! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 17, 2018

    When I bought my home, HMS Home Warranty was on the contract. I made about three or four claims so far and usually, they're pretty good except for one time. I called to make a claim for my washing machine and it took a couple of days for them to get back with me. Whoever answered the call and took the claim didn't submit it. I waited a couple of days and they said somebody would get back with me. Nobody did. I called back and the lady said they didn't get a request and there's nothing in the system. I started to get upset.

    So then, they went on ahead and took it. They sent somebody out and fixed the problem. But I only had a problem at that time. Usually when I call, there's no problem. The reps who I spoke to have been very courteous. But I guess somebody up there wasn't doing their job that day because my information on my claim never got submitted. I even thought about going with somebody else because of that one incident. But it may be worse.

    For the most part, HMS Home warranty have been good. I've had something go wrong with my sump pump one time and they came right out and fixed it. I've had something go wrong with other things in my house as well. They came out and fixed that with no problem. I would tell others that they need to have HMS Home warranty because all my problems have been fixed. Even I had an issue with the customer service reps who were taking the call, I didn't have any issue with the service. They've all been respectful and they've all done the job properly. Every time a tech has been out there, they've told me exactly what the problem was, how to save myself some money and how to go about fixing it. So I'm pleased with the service overall in general.

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    Response from Cinch Home Services

    Gregory - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed May 16, 2018

    THIS IS THE WORST HOME WARRANTY COMPANY IN AMERICA!!! I have been dealing with an issue for 3 weeks. When I called to file a claim, I was given the telephone number of a technician. I was told that I will be receiving a phone call from the technician. I waited a few days and the call never came so I called the technician. The technician said this is a terrible company to work with and said he no longer works for them and does not understand why he still gets assigned jobs.
    I called customer service again and after doing this one more time, I finally found a technician that was willing to come out.
    The technician that came out was visibly frustrated. He had a difficult time diagnosing the problem and kept looking at his watch saying that he "wasn't going to get paid for this." After being very polite to him, he said he would contact Total Protect. I called the technician several days later and once again he was agitated. He explained that he had been on the phone for several hours and he recommended I call to "push the process along."
    After being on hold for over 1 hour, I finally spoke to a customer service rep who "authorized" the claim. Mind you I still had to pay $250 out of pocket. I am not sure how or why but I needed to get my AC fixed because my daughter gets a bloody nose when it is too hot.
    Unfortunately the technician did not fix the problem. He kept complaining about Total Protect and how he will stop working with them. He said he will call Total Protect to authorize another 1 hour for diagnosis. About 1 week later, he came by for the diagnosis. He contacted Total Protect over a week ago and I still have no answers. The technician is no longer answering my calls.

    I have made multiple phone calls and the customer service reps are the worst. Someone please help. It's 85 degrees in my house and my daughter wakes up with a bloody nose every other night.

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    Response from Cinch Home Services

    Junaid - I am sorry to hear about this experience. It sounds like we’ve let you down. I have reviewed your claim and see that a member of our leadership team has already spoken with you and your air conditioner is in working condition. If you are needing further assistance please respond back and we will follow up with you. Thank you – Austin

    Customer ServiceClaims Handling

    Reviewed May 16, 2018

    Glad to see that so many people have had the same terrible experience we had with HMS. We have tried to file 4 claims with them in the past 5 months, and each time they told us they would have someone to the house to fix it within 24 hours. Only to find the next morning, the company they said was coming was NOT available, because HMS had not actually checked their availability. Then when we followed up with HMS, suddenly they couldn't get someone out to fix something for 1-2 weeks, almost a MONTH for one claim when we had no running water! Then they gave us a fake email address to send our "complaints" to. We have never heard back from them. Dropping them immediately. A complete WASTE of $500. Could not warn people about them more.

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    Response from Cinch Home Services

    Nicole – We are sorry to hear of the problems you experienced obtaining service. We aim to provide each of our customers with quick and efficient service, and it is apparent that we missed our goal. We regret that we lost you as a customer and apologize for the inconvenience. Sincerely, Austin

    Verified purchase
    Customer Service

    Reviewed May 16, 2018

    Without a/c 13 days - supervisor and sales rep will not call us. We have been a member for 7 years. I"m also a real estate agent that has given Ron ** and HMS $1000's of referrals in the last 8 years. I could go on for 5 pages about the problems we're currently having. Ron refuses to return our phone calls. My broker, team leader and owner of brokerage is now involved. It's been in the 90's and we don't have a/c and haven't for 13 days. We have been told along with our broker and team leader that we were approved and would get a call - nothing. We have given 2 estimates and also requested a copy of our policy - which was also denied. Please help. I'm happy to upload all my emails to Ron **. Please send his supervisor's name.

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    Verified purchase
    Customer Service

    Reviewed May 16, 2018

    After being talked into buying the Sears Home Warranty for $839 for the year, I finally called to get a technician to help with my appliance issues. Already I'm on HOLD for OVER AN HOUR and the automated message says that they "thank me for being a valued customer and apologize for the long delay due to the large number of calls!!" It's the middle of May and can't imagine what could be going on. Finally, after talking with a representative of HMS Home Warranty (Sears Home Warranty) I was told that there are 290 million people in the USA and a lot of them have home warranties... so, I guess that I should be at the back of the 290 million! NO THANK YOU!

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    Customer ServiceTechPunctuality & Speed

    Reviewed May 16, 2018

    this company has totally dropped the ball my tenants have been waiting on a refrigerator for almost 2 months.repairs to an attic fan for 1 month 5 plumbers have been out to repair plumbing,to no avail.authorizaiton is at issue, they do not want to spend money,or care about their customers. wait time is in excess of 30 minutes and you cant understand the people. a supervisor or manager is never available, and i am still waiting after approx 6 weeks for a return call 3+times.these people are very unprofessional as are most of their technicians.they are greatly understaffed and just don't care. i am a former claims adjuster and manager as well. they would all be fired and replaced with people that cared and had some sense.too bad i cant give them 0 stars.

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    TechPriceRefunds & Payouts

    Reviewed May 16, 2018

    This company is a total fraud. Buyer BEWARE. They make it almost impossible to file a complaint. When I finally did they said they were sending me a repairman who cancelled ten minutes before he was suppose to arrive. They never did send another repairman. I have dealt with many companies and all I will say is BUYER BEWARE. This company is not reliable and does not do what they say they will do. After four months with them and filing one complaint they had the nerve to charge be 60% of my fee for a refund. Again BUYER BEWARE

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    Response from Cinch Home Services

    Larry - I'm sorry to hear that the provider cancelled your appointment at the last minute. That is certainly not the type of service we aim to provide our customers. We appreciate your feedback and regret to hear that you cancelled your warranty. - Amanda

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed May 16, 2018

    I started with TotalProtect, which was part of Cross Country Home Services and my deductible went up from $50 to $100 but the service is still wonderful. I called the 800 number to submit a claim with Cross Country, I pressed the right prompts and they asked me if it was plumbing. I talked to a representative who gave me a claim number, the name of a company and a phone number to call. The company they gave me the last two times was called Firewire because it was electrical stuff and those people were excellent. They were in and out of here fast. They also went beyond as far as going up to Home Depot and buying parts that they might not have in their truck.

    The reps at Cross Country were very polite and concerned. I've had one or two problems that I felt needed immediate attention and the company that I was referred to said they couldn't do anything until the following day, so I called customer service back and they got people here immediately. Their customer service handled the situation very efficiently. I've had excellent experiences with the people, both in customer service and with the contractors they sent out.

    I'm trying to sell my house right now, but I would like to continue with the company with wherever I buy. I also need to know if the warranty insurance that I have right now on the condo is transferable to the new people or to my new house. It's a good selling point to say that I have home warranty insurance and it is transferable to them. I feel comfortable with Cross Country and I've recommended them to friends. I told them I don’t worry about things going wrong because I know that I will get somebody here as quick as possible for a minimum price to fix it. I've had the service for 21 years and it's an automatic deduction for my monthly payment out of my checking account, and I've really had no reason to look for anybody else or concerned about what Cross Country was saying or doing because I feel safe with them.

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    Response from Cinch Home Services

    Sandra - This is the type of service we aim to provide! Thank you for taking the time to share. Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. If you would like to have the warranty transferred over when you sell your home you can contact our Membership Services team at 800-474-4047. Thanks! - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed May 16, 2018

    An HMS warranty came with our first house when we bought it and then we got it again when it also came with the second house that we bought. We got to use it a few times and it seems to come in handy. It still seems worthwhile to keep, and so we continued to renew it. Submitting a claim to them is easy. I have done it both over the phone and online but I normally do it over the phone. Everything seems to go smoothly when I talk to their claims reps. And as for their technicians, they seem professional, courteous and get the work done in a timely fashion.

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    Response from Cinch Home Services

    Robert - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed May 16, 2018

    TotalProtect gets to the claim pretty quickly. We've had them twice for plumbing and I just called them up. They gave me somebody to call and I went from there. One time, the contractor was here the same day and the next time, it took about a day. I had good interactions with them and the quality of their work was good as well.

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    Response from Cinch Home Services

    Donald - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are delighted to hear that we’ve been able to satisfy your home warranty needs. Thank you for being a loyal customer! - Austin

    Customer ServiceTechPunctuality & Speed

    Reviewed May 15, 2018

    If I could rate HMS Zero stars I would. My washer broke down a month ago, it is a stackable unit and the dryer and washer are attached. I informed them of this. I called and the service technician was out in a timely manner, said he recommended replacing the washer. I gave it a little while for them to get something done. Nothing. I called back a couple weeks later, the automated system told me the part I needed had been shipped, I had other questions and wanted to talk to someone, was on hold for over 20 minutes only for the call disconnected. I didn't have time to wait again so I didn't call back. A week later when I try to turn my A.C. on it doesn't work. So I call again to notify them of the issue and talk to someone about my washer as well.

    I was told they ordered the wrong part and they will be replacing the washer. I made the claim for the a.c. and the tech was out the next day to diagnose the problem. I called last night (which was a Monday) was on hold for over 25 minutes to talk to someone. They said the a.c. is in review. I explain that it is hot and I have kids and pets in the house and I need it fixed right away. She makes a note. I called again today because it was over 90 degrees outside. I need my ac. Was on hold for 20 minutes only to be disconnected. Again. Called again. Was on hold for 30 minutes. Couldn't wait any longer so I hung up. Called again and was on hold for another 20 minutes to talk to someone.

    At this point I am very upset and want to speak to a supervisor to see if we can make this an urgent matter. They said they can have a supervisor call me back in 24 to 48 hours. I can't wait around my phone all day for someone to call. I get the runaround again with the a.c. and the washer. I was on the phone for an hour and a half trying to get something done to no avail. I absolutely would not recommend their warranty service to anyone. They have terrible wait times. They have no real answers to any questions, except "it's in review" and "the parts are ordered". It has been over a month. Absolutely terrible. Don't waste your money or your time. Find another home warranty. Not HMS.

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    Response from Cinch Home Services

    Lori – It is clear that your experience was less than expected, and we did not meet your expectations. We appreciate you taking the time to share your concerns and value your opinion. Upon review of your claim you have spoken with multiple members of our leadership department and accepted the claims credit for your air conditioner and accepted the replacement washer we have offered to you. We appreciate the opportunity to make these claims right for you and your family. Thanks - Austin

    Verified purchase
    Customer ServiceTech

    Reviewed May 15, 2018

    I was told by the sales rep that there was no long term commitment. He lied. By the time I received the service packet, it was past the grace period for cancellation. They have very few service providers in an area where there are tons of service providers - but none will work with this company because they are difficult to work with and often don't pay. They approved services, and are now denying payment. They've lost three of my tickets so far, and when they were found, they had been mis-processed and the information in the ticket was incorrect.

    I opened a ticket for electrical problems, and it took over a month to get a service provider. Then when they came, the customer service department couldn't find the ticket. The provider had to come back after I resolved the issue and although they approved the service, they are now denying payment because they are claiming that because I live near the ocean, that the wire corrosion is not "normal wear and tear". This is just one of six tickets that I've opened and had problems with.

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    Tech

    Reviewed May 15, 2018

    Total protect assigned a contractor for our air conditioner on May 7th. Service man informed them of what part I needed to repair a/c. Called Weds the 9th to check on status was told nothing had been started . I am in Alabama, we are not young, they said they would put something called an exception on my file to speed things up. Called the 11th. Still in parts research! Five days still researching part? Really? Got a call

    yesterday the 14th part had been found locally. Now I have to wait an other day or two before some other group contacts supplier with payment info. not at all acceptable!

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    Claims HandlingTech

    Reviewed May 15, 2018

    We inherited HMS Home Warranty when we bought our house. We've been their customer for three years now and so far, we've been happy them. Submitting our claims used to be rough, with the hold and wait times. But they had a system change when there was a problem a couple of years ago and the process got tremendously better. Now, a lot of it is automated. Dealing with their agents has been fantastic too. They were very helpful, understanding and responsive when we talked to them. Also, the technicians they sent out were good, very knowledgeable and took good care of getting things squared away when stuff is broken. Out of the three claims we've put in, we had one bad experience and two good ones. Still, I would highly recommend HMS.

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    Response from Cinch Home Services

    Greg - Thank you for sharing your claim experience with us! We appreciate the feedback and glad we are able to provide fast and reliable service. - Austin

    Customer Service

    Reviewed May 15, 2018

    My bf has been getting nothing but the runaround with this company. I'm set to move in before end of this month and this dishwasher needs to working for our family. He took off work last Friday, May 11th (he lost out on at least $200 taking a day off) and the company HMS had 'hired' Sears to come do the job. Sears has no R.O on file of this at all. And he is still waiting on a call from their so called manager. And nothing has been resolved. I will also be contacting the BBB.

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    Claims HandlingPricePunctuality & Speed

    Reviewed May 15, 2018

    DO NOT BUY THIS WARRANTY!!! We just bought our house in Jan 2018 which we had a full home inspection. I was there for the home inspection and watched as everything in the house was tested. Everything checked out a ok! When we bought the house the homeowner bought the home warranty due to the house being an older house. Fast forward to May, the temp gets to 80 degrees, I turn on the ac and it doesn't work. I called the warranty company in which they told me they were going to send out their service company. The HVAC company shows up and states he found a major condenser issue and we were low on freon. At least that's what he told my 20 year old son! (My unit doesn't even take freon. It takes r22.)

    Once the report was sent to the warranty company they included a few extra pieces to the story. Long story short the HVAC company said it was unfixable it would cost more than a new unit to fix. So needless to say the warranty company declined paying for any repairs due to the fact that my home inspection didn't say the system worked... (Didn't say it didn't either!) So I decided to look at the unit myself (I am not an HVAC guy to say the least) however I did notice a few loose wires so I reran the wires and reconnected. Lo and behold the unfixable is fixed!!! This company sent their own service company out to falsify the documents so they didn't need to pay the claim (That I'm sure of!). I paid the $100 deductible for this company to lie their way out of paying the claim! Please do yourself a favor and don't waste your money on this warranty! They are nothing but frauds!!!

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    Claims Handling

    Reviewed May 15, 2018

    I call to submit a claim with TotalProtect and we then schedule an appointment and they give the number of a person to contact. They tell me when they’re coming out too. My recent claim was about two months ago with the heater. The technician was here for 5 minutes. I had solar put on and he did not put the thermostat right. Other than that, when my refrigerator went out, TotalProtect denied the claim because the back had a little depth. That was the only time I didn’t have a good experience with them. But I would tell friends that TotalProtect Home Warranty is worth it. I’ve had my water heater and air conditioner's condenser replaced and in those times we don’t have a lot of money to put it up so it’s worth it for me to make the monthly payment. And it’s deductible if you get it fixed when something goes out.

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    Response from Cinch Home Services

    Florence - We appreciate you and strive to make managing home repairs easy. We are happy to hear that our customer service team has provided you with excellent service. Thank you for your feedback! Sincerely, Austin

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed May 15, 2018

    Whenever I call HMS, technicians come on time and fix things right away. Overall it’s been good since their repair. I’m very happy with HMS Home Warranty. They have good communication which I like. I wanna renew my warranty when it is ready to expire.

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    Response from Cinch Home Services

    Goma - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Austin

    Verified purchase
    Customer ServiceTech

    Reviewed May 14, 2018

    I called twice and it is the second time I got hung up. I waited for 40 min and this this just hang up on me. I was trying to follow up on my claim which is a recall service. The technician didn't show up and wouldn't answer phone call. I figured the lady couldn't help me so decide to hang up the call. Every Rude. service order number is **.

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    Response from Cinch Home Services
    Tsung,
    I'm sorry to hear that this was your experience. If you still need help with your claim, please let us know and we will be glad to reach out to you personally.
    Thanks,

    Amanda

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechSales & MarketingRefunds & Payouts

    Reviewed May 14, 2018

    Had this service From 12-29-17 to 05-14-2018. The one time I needed the service on , on an air-conditioner outing, I put in a service request on 05-10-2018. After putting the automated request, which told me the soonest I could receive service would be on 05-24-218, and if I didn't want that to call them directly. (How can I wait 10 days for a A/C repair?)

    TotalProtect issued automated email with the information, and gave the provider as "HOME PERFORMANCE GROUP LLC", called that company and left message. The next day, I still hadn't heard form them, I called back TotalProtect as I was wanting to ask if they other providers, or if they would accept a claim from a seperate provider. They said that was the only provider.

    As it was quite hot, and I have my wife and mother-in-law in the house, so they day I made the claim, and found about the long waiting period, I called another company, K/B Complete, in case I didn't hear back from the group assigned by TotalProtect.

    K/B came out the very next day and fixed it. And now after four-days of claim request, not a word from the assigned provider.

    I called TotalProtect to cancel my account, which they did after a bit of "on hold" and sales pitch. I told her about my calls, and she said there were other providers, and the previous support person was mistaken. I also requested a refund of the several months that I paid since when I asked for service I never got any, she said she could not do that since I was provided coverage for those months. I said fine, but please cancel my account, please request the refund from your supervisor, and I will be looking for it. I doubt I ever see in.

    Oh - and I was on hold for 30 minutes ever before I could speak with someone. I ended up calling their "new customer" line to try to find a human.

    Very disappointed.

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    Customer ServicePrice

    Reviewed May 14, 2018

    I called Total Protect and cancelled my service on 9th of May since i no longer live in the house. The first representative transferred the call to cancellation department but the lady over there was not only very rude she dont know what she was talking and said i am on contract and the contract ends June so i have to pay one additional month and they will charge it in my credit card on file. I tried but she was very rude and kept saying the same thing again and again. Today they charged my credit card. I called by credit card company and disputed the charge. For 9 years i was there customer and when i cancel this is how they treat? What a rip off company!! Will never deal with them.

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    Tech

    Reviewed May 14, 2018

    I never do this but boy do they have me PISSED. If you have this company or are deciding to go with this company DON’T. They don’t care about your well being and rather save a few bucks over your life! A week and a half ago I was home and smelled gas. Fire Department came out and so did BGE. Both confirmed there was a gas leak coming from the oven. Mind you the oven was off. When the warranty company sent a tech out the tech was there no longer than five minutes, did the bubble test and found nothing. We weren’t pleased so they sent out another tech, he did the same thing!

    To make matters worse once he left my boyfriend smelt gas again! I called them to make sure they will fix it and they said they will. Today they told us they are honoring the techs and nothing needs to be fixed! THIS IS NOT A DISHWASHER THIS IS EXPLOSIVE GAS! Leaks don’t fix themselves!! They are not only putting our lives in danger but our neighborhood in danger too. Please share to expose them for not caring about lives and saving a few hundred bucks. I’m in talks with a lawsuit because gas is no joke. They were paid to fix things like this and are refusing to do so.

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    Verified purchase
    Customer ServiceClaims Handling

    Reviewed May 14, 2018

    I submitted a claim on 4/14/18 and a company came out on 4/18/18 to look at the AC and found the compressor to be bad. They reported back to total protect the findings the next day and it took total protect 17 days for them to finally call me (5/6/2018) with the option to get a claims credit to replace the unit (around 750.00 claims credit toward a new unit that's going to cost 5000.00 to 6000.00) or to order a replacement compressor and fix the unit. I opt for the replacement part as I don't have a few thousand for a new unit (the whole reason I have a warrant plan). Today is 5/14 a month from when I submit the claim and the unit is still not fixed. I called customer service and asked what is up and they claim the part was delivered on 5/9/18 yet the local company is saying they have not gotten it in. I asked the customer service person why it always takes over 30 days to fix a A/C unit and she says it is there busiest time for AC unit. What busiest time so the customer has to suffer with no AC for over a month. If you can't handle the seasons why are you in business. I expressed my frustrations and how upset I am and all I got back was I understand. For how much we pay this is unacceptable.

    This is the 3rd compressor in 6 years that is going to be replace which means they find the cheapest replace part possible hoping it will last long enough for something non mechanical to go wrong so they don't have to replace the unit. I have been with this company from mid 2007 and have nothing good to say about them.

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    Customer ServiceCoverage

    Reviewed May 14, 2018

    We have had this warranty for almost 2 years, and used them in the beginning (with poor results). I called them a few weeks ago to request a repair to our AC. Because I needed multiple service, I had to do this via phone, their crappy website. So, I suffered through a lengthy set of automated prompts, which did a poor job of speech recognition. Finally, after 8 minutes, I was transferred to someone - a real, live person(!). She placed the request to repair 2 AC units and I was told to expect an email with a link to schedule a time. No such email arrived, and yes, I checked my spam folder.

    So after a week I followed up to get the status. The person I spoke with said that someone would call me within 48 hours. It's now been more than 72 hours and no call has been received. So, I followed up today and found that the 2nd person I spoke with actually created another ticket instead of escalating the original request. I was given a voice prompt to be transferred to the provider for an update. Guess what, I got a recording saying that number wasn't working. So, after nearly an hour on the phone and website over 2 days, I have no progress.

    I decided to cut my losses and place a simple online request for service to my bidet. I went through the website easily to submit this request and clicked "submit" and got a reply saying I had to call for this item. So, I once again slog through their automated prompts, eventually talk with a person and was told that my plumbing problem wasn't covered. What the heck?!? This warranty is completely, utterly useless. We might as well have burned the money on the front lawn instead of buying a warranty and have gotten the same results. STAY AWAY FROM THIS LOUSY COMPANY. It is a waste of money and time.

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    Response from Cinch Home Services

    Carole - I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items that may not be covered such as your bidet. I know this is not the outcome you were hoping for, however we are confident in this decision. Sincerely, Austin

    Claims HandlingCoverage

    Reviewed May 14, 2018

    Total Protect used to be a great company for me and covered several claims. However, despite me correctly describing my HVAC system (dual fuel system) when I signed up when I have submitted a claim they rejected it based on my HVAC system being a dual system. When I spoke to their supervisor she confirmed the sales representative "LIED" to me about my HVAC system being covered and despite that the contract states no dual fuel system so they will not cover the claim. I HIGHLY RECOMMEND TO STAY AWAY FROM THIS COMPANY. It is only a matter of time if you are a customer until they deny an expensive claim.

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    Claims HandlingTech

    Reviewed May 14, 2018

    I've had TotalProtect Home Warranty since I bought my house in 2004 and I'd recommend them. Everybody wonders why I pay $34.95 a month but it's like insurance on a car in a way. They've always taken care of things. They've looked at my washroom, my stove or disposal. I've also had them work on my AC unit and my furnace on two different occasions and the technicians they've sent have been decent and nice. I used to talk to a human when I file a claim and it used to be easy. But now it's all automated. I'm not much into technology like that because when it works it’s great but when it doesn't, it isn’t good.

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    Response from Cinch Home Services

    Daryl - Thank you for sharing your experience. We are delighted to hear that we’ve been able to satisfy your home warranty needs. Thank you for being a loyal customer! Sincerely, Austin

    Verified purchase
    TechPunctuality & Speed

    Reviewed May 14, 2018

    All I want is to have full coverage of my appliances which HMS Home Warranty promises that they’d provide. They were also recommended by the real estate agent. The contractors come in to fix all of the home appliances in my home like the oven, the AC unit, and the fridge. I submitted a claim one time for my AC and I talked to a representative. But when the contractor came, they told me they could not fix it, so I was wondering why they came. The technician said that if I had not lost my part, they probably could come and fix my AC unit. Everything was in the contract which I sent them but I didn’t check. I will recommend HMS Home Warranty to any person who is in need because I had a good experience with them the first time I used them. Their process is good. The technicians are also very good and they know what they are doing. They come and do the what they promise to do, and they do it on time.

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    Response from Cinch Home Services

    Duke - We appreciate you and strive to make managing home repairs easy. We are happy to hear that our customer service team has provided you with excellent service as well as our service partners. Thank you for your feedback! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 13, 2018

    A home warranty was offered to us so we took it. And because the house was getting older and the appliances were getting older, we renewed after the first year. Submitting a claim has been fine so far. I call and tell HMS that something’s wrong and they call a vendor and set up. Then the vendor comes as requested and the technicians have always been pleasant. Sometimes they have to do a few things to get to know what’s wrong and sometimes they just come in and fix. And overall, the quality of work that has been performed is good.

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    Response from Cinch Home Services

    Linda – We’re delighted to hear that your HMS warranty is meeting your needs. We appreciate you sharing your experience with us. - Amanda

    Verified purchase
    Coverage

    Reviewed May 13, 2018

    Any experience that I’ve had with Cross Country has been good. Their rep was courteous and he knew his job well. I was satisfied with what he did and how he educated me about things too. We’re covered with what I think we might need, so we’re all right.

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    Response from Cinch Home Services

    Donald - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed May 13, 2018

    The appliances in my home were getting older and I thought it was a good idea to have TotalProtect Home Warranty in case anything ever goes wrong. When my oven was giving trouble, I called in a claim to them and they lined people up to come out here. The technician had to come twice. The first time he came, he diagnosed the problem and ordered a part. Then he came back and put the part in. My oven has been working fine ever since. It’s been a good experience thus far and I would tell a friend they need to look into TotalProtect Home Warranty.

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    Response from Cinch Home Services

    Gregory - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingCoveragePrice

    Reviewed May 12, 2018

    We've had TotalProtect Home Warranty for years and they're awesome. They are under Cross Country Home Services and they've been great every time. When I submit a claim, I call in and explain to them the situation. Most times, they have service providers that they're contracted with and then they send them out to either repair or replace whatever is wrong. The recent claim we had was the first time there was a delay in the reimbursement since they had a lot of things going on with the storms. I called up and was a little concerned. I was trying to figure out what was going on since my credit card bill came up due before reimbursement had come. They explained everything, apologized, and made sure that they got attention paid to it.

    The coverage plan that I have is amazing and it's way better than any of the other programs that I've looked into. I wish the homeowner's policy was as good as that. All of the other companies that I've looked into, first of all, the monthly charge is much higher. But the deductibles are about the same. They cover basically everything, and replacing is great. This year was the first time they increased the service call. I have to pay the first $100 and they cover the rest. It used to be $75 for the deductible.

    But other than that, having TotalProtect makes me a lot more comfortable. I'm a disabled single mother with three kids that are still living at home, and just having that security is amazing. I recommend it to everybody. My dad had researched a lot of other companies and still came back to them because there's just no one that compares in the coverage and the response to whatever we need. I couldn't live without it.

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    Response from Cinch Home Services

    Dainna - Thank you for sharing your experience with us! It's our pleasure to provide our customers like you with excellent customer service.Thank you for being a loyal customer! Sincerely, Austin

    Verified purchase
    Claims HandlingTech

    Reviewed May 12, 2018

    When I bought the house last September, HMS Home Warranty was included. And my experience submitting a claim was awesome. I did everything online and the guys showed up the day after within two days. With the microwave, they were able to fix it that day. And with the refrigerator though, they had to order a new panel but it was done and installed within a few days. The technicians they sent out were very professional and the quality of their work was excellent. I have recommended HMS because I’ve had two good experiences with them.

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    Response from Cinch Home Services

    Everett - We appreciate you and strive to make managing home repairs easy. We are happy to hear that our customer service team has provided you with excellent service. Thanks! - Austin

    Verified purchase
    TechPunctuality & Speed

    Reviewed May 12, 2018

    My wife signed up for TotalProtect Home Warranty several years ago. We had a home and with the cost of upkeep when all the appliances get older, we decided to get a home warranty. We had a refrigerator that was giving us a little problem and we filed the claim by phone. The technicians had to replace a couple of parts on it, which took about three trips, but they got it done. Two different people from the same company came, one of which was a supervisor who came out to take a look at something and then they came back and fixed it. It was an aggravating experience as I had to buy a new refrigerator in the meantime. Plus, we've had to keep the refrigerator unloaded and we had all of our stuff in coolers and freezers. TotalProtect also sent someone to fix a dryer for us. One person came out on one trip and had gotten the dryer going really quick.

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    Response from Cinch Home Services
    Wallace,
    We appreciate you taking the time to provide your feedback and are glad to hear that your warranty has been beneficial to you. If you'd like for us to review your refrigerator claim to ensure that you received the full benefit of your warranty, please let us know and we will follow up with you directly.
    Thanks,

    Amanda, Customer Relations

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed May 11, 2018

    I absolutely DO NOT recommend this company as a Home Warranty Service!!!!!! I've had the worst experience ever with this company. I called in a claim when my central Air conditioner was not putting out cold air. I was given an appointment with Fred's Heating & cooling, who came out put in some coolant and said everything was fixed. Weeks later, it happened again. No cold air. I called TOTALPROTECT again and they sent out another company who says I needed a new HVAC system! So I purchased this new system and they installed it. Weeks later it happened again!! No cold air! There is obviously a leak somewhere that was present from the beginning! I'm out around $4K now with deductions and purchase of this new unit that I now wonder if I really needed! the coolant is leaking out. I have to put another claim in withTOTALPROTECT because they are not responsible for the bad work of the companies they make the appointments with. This third company acknowledged there was still a leak, but he found it and now it is fixed. But it wasn't. Here I am at the beginning of the summer heat in Charlotte NC and NO COLD AIR is coming out of the unit. I called TOTALPROTECT to express my frustration and they said they will PUT IN ANOTHER CLAIM FOR SOMEONE TO COME OUT, AND BY THE WAY I HAVE TO PAY ANOTHER DEDUCTIBLE OF $100. Where is my TOTALPROTECTION??? Worst Warranty Ever!!

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    Customer ServiceCoverageSales & MarketingPriceRefunds & Payouts

    Reviewed May 11, 2018

    My current interaction with HMS Home Warranty/Weichert Warranty Service is the worst customer experience I have even encountered in my life. By way of background, I recently purchased a new home which included the HMS Home Warranty. We submitted our bid to buy the home in the winter and as such the AC unit could not be tested. As soon as the weather warmed up, we had a HMS perform a diagnostic on the AC unit and was told that the AC Compressor (outside) was failing. We were told that we could use: 1) HMS' preferred HVAC or 2) Use our own HVAC company with the appropriate reimbursement. If we used the preferred HVAC company we would have to chip in an incremental $750 (confusing given I have a warranty). This is where it all went south...

    I researched the HMS's preferred HVAC company and the ratings were sub-par. As such, we lined up service with multiple HVAC companies we are very comfortable. The HVAC companies all quoted around ~$3,000, which seemed like fair market value for this job. I called HMS to be reimbursed and they stated that they could only refund me $350, nearly 90% less than the fair market value! I repeat they could only give me 10% of the value! The representative stated that HMS pays their Preferred HVAC Provider $350 for the service. The preferred HVAC company accepts this low price because they receive $350 + the $750 that the warranty does not cover. This seems like a scam by both parties!

    The fair market value to replace an AC unit (outside) is ~$3,000, a credit should not be for 10% of that value. The value of the component alone is $1,500+, excluding labor. So my options are 1) Choose a sub-par HVAC company to repair my system and I still have to pay $750 or 2) Receive a $350 credit from HMS and pay $2,700 out-of-pocket to cover the cost to have a reputable HVAC company perform the job. This practice is very unethical and I don't know how HMS is getting away with this. This seems like a complete scam!

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    TechRefunds & Payouts

    Reviewed May 11, 2018

    Sears put their name on this home warranty repair company. The plan looked comprehensive, easy to use and competitively priced. The problems started when I contacted them for a furnace repair and they could not find any service tech in my area. Then I was authorized to find a local repair company, pay out of pocket if I had to and get reimbursed. Looks of rules, regulations, double talk. I am out the monthly premiums paid as well as the cost of the repair. Needless to say I canceled the contract. Total rip off.

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    TechOnline & App

    Reviewed May 11, 2018

    I was an AC contractor and I signed up with TotalProtect Home Warranty after somebody told me that they were looking for vendors. After representing them for a few years, I sold my business and they gave me an offer to come to work with them. So, I worked with them as an authorizer for about a year and I got to see how the plans work. I no longer work for them but I bought one of their plans. I used to submit claims on the phone because that was all they have. Now, it is mainly online and it's easier to do. Their website navigation is not easy but it's doable. Some of the technicians are good and some of them are not good at all, which is what you could expect when you have that kind of program. Still, I recommend TotalProtect all the time.

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    Response from Cinch Home Services

    Roger, We appreciate having you as a customer, and the time you took to provide us your valuable feedback. Thanks, Amanda

    Customer ServiceClaims Handling

    Reviewed May 11, 2018

    This company is the worst company Ever!!!!!!!!!!!!! i filed a claim almost 3 weeks ago and I have yet to get anything complete. I was recently put as a medical emergency level and there still has been nothing done about my AC. I have foster kids and the home is really a unsafe place for them to be due to the heat. I spent 300.00 last weekend for a hotel stay to keep the kids safe from the Florida heat. I have called everyday and there has been nothing done. I am seriously upset and will be holding your company at fault if one of my kids become ill from heat exhaust due to the 90 degree weather in Florida.

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    Response from Cinch Home Services

    Roshanda - Thank you for taking the time to share your experience with us. We appreciate your feedback and you allowing us the opportunity to take another look at your claim. After reviewing your claim and the details of your complaint the service company is scheduled to go out to your home to install the equipment after it is picked up. I attempted to give you a call to ensure you are up to date on the most recent information, however was not able to get in touch with you. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingSales & Marketing

    Reviewed May 11, 2018

    I called over a week and a half ago to make a claim on my leaking pipes under my sink. I have received nothing but the run around. The repair that usually fixes things said he was too busy. Now a week and a half later I still have leaking pipes with pans underneath to catch the water.

    I have another person that is qualified to do the work but they won't let him before going through there process of approval. He called to get approved and was on hold looped back through to the automated system. He gave up. I called and finally was able to get an actual human on the line. They would not approve him. Now i have went ahead and hired him to go ahead and fix it because Total Home Warranty won't respond to my claim. They said they were still trying to find someone to get it repaired. OmG. No common sense in America today. It's a waste of money and all of the time I've spent dealing with this and I'm actually paying them to treat me this way. Their advertisement relates they will never use deceptive practices to deny your claim. They are!!!!!!! You cant even understand the customer service representative. Accent is beyond!!

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    Response from Cinch Home Services

    Lesa - I am deeply sorry to hear of your claim experience and apologize for the inconvenience. I really appreciate you taking the time to write a review. I would like to address your concerns and investigate this situation. We have attempted to contact you but left you a voicemail. Should you require further assistance, please contact us directly. - Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed May 11, 2018

    One of my daughters has HMS Home Warranty and she told us about it. Having a home warranty made it much easier to get stuff done. I’d either call or go online to submit a claim for whatever appliance that needs to be repaired and I always get good customer service. The latest guy who came to do my microwave did an outstanding job explaining different things about it and said that if I have any problems, I could give him a call either night or day and he would come back out and take care of it.

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    Response from Cinch Home Services

    Jose - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! Thanks! – Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 11, 2018

    TotalProtect Home Warranty knew my home was a certain age, and they wrote me a letter soliciting the home warranty with what they covered and their premium. It sounded like a smart thing to do so I did it. I’ve had it for years and my experience in submitting a claim is getting better. I’ve had a number of claims over the years and I had some where I was holding on the phone for almost an hour, listening to their recording about doing the claim online, which I tried to do but didn’t work. But in the last eight months, they seemed to have gotten their act together so now they answer the phone when I call and it’s very good.

    When I had a claim at the end of last year to replace a furnace, they ended up not paying what they owed the installer so the installer started billing me. I called the home warranty and they said that the installer didn’t put the right claim number on the invoice so they called the installer and got that corrected. Although it was the installer's fault, Total Protect was very slow to get that resolved and we had to wait quite a while to get the furnace. Other than that, the technicians have been good in a variety of claims. The interactions I had with them as well as their work quality were excellent.

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    Response from Cinch Home Services

    Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Thank you for being a loyal customer! Thanks! – Austin

    Verified purchase
    Customer ServiceCoverage

    Reviewed May 11, 2018

    I've always had Cross Country for the last seven years, and every time I call them, they always solve my issues. If I told them that I needed something fixed, they pretty muck hook me up with somebody here. And if I had a problem, I just call them back and they would give me somebody else and I never had any trouble with them. The coverage plan has been pretty good, but it has been going up a little bit since I started with them. I pay $100 when contractors come but I'm sure that they would fix pretty much anything, so I'm fine with that. Cross Country is a good company and they give me peace of mind.

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    Response from Cinch Home Services

    Macarena - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our service partners has provided you with excellent service. It’s great to know you were pleased with the service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 11, 2018

    We have been HMS Home Warranty customers for six years in June. We have it since we bought our house. HMS has been responsive and very helpful. In my most recent experience which I submitted online, I had an issue with the company that HMS had subcontracted for my claim. My wife had taken the day off at work to accommodate the contractor's schedule. What happened was that the technician locked himself out of his vehicle. When I called to get a status of where they were at the end of the window, they said that they were going to have to reschedule. We told them we were already at home and asked them that once they got locked back in their vehicle to come to our house so we didn't have to pick another day. And the person was very rude. I told him that I would be reporting him to HMS. They said that that was fine and they didn't want my business anyway.

    That company was not exactly very customer focused and when I called HMS to complain, they immediately reassigned my ticket to another provider who was fantastic. The new provider HMS assigned to us replaced the water heater and the new water heater works great. I had no problem submitting the claim but when I needed to follow-up, it took me an unreasonable and unexpectedly long amount of time to find a phone number so I could talk to somebody to address my customer service concern. However, although the issue delayed the solution to my claim by 48 hours, it was nothing substantial and it wasn't a critical situation. It would be nice though if HMS could provide me with a positive feedback to a service provider that I can make them a preferred provider for me. I told that to the HMS rep when I called and they did make a note on my file that the last company be my preferred service provider for that particular issue.

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    Response from Cinch Home Services

    Aaron - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. I am glad you were able to have your water heater claim addressed and taken care of. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed May 10, 2018

    April 30 I called for a service call on a Samsung Dishwasher. Was given Lowes Appliance Repair Panama City Florida. Was told I would hear from vendor and was allowed to call vendor as well. No response for 48 hours. May 3rd called TP back to advise did not hear from vendor, was advised by "Jenny" they were speaking to vendor at the same time I was speaking with TP, I would hear back from Lowes within 24 hours. Monday May 7 refilled another claim, this time vendor responded said he has not done work for TP in the past year. Called immediately to cancel home warranty plan but once on hold was always disconnected. Sent email to site, did get a response but no phone call as email stated. May 10 called today and found out plan was canceled but monthly payment was taken and no refund even though horrible service. If you live in Florida and have this company make sure you text vendor they give you, also, don't use bank draft system as I did let them come after you for non payment. DO NOT USE THIS COMPANY

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    Response from Cinch Home Services

    John - I can tell this experience has been extremely frustrating. It’s definitely not the level of service we aim to provide. I regret to hear that since then you have cancelled your warranty agreement. Sincerely, Austin

    Customer ServiceRefunds & Payouts

    Reviewed May 10, 2018

    My issue is 2 years ago, we purchased a house. With that house we purchased a home warranty which is supposed to cover appliances, plumbing, etc. Well about a year and a half into our contract, our water heater busted. Water was everywhere, so we contacted the warranty company to have the water heater replaced. This company HMS Home Warranty dispatched someone out to fix our water heater and in about a week, the water heater was replaced. Fast forward 1 month, we have our new water heater, but when I went downstairs in the basement, I heard a sound like water was running. Upon investigation, I found that the pipe leading to the new water heater was leaking. I was able to fix the pipe, but then a couple of days later, the pilot light went out, therefore, no hot water.

    I tried to relight the pilot light and it would not stay lit, so I contacted the warranty company since they were the ones who ordered and scheduled to have the water heater replaced. I was told that I needed to contact the manufacturer since this is a manufacturer defect. I stated to them that they purchased the water heater, so why did I have to contact them? I also asked what the warranty was for if they didn’t guarantee the work. The rep asked “Well did you get your water heater replaced? Well then you were covered”.

    In the meantime, I went downstairs to our basement and noticed that one of the pipes was leaking again. I contacted HMS Home Warranty again, and this time they said they can schedule someone to come out to look at the pipes. They originally told me that it could be scheduled for the next day, but then they called back to say that it had to be pushed back a day. So this makes now 3 additional days with no hot water, and water leaking on our basement floor. They wouldn’t even entertain a refund for the labor since it was such a shotty job. What can we do?

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    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed May 10, 2018

    When we purchased the home, our warranty with HMS was part of it. We renewed it last year and we've been with them for almost two and a half years now. When we have a claim, I call their number but it's very difficult to hear what they're saying on the other end. And it's all recorded, not live people. So every time I submit a claim, I have to hit a button to get a live person to explain what they said on the recorded portion. Once I submit it, they set up an appointment immediately and the person comes out and fixes whatever.

    We had a dryer element go out twice and having it repaired was very easy. The service guy showed up and made sure it was the original manufacturer's part that was put in. He also said that the same problem happened the previous year when they didn't use an original equipment. So, it was a really good service. Then we had our furnace replaced and that was quite a rigmarole because initially, they didn't want to replace it with the same brand that we had. But eventually they did, so I was happy about that. Also, I've had the furnace guy come and do a check up on the furnace from here in Fishers. He did a terrific job and make a quick tune up type of thing. Overall, our experiences with HMS were not perfect, but darn good.

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    Response from Cinch Home Services

    Bruce - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that you had difficulty hearing automated system clearly.Thank you for that feedback! – Austin

    Verified purchase
    Customer ServiceTech

    Reviewed May 10, 2018

    We’ve had several claims over the years to Cross Country Home Services through Residential MD. I do the claims online then I follow up on the phone as I wanna make sure the details are correct. The representatives always call back and we go over the details, and then they line me up with the contractor for the issues we have like our hot water heater and the AC units.

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    Response from Cinch Home Services

    Michael - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for your loyalty, and thanks for sharing! - Austin

    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed May 10, 2018

    I've been really pleased with TotalProtect Home Warranty. The claim submission has been very good and their reps are prompt. But if I call customer service in the afternoon I'll get put on hold. Maybe they are closed and I wish it would say because I wait on hold for a long time. Nobody came on and it just kept playing music so I finally had to hang up. I'm in Arizona and they're probably in Eastern time. I call back in the morning and I usually get through right away.

    When I signed up my son I was wanting to make sure it was gonna be coming out through my account because when they closed, the mortgage company put their own home warranty on and we told them we want to go with TotalProtect. So they took that $400 and applied it to TotalProtect and then wanted to make sure that it was gonna start coming out of my bank account. There was a bit of a problem with that, but overall, it's fine now.

    The companies that TotalProtect uses had been really good and I've been pleased with them. On the other hand, they could not come out for my kitchen sink because I didn't have faucet extra-coverage on. I ended up getting a new faucet and Able Plumbing came out. I had them do my bathroom too because my toilet was leaking and I was real pleased with that as well. I referred my boss and he signed up. Also my son and his fiancee bought a house and I signed him up. I recommended TotalProtect to my friend and they're gonna be signing up, too.

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    Response from Cinch Home Services

    Cynthia - We appreciate you sharing your experiences and are thrilled to hear that you have referred your friends and family to us. It is our pleasure to provide you with top-level customer service and efficient claim resolutions. We hope to continue to have you as our customer for many years to come and are thrilled to hear how many people you have recommended to us! – Austin

    Claims Handling

    Reviewed May 9, 2018

    I was with this company for 9 years and when I really needed help with my air conditioner, they denied the claim! I reported the claim on March 17th 2018 and for 1 month nothing was done on it. They sent 3 different service companies over to my house within a 6 weeks period to check out my AC but at the end, they refused the claim because they said it wasn't properly maintained! We changed the filter every 3 months. I called a private company who replaced my AC unit for $7,000!
    I am so disappointed with this company and would never recommend them for even my worst enemy.

    They are one of the WORST!!

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    Response from Cinch Home Services

    Maddie - I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items that may not be covered. If you would like for us to review your claim to ensure that you received the full benefit of your warranty, please respond to this message with you property address and a member of my team will investigate and follow up with you. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed May 9, 2018

    I have made 3 claims in my year with HMS and I can tell you every single time it took multiple weeks to get someone to my house. Customer service is poor, they have very limited vendors and the most the time the cost to repair/fix something is less with any other company than the deductible with HMS. All said and done I was so disgusted with this company I purchased my own AC rather than waiting for this company to ** me over again. Find any other company to do business with because HMS is by far the worst company I've ever done business with.

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    Verified purchase
    Jonelle increased rating by 2 stars.
    CoverageTechPriceRefunds & Payouts
    After a positive interaction with Cinch Home Services, Jonelle increased their star rating on May 29, 2018.

    Updated review: May 29, 2018

    The customer service department had incorrect information, my unit was actually being replaced and not repaired. I do not and did not have a problem paying the out of pocket expense for a replacement. Now that my system has been replaced and I received a letter from HMS confirming what was completed I am completely happy. I did not have an issue with HMS before.

    Original Review: May 9, 2018

    Every year the price of this warranty goes up and the service goes down. If a technician comes out and their suggestion is to replace a unit why would HMS attempt to repair the AC unit that they have repaired 2 times already? HMS themselves did not come out and view the system but did not take the recommendation of the technician. The cost out of pocket is more than what HMS is covering.

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    Verified purchase
    Claims HandlingPunctuality & Speed

    Reviewed May 9, 2018

    HMS Home Warranty came with the purchase of our condominium and we had a very good experience with it when we submitted our claim. We had two different technicians here that were from Sears, one for the dishwasher and one for the washing machine. And they were right on time and they did the job. They got the parts and fixed the problem. We were glad we remembered to do the home warranty and it worked out good for us.

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    Response from Cinch Home Services

    Rodney - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! Thanks! – Austin

    Verified purchase
    Customer ServiceTech

    Reviewed May 9, 2018

    I was already with ResidentialMD years before Cross Country Home Services took it. When I’ve had small items like icemaker before, they fixed it with no problem. Right now, I’m dealing with the air conditioner and it’s gone for a long time. They sent one vendor out, replaced the fan in the air conditioner and he left because it started working. We checked it a couple of days later and the fan was working but the air wasn’t. So, we had him come back out. And then, we got into a thing whether it was gonna be two service calls or one service call. And that went back and forth between them and the vendor. They ended up sending a different vendor out and he figured out what was wrong. The pressure was bad in the air conditioner and we turned it in. That was last Thursday. So, we went through four, five days without AC while they figure out what they were gonna do.

    They said they tried to call me one time and they did miss me. I called them back on a Friday and they needed to know what option I wanted, whether I wanted them to have the guy come out and fix it or give me money, and I told her to have the guy come out. I got a call the next day saying, “What option did I want?” I said, “I just told the people yesterday what option I want.” Moreover, I can’t get any type of estimate on how soon it’s gonna be fixed. It’s now going over ten days from the very first work. My wife has heart conditions. She’s had a heart attack. We don’t need the heat and we’ve explained that to them, three or four different people. But it doesn’t really seem to make any difference in the process at all. Everybody keeps saying, “Well, we should have a medical alert.” I haven’t said anything that would speed up at all.

    Nonetheless, the people at customer service are nice. It’s just that they don’t know much more than I do, in a way. They ended up opening up three work orders on this thing. Before, there were several work orders and one of them was for a heat problem, which I didn’t have. It’s confusing trying to keep track. Even they were confused. They had to keep me on hold and go off to read what was going on. So far, we’re still waiting for them to fix it. The guy here has been advised he’s gonna fix it and he can’t make any schedule because he doesn’t know when he’s gonna get the parts. Other than that, I’ve had other experiences and they were good.

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    Verified purchase
    Customer ServiceTech

    Reviewed May 9, 2018

    I've been with TotalProtect for so long and the experience has been great. Recently, the air conditioner quit. I called TotalProtect and they gave me information on the person that was gonna fix it. I called the contractor and TotalProtect called them too. The technician came out, ordered the parts, came back the next day and fixed the AC. I had to drive three hours to meet them since it was for the second home and he took care of everything. Everything went well. I would highly recommend TotalProtect to other people to take care of all their problems.

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    Response from Cinch Home Services

    James – Thank you for sharing your thoughts on the services Total Protect provides for you. We appreciate your loyalty. - Amanda

    Verified purchase
    CoverageRefunds & Payouts

    Reviewed May 8, 2018

    I purchased a Total Home Warranty through TOTAL HOME PROTECTION, boy what a mistake, they have not covered any major break down. The latest being my water heater leaking. They say the don't cover leaking water heaters, because you can not replace the tank. Well let me think about this, isn't the water heater a unit all in one, so if the tank is leaking maybe you should replace it, but no they do not cover this part. So now I will have to pay out of pocket to fix my water heater.

    Stay away from this company "TOTAL HOME PRTECTION" find another home warranty company.

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    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 8, 2018

    I've used TotalProtect a couple of times when I needed it and the technicians showed up and did their job. I originally got the warranty through my mortgage. They sent me paperwork and we signed up for the warranty. Usually, my experience submitting a claim was pretty good but I had some claims this year that were a little tough. I think they put a new system in and I had a tough time with it. But it got straightened out and they were good about it. And anybody they sent to my house has been good. With my claim for my refrigerator, I had to go to work late but it wasn’t a big deal. Other than that, I recommend TotalProtect all the time. If you call an appliance repair guy to come to your house, you never know what you're gonna get and I've been scammed before on a home appliance. But if you call TotalProtect, they’ll fix whatever the problem is and they're only there to fix it.

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    Response from Cinch Home Services

    Kevin – We’re delighted to hear that Total Protect is meeting your warranty needs. We appreciate you sharing your experiences with us. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed May 8, 2018

    Cross Country Home Services was part of my mortgage payment. I had it before so it was offered to me and I went ahead and got it. When I refinanced, I just renewed it and kept the same people. I've submitted a claim through the phone, which was easy to do. Their reps were courteous and very helpful. I even had to call back because the last time I had a claim, it was a Friday afternoon and no one was answering the phone. So, they just gave me another company to work with. The contractor that they sent was flexible. They came in on a Saturday. I've had them before. They were friendly and they gave me information about what they were doing. I'm a single homeowner and a female so it's nice to have someone that will break the details down to you in a way you understand.

    Cross Country has been very useful. I've used them once or twice a year. That's enough of a peace of mind when something goes wrong that I can pick up the phone and call in and get some good service and not worried about a big expense if I didn't have the home buyer's warranty. However, our co-payment went up this year, a little higher than in the past. We started out with $60 and then from there, it went to $100. So it was a big jump, which wasn't great. Most of the things that I've had would have cost $100. One thing that I had done was the washer and that was $95. So it was under the copay. For those two items, I probably wouldn't have even needed a home buyer's warranty. But for something else, it's still a good peace of mind.

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    Response from Cinch Home Services

    Milagros - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. I do apologize about the deductible going up, however that is to ensure we are able to provide you with fast and efficient service. Thank you for your loyalty, and thanks for sharing! - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed May 8, 2018

    My home isn't new and it came with the HMS home warranty when I bought it. Then I just renewed it. At first, submitting a claim was a little confusing, but I figured it out and they got back with me. Initially, I went online to the website and the company said they’re supposed to get an email. But the company that I worked with told me that they were not receiving emails. So had I not called them then they wouldn’t have gotten any notification that I needed service. Nonetheless, the technician who came was fantastic. He fit me in that night although he had to come a little bit later because he had a full schedule. Then I haven’t had any problem since, so the work performed is good quality. Overall, I have recommended HMS.

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    Response from Cinch Home Services

    Gerri - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! Thanks! – Austin

    Customer ServiceClaims HandlingPunctuality & SpeedRefunds & Payouts

    Reviewed May 7, 2018

    After moving into my home, a couple of months into it I realized that something about my heat pump system was off. It wasn't working at all basically. I made a claim which was quick and simple, their hired company came out, I paid my deductible, they came back the next week with the parts to 'repair' the master board. Unit seemed to work fine, but I got a $860 electric bill. Only thing that could cause that is the heat pump, so went to inspect it closely and discovered it was running strictly on emergency heat.

    Filed a claim, paid deductible, same place came out. Came back another week later to 'repair', said the part they brought wasn't going to help because previous guy was wrong about the problem. Came back after another week to 'repair', still only runs on emergency heat. Called to ask if we could use another company, got permission, that company said they couldn't figure it out and to talk about whole system replacement due to something being severely off and undiagnosable/unfixable. Said they'd submit their findings, called us 4 weeks later to say they never heard anything back after several attempts. Still have the same problems to this day, electric bills are a minimum of $500 which leaves little room to save money to buy a new unit. Current unit can't be diagnosed and repaired. Warranty has done nothing so I've given up on trying. Warranty runs out soon so I doubt they will live up to what a warranty is supposed to be by then.

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    Response from Cinch Home Services

    Susan - We'll be glad to look into this to see how we can help. Could you please provide your zip code so we can locate your account? Thanks, Amanda

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed May 7, 2018

    TotalProtect sent me a whole package and I didn't even know I could get a home warranty until they sent me the package and I started reading through it. Submitting a claim was really easy. I could do it on the phone and it's automated. While I've only had to talk to a person one time, they were very helpful. Usually, a tech comes within 48 hours and the technicians have been very professional. They show up on time and do their job fast. There are a lot of companies out there that are gonna give you the runaround, but TotalProtect has been great. And I figured that my credit union wouldn't recommend the service if they would not be up to par.

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    Response from Cinch Home Services

    Naveen - We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for being a truly valued customer! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed May 7, 2018

    The garbage disposal went out so I can't use the dishwasher or the sink. I tried to do the automated thing first to file a claim with HMS Home Warranty but I didn't like that it automatically picks what claims to be done and not ask for a preferred time. This was the end of the week and it automatically said that I can't get a tech until Monday. That was not gonna work, so I called. I was able to get a tech out here by Friday morning and I already had that guy come over before. One time, HMS had somebody from Dayton come down but most of the guys were local. I've called HMS Home Warranty three times since we've had the policy and every time, everybody has been nice. It would be nice if I had an option getting automated service to ask about the timing, but everything has been great so far.

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    Response from Cinch Home Services

    David - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being such a loyal customer! Sincerely, Austin

    Verified purchase
    Tech

    Reviewed May 7, 2018

    I looked up Cross Country online and I've been with Residential Gold for several years now. I had a water faucet done recently and the tech was out here the next day. Cross Country sent a plumber that had been out here before and he was able to put new washers to fix it.

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    Response from Cinch Home Services

    Francine - We appreciate you and strive to make managing home repairs easy. Thank you for your loyalty, and thanks for sharing! - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 6, 2018

    I've been with Cross Country for so many years and I'm very pleased with them. Their customer service reps have been pretty good and very professional. I usually have someone on the phone for the claim and the contractor I got last time was very understanding. I can count on Cross Country and I recommend them to a lot of my family.

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    Response from Cinch Home Services

    Michilene - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed May 6, 2018

    I would highly recommend TotalProtect Home Warranty. I've been with them for about six months now after I got a mailer from my mortgage company, and I've only filed one claim so far. It was online and the website navigation was easy. The contractor who came was excellent as well as the service rendered.

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    Response from Cinch Home Services

    Jacqueline - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for your loyalty, and thanks for sharing! - Austin

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed May 6, 2018

    We purchased a new home and we requested that the previous owners purchase a home warranty, and they got the warranty through HMS. We continued on after the first year because we were happy with the service. We've submitted claims through their website. It's a little dated but the process is simple, and it's not hard to go through once you figure out where you need to be. The first tech we had out was for our AC unit and everything went fine with that. The gentleman was friendly and seemed to know what he was talking about. He was able to fix the issue. He replaced the part and it seemed like a manageable time frame for what he needed to do. We were happy with that.

    And the latest time, we had to call a plumber. Unfortunately, we had to have them back out three different times. HMS originally recommended a different company to us, but they were unable to get out in the time frame that would have worked because it was a leak that was leaking quickly. And the other company wasn't gonna be able to get out for several days. So we requested another company that was gonna be able to get out immediately. They ended up having to come out three times and they got less friendly each time they came out. And I'm not a plumber but I have a decent amount of intelligence. It's a situation where they shouldn't have to come out three times.

    They eventually got it fixed but it was a situation where if they had done the work properly the way it should have been done the first time, it would have been fixed. There was a leak here and I pointed out another spot on the same pipe to the gentleman when he was here, and he brushed it off because he was kinda at a finishing point of the work he'd already done. And he told me, "Oh no, no, no, no, no." I said, "Okay, you're the plumber." And literally within three minutes of him leaving, it started leaking. And then there was a third area not even six inches away from that, that he should have seen when he came back out. And he even vented his frustrations to us like it was our fault that he had to come out here three times.

    My wife and I have the ability to work from home but we don't work from home on a normal basis. We have to request it when we do it. And it's not as efficient because you're not at work and you don't have the access to everything. But it was three different times we had to and each time, they showed up late. The first time, they showed up several hours late. The second time, they called but they still showed up late. And it was a matter of them not doing a thorough job which is their job. I would never deal with that contractor.

    When I called the contractor back originally, not knowing that I should have called HMS for them to come back out. And the contract that was gonna make me redo another service ticket, and I have to pay another deductible, so I submitted the second ticket for them to come back out so that they could get another service fee. And when the second company that was supposed to be coming out called me about the service, I said, "Whoa, you're not supposed to be the one's coming out." And then I started talking to them and then they showed me on everything and told me that it shouldn't even be a second ticket. "The other company supposed to warranty it, Blah, blah. blah. You need to call your HMS back." And then when I called HMS, HMS was extremely comparable to the situation. They got everything corrected. They got me sold in and handled everything over the phone.

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    Response from Cinch Home Services

    Joseph - We appreciate you and strive to make managing home repairs easy. We are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Thank you for your feedback! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 6, 2018

    I heard that the other home warranty provider is the biggest pain in the neck to get a claim through, so I went with TotalProtect Home Warranty. Also, my mortgage company referred TotalProtect to me. I have used TotalProtect on four occasions and they’ve resolved all my claims pleasantly. But, the last time, I had an issue because somehow the claim got logged twice. Every time I called, nobody could figure what was the right claim number and I kept trying to tell the reps to delete the other one. The hardest part of dealing with TotalProtect was contacting them because I was on hold forever when I called them and when I was online, their website didn’t give me any options. It was a week before they could get anybody out there. But the technicians have all been great and I was pleased with the quality of their work. My experience with TotalProtect has been positive overall and I'm gonna continue to be their customer.

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    Response from Cinch Home Services

    Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 6, 2018

    The realtor that sold us the house told us about HMS warranty and I extended it after a year. The experience has been great. But there was a time when they sent a company out for our AC and the technician wasn't skilled enough to do the job. So then I had to call and let them know that. Then they had sent somebody else out. Another issue was when I submitted my claims and the company said they would call once they received the claim and that they were gonna send it out. But the response was delayed.

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    Response from Cinch Home Services

    Keith - Thank you for writing this review. We appreciate your feedback and will give it to the organization in an effort to improve our customer experiences and on our process and procedures. Sincerely, Tanya

    Customer ServiceClaims HandlingTech

    Reviewed May 5, 2018

    I have an HMS Warranty that was part of my new home. I have used it twice - and the customer experience has been absolutely awful each time. I genuinely believe they have designed their processes to make it as painful as possible for a customer to navigate the claims process and to discourage anyone from getting work done.

    HMS has a list of service providers tied to zip codes, which appear to be small firms who are the lowest bidder. If you have a preferred vendor to do the work on your home (say, the company who installed the specific system) HMS doesn't care. Their wait times for service are ridiculous, and as near as I can tell it is physically impossible to get another human being on the other end of a phone call if you need work done after hours or on a weekend. This may be the single worst company I have ever dealt with. In fact, I have been so frustrated with my experience working with HMS that I am contacting the realtor who sold me the house to tell him not to include HMS in any future contracts so that no one else has to deal with these clowns.

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    Verified purchase
    Customer Service

    Reviewed May 5, 2018

    I've been with TotalProtect Home Warranty for a long time now after my sister told me about them. And when something breaks, I usually call them. The last time, about a month or two ago, I had a whole lot of problems trying to get somebody out and look at my washer and dryer. The last guy who came took care of things and he took care of everything while he was here because the washer was totaled and he wrote it up. He called the lady and told her about it, what was the matter and went from there.

    But the guy who came for the dryer said that the switch on the dryer that controls the drying of the clothes was the problem and he was going to temporarily fix it. I told him that the matter with it in the first place was being temporarily done and it has messed up again. So, he said that he has to order a part and then he fixed it temporarily so that I could use it. It went from there until it started smoking and I pulled the whole dryer outside and bought me a new one because I didn't want to burn my house down.

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    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed May 5, 2018

    I'm very happy with Cross Country. I went on their web page and I put what the problem was. And then I got a phone call letting me know that it has been assigned to a provider. I received an email verification with the provider information that they assigned so I can call and schedule an appointment, and they came out pretty quickly. I filed the claim on a Friday and the provider didn't work over the weekend but they came in on Monday. The tech had already been in my home three times. He was very friendly and a very good technician.

    The warranty covered the repair and all I had to pay upfront was a fee, which was a lot less than I would have to pay if I had to pay the repairs out of my own pocket so I was very satisfied with it. My AC has been continuously breaking and I thought about replacing it before. Now, I know I have to pay the deductible, but at Cross, I'm willing to pay to get my services or my items back to working condition. They have a very good coverage and I had the water heater, AC, and plumbing covered. I have more peace of mind with the warranty and whenever the technicians come over, they're very professional and I really like their quality of service. I highly recommend Cross Country.

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    Response from Cinch Home Services

    Claudia - We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed May 5, 2018

    We were very fine with HMS Home Warranty. Our warranty came with when we purchased our home and we had it for about four and a half years. We just canceled it because we sold our home. The representatives I had dealt with were great. We had filed claims for the air conditioner, stove, dryer and washer, and the contractors did a good job. They were all pretty professional too. The main thing that HMS should keep up with is the contractor quality. They should make sure that the contractors are able to do what they need to do.

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    Response from Cinch Home Services

    Teresa - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. Thank you for providing that feedback. - Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed May 4, 2018

    I have been waiting for a subcontractor to be assigned to my claim for 4 days now!!!! This is also Friday and that will take it to 6 days IF anything is even done on Monday. That doesn't even take into account once someone is assigned how long it will actually take to get them to look at the heat pump. I work for a custom home builder and I can assure you there are at least 10 subcontractors in my area that would be able to look at it in 24-48 hours with no problems what so ever if I did not have to go through Total Protect. Also, you can't talk to anyone besides the poor people in customer service either who have no control over anything besides what they are prompted to say. All they can do is put in a "callback" to a manager which takes yet again 48 hours to respond. I'm am really considering cancelling this service if things are not taken care of in a more timely manner.

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    Response from Cinch Home Services

    Christina - I’m sorry to hear about this experience.  It’s definitely not the level of service we aim to provide. Your feedback is very important to us and we're here to help. Records show we have allowed you to get your own service company to completed a diagnosis, and turn it in to us for review. Please if you have any questions, reply back to this message. Thank you! - Austin

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed May 4, 2018

    Water leak in kitchen sink. Called HMS for service. Technician arrived and identified problem. Only to tell me the faucet requires replacement... which is not covered. Paid $100 for nothing!!! Spoke with customer service, and they stated terms and conditions in back of welcome booklet (which is in small print) explains this. My argument is based on the water leaking under my kitchen sink, it was a PLUMBING ISSUE. Additionally, it could have been explained over the phone that the problem potentially would not be covered. So, I'm out $100 dollars and still have a water leak. What a ripoff!!!

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    Response from Cinch Home Services

    Richard - I am sorry that we have disappointed you. We value you as a customer and appreciate your feedback. As with all warranties, coverage is detailed in the Agreement and there are instances when your claim may not be covered. It is clear that your experience was unsatisfactory, however we have completed a thorough review of your claim and are confident in this decision. Thank you for allowing us the opportunity to revisit your claim. I understand that the outcome was not what you hoped for, and we appreciate the opportunity to review and confirm that you have been provided you with the full benefit of your home warranty. - Austin

    Customer ServiceClaims HandlingTech

    Reviewed May 4, 2018

    The last two jobs I need done by Home Warranty I had to pay for myself. Part of my house’s power went out and I knew that the breaker need to be replaced. So I called my Home Warranty to put in a claim and the service provider came to look at the problem. He told me that he need two guys to come out and fix the issue and would have to set up other appointment. I called to make the appointment only to find out that my claim was denied. I called customer service to find out why and was told that the service provider claims that my home is wired wrong and has to rewired, which is not what I was told at all by the service provider. I have never had any problems before with the wiring of my house and it is the same wires that have been in the home since it was built. I want to get a second opinion which I have had to do before in the past and which has never been a problem before. But, this time I was told by customer service that someone would be calling me back to set up another service job to get my second opinion. I called everyday for a week to find out when someone was going to call me, because I never received a call back. The whole time getting a different answer and the run around to my problem from customer service. I canceled my membership today after being a customer for 7 years because I am now being told that I will never get a second opinion even though I have had them in the past.

    I have never had to deal with this level of complete awful customer service, and I can’t not even talk to a manger when I call in. Only a promise that someone call me back that never happens.

    TO DO USE THIS COMPANY AT ALL!

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    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 4, 2018

    I purchased my home in October of 2017. In December, 2017 I had furnace issues. I called HMS and was told that there was not a provider in my area but within 24-48 hours I would receive a call. After 7 business days and hearing nothing back I proceeded to call HMS and immediately asked for a supervisor, told they were busy and they would call me back. I never received a phone call from them. I called HVAC technician and had furnace fixed on my own. It was at least 3 weeks later I finally received a call from a Sears technician about my furnace.

    Not sure if this company is full of single adults, but I had 2 children under 5 and it's not an option to wait that long when the outside temperature is below 0. On May 1, 2018 my condenser motor failed in my central air conditioning. I've called and filed a claim and am currently waiting for a call back from HMS. If they can't provide service to certain areas of the country they should do their customers a favor and be honest.

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    Customer ServiceCoverageTechRefunds & Payouts

    Reviewed May 4, 2018

    My heat pump hasn't functioned in about a month. I purchased my home in Sept 2017 and the sellers bought me a 1 year HMS warranty. The day it stopped cooling, I called and made a claim. I was assigned a service provider. I was told to call them to schedule an appointment. I did, but I could only leave a message. 3 days went by and they didn't return my call. HMS told me I had to give 72 business hours for a response. They never called. I called HMS back after 72 hours and they tried to contact the provider, they couldn't reach them either.

    HMS told me they couldn't find another provider in my area so I would need to find one. I called a HVAC company and they came out and recommended my unit be replaced. I called HMS and notified them. I was told that since a system replacement was recommended they would have to send one of their technicians out to do a full system evaluation. They gave me a number to call. That technician came the next day and charged my husband over $200 and also recommended a system replacement. I called HMS and was told they shouldn't have charged me, but HMS will reimburse me. 6 days later (today 5/3/18) I get an emailed estimate for $7400.00 with a documentation that HMS will only make a payment of $1896.00 so I am responsible for the rest.

    I called HMS and questioned the amount I would have to pay and was told "this company is not one of our contracted providers, so if you want them to do the work, you have to pay the remaining balance" and I said "your company told me this was your technician who needed to come do a full system evaluation" then the rep said they made a mistake and this provider isnt one of their contracted ones. Now they have set me up with a 3rd company to come to my house this coming Monday.

    I was planning to renew my warranty for several years to come, and I still will, but not with HMS. It's ridiculous that my air has been out for a month and I have no idea when it will be fixed. Also, my warranty has coverage for lodging if my heat or air goes out, but they have refused to pay for me to stay somewhere else because my house has 2 heat pumps. One for upstairs and one for downstairs. The upstairs is broken. It's 92 degrees upstairs now and it's 9:49 pm. My bedroom is up there.

    This is the worst service I have ever experienced. I have 2 small children and this has totally disrupted their sleeping routines. It is totally unfair. I have never dealt with a company with poor service like this. They do not deserve a 1 star rating. If the option was there I would pick zero stars. I may need to hire an attorney soon if this matter isn't resolved. Sad but true.

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    Cinch Home Services Company Information

    Social media:
    Company Name:
    Cinch Home Services
    Company Type:
    Private
    Year Founded:
    1978
    Address:
    4700 Exchange Court, Ste. 300
    City:
    Boca Raton
    State/Province:
    FL
    Postal Code:
    33431
    Country:
    United States
    Website:
    www.cinchhomeservices.com

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