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Cinch Home Services Reviews

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About Cinch Home Services

Cinch Home Services is a home warranty company with over 45 years in business. It sells three plans with three different service fee options for flexible coverage and pricing. Cinch offers a 180-day workmanship guarantee and coverage for mechanical failure due to rust and corrosion damage, two perks that set it apart from other home warranty companies. Overall, Cinch can provide cost-effective solutions for appliance and home system repairs, but there have been some instances of dissatisfaction with the service provided.

Visit www.cinchhomeservices.com
Pros
  • Easy-to-file claims
  • Coverage for unknown preexisting conditions
  • 180-day workmanship guarantee
  • Available in most states
Cons
  • Potentially long wait times for repairs or replacements
  • Some claims denied
  • Occasional communication issues
  • Deductibles can increase over time

Cinch Home Services Reviews

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    Page 56 Reviews 10635 - 10835
    Verified purchase
    Claims HandlingTech

    Reviewed Jan. 2, 2016

    I'm very happy with the quality of work that they have performed. TotalProtect offered me a good plan and it is very easy to submit a claim, very straight forward. I usually submit it through an automated system over the phone. The technicians that have come to service my appliances were very pleasant and they know exactly what they're doing. They always resolve the problem and I have recommended them to other people.

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    Customer ServiceTech

    Reviewed Jan. 1, 2016

    TotalProtect did an excellent job. They called His Way to come out and fix our refrigerator. When the technician saw what the problem was he said that it's going to take five days to get the part. He knew that my wife’s insulin was in there and had to be kept cold. The next day he showed up with it. He went on his own, got the part, came back and fixed it for us. He did not have to do that because we had an ice chest but it was a concern with keeping the insulin cold. The young man from His Way did an outstanding job.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Jan. 1, 2016

    Submitting a claim to HMS Home Warranty was pleasant and fairly simple. The claims representative was courteous and professional. He was able to answer my questions and give me information about how the process works and what I could have spent. He asked a couple questions about the issue and got me a claim number within a couple minutes. The technician they sent was also courteous and informational. The only issue I had with him was the lack of communication with him at the start. He showed up later than the timeframe we’ve set, but he fixed the issue fast when he got here. My issue was fixed within a week and the quality of the work that was performed was great. I was impressed and I had an excellent experience with them.

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    Customer ServiceClaims HandlingTech

    Reviewed Jan. 1, 2016

    I’ve had many home warranty companies and TotalProtect stack up with the rest. But I went with them because the upfront money was about $10 less. There are always these little hidden things that come along when the situation occurs that I wasn't aware of, prior to, but it's all in writing. I generally submit a claim online, so it’s very easy. I plug it in, they give me a number. The only thing I don’t like is a lot of times the people who program the system aren’t aware of the geographic differences in this particular area. They see a zip code and go with it. Many times they give me somebody that’s on the other side of the tunnel, which makes traveling back and forth a little bit cumbersome.

    The technicians that come over have been very good. The only difficulty has been because of the proximity and the geographic challenges. A lot of times we’re put off a few days, so we have never received what I would call “instantaneous service”. We’ve always had to wait longer than it takes with a couple other companies. It’s a bit of an inconvenience as we had to really hook up a little mechanism when the refrigerator was leaking, which was almost a week. But other than that, they get the job done, and I’m satisfied with the service.

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    Claims HandlingCoverageRefunds & Payouts

    Reviewed Dec. 31, 2015

    I’ve had TotalProtect for years, but I’m in the process of finding somebody to replace it because they jerked me around for two months. My other claims with them were okay, but the most recent one was very unsatisfactory. On a Friday afternoon back in August, my tenant said, “Your air conditioner’s out.” So I scrambled around trying to find somebody and TotalProtect said they had a thing and they didn’t have to come for two days, which was not unsatisfactory to put it mildly. But our tenant said “Well, you’re going to do something or I’m going to a hotel and send you the bill.” So another firm was called and they came out. I said, “I have a warranty on the house up here in Canton, Georgia. I’ve done this before. It won’t be a problem.” $700 later, they did a couple of things like replace a circuit so the fan would run again and they also put a Freon in the unit. They said, “This needs to be fixed. We’re going to give you an estimate to fix the rest.”

    When Tuesday came, a person from TotalProtect came out, saw what was done and did the repair. As far as I know the firm did repair and settled it up with TotalProtect. I sent TotalProtect some things, told them what transpired and gave them the bill. I said, “I don’t want you to pay the bill. But I do want you to reimburse me for whatever you would have paid someone to come out and do what these people did. I’ve done this before.” But TotalProtect put me through a hoop or two. Dealing with them was like dealing with Internal Revenue. It was back and forth - they needed more descriptions, they need this and that, I had to get that, I had to do that, I had to send it all. And finally they tell me, “By the way, that’s not covered at all.” I said, “That’s nice. Could have told me that two months ago before you jerked me around getting data and all that.” So overall, I was very dissatisfied with my experience with TotalProtect.

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    Reviewed Dec. 31, 2015

    We've been satisfied with HMS Home Warranty except that the deductible is a hundred bucks every time they come. It's a real great burden. If you only had it one time that would be one thing but if you have a dishwasher go out one day and the next month the microwave goes out, and then the microwave goes out again the next month, you continue to pay the $100 deductible. If it's a one-time deductible that would be different, but it's a hundred bucks every time whether they do anything or not. That's the only thing that I don't like about it.

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    Customer ServiceClaims Handling

    Reviewed Dec. 31, 2015

    With TotalProtect, it’s easy to make the annual premiums on it to the account. The process of submitting a claim is fairly easy. It’s easiest through the phone where I speak to a representative. Their representatives are courteous, knowledgeable, very positive, and helpful in offering all sorts of suggestions. We’re satisfied with TotalProtect.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Dec. 31, 2015

    We paid a lot of extra money to have this specific equipment covered on the warranty. But when we placed a claim, we were challenged on the expense and the company didn't have anyone in network who could make the repairs thus I had to find someone myself who would agree to third-party billing. And then the poor man had to wait six weeks to get paid. I had to call every other week to stay on top of the paperwork. I had to fax the invoice, which he had already submitted. I had to follow up as to making sure it got through each channel to get to Accounts Payable. I made several calls but no one was aware of the case. So, I had to re-explain the situation and talk to a different person every time I called.

    Furthermore, HMS response time was inadequate, not within 24 hours. As opposed to two other home warranty companies I’ve dealt with, the service is not always provided right away. I submitted a claim due to water in the basement and to me that's a little urgent, but I had to wait three days the first time they dispatched someone.

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 30, 2015

    When I last submitted a claim, TotalProtect told me that they would forward it to the plumber, and they gave me his information too. So I called the plumber but he never called me back. I waited two days before calling TotalProtect back, and they referred me to another plumber who was excellent. He came the following day. When he was repairing the bathroom in my master bedroom, he kept on saying that something was running. First of all, we had to call them because the job was a little more than he anticipated. They approved it, but he said that there was still water running. Then he went across the hall to the other bathroom and said that there’s something wrong with the toilet there.

    I was a little disappointed because I pay for years, month after month, and they told me that it had to be a new claim. I would have to submit yet another deductible, and I decided not to do it. I’m on a fixed income and I can’t give them two deductibles. But this plumber was excellent and I was pleased with the work. There were little things, like he had to cut open my wall to get the valves, but I have to repair the wall because he’s a plumber and he doesn’t put those things back. But that aside, I would recommend TotalProtect.

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    Claims HandlingPrice

    Reviewed Dec. 30, 2015

    Needed my washing machine repaired (3rd time with this company). It took 3 times to get it done - took 4 hours off work. It is a compact model & approx 15 years old. Since this was the 3rd time being repaired by HMS I asked to have it replaced and was told no way. I used to have American Home Shield - they were fabulous for 10 - 12 yrs then Hurricane Katrina hit and they had major claims from that & service went downhill so I signed up with HMS. Whoever reads this, unless your appliances are new & need only minor repairs DO NOT sign up with this company. I think I will try AHS again. I have paid to HMS a total of about $3 - $4000.00. It would have cost about $800 to replace the washer.

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    Customer ServiceTechPrice

    Reviewed Dec. 30, 2015

    We bought this warranty in July, 2015 when we purchased our new home, for peace of mind. Our washing machine broke about two weeks ago, and the original appointment that was set with a contractor didn't happen, because he didn't show. I had to call and leave a message with the contractor for a time on the date given for service (I did this two days prior), and no one ever called back or showed up! Now, I have been dealing with the "customer service dept" at HMS for the past three days, and have someone here to fix the washing machine, and he is telling me I may have to pay more than my deductible? WHAT? Also, a manager was suppose to call me back three days ago. Called yesterday when I was driving and I stated that would need to call them right back, and did so, and they were "out of the office."

    I then called back and stated my situation and I was told that the same manager would be calling me right back and that was about 20 hours ago... nothing. NO one cares -- though their generic empathy is repeated over and over when expressing frustration with the two week process of simply getting someone to my home (and carting laundry for four in and out of house in the winter--in MN), not to mention the hours upon hours I have spent on the phone with these people... and now I may be expected to pay more than my deductible? I am done with this place. DO NOT PURCHASE this warranty. It is more stress than peace of mind, unfortunately, and it is turning out to be really expensive -- which is the whole reason we purchased it. We don't have that kind of money to toss around. I have never been more disappointed by a company. Run while you can people.

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    Customer ServiceTechSales & Marketing

    Reviewed Dec. 30, 2015

    When my furnace broke, they took almost 2 weeks to get it resolved. We were fortunate that we had space heaters that we used to heat the house. These people do not have any kind of sense of urgency. They stick to their process, which is: You submit a claim (claim # is generated and assigned to a local vendor). You have to call the vendor and schedule when they can come over to give an estimate. Vendor comes, makes an estimate and sends to HMS. HMS then reviews the estimate (approves/disapproves then orders the item that needs fixing). Vendor gets the item and installs it.

    Warning:

    1) When HMS assigns a vendor to you to make the estimate and install / fix your issue, research the vendor. See if they are a good company. If not, request for a new vendor that you are comfortable with. Remember HMS do not know these vendors. They might be fly by night operations and they would not know.
    2) Make sure that when HMS calls you, you determine what they have approved to fix your issue (i.e., replace your refrigerator or fix it). Get the details like what model number did they order, what kind of capacity and if it is similar to what you currently have.
    3) Watch the installation like a hawk. Do not leave your family or the vendor alone. If you see something you are not comfortable with, stop the vendor and kick them out. Call the cops if you have to. You will never know; these people might be ex-cons. They will never look like the service folks in the commercial on TV.

    4) Find out who to call and what to do if something goes wrong with the unit or installation.

    That is it. If you survive then you are good. Unfortunately, HMS do not and will not care if it is an emergency or not. Don't even bother as you will just get frustrated. Remember their process above will take at least 2-3 days. If you can't deal with what I have stated above, get another warranty company. There are a lot of better ones out there. Remember realtors are only after your money as well. So don't trust them. You are buying the house. You make the decision. Bring your kids to ride in their brand new leased Lexus or Mercedes-Benz. Pass by McDonald's and have the realtor pay. Eat inside the realtors new car. Remember they are getting thousands of dollars in commission enough to pay for the car in cash.

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    Coverage

    Reviewed Dec. 30, 2015

    I have a heat pump upstairs and a heat system downstairs. The other one wore out first and they replaced it. I had to pay but I got it at a discount. But then a year later, the heat pump went out and they said it wasn't covered. Now is it TotalProtect or just SomeProtect? Then I had a window air conditioner in the garage - which is part of the house because it's attached - and that wasn’t under the TotalProtect. So I said I'm glad I don't have two refrigerators. I've been with them for almost 20 years and when I looked through the contract, it doesn't say "Only one unit protected."

    I hadn't planned for giving a big chunk of money at the time those things broke down. And if I had to repair it, I go in and at least get it on time to repair it. But with TotalProtect I thought I’d get a really good discount on all of the units that needed repair. The people that they send out were pretty good and did the work except for one who didn’t live up to TotalProtect.

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    Claims Handling

    Reviewed Dec. 30, 2015

    HMS was very helpful when we had a claim for the water heater. However, it was really difficult for them to find somebody to come out in a timely manner. Our water had to be shut off so we weren't able to shower for four days because of the timing problem. The first guy they sent out was weird and wouldn't work on it. He said he had never seen that type of water heater before so we had to struggle and get another person. The second gentleman who showed up was wonderful. He spent a lot of time there when he could have gone somewhere else. He did a great job and got it handled the same day. It was all worked out in the end.

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 30, 2015

    We’d recommend TotalProtect Home Warranty. Submitting a claim with them worked out fine and it helped us out a lot financially. The technicians that have come to our home have always been friendly, polite, and were able to answer all our questions.

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    Customer ServiceTech

    Reviewed Dec. 30, 2015

    I was referred to TotalProtect by a friend. I contacted them and the process was one of the best experience and the customer service was an A+. An electrician came to my home and fixed my electrical issue and came back when we purchased the additional materials to finish the project. I am more than happy with their service and would recommend it to anyone!!!

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    Tech

    Reviewed Dec. 30, 2015

    Our heat pump has been freezing up continuously and the compressor is extremely loud. We had to have 2 different HVAC companies out through HMS Home Warranty. The first tech had no experience with heat pumps. The second company seemed very knowledgeable and told us that our compressor needed replaced. But mysteriously HMS Home Warranty indicates that the tech did not submit that in the report and said that our unit was working as it is supposed to. We even emailed pictures of our unit to them and they still indicate it is working normally. We were even told that until it is "broke" they won't fix it. Until we are without heat nothing will be done. The compressor is so loud it wakes us up numerous times every night. Do not waste your money on this home warranty company. I will also be filing a report with the Better Business Bureau.

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    Reviewed Dec. 29, 2015

    I've been under TotalProtect Home for about five years now and it always worked out very well. I had a problem with the washer, two separate times and I had my air conditioning checked and I've never had a problem. I can easily contact them, set up a time and they're out the same time they say they're gonna be and fix it. And I get to pay it on a discount. I like TotalProtect and have recommended it to people.

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    Reviewed Dec. 29, 2015

    My warranty was actually in warranty and I would prefer that I just go to the company rather than a deductible because it would have been $89 service fee plus installation versus the $100 deductible plus installation. I’m satisfied but it just took HMS longer because they had to get clearance from the original manufacturer.

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    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed Dec. 28, 2015

    I'm a first time homeowner, and my water heater leaked from the bottom and drained out overnight. HMS Home Warranty was minimally supportive, with no sense of urgency. The water continued to drain into my basement for 3 days before HMS was able to get a service representative to look at it. I couldn't shut off the water to it without shutting off water to my house, and it's below 30 degrees outside so that wasn't an option. HMS was aware of that detail from day 1. When we finally received the quote it was evident HMS coverage was inadequate, covering barely over half of the legally (their word) required repairs. HMS provided no option to shop and compare service providers, an unrealistic limitation of their coverage. HMS also withheld information throughout the process, which caused me difficulties making an informed decision, and benefited the service provider's ability to charge inflated prices.

    The representatives only answered specific questions in a limited fashion with unclear timelines and when pressed for realistic explanations quickly referred back the contract, and thus my lack of choice in addressing the issues. While their scripted faux compassion was initially pleasant, the lack of empathy was uniquely unsettling. The bureaucratic barriers to customer solutions were evident in assisting HMS' customer service representatives abilities to limit my options. Both service providers HMS referred us to were equally unaccommodating. We ended up going with their "claims credit" option and hired our own service provider to address the issue in a timely and cost efficient manner. We would have been better off going that route initially. I gave HMS adequate opportunities throughout the process to remedy their faults, but they smugly did not negotiate on anything, nor even attempt to win back my loyalty.

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    Claims Handling

    Reviewed Dec. 28, 2015

    When we purchased the home we live in currently, HMS came along as warranty at that time. We really liked it so we've stayed with it since '99. All our interactions with their claims reps have been professional, very helpful and always on point. I never have any problems as far as getting my claim in and following up. I've also never had an issue with any of the service reps that come through. I've recommended them to my friends that are thinking about buying a house. It's one thing I always tell them.

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 28, 2015

    I got TotalProtect Home Warranty through Regents Bank and have it for about three years. I didn't use it for a long time, and then used it two or three times later. I've submitted each claim on my internet and have had a very good response. Everybody has been very nice and the quality of work done by the technicians has been great. I've been very pleased.

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    Claims Handling

    Reviewed Dec. 27, 2015

    I needed something to help protect myself so I went with TotalProtect Home Warranty. Submitting a claim was easy, although remembering the telephone number has been the hardest part for me. But that aside, their overall work has been good.

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    Claims Handling

    Reviewed Dec. 27, 2015

    It was easy submitting the claim with HMS and they were very friendly. They gave me a phone number of a gentleman to call. He came out and I was concerned about the fact that he had to come out, then notify HMS what the problem was and then get an okay and come back again. I told him that it seems crazy with the back and forth but he said “No, if I can fix it now, I will.” He was very friendly and able to fix it. It’s working great now. So I've been very happy. HMS explained to me that it's a $100 deductible so I would pay up to $100 and I think the gentleman’s bill was less than that, $91 and change.

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    Claims HandlingTechPunctuality & Speed

    Reviewed Dec. 26, 2015

    I've had good success filing a claim with TotalProtect. They have been prompt, and they follow up. I also had good interactions with their technicians. The only one I have had trouble with was A1. I went out three times from my job, 30-minute drive and they never showed up. I asked to have them not come back. But overall, I recommended TotalProtect Home Warranty to several of my friends.

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    Punctuality & Speed

    Reviewed Dec. 25, 2015

    HMS has been wonderful. I really like the way that they make it very easy. When we have an issue, calling in to get my appointments set up and having everybody that they've ever sent to me do any of the repair works has been really good. I would definitely recommend them.

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 25, 2015

    TotalProtect Home Warranty has a partnership with my bank. I went online through my bank where my mortgage is and they came up. I haven't had any problems submitting my claim to them since I've gotten the little booklet. As soon as I went online, someone would call me back in less than 30 minutes. Their technicians have all been great and I've no complaints about the quality of their work.

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    Customer ServiceCoveragePunctuality & Speed

    Reviewed Dec. 25, 2015

    I've had TotalProtect for two years. I'm a first time home buyer and I've been here for four years as of August. Initially, the company I had before didn't know a lot. They covered certain things of my home, but it was different. So when my friend had TotalProtect and she had told me about them, I waited. I was excited about what they were offering, but it was never explained that there's only a certain time of year when there would be heating and cooling Services.

    TotalProtect's service had been good until April of this year. Last year, it was horrendous. We had ice, and my front step tore up because of it. And then we found out that the steps weren't properly done when we moved in. I have a gate in the back, and because we couldn't park back there, the ice cracked the gate. So in April when I had the HVAC and heating done, I didn't know that when you call for that piece, they also check for the air conditioning unit. I talked with a young lady from TotalProtect recently and she said, "Oh no, you can't get that done. You had that done in April." I said, "That was in April. This is December, why can't I have it now?" And that's when she mentioned the electrical piece.

    The professional who came in recently was very “mannerable.” He explained everything to me, everything that he did. In all my experiences, everyone had always done that and shown me different things. Back in April, they put up a different type of electrical fixture in my kitchen and I was wondering why the bulb would always burst. So when I bought that, the current technician sent by TotalProtect was looking at it and he said, "Do you ever see that flashing?" I said, "Yes, I thought that's something else." And he showed me what went loose. I was happy about that. But like I said, I didn't understand why if I got it done within 365 days, I couldn't get it done again.

    As for the other piece that came with my refrigerator, we got a person after about three or four calls. Each time I called, some of them didn't do it this day while some of them didn't do it that day. So after all of that, TotalProtect did find someone that does that. It took forever for the part to come back. We finally got that piece taken care of, but it was a bit disappointing because I had told individuals on my job what it was. I say if they get a home warranty, they find how certain things will be covered and they wouldn't have to wait for people to come in.

    The servicemen sent by TotalProtect don't have a clue on how to remove snow or ice. I'm always asking people with new homes about how they take care of their appliances or if they have a home warranty. With how things happened, I don't control how I'm paid. Like this year, it's good. Instead of getting paid on Christmas day, we're getting paid the 24th, which is tomorrow. I'm able to call the 1-800 number, and they are very helpful. I said, "My payment is due so you take it out now"; they do that.

    I've gotten the washer, dryer, and refrigerator done twice, but it was just the refrigerator recently. As for the microwave, I'm grateful that TotalProtect had to get somebody for that. It was crazy but that was a very good blessing. They got somebody to come in during the pouring rain. I had to get somebody to take it out because I was told I was supposed to get rid of it. But if I'm paying them on time and my money has never been insufficient, they can't just say, "Oh, because you did that in April and today is December, you can't get that done again."

    TotalProtect did send me the paperwork, and sometimes somebody will be nice enough to explain it to me. But it can be a bit disheartening because I don't know what's gonna go on. I've talked with the person that recommended TotalProtect to me. TotalProtect was on top of things for that person and everything worked out, but some stuff happened and at this point, I think they weren't able to continue. So I'll get with her later and see if she got somebody else because I'm just trying to maintain what I have. I'm grateful for what I have and I understand what they don't cover.

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    Tech

    Reviewed Dec. 24, 2015

    The interaction I had with the HMS technician was fine and I didn’t have any problems with him. Overall, it was a satisfactory experience using HMS.

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    Customer ServiceClaims Handling

    Reviewed Dec. 24, 2015

    I had American Home but I dropped them because I like TotalProtect - they do preventive maintenance. When I submit a claim to them, it's easy too. I call in, they give me a reference number, they make an appointment and the person either calls me or I follow up. I've had no problems so far and I've been satisfied with the quality of their work.

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    Claims HandlingTech

    Reviewed Dec. 23, 2015

    This last time, it was perfect submitting a claim with TotalProtect from my interactions with the claims representative to the quality of work done. The technician who came to my house was more than accommodating and helped me diagnose some other stuff while he was there.

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    Customer ServiceClaims Handling

    Reviewed Dec. 23, 2015

    My realtor told us about HMS and because I trusted her, I decided to go with her advice. HMS has an automated system for claim submission which makes the process quick, easy, and convenient. I just had to put in what I needed to be done then it spit out a name and number for me to call as well as a reference code. I usually like conversation but when it comes to my house and the problem I had, it was nice to just press buttons and they could go away. It was very convenient. My wife was the one at home when the technician came. She said he was absolutely wonderful, very kind, and answered every question she had. He was very respectful and professional as well. Based on this experience, I'd recommend HMS Home Warranty for sure.

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    Claims HandlingTech

    Reviewed Dec. 23, 2015

    I went with TotalProtect Home Warranty because of the cost. I've always been satisfied with their service and never had a problem submitting a claim to them. Also, most of their technicians have been very nice and polite. The quality of their work has been very good as well. I've recommended them to several people.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Dec. 22, 2015

    TotalProtect is always prompt on things and so are the technicians that they have under their contracts. They have been splendid. The process for claims is excellent because once I called in and tell them what's my problem, they give me the nearest technician after getting my claim number. Reps are able to answer all of my questions, plus they also tell me if the technician or company isn't calling back. When that happens, they will put me on hold and try to call them again. That's why I'm very pleased with TotalProtect.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Dec. 21, 2015

    I submitted two claims and it was easy. The reps were courteous and answered all my questions. Also, the technicians that came out were fast and called up. The service went well.

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 20, 2015

    I had a claim a week ago, and I spoke to a representative who was courteous and knowledgeable. The process is simple. They gave me the number to call for the service provider to come out because it was a Sunday. The technician who arrived was friendly. He called to let me know that he was on his way, and he also informed me about what was going on, or what the problem was. The quality of work was excellent.

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    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Dec. 20, 2015

    I submitted a lot of claims with HMS this year, and they've been very good and easy. The only problem I had was when PSE&G was supposed to come out to my house to fix my stove but had to cancel. That was a bummer because I had taken off for work and once I've taken off a day during the week, I couldn't take off another day. Then I called HMS and they got me a Saturday appointment, so that worked out well. They've been great and I'd use them again.

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    CoverageTech

    Reviewed Dec. 19, 2015

    We had a water pump failure and it worked out in the end. The first guy that came down thought there was no power to the pump so they called an electrician. The electrician came down and said there was power to the pump all along. The first guy didn't notice that there was a switch in there that he could push. They had to come back again after they got the parts, and then they got it fixed. The technicians have all been great, even the guy that didn't know that the power is still there. I know TotalProtect doesn't cover everything, but they do cover things like air conditioning and heat which could be really expensive.

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    CoverageTech

    Reviewed Dec. 19, 2015

    HMS was a recommendation from my realtor. I bought the one-year policy that covered everything from within. My first claim was when the air conditioning went out this past November and the second one was when one of my toilets was clogging up. The repairman came out and he was able to plunge the toilet free but it clogged up again within a few days. He came out again and found that there was a problem in the drainage under the concrete floor. He says it was not covered so I was really disappointed with that. My realtor didn't tell me I have implications.

    The third time I had a claim was when my furnace went out about three weeks ago. The furnace was 16 years old and the furnace man recommended the whole furnace replacement. So he talked to HMS and there was no way they were going to buy a new furnace. They’ll just pay for the parts to replace it which were actually out at this moment, so it might go on next week. I was also a little disappointed with that. My realtor said if a water heater, furnace or air conditioning goes out, I can't replace it. I don't think he understood either because I haven’t had anything replaced, I’ve just had patchwork done. I’m happy to have the coverage but I’m disappointed with the little amount that they cover. That’s what I was not expecting.

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    Claims HandlingCoverageTechPunctuality & Speed

    Reviewed Dec. 17, 2015

    Every claim I put in with HMS Home Warranty has been good. However, when I was trying to figure out what was covered under my claim, I felt the claims representative didn't have the time to explain it to me and was fast-talking me. I wasn't happy with it, but the process went fast. The technician who came was great and did an excellent job.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Dec. 16, 2015

    I heard how good TotalProtect was from one of my relatives and they were very happy with it. Submitting a claim is very easy, especially now that I can go up on the internet and schedule it there and in the end, make the call to a particular company. Prior to that, I had to make a call and they were always very professional and prompt. I like that they have more than one company because there was one vendor that they had and I wasn't very happy with it. I made that known and they made sure that his name didn't come up when I got referrals for service. So, that was good and there was no problem after that. The technicians always have everything they need and all the proper tools, and I've never had to help them. The quality of their work is excellent, and I've never had a repair where they had to come back and repair it again.

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    Customer ServiceClaims Handling

    Reviewed Dec. 16, 2015

    Submitting a claim with HMS Home Warranty has been no problem. I’ve called them twice and the claims representative has been fine and supportive. However, I’ve had issues when the problem wasn’t repaired completely the first time, which then led to another failure. So, I had to rely on the work of the company twice instead of once.

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 16, 2015

    I've had TotalProtect for the last ten years. Submitting a claim to them has been pretty effortless, I tend to get great response from them. I've had quite a bit of interaction with their technicians. Unfortunately I think some of them inflate their additional charges that I have to pay. I wish this could be taken care of but I guess there's not much TotalProtect can do about it. Other than that, I've been satisfied with their work and I'd recommend them.

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 16, 2015

    I found TotalProtect Home Warranty through Regions Bank. They sent it to us as something that they could add on to our mortgage and so we did it that way. Most of the time that we submitted a claim to TotalProtect, it has been good. However, the last couple of times have been a little iffy but it wasn't really the filing of the claim but the service that we got. The last time we filed a claim regarding our old washing machine, the people that TotalProtect used to take care of it never responded back to us. It went on for two weeks.

    My husband is on home hemodialysis so I have to wash towels and things constantly. There was no washateria around here so I was hauling things everywhere and I kept trying to call the contractor and TotalProtect. In the end, we had to go buy a new washing machine - we couldn't wait. So that one was not a very good experience. I talked to the head of TotalProtect before it was resolved.

    About a month ago, our dishwasher went out. I didn't realize that it was again the same people (who were supposed to fix old washing machine) that were used by TotalProtect. It took them three trips to fix our dishwasher. We were without a dishwasher for almost three weeks. But overall, the issues that we had had nothing to do with TotalProtect but more the service people that they made an appointment with. TotalProtect has been fine.

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    CoveragePrice

    Reviewed Dec. 15, 2015

    Only the mechanical and electrical components of your appliances are covered under this WARRANTY (they explained to me in depth that this is NOT an insurance policy). This is only a warranty with a VERY SIGNIFICANT EXCLUSION. Any part of your appliance that is considered STRUCTURAL by them, such as the inside of your refrigerator, dishwasher or washing machine, seals, drums, etc. are excluded from coverage. When the rack adjuster of my KitchenAid 3 year old dishwasher failed (KitchenAid offered me the part for free) but TotalProtect Gold would not cover the labor cost as they consider this a "structural component" even though the dishwasher will not clean without it (which to me and most people, would be considered to be a mechanical component). Be ware that most of your appliance is "structural" and not covered! With this significant exclusion -- the warranty is basically worthless.

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    Customer ServiceClaims Handling

    Reviewed Dec. 15, 2015

    My wife who just passed away had started our TotalProtect coverage over many years ago and I kept it. Their claims process is great. However, I encountered a voice recording and didn't talk to a person during my last claim. I'm really old-school and I enjoy the one-on-one conversation that me and their reps would have. Nevertheless, they have great people in their company and their quality of work has been excellent.

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    Claims HandlingTech

    Reviewed Dec. 15, 2015

    Submitting a claim with TotalProtect has been okay in general. During my last claim, a plumber came here, and it was strange. He was an old man who could barely move, and he had a helper with him. The helper almost didn't know what he was doing, but he still fixed the sink. Also, they came from a long distance away and I couldn't understand why we had to bring them instead of a new company. I could've gotten a local plumber and just have TotalProtect pay them, which would've been much cheaper. Other than that, I will recommend them.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Dec. 15, 2015

    It was simple and wonderful to submit a claim to TotalProtect - doing it online made it easy. The technicians who came out have been very good and quite knowledgeable about the equipment that they were trying to repair for me. My only complaint is with the last time I called about the dryer repair. The technician ordered the motor and he got it within a very few days. However, when he came to install it, the fan which was attached to the previous motor had fused with the motor, and so a new fan also needed to be ordered. He had not planned on that, although he did say this was a frequent problem.

    It was yet another week before he was able to put it all together so I was without my equipment for two weeks. As he left, he said, "Oh, by the way, when you open the door, the dryer will not turn off. That's the way I had to wire it this time." I thought it would be nice if it were rewired properly. But he did it late on a Friday night and did the best he could. And so, there's a plus and a minus -- I was grateful to have a functioning dryer but I wish it was functioning completely, properly.

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 14, 2015

    Everybody has always been helpful. I have no issue with somebody getting back to me. I've had three claims since I've been at my home since May and all has been great. I have no complaints as far as submitting the claim but I had an issue with the technicians who serviced my appliance. First, I had an air-conditioning problem. It was the hottest weeks of the summer this year. The technician who came out was the problem. It took them two to three weeks before they ever got it fixed. I can deal with that but they were not professional. I was very unsatisfied with the technician. When I call and he answered the phone, he was rough, not very accommodating, and unhelpful.

    It's just a small condo that I have, and it wasn't a big deal but he and his companion didn't ask when they used the bathroom. He just sit off. They also used my curtains with their hands. They're white curtains and there was grease on the top of my curtains where one could see it. There were big marks on my wall where they had to take the wood off and they had to take the cable that was at the top of it. I don't know anything about that stuff but they had to take the cable off. They just swept it off. They didn't even try and put it back. He probably could have put the cable back in a couple of seconds with a couple cable nails. I was not happy with them at all. I even filled the survey out telling that I was not happy with them.

    So then when I had a second issue come up with my furnace, I called, and when I spoke to somebody from HMS Warranty (when I talk to anybody, they're so helpful and so nice - it's never an issue) I explained the situation to them and said, "If that's the only person I have to use, I might not want to even go through them because I was so unhappy with him." I didn't like his mannerism. He should have a little more compassion to be more professional. I don't mean to complain because I'm not a complainer but the rep was very nice and helpful and gave me a different person. Another contractor came out and they were great.

    Then the third claim was for my hot water heater. A couple of months and I have three things to get around but the contractor came out. There were two different people who came out for the water heater and both were excellent, very nice, and professional. The time that they gave me to come out was very reasonable. They tried to help me out with my hours at work.

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    Reviewed Dec. 14, 2015

    My interactions with TotalProtect has been excellent and the quality of work is very good. I've recommended them in the past.

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    Tech

    Reviewed Dec. 14, 2015

    We've had good experiences with TotalProtect so far. The technicians who came out have been excellent and the quality of their work was very good.

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    Claims HandlingTech

    Reviewed Dec. 13, 2015

    Getting a home warranty is a good idea for when things go bad and become overwhelmed with the cost. Submitting a claim to TotalProtect was relatively easy, and their claims rep was very courteous. The technician that came was also pleasant and did good quality work.

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    Claims HandlingTech

    Reviewed Dec. 13, 2015

    Claim submission with TotalProtect is fairly easy - their online submission really helped. I talked directly with the contractor after I submitted my claim. The technician who got sent was pleasant and easy to deal with. He fixed the problem on the first try so it was good quality service.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed Dec. 13, 2015

    I like the offers and the price of TotalProtect. Moreover, the process of submitting a claim is easy and the representatives I speak to are friendly and able to answer questions. The contractors sent to our home have all been nice and the overall quality of work provided so far is good.

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    Claims HandlingCoverage

    Reviewed Dec. 13, 2015

    There was no problem submitting a claim to HMS or with their claims representatives but getting the claim taken cared of was the problem. I had a refrigerator claim and it took them almost two and a half weeks to get somebody out here. That didn't help when the food was going bad. It took almost a month for the work to be completed. And then we ran into an issue where they said a part was not covered because the part had the word "shelf" on it. But the shelf was connected to the housing unit that actually run the motor. It would not work unless the shelf or housing was purchased. Still HMS would not cover it and I ended up paying for it. I'm dissatisfied at this point with HMS Home Warranty.

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    Tech

    Reviewed Dec. 13, 2015

    It was fantastic with TotalProtect, but the contractor they recommend was not. It took over a month to get our air conditioning working right. I don't think it should take that long. But overall, I would recommend TotalProtect.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Dec. 12, 2015

    I have paid $50 a month to cover numerous components of a property for almost 3 years. I have had 2 claims within that time. The first claim was for the HVAC and paid the $75 deductible for the contractor to straighten a drain pipe. The second claim was 2 weeks ago for a ceiling fan. Again I paid $75 for the contractor to tell me that he is not sure what the issue is but would like to first replace the control. 2 weeks later (yesterday) I received a call from the warranty company stating that the control is considered a remote even though it's actually a hard wired wall control. The representative that I spoke with new nothing about electricity and seemed very confused when I told her there is no remote but a hard wired control. She was just confident that it wouldn't be covered but has no idea what I was talking about. I asked to speak with someone else about my warranty plan and possible cancellations and she disconnected the call. $75 later and $50 a month for 3 years I have to hire someone else to fix something that is covered under my policy. I am canceling this policy today!

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    Customer ServiceTechPunctuality & Speed

    Reviewed Dec. 12, 2015

    I’ve always been happy with TotalProtect. It’s just when they don’t know what to do that I get somebody else. Once, a technician wasn’t doing too well, so I got another one. But apart from that, they’re really nice. They always email me and tell me that they’re sorry that I’m experiencing difficulties, and that they’ll be getting somebody on it immediately. They’re really attentive that way, and they respond pretty fast.

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    Claims HandlingTech

    Reviewed Dec. 12, 2015

    With TotalProtect, it was easier to deal through the escrow. Also, the technician they sent for our claim was pretty good and he answered the questions I had. The quality of work performed was great. I have recommended them to a few friends as well.

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    Claims Handling

    Reviewed Dec. 11, 2015

    I heard about HMS through my realtor so I went with them. Submitting a claim was good and quick. Their claims representative was professional and he got everything done and he handled my claim fast. I was very satisfied and would recommend them to anybody.

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    Customer ServiceTechPunctuality & Speed

    Reviewed Dec. 11, 2015

    HMS was excellent in every respect. I highly recommend the folks who attended to us. They did it with excellence and in a right amount of time, we couldn't have been happier. The manners of the serviceman were impeccable. He was efficient, excellent and he did not attempt to do what he could not do and called in for advice from others when he needed help.

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    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed Dec. 11, 2015

    When I purchased my home, I required it to include a warranty. So the seller purchased HMS Home warranty through Karges Realty, and I continued it since I trusted Karges’ opinion. However, I've been very frustrated with them when submitting claims. It’s been a long process. I bought a replacement for my washing machine that went out back in July and I only got my final check yesterday for my reimbursement. It took me three attempts of emailing them receipts. The gentleman they sent out to inspect the washing machine lied to them and it held up my check for six months. He told them I only paid him $45 when I had a $100 receipt from him, but he did not write my name nor my address on it. So I wrote my address on it and re-emailed it in.

    Moreover, they want to replace my high-efficiency washer with the standard washing machine that uses ten times more energy. They wanted to give me a piece of garbage. I went online and everybody said, "Don't buy this washing machine," and they were like, "That's the only one we have in our warehouse." So I told them that I’ll buy one and send them a receipt and that they’ll reimburse me and they agreed.

    And then the first time the oven part of my range went out, it took them almost two months to fix it. When I called and left a message for Elite Appliance, the one they keep sending out here, they never returned my call. So the last time I had a gentleman out for my dishwasher, I said, “I absolutely do not want Elite Appliance in my house ever again.” I said this guy has been screwing around too long. HMS send me out a Sears representative ‘cause I have all Sears products in my house, and he was fabulous.

    The contractor they sent from A&E who did my dishwasher was very respectful, kind, nice and ordered me a part I needed. As soon as that got in, they got the guy back over here to put it in and he went ahead, ordered it and they showed up in the mail and he showed me how to install it before he left and said call him if I need him to put it in, which went in fine. So I like A & E, but I absolutely do not like Elite Appliance and I did not like how HMS treated me in regards to Elite Appliance. Over five of my hours have been lost sitting on the phone with them in the last few months and I was pretty unhappy.

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    Customer ServiceClaims HandlingCoverageTechPricePunctuality & Speed

    Reviewed Dec. 11, 2015

    We bought a house last August and as part of the sale requested the seller to give us a 1 year warranty on the appliances/AC/heater etc. In the first year, we had one issue with our refrigerator and the service we got was horrible (not from HMS, but from SEARS they contracted to do our work). Sears didn't show up for the 1st appointment and they give you a window of 8am to 5pm. Took the day off and no show. It took 10 days to schedule another appointment and another day off to wait for sears and when the technician showed up he ordered 2 parts and had them mailed to my house. Told me to call when I receive the items.

    It took 2 more weeks to get a technician to come and install the parts but while installing a part I heard a loud noise and the door on my fridge will not close. The technician asked me to call and make another appointment. It took 12 days to get someone out and I had to throw all my food and buy a mini fridge, in the mean time they had to order another part. Sears repair is horrible and they don't care, period!!!

    A few month later my dishwasher was not drying and the touchpad had a problem. When I made a claim I insisted not to use Sears and they had another company which I liked. The tech. ordered parts and told me he will call when they arrive. Received a call from HMS telling me they have to replace my Bosch Dishwasher (I assume it was cheaper to replace it because the Bosch parts are expensive). They didn't give me a choice and wanted to replace it for a cheap white version when all my appliances are stainless steel, told me it is their decision and I have to accept whatever they decide.

    I decided to cancel that ridiculous policy from that joke of a company. DO NOT buy a policy with HMS before reading the small print that says they will rip you off. If you are buying a new house with appliances, this is a good deal if the seller will pay for it. Do NOT get it after it expires though. I lost over $500 in food. I was told it was NOT an emergency. Buy is much better than HMS and also much cheaper. Do not be fooled. They will replace your appliances with a lemon.

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    Claims HandlingTech

    Reviewed Dec. 11, 2015

    Many years ago, my sister told me about TotalProtect. I then got dissatisfied with American Home Shield when they changed their rules without telling anyone so I switched. Overall, it's a good system and works well. You got to be aware of the clauses or read the information and be familiar with what you're putting in a claim for. Claim submission is easy. The technicians are great as well as the work performed.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Dec. 11, 2015

    Total Protect should change there name to Partial Protect because and soon as you need them to cover an failed appliance, they come up with every excuse as to why they can't cover it. When I purchased the warranty with them over the phone, they did not advise me that if you have two of the same units. either A/C Or Heating and two water heaters in your home that only ONE will be covered unless you add additional appliances to the policy. So, one of my hot water heaters went out and I called them to place a claim, so they replace the hot water heater and I was still out of $435.00 when it was done. So my main hot water heater pilot light went out 3 months later and I called to place a claim and it was a nightmare trying to get them to follow up on the claim. The company that they sent out to see what the problem was collected the initial call fee $85 dollars(Fast Lane). Fast Lane diagnosed the problem which is a simple $10 part to fix said they had to get authorization from Total Protect. Well Total Protect denied the claim because they said it wasn't covered because they didn't know I had 2 water heaters. So I called TP to see what was going on and they read me the fine print that said only one hot water heater is covered under your policy. WHAT!!! What am I paying for when it states on the contract All of these appliances are covered. She said you can add it now, but we cant cover it now because it is a failed appliance. So I told her to Cancel my plan and I will find a better one.

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    Customer ServiceClaims HandlingCoveragePunctuality & Speed

    Reviewed Dec. 11, 2015

    I went into the internet and then looked into TotalProtect, it said that it's into insuring all the appliances and whatnot. I thought that’ll be a pretty good idea and said "you know what, I'm going to sign up." It's reasonably priced for a monthly fee and when things go out, I'm covered. It was awesomely easy submitting a claim. My first went out at the wrong time.

    I called and they sent over their guy; I wasn't home, I was 300 miles away but my house is automated, so I told him to give me a call when he's standing in front of my garage and he did. I opened it up, kept an eye on him and mostly because I have cameras all throughout my house when he'd need anything, he'd talk to it and give me a call so he did that. Then he checked it out and said "yes it's done for" and gave even the option of a replacement or so if I needed to upgrade. I said that I’d do that and they were out there to fix it Friday after Thanksgiving. They came in and so I replaced it and had to run it. It was excellent and I'd refer them to everybody I know.

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 10, 2015

    I didn't have any hassle in submitting claims with HMS Home Warranty. I've filed three claims. My interaction with the HMS claims representative was very good. In my most recent claim, the first company that HMS sent over came, collected $100, and left. They didn't give a diagnosis. They only said, "It's totally broken before. I will not touch it." And they walked out. Then I had to call back HMS again. They listened and then they gave me another contractor.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Dec. 10, 2015

    Submitting a claim with TotalProtect Home Warranty was very easy. It all went smoothly with their claims representatives and all technicians that came have all been nice. I'm very happy with the quality of their work. The electricians were fantastic too. When I needed a heating and cooling person, they were there that day. But I did have a problem with TotalProtect. They say they cover seven days a week and 24 hours a day, but they don't. I had two emergencies and I could not get a plumber on a holiday or a weekend. One was a minor one and I was able to live with. But the other one, I had to call on someone that I had used in the past and the bill was over $300. Some of the service providers don't work on even though they say they have an emergency number. Nobody called me back.

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    Claims HandlingTechPunctuality & Speed

    Reviewed Dec. 9, 2015

    HMS Home Warranty was included when I purchased my home. I've submitted several claims to them and it has been easy and very helpful. Their claims representative was very nice and was able to help me. And the technician who came out for the service was very quick, informative and did a good job.

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    Customer ServiceClaims Handling

    Reviewed Dec. 9, 2015

    I placed a claim for my washer and dryer on 11/17/15 and it took 4 days for a service person to get out to our home, another week for parts to come in and 3 more days for them to return to repair. Our dryer is worse off then it was before so I called Total Protect and they called the service co and so have I with zero results! Now TP is telling me it will be 24-48 hours before they can FIND another service co to take care of my problem then an appointment with them will have to be set and so on!!! Almost one month from date claim placed and still not repaired!! Their customer support is awful and who has only one service co in an area in contract with them! Ridiculous. Will definitely be canceling when repair is finally complete!

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Dec. 9, 2015

    I've had some services with TotalProtect and so far, they are good. The first claim I had was on a weekend. I called and got through right away and they gave me a claim number of this plumbing company or plumber. They came out, did the work and repairs, and I paid them $85 and that was good. Then, one time I had to call but it was on the weekdays and it's a little hard to get through, but once you do, they take total care of you.

    There's this one other time when they gave me a plumber. I had a stuck toilet then, and when I called the plumber, he said that he didn't have a snake, the basic plumbing stuff, and they're gonna do liquid plumbing. I can put Drano in my sink on my own. Under any system you got some good providers and some bad ones, but I've been looking to get the good providers and I could tell in the phone conversation that it was gonna be a bad provider, so they never came out to my house. I called TotalProtect back and had them give me another plumber. They gave me Finish Line Plumbing because I had them before. They're the good one, and they came and did the work.

    I wish I had TotalProtect before and would recommend them in a heartbeat. I have Michael & Sons who come out and take care of my stoppage and do the yearly check. But then, if there is a problem, you have to pay and get only a discount on it, unlike, TotalProtect, who will totally cover the items. So cost-wise, it was a great value. They fix whatever the repair is.

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    Claims HandlingTech

    Reviewed Dec. 8, 2015

    I had another home warranty provider and they gave me a runaround a lot so I didn't want to deal with them. I heard about TotalProtect Home Warranty from my brother and chose them instead and it was easy to submit a claim. It took less than about 5 minutes to get everything situated. The technician was knowledgeable of everything that's going on. He told me what the timetable would be to fix the issue and what caused the issue.

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    Customer ServiceClaims Handling

    Reviewed Dec. 8, 2015

    It was very easy to submit a claim to TotalProtect. My husband called and did it over the phone - they usually show up the next day. The people who came did their job and left. They were only here for about 15 minutes or so, but it was fine. The quality of their work has been good too. However, we did have a problem with the electric company itself. The boy got backed up and he couldn’t come the day that he said he was coming, but he was there the next day.

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    Customer Service

    Reviewed Dec. 7, 2015

    I've always been satisfied with HMS Home Warranty because they are excellent, I have no problems. The only disappointment I have was that last year I was paying $35 for each call I made and now I got to pay $100. But that's life.

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    Customer ServicePunctuality & Speed

    Reviewed Dec. 7, 2015

    I had a home warranty with TotalProtect.com since March of 2015. I had them deduct the monthly premium from my checking account. During the year I used them for a dishwasher repair. It took them 3 separate visits to correct the problem. But I endured and they finally fixed the problem.

    I sold the home and prior to the closing date. On 11/11/2015 I called Total Protect to discontinue my policy on 11/20/2015. The rep that I spoke with confirmed that my most recent payment had just been withdrawn from my bank account, but he assured me I would be credited a prorated amount back to my bank account. He gave me a confirmation number regarding the status change and the refund of premium. On 11/30 after not seeing a credit in my account, I called them again, this time to be told that they do not return unused premiums. At this time I learned that the first rep actually cancelled my policy on 11/11, which was the day I called, and not on 11/20 as per my request. I asked to speak to a manager/supervisor and she said one would call me. I did receive a voice mail from a supervisor a few days later. I have left 3 messaged for him (Edward) over the last week and he is not returning my call.

    I have NEVER, in 40+ years of doing business with all types of providers, insurance companies, etc., been told that unused or over-paid premiums will not be returned. If Total Protect (part of Cross Country Home Services) is so broke or desperate that they need to keep my $54.95 to keep their boat afloat, then they are welcome to it. Total Protect is keeping money that is not rightfully or legally or morally theirs to keep.

    I always paid the premiums on time, I always paid a deductible for service visits, they always got their fees in advance. And now it's time for them to return the one month unused premium, and they won't call me back.

    Their confirmation number for the cancellation and the supposed return of premium is **.

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    Claims HandlingCoverageTech

    Reviewed Dec. 7, 2015

    Their coverage and cheaper premiums made me choose TotalProtect as my home warranty provider. Submitting a claim with them was easy. Their claims representative was very efficient and professional and the technician that came was very prompt and knowledgeable. They did an excellent work.

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    Customer ServiceClaims HandlingCoverageTechSales & Marketing

    Reviewed Dec. 7, 2015

    I called in a repair for my heater. This had been the 4th time my heater/AC had needed repair. Then after a week of no answers from the company that they sent out to review my claim, Total Protect got back to me and declined my claim stating it was because the part failed due to lack of maintenance. I was read back the section of the contract that stated that they wouldn't cover in a very rude way and then when I asked for a manager or supervisor I was just sent out to another rep. I called and cancelled my plan. I think it is ridiculous to pay month after month for a service that will deny a claim. I later came to find out that the part they were quoting me as being non-working was working after all. I think it was a scam. This was not the first bad service I had from this company since the previous claim was also a terrible experience. I do not recommend Total Protect or any of the following vendors in the Houston area: Appliance Guru or PML AIR CONDITIONING, INC

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 7, 2015

    My heat pump stopped working on November 24, 2015 and I called HMS to file a claim. The service provider came out immediately and advised I would need a new unit and they began the process with HMS to have it replaced. Day after day I waited to hear something back and each time I called HMS they were waiting for something. Either a fax or call from the service provider or a response from a different department. I am a single mother with a young child. I bought a small space heater and we are sleeping in the living room. I called every day for an update and the company had no sense of urgency. I was told that because the temperature was not below freezing my situation was not considered an emergency and that I had to wait the minimum of 24-48 hours after each step or response. This went on for days.

    On 12/3 I called HMS for an update and was told that my claim was not denied but they were not going to approve the estimate from the service provider that they sent out to fix it because it was too much. I was told the process would need to begin all over again and they would send a new provider out. I called several times and have no update, the nights have been below freezing, and I have asked to speak to a supervisor on several occasions and keep being told one will call me back. I have heard nothing. Today, December 7th marks the 14th day I have not had heat and I have not heard back from them on the status of my claim.

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    Claims HandlingPrice

    Reviewed Dec. 7, 2015

    I chose TotalProtect because of the price. Submitting a claim is easy and I've had good interaction with the technicians. I'm just wondering why they would replace a part that is wrong with my 20-year old oven rather than replace the whole thing.

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 6, 2015

    It’s very easy to submit a claim with TotalProtect. All I do is call in whatever the problem is, and then someone immediately calls me back and find out what to do and we go from there. They set up an appointment then someone comes out and checks whatever the appliance is. The representatives I talked to over the phone are friendly and answered all my questions. Also, their technicians have always been very professional and I enjoy working with them. Everybody that has come to me had good quality work skills. I’ve already recommended them to my friends.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Dec. 6, 2015

    I compared all the home warranties and, after talking with TotalProtect, found out that they covered more than some of the other ones I looked at. It's very easy to submit a claim and the claims rep were very courteous, answered my questions and called back to see what kind of experience I had with the person that came to my house. The quality of the work has been great.

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    Claims HandlingCoveragePunctuality & Speed

    Reviewed Dec. 5, 2015

    I first heard about HMS Home Warranty through my realtor and got a coverage from them. Submitting a claim with them was quick. Their claims representative was professional and handled everything quickly. I was very satisfied with my experience with them.

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 5, 2015

    Up until my most recent claim, TotalProtect has been wonderful, and I never had any kind of problem with them. I just called them up and tell them what was going on, and somebody was out the next day. The technicians knew what was needed to be done, and did it without making a mess. However, this time, when I called them to file a claim, they gave me a number for a plumber, and apparently, the number they gave me wasn’t the plumber’s, so I couldn’t get a hold of him. I finally gave up and called a plumber on my own.

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    Customer ServiceClaims HandlingPrice

    Reviewed Dec. 4, 2015

    Submitting a claim with TotalProtect is usually easy and the claims rep is always nice. When we called when we were having problems with our garbage disposal, we thought, because the water was backing up on both ends in the sink and the kitchen, it was MCE that was sent out. The man that came said that it was not the garbage disposal but that the line leading out from the house out into the street was clogged. I figured while he was here, he could perhaps do the job, but he was unprepared and didn't have a snake, the proper equipment needed, so he didn't do anything. It was a waste of 75$. He talked about coming back another day and probably would have charged another $75. Moreover, the price that he wanted to charge to bring the proper equipment was $224, which is absolutely astronomical. It's ridiculous. I will never use MCE again.

    But who is wonderful and excellent is His & Hers Plumbing. When I called back TotalProtect, I spoke to one of the ladies and she said that I could contact His & Hers. I used them back in 2012 because I had the same problem with the stoppage of the line heading outside. They sent the man out right away the next day. He said that it was the stoppage of the line and not the garbage disposal as well, but he was prepared, had the snake in his truck, and did an excellent job. The problem was cleared out and I was charged half the price of what MCE wanted to. If I ever have any plumbing issues again, that's what I would use; His & Hers.

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    Claims HandlingTech

    Reviewed Dec. 4, 2015

    I heard about TotalProtect through my mortgage company. The claims process got along very smoothly. Their reps were very friendly and helpful. The technicians were very well knowledgeable in what they're doing and everything went as planned. I would recommend TotalProtect.

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    Customer Service

    Reviewed Dec. 3, 2015

    My experience with HMS Home Warranty was good and I like it. I would refer it to other people. But, I wish I could speak to a person instead of a computerized thing when I call them.

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    Claims HandlingTech

    Reviewed Dec. 3, 2015

    I sold real estate and knew it's important to have a home warranty. We've had TotalProtect for about ten years now and submitting a claim has been easy. I've been very satisfied with everything the claims representatives have done. The techs that come to service our appliances also do a very good job.

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 3, 2015

    When we first started years ago, we actually spoke to a person. Now when we call in, it's totally automated. I do prefer the ability to speak to a person, but the automation works as well and submitting a claim to them has been easy. The technicians have all been good. The first technician that came out for our air conditioning replacement--they were the number one in TotalProtect's list of preferred vendor--and that person came out and gave me a quote. About four days later, TotalProtect said they were requiring a second opinion. At first I was upset about the delay that this introduced. However the second opinion came out and gave me a quote that was $2000 less out-of-pocket for us for the exact same work, so it turned out being the better for us.

    We've had TotalProtect several times and we've always gotten good service. They also fixed my washer or dryer, the refrigerator one time, and the air conditioning unit upstairs and downstairs on more than one occasion. They might have done something with heat once as well. Things have been repaired, most of the time at no additional to us. However, with the air conditioning being such a big expense, there are a lot of non-covered charges that they don't pay.

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 3, 2015

    Aside from hearing from it through a friend of mine, I got TotalProtect because they sent me a mailing several years ago telling me my house is at a stage now where stuff is going to start breaking and, thus, offering their services. In calling for a claim, every five seconds I hear "we really appreciate your business" and the music starts playing. I wished they wouldn't keep saying that because it makes me feel that if they did, they would answer the phone. I guess they're getting overwhelmed and they can't have enough people on board to answer all of them at one time. Nevertheless, the reps were very helpful and I couldn't say a thing negative about them.

    As with their techs, there was nothing special, but also nothing wrong. There was one problem, which wasn't a major problem and I can understand why they have to do it, where they come up and look at the problem, but they had to go back and get approval from TotalProtect, and then come back a second time to fix it. So, it usually requires two visits and that what's happened to the hot tub I had them work on recently. They could fix it the first time.

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    Claims HandlingTech

    Reviewed Dec. 2, 2015

    TotalProtect Home Warranty was the first one that came to our attention. Submitting a claim with them was always very easy. I do it online. The technicians and the quality of their work have been good. I'd certainly recommend them.

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 2, 2015

    I'm single and it's easier to have TotalProtect to find somebody to fix something. Claim submission has been good except for one problem I had when our heating went out last year. It was around the holidays and it was hard to get somebody over to the house, but every other time, they'd come right away. I don't have any problems with the claims rep over the phone and the technicians have all been fine. The quality of their work has been good.

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    Claims Handling

    Reviewed Dec. 2, 2015

    I work for General Motors and when we bought a house and did the loan through General Motors, TotalProtect Home Warranty was given to us for a year free. A few times when we filed claims with TotalProtect the process took longer than I expected, but overall our experience with them has been good. We're moving to a new home and we're thinking of keeping TotalProtect on board.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Dec. 2, 2015

    We got mail several years ago from our bank about home warranty and it sounded like a good idea so we've done it with TotalProtect for a number of years. One time, our furnace went out and it was 20 below zero in Illinois so I finally told the young lady on the phone, “I don’t know where you are but we need somebody now, not three days from now.” Because the call for the claim was getting to be really lengthy but it all finally worked out and a guy came from Peoria which is 50 miles away. Sometimes I wonder why they don’t use people we have here locally. Other than that, submitting a claim was very, very easy. The quality of work that’s been performed so far has been real good and they usually get somebody here within a day or two.

    A few weeks ago, we had our refrigerator gone out and I called them and by that afternoon we had somebody locally came to look at it. That particular part of our refrigerator was not covered so we had to buy a new refrigerator, which I was not real happy about because I thought possibly they would try to or at least give us something on our refrigerator, but they did not. Otherwise, because we’ve had to have our stove repaired, we’ve had to have a new garbage disposal, I’ve had my washer and my dryer work done a couple of times, so we only had to pay the $75 deductible which was awesome. When we had our washing machine worked on, it took quite a while to get the part and then it wasn’t right and we waited another couple of weeks before they could get the part. Other than that, we’ve had real good luck with TotalProtect.

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    TechPunctuality & Speed

    Reviewed Dec. 1, 2015

    My experience with HMS Home Warranty was excellent in every respect. I highly recommend the folks who were attending us. They did it with excellence and in a right amount of time. We couldn't have been happier. And the manners of the serviceman were impeccable. He was efficient and excellent. He found the problem and did not attempt to do what he could not do and called in for an advice from others when needed help.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Dec. 1, 2015

    My claim for my washing machine was denied after three weeks because my policy does not cover mechanical parts. This was only after numerous calls to both the warranty company and service provider. The service provider ordered parts that were never installed which is very unethical. Why would I want to continue working with a company that provides this type of service. I paid my monthly policy premium, paid for the service call and got denied AFTER THREE WEEKS of waiting. What am I paying for? I HIGHLY recommend you stay away from this provider and research other options. Hopefully this help someone else avoid the hassle and frustrations we have been through.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Dec. 1, 2015

    We've had TotalProtect since we first got the house about 10 years ago, it's probably changed names over that time. The claims process has been relatively easy most of the time. For the latest claim, their people over the phone were very helpful. However there was some confusion on their part about how urgent our problem was. Our furnace was out downstairs, we were having some very cold weather, and TotalProtect weren't able to speed up the process.

    I understand how a company works and it does certain things to save money and keep costs and premiums down. But I wish there was a way to either pay an additional premium or pay additional at the final bill reckoning if we want to get quicker service. They've hired a regional service provider who is tasked with covering a full region. However he's not local so it takes him a couple of days to line up a schedule so that he is coming to our town to service us and maybe some others, rather than coming right away or if it were a local company.

    Their technicians were very helpful though. It took them longer to get here than perhaps they should have and longer to get the new furnace in to get it installed. We were told initially that the wrong furnace came in so there was a delay of several days to get the right one. It wasn't clear to me whether the person at TotalProtect misspoke or if they admitted the flaw. The problem was that for some reason, they thought we had a propane furnace even though we or the service provider never said that. But once the technicians have diagnosed the furnace, the company gave the go-ahead, and they came back with the actual furnace, we were satisfied with their service.

    We are very pleased with this warranty service most times. I know mistakes happen, I'm not going to drop the service. If somebody asked me, I'll probably tell them that TotalProtect has pretty good service and we've saved lots of money over the years having it. But I wish they would look at having a more sophisticated response.

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    Customer ServiceClaims HandlingTech

    Reviewed Dec. 1, 2015

    I've been with TotalProtect for a while and the process of submitting a claim was pretty simple. Both claims rep and technicians were cordial, professional and delivered good customer service. It was a good experience and I'm satisfied with the quality of their work.

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    Customer ServiceCoverageTechPrice

    Reviewed Nov. 30, 2015

    I had a lot of problem with TotalProtect. When I call them I had to go to another stuff. But there’s one lady that I could call and talk to, she was the only one that helped me out real good and her name is Marian. My hot water heater was broken and the first person I talked to, a lady told me somebody would call and I found out that the person that they gave me doesn’t cover my area. So I called back, spoke to another person and she was also pretty good because she stayed on the phone and tried to find somebody.

    But the person that she gave never came out so I called back and talked to Marian. She went through everything and said the only thing they got to do was put it in as emergency. And she did everything for me. The guys they sent out was at my house before and they know me. It was like, "wow. You have it as emergency," they came in. I have a kid that need to have water and she helped me out so the same day I have my hot water heater put in.

    Another thing was the main water pipe broke inside our house and we couldn’t turn off. I called them, then I have to pay the money out my pocket. So I had the water company came out, turned the water off and then I went to buy the parts and fix it myself. I also called them three times already for my stove, my dishwasher – I get the run around because all the techs that came out told me there was a problem with the dishwasher. Then another tech came out from Sears and said that the harness on the dishwasher could not be replaced and that’s what the problem was. He put it off, showed me where it was burned out and then they’ve put a new dishwasher in. So I got through a lot of hassle with them.

    There’s something that they need to be fixed, to have a technician that can come out right away when something is in emergency. If it’s not emergency I could understand but when the water pipe cannot get water in the house, can’t take shower, can’t cook, can’t do anything, that’s bad. It's different to have a hot water heater pan broken. If it was my stove, I could go to store and buy a hotplate or I could cook on my deck, that’s different because those I can do. When it comes to hot water, furnace and stuff like that, they should have a company that can come out right away. It may cost money but for a business like this, they have a lot of people that have problem every day so that’s one thing I’d do.

    I like that I pay $125 deductible and when they fix something, it's covered for six months. When I call they'd answer the phone. They'd jump on it and everything's going. They had a lot of things but so far, so good. Everything is working and I do appreciate it. I'd recommend them to a friend. I have my neighbor that I did. He was disappointed, too, but I did that. He came on them and fixed his central air.

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    Customer ServiceTech

    Reviewed Nov. 30, 2015

    This is my first experience with HMS and it has been exceptionally negative. I submitted my initial claim on November 9th and was assigned Eagle Star appliances for the repair of the washer and dryer. Eagle Star was able to look at the appliances on November 11th and was supposed to submit their paperwork within 24 hours to the company, have the parts ordered and call me the next week to schedule the actual repair. Though the initial interaction went well, everything that has followed has been incredibly frustrating.

    Eagle Star appliances did not submit their paperwork and when I called a week after, the technician had no idea what I was talking about and said he would call me back in 10 minutes but never did. I called and spoke with multiple customer service representatives at HMS who each told me they were following up and to call back in a certain amount of time or the next day to give them time to get the service report from Eagle Star but each time I called and repeated the same information I got the same response that they had not received the service report and needed more time to contact the company.

    One representative said they were receiving the report as we spoke and we were all set and to call the next day for a status update - when I did call back the next customer service rep said they had not received the report yet. It is now the 30th of November, the report was finally received after multiple call backs on my end and the parts ordered but no one can reach and speak to Eagle Star and HMS is not sure where the parts are and it will take more time to track the equipment that should have been received on the 26th. It's unclear when this will all be resolved but the whole process has been frustrating and not at all easier as should be the case with insurance. I do not recommend HMS Home Warranty and advise consumers to go elsewhere.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Nov. 30, 2015

    My claim for my washing machine was denied because my policy does not cover rust or corrosion. To my knowledge, rust or corrosion results when steel or steel alloys come into contact with oxygen and air - not unusual in a washing machine when components are failing. Pay my monthly policy premium, paid for the service call and get denied. What am I paying for?

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    Cinch Home Services
    Response from Cinch Home Services

    Dear Todd, thank you for reaching out to us. Our records show that your claim was approved. We appreciate you as a customer and were happy to address your concerns. Sincerely, Stephanie

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    Customer ServiceClaims HandlingTech

    Reviewed Nov. 30, 2015

    TotalProtect was the one that appealed to me the most compared to other warranty providers. It’s easy to submit a claim by calling and telling them what the problem is and then following the procedures. I’ve also had great interaction on the phone. There had four occasions when I needed help, and all of them appeared to be very concerned and willing to do what they can.

    But on the most recent occasion, I called about my furnace being out and the technician came and said, “Well, the furnace appears to be okay. It’s the electrical system.” So I got the electrical system repaired at my cost because it was old and the service provider for the furnace said, “Call me back and I’ll come back to double-check it when the electrical is done.” I called them twice and I’ve not heard anything back from him. So I’m just trusting that the electrician took care of the problem. I was a little disappointed with that furnace man as he’s not keeping his word. I’m not always happy with some of the service providers but on the whole, it’s okay. I would recommend it

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    Reviewed Nov. 29, 2015

    Our overall experience with HMS Home Warranty was very good. Everybody reports to a system. They're competent and they've gone here when they said they would, so it's been good all the way around.

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    Claims HandlingTechPriceRefunds & Payouts

    Reviewed Nov. 29, 2015

    I used to have American Home Shield and wasn't satisfied with them and my brother told me that he had gotten Cross Country, which changed to TotalProtect. I selected the service provider because I had used them for air conditioning before. So I asked could that service provider come out because it’s his business so I trust him that he’s going to do a good job. He had employees when they installed it but he came out himself. I appreciate TotalProtect for letting me select when it involves heating or air because I know this company that’s part of the network.

    Submitting a claim is fairly easy. Sometimes the results are not completely to my satisfaction but for repairs, they are. I thought it was a little pricey, out of my pocket cost, but last year I had to have a washer repaired and it was over a month. First they thought they could repair it, came out and had to order the part. Then the provider they selected said they didn't get the part and had for a whole week. Finally, they came out here and that wasn't even what was wrong with it. So they decided I needed a new one and it still took at least another two weeks.

    The washer's fine because it was new but it's like older than me. It makes noise and takes forever to wash but I like it's got too many settings to suit me. I probably should've opted to cash out but I didn't think about it because I would've bought a more modern one. But it works. I'm going to replace it myself one of these days.

    For my claim with the furnace, the quality of work is good. It didn't take that long but I still had $825 out of pocket cost and I thought that was a lot. I had thought the same thing with American Home Shield years ago when I had a water heater replaced out of my pocket cost for $325. I could've gone to Sears and bought one for less than that. I know furnaces are expensive but I didn't understand how much TotalProtect had actually paid.

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    Claims HandlingTech

    Reviewed Nov. 28, 2015

    I have a big home and I know that things break down from time to time, so I wanted to take advantage of TotalProtect to be able to save me money on repairs. Submitting a claim has been pretty good. There was a little mix-up one time, but I've used my warranty quite a bit, so overall I'm pretty happy. The claims rep was friendly and knowledgeable. The tech that came to service my appliances has always been pretty good, and they've always been able to take care of everything that I needed fixed.

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    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed Nov. 27, 2015

    The claims process with HMS Home Warranty was difficult because I called to get my air conditioner fixed, they sent someone out, the air conditioner worked for a month or so after they fixed it, and then it broke again. Then they called, but at that point they had nobody to send out, so I had to call my own person. But the person that I was going to call had to accept third-party billing but nobody else around here accepts third-party billing.

    The other thing was that the groups that I did call after that came out the next day. In addition to that problem, I had to keep calling the warranty company back because every time they would find a provider for me, I would call that provider because they couldn't get a hold of them, and then I find out that that provider didn't service my area, so they had incomplete information about who services my area. So that was a giant hassle.

    Then the problem was I called the warranty company back after the AC broke a third time, the company that did it acted completely unprofessionally towards me. They were horrible. They were lambasting me and telling me that I need to do all these things like make this company come out and fix it, that it wasn't their job and they weren't going to do it, and they refused to service things.

    By the time that rolled around, I just threw my hands up and said, "I'm not dealing with this warranty." I literally had months left on my warranty and I would rather pay out of my own pocket than have to go through that process again. Those guys were terrible. The people that I dealt with at the home warranty company were okay, but it was the service providers that they chose that were unprofessional. I looked up the service provider on Google and they've got all terrible ratings. I don't understand how they pick these people.

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    Customer ServiceClaims HandlingRefunds & Payouts

    Reviewed Nov. 24, 2015

    I went with TotalProtect since things can go wrong in a house and right after I can come up with lots of money, I’ve got one thing that I pay. It was also recommended through Bank of America at the time when I had mortgage with them. I never had a problem submitting a claim with them since it’s simple. I call them, tell what the problem is, they give me a claim number and service person to call, and I’ve always got as long as one day’s wait. They come, do the job, I give them the base fee, and that’s it. Everything’s good with the claims rep too, and I’ve got no complaints.

    I didn’t have a problem with the tech that came to service my appliance at the time, but he punched in the wrong numbers and I didn’t know that until later because the bank said that I’m paying with 2 checks, the same check number, to two different things but it wasn’t, so I had to reference my file to find out where the problem was. He wrote a check number that wasn’t the one I gave him and it was the only confusion I had with them. Other than that, I’ve been very satisfied. The warranty takes a load off my mind. If my washing machine goes, I don’t have to run right out to a store and buy one instantly. I’d call TotalProtect and I know exactly what I’m going to spend to get it fixed. I’d recommend them.

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    Customer ServiceClaims Handling

    Reviewed Nov. 23, 2015

    I had never used a home warranty before and was pleasantly surprised with HMS Home Warranty. I thought it was going to be more of a hassle but my experience with them was really good. I had two claims and had everything taken care of. One claim was for my ice maker. They were very efficient and called me back right away. The other claim was for my water heater. I was shocked that it took two weeks to get a call back but glad it wasn't an emergency. When the guy came out, he was good and very efficient.

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    Reviewed Nov. 23, 2015

    Opened claim Nov.3rd, the pilot light was out on the water heater. Had the same technican out 3 times before changing to a new provider who came on NoV 20, found a leak in the tank and said the water needed to be replaced. TotalProtect is not authorizing this work. We are an elderly couple; my husband has had a stroke. We have been without hot water for most of November and this Thursday isThanksgiving.

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    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Nov. 23, 2015

    My brother had been interested in acquiring a home warranty as he didn't have any kind of protection and wanted to have something in place. When he submitted a claim, the young man who came out and did the service was excellent. He was prompt and he gave us a call to tell us he would be on the way. He was very cordial, polite, courteous, and top notch. It was an all-around great call and a good experience with TotalProtect Home Warranty.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed Nov. 22, 2015

    It's been awesome submitting a claim to TotalProtect. The claims representatives have always been professional and helpful. The last time the technician came, I had my mom come over and the technician was professional. She didn't have any problem with him. In the last case, the part was expensive so they were going to replace the washer and it was done with no hassle. They called me right away and told me what they were going to replace it with and gave me the information to look on the website to see if I was okay. It was very well handled and they were very efficient.

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    Claims HandlingTechPunctuality & Speed

    Reviewed Nov. 22, 2015

    We've had the warranty with TotalProtect since we bought the house. Submitting a claim and talking to their guys has been very positive. They've been very helpful and quick to get the ball moving. The first two times, there were no problems or issues. This last time, it wasn't the best experience because the contractors didn't clean up after themselves and left a big mess. But my problem got fixed so ultimately, that's what mattered. I've recommended them to several friends because they make everything easy.

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    Customer ServiceClaims HandlingTech

    Reviewed Nov. 22, 2015

    I moved into my house nine years ago and it had Old Republic. They sent me a letter in the mail and told me what the rates were and I was shocked. I went to my mortgage company and asked them if they have anybody that they'd recommend, and they recommended TotalProtect. With TotalProtect I can submit a claim either online or on the phone, so it's really easy and quick. Everybody I've talked to had been respectable and professional. Sears came out one time to fix my washer and the guy was very nice. He went out of his way to go get a part that was 30 minutes away from here to really make sure my washer was fixed for me and he cleaned up after himself and made sure everything was packed up. He talked me through the whole process of what he did.

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    Claims HandlingCoverageTech

    Reviewed Nov. 21, 2015

    I have heard of TotalProtect from one of my co-workers. Since it's the only one I knew, I chose it. Submitting a claim to them has been very easy, seamless, and no real issues. There have been a slight misunderstanding on what is covered but it all worked out just fine. The technicians are very kind folks. My wife worked with the first one and I did on the second one. He was absolutely top-notch. The work was done well and I have great peace of mind. It was a good experience and I'm very pleased with what I've received so far.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Nov. 21, 2015

    Up until recently TotalProtect was okay. However recently it's been terrible. We're actually experiencing a claim right now, and I'm very unsatisfied with the service. Two weeks ago on a Monday, we discovered that our washing machine was malfunctioning. We were getting a code on it on a Monday evening. I did look it up and found out what the code was. They told me it was a bad sensor. We called TotalProtect on a Tuesday morning. We got a name and a number of a local appliance place. We called and left a message with this place two or three times. We got no response. Wednesday morning, I called again to the appliance place and finally got somebody. They said, "we'll be out there about 11 o'clock."

    They came out with an old machine. I told them what I found online. One of the servicemen told me that stuff is a bunch of crap. So the guys spent an hour and a half, which I understand since it was diagnostics. Then he finally came to the realization that the part that I said would be needed is actually the part that is needed. At this point in time, we have our dryer sitting on top of our washer. It's like an elite front loading washer. Before he left, he said they're gonna order the part. And I asked him how soon he could be back 'cause we needed a washer. He said, "I'd be back Friday with the part." I said, "Fine. How would you like to add the dryer on top because you need to get into it?" He says, "I'll bring my second man with me, it's all figured out or I'll do it myself."

    I was trying to confirm the appointment, when they're gonna be there. We called the place all day Thursday. We still didn't hear anything back from them. This is the appliance place we're dealing with. I called the warranty place. They tried to call them apparently. Friday morning, I finally got to talk with the people - the person that owns this appliance place. I expected a phone call to tell me what's going on. Nobody made a phone call to me so I explained to the guy. He said, "Yes, sir, yes sir". And about 15 minutes later my wife gets a phone call from the warranty place. They said the guy can't come back out because he has nobody to help his guy get the dryer off of the washer. So they're gonna turn it over to somebody else. I'm pretty pissed at this point in time.

    So Friday, the warranty place called my wife and she said something to the guy that was at the warranty place. And he made some smart comment about all the different places he's gone to trying to find one to replace it, like it was a burden on him to find us a new person to do our service. So he finally gave her the name of some place. I called the place and left a message. I told them what the previous vendor's findings were, taking the part, name, and number that they supposedly were going to order. I called the warranty place and told them, "I left the message for them and we've already had diagnostics. So I expect when they show up on Saturday morning, they'll have the part with them." They showed up Saturday morning. They never called me back. They showed up Saturday morning, they didn't have the part.

    So to me, it was useless. The technician called the owner of the company. The owner of the company said they had to rerun all their diagnostics because the warranty company hadn't given them any information on what the previous vendor had found. So they're basically starting from scratch again. That vendor determined the same exact thing, that it was the switch that needed to be replaced. And of course they didn't have the switch because they have to order it. I've already looked the information up and told them where they could get it and how much it was. So now we have to make another appointment for them to come back out and fix it. No confirmation or help from the warranty company. At this point in time, I thought I had to speak to a supervisor. We've never spoken to a supervisor. Every time they've called us, it was supposedly a supervisor. They leave no voicemail, nothing with us.

    They finally showed back up on Tuesday morning without confirmation, so my wife had to take off from work for this. They showed back up with the part. They put the part in, but it still doesn't work. They had to go out and find a different part. So now they're saying we need a control board for this thing. This was last Tuesday. We haven't heard anything since. My wife has called the warranty place several times and got no update. She got an update the other day, which was for Thursday, to say that they're looking into the situation.

    I did call the vendor on Thursday morning to find out what was going on with this situation. He said that they turned all the information over to the warranty company who is researching the problem. I called the warranty company yesterday. They said they would have a final answer by the 16th, which is next week. They still have to order the part. So I'm talking another 1 to 2 weeks. They have yet to call us back and let us know what's going on. They may have called but they haven't left any messages on our phone because they're calling on our work hours. So at this point in time, I don't know whats going on. They will have a decision for me, the latest by the 16th and then well go from there.

    Lord knows when my washing machine will be fixed. But when this is done and over with, I intend to go to PenFed and complain about them recommending this company. I'm liable to drop this company because we pay a lot of money every single month and this is taking way too long. No feedback, no calls, no confirmations from anybody. Well probably have to take off work for 4 days. We should be compensated for this somehow because we're sitting there waiting for people to show up. It's very frustrating.

    It also brings to light, what if something really major breaks down like my heat or my water heater. How long will it take me to get that fixed? I just had a couple of other incidents with them. This service at the warranty company was very prompt, but I think some of the vendors they use weren't. Their responses are very slow to confirm anything with you. Once the people get there, they do a good job, except for these last people I dealt with.

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    Customer Service

    Reviewed Nov. 20, 2015

    I've had good experience with TotalProtect with their quick response. Highly recommend!

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    Customer ServiceTechPricePunctuality & Speed

    Reviewed Nov. 20, 2015

    We bought a house last July and as part of the sale requested the seller to give us a 1 year warranty on the appliances/AC/heater etc. In the first year, we had one issue with our AC and the service we got was horrible (not from HMS, but from the company they contracted to do our work). When renewal time came around, since we had an issue with our AC we decided to renew for one more year at a cost of over $600. Worst decision ever!

    In August our freezer stopped working. We immediately called HMS and they had someone from Sears there within 3 days. Again we had issues with Sears (it was a Saturday they came in, but showed up 6 hours past their 2 hour window and would not provide any updates - so I wasted an entire Saturday in the house waiting). Turns out the thermostat quit and the man was able to replace it and got the fridge back up and working.

    94 days later, the refrigerator and freezer stopped working. Another call - another 4 day wait for Sears. After an hour of diagnosis and constant "I just don't get it" he finally decided it was, again, the thermostat. Of course he did not even know where the thermostat was located. He had to call up someone to help, and they also had no clue - so I had to show them where in the freezer the thermostat was located.

    Anyways -- of course he did not have one in stock, that would take a week to get and then it would be another 10 days before they could get out to our house again. And he wanted to charge me for another deductible. So I asked how many times they would fix the same problem on the same unit before they just replace the unit. The technician stated they would never replace the unit, HMS has to make the call.

    I called HMS immediately, and put them on speaker so the technician could hear what I had been told several times (that HMS would replace the unit if the technician stated it needed to be replaced). HMS clearly stated this again, and the technician stated he has never and would never say a unit had to be replaced because only the insurance company (HMS) can make that call. I asked them if they both heard each other. Luckily they made it very clear that the call was being recorded (HMS was afraid of what the technician was going to say as they repeated 4 times that they were on a recorded line).

    So -- you will NEVER get a new appliance regardless of how many times the same issue happens with your unit. I am a diabetic and had 3 bottles of insulin go bad because of this. I also have 2 children under 6. I cannot live without a refrigerator for more than 2 weeks waiting for a part. The only saving grace was HMS did allow us to cancel the ridiculous policy.

    If you are buying a new house with appliances, this is a good deal if the seller will pay for it. Do NOT get it after it expires though. I lost over $500 in food for the 2 times the freezer/refrigerator quit working in 3 months. I was told it was NOT an emergency, even though I needed the unit to hold medication that is needed. I had to go out and buy a mini fridge to get by with the days without the fridge. In the end we just bought a new fridge and the insurance through Best Buy is much better than HMS and also much cheaper. Do not be fooled -- you will NEVER get a replacement regardless of whether or not you have a lemon.

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    Customer ServiceClaims HandlingTech

    Reviewed Nov. 20, 2015

    I purchased a home on May 15th 2015. Within the first week of my move in, my water heater went out. I contacted HMS trying to get assigned a claim and an in-network contractor. After almost 3 weeks I still was not assigned a contractor to complete the replacement of the water heater. After 3 weeks of cold showers, I finally hired someone myself with the belief that MAYBE I'd be reimbursed for at least a portion of the $1500 I paid for a water heater and the installation. (I chose a contractor listed on Angie's List, if this matters at all).

    After 7 months of lost claims, resubmitting, letters of explanation, etc. I finally received a letter asking me to rate HMS and the handling of my claim. REALLY? Keep in mind that I still haven't received an answer as to whether or not the claim would be paid or denied. I finally was told the claim was denied for not having waited for HMS to assign a contractor. Horrible customer service. Horrible home warranty company. Save your money and go with anyone else other than HMS.

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    Customer ServiceClaims HandlingCoverageTechRefunds & Payouts

    Reviewed Nov. 20, 2015

    Total Protect (TP) changed on May my condensing unit because it was not functioning and installed a Lennox 5-ton unit model #13ACD-060-230, which in their own words is not compatible with your variable speed air handler you have located on the inside. This caused the compressor and the condensing fan motor in the new outdoor unit to fail. There is a Florida State Statue that states that the units must match when they have to be replaced. The name of this statue is ARI. The service company that installed the unit should have advised of this when installing the outdoor unit.
    Since May I have tried to explain TP that the air conditioner its not cooling and makes a horrible sound. The technician that installed it said everything was perfect and they made me feel as if I was crazy! I requested a second opinion and had to pay $60 for them to come which TP said they were going to reimburse me but they never did!! The 2nd technician came and had to install the vent on the compressor again because the original technician installed it upside down. This 2nd technician told them what they now recognize which is that the units are not compatible and whoever installed it were against regulations. For some reason this was not enough for TP and now in November (6 MONTHS after!!) and after I have called a thousand times and explained my claim over and over they decided to send a 3rd company that told them exactly the same thing!! Now they want me to pay for the replacement of the indoor unit with a standard unit and not a high efficiency unit which is the one I have. Because of TPs mistake I was not advised in the first time that I needed to change both units and that they do not cover the indoor unit. I do not want to change the units with that quality below the ones I had!! And I will not pay for that replacement! !

    Total Protect should be responsible for handling their relations with their technicians and to give a proper and opportune answer to their clients. I've been round and round with customer service for more than 6 months!!! They take all the time they want and it doesnt matter to them that It's hot here in Florida!!!. They are irresponsible and their service has been the worst I could expect!!! They are not prepared to respond to important claims and they make you feel as if you are the responsible for their wrong equipment choices when it comes to replacements! !

    I want them to reimburse me for all the costs I incurred when replacing the outdoor unit which I wouldnt have replaced with the one they offered if I had known I needed to replace also the indoor!! Also, to reimburse me for the $60 I paid when asking for a second opinion! !, and to give me the money to replace the unit on my own!!! Its only fair and I consider myself being too nice that I am not charging them with all the costs I went to undertake all these heat (mobile air conditioner, time devoted to solving this problem, cancellation of a party, headache pills because it was too hot, etc.

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    Cinch Home Services
    Response from Cinch Home Services

    Dear Tamara, we apologize for the inconvenience and thank you for taking the time to share feedback about your experience. We aim to provide excellent customer service and use every opportunity to make this better. We investigated your claim and our records show that we were able to reach an amicable resolution. Thanks again, Stephanie

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    Claims HandlingCoverageTech

    Reviewed Nov. 20, 2015

    Submitting a claim was very fast and prompt, and I was very pleased. The claims rep was also pleasant. I had called about my oven and the light. It's going on and off in the inside but it's something that the warranty possibly didn't cover and I just wouldn't understand that. With my washing machine, the technician who came out to fix it was always very friendly and courteous.

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    Claims HandlingTech

    Reviewed Nov. 19, 2015

    My realtor told me about HMS when I bought the house. I submitted a claim to them online and it was very easy to do. The technician was very competent and did the job in one trip. It all went well.

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    Claims HandlingCoverage

    Reviewed Nov. 19, 2015

    I'm thankful that our lender suggested TotalProtect. There's a lot of things at our home that I wish were covered by the TotalProtect warranty. I've been very happy with how easy it is to submit a claim to the things that are covered. The most recent claim we had, the tech person came out and did the repair. It took him a couple of trips because they had to order a part. But when it was all said and done, they never actually gave us a statement for their work which was weird. But other than that, they've always been courteous, responsible and the work is done very well. Also, the claims reps are always very helpful and knowledgeable. Overall, I'm pleased and I would definitely recommend them.

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    Coverage

    Reviewed Nov. 18, 2015

    The lady claimed that TotalProtect would cover all items that they covered whether they had maintenance or did not have maintenance and I found that out to be a lie. When the AC guy who maintained everything was here, he was telling me that what I originally thought may be my evaporator might have been clogged up was an expansion valve and he said he didn't cover that. And I thought, "Well wait a minute, the lady told me that they would cover this had that been true." That wasn't what it was but it's still a red flag because apparently, I was blatantly lied to. The folks that take the contract orders are liars and they misrepresented the company.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed Nov. 18, 2015

    My wife picked TotalProtect as our home warranty provider for their cost and effectiveness. So far, everything has been good and easy when submitting a claim with them. Whenever we have a problem, we call them and they get us in touch with whoever is necessary. From that point on, everything is a dream -- nice and smooth. The tech who came to service our appliance knew exactly what he had to do, and took care of it. He found the problem, sorted it out, decided what he had to do, and did it. The appliance is still working now.

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    Claims HandlingTech

    Reviewed Nov. 17, 2015

    My initial claim number is **, given to me in July, then I was given a second claim number **, when a different vendor came. I have a refrigerator that freezes (in the area where the fan is) and as it freezes the temperature rises. A technician has seen the problem three times yet I have been requested to yet again let the unit freeze over. I realized that when the drawers are out the temperature stays steady. (I saw this when a tech came, took the unit apart and NEVER RETURNED.) Why must I keep showing the problem? A technician has been to my home SEVEN times for my refrigerator problem.

    A simple problem was compounded by the initial tech and nothing has gone right since. The first vendor came three times, the second one came three times, a third vendor came because the second vendor was busy (he left the unit in pieces and had me wait all day but did not return as promised) and the second vendor returned and replaced a part. I removed my food and the draws and by morning the temperature had stabilized to 37/36. Why must I let this unit freeze over yet again so a technician can see it? I have done that too many times already. I want this unit replaced so I can celebrate the holiday and not have coolers in my kitchen area as I do now.

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    Claims HandlingCoverageTech

    Reviewed Nov. 17, 2015

    When I first had this warranty it says, "Everything treated within the four walls. It didn't matter the age of the product, it would be covered." I've had issues with several appliances including our microwave, refrigerator, and stand-up freezer that TotalProtect doesn't cover. Our bath plumbing and toilet are also within these four walls, so they should be covered as well.

    But as far as our technician goes, he has been servicing us for the last four years and he does it all. He's excellent. I tell TotalProtect whenever I call to send him here unless he's not doing this anymore. He knows what he's doing and he shoots me straight here at the house. If I have a question, he answers it. As far as TotalProtect taking care of what I've put claims in for, it's been taken care of. I usually get the voice-activated system when I make a claim, which is irritable because I want to talk one-on-one. I am very outspoken and I’ll ask questions and I’ll ask why and why not. But from what I gather from our technician, TotalProtect is probably the best one he's been associated with from his customers that have it.

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    Claims HandlingCoverageTech

    Reviewed Nov. 16, 2015

    I've used HMS Home Warranty for two years. The first year was because service was free - it came with my newly purchased house. The second year was because I didn't know any better. I've filed multiple claims with them over the years related to the plumbing, the AC, etc. And each time is a real hassle. Their online claims system routinely mistakens me for someone else with the same last name. They generally don't use good contractors - the ones who serviced my AC compressor didn't even speak English well! They will nickel and dime you at every opportunity. Their coverage is limited too. Not worth the hassle! Do some research and see what companies are highly rated in your area.

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    Customer ServiceClaims HandlingTech

    Reviewed Nov. 16, 2015

    I've had a home warranty with TotalProtect for several years and I had a couple of satisfactory experiences but mostly bad and after my recent experience, I felt the need to write a review. 1) Problems with service providers on nearly every claim. Some wouldn't return calls and the last one didn't show up twice as scheduled. For this claim, the provider showed up after failing to show twice and the problem wasn't fixed so scheduled him to return and he canceled at the last minute. It still isn't fixed. 2) For nearly five years my service call fee was $65-$75 but my recent service call fee was $120 because they changed my plan without telling me.

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    Customer ServiceTech

    Reviewed Nov. 16, 2015

    We've had TotalProtect for five years now and have had nothing but good experience. Their reps are always courteous and call to see if everything is okay. The last technician we had for our hot water heater was outstanding, very knowledgeable and good. We had been out of hot water for four days and since the heater was still under warranty to get the part replaced, the company wanted to wait another three days but the technician said, "No, these people had been out of hot water too long. You need to let me go to a local vendor that sells your hot water heater to get the part." They approved it and he had us back online that same day. I've recommended three other people to TotalProtect. They are outstanding, a great company to work with, and have as backup in case something happens to our home.

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    Customer ServiceClaims HandlingPrice

    Reviewed Nov. 16, 2015

    Making a claim was quite simple. I called and they set everything up. The claims representatives were courteous and were able to answer my questions. I did have a little disagreement about the price but it still came out a lot better than if I did not have TotalProtect. I needed a new hot water tank and the technician came out and assessed it. They did an adequately good job and in a timely manner. I never had any problems. The guys were totally polite and courteous. The only thing is that the company did not have their own licensing. I was asked to pay for a license fee and I still to this day don't understand that part of it. I had to give additional for some kind of line for them to put the water heater in. I ended up paying $285 when I thought it was going to be 185. I didn't like that. I spoke with TotalProtect and they said it was normal. But I would recommend them. The quality of their work was second to none.

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    Claims HandlingTech

    Reviewed Nov. 15, 2015

    When I bought my condo, it had HMS Home Warranty already. It was very easy to submit a claim. The technician who came was very thorough. I showed him where my dryer was and he explained to me exactly what was wrong with it.

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    Customer ServiceTech

    Reviewed Nov. 15, 2015

    Total Protect take care of business. I've had them for some time now. I just call in my claim and explain what's going on. If it's on my home warranty, they take it from there. I take the confirmation number down and then hear from whoever's coming. If they can't come, Total Protect calls me back and say that we have to go somewhere else. I wish it would work within an hour's time which is not real life but they get right to it. I've had great techs. When we lived in Washington, NC, we had a heater down. James from Albemarle Heating and Cooling was unbelievable. I like the way he worked and got the business done. Then last month, something went wrong with our garage door and the guy just did his business. I've had good experience. It's marvelous. Total Protect is efficient and professional.

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    Claims HandlingTech

    Reviewed Nov. 15, 2015

    HMS Home Warranty was purchased for me by my real estate broker. Technician that came when I submitted a claim was very respectful and knowledgeable.

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    Claims HandlingTech

    Reviewed Nov. 15, 2015

    My neighbor recommended TotalProtect and I have it for many years. I've had good and bad experience with them. It depends on who the vendor is. One time we had a heating and air problem, the guy was impolite and had somebody with him who's just writing stuff down (better he hadn't been here). Submitting a claim has been good though. Their representatives were absolutely courteous and the last technician they sent was very good.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed Nov. 14, 2015

    I've heard about TotalProtect from Bank of America but when I called the representative she said that I do not have to go through Bank of America. She helped me talk directly to TotalProtect and promised that there'll be $25 gift card, but that never ever came.

    My experience when submitting a claim with TotalProtect is very smooth, fast and pretty. I call the number and tell the agent who I am. When I have the case established, then that's it. The claims representative were courteous and able to answer all of my questions. Some technicians were more helpful than others but they were honest. They just tell me the problems. But prices sometimes can be higher than the average. Sometimes I had to ask my friend to come and help to get things fixed, which is less expensive. I have no problem with TotalProtect but I hope that the service could improve. I am still satisfied with them and I even introduced my friend to contact Total Protect.

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    Verified purchase

    Reviewed Nov. 14, 2015

    HMS has been very good. I had some sort of negative experiences with the folks that came, but HMS is all right.

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    Claims HandlingTech

    Reviewed Nov. 14, 2015

    My experience when submitting a claim to TotalProtect was excellent and the process was very easy. The claims representative was always courteous. Also, the technician was professional and he was all business. The quality of the work that was performed was excellent as well. I wouldn't live without TotalProtect Home Warranty.

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    Claims HandlingTechPrice

    Reviewed Nov. 13, 2015

    For the price I pay to HMS for home warranty, I get extraordinary peace of mind value. I've had two claims with them and submitting them was speedy and easy. In my first claim, the technician who came to service my appliance was excellent and wonderful. In my second claim, I had a little problem with the technician, but he did the best he could.

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    Claims HandlingCoverage

    Reviewed Nov. 13, 2015

    The most recent claim we had done with TotalProtect was the garage doors but they covered only one. I was disappointed about that but mostly, I've been happy with everything.

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    Customer ServiceClaims HandlingTech

    Reviewed Nov. 13, 2015

    Submitting a claim was very easy. I call in, they give me a claim number and then sometimes they give me the company to call myself to make arrangements for them to come out and service me. Sometimes they call ahead and have the service man call me. TotalProtect is fine, but the people they're sending are horrible. This last time was a total disaster. They sent out a plumber, supposedly to fix the leak under the sink. Two days later, it's leaking again, so I was told by TotalProtect to call the plumber back out again. I called the plumber back and he looked at me and says, "Well, it's leaking from another place, so you have to call TotalProtect," hoping to get another estimate from somebody else.

    As far as I'm concerned, the gentleman that they sent out did not correct the problem that they were assigned. New people were supposed to be here yesterday, and they can't come until sometime today but they are not sure if they can make it today. I got to pay another $75 upfront for the new guys. Overall I'm happy with TotalProtect but I wish they would do more.

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    Claims HandlingTechPunctuality & Speed

    Reviewed Nov. 13, 2015

    HMS Home Warranty came with our house. It was easy submitting a claim online. We had two different technicians and they were both knowledgeable and friendly. What I didn't like about the second service person is that he couldn't give me a time ahead until the morning. The first one didn't do it that way and I was a week out waiting and the second still couldn’t give me a time until that morning. I was distraught that they would schedule that way but I'd recommend HMS.

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    Customer ServiceClaims HandlingCoverageTechPricePunctuality & Speed

    Reviewed Nov. 12, 2015

    All the appliances I had eventually wear out or get a problem and it's so expensive to call a man in to fix it. A lot of times, they can't fix it. They will say, "Well, you need one, sir. We can sell you one." And then I got to go through a million-dollar harassment thing with them. I found TotalProtect and listed everything that would cover my house. There was no problem in submitting a claim. I call up, get a claim representative and they take care of me real fast. They ask me what the problem is and then they come back and say, "Well, we're going to send these people out. This is their number and they'll call you." The next thing I know, I get a call from the people saying 60 bucks and they'll fix it.

    I've had no problem with every technician that I've had, especially when they come local. They're very polite and fast. In fact, I filled out a survey online and put my comments in there, that I highly recommended them. I shared it to a friend of mine and he is going to try to get it, and a couple of other people. They want to see the pamphlet on it. I take the one I got when I talk to other people. If they're interested, I show them the pamphlet, tell them my experiences and pass it on from there. Usually, they pick it up because they think it's a good deal too.The people there are great and I can't ask for a better service. They were efficient and explained everything to me. If they didn't have the part with them, they would get back in a day or two.

    The experience I've had with TotalProtect is excellent. Everything that I have called for, they've come out right away and fixed it. They brought electricians, plumbers and appliances out right there all the time. I can't be any happier with them. They go out of their way to help me. When I do need them and they give me somebody to come fix my problem and it's way out there, I tell them, "That's a little too far. You got somebody who's more local?" Right away they got somebody else, and they handle the problem right away.

    .

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    Claims HandlingTechPunctuality & Speed

    Reviewed Nov. 11, 2015

    I've been a TotalProtect customer for more than two years now and I'm very pleased with submitting a claim with them. It's easy and pretty quick to do. And, their claims representatives were always courteous and know exactly what kind of repair I need. And the technician they sent for my recent claim was very good. He came in, diagnosed the problem, replaced the part and tested it. I was very happy that he got my oven back in working condition. The warranty from TotalProtect is a good value and the repair was quick and efficient. And, I have recommended them.

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    Customer ServiceClaims HandlingTech

    Reviewed Nov. 11, 2015

    When I submitted a claim with HMS, it was fast and easy. Somebody called me back in a short amount of time with an appointment. The technician who was sent to service my appliance was fantastic, knowledgeable, and quite good. He told me some great hints to look out for with my equipment to avoid needing anybody to come out in the future for other issues. For instance, it was my dryer that got fixed and he told me, since I bought the house and I don't know its history, to make sure I get my dust inspected in case it's backed up with dryer lint.

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    Customer ServiceTech

    Reviewed Nov. 11, 2015

    I had a different home warranty provider before and I didn't like the way they operate, the excuses they always came up with when it came to paying. Then, I looked into TotalProtect's website. The technician they sent was pleasant and did his job. My appliance is working but the motor they ordered did not have a switch that the old motor had. Maybe due to technology, they improved it, and the replacement unit did not come with one because it didn't need it but I was not informed and had to call and ask. He should have told me what he did, step by step, since he took it to do the repair. Other than that, I didn't have problems with TotalProtect.

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    Claims HandlingTechPunctuality & Speed

    Reviewed Nov. 10, 2015

    Appliances break and one doesn’t have the money to repair. My husband and I took his friend's word that TotalProtect is very good and so we went along with them. With this, we just pay a fee and then they can come out and see what’s wrong and if it’s fixable, they will. If not, they’d give a check of how much it’s going to worth. If I want some more than that job, they’d pay more for it.

    TotalProtect's technicians are very friendly, courteous, polite and well-mannered. When they come, they know what they're doing and are good about giving me the right kind of information. For my recent claim, the tech came on time and did the job. The only bad thing I experienced was if they have a technician, they have it from 8 to 5 which is a whole day, so I would like it to be for half a day.

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    Claims HandlingTechPrice

    Reviewed Nov. 10, 2015

    The home that I have is older and I wanted to have a home warranty because I thought it'd be a good idea to take care of the problems that come up - some of the things in the house are expensive to replace. We learned about TotalProtect from my mortgage company at the time and got them to be our warranty provider. I had a previous provider when I first moved into this home but I was very upset with them. They didn't honor a couple of claims we had like the ice maker of our refrigerator; hence I didn't renew with them afterwards.

    I'm very pleased with everyone at TotalProtect. Their claims representatives were very courteous and the technicians were very nice - though the first of the two that came for a claim didn't solve the problem. The only thing I had a problem with was when GE got paid for installing a product which they never installed, which I got someone else to do it. Nevertheless I am pleased with everything and I will recommend this company.

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    Claims Handling

    Reviewed Nov. 10, 2015

    Submitting a claim with HMS Home Warranty was easy. It’s nice that it's all online. I was able to contact the repair service and they were able to come out pretty soon.

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    Punctuality & Speed

    Reviewed Nov. 9, 2015

    It was Wells Fargo that got me started with TotalProtect and it was the only home warranty I ever knew about. I can't usually find somebody to get into what I wanted done and as far as having somebody come out, it would be best and some of my products are old. One time, there was water on the bottom of the dishwasher, and it couldn't drain out all the way. I had to have five different people. The first time, he came out and then another one went three times and then the third or fourth person they sent out had finally got it working. They were very kind, nice and came out reasonably quick which was always a plus. Everything is still working so the quality of their work's good. They're great and I like them. I also got my children into it.

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    Claims HandlingTech

    Reviewed Nov. 9, 2015

    When we were buying our house, the seller chose HMS when we asked for a home warranty. When we submitted a claim to them, it was good. We did it online and they told us who to call. We called, and a guy set up an appointment the next day. He came out and did the repair. It went smoothly and was very nice. HMS is fantastic. We're happy and impressed. In fact, we might continue it after the year's up.

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    Claims HandlingTech

    Reviewed Nov. 8, 2015

    My experience in submitting claims to HMS has been great. I had a good interaction with the technician who came to service my appliance and I'd definitely recommend them to anybody.

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    Claims HandlingTech

    Reviewed Nov. 8, 2015

    My last mortgage company recommended TotalProtect, and I've had them for a long time now. They all have the best things out there for what I feel like I needed. If something was wrong then I would pay a certain amount to get it replaced. Or if it just needed to be fixed, they would replace it for a certain amount and I like those amounts. I've only used it 2 or 3 times but they were very good experiences. The plumbers were outstanding. They took care of my problem and fixed it. The claims representatives were also outstanding. They guided me through the process and it's been nothing but good. They would even go one step more to make sure it was better than I expected it to be. I'm very satisfied, and the last two or three weeks, I recommended TotalProtect to 4 people. The whole experience with them was very enjoyable.

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    Claims HandlingTechPrice

    Reviewed Nov. 7, 2015

    TotalProtect came in the mailer with my mortgage. I used to have another one but it was more expensive than TotalProtect. It has been really good with Total Protect - submitting the claim, claims representative and quality of work. I didn't have any trouble submitting a claim. They take care of everything. My wife was home when he technician came for the servicing and I know everything went well. They do what they say. They come when they say they will and they fix it and make it right and working again. I am not having any qualms at all.

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    Customer Service

    Reviewed Nov. 7, 2015

    I bought a home in Virginia Beach about 10 years ago and part of the deal was a home warranty. That was my first experience with HMS Home Warranty, and I've had a couple of other homes since then and I've used them. I absolutely have no complaints with HMS. I have only had one problem with a technician where I could not get him to answer the phone. Finally after the second day, I called HMS back and asked if we can get a different company because the guy is non-responsive. They tried calling the guy, but there was no connection there. They said I've had enough issues and let me go with another company. I called the other company and that afternoon, they were out. I've referred HMS to several of my friends who recently bought homes.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Nov. 7, 2015

    TotalProtect Home Warranty came in an informative newsletter from my mortgage company, Nationstar Mortgage. The property that it was on is a rental property and I bought it as a new home, but things age, and I didn't want to find myself being hit with a whole bunch of replacement items. Everything was working fine, but I figured now is the time to take a warranty on it and if the mortgage company was recommending them, they must be a reliable organization.

    Submitting a claim was a little slow to begin with but once I got to talk to somebody who seemed to be in authority and who could handle the problem, it got handled pretty quickly. I had trouble reaching someone who seemed ready to do something about it. It took several phone calls, but when I did reach someone, he was very efficient and he took care of the problem.

    The service person, Scott, was very good. I was very pleased with him. He was a local individual who is in the heat and air. This was an air conditioner. He's in that business and seemed to know what he was doing, he was on time with the appointments and got the job done in a short period of time. He checked both units out, told me what was wrong, made a recommendation and presented two options: either replace the individual parts that needed to be replaced or the entire unit. Apparently, the warranty company figured it was more effective, efficient and even cost-wise, so they replaced the whole unit which I was very satisfied with.

    I've dealt with insurance companies in the past and their business is not to make payment but to not pay anything they don't have to. I understand that, but I would consider it a normal situation as far as dealing with a warranty. It's what I expected. I'm happy with them. They were great, and the only thing I could suggest on is they need to be a little more receptive to the initial contact when somebody has a problem and not make them call three times to get anything done about it. In the end, everything turned out to be done to my satisfaction. It just took a little more effort than I thought it should have. They ended up doing the right thing and they took care of the problem and I'm satisfied with what was done. It wasn't perfect, but it was good.

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    TechPunctuality & Speed

    Reviewed Nov. 7, 2015

    The house we bought already had HMS Home Warranty and their technicians are always polite and trustworthy. If they had to go get something, they went and got it and we had to wait on the part, but it didn't take very long. Overall, everything is fine.

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    Claims HandlingCoveragePunctuality & Speed

    Reviewed Nov. 6, 2015

    In the four times that we submitted a claim with TotalProtect, it turned out good for the exception of one. We had a problem with our washing machine, and the guy came out to fix it, so we paid the fee of $75 that we had to on a visit because of the warranty. The guy mentioned to us if we could give him the gas money for his trip. We paid the money for the warranty to cover our claim, and we didn’t expect that one time that somebody would ask us money for gas. We should’ve told him to get the fee, go out, and report it but we gave him a couple of bucks anyway so he seemed satisfied. Other than that, we had no problem with all the other people that came out to work for us. The quality of work was on time and to the point, and the company answers all your questions, gives me any information I ask them, and are not reluctant to tell you anything. I’d recommend them to everyone else.

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    Claims HandlingTech

    Reviewed Nov. 6, 2015

    I got HMS Home Warranty when we listed our house for sale about a year and a half or two years ago. I've had two really good claims and one that was terrible over several years. When we first listed the house, we've hired HMS Home Warranty and they did an all-house inspection. They found a hole in the heat exchanger. It was the middle of winter. It took them 30 days to get heat in our house. That was terrible. Eventually, when push came to shove, the warranty saved us a lot of money and it was great. But it was a nightmare to get through.

    We had two other claims. That didn't discourage us because we signed up for our new place and we had a furnace issue and the ice maker issue. It was phenomenal. We made a phone call and the guy was out. Somebody else told us we needed a new door and somebody else told us we needed a new furnace. We got both of them fixed. The technicians were fantastic. Came in, fixed everything the day that they came.

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    Claims HandlingTech

    Reviewed Nov. 6, 2015

    I had no problems with TotalProtect Home Warranty. The technician and the claims representative were great. I'm going to renew it too when the time comes.

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    Claims HandlingTechPunctuality & Speed

    Reviewed Nov. 6, 2015

    It went well with the claim we recently submitted with HMS Home Warranty, which was recommended by my realtor as the best home warranty company. The technician who came to our home was from Sears and he arrived on time. Then it only took him a few minutes to assess the problem. My crib is old enough that it must have been a part that was causing the problem. The tech talked to the HMS people and got things resolved quickly.

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    Customer ServiceClaims HandlingTech

    Reviewed Nov. 5, 2015

    Submitting a claim with Total Protect was really easy. Claims representative was courteous and able to answer questions.The technician was also good and he did a great quality of work.

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    Claims Handling

    Reviewed Nov. 5, 2015

    HMS was given to us when we purchased the house originally for two years, and then we have continued on ever since then. And then our son had a different, well, I have a rental that our son lives in. So he got a warranty service for one year with a different company and I switched his over to the same company so we're both under the same warranty program.

    The experience when submitting a claim has always been good. Sometimes the people sent out wasn't sure, but they always seemed to do efficient job and do it right and everything like that. And then the last time it took a little bit longer because they had two different people come out to look at our refrigerator that we had in the garage. And then the company made a determination that rather than repairing it, they would just replace it, which I was quite surprised by, but it was fine. It was excellent for me.

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    Claims HandlingCoverage

    Reviewed Nov. 5, 2015

    When I bought my house the realtor had made the seller put on a year warranty of TotalProtect on it and then I kept it up. It was an older home, the realtor recommended TotalProtect and I thought it was great so I went along with it. Submitting a claim hasn't been difficult, it's just difficult sometimes here in Casper to get somebody to work with TotalProtect, maybe because of the extra paperwork. But it's fine once they get somebody that would come. I'm an older woman alone and the TotalProtect policy has been great for me. I'm gonna keep it up as long as I can afford it.

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    Reviewed Nov. 4, 2015

    A friend of mine told me about HMS and I've used them only twice and they've been great. I have a rental place and my tenants have been very happy with them. They've been wonderful and I'd recommend them to a friend.

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    Customer ServiceClaims Handling

    Reviewed Nov. 4, 2015

    I submitted a claim on 8/10/15. as of today my dryer is not working. After 4 appointments with sears repair service, one of which they ordered the wrong parts and another they canceled the appointment and marked as complete. I had to call to reschedule and on that appt. the tech called at 6:30 for appt between 3-6 to tell me he was 45min away. he then showed up at my house at 7:30 pm to get model part to place order. still no dryer. I call the warranty company to complain they place me on hold 3 times in excess of 20 min and finally a customer service rep puts in a call back that I did not receive until the next day. As of 12:57pm 11/4/2015 . I still do not have a dryer and have not heard back about the status of my claim. This is the worst service I have ever received and paid for contrary to your promise of hassle free and being in good hands.

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    Customer ServiceClaims HandlingTech

    Reviewed Nov. 4, 2015

    I had a good experience with TotalProtect Home Warranty. The folks are nice. I've had TotalProtect for a couple of years now. I called because I questioned them on the fact "if I had a hot water heater that was up in the attic, how much does TotalProtect pay on that right there." I paid around $54 a month. They give you so much allowance in case they have to take things out and it's more complicated than it seems.

    Submitting the claim wasn't hard at all. I called up and told AHS what the situation was and they said, "Okay, here's the number that you can call for these folks here and get an appointment for that time right here. Here's your claim number." So, it was pretty simple when they came in. They asked me my claim number, get the job and pay them my deductible and that was it.

    The claims representatives were fine. I had two techs and both of them were great. They walked in the door and described who they work for. They were very friendly. They were very knowledgeable about what they were doing and came in, did the job and then left. They were clean and did a good job. They were very kind. Both groups were. It was a good experience.

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    TechPunctuality & Speed

    Reviewed Nov. 4, 2015

    We had a few technicians sent by HMS Home Warranty, and they were all very knowledgeable and respectful. They were on time and they explained everything. It was just nice to see that somebody actually took pride in their work.

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    Claims HandlingCoverageTech

    Reviewed Nov. 4, 2015

    I decided to look into acquiring a home warranty because my friend had one and he was giving me favorable comments about TotalProtect, so I was happy about it. Claims process was not very difficult. But I was not satisfied because I did not think that I would have to pay as much as I had to pay. I thought I only had to pay my monthly services.

    First I had a problem with my air conditioning, first time I used it and they let me know that one of the units in my home was not covered. And I was under the impression that if a unit was a fixed unit and not a portable unit, it was part of the house, it was covered. Well I had a mini split in the lower portion of my home. I had a conversion of my garage to a living space and I had a heater/air conditioner that was called a mini split that was installed, and they told me they couldn't fix it. They couldn't work on it because it wasn't covered so that kind of bothered me. That really bothered me because no one ever asked me what appliances I had in my home.

    I have an electric range. I have two refrigerators and freezer. I thought I wouldn't have any difficulty which is one of the reasons why I joined TotalProtect. I used to have Sears where they would send me a bill every year for two or three years service warranty. And when TotalProtect sent somebody out, they sent the same Sears repairman to my home. And so I had to pay him a fee and Im already paying my monthly fee, so I didn't think that was fair.

    The service technician was very nice. He was informative and he knew exactly what he had to do. He fixed an icemaker and he had everything that was needed. Like I said he was very helpful. The quality of the work that he performed was wonderful. He gave me some information about certain things that I needed to do in reference to satisfy another problem that I had with my water line, the line that supplies the water for the icemaker and the drinking water. And that was a separate thing. I was very satisfied with him.

    I would recommend them to a friend but I would have to make sure that they were aware of the fact that they needed to fully understand the contract that they got into, in reference to what expenses they had to incur or would incur if they needed repairs done. Like I didn't think I would have to pay the money that I paid for the services when they come out and do it.

    The guy who came out and did my air conditioning, I mean he told me, "Well you got the wrong size unit in here". Well if TotalProtect had somebody to check the appliances and everything that I had when I first applied, they would have known then exactly what I had. He says, "Well this is not the right size unit for your home". I had never had any problems with it cooling my home or anything but he says "Well no, this is the wrong one and you need to get another compressor, this, that and the other". I think that they should be a little bit more explicit about things or they should know more about what you have in your home before the warranty is accepted by them, your business is being accepted. The work was fine but I just think there should be more explanations. I am satisfied with the work that was done and when it was done. But I wasn't satisfied with the money that I had to pay.

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    Claims HandlingTech

    Reviewed Nov. 3, 2015

    I first heard about HMS through a friend that used the same realtor that I used when we bought the house. It turned out that the company is what Tucker Realty uses. So it was through our mutual friend, who was our realtor, that insisted. It was part of the closing that the sellers would make sure that there was a home warranty and it was this service. I've never had an issue when submitting a claim. The technicians were very knowledgeable and courteous. It's a wonderful service. I've recommended them. I think they are wonderful and we intend on keeping our home warranty.

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    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Nov. 3, 2015

    They cancelled my policy when I tried to get my ceiling fans fixed on a claim that was open over a year. They kept my $100 deductible and thousands in premiums and offered me $45 for last month. *****BAD FAITH***** This COMPANY will close your claim WITHOUT FOLLOWING UP TO MAKE SURE IT IS RESOLVED. My claim to fix broken ceiling fans has been open for almost a year. I posted on here weeks ago because the claim I filed before Christmas of 2014 has never been resolved.

    I was finally contacted by phone. They left a voicemail that said someone from Camden Electric in Camden Arkansas would call me. That company was the first company (and now the 3rd or 4th) they have tried to use. I had to change to another one because when I called the man (he never did call me), he would say he was coming the next day and not show up. This went on for weeks. Now he was supposed to contact me. He did not. The case manager never followed up. I have sent 2 emails to let you know that no one has contacted me. I have already paid my deductible, not to mention years of premiums. Please refund my deductible and premiums, or I will contact an attorney to recover them.

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    Customer ServiceClaims HandlingTech

    Reviewed Nov. 3, 2015

    TotalProtect was recommended to me by my mortgage company and I've been happy with it. I'm into law enforcement and it helped me up twice or once. TotalProtect has a first class service including their customer service, and excellent technician and process of submitting a claim. I submitted a claim on a Saturday and the person was helpful. She said they'll contact me and indeed they did, considering it was a Saturday. They told me they will come on Monday morning and sure enough, they were here on Monday at 7 o'clock. And the technician that came was very knowledgeable and informative. He even told me to stand near him so I could watch what he's doing.

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    Customer ServiceClaims HandlingTech

    Reviewed Nov. 3, 2015

    My husband passed away and once he was gone, I knew I wouldn’t have any help. He was always the handyman. I figured that being by myself, I would need some assistance. I’ve looked into different home warranty companies and I thought TotalProtect fits me better. I recently submitted a claim for my refrigerator, and it has been easy to do. I call and tell them what my problem is and they get someone out to fix it. It takes pressure off of me. The only complaint I had was during a microwave oven claim where I had to pay to have it taken off the property. Everything else other than that went fine. The technicians were very professional and courteous. They picked up on exactly what it was in about an hour and they were on their way. I recommended TotalProtect to my son and his wife in Texas and they also got it. Great experience.

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    Claims HandlingTechPrice

    Reviewed Nov. 2, 2015

    The price is great and they do what they say they'll do. Submitting a claim has been easy and fast. Technicians have all been great. They did an excellent work and completed it properly.

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    Tech

    Reviewed Nov. 2, 2015

    We sometimes have an issue with the contractor that TotalProtect hires on how quick they can fix the problem. We had a problem with the washing machine and they hired Sears who replaced almost everything. It required 3 long visits and they were not diagnosing the problem right. It took over 3 weeks before it got resolved and also our water heater was replaced, but both turned out okay. Other than that, I’ve had a fair experience with the company.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Nov. 2, 2015

    first the person contacted to do work was very unprofessional the day scheduled he didn't't show up came next day look at ceiling fan tired to strike up side deal to replace stating the problem was not covered then it was called in and the claim was denied stated I had to wait until fan dies first of all its over my bed when it's one it shakes for fast tis scary it shakes so bad I think it will come down so with that said the fan will never die because I will never turn it on. So that mean I left with an unusable fan paid co pay for nothing. Feel like this WARRANTY IS A WASTE OF MONEY I WANT TO CANCEL

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    Claims HandlingTech

    Reviewed Nov. 2, 2015

    We had HMS Home Warranty when we bought the house and continued with them for about 15 years. Their claims process was pretty cut-and-dried so I don't have any complaints about it. Technicians were all professional and decent. I'm very satisfied with HMS and I recommended them to my friends as well.

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    Reviewed Nov. 1, 2015

    Everybody at TotalProtect have been very good, helpful, and not too difficult to deal with. I'd recommend them.

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    Customer ServiceClaims HandlingTech

    Reviewed Nov. 1, 2015

    I sell real estate so I know about HMS Home Warranty and know the benefits of having it. HMS respond a whole lot quicker than some of the other home warranties that we've actually recommended in the past and we've got feedback from our clients, and HMS came out on top. I had two claims with them that were positive. The contractors they sent showed up at the house within just a matter of days and fixed the problem. They were very friendly and courteous. Overall, we've had great success with HMS with the exception of this week. I did contact HMS on Tuesday or Monday of this week and I was given a contractor. I called the contractor and he said he doesn't longer do refrigerators. So I called HMS back and they gave me another contractor. It is now Thursday and I've yet to hear from that person.

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    Tech

    Reviewed Nov. 1, 2015

    Last month, I submitted a claim to TotalProtect because my heater went up over the weekend. The technician came out and he troubleshooted the issue. Unfortunately, he wasn't able to fix it on the same day because he had to get parts and the stores were closed. But the next working day, which was a Monday, the technician came, serviced my heater, and did the job. I haven't had issues since the repairs. Even though it was only that one experience that I used TotalProtect, it was a good one despite having to wait over the weekend. It was a reasonable situation because I understand the part was not available. I am thankful for the service. TotalProtect is a good company, and I would like to continue my stay with them. Their service has met my expectations, so I'm satisfied. I've even recommended them to a co-worker of mine.

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    Claims HandlingTechPunctuality & Speed

    Reviewed Nov. 1, 2015

    I first heard about HMS through a service provided through the purchase of our house. My interaction with the claims representative when I submitted a claim was great, quick and efficient. The technician was great. He came out and was there on time. I would recommend them.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Oct. 31, 2015

    My dryer hasn't been fixed yet since the TotalProtect contractor had to order some parts but then didn't get back to me after that. I finally got a hold of him today and he told me that they were having trouble ordering the parts, and he was having the people at TotalProtect trying to find the parts. The technicians were nice and did real good but I'm just a little inconvenienced that I don't have a dryer for over a week now, but I'd still recommend TotalProtect. They're quick and easy and I never had any problems with the claim submission or my interaction with their representatives.

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    Claims HandlingTech

    Reviewed Oct. 31, 2015

    When we purchased the house, they had HMS Home Warranty. Submitting a claim has been very easy. The claims representatives were courteous. They walk me through it and make sure that it’s done. The technicians were fine. The quality of work was very good and I am satisfied with my experience with them.

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    Claims HandlingTech

    Reviewed Oct. 31, 2015

    My friend was satisfied with TotalProtect so when I bought new appliances where I wanted to put some home warranty on, I acquired it from them. Submitting a claim was very easy. They got right on it, and tried to find the air-conditioning company that would come out right away. Their claims rep was very courteous and the tech who came was very nice. Overall, it was a very good experience.

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    Claims HandlingPunctuality & Speed

    Reviewed Oct. 31, 2015

    I've only had one claim with HMS and it was answered efficiently and promptly. So far HMS has been good. I recommend it to others.

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    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed Oct. 31, 2015

    I have been a customer for over 1 year. Initially service was great. The customer service was responsive form my AC claim. The repair vendor fixed the issue with no problem. My second claim has to deal with my range. It kept cutting off. I filed a claim, a service guy was sent, spent 5 minutes, said I needed a new sensor. He ordered the part but that did not fix the problem. They sent a different repair vendor that said I needed a new range. I have all Whirlpool appliances but they wanted to replace it with a Hotpoint, even though they offer a discount on Whirlpoool appliances. I ended paying extra to get Whirlpool range, purchased and installed by Sears. They offered to provide a credit of $493. My stove was purchased on 8/5/15 and I emailed all supporting documents to them after the stove was installed on 8/17/15. I received a reply email immediately that indicated it would take 4-6 weeks to process a refund. I am now on week 10. I am still waiting on the refund check. I have spoken with countless customer service people who tell me it is a back log in Support Services. I can't speak with Support Services because I was told they do not have phones. I finally spoke with a supervisor , Mike at ext **. He told me the check would be mailed on 10/21/15 and if I did not have it by 10/27/15 to call him. I called Mike and left a message yesterday. No return call. I called today and was told it was mailed on 10/21/15. I have yet to receive the refund and question whether it has even been mailed. I am cancelling the policy and contacting an attorney.

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    Customer ServiceTech

    Reviewed Oct. 30, 2015

    Having a home warranty saves money in the long run so when I first heard about TotalProtect from my insurance company and my mortgage company, I signed up. When something breaks down, I call them, tell them what the problem is, and they give me a claim number. They tell me who the company that's gonna come and do the repairs are. They're courteous and able to answer all of my questions. I've never had a problem with them. In a lot of cases, they contact them for me and they schedule a time.

    The contractor comes and I write my deductible check. The service technicians have always been very professional, very thorough, and they explained what the problem is, and they explained what the process is in case an item has to be replaced. They fix the appliance or whatever the situation is, and overall it has worked out really well. In one case they had to replace the garbage disposal. Everything else, they've been able to fix. I've used them quite a bit, so overall I'm getting value for the money so far. The experience has been positive. The only thing I did not like is that they raised the deductible. It used to be $60 and it went up $75. Other than that, everything has been fine.

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    Customer ServiceClaims HandlingTech

    Reviewed Oct. 30, 2015

    Submitting a claim to HMS Home Warranty was easy. I called them up then they sent the contact information with the contractor that they have partnered with to set up an appointment. I then paid the deductible to that contractor and it's pretty much done. The technician who came was very knowledgeable and respectful though I wish they would cut down their appointment window from about four hours as I had to take a half day off of work just to be home and be sure.

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    Verified purchase

    Reviewed Oct. 30, 2015

    I am with TotalProtect because of the way that they provide me with the services immediately. If I weren’t satisfied, I’d be gone. What I like about them was they assessed me for my needs and the solutions that I need.

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    Verified purchase

    Reviewed Oct. 29, 2015

    When I first purchased my home, HMS home warranty was offered to me. I bought it and it's a good thing that I did. They're excellent. The service has been pretty good.

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    Verified purchase
    Claims HandlingCoverageTechRefunds & Payouts

    Reviewed Oct. 29, 2015

    It took me 3 weeks to get my hot water heater replaced. Claims never put the order in - although I was told several times they had - and then when they did they ordered the wrong unit. On top of all that I finally paid almost $300 out of pocket. That included my $75.00 deductible, a $50 haul away of the old unit fee, $50 for the hookup and $100 for an expansion pan they said was an "Upgrade" but was needed to meet code. Now that I want to cancel my contract with them they tell me I might owe another $300 because my contract had renewed in July and the monthly payments I had made since then weren't enough to cover their costs for the hot water heater! I would have been better off never having had a contract with them and just brought a hot water heater at Lowes and had a plumber install it. I would have had hot water a lot sooner for less. I've had other home warranty companies and never had issues like I've had with Total Protect. The only reason I went with them was my mortgage company included the monthly payment with my mortgage and it was convenient for me. I would not recommend Total Protect to anyone.

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    Verified purchase
    Claims HandlingTech

    Reviewed Oct. 29, 2015

    I submitted two claims with TotalProtect and didn't have any problems. Their claims representatives and technicians were very courteous and patient. They did a good job. They're worth the time and money that I paid into it.

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    Verified purchase
    Claims Handling

    Reviewed Oct. 28, 2015

    There was a warranty on the house when we bought it, but it lapsed and I thought if something goes wrong I need to protect it. That's why I purchased from TotalProtect. Submitting a claim with them is easy but I had a little trouble with the last one because I'm trying to find a plumber. However, that wasn't their fault. They do their job and take care of it right. It's nice to have TotalProtect when I need it.

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    Verified purchase
    Claims Handling

    Reviewed Oct. 28, 2015

    My experience with HMS Home Warranty had been simple. They were very helpful and extremely thorough when they completed both of my claims.

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    Verified purchase
    Claims HandlingTech

    Reviewed Oct. 28, 2015

    Submitting the claim on my refrigerator was easy with TotalProtect. I got the service, and they fixed my refrigerator. They are very good, and I like everything.

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    Verified purchase
    Claims HandlingTech

    Reviewed Oct. 27, 2015

    Submitting a claim from HMS Home Warranty has been pretty easy so far. Their claims representative were courteous and answered all my questions, although I didn't have an interaction with the technician they sent, but my mother and my little sister were there when the appliance was serviced. Overall, the experience with HMS Home Warranty has been smooth.

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    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Oct. 27, 2015

    I looked into several home warranty provider and TotalProtect was the one that I liked most so I went with them. I didn't have any problem at all when submitting a claim. They took the information and told me when someone came out. The person that came out called and let me know that they're on their way or whatever. The technician seemed very knowledgeable and friendly. It was not a big problem and he took care of it in little or no time. I'm satisfied with TotalProtect and have recommended them.

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    Verified purchase
    Customer ServiceTech

    Reviewed Oct. 27, 2015

    TotalProtect is good. I can get online if I don't want to talk to anybody. The only thing was when I needed a plumber, they gave me a name and I called them, they said "Oh, we don't do that anymore. We discontinued that contract two weeks ago." So, I called them back. It would have been nice if I could have gone back online and done it but I had to call to straighten it out. It was not a big deal though, I'd certainly get them again.

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    Verified purchase
    Claims HandlingTech

    Reviewed Oct. 27, 2015

    We’re very thankful we had TotalProtect. Submitting a claim to them has been good even though at times I had to wait on the line for a while. Their claims representative was courteous and answered all our questions. Also, the technicians that came to our house were very knowledgeable. We’ve been very satisfied with the help they've given us so we'd recommend them.

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    Verified purchase
    Customer ServiceCoveragePunctuality & Speed

    Reviewed Oct. 27, 2015

    I had to call three times to finally get somebody in my area and they were unfamiliar with the Houston area. They were trying to map somebody out and everybody they called was either in Angleton or farther out and they didn't service the area. They need to be more sure of where they're giving me a number to or they should call those people and see if they cover the Houston area. But I finally got somebody who came here on time and did his job well. So overall, I had an excellent experience and in fact, I've already recommended them to a friend.

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    Verified purchase
    Customer Service

    Reviewed Oct. 27, 2015

    HMS Home Warranty is very good. It's easy to use, the people are nice on the phone and it's usually a quick fix to get someone out. I like that we can request the same company to come back. It doesn't always happen but at least we can try.

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    Claims HandlingCoveragePrice

    Reviewed Oct. 26, 2015

    Piece of crap and a total rip off. Don't bother spending your money or negotiating this home warranty into your closing contract. It is not worth it. Anything you may need they will find a way not to cover and you will be spending 100.00 on a deductible for EACH claim area. By the time you get finished paying out all of your 100.00 deductibles for each claim area that you do not get back when they deny your claim, you would have saved money by just paying for the repair yourself.

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    Cinch Home Services Company Information

    Social media:
    Company Name:
    Cinch Home Services
    Company Type:
    Private
    Year Founded:
    1978
    Address:
    4700 Exchange Court, Ste. 300
    City:
    Boca Raton
    State/Province:
    FL
    Postal Code:
    33431
    Country:
    United States
    Website:
    www.cinchhomeservices.com

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