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Cinch Home Services Reviews

4.1
12,712 reviewsRating Calculation
A company’s ratings are a time-based and verification-based weighted average numerical calculation of the ratings submitted by consumers in the most recent 24-month period.
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Edited by: Ilana Hamilton
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About Cinch Home Services

With nearly 50 years of experience in the home warranty industry, Cinch Home Services stands out from its competitors by offering a 180-day workmanship guarantee (significantly longer than the 30- to 90-day standard most home warranty companies provide), plus coverage for unknown preexisting conditions and mechanical failures caused by rust and corrosion. Its three plan tiers are available in all U.S. states except Alaska and Hawaii.

Visit www.cinchhomeservices.com
Pros
  • Offers three combination plans
  • Coverage for unknown preexisting conditions
  • 180-day workmanship guarantee
  • Available in most states
Cons
  • Service fees of up to $150
  • No systems-only or appliance-only plan

Cinch Home Services Reviews

Over 10k reviews since 2014

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    Page 54 Reviews 7725 - 7875
    Customer ServiceTech

    Reviewed Aug. 24, 2018

    If I could leave less than 1 star I would. I have been without a working dryer since May (it is August). No luck calling for some customer service, because you will be passed off, put on hold, and hung up on. I have had 3 technicians (two of which never bothered to show up as scheduled, and of those two once technician came into my home and had the audacity to call ANOTHER tech to ask what he should do? SMH) come out to my home—only to tell me that the dryer was irreparable. Knowing this, I was told by a “customer service” “supervisor” that I would have my dryer replaced and that she was “updating the system” as we spoke and someone would be contacting me ASAP. Surprise, that call NEVER came. Still playing ring around the rosy with the black hole of a customer service department. This warranty service is a joke, and so are is their idea of customer care and respect.

    Updated on 09/06/2018: The “supervisor” asked me for the measurements of my old dryer and said that someone from “research” would be contacting me (surprise: never happened). I CALLED THEM BACK. A CSR hung up on me when I asked for updates. The NEXT week someone called and gave me a bogus order number for the dryer and said that it would be delivered on September 3rd??? SMH: HOW, when that is LABOR DAY.

    Surprise #2: No dryer showed up and nor did I hear from ANYONE with any updates. So I called in again to speak with a “supervisor” and they couldn’t find the fake order number they gave me NOR could they provide information on the delivery. It is month #4 and there is still NO WORKING DRYER in my home. I wouldn’t wish this company on my worst enemy. I am preparing a brief to take this higher — no company should have the right to treat customers and their time this way. It is disgusting and deeply disrespectful. I am calling Long & Foster to warn them — unless there is some kind of kickback going on. In which case I will take this higher. Stop lying to innocent, hardworking people. Save your time and money folks. This is ridiculous.

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    Cinch Home Services
    Response from Cinch Home Services

    Danielle - I will be glad to get answers on your claim and see what is causing the delay. Please reply with your full property address or claim number, and a supervisor will follow up with you directly to further address your concerns. Sincerely, Angela

    Verified purchase
    Customer ServiceTech

    Reviewed Aug. 24, 2018

    I’ve been fighting to get this dishwasher fixed or replaced. The repairman says he couldn’t find the part but the repair company would not give Cross Country Home Services the information they need to decide whether they’re going to replace the dishwasher or what. We’ve sold the house and will go to closing on the 31st so we gotta get this resolved. We've been with Cross Country Home for eight years and I've never had any problems until this. Also, whenever I call Cross Country and the recorded thing says I have an open repair on something that was repaired over a year ago, that bothers me. So I have to keep telling them they need to shut that down because it’s been repaired. Other than that, everything’s been good. I've recommended them to quite a few people.

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    Cinch Home Services
    Response from Cinch Home Services

    Gene - We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. Have a great day! - Austin

    Customer Service

    Reviewed Aug. 24, 2018

    In June my AC went out. I called & had to go without AC for 9 days. A company came out and said he fixed it but it might be the compressor. I paid the $100 copay. It was NOT fixed and then it was the compressor. Waiting 5 days to find a part for this unit. The AC company never returned any of my phone call. I went on Facebook & was contacted by HMS & was given a choice of taking $795 to put towards a new unit or fix the compressor on my old one. I choose to take the money & put towards a new unit as mine was old & not efficient anymore. I was told they would mail out a check to me. This took place June 19, 2018. In July I called to see where the check was. I was told it had been mailed out & must have got lost so they would have to mail me out another check but would have to cancel the one they mailed out. This took place the end of July.

    Today is August 23, 2018. I still have NOT received my check! after being on the phone for over 30 mins being put on hold by a man who didn't speak English well & was hard to understand he disconnected the call. I called back & got a woman who transferred me to a supervisor who again put me on hold. She told me The check was cancelled but not reissued. I am livid. I have wasted so much time calling not being able to get a hold of anyone who can help me. The woman who I last spoke with said she didn't open all the notes on my case.

    So you can imagine how upset I am because I am just wondering while I am on hold for 30 mins why would they not be reading the notes on my case? What are they doing. I am so disgusted by the lack of professionalism and customer service of HMS. I have paid faithfully every month & went years without using their service. I have been lied to by HMS. My case was June 19 and it is Aug 23 and I still have not been reimbursed.

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    Cinch Home Services
    Response from Cinch Home Services

    Gina - I agree, the level of service you have received so far in not acceptable. My team and I wants to help expedite a resolution. I've located your account and we will follow with you as soon as we have an update on your check. Best Regards - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed Aug. 24, 2018

    I set up appointments for my claims with HMS Home Warranty online and it's been fine. The technicians they've sent have been fine as well. Overall I'd recommend it.

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    Cinch Home Services
    Response from Cinch Home Services

    Charles - Thanks for sharing how we have been able to satisfy your home warranty needs. We hope to have you as our customer for many years to co me. - Austin

    Customer ServiceTech

    Reviewed Aug. 23, 2018

    HMS has truly gone downhill in my experience. I was "ok" with them for the past four years - I lived with the tiny unknown contractors, slow approvals for repairs that were needed in a hurry, terrible call center and phone system. In the last year they seem to have changed their mode of operation and have really gone downhill--and yes that includes after partnering with Sears. I have been waiting 20 days for a dryer repair. Sears was scheduled three times -- the third time, I was stood up completely. The two guys that did come out were junior and impatient to leave so I could never replicate the problem. Another contractor stood me up.

    Finally the last people came and the guy knew what was wrong yet it has taken 2 WEEKS for them to get approval and parts from HMS. It is still not fixed. When I call HMS, they offer no options to fix myself and pretty much say "tough". The operators sound frustrated too. In this MALE DOMINATED INDUSTRY, why is it so inefficient? One call is to diagnose, then they order parts that are delivered at the speed of a snail (why is it Amazon can get them to you in days), then they need a separate day to fix. Just like when you go to the auto repair shop. GET YOUR ACT TOGETHER MEN-- in this day and age, it is ridiculous to expect a person to take two days off from work for one repair.

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    Response from Cinch Home Services

    Dear Bold Truth,

    I regret to hear of your experience. We aim for exceptional customer service and it seems we have missed our objective. Should you need any further assistance, please respond with your full property address and my team will follow up with you directly.

    Best Regards,

    Austin, Customer Relations

    Insufficient response received
    Customer ServiceCoverageTechRefunds & Payouts

    Reviewed Aug. 22, 2018

    I have had Total Protect for 14 years and for the most part had been satisfied - once they were taken over by HomeSure I was not as satisfied. The deductible went from 75 to 125 and the monthly from 45 to 79.38. That is one issue - Next I had a service call in for my dryer. The motor pulley needed to be replaced. The Sears Service Tech did not understand the entire situation of the home warranty as it was - He charged me the $125; $50 for the motor pulley; and $25 for labor. Total Protect did not refund me the difference saying the MOTOR PULLEY WAS NOT covered. While in the email they sent telling me this it clearly states motors and pulleys are covered. I cancelled my contract today - going with another plan.

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    Response from Cinch Home Services

    Dianne - I regret to hear that your experience was not what you had expected. I also regret to hear you have cancelled your policy. Best Regards, Austin

    Verified purchase
    Customer ServiceTech

    Reviewed Aug. 22, 2018

    We got the HMS warranty when we bought the house and when we had AC problems, their reps and technician have been pleasant. But getting them to respond and fix the freezer in my refrigerator has been an extremely poor experience. I’ve been waiting for it to get repaired since November. Whenever I inquire about it, the reps would say sorry and that they'd pass it along. But I don't want to hear sorry. It should get done and because of this side of my experience, it'd be hard to recommend them to others.

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    Response from Cinch Home Services

    Ruth - I certainly agree, the service you have received from the timeliness is unacceptable. Should you like further assistance please respond to this message with the best time to reach you. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Aug. 22, 2018

    Cross Country sent me something in the mail about their warranty and I tried them out. Their customer service was very nice. I call them when I submit a claim and they are able to get someone out as soon as possible. It's been a pleasure and I enjoy their service. I'm working with them and they're working with me.

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    Cinch Home Services
    Response from Cinch Home Services

    Lois - This is the type of service we enjoy hearing about! Thank you for leaving us this review to share your experiences. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 22, 2018

    When I submit my claims to TotalProtect, they went pretty smoothly but it was a little rocky at first. Their reps took so long and they were taking it through too many channels to get what you needed. One time, I waited for two hours and I had water everywhere. I was so afraid that it was gonna damage the floor and mess up my ceiling downstairs. Since then, it has gotten a lot better. The last couple of times I’ve called, I’ve been able to get through. But now, the customer service seems to be a lot better and I don’t have to wait as long, so I’m glad about that.

    Other times however, I felt like I was getting the runaround because when I would call about something, it was like somebody was constantly coming out fixing the same thing over and over again. I finally decided that the technicians that were coming out here the first time weren’t working for me. TotalProtect finally decided to change the technician and it seemed they had a better idea of what was going on with whatever they were.

    The technicians that they have coming out now are much better so we have a better rapport. The first ones were just putting parts on things that weren’t even needed. Then they have to come back out a couple of days. Some days they would come out, then they just wouldn’t even answer or even come out at all so I’m using another company and they seem to be much better. One of the two things that I had serviced was my stove and I have to push it in and little sparks come out of it in order for me to use it so I was concerned about that. But the other one was a refrigerator and it is working well right now. Overall, I appreciate TotalProtect's service a lot more than when I first started and I would recommend them.

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    Response from Cinch Home Services

    Rasheedah - I appreciate your review and we are happy to service your home. Please if you have any questions, do not hesitate to ask for assistance. Sincerely, Austin

    Customer ServiceClaims HandlingCoverageRefunds & Payouts

    Reviewed Aug. 21, 2018

    My HMS product brochure comforts me by saying, unequivocally, that my "plumbing system" is covered. I called about a kitchen faucet leak. Not mentioning that faucets aren't covered, HMS sends a tech and charges a $100 deductible. A week later (after I hadn't heard anything and had to call them to follow-up), they tell me the claim was denied. They refer me to the fine print. Sure enough, faucets are excluded. (But remember where it said my "plumbing system" is covered?) Deception is the name of the game with these guys.

    I can understand that I have a responsibility to know the policy, but I feel cheated. Their marketing makes it sound like all interior systems are covered. Moreover, the claims agent should have informed me when I called and mentioned THE HOLE IN THE FAUCET that a faucet is not covered. Shockingly, they refused even to refund my deductible. I've canceled my service and would recommend shopping around to anyone considering a home warranty through HMS.

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    Cinch Home Services
    Response from Cinch Home Services

    Brian - I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items that may not be covered. I regret that we have lost you as a valued customer. - Austin

    Customer ServiceTech

    Reviewed Aug. 21, 2018

    I have been trying to get my AC Unit repaired by Total Protect since July 6th and on August 20th they finally completed the job. But the experience with both Total Protect and Contractor was not pleasant. During this process they (Total Protect if best call me to inform be of what was going on only twice; as well as contractor. They continue to blame each other, when I call Total Protect they would say its on contractor, so then I would contact contractor and he would say he could not contact them. The problem I have is that now since I had contractor finally to fix my unit on the 20th, I was then told I had to pay $675, which no one during any of the conversation with Total Protect even mention, so they are now since I have called and ask why no one told me about these expense. My complain is that at no time during this process it seemed that Total Protect cared about the customer, they did not care that my child had to live in Den instead of her room. They have never tried to correct the bad experience, by offering to help ease payment to contractor that they never ever communicated to me until I called and questions why I was told. I at this point don't think I could refer anybody to a company that doesn't care about their customer or their family. But had to give a one star, because I could not mark as zero. AGAIN THE WORSE CUSTOMER SERVICE I have even experience hile in the military and currently.

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    Cinch Home Services
    Response from Cinch Home Services

    Rodrick - We've located your account and will review your claim. A member of our team will contact you once the investigation is complete to address your concerns. Can you confirm the best time to reach you? Sincerely, Austin

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed Aug. 21, 2018

    First call was made on June 15th. Our A/C unit was not working. August 20th A/C unit installed. That is Over 9 weeks with no air in 90-100 degree weather. Customer service agents were nice on every phone call. With 2-4 calls per week it seems their system is not easy to navigate. I would get a different answer and opinion each call. And 9 weeks later they still don’t have my name correct in system and no one can figure it out. Emails, messages and work orders still under the seller of the house we bought. Third provider was A+. Yes it took 3 providers to get the job done. Very stressful. And to the person who will respond to this - don’t waste your time trying to save face. I’m still waiting on a call from a “manager”.

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    Response from Cinch Home Services

    Lisa - My team would be more than happy to give you a call to address all of your concerns. Please provide us your full property address, claim information, or phone number associated with your account. Thanks - Morgan

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 21, 2018

    I moved into my house in 2005. Now, I'm retired. I spent many years working in the insurance industry for insurance companies. Some insurance companies include a home warranty coverage option. When you buy their regular homeowner's insurance policy, you can also buy the home warranty coverage, so that gave me the idea that I should look into it when I bought my place here. Furthermore, realizing that we had central air and a gas furnace made me realize that I better make sure that I could prepare for some unexpected expenses and I better take advantage of this home warranty. One person mentioned to me about TotalProtect and something hit me to say I better check into it.

    The claim process itself was very streamlined and very easy. The greatest thing about it is the fact that they have so many locally qualified providers that I don’t have to go hunting for somebody when my refrigerator breaks down or my air conditioner doesn’t work, which has happened several times. So, I called them, they gave me the name of the provider who’s available and the person was there on a day’s notice. That part of it works excellent.

    Also, if I called around and tried to find somebody to fix my washing machine and they’re busy, they’re not gonna necessarily come tomorrow morning. But because I call TotalProtect and they have these people that they deal with constantly, they get a call to contact me. That repairperson is gonna jump on it and call me because he wants my business. I’m important to him, as opposed to somebody who looked him up on Google. TotalProtect sends him a lot of work. The best part was the providers being there at a moment’s notice and that they were very responsive in that regard.

    The works they have done were amazing as well. All the providers were qualified and very efficient. Whatever they couldn’t immediately fix, they explained what happened and they came back and had to fix it because they had to get the parts. The whole compressor of my old washing machine went out and a couple of days later there was a new washing machine delivered. The people were also very good in their diagnosis, and right away, they followed through to make sure everything was properly working. It was a very thorough process.

    There was only one experience over the years that I was dissatisfied, and it was a very unusual situation. Nevertheless, I would fully recommend them to anyone. I would definitely tell others that TotalProtect is something that they should buy. It’s a service that takes care of unplanned expenses, and also, gets them at the tip of their fingers every possible kind of repairperson fully qualified.

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    Response from Cinch Home Services

    Arthur - Thanks for taking the time to share! I appreciate the review and glad to hear of your experiences. We aim for exceptional service solutions and glad to hear that we have delivered. Have a wonderful day. - Austin

    Verified purchase
    Customer ServiceTechPrice

    Reviewed Aug. 21, 2018

    I decided to go with Cross Country based on the price of what they would charge for service. I had customer service but they ain’t worth anything. The only time I had a claim out of the four years that I’ve been with them was when my air conditioner went out. The techs came out but they left their own part and they would insist about giving me some air, and I didn’t like that. The service took months and months, so I just bought my own air conditioner. I am very dissatisfied.

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    Response from Cinch Home Services

    William - I regret to hear about the service that you have received. I can assure you this is not the level of service that we intend to provide our customers with. Should you need any further assistance, please respond back and my team will give you a direct call. Thanks - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed Aug. 21, 2018

    We are happy with HMS Home Warranty. It came when we bought one of the houses some time ago and we renewed it since we get good service. Whenever we submit a claim, my husband calls it in and the technicians have been very good. However, we had a problem with one of their vendors. That aside, HMS is very easy to use and we would renew again.

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    Cinch Home Services
    Response from Cinch Home Services

    Maureen - Thanks for sharing your experience! We aim for an excellent customer service experience and glad to hear we delivered. - Austin

    Customer ServiceTechRefunds & Payouts

    Reviewed Aug. 20, 2018

    We have been with this company for 3 years now and have never had a problem with them until this year. We are now going on 9 weeks with no AC on our first level and basement and every time we call we get put on hold for 10 plus minutes, have to have someone look through the entire file (which has now been reassigned 11 times) and the AC company who is coming out to fix it has yet to hear from them or get the parts they need. We have a 1 year old and two dogs and our house has been 80 plus degrees all summer. They offered us to find our own provider and a set fee but when we found them and they submitted their assessment of what’s wrong HMS did not agree. We’ve paid for that service all out of pocket right now, and had to get a 3rd company out to “reassess” for home warranty. We are extremely upset and can’t get anyone to do anything at the home warranty company. 9 weeks now and we have nothing done.

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    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Aug. 20, 2018

    Somebody had told me that when his air conditioner went out, he got a brand new air conditioner with TotalProtect. I didn’t believe it. When we got TotalProtect and the AC went out, they did replace our unit with a brand new one. We also have had claims for the water heater, the roof and the lights. A technician was also sent out for our refrigerator about two months ago. The issue was an 89-cent part and he fixed the refrigerator. Trust me. The warranty helps.

    The claims process is also done pretty automatically. My wife would fill something out and send it off. Then TotalProtect would e-mail back or call and tell us if they have any questions. The only thing with TotalProtect is that the technicians take a couple of days. If something happens at midnight, you would have to wait until the next morning or at least a couple of days later. When the AC went out at 9 o’clock on a Thursday night, my wife had to wait until Saturday for somebody to come out and fix it. Other than that, the warranty has been outstanding. I love it and I’ve put some people on to them too.

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    Response from Cinch Home Services

    Wendell - I'm thrilled to hear of your awesome warranty experience! Our goal is to provide fast and efficient service, and I'm glad to hear we delivered. Thanks for sharing! - Austin

    Verified purchase
    Customer ServiceCoveragePricePunctuality & Speed

    Reviewed Aug. 20, 2018

    I liked the coverage of HMS and I renewed the contract. Almost a year, before I took over the program, I had a microwave go out. When I reported it, everything was taken care of fairly quickly so I was satisfied with that. However, there was a gap between me knowing the decision; One week went by and I decided to call the sub-contractor.

    I was told that HMS should have called me and let me know that they decided that they were not gonna go through fixing it because it was not cost-effective. They told me that I should contact my home warranty so they could tell me what my next would be. At that point, I called HMS and they told me that I need to pick a microwave that is similar to what I have and let them know and make sure that it measures exactly how I have in there because otherwise, it’s gonna cost me more. Once that process started, everything was good.

    Other than that, the reps that I’ve talked to on the phone were very knowledgeable and everybody I’ve dealt with at HMS has been fantastic. I’ve told my coworkers and my friends about them and what they cover. At some point after I bought the house, somebody had told me that I might wanna look at different companies because the reputation of HMS before was not very good. I don’t have that history so I just go, “Oh you know what? I’ll have to go experience myself and see what happens,” and so far, my experience has been fantastic. I love it.

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    Response from Cinch Home Services

    Charles - I'm delighted to hear of your awesome experience with our service technicians, our goal is to provide service in a timely efficient manner. We hope to continue to have you as our valued customer for years to come. - Morgan

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 20, 2018

    Years ago, we had a home warranty on the home that we bought. Then my husband decided to get a warranty from Cross Country Home Services. I've had to talk to the reps on several occasions and most of the time they’ve been very nice. We’ve had a couple of times, though, when we tried to find out what was going on with something and they weren’t very helpful, but that’s true of any company and you’re gonna have some good times and some bad. Submitting a claim with Cross Country has worked out pretty well. But there have been times when they didn't have any contractor available and instead of letting me know that, they just put me on hold until I called them back and asked what the problem was, and then they told me what company to call. Nevertheless, we would recommend Cross Country. We’re part of a group on Facebook and a lot of the different warranty companies are out there, and people talk about their experiences.

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    Response from Cinch Home Services

    Sandy - Thank you for sharing your warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being such a loyal customer! Sincerely, Austin

    Customer ServiceCoverageTech

    Reviewed Aug. 19, 2018

    I filed a claim in May for an central A/C issue. Technician that came out said it was an electrical problem that he could not fix. They gave me a service provider that did not return calls. I had to call and get a new service provider number. I called them and the new service provider was 1.5 hours away. I called HMS and they said they have to put in a request to their dispatch department. After several more calls to them HMS said they could not find an electrician and authorized me to find one. HMS said the technician had to call them before any work was done.

    When the electrician spoke to had to HMS they said the proper forms were not filled out. I got on the phone and said no one told about forms. HMS said it was a recent policy change. They sent me the forms and then said it was not going to be covered because it sounded like a manufacturer defect. I had to pay the electrician myself to have the problem fixed. I called August 19 about a problem with the well pressure tank. They gave me a provider number. I called the provider number and left a message. After 24 hours I had not heard back from the provider and called them and got their voice mail again.

    I called HMS and I went through the lengthy prompts of their automated system to speak to a human and explain that the provider did not call me back. She tried to call them and said they do not work on weekends. She said she was contacting another provider and they do not service my area so now she has to put in a request to dispatch to find a provider and that will take another 24 - 48 hours. I am not optimistic that they will find a provider in my area on their list. I would never recommend this company to anyone and wish I could give them a zero star rating. My real estate agent purchased the warranty as a housewarming gift which was exceptionally nice of him. I have to find a tactful way to tell him that HMS is horrible and to not recommend them to or purchase them for any of his clients.

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    Response from Cinch Home Services

    Anthony - I'm sorry to hear we've disappointed you. The service you've received is definitely not the level of service we aim to provide. We appreciate your feedback and will give it to the organization in an effort to improve our customer experiences and on our process and procedures. Sincerely, Austin

    Customer Service

    Reviewed Aug. 19, 2018

    Called fridge in for repair June 8, couldnt get a tech here until July 28th, so made several calls and they moved it up to July 13th. Sooo after many calls and being charged for repairs it still isnt fixed, it's now 8/19. I have spent hours over the phone, they dont keep track of your needed repair, this company should be sued for taking people money. I believe I paid over $800 for this warranty, all its been is a big headache and throwing good money at bad money, and still no fridge. Lucky I have a deep freeze and a 2nd fridge in recreation room, I have had HSA & American Home Shield in the past with no complaints, but this company is a complete joke, save your money... time... and headache, this HMS Home Warranty isnt worth the paper it's printed on.

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    Response from Cinch Home Services

    Mike – I am sorry to hear about this experience. It sounds like we’ve let you down. Please respond to this message with your property address and a member of our team will review your account and follow up with you. Thank you – Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 19, 2018

    When we bought our home, HMS Home Warranty was included for one year and we’ve had them for five years now. I usually file my claims by phone and their reps are nice and responsive. I've had some really good contractors and a couple that I wouldn't want back. I have expressed that to HMS in the past and told them not to send them to my house and they’ve said okay to that. Then I had a little difficulty when our air conditioner went out. It needed to be replaced totally but HMS would only do repairs, which still worked fine. However, the company that came out and worked on it really thought that it needed to be fully replaced because for what the investment was to repair it and with just a little bit more, they could've put a whole new unit in. That has been a little disappointing but, overall, HMS is good and they have been beneficial for us whenever we've had a problem.

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    Cinch Home Services
    Response from Cinch Home Services

    Carol - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! Thanks! – Christine

    Verified purchase
    Claims HandlingTech

    Reviewed Aug. 19, 2018

    I call TotalProtect for claims and speak directly to a person, which is good. They've sent out good technicians too. The last claim that I had was for a water heater and they sent out an excellent technician who handled it without any problem. However, I wasn’t happy with the people that they’ve sent out for my heat and air conditioner. It took me about four months to get that issue resolved. I had to buy electric heaters as it was in the winter and our heat was out. I never could’ve gotten my heat fixed, then I finally spoke with a very good guy from TotalProtect about sending me a whole new person for it. He resolved the issue.

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    Response from Cinch Home Services

    Cynthia - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Customer ServiceClaims Handling

    Reviewed Aug. 19, 2018

    My AC went out and it's in the humid 90s here in Maryland. i called total protect and placed a claim, they did come out to my house in 2 days. However, it's been 11 days since they came out and my claim is still in 'research phase'. 11 days to research whether the part they need can be ordered. I've called several times and each time they state all the file says is that it's in research phase. No other comments. One lady told me she would 'red flag' my claim. I called back the next day and the person on the phone told me there is no such thing as 'red flag' and nothing was placed on my claim regarding it. I've been told they will look into my claim further and call me back, no returned phone calls. I've explained its over 90 degrees in my house and the humidity is starting to make my floors and carpet wet. My kids and are are miserable. Nobody seems to care. You cannot tell me that in 11 days you cannot determine if the part can be found or not. I have the dehumidifier running and changing it every few hours because it fills with water because it's so humid inside. I pay over $50 a month and have been a customer for over 10 years, I would think they would treat their customers a little better.

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    Response from Cinch Home Services

    Heather - It sounds like we’ve let you down. Your experience doesn’t reflect the type of service we aim to provide. I’d like to address your concerns. Please respond to this message with your property address and a member of my team will review your account and follow up with you. - Austin

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed Aug. 19, 2018

    I have been with Cross Country Home Services for 14 years and Cross Country has gotten much better in the last three years. Their customer service people are much more responsive and they seem to be more timely in their response. I am pleased and I have recommended them. I had an issue with a dishwasher and the contractors had to come twice. They said it was a timer, ordered a timer, came back in a week, put that in, but it didn’t solve the problem, so I had to call them back and they came back out a week later. They couldn’t get to me right away and determined that it was the motor in the pump. They had to put in a whole new motor and pump unit. It took two weeks to get that. They said they had to order it right away and I called about a week later and they said I had to call Cross Country to see where the parts were.

    I called and determined that the parts had to come in and had been shipped, so then they said they could get to me the following week. It came and they replaced everything and it’s now working fine. This was a local plumber and it’s a father and son. His son is the one who came out each time and he was a fine, young man and very apologetic if he made a mistake. The father was a bit of a wise Alec on the phone, but the young man did the right things and got the job done.

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    Response from Cinch Home Services

    Donald - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for your loyalty, and thanks for sharing! - Austin

    Customer ServiceTechPrice

    Reviewed Aug. 18, 2018

    I opened a claim on microwave & was scheduled for 7/21/18. I have had 2 different companies come out. It is a GE Appliance. 1st company told CCHS it was a BOSCH not a GE, so he couldn't work on it? Tech told me he was going out to his car to speak with CCHS, but never came back inside, just left. It took another week to find out they wanted to send another company out because they CCHS never contacted me to tell me to expect a call from another company. New company called and said he was coming to look at my microwave, but I told him a tech had been here already.

    8/5/18 I was told Microwave is completely dead, so I need a replacement. CCHS is only offering me $300, but when I called GE to find out closest replacement to what broke, there's a $1600 difference in the cost offered to replace mine. I have tried to reason with them by email, as I have been waiting since 7/26 for a manager to return my call. They say they offer a appliance company that you can buy directly from with discounts, but it's not offered unless you know or ask for it, when replacing an appliance? I sent an email stating do not debit my payment, I am cancelling my warranty with CCHS, after several attempts to get proper restitution. Today is 8/18/18.

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    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed Aug. 18, 2018

    We were still up in Alaska when we first started with TotalProtect and we’ve had them for a long time now. When we call, they send someone to fix the appliance and that’s good. The contractors know what they're doing and they do it. Our experience with claims has been all right except for the last time. If you have the right phone number, submitting claims is not a problem at all. But we had several phone numbers and I had trouble getting the dryer looked at a couple of months ago. But it was resolved and TotalProtect sent someone within two days. The dryer didn’t stay fixed though, and after three times, I figured that it was a waste. TotalProtect gave me the odds in receiving the money for a dryer or trying to fix it again. I have yet to receive the check to buy my own dryer though. Otherwise, we've gotten good service and I’ve been satisfied with TotalProtect until the price went up to a $100 instead of $75.

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    Response from Cinch Home Services

    Joan - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Should you like further assistance please respond to this message with your full property address and my team will follow up directly. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 18, 2018

    The people I bought my house from had HMS and I continue with it. I call my claims in and when I talk to the reps, they respond immediately. However, some of the contractors aren't good at all. I had a claim for my dishwasher and Avalanche came to my home twice. Each time, they spent four minutes and they would say, "We buy a part.” They'd buy a part and put it in but the dishwasher would still have the same problem. The first time they came to my home was June 5 and the second time was two weeks ago. I called them 10 minutes after they left when they came here the second time and I told them the problem was still the same but they didn't call me back. I leave a message every other day but they don’t call me back. They already got their money, so they don’t care.

    HMS should call their contractor and follow up, not the customer. Then the contractor will know what they did or what they didn’t do. HMS is a large company and the contractor is a contractor. They give them three jobs a week, so the customer should be satisfied. But I also had a claim for my air conditioner and it was fixed the same day.

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    Response from Cinch Home Services

    Hassan - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. We hope future interactions are better. Thank you! – Austin

    Verified purchase
    CoverageTechSales & MarketingRefunds & Payouts

    Reviewed Aug. 18, 2018

    My mortgage company on a rental property sent me an ad of Cross Country. I looked at it and it was an hour after I talked to a friend that had a good experience with it, so I looked into it and went with it. It was easy because it was added to our mortgage payment. I got a chance to use it and I’d been very happy. They do what they say they’re gonna do and I have not had a problem with it. The vendors that have come out are vendors I would never have chosen but I have used them again for stuff that’s not covered.

    The biggest problem I had was I had my refrigerator. They came out and worked on it four times and the guy just said there was not much they could do with it. They said to me, “This is what we’re gonna replace your refrigerator with” which was head and shoulders above what I had. However, I hadn’t realized that it wouldn't fit through the openings to get it into my kitchen. It was a $1,700 refrigerator and he said they could give me a credit but the credit was $1,100 instead of $1,700. I was a little bit unhappy about that, but I went out and found my own and the one I found was head and shoulders above what I had and fit in the space. They paid for it and sent me a check for the total amount. When my air conditioning started blowing warm, I was not worried that it’s gonna be a $4,000 repair or whether it’s gonna be an $80 trip out to replace Freon.

    Cross Country is exactly as advertised. They don’t give you much bells and whistles. They don’t promise you a bunch of stuff and not deliver, but they give you exactly what they say they’re gonna give you. They’re not gonna pay double time for somebody to come out on weekends, but I don’t have a downside on it. It does away with that worry about a $10,000 or $5,000 expense.

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    Response from Cinch Home Services

    Jack - I'm thrilled to hear of your awesome warranty experience! Our goal is to provide fast and efficient service, and I'm glad to hear we delivered. Thanks for sharing! - Austin

    Customer ServiceClaims HandlingCoverageRefunds & Payouts

    Reviewed Aug. 17, 2018

    This policy is not worth the paper it's written on. Our a/c is making noises. Called to put in a claim and they can't get anyone to us until Friday...a week from now! No A/C in August when we have a warranty? When we asked about the 24/7 emergency services they said that just means they answer the phones 24/7. Unbelievable! We told them we are going to cancel the policy and get a refund...they couldn't connect us fast enough with someone to do so. This company won't honor their policy but will cancel no problem. This company is trash!!!

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    Cinch Home Services
    Response from Cinch Home Services

    Evelyn - We'd definitely like to discuss your concerns. Should you like further assistance please respond to this message with your full property address and my team will give you a direct call. Thanks - Austin

    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed Aug. 17, 2018

    I am at a point where I am totally disappointed with the service I have been receiving. I have been having a/c problems for about 6-7 months or more. I have call in claims in which TotalProtect have assigned vendors most recently (Jason Air Tech) who seem to not be able to troubleshoot havac issues correctly. The vendor will come out to resolve an issue which at this point has always been a temporary fix. At this point I have had almost every part of the condenser and a/c replaced some parts more than once and my a/c is still not working correctly. Each time the assigned vendor would state that the fix should resolve my issues. Not!!! I have spent quite a bit of out of pocket expenses for some of these trial run procedures and now I am being told that I need to spend close to 1300 dollars more of out of pocket expenses for what the vendor think may resolve all my issues. Can I get someone to troubleshoot this system correctly and do the correct fix???? Months and Months of trial and errors. At this point I am ready to find my own hvac company rather than the ones that have been assigned by TotalProtect!!! I could have bought a new system with what I have spent out of pocket. My wife has health issues and have been totally disgusted with the service we have received related to our a/c problem. I tried to call Total Protect and speak to someone in authority only to be told by the customer service lady she couldn't transfer me and there was no one else I could speak too which sounded odd. I got an email recently offering a low buyout offer for the part (evaporator coil) which the vendor now believes is the issue. Its not much but will have to do so it can go towards someone outside of Jason Air or previously assigned vendors. I am not paying the vendor 1300 for a guess. I already paid them close to 800 dollars prior for an issue with the compressor which was supposed to resolve all my issues. They should use some of that money toward their 1300. Oh yeah I received a letter that the service calls for TotalProtect are going up to $125 from $75. I may have to move on.

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    Response from Cinch Home Services

    Joseph - I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items that may not be covered. If you would like for us to review your claim to ensure that you received the full benefit of your warranty, please respond to this message with your property address and a member of my team will investigate and follow up with you. Best Regards - Austin

    Price

    Reviewed Aug. 17, 2018

    As some other reviewers I have had a largely good experience with a Total Protect such as water heater, dish washer, and a few other low cost items. I have been using them for probably 15 years or so.

    My down stairs outside AC unit went bad and I thought no problem. Just the $125 deductible as advertised. Of course now I find out I owe another $690. Fine print I guess. I thought I paid for a $125 deductible as advertised”. An AC unit could cost $2500-$6500 but with Total Protect you pay $125. Apparently not. I will be researching other companies.

    Cooper Modifications not covered
    Disposal of old unit not covered
    Reclaim of refrigerant not covered
    Electrical modifications not covered
    Locking caps not covered

    Getting billed for a Condesor Pad (if that’s the pad My current unit sits on then I don’t need that) but their service company made me pay $690 plus my $125 up front before theory would even schedule the repair.

    Obviously, I’m bent out of shape on this one.

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    Response from Cinch Home Services

    Dean - I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items/parts of items that may not be covered. I regret to hear you will be looking for another warranty company. - Austin

    Customer ServiceClaims HandlingCoverage

    Reviewed Aug. 17, 2018

    My air conditioner went out on Wednesday, August 15 and I submitted a claim via Total Protect's website right away. The first company that Total Protect set me up with had nobody working in the customer service department and would not return my calls (this is the second time Total Protect has set me up with this company, despite a similar previous issue). When the Total Protect customer service agent was able to finally contact them, they said they couldn't come out until Wednesday, August 22 at the earliest. The customer service agent set me up with a new company, Complete Image, who has been awesome to work with and worked me in to their schedule the same day.

    David from Complete Image came out Thursday evening, 8/16, at 6 p.m. and quickly diagnosed the problem - I either need a new unit or a new compressor and fan motor. He was transparent that it was up to Total Protect to decide how to proceed, but he had the ability and willingness to come out the same night to do the repair, or even today (Friday), or Saturday, August 18.

    It was nearly 90 degrees in our house by this point, so we booked a hotel room for us and our pets for 2 nights. I tried calling Total Protect's customer service to get a timeline, but they were having connection issues on their end and I could barely understand them. I was told that they had received David's report and that's it.

    I called again today to get an idea of when we could expect a repair, and I was told that 1) there is no timeline; David's report is with their "research" department to determine how to proceed with repairs, and there's no time limit on how long they can take to make that decision, 2) I should expect to wait longer for repairs with a warranty company anyway, which is not how Total Protect sells itself in their FAQ and promotional materials, and 3) if my unit needs to be replaced, I might be responsible for more charges beyond my $100 deductible, which is not how I understand my contract.

    This is absurd, and it makes me wonder why I bothered paying for the service. By the time I pay for hotel bills for who knows how long (because it's 90 degrees in my house) and whatever charges they decide now not to cover, which again, is not how this service plan was advertised to me, it hardly seems worth it. For now I'm reserving final judgment to see how they handle this, but I'm far from impressed so far.

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    Cinch Home Services
    Response from Cinch Home Services

    Sarah - Thank you for bringing this to our attention, I agree, the service you have received thus far is unacceptable. My team will complete a thorough review of your claim and give you a call shortly. Thank you for your feedback as it helps us improve our level of service. - Austin

    Customer ServiceClaims HandlingCoverageTechSales & MarketingPunctuality & Speed

    Reviewed Aug. 17, 2018

    HMS has absolutely the worse customer service I have ever experienced with a company. If you call to file a claim or follow-up on a claim, it takes several minutes of going through prompts and recordings to even connect to a claims specialist. I have had two cases where the claims specialist has "accidentally" disconnected my call requiring me to call back and go through the entire prompts again. When you do reach a claims specialist, they often put you on hold for several minutes so they can educate themselves on your claim. One guy with foreign accent had me on hold for over eight minutes and still couldn't provide me with any updated information.

    If you submit a claim, realize that you will likely receive the lowest grade quality of products to replace your appliance or system. You will not receive a mid-grade or top quality products. This information is omitted from any sales paperwork. Many of the service providers HMS uses are small "mom & pop" or one man companies that are booked full. It typically takes several weeks to schedule them and then you are at their mercy if it requires scheduling a replacement or repair. I have had one really good repair service company, but have had to avoid others because the repair service company had so many bad on-line reviews and complaints. Be cautious who they send out!!

    The claims specialist staff appear to be less educated on the company and its services. I had an air conditioner go bad and the service provider informed HMS that it needed replaced. A claims specialist called and informed me that HMS would replace it but I would be responsible for approximately $750 in "uncovered expenses." When I checked my warranty paperwork, I found I had a "premier upgrade" that covered up to $1,000 in "uncovered expenses." When I called back, a customer service rep confirmed I had this coverage and told me I was not responsible for the additional $750 as previously stated.

    The customer service rep told me she would email the claims specialist office to inform them that I had complete coverage. Another claims specialist called me and told me they would order the a/c components and have them sent to the service provider. When I followed up three weeks later, I found that no parts had been ordered and my claim was still "pending." The company closed a pending claim I had on a dishwasher because the part was on back-order and didn't know when it would come in. I had to call back several times to get the claim re-activated.

    I requested the corporate office's telephone number and was told there was no number to call to file a complaint about the poor service. I asked to speak to a supervisor and was told that supervisors are extremely busy and it would take "a long time" to speak to one. There are checks and balances with this company. There is no way to file a formal complaint about poor service. Customer service reps and claims specialists seems to be unfamiliar and poorly trained on the coverage and protocols. There is no follow-up from the company... you have to follow-up with them often to stay on top of a claim.

    There is no "peace of mind" with this HMS Home Warranty Company. There is easy resolutions to your home warranty issues with Choice Home Services (one is the same company, just different names). YOU will become frustrated, impatient, and upset over the poor customer service this company has. I was informed there is no way to file a formal complaint or grievance with this company unless you wait on hold for at least an hour to speak to a supervisor. I'd suggest finding a different home warranty company or better yet, save some money each month as an emergency fund to pay for unexpected break-downs.

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    Response from Cinch Home Services

    Kurt - We've located your account and will review your claim. A member of our team will contact you once the investigation is complete to address your concerns. - Dena

    Customer ServicePunctuality & Speed

    Reviewed Aug. 17, 2018

    My a/c unit went out last weekend so I called Total Protect on Monday (today is Friday) the local tech came and inspected the unit Wednesday and stated it had to be replaced. I explained to Total Protect that I have medicine in the house that must be kept at room temperature and they told me that they would flag my case as medical emergency and priority. Well every time I call for a status update I get a different story and I have to press for more information. I feel if my case is priority then why do I have to keep calling in order for the next steps to be expedited when they are not being expedited at all or wouldn't have to keep calling. Also if this case is considered a medical emergency then why am I being told that it could be as late as Monday before they send the local company the information they need to pick up the parts and then schedule the service. Then I still have to pay an additional $1300 toward the repair. I don't know if paying the monthly premium is worth it considering the time I have wasted.

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    Response from Cinch Home Services

    Victoria - Thank you for bringing this to our attention. I can assure you this is not the level of service that we intend to provide our customers with. After a careful review of your claim, it seems that the equipment is available for pick up today. We understand this is not the efficiency you were expecting when signing up for service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 17, 2018

    I go to HMS Home Warranty online and submit whatever claim we have and they’ll respond with an email saying that they received it. Then they’ll assign it to somebody and then they will reach out to me and I go from there. The online process is pretty cool. However, I’m in the middle of a claim now and I’m not happy about it. My air conditioning went out in April, I did the claim and HMS did their part. They sent me an email saying they assigned a company to it. The contractor came out and did the assessment, and I paid the $100 deductible. The contractor said the whole thing needed to be replaced because it wasn’t working properly and HMS told them to do what they needed to do.

    This went on for three really hot weeks as the contracting company was waiting for HMS. Then once they got the part, they set up the appointment and came to my house. And it was a different technician. This technician said the problem was misdiagnosed. He said he did not need to replace my AC because he could fix it and I said that was fine as I wanna be out of the heat. So he did whatever he did. He didn’t replace any parts, just worked on it and put some Freon in it. And then after that, everything was working fine.

    However, when I happened to walk and pass the unit two or three weeks ago, I noticed a huge amount of frost that was building up on one of the external pipes. I didn’t think that was supposed to happen and I was afraid it was gonna crack, freeze and break up. So I took a picture of it and sent it to HMS. They sent another technician back out and he said the unit needed to be replaced. I got an email saying that it was approved but in addition to my $100 deductible, I had to pay $100 for disposal, $255 for a duct modification and $125 for something called “reclaim”. But why do I have to pay anything? That was why I paid the warranty.

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    Response from Cinch Home Services

    Justin - I can certainly understand the frustrations of paying out of pocket costs. As with all warranties, coverage is detailed in the Agreement and there are items/components of items that may not be covered. If you would like for us to review your claim to ensure that you received the full benefit of your warranty, please respond to this message with your property address and a member of my team will investigate and follow up with you. Best Regards, Austin

    Tech

    Reviewed Aug. 16, 2018

    I have Home Warranty service with this company for four years. I started with Cross Country Home, but HMS Warranty is servicing that account. In the past whenever I had claims, they would provide a service provider in my locality (Cranbury, NJ) and the problem will be fixed. In the last 4/6 months they contracted to a new Service Provider company. And from then on, I am getting names of vendors who do not service my locality. Recently they approved a service, but when I sent the invoice for reimbursement, they are denying it. This is a new trend. I am wondering whether other customers are having the same problems.

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    Response from Cinch Home Services

    Abunasar - This doesn't sound like something we do. I'd like to review your documentation to ensure you are receiving the full benefit of your warranty policy. Please respond to this message with the best time to reach you. - Austin

    Customer ServiceClaims HandlingTechPunctuality & SpeedRefunds & Payouts

    Reviewed Aug. 16, 2018

    We have been with HMS for two years now. The few claims we have submitted have been fairly small and the out of pocket we paid probably would have been what we would have paid to get the issues fixed ourselves. Now that we have a real issue (HVAC compressor went out) we have been jerked around. This claim was submitted over a month and a half ago and still not fixed and it is not due to the service provider. It has all been HMS! When I submitted the claim we had to wait a week to get someone out, ok I understand. It's summer, then we get a call from the SP a few days later giving me an update stating they are trying to locate the part. When I called several days later to find the status, she said she contacted HMS and they had ordered it. Finally after almost three weeks of this I emailed HMS to complain I received an email from them stating our options. Either cash out and fix it ourselves or continue with the claim.

    The email had a spot to "click here" to respond to either choice. I chose to continue with the claim, responded to the "click here" answered the questions needed and got the response noted at the end. Another week goes by, I call the SP again to follow up. She calls HMS and they say they are waiting on a response from me. UGH!!! I call them, tell them I responded to their email but they could not find it. She said she would put in an order for the part which would take almost another week by the time it got to the SP. I called the SP this week (more than a week later) to find out status. She called HMS who told her they lost the part and did not know where it was and would do a tracking search to try to find out.

    I then called HMS furious and was told they could not do anything until they did the tracking search which could take up to 48 hours. The part was supposed to be here last week. Now I have to sit here, wait to see if they can even locate it which if they can't then they have to put in another order for the part. It is beyond ridiculous and every time I am the one following up with them instead of getting any type of updates. Almost two months of no AC in the hottest part of the summer. Even more pissed off because I had just renewed our contract with them which I would have never done if I had known this is how they treat customers. They have continuously dropped the ball on this. I would never recommend them to anyone!!!

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    Response from Cinch Home Services

    Cheri - I can certainly understand your frustrations! I am sorry to hear about your experience, I assure you this is not the quality of service we aim to provide. We are reviewing your account and will give you a call as quickly as we can. Thank you for your continued patience. – Austin

    Customer ServiceClaims HandlingCoverageTech

    Reviewed Aug. 16, 2018

    When my husband and I first bought our home my realtor gave us HMS as a housewarming gift and in the beginning when we called for service our claims were handled really fast. Skip to a year later we have put in numerous claims on our refrigerator. It had starting leaking and building up ice. Fast forward 4 months later we are still dealing with the leaking and the ice. Can't use part of our refrigerator and have been through three service technicians. Thankfully the last one knew what they were doing and they turned in a service ticket... After four months of waiting our floors are ruined and they tell us they will not cover it.

    Oh I also found out until a service provider that they send out tell them we need a new refrigerator they will not cover replacing it so in other words they can send out 300 service providers for the same thing and until one of them say we need a replacement they will NOT replace!!! Now the two service providers they sent out before the last one were not equipment nor educated in fixing any refrigerator. They both replaced parts that did not need replacing then wrote up a bogus report but still HMS did NOTHING!!! Now this claim started back on May 4th and here it is August 16th and still our refrigerator is leaking water and freezing up and now when we call they say it's in research and they have not made a decision!!! All we wanted was to get our refrigerator fixed. I am so done. Also the research department that makes the decisions has yet to contact us. I honestly don't know what to do at this point.

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    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed Aug. 16, 2018

    Hello,

    I am having the most horrible experience with your company. First, I was told that you only had one service provider in my area. Next, after scheduling out I spoke with them on Thursday 8/ 9/18 and agreed to them coming out the next week on Monday .....4 days later; However, they were not able to make the appointment on that Monday 8/13/2018 between the hours of 9 and 1pm and didn't even bother to give me a call...I called them at 4:45pm and they informed me that they were running behind schedule but was on the way. Later to receive a call be at 5:30 ish to cancel, citing there truck broke down and the lady was so rude it was ridiculous.

    I have been with your company for almost 15 years and never had a problem like this before now. Obviously, you have lowered your standards!
    Nevertheless, I called and left message and returned another call to speak with a representative to have a different company to come out and this jerk lied. He didn't fix anything the air conditioning unit still isn't working and he noted several charges that the company is telling me isn't covered under my warranty.

    How convenient, but this isn't it for me, I will pay a side contractor to come out if needed and then i will expose you for the rip off you obviously have turned to become.

    Also, When asking for a supervisor to return my call on two occasions, I have yet to hear from anyone, shame on you sir....shame on you!

    Finally, I indicated to the last representative that we are experiencing 100 degree plus temperatures in Memphis and I have two elderly parents living in the home; of which, one has Asthma and it is difficult for her to breathe. Yet, no one seems to care and nothing has been done other than my $ 125.00 deductible being taken and the technician lying to say the air should be back on in a little while, " NEVER HAPPENED"! If this isn't fixed quickly, I'm calling the local news and putting this on Social Media, asap!

    Finally, I am very upset and this is awful to say the least and if something happens to one of my parents because of your greed or ignorance, you will be hearing from me and an attorney.

    Again, shame on you!

    Unhappy customer!!!!!!!!!!!!!

    Sharon

    Munford, Tn. 38058

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    Response from Cinch Home Services

    Sharon - We've located your account and will review your claim. A member of our team will contact you once the investigation is complete to address your concerns. - Christine

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Aug. 15, 2018

    When our mortgage company sent information about getting a warranty, I thought about it for a little while and I did the math. Having the dryer or whatever appliance replaced was like saving up money. But then the service fee went up to $100. And I’ve been looking around to see if everybody else is charging $100 for them to come out because it was $75 and I was cool with that, even with $80. But with the $100 that I paid two or three times on my dryer, I could have bought another one.

    The claims process with this last one is pretty smooth. I called TotalProtect and they said somebody could come out in a couple of days. I told them that I’m a cancer patient and I’m registered with the County. I cannot go without air conditioning and it wasn’t financially feasible for me to go to a hotel for air conditioning as well. The lady dispatcher was really good to me. She said the contractor was coming out right away and I was very impressed with how fast he came out. But I wasn’t here when he got here because my cancer doctor had me come in so I’d be in the air conditioning. And I was in my doctor's office waiting for my unit to be fixed. My grandson and a family member said that the tech was a really nice guy. The unit has been working since he fixed it. However, it has got these two weird wires sticking out the top. He said that that was necessary and that it’s fine like that but I don’t care. It’s tucked in the corner on the side of the house.

    I don’t like the way TotalProtect fixes something halfway and then if it goes out again and then I gotta pay another $100. I’m tired of calling and paying for that dryer. So I quit calling about it and I just baby it along now or hang the clothes on hangers in my garage. The techs have never quite gotten it right and I’ve gotten a little irritated about it. The warranty sounds more like a money making thing than an insurance for me. I thought about canceling it but I thought better of it. I don’t wanna take the chance of ending up with some fly-by-night, really-don’t-cover-as-well-as-what-I-have company that’s completely crap. So, I would still recommend TotalProtect.

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    Response from Cinch Home Services

    Cher - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are delighted to hear that we’ve been able to satisfy your home warranty needs. Thank you for being a loyal customer!

    Reviewed Aug. 15, 2018

    I've been with Total Protect for almost a year and I will be canceling my service with them on that anniversary. Essentially, Total Protect is one of those companies that will continue to make repairs until your appliance is discontinued or parts can no longer be found. Additionally, they take 7-10 business days to authorize the repair service to order parts, so at most, it will take 2-4 weeks for any repair you need to have done. Lastly, and most importantly, they absolutely do not care about the customer. If you are looking for a company that values your patronage, this company will disappoint you beyond belief. Their membership and sales teams will tell you anything they have to tell you to get you to sign up, but never follow through with any of it after you become a customer. My suggestion, have them send you a copy of the contract beforehand and then have the membership/sale rep show you that they have no intentions of providing, nor are they legally obligated to provide, any timely service whatsoever. Please, if you are considering using a home warranty company... there are much better companies out there. Don't get duped like we were.

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    Response from Cinch Home Services

    Joshua - I am sorry that we have disappointed you. We value you as a customer and regret to hear you wish to cancel your policy with us. Should you like further assistance please respond to this message with the best time to reach you? - Austin

    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Aug. 15, 2018

    We've had HMS since purchasing our home several years ago and had to open a service claim for our refrigerator in July. We've had 2 separate service companies come out, and neither could service it. Called customer service at least once a week (sometimes more) since then trying to get updates. It's been more than 6 weeks since we submitted the claim and they say something different each time I call. Still waiting for the service report from the tech. Waiting for the claims dept to make a decision on whether to fix or replace. For 6 weeks, no calls from HMS, just me trying to contact them. They say it's been escalated, but that they are backed up.

    I feel for all of the other customers waiting for their claims to be processed too. It's beyond frustrating, and we've waited lengthy periods of time for other appliances to be fixed in the past, but at least with those, there was progress during those weeks. For this one, nothing. Still waiting for a manager to contact me as well, and nothing. Emailed the company, and no response back, I'm truly at a loss and just want my fridge fixed! Sadly, this will be the last year with HMS, and I'm just sad that we have to wait 9 more months to change to another company. Things used to be so much better, but this past year something obviously changed within the company to create all of these complaints that have been coming in. I hope you can turn things around.

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    Response from Cinch Home Services

    Amanda - This is not the level of service we intend to provide and I regret to hear it was yours. I've located your account and will review your claim. A member of my team will contact you once the investigation is complete to address your concerns. - Austin

    Reviewed Aug. 15, 2018

    We have been with total protect for 27 years and this is the worse service we have experienced. Our air conditioner has broken and it has been 100 degrees every day. Total protect came out end of June to find the problem, gave us 1 month supply of freon which keeps the house cool and makes me happy, but it is only a temporary fix. The heat has zapped my energy, very depressed, very stressed! crying alot that I dont get the help I deserve. THE STRESS OF THIS EXPERIENCE HAS MADE ME VERY ILL AND I have a history of shingles, which is brought on by stress. I'm worried I am getting close to another shingles outbreak. Up until now we have been happy with Total Protect. Total Protect replaced our oven, microwave,dishwasher. They have fixed our glass top range. They are dragging their feet on repairing our a/c and furnace.

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    Response from Cinch Home Services

    Jody - Thank you for bringing this to our attention. You have been a loyal customer for many years, and this is certainly not the level of service we aim to provide our customers with. I reviewed your claim to see what is causing the delay. Our records show the parts needed to complete your repairs are scheduled for delivery to our service partner tomorrow, August 16th. If you need further assistance, please let me know, and I will follow up with you personally. We take these type of situations very seriously, and I'll be glad to do whatever I can to help. Sincerely, Angela

    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Aug. 15, 2018

    Updated on 12/17/2018: After searching for months for a part, HMS decided that the oven needed to be replaced. I was given the option of a similar oven, and I looked at the website that was given to me by HMS and the description of the item was a white 30 inch drop in oven, which looked very similar to my oven. I agreed, and eventually the product was delivered. When the delivery person arrived, he looked at my oven, and said that the oven that was being delivered was too short for the spot, and is actually used in kitchens where the user is in a wheelchair. Without opening the box, the oven was sent back. When I called HMS, I was told, in a nutshell, that this was my fault because I had agreed to the item.

    To be fair, I did not look at the height of the product. When I saw the description of 30 inch drop in oven, and the picture that was similar to my oven, I did agree. When I asked why they would pick out a shorter oven instead of an oven comparable to my own oven, which was a standard height, I was told they do their best to find a comparable item. Period. So, because the box was never opened, they decided to send the oven out again to make sure. This time the box was opened, and to no one's surprise, it was too short. I called HMS and was told that since I refused the item I had initially agreed to, the item would be returned and I would have to pay a restocking fee. I would be able to get a credit for the oven, minus the restocking fee.

    HMS was unable to tell me how much the restocking fee would be, or how much the total credit would be. That was in late October. Fast forward to early December, and I still have not gotten the credit. I called, and the person on the phone seems surprised because the credit has not even been initiated. He initiates it, and ensures that I will receive an email on Monday (it was a Friday when I called), confirming this. I did not receive an email, or a phone call. Every time I call this company, it is at least a 20-30 minute call where I am put on hold multiple times while the person on the other end talks to some higher up or other department to find out an answer to a question I have. It is like starting over every time I call. Additionally, I am told someone will update me or get back to me, and it just doesn't happen.

    I asked for an email of a point person to contact to expedite the situation instead of talking to a different person every time, and the representative could not give me this information, recommending that I just call the main number if I have questions. This whole experience has been very frustrating. Needless to say, I did not renew my warranty. I do not recommend HMS Home Warranty to anyone. They have been a nightmare to work with.

    Original Review: I submitted a claim online in May for my broken oven. It is still not fixed. After waiting a lengthy time for parts, a tech came to the house twice, but stated he had been given the wrong parts each time, and he would again have to contact HMS for the next step. My husband has called without resolution. I have sent multiple messages through the website and have not received any response, despite a notice that indicates I should hear something back in 24 hours. I don't like calling because the hold times are long. This experience has been extremely frustrating. I think there should be a time limit to resolve a claim.

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    Response from Cinch Home Services

    Tara - My team would like to help provide some assistance in getting your claim resolved. Please provide us with your full property address and claim number and we will give you a call as soon as we can. - Austin

    Verified purchase
    Customer Service

    Reviewed Aug. 15, 2018

    Cross Country is the only warranty I have and I'm not looking forward to choosing any other. I'm satisfied with what I have. Whenever I call the reps, they get directly to the problem that I have and help me get it solved. They service my outdoor air conditioning, though I'd also like the window air conditioning to be serviced if they can. Nevertheless, their service is good.

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    Response from Cinch Home Services

    Sandra - We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for being a truly valued customer! Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Aug. 15, 2018

    My air conditioning went down and I filed a claim through HMS Home Warranty’s automated system, which was fairly efficient. The techs that they sent were nice and they did a good job. They were able to fix the AC in about a week. I have also tried to submit a claim for my septic system but HMS denied it. They said that it wasn't covered and dealing with the individual people was a little frustrating. I got the runaround and got hung up on a few times. HMS Home Warranty should be more transparent with what's covered and what's not.

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    Response from Cinch Home Services

    James - Our goal is to provide homeowners like you with reliable service. Thank you for your feedback as it helps us improve our level of service. - Austin

    Eric increased rating by 2 stars.
    Customer ServiceTech
    After a positive interaction with Cinch Home Services, Eric increased their star rating on Aug. 17, 2018.

    Updated review: Aug. 17, 2018

    Update -

    After having waited for the out of business repair company to not arrive, my wife contacted customer service again and was told that our claim would be referred to a department within Total Protect that would arrange another vendor.

    The next day, I received an email from Total Protect stating that we had a new appointment time for the next day....... WITH THE SAME OUT OF BUSINESS COMPANY!!!!!

    My wife called back yet again, and this time the customer service rep actually responded, got with the authorizations team and arranged for a reputable company (Apache Heat and Air) to come out.

    The repair company came out and restored our AC.

    I'm updating the review to a 3, because they finally performed as expected. The pain it took to drive that performance is the big negative here.

    Hopefully next time will not be a repeat of this.

    Original Review: Aug. 14, 2018

    We have had Total Protect for several years and have had previous good success with them. Until now....

    Our air conditioning died 3 days ago. After creating a claim online, we were sent an email stating that they had assigned a vendor "Always Air" in Tulsa, OK to repair our unit. The email stated that we needed to contact the vendor and confirm the appointment.

    The first hint of a problem happened when we attempted to reach the vendor. No answer on the phone and a voicemail box that is full. When we reached out to Total Protect customer service we were assured that the vendor had accepted the service call and would be out. After staying home from work today to meet the vendor (who both ourselves and the Total Protect customer services folks have never been able to contact), it is evident that the vendor either doesnt exist, is out of business, or isnt really working with Total Protect.

    Per the Total Protect customer service rep, this is the only vendor for all of Tulsa, OK, leaving them without any other option than to wait for them to not show up.

    This experience has completely removed any good will that we felt toward Total Protect, and if not remedied immediately will result in our cancelling the service. It is just sad that a company that used to be able to hold up its end of a contract can no longer be trusted.

    At this point I would advise avoiding Total Protect and their parent Cross Country completely, if you are currently paying them premiums, know that they likely will not perform when called upon.

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    Response from Cinch Home Services

    Eric - I am sorry that we have disappointed you. We value you as a customer and want to help get your claim resolved. Please respond to this message with a good time to reach out to you and a member of our team will investigate. - Jessica

    Resolved outside ConsumerAffairs
    Customer ServiceClaims HandlingCoverageTechPunctuality & SpeedRefunds & Payouts

    Reviewed Aug. 14, 2018

    Let me start by saying at 1st this was one of the best home warranties that I had ever had. Claims were processed quickly. Technicians were skilled and for 2 years I had no problems and really expected to keep this warranty for years to come. Then we had a plumbing issue. The 1st provider we were given was either no longer in business or no longer working with HMS. Either way they probably should have known this. Regardless, they gave me another provider. That plumber wrote a bogus report saying that the leak was coming from something other than the plumbing and because a non covered piece of the plumbing was causing the issue. Total BS. He then proceeded to quote me a cost to repair it because he was sure the warranty company would not cover it!

    I am sure what he quoted me was higher than what HMS was going to pay him! At this point It is on the plumber more than HMS. I called to appeal and was on the phone for an hour and a half to talk to someone. I finally spoke to someone and was told it would be reviewed so I emailed an appealed and was told that it could be up to 3 weeks... while my plumbing continued to leak. After 3 weeks and no response I called and spoke to someone and it was like I was starting the entire process over again. I asked to cancel the remaining warranty. I was immediately transferred to someone and was refunded the remaining warranty in about 4 minutes. I was not asked why!

    I was told how much I would get back and that I would get credited within 3-5 days. I tried to explain I was unhappy and why. She said she didn't really know anything about that. Giving them every opportunity to make this right... They really didn't care about that or to save me as a customer. The plumber was at 1st was the cause of the issue but ultimately they are responsible for hiring the technicians is theirs! The customer service aspect of this transaction was just plain sad! That is all on them. I will pay a different plumber to come out and fix the issue and I have started looking for another home warranty company. Oh and it's been well over 5 days and still no credit!

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    Response from Cinch Home Services

    Tom - I am sorry to hear about this experience. It sounds like we’ve let you down. I regret that we have lost you as our valued customer. - Austin

    Customer ServiceClaims Handling

    Reviewed Aug. 14, 2018

    Our Microwave went out on 7/23 Not one person has called me, I always have to call them. They have not completed anything and their initial email said all work should be completed within 5-7 working days! When the microwave was brought on 8/8 it had no trim kit with it so they were unable to install it. We called back and they gave us a confirmation number that it had been ordered. It would seem that order was never placed and the reference number means nothing. It is so frustrating! They also have no record of any conversations on 8/8. The customer service team are definitely not customer orientated, mostly they are rude and have no answers except to put you through to a different area or company who know NOTHING about your claim.

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    Response from Cinch Home Services

    Amanda - I can tell this experience has been extremely frustrating and we want to help. We are reviewing your claim and would like to contact you directly. Can you confirm the best time to reach you? - Jessica

    Customer ServiceClaims HandlingCoveragePunctuality & Speed

    Reviewed Aug. 14, 2018

    No AC in Florida for almost 3 months. We have had total protect for three years now. Most schools have been satisfactory. When I first called about the air-conditioner, so protect send a tech at the text said that it was installed incorrectly. The condenser has been working since 2001. I called a local air conditioner tech from my hometown. He recommended that the whole system indoor and out be replaced. I submitted all the documentation to total protect. It took them weeks to review them. Protect finally agreed to honor the warranty and send a new tech out . Told protect finally agreed to replace the condenser – which was less than their new AC tech recommended. I had to pay $145 for parts but the air-conditioner works. I have both homes in New York and Florida covered by total protect. I have an air conditioner Repair claim pending in New York. The customer service people are nice but useless. When you finally get to the supervisor, they are all so useless. It’s takes hours worth of To get the latest two claimsi completed. The New York one is still pending. It’s a shame because I’ve had about four claims that were handled promptly. I have to rethink my relationship with total protect .

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    Response from Cinch Home Services

    Rosanne - It is clear that your experience was less than expected, and we did not meet your expectations. We appreciate you taking the time to share your concerns and value your opinion. My team has located your account and will complete a review of your claims and give you a call as soon as we can. - Jessica

    Customer ServiceClaims HandlingCoverageTech

    Reviewed Aug. 14, 2018

    I have been with Cross Country Home Services for over 4 years, I haven't had any issues until my On Demand Tankless water heater lost power and lost water and hot water. I called to make a claim, I was told that in one of the largest cities in America (JACKSONVILLE FLORIDA) Cross Country didn't have any Electricians available to refer me. They said it would be sent to procurement which could take up to 72 hours to locate a vendor and then there are still no guarantees, I said I called 5 Electricians who could be out in 4-6 hours. They said if I contracted or ordered service with a service provider myself I would have to pay for it out of pocket. I said, "So what about the customer and their 4 kids with no water or hot water for 5 days?" They said sorry. CAVEAT EMPTOR!! (Buyer Beware.)

    What is wrong with this company or any company that electricians aren't contracted with to work?? And what kind of policy puts the burden on the homeowner to sit around and wait for however long the company decides? I called Best Home warranty and they said I could use whomever I wanted, and they guarantee someone out to your house in 6 hours or less. WOW!! Unfortunately there is a 30 day waiting period for new claims. When a company starts putting their money before the service or customer it's time to move on. I had my request upgraded to an Emergency and the policy is the same. I dumped Cross Country and paid an electrician out of my pocket so my family could have water. If you're shopping for a warranty please ask their any company what their policy is if they can't find or provide you with a vendor in 24 hours. For some Reason Electricians don't want to work for Cross Country.

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    Customer Service

    Reviewed Aug. 14, 2018

    I started a claim on my air conditioner a month ago. I still don't have A.C. (IT'S AUGUST) and no end in sight. Repeatedly my parts have not been ordered or needed to be re-ordered. The service providers are rude and unhelpful and management for the home warranty people are not helpful. If I could give them zero stars I would. I will be taking my business elsewhere.

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    Response from Cinch Home Services

    Candice - I have completed a review of your claim and it seems we have since ordered parts for your air conditioning unit. Should you need any further assistance, please respond back with a good time to reach you and my team will give you a call personally. Thank you for our patience. - Christine

    Customer ServicePrice

    Reviewed Aug. 14, 2018

    First off I think that the reviews on here for them applauding their service is a fake. Some of them don't even go into why they are receiving 5 stars. So let me say this. I think it's not easy for companies like this to make money and they have to cut cost, however, we called them 3 weeks ago to help us cause our AC went down, on a friggin 100-degree day! They call back today telling us they have someone coming to visit. This is a disgrace. Who in the world goes 3 weeks in hot weather waiting for a company that is warrantied to help? Do they think that ls logical business? I strongly suggest you avoid this joke that's probably ran by 2 people in a garage.

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    Tech

    Reviewed Aug. 14, 2018

    Cross Country is not a good company when it come to repairing a large job within your home, they sent me an contractor to repair my A/C unit. The contractor recommend to replace the A/C unit but Cross Country will not approve the repair. Instead they prolong the repair by saying it is in research status for the last 11 days when me and my family live in Texas where the temp is over 100 degrees every day but instead of approving the repairs so my 73 year old mother and my 8 week old grand baby can cool off.

    My repair is still in research status for 11 days but they been collecting my money for the last 4 years with no problem but when I have a problem it in research status but get this. No one can talk to research department to see about how long it will be before they make a decision on how long before my A/C unit will get repaired. I will never recommend Cross Country to anybody that want their repairs done in a timely matter. Lord knows they are not concern about who is affected and has to deal with this heat.

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    Response from Cinch Home Services

    Wilbur - I know it can be difficult to bear heat in such high temperatures. We take critical situations very seriously, and I regret to hear this has been your experience. I reviewed your claim to see what is causing the delay. Our records indicate your claim has been finalized and we are currently awaiting your decision on how you would like to proceed with your claim. If you have any questions, or need further assistance, please let me know and I will follow up with you personally. Sincerely, Angela

    CoveragePrice

    Reviewed Aug. 14, 2018

    There are more hidden costs than the program is worth. We had a warranty and after paying for a service provider twice (that $200 gone) they say they will replace my air conditioner. A month has gone by and I still don't have the replacement. Then once they do replace it there is $1000 of "uncovered" charges. My AC has run for 200 extra hours last month to keep my house livable at 80 degrees. The cost of this I would have been better off without the policy at all.

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    Response from Cinch Home Services

    Eric - It is clear that your experience was less than expected, and we did not meet your expectations. We appreciate you taking the time to share your concerns and value your opinion. Upon review of your claim you have spoken with multiple members of our leadership department. If you are still in need of some assistance, please respond back and my team will give you a call as soon as we can. - Austin

    Verified purchase

    Reviewed Aug. 14, 2018

    For the two years I've had HMS Home Warranty, I've liked the work that they have done on my investment properties and how they've handled the issues I was having. The contacts I was making were also satisfactory. I'd call them to submit claims and tell them what issues I'm concerned with. They then would assign the service number and the company that would communicate and take care of the service. I'd recommend them to a friend of mine.

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    Response from Cinch Home Services

    Rao - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Have a great day! - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Aug. 14, 2018

    I’ve been with TotalProtect for about 10 years now and submitting a claim with them has never been a problem. I call the toll-free number in my booklet and it's normally worked out right away. They increased the service call fee from $65 to a $100 in the last year, and though no one’s gonna be happy about that, it’s better than paying for an expensive repair. Also, dealing with their contractors has been good and straightforward. I’m happy with the quality of work that they do as well. I recently had a company out to check on my hot water tank. It went out and I couldn’t get it lit, but the company that was sent out was professional and quick. The guy also explained everything and why he had to do what he did. TotalProtect is worth every penny.

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    Response from Cinch Home Services

    John - I'm delighted to hear of your awesome experience with our service technicians, our goal is to provide service in a timely efficient manner. We hope to continue to have you as our valued customer for years to come. - Morgan

    Verified purchase
    Customer Service

    Reviewed Aug. 14, 2018

    I have been with Cross Country Home Services since I bought the house 12 years ago. However, I use their services only for bigger things. Smaller appliances like washer-dryers take forever to get service. They have different people they call out. While my interaction with the customer service has been very good, I had problems this year with my air conditioning and I wasn't happy with the service.

    As the technicians came, they said the problem is the house isn't cooling up. Surely after that, my air conditioning fan caught fire and it is still wasn't cooling off the house. After another service call, they came back and asked if it is something different. I told them it's still the same problem. They never fixed it the first time. I then told them to call customer service which they did and told me that everything is covered for a certain period of time. I was very happy with that. In closing, I had a very good experience with Cross Country, especially with the air conditioning. They got right on it.

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    Response from Cinch Home Services

    William - Thank you for taking the time to share. We apologize for any inconvenience you have experienced. We are working daily to improve all processes, and ensure our customer's receive the full benefit of their warranty. Thank you for being a loyal customer! Sincerely, Austin

    Customer ServicePunctuality & SpeedRefunds & Payouts

    Reviewed Aug. 13, 2018

    On Thursday, August 9th, 2018 my AC unit was not working. I called HMS to open a claim just after 8 am, CST. The Computer activated answering gave me the name of a company in my area to call. I called this company and was advised by the owner that they no longer will accept jobs from HMS. He went on to say that "they are the worst company, I have ever dealt with." I immediately called HMS back and relayed this information to the customer service representative that I reached. She told me that it would be sent to dispatch and should take 24 hrs. I called back later in the day to just check in and was told that it would take 48 hrs. I asked to speak to a supervisor and was told that one would call me back within 24 hrs, as none were available at that time.

    I called again this morning, Monday, August 13 and was told that it could take up to 72 hrs. I called back to ask about paying for the repairs and getting a refund and was told no, that they would not refund me and that now it would take 96 hrs. I asked to speak to a supervisor and the representative refused, saying none were available. She also said that repairing an AC unit is not an emergency, and that "I would not die without it". This after I explained that we were experiencing a heat wave and the temperature yesterday was 102 degrees. I called back again, asked for a supervisor and after a few minutes on hold, spoke with Tonya, who told me the time frame is usually 24-48 hrs and that I should give dispatch until tomorrow, Tuesday, morning.

    At 1:15 this afternoon, I received an e-mail assigning the job to the same service company that refused on Thursday. I tried calling two times after that to speak with a supervisor and my request was refused. I did speak with one representative this afternoon, that put me on hold, connected with the service company, came back and told me that she spoke with office and they would get back with HMS, if they would take the job. I also called the service company and was told by the receptionist that she would check with the owner, but that she could not say they would take the job. Here it is 5 days later and I still don't have AC, and worse than that, I have no time frame of when or if it will be repaired. Just poor service, is all I can say.

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    Response from Cinch Home Services

    Linda - This is not the level of service that we intend to provide our customers with. My team and I would like to provide some assistance in getting your claim resolved. Can you please provide us with your full property address and my team will give you a call directly. Thank you, Nicole

    Customer ServiceTechPunctuality & Speed

    Reviewed Aug. 13, 2018

    Horrible experience with HMS Warranty company. Called to have a technician assigned because my washer & dryer unit was leaking and making a noise. The technician they assigned showed up a day late without a call. When he did show up, he appeared to not know what he was doing. This was apparent when he literally blew up my whole circuit board to my washer and dryer panel. Sparks flew everywhere and smoke filled the room. The technician told me everything was fine and he just need to order a part and the sparks and smoke did not affect anything. He left quickly and I tried to run my washer and it would not work. I called him back immediately and he said he would talk with his boss.

    I called HMS to let them know what had happened and they said they would speak with the service company owner. This went on for a week with no resolution. The service owner confirmed that they could not find a new circuit board and the unit would need to be replaced. HMS took another week to confirm this. Then they told me they were looking for a replacement unit for two weeks. Once they found one, it was going to be another week to replace it. They would never put me in touch with management. They left me on hold for hours hoping I would drop off I am sure. I finally had to settle for a settlement for $600 less than what my unit cost to replace because I had gone over a month without a washer & dryer. STAY AWAY FROM HMS. They are not customer friendly and they contract with the most unqualified home service companies.

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    Response from Cinch Home Services

    Preston - I am sorry to hear about your experience, I assure you this is not the quality of service we aim to provide. We hope to continue to have you as our valued customer and hope your next experience with us is better. - Nicole

    Customer ServiceTech

    Reviewed Aug. 13, 2018

    HMS is absolutely dreadful to work with. I submitted a claim over 2 weeks ago regarding a leak in either our air conditioner or water heater. Both are located in the same drip pan. We have had standing water in this drip pan for 2 weeks now and there is no resolution. The 1st service provider came out and blew the drains out, but said that he wasn't sure what the real problem was. Okay, no problem, let's get somebody out there that knows this type of system. The 2nd service provider (1 week later) came out and blew the drains out and said the problem was fixed. No, the problem is not fixed. The 1st guy did that already. But yet I still had to pay the deductible.

    The 2nd service provider thinks the problem is the water heater, but isn't really sure. Now we are having a 3rd service provider come out (because I badgered HMS to get one scheduled), otherwise I would still be waiting. I just wish we could get a resolution and some solid customer service. We pay this fee every year for the warranty, but we get terrible service providers and no customer service. Unless something changes drastically, there is no way we will ever renew with this company.

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    Response from Cinch Home Services

    Kurt - We'd definitely like to discuss your concerns. Should you like further assistance please respond to this message with the best time to reach you?

    Customer ServiceCoverageTech

    Reviewed Aug. 13, 2018

    I have made a few attempts to have an issue repaired since 6/2018 and have had no success. Very incompetent. Multiple dropped calls, which results in having to call back and go thru the process again and again. No one seems to know what or how to handle this ongoing problem. The providers that have been sent out appear to not follow up with what they are suppose to do, causing more delays. I have had an independent provider look at the situation and have forwarded that info to HMS company and it has fallen on deaf ears. Hours, and I do mean hours, has been spent on the phone trying to get this resolved. I have been sent thru the "chain of command" and still nothing. There is no value in the coverage if you can't get good customer service in the first place.

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    Response from Cinch Home Services

    Beth - Thank you for bringing this to our attention. This is not the level of service we intend to provide and I understand your frustrations. I have located your account and my team will be conducting a review of your claim and give you a direct call to follow up with you. - Austin

    Customer ServiceCoverage

    Reviewed Aug. 13, 2018

    My HVAC is a 2 part system that has to be replaced. Total Protect/Cross Country will only pay for one part. I spoke to the company that came to my home and they told me that they can't install the one part they are covering because both parts needs to be replaced. I got an email from the insurance saying that I have to pay 3,375.00 in order for the other part to be replaced. WHAT TYPE OF INSURANCE IS THIS? If one part is replaced, both parts have to be replaced according to Florida law. I am now waiting for a supervisor to call me back...my home is now over 90 degrees inside...

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    Response from Cinch Home Services

    Shayana - I am sorry to hear about your experience, I assure you this is not the quality of service we aim to provide. We are reviewing your account and will give you a call as quickly as we can. Thank you for your continued patience. – Austin

    Reviewed Aug. 13, 2018

    This is my first claim with this company. My AC hasn't been working for 1 week already and they haven't even sent the service yet. How long it is gonna take to get fix? I heard from a tech. (Who works with HMS Home Warranty). He is been waiting for approval on an air compressor for one of the customers 27 days. So how much longer am I going to wait? Allow me to remind you guys that it is summer time in TN.

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    Response from Cinch Home Services

    Willi - We've located your account and will review your claim. A member of our team will contact you once the investigation is complete to address your concerns. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Aug. 13, 2018

    When I was buying my house, the realtor told me about HMS and I went ahead and got the home warranty. I just moved in here and I've had the warranty for a couple of months, and so far I've had a good experience. I called to submit a claim and let them know that the fridge was making some noises and having issues. The contractor sent out by HMS came out a week later and looked at the fridge, and my interactions with them were all good. The tech was very knowledgeable and helpful. He told me everything that I needed to know and everything has been working well with the fridge since the repair. It was a good experience and I’d call HMS if I ever have a problem again.

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    Response from Cinch Home Services

    Scott - We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are delighted to hear that we’ve been able to satisfy your home warranty needs. Thank you for being a loyal customer! - Austin

    Verified purchase
    Customer ServiceTechPrice

    Reviewed Aug. 13, 2018

    I own a house and something always breaks down. I would rather have the small monthly payments than being surprised with a big bill, so I looked into getting a home warranty. I received something in the mail about home warranties and I googled TotalProtect Home Warranty. However, I had a contractor that was supposed to come back but never came back to finish the work, so I put them on the list so as not to have them ever service my house again. I also signed up with a package with a yearly check-up four times a year and some of the providers are not doing as good of a check as they’re supposed to. Still, if I call for the service and something is broken, it gets fixed.

    Overall, My experience has been good when it comes to the fixing items that I needed to be fixed. I've also gotten very used to having the warranty, so I’m keeping it. The only thing is, within several years, the payment increased and the deductible increased several different times. I can’t recommend this warranty to other people because it’s becoming a bit more pricey than what it used to be.

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    Response from Cinch Home Services

    Malgorzata - We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. We are here to help to ensure you have a better claims experience in the future. - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed Aug. 13, 2018

    I've been with Cross Country Home Services for five years and I've never had a bad experience. They’ve been out here a few times for different reasons and everything always seems to have been pretty good. However, when I submitted my most recent claim, I wasn’t really impressed because I wasn’t able to talk to a human and I didn’t really like that, but it still turned out pretty well. The technicians also have been really good. I have recommended Cross Country Home to quite a few people.

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    Response from Cinch Home Services

    Kevin - Thank you for taking the time to share your warranty experience. We aim for exceptional service and are glad to hear we delivered. We also appreciate your recommending our warranty company. Have a great day! - Austin

    Customer ServiceClaims HandlingCoverageTech

    Reviewed Aug. 12, 2018

    We have had this plan for 2 years and made 2 claims. Both have been nightmares. We paid extra to cover our spa, but when we call to make a claim on the motors, we were told they weren't covered, only the heater. Seriously? You don't need the heat if the motors aren't circulating the water. After several calls they agreed it was covered, but then didn't have any providers in our area.We live in a resort town, we have hundreds of pools and spas! We finally had to get our own provider, with their permission, and then took weeks to get reimbursed. On the 2nd one, our pool motor, they first said it wasn't covered because we just had a claim for it. No, that was the spa, different item. After being transferred to several people I finally told them to forget it and cancel our policy. Was informed if we did we would have to repay what they had paid us because we were cancelling within the year a claim was made! Says it is in our "contract" I have never seen, read or signed a "contract" Told them to leave the claim open and we would see how they did this time. All this time our pool is not running and it is over 100 degrees outside. They tell me they have contacted a service provider who would call that day with the day he would be coming. 3 days later I call him, again, our pool is not running and it is over 100 degrees outside. He asks me what the motor is doing, what kind it is and what it did when it quit. Says, yes it is burnt up, no need to come out, he would file a claim for a service credit and we could get it fixed, just needed to pay him the deductible first. This should have been my red flag but, again, our pool is not running and it is over 100 degrees outside! So I did, he emailed me the next day the claim was submitted and we would have a check in 5 - 7 days. Meanwhile, we get the motor replaced. A week later I call Total Protect and they do not have a claim, they call him and he sends them something, I told them we had made the repairs and they says I will need to sen them the invoices. Then they tell me they would have to order the parts and get back with me. That is when I tell them again we have fixed it. That's when a supervisor gets on the phone and tells me we didn't have their permission to repair it so it is not covered! See my contract? What "contract"? They still have not produced a contract. NOTHING BUT A SCAM, the company and their providers.

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    Response from Cinch Home Services

    Karen - I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and work that was not approved prior to the repair is considered unauthorized work. Should you need any further assistance, please respond back and my team will be more than happy to give you a call. - Austin

    Customer ServiceClaims HandlingTech

    Reviewed Aug. 12, 2018

    I would not recommend HMS Home Warranty based on the experience we've had. Our warranty was part of the transaction when we bought our home last fall. We filed a claim for our refrigerator on July 26. The claim process was easy but it's been very challenging ever since. A technician looked at the refrigerator on July 30 and have provided a quote to HMS to fix. The week of 7/30, the status on the website stated in process or in progress (I can't recall now which one exactly). On Monday 8/3, the status changed to scheduled. When I called HMS's automated line, it stated that an appointment was scheduled for 8/16 between 8 - 12. I thought, "Great, we're getting it fixed."

    We called the technician to confirm; but, he said that his quote was denied and he didn't know anything about an appointment! I called and spoke to a representative who stated that they sent an email to the technician requesting additional information. When she looked further at the notes on our claim, she realized that the email to the technician was never sent (frustrating!). She sent it while I was on the phone with her.

    The following day, the status on the HMS website stated "Contact Us." I called and the representative said that it must have been a "glitch" because there was nothing they needed from us at this point. It's now been three weeks since we placed our claim. Our refrigerator is on its last legs and we've lost at least $100 in food and losing more each day. I don't know how much longer it will last and I can't tell you how frustrating this whole process has been (and it's not even over yet). I would definitely NOT recommend HMS Home Warranty.

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    Response from Cinch Home Services

    Peggy - I am sorry that we have disappointed you. I value you as a customer and want to help get your claim resolved. I've located your account and my team will complete a review of your claim and follow up with you directly. - Austin

    Verified purchase
    Tech

    Reviewed Aug. 12, 2018

    I’m happy with TotalProtect Home Warranty. I finally found the one because we've owned four homes and it is the best home warranty that we ever had. I recommended it to a lot of people. I got a fantastic guy who checked on us periodically on what was new, what was going on and what to expect. Also the technicians who came to our house did a very good job, cleaned up and were meticulous.

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    Response from Cinch Home Services

    Linda - It is our pleasure to provide you with top-level customer service and efficient claim resolutions. We hope to continue to have you as our customer for many years to come. – Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 12, 2018

    I used HMS once when I had an HVAC issue. I submitted the claim online and the site was fast and simple to use. But once I submitted the schedule for someone to come out, the schedule was different. Based on the website, the next available contractor was going to come out the next day. But there was no time for when the tech was coming out. There was a window but it's hard for someone to go from work during the weekdays.

    I scheduled for the next day but when I called the actual company, they said they were not available until the following day. I did receive a message from HMS saying that I have to call to confirm. If I don’t call to confirm then the technician would never show up that day. But I actually had to wait two additional days before the tech came out. The technician did a very good job though. They checked everything for me from inside and outside for the HVAC. Overall, HMS is amazing and I love it. I'm hoping to extend my warranty once it is near to end. I also recommended it to one of my coworkers.

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    Response from Cinch Home Services

    Nguyen - I'm thrilled to hear of your awesome warranty experience! Our goal is to provide fast and efficient service, and I'm glad to hear we delivered. Thanks for sharing! - Austin

    Verified purchase
    Claims Handling

    Reviewed Aug. 12, 2018

    I call Cross Country to submit a claim and they are good and quick in getting someone to resolve the issue. The people that Cross Country uses are not real great, but Cross Country is.

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    Response from Cinch Home Services

    Ronald -We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your experience with our service providers was less than satisfactory. I'm sorry to hear about this experience. - Austin

    Customer ServicePrice

    Reviewed Aug. 11, 2018

    My heat pump quit in May. It needs freon and the leak fixed. I reported it. It took until June to get someone to come out and give an estimate. It is now the middle of August and I still don't have a working air conditioner.

    Finally, after 5 calls and 3 HVAC men saying they couldn't work on my kind of heatpump, they got someone to come out and put in an estimate. After another 3 calls, I found out they feel he is charging too much ($500). Another 2 weeks and 2 calls, they have been getting the quote itemized by their money standards ($200)--itemization not done yet. Today, after 3 more weeks and nothing done, I have asked for a supervisor to call me back. I;m hoping it happens, but would be surprised.

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    Response from Cinch Home Services

    Anne - It sounds like we’ve let you down. Please respond to this message with your property address and a member of our team will review your account and follow up with you. - Morgan

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 11, 2018

    When I had claims and submitted them with HMS, I did it by speaking with a representative. I've also done it online when it was over the weekend and no one was in the office. So far, their claims process has been very smooth. Their online process has been very good and seamless. And when I talked with with their customer service reps, they answered all my questions and everything was taken care of. HMS connected me with who I needed to be with and their contractors have been excellent. They did a great job.

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    Response from Cinch Home Services

    Kevin - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are delighted to hear that we’ve been able to satisfy your home warranty needs. Thank you for being a loyal customer! Sincerely, Austin

    Customer ServiceClaims Handling

    Reviewed Aug. 11, 2018

    Shady unreliable service providers, customer service reps unhelpful, unable to speak with supervisor, and they will tell you anything to get you off phone. My ac repair claim went from part needing to be replaced, to the entire system needing to be replaced, to TotalProtect paying $400 of invoice I’ve yet to see and me paying $1300! TotalProtect?! That’s a joke, unfortunately joke seems to be on me since they already have my money! Buyer beware

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    Response from Cinch Home Services

    Jolandria - We've located your account and will review your claim. A member of our team will contact you once the investigation is complete to address your concerns. - Jessica

    Claims Handling

    Reviewed Aug. 11, 2018

    I have a Long & Foster Home Warranty that is handled by Cross Country Home Services. It has been a nightmare dealing with them. I submitted a claim and after the HVAC technician came to my home, I made multiple phone calls to determine the status of my claim. After four days, I received a text message at 10:20 pm from the HVAC company indicating my claim was denied. What kind of business notifies a customer by text message? I have asked repeatedly for the documentation related to my claim and have received nothing that details my claim and why it was denied. Stetson ** and Brandon ** are completely inept. This company has questionable business practices.

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    Response from Cinch Home Services

    Lynette - I am sorry to hear your claim experience is not what you expected it to be. As with all warranties, coverage is very detailed in the Agreement and there are items/conditions that may not be covered. A member of my team will investigate your claim and call you directly to clarify the details of the report, and ensure you are receiving the full benefit of your warranty agreement. Sincerely, Angela

    Verified purchase
    Customer ServiceTech

    Reviewed Aug. 11, 2018

    I just retired and I bought a new home. A colleague of mine referred me to TotalProtect since I would never know when things would break down. TotalProtect's customer service was great and the turnaround was pretty good too like a day or two. The technician was also outstanding. I was overall happy.

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    Response from Cinch Home Services

    Tyree - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that you were pleased with our service. - Austin

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed Aug. 11, 2018

    I've had Cross Country for the longest time and my experience with them has been great. The warranty covers everything in my house. I like the service their contractors have provided me. Cross Country is also accessible online. I just go in and plug in my issues and within 24 hours, they return my call or email, and give me my numbers. The only issue I've had with them is that some of their subcontractors are not reliable. Other than that, they work fine because they have so many subcontractors that I can try to contact. I will recommend them to others.

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    Response from Cinch Home Services

    Clyde - I'm delighted to hear of your awesome experience with our service technicians, our goal is to provide service in a timely efficient manner. We hope to continue to have you as our valued customer for years to come. - Morgan

    Claims HandlingRefunds & Payouts

    Reviewed Aug. 10, 2018

    I placed a claim on my a/c unit in 2016 to replace a condenser fan motor. The unit performed adequately for a while but this year approximately 7/2018 I placed a second claim on my a/c unit due to the unit not cooling my home and the claim was denied due to improper installation of the condenser fan motor in which their contracted technician installed. After countless transfers and approximately 2 hrs. of being on hold I was connected with a supervisor and I was told in a very dismissive manner that I could pay out of pocket for a second opinion, and mail those findings into them for review. I'm currently seeking a trustworthy BBB accredited establishment to do the inspection.

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    Response from Cinch Home Services

    Bryon - I can definitely understand the frustration of having problems with your air conditioner in your home. We'd definitely like to discuss your concerns. Should you like further assistance please respond to this message with the best time to reach you? - Austin

    Customer ServiceClaims Handling

    Reviewed Aug. 10, 2018

    I woke up to no hot water on Monday Aug. 6. I called to make a claim under the warranty and was told it could take 24 hours for a service technician. On Tuesday the technician came out and said I needed a new water heater & he would report to the company. Didn't hear back from the company so called back on Wed. afternoon and they said they didn't have the report. Called on Thursday & was referred back to the service company, emailed as well. Called again Friday & was told the claim was being researched, they could give me no time when it would be completed.

    I made a complaint on social media and someone from the company reached out to leave me a voicemail message stating they were marking the claim a "priority" and giving her extension so I could call back and speak to her directly. But when I called back the extension just got me to a generic customer service line. Then once I had a representative to talk to the call was dropped (I was on a landline). So, it is now Friday evening, I still have no hot water and no ETA for replacement.

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    Response from Cinch Home Services

    Melissa - The service you have received is not the service we intend to provide our customers with. I have had a review done on your claim and we do have the option to replace your unit with a comparable unit. Please call into our Customer Service department and our team will be more than happy to go over your replacement option. Thank you for allowing us the opportunity to revisit your claim. - Morgan

    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedRefunds & Payouts

    Reviewed Aug. 10, 2018

    As of now, I have Cross Country Home Services. I’ve had them for several years and in the beginning I was very happy with them. But I've become very disenchanted with them in the last year. It has become difficult to communicate with them with the contract that we’ve had with them recently. It has been very difficult to contact them and speak to someone, particularly if there was a problem, and if something needed to be changed it was almost impossible to get someone. They've put me through, but I always got robo-calls where I had to hit this and that, and it has only been within the last several months that the communication went that way. So, I’m very unhappy with them at the present time and I’m contemplating making a change.

    Another thing was that, although I don’t have any problem with what my current plan is supposed to cover, I had an issue with them before which I lost on. I was having a problem with a microwave-oven combination, but they claimed that the problem with my microwave was not a mechanical problem and they didn’t reimburse me, so I had to buy a new oven on my own for $2500.

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    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 10, 2018

    TotalProtect was offered through my mortgage company whom I trusted so I just signed up. They took care of everything with the bill. I call in to submit claims and TotalProtect's reps have been professional. I had a claim for my washer and it took a week too long for it to get processed. I had to do without a washer for a week and a half. But other than that, the service company came out and took care of it and did a good job. I'm totally happy with TotalProtect.

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    Response from Cinch Home Services

    Dave - Phyllis - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed Aug. 10, 2018

    Submitting my claim with HMS Home Warranty has been good. I do it over the phone and the claims representative has been okay. I’m not too happy but not too dissatisfied also. For four single claims, I've had to call 20 times. And every time, I get different answers so I stop talking depending on who I was talking to and straight away ask to transfer me to case management or to authorization. Other than that, the level of work has been good. Also, having the warranty on my property is very valuable. Most of the appliances are not good so it definitely helps that they are covered into the warranty.

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    Response from Cinch Home Services

    Sachin - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for sharing! - Mary

    Customer ServiceClaims HandlingCoverageTechPricePunctuality & Speed

    Reviewed Aug. 10, 2018

    My AC started going out on August 2nd. I called Total Protect and placed a claim and was told they found a company that would come the next day. I called the AC people and they didn't yet have the job from Total Protect. I called the next morning and by the time they had gotten the job, the schedule booked up and I wad to wait until Saturday. The repairman came Saturday and made a repair, which didn't fix the problem. He came back out Sunday and told me my 19 year old system needed to be replaced. The condenser and the evaporative coils were completely shot. The report was given to Home Protect first thing (our time). I had been able to keep my house at about 85-87 degrees during those first couple of days. On Monday, the until didn't cool at all and the temperature indoors went up to 99 degrees and has remained there ever since. Because I live in the Phoenix area and temperatures had been hovering around 115 degrees and we had excessive heat warnings, my case was coded as an emergency. I was told that it would take 24-72 hours for some determination to be made. Given that it is not safe to stay in a house that hot, we checked in to a hotel. Our warranty doesn't include lodging for delays. I understand there is optional coverage for this, but when our policy transferred from Home Protect last year, no one gave us any options. I am now paying for lodging and food daily. It has been over 72 hour that my claim has been "in research" and I am hearing that the warranty company wants to replace some parts, rather than the system. This part is not clear as I have been told different things. My AC person that was sent by Home Protect has explained to me that the whole system needs to be replaced. It is 19 years old and the main parts are all bad. I have been paying on my same home warranty policy for almost 10 years and I am very frustrated at how long this is taking. It is unreasonable to allow someone in Phoenix to be without AC for over a week. These temps ruin houses and appliances. I have spoken to supervisors and managers and I get inconsistent information. Today, while speaking with a supervisor, I was put on hold for 25 minutes while she looked in to things, then I was transferred to a supervisor and put on hold for another 20 minutes. I was on the phone for 2 hours total to get told I would get a call back tomorrow after they e-mail research. I was told that 2 days ago by someone else, too. I would not recommend Total Protect as this amount of time to price something is ridiculous with these circumstances. The CS reps are very polite, but they can't really fix the problem I am having. The hold time and the inconsistent information is not acceptable.

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    Verified purchase
    Customer ServiceTechRefunds & Payouts

    Reviewed Aug. 10, 2018

    I'm glad HMS Home Warranty fixed my heat. I called in to file a claim. However, it took a month, from July 2nd all the way to last week. I even had to go buy an affordable AC and that was another $500 I wasted until they came about a week ago to fix the it. I still had to put out of pocket, which was $1,040. Anyway, it's okay because it would have costed much more. I had my grandkids for the July 4th thing and I had to send the techs back because the house was over 90 degrees. I had about four AC people come over and they just kept on telling me different things. They said electrical. We fixed that and I paid for the electrical. Then that didn't work. So the AC people came back and said the unit was not working and it needed to be replaced. It was a back and forth thing for a month.

    I also had a situation with the washing machine because the guy said it couldn't be fixed. I had to go out and buy a new washing machine. What's the point for me to have home warranty if nothing is really resolved in a timely manner? HMS didn't offer anything. The guy who came over to do the repair said it's not even worth fixing the washing machine. I just bought this house on February so basically, the washing machine has its age. For me to be a first-time home buyer with somebody that gave me this warranty and put a big thing on it, it has not been a happy thing.

    They guaranteed me a year which I assume a year would be up and I have to decide whether to stay with a home warranty or go find someone else. It was not the big thing that was led to be. And then I had a situation that one of the providers didn't wanna do the job because, apparently, her and my husband had differences. We don't know everything about what's in the house. So she just didn't wanna do, so all that created a big thing for the whole month.

    Nevertheless, the claim reps tried to do the best they can. They were not rude but some of HMS providers suck. It has been a stressful summer especially over the AC thing. I tried to explain to them. I also have a husband who just had an amputation and it that wasn't a big enough reason to try to get things done on a faster pace.

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    Response from Cinch Home Services
    Diane, I'm sorry to hear that this has been your experience. It is never our intention to have our customer's wait that long for service. We appreciate your feedback and will ensure it is provided to the appropriate parties for handling.

    - Amanda

    Customer ServiceClaims HandlingTechPunctuality & SpeedRefunds & Payouts

    Reviewed Aug. 9, 2018

    Having bought a Condo in November of 2017. I have needed to call upon HMS 3 times now. The first two service calls were okay. But this third service call has left me very frustrated with HMS and the service provider they sent. The initial claim for my broken A/C unit was made roughly July 15 or 16. The assigned service provider, a 2.5 star company, would not come out until Friday, July 27. The service provider came out and diagnosed the problem and told me they would call me on Monday. The service provider at no point contacted me that Monday July 30th through Friday August 3rd or returned any of my attempts to contact them.

    I called HMS starting on Wednesday, August 1st, to inform them of their service provider's lack of communication. I was told they were still waiting for the service report and sent a request to the service provider. I was annoyed that so many days passed and they still didn't have any service report. I proceeded to contact HMS several more times expressing my concern over their service provider's poor communication and the amount of time it was taking to fix my A/C unit. HMS seem not to care about any of my concerns and told me to just wait.

    No progress was made on my claim until Monday August 6th. By this point I had called a 3rd party A/C company to see if they could fix the issue quicker. When I called HMS on the 6th I was all of a sudden told the reason my claim was taking so long was because it was marked as complete and the service provider only replaced some freon. I requested to speak to a supervisor because I still had the paper the service provider left behind that had no mention of any freon. I emailed the service provider's paper to the supervisor and a price quote from the 3rd party A/C in an attempt to have HMS reimburse me. The supervisor was able to get through to the original service provider, surprisingly, who stated they would be arriving to my condo within the hour. This was without any warning or appointment. I guess they were just going to show up and hope someone was home. My wife had to drop what she was doing and make herself available.

    The service provided on August 6th was absolutely disappointing. Aside from the already poor communication from the service provider they were very unprofessional. During the attempted repair the service provider found a new issue and left. They left our A/C unit literally in pieces, used paper towels from our kitchen without asking, used a decorative hand cloth to wipe up dirty water, left debris all over the A/C unit area, and used excessive profanity while attempting the repair. After hearing about all of this from my wife I called HMS to inform them of my extreme dissatisfaction in this unprofessional service provider and requesting they send someone else to finish the job. I was told a service report would need to be submitted before any changes could be made.

    Having not heard from HMS I called them again Wednesday August 8th to see when a new service provider would be assigned. I was told once again that a service report had not been submitted from the original service provider. In my frustration I contacted the supervisor who helped me originally via email. Expressing once again my dislike for the original service provider and the amount of time it was taking to fix my A/C unit. Shockingly the supervisor told that they had received the service report from the original service provider on Monday August 6th and were now waiting for the research department to find parts. Also they suggested just sticking through with original service provider because finding a new one would just take more time. Something no other customer service representative even mentioned when I made my requests to have my service provider changed.

    My last contact with them was today Thursday August 9th. Once again I was told they were still waiting for a service report. After telling the customer service rep. that they received the report on Monday she was suddenly able to find it. I was told it is still in the research department and I just have to wait. We are rapidly approaching the 30 day mark of having a broken A/C during some of our hottest months. My wife has been feeling ill due to the heat. I ultimately feel no closer to having a fixed A/C unit than when I started the claim back in mid July. If anything my A/C is more broken than when I started.

    While my first two experiences with HMS went well. Be very mindful of who they are sending out. They are definitely on the service providers' side and not yours. My review does reflect the service providers' performance because they represent HMS in the matter. Also I am disappointed that a customer will just be ignored when they are unhappy with a service provider. Customer service reps do not seem to have all the information in front of them which makes resolving issues near impossible.

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    Customer ServiceTech

    Reviewed Aug. 9, 2018

    Had my A/C unit go down on July 4th of 2018, so I called Total Protect to get it repair. They gave me a company for the repairs and on the 6th of July they came out. But from the time company came out till this day August 9th my unit still not working and I am having to call Total Protect and contractor to even get any information. I am having to call twice and even more times a day to try to get things moving faster. I have example that I have a child that now has to live in the den, because of the 100 plus temperature upstairs in my own. I don't think Total Protect really cares cause I have ask numerous of times for them to make it urgent, but still to date I am waiting and my child still living in den. All I ask is provide service and care for the customer. So I am not happy with the service I have been provided at this point from Total Protect.

    Updated on 08/16/2018: This is a continuous from my previous post, since I hadn't had the pleasure of getting anymore assistance that I have received prior. My unit went out July 4th and I called Total Protect and they had a contractor come out on July 6th to look at unit. Since then I have called Total Protect about everyday to get problem resolved. They finally approved new unit and contractor installed, which he stated that he new what the cause of the unit breakdown that he didn't know at the time, which was the coil. Once that was found it was reported back to Total Protect and they sent to authorization department who research for while before approving new coil.... During this time I continued to call Total Protection about everyday; as well as contractor and both was pointing finger at the other. During all of this still no assistance in resolving this matter. Finally I called Total Protection and they stated they shipped equipment and was ready for pickup, but when I called contractor he stated that he hadn't received anything stating part was in and he could pickup, so I call Total Protection again and they stated they sent him information and resent again. I called contractor again and this time he stated he received but that it was the wrong coil, he then continued stating that he told Total Protection that it was the wrong part, not by calling but emailing. So now here I am again waiting on authorization to approve part and send to get issue resolved. The problem I have is the temperatures upstairs have range from 100 to 110 each day, which have required my children to have to live downstairs in the den. Again this has been going on since July 6th and to date still no urgency in helping with this problem. I have continue to ask them to prioritize this so that my family want have to continue to suffer and my children can go into the school year without been displaced and having to study at friends or family, because we can not get any customer service. I can only give this rating a one star, but I wish I could give a zero, because as a customers I have not be treated well at all.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed Aug. 9, 2018

    We purchased our home 5 years ago and this warranty came with the home. We have continued renewing it every year because our home is around 20 years old and that’s when things tend to start going wrong. Specifically the heating and air units. Summer in the south is extremely hot and sticky. Our 20 year old AC unit went out on July 2. We called and submitted a claim and were told they couldn’t get anyone out to see us until after the holiday, which is understandable. After several days of appointments and then no-shows a technician finally showed up (about a week later) and after diagnosing the issue, stated our 20 year old unit needed to be replaced and submitted the claim.

    The warranty company responded about a week later saying, no, they will not replace the unit. They instead asked the company to go get the serial number from our unit so they could order a new compressor. At this point, we have been without ac for over two weeks. So the technician gets the serial number and it turns out, our unit is so old, they don’t even make the compressor it would need anymore. So the technician, once again, submits the claim stating we need a new unit. About a week later the home warranty says ok but it is still going to cost us over $600 for the removal of the old one.

    Today is August 9. We have gone 39 days with no ac. During the hottest time of the year. I have three young children and a dog that are trying to live comfortably in this house. We had to go buy a $250 window unit that has run nonstop for a month. This is now costing us over $1000 with the deductible fees we have paid, the purchase of a window unit to just get us by, the over $600 “removal fee” and not to mention our electricity bill is out the roof from the window unit running around the clock and the upstairs unit working double time from all the heat that is rising.

    This home warranty company is a joke. It’s absolutely ridiculous that they think this kind of service is acceptable. We call every day and still can’t get a date that the new unit will be installed. With all the money we have wasted over the years paying this company, we could have just purchased a new one. Do yourself a favor and go elsewhere when looking to purchase a home warranty.

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    Customer ServiceCoverageTech

    Reviewed Aug. 9, 2018

    Fraud, Corruption, Dishonesty and Deception are a few words I can use to describe my experience with Total Protect Home warranty. This warranty did not honor the agreement to provide me with repair and or replacement service to my appliances.
    In early June 2018 I contacted Total Protect to request service to Stove, dish washer and washing machine. All these things can be repaired by a plumber, so they were put on one service call. I was given a number to a service technician and told to schedule the repair directly through them. I contacted the company and scheduled a date and time for them to come out, which they did. The service technician looked at my stove and determined that something was clogged and that’s why the burner was not igniting. He cleaned this tube with what I can only describe as a mini baby bottle cleaner looking thing and the stove worked. Yay!
    He started to work on my washing machine and after an hour and a half said he needed to order parts and would have to return later to repair it.
    I attempted to show him what was wrong with the dish washer by turning it on, he immediately said, it works what’s the problem. The problem was water wasn’t draining properly after the cycle. You must let it spin to see the standing water when it stops. He wrote down the model and said he knew what was wrong and would need to order something for this as well. He never touched it at all.
    A month later, I’m calling to find out when is he coming back? After calling from a number they didn’t know, someone answered the phone and said the part was on back order, they should have it later in the week and would call me to reschedule the repair. Two weeks later I call again no answer no call back.
    I call Total Protect to make them aware of how they’re being represented and that my appliances had not been repaired, now two months later. They informed me that my claims were closed, and they had already paid out to the service tech… HUH? I informed them of the situation and had to dispute what the tech claimed he did. After 3 hours of arguing and back and forth, 5 representatives and two managers they decided to send another company out to make the repairs. Letting me know that if I cancel my service I would pay a huge cancellation fee even if their end of our agreement had not been honored. The quoted me $141 or the rest of the contract. I didn’t feel either was fair. So, I was transferred yet again to a manager that seemed to care about the pour service being provide by their company and he convinced me to stay and allow another tech to come out and make the repairs without an additional service fee to me. I contacted the new service provider, no answer no call back for 2 more weeks. So now, I’m DONE! I call to CANCEL THIS SERVICE AGGREEMENT! Now it’s $250 if I want to cancel. WHAT? The young lady that answered the phone was NASTY, argumentative and Hostile. She said, and I quote: Its stupid to cancel the coverage because you still going pay as much as you would be keeping it, it doesn’t matter that your appliances weren’t fixed. You still going to pay so you might as well stay.

    WHAT! YOU BREACH OUR AGREEMENT AND I HAVE TO PAY YOU!

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    Claims HandlingCoverageSales & MarketingPrice

    Reviewed Aug. 9, 2018

    I had reported my ac unit not operating correctly. They had sent out a company that recommended a complete new unit because there were leaks in the fins. I had just recently bought this house and this was my first home to own. I am also a single father of 3. With 2 children having asthma. They had requested the inspection report, which I sent to them within 24 hrs. I'm sorry I don't understand the delay. I understand they don't want to spend the money on a consumer that had been a customer for less than 3 months. Yet they were paid to cover certain items. Now that one of those items needs replaced they seem to be trying to figure out how to get out of it or reduce the price by only covering certain parts. I do plan on continuing to have a home warranty coverage after this one is done. Depending on how they resolve this matter will determine if I choose them or go with someone else.

    Updated on 08/15/2018: What a waste of time with this company. They will find every reason to deny expensive claims. I had reported an AC issue. They sent out a tech that had discovered there was a leak in the fins and the whole unit needs replaced, $7000. They asked for me to send in the inspection, which I did. They said the claim was denied because it stated there was an issue with the intake. So I sent them the proof that the issue was correct by a licensed person and approved of by the inspector before closing. I then find out the claim was denied because it is a manufactured home older than 10 years. Then the home warranty was canceled on their end because they should have never covered the house to begin with.

    That information would be valuable to know at the beginning instead of taking a person’s money then sending out the contract. There are these magical things called pop ups that could ask key questions regarding your home that could affect the warranty. To me they should be responsible for all claims made prior to the cancellation. I just now wonder if I hadn't filed a claim if they would have been more than happy to continue to take money. What a scam of a business. I would highly suggest someone looking for a home warranty company to shop somewhere else. Because once you have a pricey expense it’s a done deal.

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    Michael increased rating by 1 star.
    Customer Service
    After a positive interaction with Cinch Home Services, Michael increased their star rating on Aug. 17, 2018.

    Updated review: Aug. 17, 2018

    I am very thankful for Consumer Affairs. After posting this negative review HMS warranty responded to my post and the check appeared in my mailbox days later. Without the ability to lodge a complaint on Consumer Affairs I will still be down $731.23. Will I ever use a Home Warranty Company again the Answer is a resounding NO. I've used them twice now. Once in Missouri and once in Iowa. Missouri way better experience but still took weeks to get things fixed. This was the first time I ever had to wait over a month to get reimbursed and had to lodge a complaint on Consumeraffairs to get a timely response. Never Again.

    Original Review: Aug. 9, 2018

    We had a home warranty company in Missouri who did a wonderful job with responding to our request and fixing items that broke per the warranty. HMS Warranty not so much. They had no contracted service people for our A/C unit. Cedar Falls and Waterloo Iowa are right on top of each other. 130,000 people total. Not one A/C company would work with them. So we were required to find our own servicemen and pay them with our own money $881.23. We are to be reimbursed $731.23 by HMS Warranty. We turned in our proof of payment July 9th, 2018. It is August 8th, 2018 and we still haven't received reimbursement. We were told today it would be another 8 to 10 days before we would. They do not communicate timelines to you. You have to call them and hope you get a customer service rep who knows what they are talking about.

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    Cinch Home Services
    Response from Cinch Home Services

    Michael - We will check on your reimbursement and follow up with you directly. Sincerely, Angela

    Customer ServiceTech

    Reviewed Aug. 9, 2018

    This issue specifically relates to a water heater. I have been a repeat customer for the last 5 years, but I have decided to not renew my policy on August 31 for the reasons included below. In summary, I would attribute the issue below to poor communication, lack of sympathy, and a lack of professionalism by HMS. Background: On July 20, one your service providers, responded to my claim. After a home visit, the company representatives determined that I would need to replace my water heater. These individuals asserted that the total turnaround time would approximate 3-5 business days and there could be minor uncovered charges.

    On July 27, I contacted HMS for an update and the representative communicated that the wait time would approximate 7 business days and there are uncovered charges of $300. When I inquired about why I received contrary information from the service company, the HMS representative could not provide an explanation. I asked this person to connect me with a supervisor and I was initially denied. After I asked again, this person told me that a supervisor would reach out in 24 hours. I never received a follow up call, so I'm not sure whether my complaint was escalated.

    On August 3, I contacted HMS again for an update. I was told that the unit was made available for Rooter Man to pick up on August 1. The HMS representative indicated that the service provider would contact me shortly. At this point, I told customer service that I would not renew my policy and they did not ask why I'm cancelling or seemed concerned. On August 7, I contacted HMS again for an update as I did not receive a follow up call. I was advised in a condescending manner by the HMS representative to contact the service provider myself.

    On August 8, after contacting the service provider, they told me that they are unwilling to pick up the unit made available on August 1 and that I would need to resolve the issue with HMS. I was finally connected to a supervisor who seemed mildly sympathetic to my issue. This person seemed to place blame on the service provider and told me that the service provider did not contact HMS about a delivery date for the unit. I reminded this supervisor that days passed by and there was no follow up by HMS. The supervisor's tone seemed to suggest that HMS was not at fault.

    The supervisor did arrange to deliver the unit to the service provider, but could not confirm when the unit would be delivered or provide assurance that the service provider would confirm receipt of the unit. I'm confused about how to proceed at this point. As of today, I have been without hot water for weeks because HMS cannot communicate with its customers or service providers in a clear and transparent manner. I have young children at my home and it has been extremely difficult to bathe them, so this issue has become more than just an inconvenience.

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    Response from Cinch Home Services

    Emanuel - I am sorry to hear this has been your experience. I will be glad to have a supervisor review your claim to clarify the details of having the water heater delivered. Once your claim has been investigated, a supervisor will follow up with you directly. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 9, 2018

    HMS seemed to offer more than the other companies we had used in the past and they are doing a wonderful job. They've been more than helpful with explaining how things work and why something malfunctions. I used to call in for claims and they were very efficient. They wanna solve your problem and get you the help you need right away. But now, I have set up online and they give you appointment times online so it's very easy. There was one claim where HMS didn't have a technician that could do it. I found my own technician and HMS allowed me to use them. I paid them and HMS reimbursed me so it worked out very well. The warranty is worth every penny that I've paid for it.

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    Cinch Home Services
    Response from Cinch Home Services

    Barbara - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 9, 2018

    Cross Country Home Services took over Residential MD. We've had those folks for years and I liked the way that they operated, so we stayed with Cross Country, although I didn't care much for the increase in the deductible from 85 to 100 bucks. But we got good attention with the claims that we've had with Cross Country and these worked out all right. If I needed something, I called them and they took care of it. We've had conversations with the reps and they were fine and understood what we needed. The response time of the techs varied but I've been well satisfied with it. I would recommend that people take a look at Cross Country.

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    Cinch Home Services
    Response from Cinch Home Services
    James,
    We appreciate you taking the time to share your experience with us and are glad to hear that you are satisfied with the service you have received. We hope to continue to meet your needs for years to come.
    Thank you,

    Amanda

    Verified purchase
    Claims HandlingTech

    Reviewed Aug. 9, 2018

    TotalProtect is a great service and a great product, and helps save a lot of money too. Citibank recommended it and we went with it. Submitting a claim is very easy. I have done it both online and over the phone. The reps I talked to were very helpful and knowledgeable. The technicians know what they're doing as well. While we did have a couple of situations where people had to come back because what they did didn't fix the problem, the experience was still good. We didn't have to pay another service fee. They weren't upset that they came back and they took care of the problem. Everything was fine. I'm very happy with the service and I highly recommend TotalProtect. You should get them.

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    Cinch Home Services
    Response from Cinch Home Services

    Richard - We appreciate you and strive to make managing home repairs easy. Have a great day! - Austin

    CoverageTech

    Reviewed Aug. 8, 2018

    They have refused to cover many things on this house, but my worst experience is on something they actually did cover - a new HVAC unit. Here's what happened. May 9 - AC stopped working, their tech came out and said we needed a new unit. June 1 - HMS FINALLY approved a unit and ordered it June 15 - unit was installed, but not cooling when the temperature got into the upper 80s.

    June 18 - August 6 - the installation team comes out, orders new parts, duct tapes everything (including the filter door closed) for a total of 6 trips. HMS insists that I let DSE Mechanical (the installer) make it right. Every time they came they admit that it should be cooling better, most AC units can cool 20 degrees. The final time (August 6) they admit that the unit they installed will always struggle when the temperature exceeds 85 degrees. Who wants an AC unit that doesn't cool above 85 degrees? HMS is claiming they provided a unit, so they did their job. WHAT A RIP OFF! My old unit cooled the space, the unit they provided does not. Do not waste your money!

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Aug. 8, 2018

    SYSTEMSPROTECT HOME SERVICE PLAN FROM CROSS COUNTRY HOME SERVICES, INC AND HOMESURE SERVICES, INC. My A/C went out in August 2018 with 90+ degree temperatures. I have 3 small children who were very uncomfortable so I filed a claim to have the A/C unit fixed SINCE I THOUGHT MY HOME WARRANTY would be honorable and have it fixed since HVAC is covered in my plan. A certified technician from a major HVAC company arrived (recognized by SystemsProtect) and assessed that the Heat pump/AC was bad. In fact the oil from the compressor was leaking everywhere and it was making a loud grinding noise.

    After the assessment, I had it verified by another company (on my own dime), who concurred that the compressor was bad. The initial HVAC company then called me back and said that their initial written analysis was rejected by SystemsProtect and they wanted them to itemize it differently, so they resubmitted it and had the proof in the email that they did. 2 days then went by and I called SystemsProtect back and asked if they had the new analysis so they could pay the HVAC company so they could fix it. SystemsProtect said they showed it was not in the system (2 days had gone by now and never mind they never called me back OR BOTHERED TO FOLLOW UP WITH THE HVAC COMPANY). I then verified with the HVAC company who had proof in their email that SystemsProtect received the new written analysis from them 2 days prior.

    I complained to a representative after calling SystemsProtect protect again and he hung up on me. I then called back and cancelled them and paid for the A/C to be repaired on my own. I DO NOT RECOMMEND using this company. They failed in my situation and I found out about them from my military credit union and will let the credit union know how they treated this minority Veteran's family during intense heat and an easy fix, which they would not pay to the company. RUN AWAY unless you like giving money away, because all they did was keep the money I paid them monthly for warranty coverage and they refused to pay the vendor. As for the HVAC company, they fixed this within 1 hour after I paid them. They did say that they have had NOTHING BUT PROBLEMS with SystemsProtect paying claims. I believe they keep your money and receipt whenever they have to pay a claim. I will be reporting them to the BBB as well.

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    Customer ServiceClaims HandlingTech

    Reviewed Aug. 8, 2018

    We had a garbage disposal claim with HMS and they connected us with a technician at Murray’s Plumbing. They replaced the disposal but there was still a leak that appeared to be stopped by the plumber. Later that day we noticed an additional leak in the same area as the prior leak and called HMS to initiate a recall. I specifically asked the HMS representative about another $100 deductible and made sure that we wouldn’t have to pay even if the leak was due to another issue. I am no plumber and it seemed like the leak was through the disposal again because when we ran it a second time it leaked. Well the same company came out and said HMS may have to charge $100 because it wasn’t a recall as the leak was due to another issue. We received a bill through the plumbing company for $100.

    I called HMS and explained the situation, was disconnected, and then called them back again. I spoke someone named Areal (spelling?) on August 7, 2018 who said we should pay the amount and apologized for the misinformation. I asked to speak with a supervisor, was put on hold for five plus minutes, and was told a supervisor is not available and that I would get a callback. I am not hopeful of hearing from anyone as I have been hung up on at least twice on prior calls. I would not recommend a home warranty if this is the poor outcome. Folks at HMS do not relay accurate information and as a result I may now have to pay two $100 deductibles... due to no fault of my own other than trusting that the employees at HMS know what they are talking about. I will not be renewing this home warranty. Maybe this is why out of 2000 plus reviews the star rating is under three stars.

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    Verified purchase
    CoverageTech

    Reviewed Aug. 8, 2018

    TotalProtect has been helpful when I needed them and I'm satisfied. I previously used a different warranty and it wasn't as good. My AC had gone out one time and they said they didn’t cover it. They fixed it before, but when they transferred to another company, the other company made me pay outright for a completed repair work without any warranty deductions. Last year, the kitchen water heater wasn't covered under warranty but TotalProtect helped me get a plumber and they helped take care of it. They sent a plumbing company to check on my water heater sink which wasn't covered but the plumbing company still helped me with the whole situation.

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    Cinch Home Services
    Response from Cinch Home Services
    Michael,
    We're glad to hear that you've been satisfied with your warranty and appreciate you taking the time to share your experience with us.
    Thank you,

    Amanda

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed Aug. 8, 2018

    I call my claims in and TotalProtect would send somebody out. Everything seemed to work out good. However, some of the technicians they send out are lacking experience. They don't act like they know exactly what the heck they're doing. Once I have someone come in here and do work and I had to get somebody else to come in and clean up the mess that they made from when they did the work. They worked only on the air conditioner, and because of not knowing exactly what they were doing, I got water come through my ceiling down the wall, and got stained ceilings and walls because of it. And I was told to just repaint it! But I'm 81 years old and I'm 100% disabled vet from combat. I can't climb ladders. When they tell me to do something, they might as well be talking to the moon because I can't get up there to do it.

    Then another time, TotalProtect sent one out for my refrigerator that froze. While the refrigerator and freezer were covered, it was discovered that the icemaker wasn't. So that was another goof-up. Then, the guy tore it all apart. He put it back together and then come to find out, he said that they didn't have the parts. Then, when I called another outfit I found out this other outfit does have the parts, but that's not who the place sends out. When a company comes out and if they tear and mess something up, they need to complete it. They need to go ahead and be thorough in everything that they do. To me, it seemed like they were going halfway. I would recommend TotalProtect. I've had good service from them, other than my messed-up walls and ceilings. However, some of the people wouldn't even talk to me now because when they went with them, the technicians they sent out couldn't do the job. The people got a bitter taste after dealing with them.

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    Cinch Home Services
    Response from Cinch Home Services

    Edward - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. We are here to help, and will do whatever we can to ensure you have a positive experience in the future. Thank you! – Austin

    Verified purchase
    Customer ServiceCoverageTechPrice

    Reviewed Aug. 8, 2018

    In general, we're pleased with HMS. The coverage is comprehensive and the quality of the technicians has been good and excellent. However, the furnace was not only condensing water in it, but also blew another motor. That other motor was paid for, but when the person who was fixing it was working on it, he told us that the ducking was too small for the amount of air that the furnace needed and that we were going to have to replace it. There was a mismatch between the new furnace that was put in a few years ago and the one original one that was put in this house back in 1992. We wouldn't have to have the guy come out if it has been identified during the transfer of house.

    Also, when the water heater went out two months ago, the person they sent out didn't do anything. He just looked at it and said, "Well, it's starting to fail." He also told us that we have to wait until it fails until he could replace it. So when the unit failed a week later, I had them out, so we had to pay for a second service call. Then, we paid 50% of the cost of the water heater, which was $700. The reason for this is that all of the accessories to our water heater are not covered by the insurance policy. But we were surprised because our water heater wasn't that old and it's a good water heater and they replaced it with a newer model. I would renew our contract this fall if it doesn't go up too much. We've also recommended HMS to other people.

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    Cinch Home Services
    Response from Cinch Home Services

    Douglas - Thanks so much for sharing your experience with us. We hope to continue to have you as our customer for many years to come. – Austin

    Customer ServiceClaims HandlingTech

    Reviewed Aug. 7, 2018

    We have been a customer for more than 5 years. We've had a few claims in prior years and the service was satisfactory. This last claim has been a never-ending nightmare.

    We filed a claim on June 14th for our dryer. It would not regulate the heat and would overheat even in the lowest setting. An appointment was scheduled for June 18th. The repair person came out and had no clue how to fix the problem. He ordered a part that "might" fix it. And so the nightmare began. It took 2 weeks for the part to come in. He came back out, put in the part- but of course it didn't fix it. Then he told us to call the warranty company because there was nothing more he could do. I called the next day and was told that the repair company hadn't filed their report. I placed multiple calls, first to the repair company who kept telling me they sent the report and then to the these people only to be told they hadn't received anything. They kept telling me that they couldn't proceed any further without the report. After a week I called the repair company again, got a message that they were on vacation. We had a vacation the following week. When we got back, called the repair company again.....no one answering - no answering machine - nothing. They appear to have gone out of business.

    Called the warranty company yet again and explained the situation. They tried calling and then told me that they would have the service assigned to another repair company. Told me as long as it was the same issue we would not have to pay another deductible. And, of course, in the mean time, our washer stopped working. The dryer recall was assigned to Sears. We asked that the washer be assigned to Sears as well.

    We waited a week and finally Sears showed up and was able to diagnose what was wrong with the dryer.... but to get it repaired we would need to pay another deductible because Sears doesn't do recalls for other repair companies. The Sears repair person didn't have a work order for washer, even calling his office to get it assigned so that we wouldn't have to wait for another service call. Sears had nothing on the washer.

    I spent an hour on the phone with the warranty company and they tried to get the ticket reassigned to the original repair company... which we had already told them is not answering their phone. Now they claim that they need an additional 72 hours to find a repair company to handle the recall and have to allow 24 hours to get an update for the washer service call even though we explained that the Sears repair person had no work order for the washer.

    I am beyond frustrated. We are now in August and have been without a dryer for almost 2 months and our washer for nearly 2 weeks. We've paid our monthly premium without fail for years and shelled out money at a laundry mat for nearly 2 months. This has been a total ripoff. I would caution anyone considering purchasing a warranty from this company to think twice before giving them any money.

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    Cinch Home Services
    Response from Cinch Home Services

    Maria - This is certainly not the level of service we aim to provide our customers with. A member of my team will investigate your claim and call you personally to address your concerns. Sincerely, Christine

    Customer ServiceClaims HandlingCoverage

    Reviewed Aug. 7, 2018

    I have had 3 interactions with this warranty company in the past year and NONE have been positive. Currently, my AC has been broken for 38 days. Thankfully, the company that came out rigged it to work without the disconnect box that burned up, but the company has yet to order the part and get it fixed correctly and EVERY SINGLE TIME I call they act like they have no idea what I'm talking about.
    Also, when our AC went out and it was 105 degrees outside the representative told my husband that we could buy a window unit for under $200 and we would be reimbursed but of course NOW, they are denying that claim and stating that we did not get that purchase pre-authorized. LIARS!!! !

    They will try to avoid paying EVERY claim. They also refused the cover the claim on our AC a year ago because they "don't cover that part"... It was the control board that controls the AC!!!! Are you kidding me? Save your money because these fools are a waste of time!

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    Response from Cinch Home Services

    Stacie - I will be glad to have a member of my team review your claim to ensure you are receiving the full benefit of your warranty agreement, and follow up with you directly. Thanks, Angela

    Shannon increased rating by 2 stars.
    Customer ServiceClaims HandlingCoverageTech
    After a positive interaction with Cinch Home Services, Shannon increased their star rating.

    Reviewed Aug. 7, 2018

    My 4 year old AC heat pump combination was freezing up. I placed my claim with total protect. They sent someone out to look at it. The repairman said a fan motor went bad inside. He ordered the part and was delivered to him the next week. Everything seems normal, right?

    The repairman set up a day to come out. They didn't show up. I called them the following day and they hung up on me. Wouldnt return my calls after that. I called total protect to get a hold of them. They did and said the repairman said that it was the following tuesday they were supposed to come out and I explained that I believe that to be untrue. So I gritted my teeth and bared it so to speak. At this point we've been without AC during the hottest time of the year for almost 4 weeks. The following Tuesday came around and the repairman didn't show. Repairman is screening my calls I believe because they never return a call from a voicemail. Called total protect and again I'm put off for another week for the following Thursday. They didn't show up. Total protect gave us an emergency number to owner and he came out the next Tuesday and "had the wrong part. Be back by Friday." He didnt show up. So we requested for total protect to give us another provider. Its been 6 weeks. They said they didn't have another provider for our area. We talked to them for a couple days and they were able to find someone to come out to fix it. We had to get the old company to release the contract before the new one would come out. The new company came out. They were great. He went to order the part and was told that it wasn't covered. I'm thinking that there was some disconnect in the switch of the contract because up until this point we haven't had any issue with total protect. I call Total protect and they tell me that the fan motor or blower unit is considered normal wear and tear and the part is not covered. I asked how can they have ordered the part through the other company and it was covered and now it's not covered that doesn't make any sense. He just becomes a robot over the phone and says the same thing that the blower is considered normal wear and tear and I'm trying to get him to speak about it and he won't I ask for a supervisor and he tells me they will call me back. They call me back 5 days later and tell me that the AC unit is not covered. That my warranty is only line protect but we have 2 contracts under them. The main contract covers appliances including the AC. At this point they keep giving me the runaround and I feel like I am finished with their service. Which is sad because I have had great service with them in the past. Its borderline fraud because they won't provide a service that I'm paying for. I called the company that put our AC in 4 years ago and they told me the part is still covered under a 5yr warranty with the manufacturer that all I would be required to pay is the service fee. Do I pay someone else to do a job that should be paid for already or argue it out with Total protect and go over the 2 month mark without AC.

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    Dora increased rating by 2 stars.
    Customer ServiceClaims HandlingTechPunctuality & SpeedRefunds & Payouts
    After a positive interaction with Cinch Home Services, Dora increased their star rating on Sept. 6, 2018.

    Updated review: Sept. 6, 2018

    After two months of haggling and back and forth, I finally received a replacement refrigerator. I updated my rating to three stars simply because it was resolved. The long, drawn out process was not necessary and caused more pain and suffering than it should have. I hope this is a turning point for HMS on how they train their CSR to work with their customers. Some of the things said to me were totally not necessary . . . but I am pleased with the final outcome. Thank you!

    Original Review: Aug. 7, 2018

    I initiated a claim for my refrigerator on 28 June 2018. I was given a service provider and told to verify appointment date of 12 July 2018. I called the service provider the next day and asked if I could get an earlier appointment... It was then made for 9 July 2018 between the hours of 8:00 AM and 5:00 PM. On 9 July, I took the day off in order to wait on the technician. At 4:00 PM, I called the service provider to see when they would arrive. They assured me that they would arrive by 5:00 PM. I called again at 5 and they stated they were on their way to call them back in an hour if they didn't show. I called back at 6:00 PM and was told the technician had removed me from the listing. They then indicated they would reschedule me... for 23 July.

    I called HMS to voice my extreme displeasure and to try to obtain another service provider. The customer service rep was sympathetic to my issue and scheduled another service provider for 18 July 2018. I called the new service provider numerous times to get some indication of when, exactly, they would arrive. I was contacted (via text) by the service provider that they would be out on 19 July. The technician arrived promptly at 9:00 AM and examined the refrigerator. The compressor was burnt and because it is a "sealed system," he could not fix it. He stated he would put in the information to HMS and they should have an update by the end of the week.

    After looking at HMS's website for two days, I called and asked status. I was told it would be sent to the "authorization" department for resolution, and that it could take up to 48 hours to get feedback. So, after no update in 48 hours, I called HMS again. They indicated that it was still with the "authorization" department and they would ask for a "rush" be put on the claim to get it pushed through. I called HMS again after another 48 hours and explained to the customer service rep that I am a diabetic and I have had my insulin on ice for a month while waiting for my refrigerator to be fixed. The rep indicated she would state it is a medical emergency and get it pushed through.

    At this point it has been over a month since my refrigerator broke. I traveled last week to California for business and received a call from some service provider indicating to call them to set up someone to fix my sealed system. The number they left looped me around and around and would not even let me leave a message. I got yet another call the next day and asked my husband to call them. He got the very same result. The next day (this is 2 Aug 2018), I received a call from a service provider "offering" me something they referred to as "ownerco." Since they were unable to find anyone to fix my sealed system within 50 miles of my home, they would allow me to find a technician that is licensed and insured to come and repair my refrigerator and they would reimburse me. I was not pleased with this "offer." I told the woman that if they couldn't find a technician, I surely didn't have the expertise to find one.

    At that point, I was placed on hold and her manager returned, offering me the same "deal." No, not my job to find a technician. He offered me $250 to replace my refrigerator. I told him to tell HMS that they could not find anyone to repair my refrigerator so that it could be replaced. I was placed on hold again. He came back and said he would give me $400 to find someone to fix it. I told him the technician who came out there indicated we would be hard pressed to find someone to fix my sealed system refrigerator. The manager indicated he had no record of it being a sealed system and that it would need to be placed in the file in order to process the claim.

    I gave him the name and number of the company that came out before, so the manager called them. He indicated they are closed until 15 Aug 2018. He then indicated he would send me a check for $250 to have someone come out and state that it is, indeed, a sealed system. He said he would send me a listing of companies I could schedule to come out and provide verification. He said "check is in the mail." Did I mention that I asked him to send this information to HMS so they could start proceedings on replacing my refrigerator and the manager told me, "I am from HMS. This is what needs to be done because I cannot do something different for you and not do the same for the next person."

    I called the service provider the Manager felt was the best option. I explained to this individual that I have been given the run around and I need someone to just come out and say it is a sealed system so that my home warranty company can replace my refrigerator. He said he understood, set up the appointment for today (7 Aug 2018) and said he would be there by 4:00 PM. Well, it is 4:35 PM and he hasn't shown up. I called and left a message. This is totally ridiculous that good money is paid to have a home warranty and we are given excuses and subpar assistance. I had to purchase a dorm refrigerator just to store my insulin. This needs to be resolved promptly.

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    Response from Cinch Home Services

    Dora - We aim to provide quick and efficient service, and clearly have missed our objective. I will have a supervisor review your claim to see what type of resolution we can come to, and follow up with you directly. Sincerely, Angela

    Customer ServiceClaims HandlingCoverageTech

    Reviewed Aug. 7, 2018

    I have been a customer of Cross Country Home Services since 2011- recommended by our bank Wells Fargo. We have preventive maintenance with our contract. In early July 2018 our air conditioning went out. I called and a technician came out and checked the unit on 7/5/18 and was unable to repair it and after waiting about a week in extreme heat was told by Cross Country that the unit would not be covered because of animal damage??? We have no pets nor do our neighbors, The outside metal covering of the unit has been deteriorating for years and prior technicians during preventive maintenance checks have noted the deterioration and have recommended a new unit: but Cross Country decided to repair instead of replace. During a preventive maintenance check on 4/11/18 the technician noted the poor condition of the H/P "due to age". I have his written comment.

    After Cross Country denied our claim, I contacted the prior heating and air conditioning company that Cross Country had earlier sent in 4/18 for preventive maintenance and for several years earlier, they came out on 7/11/18 and were able to repair the unit and stated that the other company "out and removed capacitor, contractor and unwired all components." They repaired the unit, installed new 40+5 capacitor and 2 pole contractor and replaced moist wiring connections- all this in under 1 hour. I paid for this repair myself. I am very dissatisfied with this experience and denial.

    I am 79 and took out this Cross Country policy with monthly charges to prevent any large outlays like this- if I should ever need it. Now that I need coverage by Cross Country- they have denied for an untrue reason! Note: When talking with Cross Country I requested a written statement or E mail statement regarding the denial and was told that I would receive one. This was never sent.

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    Response from Cinch Home Services

    James - I can understand the concerns you have about your air conditioner claim. As with all warranties, coverage is very detailed in the agreement and there are some items and conditions that may not be covered. A member of my team will investigate your claim to ensure the correct has been made, and follow up with you directly once your review is complete. Sincerely, Angela

    Customer ServiceClaims HandlingTech

    Reviewed Aug. 7, 2018

    Apparently, Cross Country Home Services handles aspects of the Sears Home Warranty, including research to try to find parts for an appliance. We have had Sears Home Warranty technicians come to our home at least 6 times over the past year, trying to fix our GE/Monogram side by side refrigerator. There is not enough room to describe their incompetence with ordering the wrong parts or having different people show up who had no idea what the last technician did or what parts were ordered. The refrigerator limped along until July 12, when it just finally gave up the ghost.

    The technician who came on July 17 could not get it to work and said that there were three parts needed, but it looked like a couple of them might no longer be made. He said we would probably get a call about replacing the refrigerator. We waited over a week before finally calling to see what was going on. I was informed that parts had been ordered from Marcone on July 27. When a box arrived from Marcone, I looked at the part and determined that it was the wrong part and that it wasn't even a part for our model refrigerator. I called Marcone and confirmed with their parts manager that the parts we needed are no longer available. In looking at the box from Marcone, it looked like the part had been ordered by Cross Country. This was the first I knew that they handled any aspects of my claim for Sears.

    So, I called Cross Country and asked to speak to research. I was transferred and talked to Omar in research. I explained the problem, gave him the exact part numbers and told him to call Marcone himself to verify what I had learned. He said he would certify that Sears needed to replace the refrigerator. When I hadn't heard anything by last Friday (August 3), I called Sears and was thrilled to hear that someone would contact us in 24 to 48 hours to schedule a replacement of the refrigerator. Well, of course, no one called within 48 hours, so I called Sears this morning and was told that they had found parts at Encompass. So, I called Encompass and confirmed with one of their parts specialists that the parts are no longer available. Thanks, Omar!!!

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    Response from Cinch Home Services

    Clifford - I will have your claim reviewed by a supervisor so we can get this resolved. A member of my team will follow up with you directly. Thanks, Angela

    Customer ServicePrice

    Reviewed Aug. 7, 2018

    My HVAC is a 2 part system that has to be replaced. Total Protect/Cross Country will only pay for one part based on the price of an system inferior to my system. I have a Trane system, they want to replace it with a Goodman. If one part is replaced, both parts have to be replaced according to Florida law. My estimate for a Trane is $5,000+ they are offering me $1,200. So disappointing. Their representatives are so rude! Check all of the reviews. And, all of their aliases! Very low satisfaction rate!

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    Response from Cinch Home Services

    Sylvia - I can tell your claim experience is not what you expected it to be. I will be glad to have a member of my team review your claim to ensure you are receiving the full benefit of your warranty agreement, and call you directly. Thanks, Austin

    Reviewed Aug. 7, 2018

    I have only had Total Protect for 6 to 8 months. I filed my first claim on 31 July 2018. I was able to get a technician out to our home on 2 Aug 2018. They said I needed a new coil and they would have to order the part. They told me it may take 7 days to get the part. I went a little further and asked if they knew if the part was available. They said yes it was available locally. I offered to buy the part and see if I could get Total Protect to reimburse me for the part. Never could get connected to any one who could give that authorization. It has now been a week and my home is very hot here in San Antonio TX. I have read numerous reviews of people say it took a great deal of time to get their system back up. I am writing this review hoping someone of authority will read it and maybe contact me so I do not become one of these people that it took 2 or 3 weeks to get the system back up. At this point just frustrated and hot. Help Total Protect, help!

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    Response from Cinch Home Services

    Alonzo - Thank you for reaching out to us. I will be glad to have a supervisor review your claim to see what steps need to be taken to get this resolved, and personally give you a call. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 7, 2018

    I’ve been with TotalProtect for eight years and my experience with claims was excellent. The process was great and I preferred doing it over the phone. I submitted a claim a month ago on my washing machine and everything went very well. We had a claim for the refrigerator before that which was a misdiagnosis so it took a year to be fixed. The repairman said it couldn’t be fixed and didn’t have the part. I could search a part from the junkyard and just needed somebody to put it in. I never could get any in contact with anyone to do that. Finally, another repairman called and they made an appointment. This was the third guy who identified the problem and then a couple more visits before it was fixed. Since then, everything has been functioning fine with both the refrigerator and the washing machine. All the repair people were professional, courteous and knowledgeable. I would definitely recommend TotalProtect.

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    Response from Cinch Home Services

    Paul - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. - Morgan

    Verified purchase
    Customer Service

    Reviewed Aug. 7, 2018

    Cross Country Home Services was the first warranty company I saw and every time I call, I get an immediate response from their reps. I also get immediate emails back on who to contact to set up appointments. I then check messages to see if I got my appointment and if everything was satisfactory. Unfortunately, things break down when houses get older and there could be multiple situations where pipes break down different times of the year. There shouldn't be a limit on the number of calls that one has to make for handling something. In addition, the pipe going from the waterline to the refrigerator should be covered. Other than that, everything was excellent and I have already given Cross Country's number to a neighbor.

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    Response from Cinch Home Services

    Jeffrey,

    We appreciate the time you took to provide us feedback about your experience, and are glad to hear that you have been satisfied with your warranty.

    Thank you,

    Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 7, 2018

    HMS Home Warranty was part of the package on our closing on the house that we bought. We've had them for a year and a quarter now. We renewed it at the end of our year which was on June. I usually call when I submit a claim and the reps have been very helpful. I've submitted four claims and three of them were so instantaneous. There wasn't a service provider in our area for one of the claims and that took a couple of weeks. Also, most of our claims have required multiple appointments just because the equipment has had problems, which had to have two things replaced entirely. But every last one of the contractors have been fantastic. There are some quirks about the rural living that we’re doing. It’s just quirks to the water system and things like that. And they’ve known that. We don’t always get that kind of care here in Houston so it’s great.

    My only problem is with my range. It had to be replaced and we opted to upgrade so they did a buyout. They were supposed to send us a check and I don’t have my check yet. It’s several weeks overdue. I called them once and they gave a date but it's already a little bit past when they said it was gonna be shipped. Other than that, we have been quite pleased with HMS.

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    Response from Cinch Home Services

    Samantha - Thank you for sharing your warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being such a loyal customer! Sincerely, Austin

    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Aug. 6, 2018

    We initiated a claim for an AC unit on 7/24 and were scheduled with a service provider assigned by HMS for the next day - unfortunately the did not show up. We were then scheduled with a second service provider who rescheduled the appointment twice and then also did not show up. Our third service provider showed up on the 4th day of our claim and recommended a replacement unit. That was on 7/27. We then proceeded to call both the service provider and HMS daily during the week of 7/30-8/3 and kept getting the run around from both HMS and the Service Provider. HMS STILL says they have no record of a claim being submitted by our service provider and our service provider claims that have submitted the recommendation several times and as recently as 12:13 pm today - 11 days after the service call. HMS of course, has no record of this and is unable to reach the service provider.

    I have personally spoken to 8 "claims specialists" at HMS and have been hung up on or disconnected multiple times. I am sure my wives attempts at contact outnumber my own. A couple of the claims specialists have attempted to contact their own Authorization Department to see where the disconnect is and they cannot get a response. I have requested to speak to a manager or a supervisor, I have requested to speak to Authorizations, I have requested a buyout of the contract, I have requested a new service provider and I get nowhere. I have been asked multiple time if I'd like to renew my soon to expire contract - which does make me chuckle.

    At this point, like many of these reviews, we have been displaced from our home for 2 weeks and have ZERO confidence that any progress is being made on our claim. It is unacceptable that my last resort to attempt to resolve an issue is to take to a public forum - certainly that cannot be acceptable to HMS or its service providers but I literally have no other ideas.

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    Response from Cinch Home Services

    Thomas - I will be glad to have a supervisor investigate your claim to see how we can get this rectified immediately, and follow up with you to provide assistance in any way possible. Sincerely, Angela

    Customer Service

    Reviewed Aug. 6, 2018

    I placed a claim for my refrigerator on 9th July and I was contacted by the service company to come for a visit on 16th July. The visit was less than 5 mins. and they said the replacement parts will be ordered and the problem should be fixed in 10 days or so. In all this I contact HMS on 31st July and they say that within 2 days someone will be home to fix. Then I call again on 3rd Aug. to see if anyone will be there and that's when I find out that they have no control at all. They asked me to contact the service company and after multiple attempts on 6th Aug. the service company calls me to let me know that they are going on Vacation so he won't be able to help me!

    Now I contact HMS again and they say that they can't help me on this other than assigning a new service company and then I just wait to see when the new company will show up and actually fix the problem. It has been 3 weeks now and my problem is the same as is and when I asked HMS to replace the refrigerator they say that they can't do it unless it is totally broken and not fixable at all! This company is just a big SCAM and should never be used at all!

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    Response from Cinch Home Services

    Zinal - We would like to look into your claim to see what is causing the delay. A member of our team will follow up with you directly once your claim has been reviewed. Sincerely, Angela

    Customer ServiceTechPricePunctuality & Speed

    Reviewed Aug. 6, 2018

    My AC broke, It's summer in the South. Initially I was happy with the service because I got to speak with a real person. The woman said she put my claim on "emergency status" because we have a new born and 3 other small children. It is 96 degrees at night. Two weeks later, we do not have a solution. I have paid an additional $500 in fees from to the installer.

    I try to be level headed about poor reviews. Businesses have procedures and policies to work through, and I understand that things can take time, but my experience HMS is pathetic. I have requested updates via email (website) and over the phone with customer service. I have received 0 communication. I have had to call (almost) every day for any info. We did discover that the customer service agent misspelled my email, but even since then I have received zero updates. I broke down and got an external AC unit cause my kids are soaked in sweat and are exhausted in the mornings, and we are cramming 6 people in a small bedroom. That is $200 burned. There was a miscommunication between the installer and HMS that added 2-3 days. This is disappointing. I recommend buying a home warranty. It's worth the money. Next time I will certainly not use HMS. Still waiting on my AC unit.

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    Response from Cinch Home Services

    Tanner - We will be glad to review your claim to see what is causing the delay. A member of our team will follow up with you personally to address your concerns. Sincerely, Angela

    Customer ServiceClaims HandlingCoverageTechPriceRefunds & Payouts

    Reviewed Aug. 6, 2018

    Called 08/02/18 for leakage found in hall closet and hall. Explained that I recently had the floors in my house replaced, and that I did not want to have damage occur to them due to the water leakage. They sent out a plumber whom was insulting, asked if we had a home inspection, brought no tools, did not inspect leakage, just came in, said it was an HVAC issue. Asked if we had ever had maintenance which we had earlier in the year, then said someone would call me the next day from warranty company and took my $50 deductible.

    No one called the next day 08/03, I called them. Warranty company said I should have called them and that I had to put in a new claim for HVAC. The HVAC person texted us 08/04 and said he couldn't come out until 08/06. Today 08/06, leakage has extended to kitchen floors that were just installed. Boards are warped, water gushes when we step down.

    Called HMS, they state they will not cover the floor damage that occurred due to them not sending out anyone. Was told that the original plumber said the unit was dirty and that was why we were having issues, even though he did no inspection and left within 5 minutes. Was told that no one would have fixed the problem Thursday anyway and that if this did turn out to be a plumbing issue, we would need to wait until HVAC came to verify and then do another plumbing claim. Was told to cancel my contract with HMS will be another $195. The HVAC person they were sending out has poor reviews and called to cancel because his car broke down. Now we have to hire our own people to fix the problem and pay to have floors replaced again. HMS doesn't care. Still can't reach supervisor. Horrible customer service.

    Updated on 08/08/2018: Was going to hire outside company to come out and resolve issues with leakage. Was told by HMS that our warranty would no longer be in effect if we did that. HMS finally sent another plumber who checked faucets, etc. and determined the issue was the plumbing all along. Still waiting for them to stop leak. Was advised by HMS that we should stop using all water in our home to decrease damage, but that they will not be responsible for helping pay for the ruined property. Said it is in the contract that HMS isn't responsible for anything, even if resulting damage was from negligence on their part.

    We can't file a claim with homeowners insurance for this because we just had claim for water damage due to an appliance malfunction. So now we have to come out of pocket for this job. HMS states they will still charge us to break the contract with them. And that if we need more work done beyond what the warranty covers, we are responsible for payment and have to use their usually 1 star providers. Never again. Been a customer for 3 yrs. Never again.

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    Response from Cinch Home Services

    S - This is not the level of service we aim to provide our customers with, and appreciate the feedback you have provided. We take emergency situations seriously and would like to help. A member of our team will review your claim and give you a call as soon as possible. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 6, 2018

    I bought a house and HMS Home Warranty came with it. Because of my location, I submit claims over the phone which is easy and outstanding. The technicians who came were good and the quality of their work was great.

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    Response from Cinch Home Services

    Hickory - We appreciate you sharing your experiences and are thrilled to hear that you have enjoyed your experience thus far. We hope to continue to have be your warranty provider for years to come. - Austin

    Verified purchase
    Customer Service

    Reviewed Aug. 6, 2018

    I needed protection for my place and decided on getting a home warranty. I had some problems with TotalProtect and I was going to change them. Sometimes, the experience was good and sometimes, it was a headache. The last time that ABC came, they cleaned my drain line but Acue Temperature didn’t want to do it. The AC guy was not good and when I told him to clean everything, he charged me differently. I had to pay extra. I accepted the newer charges and paid him $450 but he did not fix the AC properly. I had to call again but I was thinking it was better to call those people but the lady was rude. I had to call TotalProtect again and they sent ABC and I’m a little bit happy now.

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    Response from Cinch Home Services

    Ashok - We appreciate you and strive to make managing home repairs easy. We are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Thanks for sharing! Sincerely, Austin

    Verified purchase
    Claims HandlingPunctuality & Speed

    Reviewed Aug. 5, 2018

    We submitted one claim with TotalProtect and our experience was very good. Their rep was very knowledgeable. He told us what to expect and how to go about doing the claims. He then put in a request and said that someone would be calling us -- and they did within a day. The company came promptly and was very thorough. The overall quality of the work done was very good. We recommend TotalProtect.

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    Response from Cinch Home Services

    John - Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. Have a great day! - Austin

    Verified purchase
    CoveragePunctuality & SpeedOnline & AppRefunds & Payouts

    Reviewed Aug. 5, 2018

    I used to have AHS in the place I had before. But when we bought our house, we selected HMS Home Warranty because we have a deep well and septic here, which AHS doesn't cover. I've submitted claims over the phone and online. Their website's very user-friendly. It didn’t take me more than a couple of minutes trying to locate things. Although sometimes, I have to click on a couple different places. Also, with HMS, the turn-around’s been fairly quick. The people that have come out were very friendly and professional. The latest person who came was with a water heater and he explained a lot to me which was very helpful. Another issue we had was related to a part that was under warranty and they took care of it so we didn’t have to deal with that, which was awesome.

    The only thing that took a little bit of time was the fix on our own deep well. The pump went out in it. They tried to find somebody in their network that could service it and that wasn’t the case. So, we had to go with someone outside the network. I had to pay them and then HMS refunded me. Overall, it’s been a good experience with HMS. We just have upped it on our own.

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    Response from Cinch Home Services

    Christine - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Customer ServiceTech

    Reviewed Aug. 4, 2018

    The service with TotalProtect Home Warranty has declined drastically in the past several years. I've had them out to fix a dryer that has never been fixed properly. They have had several repairmen try to fix it and tried to charge me service fee each visit.

    I had a water leak and they provided a contact of a company that had no information about them on the web. Once the claim was made online it said that I would have an appointment 2 days from that date. The next day I attempted to call the service company with no answer and the company had no voicemail. I called HomeProtect and they said that I was setup and that the company would call me to confirm. Several hours later no return call and because of the emergency nature of repair I had it fixed by a reputable company in my area.

    Do your homework. I definitely would not recommend TotalProtect.

    Regards,

    Tony

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    Response from Cinch Home Services

    Anthony - You have been a loyal customer for many years and the feedback you have provided is much appreciated. A member of our team will review your claims to ensure you are receiving the full benefit of your warranty agreement. Once our review is complete, we will follow up with you directly. Sincerely, Angela

    Customer ServiceClaims HandlingCoverageTech

    Reviewed Aug. 4, 2018

    I contacted Total Protect on July 17 ,2018 as my Air Condition was not cooling the house enough. They gave me a service provider information and I contacted the service provider. The service provider Spectrum Heating and cooling came out to look at the Air conditioner and HVAC on 25 July 2018.

    After his inspection the Air conditional totally went out without any cooling , before there was some cooling . He told me that they need to place an order for a part (TBT Valve). He came again after two days to take information of the part again on friday on the 20 July.

    Since then I have no information about when will my Air Condition will repaired . I tried to contact the service provider ( spectrum) whose telephone never answers calls . if you are lucky enough some one will pick the phone . The response from the service provide I received after trying continuously every 1 hour interval. They informed that the insurance have not approved the part yet.

    I called the insurance on and they informed that the approval has not been done yet and the service provider (spectrum) has to provide more information. I called again Spectrum HVAC , they informed that they cannot do anything as the insurance have not approved yet .

    I called Total Protect again on 02 August and I received information that they are expediting the process .
    Next day again I had to go through the pain of calling Spectrum HAVAC and they informed that they did not hear from Total Protect yet .

    I called Total protect again on 03 August 2018 , and received information that the process is in the parts authorization department and they cannot do anything until the authorization is done and not sure when it will be done .

    So I am living in my House with 2 small kids and 2 elderly parents without Air conditioning since July 25, 2018 and still in the dark not knowing when it will get fixed.

    I am sharing this experience with everyone should know how the total protect works when it comes to major system repairs.

    I was forced to buy 2 window air conditioner to keep my family safe.

    I had claims for smaller appliances , where Total Protect took care of it efficiently , but in this one they have lost my patience and my trust .

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    Response from Cinch Home Services

    Joby - I can understand the concerns you have regarding your air conditioner claim. I will have a member of my team review your claim to see what is causing the delay and follow up with you personally to provide an update. Sincerely, Christine

    Customer ServiceTech

    Reviewed Aug. 4, 2018

    We live in Phoenix AZ and our air conditioning has been out for 3 weeks after Total Protect sent a provider to our home to service the unit. The air stopped working after the repairman looked at it. We have been calling Total Protect to complain and they have hung up on us at least 3 times. When they offer to transfer us to a supervisor, the call is transferred to a voice mail and no one calls us back. They originally said our service was a priority because a family member has medical issues, but they have not sent another provider out in 3 weeks.

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    Response from Cinch Home Services

    Sondra - This is certainly not the level of service we aim to provide our customers with, and apologize for the inconvenience this has caused you. I will have a supervisor review your claim and follow up with you personally. Sincerely, Angela

    Verified purchase
    Claims Handling

    Reviewed Aug. 4, 2018

    I’ve been with TotalProtect for nine years and I’ve submitted my claims in several different ways. There was a time I called because there were some particulars that wouldn’t be met by using the email and I wanna make sure that we were on the same sheet of music and no confusion, so it was through the phone. The claims reps were helpful as well as the people who came out to do the work. Quality-wise, I haven’t had any problems.

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    Response from Cinch Home Services

    Randall - Phyllis - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Austin

    Verified purchase
    Tech

    Reviewed Aug. 4, 2018

    HMS Home Warranty was bought for us by the home buyer. Some of the technicians who came for service were very good, while most of them were okay. We also had people who had to come back multiple times to fix a complicated issue and they’ve been excellent. I recommend having a home warranty. And we're happy enough to keep HMS Home Warranty and renew with them.

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    Response from Cinch Home Services

    Justin - We are delighted to hear that we’ve been able to satisfy your home warranty needs and appreciate your feedback. Our ultimate goal is to provide an effortless claim experience and make managing home repairs easy. Thank you for being a truly valued customer! Thanks for sharing! - Austin

    Customer ServiceClaims Handling

    Reviewed Aug. 3, 2018

    This warranty is the worst company to deal with. None of their employees knows what is going on every time you call. I have been with HMS for 13 years and now when I need a major thing fixed like my A/C nobody wants to help me get it fixed. I started my claim for my broke A/C on 7-14-18 and yet nobody from HMS has contacted me about what is going on, I have had to call them almost everyday to see what is happening and each time I call I get some lies about what is going on. I have asked to talk to a manager on several times and I am told they are busy with other people and they could call me back but no manager has made a attempt to call me back and by all of the complaints I see, I don't think there are any managers either because nobody has gotten a call from a manager.

    So more Lies we are told. And they tell me that my claim is being handled by the authorization team which I don't think exists in your company because nobody seems to know the number where I can reach this team myself. So with that being said I am thinking of not renewing my contract come Feb. I am going to research my options for a better home warranty. I am lucky that this isn't my heat in middle of the winter. It is a shame that I am putting up with all this after your company has gotten 13 years of our hard earned money.

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    Response from Cinch Home Services

    Jennifer - We appreciate your business, and this is not the level of service we aim to provide our customers with. We will have a supervisor review your claim to see what is causing the delay and follow up with you personally. We apologize for any inconvenience you have been caused. Sincerely, Angela

    Claims HandlingTechPrice

    Reviewed Aug. 3, 2018

    I send claim for my freezer 3 weeks ago. On 23th service provider company guy come out to see problem, I call today home protect to see status on this claim and told me part will be in on 20th august after that they will come and fix it, for me this unacceptable service. more than 30 day to fix freezer who cost brand new $350.

    for 7 years I use and pay home protect looks like for nothing. very bad my experience and I'm going to find another company and switch them.

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    Response from Cinch Home Services

    Ihmedin - We will be glad to review your claim to see what is causing the delay and follow up with you directly. Sincerely, Angela

    Customer ServiceClaims HandlingTechPricePunctuality & SpeedRefunds & Payouts

    Reviewed Aug. 3, 2018

    YOU BE THE JUDGE AFTER READING THIS REVIEW. Let me start by saying if you are concidering this warranty company just throw your money out the window. You would also save lots of money and not to mention the stress involved.
    2/14/2018 My Air Conditioning was not cooling. I called Total Protect Home Service Plan, AKA Cross Country Home Services, Inc., P.O. 550247, Fort Lauderdale, Fl., 33355. Phone (844) 698-7766. They informed me the unit was covered and I would have to pay $100.00 as my deductable and gave me a ID #. I also told them that we have a person in the Home that has Congestive Heart Failure and many other medical problems. (We had been experiencing unusually Hot weather during the whole month of February.) Home Protect said they would expedite this because of a medical emergency. They informed me that there service provider would be contacting me and gave me their phone number . The installer came out said the unit needed to be replaced. After several days Total Protect called and told me there would be out of pocket expenses of $650.00. I would need to pay the installer the day of installation. I agreed. 2/23 the installer called me and said that he would be at my home at 8 a.m. the next day. We would have it working that day. I asked him about a Building Permit as required, I could tell from his response that I shocked him by asking that question. He had no intentions of getting that permit. I went to the City to get permit because of saving time, with a medical emergency and record heat. Because of the emergency they expedited the permit.
    Installers delivered the Air Handler (attic) and outside Unit, and A Heat strip to be installed in the Air Handler. They gave me all the books for each Unit for my records. I asked several times during the day when they were going to install the heat strip in the air handler. I was told that goes in last. Still in box on floor of garage. They did not complete the job that day and had to come back on 2/24. I was told to go to Home Depot to buy 10 lengths of tube insulation to insulate the refrigerant line from the compressor to air handler. I did this. They connected all of my old Plenum to the new Unit. Dropped the new Unit on the Cold Air Return, driving it and the grill thru my ceiling, crushing the ductwork connected to the air handler. This cannot be expanded to the original size because it is up against the air handler. He tried to secure it but I found out later it was impossible. I had been charged $200.00 for duct work that was never installed. At the end of the day. I was told I had to pay for this as well as the other $450.00. I was told I had to pay the $650.00. I did that. I also asked for an itemized receipt. I was told I had to get that by email.
    That is when the real nightmare started. After several attemps to get my $200. And a receipt, from the installer, I contacted total Protect. After several attempts by TP to get this resolved, I finally got a receipt (not itemized) no money. March was record cold, we didn’t have to use air. April till mid May we didn’t use air. In Mid May we started using air the longer we used it the more it wouldn’t cool properly.
    May 2018 I called total Protect about cooling problem. TP told me to call Manufacturer because it was under warranty. The manufacturer told me to call TP.
    6/4/2018 I called Total Protect They said the would send a service provider out. No deductable because it was a Recall. They did not send original company. I was advised they had to add more Freon. (This is a sealed system)
    6/15/2018 Unit not cooling again. Because of the Unit not operating properly my electric bill has gone up 10 kw a day. (300 kw per month) TP sent out the same service company as 6/4. Freon was ok. He said he was going to check the heat strip in the air handler (sometimes they malfunctioned).. NO HEAT STRIP WAS EVER INSTALLED!!!! Still not cooling properly. Still not sealed around air handler.
    6/22/2018 Total Protect called The original installer regarding the missing heat strip. Original installer stated he would send heat strip to second installer. That never happened in fact when I called the second installer he said he was tired of cleaning up the first installers messes. He would not be returning here. The work of the original installer was very shoddy, at the time if installation he crimped the copper refrigerant line to fit the air handler line. Is that the source of losing refrigerant? Is there back pressure to the outside Unit? also the plenum was not sealed to the air handler very well and is leaking. The work was unacceptable and the theft of my heat strip is criminal.
    I have since found out the Heat Strip could cost $370.00 plus Installation, so I will have in excess of $1500.00 or more into this Unit.

    After Numerous Phone calls to T. NO ANSWERS!! Countless hours on hold to be disconnected with no answers. Countless time I was told someone would call me back. No one ever called me back. The final straw came at 6:45 P.M. last night when a claims mgt. person called me after meeting with upper management, and informed me TP was going to do nothing further. They told me that I had to let the original installer come back to my home because the other installers refused to clean up the mess. I explained to her that after all that has transpired I was not comfortable with this person coming into my home. How would he take advantage of us again. Her attitude was she could care less, and she represents Total Protect.

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    Customer Service

    Reviewed Aug. 3, 2018

    If I could I would give this company a zero. It is by far the worst company I have ever dealt with. I am easy to please and this company has not even come close to it. ALL I want is to talk to a manager that knows what they are talking about and can explain stuff to me without having to transfer me to a different department. They were first contacted almost three weeks ago regarding our AC unit being broken. I am still dealing with them. What is the most upsetting is that I never get a phone call back and every agent says something different.

    I have probably called at least 15 times. Because the agent can never give me a direct answer I ask to talk to a manager. There has never once been a manager available and I am told someone will can be back. Since then (2.5 weeks) ONE manager has called me back. She was very nice but has no answers for me. Forwarded me on and told me someone would call me back which never happened (surprise). I have explained to them the importance of resolving this situation. Yes it the summer and it's important for every person to be cool but I am 8 months pregnant with triplets. NO ONE seems to care. One agent said, "well at least it has been cool out." I am seriously at a loss of words for this company. I am completely dissatisfied and disgusted with the service I have received. The worst part is I am STILL dealing with them almost three weeks with no answer. DO NOT USE THEM AS YOUR WARRANTY company.

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    Response from Cinch Home Services

    Jessica - I apologize for the amount of effort you have put forth to get answers on your claim. This is not the experience we aim to provide to our customers with. I will have a supervisor review your claim to see what is causing the delay and follow up with you directly. Sincerely, Angela

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed Aug. 3, 2018

    We’ve been with TotalProtect Home Warranty for quite a few years. The one we previously had didn’t cover near as much as they did, so we decided to switch. When I file a claim, I go online and search for what I’m looking to file a claim for. Usually, they’re very good at getting back with me to tell me who it is that’s going to be my provider. Also, I haven’t not had any trouble with any of the technicians. They’ve all been wonderful and it’s always the highest, professional work. I’ve never had to call anybody back to fix something they’ve already done.

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    Response from Cinch Home Services

    Dwayne - I'm delighted to hear of your awesome experience with our service technicians, our goal is to provide service in a timely efficient manner. We hope to continue to have you as our valued customer for years to come. - Morgan

    Verified purchase
    Customer ServiceCoverage

    Reviewed Aug. 3, 2018

    TotalProtect was better than other home warranty providers and they covered better. I'm now with them and I've gotten contractors to do the repair all the time. Whenever I called them, I usually got somebody out here within 24 hours. My dealings with the reps have always been excellent. When our air conditioner broke, the whole air conditioning unit and the heating had to be replaced. That went very smoothly and we were satisfied. I call the company that put our AC in every year and I have them come out and service it. But this year, I had to use TotalProtect because my line had gotten stopped up, although I could have fixed it myself if I had known that.

    TotalProtect has put in top-of-the-line appliances and they haven’t put cheap ones in. The only thing was that my house is old and I had to have my old oven replaced, but the new oven didn’t slide in and there was a gap, so I had to buy an oven kit to go around it. But other than that, I've never had any issues with TotalProtect like I did with American Home Shield. Their service is great and I have recommended them to several people.

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    Response from Cinch Home Services

    Delores - Thank you for sharing your warranty experience. This is the type of service we love to hear from our customers. We hope to continue to have you as our valued customer for years to come. - Austin

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed Aug. 3, 2018

    I wanted to get a warranty to safeguard my property. I got one from HMS and it has been very valuable. However, there are services and little things that they don’t cover. Also, some of the vendors are okay and some are not. But when I call HMS back, they get me somebody else.

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    Response from Cinch Home Services

    Michael - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Austin

    Customer ServiceClaims Handling

    Reviewed Aug. 2, 2018

    I have been a member for close to a year and never submitted any claims prior until my ac started not cooling during late June and I filed a claim. The claim was filed and the next day a service rep called and came by to look at my ac. He came and checked and said I was low on coolant and the ac probably had a leak somewhere but he couldn't do it until it he submitted his paperwork for approval and he would call once it was approved. Well it's now August 2nd and I have not received a call back, I called him a few weeks ago and he said it was still not approved. I've tried calling the company and submitting a request online but no one has gotten back to me nor has the claim been resolved. I can't believe it would take so long to get this finished up.

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    Response from Cinch Home Services

    Kenneth - This is not the level of service that we aim to provide our customers. We have located your account and are looking into alternate resolutions to their claim. We will follow up with you as soon as our review is completed. – Thanks Austin

    Claims Handling

    Reviewed Aug. 2, 2018

    I have been a customer for 10 years. They debit my account every month for the payment. I gave a 30 day notice to cancel because of crappy service. My washing machine is leaking and instead of writing a service claim they are stating I owe them money...I can give every transaction number for the last 4 years pf payments fro my current account...I do not owe them anything...This is the service they provide...

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    Response from Cinch Home Services

    Mary Jane - I am sorry to hear about your experience, I assure you this is not the quality of service we aim to provide. Please provide us with your full property address and my team will give you a call directly. Thank you for your continued patience. – Austin

    Customer ServiceClaims Handling

    Reviewed Aug. 2, 2018

    I just purchased a home and a week living in the home my air conditioning unit stop working. This has happen in the summer when the humidity has had been over 90% daily. I submitted a claim a month ago and still have not heard from HMS or the company Naab Air Services whom they have contracted the work to. I have contacted HMS on several occasions and while the customer service is great, I keep getting the same answer “parts are being ordered”. I am not sure where these parts are being ordered from but I doubt HIGHLY it takes a month to get a air conditioning unit! I have been extremely disappointed with the fact HMS will allow cases to drag out this long or continue to contract out to a company like Naab Air Services. I would never use HMS again!

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    Response from Cinch Home Services

    Natalie - Our records indicate your air conditioner claim has been finalized and the options have been provided to you. I see you have spoken with a member of our leadership team to further address your concerns. Please let me know if you have any further questions or need additional assistance, and a member of my team will follow up with you directly. Sincerely, Angela

    Verified purchase
    Customer Service

    Reviewed Aug. 2, 2018

    I have a couple of houses with Cross Country. One time, I had a little problem in getting them out because they had to put a part on it but we got that straightened out. Then one day, my tenants called and told me that they didn’t have heat so I called Cross Country but they said they couldn’t send out anybody that day when the temperature outside was supposed to be 100 degrees. They said somebody would come out the next day at 12:00. We waited but nobody came.

    I called Cross Country and they told me to call the man they called. I did and he said Cross Country never called in with a work order. So I called Cross Country back and they said that they didn’t have anybody that wanna come in this area unless they offered them travel money. I said that I had to talk to a couple of people ‘cause I had to have somebody to fix the air conditioner. One girl told me that they’d try to get somebody. Then I called back and they said they didn’t even have it down. The girl said that I could call somebody out, consider it an emergency and just send them a bill.

    So, I found somebody to come out last night. Then, I called this morning to tell some man and he said “Well I don’t know why they told you that.” He also said I'd probably have to pay that bill because Cross Country wasn't authorized to say that anybody could come out. He said that I could send them the bill but he didn’t know if anybody would pay for it. I got the info list and the repairman was supposed to send ‘em. The bill was $325 ‘cause I’ve paid a $125 of it but I had to pay it all. I’m pissed. It was a terrible experience. Also, the tenants are getting very upset because they have babies. If they get sick from this heat, then I would be in more trouble.

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    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 2, 2018

    Things happen to your home and it’s good to have a home warranty. I have been with TotalProtect for quite some time and submitting a claim has been very good. I do it over the phone and they send people right out and they do what they have to do. They also send people out for maintenance and so far, I have had a good experience with them. The technicians were friendly and knowledgeable of what they were doing. TotalProtect is a good company to go with and I have had no problems.

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    Response from Cinch Home Services

    Blondell - I'm thrilled to hear of your awesome warranty experience! Our goal is to provide fast and efficient service, and I'm glad to hear we delivered. Thanks for sharing! - Austin

    Verified purchase
    Claims HandlingTechPrice

    Reviewed Aug. 2, 2018

    The process of submitting my claim with HMS Home Warranty went very smoothly. I had a very good relationship with the contractor who came to work on my air conditioner. In a matter of minutes, they fixed it. They did very well, too. I'm satisfied with HMS Home Warranty and I like their price as well.

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    Response from Cinch Home Services

    Frank - This is the service we aim to provide our customers, and I'm glad we were able to deliver. Thanks for sharing Frank! - Morgan

    Reviewed Aug. 1, 2018

    I placed a claim on 6/21/18 for my a/c unit at my townhouse. As of 8/2/18, the a/c unit HAS NOT BEEN REPAIRED! I looked online and saw that Total Protect was waiting on parts, you have to be kidding me?!?! It has been 42 days without air in the summertime in North Carolina. I finally called to Total Protect and they tell me that "the parts came in today 8/2/18 and they contacted the service provider and they placed us on the next available run". Well the next available appointment they have is 8/9/18. Making that 49 days without air!!! I never would've have purchased this plan if I knew it would take that long to get repairs handled.

    I'm truly disappointed!

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    Insufficient response received
    Customer Service

    Reviewed Aug. 1, 2018

    I have never written a bad review thus far, but my experience with HMS has compelled me to create an account here and write a review to share my experience. An issue with the plumbing system in our house caused us not to have any water since July 29th. We called on the morning July 30th for help, and we were told this is an emergency and it will be forwarded to Dispatch Department for immediate service; we never received any call or email or any help that day. So we called again on during the early morning of July 31st, requesting help; we were told this is an emergency and it has been marked as an emergency in the system and the Dispatch Department will reach out to us later in the day and told us to call back if we did not hear anything that day.

    Of course, we did not receive any phone calls or emails and any help, so we called again during the afternoon of July 31st; we were told there is nothing we can do but wait. So we waited until the next day and called again during the morning of August 1, we were told this will receive immediate attention and will send us the contact information of a service provider as soon as possible. We never received such information, so we followed-up during the afternoon of August 1. Again, we were told there is nothing we can do but to wait. A total of 6 calls has been made and still no help.

    I believe my case demonstrates the way HMS treats its customers; no attention or help was given to an emergency situation. My understanding is that if this is an emergency situation, it should receive immediate attention. My case was even noted as an emergency in the system, and yet we received no help at all and it's been 4 days and counting without water at our house. How can I expect HMS to help us or anyone else when a problem arises?

    Updated on 08/02/2018: I have just called HMS again and was told it is marked as an emergency in the system and there is nothing they can do but wait. It is August 2nd, and it's been 5 DAYS and counting without water. No one called or emailed or offered help as of August 2nd. For anyone that is considering purchasing HMS Warranty, I strongly urge you to consider my experience prior to purchasing. I purchased a warranty for a peace of mind, I purchased a warranty so there is someone that can help me when I need. But HMS offered neither, this situation is getting so ridiculous that I don't know even I should laugh or be angry.

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    Insufficient response received

    Reviewed Aug. 1, 2018

    Placed a claim 7/18/18 for a/c parts to be ordered. Was told it would be 3-5 days. It’s 8/1/18, and they’re telling me the parts will come any day, but they don’t know the tracking number or even if the correct parts were ordered and when they’ll arrive. I have a child born prematurely that has lung issues. We’re keeping him safe, but it’s frustrating to pay for a warranty in which you can’t have the peace of mind when you really need it.

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    Response from Cinch Home Services

    Shawn - I am sorry to hear about this experience. We have definitely let you and your family down. I have located your account and will give you a call as soon as we can with some resolution. Thank you for your patience. - Austin

    Customer ServiceClaims HandlingCoverageTechPricePunctuality & SpeedRefunds & Payouts

    Reviewed Aug. 1, 2018

    Product was appealing because of ability to pay monthly via inclusion in my monthly mortgage payments. But, ultimately so not worth it.

    1st - filed a claim that my water heater was not heating water sufficiently, had to pay deductible. Received an e-mail informing who the local provider would be. Then nothing from anyone. Finally called the local provider who advised they would send someone out. Nothing for 2 weeks.

    2nd - (during events of 1st) filed a claim that my kitchen faucet was leaking - had to pay deductible. Received an e-mail informing who the local provider would be. Local provider called and set appointment. Local provider arrived and advised that he would have to return the following week with the replacement faucet. While he was there he looked at the WH made an adjustment that resolved the problem. Then nothing for weeks. Couldn't get an answer when calling local provider. Finally local provider called and advised that repair person had suffered a heart attack but they would send someone else. They never did. Finally replaced faucet ourselves and gave up on attempts to be refunded deductible. Still nothing ever from TP regarding WH either.

    3rd - filed a claim regarding refrigerator not working at all. Local provider (LP) came next day (by policy could not come same day). LP advised he did not have appropriate part and would have to return next week. Nothing in TP policy provides for cost of a rental refrigerator during this time. LP did arrive when expected and made replacement.

    4th - filed a claim regarding non-functioning garage door opener - paid deductible. Received e-mail advising who was the LP. Did not come. Did not come. Did not come. Finally got LP to show up. LP advised the contract did not cover the part of the garage door that was mal-functioning. No refund on deductible.

    5th - No mechanism provided on website to cancel. Calls to number in brochure either went unanswered altogether or the auto-attendant would answer "Thank you for calling Total Protect. Your call is very important to us. Your call will be answered in the order in which it is received." Fourteen minutes later, I hung up. In brochure found an address where brochure said cancellations could be sent. Sent letter with sign-receipt. Nothing. Letter not returned either. Finally called mortgage company and went through process for the mortgage company to stop paying TP. A few months later I finally get a call that showed on the Caller ID to be the same number at TP I had called and got no answer or the perpetual auto-attendant. The TP representative advised that I was "delinquent". I advised what had happened. The TP representative stated "sorry for the inconvenience. I will note the account as closed." This was TP's opportunity for what comes next. I get a call from the "collections" division of TP. They advise that since I had filed the claim on my garage door opener, and even though TP did nothing, according to the terms of their contract, I could not cancel the contract for a stated period of time. I now owed $190 and it had been reported for collections. The person in the "collections" division could not contact the "service" division and help sort out, resolve, or anything. Since I can not endure this remaining on my credit report, I paid the money.

    BEWARE OUT THERE.

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    Response from Cinch Home Services

    Debra - I'm sorry to hear we've disappointed you. The service you've received is definitely not the level of service we aim to provide. We appreciate your feedback and will give it to the organization in an effort to improve our customer experiences and on our process and procedures. Should you need further assistance, please respond to this message with a good time to speak with you. Sincerely, Austin

    Customer ServiceTechRefunds & Payouts

    Reviewed Aug. 1, 2018

    I had a well pump go out, called HMS and opened a claim. A company showed up but was not equipped to handle the job. I called back and was told that there was not a company within the HMS system that would have the required equipment but I could find one on my own, pay for it out of pocket and get a reimbursement in 4 weeks.

    I called around and found a company. They promptly came out and evaluated the problem. I called HMS to make sure I was following the proper procedures. Only after calling back was I told that all work had to be preapproved so I got the contractor and HMS online together. I paid the $3100 and was then told to send the work receipt and proof of payment to a certain email address. I did as directed. I called a couple days later to make sure everything was received. I was then told that the address I sent the paperwork to, was the wrong address. I was given another address to send the paperwork to. I resent the paperwork, and received a response a few days later that I had to get all work preapproved which I had already done. I called and fixed that situation.

    Four weeks have gone by and I called. I was told my case was in the review status. I called every week, "escalated", emailed several support email addresses and it's been almost 8 weeks with no progress besides an email which explained that THEY had a large email queue. I still have no idea when I will be reimbursed. Very unprofessional.

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    Response from Cinch Home Services

    Steve - Thank you for taking our call and allowing us to address your concerns. We are happy to be given the chance to reach an amicable resolution. We are reviewing your claim and would like to contact you directly. Can you confirm the best time to reach you? - Amanda

    Customer ServicePunctuality & Speed

    Reviewed Aug. 1, 2018

    HORRIBLE customer service! I filed a claim for repair of my dryer over 2 weeks ago. They sent Sears out for the repair 5 days later. Sears had to order parts.so rescheduled appointment for 7/31. Sears came to install the parts. Parts did not fix the dryer. Now they say they have to order more parts. Unsure if that will fix it or not. So, I'm supposed to wait for another week to SEE if they can fix the dryer. Meanwhile, the charges to Total Protect is already close to $400 (with dryer still not fixed). I called TotalProtect to see if this could be expedited or if they could replace the dryer. NO CUSTOMER SERVICE! They told me to wait another week. I asked to speak to a supervisor. They said they are busy. I asked for a Supervisor's telephone number. They said they can't provide that. They simply don't care. I will be canceling my home warranty with them and go with another company. So now, I've paid the $100 deductible plus I will need to go buy a new dryer because they are not doing anything to get my dryer repaired or replaced. HORRIBLE CUSTOMER SERVICE!

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    Response from Cinch Home Services

    Glenda - It sounds like we’ve let you down.  Your experience doesn’t reflect the type of service we aim to provide. We’d like to address your concerns. We've located your account and will reach out to you once we have an update for you. - Austin

    CoveragePriceRefunds & Payouts

    Reviewed Aug. 1, 2018

    We signed up for a home warranty with this company via our mortgage provider. We thought we were covered. The warranty company allowed the coverage to expire without notifying either us or the mortgage company! Now the mortgage company won't refund our money, and our a/c went out 7 days after this company let my coverage lapse, which cost me $5000! I'll never make the mistake of using them again. If I could give less than 1 star I would.

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    Response from Cinch Home Services

    Alba - I am sorry this was your experience. I completely understand your frustration with not being notified of you contract being expired, that doesn't sound like the service we intend to provide. We regret we lost you as a customer. - Austin

    CoverageTechPrice

    Reviewed Aug. 1, 2018

    Hello, I'm actually in the process with them regarding a claim for my AC unit. Open the claim was ok, the AC contractor came and did an estimation. It will cost $8,000. Now, HMS is saying they don't cover because previous owner had same evaluation from the contractor and they didn't fix it. That's not true, and if it is they must show me the proof. So far they asked to see my home inspection report, I hope it will work... If not, I will need to go to arbitration.

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    Response from Cinch Home Services

    Albert - I'm sorry to hear your claim experience is not what you expected. As with all warranties, coverage is very detailed and there are some items/conditions that may not covered. We'd like to ensure you are receiving the full benefits of your warranty agreement. A member of my team will follow up with you directly to assist in getting an answer on your claim. Sincerely, Angela

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Aug. 1, 2018

    TotalProtect Home Warranty answered questions throughout the years and my most recent claim with the washer was very easy. I just submitted what I needed and they got back to me to let me know who to call to get it repaired. The repair person was here within a week. He needed some parts, so he got the parts and came back as soon as the parts came in. Everything went smoothly and he was able to fix the washer.

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    Response from Cinch Home Services

    Barbara - We appreciate you and strive to make managing home repairs easy. We are happy to hear that our customer service team has provided you with excellent service! - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 1, 2018

    My realtor bought HMS Home Warranty and we've had it since about the end of March. Submitting a claim was pretty easy. I called the warranty company and they gave the name or number of the contractor. Then, I called the contractor to schedule an appointment for someone to come out. The interactions I've had with their contractors have been pretty nice. They were very mannerable and they explained things to me. And as far as any future problems, I just give them a call back. It was good customer service and thus far, I've had good interaction with the company.

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    Response from Cinch Home Services

    Tracy - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Austin

    Verified purchase
    Claims Handling

    Reviewed Aug. 1, 2018

    Cross Country Home Services is the first home warranty we've used. They were sponsored by our bank and we've had them quite a few years. We usually call in to submit a claim and they used to be very quick to get someone out but now, it's getting slower. They've been saying that there were no people in our area that will do the preventative maintenance check.

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    Response from Cinch Home Services
    Nancy,
    We're sorry to hear that your recent claims have not been handled as quickly as they were in the past, and that we didn't have a local company to assign to your preventative maintenance. We are constantly working to improve our processes and add members to our vast service network. We appreciate the time you took to provide your feedback to us.
    Thank you,

    Amanda

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    Cinch Home Services Company Information

    Social media:
    Company Name:
    Cinch Home Services
    Company Type:
    Private
    Year Founded:
    1978
    Address:
    4700 Exchange Court, Ste. 300
    City:
    Boca Raton
    State/Province:
    FL
    Postal Code:
    33431
    Country:
    United States
    Website:
    www.cinchhomeservices.com

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