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Cinch Home Services Reviews

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About Cinch Home Services

Cinch Home Services is a home warranty company with over 45 years in business. It sells three plans with three different service fee options for flexible coverage and pricing. Cinch offers a 180-day workmanship guarantee and coverage for mechanical failure due to rust and corrosion damage, two perks that set it apart from other home warranty companies. Overall, Cinch can provide cost-effective solutions for appliance and home system repairs, but there have been some instances of dissatisfaction with the service provided.

Visit www.cinchhomeservices.com
Pros
  • Easy-to-file claims
  • Coverage for unknown preexisting conditions
  • 180-day workmanship guarantee
  • Available in most states
Cons
  • Potentially long wait times for repairs or replacements
  • Some claims denied
  • Occasional communication issues
  • Deductibles can increase over time

Cinch Home Services Reviews

Over 10k reviews since 2014

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    How do I know I can trust these reviews about Cinch Home Services?
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    Page 49 Reviews 9235 - 9435
    Verified purchase
    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed July 8, 2017

    On June 27th at 9AM we contacted the company due to no AC. They then sent out a tech on Friday AM who came to house and stated that the compressor was out. The service provider stated that he needed approval from TotalProtect. We contacted TotalProtect Friday PM and they were "researching" the part. They promised a call back. On Saturday at 2PM we reached back out to the company and they were still researching, but had not approved service. We also found out that they had chosen a service provider that was CLOSED from Saturday until Weds for the July 4 holiday. We live in Birmingham Al. Temperatures have been 90 with high humidity throughout the period. We have animals and kids. When we pointed this out to TP they said "if we start with a new provider you have to start over and pay for a new service call and it would take longer. They would call us back, ( second promised call ) On Monday AM, after hearing nothing from TP, we called back and asked status again. Once again told in research. I mean really? I went on line and found the part in the Trane DC in Memphis and that took all of 5 clicks of a mouse. again was promised a call back (3rd time) not a word. It is know July 5th. 6 Days in, TP had 2 full business days to find a compressor. Would that not be a core competency of a warranty business? And we start the whole thing again, supervisors, researchers, etc. at 4PM they tell me via call "we can order the part now, BUT, it will take 3-5 days to arrive. I asked for overnight service due to the horrible claim issue and they say "we will have to call you back" ( 4th time, fill in the blank here, no call back) OR we can offer you a credit to "do it yourself' I am just amazed that they never escalated this to emergency, it's not like I had a sink issue, in the summer in the south. I have NEVER in 35 years of business life seen anything this bad. I just called to cancel my service and they would not refund the $44.00 bucks for July as "I had used the service" UNBELIEVABLE. On to the BBB and I am doing everything in my power to get a phone number for the corporate office. Amazing they have that hidden like Ft. Knox. Guess I know why.

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    Customer ServiceTech

    Reviewed July 8, 2017

    Our central AC Unit was making noises and was not getting cool. We turned the unit off and we sent a claim request on 6/23. We had an appointment on 6/28 from 9-12. The contractor called the Morning of 6/28 and cancelled. We called Total Protect and was assigned another contractor. This contractor came on 6/29 and did not find any problems but replaced the capacitor. On 7/3 the unit stopped working completely. We looked at the pipes that lead from the unit into our home (photo attached) and they were completely frozen. We turned the unit off again and called Total Protect; they stated that they didn't have an available contractor to come out and authorized us to get an estimate from another contractor. We found another contractor had the contractor come out on 7/4, paid a $69 diagnostic fee (on top of the $100 fee from Total Protect) and they provided an estimate totaling over $1,500.

    We contacted Total Protect with the estimate and they required the previous contractor (who was not available) to come back out. We had an appointment window from 9 - 1 on July 5. They did not show. My husband had to leave at 2:30, they called at 2:15 and said they would be there in half an hour. My husband told them to arrange a time with me because he had to leave for an appointment. They did not contact me, when I called, the calls went straight to voicemail.

    I called TotalProtect on 7/6 and they arranged an appointment with this same contractor for July 8 from 9 - 12. The contractor did not call and did not show up.

    Complete disrespect, failure of customer service and disregard for the customers experience. I only wish that I could provide a lower rating.

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    Customer ServiceClaims Handling

    Reviewed July 8, 2017

    When we bought our house, the real estate agent bought the HMS Home Warranty for the first year. This is our second year we've had the house. It was easy and convenient submitting a claim when the dishwasher went out. I called and explained the problem. HMS arranged for a technician to come. When he did, he diagnosed the problem, got the parts within a week and fixed it. He was very good, professional and did exactly what he said he was going to do. The dishwasher is working, so it’s good.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed July 8, 2017

    I wanted a home warranty when I purchased a house and this was automatically provided. To date, I still have the HMS Home Warranty and it won't expire until October. I always call in to submit a claim and it has been nice, easy and hassle-free. The reps were pretty friendly, courteous and sent individuals out to check what my concerns were. But there was one time when I was having trouble with my sewage. I told the girl that they didn't know what was going on with it and I had to know to be able to know what steps I needed to take and get my issue resolved. I was needing someone to come out, do a check and see why my toilet was backing up. I didn’t understand that I needed a plumber and they were telling me that they don't cover that. But nobody checked to say what was or wasn't covered.

    I called the claim in twice. The first time, a gentleman came out and said, "I see what it is," and put a cap on it. But the bathroom backed up that night and I had to pull the cap off of it so the water wouldn't back up into my house. I called HMS back to tell them what had happened, so the technicians came back out and said there was a tree root. I was told to put some root kill down and I did that, but I was still having the same problem. I ended up calling Roto-Rooter. They had to go and look at the drain through a scope after they checked. None of the plumbers HMS sent had a scope. I then had to call the Maintenance Service Division.

    There was also a time when the technicians came out to chek my air and my heating system. I found out that I had leakage in the air conditioning so I ended up having to get a new one. They sent someone out to check and see. They came out and said that there was no problem with that anymore. Their technicians showed up just when they said they would and they did what they needed to do. Overall, HMS is good and I like their deductible.

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    Tech

    Reviewed July 8, 2017

    We renew our contract with TotalProtect every year and we've been with them for about 11 years now. We've had good experience with them over the last few years. Every now and then we get a vendor that's not so good but we've always been able to call TotalProtect and tell them we don't like a particular vendor. The quality of the repairs that we are getting from the contractors has gotten better in the last year but I'm still trying to get in touch with Temp Control for our latest problem.

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    Claims HandlingTech

    Reviewed July 7, 2017

    HMS Home Warranty came with our house. I've submitted one claim for my air conditioner and the experience was good. Their claims reps were very friendly. They gave me references of people to call. Also, their technicians were excellent. They helped me out and gave me ideas. They're really good people and they had everything done within two hours. I highly recommend HMS to anyone who buys a house but I wish more stuff was included.

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    Customer ServiceClaims HandlingCoverage

    Reviewed July 7, 2017

    We got the warranty with the house but they let us pick from a couple of options. Among the options we were given, HMS had the coverage we were looking for for the cost of the warranty, we ended up going with them. The claims process has been easy depending on who they were working with to send out. We've had a couple of repair people who've been really good to work with. There was one that never responded but they then sent somebody else eventually, after a month of us asking for them to send somebody when our furnace broke in the winter. So for the most part, it's gone smoothly. The repairs done have so far been good. They have been fixed and have stayed fixed. With the age of the home we were buying and the appliances, things were bound to be breaking down and they have. So it worked out for us and it saved us money.

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    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed July 7, 2017

    My mortgage informed me that I could sign up for TotalProtect and I did because I thought it was a great idea. I've had them now for years. I got contacted by other companies, but I’m happy with them. Their claims process is generally easy. I recently used them for my air conditioning. The tech came and fixed the first problem he found and I paid my deductible.

    A month later, it wasn’t working again, so I called them back and they said that I didn’t have to pay for another deductible. Then they said that it was something different, a condenser. Why would they come out and fix the unit and not check the whole system? I had to pay another deductible, which was inappropriate because it was the same complaint that I had originally called about. The technician was a nice kid, but he didn’t check the whole system. He just only checked what was indoors and didn't check the compressor outdoors

    I assumed, because he was a professional in that area, if the air-conditioning system isn't working, that he would go check and fix the whole system. TotalProtect backed him up and they didn't really listen to what I said. And if for an extra $100 he thought it was worth losing my business for when I get a new HVAC system, that’s fine with me. He demonstrated he wasn't up to the job. The woman I used to go to whenever I had a problem, went to a different department so I can't contact her.

    When I filed a claim for my washer dryer, they could not fix it for 6 weeks, and opted to just replace it. The contractors kept ordering the wrong drums, that I have a garage full of them. The guy fixed it but didn’t fix the hinge to properly close the machine. They gave me a new system and that was great service. I gave my machine to a neighbor who got another 5 years out of it.

    TotalProtect has been very quick when there is a problem to send someone out. I don't have to wait weeks. If I called on my own, I'd wait weeks to get someone. For $37 a month and $100 deductible, I'm pretty happy with that. It's not like I'm paying tooth and nose for it, I looked at other services and they are too confusing. These people stand behind everything. I have recommended them to friends because, overall, their service is very reasonable and they cover a lot of things. I have recommended them with the caveat that it's going to take multiple calls and one may have to escalate, but the value is there. It's very helpful to have it.

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    Customer Service

    Reviewed July 6, 2017

    We placed a claim for a washing machine. Called Electron as per HMS reps instructions and described exactly what was happening with the machine... very simple, it shakes during spin cycle. The rep came out and did nothing but of course collected the $100 deductible. He was here less than 5 minutes and then told HMS in his report that it was broken from abuse... really? How did he determine that? HMS replied that he is an expert. He opened the door of the machine, moved around the basket and said what I already told him on the phone, that it shakes during spin cycle. Could have saved me $100 and told me that on the phone. We do not overload our machine and have never abused it. I am requested a refund of the $100.

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    Customer ServiceTech

    Reviewed July 6, 2017

    I have no problem submitting claims and getting them done. Also, the technicians I used to have in the beginning were very good and knowledgeable. But they keep changing the people that come to the house. The last guy came with a plumbing problem. It was a simple thing and he came back the second time to fix it again when something happened. I wonder sometimes if these people aren’t trained properly or they’re just getting into something new and trying it out. I've also offered some other work that I'd pay them cash to do. It’s not a major thing. I wanted the sink in the powder room changed over and the piping changed there. It’s a stand-up sink and I wanted a counter-type sink within the powder room. The guy said he'd get back to me but he never got back to me. Months went by and I kept on calling. I got somebody else to do it then.

    Also, for the air conditioning, every year it goes out and they fix it. They couldn't replace the major parts, they have to keep charging until something big fails. Last year was the worst when we had that heat wave. I was out of air conditioning for a whole eight days. I’m a heart patient and that didn’t help too well. I had to go to a hotel for two days which was costly. They'd say to me that they'll get to me when they get to me. They said that there are a lot of problems which I can understand.

    One company came here three times but they didn’t fix the problem. Two of the guys they sent couldn't find the problem in three tries. But they got some other guy to come on a Saturday who I never heard of. He came in and within five minutes, found the problem. He said my pipe’s frozen down there and it’s out of Freon. They say it leaks every year but they can’t find the leaks. He charged it up and it’s been working since then. It’s still working now and, hopefully, it’ll go through the summer. That’s what makes me wonder sometimes. They have some good people come here but it depends on what contractor you get and who they subcontracted to. Otherwise, the program is good and they take care of things.

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    Customer ServiceTech

    Reviewed July 6, 2017

    I called TotalProtect and told them what the situation was. Then they provided me with the vendor for the air conditioning unit but I was not happy with that particular vendor because I took a day off and they didn’t show up when they said they’re going to. As soon as I called in and complained, they immediately got me another vendor from a smaller company. The guy was great plus we got everything taken care of. He told me what he was going to check and do. He came back and told me what he was going to send as his recommendation but it took a while for TotalProtect Home Warranty to get back to him for with a yay or nay.

    He was a very accurate person and easy to understand as far as what was going on with the air conditioning unit itself. He’s given me more details than any other vendor that has come out because this has been an ongoing thing with my air conditioning unit for several years. Every year I had to call and the air conditioning company just kept patching it up. Therefore, he made a recommendation that it will be replaced and told me why he made that recommendation. It was in a way that I can understand it and he did a good job. I’ve had TotalProtect for a while and the good thing is anytime I’ve had any issues, I haven't had any problems.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed July 5, 2017

    The actual sellers of our house got HMS Home Warranty for us when we bought the house off of them. We usually file a claim over the phone and it's simple. We call and they ask a couple of questions about what's going on and then they assign it to somebody. For the most part, their claims reps were helpful and the technicians have all been nice and professional as well. It has been quick, easy and effective.

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    Cinch Home Services
    Response from Cinch Home Services

    Nichole – Thanks for sharing! We appreciate your kind words and glad the process was quick and easy. Sincerely, Tanya

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    CoverageRefunds & Payouts

    Reviewed July 5, 2017

    I thought I was getting a cheaper home warranty when I switched to TotalProtect but I wasn't. In the past, I haven't had any problems with them. But when I had a hole in my tub, they didn't cover it so I had to pay out of pocket on it.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed July 5, 2017

    We bought a house that had HMS Home Warranty and we renewed it because we liked their services. I had a terrible experience in submitting the claim, though. I have a lot of high-end appliances and the people in the Claims Department refused to contact the people that I have to have for my appliances. They always referred me to Sears or somebody that can't service me. Before I knew that, it was a big debacle, but now that I do, it's been difficult even getting them to call me. They still require me to Sears and then I have to go above their head and call somebody else in upper management to get them to take it to escalations.

    It's a horrible process. I like the service of HMS but not the process that they have in dealing with people. They’ve never been rude, but they’ve never been helpful. Last year, the technician was awful. And this year since I went through the growing pains of dealing with the service, I won't go with any other company except for one. I just had my washing machine installed that was a new one from HMS Home Warranty and they contracted GE to fix and install it but they damaged my wall. And I still can't get them to pay me to fix my wall. So, therefore, I'm not very happy about that either. Also, the quality of work is mediocre.

    The service provider is not bad but there are glitches in their system that could be fixed especially when it comes to people needing special needs and the people that they contract. They wash their hands if somebody damages something or if the contracting company is not the best. They say it’s not their problem and that’s not cool. As far as the coverage and the service of the people, I don’t dislike the service but I’m not in love with it either.

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    Customer ServiceTechPrice

    Reviewed July 4, 2017

    So I filed a claim for my A/C not working almost 30 days ago. After many phone calls and emails, I received a call today saying that the original service provider wasn't being cooperative and I have to call a different one to come out and look at the system. I have no idea what is going on with this company, but it feels like I am getting the run-around. How long and how many people need to look at an A/C unit to realize it is not working? This is not the way a company should honor their service. Guess I'll see how much longer it will take while it keeps getting hotter and hotter outside.

    UPDATED ON 07/13/2017: So now it has been over 30 days and 2 companies have been at my house. Got a call today for them to come out and see if they can find a leak in my 20+ year old unit. Both companies had advised replacement stating that it would cost over $1000 to just find the leak and for the coolant recharge, not including the repair cost. Now I have to have at least 2 more appointments and I don't even know if it can be repaired. At this rate it will be out for June, July, and into August. Great time to be given the run-around on fixing A/C. If this cannot be resolved before August, I will be contacting a lawyer and see if they can get this "home warranty" company to honor their service.

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    Customer ServiceTech

    Reviewed July 4, 2017

    This company provides horrible service. Shortly after moving into our house our hot water tank would not light since the pilot was out. We filed a claim and a plumber came out to fix the hot water tank. He was able to get the pilot to light. A few weeks later the pilot went out again so we called HMS and the plumber was sent back out. This time he recommended replacing the gas valve on the tank but he would need HMS to authorize the repair part. HMS did not authorize the repair since the plumber was able to get the pilot to light so technically the hot water tank is "working" but clearly how they define working and how anyone would define working are two different things.

    Today, we are without hot water for the third time. I called HMS today and the woman I spoke with clearly did not care that this was the third time I called. A plumber will be coming out again to fix the same problem. I cannot say I will renew our warranty once this one expires. This has been a very frustrating experience and quite frankly if they had just authorized the plumber to make the appropriate repairs I would have a much more positive review. But in my opinion it's clear HMS will only spend money if they absolutely have to and are otherwise content with prolonging the repair of an item.

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    Customer ServiceTechPunctuality & Speed

    Reviewed July 4, 2017

    On Sunday, June 25, 2017 we awoke early and realized we had lost our AC in the night. Our home warranty company, Total Protect, didn't get anyone out to our place to look at the AC unit until Tuesday, June 27th. The company they sent was ProServ Heating & Cooling. ProServ called our home warranty and advised them of what was broken. Total Protect decided to order a part to repair it instead of replacing the whole unit, which was suggested by ProServ. The part arrived on Thursday, June 29th and Total Protect contacted ProServ to notify them to pick up the part at the Goodman's Distribution center in Mesa, AZ. When we called ProServ to find out when they would come back to repair it they told us it would be Monday, July 3rd. I called the owner (Patrick) of ProServ and told him that 4-days was too long. The owner called back and apologized for not knowing of the delay and that he would send his Tech (Mario) to be at our home on Saturday, July 1st @ 5am. Unfortunately, Mario waited too long to pick up the equipment.......when Mario went to pick up the equipment on Friday, June 30th, @ 4:25pm, he found out that Total Protect sent the equipment to the Goodman's Distribution center in Tempe, AZ! So, Mario didn't have time to get to Tempe and the Tempe distribution center isn't open on Saturday, so we were told that nobody could help us until Monday, July 3rd. Now we have been told by ProServ that they won't be able to fix our unit until after 5pm on Monday evening, July 3rd. And they have also told us we can just go find somebody else if we don't like it.

    Now... it's Monday evening 6:45pm and we find with the replacement part that it has a leak. The ProServ technician does not install the replacement part. We get the warranty provider on the phone (Total Protect) and speak with the customer service rep. Purchasing department is closed and nothing can be done until Tuesday (July 4th) sometime during the day/evening now. No one can help us. July 4th is a holiday and no one cares. The temperatures are 112 degrees over the last 8 days. Absolutely no one at Total Protect has been able to help up and no one cares.

    Now, mind you we have been in a hotel since 6/25.....and we have consistently and repeatedly called Total Protect asking if we could get this job re-assigned to another AC company, but we have been met with every roadblock imaginable. Our warranty company and the AC company, ProServ, do not seem to have a sense of urgency to help us in the temperatures that we are have in the metro Phoenix, AZ area.

    This is the worst case of customer service that I have ever in my life that I have experienced. Complete disregard for the customer and I am not exaggerating about this. This is horrendous!

    UPDATED ON 07/12/2017: On Wednesday, July 5th Total Protect contacted us and told us that the replacement part was available for ProServ to pick up and install and that an email had been sent to them. We sent a text to Mario at ProServ at 7:29am asking when he would pick up the replacement part and install it.
    By late morning we had not heard anything from ProServ. After several attempts, using our cell phones, to contact ProServs main office, we called them from a landline and the receptionist immediately answered the phone. We asked what the status of the repair was and the receptionist stated that we were not on the books and they had not received an email from Total Protect. When we asked her why she finally picked up the phone when we called from the landline instead of when we called from our cell phones, she hung up on us!
    At 11:43 we talked to Mario and he would not give us a time when he would pick up the replacement part or put us on the schedule. His attitude about the situation was that it was not a priority to get our Unit fixed as soon as possible.
    At 5:42pm, we call Total Protect telling them that we cannot get a set date and time from ProServ to complete the job and that we need this expedited. Total Protect stated they will call ProServ to get us on the books as soon as possible.
    At 5:56 pm, we texted Mario at ProServ again asking if the part had been picked up and would he please advise us when he will be back to repair the unit.

    At some point, we were told that Mario would be at our home on Thursday, July 6th, after 5:00pm. At 6:15 pm, Mario arrived with the replacement part and goes up to the roof to begin working. By 7:27 pm, Mario discovers that the replacement part will not work with our unit because it is too old. As you can see from the picture, the replacement part did not fit our unit! !

    At 8:12 pm, the owner of ProServ (Patrick **), told us that he would cancel all of Marios jobs for Friday (July 7th) and have Mario buy the correct part and install it immediately, bypassing Total Protect so the job would be completed.
    At 8:30 am on Friday July 7th, we received a conference call from Mario and Patrick stating that the replacement part for our unit is not available except from the manufacturer because the unit is so old. To get the part from the manufacturer would take 14 days and if we wanted to expedite it (5-7 days) would be an additional $180.00. Patrick and Mario asked if we would stay on the phone while they conferenced in Total Protect. Patrick and Mario told Total Protect the issue with the replacement part and suggested that Total Protect replace the whole AC unit, which was their original suggestion two weeks prior. Total Protect agrees that an AC Unit replacement is necessary. We are asked to drop off the conference call while Total Protect and ProServ discuss the details of replacing the unit.

    Total Protect calls us back and tells us that we can expect a call by close of business letting us know when the installation will be scheduled. They also tell us that we have to pay additional fees. We give authorization for them to proceed.

    At 12:24pm, we text Mario to let him know that we gave Total Protect the authorization to go ahead.

    At 4:30pm, we called Total Protect because we had not heard from ProServ regarding when they will install the new unit. Total Protect tell us that the new unit is ready to be picked up and they put us on hold to call ProServ. Total Protect calls both the main office and Marios cell phone but are unable to reach anyone or leave a voicemail because the cell phones voicemail is full.

    We go through the weekend without any idea of when the Unit will be installed.

    At 9:30am, Monday July 10th, we get a call from Mario stating that he is on our roof installing the new AC unit. We had no idea he was even going to be there! Mario says he is leaving and will be back in a couple of hours and could we be at the house so he could continue with the install. Mario and another technician return and get the AC Unit up and running. Mario then says he has to leave again and will return after 5pm to finish the job. He then calls after 7pm and says he will not be returning but will be back on Tuesday, July 11, to finish the job. Mario completed the job at 2pm on Tuesday, July 11th.

    Bottom line, this is a summary of our experience:
    We spent 15 nights out of our home and returned on the 16th day.
    The temperatures during this time were between 110-116 degrees.
    Mr. ** had to spend many hours away from work to be available to meet ProServ at our home.
    No consideration was given for the excessive time to complete the job, money spent for accommodations, or loss of wages from time off work.

    We experienced a complete lack of: professional courtesy, customer service, work ethic and integrity.

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    Price

    Reviewed July 4, 2017

    TotalProtect's price was within budget so I chose them. One time there was a minor issue but they resolved it immediately. Overall, I had a good experience with TotalProtect and have been satisfied.

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    Cinch Home Services
    Response from Cinch Home Services

    Cynthia – Thanks for sharing! We’re glad that you had a good experience and we’ve satisfied your home warranty needs. – Janet

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    Tech

    Reviewed July 4, 2017

    Our HMS Home Warranty came with our house. We submitted a claim to them online. My interactions with their technicians have been fine and working with HMS has been easy. The quality of work is fine as well. I've been pleased and would highly recommend HMS.

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    Customer ServiceClaims HandlingTech

    Reviewed July 3, 2017

    I've been a customer of TotalProtect Home Warranty (TPHW) company for over 5 years. As the years passed, I've received less and less customer satisfaction handling valid claims. On 06/12/17, I opened a claim for my broken A/C unit. The A/C service representative recommended new replacement parts (coil, etc.) to be installed.

    TPHW company ordered the parts on 6/17. Their responsibility was to contact the service provider once the part arrived. After 3 or 4 phone calls to TPHW inquiring about the latest status of the part, I receive the run-around about who's responsibility to notify the consumer (me) that the parts arrived in the same same city that I live in.

    I have young children living in this house without A/C. To make matter worst, the average temperature have been over 90 degrees in June. Today is 07/03/17 and its high temp will be 95 degrees. I called the service provider on 07/03 and TPHW for the latest status. Both are continuing pointing fingers at who's responsible for contacting the parts supplier.

    Finally, 07/03 the service provider called the parts supplier and the parts had arrived some time ago. Mind you the customer had to TRACK down the status, and notify TPHW to finally get moving on this repair. This is totally unacceptable to my family and I experiencing unnessary extreme weather hardship because TPHW did not do their job. Latest update: Now we have to wait until 07/07 until the service provider complete the repair. This could have been all avoided if TPHW didn't drop the ball.

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    Customer ServiceClaims HandlingTechOnline & App

    Reviewed July 3, 2017

    I would like an investigation opened up on HMS home warranty company. I have been waiting three weeks to get my air conditioner fixed and no one at the aforementioned company has, in my judgement, made any real effort to address my claim. Sure, they have been more than willing to listen to my complaints about their failures to provide the service that I pay them on a monthly basis for but after speaking with the contractor they sent to complete my claim I feel as though this is a normal practice of theirs. By that I mean the following. Three, almost four weeks ago now I contacted HMS to file a claim because my air conditioner was not working. The first contractor they assigned to my case we never saw in the first week trying to get in contact with him to come and do a simple assessment of the issue.

    After informing HMS of this and explaining to them that I have two children at home two years old and under they assigned another contractor to my case. After this second contractor did the assessment and turned in the work order I was told that their research department was looking for the most economical option for what was ordered by the contractor. Almost another week was wasted at that point because two different employees in the HMS customer service department told me two different things as it concerned my responsibility in getting the claim completed. When the "economical" part that was ordered from the research department arrived at the contractor and it came time to install it, lo and behold, it was a bad part! On top of that, the contractor informed me that this was not the first time in working with HMS that HMS sent his company a bad part to do a job.

    Needless to say, at this point I am still without air conditioning and watching my toddlers suffer because I am not receiving the service I pay for from HMS. I also found it interesting that in the reviews section on their website that they've manipulated the data to give themselves a more favorable rating. Out of roughly 1,200 reviews they only have used just north of 300 reviews to suggest that they have a four-star overall rating out of five. Interestingly enough though, out of the selected reviews the second most occurring rating is one star out of five. At best HMS is an incompetent business with highly questionable practices.

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    Customer ServiceTech

    Reviewed July 3, 2017

    I've contacted TotalProtect for repairs on my plumbing, hot water tank and then my floor furnace and the service has been real well, especially when I call. Submitting a claim can be done online but I'd rather speak with a representative. I feel more secure that way and they are very helpful. So far every last one of the technicians they've sent was excellent, except for the one with the heater. Not many people in California work on full furnaces and the first person they sent out didn't work on them. That caused a delay but it was no big deal and before that, I haven't had any trouble at all with the repairs. So far everything has been excellent and that's why I'm sticking with them.

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    Response from Cinch Home Services

    Otis - we appreciate your comments about your claims and are glad to hear you had good experiences with our customer service agents and our Service Technicians. Thanks for your patience with the delay and for sticking with us! - Louise

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    TechPunctuality & Speed

    Reviewed July 3, 2017

    Our HMS Home Warranty came as part of the deal on our house, it's paid for by the homeowner, and we're glad that we have it because it’s an older home. It had many issues and turns out that some of the plumbing are outdated plus there's a lot going on with an older home. We had already gotten a plumber for the first and the whole line had to come out but it leaked again because it was never addressed by the plumber that we acquired. We didn’t know we had the warranty and we go over a mountain of paperwork with our home and we realized after the fact. We’re up against a weekend, it’s already Friday and we got a leak. We just jumped on and got a plumber that was recommended to us but it didn’t work out. So we reached out to HMS and they picked somebody, they came out, did the work that they were supposed to do in a prescribed amount of time. It was a very seamless and painless process. Great all the way around.

    I was thankful that the same problem got addressed later on because the leaks continue from that line that was antiquated. It was a simple process and they took a 15 feet of line out that we don’t even use. Everything works as explained to me and it was all wrapped up within a week or so, which is what's really good about HMS. I'm very happy with it. They did what they were supposed to do. They didn’t skimp on materials. We got taken for a ride on that first plumber, but it was our fault. We picked somebody local and it was a scam job so I was a little apprehensive when HMS reached out to their contractor. But they were good contractors. HMS is a topnotch and a dependable company.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed July 3, 2017

    When we purchased of our home, one of the stipulations was that the previous owners carry a contract for a year and we absolutely had to have the warranty with HMS Home before the end of that year would happen. We've renewed since then and we've been using them for almost three years now. My husband and I are both in our id to late 70s and having the warranty seemed to be the best things for us. We don't want the hassle of having to find somebody to take care of repairs with our homes and it gives us comfort to know that there's somebody on the other line that will listen, understand what we're talking about and take care of our needs very quickly. HMS have been awesome. They have been giving us fast and dependable service and we appreciate the way they handle business.

    Filing a claim with them is a no-brainer for us. We called their office and they gave us the claim number. The reps we talked to were very courteous and very professional. They also broke things down to a level that we could understand at our age and I appreciated that. Then I called the agency that's going to be doing the work and gave them that claim number. The work done by the techs who came out are very good quality. They also arrived on time and sometimes they're earlier so that was good for us. But when we had issues with the air conditioning unit, it took five days before the contractor could get out here. It was the peak season for them. But we let go of that issue as things worked out all right for us. It was that period where the weather was really cool and if it hadn't been for that we would have been a little unhappy with that long of a wait.

    We had to call them HMS again this morning for an apartment place that we have where a new water heater is needed. We called around in the places that we normally would use for this kind of work and the people couldn't get to the hot water heater until Monday. We can't have tenants to go without hot water for five days so we called the Ace Plumbing people that came out to work on the property that we previously filed a claim on and they're getting to it tomorrow morning. They're a great and very reliable company. They don't make us wait any longer than they absolutely have to and they understand our urgency. So I like the fact that HMS is using them.

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    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed July 3, 2017

    My husband liked TotalProtect's pricing and started with them years ago. Everything's been really good with the claims process, and everybody who has come out has been on time and fixed the problem except the last time. My washer and dryer, range, soap dispenser, and dishwasher were messed up. Sears came out and fixed my washer and dryer. But both the gentlemen who they sent out to do my range and dishwasher gave me the run around. I could never get a hold of them. It was two months and it was horrible. I couldn't believe they could run a business like that. I'd call and they'd say, "We'll be right there." And then they'd say, "He ran out of gas." One time, they told me that they were at the front door. I went to the front door and told them, "No, he's not at the front door." And the rep said, "Oh, he's at the wrong house." But he'd been here for about five or six times before. It was a terrible experience. And I read the online reviews here in town and the people said they did the same thing.

    I finally called back TotalProtect and I asked them to please give me somebody else. I complained on them because I didn't want anybody else to have to go through the run around. I cancelled appointments and everything else because I was trying to get my house ready to sell. I told TotalProtect that they should not be on their vendor list because people would get frustrated. They have to take off work and wait all day and then somebody would say they're at the wrong house? It was not TotalProtect company's fault though. It's the company that came out. I got something set up with Sears and they came out and took care of the problem. It was amazing. Overall, I would recommend TotalProtect. The other times that other companies have come out, they either called the same day and set up appointments. We've had a couple of them come out the same day and we never had a problem.

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    Customer ServiceTech

    Reviewed July 2, 2017

    My central AC was 47 yrs. old and needed total replacement. At the same time, the pilot light on my gas water hater would no longer stay lit. TOTAL PROTECT provided a service contactor who could do both simultaneously. The service tech was completely professional, but there is a bigger story to tell: I had joined TP 15 yrs. ago through my mortgage co. Unbeknownst to me, I was on one of their lower plans with caps on repairs I didn't realize I had (fine print over 15 yrs. ago?). I drive a school bus for a living so I pretty much live paycheck to paycheck, and the cap on the central air was only $1,000 ! It would have had me so out-of-pocket I would not have been able to afford and would have had to skip the ac replacement and buy a couple of window units and get through the summers living in two rooms with the rest of the house closed off. Before I even had a chance to mention this, my service contractor (Trinity Mechanical in Baltimore, owner Steve Jansen), had already discussed it with someone he knew (Wayne, a person higher up in the authorizations dept.at TP). Wayne wanted "to make everything right" for me since I'd put over $6,000 into the plan for 15 yrs. (which I would have had available to me if I'd put it into an emergency fund), and waved the caps on both the ac replacement and the water heater repairs. Wayne even called me daily over the couple of days all the repairs took, to personally follow-up. During one of our conversations I learned that I had started out all those years ago (again, it had come to me through my then-mortgage company) with one of their cheapest plans, which is why they had the caps, but he and his co-workers in the dept. all felt helping me out was the right thing to do, and he also told me about better plans I could sign-up for when my renewal date comes up in Feb. 2018, which would not have the caps I encountered. Again, I never even knew who to call beyond the main customer service number -- the TP service provider they sent me used his contacts at Total Protect, and TP came through for me when technically they were not obligated to. Total Protect has proved to be completely HONORABLE in their dealings with me as a member. Thank You to Trinity Mechanical Service (Baltimore) AND Total Protect !

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    Customer ServiceClaims HandlingTech

    Reviewed July 2, 2017

    I've been with HMS Home Warranty for more than five years. My realtor recommended it. Submitting a claim over the phone has been very easy. People are so nice usually that it's easier for me to explain what I want or what happened. Also, the technicians were very nice and informed. In the years I've been with HMS, I only had one issue with them and that was fixed relatively soon. I'm comfortable with the quality of work.

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    TechRefunds & Payouts

    Reviewed July 2, 2017

    had to remove frig to garage because of leaks they send out repairman to fix $100 later warranty company says cant fix because in garage in which they have fixed before 3X but are refunding my 100$ just a heads up on how this company operates WHY would you send out a repairman in first place if you would not fix they want your money but dont want to fix things right I have been a customer for over 3years watch out for this service I have cancel and will not do business again with these people contacting BBB

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    Claims HandlingCoverageTechPrice

    Reviewed July 2, 2017

    TotalProtect was part of the mortgage when we refinanced with Bank of America. The process for submitting a claim is fairly easy and it has gotten better. I used to do it over the phone and my interactions with the claims reps have been fine. Last time, I submitted a claim online for the air conditioner and the techs came out the next day. The techs have been good, as well as the quality of their work.

    However, TotalProtect started using certain companies and we'd have to wait a week before these companies came out. Then we'd have to wait another week before these companies would be able to fix our claim. Also, I don't like that there's a lot of things that TotalProtect doesn't cover and they don't tell you that. We'd have to pay just for somebody to come out. The cost was $75 before and they raised it to $125. They should be upfront with what's covered. I know sometimes they can't but if I specifically tell them what's wrong, they should be able to tell me if it's covered. But they're a good company overall.

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    Customer ServiceClaims HandlingTech

    Reviewed July 2, 2017

    HMS Home Warranty was included in our home purchase. Submitting claims was very easy, there wasn’t a whole lot of hassle. I called them and they immediately looked it up and said that they would get a provider to come out. They would either email me or call me back. I've used it twice and on both times, they went ahead and just told me then that these would be the people that would contact me. The claims rep was very professional and courteous. They ask me for questions and I usually have my questions written down and they answer them as I go through when I call in.

    Overall, the quality of work done was excellent, especially with the water softener. The guy showed up when he was supposed to. He checked the unit and found out that it was not repairable. So, he went ahead and set it up. He got a hold of them and then he called me back. It wasn’t too long after that and he said that “I'd be shipping the unit,” and then once they did, they’d set up a date for him to come back. It was done efficiently. I had to call them another time and they got a technician here on that same day, an hour after my call. I’ve had an excellent experience with them. If anybody is buying or selling a house and the company included in the purchase turns out to be HMS Home Warranty, they don’t have anything to worry about. They’re on the spot to do the job.

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    Claims HandlingTechPunctuality & Speed

    Reviewed July 1, 2017

    I recently made a claim to HMS when my AC unit decided to stop working. At the very beginning of June I made my first call to HMS to make a claim. I was given the name and number of the company to contact to do the repair. I immediately contacted the vendor on what I believe was a Monday and was told by the vendor that he was very busy but could come out either that Wed or Thurs. On Wednesday evening I touched base with HMS and was told that that particular vendor could not service our unit and our case was reassigned to another vendor and was given an appointment for that Monday (roughly six days after initial claim was placed). I contacted that the vendor that night before appointment and was told that they do not typically service the area that we live in and that MAYBE they would be able to make a visit to our home later that week when they would be in the area.

    After many calls to HMS I was given permission to find our own vendor. I did as I was told, and had local heating and air company come out. When the problem was diagnosed we contacted HMS to report the problem and were told that we were never granted permission to go outside of network. I then spoke with a supervisor and explained my obvious frustrations. The supervisor had our $100 deductible waived. I also had a $65 fee that I had paid the service provider when he diagnosed the problem. I sent in my copies of the receipts on three separate occasions (due to HMS stating that they did not receive my fax/email). I had all the correct information attached to my fax/email and received confirmation back both times they were sent by fax. Nearly a week later there has been no reimbursement yet.

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    Customer Service

    Reviewed July 1, 2017

    My dryer would not restart after it was warm and made a loud hum when it ran. Total Protect sent a technetium out, and reported it was an intermittent problem & would not repair it. The dryer continued to get worse, getting to the point it would not start at all. After spending hours on the phone and getting a 2nd supervisor involved, they sent out another company that I was very happy with and put a new motor and some other parts that were worn. I should not have had all the trouble. I now have a water heater that has gone out, and am having issues getting it repaired. I will post the report when I get it resolved

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    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed July 1, 2017

    I was disappointed that some of the issues we had with some of the appliances and things that didn’t work in this past year were not covered by HMS Home Warranty. The coverage was not totally clear to us when we got the warranty but I was satisfied with their response and their very strong follow-up when they called me several times after I placed the claim. Also, I never had any issues with their vendors. I've been with them since last year and our contract is expiring in two days. I received a letter in the mail advising me to renew, and it states that the cost for renewal is more expensive than what I paid last year. I pay in advance for $700 and now it’s $900. I’m certainly interested in renewing it, but I would like to renew for the same price that I paid last year. I was going to call them to know the reason for the increase but I have been away on business for two weeks, so I didn’t have time to contact them. Overall, it has been a positive experience.

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    Customer ServicePunctuality & Speed

    Reviewed June 30, 2017

    I have had this warranty protection over five years, every time I have an issue they are slow and it takes forever to get a repair completed.

    I have been without my central air for two weeks, and I live in Raleigh NC where it is very hot and uncomfortable. After the service company determined what was wrong with my unit and gave the info to Total Protect it took another week to order the part............part still not here and I have been given the run around for the whole two weeks! When they say they will call you back they to not!! My unit is 15 years old and they have had several service calls over the last two years..........still they won't replace the unit, but they will repair when they get around to it!! Two weeks that is NOT customer service!

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    Customer ServiceClaims Handling

    Reviewed June 30, 2017

    Servicemen came to my house and assessed that the compressor needs to be replaced. They reported this to the total protect company. Three working days later I receive a call from total protect that my claim has been approved and do I agree to go forward with the claim. I said yes I agree and was told at that time that the compressor will be ordered from Lennox company and the repaimen should receive it in two business days. 2 business days later I get a call saying my claim was denied and they want to talk about options on repairing my air conditioning unit. I told them about the call I got 2days prior and wanted to know why was the claim approved on Tuesday and then denied on Thursday. They told me an error had been made and the part was not ordered. They were going to expedite my order because the claim is approved. I call today, Friday, and no order was placed expedited or not. I asked to speak to a supervisor and was told none was available. This is worse than regular insurance companies. The worse service I have ever received on any type of claim or warranty.

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    TechPunctuality & Speed

    Reviewed June 30, 2017

    HMS Home Warranty came with the home loan from our realtor when we bought our house. We've had the house for four years now and we submitted a claim this year for our side by side refrigerator/freezer that was frozen up. It happened on a Wednesday and HMS had somebody out on a Friday, which was quick. They did a great job on everything from the techs' availability and how quickly they got out here. So far, we've had no issues and I would highly recommend using them.

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    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed June 29, 2017

    I bought this house a little over a year ago and the previous owner had HMS set up for the first year for me. So I just ended up renewing it. The last claim I submitted to HMS was for the garage door. I didn’t go into the greater detail before calling them because I was having problems and needed it to be working. I ended up having three separate repairs and it turned out none of them were covered. The door would go up but it needed the remote to go down. The wall control is working fine and the tech said that it was something inside the head that needed to be replaced and it was not covered. I also needed to replace my remotes because they were 18 years old but they were not covered either. He fixed the rollers on the side of the door because they were rusted and you can hear the noise when the door went up and down. But they were also not covered.

    The tech did the job and seemed to be knowledgeable. I haven’t had problems with the door working since then. And I was also pleased when my washer cramped out and I ended up with a new unit. I appreciate that HMS Home Warranty is responsive when I called and they were prompt in getting someone out here. It’s definitely been a positive experience.

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    Customer ServiceClaims HandlingCoverageSales & Marketing

    Reviewed June 29, 2017

    This company denied my claim and they will find a way to make not to pay for your claim. I called HMS regarding my booster pump and customer service rep said pressure regulating devices are covered. Before called plumber I did send photo of the issue as well. Plumber inspected the issue and he said (agreed) pump need to be replace and I had to pay him $100. I got a call from HMS and said it not covered due to it is not a pressure regulating device. We need 55 psi pressure to get water up to washer. When without booster pump we only have 40 psi. There is no base behind HMS rejection and only option they have option to deny any claim with something or anything. I paid $100 for nothing. This company is a scam.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed June 29, 2017

    I looked up on the internet through comparisons and reviews. Everybody had negatives but TotalProtect had the least and so I went with them. They were quick in the claim process which I didn't expect and were out here within two days. The technicians were good. I just didn't like the gap from the day they got called and they came out to the day that it got accomplished and I never knew if that's just workload 'cause it was a hot week. It took literally a whole week to get a little motor to replace which was a small thing. But other than that they were good. They talked to me about what it was and explained to me and they checked other things before they left. I was impressed with these kinds of services that I heard so many negative things about. Everything was great.

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    Customer ServiceTech

    Reviewed June 28, 2017

    I filed a claim on June 9th on my home AC. The guy came out on June 10th and replaced a motor in the AC. The unit began to cool and on Monday June 12th I noticed a noticeable vibration and called the guy. He asked to file another notice on the original claim and it would be recall. I go out of town on June 12th and return June 13th to a HOT home. I call TOTAL PROTECT and they have the guy return. Upon returning he states the compressor is out. The unit would need to be replaced. TOTAL PROTECT has to RESEARCH and ORDER parts. RESEARCHING takes 24-48 hours and once parts are ordered it takes 3-5 days to come in and then the service provider has to pick them up. I call and call and call and call again and the PO was sent to the service provider and he couldn't recollect receiving the PO so he says the parts order was canceled. Probably more of his drinking on the job that occurred at my residence or he would remember. I told him the old unit could be left at my shop and he refused to leave the old parts and then refused service to my AC and said get a new service provider. I contacted TOTAL PROTECT and they issued a new provider and on June 24th the new provider comes by and submits his report on June 24th and I call on June 26th to follow up. The report submitted is being RESEARCHED and they will get back to me in 24-48 hours. I called today on June 28th and I get the same crap from a desk jockey that it is being researched and that TOTAL PROTECT is waiting on pictures of the unit and compressor. As of today, no parts are ordered. The parts ordered for the previous provider were sent back rather than transferring the PO to the new provider. Not a single person at TOTAL PROTECT gives a crap about the fact it is 95-100 in the South. All I get is "I'm Sorry" and "I Understand" when in reality they took my money and have FAILED to provide a service.

    It will be three weeks on Friday, June 30th. As of today, no parts have been ordered so it will be 3-5 days for that to happen which puts me beyond next week due to the holiday. POOR POOR POOR POOR COMPANY AND I RECOMMEND THEM TO NO ONE!

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed June 28, 2017

    HMS Home Warranty came with the purchase of a new house. Submitting a claim has been a good experience. I usually do it over the phone and I get through quickly. The only thing I did not like was sometimes the service provider would have a conflict with HMS Home Warranty on what they would cover or HMS Warranty would try to get them to use the cheaper option. I had an 80-gallon water heater and they said that they’d only cover 50-gallon water heater because that’s all my house needed. But on the warranty, it’s the 80-gallon water heater. The contractors that they had sent were bare-bones. They're licensed but the address was just somebody's house and not necessarily like a business. None of the source was brick and mortar. None of them has a website or anything like that. It could be anyone coming in to your home so the fact that HMS are using inferior service companies make it an issue.

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    Customer ServiceClaims HandlingTech

    Reviewed June 28, 2017

    I found TotalProtect online and they’ve been pretty good so far. I just renewed my home warranty with them. I call them to submit claims and it’s been an easy process. The reps who I’ve talked to were wonderful and very professional too. They gave me all the information I needed and they did follow-up. If there's a problem that they might not know about, they gave me a callback. I also had a good experience with the technicians who came out. TotalProtect sent out a guy to repair the dryer, but the tech didn’t repair it correctly and the dryer went out again. The next guy who came out said, “They didn’t fix it correctly, but we're going to take care of it the right way.”

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    Customer ServicePunctuality & Speed

    Reviewed June 27, 2017

    I've been with HMS Home Warranty since March. When I needed to submit a claim, my agent told me to call. The lady who took the phone call was very friendly and helpful. She told me who I needed to contact, who was the service provider and what to expect. Overall, HMS got back with me quickly, had the issue resolved fast and the work was of great quality.

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    Cinch Home Services
    Response from Cinch Home Services

    Shantel – We appreciate you sharing your experience! Our goal is to make your home management easier and it sounds like we did just that! Thanks! – Janet

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    Jim increased rating by 3 stars.
    Customer ServiceCoverage
    After a positive interaction with Cinch Home Services, Jim increased their star rating on July 6, 2017.

    Updated review: July 6, 2017

    Subsequent to writing this review, I was contacted by Total Protect, and without going into a lot of detail, they were able to resolve this situation in a very satisfactory manner, which actually speaks quite well of them. So, I am changing my review to 4 stars, with a 1 star deduction for making the first go-around so distasteful.

    Original Review: June 26, 2017

    Here's my situation: My garage door opener has been out for a month, and this policy supposedly covered that. Well, they sent a guy out, and he said the logic board, inside the garage door opener, was bad, but since the unit was like 20 years old, he would try to get me a new one. Well, awhile later he said, I've got bad news, since the remotes weren't working, and they didn't cover the remotes, they couldn't do anything. Never mind that there was nothing wrong with the remotes, it was a problem that was inside the garage door opener that was causing the remotes not to work! Can you even believe the gall of these guys? Well, they called and I gave them an earful and a half, nothing resolved. I'm waiting for her supervisor to call, but I'm not expecting much, if anything. If they do resolve this in a fair and honest manner, I will come back to this forum and say that. But, don't hold your breath or anything!

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    Response from Cinch Home Services

    Jim – We are delighted to hear that we were able to make this right for you. Thanks sharing your experience! – Tanya

    Customer ServiceRefunds & Payouts

    Reviewed June 26, 2017

    I have been on a contract for 6 months with this company. My payment is deducted directly from my checking account every month on the 11th. For the month of June 2017, my payment of $47.95 was deducted as usual. I received an email on Tuesday, June 20th stating that my checking account and payment was rejected by my bank on June 19th. I contacted Total Protect's customer service line the same day and asked what the problem was, as my payment is showing as completed through my bank on June 13th. The girl said that it was rejected. I explained to her that I was looking at my bank statement as we spoke and it showed the deduction of $47.95. After being put on hold several times for her to contact the accounting department, she came back on the line and stated that what "actually happened" was I was issued a refund on June 19th for $47.95 and that when I receive that refund in 1-2 business days, call back and make my payment. WHAT?!? Why would I be issued a REFUND for a payment this company claimed they never received. I asked her WHY, and she said she couldn't answer that, I would have to speak to someone in accounting. Instead of transferring me to accounting, I was sent to a survey. So, I called my bank. The customer service rep at my bank said that not only did they issue the payment to Total Protect, Total Protect accepted the payment! My bank provided me with an ACH trace number to prove the payment. I called back to Total Direct and after being on hold 41 minutes asked to speak to a supervisor. The woman WOULD NOT put a supervisor on the phone. She looked at my account and told the THE SAME THING the previous woman said. I told her that I wanted to speak to a supervisor because the payment was made. She said a supervisor would call me back in 24-48 hours. No one did. And a "refund" was never issued to my bank. I received a second email today stating my warranty was going to be cancelled because the payment hasn't been made. YES IT HAS!! So, I called again. After spending 90 minutes, YES 90 MINUTES on hold (phone records to prove it), I was finally able to talk with Karen who told me she would schedule a supervisor to call me back. NO!! Get me someone NOW! Nope, I was told that the supervisor (Julia **) was in a meeting and would call me back. ARE YOU KIDDING ME!!!! Karen said no other supervisor was available. She also said it is documented that in my last phone call to customer service, someone would call me back after they spoke to accounting but I denied that option. That is a flat out lie. I have been waiting 6 days for someone to call me back. I am so angry right now at this rip off of a company who is taking my money and claiming they never received it. Considering I have the documentation from my bank statement AND the trace number from my bank that proves a payment was made, I feel that this company is stealing my money and wanting me to pay more. This will not happen. I left a voicemail message for Julia ** and if I do not receive a call back in the designated time frame, this warranty will be canceled and I will be contacting the local news channel to report their fraudulent business practices. 8 on Your Side in Tampa, FL. Look it up people at Total Protect. You will be hearing from them if I don't get this resolved.

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    Claims HandlingTech

    Reviewed June 26, 2017

    When we purchased our home the seller had put a home warranty on the home. After living in the home 4 months the kitchen range went out and we contacted the warranty company. They sent out technicians who said the range could not be fixed and needed to be replaced. They kept sending out technicians to delay and stall. Each company said they didn't know why they were sent because the stove needed to be replaced. We were without a range from May 8th until June 25th. They never would contact us.

    Through much persistence they finally said the range could not be fixed and offered a $1000.00 settlement. I have ordered a replacement range that cost $3149.00. It is the only 40" range made. I now will send them a copy of the order and HOPE they will send me the $1000 settlement. I have been speaking to title companies and real estate agents in the Tri-Cities about what I see as a company that has terrible service and makes it extremely difficult for legitimate claims to be filed. I am speaking to my state representative about this company and the way they do business.

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    Claims HandlingTechPunctuality & Speed

    Reviewed June 26, 2017

    My experience when I submitted a claim was fine. The technician came out that afternoon and once they determined that the unit compressor was broken and replaceable, it was very rapid at that point. Their agent, George, called and told us that the claim had been approved and that they would have the repair company out the next day. He was cordial and professional. About 8:45 the next morning, the technician was out working on replacing the unit. He was on time. The contractor who got back from vacation brought his wife and his children to double check the work that's being done for us. Overall, the experience was fast and easy. HMS Home Warranty did what they said they would do when they said they would do it.

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    Customer ServiceTechPunctuality & SpeedRefunds & Payouts

    Reviewed June 25, 2017

    I can't say I've been more disappointed about paying for something and assuming the service that came with the so-called "peace of mind" wasn't so. The water heater went out in the rental home. I have this home warranty program called "Total Protect, " and I have never needed anything replaced. I've been with them for 9.6 years and have paid approximately $4,500 in monthly fees over that time for the "peace of mind." I have had five claims where I paid a $60 - $75 deductible each time for service repairs (same water heater and one on the AC), this past year my deductible went to $100. I called to tell them the water heater won't stay lit. I get an authorization #, they have a local contractor AT Klemins come out to repair, and the contractor deemed the water heater needs replacing. They call the home service program and first and tell them I have to wait for 24/48 hrs for Total Protect "to decide if they agree with the replacement." Mind you it is leaking on top of the flame and it won't stay lit. Once approved (if it is approved) they will ship a water heater to the contractor's location (which takes three more days), and then I must take off work again to be fitted into AT Klemins schedule to get it hooked up. Note, my warranty contract doesn't say anything about waiting period of 24/48 hours, that I will then wait for them to send the replacement equipment from their warehouse. I find this unacceptable, as I paid every month on time for over nine years, so I call the company, and the lady that answers "Angelica" repeats what the contractor said, except she adds, but ma'am it hasn't even been 24 hours (annoys me more). She says because the water is not turned off it is not an emergency. She can't make any decisions to allow me to buy one myself and reimburse me and won't let me talk to someone who can make this decision because it is after hours. She says she will have a supervisor contact me tomorrow (I didn't believe her. I even asked her, why do I feel like you are lying just to get me off the phone). I call back on Saturday and another individual (who mind you was 10x politer than the first), tells me it was approved. She said it SHOULD be shipped Tue (5 days w/o hot water) arrive Wed/Thur (2 more days no hot water), and then the contractor should be calling to set it up (who know how long this will take to fit into their schedule). This lovely lady tells me, the company does this because they can get a water heater cheaper as thy purchase them in bulk. She also tells me, there is a note to have a supervisor call me today and discuss my complaint. NOBODY CALLED!!! !

    This practice might be ideal for those in Florida, where they are based (if you notice most of the 5-stars are from FL), but out of that state and especially one of the northern tier states this is the worst business practice. I can't believe I have paid this kind of money for years and they won't let the contractor purchase a water heater locally to recover the customer to normal living. I find it hard to believe they feel it is acceptable for a client to go without hot water for 5-7 days (do they realize you can't shower, wash clothes or dishes with no hot water?). DO NOT use Total Protect" Home warranty service. Better Business Bureau is getting this complaint. Also, the customer needs are second to a couple of hundreds of dollars they saved on a darn $450.00 water heater. Thank goodness it is not my forced air gas heater in the dead of winter in Montana. Bad business and bad business practice!! !

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed June 25, 2017

    HMS Home Warranty came with our house when we bought it. The house was 15 years old and there is a potential for all kinds of issues with appliances which we have had. We've had good service from HMS. Their claims reps were always polite and gracious once you get somebody on the phone. They also do staff transfer. If they need to transfer you to a service provider, they put you on hold, call the service provider and make sure that person comes over to the phone before they handover. They're also very conscientious but sometimes we have to wait for a live person to answer the phone which I don’t like.

    The vendors that they select are reputable. They were considerate of our property and always put on booties plus they are timely. The only bad experience we've had was getting someone to come and service the air conditioning and it took three different vendors to even get somebody to call us back and the one that came out didn’t appear to be reputable. He also didn’t have a uniform like he works for a company. He gave us an estimate of $1400 for a lot of work that our local representative didn’t think was needed to be done. And he came out and fixed the air conditioning and charged us $650.

    But other than that, we had a cooktop, microwave and garbage disposal replaced plus we've had my oven serviced and these were the reasons we keep the home warranty. In addition, the house is close to 20 years old so there’s a greater risk. HMS is excellent and one bad experience is not their fault. I would absolutely recommend them to anybody and they're worth every penny of the investment.

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    Claims HandlingTechPunctuality & Speed

    Reviewed June 24, 2017

    My mortgage company told me about TotalProtect and I trusted them. I was sent information about TotalProtect and it made a lot of sense. I've had several claims and every time has been wonderful. The submission was easy and the claims representatives have been very prompt and guided me to good companies that they work with as far as repairs. The technicians were very knowledgeable and they got in touch with the warranty company really quickly. They have been courteous, prompt and accessible on the whole.

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    Claims Handling

    Reviewed June 24, 2017

    Our first claim with HMS involved a hot water heater where the call was made on Wed. and it is Saturday and we have not been given a determination of the claim. The answer is that it is being reviewed. Being the first claim I feel like a delaying tactic is being used to avoid the claim where out of per frustration. It is obvious that the heater needs to be replaced.

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    Customer Service

    Reviewed June 24, 2017

    We bought our current home almost 2 years ago. At first I did not want a home warranty, boy am I glad we kept it. In the last 1 year and 1/2 we have had our stove top quit, our entire central air unit go out and need to be replaced, our dishwasher board short out, our furnace break down, our garbage disposal go out. HMS took care of everything. This is my first experience with a home warranty company. Our other homes, we paid for things ourself. HMS has literally saved us almost $7000. I would strongly recommend this company. The last time I called in about the disposal, I kidded them that they were not making any money off me, for sure ha ha.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed June 24, 2017

    When I bought my house in December, HMS Home Warranty was included. We’re still in the initial contract and I’ve submitted claims with them. Everything was fine and pretty easy. I just called the number and described the problem. I submitted a couple of claims simultaneously so they opened up three different claims. One was the pipe, then refrigerator and the AC issue. And depending on which one it was, some of them had direct relationships with whether it was Sears while some they had to have somebody contact me from the company that they contracted with. But otherwise, it was a pretty smooth process. The reps seemed like they knew what they were doing. They were able to get through the whole three claims pretty quickly.

    The technicians who worked on the pipe and the refrigerator were from Sears and they were both knowledgeable and did the job quickly. The AC was a little different, though. The tech diagnosed the problem quickly and then it took a couple of weeks before we finally got everything scheduled to install a new unit. After the installation, we had to call them back a couple of times because it wasn’t working properly. It was really difficult to get them out the final time and we ended up having to call a different company to come out and finish troubleshooting the problem. It turned out that the first tech left the old dehumidifier component in there probably not thinking there's anything wrong with it, but they should have been able to troubleshoot it. The technician that I called out on the weekend found and fixed it pretty quickly. It was a minor problem, but it was still frustrating getting the AC unit finally. Even though they did 90% of the work, there was still a small problem that they hadn’t fixed initially and took a while to resolve.

    Being with HMS, everything has been good so far. My only complaint was with the AC company. Also, it seemed like HMS had pretty limited options when it came to the AC, like there wasn’t another contractor around that when this contractor wasn’t able to get back out. They should have been able to call and find another contractor to take their place. But that didn’t seem like an option at that time. Other than that, everything has been excellent. I have recommended them to other people. They have been responsive and courteous.

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    Customer ServiceCoverageTechPunctuality & SpeedRefunds & Payouts

    Reviewed June 23, 2017

    My Central Air stopped cooling my house. I called Total Protect they sent me an email with the service provider. I called the service provider they stated they did not service my area and could not understand why TotalProtect would give me their number. I called TotalProtect back theyverbally gave me a new service provider. I requested that TotalProtect send the new providers information in an email. They never did. The company came out they stated I needed a new condenser. TotalProtect called me with the amount that I'm required to pay which is $1165. They don't cover removal of my system and wire connections, I requested in writing the itemized list of what they are paying for and what's going to be done. They stated they don't send you anything in writing. I'm confused. Why am I required to pay anything out of pocket. TotalProtect stated if they can't fix it they replace it free. Who gives someone $1165 with out a written contract? I'm very disappointed

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    Claims Handling

    Reviewed June 23, 2017

    When you have to enter a claim with Total Protect, you must create a log listing the date, time, subject of the communication, decisions agreed upon and the agent to which you talked. Total Protect agents have a way of not logging communications in their system. Due to this, I have had to pay foe an extra deductible.

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    Claims HandlingTech

    Reviewed June 23, 2017

    I liked TotalProtect and I’m offering it to all my friends. Submitting a claim is an easy process. However, one time, the technician I had for my washing machine was not so nice. He told me that it was not his problem and that it was a circuit. The most recent technician was excellent though.

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    Customer ServiceTech

    Reviewed June 23, 2017

    My air conditioner went out on 6/16/17, I placed a call to TotalProtect and service tech came right out! I was advised on 6/16/17 by the tech to contact TotalProtect on Saturday for a status. I called Saturday and was advised they are waiting for authorization and to call back on Monday. So, I call Monday and spoke with several agents with no real answer. I asked several times to speak with a supervisor and was advised that supervisors don't take escalated calls , but they would call me back within 24hrs. I called Tuesday they are still waiting on authorization? Call on Wednesday and was advised that the part has been ordered and the service provider A&S air conditioner will receive it by 6/23/17, which would be a week later, and I live in Atlanta,GA. I called today 6/23/17 and no one knows where the part are?? And it going to be over 90degrees today!!!! I called A&S conditioner and was advised if they receive the part today they will repair it tomorrow Saturday, and if it comes tomorrow they will repair it Monday. I have a disabled mother who has suffer for over a week with no air!!!!!!. TotalProtect doesn't have to wait over a week for there monthly payment, but I have to wait over a week for a repair???? This is the WORST customer service I have ever experienced. And I'm still waiting for a return call from a supervisor, and I have to pay $575.00 for the repair whenever it's completed.......

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    Reviewed June 23, 2017

    We love HMS Home Warranty. We’ve had them ever since we’ve purchased our house about 20 years ago and they’ve always been good for us. It was an older home and it sat vacant for a year so we thought we should get a home warranty. We contacted HMS through the 800 number when submitting a claim. Then, they gave us a claim number and then they told us whom we can contact.

    There have been times when we weren’t happy with someone whom we contacted and HMS would give us different options. And it’s like we were stuck with a company that we previously used for something else and we didn’t like them. But we've only had one bad experience with a local company. When they came out to service our washer and dryer, they were unprepared because they needed two people to take it down. Other than that, they’ve all been good companies. We’re happy with HMS Home Warranty as well and we’ve never been disappointed. We’ve recommended them to other people.

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    Customer ServiceClaims HandlingCoverageTechPunctuality & SpeedOnline & App

    Reviewed June 22, 2017

    HMS Home Warranty is a joke. We purchased our home and got the warranty to have the peace of mind when things went wrong. Unfortunately we've had multiple issues already within 6 weeks of closing on the house. Their first issue is the poor quality of technicians that they force you to use. We've had a plumbing company come out to fix a pool pump who shut off a breaker underneath our house to our A/C unit. When the A/C went out, I checked the breaker at the main box (which was labeled Air Conditioning) thinking that was the problem. After filing a claim for the A/C (which was serviced by a company 1 hr away) I was told I have an electrical issue. They also thought the breaker in my basement was to the A/C unit. It wasn't until later while moving some boxes that I noticed the other junction box and was able to turn it on. Don't worry, we paid the $100 for nothing!

    Now I've had my pool filter also break, only to be told they can't determine when the cause of failure was. THE PLUMBING COMPANY INSTALLED THE PUMP. THERE WERE NO ISSUES WITH THE FILTER AT THAT TIME. Now we're going to be out another $100 for another provider to do nothing. Their online claim service is also a joke. Filed a claim on 6/17 because our microwave went out (by now you may think I'm making this up but it has been a nightmare) and received a confirmation e-mail within minutes.

    I never received the claim number or contact information to schedule the service, I called on Monday (72 hrs later) and was told there was no record of a claim. Then I'm told the earliest day they can come out is 9 days later. 9 days to come and look at the microwave, then it'll be another week while they "process" the claim. Their mobile website does not work, their customer service is atrocious, they do not cover what should be covered, and the quality of service provided by their "qualified" technicians is garbage. I really wish I would've known how poor this.

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    Customer ServiceTech

    Reviewed June 22, 2017

    My neighbor has had TotalProtect for three years now and she loved them. I also got them and I've used them twice since. The first time was great. The person who came out to fix the first appliance was great and the communication between all three of us worked well. The second time, the microwave wasn't working. The appliance person came and said that the microwave works fine and he would not take it. The microwave doesn’t heat up anything, it's making a weird noise and smells like electrical burning. So, I called TotalProtect to complain.

    The appliance person had to come back again two or three days later and finally, the technician took it. He didn’t ask anything, he simply took the microwave off the wall. Then I got a call from TotalProtect saying that it would be replaced. 15 minutes later, I got a call from the appliance place that came and took the microwave and said they figured the problem out and they were going to fix it. There's a big confusion. That took about two days to work all out. I still haven’t received my appliance yet. Other than that, I've had a good experience and I'd surely recommend it to a friend.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed June 22, 2017

    Over the last two years, we’ve used HMS Home Warranty three times. Submitting claims have been very smooth but the most recent one was a real hiccup. The first time we used them was for a water issue. It was later in the day when they finally got there. But we were able to get the water to stop before it did much damage. And the contractor was very pleasant. The second time was the water heater and they were quick, from the time of them being notified to the time that they were at the house and repaired the issue. The most recent one was the air conditioner. It was a three-day ordeal, but the problem wasn’t so much with HMS and was more with the company that was contacted in the beginning.

    When I made the claim, HMS didn’t ask what type of air conditioner we have or what brand it is. And the contractor who came did not service the air conditioner and didn't tell us until after they were here and looked at it. I guess that they didn’t service that brand. I only found out that they didn’t work on the unit when HMS called me back saying that they had to reach out to another company. And the service took longer than I would have liked but luckily, the weather was cooperative and didn't get too hot. We survived without the air conditioning for three days. So far, HMS Home Warranty is doing good. I've submitted all my claims over the phone and I've never experienced any 15-minute hold. They’ve also been pleasant to work with.

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    TechPunctuality & Speed

    Reviewed June 21, 2017

    This is our second year being with TotalProtect and it has been excellent. I've had no complaints. I really like the service and I'm very appreciative of it.

    They did the kitchen ceiling fan and they fixed the washer once before. So far my washer hasn’t given me any trouble and at first, I didn’t care for the white color of the ceiling fan but they have to pick the color so then it kind of grew on me. But, you know what? It looks good and everybody who comes in says, “Hey, I like your ceiling fan.”

    I'm very pleased with them and I'm telling people about them. My husband passed away recently and he was the one who wanted me to get TotalProtect because he didn’t want me to have to fix anything. The techs have been very punctual, polite and professional. They were very quick and did what they had to do and explained to me what they were doing. Now, I have them coming over because I'm having my dryer and my refrigerator serviced. I'm glad I have it.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed June 21, 2017

    I’ve submitted a claim with HMS and it was good. When I call their 1-800 or 1888 number, they respond quickly and take care of me right away. But getting somebody to the house to work is an issue. They will come out to your place whenever they're free. I had my AC unit broke down and it was too hot. And just to come visit and see what's going on, they take two to three days. Otherwise, everything was fine. The HMS rep was very nice so as the technician who came. He was good and knowledgeable too. My experience was perfect and I like to recommend their very good service.

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    Customer ServiceClaims HandlingTech

    Reviewed June 20, 2017

    Been with Total Protect for over 18 years. Worst service ever. Got claim Sunday night for air condtioner. Called Mon am to follow up. Called again 11:20 am to follow up. Woman on phone, couldnt hear or understand her. She said she tried calling service provider, but left a msg, not true, voice mail has neen full and not accepting any messages since Fri. she said she was going to reassign to another company who could come out on Thursday. I said no, leave with original company. Would wait for their scheduler. The SP called at 1:50 and got me appt for next day, Tues between 8-12. GREAT! I cancel my outside the home appts and sat in this house until 1:30 when I called SP. They told me Total Protect had cancelled my appt. Called Total Proect. Not only did they cancel my Tues appt, but cancelled the Thurs appt too. So no one was coming to fix my a/c. It's 105. Now all they can do is get me someone next week. UNACCEPTABLE. They reassigned to another SP. I got their number and left a msg about the screwup. They did call me back and because of Total Protect mishandling of my claim, she got me an appt on Friday. I really didn't appreciate the condescending attitude I received and the " I know how you feel" comment when trying to get across my frustration. And to top it all off, every person I spoke to put the blame on me that I cancelled my claim. (I WISH I COULD SWEAR). If I hadn't done my own work, nothing would have been accomplished.

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    Customer ServiceClaims HandlingTech

    Reviewed June 20, 2017

    10 days ago, my 1 year and 2 week year old fridge completely stopped cooling, both the fridge and the freezer. I contacted the manufacturer whose warranty expired after 1 year. I then turned to HMS who I've had a warranty with for 4 years. I explained the issue and they sent a technician out on Tuesday. The technician spoke very poor English and was difficult to communicate with. He was unable to fix the fridge and agreed come back the next day. He returned on Wednesday and again stated that he could not fix it and would recommend a replacement by HMS.

    After he left on Wednesday night, the fridge started spewing Freon from the back of it. We immediately called HMS who arranged for a new technician to come out the following day, stating that they needed a second opinion prior to giving us a replacement. (Of note, I had now taken 2 afternoons off of work and had to plan for a 3rd. The Freon leak also caused me to have an asthma exacerbation).

    On Thursday, the second technician came from a new company. He confirmed that the initial technician had damaged the fridge more than whatever the initial problem was. He stated that the initial technician had damaged the compressor (which invalidated the 5 year warranty for this part with the manufacturer) and that the fridge was now irreparable. He was unable to run diagnostics due to the (newly) damaged compressor. He also stated that the initial technician was likely not certified by the EPA or else he would have been better trained about the right ways to use Freon. He told us that the technician could be fined up to $20,000 for releasing 4 oz. of Freon into the environment and also subjecting my family to the dangerous effects of this chemical.

    He admitted his disappointment in HMS for sending this technician to our home initially who instead of fixing our appliance, damaged it further. He reported these findings and recommended a replacement to HMS and followed up with us afterwards, stating that they refused to believe his report about the fridge.

    We spoke with the warranty company that night and requested a replacement (now 1 week without a fridge). They stated that we needed to get a third opinion and if they agreed that the fridge needed to be replaced, we could move forward with getting it ordered. After talking to a supervisor, they reassured me of this. We agreed to have a 3rd technician come out on Saturday. The final technician confirmed that the fridge could not be fixed and that it would need to be replaced.

    We now had 3 technicians who all stated that our fridge needed to be replaced, albeit the initial caused more damage. When we followed up with HMS today, they told us that initially they could see in the system that our fridge was approved for a replacement but then the replacement was voided. The representative that I spoke with initially told me that it could not be replaced because the fridge was still under warranty with the manufacturer. When I corrected him and advised him it was not, he argued this point with me.

    I then recommended to be transferred to a supervisor, the supervisor stated that the fridge was NOT under warranty with the manufacturer (which we knew but begs the question of why the initial representative told me that). The supervisor then rudely told me that the HMS warranty on the fridge was invalidated due to man-made damage. When I questioned this, he replied that the first technician had caused damage to the compressor so now the entire warranty on the fridge was voided.

    To reiterate, this was the initial technician that HMS sent to my home. They told me that I could have reviewed the technician before he came and that I could follow up with that technician for damaging the compressor - mind you, that was still not the initial issue with the fridge as it was not functioning prior to the first technician coming. Also, I thought I was paying $50 a month to have HMS do the research on technicians for me and assumed that whomever they would send would be capable.

    My husband has called and is waiting for another supervisor to call back to resolve our issue. This has been our first non-servicing claim placed with HMS and we are extremely disappointed. Unless our fridge issue gets resolved, we will be canceling our warranty and will never recommend this company to anyone else.

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    Cinch Home Services
    Response from Cinch Home Services

    Emily – We are sorry that this has been your experience. This is definitely not the type of service we aim to provide. We appreciate you giving us the opportunity to make this right. Sincerely - Lisa

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    CoverageTech

    Reviewed June 20, 2017

    I wanted to save money in case my air conditioning, furnaces and appliances go into fritz, so I got a home warranty protection from TotalProtect. I've got a lot of houses and a lot of home warranties. But I like the efficiency and the care TotalProtect gives us. Their reps have been very kind and very efficient. We had one blip a couple of years ago with our microwave and it wasn’t TotalProtect’s fault. The contractor that was sent out was the one at fault so I called TotalProtect. They looked into it and they made it right.

    My furnace company maintains the furnace twice a year and I have a service contract with them. I had a problem with the furnace so I called them and asked what the problems was. They said they would have to replace something so I told them I'd be calling TotalProtect. TotalProtect sent out a technician and the contractor said they could fix it but if it busts again, they'd figure out how to replace it, saving a couple of thousand dollars so, I was pleased with that. The quality of work done on the furnace was very good. If it fritz again, I'll call and go through the whole routine again. In addition, three years ago, I had replaced the compressor of my AC outside, then I realized it was covered, it's too late now. So, I've learned my lesson now. I'm very pleased with TotalProtect. My experience has been pleasant, efficient and excellent.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed June 20, 2017

    When I submitted a claim to HMS, it was handled very professionally, courteously and timely. I gave the claims reps the information and told them what I wanted. And they told me to call the person that's coming out. When I called, I told the technician the problem that I had with the stove and he took care of it. He also told me that if he couldn't do it, he would have to refer me to an electrician which he did, and so I called the electrician in. Then the refrigerator kept making too much ice and I didn’t know how to stop it. He took care of that too and then I had to pay a $50 deductible. I also wrote a letter of recommendation and forwarded it to the electrician because he did a very good job and I wanted that to go in his file. They've been very nice and reliable and they came when I needed them. I would recommend HMS Home Warranty to somebody else.

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    Customer Service

    Reviewed June 19, 2017

    I've had two claims with TotalProtect. I had the blower on our downstairs AC unit and then I had the hot water heater in March which wasn’t really a good experience. My hot water heater in a closet underneath the stairs was leaking. It already had ruined my flooring. I called TotalProtect on a Wednesday and the lady I talked to said they couldn't get anybody out until Monday. I said, “Well, ma'am, it's got to leave out of here. It's leaking all over everything.” And she said that if I touch it, they won't pay me. I told her to keep the money since I can't let the water get in my bedrooms, ruin my carpets and move all the stuff. My son took out the water heater and the plumbers came in and put in a new one in the garage. I was really upset with TotalProtect so I called them back and said that if they give me another runaround, I'll change companies.

    The rep that I talked to was really nice and apologetic. She said that the original rep I had spoken with was new and didn't realize what an emergency is. So TotalProtect called the plumber that put it in and asked them to send a fax. Then, I got a check within 5 days to pay for the new hot water heater which I really appreciated. I was pleased with the way they handled it after the right person got a hold of it. I've told my neighbors whenever they have a problem, they'd need a home warranty like TotalProtect. They do what they say they're gonna do.

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    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed June 19, 2017

    I got HMS Home Warranty with our new house. Submitting a claim was pretty straightforward. We had called to get somebody to come over and fix our dishwasher and within a few days they sent somebody, they serviced it, and that was it. Working with their rep was pretty straightforward. My issue was I didn't have the policy number yet. So it took us a while to get through the system in order to get everything to link together. But other than that, the rep was easy to work with and the quality of the repair was good. Overall, it was an easy experience and their response was quick.

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    Claims HandlingTech

    Reviewed June 19, 2017

    My air conditioning unit has gone out so I looked for a home warranty. One of my coworkers recommended TotalProtect so I got them. I spoke to Karen when I submitted a claim and I had an excellent experience. Their technician came out and but had to come back to do some repair. The first time the young technician came out, I asked for an ID and he just showed me his license. He didn't have with him a TotalProtect contractor card or an invoice that states who I talked to. I asked him for an ID and he just showed his license. I still let him in the house but asked him that when he comes, to do so with an invoice when he comes back because that was what the representative told me. He came back when he said he was gonna come back and everything was fixed. The work performed is of excellent quality.

    Another thing was, I used a business account when I opened up with TotalProtect but then I closed it. I started paying them through bill pay, through another checking account that I have. But they kept sending me letters saying that my account was delinquent. It wasn’t true because I already had paid ahead. I already had a conversation with a gentleman in TotalProtect letting him know that the account was closed and that I will be sending in a check for the payments. When I got another letter last week, I called and talked to someone. I asked her how many payments have they received from me and she said that there was one on May 30th for $55 and then another one on June 1st. She saw that I’m paying in and I’m way ahead. Hopefully, I won't get any more letters after I have spoken to her.

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    Customer ServiceClaims HandlingCoverageTechPunctuality & SpeedRefunds & Payouts

    Reviewed June 18, 2017

    I bought an older home and I knew there were probably issues that the owners are not gonna tell us. So the pre-existing condition from HMS Home Warranty was attractive for me because they will cover if something was wrong with the house before buying it and didn't know about it. So, it's totally worth it. Generally, I go online and submit a claim or I call in. Either way, it's really quick. Their claims representatives are friendly, courteous, able to answer my questions and takes care of the issue right away.

    Most of the time, the technicians are good and the quality of the work done is really excellent. But when I had issues last year with electrical, the technician wouldn't come out and I, eventually, had to find my own. Then trying to get reimbursed is difficult through them. Then they were only gonna reimburse me $10, according to the rules. So I wasn't too happy with that and I wasn't gonna go through all the trouble. Though, I've also had a lot of plumbing work done on this house. They were on time and cleaned up after themselves. They had to auger out the sewer, and I never had to pay more than the deductible.

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    Response from Cinch Home Services

    Jenifer – Thank you for sharing your experience. We are delighted to hear that we’ve been able to satisfy your home warranty needs, and regret to hear that you had difficulty with one claim. We strive to make your home management needs easy and are pleased that we’ve been able to do this for you. Sincerely, Tanya

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    Customer Service

    Reviewed June 18, 2017

    I had a warranty through my mortgage company but then a few months back, they said I had to go on my own so I’m paying every month to TotalProtect since then. A few weeks ago, there was a problem with the air-conditioning so I called TotalProtect and we tried to get in touch with a company but no company was answering my call. I didn’t bother and it appears that there was no problem because the AC is running right now. It’s been a satisfactory experience so far.

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    Claims Handling

    Reviewed June 18, 2017

    I went with TotalProtect as it could come right directly out of my bank account. We've been with them since 2012 and I've never had any problem in submitting a claim. Everything has been fine. We had one claim on a garbage disposal and one for a dishwasher. Then just this past three months, we had a claim for the air-conditioning. That was a three-trip thing but I only paid two deductibles because the third time was the same as the first time. After their service, the appliances have been as good as they were before. I’m glad we have TotalProtect.

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    CoverageTechPunctuality & Speed

    Reviewed June 17, 2017

    I first encountered HMS a couple of years ago when we were selling a condominium. It was in the city and our selling agent made an HMS Home Warranty package available for whoever might buy our unit. At the same time, he was helping us find a place to live and negotiated that there would be a warranty associated with the house we were buying. In both of those homes, HMS came to our assistance on numerable occasions with everything from our water heaters to v-pumps, to fixing an old dish or old clothes dryer.

    We were so pleased with them that we took out their policies for our primary home and the home that we were renting because the home that we were renting is an older home and it would be good to have the major assistance covered rather than have to deal a piece with replacing things. We sold that house a month and a half ago and one of the features we were able to offer to the purchasers was a continuation of the HMS policy up to the point where it expires sometime in August. Their agent was going to extend the policy that we had so that his clients can have it for the whole year because that house was built in 1965 and it's been well-maintained, but the HVA system is around 10 years old. So the new couple purchasing that house had full assurance that they’ve got help if anything goes wrong.

    We're big fans of HMS. We've always got an excellent service, very prompt and courteous connection with contractors and follow up. It's just been a very pleasant experience for us. We're down to two properties and both of them have HMS coverage. It’s stress insurance and you don’t have to be wide awake at night wondering and most of us don’t have the time, tools and talent to isolate and diagnose a problem and then go out and find parts.

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    Customer ServiceClaims HandlingTech

    Reviewed June 17, 2017

    I had different home insurance that I canceled. I disagreed with their technique and they were going up almost $2000 for home protection since I live in California and they're based out of Tennessee. Also, the lady I talked from their office was very abrasive when I started asking questions about a different insurance so I looked for something better. I called other providers and TotalProtect offered the best protection and what I needed at that point. I asked for quotes and the TotalProtect rep was very helpful in pointing out different techniques and menus on how they serve their customers which was really great. She told me to think about it and call back if I had some questions, which I did. So, that was my link to have somebody say, “You don’t have to rush it. Think about it and call me back.” I talked to my husband and we got them. They gave me paperwork so I can read up on the service myself and that was enlightening to me.

    I filed a claim and the rep who assisted me was knowledgeable, gave me the number and properly told me I could call them. They gave me a callback and the technician who came was very professional. The quality of the service provided was good, otherwise, I would have called and canceled in a heartbeat. I have recommended TotalProtect to a friend.

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    Customer ServiceClaims HandlingTechPunctuality & SpeedRefunds & Payouts

    Reviewed June 16, 2017

    When I bought my condo, I looked into getting a home warranty for financial support. If something breaks down, I may not have the money right then. But if the thing is under warranty, I can still get it done without having to pay a lot of money out of my pocket. Then the bloke that sold me the house told me HMS Home Warranty was good. Since I moved in, I've had one claim and submitting it was easy. There wasn't a lot of red tape or paperwork. It was a good experience. I just called then they sent someone out. The technicians were fine and very professional. Their work had excellent quality and there wasn't a problem with it at all. The entire experience has just been superb and wonderful. I’m an older a person and not computer savvy. With HMS, I could just call them on the phone and get what I need. Then they moved with expertise and with speed. And for a person like me, that's all I could ask for.

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    Response from Cinch Home Services

    Deloris – Our goal is to provide our homeowners with superb service and we are happy to hear we have met this objective. Thanks!

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    Customer ServiceClaims HandlingTech

    Reviewed June 16, 2017

    Everything’s fine with TotalProtect. I just read about them and thought they were good, and they were. Submitting a claim's as simple as it could be. I submitted one, somebody called me, they came out and fixed it, and then left. There were only two technicians who came out, but both of them were super.

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    Customer ServiceTech

    Reviewed June 15, 2017

    I have never dealt with a company that had such appalling customer service. We filed a claim on June 6th to have our HVAC system fixed. Today is June 15th, we had a technician come out June 10th, and the evening of June 10th I called and let HMS Home Warranty know that our system was still not working. We have called and emailed everyday, asking for a supervisor to call us. We have never received a call, they just tell us that the request is in. Do not deal with this company.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed June 15, 2017

    We’ve had HMS Home Warranty when we bought the house. We’ve used them several times and we’ve always had a good experience so we decided to keep them. Submitting a claim was very easy. We called them and talked to someone or went to an automated system and it always works. We got someone out here quickly afterward. They would ask what the problem was and then they'd give us the name and phone number of the company that would be contacting us.

    We’ve had three claims and the interactions with technicians were always good. In most cases, someone came out the same day and one time, we had to wait for two days but that wasn’t a problem. They always take care of whatever the issue was. We had an ice maker repaired in the refrigerator and it’s still working great. We also had a hot water heater that was leaking and they actually replaced that. And one time, it was the air-conditioning, which turned out to be a power surge but they got it working again and we didn’t have any problems since then. So far, everything’s been fine. They were very professional and we’ve been very pleased.

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    Response from Cinch Home Services

    Sue – We appreciate you taking the time to share your claim experiences! We try our best to provide quick and reliable service and are pleased to hear that this has been your experience. Sincerely, Janet

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    Claims HandlingTech

    Reviewed June 15, 2017

    I've been in my house for some 30 odd years and felt that TotalProtect Home Warranty offered me a good protection on appliances and everything else in my house. I’ve had them for five years and I’ve used them a lot and it's been good. However, sometimes submitting a claim is a little slow. Right now, I have two compressors that need to be replaced and it took almost four visits from the contractor to finally diagnose the problem. Once it was diagnosed, took a little over a week to approve the claim. I still don't have the part installed yet because it wasn't shipped until past Wednesday of this week and the people installing it were busy and had no time to install it until the 26th of this month. But other than that, they have pretty much done everything that they were supposed to do.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed June 14, 2017

    I have been with TotalProtect Home Warranty for many years now. I’m a loyal customer. Wells Fargo sent me a notice back then about this program that will protect the appliances and everything in my house. I heard that the home warranty was a good idea and I said, “Well, let me try it and see how it works for me.” Wells Fargo deducts the fees right from my checking account.

    I had a few problems over the many years and they were taken care of within a day or two. I had one recently. I called them and they gave me the phone number of the contractor. I called the contractor, gave him the information, and he came over. He’s finished in a day or two. He took care of it for me and the experience was excellent. I’m very satisfied. Another instance was when I said to the fellow who came over "Actually, it was my circuit breaker and it’s a double type switch circuit breaker and you have to put both on it at the same time." I didn’t know that and that was one of the things he corrected. He also boosted my air conditioner with Freon. The $75 that I paid was worth it. Also there's this one person who came over and did my appliance check. He did a pretty good job. He even vacuumed out my dryer. They’re pretty reliable. I hope it stays that way.

    Their claims representative was very helpful, accommodating, and understanding. I never had any problem with them. However, the bad thing about them is that they raise their prices. On the deductible, it used to be $75 and they raised it to $100. It goes by your anniversary, but it’s still worth it. They should let customers get the best service they can get and eliminate any contractors who aren’t doing the right job. I’m sure somewhere, someplace there are some doing the wrong thing. But it’s really important that they do the right thing especially since the deductible has been raised.

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    Customer ServicePunctuality & Speed

    Reviewed June 14, 2017

    I have been a loyal customer for years, they have helped me schedule service every year, especially for my AirConditioner Units..This time however when Thomas Heating and Air decided my contract unfulfillable because of pre-existing conditions, Total Protect did not back me up, they closed the file.Total Protect did not look back on the file and say, ummmm, well, the last 2 service people made no notes,they didn't say anything about "pre-existing conditions", plus Ms. ** is a "loyal"customer, no, none of that, they closed the file.....Now for 2 days ive waited for a supervisor to call me, oh between 24 and 48 hours,,what a travesty...I'm not happy, and its supposed to be close to 100 degrees this weekend.....HELLLPPPPMEEEEE...

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    Claims HandlingTech

    Reviewed June 13, 2017

    I'm very satisfied with TotalProtect's service and the information they provide me. The claims process is easy but the arrangement for the technician to come out wasn't since I'm working. I got my drop-in oven service and the technician could hardly get it back in the insert. He was alone and it needed more than one person to get it back so I told him to leave it like that. There's a pipe back there that should've been moved. He asked if I wanted him to come back, but I'm working and it's hard to set up a time for him to come back. I also didn't think it was a big deal until I looked on the side of the stove, there's a big gap. I should have insisted that he put it back completely. Other than that, I have talked to other people about getting TotalProtect. I have been recommending them to friends.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed June 12, 2017

    A friend of mine told me about TotalProtect many years ago. At the time I started with them, I had just bought my home. But working for a home builder, I understand that it doesn’t last forever and your homeowner’s insurance doesn’t cover a lot of the things in your home. I figured it’d be best to reach out and get some sort of assistance down the line if anything were to break down.

    I have had good experience with TotalProtect when filing for a claim and I’m very satisfied with them. However, my most recent claim for my refrigerator wasn’t a great experience. The gentleman that owned the company they first assigned the claim to didn’t have any customer service skills, didn’t pay attention and didn't know what he was doing. He didn’t repair the problem that I called in for. In a span of less than 30 days, he looked at the refrigerator, told me what was wrong and ordered the part. He came back on a different day to supposedly repair it. Maybe he repaired something but he didn’t fix what the problem was because within the week of him repairing it, I had the same problem as before the repair.

    When I called back in and try to get in touch with the gentleman, he never answered my calls and never called me back. I also couldn’t get him to send me a copy of the invoice as to what it was that he said he did. Then I called the company who, in turn, called the guy and he answered their call. I called TotalProtect to have somebody else come back out and I requested that they not send this gentleman and to send somebody else. The gentleman from the next company they sent out knew what he was doing. He repaired the refrigerator and I haven’t had any problems with it since. Overall, that was the only experience that I’ve had with TotalProtect in the years that I’ve been with them, that was a very unpleasant one.

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    Customer ServiceClaims HandlingCoverageTechPricePunctuality & SpeedRefunds & Payouts

    Reviewed June 11, 2017

    My realtor purchased a one year warranty from HMS Home Warranty for me when I got my house. I've had seven calls over the past five years. For the most part, submitting a claim has been great and the claims process was simple. I do it online and if there's a problem, either the online form didn't take enough information or there was a piece of information to be clarified, I follow up with a phone call. They take care of it from there so I don't have to call back. They're good about getting it done quickly. I live in a rural area so sometimes it's hard to get a company that's within the service area because I'm between service areas. But overall, it has been good. Any time I have a problem, it gets fixed and all the technicians have been great. I didn't have to have somebody come back to redo work.

    I'm satisfied with them. I have the first year paid for and I'm about to start my sixth year with them. They've been good and they've replaced some big ticket items. It has been somewhat difficult for redoing the air conditioner because they're trying to make sure they cut their cost. But, for what was broken, they paid for what they promised to pay for. They have good warranty service for what they cover.

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    Response from Cinch Home Services

    Keith – Thank you for sharing your thoughts on the services we’ve provided to you. Our goal is to deliver on our promises and we are happy that this has been the case. We appreciate your feedback! - Heather

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    Customer ServiceClaims HandlingTechPrice

    Reviewed June 11, 2017

    I've always been very pleased with the service. Submitting a claim with TotalProtect has gotten easier over the years. At first, everything was on the phone and they'd give us a choice of three providers. I would call each of them to see who could get here the fastest and they were a little slower. So, it was a whole different industry out there. Some were slower than others in responding and then I got the choice of calling back if I wasn’t satisfied with the choices.

    But then the process got easier. If I wanted to speak to a rep, I'd call, go through their phone tree and I'd press the wrong button so I have to start all over again. But I could also do it online and I'd get an email from them which I loved. My information goes directly to the service providers so when I call the contractors, they already know my claim. I realized this last time that I could have saved the money of the monthly cost, but then, I had to get a new hot water heater and the process was so simple. In addition, TotalProtect has been efficient and caring, as well.

    TotalProtect also picks really good companies to deal with. The last one I looked up at the Better Business Bureau and they had an A plus rating. It's a family-owned plumbing company and they were very polite, professional, friendly, efficient, and they did a great job. One time my air conditioner went out. I live in Phoenix and it was 200 degrees. Originally, the service was slower, like it wasn’t an emergency but to me, it was. But they realized that it was hot here and they got someone out right away. They were always so helpful and responsive.

    In addition, there was one goofy technician a long time ago with my freezer on the refrigerator who didn't know what he was doing and it broke again. And then, the second person came out and got it fixed. He said the fan was installed backwards. I had a very old refrigerator, so I really can't hold that against TotalProtect. But every person that they have sent out has been professional and attended the business, and they did a good job. I've also gotten two hot water heaters over the years and both of the companies have been very excellent. I also got a blower motor for my air conditioner and the technician was really good.

    I've always been interested in their program where you can buy new appliances from them. I called one time and they requested for model number of what you want and I thought it would be a lot of work. If you choose to simply replace an appliance instead, it will have a huge discount instead of going to Best Buy. I've always liked that program. In addition, the monthly fees has remained the same for many years which I appreciate. The service fee, on the other hand, was $60 which went up to $100, which is still reasonable and fair. I've been satisfied with the repairs that had been done by the contractors. I've talked to other people over the years that have had different plans and price-wise, it was very competitive. I have recommended TotalProtect.

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    Customer ServiceClaims HandlingTech

    Reviewed June 10, 2017

    My aunt had TotalProtect and we stayed with them because when anything went wrong, we had no problem repairing stuff. Submitting a claim is an easy process once I get somebody on the line. My interaction with them has been excellent. But the only problem is when I get the recorded line. Also, the technicians have been knowledgeable and friendly. I like them all when they come to my house. Their work has been outstanding. They also always call back and check to see if everything has been completed to my satisfaction.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed June 10, 2017

    TotalProtect was being offered by Texas Utilities as part of their program and I signed up with them because of the warranty. Submitting claims has been good for the most part and when I call in, the representatives handle it well. The technicians who have been out were usually very good. I’ve been happy with the way TotalProtect runs their business and I didn’t have a complaint up until now.

    This morning TotalProtect called me to say that they wouldn’t do one of the things I was supposed to get done. That's a little bit of a problem for me because I waited a whole week from the time that the service person came out to fix the problem. I did not receive any word from them or from the vendor that was supposed to fix the problem until today. I’m really dismayed it took them long enough to call me and I have to make other arrangements to get something fixed. The fact that the thing that needed to be done on one of my appliances was so simple, it was hard for me to believe they wouldn’t cover it. But I can’t argue with them about it because that’s the rules. I understand that I have to go by what they were willing to do or what they’re not going to do, so I will continue to use them going forward.

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    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed June 9, 2017

    Things break and I've always believed that a little more insurance is better than not enough. I've looked periodically online for home warranty ratings and TotalProtect always got a real high customer satisfaction rating. Also, both their price and policy were good, so I signed up with them. I've had no problems in submitting a claim with them. We did one claim several years ago and then I had one about four months ago. Everyone was helpful, professional and they took care of the claim. On the other hand, I wasn't happy with my last experience with Sears and the actual technician.

    The technician was originally supposed to come out on a Monday and then Sears called me on a Sunday saying that we reschedule because the technician was ill so, they rescheduled it for Thursday. The technician came and he didn’t even say anything. There was a problem with the defrosting unit in my refrigerator and I had to ask him what was going on. He simply was not very interactive or customer-friendly. When he's done, he walked out to the front door and I asked him if he's finished. No "goodbye", no "everything is okay".

    I came out in my kitchen and he left a wet towel hanging on the counter - not very professional. I've never really had that kind of an experience and it's definitely in the wrong kind of business. On the other hand, the refrigerator or the defroster works fine. Overall, TotalProtect has been great to work with. Their price is reasonable and I can't complain about the deductible compared to how much it cost to get a repair done. So, I'm pretty pleased with it. They have a good customer service and I would recommend them.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed June 8, 2017

    They do not record detail, follow through on promises within the time frame they establish or take responsibility for their failures. Failure 1: Since the beginning of this service request, I have given my phone number twice as requested by the HMS representative. They have obviously not recorded the information because I am getting calls on my wife's work number. Failure 2: The HMS representative said they couldn't find a service provider immediately and told me my claim would be turned over to a different department and I would receive a call within 24-48 hours. I did not receive a call within 48 hours. This is 2 full days without AC in June in southeast Texas. Not good.

    Failure 3 (with a surprising success mixed in): I called again after the 48 hours had lapsed. The HMS representative apologized, put me on hold, and almost immediately found a service provider! SUCCESS! I don't understand why a department that specializes in located service providers couldn't do in 48 hours the same thing this person did in a couple minutes. Seems they put that task in the same neglected pile as they did my phone number change. Failure 4: After the HMS representative found a service provider, she stated the company could not respond until Monday morning (another 3 days) and asked if that was acceptable to me. I told her that was fine. She put me on hold again. When she returned, she told me the company would be here Monday morning.

    When I called Monday afternoon to tell HMS the service provider did not show, they told me the appointment was not verified. I was told the company would be here Monday morning. There was not the slightest suggestion that I needed to do anything at that point. Regardless, the HMS representative asked me if Tuesday morning was ok. I said yes and was placed on hold. When the representative returned, she told me the provider would be here Tuesday morning (6 days without AC). Because of the repeated failures, I asked for compensation and was denied. I asked for a supervisor. I was placed on hold for a moment and then was told a supervisor was not available at the time, but one would call me within 24 to 48 hours.

    Failure 5: The service provider did show on Tuesday as promised. However, the promise for a call from a supervisor within 48 hours was broken. The call was later in the afternoon and, you guessed it, to the wrong number. Catastrophic failure: When I discussed the issues with the supervisor, this is what I received: Not updating phone number: She didn't address. I guess it wasn't important. 1st call promised within 48 hours: She said those calls are typically made within 48-72 hours. She didn't know why I was told 24-48 hours. When I asked why the 2nd HMS representative was able to respond immediately, she told me times fluctuate. Supervisor didn't see any failure from HMS in not returning the call. I suppose the failure was mine because I didn't know the representative should've said 48-72 hours instead of 24-48 hours?

    Monday appointment no-show: Supervisor told me call was reviewed and the HMS representative never said "I made the appointment". I asked the supervisor if it was reasonable for me to assume the appointment was made based on the statements and actions during the call. She could not respond because she didn't review the call. However, she told me the HMS representatives do not schedule appointments. That is hard to believe since the representative did schedule the appointment for Tuesday (she took the same steps as the representative took on Friday - asked me if a time was ok, put me on hold, came back and told me when the service provider would be here). But again, I assume that was my failure for not knowing that, regardless of appearance, HMS representatives do not schedule appointments.

    Not receiving the call from a supervisor within the promised time frame: Supervisor did not address this issue. Every company has bad days. It's how they respond to them that defines their values. The smallest compensation would have satisfied me. Instead, I received a lecture on how things work at HMS. If a company does not take responsibility for their bad days, they are doomed to repeat them.

    UPDATED ON 06/26/2017: I submitted a review on June 8. It was published on June 13. Company responded on June 19 with 'Sorry, we will contact you directly'. 1 week later - still nothing. As soon as the last service ended, our upstairs AC stopped working. A new claim started almost immediately. The service provider was still very close, so the ball got rolling fast! Then, sadly, the entire process fell into HMS hands. That was a Tuesday. Wednesday, I followed up with HMS to check on the progress of the claim. I was told 2 hours of labor and specific parts had just been approved. I was quoted 24 hours to find the parts and then 3-5 days for shipping. The shipping seemed long, but it is what it is and I said ok. Seems easy enough, right?

    One of the issues in the 1st review was they don't record detail. They consistently call my wife's work number instead of mine even though we've asked them to change it numerous times. With that in mind, FIVE (5) days after the quotes of 24 hours to order parts and 3-5 days for shipment, I get a call. You guessed it, on my wife's work phone. I call them back and the new nightmare began. 1st call ended when I was told I had to hang up and call back because the person's computer just went down. I was told in the next call that I would need to pay $170 for uncovered charges for the service.

    I said ok, and the HMS rep said, 'Ok, we'll order the parts. They will be in within 2-3 days'. I asked questions to make sure I had a 100% understanding of this, and yes - the process they said would take 24 hours has taken 123 hours! UNACCEPTABLE! There is simply no explanation for this other than the claim was put on the edge of someone's desk and forgotten about. Meanwhile, as my claim collects dust, my upstairs thermostat is reading 88-94 degrees. All of our bedrooms are upstairs. We accepted sleeping on couches and floors downstairs for up to 6 days. Now due to HMS dropping the ball, they want us to extend that for who knows how long.

    I asked for a supervisor. After a lengthy wait, I was finally connected with one. I received nothing but issue avoidance and scripted responses. Just like the supervisor during the 1st claim, this one tried to pass blame to the service provider. Absolutely amazing! The only people that have provided a good experience during this has been the service provider! It gets better! In another attempt to take focus off of their failures, I was asked, 'You do have an ac that is working in your house, right?" I told her they quoted 6 days and I expect the service to be provided within that time. "Impossible", she said. "The parts can't be there for 2-3 days."

    I told her I can get them here, but they are paying. No response. They just don't care. If they don't care enough to move a claim from point to point in their process within their quoted times, they certainly don't care enough to take any steps to atone for their failures. I asked for a higher supervisor that can make things happen...was quoted 24-48 hours. hahahaha. As I said in the 1st review - If a company does not take responsibility for their bad days, they are doomed to repeat them. I just didn't expect it to hit me in the face again so hard, so soon.

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    Claims Handling

    Reviewed June 8, 2017

    I've had two claims filed with this business that have went bad. The first was my air conditioner went out last year in July 2016 and my house was 88 degree and I didn't have the money to go to a hotel. Total protect couldn't get anyone out to fix my air, so I kept calling and got someone to fix my air and total protect said I violated my contract. I had to ice myself down so they wouldn't pay.

    This time they sent draine refrigeration to fix my garage sensor but the guy didn't program both car remotes. After several attempts he finally came back out and knocked all the remotes off line. I had paid him $100.00. After two weeks of manually opening my garage, my insurance said Draine wanted an additional $90.00 to come back out. I wish I had never tried to get him to program the 2nd remote. Total protect won't do anything about it. I'm back to square one.

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    TechPunctuality & Speed

    Reviewed June 8, 2017

    Things break down so we decided to get TotalProtect. There are other home warranty companies around but they're not as efficient as TotalProtect. I also had someone else told me that they had a bad experience with one of the companies. They never came back when they said they would. We had an issue with the refrigerator so we filed a claim with TotalProtect. The technicians came out, looked at everything and said they'd be back for the part, which they did the next day. They put in the new part and the refrigerator worked fine. Another part gave out a couple of days later and they came the next day and got it straight.

    The technician was pretty good and a nice person, too. He was explaining a few things to us about the different refrigerators. He said the one that we have is a very good one, better than some of the newer ones that they are putting out now. He also told us a few things to look out for which sounds reasonable. The quality of the repair was very good and the refrigerator now is running great. They also did pretty well with our washing machine. I would recommend TotalProtect to a friend.

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    Customer ServiceTech

    Reviewed June 7, 2017

    The first time I contacted HMS, my sump pump went out. The company HMS subcontracted to was very responsive and came to my home the very same day to assess the problem. When they told me the pump was burned out, they said they could replace it the next workday (Monday). I was very happy with this, as a sump pump is not a necessity except in a storm with torrential rain.

    This is my second time calling HMS and I am not nearly as impressed. The problem is my refrigerator, which obviously is much more urgent than a sump pump. This time they are telling me that I will need to wait a week and a half just for the service company to assess the problem. This is inadequate service for a refrigerator that is not working. I have hundreds of dollars worth of food that could spoil. HMS needs to provide better service than this. I should be allowed to call another contractor who can come assess the problem sooner without risking voiding the home warranty contract, or HMS should provide a faster response time. I hope this situation improves.

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    Response from Cinch Home Services

    Nancy – Thanks for sharing your claim experience. We regret to hear that the claims process on your refrigerator was not as easy as your first claim. We were happy to know that the refrigerator has been repaired and look forward to delivering a better experience the next time. - Linda

    Verified purchase
    Claims HandlingTech

    Reviewed June 7, 2017

    HMS was offered to us at the closing of one of our properties. We thought it was a good idea and we ended up getting other HMS warranties on our personal home and on another one. We had a claim for a hot water tank for our personal home and I liked the technicians who came. I was a little worried ‘cause they seemed young and might not know what they were doing but they did a nice job. They fixed the problem and I was happy with them. I would call them back if I needed them. It has been a very easy and efficient experience overall.

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    Response from Cinch Home Services

    Nicki – We aim to provide easy and efficient service and are glad that this was your experience. We appreciate you! – Tanya

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed June 6, 2017

    I bought the house from a realtor and they told me about HMS Home Warranty. When I submitted a claim, everything was well done. We’re really satisfied with them and their reps are really nice and friendly people. The technicians are good people, too, and they're on time and did a good job.

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    Response from Cinch Home Services

    Wender – Thanks for your kind words! We appreciate it. - Amanda

    Verified purchase
    Customer ServiceCoverageTechPrice

    Reviewed June 6, 2017

    My son-in-law told me about TotalProtect Home Warranty and I liked their price and coverage. When I recently filed a claim, I simply went to the internet and filled out the information. Then immediately, I was given a contact for the vendor. The vendor made the appointment, came, and did the fix. They were very professional, effective, and knew what they were doing. But, I've had two repairs and I had to call them back off time. Other than that, the overall experience was better than I would have expected.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed June 5, 2017

    I've always been a skeptic of things like a home warranty. But then I got to looking at my current income status which is static. I’m a retired senior, so all we have is annuity and social security. Our house is getting along a few years, and it’d be better to be safe than sorry. I decided to take it out, and for once, I'm not sorry I did. Most of the time, submitting a claim is very good. The last couple of times, the servicer that they referred me to is too far from us and was always non-responsive. And it usually took three phone calls to find somebody much closer to me. But once they did, both two times that this happened, it was the same servicer and they were great.

    The claims representative knew exactly what we needed, assigned me a claim number and told me who to call. They gave me the same company at each of those two calls that I've made. And they were way down in the south end of the county, a long way from me. I'm sure that’s based on mileage and the one that’s close to the top. The technician was very good, knowledgeable and thorough and the quality of work was excellent. TotalProtect is worth the money that it cost me as far as monthly premiums. Their service has been good and they have taken care of me.

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    Customer ServiceCoverageTechPrice

    Reviewed June 4, 2017

    We obtained coverage from TotalProtect Home Warranty (TPHW) about a year ago. Once we returned all the paperwork, we were supposed to receive a copy of the full contract which would detail anything applicable to the coverage. We never received the contract. I called on three separate occasion to request a copy. Each time I was told I would receive a copy in the mail, but I never did. Then, we had an issue with our sump pump. I called TPHW and they sent out a plumber. We were responsible for the 100 $ dispatch fee. The plumber said that it was not the pump, it was the piping that connected to the pump. When I spoke to a representative from TPHW they told me that the pump was covered, but the piping was not. The plumber said that it would cost close to 800$ to fix the piping. My husband and I thought that that was a lot so we called out a company that we had used in the past and they charged us less than half the cost of the other plumber, plus another dispatching fee of 35$. When our plumber was here, he told us that the sump pump was leaking oil, so since TPHW has told me that the pump was covered, I called them back. This representative from TPHW said that the pump wasn't covered, so I told her the other day a different rep told me it was covered. She put me on hold, came back and said, it was covered, but I would have to pay another dispatching fee of 100$ for another plumber. I said ok. As I thought about it, I realized that all the dispatching fees would cost me the amount of a new pump, so I called back and I asked it TPHW could waive the second dispatching fee since there plumber could have told us about this issue when they were here in order to avoid another dispatching fee. At this point, they again told me that the pump wasn't covered. I talked to the Supervisor who was mean, rude and not helpful. I asked to speak to a manager and they told me someone would call within two days. No one ever called. I cancelled our coverage. So in the end, they flip flopped about the sump being covered four times and since I never received a copy of the contract that I requested three times, I had no way to verify if it was or wasn't covered.

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    Claims HandlingTech

    Reviewed June 4, 2017

    I looked into getting a warranty since the house is 12 years old and I don't know what I'm gonna come across with. My daughter had HMS for a bit and she referred it to me. So, I decided to give them a chance. Submitting a claim has been the most frustrating. A couple of times, it's been very frustrating to reach a live person. But once I got someone, it was fine. Everyone that came out was fine. They were professional, friendly, and would explain things. At one time, I had them fix a washer and in another time, they fixed a dishwasher. I would recommend HMS to people.

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    Response from Cinch Home Services

    Mary Jane– We are sorry to her that you had a hard time submitting a claim and are happy that you were able to speak with our representatives to help you through the process. We appreciate your recommendation. – Janet

    Verified purchase
    Tech

    Reviewed June 3, 2017

    I heard about TotalProtect through my mortgage company and so far, the technicians have been fine. The things that needed repair were repaired.Overall, it’s a good program.

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    Claims Handling

    Reviewed June 3, 2017

    The house was 15 years old when I bought it and figured everything was the same age so I acquired a home warranty from HMS. I was better off doing it in small bits and trying to put the money away each week. My daughter in law is in real estate and her company uses it and she said they're quite good so I went with them. I've had several claims with them and submission was not difficult at all. At this particular time, it was my air conditioner of a 90-degree day and everybody was just lovely.

    They gave me several numbers of their technicians but nobody can be here for a week so the gal told me she has gotten a permission for me that if I know someone, I can get them if I can't get one of theirs then they will pay the difference between the deductible and what the charge is. It was great and worked wonderfully. I had a check back in a week or less and I was very impressed. I would definitely recommend. It's extremely satisfying and it was far better that I thought it would be.

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    Response from Cinch Home Services

    Helen – I’m glad we exceeded your expectations! We aim to provide excellent service even in unexpected situations such as yours. Thanks for taking the time to share your experience. We appreciate it! – Tanya

    Verified purchase
    Claims HandlingCoverageTechPrice

    Reviewed June 2, 2017

    I've had TotalProtect Home Warranty for seven years now and I really don't have any complaints. With a home warranty everything was covered and the price wasn't too bad. I had good success when submitting a claim and it has been easy. They have all been good people and the quality of their work of the technicians was good. They did most of what they're supposed to do. I had a tech here a while back to check my air-conditioning. It was old but it was still working all fine right now. But, it's still in bad shape. The last guy to come out said TotalProtect Home Warranty wouldn't replace it. The maintenance wouldn't keep up on it like it should have been but that's just something that's normal. I just have to wait and see what happens. So far, it has been good. They come out when they say they're going to come out. I'm satisfied with it.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed June 2, 2017

    I called the claims in and submitting was excellent. HMS works great compared to other home warranty companies that I've heard of was giving other people problems. They are quick and responsive. They answer 24/7 and they let you know what's going on. They tell you your deductibles. I called a couple of months ago about renewing our home warranty this coming August. They filled me in with more information that I should upgrade the home warranty from the cost of what it is now to a little bit more. So, if anything happens to our furniture and AC, we're not paying it out of our pockets with the deductible.

    The techs that came out worked great with everything. However, there was a plumbing issue and I haven't called the company about it because I didn't know how that worked. One of the internal valves for the water inside the house for the hose bend at least by the valve. I found that out after the gentleman turned it on. About 24 hours later, I went down to check on it and it slowly dripped on me. It was frozen at that time. He unfroze it and I don't think he stuck around for it but it's the only problem I had. The reps were excellent and great to work with.

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    Response from Cinch Home Services

    Christopher - Thanks for sharing! Keep in mind we are here to answer all of your home management questions, even the ones you are uncertain of. - Tanya

    Customer ServiceTech

    Reviewed June 1, 2017

    About a good month ago my refrigerator went out, Sears came out and replaced a part. That lasted maybe a couple weeks and it died again. We waited for the parts to arrive and came back out and fixed the issue. I called again and Sears came back out and said he figured as much it was NOT repairable but he was trying. The technician then called Total Warrant and told them the issue and said it was NON repairable. I then got a call from Sears saying they are sending parts out and a service date to repair it. I contacted the technician due to my concern of him saying it was non-repairable and he said he had a warranty rep that kept pushing the issue as if she was the technician and was extremely rude to him. (that was 2 wks ago)

    Last Wed. I spoke to a Supervisor that told me after all that has happened and she double checked the technicians notes seeing it was non repairable and she checked the years we have been with your co./history and she said she weighed everything and she was going to override the decision to try to continue to fix it and she was putting in a request to have a new one and she would call me back with the details. She apologized for all that had happened and I could count on her to help me and she was putting everything on high priority. Since then I have waited for her call and she has not called. Sears continues to call me about parts and service. I have called Tues/Wed. and now Thurs to this Supervisor and I have not received a call back, not even a courtesy call!!!

    I have now been waiting literally 2 wks and we are a family of 5 and still do not have a refrigerator! This is unacceptable! I have children and cannot even keep milk in my house and school ends for the kids next week.

    I just called a representative today that said the notes are not documented on her end very well and after looking she did find the refrigerator that was approved by the supervisor and it would be delivered 3-5 days, but as we were hanging up she said someone messaged her saying that the refrigerator was not approved and I am being offered $322. So I am at a lost and back to square one and no refrigerator. She also said something about my appliances have been capped? That makes no sense to me, nor to the representative, nor has anyone ever told me this or did I know there was a CAP on appliances.

    After the Supervisor just said to me, she reviewed my file and said she apologized for all that I was going through. Now when I call in after a week of no communication from a supervisor, a representative tells me the latest notes say to offer me $322 for my refrigerator. I am in disbelief/mortified! I am then told by the representative that another supervisor will call me because she is just as confused as I am.

    My family and friends that have the same warranty with your company cannot believe any of this nightmare.

    I called this morning at 7:30ish and I am still waiting.

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    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed June 1, 2017

    Our washing broke on the 15th and I placed a claim immediately. The service provider they recommended missed their appointment a few days later without notice. They arrived on the 19th finally. Everything seemed fine and I was told it would only be a few days before part was ordered. The case stayed in "research" until the 22nd or so and the part was ordered on the 23rd, shipped on the 26th. I was told it would be delivered on the 30th. It wasn't. I asked for the tracking, they wouldn't (or couldn't) provide it. I got the order number from Sears and got the tracking for myself.

    The part was delivered the 31st. Except only 1 of 2 parts was delivered (or possibly an incorrect part was ordered?). By noon on the 31st we had this all worked out, and someone was working on getting the part overnighted so the service provider could come on the 1st. However, at 8:30pm on the 31st, I got off the phone with them only with the conclusion that they are still waiting for the part to be delivered and there's no way the part can be overnighted tonight at this point (Of course! I said that around 4:30pm).

    All that said, the bottom line is that customer service representatives and case management representatives have been incredibly unhelpful (save for 1 or 2, out of about 15). Every time I called I spoke to someone new. Then one time a supervisor called me back. Was 3 days after my request for a supervisor was made (I was told 24-48 hours). I spent 12 hours (on and off, of course) on the phone with them on the 31st, to have absolutely no conclusion to the claim (except for a refund of our deductible for it). There is no way to talk to someone immediately, only through requests and callbacks.

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    Response from Cinch Home Services

    Caitlyn – We are very sorry about the delays you experienced. Thank you for allowing us the opportunity to get this resolved for you. We are happy your clothes washer has been installed and is working properly. – Tekara

    Verified purchase
    Claims HandlingCoverage

    Reviewed June 1, 2017

    We've had TotalProtect for several years. They were the first home warranty that I tried and I didn't try others. They were very effective and economical. It was a really easy way to save money if I could get problems fixed and have all insured. The claims representative that I last spoke with was outstanding and the process was top-notch. The last tech was one of the best ones yet that has come out. He took care of our problem that I had with my commode in the kitchen. He did an outstanding job.

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    Customer ServiceClaims HandlingTech

    Reviewed June 1, 2017

    I've been with HMS Home Warranty for a while now. In the beginning, I went online and looked at different people then I called and asked them about their home warranty. I decided to go with HMS in particular because I've been with them before and I thought it would be a good idea to have that warranty in place to help with the property I run.

    I haven't had too many issues this particular year with appliances but there used to be a long wait to get in contact with people for the claims. It was pretty frustrating. I'm on the line, holding and then they try to call you back. I would be at work and it would be a little tough to go through this process. It has been quite a challenge with that in the past but it hasn't been too bad lately. They've gotten better with their process.

    I've also had some issues with technicians in the past and when I call about those issues, the reps always tell me they are sorry for the experience. Once the situation is somewhat handled, they say they will look into the next time should something happen but if nothing takes place during the time, I'm not sure how they handle that. Sometimes it's pretty frustrating to me to have me go through that process. It's one of those things that make me feel like looking around for other places but it hasn't always been easy.

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    Response from Cinch Home Services

    Alexander – Thank you for taking the time to share your experience. We really appreciate your feedback and use it to help improve our processes. We were able to find your account and left voicemail messages for you to follow up with us if you’d like us to address your concerns directly. Sincerely, Austin

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed May 31, 2017

    My wife signed us to HMS Home Warranty before we bought our first house because it was an older house and when we did the inspection, there's a bunch of stuff close to their expiration date. Claims submission was easy and straightforward. They always get back within 24 hours upon claim submission and settles it quickly. Their technicians did good, come out mostly on time or within the window and gets the work done. Overall experience was convenient, fast and prompt.

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    Verified purchase
    Tech

    Reviewed May 31, 2017

    I used TotalProtect on 3 other occasions & was satisfied since it was a 1:1 dealing between me & the contractor. However, after more than 6 weeks of total incompetence, 3rd party dealing with GE sub & being lied about the promise of supplying a power cord & disposal, nothing was done after the GE sub showed up yesterday to install the hood. All I have is the old hood & the replacement sitting in my garage, a hole above my range & TotalProtect purchasing "researching a replacement power cord" which they said didn't exist until I sent them a picture. Bottom line; TotalProtect is good @ what they do if you have direct contact with the contractor but DON'T let them "promise to handle it all" for any installation work. Take a payment if offered & do it yourself or keep them out of the loop to avoid unnecessary aggravation. Have a nice day.

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    Response from Cinch Home Services

    Ed - Thank you for reaching out to us, we apologize for this inconvenience. We have located your account and will follow up with you directly with a resolution. Thanks!

    Customer Service

    Reviewed May 31, 2017

    Imagine how I felt going to check my credit cArd and noticing a credit from total protect for $253.04. Having no idea what this was for I called. It was a Saturday so no one could help but I was told I would get a call back on Tuesday since Monday was a holiday and that my policy had been cancelled for no reason. I had paid in full in December for 1 year. So today is Tuesday no one ever called me so I called them. Duh they have no idea what happened. Must have been a computer error. Mind you this only happened to me not Others. I asked. They said I had to be charged now that amount to get rid of it and my policy was paid in full. I asked for a e mail stating what happened they said they are not able to send e mails. This is 2017. Never heard of such a thing. I have used them for service and all was ok but this stressed me out for 3 days and not even an offer to extend my policy the time it was cancelled or I am sorry. Horrible service.

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    Customer ServiceClaims HandlingTech

    Reviewed May 31, 2017

    I went with TotalProtect when my previous home warranty provider quit selling their service in Nevada. TotalProtect's claims reps are good. When I had a water heater that went out, I called them up and they called back and had somebody come out. The technician looked at the issue, had to get the okay from TotalProtect to bring a new water heater out, came back the next day and installed it. It was a good experience.

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    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed May 30, 2017

    I have had a home warranty through HMS since January 2012. My experience with HMS and its chosen providers has been hit or miss. Sometimes I call and get an extremely helpful customer service rep who explains things perfectly, other times I'm met with a lackluster unprofessional attitude. Claim resolution can often be difficult. While some providers have done great workmanship, others have left things worse than they found it. I had one provider pull a permit from the city that was required for the work to be done, didn't inform me, and never scheduled for the inspection. I was then left holding the bag when it came to the inspection and subsequent issues.

    My most recent issue has to deal with a dishwasher. My dishwasher is from MARCH of 2004, so currently just over 13 years, past the expected work life of a dishwasher. Earlier this year, starting in mid January, I had a major issue with the dishwasher that caused it to break down, and slowly leak water. This eventually resulted in the replacement of my floor and the toe kick/quarter rounds in my kitchen due to water damage, something that I resolved out of pocket with my home owner's insurance. It took several weeks for the parts to come in, because of the age of the appliance in question. I wound up buying a countertop dishwasher off Craigslist. The provider installed the parts (the parts costing around 250$), and a week later it broke again.

    I requested a new provider come out, and he assessed that the first provider had installed it incorrectly, and it was broken again. He also identified two other issues. The parts alone were over $500 for this second repair. Then, last week, my dishwasher failed again. This time, an electrical problem caused the heating coil inside the dishwasher to be always on, at maximum heat. I luckily discovered this, and turned off the circuit breaker to that part of the kitchen. If the circuit breaker was on at ALL, the coils immediately heated to maximum. If I hadn't realized this, it would have potentially melted or started a fire.

    When a new provider came to look at the issue, he also wrote down that it was a fire hazard. He intends to replace the control panel for the electricity, but can't be sure that's the actual issue due to the coil heat making it impossible to diagnose correctly. He noted all this down for the warranty. So now I'm waiting for the parts to come in for a 13 year old dishwasher, which will again take a few weeks. This first attempt at a repair is estimated at $205.

    I have now, in addition to my annual fee, paid out multiple deductibles over the last 4 months. In the 138 days since January 12th, my first complaint, I have been without a working dishwasher for 87 days. At NO POINT during this, was I offered a repair credit or replacement. When I asked for a credit instead, I was told it wasn't an option. HMS has spent nearly $1000 in PARTS, not to mention labor costs, since January on a 13 year old dishwasher, that they refuse to replace or offer me a basic credit for towards replacement. I would have accepted the parts-cost each time, but kept being told 'That might be an option for a future repair if it doesn't work out'.

    I can't in good conscience, recommend HMS. They don't see to monitor the quality of work their providers do, and they only care about how much money each individual repair costs. They're not looking at the big picture. I have been a holder since January of 2012, and it's starting to make less and less financial sense for me to continue using HMS Warranty. If I can expect to spend half my time without a functioning dishwasher, this will be my last year as a policy holder.

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    Response from Cinch Home Services

    Paul – We apologize for the delays and inconvenience you’ve experienced. We appreciate your feedback and have provided it back to the organization. Thank you for allowing us the opportunity to resolve this matter. Sincerely - Chase

    Verified purchase
    Claims HandlingTech

    Reviewed May 30, 2017

    We've had a great experience with HMS Home Warranty. We bought an older house, so we thought of getting a home warranty. My mother-in-law, who was also a real estate agent, recommended HMS over other companies. Submitting a claim with HMS has been amazing. I like the new system where I can submit a claim online and then I have the name of someone in our area that I can contact myself to schedule an appointment. I've rarely had to speak to somebody because the website has been so great. But HMS’ reps were wonderful.

    I've also had great interactions with the technicians that they sent out. They've been local which I really appreciate. We've always had really wonderful technicians who had just been so kind and also great with our dog. The quality of their work was excellent too. We’ve been really happy with HMS and everything's been fixed within the day.

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    CoverageTech

    Reviewed May 29, 2017

    This company doesn't cover a lot. I would say about 50% of the things that should be covered aren't! Then, the companies they refer you to take a long time to get back to you. I have a problem with my air conditioning or heat every season. The techs only make temporary fixes and I'm still responsible for paying the deductible. They cover an attic exhaust fan but not the bathroom exhaust fan. What the heck is an attic exhaust fan?!

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    Response from Cinch Home Services

    Tiffany – Thank you for taking our call, and allowing us to address your concerns. We are sorry that the warranty was not what you expected. After reviewing your claim we are confident that you received the full benefit of your coverage. Sincerely – Tanya

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed May 29, 2017

    I learned about TotalProtect Home Warranty through Regions Bank. I thought it might be a good idea to get a home warranty, so I looked into it and tried them out. I have not had much of a problem in submitting a claim with them. The process was fairly easy. Most of the time I usually call over the phone. The claims representatives have always been pretty good and the technicians have been fine. But I had one scenario four weeks ago where I had a problem with the garage door opener and the technician came out. I have three garages and he fixed the garage door that won’t open. Since he was there already, I asked him to check the other garage door, to make sure that it does not need to be adjusted. The other garage door was working okay, but he gave me attitude towards that. Other than that, I haven’t had any problems. The quality of their work has been good and I would recommend it.

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    Claims HandlingTech

    Reviewed May 29, 2017

    My experience with HMS Home Warranty has been simple and painless. Submitting claims was awesome and their reps have all been very helpful. Even if they couldn't help me, they would direct me to where I could get the help. Even their technicians were fantastic, as well. I had a plumber and an appliance technician but the issue ended up being an electrical although it was an appliance, and they've done the work excellently.

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    Claims HandlingPrice

    Reviewed May 28, 2017

    Our realtor told us about HMS Home Warranty and they've always been on our home. We needed home warranty because something's always going wrong. Since my husband's old school, he submits a claim over the phone. Submitting a claim went very easily and we've always been satisfied with it. I have been present in the past when contractors come out to service us, except the latest one. They've always done the work appropriately and to our satisfaction or we wouldn't keep coming back. We've been pleased with what has occurred with them so far as long as the price doesn't keep going up, up, up.

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    Customer ServiceClaims HandlingCoverageTechPricePunctuality & Speed

    Reviewed May 28, 2017

    When I moved here and bought my home and I had to get some insurances. I needed to have some home, personal property and appliances and you always want to insure those stuff. Also, I'm single, so I don't have a man around the house to fix stuff. I wasn't familiar with the state or any of the companies and a relative suggested TotalProtect. It cost me about $62.50 a month but I have a swimming pool that is covered under, too. So, that raises the price up significantly. If something goes wrong with the pump, you have a swamp out there within a week.

    The claims process is pretty easy. I pick up the phone, dial the 800 number, talk to somebody and tell them what the issue is. Then, they give the name and phone number of whoever they've contracted with to handle that problem in the area and send a fax through to that company telling them information about me. I can wait for them to contact me but I'm always one to go ahead, call them and set up my appointment right away. I tell them they're gonna be getting a fax from Home Warranty and we'll set up the appointment.

    The technicians are always on time. They usually give me a phone call telling me when they're getting close to coming to me as a heads up. If I have a plumbing issue, I don't ask them questions about electricity but they're knowledgeable about the job that they're coming to do. Recently, I had one person that was coming out for an issue. It was the freebies where four times a year, on a quarterly basis, you can pick a system to have them come out and make sure that everything's running right with the system. I always have the air conditioning done in the spring, right before summer because it gets so hot here in Arizona. I always want to make sure that I get the cooling thing and that that it's working properly. I don't want to have it break when it's 115 degrees out.

    A young fellow came out and he had to go out there, look at everything and do whatever they do to check it. He spent about a good 20 minutes trying to talk me into doing some extra work that would have been about $400 for me, saying that it's like cleaning the vents and if something happened with the system because those were clogged, then the company wouldn't pay to fix it because I had ignored doing that part of the service. But I didn't feel right about it and I told him I wasn't interested in doing that service. Within a day or two of the service, the company always sent an email asking me to fill out a comment about how everything was, if it was done specifically to what I needed, and if there were any issues or problems. I like the company a lot and I let them know about it.

    Also, there was one instance where I had them come out to do the toilet. The company that came out to service put the new innards of the tank of the toilet and told me that my water connection's coming into the house for that and they hadn't been re-coded up. The guy was out there for about 10 minutes, and he said that he's gonna go out, call the company, talk to them about it and let them know that. But I was not in a good place to spend extra money to have something redone.

    The guy came back and said the bad news was that to replace those and to make them so that everything would be covered under my warranty if something happened and they broke and I got flooded, it's gonna be about $800. But the good news is that TotalProtect's gonna pay to have those replaced because they don't want me having a flood issue. Even if it cost them $800, they figured that if it was broken and it flooded out and I wasn't around and the water just flooded out throughout my whole house, they'd have a bigger issue for sure. I like it when things work out like that and it's really nice.

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    Tech

    Reviewed May 27, 2017

    When we bought this house, it had a policy on it and we just renewed it. I've always had good experiences with HMS Home Warranty's reps. The technicians were all good except the plumber that came out and broke the tiles in our bathroom. But it was an accident and he did pay to get them fixed and has been back since. Everybody did their work. The deductible could be a little less though. But other than that, we're very satisfied with HMS Home Warranty. I would recommend this company.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed May 26, 2017

    We've had TotalProtect for years. The last service call we had was when our garbage disposal stopped working. When I called to make the claim, the lady rep told me that our deductible went up to $100, although our monthly bill of $49.95 hadn't gone up, and that's how we found out about the price increase. I told her that we had no prior notification about this matter and we needed to have our garbage disposal fixed, but I wasn't going to bicker with her. That was the first price increase that we've experienced. However, the tech they sent out to do the repair was first-class. He was very nice and professional. We're satisfied with TotalProtect itself and we've recommended them. My wife's sister and her husband, down in Raleigh, North Carolina, went with TotalProtect because of our wonderful experience with them. However, their notification needs to improve. If they're going to raise their deductible, they need to let the customers know.

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    Claims Handling

    Reviewed May 26, 2017

    HMS Home Warranty has been easy to work with and their claim process was pretty simple. We called the 800 number once about 11:00 at night and they gave us the name of the person that would do the work. Then we called the technician and told them the problem on the water heater. First, they had to look at it so we emailed the photo of the leak and they said that it's really true and they’d be over as soon as they could. They got it approved with the warranty company and had somebody come over to replace the heater. I’ve dealt with other home warranty companies and these people seemed very willing to do what they’re supposed to do and that is pay for our repairs. They saved us a lot of money already and it’s been good so far. We’ve used it twice and we'll probably continue with them.

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    Response from Cinch Home Services

    Estes –We aim to provide simple and excellent service, and are delighted that this has been your experience. Thanks for sharing!

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    Claims HandlingTech

    Reviewed May 26, 2017

    I bought HMS Home Warranty when I bought my house for it to be protected. My experience when submitting a claim was very good. Their claims process was easy and their claims rep was very professional and everything was done in a timely fashion. Their technician was professional, friendly and thorough, too. Their work was very good and it was done very speedily. Overall, I'm satisfied.

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    TechPrice

    Reviewed May 25, 2017

    This Company is a total ripoff! I had a problem with my Heater not working so they send a technician over to diagnose the problem and they say that the Recirculation pump needs to be replaced, but because it's old they cannot replace it with the same pump but a different one. They then quote me $695 to do the job. I said that is way to high and I called my plumber who then quoted me $475. He came and fixed the problem, I submitted the bill for reimbursement and the Company only reimbursed me for $100. This Company is a TOTAL RIPOFF!!!!!!!

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    Customer ServiceClaims HandlingTech

    Reviewed May 25, 2017

    I’ve been with HMS for so long and their customer service and promptness are the reasons I renew every year. I submit claims both online and on the phone and the process is very easy. Their reps and technicians have been great and I'm satisfied with the call in and repair work. So far, HMS has done a good job of screening their technicians and they're men of experts that they contract with.

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    Response from Cinch Home Services

    Wallace – Thanks for your loyalty! We appreciate you and the kind words you have shared. Sincerely – Tanya

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    Reviewed May 25, 2017

    When our garbage disposal went out a couple of years ago, the company that TotalProtect sent out to do that told us exactly what's wrong and gave a less powerful one. We had a very large and quiet garbage disposal, but the company gave a one that has a smaller throat, makes a hell of a racket, banged around and doesn't chew up things very well, and I paid the company for it. I thought they'll give me either what I ask for or what I have, but the person said that it was the only thing held on the truck. He wasn't switching anything around. He was trying to shine me on and get it out of his way. Also when my washing machine went out, they were gonna send me identical washing machine but I wanted a better one. I hired a great one so they gave me a buyout on that. And the work that TotalProtect did for our air conditioning was really good.

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    Claims HandlingTechPunctuality & Speed

    Reviewed May 25, 2017

    We've submitted two claims to HMS in the last seven months and it's been pretty easy. The claim reps were great, too. One claim was for our microwave and everything was good with that. However, we had some issues with the local company that came out when we had problems with our hot water tank. The technician somewhat kept giving me the runaround. They canceled my appointment three times and the windows of time they gave me were not very accurate as well. They told me between 8:00 and noon but they showed up at 6:30 at night. One time, they also blew me off 15 minutes before the appointment. We weren't really happy about that. But the quality of work was fine. And on the whole, everything has been great with our experience with HMS. Everyone's been very nice and they've also helped us and gotten the proper people out to us.

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    Customer ServiceCoverage

    Reviewed May 24, 2017

    I filed two claims since I purchased warranty. They have denied both Buyer beware they pull out not covered when ever they have to fix or replace anything but have no problem collecting your monthly fee and teh service call fee

    your better off opening bank account and putting the monthly fee in it. or you can continue to pay them and get nothing back!

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    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed May 24, 2017

    We had a loan warranty but I decided to switch over to TotalProtect because they're better than the one I had. There were a lot of things they covered like the garage and the door. Submitting a claim is fine. However, when I read the contract, they have too many exclusions. They also need to put a price with what they exclude so you will know what you're looking into. They shouldn't put down what they cover. Instead, they should put down what they excluded. That way you would know right off the bat. But, everybody they sent to me so far has been great. They are able to answer all my questions and if they don’t, they make a call to find out. The technician from Reeves Air Conditioning was great. Reeves company found a lot of things I wouldn't even know. They looked a little deeper and checked everything.

    As far as their price is concerned, they need to have a local area here in Memphis. Memphis is big enough where you can call around and get the parts that are waiting two or three days. But my AC has been out for almost a week and a half now. He had to call back for the part and then the part wasn't in. So he got to wait for TotalProtect to send part. I understand they're trying to save money and all that. But at the end of the day, the customer should be the one they should be trying to save. We have a local Carrier place here in Memphis. So there should be no excuse.

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    Customer ServicePrice

    Reviewed May 24, 2017

    We purchased a home last year and HMS Home Warranty was one of the options that was given to us. We only used HMS once which was when our heater stopped giving heat. It wasn't a big issue. There were some contacts that needed to be cleaned. The HMS rep that I talked with on the phone and the company that we had were pretty good. The guy came through and he was very well-mannered. He happened to be the same person that serviced my parents' house so he knew of my parents. He found the issue, cleaned the contacts and I paid the deductible.

    Our contract year with HMS ends next month and we are at a point where they want us to renew. We considered it 'til we found out that the price went up substantially, like 80% from the original of what we paid for it last year. From $500, it went up to $800 for the renewal and I'm not a fan of paying that price. I wanted to talk to somebody about it. If it's gonna be $800 something this year, what is it gonna be next year? I can't pay $800 this year, I can't pay even more next year. I question if this is what I can expect. Other than that, I recommend HMS.

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    Customer ServiceClaims HandlingTech

    Reviewed May 23, 2017

    The previous owners of our house already have HMS Home Warranty when we purchased the house. We've been with them for about a year and a half. I submitted a claim online over the phone and the representative I spoke with was good. I had a great interaction with the technician who did a great job and explained everything. It was something easy so there’s no big deal. The service was good and I didn't have any issues with it.

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    Customer ServiceClaims HandlingTech

    Reviewed May 23, 2017

    We got TotalProtect Home Warranty with our mortgage company, the Green Tree. We had it when we bought the house four years ago. I had it on my debit card to pay monthly and they just stopped it. I was extremely impressed because I never filed a claim or anything like that. I've heard nightmare stories and I had just lived with one with my daughter. It was a nightmare so when we called to file the claim, I was terrified. But, I'm overwhelmed.

    I couldn't believe not just with them all, what they did and how they handled it, but the company that they chose was extremely impressive, excellent and professional. It was like a fairy tale compared to what I thought I was going to go through. My husband talked to them and he was impressed. They're very congenial the whole nine yards. I got him to call because when I called about things, sometimes, I get treated differently. He got to do it with more respect than I do. Plus, he knew what was wrong with the water heater and he could explain it to them and I couldn't. That's the only time that he talked with them and he was very pleased. I handled everything else.

    As soon as we found out who they were sending out here, I was already impressed. The tech was somebody in our area. We knew the company and we've heard of it. The tech that came was excellent and extremely professional. He even found out that when they hooked up our water heater, they didn't hook it up legally. Something about a blow off valve was supposed to be there between the water heater and the shut off valve and they had it after the shut off valve and he fixed that.

    I've never dealt with anybody that was this easy. He told us that we would have to pay for the license fee and the fee to have the water heater turned out to be taken away. When TotalProtect called me back, they said since I had the premium, that was all taken care of. So, all I had to do was pay them the $100 co-pay. The plumber also said that it was the first time that he has ever had a company pay for that.

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    Customer ServiceCoverageTech

    Reviewed May 22, 2017

    I called to have my washer repaired on May 3rd and a repairman came out and said washer could not be fix so it is May 22 and we still do not have a replacement washer even after we were told the part of the washer that broke was not covered and I would only receive $267 on another washer. I cannot get anyone to help resolve this matter. Does not seem like this plan works if your appliance cannot be fixed. I have been put on hold so long the call would ring to someone else and I would tell my story all over again. Now waiting for acct services to call back to tell me the process. REALLY

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    Claims HandlingPrice

    Reviewed May 22, 2017

    I purchased this house two years ago and it came with a GE microwave oven combo. The microwave went bad and the model number was essentially rubbed off. No one could figure out the actual model number. The warranty company ended up sending out three different companies and they all were nearly useless. Anyway, according to all the experts the microwave had to be replaced. However, since it was a microwave oven combo the entire unit would have to be replaced.

    HMS offered me a "counter top" microwave or $300 credit. Yes a "counter top" microwave. I would then have a microwave oven combo and only the oven would work and a new microwave on the counter. So if I take their $300 and for an additional $2000 I can then replace the microwave - this is a warranty company. This is the second, what I would call ($2000+), major claim and it's the second time HMS refused to correct the situation. I'll leave another review for the other that cost me $2000 - why am I paying for a Home Warranty?

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed May 22, 2017

    HMS Home Warranty was offered in the initial purchase of our home. I am not a handyman in any way, shape or form so it's been very helpful for me. It saved us from having to look around for plumbers etc. They have great service so we've renewed every year for five years now. Filing a claim was very easy. I usually go online and within a couple of hours I get an email on who's going to handle the claim and they've been quick in getting the tech out. Their technicians have been very knowledgeable. They specify what's covered and what's not covered and they leave it to us to make a decision and we go from there. They fix the problem but if there are additional cosmetic issues that need to be dealt with, then that's left on us to cover. Overall, they've been a good company to work with. And their technicians and quality of work have always been very good. We're happy customers.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed May 22, 2017

    The home we had was an older home and the furnace and the air-conditioner were older. So we acquired a home warranty mainly for our protection. When our old central air went out the gentleman that came to look at it couldn't even find the serial number on it. But they got him out. At first he thought it could be repaired and it just didn't stay. And they were able to get him right back out and put a brand new unit in.

    That experience is very good. I also had a gentleman that we had to have our drier worked on twice. He's been the same gentleman twice and he's been very professional, very friendly, and got it fixed. Same way with the guy that worked on the air conditioner. And when we had our garage door and the unit quit working TotalProtect was very accommodating. The weird thing is that four years ago, I was at golf outing and I want a complete garage door opener with all the track. It's been sitting in my garage and I never used it. So when this came up I said, "We might as well go ahead and use it. It's been in my garage, it's brand new, never been used, out of the box." So they waived my deductible because I was providing the unit.

    The only problem I've ever had was the last claim that we had. Our washer, no matter what level we set it on, it would keep filling up, it wouldn't stop. It would overflow. The gentleman came and fixed it. And after about two weeks, it started doing it again the exact same thing. So when I called TotalProtect they had me call this guy back. I didn't think he acted like he knew what he was doing and I let TotalProtect know that. I also said, "I understand he didn't fix it right first time and you want him to come out and repair it again?"

    But I had no problem with him coming back to fix it again. My problem was that he refused to come in the morning hour. I did not care what day, he could name the day but I needed it in the morning because I have a job just like everybody else. But TotalProtect also wouldn't do anything about it. They told me I had no choice but to use that guy.

    If they have a customer on the west side of Indianapolis then they should look for a repair guy on the west side of Indianapolis. And this guy was clear across from the eastside. But other than that, all my experiences have been very positive. The last claim I had I just did over the internet and the other times, I have called and I've never had any problems. I've recommended TotalProtect to two of my employees and also a friend of mine and I know they've gotten their protection through them.

    The warranty is very inexpensive for the benefits that you can get out of it. And it think it's great especially if you buy an older home like we did since we didn't have any idea how the hot water heater, furnace, and central unit were. And I'll recommend them, easy. Overall, they're totally professional and efficient in getting back to you on claim-wise. They follow up to make sure the claim was handled.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed May 21, 2017

    I have been a customer w/ HMS for 2 years and have receive satisfactory service until recently. Situation: When you press the garage door button the door lifts no more than 2-3 inches and automatically closes on its own. Both my husband and I have tried setting the garage door to manual and lift the door, but the door would not move AT ALL (not even an inch)! We tried several more times and still the same result. Unfortunately, my primary vehicle is stuck in the garage and I have 3 small children under the age of 8 that all need to attend school on Monday!

    First, when I called to file a claim on a Saturday, the represent sounded tired and lazy. When I informed her the company she was referring the services to was over 1 hr. away from my home and closed on the weekends--she grumbled. I politely asked her to check for a closer garage door repair service. She checked again and found a company that was about 45 mins. away, but was still closed! At a lost, I collected the 2nd company's information and left the company a message indicating the situation was urgent.

    Today is Sunday. I contacted HMS Warranty again to voice my concern and dissatisfaction with less than mediocre service I received on Saturday. The rep Jennifer was more hopefully and contacted several closer vendors on the list until she was able to get in touch with a live vendor called Enterprise Home Improvements. She informed me that the vendor would contact me within the hour to schedule a time for service. She also informed me that she left a message with the previous vendor, Excel Doors LLC to contact me ASAP. When I disconnected the line w/ Jennifer I thought all was resolved. Unfortunately, Jennifer failed to inform me that the service request was not considered "urgent/emergency".

    So to my dismay when Excel Doors, LLC. informed me that the service would not be entirely covered by HMS because it was not categorized or considered "urgent" or an "emergency". I was completely in shock and confused! I was informed that I would owe Excel Doors my deductible of $100 along with $125/hour in overtime fees for the service.

    A bit confused, I called HMS again to clarify how the claim was submitted to the garage door repair companies... I was informed that my situation was not considered an emergency because I should be able to "manually" lift the garage door. Confused, I restated to the rep that my husband and I have already tried that option but the door would not move/lift. I re-explained that MY VEHICLE was stuck in the garage and I had no other way of transporting my children to school or to our medical appointments. I informed her that the situation has caused duress upon our family and I am very dissatisfied with the service and how my situation was being treated.

    I was informed again by the rep that she "understood my situation" but my situation was not "urgent" and that per the company policy I should be able to lift the door manually? I asked to speak with a manager and was informed that she would submit an email to a manager but I would more than likely not be contacted until Monday. Rep apologized and we disconnected the conversation.

    I received a call from Enterprise Home Improvements and was told by the vendor he could come today. At this point was very upset. I asked the man how much would it cost me today for his service, and he stated "the service fee". When I questioned him about overtime fees, he said he would not charge overtime fees. I asked for an estimate on repairs based on my explanation of the situation, and I was told between $250-300 if it was not covered by HMS. I informed him I would contact the insurance company to verify if it would be covered.

    When I called HMS I was informed that I would owe the service fee charge and any overtime fees the vendor might charged. In addition, the vendor would need to submit the service report and receive approval from HMS to verify if the repairs would be covered under my policy. In other words, I would have to wait until Monday when the company opens! I had the option to go through with the repairs today if the vendor could make it but it does not guarantee that the repairs would be covered by the policy.

    At this point, I am EXTREMELY angry and upset that HMS would handle the situation as they did. I understand all companies have policies to abide by; however, when the situation is already causing hardship for a family and forcing the customer to have to pay additional service fees because the incident occurred after service hours of Monday-Friday, is NOT acceptable! In other words, I should do my best not to file a claim after business hours Friday to Sunday.

    As a result of this situation, I will be reevaluating my future contract with HMS and will definitely mention to others my unfortunate experience with HMS. It does not make sense to continue to have to pay a monthly fee for service plus deductible and be turned away or forced to pay additional fees because the situation isn't considered "urgent" to HMS?!

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    Response from Cinch Home Services

    Khristine - Thank you for taking our call and allowing us to address your concerns. As mentioned in our conversation your deductible was reimbursed for the inconvenience. We appreciate your patience. Sincerely - Chase

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    Customer ServiceClaims HandlingTech

    Reviewed May 21, 2017

    I've had to submit a claim with TotalProtect and the experience wasn't that great. The first vendor they gave me didn’t have a voicemail setup and I couldn’t leave a message. So, I called them back and they gave me a name of a different vendor. But the technician who came out was good.

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    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed May 21, 2017

    My realtor suggested HMS Home Warranty and I looked them up and found that they were reputable. When I submitted a claim online, it was pretty prompt. I had a claim number right away. Then a rep called me. He was helpful and gave me the information of who to contact for a service. I scheduled an appointment with the service person and they came out two days later. They were very professional and took care of the problem quickly. I have no complaints with them. HMS Home Warranty just provided me with outstanding service.

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    Response from Cinch Home Services

    Alonso – Thank you for choosing us, we are happy that we have met your expectations, and have provided you with prompt and helpful service. Sincerely -Heather

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    Customer ServiceClaims HandlingTechPrice

    Reviewed May 20, 2017

    When submitting a claim with TotalProtect, I call and give them my numbers, and then someone comes on and they just go right to the problem and solve it for me. Sometimes, I go online but it's quicker to call. I'm always answered by whoever can give the answer. Then the technicians are efficient. They know what they’re supposed to do and usually get right to it and solve the problem. I’ve had no problems with whatever they’ve done. They come in and do what they have to do. I don’t have to call them back just because it didn’t work.

    A good example was when I had my dishwasher repaired and Sears came out for it. The guys turned around, walked the house, and then wanted to charge me for repair that they did not do. TotalProtect got someone else and the other guy called me right back, came on out, and did the job. Afterward, I did a call in because I got a bill that I already paid and TotalProtect said they’ll take care of it. Within 15 to 20 minutes, they had the problem solved.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed May 20, 2017

    When I bought the new house, I went with HMS on my realtor's recommendation. The claim process has been very good. I've talked to people that have worked there but most of the time I do it online. It is a very easy process and the interactions with them were great. We had a situation where my air-conditioning kept breaking and I had made several claims. They came out many times. Finally, they said they couldn’t fix it. So HMS got in touch with me about how they were going to decide whether I should get a whole new unit. They actually did it in a very quick manner and were very pleasant about it. The bad news is, the new unit that I have now is broken and I’m waiting for another person to come out next week. But that’s not HMS, it's on the people who fixed the unit.

    The service contractor’s quality of work is a hit or miss. Some of them have been very knowledgeable. They come out and fix it right away. With this air-conditioning system, I’ve had three different contractors come out here and they all seemed to have the same result, which is that the unit’s not working. When they escalated my air-conditioning last time, it went very fast. The person they sent at that time was very helpful. He even talked to me and the contractor on the phone at the same time to troubleshoot issues. So he went above and beyond. This was 6:30 at night so he did everything he could do.

    With this air-conditioning fiasco, my husband and I had to take off four days off of work because one of us would have to sit here all day and wait for them. It would have been nicer if they’d tell us that they' be here between 8 and 11 instead of 8 and 5. So we could at least go in for half days but they would not give us any idea when they were going to be here. And so we just would sit here and wait for four or five hours. The last one, Patterson Mechanical was really bad. They would tell me they’d be here at 8:00 and they’d show up at 1:00. Others would say they'll be here at 2:00 and they’re here at 2:30. That, I can handle.

    HMS has done everything they’re supposed to do. They put trough the claim and the people contact me quickly. It’s just a matter of getting the appointment. It’s nice to have someone to call if something breaks. Like I had my dishwasher break not too long ago and the guy that came was great. He came within the hour he said he was going to come. He was here for half an hour and he fixed it. Everything was great. Unfortunately, they probably should get better contractors. Some of the contractors really know their stuff. They come in, fix it and get out. But a lot of them just don’t have the knowledge on how to fix everything. They know how to fix certain things but half the time, they don’t know what they’re doing and will be here up to five times. HMS is not perfect but I would still recommend them. I have told people about my situation and I’ve told them HMS has been good.

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    Customer Service

    Reviewed May 19, 2017

    Total Protect agreed to pay me $1,100 for a refrigerator that went out. My first time to request a service. I was to receive the $1,100 in March, now the end of May and they keep saying the check was sent. Many calls and letters requesting my money. Still no funds.

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    Response from Cinch Home Services

    Ed- thank you for reaching out to us, we sincerely apologize for the delays. This is definitely not the type of service we aim to provide. Our records indicate that since the submission of your review we have confirmed that your refund has been received. We again apologize for the inconvenience. If you need any additional assistance please contact us directly. Sincerely - Tanya

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed May 19, 2017

    A few years ago I would have rated HMS as "decent". However, over the last year or two my experiences with them have been frustrating and service has been very slow. Customer service doesn't seem to care if their service providers don't call you back or finish the work they are hired to do. In January, I had a rather urgent plumbing issue. HMS gave me the name of a plumbing company which I called for a few days and then gave up. The company never answered and never returned my call. So I called HMS back and told them. I think good customer service would have been to say "We are so sorry, we will find you someone RIGHT NOW and make an appointment for you." But of course this is not what they did.

    They gave me the name of another plumbing company who, thank goodness at least answers their phones, and I did eventually get a plumber out to my house. This plumber indicated that he couldn't tell where the leak was coming from but it was serious (water had seeped onto the carpeting and out into the main room) and got on the phone with HMS for permission to take out part of the wall and ceiling. Then he put me on the phone with them. A very grouchy man from HMS Approval Department -- whose name I have forgotten unfortunately -- actually YELLED at me that the plumber could take apart whatever he needed in my basement, but that HMS was denying any claim to repair the drywall afterward! It clearly says in my contract that I have up to $1,000 in drywall repair after plumbing work.

    This denial was unethical and dishonest of HMS, plus it's obviously ridiculous for Customer Service to yell at a customer. My next nightmare has been just this month, May, when my washing machine broke down (and is still broken two weeks after notifying HMS). Again, the first company HMS gave me the name of, Alpha something, never called me back. So I had to call HMS again and ask for someone else. Again, no apologies, no offers of help with the service since there had already been a delay. Williams Appliances did come out eventually, diagnosed the washing machine problem, said that he would have to contact HMS but that he was sure they would approve the parts or get me a new washing machine.

    SEVERAL DAYS LATER, after not hearing from anyone, I called HMS back and they said (again in their indifferent way), oh, they had never received a Service Report. Etc etc. It's been more than two weeks now and after talking to "Monica" and "Chase" and at least 2 other people at HMS, apparently a service report has been obtained and they will "let me know" when the parts are in. Again, at every point I have had to be the one to initiate contact and ask for updates. And my washing machine STILL doesn't work. I told HMS that I was going to be looking for another warranty company, but they didn't seem to care.

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    Response from Cinch Home Services

    Aileen – We’d definitely like to discuss your concerns. Should you like further assistance please respond to our private message with the information requested. Sincerely - Amanda

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    Claims HandlingTech

    Reviewed May 19, 2017

    Every year, submitting claims with HMS has been very easy and it gets better. Now, it's done online. Most of the technicians are good, except some of them, they don't honor their appointments. Other than that, their work was completed right and the quality is good.

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    Claims Handling

    Reviewed May 19, 2017

    I got a home warranty as I was looking to save money. My friends had used TotalProtect and were satisfied with it, and I got good recommendations for it. Submitting a claim has been very simple and the claims reps have always been very nice. I call up, tell them I need a repair, and the technicians come. They ask what's wrong, I tell them about it, and they get working on the job right away. So far, I've been satisfied with the quality of work and I have recommended TotalProtect to a friend. It works good though they increased the rate this year.

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    Customer ServiceTech

    Reviewed May 18, 2017

    Total Fraud of a company! Dont waste your money! I have this service on 2 homes. One of the homes had a fridge go out 02/24. A tech came out a week later and diagnosed the issue. Total protect couldnt find the part to resolve issue so they stalled for 2 weeks. On April 1st they said it would be another month because the part had to be made. On 05/01 the part they ordered ended up being the wrong part. 3 months later I still dont have a working fridge and now the supervisors wont return my calls. When I cancelled the service on the other property because of this issue the rep cited some obscure clause in the contract saying I had to pay the balance of the remaining year since work orders were put in that year. When you sign up they tell you that you only pay on a monthly basis and can cancel at any time. There is nowhere in the contract that states this. I am now looking into legal reprecussions because they have in essence been collecting my money for months on 2 properties without any intention to perform

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    Claims Handling

    Reviewed May 18, 2017

    The previous owners of our house purchased for us a warranty from HMS, which we got when we bought the house. Submitting a claim with HMS was easy, fairly smooth and streamlined. We had a problem with the garbage disposal on our drain and that was taken care of swiftly with no issues. However, on the second thing we did, Sears performed the repair for us out of the warranty and we paid them the deductible that day. The check cleared the bank, but now, Sears comes back saying that we still owe that deductible, even though I sent them a copy of that canceled check. And the bad thing is, we have to send a letter to prove that we paid it and that pissed me off a little because my check was already canceled. Other than that, everything was easy and taken care of.

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    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed May 18, 2017

    I had another warranty company when I first got the house. I had to pay it yearly as I got no monthly payment and when the time came up for me to pay, I didn't have all the amount so I had to drop it. Then my mortgage company wrote me a letter about TotalProtect. Everything's fine when I submit claims but I've had some problems with the contractors. Some of them are not really honest. It looked to me that they would fix things just long enough to last for the days the warranty covers. Then it would break down again and I would be told I gotta pay another deductible, and that's the thing that upsets me.

    I kept having a problem every time I got help with my air-conditioning unit. I found out that all the contractor did was put a little freon in it. Next thing I know, it wouldn't cool and they said they fixed it. They quit answering the phone when I called. I asked for a supervisor at TotalProtect and explained what I was going through. They sent another air-conditioning man out here and he told me there was some type of leak and something was worn out. I called TotalProtect and they sent these guys out who told me they had to replace it and bring it up to code which would cost me about $1,100. That was really hard. I got a warranty and I had to pay all that. I met some people and they told me I could have bought one for less than that. Then the contractors did only half of it. If they're gonna bring the unit up to code, they should have replaced everything.

    One of the supervisors at TotalProtect apologized and said that whole thing should have been done. The contractor shouldn't have done half of it and then charge me all that much money. So they sent somebody else out and replaced all the things and I didn't have to pay anymore. The AC unit should have been fixed a couple of years ago but the contractor was only putting a little freon in it and didn't do something about it. Also, I shouldn't have had to pay that much. I could have called an independent air-condition man who I know and could have gotten it done with what I paid. I had to pay too much monthly to have a warranty and had to pay almost as much as if I didn't have warranty to get the AC unit repaired.

    I'm not blaming TotalProtect though. They tell the contractors what to do but they don't do it right. They always tell me they have to charge me more extra like when I had a problem with my toilet. When the technician fixed it, it was filling up full of water. I told him it's not fixed and my water bill would be $200 but he said it was the best he could do. He also told me it's not in the contract. I told him I read it and it said that if they can't fix it, they will replace it. And he was gonna talk me into having to pay him for it. Then another person came here and told me that nothing would be covered but they could fix it. Those people that I had a problem with, I make sure that they don't come back to my house anymore because that's a waste of time.

    But so far now, I hope everything works for a while and I won't have to call in. I like to keep the service. TotalProtect is doing what they're supposed to do. I don't trust the contractors that sign up with them but TotalProtect really tries to make good if somebody doesn't do it right. The claims reps are good and though they would tell me I would have to pay all over again, I know that they got a script that they have to go by and I understand their position. But when I get through to a supervisor, sometimes they look at the facts and go ahead and take care of it so I usually have to speak to a supervisor when I want to have something fixed.

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    Customer ServiceTech

    Reviewed May 17, 2017

    I contacted Totalprotect for a repair job for my dryer. The tech said the issue was the timer and that he would have to order the part. It was a Sears dryer and a tech from Sears. A few days went by called them back Sears I was told the tech forgot to order the part. But they took the $100 for the deduct. REALLY. Ten days went by and no repairs had been completed. I called back to Totalprotect. I was told that the part was ordered and sent to my address. I was baffled as to why would Sears order the part and send it to my house. A few more days went by again. I called TotalProtect again and was told that Sears would be out on Wednesday between 1 and 5. Well it's Wednesday. My wife just called and Sears said they will not be until the 25th. Very disappointed.

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    Claims HandlingTech

    Reviewed May 17, 2017

    HMS Home Warranty came with the purchase of my home. Their claims process was easy and their representatives were very helpful in putting together the claim. Their technicians were very good and they did troubleshooting to figure out what was wrong, explained what's happening and fixed the problem. So far, I'm very satisfied with them.

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    Customer ServiceCoverageTechRefunds & Payouts

    Reviewed May 15, 2017

    I've been with TotalProtect for several years now & initially they were ok. In the past year or so, it seems that they have lost their way. Last year, they were unable to find an air conditioning service person in a timely manner & told me to locate one that was licensed and insured, in which I did. The company I found repaired the unit for $680, I sent the paperwork to TotalProtect and they send me a check for $275 with no explanation. I called them & was told that they have contract amounts they pay for certain failures & they could only be responsible for the amount they pay if they sent out a contractor. Would I have rather the service guy come from TotalProtect, absolutely! U guys were the one that didn't have anyone available for nearly a month & then I'm penalized after I was told to go find someone. Really???! In any event, I let that go & it gets worse. I call them this year because my water line in my fridge froze and the water will not dispense. This happened last year and they repaired. The service guy came from GE last year, which is the maker of my fridge. They send Sears out this year and I pay my $125 service fee & they are unable to repair and says the door needs to be replaced. The Sears repair lady told me TotalProtect does not replace doors, so they would probably have to replace the fridge. I get a call this morning, about a week later, and I'm told this is an insulation failure or manufacturer defect and not a mechanical part, so they are not responsible. Is it an insulation failure or a manufacturer defect? They don't know but they know they don't cover??? I do understand contracts, etc., and I must say that if the same exact thing had not happened last year and they did not repair, in which they did, I would not be writing this review. If it can be repaired, it's covered, but if it has to be replaced, it's not. It has to be the same problem that it was last time and now it's not covered??? There seems to be a double standard here, now that they know they have to replace, according to Sears, they don't cover. And to top it all off, they don't know the problem, they just know that they cannot replace all of a sudden. Trust that I will push further with this and if they rectify as they should, I will report, but if not, I will contact an attorney which I keep on retainer to dig deeper with this incident.

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    Customer ServiceTech

    Reviewed May 15, 2017

    During closing, I was at my realtor's office and I saw a brochure about HMS. He gave me the brochure and I looked into it, and I've been with HMS since then - like three years ago. I usually call when filing a claim. Sometimes they answer, sometimes through an automated machine, which works very good. They reply and act fast, but it all depends on the contractor who comes home at the end of the day.

    Mainly, my interactions with the reps have been positive but it depends on the person itself. At the beginning, I had some rough times with a few of them. Two years ago, I had an emergency and they couldn't deal with it as an emergency. That was frustrating. The problem is that they consult with the local providers around us, and that's not always the best choice because they don't know them. Maybe right time they will consult with better people. But the past year, it had been very good. Everything was fine. It's not very predictable that things are gonna be perfect or worse all the time. There are ups and downs.

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    Response from Cinch Home Services

    Toufic – Your feedback is very important to us, and we appreciate you sharing your experience. We are pleased to hear that overall you are happy with service. Thanks!

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    Tech

    Reviewed May 15, 2017

    I wasn’t satisfied with Choice Home Warranty. I was telling my coworker about it and she mentioned TotalProtect, so I got them. The quality of work that the contractor did was great and I love it. I've recommended TotalProtect to my cousin. They are a great company and people should go with them.

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    Tech

    Reviewed May 14, 2017

    On my first move to Florida, my neighbor told me about TotalProtect. After that, I said, “How could I be without it?” When I have a problem, I call TotalProtect and tell them what appliance it is. They then will take my info and then I will call whichever company’s gonna come up to diagnose the problem to see if they can fix it or if they have to replace it. Then they show me thereafter whether it's to be fixed or replaced. I’ve never had a technician that wasn’t very knowledgeable and respectful. I always find them to be honest as well. On a scale of 1 to 10, the quality of their work is a 10. It’s been a very, very good experience. I’ve recommended TotalProtect to family and friends and some have actually taken my recommendation and now they have it.

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    Claims HandlingTech

    Reviewed May 14, 2017

    HMS Home Warranty was part of the package so it was already purchased when we bought the home. We’re still under the 1-year and it's been very nice and easy submitting a claim. I have been calling and their claims reps have been very responsive. My interactions with the technicians have been fine and the quality of the work performed has been good. They have been polite and responsive to us. We had to have them back again on the first claim we had and the tech fixed it so it’s not a problem anymore. I had another home warranty company prior to HMS and HMS is the best experience that I’ve had.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed May 12, 2017

    TotalProtect is a great service company. They were introduced to me through CitiMortgage when they were still my mortgage company. I just took it and I've been with them ever since even though I've changed mortgage companies. I thought it was good to have the protection on the appliances and TotalProtect has been very good. Their reps are very professional and attentive and I usually don't have any long wait times. They've been pretty supportive too. If I submit a claim, they're right on it, and if I have any problems, they work hard to resolve it. I felt like it was customer service. I've had a couple of snags with technicians but not too many bad experiences. The quarterly services have been good as well.

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    Customer ServiceClaims Handling

    Reviewed May 11, 2017

    I had American Home Shield years ago and I never had any bad experience with them. It was under my husband's name but I got divorced and I ended up with TotalProtect. I've called TotalProtect several times and recently, I filed a claim for the refrigerator. When I called them a couple of months ago, they sent somebody who came and changed the converter. With the recent claim, they told me that the guy from Sears put Freon and that there was a Freon leakage. I was away for three hours to get me groceries. When I came home from the grocery, the fridge wasn’t working. So I called the same guy who fixed the fridge and asked if he has a little bit time to come and take a look again.

    When I called Sears, they said that they would send someone and they sent a second person out. When I called TotalProtect, they said that Sears gave them a report that the owner was not at home but I saw the guy. He came and looked at the fridge. Finally, when I called TotalProtect last weekend, they assigned me with a different service agent that has a really good customer service. They came home the day before yesterday and the guy told me they cannot fix the fridge. So I am waiting for them to submit their report sheet. It's been over three weeks now that I don't have a fridge. That shouldn’t happen to somebody who has a warranty especially if you have a family. Also, the CS from TotalProtect didn't take care of me well. When I called a couple of weeks ago, they are ridiculously rude but last Saturday’s call was really good.

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    Reviewed May 11, 2017

    Keep getting the run around and it's 80 plus degree. Very disappointed. I keep calling and they keep telling me the parts have been ordered. One lady told me today that the supplier should receive parts today, but of course nothing was received. Got to think twice about this company.

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    Response from Cinch Home Services

    Evon – We sincerely apologize for the inconvenience you’ve experienced. We appreciate the feedback provided and your wife taking our call today, as discussed with her, the deductible paid on this claim was reimbursed. We will follow up with you to ensure it’s received. Thanks - Chase

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    Claims HandlingTech

    Reviewed May 10, 2017

    Filing a claim with TotalProtect goes very well and I haven’t had any problems with them. The technicians usually come out like they say and get the job done. If I have any problems and I need a return visit, I haven’t had a hassle trying to get somebody to come back out. The only one thing that I’m not satisfied with is the increase in the deductible that we have to pay.

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    Response from Cinch Home Services

    Joyce – we are happy that we have provided pleasing service. Thanks so much for taking the time to share – Janet

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    Customer ServiceClaims HandlingCoverageTechOnline & App

    Reviewed May 9, 2017

    Do not by any means ever get a home warranty with HMS. I have had my own issues, and some basic searches on the internet reveal they deny a lot of claims and are a pain to work with, in addition to working with low-quality contractors. Dealing with HMS has been one of the worst customer experience services of my entire life. I had a claim denied due to what a claims officer called a pre-existing condition. Ignoring for a second that it was not a pre-existing condition of which I was aware, I politely asked to speak with a claims manager/case specialist to talk about the decision, since the customer support representative had no authority to change the claim status. What ensued has been a terrible, exhausting back and forth where I keep calling and asking to speak with a manager and miss the callback because I cannot be tied to my office or work phone due to the nature of my work.

    I have asked repeatedly for the manager to leave direct contact information so I can call them back, but all I get is the 1-800 number, which puts me in contact with another customer service rep with no power and no ability to get a manager on the phone while I'm on the line. The customer service rep says a manager will call back within 24 hours, but I have waited up to 5 days between calls from them. I have now missed calls three times from a manager, spoken with 7 different customer service reps and each time I calmly explain that I need whatever manager calls me to leave direct contact information so I can get in touch with them but no one ever does. This has been one of the more infuriating experiences of my life, and it's now been over a week and I still haven't been able to speak with a manager on the status of my claim. So that's the customer experience portion.

    The claim denial portion is just as egregious. After owning the policy for over a week, I found out I had a gas leak in the house - a gas leak that was not present or detected at the time of inspection. Yet the claim was denied because the plumber they sent out said the sealant around the pipe was old. So HMS then jumped to the conclusion it was a pre-existing condition. So first, the condition was not the pipe sealant, the condition was the leak, and pipe sealant can be old without having a leak, so there is no way to tell when the leak started, despite the pipe sealant "looking old". Second, on the HMS website, it says they will "repair or replace covered systems and appliances no matter the age, make or model. Plus, there are no home square footage restrictions and no inspection required."

    So while I cannot prove the gas leak didn't exist before the policy went into effect, HMS cannot prove the gas leak DID exist before it went into effect. They are just basing it on the fact I only had the policy for a week. So the consumer does not get the benefit of the doubt here, which is terrible customer service. Absolutely terrible. Based on everything stated on their website, this claim should not have been denied, yet it was, and I have been unable to speak with anyone in authority about my case.

    Anyone that has a problem with them should submit a complaint to the Consumer Financial Protection Bureau because HMS makes fraudulent claims on their website about their coverages and support, and puts forth no effort to help you resolve any issues. So now I have a denied claim, a plumber asking for the $85 deductible, a week without gas, and I'm looking at having to spend another $600 to get the leak fixed. The worst. This company is the worst. The only redeeming factor is the customer support representatives are nice, but they have NO POWER and so cannot actually be helpful.

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    Response from Cinch Home Services

    Jay – We are sorry to hear that your claim did not go as you expected. We’ve thoroughly reviewed your claim on your gas lines to ensure that you received the full benefit of your warranty. Our records indicate that on May 19th, a member of our leadership team spoke with you to address your concerns. The decision made on the claim was correct based on the diagnosis from our service provider and on the documentation you provided for review. Thank you for taking the time to share your experience, we appreciate your feedback. Thanks - Tanya

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    Customer ServiceTechPunctuality & Speed

    Reviewed May 9, 2017

    My HMS Home Warranty came with my house when I first purchased it. I usually call and speak to a representative when I submit a claim. They give me all the information I need to be able to contact someone to do the work. There have been a couple of times that I have had trouble getting in touch with the technician that they recommended. But when I call them back, they help me find somebody else to do the work, usually within 24 hours. Sometimes it's even within a few hours.

    The last claim I had was about my garbage disposal. With the first company that HMS gave me information for, the technician was very difficult to get in touch with and kept telling me that he would call me back to get me on his schedule, but then he didn't. After a couple of days, I called HMS back and they gave me another technician whom I had worked with before and that went very smoothly. HMS has always been very good about working with me in finding somebody who can come out. There was one time in the middle of a snow storm where my heat had gone out. They worked to try and find somebody that could get out as quickly as possible. They're always very friendly and efficient. I feel confident about the maintenance of my home because I have them as a partner to help me through that process.

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    Customer ServiceClaims HandlingPriceRefunds & Payouts

    Reviewed May 7, 2017

    About five years ago, I received some information about TotalProtect Home Warranty through U.S. Bank. At the time, my sister was alive and we decided to sign up for it. Other than my claim right now, it’s been very good, and even this claim isn’t terrible because it’s probably going to work. All I asked for was that I want my air conditioning serviced because I try to do that every year before it gets bad. Out here, it gets 110℉ almost every day and it seems like before. They ask what you want but this time they just took the information of my address and my Protect Gold number.

    They had the company call me and they came out to do it. There’s a problem with the fan in the air conditioner. It wasn’t broken but its band would cause the motor to eventually burn out. I paid them the $100 deductible that I have, but the man said that I would have to call back Protect Gold and have them approve what they’re going to do. We had a little bit of trouble approving it, but I got a call this morning saying that they’re going to come out and that Protect Gold had approved putting in a new motor and fan. They didn’t want to use the fan belt, but they want to put in the motor. That wouldn’t have done any good because even the motor they’ve put in would eventually burn out and I’d put another one in.

    Last year, I had to use the warranty for something and found out that they raised my deductible, which was originally $75, to $100. I don’t remember being notified about this. The man came over and I said, “Write you a check for $75,” and he said, “No, it’s $100.” I called and they said that was a procedure that had happened. That’s the only thing I questioned, but they did go up to $100. I protested to them via email and phone that it was $75 originally. They haven’t increased the monthly cost, but that would be the only thing that's negative. Other than that, everything has been very positive. I’ve used it for quite a few things -- for fans, for my dryer. Also, I’ve recommended Protect Gold to my brother and another friend of mine. They looked it up and I know they’re using it.

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    Response from Cinch Home Services

    Thomas – we appreciate you sharing your experience, and apologize for some of the inconveniences you have had. Your feedback is very important to us, and we are happy hear that overall you are pleased with the coverage. Sincerely - Tanya

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    Customer ServiceTechPunctuality & Speed

    Reviewed May 7, 2017

    HMS Home Warranty was provided by our seller of the house that we bought in August. We've used it two times already and both times, I submitted the claims over the phone. The reps were very friendly and I had no problem. They got back to me immediately and all the service providers that we have gone through to get the warranty work done have been awesome. I've had nothing but good experience.

    One claim was for when our garbage disposal was leaking. I called HMS and they assigned a plumber to me. They told me to call them and gave me my reference number for my claim to give to them. I then called the plumbers who were able to come out and fix my garbage disposal within a day. It was super fast and they were very professional. They had to call HMS and tell them that the disposal needed to be replaced but that didn't take more than 15 minutes. They came back, replaced it, and they were on their way. It was really easy and the quality of work was excellent. HMS is worth the money. We like them so much and we will renew.

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    Response from Cinch Home Services

    Stephanie – Thanks for sharing that your experience with your claims was quick and easy. We like you too! – Tanya

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    Customer ServiceClaims HandlingCoveragePunctuality & Speed

    Reviewed May 6, 2017

    When we purchased our home, we purchased home warranty coverage through HMS. Shortly after moving in, we had a circuit board go bad on our HVAC system. After a week of HMS searching for a vendor they would allow us to use, we had them come out to diagnose the problem. This turned out to be a circuit board that had gone bad. The repair guy told us HMS had to authorize the parts and labor before they could proceed with the repair. 5 WEEKS later we found out that they wouldn't cover the circuit board repair. This was a relatively minor repair (about $500 after the deductible). They claimed that because we had a zone controlled system, they would not cover it.

    Just to show the level of poor customer support, they have this trick when you call to put you on hold with no hold music, no announcements, nothing to indicate you are on hold. Twice I hung up thinking the call had dropped. Finally I figured out that this is their intention. The only way I was able to speak to someone about my claim was to call from a different phone. When I did this, there no wait time, and I was able to speak to someone in a matter of minutes. So, OBVIOUSLY we will not renew our coverage with this company. I would seriously recommend researching these companies before you get to closing on your home, and have your own policy ready (and not just accept the one the closing company recommends).

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    Customer ServiceTech

    Reviewed May 6, 2017

    HMS Home Warranty only comes when I have an issue. If I call today, they’d be here quick. They came out on several occasions. The work’s been very good and they fixed everything like they said they were going to. I would definitely recommend them to anybody who needed that sort of service.

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    Customer ServiceClaims HandlingTech

    Reviewed May 6, 2017

    My real estate agent is the one that suggested HMS Home Warranty. I have done submitting the claim over the phone and their representative was very polite and helpful. The technicians come out usually within a couple of days and they’ve been very professional and efficient. Their quality of work has been good so far.

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    Claims HandlingTech

    Reviewed May 6, 2017

    Had a very wonderful experience submitting claims to TotalProtect. I usually call my claims in, but this last time, I did it over the net. The process was easy and everything I needed was there. All the technicians who've come were courteous and seemed to know what they were doing. They did the job and they were clean with it. They did a good quality work with the garage this last time. I will recommend them to family members.

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    Claims HandlingTech

    Reviewed May 5, 2017

    We’ve been with TotalProtect for ten years. The results have always been satisfactory and we’ve been pleased. We’ve never really had any problems with any of the technicians that came out. They’ve all done a good job and been personable and easy to work with. Our most recent claim was for a washing machine motor and it was taken care of and the appliance performs fine now. We were quite happy and in general, we've been completely satisfied with TotalProtect.

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    Tech

    Reviewed May 5, 2017

    Experience with HMS Home Warranty has been great. I first heard about them when we purchased the house. If there's a claim, I call them up and submit it over the phone. Then they will have the service provided and I'm happy. Working with the representatives has been fine. Some of their technicians were better than others but most of them were very good. I wouldn't have renewed if I wasn't happy with them.

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    Response from Cinch Home Services

    Gene – Thanks for renewing your Home Warranty! We appreciate you!

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    Customer ServiceClaims HandlingCoverageRefunds & Payouts

    Reviewed May 4, 2017

    TotalProtect sounded like a good idea since I have rental properties. I live in North Central Washington and Arizona part-time but I have five homes in North Central Washington. I usually submit my claim by calling and it’s always been good until about a week ago. I put in a call for service and air conditioner and they couldn’t find anybody in this area to do it which is kind of interesting because I’ve used them before up here and they had somebody that came out and did it. So, I had to call my own person who does my work for me. He did it and I had to pay out of pocket. But I've never had a problem before. They usually send somebody out here that’s covered and taken care of so I was surprised this time.

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    Customer ServiceClaims HandlingTech

    Reviewed May 4, 2017

    When we bought our condo, HMS Home Warranty came with it. The previous owners bought it for us as part of the package. We were happy with the service so we stayed with them. The claims representatives were always helpful. One time, they gave me somebody but that company couldn't send somebody for several days. I called and HMS gave me somebody else.The contractors they have sent were fine except for one. We had a problem with the air conditioning. The tech came and checked and he didn't want to go up the roof to get to the compressor. He didn't have a ladder so he said he'd come back but he didn't come. We got somebody else and was all taken care of. The work was perfect and we're satisfied with it.

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    Customer ServiceClaims HandlingTech

    Reviewed May 4, 2017

    HMS Home Warranty was presented to me when I first bought my home and I've had it for 15 years. I submit my claims over the phone and the service person would call even before I call. And when I wind up calling, they already have all my information. With my most recent claim for the plumbing, the technician was good and took care of our issues. HMS' customer service is excellent. I've always informed my co-workers about HMS. I believe they have another warranty company and they said it sucks. I told them that they didn't try the HMS.

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    Response from Cinch Home Services

    Deshaunne – 15 years! Thank you! We appreciate your kind words and are here to help!

    CoverageTech

    Reviewed May 3, 2017

    Had Total Protect (Homesure) come look at electrical issues at my home. They sent out a person who replaced a panel (incorrectly according to another electrician) and said he replaced another. The work he did was not permitted or inspected by the city. I continued to have problems so Homesure sent out another electrician (a good one this time) and he said both panels need to be replaced and wired correctly and also the whole house needed to be rewired due to numerous fire hazards. Home sure won't authorize the repair of the wiring (even though its covered in policy) and the electrician won't install the panels unless the wiring is repaired first. He said no respectable electrician could install them because my wiring is so bad. Meanwhile I am living in a fire hazard.

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    Tech

    Reviewed May 3, 2017

    Our realtor gave us a couple of different choices for warranty and we liked the HMS option better. We had a problem with our air conditioner and we called HMS Home Warranty and told them about it. They gave us a company and we had to work everything out. They had to come out three times for the same problem and it's still not fixed. They put a Band-Aid on it basically and then it happened again. The technicians are great and the HMS representatives are friendly and very helpful but HMS doesn't want to replace the product. Nonetheless, they're still on top of the problem, and take care of the situation right away.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed May 3, 2017

    We've had our TotalProtect home warranty for so long, about 10 plus years. When we got it initially, we just had a newer house and wanted to have some kind of warranty. Submitting a claim is very easy. I usually just call up and give them my contract number. I tell them what's wrong and they double-check to make sure that the issue is covered. By the next day, I usually have somebody out here. I've had very good interactions with the technicians that have been sent out to service. The only thing is that they're from different companies because of where I live, and it’s not the same people all the time, but I never had a problem with anybody. The overall quality of the work that's been done has been very good.

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    Customer ServiceClaims HandlingTech

    Reviewed May 2, 2017

    I was looking for a home warranty because of the high-dollar items in my house, like my air conditioner. TotalProtect seemed to have good service after I used them for a while, so I kept them. When submitting a claim, I usually called the claim in over the phone. The representatives were very professional, courteous, and helpful. Then somebody came by my house and looked at the problem that I had. They either repaired the appliance or if it can't be repaired or costs too much to repair, they replaced it.

    The most recent claim I had was with a water heater. They texted me to let me know when somebody would be coming and who would be coming out. The technician came out and looked at the problem, and I paid for the service call. They got back in touch with me and let me know when they would be back to make the repairs. The technician came in and made the repair, and he did a real good job. My water heater had a leak and it's not leaking now.

    My TotalProtect home warranty is one of the things that I bought that was what it said it was going to be. TotalProtect provided the service that I was paying for, and I didn't have to go through a whole lot of red tape to get it. Moreover, everything that they've done so far was very high quality. Up to this point, I've had a pleasant experience with everyone that I've dealt with there.

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    Claims HandlingTech

    Reviewed May 2, 2017

    The realtor who sold the house to us chose HMS Home Warranty for us and it came with the closing. When I submitted a claim, I went to the website, filed the claim, and they gave me a call to confirm. It was a pretty easy process and whenever I talked to their reps, they were friendly and helpful. They also sent me an email with the phone number for the people who’d be doing the repairs. Their service techs came out when I had a clog in the drain and they tried for a couple of hours but said they’d have to come back the next day with a bigger tool. They did and they took care of that and the work was very good. HMS is worth the money and I’ll renew it again when the year is up.

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    Angela increased rating by 2 stars.
    Customer Service
    After a positive interaction with Cinch Home Services, Angela increased their star rating.

    Reviewed May 2, 2017

    I have had HMS for one year and my coverage is expiring in 2 weeks. I received a notice in the mail that because I am an existing customer, I am able to receive "special pricing" for my renewal. They gave me 3 different coverage options for renewing and 3 different ways I could renew my coverage... online, over the phone, or through the mail. I went online last night and renewed my coverage.

    This evening I received a voicemail that my warranty is about to expire and that "as a valued customer, we are happy to discuss options that are available exclusively over the phone." So I called back right away and immediately the customer service rep said that I already renewed so there is nothing else I need to do. I explained what was said on the voicemail and he stated that if I had not already renewed, he could have given me a free month or a larger discount than I received online last night had I called to renew instead of doing it online.

    I became very upset upon hearing this and asked for my renewal to be cancelled so that I could renew for the larger discount. He claimed he could not do that because I had already renewed. He even asked a manager for assistance and there was nothing he could do. This is VERY POOR CUSTOMER SERVICE!!!! The notice I received in the mail claimed I was receiving "special pricing". However, it turned out to be not so special!!!! How was I supposed to know that 24 hours after renewing I would receive a voicemail offering me a larger discount??? Whatever discount is offered over the phone should be the SAME ONE offered online and through the mail!!!! Because you wouldn't give me one month free, which amounts to $43.99, you will be losing $527 next year when I DON'T renew.

    I've asked for a manager to call me back. Someone by the name of Alex is supposed to call, but I haven't be contacted yet. There are plenty of other choices of warranty companies out there. You really should think about providing better customer service!!!! I feel like it's "Oh well, we got you sucked in for another year, we don't care if you're upset."

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    Customer ServiceClaims HandlingTech

    Reviewed May 2, 2017

    I have never had a home warranty before. When I bought this house, my realtor suggested that I get one and recommended HMS Home Warranty. This house also has a heat pump, which I've never had before, and I have heard bad things about it. I wanted to get a home warranty because I’m not confident in this piece of equipment. Everything has been incredible with HMS. When I had a claim for my compressor outside, the technician who came out said he tried all of his suppliers and he couldn’t find the part he needed. So he called back HMS and HMS, through their network, found the part down in Miami, and they FedExed it here within a day or two. We got the unit fixed. It’s incredible.

    I tell people about HMS all the time. Most of the places that I deal with, the customer service is lacking. Not only does HMS has good customer service, but compared to others, it stands out the most. At work, I use my interaction with HMS on a couple of times as an example. Also, every vendor that they’ve sent out here has been incredible. The guys who came out to fix the door on my dishwasher explained everything that they were doing.

    HMS understands their business and they do it well. They don’t make any exorbitant claims. They tell it like it is. Their booklet gives just about the right amount of information and things are very clear. They’re very easy to deal with and over the four years that I've used them, they’re consistent. The experience has always been very similar every time.

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    Response from Cinch Home Services

    Mark – Your review means a lot to us. We work hard to help homeowners like you manage home repairs with confidence and support. We are happy to hear that your experiences have been consistent and delivered value. Thanks!

    Coverage

    Reviewed May 1, 2017

    I am very dissatisfied with Total Protect Ins. I filed a claim 2.months ago for my Refrigerator not cooling . It toke them 6 weeks to fix it .I pd over 100 in ref. Rentals. And last week. I filed Claim for my central.air cond. They went by to ck it but never opened evaporator, but on report it states it was dirty. So ins will.not cover it because it was dirty, which it wasnt..My elderly mother lives with me and it's been.real.difficult for Her..

    Updated on 05/16/2017: I ve had so Problems with Total Protect with my refrigerator repairs that took 6 weeks to my Air Cond. Not covered because there was water around outside unit...And the latest this morning, I can cancell my warranty..Thats a joke! Why would I want to continue being a customer with a company that is worthless, why would I continue giving them my hard earned money.. I was told I can't cancell till Oct 2017.

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    Customer ServiceClaims HandlingTech

    Reviewed May 1, 2017

    I haven’t had any issues with submitting a claim with HMS Home Warranty. When I do, they get back to me in a timely manner. I had to call once for my water heater and once for my HVAC unit. They were really friendly and professional. The technicians were also very professional and good. I didn’t have any issues, questions, or concerns. If I did have any questions, I asked and they answered so that I can understand. Or they either gave me pointers, as with my HVAC system, like to change the vents and make sure there are no weeds around it.

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    Customer ServiceTech

    Reviewed May 1, 2017

    The home warranty that I had before was going out of business and then I was given the opportunity to take a TotalProtect home warranty through my bank. They're fabulous at TotalProtect. I made a claim for my furnace. I called them and they found a company for me. And then TotalProtect called them, we made an appointment, and that was it. The technicians came and they did what they had to do. I've had TotalProtect for quite a while and so far, we've been able to work things out. Anything they fix and anytime they send someone to your home, you have a six-month warranty without paying another copay.

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    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed April 30, 2017

    My realtor told me about HMS. Every time I called them for a claim, their reps have been very nice and they’ve always got the situation handled. However, there was one time I asked why something wasn’t covered and their rep couldn’t answer it. But other than that, it’s been good. The same can be said about their technicians too. However, that is with the exemption of my washer. This would be their fourth time to my house for the same problem which is frustrating. Otherwise, HMS has been fast and prompt and so far, issues have been taken care of.

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    Claims HandlingTech

    Reviewed April 30, 2017

    TotalProtect Home Warranty was offered through GMAC Mortgage. It was pretty easy when I filed a claim, which I liked. I contacted the 1-800 number and when the technicians came, interactions with them were good too. The quality of their job is good as the thing is still working.

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    Claims HandlingCoverage

    Reviewed April 29, 2017

    Submitting a claim with HMS Home Warranty was easy, but getting everything covered wasn't always easy. When our dishwasher didn't work, the guy spent two hours trying to diagnose it and ended up being something with the door. And they said it wasn't covered which is kinda strange because the door is what keeps everything in there. So, we saved a $100 for nothing.

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    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed April 29, 2017

    I had a mortgage at SunTrust Bank and TotalProtect came through there to start with. During my last claim, I had a commode problem. I've got four high commode seats and I got recall cards on three of them. They were leaking, and the plumber that was sent twice never fixed my leak completely and it was ruining my floors. This last time though, TotalProtect got somebody that acted like he knew what he was doing, and he fixed my leak. The tech called me when he got through. He guaranteed his work and told me to call him if they started leaking again and he'd come back. The work done was excellent and I was very pleased with them.

    I also had a leak with my refrigerator and the water poured off. I found out that it was not covered under the home warranty so that was a little disappointing. I had TotalProtect cut the water off because it was gonna cost $700 or $800 for them to change one little line. We decided to not do that right now. They had already taken care of it. Overall I like the idea of paying the $75 and if my claim's covered under there, they take care of the rest of it. I've never had to replace anything but the $75 is a lot because you never know what the plumbers are gonna charge. But I'm satisfied with their service.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 29, 2017

    Things happen so we looked into home warranty and my husband thought HMS was the best provider out there. Submitting claims is easy, I do it over the phone, and the claims representatives are knowledgeable. I filed a claim for the toilet as there was some blockage in the line, but the water was still doing the same and still draining slow when the first guy left. We paid $300 and the co-pay was $100. We paid for nothing. I also had to fund them to remove the toilet and I wasn’t expecting that. We dealt with it until we couldn’t deal with it anymore.

    We called again to make the same claim but it was already different because it was over 14 days. I complained to say the first guys should have fixed it the first time and they gave me somebody new. The last guys who came out were really good and did a good job. They even cleaned up after themselves. I had to clean up after the first guys. Nonetheless, I’m satisfied with HMS. They did great the second time and made sure the guys knew what they were doing.

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    Customer ServiceClaims HandlingTech

    Reviewed April 28, 2017

    TotalProtect was recommended to me, and it was the first time I'd ever heard about it. It seemed like a very reasonable offer. At that time, my husband was still alive but he was very ill, and I knew I would be living in a house by myself pretty quickly. He was always the handyman around, so it behooved me to have some kind of protection plan in place for when I was going to be a single homeowner.

    Claim submission is very easy with them. I almost always use the phone and call on the line as opposed to doing it online, as I like to talk to real people. But I have done both ways and have had very good success. The reps were very professional, friendly, courteous, and thorough. Also, I've never been disappointed by any of the technicians that have come out.

    However, recently, there was one company that was recommended for an HVAC yearly inspection, and they never called me back. After three phone calls, I finally called TotalProtect back and the rep who handled everything for me got back to me right away. She said that the contractor lives over an hour away and they preferred not to come. My only comment that point was that the contractor should have called me back and told me so, as well as told me to call TotalProtect back and get a different recommendation, which I did get.

    The gentleman from the other company I got is right here in my hometown. He called me and said he would call me again to set up an appointment for this week. But as of today, I have not heard from him so I will call him again and give him another chance. Other than these, TotalProtect saves me lots of money because I've had a hot water heater, a garage door opener, a garbage disposal, a washing machine, and plumbing worked on. At the end of the year, whatever I've spent in my monthly dues, I've gotten it back in the service that I've received.

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    Customer ServiceTechPunctuality & Speed

    Reviewed April 28, 2017

    I have made a claim for my washing machine in January. Now it is heading into the month of May. I call several times a week but get nothing but they are waiting on a part. HMS has sent me several low-grade vendors that collect your deductible and do little to no work. One vendor canceled on me twice and was two hours late on the last visit. I have been waiting for 4 without a working washer machine and I still don't have a definitive answer for when it will be fixed. The customer service just tells me they are tracking down the part but cannot give me a tracking number. I will not be renewing my warranty with this company and be putting in a BBB complaint in.

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    Verified purchase
    Customer ServiceTech

    Reviewed April 28, 2017

    My realtor already had HMS Home Warranty and it was just carried over when I bought the house. Everything has been fine. If I have an issue, I call. I set up an appointment and they have somebody call me. The technicians have been phenomenal. They go above and beyond. The quality of their work has been good. The only issue that I did ever have is that someone was recommended and they ended up having a lower deductible than I did and had the exact same warranty that I did. Theirs was like $45 and mine was $100. I asked about it and they said at the time that I came in, that's what the deductible was. Maybe somehow theirs is different and that it's changed since I got into this.

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    TechPriceRefunds & Payouts

    Reviewed April 27, 2017

    Terrible experience. Do your homework & find a different home warranty company. These people are not honest brokers. They sell you a bill of goods but when you need them most they make you wait and double talk you out of a thousand dollars. When my air conditioning failed they sent a contractor. Then they refused to pay almost half the cost. They demanded $900 from me out of pocket. Their warranty is a sham. When you sign up they are NOT honest about the fine print that they will throw in your face when you need them. Also they hold up your repair for four full days before screwing you. Not good when it's your air conditioning not working.

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    Customer ServiceClaims Handling

    Reviewed April 27, 2017

    Filed a complain in Feb2017, but still not able to fix my refrigerator. They are sending the cheap companies who are not able to fix my VIKING refrigerator. Called them at least 30 times so far but they are not taking any interest to fix my refrigerator. The repair person came with no knowledge. So far they have come three times and i have to take off from work to be present when they come. They can not come as per the convenience of the client. The company signature appliance came three time and just wasted time. On their third visit, they asked me to sign the paper without fixing anything or any part. Even after refusal they sent report that work is completed. Total protect didn't even bother to called me and check if the work done satisfactorily. When i called them about my complain, they told me that your claim is already over. Now i am calling and asking them to get this rectified and send someone who is approved from the company but they are not sending anyone and insisting that same person will come. To my surprise, even after bringing to their notice, they still do not bother that this has been more than two months that we have not completed the job. For no reason, they are taking my money regularly without attending any of my complains. Don't know what i should do. This is surprising how they manage their approval rating to attract the customers.

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    Tech

    Reviewed April 27, 2017

    I've been with HMS Home Warranty for six months. When I submitted a claim, I called customer service. The representative was very friendly. It took within a week for a technician to come from the time I submitted a claim. The technicians seem fine and knowledgeable. So far, so good.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed April 27, 2017

    As a realtor, I've been happy with American Home Shield but much less as a consumer so I stopped using them. But I knew I had to get another company. And when I got TotalProtect in the mail, I looked it up and saw the ratings and we gave it a try. I’ve been very happy and satisfied when submitting a claim. They’ve changed their systems since I first started with them and it's very easy to submit a claim now. They have great and professional people. The technicians are knowledgeable. They called ahead and came on time. They were wonderful and I recommend it to other customers.

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    Claims HandlingTechPunctuality & Speed

    Reviewed April 26, 2017

    Submitting a claim with HMS was very easy. I called and told them what was going on and I had the plumber to get in contact with me. They came out one day and I ran home and led them into the garage. They measured to make sure they bought the right size, said that they'll be back in touch, and they did right away. They fixed the problem in no time. The work performed was good.

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    Claims HandlingTech

    Reviewed April 26, 2017

    I have TotalProtect's premium service, where they also come out and do maintenance. That was the determinant factor for us. Initially, it was just a home warranty, but they had told me if I paid so much more a month, I would get the maintenance part and that favored me because I had some maintenance separate for things. I call TotalProtect for claims and it's all went very well. The reps, as well as the techs, have all been good. The contractors fix the problems right away.

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    Customer ServiceClaims HandlingTech

    Reviewed April 26, 2017

    Submitting a claim with TotalProtect has been easy and straightforward. For the most parts, their reps have been good but there were a couple of missteps. A couple of times, they told me that I'd get a call from one company but I didn't. There's no follow up too, so I was left high and dry. When I had a problem with my furnace, they said that a company will come but that company didn't service my area and they never updated their documentation on their record. I called back and told them which company they had sent the last time and I'd like the same company to come back because they're familiar with what's going on. So TotalProtect called the company and said, "Yes, we understand that you've been working with Alan. We'd like you to go back there and manage the claim." And they were happy to do that. The contractors that TotalProtect sent are great, efficient and they cleaned up after themselves.

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    Claims HandlingCoverage

    Reviewed April 26, 2017

    When I bought my house, I chose to get a home warranty because all the systems in it were original so they're older. My realtor suggested that HMS Home Warranty might be the better of the two options that she presented. With the first claim that I submitted, everything went great and it was very easy and not complicated. The second claim which I submitted last week was because I’m having an AC issue. I had a company come out the first time but it seemed like the guy didn’t wanna deal with it. He said I should call the warranty company and get it transferred to another company.

    So, they transferred it to another company and a tech came out. But now they’re saying that only a small portion of the job is covered by the warranty and I need to pay an extra thousand dollars to get the AC unit fixed. But it has not been fixed yet and it’s escalated because I talked to somebody else that’s in the business and they said that they would never do what the company is trying to do. Replacing coils with a coil that doesn’t belong to that system and retrofit something is not actually fixing the issue and there’s no guarantee that the fix would even work. It’s been not nearly as easy as the first and there’s been a lot of back and forth. I wish the company from the first claim is the company that I am using now. At this point with the AC unit, I don’t know if the home warranty is worth the $500 I'm spending. It’s been a difficult experience.

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    Tech

    Reviewed April 25, 2017

    I have made a claim for my dishwasher eight months ago. I spoke to them 20-30 times. They sent over a dishwasher that did not fit. After endless promises to fix it they finally granted my request to speak to a supervisor who simply said, "We are not going to do anything about it," and it's too late to return to the vendor after so many months, even though they were involved in the case the entire time, making Endless promises.

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    Cinch Home Services
    Response from Cinch Home Services

    Yossi - We located your account and reviewed your claim. We called you and left a voice message with our direct contact information to follow up if you have any further questions. Thanks - Heather

    Verified purchase

    Reviewed April 25, 2017

    My daughter had a home warranty and then six months after she moved in, her whole entire furnace went out and they tried to fix it. So, I thought its well worth the money to have a home warranty. I had asked my realtor which one he thought was the best. He sent me the link and then I went online and signed up there. The experience with HMS Home Warranty was very good and the interaction with the representative was perfect. They made an appointment and they came out and then they had to order a part and then it took like a week. That was a little long, but I guess sometimes you can't avoid that since it was a refrigerator. The guy that they sent is super efficient and really very knowledgeable. The quality of work that he performed would be a 10 plus. He was excellent and did a great job.

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    Customer ServiceClaims HandlingTech

    Reviewed April 25, 2017

    Our home is getting older and it would be a good idea to get a home warranty. We figured after 10 years, things might start to go. Submitting a claim to TotalProtect is very easy and they usually call us and ask. We only had one problem in the very beginning with one of the technicians. He didn't understand what he was supposed to be doing as far as our air conditioning was concerned. The customer service people resolved it right away. One of the things that they've got for us was a plumber, Crawford Plumbing. We love them. We have them all the time now for anything we need through TotalProtect. We always ask and they always let us have them and we're really happy about that. I'd recommend TotalProtect.

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    Cinch Home Services Company Information

    Social media:
    Company Name:
    Cinch Home Services
    Company Type:
    Private
    Year Founded:
    1978
    Address:
    4700 Exchange Court, Ste. 300
    City:
    Boca Raton
    State/Province:
    FL
    Postal Code:
    33431
    Country:
    United States
    Website:
    www.cinchhomeservices.com

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