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Cinch Home Services Reviews

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About Cinch Home Services

Cinch Home Services is a home warranty company with over 45 years in business. It sells three plans with three different service fee options for flexible coverage and pricing. Cinch offers a 180-day workmanship guarantee and coverage for mechanical failure due to rust and corrosion damage, two perks that set it apart from other home warranty companies. Overall, Cinch can provide cost-effective solutions for appliance and home system repairs, but there have been some instances of dissatisfaction with the service provided.

Visit www.cinchhomeservices.com
Pros
  • Easy-to-file claims
  • Coverage for unknown preexisting conditions
  • 180-day workmanship guarantee
  • Available in most states
Cons
  • Potentially long wait times for repairs or replacements
  • Some claims denied
  • Occasional communication issues
  • Deductibles can increase over time

Cinch Home Services Reviews

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    How do I know I can trust these reviews about Cinch Home Services?
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    Page 47 Reviews 8835 - 9035
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    Customer ServiceClaims HandlingTech

    Reviewed Nov. 8, 2017

    I have been using TotalProtect Home Warranty since the mid 80's. Submitting a claim is easy. I call the claims department and they issue a claim number, then I get an email telling me who is going to do it then they'll contact me. The claims reps were very friendly and very thorough and the techs who came had been very professional and very responsive to my needs. The quality of work was perfect and they've taken care of all my problems.

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    CoverageTech

    Reviewed Nov. 8, 2017

    Everything's been good with Cross Country - from coverage to the reps to the technicians. I can call them up every time I need them. I have submitted a claim the other day. The water heater was making a lot of noise but they said nothing’s broke. I was afraid something can happen to the boiler and do damage in the house. Somebody came and it was changed here today.

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    Customer ServiceClaims HandlingTech

    Reviewed Nov. 8, 2017

    It's easy to call HMS Home Warranty for claims and my interactions with their reps have been very pleasant. The techs who are sent out are very professional and they get the job done. HMS is a great thing and it gives me a lot of peace of mind.

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    PricePunctuality & Speed

    Reviewed Nov. 8, 2017

    My air-conditioner went out. I called HMS Home Warranty on Saturday night and they had somebody there around Monday noon. He was awesome and friendly. He was right on time, too. It cost $100 for a $20 part but it's all good. HMS is very good and very efficient.

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Nov. 8, 2017

    The home protection has serviced my needs financially and I was looking for an insurance to supplement what I got it for. I went online and TotalProtect was one of the first ones that came up, and I thought that was what I needed. A friend of mine was not satisfied with the insurance that she had, not TotalProtect, so I decided that to try another one and went with TotalProtect. However, every claim that I've filed was never covered. One experience I had was the claim for the air condition. When the people came out to estimate, the guy quoted me an exorbitant price. He had to bring up all his tiling because I have a lot of ceramics and he had to redo all that over to get to the pipe on the line.

    Because it wasn't covered by TotalProtect, I went and I told him no and to just hold off. I called another service and they came right out as I anticipated all of them. It was something simple where they had to go through the air condition line that went through the sewer line or the drainage. They just went in and blew it out and that was the end of that, but then they wanted to charge me $3,000.

    The last experience I had was with the same guy who came out again when the hot water heater went out and I had water running everywhere. I knew I was covered with the hot water heater. He walked around and then he came back and gave me a bill. I paid them $125 that I was supposed to pay but he gave me another price because I needed to upgrade. But I called the company only for my hot water heater, not an upgrade, and I'll do my own upgrading when I get ready financially. Plus, it was $700 extra beyond what TotalProtect charged. So, I called TotalProtect and they called me back. They gave me what I was covered for and for how much, and then I went out and got my own hot water heater. I got a plumbing guy to come in and do it for me. My total bill was right a little over $600 so I was satisfied with that.

    Then I had to file a claim with my bills. I called customer service again because they hadn't acknowledged that they had received my fax. When she got back, she said, "Do you see it?" They sent me an email that if I did, I didn't receive it. But she said they were working on it and they had received my fax, and it was being processed at the time. You can't ever get through with customer service lines. I've been trying to call since Monday to hear a voice but I was calling the finance department through customer service because I figured Finance was the area that I needed to talk to somebody. I held a phone one time for over an hour and I hung up to get them another time. That's really bad. I was trying to cook a whole meal, holding the phone, and then I had it on speaker. So, today, I decided that I need to call customer service and let them handle it, which I did, and I didn't have to wait as long.

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 7, 2017

    Below is a timeline of what I'm going thru with respect to getting heat in my home due to an unsafe furnace: Friday, 3 Nov: Had a previously scheduled furnace tune-up with Airtron. I scheduled the tune-up once we closed (Oct 12th) on the purchase of the house but set the date for a few weeks out due to moving and work commitments. Unfortunately, I had to leave town unexpectedly for a death in the family so I was not home when they stopped by but my mother-in-law was there for me.

    The technician told her that the someone jerry rigged the bypass to the heat exchange and said to call the home warranty company immediately. As for safety reasons he could not turn it back on (receipt from Airtron specifically states "Roll out limit bypassed with flame distortion and excessive heat at burners/175 degrees... turned unit off at switch as it unsafe for operation"). I immediately submitted a warranty claim online. Upon receipt of the email to contact DSE Mechanical, I called immediately but had to leave a message. They did call me back shortly afterward and set up the appointment for Saturday, 4 Nov, for some time between 3 & 5 pm.

    Saturday, 4 Nov: Technician from DSE Mechanical showed up at 1:53 pm (thankfully my mother-in-law when he showed up early as I was still in Pennsylvania for a funeral). He also would not turn the furnace back on as he said the safety switch inside is wired off & that is what prevents a fire (his receipt states "safety switches disabled.... locked out furnace."). He told my mother-in-law that he would turn in the report right away. I then called the Home Warranty Company around 4:10 pm to see what they would do. After 35+ minute wait time, the customer service rep said that the report was with research and that they would get back to me once they make a decision.

    Sunday, 5 Nov: Never received a call back from Home Warranty Company; therefore, called them on my way back from Pennsylvania around 10 am. After an hour on hold, the first representative told me that her computer was down and she would need to refer me to another representative. After another 10 minutes on hold, a representative answered and she said that the report had not been received yet. She put me on hold and said that they were calling DSE Mechanical now to see what is going on since I'm very concerned about the upcoming fall in temperatures as I have young children and elderly mother-in-law living with me (also concerned about pipes). She said they were putting a rush on it. I then left a message on the technician's voicemail from DSE Mechanical at 11:15 am to see if he could call me and let me know if he submitted the report.

    Monday, 6 Nov: Still no word back from Warranty Company or the DSE Mechanical technician/company. I called DSE Mechanical again at 9:21 am and had to leave a message asking for someone to call me regarding their findings. An hour and a half later, still no return call from them. Therefore, I called the warranty company AGAIN and after an hour wait, the representative said that DSE Mechanical was having difficulty using the new system to submit their report. I AGAIN emphasized the concern about the dropping temperatures and she said they were going to call the company and get things moving or at least find out what they recommend.

    I left my cell number with her and asked her to have someone call me as soon as they determine what can be done. At 3:37 pm, left another message for DSE Mechanical since no one from the Home Warranty Company has called me. At 3:45 pm, I called the Home Warranty Company again and waited for 45 minutes before I was able to talk to a customer service representative. The representative had to put me on hold to find out what was going on. When she returned to the phone, she said the report said the furnace needed cleaning.

    The appointment I had set up for November 3rd was for that. HOWEVER they said it was not safe so they did not proceed with the tune-up and mentioned the what they noted on the receipts. She said I could submit additional documentation to their support services team (supportservices@cchs.com). I then asked to speak to a supervisor and was told there was none available but they would have one call me back. At 5:50 pm, I submitted the receipts and a timeline like the above to the email address they provided but received an automated email saying "Please allow 3 to 5 business days... for the review of your request."

    Temperatures are dropping to the 20s now and are not even getting out of the 40s (and 30s in 3 days). Tuesday, 6 Nov: No call as of 3 pm from a supervisor or DSE Mechanical so I called the customer service number AGAIN and asked to speak to a supervisor since no one called me back. I was told that there was no supervisor available but that the note in my file shows that a supervisor owes me a callback. Horrible customer service and no concern for people's safety!!!

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    Customer Service

    Reviewed Nov. 7, 2017

    I signed up with TotalProtect Home Service Plan on 10/23/17 and have until 11/23 to review the contract. I had some questions and I tried calling customer service yesterday to get some answers. I was holding for 25 minutes before hanging up. I tried again today and while I am writing this review I was on hold for 55 minutes before customer service answered. The Lady was very nice, but I told her about my hold time and that it concerned me. Therefore I told her I wanted to cancel my contract. I really would hate to have a real emergency and have to hold for this this long. I am giving Customer Service just one star and not for the Rep Herself but for the hold time.

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    Customer ServiceTechPunctuality & Speed

    Reviewed Nov. 7, 2017

    On 10/23 they sent out a service person to look at my A/C system the technician said it was a coil leaking he sent all the info that night. Since then I have had to call the 1800 5 times with wait times on the phone as long as 55 min. waiting on someone to answer the phone. shortest time 38 min. I continue to get the run around about getting the ok and the part to the service tech. I being told it is in research I even told them this is my 2nd floor where I sleep and is causing medical issues and there response was to call back in 48 hours . They will not return my calls when they say they will and this has been 3 weeks with as much as 90 degree weather.over 85 degrees on that floor. At one point they told me that the service tech rejected the particular coil that is needed and wanted another. I have asked some service tech about this and was told that the service person wants to get addition payment from me because Total protect does not pay for modification . I have checked for the coil that is made to go in my system and it is ready available as the company that I bought is here in Houston area and another service tech that I know said that this one would be a clean exchange and should not require any modications also a 5 year warranty on the part. As of today 11/7 I still have had no response !

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    Customer ServiceTech

    Reviewed Nov. 7, 2017

    Rec'd this warranty as part of home purchase - in a word, they suck!! First contact - assigned Provider has a TON of negative reviews (multiple sites and BBB) and other company (after we declined them) is a known Provider who did more damage than repair to our neighbor (and thus the neighbor had to get an attorney to get things fixed; I tried a follow up and it appears they are out of Business - phone is "disconnected"). Have made multiple calls requesting someone with good references - we are 5 minutes from Cincinnati and yet HMS says they have NO ONE else they can refer - Really?!? They refuse to look into neighboring Cincinnati OH or Florence KY.

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    Customer ServiceClaims HandlingTech

    Reviewed Nov. 7, 2017

    TotalProtect was outstanding. I call them when I am submitting a claim because I'm not that good with computers. It's very easy. The claims reps, technicians and their quality of work have always been great. I've had several claims with them over the past seven years and I never had a problem with them. I referred TotalProtect to my family members and to others because most people haven't even heard of appliance insurance like that. Now, they're a member with TotalProtect too.

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    Claims HandlingTechPunctuality & Speed

    Reviewed Nov. 7, 2017

    Submitting a claim to HMS Home Warranty was very easy. We put our claim in online and they gave us a number for a plumber. The plumber was out very quickly, did the job very fast and got everything done, and it was easy to pay. Also, my interaction with the techs that came to service my appliance was perfect. They were very professional and everything was taken care of.

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    Customer ServiceTech

    Reviewed Nov. 6, 2017

    I have been without water for 2 days now. This company has an average 45 minute wait time for answering phone calls. I have an 81 year old uncle living with me. A neighbor has temporarily been able to get cold water working so that we can flush the toilet. They sent someone this morning to assess the problem, but have not approved the work yet. My basement has now flooded twice. I just contacted the company sent this morning, and now even if approved sometime today - they will not be able to return until tomorrow, making it 3 days!

    This is not my first issue with this warranty company. I once went 7 days without a refrigerator waiting for a repairman, 5 days without a washing machine. Once this claim is done, I will be looking for another company. If there was a way to give a rating of -* I would!

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    Customer ServiceClaims HandlingTech

    Reviewed Nov. 6, 2017

    The inspector told me that the house was fantastic and in great shape, and that everything in the house was original, and that if I bought the house I needed to keep the home warranty in service, so I did. Submitting claims with HMS Home Warranty, which I do either online or over the phone, has been an excellent experience. The claims reps have been very helpful and responsive. I've also had a very good experience with the technicians. My concern is that one of my HVAC units is going to fail because there's no coolant in it, but the service person didn’t want to submit the claim for the unit to be replaced because he thought HMS would deny the claim until the cold weather came. Going into spring of next year, I would be facing another repair bill and some period of time with no air conditioning. It's irritating to know that’s coming, but it's the claims process which makes this necessary, so it's an insurance issue.

    HMS recently repaired part of the furnace for that same unit and it needed to be replaced too. If I were to do the job, I would have replaced the HVAC unit at the same time. It's obvious that there's a problem. There's a leak that needs to be fixed and that issue is documented, and I would have appreciated it if HMS had taken care of the issue. They didn’t want to pay for something that wasn’t necessary right at that second, but it seems like working on the issue later on would be a duplication of effort and time. That aside, they've been very responsive and they're saving me thousands of dollars in repair bills. I recommend HMS Home Warranty and I've done that already.

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    Customer ServiceClaims HandlingTech

    Reviewed Nov. 6, 2017

    I’ve been with TotalProtect for many years and we’ve had several projects that they’ve gotten done - a dishwasher, a floor, an air conditioning system, a refrigerator, etc. When submitting a claim, the process and customer service have always been fine. They have a procedure and if you do that procedure, someone gets in contact with whoever is going to fix it. Most of the companies that they choose are companies that I am familiar with. They are all locals and they’ve always done what they are supposed to do to successfully fix the problem. And that’s all you can ask for.

    The contact with the home office has always been fairly seamless, because it’s up to whoever they have as their contractors. They have always been very responsive throughout the case and I heard back from them immediately on what the resolutions would be. We’ve had some claims that were not a one-shot deal. We’ve had some that took a great deal of time. So we talked back and forth repeatedly and they have come through. We have no complaints with them over the years.

    TotalProtect also has an excellent website. They give you valuable information via email all the time - specifics on what the different issues are that I'm going to face or whatever home system is more effective. In the summer time, it's about the lawn, and in the winter time, when the season’s changing, what appliances are going to have problems and what systems are the most that are going to require attention. And these are the things you need to look after. My inbox is full of that stuff because they do a lot of information, almost like a Consumers Digest of information. There’s a lot to keep or stuff that you don’t really realize comes with the service but it does. TotalProtect is a valuable home service to me.

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    Cinch Home Services
    Response from Cinch Home Services

    B – It’s great to hear we are meeting your expectations! Thanks for taking time to share your feedback with us. - Amanda

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Nov. 5, 2017

    We've had HMS Home Warranty since August. It came with the house that we bought. I submitted a claim online, which was very easy, for our air conditioning unit outside that stopped working. Once I submitted my claim, they got back to me right away with who to contact. I contacted them and they came out the same day. So, I was pretty impressed because it was very direct and there was no runaround. The technician was very good, polite and worked quickly. He explained everything, too. Our experience was very good, and we're very satisfied. And if we'd have any other problems, and they'd go as smoothly as the latest one, we'll definitely renew.

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    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed Nov. 5, 2017

    We had a two year old house in Carolinas and it had two air conditioning units. One of them went out, so I had to put out $12,000 and I found that TotalProtect would have covered it. If the other unit goes off, we wouldn't be able to handle it. We started with TotalProtect so we wouldn't have to come out with the money, but it never went out. In the last six months, I've had a second claim in our current house. We don't use our basement often, but when we had company, somebody made a comment about the toilet. When I sit on it, I can feel it rocking. We have company coming this year, so my husband said somebody has check it. I called TotalProtect and one day afterwards, they sent out a contractor who said it's a builder problem and TotalProtect won't cover it.

    I paid the $125 co-pay and on top of that was another $239 to fix the toilet up. TotalProtect saved me money, but they don't cover everything and I had to come up with more money than I expected. Other than that, TotalProtect has always been good and quick and everything was done. I've talked to people, friends and relatives who have had other companies and they pay about the same. I've had TotalProtect for seven or eight years and everything I've ever called them for has usually been covered. Plus, all of the techs they've sent have done good work, were very polite and cleaned up after themselves.

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    Customer ServiceClaims HandlingTech

    Reviewed Nov. 4, 2017

    I had called HMS Home Warranty to place a claim on my clothes washer. The company Protec came out to evaluate the issue and I paid the $100.00 claim fee. The technician told me the bearings were bad and he was confident I wouldnt have an issue getting either repair approval or replacement. He sent me a receipt saying bearings are bad but nothing more in the description. Two weeks went by and no call from HMS to follow up. When I called them they said the claim is denied because the bearings most likely went bad from someone tampering with the washer to in order to call in a claim and not from normal wear and tear. They even placed the blame on Protec saying that reason for the deny came from them and not HMS. So basically they are accusing customers of fraud with no proof. They are scammers. Horrible customer service. I'll be reporting them to the BBB and possibly Protec once I speak with them as well.

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    Customer ServiceTechPrice

    Reviewed Nov. 4, 2017

    I had TotalProtect about seven years ago and then I dropped them and then I went back to them again. The reason I jumped the first time was that the people they sent out here could hardly speak English and they're Latin descent. They spoke broken English and Spanish and I couldn’t understand what they're trying to tell me. In the last episode I had with them, I had some rumbling in my water pipes. Every time I turned the water on, I heard a rumbling and vibration in my pipes no matter if I turned on the shower or I used the kitchen sink.

    I called them up and they sent out a technician and this guy looked there and told me he got to go through the shift lock in the garage by the water heater and got to do this and that. I said, “Well, I don't know what you're trying to tell me, but I'm sure you got to write up a report and you got to turn into wherever I go back to and maybe I'll just call them when I get back.” In the meantime, I called Bonney Plumbing and I told them what was going on. So, they sent out a technician and the guy knew right off the bat what was wrong. He just heard it, turned on the water, and it was my pressure release valve that was bad. He said the valve was defective. When I asked the cost, he gave me an estimate of almost $700. And so, I got a friend who knows a plumber that lives in the neighborhood and the guy came over and fixed it for $125, parts and labor. And so, I said, “Forget it, man.”

    So, I discontinued my plan with TotalProtect and I didn’t have anything for a couple of years. Then I decided, “Oh, well, I better get on the plan again.” I was going to go with another company and then I said, “Well, let me call this TotalProtect up again.” I had a dealing with my air conditioner and my refrigerator and they sent out this guy for the air conditioner and he was straight up and knew what was going on. He reported it to TotalProtect and said that they're going to fix it. So, they ordered the part and he was here the next day and replaced the part and my air conditioner is working. And then, I had to call because my refrigerator wasn’t cooling. I called them about that and they sent out a guy.

    Evidently, they had a plan with Sears and the guy said, “Well, it's your condenser.” He knew right up and said, “Well, let's see if they'll fix it.” And he said, “Yeah, they're going to fix it.” So, they fixed it. I’m happy with TotalProtect now. The people that come out now speak English and they know exactly what's going on. The technicians were very professional and clean-cut and I can communicate with them. I'm satisfied with the experience so far this year. They did right for me and did really good. I would recommend them to anybody.

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    Tech

    Reviewed Nov. 4, 2017

    We've been with HMS Home Warranty for five months. My dryer broke and they sent out a Sears technician and it was absolutely wonderful. The experience was very good overall.

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    Customer ServiceTech

    Reviewed Nov. 3, 2017

    I called TotalProtect Home Warranty only to get the annual free service for my air conditioner, which is covered under my warranty, but the techs found an issue. So they went back and wrote it up. We’re working to fix the issue and I was getting ready to call them to schedule the service. But they told me about an uncovered charge for my air conditioner and it caught me by surprise because I didn’t know it existed.

    I only use the insurance once or twice a year and I am paying my monthly bill as well as my deductible on time. Also, when I got the insurance, I was told everything was covered except the deductible. But I found out that I still have to pay over $300. I have spoken to their rep, she did the research and told me that it was in their records or bylaws. Now, I have to work with the company that’s working to fix my air conditioner to work out a way to get this done. Other than that, I'm satisfied with the work and customer service I received from TotalProtect. The technicians who came out were also very courteous. I was coming home from work and the contractor called me to let me know that they were on their way.

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    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed Nov. 3, 2017

    We bought a house and the person who sold it to us gave us a one year home warranty through HMS. We've been with HMS for a little over a year, and it saved us a ton of money because every single thing inside of the house was broken. Submitting a claim has usually been pretty easy. I can do it online which makes it a little less time consuming, but everyone over the phone has been easy to work with, too.

    The techs have been decent to work with for the most part, and most of their work has been up to standard. We only had one that we weren’t impressed with. Our air conditioner and heating unit has been done by a company called Air Perfect and they’ve been really wonderful. But the people from Darwin Plumbing who came in and replaced our water heater were not the best. They either showed up later or didn’t show up at all. And then, the gentleman made a humongous mess out of our basement. He jumped over the water heater and didn’t install it properly and soaked the whole basement floor. So, I had to call them to come back out and they wanted to charge me again for it. And I had to send a fight with them over the phone, but they came out and fixed it. So, it's all resolved.

    So far, it's been a really good experience. The only thing was when we had our heater replaced last winter, we went two weeks without heat because my phone was broken and I wasn’t getting voicemails. They had called and left me a voicemail asking to call them fast to get the ball rolling and I didn’t get it. So, extra follow up calls might be a good idea. But overall, HMS has been a life-saver.

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    Customer ServiceClaims HandlingTechPricePunctuality & SpeedOnline & App

    Reviewed Nov. 3, 2017

    I am not happy with Cross Country Home Services at all. I had another warranty provider before and Cross Country is pretty much in need of a lot of training because they get overwhelmed. If you call them, you're on hold for 20 minutes. I went through a frustrating period with them where I had some repairs that needed to be made to my gas-fired heating system and it took over a month to get it done. When I called Cross Country, they gave me the impression that they were right on top of everything. Whether I’d file a claim through their website or I’d call, somebody would answer sometimes while other times, I would have to wait. Cross Country’s central dispatch system didn’t have enough circuits and people. What would happen if it gets chilly here in Rhode Island? That's no time to have a breakdown and depend on Cross Country to get someone here who knows what they’re doing.

    Then once I get to someone and tell them my problem, Cross Country would call me back a little later with the name of a local contractor who would come out and take care of the problem. In this case, it was a local company called Dempsey Energy Company. And with this company, I had to call them because they didn’t usually call. They were really poor in terms of customer service. The communication with them has also issues. They’re nice, but their technicians weren’t fully trained. Every time they would come out, there's $100 deductible. So, I went through that twice and I had to pay.

    The tech from Dempsey was supposed to show up here a couple of nights ago. That night, he called me at 6:00 and told me that he’s stuck in traffic. I said that I'll be here, but he never showed up. He also didn’t call me again to tell me that he wasn't going to show up at all. I became so frustrated with the fact that I couldn't get heat supplied to my tenant who’s uncomfortable and concerned. I had to go out and buy electric heaters for them to stay warm. So, I went into the yellow pages and had a local contractor come out and take care of the problem. Then, the tech from Dempsey happened to stop in here the other day but I didn't know why. With Cross Country, I don’t feel supported. I pay them $35 a month because it was supposed to be expensive. I haven't decided what to do with them. They’re really not up to speed at all. They need a lot of re-planning in customer service.

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    Customer ServiceClaims HandlingTech

    Reviewed Nov. 2, 2017

    I placed a claim request for service of my furnace that has not worked for 1 week. The temps range 30 - 52 degrees. Could not get a vendor out to work over the weekend when I called on Friday afternoon. When the first vendor came out, I paid my $125 service fee; the fix lasted 30 minutes before the furnace stopped working and it's cold again. The first vendor came out the next day and said the furnace needs a new motor and would get approval for the furnace and come out the next day to install. Next day comes and when I called the vendor they say they are not coming out. No call, no explanation why not, but that I should call HMS Home Warranty. I WAS ON HOLD FOR 1 HOUR+, then assigned a new, second vendor and told my new service fee would be waived since I paid it to the first vendor. The second vendor came to my property and gave a new reason why the furnace did not work, but wanted another service fee.

    I even agreed to pay another service fee just to get the job completed, but the second vendor could not make a move until HMS Home Warranty gave authorization. Another day of living in the cold! The problem I have with this company is the long wait times to get answers to existing claims. HMS says you can enter requests online, but this is not true for complicated claims or existing claims. The claim representative says she sent an EMAIL to the authorization department and now the second vendor and myself is waiting for an authorization call. The frustration is every step along the way exists in a different silo and no one can function outside their silo and no one speaks in person anymore, which allies to more delays. People are living in the COLD in Chicago without HEAT! This is no way to treat another human being!

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    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed Nov. 2, 2017

    I had 2 claims, which I submitted during my vacation week in the hope of having repairs made while I was off work. Easy to submit a claim online... VERY hard to get service. Received 2 emails back promptly letting me know I should schedule with the preferred provider. First provider was very nice, but stated he would not be able to come to look at the water heater the same day, but would get back with me during the week... 3 days later, no one has looked at my water heater yet. 2nd claim was for a dishwasher that is holding water, email said to call Sears, Sears said to call Cross Country warranty, which I thought was weird, since MY warranty is with HMS.

    Called the number and was on hold without an answer for over 20 minutes. Thought it was Sears' error, so I called Sears back and spoke with a manager who stated Cross Country is HMS (along with numerous other names). Called the number back and was on hold for over 1 hour, without an answer. I did this for 3 days, then moved on to looking up random people who work for the company and finally reached a live person. This person tried to help, but still could not get results. She was able to give me a number that I could get through with. During this call, I stated my displeasure with the untimely response/no service x 3 days and multiple HOURS at this point on hold.

    Asked for a refund of all money due to the hassle, and was given a 1/4 refund, which was explained after cancellation of policy. The man I spoke with said there was nothing he could do as he had already canceled the policy: refer to paragraph... where it states you will NOT get a refund of the policy. Asked to speak with a supervisor... and guess what... there's a wait for that too! So, I guess in 24 hours, I MAY get a phone call back from someone who will also do nothing for me. After the fact, I researched reviews/complaints, and found over 1700 complaints on the BBB. Don't waste your time or money. So disappointed, frustrated, and angry.

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    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Nov. 2, 2017

    We had home warranty coverage through our home purchase. I initial experience was with electrical issue in which our outlet were sparking. He contacted HMS and they set up an appointment for Whitney Electric and Plumbing to come out for assessment. My wife and I had to rearrange work schedule to assessment. They never showed up (our expense being inconvenience of this plus lost time at which we could have been at work) and when we called HMS after being on hold for over thirty minutes the representative I spoke with said they had no record of our initial claim.

    I am now having separate issue in which I wanted to contact HMS regarding home warranty and I have been on hold 55 minutes and not yet talked to human (initial robot said expect 15 min.). My experience as customer has been very poor due to overall inconvenience in receiving services and excess time delays and poor communication all around.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Nov. 2, 2017

    We got a home warranty just in case anything happened during our first year. We wanted to make sure we had some type of warranty that would cover us for any repairs or things I might need to get done. My real estate agent recommended HMS and I really trusted her. Submitting a claim was sort of easy in a sense that I know the number to call. But it was really trying at one point to try to get to a human being. It was helpful in the sense that it was automated, but because I had specific questions as far as, if it was covered or if it would be considered electrical or something else, it was more difficult to find a person to get those questions answered. When I manage to get a rep on the line, they allow me to patiently try to explain what the issue is and help me find the best company to help with that issue.

    I’ve had three different experiences with their contractors and in general all of the technicians were very professional. I trusted their input and knowledge as to what the issue was. I've had one stellar experience and then two mediocre experiences so far. The first company's tech sounded like it was going to be something where the warranty company was going to want to pay for the whole fridge to be replaced or they’re going to try to pay for that part. I said okay but the next day, I got a phone call saying that I've been switched to another company and nobody ever gave me a reason as to why I was being switched.

    The second company, the tech came in, looked at me, and he was just like, “Yup. It was the same issue, so I can’t fix it.” And I’m like, “Okay,” and ended up having to buy a new fridge and I’d just moved in the house, two weeks prior. I’m trying my hardest not to feel this was just a setup to sign the company, to say it was preexisting so that they wouldn’t have to pay me for a refrigerator. I am a homeowner and I have a warranty. This should be covered and I’m here stuck with an expense that I did not even expect to do within the first few weeks of moving.

    The third company, it was an electrician and she was so helpful. She was able to explain to me what was going on with my switch and there wasn’t any confusion. They did a great job of explaining things and making me feel like I had more control of my house afterward. Now I know how this works and what I need to do in the future if I wanted to change this.

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    Customer ServiceClaims HandlingPrice

    Reviewed Nov. 2, 2017

    When our air-conditioning unit started tripping the breaker, I called Cross Country to submit a claim and make an appointment for someone to come out. The people there were very good and helpful and tried to do their job. However, the people that they sent were rejects and I’m not pleased them. The rep told me it would be $125 for the service call and I questioned that. My wife was not informed that the cost increased from $84 to $125. I asked him to give me a receipt and he said he had no way to give one, so I told him to charge it to my account and I would pay it when the bill comes in. But my wife said that’s not the way it works so I gave him my wife’s debit card. They scanned it through their machine and it showed that I paid $125. Also, he told us that we had too much Freon and it was fixed, but it wasn’t.

    I talked to Cross Country around three times and tried to get the rep back. They called him but he never came, so I was looking at $125 blown out in the middle of the street. Then Cross Country said they got a great guy who came out and charged me another $125 for the same thing. My wife said that he pulled the thing apart and noticed that the conduit leading from the unit itself to the house was heating up. The rep also said that the cable, which was 15-inch with two electric wires that got one in one end and one in the other, has water in it and he would have to replace it. I asked how much and he lied to us that the part would be around $100, so I told them to go ahead and fix it. It’s a $5.95 part but I went along with it because I was busy.

    He returned the next day but I was working and wasn’t there since he was still able to leave my property. My wife said he was rude to her. She was inside the house and he called her and looked for me. He said he has the part for the air-conditioner and it was $197. My wife came outside and he showed her the conduit that he was going to replace it with after she paid $197 and replaced it. She said thank you and wrote him one check, gave him $125 in cash for the second visit and the third time was $197 by debit card, which was excessive. I don't like being cheated and I told Cross Country about it, and they said they would put it under investigation. They charged me $500 for the service call, the part and the monthly pay through the automatic payment which was $54 when we started, so I was not happy.

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    Claims HandlingTech

    Reviewed Nov. 2, 2017

    I saw an advertisement and my friend told me she had TotalProtect too. It has been over a year since we had TotalProtect and I like the quality of their service. They are great. I have made a claim and it was taken care of. The technician was very nice too. I would recommend TotalProtect.

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    Cinch Home Services
    Response from Cinch Home Services

    Gloria – Thanks for your loyalty and recommendation. We appreciate you! - Amanda

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    Customer ServiceClaims HandlingCoveragePunctuality & Speed

    Reviewed Nov. 1, 2017

    I'm pleased with Cross Country Home Services. They have been prompt in providing me people that took care of my minor problems. I've submitted a claim online and through the phone and prefer submitting a claim online. I have a hard time hearing on the phone and I'm old. It was $84 deductible when I went with them and it's a $100 now. Even so, I'm satisfied with the coverage and plan that I have.

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    Customer ServiceClaims Handling

    Reviewed Nov. 1, 2017

    My husband called TotalProtect and asked from them assistance for our house. Most of the time the claims representatives were very nice and respectful on the phone. Nobody was mean, angry or ugly. There usually is a live person to talk to which I think is really important in today’s world because so often so many services now you just pick up the phone and you just deal with an answering machine rather than a person. Also for the most part all the people have been good with repairs. In the last year I remember that the people we've had to come out were very good. But it took a long time to find somebody that could deal with our Italian stove. But other than that the work has been great. I've also recommended TotalProtect to a friend.

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    Cinch Home Services
    Response from Cinch Home Services

    Nilgun – Thanks for taking the time to share your experience. We are sorry to hear there were delays with servicing your stove. We appreciate the kind words and are happy that we have met your home warranty needs. - Tanya

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    Customer ServiceClaims HandlingTech

    Reviewed Nov. 1, 2017

    We've used HMS Home Warranty a lot and we always submit our claim by phone. Their reps are always really polite, friendly and helpful. I've never talked to someone who was rude. Plus, they set it up with the techs right away. They make it easy. The techs are alright. We've had one that was really good and then a couple who were not that great, but it wasn't anything so terrible that I felt I needed to call and complain. And I wouldn't see that as a reflection of the warranty company.

    Recently, our dryer stopped working. The company that fixed it was really good but we had to call them again because only one of the problems got resolved. The claim was for a washer and a dryer, and the washer is still broken. But overall, we really like HMS and we're glad that we got the warranty. HMS really helped out a lot and the customer service is great. I would definitely recommend them to other people.

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    Tech

    Reviewed Oct. 31, 2017

    I am working with this total protect company fix my AC airflow issues this year, I have very poor airflow, My system is like a machine, which is not efficient at all. As we speak am on call with them since an hour. Without my consent Hopefully someone will get this addressed. Also, Earlier also they sent few technicians, charged me service fee, no fix at all, saying mechanically works, A company came here and checked told me furnace needs to be replaced, and sent invoice, they are telling 3 more weeks to review. Very poor service. In june I disputed and total protect agreed my own inspection, so hopefully they will approve, otherwise i need the legal advice. Last year outside unit was replaced, and the there was blast test, they mentioned there is no leakage in duct, so it is not duct issue at all in my opinion. Something terribly bad going, total protect needs get this resolved.

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    Customer Service

    Reviewed Oct. 31, 2017

    Very disappointed. Moved into our new house 5 months ago. We had our furnace inspected before moving in and it appeared functional. Went to turn On the furnace and it’s broken. HMS sent their guys out who confirmed 2 huge cracks in the heat exchanger. Dangerous to use!!! "No problem," I thought, "We have a home warranty. The home warranty cost $600 so for sure we’re ok on coverage." Began receiving bids. You can imagine my surprise when HMS only offered us $700. The bottom of the line furnace you can get costs $2700. This is highway robbery and absolutely unacceptable. Never been so disappointed in a companies customer service. They are ripping people off and consumers need to be aware.

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    Customer ServiceClaims HandlingTech

    Reviewed Oct. 31, 2017

    We got HMS Home Warranty through our real estate agent when we bought our home, which is older and had older appliances. It's very easy to submit a claim and I've done it over the phone. Also, everybody who I've dealt with has been very professional. The only negative that I have in all of my transactions with HMS was that it seems to take a very long time between the time I call and the time I actually get everything completed.

    Once, I called them about the broken washing machine and they sent a guy out and he wasn’t able to come until Saturday night. When he took one look at it, he told me that it was shot that it would be replaced. He sounded like he was sending the information then. However, I called HMS and they told me that they still haven't received anything from him, so I called him back. Then they called and told me that they had finally received it. Then it had to go through several different departments to get the approval to purchase the new machine. It took two weeks from the time that I called and told them that my washing machine was broken to the time that it got okayed for me to purchase a washer.

    In the past, I had an issue with my oven in the kitchen that became a big mess. I called in September and I didn’t get a replacement until February and part of that was the person who came out and never sent the thing back in. When they sent another person out, everything ended up being transferred to a different provider. I didn’t know that and only found out when I called back again since I hadn't heard anything. The new guys had to come out and have the initial visit all over again. It wasn't a great experience since I went so long without any resolution. What I've learned is that I have to keep calling back and I can't trust that everybody is doing what they're supposed to be doing and they’ll contact me at the right time. Other than the time it takes, I'm very happy with HMS particularly with the resolutions when they happen.

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    TechPrice

    Reviewed Oct. 31, 2017

    I have TotalProtect for years now. There have been a couple of times when the air conditioner has been out and TotalProtect has been quick, but the problem is when it's 100 and some degrees out and they give me the chance to contact somebody local, it doesn't work out so well because I can't find somebody. Some of the technicians are friendly and some of them not so much, but they've fixed whatever the issue is. The only problem right now is that I'm going to cancel the service because it has gotten too expensive.

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    CoverageTechPunctuality & Speed

    Reviewed Oct. 31, 2017

    We submitted a claim for a water heater that went off. The HMS Home Warranty reps were prompt and our interaction with them was smooth. Somebody came the next day but it took forever to get the actual water heater in. It had to be ordered and it took a little over a week before we had hot water. We had all our kids here for the long weekend so nobody had any hot water. We were not happy campers. The contractor said HMS doesn't consider it an emergency. I asked if they could get it somewhere locally instead of ordering it and the warranty company could pay for it. But the contractor said that wasn't how it worked. Also, HMS covered the water heater and the labor but they didn't cover the $160 permit, the expansion tank and the removal. But when the contractor finally showed up to get the heater put in, they got it done fairly quickly and everything seem to be okay with it.

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    Customer ServiceClaims Handling

    Reviewed Oct. 31, 2017

    Our Cross Country Home Services warranty was bought for us when I got the house. I've been quite pleased with them and their reps have never been bad, except for when I called yesterday to renew. I stayed on the phone for about 30 minutes and I talked to someone who got my information and told me to hold on but I never got anybody to talk with. Also, I have submitted my claims over the phone and it seemed to be lengthy but our claims have been resolved so I'm cool with that. Having them available is a good thing to have in the event of problems. I would tell a friend to consider Cross Country.

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    Customer ServiceCoveragePunctuality & Speed

    Reviewed Oct. 31, 2017

    The Cross Country policy was a better deal and in over the 10 years I've had them, the relationship's been good. They've been efficient and the customer service has been excellent. There is quick resolution to problems and no long wait time. I have been on hold a couple of times after the service guy has come out to get paid but that's the only delay and that hasn't been so bad. Other than that, I'm very satisfied. With the few service calls that I've had, there wasn't any hassle. I had a problem with the air conditioning once and they resolved it. It got hot but everything worked out good as far as the turnaround time for the actual repair. I've had some friends who had issues with their homes as well, and I highly recommended Cross Country because it would have helped them.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Oct. 30, 2017

    Cross Country Home Services came with the home when I got it and I have their whole package. So far, they came out and worked on my air conditioner, washer and dryer. The technicians they sent were accommodating but I felt a little down when they came out to fix something and told me they could do it in about a week. But a week later, they still couldn't work on it. Besides that, they've been pretty fair. Cross Country should also handle things a little differently as far as how they go about the claims process because after I call them, it takes them a while to take action. While there are some stuff that I don't have like a swimming pool, my plan is still the best. I have recommended them to people.

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    Customer ServiceTechPrice

    Reviewed Oct. 30, 2017

    I am upset with HMS because I had a problem with the toilet. They had a plumber come out and he looked at it. He said that it was an existing issue then charged me $65. I sent the copy of my home inspection and it shows that it was not. How would he know if it’s existing when he just walked in, walked out and did absolutely nothing? I won’t do business with that guy anymore. They contacted me by email but I just don’t want to be bothered by them. I’m tired of following up with people so I just had someone come in and fix it. The men that came, all but that plumber, were very nice because they were from A&E. I’ve used A&E even in Connecticut and they’re a reputable company. And I hope, if someone calls, HMS believes the consumer.

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    Customer ServiceClaims Handling

    Reviewed Oct. 30, 2017

    We needed a home warranty because of the age of our home. We had American Home Shield but I started hearing a whole bunch of bad things about them and everybody I talked to was not happy. I even talked to some of the service people who used to work for them and they weren’t happy with AHS either. Not too long after that, our mortgage company told us about TotalProtect Home Warranty. It seemed like they offered a better plan for the money than whatever else we’ve looked at before so we switched. Everything about their claims process seemed to be straightforward. I’ve had zero problems contacting, getting a claim started and having things taken care of. They made it as easy as possible.

    I’ve also called four times and every one of the reps I talked to was extremely helpful. All of the information and claim numbers were readily available. They also told me who was going to be taking care of my claim and everything happened as I was told. Recently, I had my Carrier air conditioning repaired. I had to wait a couple of extra days to get it done but I was extremely happy to see that they replaced the defective parts with the proper ones made by Carrier and not something else.

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    Customer ServiceClaims HandlingTechPunctuality & SpeedOnline & App

    Reviewed Oct. 30, 2017

    Having an HMS home warranty has worked for me, so I’ve kept it all these years. It was transferred to me by the previous homeowner when I bought my house. Submitting a claim was very easy. I used to do this over the phone and the claim reps were good, professional and courteous. I had good interactions with them and I never had any problems. I file claims online now and the process is easy as well since the website is user-friendly. All of the technicians who have come out here were professional and on time. The quality of the work they performed was good and they fixed my problem. I tell all my friends that they need to get a home warranty when things happen and they don’t have one. I enjoy and appreciate having a home warranty, and I would recommend HMS Home Warranty.

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    Customer ServiceCoverageTech

    Reviewed Oct. 29, 2017

    My first time calling in to use my coverage was yesterday, I called in to the company they wanted me to use and was given the run around. Called back a couple of times and was told to wait for her to call me back that they had a emergence and the tech had not called her for an update where he was at. In the meantime my water heater is still leaking and I'm trying to keep it from getting to my carpet and padding, I'm looking to find another provider for my services I can't afford to use a company this sorry to help its customers.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed Oct. 29, 2017

    We got TotalProtect Home Warranty for a couple of years. Filing a claim was painless since I went online and then I got a call right away from the company that was going to come to the house and check our problems. The technicians were good. Once, a wonderful gentleman came and checked our stove, fixed it all up, and the stove checked out fine. He said we needed a new breaker so I called the electrician and then they came and put a breaker in. Now, I had discontinued the service since the price went up a little bit. We’re getting ready to be on a fixed income because we’re getting ready to retire and having TotalProtect is another expense we can’t do. Still, I was truly satisfied with the experience when I made a claim.

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    Claims HandlingPricePunctuality & Speed

    Reviewed Oct. 29, 2017

    I sell real estate and I know the different home warranty companies. HMS Home Warranty had a lower deductible when I was looking at that time and their price was a bit cheaper than most of the warranty companies so I went with them. HMS is a great home warranty to have since they do a great job and get claims resolved. I refer them to clients when they buy homes or when people ask me. I called HMS when I submitted a claim and whoever answered the phone inputted the claim and gave me the company to call. Then, I set up the appointment so the process was easy. Their reps did what they’re there for, the service was good but they didn't have to come back within the 90-day period so it's been a good experience.

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    CoverageTech

    Reviewed Oct. 29, 2017

    I called Cross Country telling them what my issue was and they supplied me with a local service provider. I contacted that person, set up a scheduled time and had a plumber come by. Everything went according to plan, was smooth, and I felt very good about it. My plan also covers everything I have in my home, so I feel comfortable. I'm glad that I have it.

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    Customer ServiceClaims HandlingTech

    Reviewed Oct. 29, 2017

    I was six months pregnant when we moved, and we wanted that first year that we were in our home to be worry-free. The real estate agent lined us up with HMS Home Warranty and we've had a couple of claims with them - the ice maker broke on the refrigerator, the latch broke on the dishwasher, the garbage disposal quit working completely, and the washing machine. We also had an electrical issue where power went out on a whole circuit that ended up being wired improperly. They caught something before it caught fire, so it was good. HMS saved our life.

    However, when the repair was scheduled for the washing machine, the first time they could come out was 17 days later. I called to see if they could help me get something sooner. It required a couple callbacks, but the rep followed up with me. She couldn’t do anything, but she definitely tried. My appointment took 14 days to get somebody out here. So we were doing laundry at the laundromat for two weeks. It was terrible. But the customer service was awesome and the rep was helpful. If she couldn’t answer something, she would get me to somebody who could or call me back. And I stayed with one person the whole time. So that was really nice.

    Additionally, I haven’t had any problems with any of the contractors that HMS has used. They've been on-time, professional, totally knew what they were doing, went through the charges with me properly, and showed me what they repaired. I have had no callbacks. Everything is still working and I’m totally satisfied. I would recommend HMS to anyone looking for a home warranty product.

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    Customer ServiceClaims HandlingTech

    Reviewed Oct. 29, 2017

    Back in April, I filed a claim with AHS because my air conditioning wasn't working correctly. The contractors came out and gave me three pounds of Freon. It's what the invoice said and I paid them $800. But last month, my air conditioner stopped working again. I would have it set on 72 but it would be 76 degrees in the house and it couldn't go down to the temperature I wanted. I called Cross Country out again and I spoke with a young lady. I told her it was doing the exact same thing that it was doing back in April and though the reps were normally helpful and knowledgeable, she got snippy with me. She said that just because we have the same symptom doesn't mean it can't be something different.

    However, when the guy came out, he put another three pounds of Freon in there. It was so fast and I asked if he even saw if there was a leak. I told him someone was out here in April and did the same thing. He looked surprised and said he wished I would've told him that before he put the Freon in. I told the representative though and since it had only been a couple of months, the unit should not have been acting up again. He said there was probably a leak and if there was, what they gave me will leak out again anyway. He said he was going to contact the company to let them know and Cross Country would have to determine what the next course of action would be, whether or not they would pay to fix the leak. But I haven't heard from him or anybody else since he left a few weeks ago.

    The issue was not addressed and when I called, I didn't even get a representative sometimes. Then the contractors were required to put Freon in and they didn't look for anything else. They just did what they were told to do and that put a bad taste in my mouth. I'm paying this monthly premium for this home warranty service and their guy told me what they cover and what they were going to do so that's what I expected from this company. I was expecting them to do to work for me and not to come out and put a band aid on the problem. That aside, I had them come out before for my garbage disposal and the guy was great. He fixed it so this was the only time I've had a negative experience with.

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    TechPrice

    Reviewed Oct. 28, 2017

    This occurred in Apr 2016, less than 2 months from closing on a condo. Scene: Showering. When turning the water off, the plastic knob fell apart in my hand with the shower running. What to do? Was never shown the main valve shut-off location. Switched an identical knob from the other bath and got the water turned off. Called HMS and placed a claim. The plumbing service they sent (A Water Solution) glanced at the shower, went outside to his vehicle while on his phone the entire time, came back 10 minutes later and said the warranty was voided because I made a "modification" by switching the [identical] knob.

    He added to replace a "frozen" valve would cost me about $600 and changing a valve is not within his job capability. (Isn't this what plumbers do?!?). Very disappointed in the service and contractors they engage and leaves me wondering what else constitutes making a "modification"? (ie, changing a furnace filter? reprogramming a garage door keypad? switching a ceiling fan's direction?)

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    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed Oct. 28, 2017

    I’ve had HMS Home Warranty for a year and a half with my current house. It was the warranty that I had with my home and I renewed it. I used them on my other house and I never had a bad experience so I didn’t shop around for another provider and it seemed like a fair price and a fair deal. I like that I can go online to submit a claim or call to speak to somebody if I have questions about it. We have had a few plumbing issues since we moved in and we get people out right away to take a look at things. It’s been as easy as it can be. The most recent claim was the garbage disposal was leaking and rattling. It was not installed correctly and it was how I got the house, we didn’t have it installed.

    I called on the phone because I entered something in online and it came back and said that it wasn’t covered by the home warranty. And I don’t think that I had quite put the information right so I called and asked a couple of questions and they said it was going to be covered. The representative went ahead and got that submitted for us. We got a call the next day to have someone come out and take care of our garbage disposal for us. So that was good and positive. The technician came out, was really polite and explained what was going on. It took half an hour or less to correct the problem and she left her contact information. In addition, my furnace wouldn’t start last winter and I called and somebody came out and replaced the component that wasn’t working. We’re happy and satisfied that everything worked.

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    Claims HandlingTech

    Reviewed Oct. 28, 2017

    I had a mortgage with Country Life when TotalProtect's offer came in. Since then, I've been their client and I plan on staying with them. Some of my claims have gone well and my most recent one was for a washing machine. So far, everything's going fine. I usually request a certain appliance guy and the people coming out for the appliances were very good. But I have a big problem whenever they send a plumber. Since I've been with them for so long, sometimes I break the rules and that helps make the process go smoother because some of the people who came out were not good. All in all, I'd recommend TotalProtect.

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    Customer ServiceTechPunctuality & Speed

    Reviewed Oct. 28, 2017

    I got Cross Country Home Services about six years ago when the mortgage company offered a plan where the cost could just be added to the mortgage fee monthly so I didn't have to get through with another payment. Six weeks ago, I called their customer service due to an air conditioner that was not cooling properly. And then, I called the service company that they told me to call but they said they couldn't do it because they were booked. So, I had to call back and get another one. I asked for a company that has come out several times. The quality of the repair was very good and they have fast service. So, I was very satisfied with them.

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    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed Oct. 27, 2017

    I'm a single mother, on a fixed income because of permanent disability. With that picture in mind, I purchased our new home with the peace of mind that we had a home warranty. There has been NO peace of mind with this company, only wasted hours, stress and money. I have filed 2 claims now, with no resolution. The first time, I had water that was running constantly and the shut off would not work. It took them so long to assign a contractor and get back with me, I had already gone out, purchased the parts I needed and found someone to install them for me. I asked them if they would simply reimburse me the $25 I spent on parts. I was advised maybe. Now, the second claim which has led me to this complaint. My heat pump is not working properly. I contacted HMS 2 weeks ago.

    Took a week before I could make contact with the contractor and get them out here. Waited almost another week for the part to come in the contractor told me I needed. Finally had the home warranty company contact me to say, "Since the contractor couldn't diagnose your problem, we need to reassign the claim." Advised them it had been diagnosed and I had been waiting on the part. Regardless, a new contractor was assigned. I was advised to look for a check in the mail as the first contractor would be refunding part of my deductible. While I was waiting though, I would have to write another check to the new contractor for the amount that was going to be refunded to me sometime in the future. New contractor comes out today.

    He advises me I need the exact part the first contractor said. They have the $259 part in stock and calls the home warranty company for authorization. They deny it and refuse to pay for the part. I call the home warranty company. After an extensive hold time and my account being verified, she advised me dispatch would be in contact with me soon with the second contractor's information. I told her the contractor had already been assigned and came out today diagnosing the problem the same way the first contractor did and that they had denied the authorization to pay for the part I needed. Her response, "Oh, I do see that and the request is in processing". I told her no, it had already been denied but she kept insisting that it was in processing. I asked to speak with someone in processing.

    "No, ma'am. I can't do that." I asked to speak with a supervisor. "There isn't one available." I asked to hold for a supervisor. "No, ma'am. I can't do that. But I'll make sure one contacts you just as soon as possible." So I advised her I would be sitting here waiting, just like I have been the last two weeks. I'm the customer. Whatever happened to good customer service? I'm not sure, but at this point I'd settle for a company with common sense and some morals. So what am I supposed to do now?!

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    Customer ServiceClaims HandlingTech

    Reviewed Oct. 27, 2017

    BUYER BEWARE! We purchased a home two weeks ago that came with a home warranty from HMS. Per the inspection, they said it was in good working order but recommended that we have the furnace inspected by a HVAC company yearly being that it is 24yrs old. (Home Inspectors do not complete a full furnace inspection.) After moving in we called an HVAC tech to do the pre-winter inspection. Upon inspection they found cracks that were leaking carbon dioxide. The tech said is was unsafe to run and shut off all gas and power to the unit. We felt reassurance knowing that we had a Home Warranty. We immediately called HMS to file a claim. They took the claim and asked me call their preferred vendor to evaluate the situation. The vendor came out and agreed there were major problems and the unit was unsafe. He also found that the control panel was bad and wired improperly (we had no clue). They reported this problem back to HMS.

    HMS called me later that day to tell me they are denying the claim due to "Improper installation". I explained to them that it was installed 24 years ago and passed inspection at that time. I have a home warranty to cover me in situations like this. She then explained that the control board has been rewired improperly and that was the reason for denial. That is not the issue we reported to be fixed. The issue was the leaking Carbon Dioxide. She explained that is a pre-existing condition... WHAT?! This reasoning could be used on any appliance. It's completely unacceptable and extremely poor business practice, I highly recommend steering clear of this Home Warranty company.

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    Customer ServiceTech

    Reviewed Oct. 27, 2017

    I have been contemplating to get a home warranty for a little while. My sister had one with TotalProtect and I went ahead and did it. Whenever I submit a claim, I did it online. They sent somebody and gave the number to call. The technician that they sent and the quality of work performed were both great.

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    Response from Cinch Home Services

    Noble –We are here for you and look forward to servicing you for years to come. Thanks for sharing your experience. - Heather

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    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Oct. 27, 2017

    Cross Country is the only home warranty company I’ve ever used. They came in with a credit card statement and were the one I found available so I called and signed up with them. I contact them to place or follow up on a claim and 90% of their reps were friendly, knowledgeable and responsive. They've been very helpful and have always been right on time to get a serviceman out when anything breaks down. It's good to call somebody when I have trouble and I enjoy having it.

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    Punctuality & Speed

    Reviewed Oct. 27, 2017

    The previous homeowner had the policy with HMS Home Warranty when I bought my house and they offered it for the first year and I just continued it. Over the four years that I’ve had them, I’ve submitted about five claims. They were simple stuff like breaker switch and garbage disposal, and everything was fixed quickly. All of the service people and the companies were really accommodating and really good. They were efficient and never late. I really appreciate it when they offered the deductible plan where you pay a higher premium, but the deductible was lower. They had it for one year and then it suddenly stopped so I try to not use it because I had to pay that amount and then still have to pay $100 for something small. If they had the option, that would help me make a decision to continue year after year.

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    Customer Service

    Reviewed Oct. 27, 2017

    We moved into our new home in April and I started using HMS in July. Three weeks ago, we submitted a claim for the air conditioning system. The upstairs AC ran out of something they had to replace and then the bottom one totally went out. The second problem jumped in before the first one got taken care of but they were all air conditioning-related. I called HMS first, told them what was going on and they did a review. They checked the homeowner’s inspection report, did their process and then they called me back and said it’s been approved. They gave me the number of the person to contact and I called him. He came out, took care of it and his work was great. I'm perfectly happy with HMS. They took care of everything and as soon as I called, they followed up and kept close contact with me.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Oct. 26, 2017

    I've had the house for a long time but Cross Country sent an offer one time along with the statements of my mortgage payments from Ditech and I decided it would be a good idea. Submitting a claim with them was all right. I did it online then I got a call from one of their contractors and they took care of everything. The customer reps were great and the technician that came out was all right. The first call, they came and look to see what the problem was with the water heater. It took them about a week since they had to get authorization for all the things and the warranty took care of everything. They said they'd call in 48 hours but it took them 72 hours to do that. But overall, the major things I was worried about were covered by Cross Country.

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    Customer ServiceTech

    Reviewed Oct. 26, 2017

    I bought a house in the year 2000 and HMS was offered to me. It was very easy to enroll with them. The reps were very helpful and got me the information I needed. They gave me the numbers, I called it in and got several e-mails about it. Also, the techs were both great. I had two different ones in the same day and they both fixed the problem right away and they were in and out. In fact, the guy who fixed my air conditioning found out what the real problem was. I had somebody look at it before and they couldn’t figure it out. HMS was very easy to deal with overall.

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    Customer ServiceClaims HandlingTech

    Reviewed Oct. 26, 2017

    A friend told me he had TotalProtect and then I tried it and it was very easy to submit a claim and get someone. Every time I called them whoever they sent out did a wonderful job. However in the last experience that I had with them the rep was very rude and that took me off guard and made me mad. I’ve never encountered that from TotalProtect before. It might be the end of her day and she was having a bad day but she shouldn’t howl at me. But it was okay since I got the job done and a man came out and took care of the stuff.

    Also I didn't like the guy who came out to check on my garage from the beginning. He was bad because he wanted me to get an electrician to come out. He didn’t want to do the job, called TotalProtect and told them he didn’t do it because of a safety problem. So I called out a garage door guy from another company who came right out and fixed it. But these were the only two times that I’ve had any problems with TotalProtect. I like them and they are wonderful. I won’t trade it out for nothing and I always recommend them.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Oct. 25, 2017

    I have been paying for my home warranty for approximately three months. I filed a claimed over a month ago from today's date 10/25/2017, and my problem has not yet been resolved. I am in constant communication with both Total Protect Home warranty and the company that was hired to provide service to fix my stove. The main problem is the lack of communication between all parties. Specifically, I am having to take time out of my work schedule to try get this matter resolved quickly. My claim consists of repairing a stove. Over a period of a month multiple parts have been ordered and sent back because a company is sending the wrong part or ordering the wrong part. Total Protect Home warranty and service technician have proved unreliable and unprofessional in handling my claim. No one is taking responsibility for the delay of parts and repair and I am becoming quite frustrated. To this date, my stove has yet to be repaired. I would like to warn any future customers that are considering purchasing warranty through Total Protect Home and advise them that this is not a reliable company.

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    Customer ServiceCoverage

    Reviewed Oct. 25, 2017

    I spent hours on hold each time I called to report a complaint with Total Protect. They referred me to MCE Plus for a service call to fix my leaky water heater and the service tech claimed my water pressure was 110 and it was 82. He also stated that Total Protect would not cover my water heater because of the water pressure being to high which it was not. My water heater was under warranty. Total Protect told me MCE Plus was an approved business and was one I had to use for service.

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    Customer ServiceTech

    Reviewed Oct. 25, 2017

    I have been paying these people for many years and hardly used their service. Every time I need them I have to pay a hefty deductible and be left dry. The latest is regarding our oven. We have been waiting for two months now to get it fixed, paid $125 and when technician finally arrived he had the wrong part in his hand also claiming that the part does not exist and we need replacement. When I call them, after waiting more than 20 minutes, they tell me that they have not yet received the technician report, even though I know they informed them. I am still waiting for a response. I have to weigh in my options.

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    Customer ServiceClaims HandlingTech

    Reviewed Oct. 25, 2017

    I purchased my home new over 11 years ago and joined Total Protect family. Paid them for all those years. Hardly no claims at all. About a year ago, around Thanksgiving, my stove went out. They gave me the hardest time getting that stove replaced to have dinner for my family. I was in tears. Finally a very cheap one was sent but the amps were incorrect so I had to pay to get that changed in the home and also the stove does not fit in the cavity in the kitchen, for it does not have a hole to fit over the plug. So that has to be moved as well and paid for by myself. On this same claim was my top oven burners. They will get hot and sometimes they won't. They have been repaired several times. Going through the same thing. I have to push them in at times to get them to work. They didn't replace the top, only the bottom. Also in this claim was my dishwasher. The motor has went out that causes the water to drain at the end of the cycle. The tech that was sent put in his report that the dishwasher has a crack in it. Totally untrue. This is the design of my dishwasher. No crack at all. Total Protect did not send no supervisor out to check the work or anything. They simply denied the claim and I am here having to replace my own dishwasher. I cannot tell you how much this hurts. I trusted them. Paid them for over 11 years with hardly no claims at all. It is so much more to this story with this claim, from the very beginning...for I went through several technicians. The initial technician wrote the wrong diagnosis for both appliances and Total Protect sent out a second Tech...then a 3rd was called. I think I was going to have a Thanksgiving for my family. I am seeking legal now. So please if any Attorney out there that can help me please contact me. Because there is no way I can allow someone to do this to me and do nothing. I hurt to this day...

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    Customer ServiceClaims HandlingTechPunctuality & SpeedOnline & App

    Reviewed Oct. 25, 2017

    Submitting a claim to HMS Home Warranty was seamless and amazing. I turned in the claim over the phone and they reacted quickly. The lady who dealt with me took care of business. If there were a couple of things we aren’t sure of, she will get an answer and call me back. The HMS Home Warranty website is easy to navigate and it’s available to me now because I created an account. There was a mix-up with finding the right contractor because the air conditioning unit went down but they handled everything perfect. Once we decided what to do, they took care of everything. They did everything on time and the process took a few days.

    The technicians were fantastic and they knew what they were doing. They took the old unit out and had the new unit installed. They explained what the heat pump system was. He took me out inside, outside and told me everything about the system. They were well-trained people and the quality of work was perfect. It was a pleasant experience and the place looked better than it was when they came. I would recommend the contractor to anybody.

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    Tech

    Reviewed Oct. 25, 2017

    I've had TotalProtect for quite a few years and when there was a leak in our kitchen faucet, I had that fixed through them. Their reps were great and the technician was good.

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    Cinch Home Services
    Response from Cinch Home Services

    Mark – We are here to help and are delighted to hear you had a great experience. - Heather

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    Claims Handling

    Reviewed Oct. 25, 2017

    I've been with Cross Country Home Services since they were Residential MD Gold. I've been very happy with them, so I have no intention of leaving them. I have recommended them several times. I usually call in my claim and it’s pretty easy. The only thing that I have an issue with is they went up on my copay from $80 to $125.

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    Claims HandlingCoverageTechOnline & App

    Reviewed Oct. 24, 2017

    Cross Country was the home warranty that the sellers purchased for this house. Claim submission was easy and my husband just goes online to do it. Their website is user-friendly, their coverage was fine and my dealing with their contractors was good. I would recommend them.

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    Customer ServiceClaims Handling

    Reviewed Oct. 24, 2017

    This company has very poor and inconsistent communication. I have left a poor review here before due to the same lack of timely and inconsistent communications. I have called recently to follow up on the status of my reimbursement claim for drywall repairs due to leaking plumbing line and still waiting to get accurate status of my reimbursement. I was given correspondence that my claim should have been processed no later than yesterday but now I am being told wait another week or two. For my sake I really hope I don't have any major repairs coming up soon because I have witnessed again I will not get a timely response. I was told that as long as my drywall repairs were under 1K, I should be reimbursed but when I call I'm told it is not reimbursable... What? The level of frustration here is beyond what anyone should have to constantly experience.

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    Claims HandlingPunctuality & Speed

    Reviewed Oct. 24, 2017

    I’ve always had TotalProtect and submitting a claim is easy. They're wonderful and I have no problem with them. The service is great and after 25 years, that’s something. I love them and I recommend them to everybody all the time.

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    Cinch Home Services
    Response from Cinch Home Services

    Marie – We love you too! Thanks for your loyalty and allowing us to make your home management needs easier. - Tanya

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Oct. 24, 2017

    HMS Home Warranty was part of the contract of the house I purchased. I've been with them for two years and it feels like the service is efficient. I am from New York and this was the first time I dealt with a warranty program. HMS seemed like it was okay so I stuck with it. The customer service is great. If you have problems, they try to help out. Submitting a claim on the phone takes about two minutes. I call, they answer and they take the claim right away. The reps are courteous and they answer the questions. If they don’t know, they find out and they’re very helpful. The techs are excellent too. However, there was one time, they had to get the part that I needed. This was for a different condo because I own more than one. It took a while back and forth, trying to get the unit. HMS tried to help contact the people that we have to get the part in.

    My latest claim was for my refrigerator, it’s not getting cold. I called HMS and she said, “They’ll help you there in a few minutes.” They got me the contractor and he was actually on the road and he came in a few minutes and fixed it, unbelievable. It was quick, efficient, and great. There’s an opportunity to work with them as long as they keep their prices reasonable and I’d recommend them.

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    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed Oct. 23, 2017

    My wife and I are Realtors so we had used HMS Home Warranty for other clients and we use them too. Submitting a claim with them was pretty flawless. We do it online and over the phone. Their claim reps were nice, friendly and helpful and the technician they sent out was knowledgeable, courteous and respectful. I had two different claims recently and one of them is still pending. They led me to believe that it's covered even if they really don't know if it was going to be covered until a plumber looks at it. Then, the person who took the claim report set a clear expectation that it may not be covered, since it was a common thing that is never covered which I was not aware of.

    The reps were responsive and very friendly on the phone. But when I tried to call them for the pending claim, I was on hold for so long that I had to give up. The claim was for a sump pump and the plumber has been out and said it needs to be replaced. He was supposed to submit that to HMS, but it's been a couple of weeks and I haven't heard anything. Other than that, the overall process was pretty quick and easy, and the quality of the work was good.

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    Customer ServiceClaims HandlingTech

    Reviewed Oct. 23, 2017

    We have had TotalProtect for about three years and submitting a claim with them is simple and easy. I get a call and then they tell us the contact to whoever needs to come and fix the problem. The contractor comes, finds out what the problem is and it works out fine. I got a call from somewhere along the line. They had to replace some equipment in our house and someone called to tell me what TotalProtect could do about it. It took me by surprise that they called me themselves instead of the technician relaying information. They were very nice and business-like, so they did a really good job. They did what they said they were gonna do and they were very cordial about it. It made me happy that everything got taken care of.

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    Cinch Home Services
    Response from Cinch Home Services

    Charles – Thank you for sharing your experience. We appreciate your feedback and kind words! - Tanya

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    Customer ServiceClaims HandlingCoverageTechPricePunctuality & Speed

    Reviewed Oct. 23, 2017

    When I purchased my home, Cross Country Home Services was part of the USDA loan package and the bank where I purchased it paid for two years of the home warranty. Once the two years was up, I just continued it. Cross Country's customer service representatives contacted me to let me know that the warranty was coming to an end. They explained everything. They told me what the new deductible would be for when I needed a service. When the bank had the policy, it was $100 per service call. And then, once I assumed the warranty it was only $65 per service call and it went well. So I set it up for automatic deduction and I haven't had any issues since.

    Filing a claim is done online. My only concern though is that while they give you a list of issues that you can report to claim, they don't give you a section where you can explain exactly what it is. When a repairman comes out to service, he may not have what he needs with him. I had an air unit issue before and I needed a relay. Luckily, the gentleman had it. Otherwise, I would have to wait another day for him to come out and with the piece that he actually needed.

    The technician who came out was very nice and friendly. He was on time too. He went through everything, explained what was going on and that was the first time I had that air service. So far, the coverage is amazing. The plan I have is pretty much all-inclusive. There's not an appliance or unit that I can think of that isn't included. So I have nothing to worry about if the dryer or washer dies because I know Cross Country is just a phone call away. And I have talked about this to other homeowners that don't have it and have suggested it to them because it's a win-win for me. I also had an issue with my refrigerator about three years ago and the cost of the part and the service was almost $800 and I only paid $65. So paying $40 a month is well worth it.

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 22, 2017

    We have paid $35 a month for Home protection for over 10 years and have a contract. When we finally needed service we were told over the phone that our deductible had gone up. Then the repair person never showed up on ATLEAST 5 occasions! When they finally did show up, it was the wrong time they had given us, plus the repair person only repaired one of the 3 appliances we were having problems with. When we call we get a phone apology and they reschedule repair service only to have a no show AGAIN. This is ridiculous!

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    Customer ServiceTech

    Reviewed Oct. 22, 2017

    My TotalProtect warranty came with the purchase of my house and I have forgotten all about it until they sent me a letter some time ago. I called them questioning and then they enlightened me about the different services that they have. It was wonderful and I'm glad that I have the warranty. I have used it and I was very pleased. They were very professional, to the point and answered my questions. When the technician came out, he introduced himself and did some repairs. I would definitely recommend TotalProtect.

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    Cinch Home Services
    Response from Cinch Home Services

    Candelaria – We are happy to have you as a customer and are delighted to hear that we’ve been able to satisfy your home warranty needs. - Tanya

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    Customer ServiceClaims HandlingTech

    Reviewed Oct. 22, 2017

    I'm a first time home buyer and we talked about how acquiring a home warranty might be safe. My realtor told me about HMS Home Warranty and I went with them. I submitted a claim over the phone and it was easy. They were really professional. I just had issues with the electric company that they gave me. They called them and decided not to use them because they were so rude to them as well. So, it was really nice that they did that.

    The technician got what he needed to have done but he would look around my house and be like, "Oh. This needs to be fixed too. This is bad too." And I was like, "I asked you to come for one reason, not to look through my whole house and tell me what's wrong with everything." He also went to my furnace as he said there was something wrong with it too. It never had a leaking problem until he looked at it, and he must have messed with it. And ever since then, it leaked but I've got it fixed since then. That was my only issue with them. But even when I messed up the process somehow, they were like, "Oh, you weren't supposed to do that." I was like, "Oh, okay." But they still fixed it and helped me out. They're very helpful and my experience with them has been awesome overall.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Oct. 22, 2017

    I've got my whole house covered by Cross Country Home Services. It's so great because one call can get you multiple services. So far, plumbing, heating and cooling have been our issues. It's easy submitting a claim with them and we always get good responses, which we're pleased with. I also get a response from them within three minutes of making the phone call and once I go through the menus, I'll get a rep who will take the info and assign me a claim number. They always get us on and off the phone quickly with the info we need to contact the contractor that they're going to send out. They're always helpful.

    The contractors they've sent out have also been good. However, we've had one experience where the company sent out a younger man who wasn't experienced and we had to place another call. Cross Country then sent out some plumbers that we had used once before and they were able to correct the problems for us. We've had a very positive experience with Cross Country and we've been satisfied with the results. We've recommended them to a few other people.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Oct. 21, 2017

    My friend told me that he has Cross Country Home Services, that he pays so much a month, and that he pays the deductible. In those days, it was $60. I looked at it and it was a good deal. I suddenly became a customer and I haven't had any regrets ever since. I have used them a couple of times and when I submit claims, I do it over the phone which to me, is a lot easier than doing it online. It's an automated system and I have no difficulty getting service. If I had issues, I could always contact an agent.

    We have issues all the time and when things get broken, the warranty comes pretty handy. We had to replace the refrigerator once and they wanted to give me one I didn't like but that issue was solved. If there's water damage because of a broken pipe, it's also covered. But I'm curious why they don't cover TV's and other things. So there is another insurance that we're thinking of buying since they repair water lines from the main house which Cross Country doesn't cover. If Cross Country covered everything, instead of paying two companies, I'll just pay one. Other than that, I'm very happy with them and I've had them for 10 years. They provide excellent service and I have recommended them to a few of my friends.

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    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed Oct. 20, 2017

    We've had Cross Country for a long time. I’ve submitted claims both online and over the phone, and it’s very easy. The agents I’ve spoken with have been very pleasant and to the point. They’ve always shown great compassion over my issue. They've covered a lot of things for us and have always taken care of us. However, we've had several appliances that had to be exchanged out because they couldn't repair it and when they bring them in they have such stringent rules as to what they can and can't do. They like come and drop it at the door and are gone.

    We had an oven delivered and I had a different end on the connection, so they said it had to be bare wire. And I said, "Okay, walk out." They said they couldn't do that. I said, "Well, if you walk out five minutes out and then walk back in I'll fix it for you." It's a matter of cutting it up and stripping the wire. Then they tell they have no wire nut.

    They came in here to install but don’t have wire nuts to attach it to. And they told me that if I need them to do such things they're going to have to take the stove away and then I would have to pay for new delivery. And so I just told them to leave it in the kitchen and we’ll do it. We then found out our hole was actually a half inch too small for the oven. And we ended up having to cut the brick down to put those stove in ourselves. That was a real pain, they just did nothing.

    We had a refrigerator delivered this last time and they can only drop it and plug it in. And if I don't have everything ready for them like I didn't know that I had to have my water turned off. I had the other refrigerator in place. And we're running around trying to get that taken care of and it didn't have the same flange or something. And so they just left it. And they didn't level my refrigerator. And I'm going to have to go home and do that. I noticed that my door doesn't want to close as easy because of its not leveled. The delivery part of the process is where I find problems. It's not with the company necessarily. It's the parameters that when they deliver an item that they can only do blank, blank, blank. Not just basically just drop it on the door. Also, we had to cut the hole in the wall and we had to dig the hole out in the yard for them to finish the fix. That wasn't part of their contract.

    Overall, they've always been good, they've always been fast. We had an issue on a Sunday, the very first claim we ever made was on a Sunday and it was rather big. We had a plumbing explosion kind of thing and they covered it, it was $1,100 and they took care of it and put it to rest. This last time was the only time that they've ever a little slow. It took like almost two weeks to get my refrigerator taken care of and two repairmen. But usually they're pretty good and fast. I'd recommend them.

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    Customer ServiceTechPunctuality & Speed

    Reviewed Oct. 19, 2017

    My A/C stopped working in May. Their regular contractor will not travel the distance to my house. Took about 4 days to find this out. I found a local contractor that agrees to work with their terms. King Heating and Air made the assessment, called it in and they stated it had to be reviewed and they would call back. Never happened. I called them back in about 4 weeks and they stated it was still in review (they called it something else). Finally in about a couple of weeks the repair was made. This was about the middle of July (contractor added Freon so I had A/C). He sent the bill in. Both of us have called several times and here it is under review or that it in accounts payable. It is now Oct. 19 2017, six months later and the contractor no money. I am waiting on a call from a supervisor but do not have much faith in that as accounts payable were to call the contractor, but like before no call.

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    CoveragePrice

    Reviewed Oct. 19, 2017

    I paid extra for outside water line coverage. How convenient that none of the reps when asking about this coverage mentioned that the warranty company ONLY pays for the repair (minuscule cost, maybe $100) compared to the cost to GET to the line. They do NOT pay for excavating, which costs upwards of $1300. Nowhere in their agreement under the Outdoor Water Line coverage does it state they do not pay for the digging and the labor. It simply says they cover up to 2k for the service. Absolutely absurd. Why even offer outdoor water line coverage?! A warning to any of you seeking coverage for your lines! Waste of money to choose this deceitful company. They'll find a way to not cover any of your issues but be happy to take your money every month.

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    Customer ServiceClaims HandlingTech

    Reviewed Oct. 19, 2017

    I’ve always used Cross Country. I submit claims over the phone and sometimes when I call, there’s nobody to answer me and I had to leave it with a computer. Sometimes they would call back, but sometimes they wouldn’t. When my air conditioning unit went out, it took me two-and-a-half months in the summertime to get the unit fixed. It was back and forth with the contractor and back and forth with Cross Country. The contractor would say that Cross Country didn’t order the parts, and Cross Country would say that the contractor didn’t either. This last time, I had a problem with the repairs. They sent cease and desist at a refrigerator fix and to this day, it still wasn’t fixed. They sent another company, and every time they came out, it was different. They came for several times before they could fix the refrigerator, but other than that, the experience was pretty much fair.

    My most recent claim was the refrigerator, but they came out. I had a problem with the stove and they got somebody but it wasn’t under the warranty. It was more of an electrical problem than anything. They were fast to respond but the contractor was the one that slowed it down. When I call and they send Sears out here, it takes Sears anywhere from a week to a week-and-a-half to come out. Also, Cross Country uses fly-by-night and mom-and-pop companies like that of the guy who fixed the air conditioner. He said he’s the only person that works for the company and he had to go to the hospital so I had to wait. His inconvenience put me in an inconvenient situation. Cross Country should use a more reputable company instead.

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    Customer ServiceClaims HandlingTech

    Reviewed Oct. 19, 2017

    When we bought our house 16 years ago, we had HMS Home Warranty. It came with the house and we renewed it every year. We submitted a claim over the phone and it was very easy. The plumbing company that came out was phenomenal. It was finished the first time they came. All of them had been really good except for one time a couple of years ago. Other than that, we’ve been really happy with it and it has been a great experience.

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    Customer ServiceClaims Handling

    Reviewed Oct. 19, 2017

    When I got my home seven years ago, the home warranty came with it. I had a different company, then they merged with TotalProtect, and now I have them. Submitting a claim over the phone was easy and the technician who worked on my garage door opener was fantastic. The experience was very nice so that’s great.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Oct. 19, 2017

    Cross Country Home Services covers everything I need it to cover and everything has been great. They do exactly what they say and their customer service are much helpful. They've done some work on my air conditioner a couple of times over the years and on my water heater the last time. I submitted my claim online and it was super simple. They gave me a call and told me who was coming. The tech came out the next day and fixed the problem. With Cross Country Home Services, I don't have to worry if a problem comes up. I pay my deductibles and they take care of the rest. I've enjoyed my experience with them and I would definitely recommend them to anyone who wants a home warranty.

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    Response from Cinch Home Services

    Bridget - Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Tanya

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    Customer ServiceClaims HandlingCoverageTechPricePunctuality & Speed

    Reviewed Oct. 18, 2017

    Cross Country Home Services was good and I never had a problem with my coverage. Someone recommended them to me, so I went with them. In submitting my claims, I liked to call and talk to people. But not too long ago, I couldn't get anybody there on the phone. I was on hold forever, so I looked for different numbers and finally got another number to call. Once I got to that number, they picked up quickly and everything was taken care of. But prior to that, I thought everyone there was on vacation. We've had some plumbing problems, but I only had to wait for a plumber to come, then it was okay. A great company, My Uncle's Plumbing, was the contractor that worked on my plumbing issues. They didn't charge me for the visits when they didn't fix anything. Their plumber came to change the filters on all the furnaces. I've had this plumber before and he does a good job.

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    Customer ServiceClaims Handling

    Reviewed Oct. 18, 2017

    TotalProtect came with the home financing and they’ve been handling my claims. I submit claims over the phone and the only time I had a communication problem with them was when they had the hurricane in Florida. The connections were bad but they connected me with somebody else and my issue was resolved.

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    Response from Cinch Home Services

    Bashir –Thank you for your feedback, and your patience during the storm. We’re glad we were able to provide the help you needed to resolve your claim. – Amanda

    Customer ServiceSales & Marketing

    Reviewed Oct. 17, 2017

    I called in for service on my fridge. I was told that someone from sears would come to my house during a four hour block. This was last Thursday. I waited the four hours and no one showed up. I called customer service and I was told they would be out on the 20th. I told them that was not acceptable because we have out of town people coming in for my sons wedding. Customer service gave me a number for Clayton’s appliance and I was to call them. I called them on Friday and kept getting voicemail. I finally got through and was told he does not service my area. I have been on hold with member services 3 times for over an hour. I have sent emails from this site. No answer so far. I called sales and got through right away. He said he understood and was transferring me to membership services. I have been with total protect for years. The time I really need them - they failed miserably. I want my account canceled. I want membership services to call me.

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    Claims HandlingTechPunctuality & Speed

    Reviewed Oct. 17, 2017

    I submitted a claim for my AC unit to TotalProtect online and it was easy. The technician didn’t speak English too good and he was about seven hours late. He was supposed to be there by 10 and he showed up at about six o'clock. But, the quality of his work was good.

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    Response from Cinch Home Services

    Cornell –We’re glad to hear that our provider was able to resolve your claim efficiently, but regret to hear of the inconvenience caused by his late arrival. We appreciate your feedback and provided it to the appropriate department. – Amanda

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    Claims Handling

    Reviewed Oct. 17, 2017

    I made a claim for SystemsProtect and it turned out that it was a very simple fix so we didn’t have to replace it. Cross Country had somebody here right away and got the problem solved. The person they sent out was very pleasant and seemed very competent.

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    Customer ServiceClaims HandlingTech

    Reviewed Oct. 17, 2017

    I’ve been with HMS Home Warranty for two years now and have had two claims so far. Everything went smoothly with submitting those claims and their representatives were very helpful. The ones who I came in contact with did all they could to see us in the right direction and to help us with whomever it was that we needed to come out. One of the claims was for the attic fan, which went out and had to get taken care of. There’s one other situation where there was some type of film coming through my duct and it was after all businesses had closed. The representative called everybody, trying to get somebody to come out at that time. She finally had to give up, but the technician did come out the next morning. In fact, two came out and they inspected everything and cleaned out stuff up in the furnace. They took care of everything and the work they did was fine. It’s been a great experience so far and I would definitely recommend them.

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    Customer ServiceClaims Handling

    Reviewed Oct. 16, 2017

    call customer service waiting for the answer too long. customer service for claim request is awful. I have claim request for my microwave for a week now and still haven't got any phone calls and let me the status and they take so long for your claim to resolve.

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    CoverageTechPunctuality & Speed

    Reviewed Oct. 16, 2017

    I have been with Cross Country Home Services since 2008 and the coverage I have is great. The representatives are fine and they're able to get to me quickly. The plumbers I had were great as well. However, the young heating guy whom they sent out was a little questionable in terms of experience but he was nice. I’m happy with them overall.

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    Claims HandlingTechPricePunctuality & Speed

    Reviewed Oct. 16, 2017

    I like HMS Home Warranty and they've helped me. I bought a 1904 home in 2016 and it had been renovated but I felt that the appliances might go out. Until I really knew my home in a detailed way, I thought it would be good to have a home warranty. And it was. There were things that the home inspection didn't catch. Something in my refrigerator went out that would have cost me three or four times with the warranty cost and my dishwasher also wasn't working right. There were also some plumbing issues.

    Submitting a claim to HMS is really easy and they are very prompt. Their representatives are very friendly for the most part. I call them up and tell what the problem is. Then they give a name and number of the service provider. The contractors usually come within 24 hours, I pay $100 deductible and then they fix the problem. I've been very pleased with the warranty. I've renewed it for the second year and I bought extra protection which would cover things like repair of the wall when they do plumbing. They're pleasant and I definitely would continue to use the service.

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    Claims HandlingCoverageSales & Marketing

    Reviewed Oct. 16, 2017

    TotalProtect advertised that it didn’t matter to them how old the unit was, it would still be covered by the insurance. So, I got their services, and submitting a claim was easy. I’ve only had one company to come out so far, and I was very pleased with them.

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    Response from Cinch Home Services

    Beth – We’re delighted to hear that you are pleased with the service. We appreciate you sharing your experience. - Heather

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    Customer ServiceClaims HandlingTech

    Reviewed Oct. 15, 2017

    I knew that I would not be always able to afford repairs so I got TotalProtect Home Warranty to assist in financing my repairs. My most recent claim had to do with a bathroom light fixture. I submitted the claim over the phone and it went fine. The claim rep was perfect and I was pleased with the technician and his work.

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    Response from Cinch Home Services

    Martha – We’re so glad to hear that your claim experience went smoothly. Our goal is to make home management easy. -Tanya

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    CoveragePriceRefunds & Payouts

    Reviewed Oct. 15, 2017

    I had a mortgage at the time, and my bank recommended Cross Country. They gave it to me free for six months. Then, I just kept it. The Cross Country reps generally try to take care of me. Sometimes, I get their machine. I like it better when I get people. If it's on the weekend, I don't get a repair person until Monday. But, for the most part, they try to work with me pretty good. I pay $100 for my deductible everytime I call them to come out. Since I've been with them for a while, I have some companies I like better and they usually try to honor that. If things go down on really a hot day, I hardly ever get same-day service and I wish I could. But I realized that if I'm paying out of pocket, they get there on the same day, but they charge you a whole lot more.

    Also, I'd like to use a company that's pretty well-known to do the repairs although I have seen some of Cross Country's people have done it excellently. I realized that Cross Country uses fine print, and some things might not be covered but for the most part, a lot is covered by their warranty. A lot of times, you can't afford to buy three appliances at one time and sometimes they can all give you trouble. I like that idea but I'll take it with a grain of salt and I'm always hopeful. But I am concerned that sometimes, it does take a while to get people.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Oct. 14, 2017

    I’m a new homeowner & this warranty was provided by the seller. The first claim I filed was due to leaking washer valve. The first provider they dispatched was a person who eventually told me, after multiple attempts to make an appointment, that he would get to me when he could get to me & there was no guarantee my problem could even be fixed. I cancelled the claim & had someone else come out & it was nothing major at all. It was a quick fix. I went thru days of playing a chase game with this person for nothing.

    Just filed a second claim due to furnace cycling too frequently. A provider came out today & barely looked at the furnace & said it’s oversized for the house. He didn’t even take anything apart & look! Told me I should sell it for $1500 & get the heating & A/C replaced for about $6k. All he wanted to know was if I was paying by cash or check. I clocked his time here & it was for about 30-40 minutes. Just had someone else out here & was told it’s not oversized at all & is correct for this size house. All it was, is that it was dirty! Too bad the other guy just stole my money!

    That unit is only a few years old & I find it crazy that the prior owner would have not contacted Goodman with the warranty they had & instead pay thousands of dollars in utilities unnecessarily. WHAT A JOKE!!! I’ll never call this place again! This is a crime! AND why are the names of these providers strange sounding & get 3 stars or less? AND show up in a personal vehicle?

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    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed Oct. 14, 2017

    TotalProtect came through my mortgage company. Submitting a claim has been pretty simple and their reps have been cordial. When I had plumbing problems back in January and the blockage was backing up into my sink in the basement, we called TotalProtect and they would have someone come out and do the drilling to open up the drain and we'd just pay our $75 fee. We had a similar situation happen four years prior and I explained that to them, but they claimed that this was not to be covered this time. The charge was expensive and then we also have to pay the plumber who came out. He charged for doing the job and we also had to pay TotalProtect for coming out. So we were paying two different people and I was very unhappy with that.

    I chose not to deal with them anymore and just got a plumber on my own and it was cheaper than dealing with TotalProtect. There is also one other installation that was within the guidelines. My Samsung washer broke down a couple of times and I had to call them out. The appliance man said that it wasn't covered. So, it would cost me more to have it fixed from TotalProtect than buying a new one. I ended up getting rid of the thing and buying some agitator for my washer. Other than that, the gentleman that has been coming for the other problems other than the plumbing has been very nice to work with.

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    Response from Cinch Home Services

    Marsha – Thanks for taking the time to share your experience. We appreciate your feedback it is very valuable to us and was provided to the appropriate departments. We regret that you chose to end your relationship with Total Protect. – Amanda

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    Tech

    Reviewed Oct. 14, 2017

    I had HMS before and then I got them again. I submitted a claim via phone with HMS. It was a long wait time and there were a lot of prompts. I had to go through every single prompt and retell them all my security information about five times. I went to automation so I had to type my information about my last name, billing address and updated cell phone number to make sure the best contact information is what they asked. I saved it and verified. Then they switched me to another department and I had to do the same exact thing. But I got switched again and had to do the same thing again. It took a while but the lady who I finally spoke with was great. The tech came out after a couple of days. He did a great job and he fixed my issue. Still, everything went well.

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    Tech

    Reviewed Oct. 14, 2017

    I've been with Country Home Services for 10 years now. The technicians they've sent out have been knowledgeable of what they needed to do. However, I had a problem when the dishwasher person came because he didn't tell me that my dishwasher needs to be replaced. Also, I don't understand why my plan is going up.

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    Customer ServiceClaims HandlingTech

    Reviewed Oct. 13, 2017

    I've filed a claim online with HMS Home Warranty and it's very easy. I've also done it on the phone and it's very easy too. It works seamlessly. I've had a great experience with all the techs who've come except for one and HMS replaced that one with a new contractor.

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    Customer ServiceClaims Handling

    Reviewed Oct. 13, 2017

    My friend told me about Cross Country. I really haven't heard of an appliance insurance so I thought it was a good deal. The claim process over the phone was easy. Cross Country did a good job. Every time they answer my calls, they're always polite and they always try to answer my questions. They helped me out because I'm a single mom, so I have no one to do any kind of repairs or checks. So every time I call, I know that my appliance that I fear, whatever it is, is going to get great. However, I wasn't so happy with the last work order that I had. But other than that, everything's good. Cross Country is a great company and I would recommend it.

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    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed Oct. 12, 2017

    I called HMS Home Warranty to file a claim and I thought it was going to be one of those warranty places that you have to get the runaround, but it was very easy. I gave them the claim number and everything progressed at a fast pace. The HMS rep originally set up a repair service and said that they would be contacting me. I didn't get a call right away, so I called back and they had me on the line while they contacted the repair service. They found out that the contractor didn't service our area so then they got another service company.

    Majestic Appliances is awesome. They were very friendly and went above and beyond what I expected. They set up the appointment, called a day prior to check if they were still on schedule, and then they called to give me a two-hour window. The tech was here within the half hour of that window. He was very professional and knew exactly what he was doing. I was asking some questions about our washer and he took it apart, explained what he thought was the problem and pointed it out to me.

    He went back to the company and explained that it was going to be too costly to repair. HMS ended up giving me a new appliance because it was cheaper to do it that way. They handled contacting the new appliance company, the delivery, and then the contractor came back and re-installed everything. It was a very positive experience. I would refer HMS or the appliance repair company to anybody. I was very surprised and felt good about having the policy for our second home.

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    Customer ServiceClaims Handling

    Reviewed Oct. 12, 2017

    First off, the "company" that they sent out to look at our AC unit said that it was "so old he can't read the VIN and we are going to need another unit". Then once I called the company to tell them it was from 2007 and the "company" they sent out was not reputable and very unprofessional they sent out another company that didn't actually come out because he didn't service our area. Weeks go by and I am finally able to schedule with my own company and I am still waiting for permission to have them complete the work so I will get reimbursed. I have had this claim open since July and nobody will call me back - very unsatisfied, just want to get this fixed and this company is in the way of anything productive.

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    Customer ServiceClaims HandlingTech

    Reviewed Oct. 12, 2017

    I have a home that I knew I wouldn’t be able to come up with a lot of money for at one time so I got a home warranty. I’ve been with TotalProtect for a few years and it’s easy to submit a claim. I usually call and the claims reps are knowledgeable. They are also always professional same as the technicians. I had claims for the toilet and the refrigerator during the summer. I'm satisfied with their service and their promptness.

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    Response from Cinch Home Services

    Cynthia – Thank you for sharing your thoughts on the services Total Protect provides for you. We appreciate your loyalty. – Amanda

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    Customer ServiceClaims HandlingOnline & App

    Reviewed Oct. 12, 2017

    Cross Country Home Services has been very good so far. I've had a couple of repairs that went fine. However, my microwave has been out for almost 60 days and nothing has been done about it. I filed a claim and they sent a service guy out. He said that the microwave wasn't repairable and that they'd be contacting me. I waited a week, then I called Cross Country. When I first I got on the phone, they said that the service guy didn't properly file the paperwork. My wife said he took pictures and videos of the microwave but I have no idea if he forwarded them like he was supposed to. Now, I've got to wait until the 30th for a guy to come out and check it again.

    I also had my stove and furnace repaired a couple of years ago, and those went well. I filed a claim, they sent a service guy out, and he did the repair. Filing a claim has been easy. I just go online and put in the info. Plus, the website is easy to navigate. Then it takes a week or two for someone to come. The experience hasn't been excellent, but it's not absolutely terrible either.

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    Customer ServiceClaims Handling

    Reviewed Oct. 11, 2017

    I have been waiting an AC claim to be resolved. The claim started August 15 2017 and as of noon October 11 the claim has not been redolved. Company says parts are on order since September 15.. still no parts and no followup from customer service. Just abuch of empty apologies.. still no resolution. Buyers Beware!

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    Response from Cinch Home Services

    Douglas - It is clear that your experience was unsatisfactory, and we let you down. We aim to provide service and repairs in a timely and efficient manner and we missed this objective. We appreciate your feedback and have confirmed that the repairs to your unit were completed and the unit is working properly. If you need any further assistance please respond to this message and a member of our team will follow up with you directly. – Tanya

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    Claims HandlingTechPunctuality & Speed

    Reviewed Oct. 11, 2017

    We were buying a new house that was being sold as part of an estate. We bought that house and we paid for it as the buyer. Then when we were selling our house, we thought that having an insurance in place for the buyer would make it more attractive. We have submitted a claim with HMS and they were amazing. They were timely, helpful, worked with reliable vendors and did a good job. Even our neighbor in the condo area that we bought was also very impressed with how it all worked when they had a claim under their policy and got a new refrigerator. We clearly understood everything and we might continue in the long-term if we can. I've been in the property and casualty insurance industry for 35 years, and HMS Home Warranty is outstanding. Anybody who's selling a house needs to get them.

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 11, 2017

    Redstone Federal Credit Union sent me an invitation recommending Cross Country. And so, I thought, "Well, if Redstone's recommending them, they must be an up-and-up. 'Cause I've heard about these different companies in the past and they were the types that you get the 800 number calls for. And so, I talked with that person and they said they had the plan and liked it. I got a plan that covers major systems. In this case air conditioning and water heater.

    Their reps were very helpful. My Air Condition was literally the reason I got it. Both my units were 10 years old and I had to have it repaired the year before. And the guy said, "Well, they're 10 years old, you got to start thinking about this stuff." They had the one month deal where if everything goes right, then you're in. I can afford the 40 bucks a month and it's come up with about $4,000 to replace an air conditioning system which is a little tougher. So when we had an air conditioning issue it got taken care of and everything got done in a great amount of time.

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    Claims Handling

    Reviewed Oct. 10, 2017

    The HMS Home Warranty was wrapped in our house when we bought it four months ago. It was very easy to submit a claim and they fixed the dishwasher when there was something wrong with it. So far, I had a very good experience and I recommend HMS Home Warranty.

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    Claims HandlingTechPunctuality & Speed

    Reviewed Oct. 9, 2017

    I've filed two claims since June 28 my washer and my range. Both required several technicians and parts. It took 6 weeks to get my washer fixed and I am at the beginning of week 6 on my range claim. My original claim for my range was placed on September 1. The first technician litterally gave up after replacing a part and three visits to my home. The second technician replaced a second part and now has ordered a third part to be replaced. The third part was supposed to be overnighted to me on October 6. On October 6 I was informed my new delivery date was October 9. Today, October 9, I was told my new delivery date is October 14. I am tired of lies and excuses. I'm tired of wasting entire days waiting for incompetent technicians to misdiagnose my problems. I'm tired of case supervisor managers lying to me and passing me around with no resolve. I'm tired of promised deliveries being late or not even ordered at all. Do not use this company, aka Cross Country Home Services. Worst home warranty company ever!

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    Customer ServiceTechPunctuality & Speed

    Reviewed Oct. 9, 2017

    The warranty was transferred to me by the guy that once owned my house. He told me that it's a good company and I should continue with them so I told him that I'll give HMS a shot. I'm seeing that that is true. I always call their customer care line and they always respond as promptly as possible. The two agents that I spoke to were professional and were very responsive to my request. But the technician from the roofing company who came to our house was not nice. He came around, called my line, I missed his call, I called him back, and he told me that he was going to fix the problem on the roof. I then told him to fix a time that I would be home, which was 6 to 8.

    He then told me that I don't need to be at home when he's going to fix the problem. Later on, I wasn't hearing anything from him so I had to call the customer care again because they had told me that was it and he has already fixed the problem. Then, when there was rain, I started having the same problem, which the first technician told me he already fixed. We then had to call HMS again. HMS then sent another technician and they were very good. They spotted the issue from the roof. He gave me the perfect information. I had to go back to the roofing company and they sent someone else to come and check. They found out that the first guy didn't do anything on the roof.

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    Response from Cinch Home Services

    Clement – Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Your feedback was provided to the appropriate departments. Sincerely, Tanya

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Oct. 9, 2017

    When we bought the foreclosed house, Cross Country had been paid for the first two year’s premium worth so we just kept them because they’ve been wonderful. The plan I got offers electrical, plumbing, AC, heating and replacement of appliances if something goes wrong. My co-payer is reasonable and I’m just making sure I’m a lot more secure with the plan coverage. I'd like it if the sprinkler coverage could also be included in the plan I have. I can submit the claim online but I like talking to a person and everybody has been great and very efficient in handling the claim. They send me the vendor name and I’ve always let them know if I had a problem with the vendor. I appreciate that they always follow up and get everything taken cared of. It means a lot. There was one sales rep who was awesome, Jeremy, who made notes to my account so when I called again, the new rep knew exactly what I was telling them about.

    We had an issue with the vendor taking care of our yearly seasonal maintenance with our AC. He misdiagnosed and was rude to us. I got their HVAC license number and found out that they’ve been fined for not getting permits from the county. I told the insurance that I don’t want that vendor and they gave me a new one who was awesome. The last vendor that did our AC diagnosed it correctly and took care of it. I’ve recommended them to several friends. My husband’s disabled so he can’t do anything around the house so there’s a secured feeling for us to have the coverage. I’ll keep renewing Cross Country as long as they’re giving great customer service and follow up. They really care about their customers and they have been really dependable. They’re a good company to get some important coverage.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Oct. 8, 2017

    I've had HMS Home Warranty on a rental property since 2005 and I don't have any problems with submitting a claim. I usually go online but when I call, their reps have been very good. The only problem is that no contractor wants to come out on a weekend so a lot of times our tenants have to rearrange their schedule. Last Christmas, I was out of town and something happened with the heat. They gave me a number to call but that person wasn't able to come out for a couple of days so I called HMS back and they were able to give me somebody else who was able to come out that day. It was late but they took care of my tenant and I appreciated it. HMS has been pleasant.

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Oct. 7, 2017

    Cross Country Home Services has gone up to $100 and is more expensive than TotalProtect, my previous warranty company. But I like Cross Country. We got them through our mortgage and they were offered to us. They came in handy. Also, everybody whom I've dealt with on the phone and the guys who came out have been nice and professional. It's easy to submit a claim as well. I called and right away, they take care of our problem. They follow up with the people that are supposed to come out. Not too long ago, I've had my refrigeration went out. That was in the evening and I called Cross Country that night and right away, we got somebody who came in the next day to fix it. The refrigeration guy who came was also helpful. But one time, something happened to my dryer, and Cross Country told me that it wasn’t covered. I’m wondering if that’s true. Other than that, everything is okay.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Oct. 6, 2017

    Cross Country Home Services has been fantastic. We’ve known about them from an advertisement sent by our bank and my wife wanted it. We have their Gold plan and I was told by a plumber who came here that he’s gone to some other people’s house who doesn’t have the same plan and they have to pay an additional for him to use the snake or whatever, but all of that is covered in my plan. The only thing that wasn’t covered was the lighting fixtures in front of the house. And I’ve asked them once about it.

    Submitting claims with Cross Country has been very easy. And they’ve been excellent every time I’ve had to call in. And even now, going through one where my Spacesaver microwave’s motherboard died, they’ve been on that and it’s going to be delivered this Friday. Customer service has been polite and they do a great deal of following up and making sure everything was smooth with my quarterly appointment. It gives me peace of mind that if something breaks, I have them there to repair. And every time they come out, we get that six months warranty, where they can come out to look at it.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Oct. 5, 2017

    My husband and I just purchased a house with a home warranty through HMS Home warranty... Within 3 days the AC unit stopped working, after filing a claim we were told that it was a pre-existing problem and they would not cover anything! During our time to get answers to why I was hung up on 3 times after waiting on hold for more than 45 minutes. Very rude and disrespectful!

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    Customer ServiceTechPrice

    Reviewed Oct. 5, 2017

    My overall experience with TotalProtect has been very positive. We call about the problem and speak to a rep and the customer service have always been polite, courteous and very helpful. They contact someone. Sometimes within few hours or a day, you get a response back. Once the appointment is set up they send someone out. TotalProtect will give a name of the contractor. They will contact the contractor, they will give you the contact information about that person. You'll reach out to that person or they will reach out to you. If you don't hear from them, then you can reach out to them. One time, one of the subcontractors didn't respond right away. I had to contact the TotalProtect again and let them know that I did not receive a notification from these people.

    The technicians have been very helpful and polite. The length of time until they come out can vary from a few hours to a day depending on the problem that exists and the people TotalProtect has to contact. I'm pleased with the quality of the technicians' work. They wouldn’t waste time if the item couldn't be repaired and would send a request to have a unit replaced. The only thing I dislike about their service is that they went from $75 to $100. If you had to new part in or put a screw in it's going to be the same price.

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    Response from Cinch Home Services

    Lillie - We appreciate you taking the time to share your claim experiences! We do our best to provide quick and reliable service and are pleased that we have met your expectations. – Tanya

    Customer ServiceCoverage

    Reviewed Oct. 4, 2017

    WE HAVE BEEN CUSTOMERS FOR YEARS AND HAVE BEEN IN OUR HOME SINCE 1987. IN 2011 TOTAL PROTECT REPLACED THE INSIDE UNIT BUT NOT THE OUTSIDE, IT HAD TO BE REPLACED BECAUSE THE PARTS WERE TOO OLD TO REPLACE, SO THEY PUT IN A NEW UNIT. NOW IN 2017 THE OUTSIDE NEEDS TO BE REPLACED. THEY SENT BOHANNA SERVICE OUT AND WHEN HE LEFT HE TOLD US I WILL BE BACK AS SOON AS I GET THE PARTS. I WAITED OVER A WEEK AND NOBODY CALLED, SO I FINALLY CALLED THEM AND THE FIRST LADY I TALKED TO SAID A SUPERVISOR WOULD BE CALLING WHICH THEY NEVER DID. WHEN I CALLED BACK 2 OR 3 DAYS LATER, I WAS TOLD IT IS NOT COVERED. I ASKED TO SPEAK TO A SUPERVISOR AND SOMEONE GOT ON THE PHONE AND SAID "NO THEY ARE NOT COMPATIABLE AND WE WON'T BE COVERING IT", I ASKED TO SPEAK TO SOMEONE ABOVE HER AND SOMEBODY ELSE GOT ON THE PHONE AND TOLD ME THE SAME THING AND SHE FINALLY HUNG UP ON ME. I STILL DON'T KNOW WHAT THEY MEAN. I CALLED ALLENAIRE HERE IN LANCASTER AND THEY CAME OUT AND AFTER I TOLD HIM WHAT THE COMPANY SAID, HE TOLD ME THAT'S NOT TRUE THE PARTS ARE COMPATIABLE. I CALLED THEM BACK AND TOLD THEM WHAT THE SERVICE MAN FROM ALLENAIRE SAID, THEY TOLD ME TO SEND HIS FINDINGS TO THEM AND THEY WOULD REVIEW IT AND GET BACK TO ME. I FAXED AND EMAIL THEM SEPTEMBER 22 AND THEY NEVER CONTACTED ME. I CALLED CUSTOMER SERVICE LAST NIGHT ( OCTOBER 3) AND WAS TOLD BY THE CUSTOMER SERVICE PERSON SHE DIDN'T HAVE AN UPDATE. SHE ASKED ME IF ANYONE IN THE HOUSE HAD ANY MEDICAL ISSUES AND I TOLD HER MY SON WHO LIVES WITH US HAS EPELIPSY AND SHE SAID SHE WAS PUTTING THAT IN THE NOTES SO SAY IT WAS AN EMERGENCY. I TOLD HER WE HAD TO GET A WINDOW UNIT SO HE COULD HAVE SOME AIR. SHE ALSO SAID SOMEONE WOULD BE CALLING ME WITHIN 24 HOURS. I TOLD HER THE LAST PERSON I TALKED TO TOLD ME THE SAME THING THAT SOMEONE WOULD BE CALLING ME WITHIN 24 HOURS AND TO THIS DAY, ALL CONTACT HAS BEEN DONE BY US.

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    Response from Cinch Home Services

    Jackie - I am sorry that we have disappointed you. We value you as a customer and appreciate you allowing us the opportunity to revisit your claim. Thanks for confirming with our team that the unit was installed and currently working properly. We really appreciate your patience and feedback. – Tanya

    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed Oct. 4, 2017

    My dad used TotalProtect in the past at their home and I've seen how it works. I bought a fixer-upper house with some appliances and I knew that I needed a warranty. Submitting a claim has been good. Some of their reps are knowledgeable and really helpful and have fixed a lot of the mess-ups from the guys that didn't know what the heck they were doing. This kind of goes hand in hand with the call centers and the technicians not knowing what's going on. But they've come out to rework on my air conditioner three times now. For some reason though, they do not want to fix what keeps breaking on it so I have to keep calling and they keep replacing parts on it. They've tried to charge me every time they've come out to rework on the AC too.

    Generally have to sometimes call the call center three times, until I get somebody that knows what we're talking about. Then they sit there and talk to the service technicians that come out and tell them to bill TotalProtect. All the service technicians have been good except for the guy who did the heating and air. He came out one time and didn't do anything. There was an issue with the air conditioner and he blamed it on the electrical panel in the house. They replaced the breaker on the electrical panel but the air conditioner is still popping the breakers. TotalProtect is worth the money but it's a pain to file a claim.

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    Response from Cinch Home Services

    Reece- We appreciate you taking the time to share your experience. Your feedback is very valuable to us and we are sorry to hear that your claim experiences were not what you completely expected. If you still need assistance with your AC claim please email us at erelations@totalprotect.com. – Tanya

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Oct. 4, 2017

    I was looking into getting a home warranty because of the advertisement and what they do. TotalProtect Home Warranty was provided to my bank and I’ve been with them for a long time. Initially, submitting a claim was very easy and I didn’t have a problem. A week ago, I filed a claim for my garage because the door kept going up and down. They fixed it the very next day. But less than a month ago, I called about my air conditioner. The claims rep was great but we had problems with the company that they called to do the work. They told us what was wrong and tried to fix it several times and now we are still waiting for them to find a part and fix our air conditioning.

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    Customer ServiceClaims HandlingPrice

    Reviewed Oct. 3, 2017

    We placed our claim for air conditioner in June. We have had multiple companies come to the house, and all with different reasons as to what is wrong with the a/c. The problem has not been fixed and the companies that are contracted with the home warranty company want to repair as little as possible. The first company that came out, actually claimed the problem was not the air conditioner but my (double pane) windows. I have owned my home for 13 years and have had the same a/c during this time as well, so I know very well that the house used to be cold when the a/c was running. Now, the a/c has to run non-stop to keep the temp around 79 degrees. We have paid our deposit to the first company that came out, and the plan states you have warranty for 6 months. Now we have to work with another company, still don't have a well working a/c, our electric bill is nearly $400/month and we are getting the run around from total protect. I can write a book about all the times we have called, the times we have been told different things and the times the story changed. Claims that were "cancelled" from their end, and information in those claims that are lost. The people in the call center are very rarely friendly or truly helpful. You are told to email proof of payment, but the email box on their end is full. When you call you are told to fax it or snail mail it. That is all fine, but in the mean time, I am living without a fully functioning a/c. Now that the repairs are going to be made, we are told that it is going to cost us more then $1500 to replace a condenser. The line that it will be replaced for your $125 copay is a blatant lie. Bottom line - stay way from this company.

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    Customer ServiceTechPunctuality & Speed

    Reviewed Oct. 3, 2017

    We purchased a house and HMS was already part of the house warranty. We've been using it for 9 months now and we've filed a claim twice. We called the number the first time and there was a little bit of frustration trying to pinpoint the time that the plumber was coming. But once it was resolved, the resolution of the issue was very quick and prompt. The technician was very appropriate, knowledgeable, professional, quick, clean and we didn't have problems with the issue when he was done.

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    Response from Cinch Home Services

    Kenneth - Our goal is to provide an overall great experience. We are sorry to hear that your claim started out rocky but and delighted that we were able to turn it around. We look forward to providing you with future services to make your home management needs easy. - Heather

    Verified purchase
    Customer ServiceTech

    Reviewed Oct. 3, 2017

    We moved into an HOA community and our neighbor told me she had to get her home warranty back in service because she had it forever and she really enjoyed it. She told me that it was TotalProtect and I decided to also sign up with them. We only had it for a month when the toilet went leaking at the bottom. I submitted a claim for it online and they contacted me when the technician was coming out. They were very polite and nice.

    The person came out and it was good. At first, they said that it was just a shadow. I had them feel it to show that the floor is wet and that it only looks like a shadow. So they ended up picking it up and putting a new seal on it. Then they bolted the toilet, even though the toilet itself was not even a year old. They did that and so far, so good. But I had to call the contractor back because they didn’t re-caulk the bottom of the toilet. They said that they didn’t do that. Then I called TotalProtect and they confirmed that they don’t do that. So we ended up doing it ourselves. But we're glad we have TotalProtect and we definitely thank our neighbor for letting us know about it.

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    Response from Cinch Home Services

    Anita – Thanks for sharing your experience. We are happy to have you as a customer and look forward to servicing you in the future for all your home management needs.- Tanya

    Verified purchase
    Customer ServiceCoveragePriceRefunds & Payouts

    Reviewed Oct. 2, 2017

    My 84 year old mother has a policy with Total Protect since 2014, I have been totally responsible for this account and paying the monthly payments. I recently noticed I was being charged two times per month for this one property warranty. I called the Total Protection, waited on hold for almost one hour, finally got someone and after another hour they found their mistake, they did not cancel the original policy once I updated to another policy with a lower deductible but higher monthly rate, due to their increasing the service call deductible. For almost one year my bank account has been charged two times for this one property. They admitted it was their fault for not cancelling the original policy once the new one was activated. They assured me two weeks ago this wold be taken care of and I would have a refund of my over payment within 3 business days. That's been almost two weeks ago, still no refund.
    I have been on hold all bay ( 9 am and it is not 4:45 pm). I did finally get someone to answer who acted like she did not know what I was talking about. She again took all the information and found some notes on her computer. She wanted me to wait again, put me on hold while she talked to her supervisor, I asked to speak with the supervisor - was told I had the wrong department and she would transfer my call to the right department. She then just again put me on the endless hold routine. I looked all through my paperwork on this contract and found some additional phone numbers - to no avail, they were all answering machines asking me again to hold.
    I don't understand this run around. I have been a customer since 2014 - if this is how they treat their customers, they need to be out of business. This is a total rip off when they charge people twice a month for just one policy.
    I did notice they again charged my bank account for their expensive fees. I will go to the bank and cancel these charges and take action against them there. I don't know if I will ever get my over
    payment back - they overcharged me for one year and now won't reimburse me for the money they took.

    I see they have positive reviews listed, wonder if this review will be listed? They may be going out of business, It is not normal for a call line to put all incoming calls on an endless hold even for reporting a problem with a warranty product failure..

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    Customer ServicePricePunctuality & Speed

    Reviewed Oct. 2, 2017

    I live in Palm Desert, California where summer temperatures can get up to 120 degrees or more. Back in July, 2017, my air conditioner went out that afternoon. I do have it cleaned and maintained twice yearly also. (I had been a faithful customer for a year and had paid my monthly dues on time.) I called Total Protect Home Warranty and they opened a new case for me and assigned me to an air conditioning contractor. I was given their phone number and company name. I spoke to a person at their company and they said they would schedule me for that day and call me back to confirm the appointment. Many hours went by and no one called and no one came to my home. Therefore, I called Total Protect Home Warranty again and was assigned a new air conditioning contractor. I called them and they seemed reluctant to come to my home too as they weren't in my area. Finally, since the heat at become so intense in my home, I called a local air conditioning company and someone came out that evening and repaired the air conditioning system. It cost around $230.00. I submitted the bill to Total Protect Home Warranty and they refused to pay any of the bill because "their" subcontractor did not perform the service. It was even reviewed for 30 days. Then in addition, I submitted a typed letter to their corporate headquarters in Florida (which is very difficult to locate) and have still not received a response. I am NOT impressed by their service at all and would never use them again.

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    Claims Handling

    Reviewed Oct. 2, 2017

    We spend weeks - sometimes months - awaiting reimbursement for claims. They blame everything from service providers - whom they select and deploy - to the infamous "problem with our system" excuse. It's anything and everything besides their complete indifference and ineptitude. Can't wait to finish our contract with this company and find a new provider.

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    Response from Cinch Home Services

    Arash – It sounds like we let you down and we are sorry to hear that your experience was not what you expected. We appreciate you taking the time to share your concerns and if you would like to address them further send an email to erelations@hmsnational.com with your contact number and the best time to reach you. – Tanya

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Oct. 2, 2017

    We have two air conditioners, they're both miraculously 28 years old and we haven’t had any major problem with them. But they're the reason we have the policy with TotalProtect. In case they go down, we're at least covered for that. TotalProtect's claims process is not hard but they don’t always cover what we want them to cover. The first time that we were denied something, TotalProtect pissed me off so bad. There was a clog in the kitchen sink, so I called and went through their process. A guy came out, snaked it and tried to get the clog but he couldn’t do it. He called TotalProtect and said it was a stoppage and at the time TotalProtect didn’t cover that even though it's a major clogged drain. So, I canceled with them and we went with Choice Home Warranty. But Choice Home Warranty also ticked me off about something. I then called TotalProtect and I discovered that they started covering a stoppage. So we ended up going back with TotalProtect.

    Years ago, we had a heater problem up in the attic and the guy that came out had no clue so we asked for somebody else. Then when we called on our refrigerator because the ice maker quit working, they gave us Chilly Willy Service Repair. It must be a defunct company because I could never get a hold of it. I called TotalProtect the next day and they sent another person out who said that the ice maker needed a new motor. He ordered the motor but when it came in, it was a universal motor for the ice maker from Sears and it didn't fit. By the time he was done dinking around with it, he said to give it six hours and see if it starts making ice. Then it started working so it didn't need a motor after all. He also said that there must have been a short in it. So the techs that TotalProtect have sent out were not always that great.

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    Response from Cinch Home Services

    Janice – we’re delighted to have you back. I appreciate your feedback and I’m sorry to hear that your claim experience with your kitchen sink clog was not what you expected. Thanks for giving us a second chance! – Tanya

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Oct. 2, 2017

    I've had TotalProtect Home Warranty for a while and it has always been a pleasant experience working with them. My stove, refrigerator and dishwasher, which were among the things TotalProtect insured, were getting older and I thought, "Well, if they break down, I need insurance." My house also had sinkhole activities so I was able to get new products. And of course, products today go out so quick and don't last like they used to. I got a mail from the bank I have a mortgage with and I read about TotalProtect. A lot of my neighbors had different home warranty plans too, so I compared them. And at that time, TotalProtect‘s service call was $60. It’s $200 now and that's the one thing I don't like.

    I’ve submitted my claims by phone and it was extremely easy. A few years ago, my wash dryer broke and TotalProtect sent somebody over. He was good and he fixed it. He also told me, "Don't get rid of this Maytag." TotalProtect always sends nice, friendly and very professional techs. Also, they've always come through really quick. Just recently, our water heater went out at night when we got home and TotalProtect sent somebody that same night.

    The first number they gave me for the water heater, the people said, "Oh we can't get there for another week or so." So, I called back and TotalProtect got us somebody else. And this second contractor they called is in the neighborhood, so I knew what a good reputation they had. I was happy we'd be doing business with them because they have a good reputation. We turned off the water because it was running all over and the guy said, "You don't have to turn off the water, just the heater." And he did that. Then early the next morning, they came out again and replaced the heater. I was extremely happy with that service.

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    Claims HandlingTechPunctuality & Speed

    Reviewed Oct. 1, 2017

    I've had TotalProtect for seven years now and I love their service. Whenever I needed a claim done, they put me in charge to someone immediately. Then they came out immediately so, I've never had a problem. All the representatives and the technicians have been great and they've taken really good care of us. My recent claim was for my refrigerator that wasn't freezing in the top. The technician said that the ring has slipped off and the fan's blade has slipped off the motor. He put it back on and fixed it so it doesn't come off again. I've always had a great experience. TotalProtect is an awesome company and I would recommend them to all my friends.

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    Response from Cinch Home Services

    Elizabeth – We appreciate your loyalty! Thanks for sharing your experience. Our goal is to make your home management needs as easy as possible. Thanks! Tanya

    Verified purchase
    Customer ServiceTech

    Reviewed Sept. 30, 2017

    I have had several claims with HMS that has went well, until now. Our refrigerator/freezer started to thaw out and water running out the bottom onto the hardwood kitchen floor. I call and made automated appointment the soonest the system offered was almost a month out. I called back and spoke to a customer service representative and explain to the representative about month-long wait. At that point she said she could get someone on the way the next day. The tech showed up. Same guy who fixed our microwave a few months back. Well at least I thought I was going to get the refrigerator repaired. The tech said refrigerators compressor is no longer available and he would let HMS know so they could get them to try and locate a part or replace the refrigerator.

    I got a call from HMS about the service I received. I explained to the representative that I was waiting to find out something and I was informed no report from the tech was submitted. I explained to HMS rep that had a sick child that took medication that needed to be kept cold and at this point all of our food was in coolers and we had already thrown away a lot of stuff. I was informed that the claim would be elevated. I hear nothing for another day so I call back to HMS and the tech still hasn't submitted his report and I was told that it wouldn't be looked into until Monday which is 3 days away. Not sure how long you are supposed to wait for your refrigerator to get fixed, but I'm not satisfied with how this has been handled little to no communicate unless I did the work. I want my refrigerator fixed or replaced like my home owner policy states.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 30, 2017

    I have not yet received the so-called Welcome Package or the contract despite multiple requests. I have a current AC claim in and either HMS does not keep accurate records or their contracted service provider is not being straight with me. In any case I still have no AC. According to the service provider the AC unit is not repairable and he submitted to HMS to replace on the morning of 9/28.

    Yet when I called HMS tonight to check on the status your telephone representative indicated that there was no record of the service provider request/spec to replace, and she indicated that there was nothing she could do. So what is going on? And still I have no AC. And not even a copy of the contract or Welcome Package promised to me. And your website apparently does not have a Claim Status function, at least none I could find. Very disappointed and frustrated. I have reached back out to your service provider and am waiting to hear back. Not sure how long that will take and still no AC in the meantime.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 30, 2017

    TotalProtect Home Warranty was on my mortgage statement. It came after I purchased my home. At that time, acquiring a home warranty seemed reasonable. And the package came when I called. They were also very helpful. I like the way their representative talked. It made me feel good about the way they acted towards me as a customer. So I gave them a try.

    Submitting a claim wasn’t difficult at all. I just called and told them the problem. I also asked them questions because I want to know where I am and because I couldn't find my booklet. The representative told me she will send one, and also explained what it entails. The first time I called and used them, I was very thankful for the way she greeted and acted towards me. I was happy with the whole scenario because at the time like that, you don't want to grief about anything.

    The technicians who came out were all very professional. The only disagreement I had was because they set a time and they told me they couldn't come, but one of the technicians said he could. I asked him if he could come out on a Saturday and he said yes. So I was there that day. I haven’t been staying at my house since it was hot and all their equipment there were making a lot of noise. I called him Saturday to see if he was coming out. He never responded to any of my phone calls. What made me distraught and mad was he didn’t even return my phone calls to say he couldn’t go. I was also very disheartened because I had been off from January up until May. I had surgery so if I could avoid that, I don't want more time off than necessary.

    When I told the customer service representative that he didn’t come, she called and told him right away that I was on the phone. He said he was back home. I said that I’ve been calling but he didn't answer nor return my phone call. I can understand if people have problems or emergencies but just give the courtesy of saying, “I can't make it today, it will have to be a later day." Upon hearing this, he said he was coming out the next day, which was a Tuesday. I told him that I can’t take an off again and it has to be 4:30 or 5:00 which is after my work. So he was there by the time I got off by my house. The problem was taken care of and I have no complaints.

    So far, I’m satisfied with TotalProtect and I’m not going to let one person discourage me from recommending them to somebody like I have already done. The others who came were professional and they were good. They call to let me know what the estimated time of arrival was going to be. It was still a good experience.

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    Response from Cinch Home Services

    Mary –We are glad to hear that Total Protect has met your warranty needs, we appreciate you taking the time to share your experience. Thank you, Amanda

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 30, 2017

    I've had TotalProtect for years. I've submitted claim over the phone or online and both ways were very good. They always make sure I'm happy with their service and when I call, their reps are very pleasant. The technicians were always courteous and on time. When they said they were going to be there, they'd call and give me time to make sure we were here. They came, did their stuff and made sure they cleaned up after themselves. I am very satisfied with everything. They provided excellent work. They handled whatever problems I was having in a very efficient way and with top-notch technicians.

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    Response from Cinch Home Services

    Robert – Our ultimate goal is to provide an effortless claim experience for our customers, and we are happy to hear that Total Protect delivered the experience we aim to provide. Thank you for this amazing feedback. – Heather

    Verified purchase
    TechPunctuality & Speed

    Reviewed Sept. 30, 2017

    HMS Home Warranty had a no line ticketing system. I put the ticket in their system online. Then the representative called to inform me of who the local provider was going to be and that they would handle the call out from there. He's very clear, straightforward, and professional. Plus, he told me everything I needed to know, like what day the providers were available, how much the call out would cost, and which was just the deductible. Any questions I had, he answered and I understood everything that was going to happen perfectly.

    I had an air-conditioning issue. I found it on a Friday morning and I reported it that same morning, but they didn't have anyone available till Monday. However, as soon as a spot became available they moved the appointment. They went out of their way to make it happen so it got it fixed earlier than scheduled. The technician was very polite and hardworking. He came in, went straight to work, found out what the problem was, and didn't stop until he finished the job. They asked for a couple of things, like buckets, that helped to get the job done faster. The payment was straightforward as well. I feel very comfortable that I'm in good hands and the situation will be handled very quickly and professionally. I'm very pleased with it.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 29, 2017

    My husband died so I don't have a man here to fix things around the house. When a toilet is clogged or for plumbing issues, I would have to call in a plumber, and that would be less expensive sometimes, while at other times I would do my own repairs. But I can depend on TotalProtect Home Warranty and they do a very good job. I recently had a technician replace my ice maker and that fellow did a nice job. I had a hard time when it took the reps a long time to answer the phone this time. But other than that, I put in the claim and then the rep called me within a day and she was very professional. She said they were sorry that I was having problems, then she found a contractor for me and gave me the contractor's phone number and my confirmation number.

    The techs that I've had were very good and friendly, and they helped me. They told me what to do to keep my appliances working better and to keep them from having problems. I would like to keep the price down, though, because I'm old and retired now, and i don't get that much money from social security. My son in Seattle had TotalProtect, but he had gotten disgusted with them and gave them up. Nevertheless, they've been very good for me and, so far, I'm satisfied.

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    Response from Cinch Home Services

    Geraldine – Sorry for your loss. Thank you for being a loyal customer, your feedback is greatly appreciated and we are happy that you have entrusted Total protect to handle your home management needs. - Tanya

    Verified purchase
    TechPunctuality & Speed

    Reviewed Sept. 29, 2017

    My realtor suggested HMS Home Warranty and everyone was polite, knowledgeable and timely. They responded almost immediately and the technician had everything he needed. He didn’t have to go for any tools or equipment. He completed the job and did it efficiently. I just bought HMS and I wish I had known about it years ago. I already have mentioned it to a couple of people.

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    Response from Cinch Home Services

    Bernetta - Our goal is to provide homeowners like you with superb service and we are happy to hear we delivered. Thanks! - Tanya

    Verified purchase
    Claims Handling

    Reviewed Sept. 28, 2017

    We specifically added our septic system and pool to the home warranty coverage when we purchased our home. We have had two claims with them - the first claim was paid to the wrong address and the check was not received for over 3 months. The second was refused payment because they didn't honor the payments that were authorized before the services were provided. I am still stuck in limbo for the second claim. I was considering renewing this policy and the pain that has been involved with just two claims is beyond anything that I would expect. It is nothing but a run-around. I now understand why many realtors I have dealt with tell customers they are nothing but a headache!

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    Customer Service

    Reviewed Sept. 28, 2017

    I have had the most awful experience with this company. Nobody in customer service knows what they are talking about. I was lied to twice then told "sorry we don't know why two different employees told you that." Terrible business practices overall. So angry I can't even review this the way I would like to. Completely disappointed and would never ever recommend their services to even my worst enemy. Even if I was on my death bed and recommending them could save me I still wouldn't. I hope they get their act together or go out of business so nobody has to deal with the complete incompetence that I have dealt with.

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    Response from Cinch Home Services

    Leslie - I’m sorry to hear about this experience and that we have disappointed you. We value you as a customer and appreciate your feedback. We have provided it to the appropriate departments and individuals. This is definitely not the level of service we aim to provide. – Tanya

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed Sept. 28, 2017

    After retiring purchased a nice home with high-end appliances. During closing on home we were asked if we would be interested in a home warranty, we agreed stating only if the appliances were covered. After a few months one of our beverage center/wine fridges would not stop running. I called HMS, took 2+ weeks for appointment, no big deal. When their repairman showed he stated he is not allowed to work on Viking appliances, again no biggie. I called HMS, they gave me written approval to find my own licensed and insured repair company, which I did.

    When company called HMS for authorization they declined as it is not in primary kitchen, all 3 of my refrigerators are in main kitchen. Then they declined due to me taking to repair shop on my own. When I called repair shop they said being it is not full size I could save about $80 if I delivered to them for diagnosis, this would save both HMS and myself $$. Now I sit and wait for callback that I am sure I will not get from HMS and will call them again to follow up. The folks I did speak with on the phone were very polite and as helpful as they could be, but that doesn't get my refrigerator repaired.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 28, 2017

    HMS was spoken of in high regard as being reliable and reasonable which I agree with now that it’s been about three years. I use the telephone in submitting a claim and the response seems to be immediate. We started out with calling and we've continued on. Their reps are knowledgeable. I’m generally the one who makes the call and interact with the technicians or the repairmen when they arrived. They’ve all been courteous and timely which I find important.

    If they say from 8 to 12, they’ll always call before they arrive when they’re en route. They generally lean towards the earlier part of the range that they did, like closer to 8 than to 12 so there isn’t a long wait. I’m pleased with their response. The work done has always been okay too. We've only had reason to question one action and they came back and they took care of that. I find HMS to be professional and so have their technicians been. They seem to do the best that they can. I would recommend them to a friend.

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    Claims HandlingTech

    Reviewed Sept. 28, 2017

    Recently, I had a claim for my air conditioner. We are retired and wouldn’t be able to do the repair on our own. If something happens, it's better to have a home warranty to help us out. I thought it should be good if I would go through Bank of America and somebody there told me about TotalProtect so I went with them, and everything has been wonderful. They get right on the problem when submitting a claim and they’ve been good. Sending out technician took three to four days before for an air conditioning but lately, they’ve been out the next day. The technicians have all been very nice, courteous and seemed to know what they're doing. I had them for plumbing. We had a leak in the bowl and the plumber came out after hours. He was here for a long time, inspected it until he got it fixed.

    They’ve also been out for my dryer, fixed it twice for the same thing. Finally, they had to change something else out because something kept blowing out from that same part. They kept on until they rightly fixed the same part they just replaced two weeks earlier and didn’t charge me. They've also been out a couple of times for my two air conditioning units. I would suggest TotalProtect for other people. They saved my life a few times and I'm better off paying the monthly fee than having to come up with all the expenses at one time.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 28, 2017

    We’ve had TotalProtect for several years now and if I had known before about it, I probably would have started it a lot earlier. The process to submit a claim was fine. My most recent claim was for my air conditioner. I called in and they had me do something online then I just waited for them to call and set up the time. The techs were fine as well. I haven't had any problem with anybody and with the work done. They were courteous and clean up after themselves. However, it takes a few days before they come out to the house. We filed the claim on a Friday or Saturday morning but we didn’t get to set up anything until Monday. They don’t come on the weekend. Still, everything went fine as it should have been. I recommend TotalProtect.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 28, 2017

    The seller bought HMS warranty to go with the house we purchased. It was nice to have HMS when the air-conditioning went out. Submitting a claim was pretty straightforward. I called, left them a message and they called me back the next day. The technician was great and he fixed the problem.

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    Customer Service

    Reviewed Sept. 27, 2017

    have been trying for over 4 months to have a washing machine repaired. Finally offered a buy out and now waiting over 1 month for payment. Check must come from a department that does not have a phone number and only accessible by email. No help from any customer service. This is definitely not a company to use. BAD.BAD. BAD. service.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed Sept. 27, 2017

    I got a TotalProtect Home Warranty ad from on my phone. I looked it up and I saw that their prices were reasonable so I chose it. I usually submit a claim by phone and I had great interactions with their claims rep. I submitted a claim about a plumbing issue and it was good but I was not very impressed with the plumbers. The very first time they came, I told them exactly what was wrong and that they would have to get the part. The next time they came, I had told them to properly seal it. I was not able to look into what they were doing because I was babysitting my grandkid. They told me it was done but when I looked, it was not properly sealed when they put the part back. I have to get a little bit of sealant myself.

    Also, the billing wasn't clear. I thought they were going to take my bill out of my checking the last time but then, there was something wrong. One digit was off so they were not able to bill it and nobody told me anything. I had to call and inquire why so that by July I had to pay double. Then, in July, they did not take anything. They said that it was paid already. Also, my bill was supposed to be $53 but there was some extra $30 in it. Even up until now, I don’t know if it was already billed or a balance of that $53 was taken out. However, so far it's satisfactory. I've recommended them to my family.

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    Customer ServiceTechPunctuality & Speed

    Reviewed Sept. 27, 2017

    I was pleased with the other company I had in Tennessee and when we purchased this home, they told us about HMS and also said that they operated the same way. Submitting a claim with HMS was okay. They gave us the number of the company that they were going to use for a particular repair, but they never call in or fax them any information. It was up to me to call them. The contractors were very nice, on time and very courteous. And they did a good job because what they repaired stayed working. It was a pleasant experience and it's always good to know you have somebody that can be sent and called, particularly when you're in a new area and you're not familiar with servicemen. I wouldn’t hesitate to recommend them.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed Sept. 27, 2017

    14 years ago when we took out our mortgage, TotalProtect came with an offer which we took immediately. The claims, for the most part, have been fine. I call when I'm having a problem with an appliance, then they would give me a phone number for the service provider to have it repaired. The techs generally came out fairly soon to evaluate the problem and fix it. One time, I had to call a couple of times before they actually came out but, for the most part, the providers have been very good. We had one problem with the refrigerator years ago. That was originally fixed by the service provider that came to correct the problem and they did. Then a few years after that, we had an additional problem on that refrigerator and it couldn’t be fixed. It was replaced, though.

    I have one other issue with the washing machine. The initial call, the techs came and put a "band-aid" on it. He said he would be back to put in a new control panel, but never came back. It continued to work for a while and then it finally stopped. When I called this last time, a guy from a different company came and said that the last guy just put a piece of paper on the control panel that enabled it to work for a while. But this second guy couldn’t get it to hold, so he recommended replacing it. The washer was replaced. The only thing it did was they made us have to pay another service charge. The machines that have been replaced aren’t of the exact quality of the machines that I originally purchased, but I'm happy that we have new units and that they work. Overall, my experience with TotalProtect is very satisfactory. I would definitely recommend them.

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    Claims HandlingTech

    Reviewed Sept. 26, 2017

    HMS Home Warranty came with the house I bought. I’ve submitted 6 claims and aside from the miscommunication on one of the claims, I have not had any problem. I had very good feedback and services were done in a timely manner. I also haven’t had any problems with any of the techs or companies that are affiliated with HMS. They're good and everything’s still functioning. Overall, they are an excellent choice and I’m glad I’ve had HMS for over the past year.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Sept. 26, 2017

    TotalProtect just makes sense when you buy appliances. Getting warranty on an appliance is kinda stupid ‘cause you might pay $40 for a year and then if you've got all these appliances, they end up to be $100 so it doesn’t make any sense when you can get everything covered for one price. I've called in claims over the phone and the experience has been great. Sometimes they try to sell me something that I don’t need but I guess that’s their job. The work they've done has been great too, although they don’t do electronics like TVs and I've seen other warranty companies do that. Otherwise, my experience with TotalProtect has been very good and I've been with them for 15 years.

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    Claims HandlingTech

    Reviewed Sept. 26, 2017

    I've been using TotalProtect for almost four years. I had Sears before but TotalProtect is better, they’re also good and honest. I call them for my claims, they give me a claim number, and then they get the service guy to come out in about an hour. However, some of the technicians don’t understand what I'm saying. But they do okay on the job. I had them take out the pipes underneath the kitchen wall, some of which need replacing and some need flushing out.

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    Claims HandlingTechPunctuality & Speed

    Reviewed Sept. 26, 2017

    HMS Home Warranty came with the home we bought last year. I re-upped the warranty in July. The claims process is more automated now so it's not as easy to get a hold of someone in person. There are a couple of drop-down options and they dumbed it down for me mercifully. I understand the whole automation process and emailing that it automatically generates the ticket, although it is nice to be able to talk to a person. The quality of service was still fine though with the two times I’ve dealt with them. It's been very efficient and the problems were resolved very quickly.

    The first claim was for the shower that wasn’t working properly in a spare bathroom. I spoke with a representative on that case and they were professional and easy to work with. The second claim was for the air conditioner unit. The technicians were here 10-15 minutes in both cases. Both contractors showed up within the time frame that they had given to me beforehand. The plumber took care of things, was straightforward and honest. A couple of guys came for the AC. They were professional and tried a bit of upselling for some additional stuff but they weren't pushy in any way. I passed on the additional services they were offering but they knocked it out very quickly. The bathroom and AC unit had been fine since the repair. I’ve had a positive experience with HMS Home Warranty.

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    Customer ServiceClaims Handling

    Reviewed Sept. 25, 2017

    I've had a home warranty with HMS Home Warranty for the last 3 years with no claims against my warranty. As of 8 days ago, our air went out and HMS Home Warranty refuses to resolve, make a decision or engage with us to move our claim forward. Customer service has been horrendous and the lack of response by management completely unacceptable. All I want is what I paid for...warranty coverage which means a resolution to current warranty claim. Nothing more. Nothing less. I do not recommend HMS as a home warranty service and will go elsewhere in 2018.

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    Tech

    Reviewed Sept. 25, 2017

    TotalProtect has been good and the techs they send have all been local people who are very helpful. However, TotalProtect keeps raising the deductible and I'm not crazy about that.

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    Customer ServiceClaims Handling

    Reviewed Sept. 25, 2017

    My appliances are starting to get old and I wanted to get a warranty to maintain them properly. HMS Home Warranty allowed me more flexibility. Their claims representatives are friendly, but sometimes, they don’t have service people. I submitted a claim this morning and their service person hasn’t called back. Also, there have been times where they didn’t have a service person at all. But overall, HMS usually gives a good piece of service.

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    CoverageTech

    Reviewed Sept. 24, 2017

    HMS is an outstanding company. It has helped me for over 30 years and when I had a problem, they fixed it. The representatives are very thorough, friendly, courteous, and knowledgeable and the follow through was excellent. The technicians were all fine. I told them to teach me something and they all did. I would highly recommend their service to my children and all my colleagues who are buying a new house. However, I wish they would have a service that only covers the inside appliances since I'm moving to a condo and it covers all my electrical and plumbing.

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    Claims HandlingTech

    Reviewed Sept. 24, 2017

    I liked that TotalProtect stand behind their warranty for six months. If I have to get through a wall, they will get the wall back to the way it used to look. I had a home warranty that didn't do that and it ended up costing me a fortune. With TotalProtect, I usually submit my claims online and it's a breeze. The techs have been great. However, we may have to have them come back out because I feel like our hot water is running out faster than it should with our brand new water heater. We're going to make sure that it's all good. But I'm so happy with TotalProtect that I'm referring my daughter to them.

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    Cinch Home Services
    Response from Cinch Home Services

    Carol - We appreciate you taking the time to share your claim experiences! We do our best to provide quick and reliable service and are pleased that we have met your expectations. – Tanya

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    Claims HandlingTech

    Reviewed Sept. 24, 2017

    I've been in real estate for 30 years or longer and I'm familiar with HMS. When I bought my home, it was a resale and they provided the first-year warranty. It was HMS, and I just renewed it. I've submitted a claim twice and it was easy. Once was for the garage door opener and they came out and fixed it. Then, the other really ended up being nothing. It was about my heating and air conditioning. I was getting condensation around vents and they explained that it was in the basement and I needed to leave them open and not shut. Their reps were efficient and I've been pleased with them, and that's why I renewed with them.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 24, 2017

    When we bought our home, we didn't want to incur a lot of expensive repairs and we knew a home warranty would be cost-effective. Submitting a claim online with TotalProtect was very easy and there was very quick turnaround in getting a response. The claims reps were always very courteous. If I had any questions or problems in reaching the service company that they referred me to, I immediately called in and I got help right away without any questions. We've been very happy with the work of the technicians. In the seven years that we've had TotalProtect, they've always been very responsive. We've been very happy and had zero problems with them, and we haven't considered changing companies.

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    Claims Handling

    Reviewed Sept. 23, 2017

    I’ve had HMS Home Warranty for a couple of years and submitting a claim to them is very easy. They are open 24 hours and you can call them any day or night. I normally submit a claim on the phone, and whether you talk to a person or automation, they will give you a claim number and a number to call for whatever services you need. They are very professional and they get the job done. It's been great and I’ve no complaints at all. My daughter is getting ready to buy a house next year, and I'm telling her to get HMS. I highly recommend them to anybody that would ask me.

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    Claims HandlingTech

    Reviewed Sept. 23, 2017

    I've been with TotalProtect Home Warranty for over 20 years. I got them when I bought my house in 1989. I got them through a referral from somebody that I knew. They have been very good for me and I'm definitely glad that I'm with them. When submitting my claim I can do it by phone or online if I'm really busy. Their claims representative was very pleasant. I've never had a problem with anyone. Also, the technician who came to service my last claim was excellent. He fixed the problem right away. They're very efficient and I like the way that they represent the TotalProtect company. They're very pleasant and very articulate people. I've referred TotalProtect to other people. I told my daughter to get them too so she currently has it for her home as well.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed Sept. 23, 2017

    When I bought my house, it came with HMS Home Warranty. I felt they were doing a good job so I stuck with them. In my last claim to them, I requested a particular vendor in my last claim and it took a few days but the process was easy. Their reps were very nice and they called 24/7 Home to do the service. The technician let me know that he was coming late. The guy was nice and helpful. He explained everything and went above and beyond to take care of my problem. He followed up and I was really pleased. I got a really fair pricing too. It ended up being that the water sewer pipe leaving from my house to the county line was broken in one spot. On our unofficial homeowner’s association page, people were complaining about how much it cost. But in my case, 24/7 Home did a fabulous job and I paid less than half of what most other people were charged.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 23, 2017

    We've had TotalProtect for a long time. They're our first and only home warranty. We've been very pleased when we submitted claims and we've only had one issue, but that issue wasn’t with TotalProtect but with the independent contractor that they hired. We had a plumbing incident and a contractor came out and fixed part of the problem. He was supposed to come back and fix the rest of it but he never did. We had a couple of leaky sinks in the bathroom that had corroded. He took the washers out, cleaned the bushings, and put new washers in. We also had a problem with one of those weather-proofed things out in the garage that had a leak and he was supposed to come back and fix that too, but he never came back to fix it.

    He fixed the two bathroom sinks for us for free because, as I was giving him the deductible, he said that I should give it to him when he has finished the repair work. But there were still leaks in the garage that he didn’t fix so I hope he didn’t charge TotalProtect anything because he never finished the work. I called him a couple of days later, but he never returned my phone call.

    TotalProtect has always been helpful and accommodating, and they even let us use contractors that we like. We've had some issues with our air conditioning system and they first assigned Northwest Heating & Cooling to repair our AC. I've also used Northwest to do the spring cleaning tune-up, which is just regular, routine maintenance. I liked this contractor, so when we had little things go wrong with our AC, we asked TotalProtect if we could use Northwest again. The rep looked them up and after confirming that they’re one of TotalProtect's contractors, we were allowed to use them.

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    Customer ServiceCoverageRefunds & Payouts

    Reviewed Sept. 22, 2017

    Horrible customer service! I have been asking for days to find out what is covered, what they are doing, and what brand name AC unit they are going to put in my house. It seems that the mechanic who was out to look at the job, used the word modify, which makes my ductwork, all of the sudden, not covered, forcing me to spend over $900 out of pocket. Repeated calls for a supervisor, or someone who knows about HVAC to talk to me, have never been returned. This has been going on for over a week now. The mechanic was nice, but seems to be doing it differently from what other companies have told me, how they would do it. I'm just glad that it's not too terribly hot right now, but it looks like, by the time they have a supervisor call me, it will be summer!

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    Claims Handling

    Reviewed Sept. 22, 2017

    Do not use this Home Warranty company! We just moved into our home a couple months ago and the AC is now freezing up. They denied our claim because they said it was improperly installed originally. I thought that was the whole purpose of the warranty, to protect the consumer against these types of things. We are now stuck with over 2,000 in damages. I am really surprised that HMS Home Warranty would do that to first-time home buyers. I understand their contract states that, which we never received a copy of, but some guy 15 years ago did not do a good job and now we are on the hook!

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    Claims HandlingCoverageTech

    Reviewed Sept. 22, 2017

    Our nephew in Ohio had good service from TotalProtect. We liked that and we've decided that getting a home warranty was the way to go. We remodeled and bought all new major appliances for the kitchen, plus our clothes drier and washer. We took out warranties on them when we first got them and decided that we would extend those warranties with TotalProtect. It has certainly paid off for us because we've had some difficulty with every one of them.

    One time, we had trouble with our central air-conditioning system and TotalProtect decided to replace the air-handler. I agreed with that and we had to pay extra because there were certain things that they don't cover like the refrigerant but I understood that. We were without air-conditioning for eight days and this was during the height of the summer when TotalProtect was dealing with local people and couldn't do anything about that. But they gave us priority once the air-handler came in because we have a grandbaby. We also filed claims for a Fisher & Paykel dishwasher and a General Electric stove but their techs seemed to have difficulty with them. They wound up finding that I knew more about the appliances than they did. But, overall, TotalProtect's service has been excellent.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 22, 2017

    We're glad that we have HMS Home Warranty to call because they have taken care of us. Without them, it could be a lot more grief to find the right contractors. Our experience dealing with them was very pleasant and we're satisfied with the results. Our realtor was the strongest factor why we went with HMS. He recommended them to us so it didn't take much thought to figure out that was a good idea. He was very well-known for his quality services. We've had plans before and HMS seemed to offer better coverage for just a little bit more money.

    My interaction with the claim reps when I call in has been excellent. Filing a claim with them has been fine. A few of our claims took a few more calls to get it accomplished in the end but that's the way it works. We've got a call in currently and they'll be back Thursday to finish it. Generally their technicians were very nice people to work with and they generally understood the problem and were able to take care of it. We have recommended HMS Home Warranty.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Sept. 21, 2017

    Lanie

    Begin forwarded message:

    From: Lanie
    Date: September 21, 2017 at 4:07:26 PM EDT

    To: **

    Our 1995 vintage Rheem heat pump system was not cooling so we called our home warranty company, TotalProtect. They sent Allstar to fix the issue. After much hemming and hawing, Allstar replaced the interior air handler with a 2017 Lenox. Then they claimed to find faulty wiring and could not connect the 2017 Lenox air handler with the 1995 Rheem heat pump. TotalProtects response was to claim they don't cover wiring so it was our problem to resolve.

    In the meantime, Allstar tells us what we really need is a new Lenox heat pump (compatible with the Lenox air handler they installed via Total Protect) and that they could "make the wiring work" with a new Lennox heat pump to the tune of $2800. I called TotalProtect and protested their not covering the replacement of the heat pump and they maintained that it was a "wiring issue" which they don't cover. I asked them to explain to me why it was a wiring issue and not a compatibility issue. They said they use a metering device to resolve the incompatibility issue. They said the service technician was supposed to send pictures. He did not however, so the TotalProtect Case Manager called the Allstar technician to again ask to have pictures sent. However, they made their determination not to cover this repair with no proof other than Allstars word. I maintained to them that Allstar was trying to bilk us for more money for the repair than they would otherwise get from TotalProtect as indicated in their alternative offer to us to install a Lenox heat pump and "work the wiring issue." However, when called by TotalProtect for pictures, Allstar wanted to know why we were still calling TotalProtect and told them to tell us they would no longer try to help us out. In other words, their offer to install the $2800 heat pump was rescinded.

    I escalated my call to TotalProtect three times from Brittany, to Dexia, to Tai, to Chase thinking each time that I was going to the supervisor of the previous case manager. As it turns out, this is just a ruse to wear you down and lead you to think they are escalating the call when they really aren't. As I later found out from Chase, they are all peers of one another on the same team. Their bonuses are probably tied to how many customer requests get turned down. Chase also claimed, in opposition to Dexia, that they did receive pictures of faulty wiring but they couldn't see them because they went to someone else whose password he didn't have. This was a different story from what Dexia told me that proves they are all just lying. Each case manager has been trained to say pandering apologies to the customer but the more you justify your case the stronger their resistance to your case.

    TotalProtect and their service provider, Allstar have done this to us before with our dishwasher which their Allstar technician claimed needed a motor replacement. When he went to install a new motor, he couldn't get the dishwasher out from under the countertop. Then they said they wouldn't honor the claim because the problem was caused by broken glass which they don't cover. We saw no evidence of broken glass, however. After much consternation and effort dealing with TotalProtect and Allstar, we gave up on that claim and bought our own new dishwasher and the installer had no problem getting the dishwasher out from under the counter.

    This company fraudulently takes your money and does not deliver on the service. They play games with you to get out from under having to deliver. This company has zero integrity and they've trained their employees to lead you on and rebuff your claim. Save yourself the stress and avoid this company. You would be better off to put the money you would pay them in a reserve account for future repairs.

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    Customer Service

    Reviewed Sept. 21, 2017

    Today 9/21/2017 I called the 1-800 number to review and update my contract which is scheduled to expire mid October. I received notice of an increase in the monthly premium so I wanted to see what changes I should make. I called last week and was on hold for a few minutes so decided to call back when I had some time. Today I called from my cell phone and was on hold for 65 minutes before I finally hung up and called again from the house land line and now I have been on hold for 46 minutes and running. My experience had been very positive and I had mentioned this service and company to a couple of new home owners but I have to now share this unbelievable experience trying to contact customer service. To keep hearing "we apology for the delay in answering your call, please stay on the line for the next available representative, your call will be answered in the order it was received" is also no customer service. If you are that busy why not hire call agents to at least let your customers know what is going on. The on hold time is now 53 minutes and I'm about the give up on this call for now.

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    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed Sept. 21, 2017

    I have been dealing with them regarding my AC unit that had catastrophic mechanical failure due to normal wear and tear. It was old and went out, that is all that happened, what followed has been nearly 2 months of back and forth with contradictory information coming from each customer service rep that I speak with.

    At the end of June I contacted them through their web claim page to submit a claim for the AC that stopped working. They require per the contract that they choose the company that works on their behalf, in essence representing them to complete the claim. The company they vetted, made sure were insured, bonded and reputable came out and at first replaced the capacitor, which did not fix the issue, so they had another serviceman from the same agency come out and when he looked at the unit, he said that the compressor would not fix the unit as it was beyond repair. His recommendation was to replace the unit. Again this is the professional opinion of the service company that Total Protect has vetted, and selected to do the work acting as agents of the company. My wife and I took his professional recommendation and chose to listen to the man that was a trained HVAC professional and replaced the unit.

    This is where the true colors of Total Protect show through, I called and informed them that the recommendation of the professional that they sent out was to replace the unit, I was initially told that when the compressor was returned that they would file a claim credit for a replacement unit, and all we were waiting on was the part.

    I called back after about a week to check and I was told that the claim credit was for the compressor and that the service company could update their diagnostic report and they would process accordingly. I was on the phone for 42 minutes with this young man. (I am not putting the low level employees names out here as they are not in control of this horrible company) I then informed the service company of what I was told and they said they would update the diagnostic report.

    A few weeks go by and I call to check on the claim and I am told that what was said in the last call was incorrect and that I would not get the replacement value of the 2ton AC unit and that all I would get was for the compressor. I informed them for the first of many times, that we went on the recommendation of the professional that they sent out to perform the work and we are not accepting the claim credit for a part of the AC when the entire unit failed under normal operating circmstances. I was told that someone would get back to me.

    The next call I received was to again tell me that they would not honor the contract and replace the entire unit that failed due to normal issues, and that I would have to take it or leave it. I again informed them that what they offered was not equitable for the replacement of the unit that stopped working from total mechanical failure. This is where the rudeness of their associates came through, she would cut me off and repeatedly tried to talk over me. I was insulted by how I was treated - mind you that we have never missed a premium payment and have not intentionally abused the service, for most companies we are model customers - to them we are seen as an adversary.

    The next call I placed was to a very nice lady, whom I assume was new because she tried to help but could not and escalated this to a supervisor.

    Throughout this whole ordeal the service company that performed the work has both contacted Total Protect and been contacted multiple time by Total Protect to verify that in fact their recommendation is to replace the entire unit due to catastrophic mechanical failure.

    I then receive a call from the supervisor who after about 20 minutes, placed me on hold and contacted the service company that they dispatched to diagnose the issue with the AC and on a recorded line told me that the office manager for the HVAC company confirmed that when they came out the second time they recommended a complete AC unit replacement and their diagnosis was that the compressor would not fix the issue.

    I received a voicemail stating that they would only cover the compressor this after multiple confirmations from the HVAC company stating that they recommended a complete unit replacement.

    I just got off the phone with them again and they are now stating that no matter what the service technicians that they hand pick recommend that they are not going to honor that recommendation made by the service providers that they chose to fix the AC unit. I told them that I am not looking for the retail cost of a replacement unit and that I am looking for the wholesale amount which is more than what the claim credit for the compressor that is being offered is. I am being treated like I am the problem. I acted in good faith on the recommendation of the service provider that they vetted, selected and guaranteed when they sent them out. This company is a total waste of money and if you ever have you use them they will do everything to make you feel unappreciated, and will absolutely lie to you about what they cover when you sign up for their services.

    Do not purchase any products from total protect or their parent company Choice Home Warranty. They are dishonest and will treat you as though you are less than a person.

    We are still not resolved on this issue, no customer should have to endure 2 months of this treatment. I fear that this is only the beginning and that I am going to be fighting this uphill battle for quite some time.

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    Claims HandlingTechPrice

    Reviewed Sept. 21, 2017

    I previously had a home warranty and I got a notification online from a new warranty provider that was coming out. They told me that they could do service on my appliances, but their contractor didn't do the work when I got them to come out. I couldn't go back to my previous warranty provider, so I asked for another one that was good and TotalProtect Home Warranty was recommended to me. I've had my plumbing and electrical issues worked on and it was very easy to set up the claims process. Everything has been professional with the technicians and the quality of the work that they've done has been good.

    However, I had a question at one time. I know that warranty holders are supposed to pay $75 deductible but when I got my bill, tax was added and I was charged more than $75. I asked other service guys about this and they said that they didn’t charge tax. If TotalProtect is going to charge tax, the customers should know about it ahead of time. Despite that, TotalProtect is a very good company. I've had a very good experience with them and I'd recommend them.

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    Response from Cinch Home Services

    Carolyn - Thank you for sharing your thoughts on the services we’ve provided to you and for your loyalty! Our goal is to deliver on our promises. There aren’t any taxes on the deductible payments and we are sorry to hear you were charged taxes. We’d like to take a look into this so we can provide feedback to the appropriate service company. Please email us at erelations@totalprotect.com with your full property address. - Amanda

    Verified purchase
    Claims HandlingPrice

    Reviewed Sept. 21, 2017

    The realtor gave HMS Home Warranty to us as part of the sale of the house. It’s been 100 degrees outside and we had an air conditioner malfunction. Submitting a claim online took probably five minutes. I got a claim number and the shop to call. I called the contractor on a Friday afternoon. They made an appointment for Monday morning. They came and everything was fixed. They were professional here for about an hour. We were extremely happy with the service. It’s been three months since the repair and it had been great. HMS Home Warranty made everything really easy for us and I don't think the price is outrageous. It's been excellent with HMS. I have definitely recommended them to friends.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 21, 2017

    If something broke down, I wouldn't know how to fix it and it was easier to be able to call TotalProtect Home Warranty and it would be taken care of. So far I've had the air conditioner, the microwave, and the dishwasher repaired, and I've had no trouble whatsoever. I call, place the claim, then they tell me who to call. The contractors who've come have always been professional. TotalProtect Home Warranty was wonderful and it has always been a good experience.

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    Response from Cinch Home Services

    Joan – Thanks for taking the time to share your experience. We are happy to hear that we have made this an easy experience for you! – Amanda

    Customer ServiceTech

    Reviewed Sept. 20, 2017

    Total Protect Warranty is the worst. I contacted them at the end of August about my AC unit. They dispatched ACPlus to go check it. ACPlus determined that the compressor was bad and needed to be replaced. Total Protect approved the compressor and said it had to be delivered. A week later contractor received part and discovered that evaporator coli was bad too. AC plus sent request for cool on 7th of September to Total. I called Total to see if that part was approved and it was on the 8th of September. I was told on the 8th that the part was ready for pick up. I was never ready. I have been calling each to check on status and for them to track the part. The part went from being ready for pick up to bring delivered. Each time I ask them to track part, they track the compressor which was put in on the 7th of September not the evaporator coil. Called Total on the 29th of September to voice my frustration and demanded a manager call me. The woman told me that someone would call me in 4hours. I said 4 hours today, she said yes because they are open 24 hours a day. No one never called. Called Total again frustrated to speak to a manager. The woman told me manager call within 24-48 hours not 4. Then she said the part was ordered on the 18th of September. 11 days after approved, so I'm extremely pissed now. I've been without AC for 3 weeks and counting. Demanded a manger call me back ASAP. Some of the reps answering the phone are ok but others tell you anything to get you off the phone. This company is the the worst.

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    Claims Handling

    Reviewed Sept. 20, 2017

    My policy with HMS Home Warranty came with the house when I bought it but I haven't been happy with them. I expected more than what I’m getting and I'm considering not renewing. Though there's no problem in calling in a claim and the technicians they sent fixed what needed to be repaired, I have an issue with finding somebody who's going to come out and with waiting for them to get here. There was also a time when the tech had to come back several times to resolve one of my claims.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 20, 2017

    The house had HMS Home Warranty when I bought it. The realtor told me I should keep the warranty going and I really liked it since then. I had to call when one of the water pipes froze and the company referred wasn’t responding so I was told to call somebody else. Everybody was always very nice, even the technician who just fixed the dishwasher. They didn't leave garbage. HMS Home Warranty is fast and reliable. They respond to claims right away and everything was fixed and working for me.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 20, 2017

    I'm single and I bought a home. I looked into a home warranty because I usually live paycheck-to-paycheck and I don't have enough saved up to buy a new appliance if something breaks. TotalProtect warranty was the most wonderful thing I could ever think of and I added the payment for it to my house payment every month. I've had TotalProtect warranty for five years now and submitting a claim has been simple and very easy. I just called TotalProtect and they gave me a claim number. The claims reps are nice people and they've been super.

    But in my most recent claim for an AC issue, they sent me a contractor who didn't speak English. I don't approve of that since I have to be able to converse with the contractor and I get angry if I can't ask questions, so I wasn't very happy with that. Also, I got an all new air conditioner but there were a lot of little charges that were not included. Another thing was that they kept raising my deductible. But other than that, I've been very pleased with them. Their people have generally been good and I've never had to call them back out again for anything. I've had TotalProtect for several, different problems and they've always provided fast service, and they were nice to work with. On the whole, my experience with TotalProtect has been fast and easy.

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    Response from Cinch Home Services

    Dawn- Thank you for taking the time to share your experiences, we appreciate the feedback. – Amanda

    Verified purchase
    Customer ServicePrice

    Reviewed Sept. 20, 2017

    I had TotalProtect for a long time and when I went back to the States, I got them again. We have everything brand new in our house but we still use them. They are very responsible and they get the right people to help us out. I always call them when I need to submit a claim. I tell them what's happening then they call me back and tell me they're going to send such a person. It's wonderful and I like the personal touch about it. Also, I never had to wait a long time on hold when I call and if I don't have the right person, they transfer me to another person. Their reps have been courteous, answered my questions and explained everything very well. And since I’m old, sometimes they have to say things several times so I can clearly understand it.

    One time, when my water was sort of backing up in my house, I called them and they said the house was built like that because it was old. So we had to pay $100 to get it fixed. It was a mess and that really upset me. After so many years of paying for something, all of a sudden I couldn't get what I needed. But I had to understand that and that's not their fault. When the pipes had happened, they sent one guy and he couldn't fix it. So they sent another person to the house and I was supposed to pay him $100, but the guy didn't charge me. He said I could just give him $50 if I wanted because he can't do anything about the pipes. So everybody at TotalProtect has been very nice. They're perfect and if I can, I would recommend them always.

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    Response from Cinch Home Services

    Frances - Thanks for sharing! We’re glad that you had a good experience and we’ve satisfied your home warranty needs. – Tanya

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechSales & MarketingPriceRefunds & Payouts

    Reviewed Sept. 19, 2017

    1) 7/19/17: Claim #**: Refrigerator Ice Cube maker stopped working and some water periodically came out of the bottom of the refrigerator. Everything else OK.
    2) Total Protect sent their service provider to check it out and collect the $125 fee within a reasonable time. Total Protect authorized the repair and sent for the parts.
    3) 8/4/17: Service provider had trouble installing the parts and told us that we should not turn the refrigerator back on as things can happen when working on this type refrigerator and dangerous fumes could come out which will necessitate us evacuating the premises and calling the DEP. “Refrigerator needs to be replaced”
    4) 8/11/17: Total Protect offered a “claim credit” in the amount of $549.14 for the cost of parts so we could find our own service company. No offer to replace. We rejected the offer as that is not enough to get it fixed and replacement of our SubZero brand refrigerator costs about $12,000.00. Meanwhile, we do not have use of our refrigerator and lost frozen foods. Total Protect actually told us to sue their service company for any damage they may have caused and let the service company’s insurance pay for our refrigerator!!
    5) Manager Casandra, ** called and advised that they arranged for a different service provider for us that is certified by SubZero for repairs. However they are not in the Total Protect network so we will have to pay them for any service call and repair. Total Protect will reimburse us after receiving and reviewing the quote.
    6) 8/25/17: New professional and qualified service provider with proper equipment to make evaluation arrived and provided quote. We paid them the $127.15 service call fee
    7) We provided the quote to Total Protect for their review. They replied that they now needed to know why the refrigerator malfunctioned. New service provider indicated that it was “caused by age and normal wear”.
    8) 9/8/17: New service provider fixed the refrigerator and we paid them $1090.98 in cash as was required. We immediately provided Total Protect the paid receipts and other documents they required for reimbursement.
    9) 9/18/17: No reimbursement check. Total Protect tells us they will review our claim on 9/29/17 and advise of their decision! They choose to fix instead of replace. We did what they asked. Why are we waiting for a check? Will we get one?
    10) Previous claim November 2016 was for a specifically covered part in our furnace that broke. After over a month of no furnace they denied the claim because they said UGI (a well respected major supplier of gas and equipment in our area) did not install the air conditioning unit properly several years before and that is what caused the damage. UGI who provides annual maintenance for us denied the allegations and provided them with documentation. Total Protect told us that they denied the claim so they are out of it. Cost us $8000.00 for a new furnace because the damaged part was no longer available.
    11) Personal thoughts based on our experience and what we read on this site: Looks like small claims get done but more expensive ones get constant review in an attempt to find a way out of providing the “peace of mind” that they advertise. I believe they use the same deceptive advertising that Choice Home Warranty did when they settled a lawsuit by the state of New Jersey Division of Consumer Affairs for allegedly deceiving consumers by refusing to provide the services it promised. They settled for $780,000.

    12) Maybe Total Protect should inspect before agreeing to a contract. That would eliminate any question about coverage.

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    Customer ServiceRefunds & Payouts

    Reviewed Sept. 19, 2017

    So I signed up with total protect home service plan and the actual product I haven't had to use yet. However, they duplicated my accounts and were taking out 2 payments every month instead of 1. 1st time I called, after a 45min hold, the rep told me "I'm showing on my system that we are not taking but 1 payment monthly, please check with your bank to see if they may be taking it out a 2nd time by mistake or posting previous withdrawals late." Makes no sense because they were back to back withdrawals. Call my bank, they inform me that Total Protect has done it 3 months in a row. Call Total Protect back a second time. After another 45 minute wait she literally took 3 minutes to find that someone created duplicate accounts by mistake and she would cancel one account and the money would be refunded to me after. It's been 10 days, and I'm currently on my 3rd phone call with them as I type this review and I've been on hold for 55min 34seconds and counting. Still no refund. Still no answers. This is ridiculous. If they can take money out so quickly, they should be able to refund it when they've made a mistake. 57 mins in to a hold now btw. Horrible.

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    Response from Cinch Home Services

    Joey - Thank you for taking my call yesterday and allowing me to address your concerns. I appreciate the opportunity and apologize again for the inconvenience and confusion. - Tanya

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Sept. 19, 2017

    In the 11 years that I’ve had HMS Home Warranty, everything’s been easy and good so far from interacting with claims representatives to submitting a claim. Calling is easy and you can also do it online unlike before when we had to wait two to three days. The only complaint I have is that the premium went up from $450, when I started, to almost $700 now.

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    Claims HandlingTechPricePunctuality & Speed

    Reviewed Sept. 19, 2017

    I requested some information from TotalProtect and they sent me the outline of what they offer, the type of services they provide, and the manner in which they go about collecting. And I was pretty impressed with that. I gave them a try and so far, it’s been very easy to submit claims with them. I've had two claims and each time that I filed, I called them. I also had a very good experience speaking to their reps. They gave me the service call number, the location or the name of the vendor that would be providing the service, and information on when the techs would come out. The techs showed up on time, were professional and courteous as well. They did the job to our satisfaction with their work being outstanding. Getting a home warranty from TotalProtect is well worth the cost for the service that I received.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Sept. 19, 2017

    My experience with HMS Home Warranty was disappointing. It was not my choice to start with. When I purchased the house, its sellers selected HMS. And I've not been happy with the responses when I submitted my claims. One time, I ended up having to buy a water heater out-of-pocket because no one would exchange it. They said it’s a low-flow issue. I complained that my water heater is so full of calcium deposit that there's no flow. It even got to a point where it's so full of calcium deposits, it won't pump water out. That to me is mechanical. It's not actually a mechanical function broken down but there's too much calcium for it to even work. I had no influence on it. It just happened to be old.

    The water heater is supposed to be covered, but it wasn’t and I don’t think it’s fair. What’s bad is that when I had first called and told them about the low flow situation, I asked if it was covered, I was told yes. A plumber came all the way here only to tell me that it wasn’t covered. And he charged me for it. The plumber who came should have known before he even came out. I was reimbursed for that, so I don’t have complaints. But I really thought that was kind of greedy on his part - to come out here knowing it wasn’t covered and he'd be paid anyway.

    The last time I called was when my toilet didn’t flush right. It flushed good 95% all the time. The other five percent, it didn't empty at all. All the plumber had to do was add more water to the tank and he charged me $100 for that. So I can’t help but feel that people are taking advantage of the fact that I have this warranty and they're taking my money. That was not $100 for repair, and paying somebody that amount to come over and add water to my tank is ridiculous. My toilet is still not working properly.

    While I had problems with the other two claims, the one that came to fix the dishwasher was great. He came over and had to order parts, so it took him two visits about a week apart. But it was fixed and I’m pleased that it’s working. But other than that, I have much problems and I have not been happy. I will not be renewing with HMS.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 19, 2017

    TotalProtect was suggested by the bank and we have a lot of faith in them. I usually call to file a claim and TotalProtect has been very good about taking care of things. The reps are very friendly and I've been very happy with the technicians. They've all been good and they seem to know what they're doing. Their work has been good and very seldom did I have to call anybody back. We're very happy with TotalProtect and I referred them to several people.

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    Customer ServiceClaims HandlingPunctuality & SpeedRefunds & Payouts

    Reviewed Sept. 18, 2017

    I have (had & will have had) three policies with this company. Amazingly quick and efficient when selling the policies. First time I had to file a claim I spent hours trying to reach someone. They finally set up the claim and gave me a number of a third party contractor in the Austin area. The third party sent me to another number and the individual was rude, unorganized and NEVER set up an inspection. Being that there was no AC in the home, I was forced to find a local company, they responded within 5 minutes and were at the property within an hour. I spent 2+ more hours trying to reach someone at Home Protect, I finally gave up. I sent certified mail cancelling my policies and demanding a refund, there was NO other way to reach them. I am out of pocket substantially for the repairs and there was NO protection with these policies. For me personally this is one of the worst service experiences I have ever had. The monthly subscription I have been paying was a total waste and in effect a total loss.

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    Response from Cinch Home Services

    Barry - We appreciate that you took the time to share your experience and are here to help. We’ve sent you a private message and look forward to hearing from you so we can address your concerns. If you’d like us to speak with us please respond with the best contact number and time to reach you. - Tanya

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Sept. 18, 2017

    The response to a claim is ridiculous. One buys home warranties to keep things "running" but if a claim is costly Total Protect apparently doesn't trust its vendors because the issues are "researched" somewhere remotely and if the research is "good" you get to wait another 24 hours for "authorization". This is the second service claim I have had, the first took 2 weeks to replace a hot water heater. I cannot recommend this company.

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    Response from Cinch Home Services

    David - I am sorry that we have disappointed you and that our process was not explained properly. We value you as a customer and appreciate this feedback. We would like the opportunity to speak with you to address your concerns. Can you please respond to this message with the best time to reach you? – Amanda

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPriceRefunds & Payouts

    Reviewed Sept. 18, 2017

    I purchased premium coverage ($850) five weeks ago and then placed three separate claims ($50 each) for a total of $1,000. I basically paid $50 out of pocket each time for a contractor to come out to tell me the appliance was broken and the warranty company wouldn't fix it due to a "pre-existing issue". The warranty company made sure that every claim was "pre-existing" no matter what. I took out additional coverage since the company members advised me the issues would be covered. I then asked for a refund after they still wouldn't cover anything considering I spent $1,000 to have someone tell me my issue won't be fixed. I tried to be fair and stated that I would pay them for the five weeks of coverage they have already provided, and not ask for a refund of the additional $150 for the claims since the contractors had to take time out to provide a service (that I paid, not the company).

    I took the liberty of laying out the math, $850 divided by 12 months was about $71/month, plus one additional week which was about $18. I asked for $850-$89 = $761. HMS stated they had to pay out the claims for "service" however not one contractor did any type of servicing/fixing except to tell me my appliances was broken. I called three times in an attempt to cancel my membership and each time I needed to speak to a supervisor who conveniently was never available and never returned my calls despite being told they would get back to me shortly. After never speaking to a supervisor, a call taker advised me they would return $611 after applying a $25 cancellation fee. I asked for the fee to be waived since I was not happy with the company, only being a week past the 30-day cancellation window, and the fact that I paid for a premium package and received zero service in return.

    To add insult to injury, they stated it was "policy" and there was nothing they could do. I think it is a terrible practice to charge a customer who received no servicing from the business they entrusted. Because I was one week past the cancellation policy, they determined they could keep $239 of my hard earned money which is absurd since it costs them only $89 a month for normal coverage. They took my money, never returned phone calls, never had a supervisor available, made me take time out of my day to explain my situation three numerous times, and refused to refund a fair amount of money. I only asked to be refunded the amount of money still left on my coverage after not being provided a fair service, however HMS embezzled an extra $240.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 18, 2017

    I had my house refinanced and they suggested that I have a home warranty. I haven't had any troubles with TotalProtect. I submit claims by phone and the reps have been pretty good. My son, who lives in the house, is fine with the techs and he's been satisfied.

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    Reviewed Sept. 18, 2017

    My condenser or AC thing that sits outside went out. The first company that HMS sent out, the guy didn’t know what he was talking about. But HMS sent out a second company and the guy was great. He was very helpful, friendly and professional too. He knew what he was talking about and walked me through what was wrong. He showed me what the other guy didn’t know and the work he did was excellent. HMS was able to give me the resolution that I was actually looking for and If I had to do it all over again, I would as long as I get a competent person out here. Everything was great and I'd definitely recommend getting HMS Home Warranty.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed Sept. 17, 2017

    Having a home warranty is good protection if they don’t make it hard. It was easier to use it before but it’s becoming more challenging. You have to call so many times and there are so many things they’re telling you. I used to have a friend who was a broker and he recommended HMS Home Warranty. And then, I recommended that to my clients and I also used it for my three properties. But now, I only have it on one of my rentals. I'm going to go and try to get it with the other two. They are more expensive now but they offer a lot of good things. The only warranty company I've dealt with is HMS and they don't value you being a long-term customer because they should give certain discounts.

    The claim has been reasonable, they have the proper staff to talk to and they follow a very good approach. If I see that their company has assigned one of the companies to come and do the work and they don't respond, and it has happened a few times, different instances and I've called them, they took action quickly and change it because they don't like it also. They are a fair company. Sometimes, they take a little longer to come back to you because they didn’t get the report from the technician but I'm not going to hold that against them because they have to follow their procedures and process too. So, I respect that.

    I've been a Realtor many years and we go out, sell a property, we get this card and points and they should have the same kind of approach to give to Realtors. In my company, we have 45 Realtors and they are the first one to come up when we discuss. They're easy and reliable but the cost keeps on going up and they should know who is promoting their business. There were times that I was not happy but overall, they're good and my own personal experience is that so I recommend it.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 17, 2017

    HMS Home Warranty has a good reputation. They are very courteous and when I submit a claim, they follow up on it and do a good job. I only had one claim in the past and most recently, I had a plumbing issue with the toilet and they came out here twice and it's not rectified yet. The toilet is in the powder room and we don’t really use it a whole lot. We've been in the house for almost 30 years now and I never had a problem with it, but the commode was moving sideways. The repair guy came out and he replaced the flange and after he left, it was still doing the same thing. So, I called again. They sent me another guy who was very belligerent and instead of taking it off to see what's wrong with it, he shimmed it up. And the following day, we found out that it was leaking around the base. So, I called again, and they're coming out tomorrow for the third time. Aside from the most recent time, the quality of work has been perfect.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed Sept. 17, 2017

    I was looking for a home warranty and checked online on the available warranty providers. TotalProtect looked good, based on what the website was saying, and was my first choice. Generally speaking, I'm happy with them. I have made two claims already that went okay, but I wasn't too satisfied and happy with my third claim. I filed a claim for my washer and it went through okay. The washer was in a rental property and a tenant was living in it. The service technician came over, did an excellent job, and recommended the replacement of the appliance.

    TotalProtect called and told me that my washer was to be replaced with a GE washer, and they gave me the measurement and model number of the replacement washer. I was particular about the measurement because the space for it was tight, but the measurement was okay so I went ahead and approved it. But when they delivered the replacement washer and had it installed, I didn't realize that it was a front load washer, not a top load washer, and we could barely open it up to load and unload it.

    I called TotalProtect and asked if the washer could be returned and replaced by a new one, but they said no because I had approved it. That was partly my fault because I should have looked online into the model number and checked it. The tenant is complaining to me now that they're having difficulty in using the washer. But to return it, I would be charged the return fee and a restocking fee. I'm willing to pay the transfer fee but I don't know how much the restocking fee will cost and TotalProtect cannot tell me until I start the return process. But I I don't like to start the process because I might end up paying more than what I would have paid if I had bought the appliance.

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    Claims HandlingCoverageTechPunctuality & Speed

    Reviewed Sept. 17, 2017

    I'm a homeowner and TotalProtect is something that gives peace of mind for me having be looking for contractors all the time so that I can have things fixed. It's like a one-stop shop for all. Compared to other companies that have offered me some stuff, TotalProtect provides a lot in terms of the appliances based on what they cover. I'm enjoying the service so far. I've had some issues submitting a claim but they're normal issues. The techs have been great. I've had some stuff that are not really good, but in long run, 4 out of 5 has been satisfactory. The last repair that I had went quickly and smoothly. It's been a really good experience and I've tried to introduce some other people to sign up with TotalProtect.

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    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed Sept. 16, 2017

    "Kristina" was not only rude, insulting and demeaning, she refused to get me any help regarding a leak in the house for over one week. Furthermore she REFUSED to let me take it to a supervisor, and promptly hung up me because I was more familiar with the situation than she was. Gloria on the other hand handled the situation in a stellar manner.

    I made 5, count them 5, phone requests for service. I explained the repair man "Complete Mechanical Service" never called me back, the other original contractor never showed up for the appointment after I was reassigned, and the two claims I have were both plumbing related via the toilet running (simple fix) and the leaking line in the attic AC. I would still have to pay 2 people. I recommend Fidelity, at least they ask you what else needs attention and they only charge you one time.

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    Claims HandlingTech

    Reviewed Sept. 16, 2017

    I live in an older home and I was most impressed by the service that TotalProtect Home Warranty promised they could provide and I've been pleased thus far. I submitted a claim online and it was very easy. I’m also pleased with the service of the technicians. Everything has been working well since. I recommended it to a friend and he signed up two weeks ago.

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    Response from Cinch Home Services

    Khayyam – Thank you for sharing your experience. We help thousands of homeowners like yourself make home management easy. We appreciate your feedback and are happy to hear that we meeting your expectations. Thanks! - Amanda

    Verified purchase
    Customer ServiceTech

    Reviewed Sept. 16, 2017

    I have been with Total Protect since 2008. I have had several experience with them. When they are good they are good. But when they are bad they are really, really bad. My current situation is as follows. On Sunday Sept. 3 I called in and placed my claim for my clothes washer. Three days later I had not heard anything so, I called again on the 6th. Because I work during the day and I wanted to make sure they had a number they could reach me. They had my home number, that was my fault ok. They then informed me that they were unable to provide a provider in our area, and that they had expended me the offer to find my own provider. I informed they then that a local provider has done work for them for me before and I would contact them. I immediately called that provider. The provider told me that Total protect would need to send them a work order. I called Total protect right back and told them what the company had said. Now total protect says that the company needs to call them, and the company is saying Total Protect needs to call them. So finally someone from total protect says they will call them, and see what they will need. At this point we are one week into this with no results. On the 11th I called Total protect again and I am told again that they will call the company and see what they need. Called the company and they said they had not received anything. We verify the phone number and email. Still nothing. I ask for a supervisor and I tell her all of this all over again. Then she says she will call them. But, I call the company while I have the supervisor on the phone. I relayed back and forward what they were saying. And the supervisor said she would send the work order. Ok. I call again on the 12th. No work order. And I have to talk to someone else and explain it again only to hear the same thing. "They will call the company, and have the work order sent". Next day (13th) same thing, 14th same thing. On the today 15th I call back again. And let me just say beyond pissed off. To go through this same ** all over again with yet another person. So now I have talked to 6-8 people and I am no further along than I was before. So I get a call this evening that they want to get me another provider, because they are now saying that because they offer me to pick my own provider the provider will is considered 3rd party, And the provider will not contact them for a pre-aurthoization because Total Protect will not send a work order before they come out. So therefore the company can not contact them after they come out. So now I am headed into week three. And now they are offering to find me a provider, but guess what that dam provider can' t get here until Oct. 9. And they wait to put me on a waiting list if someone calls and cancels. Really!!!!!!!!!!!!!. This service sucks. And after this they can count me as gone. I WILL NEVER DO BUSINESS WITH THEM AGAIN. GET MY DAM CLOTHES WASHER FIXED!!!!!!!!!

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    Customer ServiceClaims Handling

    Reviewed Sept. 16, 2017

    Each time I’ve called for a claim, I’ve received a really positive answer. The people I've spoken with have been very gracious and right on target as far as getting help. They were terrific and I couldn’t praise them any higher. When my dishwasher wasn’t working, they looked up whoever they have on their list and gave me the number. The people came out but couldn’t get a part because the unit was old and HMS got me a new dishwasher.

    HMS has worked with me and the people they've sent have been good and very confident workers. They're also very nice and congenial people. One time, I also had an electrician come here to help because I didn’t have emergency heat. He discovered one of the wires were not connected so he fixed it. Then the latest claim was for the air conditioning. The power motor went out and the only thing is I had to wait two weeks because they came from Dallas, Texas. But even then, they were gracious. They gave me back my deductible. Overall, service has been wonderful and we're happy with HMS Home Warranty. I would recommend them very highly.

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    Cinch Home Services Company Information

    Social media:
    Company Name:
    Cinch Home Services
    Company Type:
    Private
    Year Founded:
    1978
    Address:
    4700 Exchange Court, Ste. 300
    City:
    Boca Raton
    State/Province:
    FL
    Postal Code:
    33431
    Country:
    United States
    Website:
    www.cinchhomeservices.com

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