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Cinch Home Services Reviews

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About Cinch Home Services

Cinch Home Services is a home warranty company. It sells three plans with three different service fee options for flexible coverage and pricing. Overall, Cinch can provide cost-effective solutions for appliance repairs, but there have been some instances of dissatisfaction with the service provided.

Pros
  • Easy to file claims
  • Coverage for unknown preexisting conditions
  • 180-day workmanship guarantee
  • Available in most states
Cons
  • Potentially long wait times for repairs or replacements
  • Some claims denied
  • Occasional communication issues
  • Deductibles can increase over time

Cinch Home Services Reviews

Over 10k reviews since 2014

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    How do I know I can trust these reviews about Cinch Home Services?
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    Page 47 Reviews 8835 - 9035
    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Oct. 9, 2017

    I've filed two claims since June 28 my washer and my range. Both required several technicians and parts. It took 6 weeks to get my washer fixed and I am at the beginning of week 6 on my range claim. My original claim for my range was placed on September 1. The first technician litterally gave up after replacing a part and three visits to my home. The second technician replaced a second part and now has ordered a third part to be replaced. The third part was supposed to be overnighted to me on October 6. On October 6 I was informed my new delivery date was October 9. Today, October 9, I was told my new delivery date is October 14. I am tired of lies and excuses. I'm tired of wasting entire days waiting for incompetent technicians to misdiagnose my problems. I'm tired of case supervisor managers lying to me and passing me around with no resolve. I'm tired of promised deliveries being late or not even ordered at all. Do not use this company, aka Cross Country Home Services. Worst home warranty company ever!

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    Customer ServiceTechPunctuality & Speed

    Reviewed Oct. 9, 2017

    The warranty was transferred to me by the guy that once owned my house. He told me that it's a good company and I should continue with them so I told him that I'll give HMS a shot. I'm seeing that that is true. I always call their customer care line and they always respond as promptly as possible. The two agents that I spoke to were professional and were very responsive to my request. But the technician from the roofing company who came to our house was not nice. He came around, called my line, I missed his call, I called him back, and he told me that he was going to fix the problem on the roof. I then told him to fix a time that I would be home, which was 6 to 8.

    He then told me that I don't need to be at home when he's going to fix the problem. Later on, I wasn't hearing anything from him so I had to call the customer care again because they had told me that was it and he has already fixed the problem. Then, when there was rain, I started having the same problem, which the first technician told me he already fixed. We then had to call HMS again. HMS then sent another technician and they were very good. They spotted the issue from the roof. He gave me the perfect information. I had to go back to the roofing company and they sent someone else to come and check. They found out that the first guy didn't do anything on the roof.

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    Response from Cinch Home Services

    Clement – Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. Your feedback was provided to the appropriate departments. Sincerely, Tanya

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Oct. 9, 2017

    When we bought the foreclosed house, Cross Country had been paid for the first two year’s premium worth so we just kept them because they’ve been wonderful. The plan I got offers electrical, plumbing, AC, heating and replacement of appliances if something goes wrong. My co-payer is reasonable and I’m just making sure I’m a lot more secure with the plan coverage. I'd like it if the sprinkler coverage could also be included in the plan I have. I can submit the claim online but I like talking to a person and everybody has been great and very efficient in handling the claim. They send me the vendor name and I’ve always let them know if I had a problem with the vendor. I appreciate that they always follow up and get everything taken cared of. It means a lot. There was one sales rep who was awesome, Jeremy, who made notes to my account so when I called again, the new rep knew exactly what I was telling them about.

    We had an issue with the vendor taking care of our yearly seasonal maintenance with our AC. He misdiagnosed and was rude to us. I got their HVAC license number and found out that they’ve been fined for not getting permits from the county. I told the insurance that I don’t want that vendor and they gave me a new one who was awesome. The last vendor that did our AC diagnosed it correctly and took care of it. I’ve recommended them to several friends. My husband’s disabled so he can’t do anything around the house so there’s a secured feeling for us to have the coverage. I’ll keep renewing Cross Country as long as they’re giving great customer service and follow up. They really care about their customers and they have been really dependable. They’re a good company to get some important coverage.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Oct. 8, 2017

    I've had HMS Home Warranty on a rental property since 2005 and I don't have any problems with submitting a claim. I usually go online but when I call, their reps have been very good. The only problem is that no contractor wants to come out on a weekend so a lot of times our tenants have to rearrange their schedule. Last Christmas, I was out of town and something happened with the heat. They gave me a number to call but that person wasn't able to come out for a couple of days so I called HMS back and they were able to give me somebody else who was able to come out that day. It was late but they took care of my tenant and I appreciated it. HMS has been pleasant.

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    Customer ServiceClaims HandlingCoveragePrice

    Reviewed Oct. 7, 2017

    Cross Country Home Services has gone up to $100 and is more expensive than TotalProtect, my previous warranty company. But I like Cross Country. We got them through our mortgage and they were offered to us. They came in handy. Also, everybody whom I've dealt with on the phone and the guys who came out have been nice and professional. It's easy to submit a claim as well. I called and right away, they take care of our problem. They follow up with the people that are supposed to come out. Not too long ago, I've had my refrigeration went out. That was in the evening and I called Cross Country that night and right away, we got somebody who came in the next day to fix it. The refrigeration guy who came was also helpful. But one time, something happened to my dryer, and Cross Country told me that it wasn’t covered. I’m wondering if that’s true. Other than that, everything is okay.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Oct. 6, 2017

    Cross Country Home Services has been fantastic. We’ve known about them from an advertisement sent by our bank and my wife wanted it. We have their Gold plan and I was told by a plumber who came here that he’s gone to some other people’s house who doesn’t have the same plan and they have to pay an additional for him to use the snake or whatever, but all of that is covered in my plan. The only thing that wasn’t covered was the lighting fixtures in front of the house. And I’ve asked them once about it.

    Submitting claims with Cross Country has been very easy. And they’ve been excellent every time I’ve had to call in. And even now, going through one where my Spacesaver microwave’s motherboard died, they’ve been on that and it’s going to be delivered this Friday. Customer service has been polite and they do a great deal of following up and making sure everything was smooth with my quarterly appointment. It gives me peace of mind that if something breaks, I have them there to repair. And every time they come out, we get that six months warranty, where they can come out to look at it.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Oct. 5, 2017

    My husband and I just purchased a house with a home warranty through HMS Home warranty... Within 3 days the AC unit stopped working, after filing a claim we were told that it was a pre-existing problem and they would not cover anything! During our time to get answers to why I was hung up on 3 times after waiting on hold for more than 45 minutes. Very rude and disrespectful!

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    Customer ServiceTechPrice

    Reviewed Oct. 5, 2017

    My overall experience with TotalProtect has been very positive. We call about the problem and speak to a rep and the customer service have always been polite, courteous and very helpful. They contact someone. Sometimes within few hours or a day, you get a response back. Once the appointment is set up they send someone out. TotalProtect will give a name of the contractor. They will contact the contractor, they will give you the contact information about that person. You'll reach out to that person or they will reach out to you. If you don't hear from them, then you can reach out to them. One time, one of the subcontractors didn't respond right away. I had to contact the TotalProtect again and let them know that I did not receive a notification from these people.

    The technicians have been very helpful and polite. The length of time until they come out can vary from a few hours to a day depending on the problem that exists and the people TotalProtect has to contact. I'm pleased with the quality of the technicians' work. They wouldn’t waste time if the item couldn't be repaired and would send a request to have a unit replaced. The only thing I dislike about their service is that they went from $75 to $100. If you had to new part in or put a screw in it's going to be the same price.

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    Response from Cinch Home Services

    Lillie - We appreciate you taking the time to share your claim experiences! We do our best to provide quick and reliable service and are pleased that we have met your expectations. – Tanya

    Customer ServiceCoverage

    Reviewed Oct. 4, 2017

    WE HAVE BEEN CUSTOMERS FOR YEARS AND HAVE BEEN IN OUR HOME SINCE 1987. IN 2011 TOTAL PROTECT REPLACED THE INSIDE UNIT BUT NOT THE OUTSIDE, IT HAD TO BE REPLACED BECAUSE THE PARTS WERE TOO OLD TO REPLACE, SO THEY PUT IN A NEW UNIT. NOW IN 2017 THE OUTSIDE NEEDS TO BE REPLACED. THEY SENT BOHANNA SERVICE OUT AND WHEN HE LEFT HE TOLD US I WILL BE BACK AS SOON AS I GET THE PARTS. I WAITED OVER A WEEK AND NOBODY CALLED, SO I FINALLY CALLED THEM AND THE FIRST LADY I TALKED TO SAID A SUPERVISOR WOULD BE CALLING WHICH THEY NEVER DID. WHEN I CALLED BACK 2 OR 3 DAYS LATER, I WAS TOLD IT IS NOT COVERED. I ASKED TO SPEAK TO A SUPERVISOR AND SOMEONE GOT ON THE PHONE AND SAID "NO THEY ARE NOT COMPATIABLE AND WE WON'T BE COVERING IT", I ASKED TO SPEAK TO SOMEONE ABOVE HER AND SOMEBODY ELSE GOT ON THE PHONE AND TOLD ME THE SAME THING AND SHE FINALLY HUNG UP ON ME. I STILL DON'T KNOW WHAT THEY MEAN. I CALLED ALLENAIRE HERE IN LANCASTER AND THEY CAME OUT AND AFTER I TOLD HIM WHAT THE COMPANY SAID, HE TOLD ME THAT'S NOT TRUE THE PARTS ARE COMPATIABLE. I CALLED THEM BACK AND TOLD THEM WHAT THE SERVICE MAN FROM ALLENAIRE SAID, THEY TOLD ME TO SEND HIS FINDINGS TO THEM AND THEY WOULD REVIEW IT AND GET BACK TO ME. I FAXED AND EMAIL THEM SEPTEMBER 22 AND THEY NEVER CONTACTED ME. I CALLED CUSTOMER SERVICE LAST NIGHT ( OCTOBER 3) AND WAS TOLD BY THE CUSTOMER SERVICE PERSON SHE DIDN'T HAVE AN UPDATE. SHE ASKED ME IF ANYONE IN THE HOUSE HAD ANY MEDICAL ISSUES AND I TOLD HER MY SON WHO LIVES WITH US HAS EPELIPSY AND SHE SAID SHE WAS PUTTING THAT IN THE NOTES SO SAY IT WAS AN EMERGENCY. I TOLD HER WE HAD TO GET A WINDOW UNIT SO HE COULD HAVE SOME AIR. SHE ALSO SAID SOMEONE WOULD BE CALLING ME WITHIN 24 HOURS. I TOLD HER THE LAST PERSON I TALKED TO TOLD ME THE SAME THING THAT SOMEONE WOULD BE CALLING ME WITHIN 24 HOURS AND TO THIS DAY, ALL CONTACT HAS BEEN DONE BY US.

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    Response from Cinch Home Services

    Jackie - I am sorry that we have disappointed you. We value you as a customer and appreciate you allowing us the opportunity to revisit your claim. Thanks for confirming with our team that the unit was installed and currently working properly. We really appreciate your patience and feedback. – Tanya

    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed Oct. 4, 2017

    My dad used TotalProtect in the past at their home and I've seen how it works. I bought a fixer-upper house with some appliances and I knew that I needed a warranty. Submitting a claim has been good. Some of their reps are knowledgeable and really helpful and have fixed a lot of the mess-ups from the guys that didn't know what the heck they were doing. This kind of goes hand in hand with the call centers and the technicians not knowing what's going on. But they've come out to rework on my air conditioner three times now. For some reason though, they do not want to fix what keeps breaking on it so I have to keep calling and they keep replacing parts on it. They've tried to charge me every time they've come out to rework on the AC too.

    Generally have to sometimes call the call center three times, until I get somebody that knows what we're talking about. Then they sit there and talk to the service technicians that come out and tell them to bill TotalProtect. All the service technicians have been good except for the guy who did the heating and air. He came out one time and didn't do anything. There was an issue with the air conditioner and he blamed it on the electrical panel in the house. They replaced the breaker on the electrical panel but the air conditioner is still popping the breakers. TotalProtect is worth the money but it's a pain to file a claim.

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    Response from Cinch Home Services

    Reece- We appreciate you taking the time to share your experience. Your feedback is very valuable to us and we are sorry to hear that your claim experiences were not what you completely expected. If you still need assistance with your AC claim please email us at erelations@totalprotect.com. – Tanya

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Oct. 4, 2017

    I was looking into getting a home warranty because of the advertisement and what they do. TotalProtect Home Warranty was provided to my bank and I’ve been with them for a long time. Initially, submitting a claim was very easy and I didn’t have a problem. A week ago, I filed a claim for my garage because the door kept going up and down. They fixed it the very next day. But less than a month ago, I called about my air conditioner. The claims rep was great but we had problems with the company that they called to do the work. They told us what was wrong and tried to fix it several times and now we are still waiting for them to find a part and fix our air conditioning.

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    Verified purchase
    Customer ServiceClaims HandlingPrice

    Reviewed Oct. 3, 2017

    We placed our claim for air conditioner in June. We have had multiple companies come to the house, and all with different reasons as to what is wrong with the a/c. The problem has not been fixed and the companies that are contracted with the home warranty company want to repair as little as possible. The first company that came out, actually claimed the problem was not the air conditioner but my (double pane) windows. I have owned my home for 13 years and have had the same a/c during this time as well, so I know very well that the house used to be cold when the a/c was running. Now, the a/c has to run non-stop to keep the temp around 79 degrees. We have paid our deposit to the first company that came out, and the plan states you have warranty for 6 months. Now we have to work with another company, still don't have a well working a/c, our electric bill is nearly $400/month and we are getting the run around from total protect. I can write a book about all the times we have called, the times we have been told different things and the times the story changed. Claims that were "cancelled" from their end, and information in those claims that are lost. The people in the call center are very rarely friendly or truly helpful. You are told to email proof of payment, but the email box on their end is full. When you call you are told to fax it or snail mail it. That is all fine, but in the mean time, I am living without a fully functioning a/c. Now that the repairs are going to be made, we are told that it is going to cost us more then $1500 to replace a condenser. The line that it will be replaced for your $125 copay is a blatant lie. Bottom line - stay way from this company.

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    Customer ServiceTechPunctuality & Speed

    Reviewed Oct. 3, 2017

    We purchased a house and HMS was already part of the house warranty. We've been using it for 9 months now and we've filed a claim twice. We called the number the first time and there was a little bit of frustration trying to pinpoint the time that the plumber was coming. But once it was resolved, the resolution of the issue was very quick and prompt. The technician was very appropriate, knowledgeable, professional, quick, clean and we didn't have problems with the issue when he was done.

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    Cinch Home Services
    Response from Cinch Home Services

    Kenneth - Our goal is to provide an overall great experience. We are sorry to hear that your claim started out rocky but and delighted that we were able to turn it around. We look forward to providing you with future services to make your home management needs easy. - Heather

    Verified purchase
    Customer ServiceTech

    Reviewed Oct. 3, 2017

    We moved into an HOA community and our neighbor told me she had to get her home warranty back in service because she had it forever and she really enjoyed it. She told me that it was TotalProtect and I decided to also sign up with them. We only had it for a month when the toilet went leaking at the bottom. I submitted a claim for it online and they contacted me when the technician was coming out. They were very polite and nice.

    The person came out and it was good. At first, they said that it was just a shadow. I had them feel it to show that the floor is wet and that it only looks like a shadow. So they ended up picking it up and putting a new seal on it. Then they bolted the toilet, even though the toilet itself was not even a year old. They did that and so far, so good. But I had to call the contractor back because they didn’t re-caulk the bottom of the toilet. They said that they didn’t do that. Then I called TotalProtect and they confirmed that they don’t do that. So we ended up doing it ourselves. But we're glad we have TotalProtect and we definitely thank our neighbor for letting us know about it.

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    Response from Cinch Home Services

    Anita – Thanks for sharing your experience. We are happy to have you as a customer and look forward to servicing you in the future for all your home management needs.- Tanya

    Verified purchase
    Customer ServiceCoveragePriceRefunds & Payouts

    Reviewed Oct. 2, 2017

    My 84 year old mother has a policy with Total Protect since 2014, I have been totally responsible for this account and paying the monthly payments. I recently noticed I was being charged two times per month for this one property warranty. I called the Total Protection, waited on hold for almost one hour, finally got someone and after another hour they found their mistake, they did not cancel the original policy once I updated to another policy with a lower deductible but higher monthly rate, due to their increasing the service call deductible. For almost one year my bank account has been charged two times for this one property. They admitted it was their fault for not cancelling the original policy once the new one was activated. They assured me two weeks ago this wold be taken care of and I would have a refund of my over payment within 3 business days. That's been almost two weeks ago, still no refund.
    I have been on hold all bay ( 9 am and it is not 4:45 pm). I did finally get someone to answer who acted like she did not know what I was talking about. She again took all the information and found some notes on her computer. She wanted me to wait again, put me on hold while she talked to her supervisor, I asked to speak with the supervisor - was told I had the wrong department and she would transfer my call to the right department. She then just again put me on the endless hold routine. I looked all through my paperwork on this contract and found some additional phone numbers - to no avail, they were all answering machines asking me again to hold.
    I don't understand this run around. I have been a customer since 2014 - if this is how they treat their customers, they need to be out of business. This is a total rip off when they charge people twice a month for just one policy.
    I did notice they again charged my bank account for their expensive fees. I will go to the bank and cancel these charges and take action against them there. I don't know if I will ever get my over
    payment back - they overcharged me for one year and now won't reimburse me for the money they took.

    I see they have positive reviews listed, wonder if this review will be listed? They may be going out of business, It is not normal for a call line to put all incoming calls on an endless hold even for reporting a problem with a warranty product failure..

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    Customer ServicePricePunctuality & Speed

    Reviewed Oct. 2, 2017

    I live in Palm Desert, California where summer temperatures can get up to 120 degrees or more. Back in July, 2017, my air conditioner went out that afternoon. I do have it cleaned and maintained twice yearly also. (I had been a faithful customer for a year and had paid my monthly dues on time.) I called Total Protect Home Warranty and they opened a new case for me and assigned me to an air conditioning contractor. I was given their phone number and company name. I spoke to a person at their company and they said they would schedule me for that day and call me back to confirm the appointment. Many hours went by and no one called and no one came to my home. Therefore, I called Total Protect Home Warranty again and was assigned a new air conditioning contractor. I called them and they seemed reluctant to come to my home too as they weren't in my area. Finally, since the heat at become so intense in my home, I called a local air conditioning company and someone came out that evening and repaired the air conditioning system. It cost around $230.00. I submitted the bill to Total Protect Home Warranty and they refused to pay any of the bill because "their" subcontractor did not perform the service. It was even reviewed for 30 days. Then in addition, I submitted a typed letter to their corporate headquarters in Florida (which is very difficult to locate) and have still not received a response. I am NOT impressed by their service at all and would never use them again.

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    Claims Handling

    Reviewed Oct. 2, 2017

    We spend weeks - sometimes months - awaiting reimbursement for claims. They blame everything from service providers - whom they select and deploy - to the infamous "problem with our system" excuse. It's anything and everything besides their complete indifference and ineptitude. Can't wait to finish our contract with this company and find a new provider.

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    Response from Cinch Home Services

    Arash – It sounds like we let you down and we are sorry to hear that your experience was not what you expected. We appreciate you taking the time to share your concerns and if you would like to address them further send an email to erelations@hmsnational.com with your contact number and the best time to reach you. – Tanya

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Oct. 2, 2017

    We have two air conditioners, they're both miraculously 28 years old and we haven’t had any major problem with them. But they're the reason we have the policy with TotalProtect. In case they go down, we're at least covered for that. TotalProtect's claims process is not hard but they don’t always cover what we want them to cover. The first time that we were denied something, TotalProtect pissed me off so bad. There was a clog in the kitchen sink, so I called and went through their process. A guy came out, snaked it and tried to get the clog but he couldn’t do it. He called TotalProtect and said it was a stoppage and at the time TotalProtect didn’t cover that even though it's a major clogged drain. So, I canceled with them and we went with Choice Home Warranty. But Choice Home Warranty also ticked me off about something. I then called TotalProtect and I discovered that they started covering a stoppage. So we ended up going back with TotalProtect.

    Years ago, we had a heater problem up in the attic and the guy that came out had no clue so we asked for somebody else. Then when we called on our refrigerator because the ice maker quit working, they gave us Chilly Willy Service Repair. It must be a defunct company because I could never get a hold of it. I called TotalProtect the next day and they sent another person out who said that the ice maker needed a new motor. He ordered the motor but when it came in, it was a universal motor for the ice maker from Sears and it didn't fit. By the time he was done dinking around with it, he said to give it six hours and see if it starts making ice. Then it started working so it didn't need a motor after all. He also said that there must have been a short in it. So the techs that TotalProtect have sent out were not always that great.

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    Response from Cinch Home Services

    Janice – we’re delighted to have you back. I appreciate your feedback and I’m sorry to hear that your claim experience with your kitchen sink clog was not what you expected. Thanks for giving us a second chance! – Tanya

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Oct. 2, 2017

    I've had TotalProtect Home Warranty for a while and it has always been a pleasant experience working with them. My stove, refrigerator and dishwasher, which were among the things TotalProtect insured, were getting older and I thought, "Well, if they break down, I need insurance." My house also had sinkhole activities so I was able to get new products. And of course, products today go out so quick and don't last like they used to. I got a mail from the bank I have a mortgage with and I read about TotalProtect. A lot of my neighbors had different home warranty plans too, so I compared them. And at that time, TotalProtect‘s service call was $60. It’s $200 now and that's the one thing I don't like.

    I’ve submitted my claims by phone and it was extremely easy. A few years ago, my wash dryer broke and TotalProtect sent somebody over. He was good and he fixed it. He also told me, "Don't get rid of this Maytag." TotalProtect always sends nice, friendly and very professional techs. Also, they've always come through really quick. Just recently, our water heater went out at night when we got home and TotalProtect sent somebody that same night.

    The first number they gave me for the water heater, the people said, "Oh we can't get there for another week or so." So, I called back and TotalProtect got us somebody else. And this second contractor they called is in the neighborhood, so I knew what a good reputation they had. I was happy we'd be doing business with them because they have a good reputation. We turned off the water because it was running all over and the guy said, "You don't have to turn off the water, just the heater." And he did that. Then early the next morning, they came out again and replaced the heater. I was extremely happy with that service.

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    Claims HandlingTechPunctuality & Speed

    Reviewed Oct. 1, 2017

    I've had TotalProtect for seven years now and I love their service. Whenever I needed a claim done, they put me in charge to someone immediately. Then they came out immediately so, I've never had a problem. All the representatives and the technicians have been great and they've taken really good care of us. My recent claim was for my refrigerator that wasn't freezing in the top. The technician said that the ring has slipped off and the fan's blade has slipped off the motor. He put it back on and fixed it so it doesn't come off again. I've always had a great experience. TotalProtect is an awesome company and I would recommend them to all my friends.

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    Cinch Home Services
    Response from Cinch Home Services

    Elizabeth – We appreciate your loyalty! Thanks for sharing your experience. Our goal is to make your home management needs as easy as possible. Thanks! Tanya

    Verified purchase
    Customer ServiceTech

    Reviewed Sept. 30, 2017

    I have had several claims with HMS that has went well, until now. Our refrigerator/freezer started to thaw out and water running out the bottom onto the hardwood kitchen floor. I call and made automated appointment the soonest the system offered was almost a month out. I called back and spoke to a customer service representative and explain to the representative about month-long wait. At that point she said she could get someone on the way the next day. The tech showed up. Same guy who fixed our microwave a few months back. Well at least I thought I was going to get the refrigerator repaired. The tech said refrigerators compressor is no longer available and he would let HMS know so they could get them to try and locate a part or replace the refrigerator.

    I got a call from HMS about the service I received. I explained to the representative that I was waiting to find out something and I was informed no report from the tech was submitted. I explained to HMS rep that had a sick child that took medication that needed to be kept cold and at this point all of our food was in coolers and we had already thrown away a lot of stuff. I was informed that the claim would be elevated. I hear nothing for another day so I call back to HMS and the tech still hasn't submitted his report and I was told that it wouldn't be looked into until Monday which is 3 days away. Not sure how long you are supposed to wait for your refrigerator to get fixed, but I'm not satisfied with how this has been handled little to no communicate unless I did the work. I want my refrigerator fixed or replaced like my home owner policy states.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 30, 2017

    I have not yet received the so-called Welcome Package or the contract despite multiple requests. I have a current AC claim in and either HMS does not keep accurate records or their contracted service provider is not being straight with me. In any case I still have no AC. According to the service provider the AC unit is not repairable and he submitted to HMS to replace on the morning of 9/28.

    Yet when I called HMS tonight to check on the status your telephone representative indicated that there was no record of the service provider request/spec to replace, and she indicated that there was nothing she could do. So what is going on? And still I have no AC. And not even a copy of the contract or Welcome Package promised to me. And your website apparently does not have a Claim Status function, at least none I could find. Very disappointed and frustrated. I have reached back out to your service provider and am waiting to hear back. Not sure how long that will take and still no AC in the meantime.

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    TechPunctuality & Speed

    Reviewed Sept. 30, 2017

    HMS Home Warranty had a no line ticketing system. I put the ticket in their system online. Then the representative called to inform me of who the local provider was going to be and that they would handle the call out from there. He's very clear, straightforward, and professional. Plus, he told me everything I needed to know, like what day the providers were available, how much the call out would cost, and which was just the deductible. Any questions I had, he answered and I understood everything that was going to happen perfectly.

    I had an air-conditioning issue. I found it on a Friday morning and I reported it that same morning, but they didn't have anyone available till Monday. However, as soon as a spot became available they moved the appointment. They went out of their way to make it happen so it got it fixed earlier than scheduled. The technician was very polite and hardworking. He came in, went straight to work, found out what the problem was, and didn't stop until he finished the job. They asked for a couple of things, like buckets, that helped to get the job done faster. The payment was straightforward as well. I feel very comfortable that I'm in good hands and the situation will be handled very quickly and professionally. I'm very pleased with it.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 30, 2017

    TotalProtect Home Warranty was on my mortgage statement. It came after I purchased my home. At that time, acquiring a home warranty seemed reasonable. And the package came when I called. They were also very helpful. I like the way their representative talked. It made me feel good about the way they acted towards me as a customer. So I gave them a try.

    Submitting a claim wasn’t difficult at all. I just called and told them the problem. I also asked them questions because I want to know where I am and because I couldn't find my booklet. The representative told me she will send one, and also explained what it entails. The first time I called and used them, I was very thankful for the way she greeted and acted towards me. I was happy with the whole scenario because at the time like that, you don't want to grief about anything.

    The technicians who came out were all very professional. The only disagreement I had was because they set a time and they told me they couldn't come, but one of the technicians said he could. I asked him if he could come out on a Saturday and he said yes. So I was there that day. I haven’t been staying at my house since it was hot and all their equipment there were making a lot of noise. I called him Saturday to see if he was coming out. He never responded to any of my phone calls. What made me distraught and mad was he didn’t even return my phone calls to say he couldn’t go. I was also very disheartened because I had been off from January up until May. I had surgery so if I could avoid that, I don't want more time off than necessary.

    When I told the customer service representative that he didn’t come, she called and told him right away that I was on the phone. He said he was back home. I said that I’ve been calling but he didn't answer nor return my phone call. I can understand if people have problems or emergencies but just give the courtesy of saying, “I can't make it today, it will have to be a later day." Upon hearing this, he said he was coming out the next day, which was a Tuesday. I told him that I can’t take an off again and it has to be 4:30 or 5:00 which is after my work. So he was there by the time I got off by my house. The problem was taken care of and I have no complaints.

    So far, I’m satisfied with TotalProtect and I’m not going to let one person discourage me from recommending them to somebody like I have already done. The others who came were professional and they were good. They call to let me know what the estimated time of arrival was going to be. It was still a good experience.

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    Response from Cinch Home Services

    Mary –We are glad to hear that Total Protect has met your warranty needs, we appreciate you taking the time to share your experience. Thank you, Amanda

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 30, 2017

    I've had TotalProtect for years. I've submitted claim over the phone or online and both ways were very good. They always make sure I'm happy with their service and when I call, their reps are very pleasant. The technicians were always courteous and on time. When they said they were going to be there, they'd call and give me time to make sure we were here. They came, did their stuff and made sure they cleaned up after themselves. I am very satisfied with everything. They provided excellent work. They handled whatever problems I was having in a very efficient way and with top-notch technicians.

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    Response from Cinch Home Services

    Robert – Our ultimate goal is to provide an effortless claim experience for our customers, and we are happy to hear that Total Protect delivered the experience we aim to provide. Thank you for this amazing feedback. – Heather

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 29, 2017

    My husband died so I don't have a man here to fix things around the house. When a toilet is clogged or for plumbing issues, I would have to call in a plumber, and that would be less expensive sometimes, while at other times I would do my own repairs. But I can depend on TotalProtect Home Warranty and they do a very good job. I recently had a technician replace my ice maker and that fellow did a nice job. I had a hard time when it took the reps a long time to answer the phone this time. But other than that, I put in the claim and then the rep called me within a day and she was very professional. She said they were sorry that I was having problems, then she found a contractor for me and gave me the contractor's phone number and my confirmation number.

    The techs that I've had were very good and friendly, and they helped me. They told me what to do to keep my appliances working better and to keep them from having problems. I would like to keep the price down, though, because I'm old and retired now, and i don't get that much money from social security. My son in Seattle had TotalProtect, but he had gotten disgusted with them and gave them up. Nevertheless, they've been very good for me and, so far, I'm satisfied.

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    Response from Cinch Home Services

    Geraldine – Sorry for your loss. Thank you for being a loyal customer, your feedback is greatly appreciated and we are happy that you have entrusted Total protect to handle your home management needs. - Tanya

    Verified purchase
    TechPunctuality & Speed

    Reviewed Sept. 29, 2017

    My realtor suggested HMS Home Warranty and everyone was polite, knowledgeable and timely. They responded almost immediately and the technician had everything he needed. He didn’t have to go for any tools or equipment. He completed the job and did it efficiently. I just bought HMS and I wish I had known about it years ago. I already have mentioned it to a couple of people.

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    Response from Cinch Home Services

    Bernetta - Our goal is to provide homeowners like you with superb service and we are happy to hear we delivered. Thanks! - Tanya

    Verified purchase
    Claims Handling

    Reviewed Sept. 28, 2017

    We specifically added our septic system and pool to the home warranty coverage when we purchased our home. We have had two claims with them - the first claim was paid to the wrong address and the check was not received for over 3 months. The second was refused payment because they didn't honor the payments that were authorized before the services were provided. I am still stuck in limbo for the second claim. I was considering renewing this policy and the pain that has been involved with just two claims is beyond anything that I would expect. It is nothing but a run-around. I now understand why many realtors I have dealt with tell customers they are nothing but a headache!

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    Customer Service

    Reviewed Sept. 28, 2017

    I have had the most awful experience with this company. Nobody in customer service knows what they are talking about. I was lied to twice then told "sorry we don't know why two different employees told you that." Terrible business practices overall. So angry I can't even review this the way I would like to. Completely disappointed and would never ever recommend their services to even my worst enemy. Even if I was on my death bed and recommending them could save me I still wouldn't. I hope they get their act together or go out of business so nobody has to deal with the complete incompetence that I have dealt with.

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    Response from Cinch Home Services

    Leslie - I’m sorry to hear about this experience and that we have disappointed you. We value you as a customer and appreciate your feedback. We have provided it to the appropriate departments and individuals. This is definitely not the level of service we aim to provide. – Tanya

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed Sept. 28, 2017

    After retiring purchased a nice home with high-end appliances. During closing on home we were asked if we would be interested in a home warranty, we agreed stating only if the appliances were covered. After a few months one of our beverage center/wine fridges would not stop running. I called HMS, took 2+ weeks for appointment, no big deal. When their repairman showed he stated he is not allowed to work on Viking appliances, again no biggie. I called HMS, they gave me written approval to find my own licensed and insured repair company, which I did.

    When company called HMS for authorization they declined as it is not in primary kitchen, all 3 of my refrigerators are in main kitchen. Then they declined due to me taking to repair shop on my own. When I called repair shop they said being it is not full size I could save about $80 if I delivered to them for diagnosis, this would save both HMS and myself $$. Now I sit and wait for callback that I am sure I will not get from HMS and will call them again to follow up. The folks I did speak with on the phone were very polite and as helpful as they could be, but that doesn't get my refrigerator repaired.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 28, 2017

    HMS was spoken of in high regard as being reliable and reasonable which I agree with now that it’s been about three years. I use the telephone in submitting a claim and the response seems to be immediate. We started out with calling and we've continued on. Their reps are knowledgeable. I’m generally the one who makes the call and interact with the technicians or the repairmen when they arrived. They’ve all been courteous and timely which I find important.

    If they say from 8 to 12, they’ll always call before they arrive when they’re en route. They generally lean towards the earlier part of the range that they did, like closer to 8 than to 12 so there isn’t a long wait. I’m pleased with their response. The work done has always been okay too. We've only had reason to question one action and they came back and they took care of that. I find HMS to be professional and so have their technicians been. They seem to do the best that they can. I would recommend them to a friend.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 28, 2017

    We’ve had TotalProtect for several years now and if I had known before about it, I probably would have started it a lot earlier. The process to submit a claim was fine. My most recent claim was for my air conditioner. I called in and they had me do something online then I just waited for them to call and set up the time. The techs were fine as well. I haven't had any problem with anybody and with the work done. They were courteous and clean up after themselves. However, it takes a few days before they come out to the house. We filed the claim on a Friday or Saturday morning but we didn’t get to set up anything until Monday. They don’t come on the weekend. Still, everything went fine as it should have been. I recommend TotalProtect.

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    Claims HandlingTech

    Reviewed Sept. 28, 2017

    Recently, I had a claim for my air conditioner. We are retired and wouldn’t be able to do the repair on our own. If something happens, it's better to have a home warranty to help us out. I thought it should be good if I would go through Bank of America and somebody there told me about TotalProtect so I went with them, and everything has been wonderful. They get right on the problem when submitting a claim and they’ve been good. Sending out technician took three to four days before for an air conditioning but lately, they’ve been out the next day. The technicians have all been very nice, courteous and seemed to know what they're doing. I had them for plumbing. We had a leak in the bowl and the plumber came out after hours. He was here for a long time, inspected it until he got it fixed.

    They’ve also been out for my dryer, fixed it twice for the same thing. Finally, they had to change something else out because something kept blowing out from that same part. They kept on until they rightly fixed the same part they just replaced two weeks earlier and didn’t charge me. They've also been out a couple of times for my two air conditioning units. I would suggest TotalProtect for other people. They saved my life a few times and I'm better off paying the monthly fee than having to come up with all the expenses at one time.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 28, 2017

    The seller bought HMS warranty to go with the house we purchased. It was nice to have HMS when the air-conditioning went out. Submitting a claim was pretty straightforward. I called, left them a message and they called me back the next day. The technician was great and he fixed the problem.

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    Customer Service

    Reviewed Sept. 27, 2017

    have been trying for over 4 months to have a washing machine repaired. Finally offered a buy out and now waiting over 1 month for payment. Check must come from a department that does not have a phone number and only accessible by email. No help from any customer service. This is definitely not a company to use. BAD.BAD. BAD. service.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed Sept. 27, 2017

    I got a TotalProtect Home Warranty ad from on my phone. I looked it up and I saw that their prices were reasonable so I chose it. I usually submit a claim by phone and I had great interactions with their claims rep. I submitted a claim about a plumbing issue and it was good but I was not very impressed with the plumbers. The very first time they came, I told them exactly what was wrong and that they would have to get the part. The next time they came, I had told them to properly seal it. I was not able to look into what they were doing because I was babysitting my grandkid. They told me it was done but when I looked, it was not properly sealed when they put the part back. I have to get a little bit of sealant myself.

    Also, the billing wasn't clear. I thought they were going to take my bill out of my checking the last time but then, there was something wrong. One digit was off so they were not able to bill it and nobody told me anything. I had to call and inquire why so that by July I had to pay double. Then, in July, they did not take anything. They said that it was paid already. Also, my bill was supposed to be $53 but there was some extra $30 in it. Even up until now, I don’t know if it was already billed or a balance of that $53 was taken out. However, so far it's satisfactory. I've recommended them to my family.

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    Customer ServiceTechPunctuality & Speed

    Reviewed Sept. 27, 2017

    I was pleased with the other company I had in Tennessee and when we purchased this home, they told us about HMS and also said that they operated the same way. Submitting a claim with HMS was okay. They gave us the number of the company that they were going to use for a particular repair, but they never call in or fax them any information. It was up to me to call them. The contractors were very nice, on time and very courteous. And they did a good job because what they repaired stayed working. It was a pleasant experience and it's always good to know you have somebody that can be sent and called, particularly when you're in a new area and you're not familiar with servicemen. I wouldn’t hesitate to recommend them.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed Sept. 27, 2017

    14 years ago when we took out our mortgage, TotalProtect came with an offer which we took immediately. The claims, for the most part, have been fine. I call when I'm having a problem with an appliance, then they would give me a phone number for the service provider to have it repaired. The techs generally came out fairly soon to evaluate the problem and fix it. One time, I had to call a couple of times before they actually came out but, for the most part, the providers have been very good. We had one problem with the refrigerator years ago. That was originally fixed by the service provider that came to correct the problem and they did. Then a few years after that, we had an additional problem on that refrigerator and it couldn’t be fixed. It was replaced, though.

    I have one other issue with the washing machine. The initial call, the techs came and put a "band-aid" on it. He said he would be back to put in a new control panel, but never came back. It continued to work for a while and then it finally stopped. When I called this last time, a guy from a different company came and said that the last guy just put a piece of paper on the control panel that enabled it to work for a while. But this second guy couldn’t get it to hold, so he recommended replacing it. The washer was replaced. The only thing it did was they made us have to pay another service charge. The machines that have been replaced aren’t of the exact quality of the machines that I originally purchased, but I'm happy that we have new units and that they work. Overall, my experience with TotalProtect is very satisfactory. I would definitely recommend them.

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    Claims HandlingTech

    Reviewed Sept. 26, 2017

    HMS Home Warranty came with the house I bought. I’ve submitted 6 claims and aside from the miscommunication on one of the claims, I have not had any problem. I had very good feedback and services were done in a timely manner. I also haven’t had any problems with any of the techs or companies that are affiliated with HMS. They're good and everything’s still functioning. Overall, they are an excellent choice and I’m glad I’ve had HMS for over the past year.

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    Claims HandlingTech

    Reviewed Sept. 26, 2017

    I've been using TotalProtect for almost four years. I had Sears before but TotalProtect is better, they’re also good and honest. I call them for my claims, they give me a claim number, and then they get the service guy to come out in about an hour. However, some of the technicians don’t understand what I'm saying. But they do okay on the job. I had them take out the pipes underneath the kitchen wall, some of which need replacing and some need flushing out.

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    Claims HandlingTechPunctuality & Speed

    Reviewed Sept. 26, 2017

    HMS Home Warranty came with the home we bought last year. I re-upped the warranty in July. The claims process is more automated now so it's not as easy to get a hold of someone in person. There are a couple of drop-down options and they dumbed it down for me mercifully. I understand the whole automation process and emailing that it automatically generates the ticket, although it is nice to be able to talk to a person. The quality of service was still fine though with the two times I’ve dealt with them. It's been very efficient and the problems were resolved very quickly.

    The first claim was for the shower that wasn’t working properly in a spare bathroom. I spoke with a representative on that case and they were professional and easy to work with. The second claim was for the air conditioner unit. The technicians were here 10-15 minutes in both cases. Both contractors showed up within the time frame that they had given to me beforehand. The plumber took care of things, was straightforward and honest. A couple of guys came for the AC. They were professional and tried a bit of upselling for some additional stuff but they weren't pushy in any way. I passed on the additional services they were offering but they knocked it out very quickly. The bathroom and AC unit had been fine since the repair. I’ve had a positive experience with HMS Home Warranty.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Sept. 26, 2017

    TotalProtect just makes sense when you buy appliances. Getting warranty on an appliance is kinda stupid ‘cause you might pay $40 for a year and then if you've got all these appliances, they end up to be $100 so it doesn’t make any sense when you can get everything covered for one price. I've called in claims over the phone and the experience has been great. Sometimes they try to sell me something that I don’t need but I guess that’s their job. The work they've done has been great too, although they don’t do electronics like TVs and I've seen other warranty companies do that. Otherwise, my experience with TotalProtect has been very good and I've been with them for 15 years.

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    Customer ServiceClaims Handling

    Reviewed Sept. 25, 2017

    I've had a home warranty with HMS Home Warranty for the last 3 years with no claims against my warranty. As of 8 days ago, our air went out and HMS Home Warranty refuses to resolve, make a decision or engage with us to move our claim forward. Customer service has been horrendous and the lack of response by management completely unacceptable. All I want is what I paid for...warranty coverage which means a resolution to current warranty claim. Nothing more. Nothing less. I do not recommend HMS as a home warranty service and will go elsewhere in 2018.

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    Tech

    Reviewed Sept. 25, 2017

    TotalProtect has been good and the techs they send have all been local people who are very helpful. However, TotalProtect keeps raising the deductible and I'm not crazy about that.

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    Customer ServiceClaims Handling

    Reviewed Sept. 25, 2017

    My appliances are starting to get old and I wanted to get a warranty to maintain them properly. HMS Home Warranty allowed me more flexibility. Their claims representatives are friendly, but sometimes, they don’t have service people. I submitted a claim this morning and their service person hasn’t called back. Also, there have been times where they didn’t have a service person at all. But overall, HMS usually gives a good piece of service.

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    CoverageTech

    Reviewed Sept. 24, 2017

    HMS is an outstanding company. It has helped me for over 30 years and when I had a problem, they fixed it. The representatives are very thorough, friendly, courteous, and knowledgeable and the follow through was excellent. The technicians were all fine. I told them to teach me something and they all did. I would highly recommend their service to my children and all my colleagues who are buying a new house. However, I wish they would have a service that only covers the inside appliances since I'm moving to a condo and it covers all my electrical and plumbing.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 24, 2017

    When we bought our home, we didn't want to incur a lot of expensive repairs and we knew a home warranty would be cost-effective. Submitting a claim online with TotalProtect was very easy and there was very quick turnaround in getting a response. The claims reps were always very courteous. If I had any questions or problems in reaching the service company that they referred me to, I immediately called in and I got help right away without any questions. We've been very happy with the work of the technicians. In the seven years that we've had TotalProtect, they've always been very responsive. We've been very happy and had zero problems with them, and we haven't considered changing companies.

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    Claims HandlingTech

    Reviewed Sept. 24, 2017

    I liked that TotalProtect stand behind their warranty for six months. If I have to get through a wall, they will get the wall back to the way it used to look. I had a home warranty that didn't do that and it ended up costing me a fortune. With TotalProtect, I usually submit my claims online and it's a breeze. The techs have been great. However, we may have to have them come back out because I feel like our hot water is running out faster than it should with our brand new water heater. We're going to make sure that it's all good. But I'm so happy with TotalProtect that I'm referring my daughter to them.

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    Response from Cinch Home Services

    Carol - We appreciate you taking the time to share your claim experiences! We do our best to provide quick and reliable service and are pleased that we have met your expectations. – Tanya

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    Claims HandlingTech

    Reviewed Sept. 24, 2017

    I've been in real estate for 30 years or longer and I'm familiar with HMS. When I bought my home, it was a resale and they provided the first-year warranty. It was HMS, and I just renewed it. I've submitted a claim twice and it was easy. Once was for the garage door opener and they came out and fixed it. Then, the other really ended up being nothing. It was about my heating and air conditioning. I was getting condensation around vents and they explained that it was in the basement and I needed to leave them open and not shut. Their reps were efficient and I've been pleased with them, and that's why I renewed with them.

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    Claims Handling

    Reviewed Sept. 23, 2017

    I’ve had HMS Home Warranty for a couple of years and submitting a claim to them is very easy. They are open 24 hours and you can call them any day or night. I normally submit a claim on the phone, and whether you talk to a person or automation, they will give you a claim number and a number to call for whatever services you need. They are very professional and they get the job done. It's been great and I’ve no complaints at all. My daughter is getting ready to buy a house next year, and I'm telling her to get HMS. I highly recommend them to anybody that would ask me.

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    Claims HandlingTech

    Reviewed Sept. 23, 2017

    I've been with TotalProtect Home Warranty for over 20 years. I got them when I bought my house in 1989. I got them through a referral from somebody that I knew. They have been very good for me and I'm definitely glad that I'm with them. When submitting my claim I can do it by phone or online if I'm really busy. Their claims representative was very pleasant. I've never had a problem with anyone. Also, the technician who came to service my last claim was excellent. He fixed the problem right away. They're very efficient and I like the way that they represent the TotalProtect company. They're very pleasant and very articulate people. I've referred TotalProtect to other people. I told my daughter to get them too so she currently has it for her home as well.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed Sept. 23, 2017

    When I bought my house, it came with HMS Home Warranty. I felt they were doing a good job so I stuck with them. In my last claim to them, I requested a particular vendor in my last claim and it took a few days but the process was easy. Their reps were very nice and they called 24/7 Home to do the service. The technician let me know that he was coming late. The guy was nice and helpful. He explained everything and went above and beyond to take care of my problem. He followed up and I was really pleased. I got a really fair pricing too. It ended up being that the water sewer pipe leaving from my house to the county line was broken in one spot. On our unofficial homeowner’s association page, people were complaining about how much it cost. But in my case, 24/7 Home did a fabulous job and I paid less than half of what most other people were charged.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 23, 2017

    We've had TotalProtect for a long time. They're our first and only home warranty. We've been very pleased when we submitted claims and we've only had one issue, but that issue wasn’t with TotalProtect but with the independent contractor that they hired. We had a plumbing incident and a contractor came out and fixed part of the problem. He was supposed to come back and fix the rest of it but he never did. We had a couple of leaky sinks in the bathroom that had corroded. He took the washers out, cleaned the bushings, and put new washers in. We also had a problem with one of those weather-proofed things out in the garage that had a leak and he was supposed to come back and fix that too, but he never came back to fix it.

    He fixed the two bathroom sinks for us for free because, as I was giving him the deductible, he said that I should give it to him when he has finished the repair work. But there were still leaks in the garage that he didn’t fix so I hope he didn’t charge TotalProtect anything because he never finished the work. I called him a couple of days later, but he never returned my phone call.

    TotalProtect has always been helpful and accommodating, and they even let us use contractors that we like. We've had some issues with our air conditioning system and they first assigned Northwest Heating & Cooling to repair our AC. I've also used Northwest to do the spring cleaning tune-up, which is just regular, routine maintenance. I liked this contractor, so when we had little things go wrong with our AC, we asked TotalProtect if we could use Northwest again. The rep looked them up and after confirming that they’re one of TotalProtect's contractors, we were allowed to use them.

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    Customer ServiceCoverageRefunds & Payouts

    Reviewed Sept. 22, 2017

    Horrible customer service! I have been asking for days to find out what is covered, what they are doing, and what brand name AC unit they are going to put in my house. It seems that the mechanic who was out to look at the job, used the word modify, which makes my ductwork, all of the sudden, not covered, forcing me to spend over $900 out of pocket. Repeated calls for a supervisor, or someone who knows about HVAC to talk to me, have never been returned. This has been going on for over a week now. The mechanic was nice, but seems to be doing it differently from what other companies have told me, how they would do it. I'm just glad that it's not too terribly hot right now, but it looks like, by the time they have a supervisor call me, it will be summer!

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    Claims Handling

    Reviewed Sept. 22, 2017

    Do not use this Home Warranty company! We just moved into our home a couple months ago and the AC is now freezing up. They denied our claim because they said it was improperly installed originally. I thought that was the whole purpose of the warranty, to protect the consumer against these types of things. We are now stuck with over 2,000 in damages. I am really surprised that HMS Home Warranty would do that to first-time home buyers. I understand their contract states that, which we never received a copy of, but some guy 15 years ago did not do a good job and now we are on the hook!

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    Claims HandlingCoverageTech

    Reviewed Sept. 22, 2017

    Our nephew in Ohio had good service from TotalProtect. We liked that and we've decided that getting a home warranty was the way to go. We remodeled and bought all new major appliances for the kitchen, plus our clothes drier and washer. We took out warranties on them when we first got them and decided that we would extend those warranties with TotalProtect. It has certainly paid off for us because we've had some difficulty with every one of them.

    One time, we had trouble with our central air-conditioning system and TotalProtect decided to replace the air-handler. I agreed with that and we had to pay extra because there were certain things that they don't cover like the refrigerant but I understood that. We were without air-conditioning for eight days and this was during the height of the summer when TotalProtect was dealing with local people and couldn't do anything about that. But they gave us priority once the air-handler came in because we have a grandbaby. We also filed claims for a Fisher & Paykel dishwasher and a General Electric stove but their techs seemed to have difficulty with them. They wound up finding that I knew more about the appliances than they did. But, overall, TotalProtect's service has been excellent.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 22, 2017

    We're glad that we have HMS Home Warranty to call because they have taken care of us. Without them, it could be a lot more grief to find the right contractors. Our experience dealing with them was very pleasant and we're satisfied with the results. Our realtor was the strongest factor why we went with HMS. He recommended them to us so it didn't take much thought to figure out that was a good idea. He was very well-known for his quality services. We've had plans before and HMS seemed to offer better coverage for just a little bit more money.

    My interaction with the claim reps when I call in has been excellent. Filing a claim with them has been fine. A few of our claims took a few more calls to get it accomplished in the end but that's the way it works. We've got a call in currently and they'll be back Thursday to finish it. Generally their technicians were very nice people to work with and they generally understood the problem and were able to take care of it. We have recommended HMS Home Warranty.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Sept. 21, 2017

    Lanie

    Begin forwarded message:

    From: Lanie
    Date: September 21, 2017 at 4:07:26 PM EDT

    To: **

    Our 1995 vintage Rheem heat pump system was not cooling so we called our home warranty company, TotalProtect. They sent Allstar to fix the issue. After much hemming and hawing, Allstar replaced the interior air handler with a 2017 Lenox. Then they claimed to find faulty wiring and could not connect the 2017 Lenox air handler with the 1995 Rheem heat pump. TotalProtects response was to claim they don't cover wiring so it was our problem to resolve.

    In the meantime, Allstar tells us what we really need is a new Lenox heat pump (compatible with the Lenox air handler they installed via Total Protect) and that they could "make the wiring work" with a new Lennox heat pump to the tune of $2800. I called TotalProtect and protested their not covering the replacement of the heat pump and they maintained that it was a "wiring issue" which they don't cover. I asked them to explain to me why it was a wiring issue and not a compatibility issue. They said they use a metering device to resolve the incompatibility issue. They said the service technician was supposed to send pictures. He did not however, so the TotalProtect Case Manager called the Allstar technician to again ask to have pictures sent. However, they made their determination not to cover this repair with no proof other than Allstars word. I maintained to them that Allstar was trying to bilk us for more money for the repair than they would otherwise get from TotalProtect as indicated in their alternative offer to us to install a Lenox heat pump and "work the wiring issue." However, when called by TotalProtect for pictures, Allstar wanted to know why we were still calling TotalProtect and told them to tell us they would no longer try to help us out. In other words, their offer to install the $2800 heat pump was rescinded.

    I escalated my call to TotalProtect three times from Brittany, to Dexia, to Tai, to Chase thinking each time that I was going to the supervisor of the previous case manager. As it turns out, this is just a ruse to wear you down and lead you to think they are escalating the call when they really aren't. As I later found out from Chase, they are all peers of one another on the same team. Their bonuses are probably tied to how many customer requests get turned down. Chase also claimed, in opposition to Dexia, that they did receive pictures of faulty wiring but they couldn't see them because they went to someone else whose password he didn't have. This was a different story from what Dexia told me that proves they are all just lying. Each case manager has been trained to say pandering apologies to the customer but the more you justify your case the stronger their resistance to your case.

    TotalProtect and their service provider, Allstar have done this to us before with our dishwasher which their Allstar technician claimed needed a motor replacement. When he went to install a new motor, he couldn't get the dishwasher out from under the countertop. Then they said they wouldn't honor the claim because the problem was caused by broken glass which they don't cover. We saw no evidence of broken glass, however. After much consternation and effort dealing with TotalProtect and Allstar, we gave up on that claim and bought our own new dishwasher and the installer had no problem getting the dishwasher out from under the counter.

    This company fraudulently takes your money and does not deliver on the service. They play games with you to get out from under having to deliver. This company has zero integrity and they've trained their employees to lead you on and rebuff your claim. Save yourself the stress and avoid this company. You would be better off to put the money you would pay them in a reserve account for future repairs.

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    Customer Service

    Reviewed Sept. 21, 2017

    Today 9/21/2017 I called the 1-800 number to review and update my contract which is scheduled to expire mid October. I received notice of an increase in the monthly premium so I wanted to see what changes I should make. I called last week and was on hold for a few minutes so decided to call back when I had some time. Today I called from my cell phone and was on hold for 65 minutes before I finally hung up and called again from the house land line and now I have been on hold for 46 minutes and running. My experience had been very positive and I had mentioned this service and company to a couple of new home owners but I have to now share this unbelievable experience trying to contact customer service. To keep hearing "we apology for the delay in answering your call, please stay on the line for the next available representative, your call will be answered in the order it was received" is also no customer service. If you are that busy why not hire call agents to at least let your customers know what is going on. The on hold time is now 53 minutes and I'm about the give up on this call for now.

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    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed Sept. 21, 2017

    I have been dealing with them regarding my AC unit that had catastrophic mechanical failure due to normal wear and tear. It was old and went out, that is all that happened, what followed has been nearly 2 months of back and forth with contradictory information coming from each customer service rep that I speak with.

    At the end of June I contacted them through their web claim page to submit a claim for the AC that stopped working. They require per the contract that they choose the company that works on their behalf, in essence representing them to complete the claim. The company they vetted, made sure were insured, bonded and reputable came out and at first replaced the capacitor, which did not fix the issue, so they had another serviceman from the same agency come out and when he looked at the unit, he said that the compressor would not fix the unit as it was beyond repair. His recommendation was to replace the unit. Again this is the professional opinion of the service company that Total Protect has vetted, and selected to do the work acting as agents of the company. My wife and I took his professional recommendation and chose to listen to the man that was a trained HVAC professional and replaced the unit.

    This is where the true colors of Total Protect show through, I called and informed them that the recommendation of the professional that they sent out was to replace the unit, I was initially told that when the compressor was returned that they would file a claim credit for a replacement unit, and all we were waiting on was the part.

    I called back after about a week to check and I was told that the claim credit was for the compressor and that the service company could update their diagnostic report and they would process accordingly. I was on the phone for 42 minutes with this young man. (I am not putting the low level employees names out here as they are not in control of this horrible company) I then informed the service company of what I was told and they said they would update the diagnostic report.

    A few weeks go by and I call to check on the claim and I am told that what was said in the last call was incorrect and that I would not get the replacement value of the 2ton AC unit and that all I would get was for the compressor. I informed them for the first of many times, that we went on the recommendation of the professional that they sent out to perform the work and we are not accepting the claim credit for a part of the AC when the entire unit failed under normal operating circmstances. I was told that someone would get back to me.

    The next call I received was to again tell me that they would not honor the contract and replace the entire unit that failed due to normal issues, and that I would have to take it or leave it. I again informed them that what they offered was not equitable for the replacement of the unit that stopped working from total mechanical failure. This is where the rudeness of their associates came through, she would cut me off and repeatedly tried to talk over me. I was insulted by how I was treated - mind you that we have never missed a premium payment and have not intentionally abused the service, for most companies we are model customers - to them we are seen as an adversary.

    The next call I placed was to a very nice lady, whom I assume was new because she tried to help but could not and escalated this to a supervisor.

    Throughout this whole ordeal the service company that performed the work has both contacted Total Protect and been contacted multiple time by Total Protect to verify that in fact their recommendation is to replace the entire unit due to catastrophic mechanical failure.

    I then receive a call from the supervisor who after about 20 minutes, placed me on hold and contacted the service company that they dispatched to diagnose the issue with the AC and on a recorded line told me that the office manager for the HVAC company confirmed that when they came out the second time they recommended a complete AC unit replacement and their diagnosis was that the compressor would not fix the issue.

    I received a voicemail stating that they would only cover the compressor this after multiple confirmations from the HVAC company stating that they recommended a complete unit replacement.

    I just got off the phone with them again and they are now stating that no matter what the service technicians that they hand pick recommend that they are not going to honor that recommendation made by the service providers that they chose to fix the AC unit. I told them that I am not looking for the retail cost of a replacement unit and that I am looking for the wholesale amount which is more than what the claim credit for the compressor that is being offered is. I am being treated like I am the problem. I acted in good faith on the recommendation of the service provider that they vetted, selected and guaranteed when they sent them out. This company is a total waste of money and if you ever have you use them they will do everything to make you feel unappreciated, and will absolutely lie to you about what they cover when you sign up for their services.

    Do not purchase any products from total protect or their parent company Choice Home Warranty. They are dishonest and will treat you as though you are less than a person.

    We are still not resolved on this issue, no customer should have to endure 2 months of this treatment. I fear that this is only the beginning and that I am going to be fighting this uphill battle for quite some time.

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    Claims HandlingTechPrice

    Reviewed Sept. 21, 2017

    I previously had a home warranty and I got a notification online from a new warranty provider that was coming out. They told me that they could do service on my appliances, but their contractor didn't do the work when I got them to come out. I couldn't go back to my previous warranty provider, so I asked for another one that was good and TotalProtect Home Warranty was recommended to me. I've had my plumbing and electrical issues worked on and it was very easy to set up the claims process. Everything has been professional with the technicians and the quality of the work that they've done has been good.

    However, I had a question at one time. I know that warranty holders are supposed to pay $75 deductible but when I got my bill, tax was added and I was charged more than $75. I asked other service guys about this and they said that they didn’t charge tax. If TotalProtect is going to charge tax, the customers should know about it ahead of time. Despite that, TotalProtect is a very good company. I've had a very good experience with them and I'd recommend them.

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    Response from Cinch Home Services

    Carolyn - Thank you for sharing your thoughts on the services we’ve provided to you and for your loyalty! Our goal is to deliver on our promises. There aren’t any taxes on the deductible payments and we are sorry to hear you were charged taxes. We’d like to take a look into this so we can provide feedback to the appropriate service company. Please email us at erelations@totalprotect.com with your full property address. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 21, 2017

    If something broke down, I wouldn't know how to fix it and it was easier to be able to call TotalProtect Home Warranty and it would be taken care of. So far I've had the air conditioner, the microwave, and the dishwasher repaired, and I've had no trouble whatsoever. I call, place the claim, then they tell me who to call. The contractors who've come have always been professional. TotalProtect Home Warranty was wonderful and it has always been a good experience.

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    Response from Cinch Home Services

    Joan – Thanks for taking the time to share your experience. We are happy to hear that we have made this an easy experience for you! – Amanda

    Verified purchase
    Claims HandlingPrice

    Reviewed Sept. 21, 2017

    The realtor gave HMS Home Warranty to us as part of the sale of the house. It’s been 100 degrees outside and we had an air conditioner malfunction. Submitting a claim online took probably five minutes. I got a claim number and the shop to call. I called the contractor on a Friday afternoon. They made an appointment for Monday morning. They came and everything was fixed. They were professional here for about an hour. We were extremely happy with the service. It’s been three months since the repair and it had been great. HMS Home Warranty made everything really easy for us and I don't think the price is outrageous. It's been excellent with HMS. I have definitely recommended them to friends.

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    Customer ServiceTech

    Reviewed Sept. 20, 2017

    Total Protect Warranty is the worst. I contacted them at the end of August about my AC unit. They dispatched ACPlus to go check it. ACPlus determined that the compressor was bad and needed to be replaced. Total Protect approved the compressor and said it had to be delivered. A week later contractor received part and discovered that evaporator coli was bad too. AC plus sent request for cool on 7th of September to Total. I called Total to see if that part was approved and it was on the 8th of September. I was told on the 8th that the part was ready for pick up. I was never ready. I have been calling each to check on status and for them to track the part. The part went from being ready for pick up to bring delivered. Each time I ask them to track part, they track the compressor which was put in on the 7th of September not the evaporator coil. Called Total on the 29th of September to voice my frustration and demanded a manager call me. The woman told me that someone would call me in 4hours. I said 4 hours today, she said yes because they are open 24 hours a day. No one never called. Called Total again frustrated to speak to a manager. The woman told me manager call within 24-48 hours not 4. Then she said the part was ordered on the 18th of September. 11 days after approved, so I'm extremely pissed now. I've been without AC for 3 weeks and counting. Demanded a manger call me back ASAP. Some of the reps answering the phone are ok but others tell you anything to get you off the phone. This company is the the worst.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 20, 2017

    I'm single and I bought a home. I looked into a home warranty because I usually live paycheck-to-paycheck and I don't have enough saved up to buy a new appliance if something breaks. TotalProtect warranty was the most wonderful thing I could ever think of and I added the payment for it to my house payment every month. I've had TotalProtect warranty for five years now and submitting a claim has been simple and very easy. I just called TotalProtect and they gave me a claim number. The claims reps are nice people and they've been super.

    But in my most recent claim for an AC issue, they sent me a contractor who didn't speak English. I don't approve of that since I have to be able to converse with the contractor and I get angry if I can't ask questions, so I wasn't very happy with that. Also, I got an all new air conditioner but there were a lot of little charges that were not included. Another thing was that they kept raising my deductible. But other than that, I've been very pleased with them. Their people have generally been good and I've never had to call them back out again for anything. I've had TotalProtect for several, different problems and they've always provided fast service, and they were nice to work with. On the whole, my experience with TotalProtect has been fast and easy.

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    Response from Cinch Home Services

    Dawn- Thank you for taking the time to share your experiences, we appreciate the feedback. – Amanda

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 20, 2017

    The house had HMS Home Warranty when I bought it. The realtor told me I should keep the warranty going and I really liked it since then. I had to call when one of the water pipes froze and the company referred wasn’t responding so I was told to call somebody else. Everybody was always very nice, even the technician who just fixed the dishwasher. They didn't leave garbage. HMS Home Warranty is fast and reliable. They respond to claims right away and everything was fixed and working for me.

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    Customer ServicePrice

    Reviewed Sept. 20, 2017

    I had TotalProtect for a long time and when I went back to the States, I got them again. We have everything brand new in our house but we still use them. They are very responsible and they get the right people to help us out. I always call them when I need to submit a claim. I tell them what's happening then they call me back and tell me they're going to send such a person. It's wonderful and I like the personal touch about it. Also, I never had to wait a long time on hold when I call and if I don't have the right person, they transfer me to another person. Their reps have been courteous, answered my questions and explained everything very well. And since I’m old, sometimes they have to say things several times so I can clearly understand it.

    One time, when my water was sort of backing up in my house, I called them and they said the house was built like that because it was old. So we had to pay $100 to get it fixed. It was a mess and that really upset me. After so many years of paying for something, all of a sudden I couldn't get what I needed. But I had to understand that and that's not their fault. When the pipes had happened, they sent one guy and he couldn't fix it. So they sent another person to the house and I was supposed to pay him $100, but the guy didn't charge me. He said I could just give him $50 if I wanted because he can't do anything about the pipes. So everybody at TotalProtect has been very nice. They're perfect and if I can, I would recommend them always.

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    Response from Cinch Home Services

    Frances - Thanks for sharing! We’re glad that you had a good experience and we’ve satisfied your home warranty needs. – Tanya

    Verified purchase
    Claims Handling

    Reviewed Sept. 20, 2017

    My policy with HMS Home Warranty came with the house when I bought it but I haven't been happy with them. I expected more than what I’m getting and I'm considering not renewing. Though there's no problem in calling in a claim and the technicians they sent fixed what needed to be repaired, I have an issue with finding somebody who's going to come out and with waiting for them to get here. There was also a time when the tech had to come back several times to resolve one of my claims.

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    Customer ServiceClaims HandlingCoverageTechSales & MarketingPriceRefunds & Payouts

    Reviewed Sept. 19, 2017

    1) 7/19/17: Claim #**: Refrigerator Ice Cube maker stopped working and some water periodically came out of the bottom of the refrigerator. Everything else OK.
    2) Total Protect sent their service provider to check it out and collect the $125 fee within a reasonable time. Total Protect authorized the repair and sent for the parts.
    3) 8/4/17: Service provider had trouble installing the parts and told us that we should not turn the refrigerator back on as things can happen when working on this type refrigerator and dangerous fumes could come out which will necessitate us evacuating the premises and calling the DEP. “Refrigerator needs to be replaced”
    4) 8/11/17: Total Protect offered a “claim credit” in the amount of $549.14 for the cost of parts so we could find our own service company. No offer to replace. We rejected the offer as that is not enough to get it fixed and replacement of our SubZero brand refrigerator costs about $12,000.00. Meanwhile, we do not have use of our refrigerator and lost frozen foods. Total Protect actually told us to sue their service company for any damage they may have caused and let the service company’s insurance pay for our refrigerator!!
    5) Manager Casandra, ** called and advised that they arranged for a different service provider for us that is certified by SubZero for repairs. However they are not in the Total Protect network so we will have to pay them for any service call and repair. Total Protect will reimburse us after receiving and reviewing the quote.
    6) 8/25/17: New professional and qualified service provider with proper equipment to make evaluation arrived and provided quote. We paid them the $127.15 service call fee
    7) We provided the quote to Total Protect for their review. They replied that they now needed to know why the refrigerator malfunctioned. New service provider indicated that it was “caused by age and normal wear”.
    8) 9/8/17: New service provider fixed the refrigerator and we paid them $1090.98 in cash as was required. We immediately provided Total Protect the paid receipts and other documents they required for reimbursement.
    9) 9/18/17: No reimbursement check. Total Protect tells us they will review our claim on 9/29/17 and advise of their decision! They choose to fix instead of replace. We did what they asked. Why are we waiting for a check? Will we get one?
    10) Previous claim November 2016 was for a specifically covered part in our furnace that broke. After over a month of no furnace they denied the claim because they said UGI (a well respected major supplier of gas and equipment in our area) did not install the air conditioning unit properly several years before and that is what caused the damage. UGI who provides annual maintenance for us denied the allegations and provided them with documentation. Total Protect told us that they denied the claim so they are out of it. Cost us $8000.00 for a new furnace because the damaged part was no longer available.
    11) Personal thoughts based on our experience and what we read on this site: Looks like small claims get done but more expensive ones get constant review in an attempt to find a way out of providing the “peace of mind” that they advertise. I believe they use the same deceptive advertising that Choice Home Warranty did when they settled a lawsuit by the state of New Jersey Division of Consumer Affairs for allegedly deceiving consumers by refusing to provide the services it promised. They settled for $780,000.

    12) Maybe Total Protect should inspect before agreeing to a contract. That would eliminate any question about coverage.

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    Customer ServiceRefunds & Payouts

    Reviewed Sept. 19, 2017

    So I signed up with total protect home service plan and the actual product I haven't had to use yet. However, they duplicated my accounts and were taking out 2 payments every month instead of 1. 1st time I called, after a 45min hold, the rep told me "I'm showing on my system that we are not taking but 1 payment monthly, please check with your bank to see if they may be taking it out a 2nd time by mistake or posting previous withdrawals late." Makes no sense because they were back to back withdrawals. Call my bank, they inform me that Total Protect has done it 3 months in a row. Call Total Protect back a second time. After another 45 minute wait she literally took 3 minutes to find that someone created duplicate accounts by mistake and she would cancel one account and the money would be refunded to me after. It's been 10 days, and I'm currently on my 3rd phone call with them as I type this review and I've been on hold for 55min 34seconds and counting. Still no refund. Still no answers. This is ridiculous. If they can take money out so quickly, they should be able to refund it when they've made a mistake. 57 mins in to a hold now btw. Horrible.

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    Response from Cinch Home Services

    Joey - Thank you for taking my call yesterday and allowing me to address your concerns. I appreciate the opportunity and apologize again for the inconvenience and confusion. - Tanya

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Sept. 19, 2017

    In the 11 years that I’ve had HMS Home Warranty, everything’s been easy and good so far from interacting with claims representatives to submitting a claim. Calling is easy and you can also do it online unlike before when we had to wait two to three days. The only complaint I have is that the premium went up from $450, when I started, to almost $700 now.

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    Claims HandlingTechPricePunctuality & Speed

    Reviewed Sept. 19, 2017

    I requested some information from TotalProtect and they sent me the outline of what they offer, the type of services they provide, and the manner in which they go about collecting. And I was pretty impressed with that. I gave them a try and so far, it’s been very easy to submit claims with them. I've had two claims and each time that I filed, I called them. I also had a very good experience speaking to their reps. They gave me the service call number, the location or the name of the vendor that would be providing the service, and information on when the techs would come out. The techs showed up on time, were professional and courteous as well. They did the job to our satisfaction with their work being outstanding. Getting a home warranty from TotalProtect is well worth the cost for the service that I received.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 19, 2017

    TotalProtect was suggested by the bank and we have a lot of faith in them. I usually call to file a claim and TotalProtect has been very good about taking care of things. The reps are very friendly and I've been very happy with the technicians. They've all been good and they seem to know what they're doing. Their work has been good and very seldom did I have to call anybody back. We're very happy with TotalProtect and I referred them to several people.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Sept. 19, 2017

    My experience with HMS Home Warranty was disappointing. It was not my choice to start with. When I purchased the house, its sellers selected HMS. And I've not been happy with the responses when I submitted my claims. One time, I ended up having to buy a water heater out-of-pocket because no one would exchange it. They said it’s a low-flow issue. I complained that my water heater is so full of calcium deposit that there's no flow. It even got to a point where it's so full of calcium deposits, it won't pump water out. That to me is mechanical. It's not actually a mechanical function broken down but there's too much calcium for it to even work. I had no influence on it. It just happened to be old.

    The water heater is supposed to be covered, but it wasn’t and I don’t think it’s fair. What’s bad is that when I had first called and told them about the low flow situation, I asked if it was covered, I was told yes. A plumber came all the way here only to tell me that it wasn’t covered. And he charged me for it. The plumber who came should have known before he even came out. I was reimbursed for that, so I don’t have complaints. But I really thought that was kind of greedy on his part - to come out here knowing it wasn’t covered and he'd be paid anyway.

    The last time I called was when my toilet didn’t flush right. It flushed good 95% all the time. The other five percent, it didn't empty at all. All the plumber had to do was add more water to the tank and he charged me $100 for that. So I can’t help but feel that people are taking advantage of the fact that I have this warranty and they're taking my money. That was not $100 for repair, and paying somebody that amount to come over and add water to my tank is ridiculous. My toilet is still not working properly.

    While I had problems with the other two claims, the one that came to fix the dishwasher was great. He came over and had to order parts, so it took him two visits about a week apart. But it was fixed and I’m pleased that it’s working. But other than that, I have much problems and I have not been happy. I will not be renewing with HMS.

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    Customer ServiceClaims HandlingPunctuality & SpeedRefunds & Payouts

    Reviewed Sept. 18, 2017

    I have (had & will have had) three policies with this company. Amazingly quick and efficient when selling the policies. First time I had to file a claim I spent hours trying to reach someone. They finally set up the claim and gave me a number of a third party contractor in the Austin area. The third party sent me to another number and the individual was rude, unorganized and NEVER set up an inspection. Being that there was no AC in the home, I was forced to find a local company, they responded within 5 minutes and were at the property within an hour. I spent 2+ more hours trying to reach someone at Home Protect, I finally gave up. I sent certified mail cancelling my policies and demanding a refund, there was NO other way to reach them. I am out of pocket substantially for the repairs and there was NO protection with these policies. For me personally this is one of the worst service experiences I have ever had. The monthly subscription I have been paying was a total waste and in effect a total loss.

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    Response from Cinch Home Services

    Barry - We appreciate that you took the time to share your experience and are here to help. We’ve sent you a private message and look forward to hearing from you so we can address your concerns. If you’d like us to speak with us please respond with the best contact number and time to reach you. - Tanya

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Sept. 18, 2017

    The response to a claim is ridiculous. One buys home warranties to keep things "running" but if a claim is costly Total Protect apparently doesn't trust its vendors because the issues are "researched" somewhere remotely and if the research is "good" you get to wait another 24 hours for "authorization". This is the second service claim I have had, the first took 2 weeks to replace a hot water heater. I cannot recommend this company.

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    Response from Cinch Home Services

    David - I am sorry that we have disappointed you and that our process was not explained properly. We value you as a customer and appreciate this feedback. We would like the opportunity to speak with you to address your concerns. Can you please respond to this message with the best time to reach you? – Amanda

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPriceRefunds & Payouts

    Reviewed Sept. 18, 2017

    I purchased premium coverage ($850) five weeks ago and then placed three separate claims ($50 each) for a total of $1,000. I basically paid $50 out of pocket each time for a contractor to come out to tell me the appliance was broken and the warranty company wouldn't fix it due to a "pre-existing issue". The warranty company made sure that every claim was "pre-existing" no matter what. I took out additional coverage since the company members advised me the issues would be covered. I then asked for a refund after they still wouldn't cover anything considering I spent $1,000 to have someone tell me my issue won't be fixed. I tried to be fair and stated that I would pay them for the five weeks of coverage they have already provided, and not ask for a refund of the additional $150 for the claims since the contractors had to take time out to provide a service (that I paid, not the company).

    I took the liberty of laying out the math, $850 divided by 12 months was about $71/month, plus one additional week which was about $18. I asked for $850-$89 = $761. HMS stated they had to pay out the claims for "service" however not one contractor did any type of servicing/fixing except to tell me my appliances was broken. I called three times in an attempt to cancel my membership and each time I needed to speak to a supervisor who conveniently was never available and never returned my calls despite being told they would get back to me shortly. After never speaking to a supervisor, a call taker advised me they would return $611 after applying a $25 cancellation fee. I asked for the fee to be waived since I was not happy with the company, only being a week past the 30-day cancellation window, and the fact that I paid for a premium package and received zero service in return.

    To add insult to injury, they stated it was "policy" and there was nothing they could do. I think it is a terrible practice to charge a customer who received no servicing from the business they entrusted. Because I was one week past the cancellation policy, they determined they could keep $239 of my hard earned money which is absurd since it costs them only $89 a month for normal coverage. They took my money, never returned phone calls, never had a supervisor available, made me take time out of my day to explain my situation three numerous times, and refused to refund a fair amount of money. I only asked to be refunded the amount of money still left on my coverage after not being provided a fair service, however HMS embezzled an extra $240.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 18, 2017

    I had my house refinanced and they suggested that I have a home warranty. I haven't had any troubles with TotalProtect. I submit claims by phone and the reps have been pretty good. My son, who lives in the house, is fine with the techs and he's been satisfied.

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    Reviewed Sept. 18, 2017

    My condenser or AC thing that sits outside went out. The first company that HMS sent out, the guy didn’t know what he was talking about. But HMS sent out a second company and the guy was great. He was very helpful, friendly and professional too. He knew what he was talking about and walked me through what was wrong. He showed me what the other guy didn’t know and the work he did was excellent. HMS was able to give me the resolution that I was actually looking for and If I had to do it all over again, I would as long as I get a competent person out here. Everything was great and I'd definitely recommend getting HMS Home Warranty.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed Sept. 17, 2017

    Having a home warranty is good protection if they don’t make it hard. It was easier to use it before but it’s becoming more challenging. You have to call so many times and there are so many things they’re telling you. I used to have a friend who was a broker and he recommended HMS Home Warranty. And then, I recommended that to my clients and I also used it for my three properties. But now, I only have it on one of my rentals. I'm going to go and try to get it with the other two. They are more expensive now but they offer a lot of good things. The only warranty company I've dealt with is HMS and they don't value you being a long-term customer because they should give certain discounts.

    The claim has been reasonable, they have the proper staff to talk to and they follow a very good approach. If I see that their company has assigned one of the companies to come and do the work and they don't respond, and it has happened a few times, different instances and I've called them, they took action quickly and change it because they don't like it also. They are a fair company. Sometimes, they take a little longer to come back to you because they didn’t get the report from the technician but I'm not going to hold that against them because they have to follow their procedures and process too. So, I respect that.

    I've been a Realtor many years and we go out, sell a property, we get this card and points and they should have the same kind of approach to give to Realtors. In my company, we have 45 Realtors and they are the first one to come up when we discuss. They're easy and reliable but the cost keeps on going up and they should know who is promoting their business. There were times that I was not happy but overall, they're good and my own personal experience is that so I recommend it.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed Sept. 17, 2017

    I was looking for a home warranty and checked online on the available warranty providers. TotalProtect looked good, based on what the website was saying, and was my first choice. Generally speaking, I'm happy with them. I have made two claims already that went okay, but I wasn't too satisfied and happy with my third claim. I filed a claim for my washer and it went through okay. The washer was in a rental property and a tenant was living in it. The service technician came over, did an excellent job, and recommended the replacement of the appliance.

    TotalProtect called and told me that my washer was to be replaced with a GE washer, and they gave me the measurement and model number of the replacement washer. I was particular about the measurement because the space for it was tight, but the measurement was okay so I went ahead and approved it. But when they delivered the replacement washer and had it installed, I didn't realize that it was a front load washer, not a top load washer, and we could barely open it up to load and unload it.

    I called TotalProtect and asked if the washer could be returned and replaced by a new one, but they said no because I had approved it. That was partly my fault because I should have looked online into the model number and checked it. The tenant is complaining to me now that they're having difficulty in using the washer. But to return it, I would be charged the return fee and a restocking fee. I'm willing to pay the transfer fee but I don't know how much the restocking fee will cost and TotalProtect cannot tell me until I start the return process. But I I don't like to start the process because I might end up paying more than what I would have paid if I had bought the appliance.

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    Claims HandlingCoverageTechPunctuality & Speed

    Reviewed Sept. 17, 2017

    I'm a homeowner and TotalProtect is something that gives peace of mind for me having be looking for contractors all the time so that I can have things fixed. It's like a one-stop shop for all. Compared to other companies that have offered me some stuff, TotalProtect provides a lot in terms of the appliances based on what they cover. I'm enjoying the service so far. I've had some issues submitting a claim but they're normal issues. The techs have been great. I've had some stuff that are not really good, but in long run, 4 out of 5 has been satisfactory. The last repair that I had went quickly and smoothly. It's been a really good experience and I've tried to introduce some other people to sign up with TotalProtect.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 17, 2017

    HMS Home Warranty has a good reputation. They are very courteous and when I submit a claim, they follow up on it and do a good job. I only had one claim in the past and most recently, I had a plumbing issue with the toilet and they came out here twice and it's not rectified yet. The toilet is in the powder room and we don’t really use it a whole lot. We've been in the house for almost 30 years now and I never had a problem with it, but the commode was moving sideways. The repair guy came out and he replaced the flange and after he left, it was still doing the same thing. So, I called again. They sent me another guy who was very belligerent and instead of taking it off to see what's wrong with it, he shimmed it up. And the following day, we found out that it was leaking around the base. So, I called again, and they're coming out tomorrow for the third time. Aside from the most recent time, the quality of work has been perfect.

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    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed Sept. 16, 2017

    "Kristina" was not only rude, insulting and demeaning, she refused to get me any help regarding a leak in the house for over one week. Furthermore she REFUSED to let me take it to a supervisor, and promptly hung up me because I was more familiar with the situation than she was. Gloria on the other hand handled the situation in a stellar manner.

    I made 5, count them 5, phone requests for service. I explained the repair man "Complete Mechanical Service" never called me back, the other original contractor never showed up for the appointment after I was reassigned, and the two claims I have were both plumbing related via the toilet running (simple fix) and the leaking line in the attic AC. I would still have to pay 2 people. I recommend Fidelity, at least they ask you what else needs attention and they only charge you one time.

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    Claims HandlingTech

    Reviewed Sept. 16, 2017

    I live in an older home and I was most impressed by the service that TotalProtect Home Warranty promised they could provide and I've been pleased thus far. I submitted a claim online and it was very easy. I’m also pleased with the service of the technicians. Everything has been working well since. I recommended it to a friend and he signed up two weeks ago.

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    Response from Cinch Home Services

    Khayyam – Thank you for sharing your experience. We help thousands of homeowners like yourself make home management easy. We appreciate your feedback and are happy to hear that we meeting your expectations. Thanks! - Amanda

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    Customer ServiceTech

    Reviewed Sept. 16, 2017

    I have been with Total Protect since 2008. I have had several experience with them. When they are good they are good. But when they are bad they are really, really bad. My current situation is as follows. On Sunday Sept. 3 I called in and placed my claim for my clothes washer. Three days later I had not heard anything so, I called again on the 6th. Because I work during the day and I wanted to make sure they had a number they could reach me. They had my home number, that was my fault ok. They then informed me that they were unable to provide a provider in our area, and that they had expended me the offer to find my own provider. I informed they then that a local provider has done work for them for me before and I would contact them. I immediately called that provider. The provider told me that Total protect would need to send them a work order. I called Total protect right back and told them what the company had said. Now total protect says that the company needs to call them, and the company is saying Total Protect needs to call them. So finally someone from total protect says they will call them, and see what they will need. At this point we are one week into this with no results. On the 11th I called Total protect again and I am told again that they will call the company and see what they need. Called the company and they said they had not received anything. We verify the phone number and email. Still nothing. I ask for a supervisor and I tell her all of this all over again. Then she says she will call them. But, I call the company while I have the supervisor on the phone. I relayed back and forward what they were saying. And the supervisor said she would send the work order. Ok. I call again on the 12th. No work order. And I have to talk to someone else and explain it again only to hear the same thing. "They will call the company, and have the work order sent". Next day (13th) same thing, 14th same thing. On the today 15th I call back again. And let me just say beyond pissed off. To go through this same ** all over again with yet another person. So now I have talked to 6-8 people and I am no further along than I was before. So I get a call this evening that they want to get me another provider, because they are now saying that because they offer me to pick my own provider the provider will is considered 3rd party, And the provider will not contact them for a pre-aurthoization because Total Protect will not send a work order before they come out. So therefore the company can not contact them after they come out. So now I am headed into week three. And now they are offering to find me a provider, but guess what that dam provider can' t get here until Oct. 9. And they wait to put me on a waiting list if someone calls and cancels. Really!!!!!!!!!!!!!. This service sucks. And after this they can count me as gone. I WILL NEVER DO BUSINESS WITH THEM AGAIN. GET MY DAM CLOTHES WASHER FIXED!!!!!!!!!

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    Customer ServiceClaims Handling

    Reviewed Sept. 16, 2017

    Each time I’ve called for a claim, I’ve received a really positive answer. The people I've spoken with have been very gracious and right on target as far as getting help. They were terrific and I couldn’t praise them any higher. When my dishwasher wasn’t working, they looked up whoever they have on their list and gave me the number. The people came out but couldn’t get a part because the unit was old and HMS got me a new dishwasher.

    HMS has worked with me and the people they've sent have been good and very confident workers. They're also very nice and congenial people. One time, I also had an electrician come here to help because I didn’t have emergency heat. He discovered one of the wires were not connected so he fixed it. Then the latest claim was for the air conditioning. The power motor went out and the only thing is I had to wait two weeks because they came from Dallas, Texas. But even then, they were gracious. They gave me back my deductible. Overall, service has been wonderful and we're happy with HMS Home Warranty. I would recommend them very highly.

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    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed Sept. 15, 2017

    Have a $50 deductible. Had the first guy over to fix water leak. Plumbers comes without tools. Pay him $50. Uses my tools and tells me it's an appliance problem with the dishwasher. Get insurance company to send appliance tech. Gets another $50. Says not going to replace dishwasher, needs part. 3 weeks later no part, can't get dishwasher guy on phone. Can't get HMS to return emails. Can't wait for the 30 min on phone to get someone to answer. Soon will have to get new dishwasher and commence small claims action. No other choice. We are going on 4 weeks without a repair. And the leak damaged the carpet and left mold under the cabinet. Insurance will not cover any of that. What kind of insurance is this?

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    Claims HandlingCoverageRefunds & Payouts

    Reviewed Sept. 15, 2017

    I am paying $40/month for the service. Recently, I filed a washing machine claim because it doesn't work at all. It took about a week to get someone to start working on it. Today, I find out that there are 2 parts of the washing machine that aren't covered - inner basket and spider mount. After seeing these parts online, they are inside of the washing machine! Which is crazy that they aren't covered!
    But wait, it gets worse...

    So after finding this out, I am told to call the manufacturer and then see if they cover these parts. After 1 hour and being forwarded from one number, to a Sears number, to another number, I gave up. Nobody is helping me to figure this out. Which means that I am on my own and that I will need to pay for the parts out of pocket since TotalProtect doesn't cover parts inside of the washing machine! !

    So let me give you a breakdown of my experience:
    - I pay $40/month for the service
    - I spent $125 to get the technician to look at my machine
    - It has been over 1 week since my washing machine has worked and it won't be working for many more days as I can see

    - I will probably need to pay out of pocket for these 2 parts that aren't covered. At least $200 as I saw on the internet

    Summary:

    I'm basically paying for the whole washing machine to get replaced. But rather than buying a brand new one for $400 - $500, I'm paying in parts to TotalProtect, losing weeks of time, and will be left with an old washing machine with new parts inside.

    What is the point of this coverage?

    Absolutely 0 benefit and 100% waste of time and money.

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    Claims HandlingCoverageTech

    Reviewed Sept. 15, 2017

    The HMS warranty came with our home where we saw a lot of things that needed to be fixed, like the toilets. The house is old and it wasn’t updated 25 years before we got here. My husband filed the claims online and they went great. The claims representative was helpful and the technician and I also had a really good rapport. I ended up purchasing toilets and the techs were in and out of the house. They did five toilets in four hours. Although, I was bummed because they put all five toilets in the front of their truck and I wanted them to have the toilets on the lawn so I could be “that” neighbor which was pretty funny ‘cause it's not an upscale neighborhood. But they cleaned up and it was a great experience. Like everybody else, I wish the warranty covered a little more than it does but it’s pretty good and we've had a fantastic experience with HMS overall.

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    Customer ServiceTech

    Reviewed Sept. 15, 2017

    I called up TotalProtect to report when something was broken, and they told me to wait an hour to contact the vendor that they gave me. And they really responded within 24 hours. Someone came to look at the problem and they fixed it on the spot if they were able to. If not, they had to order parts and then when they came in, they fixed it. They came right away, they did the work, it was completed and I was very satisfied. I was very, very surprised how nice and good it was. We used TotalProtect five times in the last six months and everything was resolved to my satisfaction.

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    Claims HandlingCoverageTech

    Reviewed Sept. 15, 2017

    Sometimes it was a little shaky with the technicians that TotalProtect send out. The way the technicians worded their assessment of the situation prevented me from having the repair covered, which I didn't necessarily agree with because it wasn't my fault. And then, there were times when I did have a service provider that was just not responsive. Other than that, everything's been good and I haven't had any major problems when submitting claims.

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    Claims HandlingTechPunctuality & Speed

    Reviewed Sept. 15, 2017

    Submitting a claim to HMS had been pleasant both times. However, the wait time to speak to someone is usually very long. It could be the norm and I'm just not used to it. The techs are not from their company and we usually let them know who we’re going to call. All in all, we’ve had good experiences with HMS.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 14, 2017

    We bought a new home and coverage with HMS Home Warranty was offered as a part of the purchase. Whenever something goes wrong in the house, I go back to my warranty package and see if it’s covered. If it is, then I make a phone call to HMS and they tell me what vendor to use. I'd call the vendor, then they would come and take care of it. The claims reps were always friendly and helpful, so I've been pleased with that. The technicians have all been good as well. I've also been pleased with the service they provided and the work that's been done.

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    Customer Service

    Reviewed Sept. 14, 2017

    My refrig quit working on 8/22. I have called with many long waits and assured problem would be correct ed within next day or two. It is now almost 4 weeks and still refrig not working. Today servicemen was suppose to have this as his first call of the day. I stayed home waiting and called a couple of times and was told would be here in 90 minutes. At midafternoon today (TH) was told that he would try to get out here next Monday. If you get a policy with this company, based on my experience it will take it a month or more to make a repair.

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    Claims HandlingTech

    Reviewed Sept. 14, 2017

    AC service claim was denied because my freon was low 3lbs. I live in central Alabama and the unit is almost 5 years old. The technician did not find a leak or any other issue with the furnace or exterior unit. Total denied my claim and said it was pre-existing condition. Obviously this to me seems like a normal wear and tear maintenance type deal. I canceled because it seems they could deny pretty much anything.

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    Claims HandlingTech

    Reviewed Sept. 14, 2017

    It seemed like a practical decision to get a home warranty so I got one. I did it with TotalProtect Home Warranty which was offered through Bank of America. Submitting a claim was a very favorable experience. The technician that they sent out was very knowledgeable and he did an outstanding job.

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    Response from Cinch Home Services

    Don - We appreciate you! Thanks for the kind words and sharing your experience. - Tanya

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    Claims HandlingCoveragePrice

    Reviewed Sept. 13, 2017

    TotalProtect has a reasonable price and coverage. Everybody worked in a professional manner. They assisted me in every way possible and everything went along fine as far as me signing up and getting everything activated. And I liked that they informed me in a timely fashion that I would be getting a slight increase, which was about $4 or $5. My experience thus far has been very favorable.

    I’m lucky I have TotalProtect. I put a claim in and they responded in a timely fashion. They didn't have to replace a part but it was a service to clear out something and reset the appliance in a manner that I didn’t know how. And the tech had to show me because I didn’t want to be too rough with my appliance. They took care of the problem for me. They did very well and professionally and I want to commend them for that.

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    Response from Cinch Home Services

    Andrew - Thank you for sharing your experience. We help thousands of homeowners like yourself make home management easy. We appreciate your feedback and are happy to hear that we have satisfied your home warranty needs. Thanks! - Amanda

    Verified purchase
    Customer ServiceClaims HandlingCoveragePunctuality & Speed

    Reviewed Sept. 13, 2017

    HMS was included in our home purchase. I've had three claims with them thus far and submitting them was easy. One was the garbage disposal that stopped working, the second one was for the kitchen sink not draining and the third one was an issue with the upstairs bathtub and all three claims have been resolved.The claims reps were fine, quick, and helpful. However, I had a problem with one of the claims. There was a miscommunication about the appointment and I had to reschedule it a second time. I had someone come to wait for me because I had to work and then they never showed. When I called about it, they had scheduled it on the wrong day. But the other two, both being plumbing incidents and two different companies, were both excellent. Definitely worth the money to be able to get your problems solved quickly and without any extra expenses. We've continued coverage and we're happy, so far.

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    Customer ServiceClaims HandlingTechPrice

    Reviewed Sept. 13, 2017

    I’ve been with TotalProtect for a while and I haven’t had any problems with them. The techs have all been fine and I've never had to have anybody come out and re-fix anything except for one issue with the technician from Sears. It took them over a week and a half to come out and fix a refrigerator. The process for filing a claim was fine but I find that it's better to do it online as it was taken care of within 48 hours. If I do it over the phone and they tell me, “Well, we have somebody from Sears,” and I would tell them, “I'd rather not do business with them,” they’re good about getting me a replacement which I like, however, it takes four and five days to get a technician after submitting the claim. Overall, TotalProtect is a good fit for me. It's convenient and it's worth the money.

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    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed Sept. 13, 2017

    In past times that we’ve sold and bought properties, we’ve always included a warranty so when we bought this house, we asked the seller to provide one for us and we worked it into our offer. Submitting a claim to HMS Home Warranty was pretty easy. The hardest part was waiting on somebody to get on the line and then I had to wait for the next day for the actual company to call me to schedule the worker to come. I’m glad I didn't need somebody out that same day, like if my floor had flooded, because the contractor wouldn't get the claim until later that evening.

    The customer service at HMS was good and everybody I've dealt with was really friendly and helpful. The technicians seemed knowledgeable as well and I was satisfied with my experience. However, I did not renew the contract because of the limited coverage. The technician who came for my faucet said if it were a leaky faucet, the warranty wouldn’t have covered that but since it was a pipe, it was covered. But then I had called previously on another issue and everything I called about was not included in it. Very few things were included unless I get the premium package which was pricey although it would be fine if I ended up using it. But I also have homeowner's insurance that covers major things.

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    Claims HandlingTech

    Reviewed Sept. 12, 2017

    When we purchased our house, HMS Home Warranty was recommended to us by the realtor. Submitting a claim has been a very positive experience. We had two appliances break at the same time and the agent helped consolidate our claims into one. The tech they sent helped us understand the problem and fixed it in a very timely manner. Overall, HMS has been efficient and supportive, and I'm very satisfied.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 12, 2017

    We had used TotalProtect once for the air conditioner and once for the hot water heater. We had a good experience each time. Submitting a claim was very easy, either online or by phone and their rep was excellent with the quick responses. The tech who came here was very knowledgeable too, especially for the hot water heater. He gave us all of the details so that was really a good experience. TotalProtect have lived up to expectations.

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    Response from Cinch Home Services

    Annette – We are delighted to hear that we’ve been able to satisfy your home warranty needs. Our goal is to provide homeowners like you with excellent service! Thanks! – Latanya

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    Claims HandlingPunctuality & Speed

    Reviewed Sept. 11, 2017

    My home is not new so things happen with electric or appliances and it makes sense to have a home warranty. Submitting a claim with TotalProtect was easy. Their reps did what they were supposed to. They contacted whoever was the contractor for that particular area and told me who that was. They set up an appointment and they showed up. They went right to the area, took care of it, told me if they had to come back or how long it would take. When the air conditioning unit froze, somebody came and had to turn it off. They came back the next day and did what they needed to. Overall, TotalProtect is a comfort. It's something that a home owner should have. You know up front what you're going to have to put out and most of the time that initial output is all you have to put out depending on the situation. I’ve recommended TotalProtect Home Warranty to people. It's been a great experience with them.

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    Response from Cinch Home Services

    Frances - We appreciate you sharing your experiences and are thrilled to hear that you have referred your friends and family to us. Our goal is to provide homeowners like you with excellent service! Thanks! - Tanya

    Customer Service

    Reviewed Sept. 11, 2017

    Trying to cancel policy! They dbl'ed their service call payments. Took 3 separate companies to fix our central air last month, nobody got it right!! I am now in the process of cancelling my membership. I have been in hold for close to 4 hrs!!! Transferred to 4 different departments & still waiting, they are extremely rude when they answer & transfer me to someone else!!! Next call... BBB. Horrible company!!!!

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Sept. 11, 2017

    The seller purchased a HMS Home Warranty for my wife and I when we purchased our home in May. Recently, we have experienced problems with our A/C unit. Originally, HMS sent a technician to our home who was able to bring our unit to working condition. Several days thereafter, I discovered our inside unit making an odd noise and water leaking from the bottom. I again contacted HMS, who sent a different technician out. The technician came to my house and orally told me what he thought the problem was. He indicated that he would submit a report to HMS and provide me with a copy via email.

    The next day, HMS notified me that my claim was denied as my contract did not cover the repairs. I requested that HMS provide me with a copy of the report so that I could evaluate their denial. I was informed that it could not provide the service report to me directly. I would have to obtain the report from the technician. HMS, however, was kind enough to contact the technician for me and request the report. According to the customer service representative at HMS, the technician stated that he will only provide me with a report if I pay an "administrative fee," which I definitely will not do. I have already spent $200 for two technicians to evaluate my unit and it is still not fixed. I find it extremely odd that HMS cannot provide me with a copy of the service report that was completed on my own unit.

    Despite the odd, shady and unprofessional behavior of the technician, HMS continues to deny my claim.

    At this point, I have no idea as to the specific reason why HMS denied my claim except for some vague language regarding the contract. I have located a different service technician not affiliated with HMS to evaluate and repair the unit correctly. Due to the lack of transparency, I cannot recommend that anyone purchase a home warranty through HMS.

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    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed Sept. 11, 2017

    When I bought the house, it was with a different home warranty company but when it was up for renewal, I brought them to HMS. My air conditioner had gone out and it was very hot in this house. I called the HMS number and I got a person. I gathered that the company they gave me was the only feeding, refrigerating company that they had in town. I got a call back from the company. I don’t think they came very fast, but they came and the technician was nice. He told me what was wrong and he said it'll take 24-hours to get them done, I said "fine'.

    However, nothing's happening so I'm calling instead. I got a call from the working company here in town and they said they can't do any of the work until I paid them half of the $975 fee for them to check out the unit and just take out the antifreeze etc. And then I said, "I don't think that's my problem." They said, "Well, that's what we've been told by the HMS people." And so, I called HMS and they said that I'd have to talk to such and such a unit. Anyway, I finally got them and they said that the pricing that was sent in from the local company said that not only was my motor messed up, but something else was messed up and that they were going to replace the whole thing.

    They said there probably was a crack on the back of something. So, I'm trying to get them to do what I needed to be done. I talked to the HMS lady and she said, "Well, that part was on the paper." So, I had the paper from the local company and it didn’t say about the crack. So, I called the local company and I said it doesn’t say that. I can't tell whether the man lied or not but he said that when he called in, they said "Well, probably," and they marked it. He said he didn’t insist on that. And the people that I talked to locally like him and they said they didn’t think he would lie on it. So, I don’t know who messed up or who didn’t mess up. But all I wanted was air conditioning right away. So all this is going on in less over a week with the temperature outside up pushing a hundred.

    They didn’t get my aircon fixed but I got myself somebody else because I didn’t know if I could trust the guy. I certainly did not trust HMS. I got somebody else and they picked it and we got the right documentation as far as I know and I sent it to them. I hadn’t gotten my $1,100 back. They said that if I didn’t let their man do it, then all I could get is $1,100. The bottom line is I paid more than that and I'm supposed to have been insured and that they ought to be able to adjust. If I'm trying to get less, they should have gone with me and done that. They shouldn’t have left me without any coverage. And again, on top of all this, they said if I don't do exactly what is said on the paper that I'm supposed to do, they will not cover.

    I am an insurance person and if I don't get something from these people to tell me that I'm covered, I'm moving at the end of my contract. And I intend to tell every person that I know not to do HMS. My husband went on the internet and there are three companies that are highly recommended. I don't even know if they serve up here, but I'm going to get one of those. Overall, the experience was despicable.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 11, 2017

    I needed a home warranty and my credit union recommended TotalProtect. I had a good experience submitting claims and it was easy. The reps I spoke to on the phone were good. They gave me the number to where to call and then I did all the calling and all the other stuff. I needed work on my electrical system and the washing machine. The work for the loose wire wasn't worth $100 so a $100 deductible wasn’t worth it. The deductible is pretty high considering my previous home warranty provider's deductible was lower. Still, everybody needs a home warranty and TotalProtect is good so far.

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    Customer ServiceTechPunctuality & Speed

    Reviewed Sept. 11, 2017

    I have submitted claims over the phone and can normally schedule someone pretty quickly. But I’ve had some issues lately where the technicians didn’t come over. I have an appointment for a tech to work on my dryer and I called them that morning to verify. I specifically stated that I didn't want to leave work early and use my paid time off and then not being able to do any work. Still, I left work early and then when I was almost home, I got a call from them telling me that they apologize, they parked and thought there wasn’t anyone in, and they’re not going to be able to do it that day. So that kind of ruined my work. But overall, HMS meets my expectations.

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    Customer ServiceRefunds & Payouts

    Reviewed Sept. 10, 2017

    I signed up for a home warranty with Total Protect in response to some marketing material from our credit union. It was a problem from day 1! The agent that I spoke to took all my information over the phone including my credit card information and said I would receive my contract in the mail within the following days. After not receiving anything, I contacted them and they couldn't find record of my account with them. After numerous emails and calls to a "supervisor" by the name of William **, he told me that "they [TotalProtect] identified when I called the initial credit card information I provided was attached to an incomplete application with partial information from your current address." After spending weeks of sorting that out, I then receive another welcome pamphlet. Thankfully, I read it and found out that they are no longer offering $1,000 back for homeowners insurance deductible, rather, they decreased it to $500. Unfortunately, this was a selling point for me when I decides to switch from American Home Shield to Total Protect. In addition, I noticed that there is a Premier Upgrade Plan Option for $10 more a month so I called and spoke to an agent by the name of "Hope" in their Anderson SC call center. She explained to me that the upgrade plan is only available the first 30 days of the warranty effective date and that she was unable to add it. I explained to her that this was never mentioned to me during the enrollment I did over the phone and that I didnt feel it was fair that it was never given to me as an option. She said that the agents "cant possibly go over all of the benefits they have during the enrollment on the phone" and that I was out of luck. I asked for her to ask her supervisor and she came back saying that they supervisor she spoke to said it could be added up to 90 days after the effective date (which I still happened to be in) but that the system was not allowing her to add it and that I would have to wait until my renewal period next year to add it. I then asked to speak to the supervisor she had been working with and she told me there wasnt a supervisor available. Matter of fact, she told me that one wouldnt be available until Monday, so clearly she was lying to me about the "help" she was getting from the supervisor she had been "working with". At that point, I told her to cancel to my contract and that I would just be going back to American Home Shield. She cancelled without any hesitation and then told me I would only receive a $5.00 refund despite the fact that my premium of $45.95 was just drafted on Sept 1st. Needless to say this entire experience has been AWFUL and will happily returning to American Home Shield! Save yourself the headache and hassle and avoid Homesure of America, Inc./TotalProtect Home Warranty. Ill be contacting our credit union to let them know they need to stop marketing this warranty company to their members. In addition, I looked up TotalProtect Home Warranty who goes by the name of Homesure of America, Inc on the BBB and they have a B rating! I'll also be lodging a complaint myself with the BBB.

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    Customer ServiceTech

    Reviewed Sept. 10, 2017

    I have rentals and a primary property. So, it's good for me to have a home warranty. TotalProtect sounded like they had a little more to offer. And I've had an experience with another home warranty company before and I was dissatisfied. With TotalProtect, I just call in to submit a claim and they look up one of the contractors that they use and they gave me the phone number. And sometimes, they will try to call the company while I'm on the line so they can come back and give me a time and date. But if that doesn’t work, they give me the company’s phone number. So, the process is fairly easy. And I also find it a good thing that whatever company that comes out, if the same problem occurs for the same appliance, I have six months to call them back for them to fix the problem again. The technicians have been professional. TotalProtect is a great plan to have and working with them is not complicated.

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    Claims HandlingPunctuality & Speed

    Reviewed Sept. 10, 2017

    The warranty came with the house when we purchased it and we haven't had any issues with our experiences with HMS Home Warranty until recently. But submitting a claim has been easy and they've been responsive. They’re pretty prompt and that’s appreciated. Plus, the people who have come out have been able to remedy the situation. All in all, our experience with HMS Home Warranty has been good so far.

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    Customer ServiceTechRefunds & Payouts

    Reviewed Sept. 9, 2017

    My fridge/freezer went out on 9/6/17. I immediately called. I was told the soonest someone could come out was 9/21. That dispatch would call with a sooner date. I have called everyday (as no one called me) only to be told on 9/9/17 that NO one has been scheduled to come out & look at my fridge/freezer! I will never recommend this company to anyone and am extremely disappointed in the service I have received for the money I spend on this warranty.

    I live near a big city and tried calling repair companies myself, only to be told they do not deal with home warranties due to not receiving payment. So now HMS wants me to pay out of pocket for my repair. I don't think so, if they will not pay a vendor do I really want to run the risk of not receiving payment also? I was told repeatedly someone would call me and no calls have came. Once they do find someone to come out it's going to be another 1-2 weeks (if I'm lucky) for the parts to come in and so now we are into the month of Oct without a Fridge or freezer. If it were my dishwasher I would not have an issue. But this is my fridge-freezer for goodness sake.

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    Customer ServiceCoverageTech

    Reviewed Sept. 9, 2017

    very very bad customer service. They sending people that over charging home owners. last week I

    needed garage door service. They send me a service company called PROTECH GARAGES LLC .They came to my house to look at the garage. charged me$250.00 we paid that money. They never came back to fix my garage, it is been going on two weeks. Today I called to check on my status. The company is not answering the phone. So I contacted total protect they telling me they are not covering my garage door service. After I paid$250.00 I need to call some else to fix my garage. so I dont recomend TOTAL PROTECT OR PROTECH GARAGES FOR ANY ONE.

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    Claims Handling

    Reviewed Sept. 9, 2017

    We had different options on the table but my friend recommended HMS Warranty to me as very transparent and helpful. They have good service so that’s why I changed my mind to HMS Home Warranty. I've had four claims since then and the service had been very nice and transparent. They communicate well and they have been very responsible, helpful and courteous. I've never seen any kind of service like that and I recommend them to anyone.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 9, 2017

    My mortgage company offered TotalProtect and I got it. It was a good idea for the money to get a home warranty. I called and submitted a couple of claims and they’ve been good. I've had three episodes and the claims reps were always polite and helpful. The technicians were also pleasant and they did their job. I gave them the money and everybody was happy. But TotalProtect raised my deductible from 75 to a 100 and a year later raised it to 125 so I almost canceled it. I just forgot to do it. Nevertheless they saved me a lot of money and did what they were supposed to.

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    Response from Cinch Home Services

    Robert - Thank you for sharing your experience. We help thousands of homeowners like yourself make home management easy. We appreciate your feedback and are happy to hear that we have satisfied your home warranty needs. Thanks! - Tanya

    Customer ServiceClaims HandlingCoverage

    Reviewed Sept. 8, 2017

    When we attempted to make a claim on our water heater, we were told it would be several days before someone could come out. We ended up researching the issue and fixing the problem ourselves ($5 repair) rather then be without hot water for several days during the winter and paying $75 deductible.

    Next our microwave went out. We filed a claim and could not get anyone out for several days. Once a repair tech came out he agreed that it would need to be replaced. It took two weeks to get the new one delivered since the customer service "forgot" to place the order. Then we were told there was no one available to install it. After calling multiple times to arrange installation we again did the work ourselves. We ended up being without our appliance for nearly a month. We paid $75 deductible on top of our monthly payment.

    Now our dishwasher has an issue and again we're told it would be three weeks before anyone could come out. Again we ended up figuring out the issue and fixing it on our own.

    We decided to cancel our service and we're on hold for over an hour before finally talking to someone. We were told that we would have to pay $370+ to cover the cost of the microwave we had claimed earlier in the year. If we don't pay this fee we will have to continue paying our monthly fee for six more months and any other claims would add to the price to get out of the service. Customer service stated we would be turned over to a collection agency immediately if we canceled our service.

    Very poor customer service and long delays to get work done. Will be dropping this service.

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    Claims HandlingTech

    Reviewed Sept. 8, 2017

    Getting a home warranty was the thing to do. I learned about TotalProtect from a friend who had it and it's been really good to us. The claims rep was very nice and helpful and the work done by the technician was very good.

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    Response from Cinch Home Services

    Margaret - Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Tanya

    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Sept. 7, 2017

    I have a leaking dishwasher. They have had to send four technicians out but can't seem to fix it. Now they want me to submit a new claim going forward (so I have to pay $100 again) yet they have not resolved the original claim. Every time I call, their technicians tell me something different. I feel like I have to jump through a dozen hoops just to get a repair appointment. My guess, they make it hard so you just give up. I will not be renewing my warranty after this year is up.

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    Claims HandlingTechPunctuality & Speed

    Reviewed Sept. 7, 2017

    I needed a home warranty, and decided to go with TotalProtect because of their price. I submitted a claim, and I had a nice interaction with their claims representative. I appreciate the turnaround time. The technician that came out was very nice, and he did an excellent work. Overall, everything was excellent.

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    Response from Cinch Home Services

    Sandra - We appreciate you taking the time to share your experience. We aim to make our claim process quick and easy and are glad to hear that we met your needs. – Heather

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 7, 2017

    HMS Home Warranty coverage was part of the package when we purchased our home. We have submitted claims and both went really well except for the dishwasher claim. We ended up using a different company because the first company’s scheduling was not real well. They scheduled it three weeks out from the time we filed the claim then they called us on the day they’re supposed to come and cancelled. They’re trying to push it back another two and a half weeks. So we called HMS and they did what we needed. They sent out somebody else who was able to be there and fix the dishwasher within 48 hours. The techs were very professional and experienced. They were also knowledgeable and helped us out a lot.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 6, 2017

    The experiences I had when submitting a claim with HMS have been fine, but my biggest issue has been the turnaround and the limited selection of contractors available. I had my air conditioning break down four different times. The reason I bought a warranty is that the air conditioning unit was old. There are only two selections of contractors over at HMS. One of the selections I called said they're too busy. The technician that came was from Raymond Services and he was great and knowledgeable, but I went three days without an air conditioner before someone got to me. They came and couldn't fix it that day because they had to send all the stuff back at HMS, which I understand because HMS got to approve it. Then they scheduled for the contractor to come back, which was a little frustrating. Other than that, when I call HMS, they've been friendly and responsive. Overall, I'm satisfied with my experience.

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    Customer ServiceClaims HandlingTech

    Reviewed Sept. 5, 2017

    HMS Home Warranty was in the home when I bought it and I kept it. The claims representatives were very good and knowledgeable. The technicians are also very good. The latest one I dealt with was the air conditioner guy. He was very helpful and very knowledgeable in what he was doing. He educated me on what he’s going to do and gave me an update after. Also, my washer was having issues and I called and the tech guy came over. When it’s just the cleaning stage, then the machine vibrates to the point like it wants to move out of its compartment. And sometimes, it’s quiet and doesn’t do anything. So that problem is on and off. And unfortunately, when the tech guys came in that time, it worked at its best behavior. So they said there’s nothing wrong with it. Other than that, everything has been going on smoothly and I love working with HMS.

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    Customer ServiceClaims HandlingCoverageTechSales & MarketingPriceRefunds & Payouts

    Reviewed Sept. 5, 2017

    I would rate HMS a zero if could. I would never recommend this warranty company to anyone. I filed a claim for our refrigerator line that was leaking into our basement. We didn't have a way to check costs of diagnostic fees because HMS said they only contracted with one plumbing company in my area. That was the first red flag that this company is a scam because I live in a very large city. We waited 3 days for the plumber to come out and he told us HMS would only cover part of the copper pipe that was leaking. The plumber didn't feel that was adequate of HMS because he said the entire pipe needed replacing. The HMS representative got very argumentative on the call with me and said no they will only cover part of the pipe and if the entire pipe needs replacing then we have to pay out of pocket for that.

    I asked to speak with a supervisor and after being placed on hold, the HMS representative came back on the line and said she spoke with her supervisor and they decided to deny the whole claim. She said she was just being nice at first to approve part of the pipe repair but since I wanted to speak with her supervisor they decided to deny the whole claim because HMS actually won't cover repairs to a refrigerator line. On a recorded line their representative said this to me! So they apparently do shady things when it comes to picking and choosing what they will and won't cover.

    I want to mention that not once in 4 phone calls to HMS prior to the plumber coming out did they ever mention that refrigerator lines aren't covered in the warranty. This also is not clear in their warranty packet. The price for the work from the plumbing company they had come out was outrageous so we won't be going with them for the repair but now we are out a $100 diagnostic fee because HMS was never upfront with what they would and wouldn't cover. Had I known upfront that they didn't cover what I needed fixed, I would have researched other plumbers. This warranty company is a scam. Buyers beware!

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    Reviewed Sept. 5, 2017

    I had two repair within one month on my A/C unit. The first repair stated the unit was working fine, two weeks later the second repair stated the unit coils were leaking,damage, and the unit was neglected. per Total Protect. They refuse to repair or replace the unit per contract. I requested to see the written report from the A/C company and Total Protect on several ocassions. Both Company refuses to provide me the written documents requested. This Company do not live up to it's warranty.

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    Response from Cinch Home Services

    Warren – Thanks for taking my call yesterday and allowing me the opportunity to address your concerns. I’m sorry that the outcome was not what you hoped for and that you have cancelled your warranty. We appreciate the feedback you have provided. Respectfully, Katie

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Sept. 5, 2017

    We own multiple rental properties and heard that HMS Home Warranty was far better than our current warranty company. We went ahead and paid upfront annually for the entire year. Then 5 weeks later we got up to leave for work and our hot water heater failed at our primary home flooding our garage and soaking our walls. We contacted HMS on 9/1/2017, and they were delayed in sending someone out by 2 days going into Labor Day weekend. Finally a plumber came out and assessed the water heater, and said he wouldn't be able to do anything until HMS reviewed the claim, which would be another 3 or 4 days.

    My spouse called HMS to complain about the delay, and the woman she spoke with said that our claim was being reviewed next Tuesday, but that the report came in saying that the water heater was pre-existing damage. How does a water heater that suddenly fails and has no signs of any problem constitute a pre-existing problem? This experience makes me wish I would have checked consumer complaints on HMS Home Warranty as they are many. We have had to drive daily to our health club to get a shower, as HMS clearly doesn't give a crap. Plus they want your money, but they will find every excuse to delay, and not pay your claim when you need help the most.

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    Punctuality & SpeedRefunds & Payouts

    Reviewed Sept. 5, 2017

    We had a water leak about three months ago and TotalProtect was real good about getting somebody out quickly. We got it fixed and I paid my increased deductible. The TotalProtect people do a nice job and we're really pleased. We're going to hang in there for sure. I'm a retired State Farm claims representative so I know about claims. TotalProtect is very efficient and everybody I talked to has been very helpful and to the point. I recommended TotalProtect to several of my friends.

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    Response from Cinch Home Services

    James - We appreciate you sharing your experiences and are happy to hear that you have referred your friends to us. We hope to continue to have you as our customer for many years to come. - Tanya

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Sept. 5, 2017

    I've been with TotalProtect for several years and I like the coverage plans and the items that they cover. I had two claims and both were on air conditioning. I submitted the claim online and they gave me a repair agency to call. I called and scheduled my appointment. I got two different companies and two different technicians and they were both very efficient and they explained to me what they were doing which was unusual. They did everything right and they were very pleasant and courteous. One of them had to order parts which took a couple of days but they kept me informed. The other time, they fixed it while they were here.

    I also got my son and my parents signed up on TotalProtect. It's a good investment because the appliance gets older and things break. It's nice to know that there's someone to call that will come out at a fairly reasonable amount of time and take care of it and I don’t have to mess with it. I'm very pleased with the service and it's a service I'll keep. It's easy to use and to file claims and very cost-effective. Overall, TotalProtect is a well-run organization. They've taken care of everything that they promised to me.

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    Response from Cinch Home Services

    James - We sincerely appreciate your loyalty and we will continue to work hard to help you with your home management needs! It is our pleasure to give great customer service and offer stress-free repairs - Janet

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Sept. 4, 2017

    HMS Home Warranty came with the insurance I had to buy. The mortgage company told me about them and so far, we had no problems when submitting a claim. The claims representatives were nice and the technicians who had come out did their work fast and good. Overall, I am satisfied and I will renew with them.

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    Claims HandlingPunctuality & Speed

    Reviewed Sept. 4, 2017

    I needed a home warranty program because of the age of the house. I got a flyer from TotalProtect in the mail and I read it up and thought it was good. Submitting a claim was pretty easy overall. The people at TotalProtect responded quickly and they're awesome.

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    Response from Cinch Home Services

    Cheryl - Thanks for the kind words! - Janet

    Verified purchase
    Price

    Reviewed Sept. 3, 2017

    I submitted a claim over the phone with their boss, who was also a neighbor, and she had a little problem getting folks together. I let her go ahead and do what she does and we got them together and it worked out. TotalProtect is a lot cheaper and I consider it a valuable commodity that's necessary for those of us living a normal life of not being able to have extreme riches. And this helps us to maintain our style of life and society is better and whole for it.

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    Response from Cinch Home Services

    John - Thank you for sharing, we are here for you! - Janet

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 3, 2017

    HMS Home Warranty came as a year's worth of warranty from the person that sold the home, and I renewed with them because I was very happy with the service. Submitting a claim was a bit arduous. I'm located near Westminster, which is six to seven miles from my house. Instead of sending somebody from that area, HMS sent someone from Frederick, which is a good 30 miles away. And those people after contacting them would say, "I'm sorry, we don't service your area."

    That was very frustrating and it's happened on every single call that I've had to make that they say, "This is the person that's going to handle you," and then I end up having to call back again and again. On that level, I was displeased. The claims reps assured me that that person they assigned was in the service area, and I was disappointed each time. I learned that I have to say upfront, "Do not give me anybody from Frederick. Please make sure it's from Westminster. Otherwise, they will not service me." Starting out with that, I'd probably have no problem.

    The technicians were wonderful and they knew what they were doing. One of the few claims that I had was the ice maker of my refrigerator. The guy that came was from Westminster and he said everything worked, then he left. But it wasn't making ice again so he had to come back. When he came back, he said the reason that he thought everything was working was because he dumped all the ice out in the sink. He said he had a minor adjustment to make and he said it should be fine. Of course, you can't wait until the ice starts making itself again and so he wasn't able to check that. If he had been, he would have made the adjustment the first time he was there. But now, the ice maker's doing it again, where I can't get any ice at all to come through the ice shoot. I'm getting ready to call HMS again because of that. Overall I'm disappointed in the agent and their knowledge, but happy with the technicians that actually show up.

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    Customer ServiceClaims HandlingCoverageTechPricePunctuality & SpeedRefunds & Payouts

    Reviewed Sept. 2, 2017

    When we bought the house in Hot Springs Village, HMS was the required warranty people added in the policy. Then we renewed it with the same company. I’ve called in four claims now and I’ve had a good experience with their people. But not with the vendors that work for them. Our first claim was an electrical fire in the fan so they got an electrician that was local in the Hot Springs Village area to come out. The contractor sent their information back in. We talked to them at the very same time and they gave us our limit. They asked us to go down, pick out a fan and whatever we needed, then submit the receipts and they’ll reimburse us. That worked right and the contractor was very good.

    I called HMS again when we had a leak coming from the air conditioning unit in the crawlspace underneath the house. The water was leaking out of the drain pan onto the sheet metal enclosure and from that was dripping down into the basement onto the ground. It’s got the plastic ground cover on it so water was running everywhere. I put a fan down there and had it going. The first guy was from somewhere between Little Rock and Memphis so he had a two-and-a-half-hour drive to get here. He came out and determined that the drain pan was cracked but he never came back. He forgot about us and disappeared so we called HMS back and they got somebody else.

    This other person came out, looked at the air conditioning and determined that he could make more money doing an installation than repair. I called him and called him and he wouldn’t take the call. He also never came back. This thing took us almost a year. Then the last guy that HMS got couldn’t decide whether he wanted to keep the company or he wanted to sell it or get out of the business. He also gave me a lot of excuses why he couldn’t come out. He said he couldn't take the drain pan off when it’s raining because of the humidity. Then he said that the company he ordered it from sent him the wrong drain pan so he ordered it again. After that, he said that the drain pan they sent him was cracked so he sent it back. Then he said the next one they sent was also cracked, and after that, the one they sent was still the wrong one.

    He didn’t want to deal with it but HMS finally got in touch with him. He ordered the drain and when it arrived, it was the right one. And that time, it only took him two days to get out here and a day to fix it. But that was after a year of going through all these other people and this guy that fixed it. We paid the first guy the $100. But the other ones, HMS Home Warranty waived it or they were going to pay them.

    We also had a claim for the hot water heater that had a leaking pop-off valve. The plumber showed me that it was clogged up because of the corrosion. The house was built in 1988 and it’s not that old but the water here is corrosive and builds up a lot of the calcium so it’s likely that it was already here then. He replaced the pop-off valve and we haven’t had any trouble since then. Also, when HMS called the plumber, he called me back that afternoon. It was a Tuesday and he fixed it on Thursday. The local people in Hot Springs Village are good.

    Things are moving along smoothly at the moment and we haven't had any other claims since then. But that one for the air conditioning drove me up a wall. They said that if there is mold down there, they won’t cover it. I told HMS if that was the case, it was their fault as well as the vendor’s that it occurred and if it gets to where it’s something else, we might have to go consult a lawyer.

    We debated about whether to sign up with them again or even what to do. But after checking around at some of the other home warranty places, HMS had the best price. I’m thankful we had the company but disappointed that their vendors aren’t more professional. We are not aware of their location and HMS simply called somebody from their list but they were not even close to where we live. I can understand that this type of people would not want that call. They came out and took it when they were not busy at the time. Then they got busy and let it go. But the customer service people that I talked to were well-aware of that. I ripped into them about calling people that lived that far away. When I called about the plumber, I told them I want them to flag it upfront. I want to know where his office was and they said it was in Hot Springs which was 20 minutes from here.

    Some of the people on their list have been there for a long time. The guy that was trying to fix the air conditioning was trying to decide if he was going to stay in business or not because he hasn’t been doing anything. In fact, one time he said he can't order the drain pan because the company he needed to order it from wouldn’t accept his credit. He didn’t have cash to pay for it, so they wouldn’t ship it to him. But the plumber was very professional. He had everything he needed in his truck and he was all by himself. When he looked at the pop-off valve for the hot water heater, that was the problem. It wasn’t the regulator which he was considering. But he didn’t have to say he had to go pick that part up. I was very impressed with him.

    HMS said they would look into removing two of those guys from their list. I told them I’d go get my own vendor for the ones that were close here and they can pay me. But they said I can’t do that. I could’ve done it a whole lot faster than going through their process, at least for that particular situation. A lot of the times with their customer service people, they couldn’t do anything more than I was doing. They had to talk to their supervisor to see if they could do something about it. But it worked out. In fact, some of the supervisors called me back and I didn’t even request a call from them. We’re happy with HMS and we’ll renew every year as long as we’ve got some of these older appliances around here.

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    Tech

    Reviewed Sept. 2, 2017

    I've had a great experience with TotalProtect. I bought a home for the first time and I got TotalProtect’s service after seeing them online. They’re a reliable company and I would highly recommend them. However, they need to search the area where an individual lives before they allow that individual to have the home warranty. If they don't have providers in that particular area, it creates a problem. In my case, I live so far from local vendors. There's not a lot of vendors here that want to wait on their money. If they do the work, they want to get paid for it. It's not so much not wanting to come far out, it's the third-party claiming. I'm disabled and on a fixed income. So, it depends on what the job is. If I'm able to pay it, then I'll do that.

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    Response from Cinch Home Services

    Delores - Thank you for sharing your experience. We appreciate your feedback and are working to get more vendors in your area. We are happy to hear you had a great experience thus far. Thanks! – Heather

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Sept. 1, 2017

    The place that I just purchased had been sitting for a little bit so we had the seller put the warranty on there. I had good luck with HMS so I stayed with them and renewed. I also have a house that we moved out of that is rented and I put a warranty on that as well. It was very easy to use and understand the benefits of the warranty and I reach out to the reps via phone and online for my claims. I couldn’t have asked for a better experience. They answered all my questions and got somebody to call me back if needed. When I had trouble with one of the subcontractors, they also took care of it for me. It was a problem with getting one of them to come to the home. Other than that, the techs have been very good. They came within the window they gave me and the quality of their work was excellent. It’s been a while since I’ve used HMS but my experience with them has been very good all the way through.

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    Customer ServiceCoverageTech

    Reviewed Sept. 1, 2017

    From their contractor network base to customer service and coverage - it's horrific. We chose to go with a contractor outside of their network because it actually saved us money and allowed us to use a contractor that has some kind of reputation online. Don't choose this insurance.

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    Response from Cinch Home Services

    Anna – It sounds like we let you down and we’d like to address your concerns. We left you a voicemail message with our direct contact information if you would like to discuss your experience further. - Amanda

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Sept. 1, 2017

    HMS Home Warranty was included in the purchase of my home. I have had a couple of claims which includes a plumbing issue recently and they've always been right on the money. Every claim has been fixed perfectly. HMS has been good for me. I'm single, over-aged and anytime I have a problem, it's nice to be able to call my warranty and they come out and take care of everything. They helped me with stuff that I couldn't provide for myself.

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    Tech

    Reviewed Sept. 1, 2017

    My five-ton air conditioning went out. I got in touch with TotalProtect Home Warranty and they set me up with the techs from Home Resort. The techs came out and are still working on the replacement part, but they've been out here all day yesterday. They have good personality and professionalism, all rolled into one package. And they believe, as I do, in doing it right the first time. They were awesome and I would hire them in a heartbeat.

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    Response from Cinch Home Services

    Jane - It is our pleasure to give great customer service and offer stress-free repairs. Thank you for taking the time to share your claim experience with us. - Heather

    Customer ServiceTechRefunds & Payouts

    Reviewed Aug. 31, 2017

    I had a problem with my laptop, and I phoned, explained I had a battery problem, the lady in customer service said, we can fix your battery, but firstly, I need to charge you the $75 deductible, thereafter, you will go to tech support, who will troubleshoot and send someone to fix your computer, or you may need to send it in. I paid immediately and was put through to Tech support. (It took them an hour to answer).

    The minute I got through to tech support the first thing he asked me was if I'd added anything to my computer, I said yes, I'd added storage, He said that makes my warranty for the computer null and void. My question is, why did customer service not ask that question as standard procedure? It does not take a tech degree to ask such a standard question. As a result, they took my $75 and refused to refund it at all. Had customer service told me that would make my computer warranty null and void, I would never have paid the deductible, but obviously this is a way the company makes money off customers.

    Not only that, the tech guy apparently wrote in his notes that he'd given me phone support. HE DID NOT, and the phone recording will reflect that. So not only did customer service rob me, but Tech support lied.

    When I also tried to resolve the issue, you could not get hold of a manager, and when I finally did, he said, sorry but you aren't going to be refunded. I warn anyone, this company is not worth dealing with.

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    Response from Cinch Home Services

    Suella - I appreciate your feedback and I’m sorry for the confusion you had during your claim experience. I’ve located your account and reviewed your claim. We were able to make an adjustment and contacted you, leaving a message with our direct contact information if you need further assistance. - Louise

    Customer ServiceTech

    Reviewed Aug. 31, 2017

    Very Very Bad service. There is no accountability with the customer care agents. I called twice and requested to speak to a supervisor. The third agent told me that the request was never made. The agents are extremely rude and there is no consistency in their information. The icemaker of my refrigerator has been out of order for at least 5 weeks now. I keep getting the run around from the warranty company to the service agent. Once again there is no accountability between the two. Sometimes I'm told that I should call the service agent and other times I'm told that the service agent will call me. Nothing is getting done. If this continues I may not renew my contract with this company. Lastly I can never take the survey at the end of the call. The call just gets disconnected hence I cannot place my grievance there also.

    Updated on 09/07/2017: I have been trying to get my refrigerator fixed for over 6 weeks now. There is no accountability on their end. They never answer any questions affirmatively. There is clearly no connect between the service provider and the warranty company. The agents and supervisors are rude over the phone and have no concern for the customer. After this experience I'm neither recommending this service to anyone nor renewing my warranty with them.

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    Claims HandlingPrice

    Reviewed Aug. 31, 2017

    I'm a single female and I own a home. A fellow flight attendant friend of mine had a home warranty and she said it would be great for me because I don't know how to do things in the house. I'm also not home a lot so I looked into getting one and decided I'll try it for a year. HMS was the first one that sent me something in the mail. I had other friends that have used American Home Shield and they like them but I went with HMS because they made me the offer through the mail and I thought I'd gave them a shot.

    It's easy to submit a claim with HMS. But when I submitted one for my broken washing machine in March, it didn't get done until May. I was disappointed and I had to go through three different companies. The first guy came in and didn't stay for five minutes. He said he was going to order the motherboard and I asked him if he was sure that that's what's wrong with it to which he answered yes. But the next week, he came in and said it's not the motherboard. It was the motor that was wrong and I had to wait another two weeks for the new motor to come in. After he ordered it, the motor came but it's not a motor for my machine.

    The next guy who came out didn't even open up my unit. I did not leave his side and I wanted to see what he was doing. He said I had a leak in the coil and it's bad. He's Middle Eastern and he seemed to also say that I needed a new system. I asked him if he can show me where the leak was and he said it's inside the unit. I asked how he knew that when he didn't even open up my unit, and he got in the car and left. HMS then they sent me another tech who was wonderful. He's a retired vet, spoke English and was very honest. It was a simple fix, the part was $100 and he fixed it right then and there. I was very pleased. So sometimes I have to go through a couple of companies before I get a good one and I wish it was just one great company to come and fix my appliances.

    When my garbage disposal went out HMS sent a company over and the guy was also wonderful. He said it was 13 years old and I was lucky that I've had it for that long. They replaced it with a new one and it was fine. I've had HMS for several years and I don't use them a lot but when I do my problems eventually get fixed. I'm grateful because the warranty works for me and it would work for a single mom. It's also very affordable and I couldn't imagine not having it.

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    Customer Service

    Reviewed Aug. 31, 2017

    I was dealing with Bank of America initially and they made TotalProtect's service available. Then TotalProtect devoided themselves of that company. But the payment was still paid to Bank of America so I let everybody else know that they were no longer connected with each other. Otherwise, everybody would've been uninsured. That was a flip out on the part of the bank and TotalProtect.

    We've been dealing with TotalProtect since then and they've done very good. They responded well and I'm very happy with them. I use their service for either air-conditioning or plumbing, and when I get a good company, I ask for the same one. I've had one experience where the party wasn't qualified, but I let TotalProtect know about it and we remedied that. They got to be careful who they engage and make sure they know by referral who they are. So I try to do that to make sure that they're aware of that through the service providers and how good they are. And as long as they do that, we're okay.

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    Customer ServiceClaims HandlingTech

    Reviewed Aug. 30, 2017

    I usually call on the phone when submitting a claim to HMS Home Warranty and it was an easy process. Everyone who came to repair things was good and everything they worked on is working. There are no issues and I’ve had a good experience.

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    Customer ServiceClaims HandlingTech

    Reviewed Aug. 30, 2017

    When I bought the house, TotalProtect was the only ones that reached out to me for a home warranty. I've been very happy with them since then. We filed a claim and it's been stress-free. I called them and let them know what the problem is. They scheduled someone to come out, and they took care of it after I paid the deductible. It's been amazing and I'm so glad I got it. The techs who came were very nice, polite and professional people. They gave me good advice and suggestions and even followed up with TotalProtect to make sure that everything's been resolved. I have recommended TotalProtect to friends.

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    PriceRefunds & Payouts

    Reviewed Aug. 29, 2017

    This is a horrible company. They are fraud. They charged me $427 for one year. I paid it and 6 months later, they wrote to me and said that they charged me less than they should've so I owe them $75.00 or they will cancel my contract. I refused to bay and cancelled my contract with them. I are yet to refund me the rest of my money. They give giving me the run around. They are thieves and fraud. Please stay away from this company!!!

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    Response from Cinch Home Services

    Genevieve – It sounds like there was some confusion with the cost of your coverage. We’ve located your account and will review your policy. A member of our team will contact you once the investigation is complete to address your concerns. Sincerely, Latanya

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    Claims HandlingTechPunctuality & Speed

    Reviewed Aug. 29, 2017

    Submitting a claim to HMS Home Warranty was easy and they handled it quickly. They were easy to work with and their technicians were on time and professional too. Also, they fixed my problem and my aircon is working so I feel great about it.

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    Tech

    Reviewed Aug. 29, 2017

    I've been with TotalProtect Home Warranty for years and recently, I had to have a water heater replaced and they were right on it. The plumber was there and everything couldn't have gone any smoother, other than me being without water for a day or two, which wasn't their fault. They were awesome.

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    Claims Handling

    Reviewed Aug. 28, 2017

    My neighbor suggested, based on their own experience, that it's not a bad idea to have a home warranty plan. With the age of the house and the state that it's in, it could break down any day. Submitting a claim with TotalProtect hasn't been a problem at all and the quality of work’s been good. The last person who was here has fixed my furnace that's up in the attic. When he determined what the problem was, rather than have him go out and get the replacement part, he just used the one that I had on hand which was the same thing that he needed. That saved me the deduction off the initial fee and everything was good to go. To this point, I've been totally satisfied with them and I have nothing but positives in terms of their service. They do what they're supposed to do and they get the job done. The people who have come out have all been very nice. However, I'm a disabled vet and a senior citizen, and TotalProtect should drop the price for an old man.

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    Claims HandlingPunctuality & Speed

    Reviewed Aug. 28, 2017

    The previous owner of my house said HMS Home Warranty was good so I chose them. They were very professional and timely and the claim process was easy and had no confusion. However, the technician got confused and said he had an order in another house on my street. But when he came in, he apologized and did the work in a timeframe. He even gave me advice and I don’t hear the sound coming from the AC unit. I gave him my deposit and he was out. Well done. Overall, I had a very good experience and I plan on renewing with them.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Aug. 27, 2017

    Submitting a claim to HMS Home Warranty was easy, just a phone call. The representative was helpful. She gave me a phone number of who to contact and before I had a chance to call them, their contractor called me. The first time the technician came, they flipped a switch and left. I had to call again and they were back a couple of days later and it actually solved the problem. The appliance was fine since the second time they were out. HMS Home Warranty was great. It’s simple to use and for $30 a month, it’s worth it. I’ve recommended them to a couple of people.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Aug. 26, 2017

    There were all kinds of exceptions in my previous warranty company in New York and whenever I had a problem in the house, it wouldn’t be covered or a part of it wouldn't be. I got sick of that and I wasn’t happy. I wanted a warranty service that will cover what they said they were going to. I got steered towards TotalProtect when we moved here to Virginia seven years ago and I was impressed with the coverage. I’ve had a pretty good experience but there are still a couple of things that I would like to be covered at some point. Two of those are tankless water heaters and washers.

    Also, though filing a claim has worked smoothly, from the time the claim is filed, it could take a while to get scheduled with the people who come and do the service. It’s been an annoyance. I’d like to see them work to get a better response from the people who come do the repairs. If I have an electrical problem, waiting three or four days is problematic for me. Other than that, I have no problem with the claim or them accepting the warranty. I also do not have any complaints with the technicians they’ve sent out. I've been pleased with them. In fact, my daughter bought a townhouse last year up in Baltimore, Maryland, and I was considering buying her a coverage through TotalProtect.

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    Customer ServiceClaims HandlingTech

    Reviewed Aug. 26, 2017

    We had HMS Home Warranty since we bought our house. We have owned our house for two years and we decided to continue with their service because the house is already 12 years old. Their claims process was pretty easy and I filed my claims on the phone. Their reps were good and so were the technicians. But from $100, HMS changed their deductible to $125 so I'm not with them anymore.

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    Customer ServiceClaims HandlingTech

    Reviewed Aug. 25, 2017

    We got TotalProtect Home Warranty shortly after we bought our home 11 years ago. I submitted claims online, which has been very easy. My experiences with the techs that came were very good. Every time we've had to call we've received excellent care in our homes. We've had a great time with TotalProtect but they raised our deductible which isn't so good and is frustrating. However, we've been very satisfied and we're very happy.

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    Customer ServiceTechPriceRefunds & Payouts

    Reviewed Aug. 25, 2017

    They left me with no water heater for 6 weeks so far after their so called approved technitions failed to install my water heater they told me oh well we can't do it go get someone else to do it and we'll reimburse you for what we think it should cost. And this is after I already paid their people $800 to do it when my warranty said I had a $100 deductible. So now my garage is a mess I'm out $800 and I have no water heat. WOW I've never been so ripped off!!! EVER!!! Oh and they NEVER call me back or ever kept me updated on anything! I had to be a baby sitter between them and their contractors. Thanks Total protect for NOT protecting me my family! You'll be hearing from my lawyer very soon!!!! And you'll be paying a much bigger price then just the water heater!

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    Response from Cinch Home Services

    Ron - I’m sorry to hear about this experience. It’s definitely not the level of service we aim to provide. We were able to locate your account and review your claim. Our records indicate that we approved to reimburse you for the cost you paid to our service provider for the incomplete installation of your water heater and for the water heater you’ve purchased outside of the warranty. We know you put forth a great deal of effort to get your claim resolved and if you have any further issues, please reach out to us at erelations@totalprotect.com - Latanya

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Aug. 25, 2017

    I got HMS Home Warranty at settlement. Everything has always been great as far as the service provider they sent. I had one incident where I had to file a claim in the middle of the night and HMS assigned me to a service provider who was able to come out immediately. I had a small concern with one of the plumbers though. Otherwise, I like that I can usually have a repair scheduled within hours of it actually taking place. If I have a flood in my house on a Friday night, they're in my house on Saturday. They send people on weekends and after hours. They have an exceptional response time. I would recommend everybody who does not have a home warranty to get HMS. And they should switch if they already have one because I’ve heard stories that are unbiased.

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    Customer ServiceCoverage

    Reviewed Aug. 24, 2017

    I had a policy with HMS for a year. When it came time to renew, the president sent me a letter stating a renewal price that was lower than I had already renewed the policy a few days before. I called and spoke to about 10-12 different "customer service" reps including the president's assistant. All of the people with whom I spoke were incompetent, dishonest, and unprofessional. This issue could have been handled with ease, yet HMS showed its "true colors" about who this company. Has zero empathy or commitment to its clients in case of a real home emergency. We deserve better! Stay away from them. Oh, after only one year the rate of the policy increased from 600$ to 820$ - Shame on HMS! You have been warned if you read this review. This is true. Any positive reviews - I am sure are fallacious and written by their own employed and relatives. #RealFacts!

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    Customer ServiceClaims HandlingTech

    Reviewed Aug. 24, 2017

    One of my realtors offered me a complimentary HMS Home Warranty policy and gave it when I bought the house. I liked their services very much so I renewed with them. The claim process is easy and the agents are fast. There was just one flaw when I opened a claim and they gave our information to the service provider for them to call us, but the service provider did not call so we needed to call them. Still, the quality is good when the work was done. Having HMS is a good availment and I'm very happy with their service. They’re excellent and I'm referring a lot of my friends to also take HMS.

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    Customer ServiceClaims HandlingTech

    Reviewed Aug. 24, 2017

    TotalProtect Home Warranty has been our service provider since last year. So far, I've submitted one claim and I had a difficult time communicating with them. People were not getting back to me or telling me what’s going on. They should improve their process and give updates to keep the customer abreast of what's going on. If there'd be any delay, the technician should either get TotalProtect or somebody else to call the customers and tell them why the appliance or the part is not there yet because I had to be the one calling them. I also had to tell them that they kept misdiagnosing the problem a couple of times. But it didn't have to do with TotalProtect. They sent somebody else who finally fixed the problem.

    Everything else has also been wonderful with TotalProtect. Their people were really nice plus I've got the garage repaired and my washer was replaced. I am very impressed with the 24-hour service, too. Every time I call, there's somebody that I can talk to. I'm not one to email so the fact that I can call and talk to somebody really does make me happy. I recommend them to people.

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    Claims HandlingTechPunctuality & Speed

    Reviewed Aug. 24, 2017

    I bought a house and HMS Home Warranty was part of the deal. I submitted a couple of claims and it was very easy. Their claims reps were really nice and I just let the technicians do their job and the quality of their work was good. HMS has been thorough and fast.

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    Tech

    Reviewed Aug. 23, 2017

    We have used Totalprotect for our appliance repairs. They sent out Able Appliance. First, our 1 year old dishwasher began leaking onto our floor. Dave, the owner came out to solve the water leak. He said the seal was dirty & wiped it off. The dishwasher continued to leak, so Dave sent his son out to look at the water leak. He also said it was caused from a dirty seal so he wiped the seal again. Needless to say, the dishwasher continued to leak water onto our floor so we asked Totalprotect to send someone out to repair the dishwasher. Once again, they sent A blue Appliance Repair. David's son discovered that waster was leaking into the vent which caused the leaking. Each visit takes approximately 1 week to get scheduled so we were without a dishwasher for several weeks.

    In July, 2017, our dryer quit working so we put in a claim to Totalprotect. Dave came out within a matter of a few days, assessed the problem and said he had to order all new parts. 1 week later, Dave from Able Appliance came back out and installed the new parts. He did run the empty dryer for a few seconds & it appeared to be ok, however, a few minutes later, I put a load of washed, wet clothes into the dryer and it began to make a very loud metal on metal screeching sound. I immediately called Able Appliance and I discussed the problem with Dave's wife who is the scheduler. She advised me to call Dave. She scheduled another appointment for today, which is another week later. Dave took the dryer apart again and he found a broken bearing. He installed another bearing. Once again, I have been without an appliance for several weeks. We are going to cancel our Totalprotect membership. By the time we pay for the membership, the additional "deductible" for each home visit and time taken off from work for the repair appointments, we will have money saved from the membership and a lot less stress by hiring our own technicians. This is the second rating that I have posted today.

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    Response from Cinch Home Services

    Gail - It sounds like we let you down and we sincerely apologize. Your experience definitely does not reflect the type of service we aim to provide. We spoke with your husband to address this matter and have shared your feedback with our team. – Heather

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    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed Aug. 23, 2017

    I have a house that is owned jointly by my son and me down in Florida and when we financed that house we were informed of TotalProtect. I got it for me and my children and have had it for a long time. The experience was good so I got some for my house here in Alabama and some for my daughter who lives in another part of Bristol, Florida. My son has been in that house for over 13 years. We started out with a $75 service call and then it went to $100. But now it's going to $125 and I don’t like it.

    But my kids and I have not had a problem submitting a claim with TotalProtect. The claims are easy to make and they always put me in touch with somebody and whoever I get in touch with, comes. The technicians that come out are usually good. I had somebody come out with the air conditioner and he was good. And when my hot water heater went out, the guy who came was all right. TotalProtect bought my water heater, but I had to pay a whole bunch of money because of new codes on hot water heaters. So it ended up becoming pretty expensive even though I didn’t have to buy the hot water heater.

    Also, I had a leak in my faucet tub and I asked the technician and he told me that TotalProtect wasn't going to cover that but he was willing to do it along with another claim for $75 in addition to the $100 service call so I paid him. That was less than a year ago and now I got a leak in there again. I talked to a plumber and had a big plumbing operation and he said, “You can't fix those things which are as old as yours by putting washers.” He said that the technician probably put 50 cents worth of parts in there and I wasn’t happy about it. I was told it was half-fixed it and that’s why it was leaking again. That was the only time I had issues with the quality of work done. But overall, I've had a good experience.

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    Customer ServiceClaims HandlingCoverageTechPunctuality & SpeedRefunds & Payouts

    Reviewed Aug. 23, 2017

    I had American Home Shield before, then a neighbor told me about TotalProtect. He liked them better and from what he'd said and what I've seen so far, I also like TotalProtect better. I've had two claims this past year and it's pretty simple to submit a claim with them. I like the fact that if it's a recurring claim, I could usually get the same persons to come back if they did a good job and I couldn't do that with American Home Shield.

    One of my claims was on my air-conditioner that went out and within two hours from reporting the claim, the technician was at my house. My other claim was a little slow but they called and sent emails to keep me abreast of when the technician was coming. They even told the technician to call me back. Then I responded to TotalProtect to let them know that the technician came. So the customer service was very good and the technicians who came out were excellent. In particular, the technician who worked on the HVAC knew what he was doing, explained everything relatively easily and I understood him. Plus, it was 110 degrees in my upstairs bedroom and he was able to get the air going quickly.

    I like the fact that even though I pay a monthly fee, I don't have to come out of pocket with $500, $600 or $700 when I have a major thing go out in my home. TotalProtect's worth it and I had three of my other neighbors join. I highly recommend them. It's a great insurance policy for owners like me to pay $75 and have a major repair done to my home.

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    Claims HandlingTech

    Reviewed Aug. 23, 2017

    I just bought a new home and my realtor suggested HMS since it's one that she's worked with. The first time was an emergency situation with the AC in the summer and everybody was so eager to help. It was fixed immediately. I’ve had two claims so far and it's been fast. It’s been great with their reps and contractors and work done was excellent. They came and followed through until it was resolved.

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    Claims HandlingTechPrice

    Reviewed Aug. 23, 2017

    My experience with HMS Home Warranty has been good and I've been with them for the last 4-5 years. Their prices are good. Submitting a claim has been fast and I've had a positive experience dealing with their reps. The technicians that they send out have also been good and they know their stuff. There might be a couple of issues they struggled a little bit but it was because of the wrong parts.

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    Customer ServiceClaims HandlingTech

    Reviewed Aug. 22, 2017

    When I call TotalProtect, they get a technician out here quick and fix my problem. The technicians and the quality of their work were also very good. When I filed a claim for my washer, a guy came out and ordered parts but it was no good because it was an old washer. So I bought a new one, sent the bill to TotalProtect, and they reimbursed me $300.

    Then had a problem with my hot water heater. It would start and sometimes it ignites and sometimes it wouldn't. I filed a claim with TotalProtect and the first thing the technician said was that he had problems like these before and he knew exactly what it was. He ordered the gas valve and when it came in, the next guy who came out installed it. After three days, I called the company back because the heater was doing the same thing it did before. It would come on one night and the next day it wouldn’t. I have to turn it off, turn it back on, and it would start running again. Then I can hear it trying to ignite, it would click and the fan would go out. So I turn it off again, turn it back on, and it would start again. Then I hear a noise saying that it went out and the same thing happens later on.

    When the contractor came out, I turned on the heater so it was running and they said that there's nothing wrong with it. It’s also frustrating because they sent me a bill for $65 which said that the customer could not explain what was wrong but had hot water. I haven't paid that yet because I want them to call me back to find out why I have to pay them and let them know I'm still having the same problem. I was going to call TotalProtect, too and tell them that I don’t know whether the company that came out here changed my gas valve or not because my water heater is doing the same thing it did before they were supposed to change it. Also, I started paying $75 for my service fee, then it went to $100 and now it's $125. Even though I pay a monthly fee that stayed the same, they're going up too much on the service fee. So I'm trying to find somebody else that's cheaper.

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    Claims HandlingTech

    Reviewed Aug. 22, 2017

    HMS Home Warranty was available at the time of purchase, so I decided to go with them. I just called in when I submitted a claim so their process was easy. My interaction with their rep was all automated. On the other hand, the technicians that I had were very good and the quality of their work was good too.

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    Customer ServiceClaims HandlingTech

    Reviewed Aug. 21, 2017

    I had American Home Shield warranty for the last 15 years and I didn’t appreciate the way they treated me. When I had an appliance that went out, they tried to say that it was my fault, although it was an old unit. So, I was looking for another home warranty provider and I went with TotalProtect. I submitted two claims and I had a good experience with them. Sometimes it was hard to get TotalProtect on the phone, but the technicians came right out and solved the issues both times. The quality of the work done was good and I've had no problem with either one. I talked with the first technician who was very professional and had good manners, while my wife dealt with the second technician. The TotalProtect people were very professional, but their service would be better if they can do something about their telephone service.

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    Response from Cinch Home Services

    Recoa – We regret to hear that you had difficulty getting us on the phone. We strive to make your home management needs easy and are pleased that we’ve been able to do this for you. Thank you! -Amanda

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    Customer ServiceClaims HandlingTech

    Reviewed Aug. 21, 2017

    It's pretty easy to submit a claim and I usually do it online but when I talk to their rep, it’s been good. However, there are a lot of different technicians that come and they're not always good. I had trouble where the companies never got back to me and I had to call and get them in place, but that’s not unusual and I’m not surprised. It happened around four or fives times, but the quality of work is mostly good. Also, after I submitted a claim and it’s all done, I get an email asking me to rate that experience but it doesn’t specify which claim they ask me to rate. Sometimes I have more than one claim open at a time so I don’t know who I’m rating and I just don’t do it. It would be helpful if they put in the email which claim or who the contractor is. But I'm very satisfied with HMS. I’m glad they brought back the $50 deductible plan and we’ll definitely stay with them.

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    Customer ServiceClaims HandlingTech

    Reviewed Aug. 20, 2017

    Submitting a claim with HMS Home Warranty has been pretty easy and very simple to do. I did it over the phone and their rep was quick, friendly and polite. I’m also happy with the way the contractors serviced my appliances. It’s been good.

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    Response from Cinch Home Services

    Katie – Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service.-Amanda

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    Jim increased rating by 4 stars.
    Customer ServiceSales & Marketing
    After a positive interaction with Cinch Home Services, Jim increased their star rating.

    Original Review: Aug. 20, 2017

    I signed up almost a year ago. I pay monthly with my last month coming up in September 2017. After calling about once a month for the past 11 months asking for the 50 dollar gift card promised if I signed-up, I thought I can just settle the final month with the total amount due (70 dollars) less $50 gift card they still owe me.

    I call them (and believe me, you need to be patient as it takes about an hour on hold before you get a live person) offering this as a settlement. I was told that I must pay the full amount or they will sue me as the gift card has nothing to do with the contract I signed. Good thing I recorded this conversation as false advertising is one crime I have recorded.

    I told them if I do not get the gift card by the end of the contract, this will be going to the state attorney generals office both in Delaware and Florida (there home state)

    Do not go near this company. There are dozens of reputable warranty companies out there but TotalProtect falsely advertises. This is a small amount but if they do this to thousands of customers such as me, then they should not be allowed to do business.

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    Response from Cinch Home Services

    Jim - We appreciate that you took the time to share your experience and sorry to hear about the hold times. We’ve processed your gift card and called you to provide an update and the tracking information for the delivery of the card. Contact us at the telephone number left on your voicemail or send us a private message at erelations@totalprotect.com with your best contact number and time to reach you. – Amanda

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechRefunds & Payouts

    Reviewed Aug. 20, 2017

    When I moved from Maine to Texas, Wachovia was offering TotalProtect Home Warranty with a new home purchase and I took it out. When Wells Fargo took over Wachovia, they continued to offer the program and I stayed with them because they have always provided good service for me. I've been with them for 10 years now and I'm very satisfied. But every two years, they go up on the cost of out of pocket to me. It's gone from $60 to $125 in 10 years.

    Also, when submitting a claim, lots of times they will give me a number to contact and the person either doesn't get back to me or they have a voicemail that's full. When that happens, I call customer service and explain to them what's going on and they handle it from their end. Before I get off the phone with them, I have a date set for a contractor to come and take care of whatever the issue is. Everybody is very polite, professional and had it resolved on the first call.

    As far as a couple of private contractors that have come in here, the most recent one was on the air-conditioning system. They handled their job but I had some concerns when they left. It’s a father and son owned business and the father called me back without me prompting a call because the son told him that I was still concerned with some issues and he cleared up my concerns. I always had very good luck with TotalProtect and with everyone that were had sent in, and all of my issues have been resolved.

    But I had them come back for our Maytag dishwasher from Sears. They put in a faulty part from Sears and the dishwasher failed again within a couple of months. But it was still covered by TotalProtect's a policy that if the customer is not satisfied with the repair, within 90 days, the appliance will be replaced or repaired at no extra cost. I called them and said that the dishwasher was doing exactly the same thing before the technician came. They said they'd get right on it and within 24 hours, the technician was back here. They checked, ordered the new part and re-installed it when it came in. It was two days before they could get a technician from Sears to come out and it was a four day wait for the part. They had to order the part because it was something that they didn't carry at the store or warehouse and it was a little inconvenient to be without a dishwasher for five days. But defective parts happen and no one can control that.

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    Customer ServiceClaims HandlingCoverageTech

    Reviewed Aug. 19, 2017

    I realized that appliances and various other things in the home would not be covered and I wanted to have some secure kind of warranty to help me with expenses so I went with TotalProtect. I have submitted one claim to TotalProtect and I had absolutely zero problems with it. The claim representative was great. Whenever I called the claims department, I get a quick response and they're on top of it. They sent someone out from Sears to fix my stove which had some problem with it being realigned. My son did go in and tweaked it a little bit and that was the adjustment of the cover of the stove itself. The technician did a good job but he didn’t have very much of a personality. I'm a very upbeat person and I was attempting to interact but he seemed he wanted to be anywhere but here. There was no smile and overall non-verbal cues. Nonetheless, I paid him and everything has been working great since.

    I also have some issues with TotalProtect. Last month, my debit card was fraudulently used so my bank cancelled the card and issued another card but it took a few days for me to get it. Within that time was the due date of my account and TotalProtect tried processing and couldn’t. Before that time, I'm calling trying to get someone in the billing department to help me get the card information changed. I also tried to do it online but I couldn’t. I finally got someone and they submitted the payment. I started getting all of these past due notices both via email and in snail mail and so I called in again. When I called, the shortest amount of time of wait that I had was 30 minutes.

    I thought my payment was fixed in July and then didn’t want to attempt it to take a day. My due date is the 15th. They sent me another past due notice so I went into my online profile and everything was correct including the credit card information. I got frustrated. I waited an hour and three minutes before someone came to the phone. Also, the payment amount went up $3 and something and the rep said something about the state I'm in requiring taxes and I have to pay those from the time I've had the account.

    It's very unprofessional. I waited that long to find out about our payment increase that I've never received notice of at all and continuing to get past due notices when I wasn’t past due. I told the young lady today that I spoke to that I was considering a different home warranty company. Claims have been wonderful so I hate to switch but I don’t want to have to call about my bill and wait an hour on the phone to get the representative to speak with me.

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    Customer ServiceClaims HandlingCoverageTechSales & MarketingPricePunctuality & Speed

    Reviewed Aug. 19, 2017

    We recently purchased our first home and the sellers included HMS Home Warranty. About 6 weeks after the purchase our garage door opener stopped working. So I went ahead and called in a claim. They were nice and scheduled an appointment right away. When the technician arrived he said that the springs and pulleys needed work and the gears needed to be replaced. He then said that the gears were covered but the springs and pulleys weren't. He then said that the springs and pulleys would cost $599. When I was taken aback by the price he said: "Well it's negotiable." I told him I would call him back. I quickly received a quote from another local company for the same work for $250. I called the original contractor and told him the other price I received. He said "Well we can't guarantee their work" and "I don't know if your claim will be approved if you go with someone else."

    Sure enough 3 days later I received a call from HMS saying that my claim was denied. The contractor had provided a bogus reason to HMS. I called the contractor and called him out for trying to price gouge us. He admitted that he helped to deny the claim because I didn't pay. He said "Well how are we supposed to make money? The insurance company doesn't pay us enough and we have to make the money somehow." It is absolutely despicable what the technician at Sears and HMS are doing here. This is a complete scam. Do not buy HMS. It is worthless and much more of a hassle than it is worth.

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    Claims HandlingTechPunctuality & Speed

    Reviewed Aug. 19, 2017

    We've had HMS Home Warranty since we purchased our home and they have prompt service and sure billing of goods. My first claim didn't go as planned but on the second time everything worked out as planned. Their claims rep was great and the technician who came out to do the service was professional as well.

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    Tech

    Reviewed Aug. 18, 2017

    When we bought this place, it had already had HMS on there so we just continued. We decided to keep the warranty and keep renewing since we did not know how old the appliances were. We've had HMS for five years now. We submitted a claim when the upper element of the water heater was out. It was only heating a little bit. Also, when the microwave wasn’t working, we called HMS and they came right away. It just took a day or two for a technician to come out. We had those appliances fixed and everything is fine now. Our interactions with the techs were very good and we're very satisfied. Their quality of work was the best. Overall, it's been good a good experience with HMS Home Warranty.

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    Claims HandlingCoveragePrice

    Reviewed Aug. 18, 2017

    I've had a few claims with TotalProtect and submitting those have been very easy. On the other hand, when their reps decide not to cover the claim, they can be very obnoxious. But if you don't need them, they're very polite. We recently got back to Florida and then there were a couple of things that went wrong. I had a problem with my plumbing and I had them come in to evaluate. It wounded up not being covered by the warranty. It cost $100 to have it evaluated and then it cost another $200 to have it fixed by the person that came in saying, "I can't do it because your claim won't cover it."

    That's one of the things that I really am disturbed about. Whatever it is that I gave, as far as a deposit for the evaluation, has not been carried over as a payment to the additional $200 or $300 that I have to dish out because the plan doesn't cover it. In addition, the person that said he couldn't do it is the same person who fixed the problem and charged me another $250, which is on top of the upfront fee. That is very disturbing because someone is double dipping, triple dipping and I got caught on that for three different times recently with them. I am so upset with Total Protect.

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    Customer ServiceClaims HandlingTechSales & Marketing

    Reviewed Aug. 17, 2017

    Our AC went out toward the end of July. I called HMS to submit my claim which was easy and pain free. They then gave me a number to a contractor I can call to schedule an appointment to come look at the AC. The contractor was able to come out on 7/28 and diagnosed the issue as a compressor failure. It took HMS about a week to approve the compressor replacement, which was fine. HMS did try to scam me into paying an $89 compressor disposal fee. I wouldn't have caught this if I hadn't been in the HVAC business, so it's untelling how many homeowners have been scammed into paying this. The contractor then came out on 8/9 to install the new compressor which they realized HMS had sent them the wrong compressor. This is where the real issues began.

    I never received a call from HMS apologizing for the mistake or to provide me with a timeframe on when the new compressor could be sent. It took me leaving a negative comment on their Facebook page for them to call me. Natalie, my case manager, then called me on 8/16 to let me know the compressor cannot be deliver until 8/21. She stated there isn't anything else she can do to expedite the deliver of the compressor. The contractor then stated they cannot come out until 8/28 to replace the compressor. So we will be without AC for 5 weeks by the time the AC is fixed.

    The customer service at HMS is the worst I've seen at a company, and I am just speechless at how little they seem to care about someone going without AC and their house being in the 90's. I was offered lodging as part of my warranty, but who wants to sleep in a hotel for 1.5 weeks? I also have cats and dogs which we would not be able to bring with us. If I could leave negative stars I would.

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Aug. 17, 2017

    When I bought the house, the warranty came with it for the first year. I decided to keep it because I knew that my new appliances needed a warranty. Filing a claim was easy and available 24 hours a day. I called them up one time and they were able to answer all my questions. I didn’t have to wait weeks. Technicians got here a day or two, showed up on time and got my appliance fixed. HMS Home Warranty had great service and I am satisfied with it.

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    Response from Cinch Home Services

    Karen – It is our pleasure to give great customer service and offer stress-free repairs. Thank you for taking the time to share your claim experience with us. - Latanya

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPricePunctuality & Speed

    Reviewed Aug. 17, 2017

    I like to have insurance and TotalProtect Home Warranty was part of my home package. It’s paid through my mortgage but the price went up $100. I also have coverage with AHS and I was paying for TotalProtect Home Warranty for 27 years but I didn’t use them until the last five years. The claims representatives were good and nice people. Most of the technicians that come out talk to me and their service was good 95% of the time. They knew what they were doing and figured they're doing the job right. But I get little bumps like the timing because I got a guy who came out then went on vacation and forgot about me. So I called back TotalProtect and they sent out another guy who was right on time.

    I’ve used TotalProtect for the garbage disposal and on a dishwasher. Recently, I submitted a claim for my air conditioner that was not operating up to par. The guy came out and said that my air conditioning system was too small. But I’ve had it for many years and it’s still working. In his estimation, since it was cold and the air conditioning was on, the piping was working. But my problem was in the duct work. He then looked at stuff a little bit but that was it. Once I also had a guy who mismeasured my microwave. We went through this whole process of not being able to find the one for my size. But I measured the microwave myself and it was no problem and I ended up getting one from Sears.

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    Customer ServiceCoverageTech

    Reviewed Aug. 16, 2017

    My experience with TotalProtect has been awful. I had an issue in May with my air conditioning and when they sent me a contractor for it, he came and just blew it out. It was then all right and he ran off. So, when it started acting up the same way, I called him again because he told me, "Don't call TotalProtect. Call me because you have a 90-day guarantee." That's the first thing I did on Sunday night. But I never got a call back. That's when I started calling 'cause I was desperate. I know my medical issues and I thought I've got to get air.

    Finally, somebody was going to come. But I saw on Yelp that he had shyster people and I was concerned. So, I said, "If you can send me somebody else." And they said, "Yes. Lucky Service will come." I talked to Carrie. And I said, "Between 10 and 12." So, I canceled my doctor's appointment to be here. I called them when they opened and they said, "They had no record." So, I called back and that's when they finally brought the same contractor I previously had. He came yesterday and changed my thermostat. I asked if he’s not going to look outside or to blow this out. He told me it's clear and that the problem is in here. He gave me a substandard thermostat and told me that TotalProtect wouldn't pay for the kind of thermostat I had. He put it on fan and he told me to wait 30 minutes.

    The fan came on but very shortly after he left, I had to call the lady back because it’s not running again. She told me to wait an hour and a half. But I can't stand the heat so I went out for about two hours. I was having pains in my chest last night. When I came back it was still leaking. I called TotalProtect and the guy told them that it was my fault. That I didn't do what was right. I don't know anything about air conditions. I did exactly as I followed them. And then the thing wouldn't work. I was so upset.

    Then another gentleman, Luis, came and said, "Your thermostat is crooked." And I said, "Well, this is the one he took off. He said this was the problem." So, now I have a crooked thermostat, substandard thermostat which I paid $350 for and Luis told me it was bad. He didn't have the equipment in his truck. We decided that he takes all the stock valve and we put a Tupperware thing all night. And I was up almost all night changing it but at least I was cool. They were going to come today and redo it and unplug. I would have been in an emergency room. I called them this morning and thank them for doing that.

    I got TotalProtect so that I would feel secure that they were a warranty company. I'm a widow. I'm retired. I have medical issues and expenses. A friend of mine told me about them and she said they're very good. So, when I called them I said, "Everything that you all had to offer, I want it." I paid them out of my need for that security but today, I find none. I have called them once for my washing machine and the man who came was very nice. He fixed it, I paid him and off he went. Up to Sunday, I had no problem. It's the vendors that they have. I'm not upset with TotalProtect. I'm concerned about I thought I had more coverage on my air condition 'cause I'm facing something that I didn't expect. That's why I bought it. And that makes me feel that I was lied to because I got the most. I told them, "I want everything.” I trusted them that they would send people out that would do me right that would honor the name of TotalProtect.

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    Response from Cinch Home Services

    Delia - We appreciate that you took the time to share your experience. Your feedback is very important to us and we regret to hear that you’ve had unsatisfactory experiences with our service providers. We have passed your complaint on to the managers that oversee the service providers in your area to ensure that your concerns are addressed. Thanks – Janet

    Verified purchase
    Claims HandlingPunctuality & Speed

    Reviewed Aug. 16, 2017

    HMS is the best and their people are fast, courteous, and nice. They were recommended by the seller when I was purchasing a condo. It was very easy to submit a claim and my interaction with their rep went as expected. When I submitted a claim for an air conditioner repair job, it wasn’t done correctly so I called HMS and the repairman was supposed to come back. He was not willing to, which was not satisfactory to me, and he wasn’t too happy when I mentioned that it's through HMS or a home warranty. He was busy so it took them almost a month to get to me but he did complete the job.

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    Customer ServicePunctuality & Speed

    Reviewed Aug. 15, 2017

    My air conditioner stopped cooling my house last Thursday. I contacted Total Protect (my home warranty company) and filed a claim. The service technician came out on Friday and told the company that the unit had dirt on it and cleaning it would solve the problem. He turned the unit on and it appeared to be cooling. I paid the $100 deductible and he left. Three hours later the air conditioner failed again. I contacted the warranty company and they set me up with a different service company who came on Monday. I had the unit turned off, so the technician turned it on and it appeared to be working. He couldn't find anything wrong with the unit so he left. I was not charged another deductible. The unit stopped working a few hours later. Total Protect set me up with the second company again. He came again today and finally figured out that there was a short that was causing my unit to turn itself off. This time Total Protect said I would be responsible for a second deductible because the diagnosis was different from the first day??? It has been the same issue; it just took the technicians three visits to finally diagnose the problem. This should all be covered by one deductible! It is the same broken air conditioner. It was never repaired. I contacted Customer Service to ask why it required a new deductible since the unit was never repaired. I was told it was a new issue since it was fixed in Friday. If it was fixed why did I have to call back three hours later and live in a hot house for 5 days? I asked to speak to a supervisor but was told they were too busy to talk to me and would call within 24 hours. I called again and talked to another CSR and was told I would have to appeal. This is very unfair and has been a frustrating experience. The repairs are supposed to be guaranteed 24 hours.

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    Response from Cinch Home Services

    Victoria – Thanks for sharing your experience! I apologize for the inconvenience with your claim. In this instance you should not have been charged a second deductible. Although a new deductible is typically required if the failure was not the same as the initial failure, in this instance the failure wasn’t caught until the 3rd service call. Our records show that you have since been reimbursed for the second deductible you paid. We appreciate your feedback and the opportunity to address your concerns – Tanya

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Aug. 15, 2017

    our AC went down,, I went on line ,,,on a Friday morning,,,, then in the afternoon called to comfirm
    I was told it would be 24/48 hours, not good news with 90 degrees.... finally on Wed. they contacted us.
    not 24-48 but 5 days,,, strike one.... we were told to go ahead and contact a company... so much for their claim to "our service technicians are pre-screened and regularly monitored for performance". Strike 2

    So that meant I did their work. all the AC companies told me they didn't work with home warranties. the lowest quote was $7600. ugh which meant I would have to put the money up front... I found a guy that put in a cheap new AC for $2400.. I sent info to company,,, then after several back and forths they said it was sent to review and could be 4 to 6 weeks before response. Ugh what company takes 4 to 6 weeks? oh must be since I had to use my money... finally 6 weeks I get a form email declining, no call, just a form email... the guy that did my AC said main reason company don't do warranty work is it takes to long. he booked me for 3 days out and lived up to it. warranty waste of money

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    Response from Cinch Home Services

    Ray – We are sorry for the delays and inconvenience. We’ve located your account and reviewed your claim. On August 17th we addressed your concerns and proposed a resolution for the inconvenience caused. In order to move forward, we must be provided with the required documents in order to consider reimbursement for the cost you paid to your service provider for the replacement. Respectfully, Tanya

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    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 15, 2017

    We have had this warranty company for about 7 years. The first claim we had was our refrigerator and was fairly easy to get replaced. It has been downhill from there. We had a claim for our washer and the technician told us it was the belt. Total Protect's job is not to give excellent customer service, they spend every minute from the time you submit your claim trying to find a way to deny your claim. They told us to email them the receipt and they would gladly fix the washer. Did not happen. They apparently did not like the opinion of their OWN technician and made us wait a couple of more days until they could send Sears out to diagnose the problem. Come to find out, our washer did not even have a run with a belt. What? Anyway, they told us that the drum was bent because I overloaded it and therefore denied the claim. We bought ourselves a new washer. The whole process took about a week and a half. Now, to the current problem. 4 out of the last 5 years our AC unit has broken down. They have fixed it every time but not without much kicking and screaming. Our AC unit is currently broken,I woke up 9 days ago, the morning of my scheduled spine surgery, to discover the unit was not running. I called them immediately so I could get the ball rolling because the lack of urgency in this company is a joke. I live in Texas, it is hot. I have my elderly mother living with me, 5 animals, kids and I came home from surgery to a unbearable house. Called the company, they sent the workman out, paid the $100 deductible and got it diagnosed. Something about the wiring, same problem we had the last time, go figure. My husband has spent the last 9 days jumping through hoops to even get them to approve the claim. They tried to say that we had someone other than their people work on our AC and once again, our fault. Not only are they dead wrong, we have stayed up on all of our maintenance checks. We even paid over $400 to get the AC unit cleaned when their workman told us it needed to be done. We were informed that if we didn't follow through with this cleaning they would not fix it if it broke again. So, here we are, 9 days later, trying to cool off a house with a window unit that we had to purchase so none of us die from heat stroke. They are supposed to come today to fix it but I am not going to hold my breath. We basically have been paying them to spend their time looking for every reason under the sun to blame us somehow for the problem so they won't have to fix it. This company is a joke.

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    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed Aug. 15, 2017

    I signed for TotalProtect through my bank but I didn't know that I had the policy and I haven't used it for eight years until one of their reps gave me a courtesy call. The payments had been coming out of my account through my bank but I’m a nurse and I work a lot so I forgot that. Then I checked some stuff and the warranty looked good. It's also very easy to submit a claim with them and I feel very comfortable. I file claims over the phone and the claims reps were always nice. I used to find people and worry about who's coming to my house but with TotalProtect, I just tell them and they find people for me. I've had a good experience and I'm glad I got them.

    The technicians are nice as well. One time, I had two units go out and only one was covered by the warranty. The technician said that he had an incident where he didn’t get paid for an extra repair job but he still fixed the other unit and gave me a good deal. He did the work for almost under half price. But I had a problem when my gas heater went out and I had to fix something. I told the tech that I needed a new water heater but he fixed it instead. I ended up paying $75 for nothing because the next company that came out said they'll fix the water heater again. I’ll never use that first tech who came out and I told TotalProtect to make a note of that.

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    Claims HandlingTech

    Reviewed Aug. 15, 2017

    I've had four claims with HMS Home Warranty and for the most part, they were excellent. However, I have had one major problem with an air conditioning claim. The company that they sent out was not qualified to do the inspection and the repair. It took me nine weeks to get my air conditioning fixed in the middle of summer and five weeks of that had a lot to do with this bad company. The diagnosis was wrong from the start so they fixed one part and then realized it wasn't working. Then they said we needed another part and that took HMS seven days. Between authorization, approval and ordering the part, it took the company another five days to come back out and work. But they missed something else and then we went through that very same two-week process again to get a part ordered. The company wasn’t great about coming out either so that took time.

    At that point, the company just quit on HMS and they wouldn’t come back or HMS ended up having to fire that company. HMS had to get another company to come out for me and that company was outstanding. When the bad company left, they left everything in shambles so when the technician came to inspect it, he couldn’t even tell if everything was working because the bad parts had been unhooked and he couldn’t test it. So he had to get an additional two parts and it was the worst comedy of errors ever.

    It was 95 degrees and I had been calling them every day for about six weeks, trying to speed up the process. They’re a huge company and you never get the same person twice so I would have to start over explaining everything and this problem was very unusual. They were all extremely nice but it was hard to get to a supervisor and it takes 24 to 48 hours. But as it escalated this time, finally they were on top of it and even calling me every day, trying to get it done. They also let the contractor pick up the parts instead of ordering them and then that company was able to get me up and running in about four business days. However, I ended up having to pay two disposal fees for $700 but if it had been diagnosed properly, it would have probably been $300 total. That wasn't my fault so I’m going to write them about that. But HMS paid for everything and I’m thrilled that I'm not paying $5,000 for an air conditioner.

    Once, we had a water heater go out and that was all replaced efficiently. But I got a junior technician and when the head guy came to do the installation, he said they could've upgraded me to a tankless for an extra $300 and no one ever explained that to us before. Then we’ve had another problem when Sears handled a refrigerator claim and they diagnosed the problem wrong. So it’s been more problems with the service people than it is the warranty, but all my other claims with HMS had been good. They were much more minor so they were more straightforward. Having warranty with HMS Home Warranty has been a good value and they have more than paid for themselves. I've had them for three years and I have a fairly new house but it’s had some things go wrong a lot earlier than I thought it would. But everything’s been fixed and I'm happy with HMS.

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    Customer ServiceTechPunctuality & Speed

    Reviewed Aug. 14, 2017

    The plumber that came wouldn’t fix the problem because I put a patch on a pipe that was leaking water. He said since I fixed it with a patch/CLAMP that he wasn’t going to do anything. Since when is a patch/band aid a fix?
    Was I supposed to leave the pipe alone and let water soak my kitchen leading to even MORE WATER DAMAGE AND POSSIBLE MOLD? What kind of insane thinking process does this company practice?
    I told the plumbing company when I called what I did to stop the water and she should have said something then, but didn’t. I was also told that they were going to just first come to the location to look at the problem and then arrange a time to come back. That wasn’t the case. If it were I wouldn’t be out time and money and still not have my problem fixed.

    To add insult to injury I find out this is part of the great SEARS Company. Explains everything!

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    Customer ServiceClaims HandlingCoverage

    Reviewed Aug. 14, 2017

    I have been a customer of what was at first Total Protect and is now Cross Country Home Services. I have what is called a "Gold" policy and pay ove $650.00 per year for the policy premium. Over the years I had a $60.00 deductible with the Gold policy, without anything more than a form letter they informed me recently they are doubling the deductible to $125.00 per occurrence. In addition CCHS has habitually long wait times on phone calls, aveagering 30 minutes to 1 hour before they respond. On at let two occasions upon making a claim the CCHS representative said I didn't have an account and it took days to reconcile, only for CCHS to admit they made an error. I can be very specific as I keep copious records, but as far as I am concerned they are deceitful in their business practices and full of false promises to consumers.

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    Tech

    Reviewed Aug. 14, 2017

    I am a strong believer in home warranties and wouldn't own a home without it. I've had home warranties since the 50's when they first came out and it's the best thing any homeowner can do. I've had various companies over the years. I've had TotalProtect Home Warranty and they did what they were supposed to do. However, I have switched companies because they raised their prices and I didn’t like that.

    I submitted claims over the phone up until a couple of years ago. The reps that I have spoken with have always been helpful and courteous. But now, I submit my claim online most of the time because it's so much easier. In general, my experience with the techs that came to service my appliance was very positive. I had great people but I also had a man that I have thrown out of my house. He was the rudest person I've ever seen. You're going to have both good and bad experiences but the good far outweighs the bad.

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    Claims Handling

    Reviewed Aug. 14, 2017

    Our experience with HMS Home Warranty has been generally positive and we are pleased with them. Their warranty came with the house that we bought. It has been easy to submit claims online and my interactions with the reps have been positive. Whenever we had a problem with the house, and we've had three, we called HMS and they set us up with a local repair company. The quality of the work done has been very good and we haven't had a problem with any of the repair companies.

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    Cinch Home Services
    Response from Cinch Home Services

    Clint – We appreciate you taking the time to share your experience. We aim to make our claim process effortless and are glad to hear that we met your needs. - Heather

    Verified purchase
    Claims HandlingTech

    Reviewed Aug. 13, 2017

    I saw TotalProtect Home Warranty online a few years back and I just picked the service. The website was easy to navigate and I have submitted claims mostly online. When my refrigerator wasn't working recently, I went online to submit a claim and the tech called and told me what time he was going to be there and on what day. The claims process was easy and everything went fine. The technician was knowledgeable and he explained everything to me. Overall, the service has been fine and I've had no issues so far.

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    Response from Cinch Home Services

    Lewis – We appreciate you taking the time to share your claim experiences! We do our best to provide quick and reliable service and are pleased that we have met your expectations. – Tanya

    Verified purchase
    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed Aug. 13, 2017

    When I purchased my home, it came with the warranty from HMS that the realtor purchased. I used it for my dishwasher and the technician came out. The bill was over $400 and it was a big help paying $100 versus the $400 cost. I also called in for my heater and the first person they referred me to didn’t answer the phone, so I called back and they gave me someone else. Talking with the representatives for the claims was an easy process and both technicians were great. They came on time and did the job in a good amount of time. It’s an awesome experience all around and I’m glad I got the warranty. It’s a great thing to have.

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    Response from Cinch Home Services

    Tameka – We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thanks for sharing.- Amanda

    Customer ServiceClaims HandlingTech

    Reviewed Aug. 12, 2017

    We are coming into Day 5 with no a/c and it is over 90 degrees in the house! So far, Total Protect has sent someone out who says our compressor needs to be replaced, have been told that we are "Priority" due to health issues and age, and now they are telling us that the guy had to call again, make appt, come out to get a part number off of our system that he apparently failed to get the first time, then comes a whole day to review our policy and then the call again to give us our options, but until we accept their proposed option, they don't order the parts. Now, if Total Protect order the parts they say it is usually another 24 to 48 hours to get the part, then they have to schedule someone who will call and come do the work, but if the vendor (Top HVAC in this case, who wrote on the work order that the compressor was 80% dirty which is unlikely since we had it serviced recently. They then said that a determination as to whether it was "normal wear and tear or not" would have to be made??) If the vendor orders the parts, it takes 48-72 hours to get them I was told. Then they schedule to come out and do the work. Sounds like another week to me! Also, I was told by one of their tech guys that what he has been seeing a lot lately is that it is the compressor and after the initial $100 you have to pay $1,500. We were told that our system had to be upgraded from R22, so I can't wait to see how many thousands they expect us to pay for that! Needless to say, so far, as a Priority claim, we are appalled at the way this is being handled and if we didn't have friends to stay with, would probably be in the hospital by now. I hate even giving them one star rating, but that is the lowest I can give them!

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    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Aug. 12, 2017

    We have an aging home and some stuff in it was going to need repairs over the next few years. We had a family member who had TotalProtect Home Warranty and they felt that it was a good service. We usually call when submitting a claim which is easy. The people respond quickly and get things done. Everything is repaired and I don't have to have anybody to come back.

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    Response from Cinch Home Services

    Rex – Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Heather

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 12, 2017

    Since HMS Home Warranty was recommended to me by someone whom I trust a lot, I decided to use their services. My experience in submitting a claim has been excellent. Whenever I've had a claim, I make a phone call, make a PIN number, and they send somebody out. I've tried to sign up online but for some reason, the system didn't take my number, so I just called.

    Most of the time, the technicians come one or two days after I call to submit my claim, but when I submitted my first claim the technician came in the afternoon of the same day. Every technician that I've had here has been excellent, especially the last one. Our AC was a multiple callout and he was fantastic. The guy explained everything he was doing, why he was doing it, and why it was required. My overall experience with HMS has been convenient and excellent, and I've recommended them to some people in the neighborhood who've had problems with their home warranty provider. I told them, "Get a hold of HMS."

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    Verified purchase
    Claims HandlingTechPricePunctuality & Speed

    Reviewed Aug. 11, 2017

    I've had TotalProtect home warranty for about five years. I called to submit a claim for the dishwasher and the process was fairly easy. It was a short wait and was done in a couple of minutes. The technicians who came to service my dishwasher were professional and I had pleasant interactions with them. One technician quickly diagnosed the problem and left. Then a different team came and took five to six days, including a weekend, to install the replacement for the dishwasher.

    I had asked the team if the stainless steel dishwasher could be replaced with a white one to match what we're currently doing in the kitchen. I can get it if they had said, “No, that option you’re choosing is more expensive. We’ll give you what you had.” But it was actually $100 cheaper, at least on retail, to replace it with white but they still replaced it with stainless steel. Still, I'm happy to have it, but I found it head-scratching and a strain that when a customer asks for something that’s cheaper, they wouldn’t give it. They could have saved the money to get me what I wanted but they’re thinking about their bottom line.

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    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 11, 2017

    The home that I bought was older and refurbished so I signed up with HMS Home Warranty. Submitting a claim with them has been easy. I prefer doing it online, but I have done it over the phone as well. I've also had several interactions with different technicians and the majority of them were positive. I've had some instances where there was more than one problem so they fixed the problem then they had to come out again, but I've also had one-and-done experiences. HMS Home Warranty is definitely worth the money.

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    Response from Cinch Home Services

    Paula – Thank you so much for sharing your experience. We are glad to hear your claims have been resolved and our warranty has proven its value.- Latanya

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 10, 2017

    It’s always a good idea to have a protection because I’ll never know what may happen with the home. Someone sent me some information about TotalProtect and I got them. I’ve submitted claims twice over the phone and it was easy. They've done something with one but couldn't do anything with the other. Nevertheless, it’s been an excellent work performance. Their claims rep was pleasant, courteous and professional. And, their technicians were professional, too.

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    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Aug. 10, 2017

    Our realtor told us about HMS Home Warranty and when we were buying the house we requested that the seller pay for the first year and then we paid for it every year after. We've had HMS for almost 7 years now and I have nothing but great experiences when submitting a claim. They've replaced our heating/air unit and my dryer. I recently called them because my washing machine wouldn't spin and there's something else wrong with it. The company they called came right out and the tech guy was super professional. He had to order a part and came the next day with it and fixed it. The repair was great. The technicians have always been great except once when somebody from Sears came out to work on my washing machine and he was not good at all. We're up for warranty renewal in September and if the prices don't go up and the service stays good, then we'll keep HMS. I have recommended HMS to several people and even to realtors.

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    Response from Cinch Home Services

    Debbie – We appreciate you sharing your experiences and are thrilled to hear that you have referred your friends and family to us. It is our pleasure to provide you with top-level customer service and efficient claim resolutions. We hope to continue to have you as our customer for many years to come. - Amanda

    Verified purchase
    Customer ServiceClaims HandlingPrice

    Reviewed Aug. 10, 2017

    Our claim was sent in on June 12 & our a/c is still not fixed. They are saying it is pre-existing even though proof was shown it was not. We were told to get in touch with the legal department and we have left numerous messages with zero response. This company is a joke and continues to give homeowners the runaround when it comes to getting something fixed that will cost the company over (my guess) $1500.

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    Cinch Home Services
    Response from Cinch Home Services

    Brittany – I’m sorry that your claim experience was not what you expected. We’ve located your account and did a thorough review of your claim to ensure you receive the full benefit of your warranty. Our investigation indicates that the claim decision was valid and the documents you provided were not sufficient enough to change the decision on your claim. – Respectfully, Tanya

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    Cinch Home Services Company Information

    Social media:
    Company Name:
    Cinch Home Services
    Company Type:
    Private
    Year Founded:
    1978
    Address:
    4700 Exchange Court, Suite 300
    City:
    Boca Raton
    State/Province:
    FL
    Postal Code:
    33431
    Country:
    United States
    Website:
    www.cinchhomeservices.com

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