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Cinch Home Services Reviews

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About Cinch Home Services

Cinch Home Services is a home warranty company that’s been in business for over 45 years. It offers three types of plans and different service fee options for flexible pricing. It also offers a 180-day workmanship guarantee and coverage for unknown preexisting conditions and mechanical failure due to rust and corrosion damage.

Visit www.cinchhomeservices.com
Pros
  • Offers three combination plans
  • Coverage for unknown preexisting conditions
  • 180-day workmanship guarantee
  • Available in most states
Cons
  • Service fees of up to $150
  • No systems-only or appliance-only plan

Cinch Home Services Reviews

Over 10k reviews since 2014

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    2 featured reviews
    How do I know I can trust these reviews about Cinch Home Services?
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    Page 48 Reviews 6825 - 6975
    Christy increased rating by 1 star.
    Customer ServicePunctuality & Speed
    After a positive interaction with Cinch Home Services, Christy increased their star rating on Jan. 26, 2019.

    Updated review: Jan. 26, 2019

    We found out a few things about how the company does business through this process and most of it not great but I am glad to finally close this complaint and pray I never have anything else stop working because I don't want to deal with this again. The company responded to my original complaint on 1/7, today is 1/25 and we finally received a new dishwasher. The process has not been easy but I'm just glad we are finally done with this claim. I'll end with saying customer service definitely needs some training.

    Original Review: Jan. 5, 2019

    Our dishwasher caught fire... Sears came out on Dec 21st and told us and HMS that it needs to be replaced. It is now 14 days later and we have been given no further updates. When we call, customer service tells us that it is in the "research" department and that it could be an infinite amount of time before they know anything else. I'm sorry, Sears said it needs replaced, what needs to be researched?? It does not make sense that they need 14 days to make a decision. Another complaint is that when we called for updates the representative actually giggled when saying, "it's in research." Like this is a joke to them! I worked in a call center for over 10 years and would never take a customer's inquiry and make a joke of it. They definitely need more training and I'm very upset it has taken this long...

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    Response from Cinch Home Services

    Christy, I am sorry to hear about your experience, I assure you this is not the quality of service we aim to provide. We are reviewing your account and will give you a call as quickly as we can today. We appreciate your patience. – Austin

    Customer ServiceTech

    Reviewed Jan. 5, 2019

    Do not I repeat do not waste your time or money with this company. They have gone downhill in customer service in the last 2 years. I've been waiting over a week to get a response from them and the service provider they assigned me to fix my garbage disposal. The plumber they provided me did not answer their phone or return calls. I've tried to get a different company through HMS to come out but I was forced to open a new work order to get a different company. Now I have to wait several more days for my disposal to get fixed even though I've already waited over a week.

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    Response from Cinch Home Services

    Aaron, Thank you for bringing this to our attention. This is not the level of service we intend to provide for our customers and I understand your frustration. We have located your account and are looking into how we can expedite your claim. We will follow up with you personally once our review is completed. – Thanks Austin

    Verified purchase
    Claims HandlingTechOnline & App

    Reviewed Jan. 5, 2019

    TotalProtect Home Warranty was very responsive and they took good care of me. I submitted my claim online and navigating through their website was easy. The contractor that they sent did a good job, and he seemed very confident and nice.

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    Response from Cinch Home Services

    Paul, Our goal is to provide homeowners like you with reliable service and I’m happy to hear we delivered! – Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Jan. 5, 2019

    Submitting claims online or through the phone with HMS Home Warranty have both been really easy and I like that it gives me permission to contact the contractors right away. One time though, we have been told a wrong answer by an HMS rep. As part of our warranty, we have our emergency lodging and our furnace went out and it was super cold. So I called and I asked about it and the rep said that we did not have that.

    I asked if I could speak to a supervisor and she proceeded to tell me that there was no supervisor there right then and that if I called back somebody else would tell me the same answer. So, I called back and found out that we did have emergency lodging. But other than that, the HMS reps were really friendly and courteous and the contractors that they’ve sent have been very knowledgeable. They get the work done and they clean up after themselves. We're satisfied. I would tell a friend that HMS Home Warranty is definitely something to consider going with.

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    Response from Cinch Home Services

    Samantha, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Jan. 5, 2019

    I've had Cross Country Home Services for quite a few years now and overall, they've been pretty good to me. They have handled the claims within just a few days of the calls and I haven't had any issues. Submitting my claims for service is very easy. I just make the phone call and they will do one of two things. They either give me the phone number to call the company or they put me on hold while they look for the number, then they give me all the information and the company calls me within 24 to 48 hours, which usually is just within 24 hours. Then, we would get it set up and done. We've also had very good interactions with the technicians and I've had some relationships with them now. Sometimes, I would call those guys or use their referrals to other people with the companies and it worked out well. Overall, I'm satisfied with the coverage that is offered in my plan so far. Cross Country is doing all right. Keep up the good work.

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    Response from Cinch Home Services

    Louis, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Customer ServiceCoveragePrice

    Reviewed Jan. 4, 2019

    We had two issues the first year we tried TotalProtect. First, a microwave malfunctioned. It took 4 weeks before their contracted service representative could even get to us, and then another 2 weeks to fix the problem. Second, a swimming pool pump motor malfunctioned (a coverage I paid extra for). After getting that corrected, the service representative to whom I was referred told me they did not serve my area. I called TotalProtect back, and it was another 4 days before someone called me about the pump. In the meantime, I had my person pool cleaner person replace the pump motor at my expense. Now I get a notice from TotalProtect they are going to AUTOMATICALLY charge my credit card and renew my policy with a price increase! I have been attempting to CANCEL any renewal, and their 800-474-4047 number only stays BUSY if I ask for a company representative. TotalProtect is TOTALUNSATISFACTORY.

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    Response from Cinch Home Services

    Roland, I’m sorry that this was your experience. The auto-renew feature of the warranty is provided within your policy and this feature can be disabled. We will be glad to follow up with you personally to assist you. – Austin

    Reviewed Jan. 4, 2019

    I have had Total Protect for a few years now and finally had it with them. I was promised two months and at least one month of a monthly payment being waived because of their ** up on my water heater issue and yet they still took out the payment?.?.????? I DO NOT recommend this company to no one. Then they hire some local A/C company to come do repairs on my unit and ruin my carpet in the process which they said they would help out, still waiting. There are more better home warranty companies out there. Please shop around but do not include these crooks in your shopping. God Bless

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    Verified purchase
    Tech

    Reviewed Jan. 4, 2019

    I submit claims with HMS Home Warranty over the phone. The techs who came over did well. The latest guy who came over did a good job. He was also professional. HMS is a good company. The quality is 100% and they give good service.

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    Response from Cinch Home Services

    Edwin, Excellent service is what we aim to provide! Thanks for sharing your experience! - Austin

    Verified purchase
    Customer ServiceTech

    Reviewed Jan. 4, 2019

    We have had a very good experience with TotalProtect so far. I file claims over the phone and I also do it online. Over the phone, I always get a lot of help but I prefer the online thing because I have more options on getting information of different companies that can go to us. Also, the contractors have been pretty good. The first time that I called for one of the contractors, there was a little misunderstanding on what they were and were not supposed to do. But then, it was okay. It would be good if TotalProtect would check on the companies that work with them because some of them are very specific. When you call and tell them your issue, they’re like, “Oh, yeah. We work with them, but we don’t do that.” Other than that, I have recommended TotalProtect to a couple of friends already because I really like the company.

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    Response from Cinch Home Services

    Maria, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Claims HandlingCoverageTech

    Reviewed Jan. 4, 2019

    I have been with HMS Home Warranty for 20 years now and I've had a good experience with them so far. I've stayed because of the coverage and I have referred a couple of friends to them. I call whenever I submit a claim as sometimes I like to go with the same vendor that I might have used in a previous time. By calling, I could let them know about that, as compared to when you go with the automated system - I was told that once it selects a vendor for you, you can't change it. Once I had a claim for my dishwasher and the repair company took a little longer to come out than I would have liked. I guess it was the availability in their appointments. After ordering the part, I waited two weeks, and I wasn't very happy about that. Still I had very good interactions with the tech who came and I had no issues.

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    Response from Cinch Home Services

    Anton, We appreciate you sharing your experiences and are thrilled to hear that you have referred your friends to us. It is our pleasure to provide you with top-level customer service and efficient claim resolutions. We hope to continue to have you as our customer for many years to come. – Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Jan. 4, 2019

    I started looking into getting a home warranty so it could help with the expenses of having repairs. My daughter told me about TotalProtect and I had heard about it being good in this area. She really gave them high praise. So far, they have been good as far as submitting the claims, but as far as getting the work done and all extra stuff on the side, it has been very costly.

    The installers were charging too much and they told me that TotalProtect had only approved a certain amount and I would have to pay the difference. I told them I didn’t like it. I called TotalProtect and according to them, what they had approved was how many hours it needed to do it and they said they were not paying any more than that. I was gonna have to end up paying for the additional hour because the guy had a helper or somebody that would have to help him install the air conditioning unit.

    The first time I had an issue, it was with the air conditioning unit and water leaked all over my whole floor and messed up my carpeting. However, it was not covered and they told me to put up some towels or something until the people could get there to fix it or until the part got there. I had to resend because it was still leaking. The guy came and he did something, but it was still leaking. When he came back the second time, he brought a wet bag and he got it all up. The guy that was doing the work was very good at what he was doing and he said that if it goes out within so many months, they would come back and do it at no charge.

    When I call, sometimes they say, “Oh, it's the contractor, he's been given the orders,” but we call the contractor and he doesn’t have the order, so I have to call back and tell them to send it to him again. Still, that was just minor stuff. Another thing, if they write the contract a little better where a lot of the warranty within the contract is not covered by the plan, some of it could be covered. I paid over $900 or so this year in addition to the monthly premium and I have the highest plan they have. Nevertheless, once the claim got to the contractor and it got started, there was no problem. Overall, I would recommend TotalProtect, but they need to have more people on call when a problem happens instead of having to work with just one person.

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    Response from Cinch Home Services

    Shirley, A leaking air conditioner can be a scary incident. Thank you for letting us know that we resolved your issues and that the tech was very knowledgeable. - Christine

    Customer ServiceClaims HandlingTech

    Reviewed Jan. 3, 2019

    So basically, I just want to say that this company is garbage. In my area, Hampton Roads, VA, it seems there are very few contractors that the company uses. One example, back in August I tried to file a claim for my AC unit. Our AC went out and it was over 100° out side. They basically told us it would be 3 or 4 days until someone could get out there. I was under the impression that this is an emergency case and should be expedited. Apparently, I was completely wrong about this. I told the representative that it was already 86° in my house and the AC had only been out for a couple hours. I could only imagine what the internal temperature of my house would be in 3 or 4 days, not to mention that wasn't even a guarantee that they would be there in that amount of time. Before this a few months earlier we made a claim on our dryer. It wasn't properly drying clothes. The tech they sent out seemed like he didn't even know what he was talking about but stated he had to order parts. 3 days passed and we didn't hear anything from the tech. We called them and couldn't get the tech to call us back even after talking to the secretary. We called Total protect, they told us they would get in touch and have the contractor contact us. It took another two days for him to call back and say he was still waiting on one part and it should be here next day. Two more days passed (trying to give the benefit of the doubt) still no phone call even after calling the contractor again. Had to call Total protect and cancel the claim. That is two claims that we cancelled for poor customer service and lack of professionalism, not to mention I've used them for 4 years and paid $70+ a month for what, to be treated poorly when I actually needed them? That is almost $3500 wasted for no reason that I can never get back. Hence the reason I'm cancelling and going to a (hopefully) better service.

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    Terri increased rating by 1 star.
    Customer ServiceTech
    After a positive interaction with Cinch Home Services, Terri increased their star rating.

    Original Review: Jan. 3, 2019

    Purchased warranty in June; trouble with oven; quick to have repairman come out and service and they were wonderful... HOWEVER, parts were unavailable so oven is being replaced. Problem lies in communication being one-sided. I have had neither email, nor text message updating me on progress. Started process the first part of October, 2018; called repairman before Thanksgiving and he told me they were suppose to call to set up replacement (no call); Called on 12/6/18 and confirmed (by nice lady Elsa) that I was getting a new oven and to verify replacement model, which I did (would be delivered and installed 3-5 days); no word.

    Called back 12/26/18 (goodbye Christmas cooking) and was told by another nice lady, Gabrielle, that the first order that was created on the 7th was cancelled on the 14th, so she submitted a PO for another replacement...she said it would come out of Denver DLTL in 3-5 days. Again, no word. Called back on 1/3/2019, and spoke to Patty (who sounded like she was dying), she said the order was canceled on 12/27/2018, because they were researching a less costly replacement. I asked how long does it take to research and she said a couple weeks. REALLY??? She then said she would resubmit the request (what for, if they are researching?). I believe if I don't keep calling, they will never fix it and I'm not sure even if I do call it will make a difference. The can keeps getting kicked down the road. Hoping for a resolution from the warranty gods that read this.

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    Response from Cinch Home Services

    Terri, We truly apologize for the inconvenience caused. This is definitely not what we want our customers to experience through this claim process. Thank you for taking the time to share you experience to allow us another chance to have your replacement expedited. I have located your account and my team will review and give you a call to give you an update. Thanks, Austin

    Customer ServiceCoverageTechSales & MarketingPriceRefunds & Payouts

    Reviewed Jan. 3, 2019

    If giving HMS Home Warranty zero stars was an option, I wouldn’t have even given them the one star. I got HMS Home Warranty insurance when I purchased my home because I knew some things may happen in the first year. I had something go wrong with my furnace and they responded right away by getting a technician out the next day. (That was probably the only good thing that happened along the way.) The technician said that my unit was too old and that he wanted to condemn it. He mentioned that I would have to pay for any modifications, but it didn’t look like I had many so it shouldn’t cost me much. About a week and a half later I heard from HMS with a quote of what I would owe for the new furnace. The price was about $1000 higher than I anticipated having to pay out of pocket. When I looked at the breakdown I saw that the things listed as modifications should not have been considered modifications in my opinion.

    If something is required to make the furnace work, how would that be considered a modification? i.e. flue/drain, ducts, and electric. I reached out to my realtor to have them help me figure this out and they were able to get ahold of Lisa at HMS. In that process I asked for a copy of my policy (since I didn’t have a copy of it) and I received a sample policy. I knew I needed the furnace, so I was working with the heating company as well so that we could get the furnace installed. After an additional week of not hearing anything from anyone I called the heating company back to see what the holdup was. They discovered that HMS sent the parts to the wrong location, and the heating company had to track down where HMS sent them. When I called HMS to see if I could be compensated for them delaying the process on getting the new furnace they were very unapologetic.

    I asked to speak with a manager, to which they said I would have to join a queue and I would have a return call within 24 hours. 24 hours passed with no call, so I called them back. They said I would have a call within 24-48 hours. I called back again and with some persistence a supervisor was suddenly freed up and available to speak to me. I asked for compensation since they (HMS) didn’t do their job correctly and send the parts to the correct location. She responded back by saying HMS does not cover service inconveniences, which to me says they have nothing that requires them to do their job correctly. I knew I wasn’t getting anywhere, so I asked to at least have an apology. I was greeted with a curt response of - "I said I’m sorry for the inconvenience at the beginning of this call." Needless to say I will not be renewing my warranty with this company, because from what I can tell it’s a scam.

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    Response from Cinch Home Services

    Emily, I’m sorry to hear about the delays with your claim. It’s definitely not the level of service we aim to provide. Your feedback is very important to us and we’d like to speak with you to address your concerns. I have located your account and my team will follow-up with you directly, please respond to this message with the best time to reach. Thank you - Austin

    Claims HandlingCoverageTech

    Reviewed Jan. 3, 2019

    Noticed a leak on an outside spigot on Christmas Day. Placed a service claim online due to the long wait on phone. When service provider arrived, stated it was not covered but I still had to pay the $100 service fee plus their fees. I do not believe I should have been charged the service fee.

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    Response from Cinch Home Services
    Rob, I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items that are not covered. In your case, the outside water spigot is not addressed by your policy. Respectfully, Austin
    8. Plumbing System/Plumbing Pipes
    Description of Covered Items: Mechanical parts and components of the following: garbage disposal; interior hose bibs; point of service water system/instahot; pressure regulating devices; shower and tub valves; toilet tanks, bowls, and toilet mechanisms within the toilet tank. The clearing of plumbing stoppages using standard snake/auger systems, of drain, waste or vent lines up to 125 feet from point of access where accessible ground level cleanout is existing, and which can be cleared with standard cable. Request to clear the same line(s) after fourteen (14) days’ time has elapsed will be considered a new claim and require a new deductible. Leaks and breaks of water, gas, drain, waste and vent lines/pipes within the perimeter of the main foundation are also covered. Repair and finish of any walls or ceilings where it is necessary to break through to effect repair is only covered under the Buyer Conversion, Buyer Direct, Open Direct, New Home Warranty or any subsequent renewal thereof, and only to the following extent: repair of walls or ceilings to rough finish up to $1,000 per claim. Rough finish is defined to include hanging of drywall, patching of drywall, stucco, and lath. Repair to rough finish does not include supplies or labor for paint, sanding, wall texture, wallpaper and/or tile work.

    Examples of Items/Conditions Not Covered: All plumbing in or under the ground, foundation or slab; all piping and plumbing outside of the perimeter of the foundation; any piping or plumbing in a detached structure; stoppage of concrete encased lines; any fees for locating, accessing or installing cleanouts; 3

    removal of water closets/toilets in order to clear stoppages, any fees for photo/video equipment, hydro-jetting equipment; jet or steam clearing; chemicals; stoppages caused by root invasion; stoppages caused by foreign objects, such as but not limited to, toys, bottle caps, etc; bath tubs; bidets; caulking or grout; color or purity of the water in the system; concrete encased plumbing; conditions of insufficient or excessive water pressure; conditions of water flow restriction due to scale, rust and sediment (scale, minerals and other deposits); exterior hose bibs; faucets; freeze damage; holding and pressure tanks; jet pumps; laundry tubs; lawn sprinkler systems; repair and finish of any floors where it is necessary to break through to effect repairs; septic tanks and systems in or outside of the home; sewage ejector pumps; sewer and water laterals; shower enclosures and base pans; shower heads; sinks; solar systems; toilet tank lids and toilet seats; water damage; water filters; water purification systems; wells.

    Customer ServiceTech

    Reviewed Jan. 3, 2019

    Customer service = poor. Reps have you on hold very often & NOT resolving anything. Hard to get real person on line. Only 1 tech came out (can't get anyone in network), took deposit & never came back for repair/never called. HMS says he never even put order request in. Dishwasher hasn't worked since day 1.

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    Response from Cinch Home Services

    K D, Thank you for bringing this to our attention. This is not the level of service we intend to provide and I understand your frustrations. We have located your account and are looking into alternate resolutions to your claim. We will follow-up with you as soon as our review is completed. – Thanks Austin

    Customer ServiceClaims HandlingTech

    Reviewed Jan. 3, 2019

    On December 29th our ac started to give us some problems, I called and made claim. They mentioned to me that with the new year we may not get an appt until wednesday. My husband and i were fine with that and understood. We called and left a message right away with the company they dispatched us to. along came January 2nd... 11am vendor number still going to voicemail and no call back, i contacted total protect again. They had the same issue and did not contact me about so i asked to be dispatched to another company. I got their number and gave them a call, left them a message about 12pm, after no return call 3pm i gave them a call back and they answered stating they contacted total protect to let them know they can not come out for another 2 weeks. So i called total protect to get more information. We live in South Louisiana 75 and humid out with a 2 year son at home we needed to get some in as soon as possible. The rep mentioned she can not give me any vendors info that she will dispatch me back to referrals. I mentioned i will call back at 5pm to get an update. I called back around 5:30pm... I was still pending in referrals. A different rep looked for a vendor and was able to give me their contact me and dispatch me .. hmmm not sure how all of a sudden it all changed. So i then contacted and left a message knowing it was 5:30 the business was probably closed for the day. on January 3rd i called the company back after no return call at 9 am. No answer finally around 11pm they return my call asking me where did i get the number from because they are not contracted with Total Protect. Totally Confused and FRUSTRATED, I called total protect again..... They stated they only have ONE more vender this with be vendor (FIVE) that i can contact........ so for the WHOLE SOUTH OF LA you only have 5 vendors for AC!!!!!!!!!!!!!! i am now frustrated because the way these reps were speaking to me like i had no right to be frustrated.... i asked to speak to a supervisor. That made no difference because she was just as rude.. Thank goodness the last vendor contacted me back and was completely professional and super nice and was able to fit me. I am completely disappointment with my experience with total protect!

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    Response from Cinch Home Services

    Jackie, This is definitely not the type of experience we aim to provide for our customers. We are glad to hear that you were able to get the situation resolved with the last vendor. We appreciate your patience and apologize for the inconvenience.- Austin

    Verified purchase
    Claims HandlingCoverage

    Reviewed Jan. 3, 2019

    We were a loyal HMS customer since 2013, and had generally decent experiences with their providers, but this year it turned out to be a nightmare. We added a well pump upgrade to the coverage in 2014, so that we are covered in case our water supply breaks down. Well, on New Year's Day, our well pump finally died. HMS booked a provider to come out, we paid the deductible, got the problem diagnosed, and the claim was subsequently rejected for lack of coverage. Why? Turns out that in 2016, their system suffered a bug (a fact that their rep admitted to) that resulted in this part of our coverage getting omitted.

    The correct thing to do would have been to fix the bug, add the missing coverage back (I even offered to pay for missing time retroactively), and accept our claim.

    Instead, it's apparently my responsibility to verify that their computer systems are working correctly, and are refusing to budge on fixing their own self admitted bug. Now, our family - including small children and elderly grandparents - are stuck without running water in the middle of winter, all because HMS refuses to address a computer bug and give us the coverage we signed up for.

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    Response from Cinch Home Services

    Eugene, I am sorry to hear about your experience, I assure you this is not the quality of service we aim to provide. We are reviewing your account and will give you a call as quickly as we can. Thank you for your continued patience. – Austin

    Customer ServiceCoverageTechPrice

    Reviewed Jan. 3, 2019

    Company kept switching to a new subcontractor because their bids were too expensive. Pushed me to take a low ball payout with me covering the difference after working through 4 of their subcontractors. This was a month long nightmare where their margin opportunity was more important that fixing my water heater. I wasn't aware there were caps on costs they would cover, but that was made clear to me by several of their subcontractors I spoke with directly and, with that knowledge, confirmed by Total Protect staff, even though they will not release the cap limit information. So after such a long time the leak finally reached my carpets. Even though the delay was due to their processes, Total Protect said it was my problem, as I had the option all along of either letting them work to find a subcontractor that would meet their price limits OR I could have taken the low payout and hired someone to do the work myself. Since I knowingly chose to let them run their process (versus the option of spending $800 additional with the deductible I'd already paid to have the work done myself). The staff is argumentative and kept pushing me to "just take the payout" if I was so worried about water on the floor. I suggested a couple of plumbers I know, but Total Protect said their sub contractors were selected for their service and support records, but then they kept passing my case to a new sub contractor. Robert, one Total Protect staff member, put me on hold to check with "Authorizations" and never came back. After 30 min, I used another phone and called in. The new agent I spoke read me the case notes Robert entered, saying "the customer disconnected the call" and Robert logged out and went home, all the while we were both listening to the hold music of the line I had supposedly disconnected. In another call, I was literally screamed at by an agent (can't recall her name but I have it written down at home) who just yelled, "you can either wait for us to work our process or just take the money and do it yourself!" My last conversation was with Billy in Case Management, who said they had been sending ongoing emails and calls to the last subcontractor they were working with. When I pressed for specific dates, noting I was going to call the company to ask, he acknowledged that they had sent an initial communication on 18 December and hadn't actually sent another until I was on the phone with him on 31 December (because my carpets were wet now). When he and I called into the sub contractor, Billy told them he had sent "multiple" requests (he actually sent two while we were on the phone... that in his mind represented multiple) and he felt that absolved Total Protect for not doing anything even though I kept calling in to Total Protect and the various subcontractors every two or three days to check on the status. This whole process has been a joke. The last subcontractor told me that Total Protect had pulled the job from them because they were also "too expensive", and that put me back to square one. At that point I called Billy, took the payout and requested they cancel my membership with them. DO NOT WORK WITH TOTAL PROTECT!

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    Cinch Home Services
    Response from Cinch Home Services

    Marty, I’m sorry to hear of the problems you experienced during the service job for your water heater. We aim to provide efficient claim resolutions, and in this instance we clearly missed our goal. We regret to have lost you as a customer and again apologize for the inconvenience. Respectfully, Austin

    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed Jan. 3, 2019

    We filled a claim on Saturday December 15, 2018 when our inducer motor on our home heating unit stopped working. We were provided with a number to call for the service provider and he responded on Monday 12/17 and visited our property on Tuesday 12/18 concluding that the motor needed replacement. We were told he would order the parts and call us when they were ready. I just spoke with HMS today January 3, 2019 and was told the parts are still waiting to be delivered and they believed they would be delivered on Jan 6, 2019 at which point the contractor would call us but they could provide no further firm commitments on getting this completed.

    We are now close to 3 weeks without heating in the middle of winter and likely to go close to 4 weeks. There has been no proactive communication from the company regarding the status of the claim and the website only provides information that they are still waiting on parts. This appears to be part of the business model to make claims so unpleasant you don't want to file them and instead pay out of pocket.

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    Response from Cinch Home Services

    Chase, Thank you for taking the time to share your experience. We aim for a clear and efficient claim process, but in this case we missed our objective. I have located your account and my team will reach out to you as quickly as we can. We thank you for allowing us another opportunity to address your concerns. - Austin

    Customer ServiceClaims HandlingCoverageTechSales & MarketingPunctuality & SpeedRefunds & Payouts

    Reviewed Jan. 3, 2019

    This company is a scam. Our A/C handler broke and the coils needed to be replaced, according to the tech they sent out. That was on Friday. On Monday, we get an email saying they won’t cover the repair as it was due to rust and corrosion. It is clearly stated in the contract that this is covered even with rust and corrosion. I call the company to discuss and they eventually advise they will reverse their denial and fix it. I next call on Wednesday to follow up with the technician and hear from him the next day that he is waiting on the company as they are deciding if they want to fix or replace the unit. The tech warns me if they decide to replace, we will also have to replace the outside unit and our out of pocket cost would be close to $4,000!! I call to get clarification from the company and am told they just need the tech to measure the area and he has to come back out. Mind you, he’s told me he’s out of town till the following Tuesday. I then speak with them early Friday morning and request another technician to start on the job as it’s hot in Florida and waiting another 5 days seems a bit absurd. They deny my request and say they won’t do that because a claim had already been opened. I respond with all the guy did was test the machine, why should we have to wait another 5 days to get this process started. Latosha, allegedly a manager, said they would not be doing that and continued to snarkily ask me if there was anything else she could help me with. I repeatedly said yes that I would like help getting this resolved. She tells me my only other option would be a cash pay out and do the repair ourselves. I ask what the cash pay out would be, as the tech had already told us to repair the coils would be around 1100 and our out of pocket would be 225. Latosha tells me that she is not going to tell me how much they would give us until I agree to take the money and that once I agree, I cannot change my mind. I said how can I agree to something when I don’t know what we would be getting. Again I get, anything else I can help you with? ????. We hang up and wait till the tech comes back and makes it to our house the following Wednesday, now 13 days no ac. The tech explains that we cannot just replace the unit that’s broken, due to Florida code laws. I call the company back and am advised to have the tech call in as the decision is made between them, on something that effects our house!! Late this evening we get a call from total protect advising that it would offer us a pay out of just under $800, for work they already know is over $1100 to do. At this point, we are over this company and will be calling an actual professional to get the work done immediately. Total protect has now lost our business and I will never recommend them to anyone. We just wasted years of money into this company to be treated in such an awful manner.

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    Response from Cinch Home Services

    Margo, I'm sorry to hear that you were disappointed by your warranty coverage. As with all warranties, there are items which may not be covered by the policy. I will be glad to review your account and follow-up with you personally to address any remaining concerns. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Jan. 3, 2019

    My husband submits our claims with HMS Home Warranty over the phone, but he goes online a lot of times too. The latest thing that they came out to fix was my air conditioner and the contractor came out the next day after the claim was expedited. Our interaction with the contractors was good and fast. One time, they had to order a part, but for the majority, they were able to fix whatever the problem was. We love the fact that if anything goes wrong with any of our appliances or whatever in the house, we have the insurance for. It’s a whole lot easier than going and buying a whole brand new washer, and it is something we don’t like to be without being a homeowner.

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    Response from Cinch Home Services

    Lisa, Thank you for choosing us, we are happy that we have met your expectations, and have provided you with prompt and helpful service. Sincerely - Amanda

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Jan. 3, 2019

    My house is getting a little older. I heard about TotalProtect from Pentagon which is the bank I've been with for over 20 years. I thought that if they offered something, it would have to be good so I went with Total Protect. Thus far, the claims process has been good. I had a big issue last year with my AC and it took them from April to September. They sent out three different companies and all of them were pretty good except for the first company that came out to look at my AC. In the end, I got my AC replaced. Nevertheless, TotalProtect has been pretty prompt and fast. I had a good experience with the company overall.

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    Response from Cinch Home Services

    Jose, Thank you for sharing your experience. We are delighted to hear that we’ve been able to satisfy your home warranty needs, and regret to hear that you had difficulty with your air conditioning claim. We strive to make your home management needs easy and are pleased that overall, we’ve been able to do this for you. Sincerely, Austin

    Verified purchase
    Customer ServiceTech

    Reviewed Jan. 2, 2019

    My microwave is completely inoperable, one that I purchased new 2 years ago. I have 2 young children and work many hours, so you may understand that this device is very necessary for our lifestyle.

    If you are considering this home warranty, please note that I placed a claim on December 17th, 2018. The earliest available service technician will not be to my home to even look at the microwave until January 10th, 2019. Does this seem like a service anyone should willingly pay for?? And once the service technician does come, I will have to pay a $125 deposit for a 25 day wait?

    Here is my timeline:

    December 17th: I placed my service request online through https://my.totalprotect.com/place-my-claim#/. Received e-mail back almost immediately, noting my service technician is “National Service Alliance” and they will be contacting me to confirm an appointment set for Friday, December 21st.

    By Thursday, December 20th I had not received any call and so I attempted to contact the technician with the number provided from Total Protect. That number is to a recording which loops you back to the recording (if you want to be aggravated try calling them at 385-271-1700). I then contacted TotalProtect to let them know that despite my many attempts, I could not reach their provided technician. They told me that the technician was unreachable and that they would send my order to another technician. This “other” technician has a first available date of January 10th. That is 25 days after I placed my service order.

    As of today no attempt has been made by Total Protect to make this right.

    I highly discourage anyone from using these crooks!!!

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    Response from Cinch Home Services

    Crystal, Thank you for bringing this to our attention. I understand your disappointment with the time frame to get a service technician to complete the diagnosis on your microwave. I have located your account and will have my team review your claim to see how we can expedite a resolution, and we will follow up with you personally. Sincerely, Austin

    Customer ServiceTech

    Reviewed Jan. 2, 2019

    I filed a claim for my refrigerator on 12/3/18. Total protection sent a tech out and the tech stated they couldn't repair the problem because they couldn't identify a part no without the model no and serial no which was missing on the unit. Today is 1/2/19 and my problem is still not resolved, total protection has sent out 4 techs who all said the same thing, that they can't repair the refrigerator without the model/serial no. Now total protection is telling me that it's my responsible to find someone to come out and look at the unit. I had two techs come out and they said the same thing that they can not repair it without the number and instead of Total protection replacing the unit, they keep telling me to call different repair companies. I had to pay the $125 deductible and pay each additional tech that I called to come out, not to mention losing pay from work in order to meet the repair tech at my home. I think this the most ridiculous situation I've ever experience. I've asked them to replace the unit and haven't received a response. So a month later and 6 techs they still refuse to do anything. I'm very disappointed in this company and will not recommend them to anyone.

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    Response from Cinch Home Services

    Debra- I am sorry to hear of the delays you are experiencing with getting your refrigerator repaired. My team will review your claim to see how we can help, and call you personally to further address your concerns. Sincerely, Angela

    Customer ServiceTech

    Reviewed Jan. 2, 2019

    We have had this service for several years now. I live in Nashville where it is currently 45 degrees outside and the lowest it will get is 37. I filed a claim to get my heater fix a month ago. We had a technician come out and check it out. Told us there was a part that needed to be fix and that he will order it and will be back the following week. Whenever a technician comes out we have to pay a $100 deductible. We paid it the first , cool no problem. We didn't hear from someone for about two weeks. We tried contacting Total Protect and the Heating Company who were going to supposedly fix our heater. But no one will ever answer our calls. Until the 3rd week of waiting on someone we heard from them but they told us they couldn't come out until we paid another $100 deductible which they would use to order the part and then they would come out and fix it. Cool we paid it. Now thats $200 and nothing has been fixed. 4th week now Later we get an email saying that we owe $750 in order for them to come out. I called them and the first person who I spoke with said it was a miscommunication that I didn't owe that $750. Then they called me again that same day and told me that it was $850 instead of the $750 but since there was a miscommunication that they were able to pay just the half off and Total Protect would pay the rest. We pay $425 now thats $625 that we have paid. Once the $425 has been paid they scheduled us an appointment and told us they will be first the in the Morning on the 31st between 8-10. We were so happy thinking we finally going to get our heater fixed. Sike they called us that same morning saying they weren't coming out and that they needed $300 more. As you all can see what both of these companies do is just take your money and never come fix anything. I tried contacting them because they told me I was able to get my refund. No response. So I do plan on filing complaint/suing on both companies.

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    Response from Cinch Home Services

    Oscar - I am sorry to hear this has been your experience. As with all warranties, coverage is very detailed in the agreement and there are some items/conditions that may not be covered by your policy. My team will complete a thorough review of your claim to ensure you are receiving the full benefit of your warranty agreement, and will call you personally to further address your concerns. Sincerely, Angela

    Verified purchase
    Claims Handling

    Reviewed Jan. 2, 2019

    I have received insurance through HMS related to the one in my house, and after a year I purchased that, the guarantee came through the contract. After that, I decided to extend it. They were fantastic and I was satisfied with their services. The first claim that I had, the guy was supposed to fix something and he was not professional. I contacted the service department HMS and they sent me another company. He came and fixed it without any money. I expect HMS to use their best service and companies and not their average company ABC. The customers have a problem with some companies that are not professional in their job.

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    Response from Cinch Home Services

    Vahid, Thank you for sharing your experience. We appreciate your feedback and are happy to hear that we have provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. We are here to help, and will do whatever we can to ensure you have a positive experience in the future. Thanks again for sharing. - Christine

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Jan. 2, 2019

    I’ve had TotalProtect for 5 years or longer and I kept getting them back every year because it's easy. I’ve got them set up on my bank draft and I don’t have to change anything. Calling them to submit a claim is the easiest for me. The customer service is great and I have no complaints with everybody they sent out. The contractors fix issues usually on one time. TotalProtect has been very good to me and I’ve had great experience with them. Also, I’ve already recommended someone and she went with them too.

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    Response from Cinch Home Services

    Fred, We appreciate your loyalty! Thanks for sharing your experience and your recommendation! Thanks - Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Jan. 2, 2019

    Cross Country is the only particular home warranty company for this home. Since I enrolled back in 2013, I filed five claims, one of which was a fairly significant claim. One of the reasons I chose Cross Country was their policy and philosophy, if an item couldn't be fixed they'd replace it, and that was really advantageous for me. Two years ago, our heating system failed and because of that particular policy, Cross Country replaced our furnace, which was probably close to a $5,000 expense so that was great.

    The only difficulty I've had with the process is we live on an island, northwest of Seattle up in Washington state and a lot of the vendors that Cross Country uses have some difficulty getting out here so sometimes I have to secure a local company that's willing to accept the Cross Country warranty insurance. There were a couple times where I needed to go from the standard customer service representative to a manager to provide me with some assistance. But we've worked it out. Overall, the policy is pretty exemplary. Cross Country has treated me fairly and I continue to be a customer.

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    Response from Cinch Home Services

    Paul, We appreciate your loyalty and are delighted to hear that we’ve been delivering on our promises and making your home management needs easy. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPriceOnline & AppRefunds & Payouts

    Reviewed Jan. 2, 2019

    Submitting a claim to HMS Home Warranty was fairly easy and I’ve done it both online and over the phone. Navigating through their website was fine and usually, it takes a day or so to get contractors to the property. Everything from HMS was fine but the first crew that HMS sent out for my water heater was awful. They didn't seem to know what they were doing. It took two guys all day to replace a water heater, and I had replaced one in my last house by myself for the first time ever in three hours. So, it was absurd. I re-did some of the stuff that they did because they didn’t do them properly. I also had to buy some other stuff to put a new connector in because they didn’t even hook up everything. They charged extra fees and everything else as well, and I should be getting some money back. Then, they left the trash that they were supposed to take with them. They left the cardboard outside on a rainy day, which was a mess.

    When I called HMS again for something else, I told them not to send that contracting company. They should not use those contractors again or try and get guys that are a little better because it was ridiculous. On the other hand, the other guy who came out a couple of times for my HVAC was great. HMS can only do so much with the people that they send but they are a good deal and I have recommended them.

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    Response from Cinch Home Services

    Thanks for sharing your warranty experience Jordan. I'm happy that we were able to provide satisfactory service. Have an amazing weekend. - Austin

    Customer ServiceTechRefunds & Payouts

    Reviewed Jan. 1, 2019

    I needed my furnace fixed in December, in the Chicagoland area. It broke on the morning of the 26th. I was told they would fix it on December 29. (Mind you, it is winter and I have dogs in the house in addition to 2 people). I ended up paying my own furnace contractor so we or our pipes would not freeze. Oh, and HMS repairman finally called to set an appointment on December 31 - two days after he was supposed to fix the furnace. HMS did nothing to help me even though I called multiple times. I was never able to connect with the same person twice. One customer service rep said she flagged my account as an emergency. They accept my monthly payments but that is thievery. I have done my part in the agreement and HMS has not. I want my money back for all monthly payments for service I did not receive and I want to be reimbursed for the contractor who actually cared and fixed my furnace.

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    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Jan. 1, 2019

    HMS Home Warranty was purchased for us when we bought our home. The first time we submitted a claim, it was terrible. It was hard to get in touch with anyone. When we did, they duplicated our order, gave us a non-reliable company who gave us the runaround, and then eventually, the company that settled with us couldn't even do the work. The second time that we've had an issue was with our stove and washing machine and it went perfectly. We call when submitting claims and the representatives that we've spoken with have been kind and helpful until they can't help.

    It was, " Oh, I have to get my supervisor," or somebody else the first time, then we never heard back, so I had to call several times. They were pleasant, though. When we finally got a technician, he was very knowledgeable. They didn't give us the runaround on anything and didn't try to upcharge us on anything. They came, fixed the actual issue, and listened to us. They were great and the quality of the work met our need. I will tell my friends who we have and to give HMS a try.

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    Response from Cinch Home Services

    Charice, We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. I'm sorry to hear about this experience.  It’s definitely not the level of service we aim to provide. - Angela

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Jan. 1, 2019

    We had an air conditioning system go out and we had to make a loan of about $3,000 to repair that. We borrowed it from our credit union and in the process, they sent us a flyer about TotalProtect. So far, we’ve submitted three claims and they’ve all been successfully handled. We submitted the claims over the phone but I could do it online if wanted and needed to.

    Our first claim was for a repair on our heating system. We looked up the first provider that TotalProtect hooked us up with on the internet and he had a very bad rating with the Better Business Bureau. So, I called TotalProtect back and asked them to cancel the appointment with him and send another provider. They did that and the one they sent turned out to be excellent. Then the second claim we had was for an electrical job and the first person that TotalProtect recommended for that came out and did a excellent job. We were very pleased with him. So, we’re happy and satisfied with TotalProtect. We’re getting what we’re paying for from them. I have also recommended them to somebody and I think they’re gonna take it up.

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    Response from Cinch Home Services

    Roger, Thank you for taking the time to share your experience. We are here to help with all your warranty needs to provide a peace of mind. Thanks for sharing your experience and your recommendation! Thanks – Austin

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed Dec. 31, 2018

    The warranty has been a good service. If the air conditioner went and the motor in it had to be replaced, Cross Country did that. When our water heater went, they did that. And things have gotten taken care of fairly quickly. When I had a claim, first, I filled out the automated report. It's easier online then they're going to give you a call. I talked to them and they gave me a number. The technician called me that afternoon to come fix the problem. It was explained to me what was wrong and they took care of the problem. I've never had a problem with any of the contractors either. They're excellent.

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    Response from Cinch Home Services

    Wilson, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. – Angela

    Verified purchase
    Claims HandlingTech

    Reviewed Dec. 31, 2018

    TotalProtect was referred by a friend of mine. I submitted a claim online and they reached out to me within the day. I had one technician come out and had a good experience. Also, the quality of the work performed was good.

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    Response from Cinch Home Services

    Roniece, Our goal is to provide fast and efficient service, and I'm glad to hear we delivered. Thanks for sharing! – Austin

    Customer ServiceTech

    Reviewed Dec. 30, 2018

    We have been without heat since last night. They told me they couldn’t find a provider and would call back since this is considered an emergency bc of the frigid temperatures. They never called back. We have two children and two elderly parents. I called again today and they said they still haven’t found anyone. They suggested we find our own provider but they need to get authorization from a specific department. They still have not called back. This has been a terrible experience.

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    Response from Cinch Home Services

    Maggie, We truly apologize for the inconvenience caused. This is definitely not what we want our customers to experience. Our recent records indicate that we have located a provider for you and have since been in contact with you to provide the providers contact information. My team will review and follow up with you to ensure this is resolved. - Austin

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed Dec. 30, 2018

    TotalProtect Home Warranty is great. If they can cover something, they let me know they can cover it. If they can't cover something, they let me know they can't cover it, or they don't cover it. There's no ambiguity with wondering, so it is a good thing. They explain everything and they listen. They don't rush me off the phone or act like I'm inconveniencing them. Submitting claims is an easy process and they get back to me right away. The send me an email to follow up.

    They also give me the number that I'm supposed to have and the referral information along with contacting the referral company, and the company usually contacts me right away. One contractor that they sent was fantastic, but one of them was not so good. Harmony Plumbing was very good. They were on time and diligent. They were experienced and they knew what they were doing. They were in and out and they were awesome.

    However, the other contractor, Total Pro Plumbing, messed up my ceiling and they caused a leak in my house. I will never use them again. I'll use TotalProtect, but I told TotalProtect that if I have any other plumbing issue, I don't want that company. Total Pro Plumbing appeared to be nice, but they sent a tech that didn't have experience with fixing. All I had was a bathtub plug that needed to be fixed and that was all they needed to do, but the plumber did it the wrong way. She cracked the pipe underneath and they had to go into the wall and fix it. She caused a leak from upstairs and down to my living room. So, during Christmas, I had part of my popcorn ceiling hanging down above my tree and it was embarrassing.

    I couldn't get them to call me back to honor the fix. I said, "I don't wanna report you. Please come back, and you gave me your word you'd fix this." They came back the other day, but they called themselves fixing it. They bought the wrong color of popcorn. Now, there's a huge circle like I have a white filling and there's a beige popcorn circle. I can still see the damage that they did and they got it over my wall, my laptop, my mirror, my floor, and my wall unit. It was a nightmare!

    I should have just filed a homeowner's claim, but the guy wouldn't give me his insurance. I said, "Let me have your insurance, so I can file the claim 'cause you guys can't even get this fixed." He said, "Well, we'd like to fix it ourselves. We'd like the opportunity." And I said, "Okay, I'll give you a chance." They came here, but it looks like crap. The popcorn is on my walls and they sprayed it all around everywhere and left with all the crap everywhere. They were nice and very pleasant, but I'm never ever using them again.

    I told TotalProtect what went down and they were sympathetic. They listened and they let me know. Unfortunately, they couldn't cover that, which was fine. I had another plumber come in and tell me that the other plumber did it wrong and that she didn't know how to do the removal and the install but did it. She was supposed to go into the wall, behind the pipes, but she tried to do it directly and she banged up my bathtub and cracked the pipe underneath in the wall.

    Nonetheless, I would definitely recommend TotalProtect Home Warranty. I tell people from my job that I pay a certain amount and that it's automatic. TotalProtect is worth it and it's something I don't have to think about. I signed up with another company a long time ago and I was sending emails requesting information about the things that they covered or information about what I was paying for because I didn't get the information I got. TotalProtect gave me a welcome package. I got a booklet and it described everything. I had another company a few years back, but they didn't send me anything, yet they took payments out. I finally stopped all the payments. When I signed up with TotalProtect, I thought, "Let me see how this is gonna work," and it has worked fine.

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    Response from Cinch Home Services

    Dorian, Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. We are here to help, and will do whatever we can to ensure you have a positive experience in the future. Thank you! – Austin

    Verified purchase
    Customer ServiceTech

    Reviewed Dec. 29, 2018

    I had no problem getting my gas pack repaired but when it came to replacing it almost a month to get a new one because their employees cancelled my contract. So we suffered in 20-40 degree weather with no heat. Even though I constantly called them they never told me my contract was cancelled by them, they tried to convince me that I had cancelled it. If it had not been for my installer I would probably still not have heat.

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    Response from Cinch Home Services

    Sylvia - I am sorry to hear of the delays you have experienced throughout your claim. We aim to provide quick and efficient service, and regret the inconvenience this may have caused. Our records indicate your service request is now completed. If you need further assistance, please let me know, and my team will follow up with you personally to further address your concerns. Sincerely, Angela

    Customer ServiceTech

    Reviewed Dec. 29, 2018

    I purchased my home five years ago and a home warranty was included at the settlement table. I was provided with HMS. At first, everything was fine until the plumbing became an issue. I have an older home that runs on one water line. When that line is backed up, so is everything else. I reached out to HMS for some help and the first service call went okay. That was five years ago.

    Five years later and the line was backed up again. The first service man who came to the home didn’t even make an attempt to snake the drain. Instead, he said he would be back but never returned. I understand that not all of this falls on HMS, so I called and said ‘hey, that last service call was unusual - can I get someone else out.’ The representative began raising her voice over the phone and insisting that no one else could help. I asked to be connected to a manager, was told no and that they (all the managers) were in a meeting. Okay. I hung up and called back because - that seems to be the only way to get help nowadays when Customer Service isn’t helpful or friendly.

    The 2nd representative was able to find a manager who wasn’t in a meeting. The manager reviewed the account, said they would have another company out and that should be the end of that...oh but it was not. The first serviceman came back to my home. When I refused to let him in, he left and then called. He threatened me over the phone and began calling me crazy. I called HMS, made the report on the serviceman. The 2nd serviceman showed up but didn’t have any tools. Why? I still cannot answer that question. Neither could HMS. I called again.

    This time though, when I called, I waited and waited and waited to be connected to a representative. I have had several poor phone calls with HMS. At one point, the agent refused to provide his name, id number or transfer my call. I used a second phone to call HMS. After more than 2 hrs (because I didn’t go back to the 1st phone) the agent finally disconnected the call. That’s not the only act of insensitivity or lack of care for a customer shown.

    In all, I never got the issue resolved. None of it. After so much back and forth, fighting the people I pay for a service to treat me with some dignity, I stopped using their service all together. I’ve spent so much time on the phone and with no results. At one point I said to the agent, ‘I cannot use the water in my home and I can’t get a single serviceman to help, what do I do now?’ The agent replied, ‘that’s on you.’ I didn’t want to give my power away in that moment but I did and vowed never again. I hate that companies such as HMS can abuse their customers and it’s like we (the customers) just have to take it. Anytime you have to spend more time during the day to talk to multiple representatives instead of doing the job that pay these reps, there’s a problem. This company has gone way down.

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    Response from Cinch Home Services

    Tiara, Thank you for taking the time to leave this review. We aim for a clear and efficient claim process, but it seems we have missed our objective with your claim. I have located your account and see that since prior to this review, the contract has been cancelled. I appreciate the time you took to share your experience and regret we lost you as our customer. Regretfully, Austin

    Customer ServiceCoverage

    Reviewed Dec. 29, 2018

    It would be so nice if I could give a zero rating. This company is connected to Sears and I trusted them because of their affiliation with Sears. My range has been out of service for over a month. I pay $50 a month and $75 per visit. I was promised a replacement range...never got it. Part never came in. Supervisors are never available. The kids they have answering the phones are clueless and will tell you anything to get you off the phone.

    DO NOT PURCHASE ANYTHING FROM THIS COMPANY. It’s been over 30 days and I still do not have a resolution. I was told today that my replacement range was never ordered, nor was the replacement part. The replacement was supposed to be ordered after the 21st day of not receiving the part. I have a list of company representatives' names I’ve spoken to since early November and all of them are liars. They tie you into a contract for a year and provide the worse service possible. On top of that you have to pay them to get out of the contract... We all should find a way to file a class action lawsuit against this company to cover every state. I’m certain their poor customer service and bad business practice is company-wide...

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    Cinch Home Services
    Response from Cinch Home Services

    Versia, I regret to hear of the service you have received, I assure you that we aim for excellent customer service. My team and I would like to help provide an expedited resolution on your range claim. Please respond back with your full property address and contract number to locate your account. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed Dec. 29, 2018

    I liked TotalProtect Home Warranty’s price and service and as soon as I had a claim, they acted on it. For my water heater and dryer, TotalProtect sent techs who were knowledgeable and friendly. Plus, they called in advance to let me know that they were coming. They were punctual.

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    Response from Cinch Home Services

    Eladio, Thank you for taking the time to share your experience! - Christine

    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Dec. 28, 2018

    I bought a house, new construction 14 years ago, never a problem with oven. Two years ago oven stopped working. I purchased home appliance warranty plan with Sears and filed claim. They came and replaced the circuit board. One year later same issue. Cross Country, who took over my Sears Home Warranty account, came out and replaced the circuit board a second time. Eight months later, same thing happened. They came out again. Technician contacted CCHS service dept and told them the circuit board went out again and advised CCHS representative to initiate a replacement wall oven this time. However, this time CCHS rep told the tech at my house, that they were going to deny my claim based on "improper installation." Funny, they were the only ones to ever repair the oven. The tech was surprised to hear this too.

    My wall oven worked great for 12 years, no problems. I mean, that's why you purchase the home warranty, right? To replace appliances when they break down? I have spent hours on the phone trying to understand the logic, since I was there when the tech called to advise the replacement. At least 5 times I have called back and was told that a supervisor would call me back but never did. The last time I called, I finally was able to reach a supervisor who continually told me the claim was denied "do you have any other questions related to a different matter than this claim" over and over and over. Obviously, once a certain dollar about is reached for repairs they refuse to fix or replace. $49.99 a/mo for over two years. Now I'm being told "denied." I would not recommend entrusting any of your home appliances with CCHS.

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    Response from Cinch Home Services

    Michael, I regret to hear of the troubles you have had with coverage from the policy. I'd like to offer some reasoning as to why your claim has been denied. Your wall-oven is supposed to be on its own circuit, however it is on a shared circuit which is causing the boards to continue to short out. This is considered to be installed improperly. I sincerely regret you may feel as if the policy is not benefiting you, however we have acted within the terms and conditions of the Agreement. Regretfully, Austin

    Tech

    Reviewed Dec. 28, 2018

    My furnace quit on Wednesday. They had only one provider servicing my area. I called that provider; they said they were booked up and total protect would have to find somebody else. Since then I've been waiting in below-freezing weather for 'dispatch' to find me someone to fix my furnace. I was told it could take dispatch 24 to 48 hours to find someone to fix my furnace and if they don't then at that time they will allow me to find someone in my own I have to pay the bill and they'll reimburse me. We've already established totalprotect protect is only contracted with one provider in my area and that provider is backed up. So I'm going to be stuck on the Friday night before the weekend and then New Year's Eve and New Year's Day trying to find someone on my own, because they won't admit they have no one to fix it until the 48hrs is up. What use is a good rate if you are spending 2 days in 18 degree weather waiting for them to.help you? DO NOT USE THIS PROVIDER UNDER ANY CIRCUMSTANCES!!!

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    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Dec. 28, 2018

    To date I have made 3 claims with HMS Home Warranty and each time have had to wait weeks without a resolution. Our most frustrating claim was when our air conditioner broke. We were told that the company completing the repairs would be to our home between 1-5 on a certain day. After taking the time away from work to greet the repairman, he never showed. We called the company to see if they were just running late and were told that we were not on their schedule and they didn’t have availability for over a month and could not come out. After calling HMS Home Warranty they said the would escalate the situation, which seemingly meant nothing because we never got a return phone call.

    The temperature outside was over 100 degrees and there was no way we could have waited. We had to go with another company outside the warranty, who was able to come same day and fix the problem. Last night we came home to find our refrigerator broken, after filing the claim we were told no one will be able to come look at it for 3 weeks! 3 weeks is a completely unacceptable wait time for something like a refrigerator to be broken. Every experience we have had with HMS Home Warranty has been a letdown and we regret our decision to have them as our home warranty company.

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    Response from Cinch Home Services

    Richard, We truly apologize for the inconvenience caused. This is definitely not what we want our customers to experience. Records indicate that since this review has been submitted we have found a different provider to come and complete a diagnosis. Should you may need further assistance, please respond to this message with the best time to reach you. Sincerely, Austin

    CoverageTech

    Reviewed Dec. 27, 2018

    Filed a claim on a home I just purchased with polarity issues due to wiring. Was denied because their technician didn’t wire the house? Then, when I asked what they do cover, I was told to read my contract myself. Also they stated that they would cover normal “wear and tear” on electrical, or something that shorted out!?! I mean, how does an outlet or switch short out... because it was wired INCORRECTLY. What a joke.

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    Response from Cinch Home Services

    Tyler, I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are items that may not be covered due to the cause of failure. I regret that you may feel as if the policy is not benefiting you. Should you have any questions or concerns regarding your policy, please respond to this message with the best time to reach you. Sincerely, Austin

    Customer ServiceTech

    Reviewed Dec. 27, 2018

    We received the warranty when purchasing our home and when it was about to expire we decided to renew it. This decision was based on a prior successful service call. This time I did receive good customer service during the initial call, however after finding out our water heater had to be replaced I called back because today is Thursday and next week begins with a holiday (New Year's Eve and New Year's) and we have no hot water, therefore we will be without hot water for several days.

    After speaking w/ customer service they said it will take 48hrs to see if it will be approved. I asked to speak w/ supervisor to see if this could be sooner with holiday coming, was put on hold, then transferred to wrong department, then transferred again and was connected to someone name ALMA that was disrespectful from jump, answered the phone around 11:50 & said, "Our systems are down. Call back in hour," "Excuse me? Are you not going to ask why I am calling before you dismiss the call?" Then proceeded w/ attitude, I asked to speak with someone else because of her attitude and she said, "Ok then I'll just put you back in the queue" and did not, instead hung up on me.

    I called back several times before I was able to speak to someone & when I finally got someone I asked for a supervisor to report ALMA and to address my concerns about the water heater and it being a holiday and was told there is not a supervisor available to talk to me. What type of business does not have supervisor available for their customers who want to address concerns about services and employees. Very dissatisfied, we are paying customers who paid their premium in whole. I don't appreciate the disrespect nor the hanging up of the phone. Sometimes you have to put yourself in other people shoes, I have a family and currently NO hot water, I don't appreciate my issue being minimized and I'm a paying customer.

    I work with vulnerable populations who don't have money to pay for medical or mental health services and I would not dare treat them in a disrespectful way especially hanging up on them or not trying to do what I can to help them, even if it's connecting them to a supervisor that may or may not be able to assist. I've seen other reviews that has stated the same thing when asking for a supervisor, I pray that this has not been a mistake renewing our home warranty with HMS.

    On the upside the call w/ Adriane was excellent. She took her time and found someone to come out today after being connected to 2 other contractors that said after the holidays which was next Thursday. She was able to connect us to someone who was able to come out and inspect the water heater this morning. I'm giving HMS 1.5 stars for Adriane and for getting a contractor to inspect water heater today. They need to make sure their customer service and supervisors are doing everything to assist their customers including speaking with them when there is an issue or concern.

    If this is not the job you want I suggest finding a job where you are able to be professional and respectful at all times or like they say fake it until you make, until your shift is over. Make sure your customers receive all the information even if your hands are tied and nothing else can be done not cut them short before the conversation begin and dismiss it, minimize it and hang up on them.

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    Response from Cinch Home Services

    Crystal, I assure you that the customer service you have received is not the goal we aim to provide. We aim for excellent and professional customer service. I have located your account and my team will be reviewing and following up with you personally. Thank you for taking the time to leave this review and allowing us another opportunity to turn this experience around. Sincerely, Austin

    Customer ServiceRefunds & Payouts

    Reviewed Dec. 27, 2018

    Furnace went out 12/21. We called and started a claim. We were told it would be about 24-48 hours to get a service provider out. We were understanding that the weekend before Christmas might take some time. No one ever called us back. After several attempts to reach someone, we were told they had dispatched to a service company and gave us the info to follow up with. When we called that service company, were told that they do not do work for HMS and have asked HMS repeatedly to remove them from their network. After 2 more days and no calls to us, we called our own company and paid for the repair out of pocket. As I write this review, I have been on hold with HMS for over 25 minutes trying to see if we can get reimbursed. What a complete joke of a company.

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    Response from Cinch Home Services

    Jason, I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. Thank you for your feedback as it helps us improve our level of service. I have located your account and will have my team review your account and follow up with you as soon as we have an update. Thank you for your patience. - Austin

    Customer Service

    Reviewed Dec. 27, 2018

    The worst customer service I've ever had. I'll never purchase another product of theirs or utilize any company associated with their services. It was truly, that bad. They took almost two months to replace a failed microwave. It's been two weeks for a dishwasher. Speaking to a supervisor has no effect on their response times or customer service.

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    Response from Cinch Home Services

    Jack, I am sorry to hear about this experience. It sounds like we’ve let you down. We'd definitely like to discuss your concerns. Should you like further assistance please respond to this message with the best time to reach you and your full property address. Thank you, Austin

    Verified purchase
    Tech

    Reviewed Dec. 27, 2018

    December 10th, Serviceman diagnosed timer needed and “Contractor has part in stock but HMS likes to use their own parts.” I’m 3- weeks and HMS says, “Part is still on back order.” Now December 27th, HMS's part still on “back order”; when HMS knows The Contractor carries that timer part in-stock. === PREVIOUSLY: December 1st, 2018, HMS hasn’t any contractors in my area of Ocean City Maryland. This is the services HMS promised to provide me; not the opposite. If and when I find a contractor; I must follow HMS rules and regulations per HMS email of instructions. Needless to say, my issues of getting a contractor have not been “Successful” to date when all that is needed is a thermostat.

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    Response from Cinch Home Services

    Linda, Thank you for bringing this to our attention. This is not the level of service we intend to provide and I understand your frustrations. We have located your account and are looking into alternate resolutions to your claim. We will follow up with you as our review is completed. – Thanks Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Dec. 27, 2018

    When I bought my house two years ago, HMS called and I liked what they offered. They would help me repair products that were in my house that my landlord would previously never fix or if I had to fix it and I was charged an amount that I couldn’t afford. With HMS, I pay a monthly thing but it is nice when you need it. It is really easy filing claims too. But when I was trying to do it over the internet the last time, my dishwasher became my washing machine. So I said that I would call somebody who can actually understand my pronunciation. Even on the phone though, they don’t understand my accent, or lack thereof. I slur words and I don’t enunciate. So it was difficult. They were getting the wrong products. But the people on the phone are very nice and very courteous. They help us out. Even if we are not sure of what we are talking about, they generally know.

    I’ve filed claims for my washing machine and my dishwasher. I've also done my heater downstairs twice. The pilot went out the first time then after that, the fan got clogged up. Those were two separate problems on two separate years. The technicians who have come out have been really helpful. They deal with my son because I work strange hours, and they would work around our schedule. The service is really prompt too. It is usually within a couple of days, if not the same day. They would come in and explain everything to my son.

    In the case of the dishwasher, the guy mistakenly thought the cold water was supposed to be my hot water so he told my son that we needed to get a plumber in. But the plumber said that it wasn’t a problem. So it was fixed right the first time. Even when the guy didn’t think he had done it right, he did. In terms of quality of work, that was awesome as well. The contractors have been really good and I have recommended HMS. Thank you, HMS, for all the service and quality that you’ve performed.

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    Response from Cinch Home Services

    Deanna, Thanks for sharing! Keep in mind we are here to answer all of your home management questions, even the ones you are uncertain of. - Morgan

    Customer ServiceTech

    Reviewed Dec. 27, 2018

    I advise anyone looking for a home warranty to shop around and stay away from HMS. I've used them before for several minor repairs and didn't have an issue. I thought they were the best thing since sliced bread until now when I actually had a unit replaced. I called HMS the morning of Dec 17th to have someone check my water heater as I didn't have any hot water. A service provider came out the next day and suggested replacing the unit since it was almost 20 years old. I called HMS the next day (Dec 19th) and they said it would take up to 3 business days for approval. Considering we were approaching not only the weekend but the holiday, I asked if it could be expedited, to which their response was no.

    I have been a valued customer for over 4 years, never had a need to use the warranty to replace anything in my home until now. I'm beyond pissed because as of today (Dec 27), I'm still without hot water. I spoke with the service provider this morning and they informed that they received the email from HMS yesterday that the parts would be delivered to them tomorrow. So with that being said, there's still no guarantee I will have hot water before the weekend as they're not sure what time the parts will arrive tomorrow. Then on Monday, the provider is only opened for part of the day so it's likely I will not have it replaced until Wed (Jan 2nd). This is totally unacceptable having to be without hot water for 2 weeks!

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    Response from Cinch Home Services

    LaNise, I can tell this experience has been extremely frustrating and we want to help. A member of our team will review your claim and see what we can do to get this resolved. Please respond to this message with the best time to reach out to you and my team will give you a call. Thank you for your patience. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Dec. 26, 2018

    When I bought my home, it has Cross Country Home Services included in the purchase. I've been using Cross Country for about eight years and I've had good experience with them. Submitting a claim to them is fine. If I call them up on Monday, the contractors would be here a couple of days after. When we call on the weekends though, you can't get a contractor. You have to wait for Monday. The contractors they send here were nice and they do a good job. Professional Plumbing is one contractor that Cross Country uses, and they're the best. I can call them right now and after a couple of hours, they'll be here.

    However, some of the companies working for them were not really good. Last year, our air conditioner went out and it took me two months to get the air conditioning unit because the company they had, ABC Heating & Air Conditioning, they just weren't on the ball. Every time they would come out, the tech would claim that he was sick and he couldn't get out. He claimed that they’d deliver the air conditioning unit and he wasn't in his office. He also claimed he couldn't get the parts. He was saying one thing and Cross Country was saying another. I just had to get ugly with them and they just finally got it together. He finally came out after about two months.

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    Response from Cinch Home Services

    George, We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. I'm sorry to hear about this experience.  It’s definitely not the level of service we aim to provide. We're here to ensure you have a positive experience in the future. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Dec. 24, 2018

    I had used several other warranty companies years ago and they kept getting sold to different people. When I had a claim for an air conditioning unit and that company wouldn’t fix it I decided to find a company that would. I started asking around and found TotalProtect. Submitting claims has always been prompt and things have been fixed and repaired.

    You can file a claim through the internet and email but I always found it easier to call them up, and you get a claim number right then. They would give you the name of the contractor and the phone number. They usually tell you that a repair person will be contacting you shortly and they usually do. If it goes a couple of hours, then I’ll call the contractor. Sometimes, they’re busy and out doing stuff. So, they don’t have time to call right then. The contractor’s quality of work has always been good and I never had somebody come back. I’ve been with TotalProtect for six years now and I’ve never had a problem. My experience with them has been good so far and they’ve handled everything that has come up. I have recommended them.

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    Response from Cinch Home Services

    Ken, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that you are pleased with our service. - Austin

    Customer ServiceClaims HandlingTechPricePunctuality & Speed

    Reviewed Dec. 24, 2018

    I'm very dissatisfied with the way my last service request was handled. I've had very good service from Cross Country up to this point. In reading the other reviews that were posted to this site, I can certainly relate. They will provide great service until it becomes too costly for them. It appears that Cross Country's business model is to deny claims when it's too expensive. My refrigerator wasn't working so I called them. They quickly sent someone out. The service guy said that, whoever worked on the fridge before, did a shoddy job that could have caused a house fire. Cross Country denied my claim because there was an electrical bypass. The only work done on all my appliances were done by Cross Country's technicians! I would advise anyone looking for a home service contract to stay away from Cross Country. I would not recommend them.

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    Response from Cinch Home Services

    Joseph, Thank you for taking the time to leave this review. We aim for a clear and efficient claim process, but it seems we have missed our objective. I have located your account and will have my team reach out as soon as we can to ensure you have received the full benefit of your policy. I thank you for allowing us another opportunity to address your concerns. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Dec. 24, 2018

    HMS came as part of the package with the house when I bought it and it has already proven to be an amazing gift. When I had to submit a claim, HMS was awesome. I called the number and put in the information. They gave me a claim number and made me an appointment with someone. The people then called me immediately to come to the house, and the item was repaired in one day. The contractor was really nice and knowledgeable. He explained everything to me, which really made me feel better. He also taught me some things so I know what to look out for. I had a heating and cooling problem, which was a big deal. I held on to the claim number thinking if something went wrong, I would be able to cue on somebody. But everything has been perfect and I never had to make a callback. The experience was absolutely fabulous! I'm very satisfied with HMS Home Warranty.

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    Response from Cinch Home Services

    Claudia, Thank you for taking the time to share your experience. We are hear to help for all your warranty needs to provide a peace of mind. Have a great day! - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed Dec. 23, 2018

    I call in to HMS Home Warranty when I have a claim and it's automated. I follow the steps and I'm done. I've done two claims so far and the techs who came out were great, professional, and friendly. The quality of their work was very good, too.

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    Response from Cinch Home Services

    Jennifer, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service companies sent out. Have a good day. - Austin

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Dec. 23, 2018

    I decided to sign up with Cross Country years ago and I'm happy with them. I'm satisfied with everything, including the timeliness and the quality of work every single time. Everybody that I've spoken to has been nice and friendly, and on average, it takes a day after a claim is filed for a contractor to come out. If something happens at night, I call 24/7 then I would have an appointment the next day. All the contractors they've sent out has gotten the job done too.

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    Response from Cinch Home Services

    Erica, Thanks for your kind words! We appreciate it. - Morgan

    Verified purchase
    Claims HandlingTechOnline & App

    Reviewed Dec. 23, 2018

    I heard about TotalProtect through Grow Financial. Our appliances are getting older and I thought it was a good deal. It’s very easy and quick submitting a claim to them. Navigating through their website has been easy as well. It takes about 48 hours to get contractors out, sometimes, 72, depends if I do it on a Friday. I can’t get somebody out until Monday. But when the contractors arrive, they have been very nice and very courteous. One time, they worked on my air conditioner. They had to order the part, get approved and get the part. That took about a week. The part then came in, got installed, and everything is fine.

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    Response from Cinch Home Services

    Earl, Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks for sharing! – Austin

    Verified purchase
    Customer ServiceCoverageTech

    Reviewed Dec. 23, 2018

    When we purchased our home 10 years ago, U.S. Bank with whom we had our mortgage offered the program with TotalProtect Home Warranty and we've had them since then. I’ve also referred about 15 people to TotalProtect. They do great service and it's something that as a homeowner, you can sleep a little bit better because you know you’re covered. And I really haven’t had any problems or issues with TotalProtect, so I stayed with them. They're like any other business. Their main support is with the vendors and the service companies that are in your area. Sometimes, those service companies are the ones that you may have a problem with. But TotalProtect corrects it and they get you another company to come in and do what is necessary.

    Every once in a while, TotalProtect is only as good as the people that work for them. And sometimes, you get a technician who may have gotten up on the wrong side of the bed and look grumpy. Or, you get a technician and he calls. When the technicians come out to try to fix something or see what’s wrong with something, and the item is not fixable, sometimes they’re slow in responding back and communicating properly to TotalProtect to say what they found. We had one technician who reported back improperly saying that it was our fault that the item broke when in truth, it wasn’t. So, I rebutted it. TotalProtect then sent another guy out and he said that motor gave out and there was nothing that the homeowner could do if the motor goes out. And they replaced it.

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    Response from Cinch Home Services

    Alfred,  It is our pleasure to give great customer service and offer stress-free repairs. Thank you for taking the time to share your claim experience with us. - Austin

    Customer ServiceClaims HandlingTech

    Reviewed Dec. 22, 2018

    I have an unfortunate amount of experience with this company. To their credit, when the case is very simple things get resolved in a timely manner. I had a washer that was broken beyond repair and they processed that claim fairly quickly. Outside of this, every transaction has been a nightmare. To start with the biggest problem, I have had a very costly claim denied because of their incompetence. My gas boiler broke and was spilling water all over the floor. We contacted HMS and were given a technician that did not answer calls or even have an answering service set up. Because this was putting both my house and family at risk, we were forced to contact a technician on our own.

    The technician came out and did the minimum amount of work to ensure that the boiler would not leak and was posing no risk to my family. HMS had to contact 8 different technicians just to get someone to agree to come out (again, we were able to do this on our own immediately - makes you wonder). They finally got someone to come out, but since the boiler was already looked at by another company our claim was denied. The only way we could have had this claim approved would have been to let the boiler continue to pose a risk to my house and family while HMS got around to finding someone - over a day later. I have never been so disgusted in my life.

    If you're reading and think that maybe I screwed up there, I'll tell you about my stove. The burners have worked off and on since we moved in. We've filed multiple claims and HMS has sent a parade of technicians in to work on it. Apparently burners and switches are very cheap, because they've had technicians replace them on several occasions.

    Eight months in and I still do not have a working stove. Just like we see above, HMS thrives on dragging their feet until either a) you have to take matters into your own hands, so they can deny your claim, or b) you just give up hope and resolve the issue on your own. I've been advised by their case managers that I should have known how my boiler works. I guess I should have had some clue about my stove too. But I don't know any of that, which is why I bought this sham of a warranty in the first place. I would have been a home warranty customer for life, but it is clearly a bad investment.

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    Response from Cinch Home Services

    OKeefe, It is clear that your experience was less than expected, and we did not meet your expectations. We appreciate you taking the time to share your concerns and value your opinion. I have located your account and my team will review your boiler and range claim. Thank you for the opportunity to address your concerns. Sincerely, Austin

    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Dec. 22, 2018

    We have been beyond patient with HMS. We bought our house around Thanksgiving last year and as part of the closing we got a 1 year policy with HMS. Immediately our furnace stopped working correctly. We placed a claim but by the time they got someone out the problem seemed to have fixed itself. A couple weeks later the same thing happen. Another call another service tech. He checked some things and said everything should be fine.

    Over last winter we had the problem at least a dozen times. After being off for sometimes close to a day the furnace would “fix” itself. We had at least 3 different technicians out to look at the problem. They all said that the little maintenance that they did should be fine. I don’t know if they were unwilling or unable (needed approval from HMS) to make real repairs. This winter we’ve already had the exact same issue a dozen times. We finally got someone out in October and he said he found the problem but a part would need to ordered by HMS.

    A month later I hadn’t heard anything so I called the tech and he said he was still waiting for HMS. I called HMS and was told that they needed to coordinate with the tech. I called today and was told that since we didn’t renew our policy (because I have so dissatisfied with the service) they closed out our claim. Here it is the weekend before Christmas. I have family coming in from out of town and it's 56 degrees in my house and getting colder. I don’t know if I need to contact an attorney or what.

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    Response from Cinch Home Services

    Patrick, Thank you for bringing this to our attention. This is not the level of service we intend to provide and I understand your frustrations. We have located your account and my team will be contacting you to to provide an expedited resolution. We will follow up with you as soon as our review is completed. – Thanks Austin

    Customer ServiceClaims HandlingPriceRefunds & Payouts

    Reviewed Dec. 22, 2018

    Usually I don't have problems when getting repairs done but this time it has been a total nightmare. My hot water tank started leaking all over my floor. I put in a claim and it several days for them to actually call me to say that they could not find a provider in the area to do the job. I live in a large metropolitan area, so this quite surprising. I was then told that I would have to find someone to do the job and I would get reimbursed but that the provider would have to call them before doing the job and give an estimate on the costs. I contacted a plumber, they came and called with a quote. I was then told that authorization was needed because the costs was too high and was ultimately denied. I was then told that they would send me a check for less than half of the quote and to get it done myself. I did not accept the offer. Then I was told to go and buy a water tank and have it installed and submit a claim. I did all of that. Submitted receipt for the tank and the installation which still

    ended up costing around the same price as the original quote. I then received email saying that it was under review and to give them 2 to 4 weeks. Five weeks later I called about reimbursement, was told that they had not received any information from me. I told them that I had a confirmation email stating otherwise. Now they are saying that they need a reason for the failure of the water tank. It just feels like they are trying to find any excuse not to reimburse me for doing their job.

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    Response from Cinch Home Services

    Janine, We want to help! Thank you for bringing this to our attention. We are not always provided with the availability for our service partners. I can understand your disappointment with the difficulty of going through the process of getting reimbursed for the water heater. My team will review your reimbursement and follow up with you personally. - Austin

    Verified purchase
    Customer ServiceTech

    Reviewed Dec. 22, 2018

    TotalProtect Home Warranty has been good with us. Anytime anything breaks or needs to be fixed, we would make that phone call and within a day or two, technicians would be out to check whatever is wrong, they call TotalProtect and they do it within hours. They either fix the appliance or replace it, whatever they need to do, and they’ve been really good. They’re great and very professional.

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    Response from Cinch Home Services

    Burna, Thank you for sharing your warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being such a loyal customer for 11 years! Sincerely, Austin

    Verified purchase
    Claims HandlingCoverage

    Reviewed Dec. 22, 2018

    When I signed up with Cross Country, they were the only one that was really marketed to me at the time and I went along with it because it seemed like a good deal. We've been covered with them for about ten years now and I've had the same warranty the whole time but I got confused when they changed their name to ResidentialMD. On the other hand, I had the warranty for so long and did not do any claims. I think they dropped my deductible from $150 to $100, and that helped even more. The warranty is definitely valuable because if anything goes, I can pay 100 bucks without having to buy a new unit for 400 or 500 bucks.

    I've only done two claims. The very first one I had ever done was for my dishwasher. They sent a guy out and he figured out what he needed, came back the next day with the parts and pretty much completely rebuilt my dishwasher. At that time, I thought it would have been easier for him to replace the dishwasher. But I didn't care what they did as long as it got fixed. And it did get fixed. About a year or two later, it went kaputt again. I don't know if it's them to blame or if that brand of the dishwasher was just junk. But everything went smoothly with the claim service and everything was good. Then recently, I did a claim for my oven. Cross Country sent Sears out and they took care of it the same day. Then everything was kosher and good.

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    Response from Cinch Home Services

    Jonathan, Fantastic service is what we aim to provide, and we are excited to hear that you were extremely pleased. Thanks for the kind words. – Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Dec. 22, 2018

    I called HMS Home Warranty when I had a claim and the reps I talked to were personable and helpful. They followed up as well and they were pretty much everything that I’ve expected. Then I had to call a vendor and things kinda worked from there. The techs who came out were excellent, too. They came when they said they were supposed to come and they fixed the problem quickly. I got to use my appliances after they were completed. If a friend would ask me about HMS, I would tell them that I wouldn’t buy a home without their warranty.

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    Response from Cinch Home Services

    John, Excellent service is what we aim to provide! – Morgan

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Dec. 22, 2018

    I was with AHS prior and we had some issues so I wanted to give TotalProtect a try. I needed them almost immediately and they were very responsive. It’s been almost a year now and so far, it’s been a great experience. I file claims online and I love the website. In terms of the contractors, everybody has also been great. Even when we were having the issues with the plumbing initially, they were still really great. It took two to three plumbers before we found out what we were dealing with. But other than that, it was a good experience. All of the technicians and folks have been polite. I enjoy the company. It’s reasonably priced and I have the automatic withdrawal so I don’t have to worry about being reminded about being late with the payment or missing a payment and not getting a service. So I love it.

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    Response from Cinch Home Services

    Ellen, Thanks for your kind words! We appreciate it. - Morgan

    Customer Service

    Reviewed Dec. 21, 2018

    Absolute worst company I have ever dealt with in my life. The customer service people don't help you - they just agree with everything you say and apologize. Nobody calls you back regardless of who you leave a message with. All calls end up in the customer service call centers. If by chance somebody give you a different phone number to call, it reroutes back to the call center. The hold time is 20+ minutes on every call I made. If you do get a home warranty through this company, they will take your money and leave you hanging. Such a shame that companies do such things! I wish I could give -stars.

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    Response from Cinch Home Services

    Linda, We truly apologize for the inconvenience caused. This is definitely not what we want our customers to experience. our feedback is very important to us and we have provided back to the organization, in an effort to make improvements with customer service and our processes. Sincerely Austin

    Customer ServicePricePunctuality & Speed

    Reviewed Dec. 21, 2018

    We put a claim in on Nov 18th for our Bosch washer. We had a tech come from a service company we have used before and he said we need new motor board. A part came in which of course took a few weeks and it did not fit! So he called whomever and an office gal said they even contacted Bosch. Now as of yesterday we were told your firm has gotten involved trying to find part! We are very frustrated as we do not get calls from your company even though I was told yesterday by the repair company who called the (backdoor) number that we as consumers aren't able to use that someone would call me. Well finally today I got a person,amazing from Total Protect , who told me parts are on the way! Should arrive at repair co. on Monday late and well Tuesday is Christmas so no one will be working. The time, wait, all the calls i made and the cost of doing laundry outside of home is outrageous. Now I just got off phone with the service company and she can't book an appointment till parts come in and they go back to work on the 26th..so I'm screwed for more time without a washer! This process takes too long, somehow things should work a bit faster for the home owner. Nov.!8th, staretd, way too long as far as I'm concerned.

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    Response from Cinch Home Services

    Eilene, I regret this had been your experience. This definitely does not represent the service we aim to provide our homeowners with. We appreciate your feedback and would like to address your concerns. My team has located your account and will follow up with you personally once our review is completed. Thank you, Austin

    Customer ServiceTech

    Reviewed Dec. 21, 2018

    Called to get my AC fixed, tech came out, got it working but kept hearing banging and chirping sound. Called Total Protect back several days later, same technician came out, said it was heater part of the AC that was staying on and that was the reason for the noises. Technician got the noises to stop by disabling the heater part of the AC now I have no HEAT and its December 21st! I did not know he did this when he left!

    Called tech's office, not total protect, and secretary there informed me that the heater part was disabled, and I was advised that the technicain disabled the heater part of the ac.

    And that I had to call total protect.

    Long story short, both the tech's company and total protect put the blame on me that I needed to clean the coils first before another technicain would come out. There goes several months of the monthly payment and 125 for service fee.

    Do not get this company!

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    Response from Cinch Home Services

    tresiii20011, I am sorry that we have disappointed you. This is definitely not the level of service we aim to provide. Our goal is to provide service in a timely and efficient manner and to ensure you receive every benefit of your warranty. Our records indicate that since this review, the work has been completed and heat has been restored in your home. I also regret to see that you have also canceled your policy with us. Regretfully, Austin

    Customer ServiceCoveragePriceRefunds & Payouts

    Reviewed Dec. 21, 2018

    My built-in microwave broke down so HMS sent the tech to attempt repairs wherein I paid the $125 deductible. Tech recommended replacement. The offer from HMS was for either the lowest end and cheapest GE replacement at $240 in a color that did not match the appliances we are going with in our kitchen or an insulting cashout offer of only $161, barely covering the deductible. When I asked to pay out of pocket for the stainless steel model (extra $40), was told no. Called and spoke with a so-called case manager, who expressed understanding with my complaints, but could not promise a change in the offers. Called several days later to find out the offers/options remainder the same. HMS has the audacity to call me a valued customer? Some value. I am out; No way I am renewing and no way I can recommend HMS. Very cheap.

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    Response from Cinch Home Services

    Robert, We truly apologize for this inconvenience and want to take another look at your claim to ensure you are receiving the full benefit of your policy. I have located your account and we will reach out to you as soon as we can. Thank you for your patience. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPrice

    Reviewed Dec. 21, 2018

    TotalProtect was referred to me by my brother. My brother and one of his friend had it, and they told him about. Submitting a claim has been very good because we called them and they were out the very next day. One shot, they had what we needed to have it fixed and it was done. One time, my husband called and they sent someone out. They gave him an appointment and they sent someone out. My husband seemed to have been very pleased because the person was knowledgeable. They explained to him what was going on and they fixed it.

    The contract is excellent and I would tell others they should get TotalProtect because you never know. The monthly payment are still minimal that to me, it's worth it. When my air condition went out, they came out and told us what was wrong. They attempted to fix it and when it went bad again, they came out and they said I needed a new air-condition. To replace the new air-condition, I thought it was a fair price. It was worth the monthly payment.

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    Response from Cinch Home Services

    Annette,  It is our pleasure to give great customer service and offer stress-free repairs. Thank you for taking the time to share your claim experience with us. - Morgan

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Dec. 21, 2018

    When I have a claim, I submit it over the phone with TotalProtect and everything is taken care of immediately. They set me up with whoever is with them to do the work that I need and the professionals that come out are excellent. I’ve never had any problem or any fault with any of them. They’re clean, neat, and very efficient. I have TotalProtect for over 15 years now and I’m very pleased with them. I also recommend them to anybody that I know that has a house or is gonna buy a house. I tell them that TotalProtect is the best one.

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    Response from Cinch Home Services

    Mary, We appreciate you sharing your experiences and are thrilled to hear that you have referred your friends and family to us. It is our pleasure to provide you with top-level customer service and efficient claim resolutions. We hope to continue to have you as our customer for many years to come. – Austin

    Verified purchase
    TechOnline & App

    Reviewed Dec. 21, 2018

    When I bought my house, HMS came with it. I usually submit a claim online and their website was fine. So far, the interactions I had with their technicians went smoothly.

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    Response from Cinch Home Services

    Felix, Thanks for sharing your warranty experience Deborah. We look forward to handling your future warranty needs. Have an amazing day! - Austin

    Customer ServiceClaims Handling

    Reviewed Dec. 20, 2018

    I have an incredible story to share with you! It all started with a broken water heater, reported to TotalProtect Home Warranty, on Monday, December 10. We opened a claim, and Reeves Air Conditioning & Heating came out the next day to assess the water heater. Yup, it needed to be replaced. It is now Thursday, December 20, 2018, day #11, and we still have NO HOT WATER. Why? I wish I knew. However, here is what I DO know…

    1. In order to get a status on your claim from TotalProtect Home Warranty,
    you have to jump through hoops and go through a very long automated
    system to get a live Customer Service Rep on the phone.
    2. On December 17 (day #8 with no hot water), I asked to be escalated to a
    supervisor because I couldn’t get a straight answer from the reps I
    spoke with, and they assured me that someone would contact me within 24
    hours. I’m glad I didn’t hold my breath, because I never received a
    call. I called back (jumping through hoops again), and another rep told
    me that a supervisor should call me within 48 hours…I cannot get a
    straight answer out of them at all, and to this day, I STILL have not
    received a phone call from a supervisor.
    3. I just called again (December 20) asking for a supervisor, and they have
    NO RECORD of my request to speak to a supervisor at all! Then, they
    proceeded to tell me that the Purchasing Department is in charge of
    making sure the P.O. was sent over to Reeves Air & Heating so they can
    pick up the part. I asked to be transferred to the Purchasing
    Department, and of course, that is not possible, because it is a
    different department and the Purchasing Department won’t even talk to
    Customer Service…so our only option is to wait…
    4. Every rep I spoke to kept saying that my status was “In Process”, but
    NONE of them could tell me what that meant. My claim status has been
    “In Process” for 8 days, but nothing has been resolved.
    5. I have been told by TotalProtect Home Warranty that the part has been
    ordered and waiting on Reeves Air & Heating to pick it up, but when I
    called Reeves Air & Heating to inform them, they told me that they are
    waiting on an email from TotalProtect Home Warranty. THEN, when I
    called TotalProtect Home Warranty, they claim, once again, that they
    have NO RECORD of the fact that the part has been ordered!!! UGH!! !
    6. TotalProtect Home Warranty puts the blame on Reeves Air & Heating, and
    Reeves Air & Heating puts the blame right back on TotalProtect Home
    Warranty. Meanwhile, we still have NO HOT WATER.
    7. I asked the reps if I could just get the money for the hot water heater
    and I will go out and buy it myself and hire a plumber…nope, can’t do
    that, because the claim has already been approved and we have to follow
    their process or lose our service call fee altogether. Way to look out
    for the customer!
    8. There have been NO other options provided to meet the customer’s needs:
    a. Can’t get the hot water heater myself and hire our own plumber
    b. We are forced to pay $200 for Reeves Air & Heating to dispose of our
    old hot water heater (if we ever get a new one! ), and they won’t allow
    us to dispose of it ourselves. If we don’t agree to pay the amount,
    they won’t do the work and we have to start over from scratch AND lose
    our service call fee.
    c. Every single call, every single day, to both TotalProtect Home
    Warranty and Reeves Air & Heating, provided us with a different story

    and a new challenge.

    So, why is this an incredible story? Well, it is incredible because both companies, TotalProtect Home Warranty and Reeves Air & Heating, exhibit a terrible display of “concern”, and I am baffled and amazed by the lack of support I have received. There is a family of 5 at my house, including 2 boys and an elderly adult who we have to drive to various places just to shower each day, but these companies do not care. How has my experience been? Utterly horrible. It is ridiculous, and I cannot believe that TotalProtect Home Warranty claims, “Customer care is our top priority at TotalProtect”, and “TotalProtect Home Warranty plans are built around serving you.” Complete fabrication! Our hands have been completely tied throughout this entire process, and there is ZERO empathy for the customer! We have been a faithful customer with TotalProtect Home Warranty for a few years, and THIS is the way we are treated when we have to file a claim? I can guarantee that they would not be satisfied with this level of service if this were to happen to them! I certainly do not agree with how they handle business with us, and I will certainly not recommend either company to anyone ever again! What a shame, and it will be likely be after Christmas when we finally get hot water again…

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    Response from Cinch Home Services

    Shey, I regret to hear of this experience! I assure you this is certainly not the level of service we aim to provide. I have located your account and my team and I will be in contact with you as soon as our review is completed. Sincerely, Austin

    Customer ServiceTechPunctuality & Speed

    Reviewed Dec. 20, 2018

    I have had HMS for 3 years. I have had excellent service until now. I reported a broken dishwasher on 12/6. They had someone come out the same day which was great. They had to order a part which took 2 weeks to come in. Not so great. The part ordered did not fix the dishwasher and the contractor recommended replacement. OK. I called this morning to follow up and was told that HMS wanted a second opinion. The soonest someone can come out is January 8. Totally unacceptable. I called 4 times in a 2 hour period to explore options. The last time I called, I asked for a supervisor. Was told a supervisor was not available and that I wouldn’t get a call back for 24-48 hours. Totally unacceptable. Why do you need a second opinion when using an HMS contractor? I have a family of 6, and the time lapse is way too long. I am not unreasonable, but expect prompt service. Very disappointed and thinking of going with a better company.

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    Response from Cinch Home Services

    Dan, I am sorry to hear about this experience. It sounds like we’ve let you down. I have reviewed your claim and see that a member of our leadership team has already spoken with you and your dishwasher and we have provided you with the soonest appointment available. However, Morgan will remain in contact with you throughout this process to ensure your claim is expedited. I also regret to hear you are considering of going to a different warranty provider. Regretfully, Austin

    Price

    Reviewed Dec. 20, 2018

    This company has taken our payments for over 10 years and when our furnace was condemned as a health hazard they said it would take 2 weeks for them to ship THEIR furnace, and the temperatures outside were in the 20's! THEY ACTUALLY SUGGESTED WE USE SPACE HEATERS! Since we could not wait and had to buy our own furnace to provide heat they stated would give us a buyout price if we did that, they have now refused to do that!!!!! This company is BS.

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    Response from Cinch Home Services

    Robert, I am sorry to hear about this experience and can completely understand your frustrations. Please allow us another opportunity to address your concerns and see how we can expedite your claim. Please respond back with your full property address and my team and I will be glad to reach out to you personally. - Austin

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed Dec. 20, 2018

    I've been with Cross Country for 10 years or so, and on the first time I used it, I called them and got a live person. The second time, I went online. I filed a report, and they got back with me quickly on it. I've had two different contractors, and I've been very satisfied with both of them even so much with the latest one. He came and diagnosed the problem quickly, and he had to get a part for the unit. He kept in touch with me the whole process, and it worked out fine. I had to go out of town, and he'd gotten the part here. I left the key to the house, and I only met him once before but I felt comfortable with him. He came in, did a wonderful job, and nothing was disturbed. He called afterwards to say it was all done.

    I was disappointed that Cross Country doesn’t really do the plumbing too well, but that was kind of a boilerplate clause and it is what it is. But besides that, everything is fine. Their customer service did a wonderful job with me. They followed up to make sure that I was happy with the service, and it was great. I was pleased with it.

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    Response from Cinch Home Services

    Jeff, Thank you for letting us know how we are doing! We are constantly changing process to better our customer experience. We're happy to hear we have delivered. Have a great weekend! - Austin

    Verified purchase
    Claims HandlingPrice

    Reviewed Dec. 20, 2018

    The water heater failed and the first company that TotalProtect sent out dragged it out for a week and I was without hot water. They were not good at all and they were trying to rip me off. They told me that an AC line had to be moved. I called TotalProtect and told them that I was having a problem with the plumbing company that they sent. They said that they would get somebody else and assigned me someone else right away. The second company was out there the next day. He pulled the water heater out, and the next night, he came by with a new one. He put it on and it was all done up to code. It worked out perfectly.

    It seems better to talk to someone live and get all the information and everything we need so we usually submit our claims over the phone. We're older folks in our mid-late 60s so, it’s an efficient way to do it. My experience with TotalProtect was fine but I wasn’t happy about the price increase in the deductible. I was thinking about shopping for a different warranty company because of it. It used to be $75 and now, it’s $125. So, it’s a big difference. Other than that, it was all good.

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    Response from Cinch Home Services

    Frank, Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer and we hope to have you as our customer for many years to come! - Austin

    Customer ServiceCoveragePunctuality & Speed

    Reviewed Dec. 19, 2018

    I have been back and forth with HMS for a little over a month now. Everytime I call I get the same runaround saying that it is being processed. I was told I would get a call 3-5 days after the service guy left. Everything was approved and I was covered. They were going to replace my washer. I called about 5 times already and nothing. One lady told me that it was sent to the wrong place and she sent it "directly" to the supervisor and I would get a call... Nothing. Called and the rep that answered continued to leave me on not hold but just silent for 10 to 20 minutes at a time. He was very, very rude. If someone doesn't respond to me soon I will be going to the BBB to get this taken care of. I need resolution. I have been without a washer for over a month. I pay my bill on time EVERY MONTH!! Why can you all take care of this on your end!!!

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    Response from Cinch Home Services

    Chris, I'm sorry to hear we've disappointed you. The service you've received is definitely not the level of service we aim to provide. I have also located your account and my team and I will be reviewing your claim to see how we can expedite your claim. We thank you for your patience. - Austin

    Claims HandlingTechPunctuality & Speed

    Reviewed Dec. 19, 2018

    We have used Total Protect Home Warranty for several years with good outcomes. However we are in a rural area now and as of late the wait to find a service provider to come to our home is unacceptable. Most recently, no one has come out on my electrical recall claim I placed last Wednesday.This morning I was told that in order to be reassigned they had to recieve a report from the original company. Christmas is only a few days away and I have no confidence that this will be resolved before I have a house full of company for the holidays. Meanwhile, half of the electrical plugs in my home aren't working. I'm only asking that things be taken care of in a more timely manner. It seems to me the company doesnt have enough service providers available in rural areas.

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    Response from Cinch Home Services

    April, I am sorry this was your experience. This definitely does not represent the service we aim to provide. We appreciate your feedback and would like to address your concerns. Please respond with your full property address and we will investigate and follow up with you directly. – Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Dec. 19, 2018

    There was a recommendation from our broker to have warranty with HMS and so far, it's been very easy to submit a claim. I call and the representatives are very professional. They've been helping us very well and the experience has been very good. The problem is not HMS. It's the dealers they contact. Sometimes they would call me and come in the same time they said they would but sometimes, they would not.

    When I made the claim by phone the first time, I got an appointment with their dealer to repair my AC. He gave me an appointment for a Saturday but he didn’t come in that Saturday. After that, he gave me appointment for a Sunday but still, he did not come in that Sunday. At that time, the weather was very cold. I had my kids in my home and the weather was very cold inside. HMS should have more authority on their dealers to ask them to come to the customer on the same time and for the same payment. The first technician they sent out was not professional. He was late. But the second one was a good one.

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    Response from Cinch Home Services

    Nahedh, We appreciate you taking the time to share your claim experience. We do our best to provide quick service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. We will do what we can to ensure you have a positive experience in the future. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Dec. 19, 2018

    I had TotalProtect in Sacramento, California. I've been with them since the early 90s. Overall, TotalProtect over the years has been pretty good. They replaced the washing machine when it broke down. We were quite satisfied with that. It took several weeks in order to get everything squared away, but once that was done, it was okay. There was also the claim on my hot water heater. I had to wait on the parts for that. We went more than a week and a half without hot water. When I had a problem with my stove, I made my claim over the phone since I much prefer that method. The technicians came in a day or so. They were courteous and knowledgeable. They knew what they were doing and they did a fine job. It was a stove so the repair was very important.

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    Response from Cinch Home Services

    James, I appreciate you taking the time to share your experience and your concerns. I regret to hear that you had to endure not having any hot water in your home for a week. Please keep in mind, we are here to help with any of your home warranty needs, should you need the assistance. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Dec. 19, 2018

    This is the third year I've had SystemProtect and they were fine. They were doing a good job. They call when they're supposed to and check on things. I would like for them to hook me up with people in my area though, not 100 miles away. They have sent people out several times and I have been really well-pleased. I call and talk to a person when I have a claim and I've only had one contractor that I was not happy with. It was an air conditioner man. I have two units and he was supposed to check the big unit. But to my knowledge, he didn't do anything he was supposed to do and charged me $100 on the side for what he said was putting Freon in the smaller unit. I had not asked for that at all though. I got took by that. But that company was from Pine Bluff and since then, I've had another one that I was perfectly satisfied with.

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    Response from Cinch Home Services

    Hi Louann, I am sorry to hear of your experience with the provider we sent out to your home, but I am glad to hear that we did make up by sending a more qualified company to your home. I appreciate your loyalty! - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed Dec. 19, 2018

    I wanted to keep myself from paying for repairs when something breaks down. So, I looked into a home warranty and I got one from TotalProtect. I’ve been with them for over 10 years now. Submitting a claim with them has been easy and the technicians they have sent out were very professional. The quality of their work was very satisfactory, too.

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    Response from Cinch Home Services

    Terry, Thanks for taking the time to share your experience. We are happy to hear that we’ve been able to provide you with peace of mind for your home management needs. – Austin

    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Dec. 18, 2018

    I am an existing customer with a complaint about the service I've received concerning a recent claim. I called Sunday evening the 16th of Dec to submit a claim on my home heating unit which stopped working, I explained to the representative that the heating unit stopped working and when I checked it out in the basement I thought I smelled a faint gas odor. I turned off the gas to the unit and called for a service appointment. The rep took my information and told me a service provider would be coming the next day. I received a text from their company stating the service company would be coming on Monday at 10am and I should call the company to verify. When Monday came no one called or showed up. I called the Service company (Mid Atlantic Heating and Air) and I was told I wasnt even on their schedule for Monday and the first available appointment wouldn't be until Tuesday between 10 am and 1PM. I said ok and on Tuesday I waited until 2pm and no one called or showed up. I called Total Protect Home Warranty to complain that the service company had not shown up. The rep said she would call the service company directly to get a time for me while I held the line. When she returned she told me the company was a little backed up and they would be showing up later and that they would give me a time. The service company called me several minutes later to tell me that their tech was sent to an emergency call and that they could not make it to my home until Wednesday. I got angry and told them that my family has been without heat for two days and that I smelled gas from my furnace and didnt they think that constituted an emergency? The person on the phone said he was sorry but there was nothing he could do. I hung up and called Total Protect Home Warranty again to complain about the second delay and the Rep said they could get someone else to come out, but it wouldn't be until Wednesday. Since I basically have no choice I agreed and told the rep that I have already taken 2 days off of work and now I will have to take another day off the get this fixed. This is in addition to my family being without heat and I'm still concerned about a gas leak. If this is the kind of service I can expect when I make a claim, then I might as well take my business else-where an make sure people know what to expect from Total Protect Home Warranty.

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    Response from Cinch Home Services

    Ray, This is not the level of service we intend to provide our customers with and take a gas smell in your home very seriously. My team wants to help provide a fast and efficient resolution for you and your family. I have located your account and will have a member of my team follow up with you personally. Sincerely, Austin

    Customer ServiceClaims HandlingCoverageTech

    Reviewed Dec. 18, 2018

    Our family room ceiling fan stopped working on Thanksgiving day. We were told that it needed to be replaced by their service contractor. Now several weeks later, and hours on the phone with Total Protect, for what seemed like a straight forward problem, we have been told that the fan can only be replaced with a $150 fan which is a builder standard fan. We bought this fan for $500+, five years ago. Needless to say, we are very dissatisfied with getting a cheap replacement fan for the main room of our home. We've paid into this insurance for 5 years without any claims, paid the $100 co-pay as required, and all we've received in return is disappointing coverage for this one small problem. We can't imagine what would have happened if our furnace stopped functioning. We been duped into thinking that we had good home warranty insurance. To add insult to injury, we want to drop this terrible insurance, but the only way to do that is to pay a fine of $285! Buyer beware...if you really want home warranty insurance, do your research. I would never recommend Total Protect.

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    Response from Cinch Home Services

    Patricia, I sincerely regret to hear of your experience. Our records indicate that since this review you have elected to accept the cash credit to purchase your own replacement fan. Should you may need further assistance please respond to this message and I will be glad to follow up with you personally. - Austin

    Verified purchase
    Customer ServiceClaims HandlingPrice

    Reviewed Dec. 18, 2018

    At $45 a month, Residential MD covers all the stuff. I told them to sign me up and at this point, I've been with these people for about eight years. We've submitted several claims, from plumbing to microwave. They've also done our hot water heater and central air conditioning. The most recent is the refrigerator and almost every time, it's turned out well.

    So far, we haven't had to argue too much over what is covered other than with the plumbing claim in the beginning. But it's all been good. They just sent us a check for $1,750 for a refrigerator that's three years old. We could not get the ice maker to work and they are replacing the whole thing over an ice maker. They had come out for the refrigerator several times over the last three years but after they replaced it the third time, it still wasn’t working. The situation is like our microwave. They couldn't get parts and once they can't get the parts, they call us and tell us what they can do. They offered us a buyout.

    They've been trying to go to a more automated system when you make a claim now. I used to call and tell them the issue then they would set me up. Everybody's going online but sometimes, you just wanna talk to a live person. Still, I can go online to say we need something fixed. I just pop it in then they give us the phone number of the repair person. I've only had one issue. That was when they said they did not have anybody in our area who could come out and repair the hot water heater. They were going to research finding somebody. I told them they were gonna have to move a little faster because I was not gonna accept that for an answer. We ended up calling somebody ourselves. We paid for it then they reimbursed us what we paid.

    But nobody has been rude. They always answer the phone and they've always been very professional with me. If they don’t know what to do, then they'll escalate it to the next department. Sometimes it's not immediate that they back to you but they're fairly good about getting back. We had a plumber that got crossways with them. He said he couldn't stand them but I think it's on the end of the service people getting paid. In my experience, we've had some issues but there has been nothing that I haven't been willing to overlook. They raised the deductible though. It started out at $75 then it went to $85. Now, it's 100. So anytime we call somebody out, we're out of $100. But they've never raised the price on me. I've been paying $44.95 since day one. For a very minimal amount, I've got a new central AC and a new hot water tank, other than the new refrigerator I'm in the process of getting. I would recommend the warranty.

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    Response from Cinch Home Services

    Toni, Fantastic service is what we aim to provide, and we are excited to hear that you were extremely pleased. Thanks for the kind words. – Morgan

    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Dec. 18, 2018

    I have TotalProtect's number handy in my phone and I use that to file my claims. I had a problem with my AC and that was covered. Technicians came out and took care of it. They were fixing the AC and a part fell. They came out and put another part on it, the same one. I had another claim about two weeks ago but that wasn't covered under the warranty.

    For the most part, the technicians who came were good. The only thing with TotalProtect is the wait time. As far as on AC, I wish TotalProtect would have a quicker response. It was hot in Arizona then and it gets to be pretty much uncomfortable when the AC is not working during the heat. The AC is always one of the highest priority when it goes out. Other than that, I'm very happy with TotalProtect and I recommend them to other people that have houses that are getting old. They should utilize the warranty.

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    Response from Cinch Home Services

    Thank you Tom, for your feedback. It is very important to us and we have provided back to the organization, in an effort to make improvements with our processes. - Austin

    Customer ServiceTech

    Reviewed Dec. 17, 2018

    I have been waiting since November 28, 2018 to have multiple items repaired. It is now December 17th and I still do not have ANYTHING repaired...MOST URGENT is my FRIDGE.

    I was informed by customer service that the parts had not even been ordered by the service TECH until 10 days after the initial service call!

    Then the parts were on "back-order". Then the service tech got sick. Then the service tech had too many service orders and I was told I would just have to "wait in line". WHAT????

    I would have been fired from every job I have EVER had if I treated my clients this way or provided this "LACK" of service.

    I have called and called...had to go through the "ringer" and wait on hold for over 30 minutes to speak with a SUPERVISOR to review my case. Now she has put me on hold too.

    I have heard EVERY excuse from these people...including the service tech who is a "bold-faced" liar.

    WARNING: DO NOT USE THIS COMPANY...HORRIBLE

    IF I COULD DO ZERO STARS I WOULD!

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    Response from Cinch Home Services

    Karen, We are sorry to hear of the problems you experienced obtaining proper service. We aim to provide each of our customers with quick and efficient service, and it is apparent that we missed our goal. Our recent records indicate that you have since cancelled your home policy with us. We regret that we lost you as a customer and apologize for the inconvenience. IF you would like some further assistance to answer any of your concerns, please respond to this message with the best time to reach you. Sincerely, Austin

    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed Dec. 17, 2018

    Our AC and heat has been out since September. We were denied fairly quickly due to "preexisting condition" of the unit since it broke shortly after we bought our new home. After submitting our Home Inspection report and receipts showing there were no preexisting conditions and that the unit had been serviced and verified that it was working well before we purchased our home, we have been playing the waiting game. We submitted our paperwork proof originally in October, but they didn't receive it. They did not tell us, so we resubmitted in November.

    Since November 6th we have been waiting for authorization to get a new compressor unit installed. No one knows what is going on when we call. Different story each time. We have been told we are getting a new unit, then told we are still under review several times. None of the reps I have spoken to seem knowledgeable. Each one tells me a different thing. We are running on emergency heat in the meantime. All we have done is paid money out to this company with nothing in return. It has over 3 months since starting this claim and there is no end in sight. It should not take 3 months to review a case for something as important as your heat. They can deny you quickly, but getting anything approved is apparently not what they want to be doing. We just want our AC/heat fixed. This is why we have the warranty, but I feel it was unfortunately just a gigantic waste of money. No customer service and zero follow through.

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    Response from Cinch Home Services

    Brandi, Thank you for bringing this to our attention. This is not the level of service we intend to provide and I understand your frustrations. We have located your account and are looking into alternate resolutions to your claim. We will follow up with you as soon as our review is completed. - Austin

    Customer Service

    Reviewed Dec. 17, 2018

    The seller of our home had included an HMS home warranty. About six months after moving in we had a furnace issue. The furnace completely stopped on a winter in WI where the temps were below freezing, it was snowing, and we had children in the home. I called HMS and after spending hours on the phone before they would even agree to scheduling an appointment they said they’d have someone out within 3 days. This was already against the terms of their service because our freezing temperatures qualified us as an “emergency call.” They still said three days and advised us to “stay with family.”

    Three days rolled around in the freezing home and we at home all day (because the arrival window is basically day) and no one showed. And even worse, no one notified us they weren’t coming. Because we had been without heat for so many days they finally allowed us to bring in an HVAC person with the promise that we would be reimbursed minus our deductible. It has been two months since the work was done and the $500 repair for the HVAC pro was “approved” by HMS. They emailed us months ago saying that a check was in the mail, but that it could take 3-4 weeks to arrive??? Well, it’s been nearly two months since the repair and nothing. They have promised to overnight the check and it hasn’t happened. At this point I highly doubt we will ever get a reimbursement check. As a realtor I will never ever advise my clients to work with HMS. I will inform any agent I come across not to inflict this poor customer service on their clients.

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    Response from Cinch Home Services

    Jessi, I'm sorry that this has been your experience. I apologize for the inconvenience and the delays in receiving your cash credit check. Our records indicate that the check was sent out, however it was sent to the wrong address. I will follow up with you further once I have a resolution for you. Thank you for your patience in making this right. - Austin

    Verified purchase
    Tech

    Reviewed Dec. 17, 2018

    Our experience with TotalProtect has been great. I usually call them up for claims, which to me is simpler, and the most recent one I submitted was for my air conditioner. Their contractor came out and diagnosed the problem. The unit was completely shot and the diagnosis was sent to TotalProtect. TotalProtect replaced the unit and so, I'm tickled with it. We've had TotalProtect for 13 years now.

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    Response from Cinch Home Services

    Jesse, Nicholas - We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for your loyalty for 13 years, and thanks for sharing! - Austin

    Verified purchase
    Tech

    Reviewed Dec. 17, 2018

    I’ve been with TotalProtect since 2011 and I would recommend them. It came when I bought my property in Florida and I stayed with them. From my experience, the best way to submit a claim is by a phone call. Their contractors were very helpful and I’m very satisfied.

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    Response from Cinch Home Services

    Anthony, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know you were pleased with the service. - Austin

    Verified purchase
    Tech

    Reviewed Dec. 17, 2018

    When we bought our house, HMS Home Warranty was in the contract and I haven't had any problems, so I just stayed with it. We’ve been using them for three years. I’ve submitted claims both online and over the phone. Everyone that I talked to has been very helpful and pleasant. The first contractor that we ever had was not good. They said they changed out a part and then, they didn't. Then, you couldn't get in touch with them again. They don't work with HMS anymore either. Other than that, everyone has been great and quality-wise, everything has been good. HMS's service is way simpler than trying to figure all that out on your own.

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    Response from Cinch Home Services

    Kendra, Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. We are here to help, and will do whatever we can to ensure you have a positive experience for many years to come. - Morgan

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Dec. 17, 2018

    We use Residential MD which is with Cross Country Home Services and submitting a claim is easy to a degree. My wife does it online but when I called trying to find status on some things, it was really a headache. On one of the last claims, I kept trying to get people an account number and nobody can pull up who we were or what we were. The contractors have been a breeze to work with but some of the customer service people have been idiots. Having to talk to two and three different people to try and solve one issue or find something is very problematic. Also, the deductibles keep going up which is disheartening and we never really receive anything about this in writing.

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    Response from Cinch Home Services

    James, I'm sorry to hear we've not exceeded your expectations. The service you've received is definitely not the level of service we aim to provide. We appreciate your feedback and will give it to the organization in an effort to improve our customer experiences and on our process and procedures. Sincerely, Austin

    Verified purchase
    Claims HandlingCoverageTechPunctuality & Speed

    Reviewed Dec. 17, 2018

    It was excellent with HMS Home Warranty and the claims process was pretty easy but I had two complaints. My hot tub wasn’t heating up and they said it was not covered. I read in their literature that it covers spas, but they said mine was not included. So, I was out on my own with that one. But they covered the furnace pretty well and the service on that was pretty good. they came in first to evaluate it and they came back three or four times and fixed it. That furnace went out on a Sunday and they said I would be responsible for the double time. So I said I have a fireplace and I would wait until Monday. The service company that they picked worked fairly well. And there was a special part they needed and they got it that same day and put it back in. So, it was really timely done. There was just this $100 deductible but they covered everything else. So, I was very happy and that was convenient.

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    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Dec. 16, 2018

    When I submitted a claim with HMS Home Warranty, I called their 800 number and when I finally got through the prompts, I got to a customer representative. The reps have been very helpful. They took my information and handled the claim. I've been with HMS for three months now and I’ve done that twice. The schedule of the contractor that they choose varies, but in both cases the turnaround time for them to send someone out was less than a week.

    The technicians that came out to our home were very helpful. Neither of them found any problem with what I had asked for and they were very concerned about collecting the $100 deductible. But I still have to call HMS because the washer is still having an issue, although the tech said that there was nothing wrong with the machine. I’m gonna use the washing machine again tomorrow and see what happens. But I’ve been told that if they get a recall on the same issue, you don’t pay the deductible.

    Overall, the people that HMS sent out have been competent. The fellow that they sent out for the washing machine issue is the owner of the business. He knew what he was doing and explained everything to me. For the issue with my heater, I was a little surprised that HMS sent somebody from Harrisburg which is an hour and a half away from where I live in the eastern part of Pennsylvania. The technician had to reschedule a couple of times, but he got there in a reasonable amount of time. We’ll see how it works out with the washing machine and how their technicians respond to a recall. But so far, the HMS people have been prompt and they do what they say they’re gonna do.

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    Response from Cinch Home Services

    Theodore, We appreciate you sharing your experiences and are thrilled to hear that you have referred your friends and family to us. It is our pleasure to provide you with top-level customer service and efficient claim resolutions. We hope to continue to have you as our customer for many years to come. – Austin

    Verified purchase
    Claims HandlingTechPunctuality & SpeedOnline & App

    Reviewed Dec. 16, 2018

    My experience with TotalProtect Home Warranty was great. I usually go on the website or I call the 800 number to submit a claim but I don’t like to talk to any automated stuff. I always bypass that to speak to an actual person and I set up the appointment through that person. I tell the reps what is broken and they usually look and see when they’ve got an opening and they get me in. So it’s usually quick. I’ve never had to wait very long to get somebody else to fix it. My experience with the technicians who come here is also pretty good. Usually I give them a rundown of what broke, show them where it’s at and just let them work. The quality of their work is good too. Everything that has been fixed has stayed working so far, which is good. We’ll tell our friends to definitely get TotalProtect to save money in the long run.

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    Response from Cinch Home Services

    Robert, I'm thrilled to hear of your awesome warranty experience! Our goal is to provide fast and efficient service, and I'm glad to hear we delivered. Thanks for sharing! - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Dec. 16, 2018

    I have three warranties with HMS Home Warranty on properties that I own. Thus far, submitting a claim to them has been a very seamless process. Whether it's over the phone or online, it's very easy to do. The last claim that I had done with the furnace, I was able to get someone out within two days. However, I ended up having the person come back out because I thought there wasn't a problem when there actually was. Still, it was a quick turnaround.

    When I submitted another claim at a different address, it wasn't within two days. It also was a very cold period here in Wisconsin and a lot of furnaces were dying on people, so I understood the waiting period of getting the claim completed. Overall, I’m satisfied with the technicians that HMS has sent. When their personnel serviced my furnace, he did an excellent job. I had an experience with a different company that took care of a water heater and some plumbing work that needed to be addressed as well and I was satisfied with that experience too.

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    Response from Cinch Home Services

    Quinell, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were pleased with our service. - Austin

    Verified purchase
    Customer ServiceTech

    Reviewed Dec. 16, 2018

    Everyone in customer service at Cross Country was friendly and answered all the questions that I had. When I submitted claims, they gave me the claim number and let me know the name of the company. They also told me that the person would be contacting me within 24 hours or they would go ahead and set up the appointment. One company told me that they were waiting to get information from them regarding the miles because they weren’t in the area. Another time, when the company I called didn’t call me back, I called Cross Country and they gave me someone else’s name. In January of this year, I had my heating unit worked on. Once it started to get cold, I tried to get it on but it wouldn't work. So, someone else had to come back to do something. It’s getting old and I've been here for about 16 years, so it's about time for a new one but once the contractor has fixed something, the quality has been fine.

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    Response from Cinch Home Services

    Teresa, We appreciate your loyalty and are delighted to hear that we’ve been delivering on our promises and making your home management needs easy. Sincerely, Austin

    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Dec. 16, 2018

    I’ve seen the advertisements of TotalProtect before and almost everything in my house is relatively new. So, I figured, I’d try it. The first claim wasn’t very good because I found out that TotalProtect doesn’t totally protect you. It was an electrical problem, and the electrical problem turned out to be with the meter connected to the house. And because the meter box had to be replaced, so did the panel inside the garage also had to be upgraded. They wouldn’t pay for it or help. I can understand them not paying for the box where it connects into, but they wouldn’t pay for anything else either. So, my first experience was not very good.

    My second experience was my washing machine. I gave them an A-1. I called them up. Somebody came out. They looked at it, ordered the parts, came back, and fixed it. The guy that came out was on time when he said he would be here. He’s professional. He diagnosed it, checked it out, made sure everything, not just whatever I told him, but he went through everything through the diagnostics and replaced more stuff than I thought.

    I’m on my third one now. My heat pump went out and that was in November. I’m in Alabama and it’s cold here. If it wasn’t for the fact that I have propane heaters in my basement, then my house would be frozen. And a tank of propane gas lasts me about a year. Unfortunately, without the heat pump for the house, it lasts me about a month for $600 because the heat pump’s not fixed yet. It’s been three weeks.

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    Response from Cinch Home Services

    Wayne, Thank you for letting us know how we are doing! We are constantly changing process to better our customer experience. We're happy to hear we have delivered. Our records indicate that since this review we have ordered parts and they have been successfully delivered. Should you may need any further assistance, please respond back to this message with the best time to reach you directly. - Austin

    Verified purchase
    Tech

    Reviewed Dec. 16, 2018

    My experience with Cross Country Home Services has been fine. I file my claims by phone and I talk with a representative. Whenever contractors were sent out to do anything, they did well.

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    Response from Cinch Home Services

    Mary, Excellent service is what we aim to provide! – Austin

    Verified purchase
    Claims HandlingTechPricePunctuality & Speed

    Reviewed Dec. 16, 2018

    When we bought the house for our son, the furnace stopped working within 30 days and it was dead of winter. We thought it was the thermostat so we just bought a new thermostat. We called HMS and the techs came out and told us that the blower needed to be replaced. We've also had a service call on the stove. When the techs came out, they said it wasn't the stove but we needed electrical work done instead. We hired an electrician and had a whole electrical box reworked. Then we had a claim on our current home where the freezer stopped working and the tech came out and ordered the part for the condenser.

    As soon as the tech left, my washing machine wasn't draining. It was clogged and I couldn't get it unclogged. I wanted to use the same guy and I tried to submit a claim online. But I couldn't seem to do it and it was sending the claim to somebody else. HMS is very quick to send somebody except for the one who came for our refrigerator who took forever. Still, it was cheaper than buying a new fridge. Overall, I've had very good experiences with HMS and I will definitely keep renewing it. The quality of their work is very good and I'm happy.

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    Response from Cinch Home Services

    Amy, Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks! - Morgan

    Customer Service

    Reviewed Dec. 15, 2018

    On Wednesday, 12 December 2018 I called in a service request for my hot water heater because the termite inspector told me it was leaking from the overflow and the seam was cracked. The individual I spoke with told me the request was in and that someone would call me. On, Thursday I called to follow-up and was told that nothing had been scheduled. That person "put-in" the request. I contacted the company that was supposed to do the work and was told that they no longer contracted with Total Protect and they did not do hot water heaters. I called Total Protect, again, and a "new" provider was scheduled...appointment set for 14 December, Saturday, for me to contact them. They had closed for the day. I waited Saturday. When no one called, I called Total Protect, again, no help, supervisor too busy to speak with me. So I called Saturday evening and was told the service was scheduled for 18 December. I was never told who, or given a contact number. That they are trying to find someone. Very unprofessional that your own people do not know who you have contracts with, they don't even verify the information and basically blew me off! If your company is going to sale the idea of providing service to its customers in all areas of the state of Georgia then you need to do just that! Otherwise, I have wasted my money and you have lost my trust in being able to provide the service I am paying for. You will have to do much better than this! I pay for your service, to have a little piece of mind, expecting professionalism and dependability from your company. My time is as important to me as my money is to you, and I am very frustrated as well as disappointed.

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    Response from Cinch Home Services

    Sherry, I am regretfully sorry to hear of the service you have received so far. I assure you that we aim for an exceptional claim process. Records indicate that since this review we have found a company to come out to complete the diagnosis, VETERANS HOME & BUSINESS SERVICES, LLC, will complete the diagnosis and turn in their findings to us. We appreciate your cooperation and complete patience. Sincerely, Austin

    Customer ServiceCoverageTech

    Reviewed Dec. 15, 2018

    We've been with TotalProtect Home Warranty for about 3 years and in that time they did a great job fixing our dishwasher, washing machine, and dryer. Recently we started having some rust on our indirect water heater and placed a call. They sent out two different companies who all seem to show up to look at the unit but then leave and nothing happens. We've made over 20 phone calls to TotalProtect over the last 3 months but felt like we were getting the run around. Finally, we spoke to their authorization department asked if we could get our own contractor to replace the water heater and then ask for reimbursement since we didn't want to risk waiting any longer and having the current system fail and flood our basement. They said yes.
    We had the water heater replaced and have been trying to get reimbursed and they keep telling us that they needed more information about the old and new units. I wrote them a long letter detailing the issue with the old water heater and provided all the information they wanted.

    I got an email back this week:

    "We have had the opportunity to review the job for your WATER HEATER . While we are committed to providing our customers with the best possible service, coverage is subject to the Terms and Conditions as outlined within your Agreement.

    After careful review, and in conjunction with the Terms and Conditions of your Agreement, we respectfully decline your request for reimbursement for the following reason: any repairs/replacements performed without the expressed consent of the Company are deemed as unauthorized, and therefore are not eligible for coverage.

    We regret that at this time our decision cannot be a more favorable one and we look forward to serving your needs in the future.

    Sincerely,

    Support Services"

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    Response from Cinch Home Services

    Bortie, We truly apologize for the inconvenience caused. This is definitely not what we want our customers to experience. As with all warranties, coverage is detailed in the Agreement and any claim must have prior approval before you can complete any work from your service company. I regret to inform you that we are unable to approve any type of reimbursement. Regretfully, Austin

    Verified purchase
    CoverageTech

    Reviewed Dec. 15, 2018

    The membership with HMS Home Warranty was given to us by our Realtor when we purchased the house. We've had them for almost three years. It seemed easy to stay with them and they are reasonably priced compared to others. Also, they've always come through in the end, but at times it took a little bit of persuasion. There are people in our area that do the kind of work that HMS covers, but typically they will not do business with HMS. I don't know why. We waited three weeks to get our furnace repaired and we've had three different plumbers come because the first two they chose didn't get the job done right.

    Other than those two, the contractors have been excellent. The last person that they sent to us to do work on our furnace was wonderful. So, we will ask if they use him any other time we have to call them. Also, the first time they sent a plumber was great. We still use him for things that aren't necessarily covered by HMS. The only thing that I would suggest for anyone considering to continue their contract is that if they live in a rural area, they need to understand that HMS does not have a lot of companies that will do business within rural areas.

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    Response from Cinch Home Services

    Linda, Thank you for letting us know how we are doing! We are constantly changing process to better our customer experience. We're happy to hear we have delivered. Have a great day! - Austin

    Verified purchase
    Customer ServiceTech

    Reviewed Dec. 15, 2018

    Cross Country was recommended a few years ago through my mortgage company and they changed names over a period of time to different things. I stayed with them since they do good work. Their customer service has done everything I’ve asked them to do so, I have no complaints about them. We have three PM maintenance a year and they have been reliable. They outsource the people to do the inspection and I had a complaint a few years ago about a contractor from Charlotte. I didn’t like who they were and what he did. I felt he was just a fraud to get an extra service so I asked Cross Country not to send them again and they never did. One of the better ones was out of Salisbury, North Carolina. I'm satisfied with Cross Country right now.

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    Response from Cinch Home Services

    Charles, Our goal is to provide our homeowners with superb service and we are happy to hear we have met this objective. Thanks for sharing! - Austin

    Verified purchase
    Claims HandlingCoverageTech

    Reviewed Dec. 15, 2018

    I recently had plumbing work done through TotalProtect Home Warranty. I phoned in the claim and the guy they sent was really nice. He came within a day or two and did a really good job. However, I still hear the leaky water. Nevertheless, before the contractors came and fixed it, the water was running and I couldn't get it to shut off. Now it's running less. I'm hanging on to TotalProtect because they replace appliances. I'm just hoping they'll continue to cover what they say they cover.

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    Response from Cinch Home Services

    Patricia, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that overall, you were satisfied with our service. - Austin

    Verified purchase
    Customer ServicePricePunctuality & Speed

    Reviewed Dec. 15, 2018

    I moved into our new home and although I could do a lot of things myself, we knew at some point that things begin to break down. That could be very expensive, so I looked at what Cross Country had to offer and signed up with them. They have always resolved their part of the deal very well. However, the wait from the time you make the contact until you get the actual service person could be improved. There are a lot of things to consider, and the fact is that when something goes wrong, it's not always the most opportune time. It can be in the middle of the night, a weekend or a holiday. Last time I had to wait four days before I got a person to come and repair the refrigerator.

    But Cross Country takes requests very quickly. They respond back and let me know that they have given a call to the people who are scheduled to come out. The reps are very receptive. Of course, they can't promise you they'll be there in 24 or 18 hours because the people that they have are not always immediately available. But the people who come are well-qualified, they know what they're doing and they provide good service. For the deductible that I have to pay, considering whatever part that they need and the times they put in, it's a good deal. I've looked at other options and their rates are pretty comparable, but the bottom line is what you get when the people show up to do the work. I'm satisfied with what Cross Country does and I've taken another policy for my daughter who lives nearby.

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    Response from Cinch Home Services

    James, Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thanks for also purchasing your daughter one of our policies as well! - Austin

    Verified purchase
    Customer ServiceCoverageTechPricePunctuality & Speed

    Reviewed Dec. 15, 2018

    The woman who sold me the house bought the HMS policy for the first year. She paid for it, then I renewed it in May and paid for it myself. HMS takes really good care of me. Whenever I call them, I'm on the phone no longer than 10 minutes and the problem is taken care of. They are fast. Right then and there, they set the appointment with the technician. They also send quality technicians out here. All of them are certified, so they do everything by the state law codes. The cost is very reasonable too. It's $500 a year which was paid during the first call. I have a 2,000 square foot house and extra appliances, and they cover all of it. You can't just beat this deal. I wouldn't go with anybody else and would definitely recommend HMS.

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    Response from Cinch Home Services

    Steven, Thank you for sharing your warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being such a loyal customer! Sincerely, Austin

    Verified purchase
    Claims Handling

    Reviewed Dec. 15, 2018

    The previous owners of the house had HMS Home Warranty on it when I bought it a year ago. I had good service before and it was wonderful, so I renewed it. When I submitted a claim, it went very well. I can't ask for more than the service that I have. I had a leak, the man came right away and fixed the problem right there. It took him two hours and it was very well done. I don’t have any problems and I’m happy with what I got now.

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    Response from Cinch Home Services

    Simone, We appreciate you sharing your experiences and are thrilled to hear that you have referred your friends and family to us. It is our pleasure to provide you with top-level customer service and efficient claim resolutions. We hope to continue to have you as our customer for many years to come. – Austin

    Verified purchase
    Customer ServiceClaims HandlingCoveragePunctuality & Speed

    Reviewed Dec. 15, 2018

    We are very satisfied with TotalProtect. After we purchased the house, I got something a flyer in the mail with their advertising and we've had them ever since when we bought the house in 2010. We submit our claims over the phone, and it's always been very professionally taken care of. They're very on time. I've never had any problems with any of the claims. I've recommended TotalProtect to other people in case they're interested in getting a policy like that to cover their home appliances.

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    Response from Cinch Home Services

    Grisell, Thank you for sharing your warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for being such a loyal customer! Thanks, Austin

    Customer ServicePunctuality & Speed

    Reviewed Dec. 14, 2018

    Filed claim in March of 2018. Was offered a buyout since they didn't have the same model. Thought all was well, but the buyout check never arrived. It is now December to 2018 and still no check. Every time I call, I get the runaround saying that it was mailed and they would have to stop payment and to wait 10-15 business days. Still no check. Beware of this company!

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    Response from Cinch Home Services

    W Kline, We truly apologize for the inconvenience caused. This is definitely not what we want our customers to experience. Please provide your full property address and my team will be glad to have your check recalled and expedited. Sincerely, Austin

    Customer ServiceCoverageSales & Marketing

    Reviewed Dec. 14, 2018

    I have been their client for two years and have not needed their services. After two years my Fridge was not working, They sent out a Company ,we paid the 125 dollar fee and there was a part needed to make the fix. The fridge was not working at this time, now fast forward to today, it has been three and half weeks and still they have not fixed it. After waiting 11 days for the part and getting every story from its back ordered to its been shipped, finally arrives and its the wrong part they sent, the service guy had given them the right part, Another week passes by and I check in they tell me that they are waiting to get the wrong part back from the service team, before they order the new one. You would think if they made their customer already wait 11 days and they were at fault to send out the wrong part they would try to resolve the situation. I guess they don't trust the companies that they have hired to do their services. We are now going on day 23 and still no news on the part. Their call center is a joke, they put poor operators there that can't help or answer any questions. You ask for a supervisor they say we don't have one, we make a request and they will call you back in 48 hours. Well I put in a request and its been more than two business days and they have not contacted me back. These people have no clue, about customer service or experience, in my company if we inconvenienced or did wrong by our customer, we go out of our way to resolve the situation. These insurance companies need to be regulated by consumer groups, they collect the money and when you need them, they leave you there. They can't even give you an honest answer or any kind of news when the situation will be resolved. DO NOT DO BUSINESS WITH THESE GUYS, YOU WILL BE SORRY. They are masters at giving you the sales pitch, but zero at delivering service. Whats an average person use insurance once every 2 to 3 years , and they can't even help you when you need them. I have never dealt with any company that is more incompetent that TOTAL PROTECT. I have given them every chance to fix the situation but no one gotten in touch with me except the poor call center people who are sitting ducks with no answers or authorization to do anything. I wish there was a negative 5 star I could choose.

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    Response from Cinch Home Services

    HARMIK, I’m sorry to hear about this experience.  It’s definitely not the level of service we aim to provide. Your feedback is very important to us and we’d like to speak with you to address your concerns. Please respond to this message with the best time to reach you  and a member of our team will follow up with you directly. Sincerely, Austin

    Reviewed Dec. 14, 2018

    Part to fix my dryer not available. After weeks of trying to get information, I offered to buy part (could get it in 2 days) and co. reimburse me. They refused and said I had to wait until part found.

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    Response from Cinch Home Services

    Jeannie, I’m sorry to hear about this experience.  It’s definitely not the level of service we aim to provide. Your feedback is very important to us and we’d like to speak with you to address your concerns. Please respond to this message with the best time to reach you  and a member of our team will follow up with you directly. Sincerely, Austin

    Price

    Reviewed Dec. 14, 2018

    This company was unable to fix my wall oven, and offered a replacement that was significantly inferior to our current model. They offered a replacement that was 25% of the value of the current product, or a buyout that was even less. I spent so much time discussing this with their different levels of management (which by the way is the least articulate group of management I have ever spoken with), to no avail. It appears at this point I am left with a $1100 buyout for an oven that will cost me over $4500 to replace. The only reason I had this product was due to the previous owner's purchasing this. I would encourage you to look at other companies, I have great success with Firs American, and American Home Shield in the past, and will be replacing this warranty with one of those policies.

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    Response from Cinch Home Services

    Brant,

    I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and should a Ultra Premium appliance need to be replaced, we will find a comparable unit. We are not obligated to offer the same brand or color in our replacement. I have included the relevant portions of your contract for your reference.

    Regretfully, Austin

    Section 3 # 7. At our discretion, we may elect to replace a covered item rather than repair it. The decision to replace rather than repair items is solely our option. Should we choose to replace an item, the replacement will be the base model that meets all applicable federally mandated minimal manufacturers’ standards, performs the same primary function, and has a capacity comparable with the covered item, when available with domestically assembled units. We will make reasonable efforts to provide replacement items of similar mechanical capabilities and/or efficiency of the original unit, when available. We are not liable to provide exact match in color, dye, lot, material, type or brand, including but not limited to professional series or ultra-premium appliances, such as Bosch, Dacor, Fisher & Paykel, GE Monogram Series, Jenn–Air, Meile, Sub-Zero, Thermador or Viking (individual trademarks are owned by the brand name company)

    Verified purchase
    Claims HandlingTech

    Reviewed Dec. 14, 2018

    TotalProtect Home Warranty was recommended by someone who was credible and after doing a research, we thought it would be good for us. Submitting a claim to them is very easy, easier than one would expect it to be. I usually do it by calling them. If it’s after hours, I put in my claim to the automated system. If not, I speak to someone and tell them my situation. In most cases, someone has been out within the next two to three days. But worst case scenario, it’s been about five or six days, but that’s always explained in advance. And then the people from whatever company comes out. They do the labor and I pay them what used to be a $75 deductible, which recently changed to a $100 deductible. My interactions with the claims reps and technicians were really good. I’ve not had somebody who wasn’t customer service-friendly and knowledgeable.

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    Response from Cinch Home Services

    Latreesha, We appreciate you sharing your experiences and are thrilled to hear that you have referred your friends and family to us. It is our pleasure to provide you with top-level customer service and efficient claim resolutions. We hope to continue to have you as our customer for many years to come. – Morgan

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Dec. 14, 2018

    I have been using HMS Home Warranty for six months now and I usually submit a claim via phone because I haven't been getting much feedback whenever I submit one via their website. The customer service has been good and I get in the claim. I had a problem, though, but it wasn't with HMS, it was with one of their people that they had sent out. Unfortunately, the only thing HMS could do was send out another person, which I had to pay the copay or deductible yet again. The first vendor that came out was, in my opinion, not qualified to do the work that they were hiring him to do and he attempted to sell me additional stuff. When I didn't buy, he rushed through the rest of the claim. My concern is that HMS said that I still owe the $100 that I paid them and I had to still pay that.

    When the new company came out, it went very well after that. They knew exactly what the problem was and they addressed the problem. They knew who the old vendor was. Their recommendation was not to let the first company on our property again. They went back and re-looked at everything and they made sure they didn't mess something up. My initial call was for my AC and for my heat system, but I had to call out separately for just the heat. I had to call out again for the AC because HMS doesn't treat them as one, they treat them as two separate systems. It is so annoying that I can't get both things done at the same time and I have to do on piecemeal-like. Every time that they come out, I still pay the deductible every single time.

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    Response from Cinch Home Services

    Eric, We aim for excellent and efficient service. We'd definitely like to discuss your concerns. Should you like further assistance please respond to this message with the best time to reach you? - Austin

    Verified purchase
    CoverageTechPriceRefunds & Payouts

    Reviewed Dec. 14, 2018

    About 15 years ago, I had a house that was financed through U.S. Bank and they sent me a promotional. It was an insert in my bill for Cross Country and it sounded good. I’ve had it for that long and I’ve only used it one other time for a water heater. Interacting with their reps was awesome but when they are citing what services they provide, they need to make it a little bit clearer that in an event of a failure, they would only cover the actual item and not the accessories attached to it like the ductwork or refrigerant lines. Those are things that you need to pay out of pocket. When my air conditioner and heating went out, I was expecting it would be an additional cost to modify the ductwork or to provide new drain lines so, I was ready for it and understood that that wasn't included. However, if they wanted to and if they made that clear, it would alleviate a lot of negative feedback.

    Comfortable Climate did my repair. I was a contractor and in construction for 45 years before I retired and I know what you have to do to have a satisfied customer when you're performing any kind of repair. These people exceeded anything that I could have ever hoped for. The technician was a younger guy who was in his 30s. He was very courteous, answered all my questions and he was extremely knowledgeable. He did the whole installation in a day by himself and he wore the plastic booties when he came in the house. He cleaned up his mess and the house was cleaner when he left than when he got here.

    I would highly recommend Cross Country. You never know when these events are gonna occur. If you're a homeowner, you can pay to have a monthly policy that covers these breakdowns and write down a small check as a copay and maybe additional work, or you can write out a huge check all at once to get it repaired. So, it’s a no-brainer. For this particular repair that I just had, I had to have my whole system replaced, inside and outside. Instead of writing a check for $8,000, I wrote a check for $800. So, that's a huge benefit. Plus, my experience and their service people here in Indiana were good.

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    Response from Cinch Home Services

    Donald, Thanks so much for sharing your experience with us. We strive to provide an effortless claim experience for our customers and it’s great to know that you were pleased with our service. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Dec. 14, 2018

    We got the HMS home warranty for peace of mind and comfort and this would be our third year with it. Going through filing a claim is a very simple, easy and upfront process. We call and let them know what's going on and they have someone out within a week. The techs have all been very professional and no one has been weird. The quality of work has been great and there has been absolutely no issues with any of the techs.

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    Response from Cinch Home Services

    Dwight, Our goal is to provide homeowners like you with reliable service and we are happy to hear we delivered. Thank you for being a loyal customer! Thanks! – Austin

    Verified purchase
    Claims HandlingTech

    Reviewed Dec. 14, 2018

    I’ve been a member of TotalProtect for 10 years and I’ve submitted claims both online and over the phone. The claims reps all talk greatly and I’ve never had a problem with any of them. The technician who came to do the dryer wasn’t qualified but the one who did the refrigerator and dishwasher was. TotalProtect tends to use the same ones so when I call in, I know if they gave me a particular one. They are well worth it and I would recommend them.

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    Response from Cinch Home Services

    Clayton, Thank you for taking the time to share your experience. We are hear to help for all your warranty needs to provide a peace of mind. Have a great day! - Austin

    Customer ServiceTechPricePunctuality & Speed

    Reviewed Dec. 13, 2018

    Updated on 02/19/2019: Put a review out on this website on 12/13/18 and no response from the company. Heat pump has been out since 11/1/18 and running off EMERGENCY HEAT. They FINALLY made a repair on 12/29/18 (2 months later). Repair did not hold and system crapped out again 1 week later. Called back into HMS & different company came out to evaluate unit middle of January 2019. This new company said heat pump & furnace coil are terminated. Been waiting for over 2 weeks for answer from HMS.

    On 2/15/19, we had a BRAND NEW electric water heater installed through HMS. It DOESN'T WORK RIGHT. Husband called today and HMS said it's not under warranty and we have to call the MANUFACTURER. Are you serious? This BRAND NEW water heater is only 5 days old! The service with HMS, their follow-up, getting with their contractors, etc, is VERY VERY PAINFUL process. I'm sure I won't get a response to this post just like I didn't with my other post.

    Original Review: Our heat pump went out, so we called HMS on 11/1/18. As of today (12/13/18), it’s still NOT fixed. We have been running on emergency heat for 45 days and our electric bill is twice the price of what it should be. We have called at LEAST 15-20 times to get resolution & each time, we are told it’s in “processing/authorization”. One Customer Service Rep let it slip that someone coded our paperwork wrong so we think it got stuck in limbo hell. And to top it off, the Contractor took our deductible money & has been MIA ever since. We’ve called him numerous times & even HMS tried calling him too with no response.

    Now our parts have been FINALLY approved 2 days ago, they sent these approved parts to the Contractor who is not responding to anyone. And if we want another Contractor to work on it, the original parts have to be shipped back to HMS and a new contractor notified. Are you serious??? What does it take to get someone to take notice of this situation? When does someone, with any kind of authority, call us back? We’ve asked for a Supervisor to call many times only to be told, by a Customer Service Rep, that it’s out of their hands & there’s boring they can do. Someone, with decision making authority, at HMS needs to look up my account and give me a call to fix this mess.

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    Response from Cinch Home Services

    Kyle, I'm not sure what happened to our previous response, but my team is looking into your account now and will follow up with you personally today. Sincerely, Christine

    Customer ServiceClaims Handling

    Reviewed Dec. 13, 2018

    First of all - I would of given 0 stars if the system allowed. I would encourage consumers to choose a different product for home warranty. I entered my claim on 11/19, today is 12/13 - we still have no resolution. Customer service has limited information to provide and next level of support for supervisors are always busy Helping other homeowners or in extended meetings. I have called numerous times and a few times they have take action. Like on 12/4 after 6 calls they finally realized the parts were not ordered. Then on 12/10 - they realized another part was not ordered. However, I had been told numerous times that the parts were delivered. Customer service can request call back from supervisors - but don’t hold your breath on actually receiving a call with 48 hours.

    Also, they used my refrigerator extended warranty to get he parts - so now with no information on status - I am unable to use The fridge I own warranty to obtain parts - because they have. Horrible and frustrating to spend thanksgiving to Christmas with no fridge.

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    Customer ServicePunctuality & Speed

    Reviewed Dec. 13, 2018

    They schedule the repair and just don't show up. I have been waiting for 3 1/2 months for a microwave repair which they still have no date for. It has been 1 month so far for a dishwasher repair which still has no date of repair set. You will call to complain be on hold for 30 min get disconnected and start over. If you don't mind waiting a year for a repair.

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    Response from Cinch Home Services

    Jodi, I’m sorry to hear about this experience.  It’s definitely not the level of service we aim to provide. Your feedback is very important to us and we’d like to speak with you to address your concerns. Please respond to this message with the best time to reach you  and a member of our team will follow up with you directly. Sincerely, Austin

    Verified purchase
    Claims HandlingTech

    Reviewed Dec. 13, 2018

    I have been with HMS for about 16 months and it's been fine with them. Submitting a claim hasn't been difficult and dealing with their reps has been okay. I just wish them to be very specific around when a person is going to be out. The 24-hour window is very difficult. The last time, I had a heating issue and the gentleman who came to my house to fix it sat out in his truck for 15 minutes trying to get ahold of HMS to get them to approve it. Finally, he just came in and said that he was going to do it and that HMS were gonna say "Yes" to it. They should improve on the timeliness of the turnaround of placing the order to get someone in. Other than that, the techs they've sent out have done a great job. I definitely think HMS is something people should take advantage of.

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    Response from Cinch Home Services

    Dale, We are thrilled to hear that you’ve had an awesome warranty experience. Providing efficient repairs and excellent customer service is our primary goal as your warranty company. Thank you for your loyalty, and thanks for sharing! - Morgan

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Dec. 13, 2018

    Our realtor recommended that we get HMS Home Warranty when we bought the home, so we did. We've had to use it a number of times and it has benefited us tremendously. It has definitely been worth our money. We've had a claim at least once every year and overall, it has always been outstanding. However, this year has been the worst. We never have any issues except we have a dishwasher claim that we can't seem to get settled, and that has been our only complaint. I filed the claim in August and the first thing they tried to do was order the part. The maintenance guy that came out ordered the parts, but a different guy came out when the part came in, and that guy said, "That's not even the right part."

    He said that he didn't know if they can get the part that we really need. He tried to order the part, but after a long while, I had to call a couple of times to see what was going on, and they that they couldn't get the part. They said they would just replace the dishwasher. They sent me an email saying, "This is what you'll get. You just need to verify the size, make sure it'll fit," so we did that. They showed up with a new dishwasher and the guy delivering the dishwasher came in. The first thing he did was measure and he said that the new dishwasher wouldn't fit. I said, "How can it not fit. It's exactly the same size of the dishwasher that we have now." But he refused to get it off the truck saying it would not fit.

    I called my husband, who wasn't home at the time, and he said, "That's crap! It'll fit. It's the same size dishwasher we have.” He was on his way home, but the guy literally refused to get the dishwasher off the truck saying it wouldn't fit and that we'd have to reorder the correct size. He made me sign a piece of paper and a woman called me immediately just to make sure that I was returning it. I flat out told her that my husband said that it would fit, but the guy wouldn't get it off the truck and he said it was not the right size. My husband was around the corner as they were pulling out and he stopped them. Once again, he told them it would fit, but the guys refused and said it wouldn't.

    A lady just called me on Saturday, but I was at work so I didn't catch the call. She left me a message saying that they couldn't get a replacement dishwasher for some reason and that they would have to send me a check, but they were gonna charge me the restocking fee. I tried to call back immediately and I got a hold of somebody else. She said that the supervisor wasn't available and I told her that I wasn't paying the re-stocking fee. I also said that the dishwasher would fit.

    The supervisor that called and left a message was speaking very fast. I called back immediately and spoke with the representative, and she was super sweet. She said she was gonna note it all, but she said that the supervisor was supposed to call me to make a second attempt to get in touch with me, although I haven't heard from her yet. We are still in the midst of trying to figure out the dishwasher. It was such a simple claim. It has been back and forth and my husband was really irritated with the guys who delivered the dishwasher.

    We are still fighting with the whole dishwasher situation. Still, other than that, we had to have our AC replaced and we had problems with our heater a month ago. Everything else has been fast and no problems and we've been very happy with the services. Whenever I call HMS and speak with somebody, it generally goes very smoothly and they are very friendly. I was generally been very happy with the service and I'm very grateful that I've had HMS. I definitely would recommend having HMS because people never know what's gonna go wrong.

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    Response from Cinch Home Services

    Karen, Thank you for sharing your experience. We appreciate your feedback and are happy to hear that our customer service team has provided you with excellent service. We are sorry to hear that your interaction with one of the installation companies was less than satisfactory. We are here to help, and will do whatever we can to ensure you have a positive experience in the future. Thank you! – Austin

    Verified purchase
    Tech

    Reviewed Dec. 13, 2018

    We called TotalProtect for a furnace that was going out on our house in Wichita and it turned out, they connected us with a beverage company, which made absolutely no sense. We had to spend another 30 minutes getting a hold of TotalProtect again to have them get us a new person. When they did, the tech came out that afternoon and that was great. It took him a couple of times to get it all done because he didn't have the specific parts for the furnace but after a couple of days, it was all up and running.

    We also had air conditioning issues on the first year we had the warranty and it took the techs so many times before they finally fixed the problem. They came out three years in a row saying that our Freon is low and on the third year, we finally told them that if the Freon was low, then it was leaking. Still, we got the home warranty for the peace of mind and that if something went bad, we were better out 40 bucks a month instead of 5,000 or 6,000 monthly.

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    Response from Cinch Home Services

    Christopher, Thank you for letting us know how we are doing! We are constantly changing process to better our customer experience. We're happy to hear we have delivered. Have a great weekend! - Austin

    Verified purchase
    Customer ServiceTechPunctuality & Speed

    Reviewed Dec. 13, 2018

    On HMS' end, my experience has been pretty good. But I didn’t have a really good experience with the first guy they sent out to me. The name of the company was Jim Valentine Mechanical Services. I was having furnace issues and the technician didn’t know exactly what was going on. He would also always say, “Oh, yeah. I should call the company,” and this would have been his third time. Basically he was saying he didn’t know what he was doing. He was also extremely rude and he would show up an hour and a half late every time. He also made some sexual comments to my wife.

    I called HMS' call center and the representative I spoke to then was pretty rude herself. At that point, I was ready to have somebody else come out to do the job and not have the issues that I was dealing with. But she told me that in order for me to even get my problem resolved was if I paid another $100 deductible to see another person. I thought that was messed up because of the experience I was having and the issues I was dealing with. I asked to speak to her supervisor and she ended up hanging up on me. So then I reached out to my Realtor and she ended up getting a hold of a manager. We made an agreement that she would go ahead and refund me my $100 to have somebody else come out. I actually got someone else coming out on Monday.

    My biggest thing though is that HMS hires these contractors and I understand it not being a 24-hour service but it seems like you never can get anybody out there past 5:00. It’s always a big issue. It’d be nice to have somebody and if they were able to work with your schedule a little bit, especially with the issues I was having with my heat. I haven’t had heat in my house for over a week. But other than that, HMS took care of me and got me somebody else out there without having to pay another $100 deductible. That is great.

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    Response from Cinch Home Services

    Kyle, We appreciate you taking the time to share your warranty experience. We do our best to provide quick and reliable service and we thank you for being a loyal customer. We are sorry to hear that your interaction with one of our service providers was less than satisfactory. I'm sorry to hear about this experience.  It’s definitely not the level of service we aim to provide. We are here to always answer any questions you may have. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Dec. 13, 2018

    I've filed claims online and over the phone with Cross Country Home Services and both worked fine with me. Everything went well with the customer service rep and the contractors did a great job. The interaction was good. I’m staying with Cross Country.

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    Response from Cinch Home Services

    Milton, Thank you for letting us know how we are doing and for being a continued loyal customer. Have a great day! - Austin

    Customer ServiceClaims HandlingTech

    Reviewed Dec. 12, 2018

    I had an HVAC go out more than 2 weeks ago. The assigned service provider is waiting on them to ship the replacement from who knows where. The service provider cannot get an update or ETA from Total Protect although they agree it needs to be replaced and say they will ship the unit.You cannot call anyone at Total Protect to discuss a problem/status with your claim. You roll around in their automated phone system and when you do finally get someone, they basically can only tell you its in progress. They have no "Customer care" for an existing claim to speak of. You just have to wait and hope that they will eventually come through. Keep in mind it is winter in Missouri and not having heat is a real issue, but there is no way to escalate anything or talk to anyone that knows anything.

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    Response from Cinch Home Services

    Mark, I sincerely apologize about the inconvenience you have experienced from the delays of this claim process. I will have a member of my team follow up with you personally to address your concerns of the claim process and the delays you have experienced. Thank you, Austin

    Customer ServiceCoveragePunctuality & Speed

    Reviewed Dec. 12, 2018

    Our air went out this summer. Called HMS. They sent someone out the next day. Guy came out spoke 0% English. Paid $100 deductible, they recharged system and it worked fine. Broke the next day, same company came back out. Once again spoke 0% English. No idea what was wrong, has to submit paperwork to HMS for review. Ok fine. They put a temporary fix so we could cool. They told me they had to order parts. Fast forward to September, never got a call from the repair company. I called them. They said it was not covered and it would be $600 to fix it. The part is readily available online for $30. Told repair company, "No thank you." Called HMS they would send another company out to fix the problem. Had to pay another $100 to have them tell me it is the zone logic board. Which is not covered even though my warranty does not “exclude” that part. But the temporary fix is still working.

    Fast forward to this Monday. Heat was working fine, then 7 pm the thermostats shut down completely and say no power. Nothing is working and have not had heat for 3 days. Repair company called at 230 saying, "Can’t get to you today hopefully tomorrow." No heat for three days and a six-year-old at the house that is freezing. It’s 40° in my house. I have been hung up three times by HMS warranty 800 number. Just trying to figure out if I have emergency lodging coverage, which has magically disappeared from my coverage. Run don’t walk, away from this company.

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    Response from Cinch Home Services

    Hi Les, I am sorry to hear of this experience. Records indicate that since this review, we have confirmed a scheduled appointment this evening from 2PM - 6PM. I appreciate your continued patience. Should you need further assistance please respond to this message with the best time to reach you. - Austin

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Dec. 12, 2018

    We're selling our home and our realtor had us sign up for HMS Warranty. Our realtor had good luck with them and has recommended them highly. We’ve had the warranty for four months now and we've submitted one claim. We thought the air conditioner was going out. Something was making an odd sound with the compressor. The other home warranty companies that we had before, when we called in, it usually would take several days or about a week for someone to come out and look at the issue. But with HMS, they called and a contractor was out the next day. We were shocked at how fast they came out.

    Their rep was really polite and professional about everything and had called back when they got someone within the area. The technician came out, looked at the unit and inspected a couple of different areas on it. He was very skilled and really thorough. He explained the problems and the nuances of why it didn’t have to be fixed. We would have gone with that company if we needed to fix it again and we would have asked to have that same person come out.

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    Response from Cinch Home Services

    Kelly, Thanks for your kind words! We appreciate it. - Morgan

    Customer Service

    Reviewed Dec. 12, 2018

    I purchased a home warranty after moving into our new house. I called HMS after our refrigerator stopped working. I got a call from the repair company telling me that it would be 2 to 3 weeks before they could get out to our house to inspect the fridge. I then proceeded to call HMS back to tell them that that was unacceptable and that I wanted another company to come out and inspect it. I got nothing back from HMS. Then I called a third time and they told me that I would have to be placed at the bottom of the list and that I would be starting over again and that it could take another 2 to 3 weeks before anybody could come and inspect the fridge. Ultimately, I had to purchase a new fridge, I was never called for a follow up and I was never asked again about, they actually put that the repair was completed in my account. So basically I will never use them again, I highly recommend you find another company to use for your Home Warranty.

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    Response from Cinch Home Services

    Marc, This is not the level of service that we intend to provide our customers with. Your feedback is very important to us and we have provided back to the organization, in an effort to make improvements with customer service and our processes. Sincerely, Morgan

    Customer ServiceClaims HandlingCoverage

    Reviewed Dec. 12, 2018

    WE purchased a condo, and the sellers furnished the Insurance under HMS, and we had no say in the matter, or else I would have gone with any other place. The handle snapped off of the above stove microwave, and virtually made it unusable. We filed a claim and the serviceman (from Sears) was very good, but the response from CCHS was that handles are not covered. Even though I appealed the claim, it was again denied. I see why HMS has such a LOW rating. I will be relaying my disappointment to everyone I know through every possible means.

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    Response from Cinch Home Services

    Terry, I appreciate your feedback and am sorry to hear that your claim experience was not what you expected. As with all warranties, coverage is detailed in the Agreement and there are parts of a covered appliance that may not be addressed. Handles for any and all appliance fall under this category as it is written within the terms and conditions of the policy you signed up for. Please see below the relevant portion of your policy. Sincerely, Austin

    III. DEFINITION OF ITEMS
    7. Kitchen/Laundry Appliances
    Description of Covered Items: Mechanical parts and components affecting the proper operation of one (1) of each of the following appliances (all located in the primary kitchen with the exception of a clothes washer and dryer): refrigerator or combination refrigerator/freezer, built-in dishwasher, built-in microwave oven, range/oven/cook-top, self-contained range exhaust unit located above the range, built-in trash compactor; and clothes washer; clothes dryer. Covered mechanical parts and components include only the following: automatic soap and rinse dispensers; belts; compressor; condensers; control timers (oven/range clock-timers are excluded unless failure prohibits normal cooking function); defrost heaters; clothes dryer heating elements; clothes dryer drum; clothes dryer drum rollers; electronic components; evaporators; fan motors; gas valves; hinges; hoses; ignitor and pilot assemblies; ice maker and ice and water dispensers built into the primary refrigerator (excluding water supply lines); internal wiring; latch assemblies (excluding self-cleaning latch mechanisms); motors; power cords; pulleys; pumps; ram assembly; range/cooktop/heating elements/burners (sensi-temp elements/burners will be replaced only with standard elements/burners); solid state control boards; switches and relays; thermostats; touch pads; tracks; transmissions; wash arm assemblies (dishwasher only); washing machine tubs and agitators; and water valves (dishwasher, clothes washer and refrigerator only). In no event shall we be liable for claims in excess of $3,000 in the aggregate per Agreement term, per covered property, per appliance.

    Examples of Items/Conditions Not Covered: Automatic deodorizers; buckets; commercial units; damage to clothing; doors; door cables; door glass; door seals; drawers; drip pans; exhaust fan not solely for venting range/cooktop fumes; independent telescoping range exhaust; filters and screens; food spoilage; self-contained icemakers; water supply lines; reclaim of refrigerant; interior lining; internal shelves; knobs and handles; light bulbs and fixtures; lock and key assemblies; panels and/or cabinetry; racks; removable minitubs; rollers other than clothes dryer drum rollers; rooftop exhaust units; rotisseries and probes; secondary units; shelves; springs; stand-alone freezers; structural components; timers and clocks; self-cleaning mechanisms including door latches; trays; venting; conditions of water flow restriction due to scale, rust, minerals and other deposits

    Customer Service

    Reviewed Dec. 12, 2018

    Contract Number #**

    I placed a request for service to have my garage door opener looked at. On Oct 12 2018 Sears came to my home said I needed a capacitor and ordered it that day. Four weeks went by I called Sears to find out the status as I had not heard from them, they never bothered to tell me they were out of stock and no ETA in fact they were not sure if they could get that part again. I called Total Protect and informed them my dissatisfaction of this delay as my daughter has a disabled 5 year old at the time and it was an inconvenience to run in and out to manually open the garage door, said there was nothing they could do would need to wait for the part (Great Customer Service) NOT!!! I waited couple more weeks called Sears again still no ETA, called Total Protect and once again no satisfaction, I paid Sears $125.00 for a service that I never received. I requested a Supv call me and waited 2 days for the callback Supv informed me that its in the contract that I can not get a refund for a service never completed, once again (Great Customer Service) NOT!!! Now its been 1 day short of 2 months and I called Total Protect and got absolutely nowhere they did not even reach out to Sears to find out what the issue was so I told them that I would do their job for them and call Sears. Still no ETA I asked about getting a refund and they told me that because I was with a Home warranty company I had to go through them I called Total Protect was on hold then hung up on, I called back and after 51 minutes of being on hold Supv finally came on the line. I told her that I feel like I was robbed of my hard earned money $125.00 for partial service rendered. I would honestly never use Sears ever again and I have their credit card but they will never get my service again. So here I am 12/11 and between Sears and Total I have been on the phone for 3 hours and on hold with Total now a total of more than an hour. The sad thing is that your representatives get the brunt of bad service when total protect can rectify things easily, customer service should be your utmost important factor in keeping customers happy, I have been a customer for a long time and I pay my fees so why can't I get the same respect. Just to let you know that I have cancelled my policy effective this evening, I will notify my bank to not accept any further charges from Total Protect, you stole my $125.00 I will be damned if you get any more money from me. I will also be out on facebook letting everyong know about @totalprotecthomewarranty and @searsHomeServices

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    Response from Cinch Home Services

    Carol, It is clear that your experience was less than expected, and we did not meet your expectations. We appreciate you taking the time to share your concerns and value your opinion. Please allow us another opportunity to make this right. A member from my team will be contacting you to review your claim and provide a resolution. Sincerely, Austin

    Verified purchase
    Customer Service

    Reviewed Dec. 12, 2018

    I've been with TotalProtect for 15 years. Before, I've had issues with them but there was someone you could speak to about the discrepancy. He was very nice. I did not have to call back and try to contact them or chase them down. He kept calling, trying to see if everything was okay. He followed me all the way to the end. He didn't sound impatient or anything. He would call me when I told him I didn't feel comfortable with what the resolution was. He did not stop until I was comfortable with it.

    I have a service agreement with the company that comes out periodically, and they check my air conditioning unit. When the company came out, they told me that I needed an ignition control board because they said that the blower was not coming on, and it was supposed to come on and cool the thing down. So that was kind of scary. But when I called TotalProtect they sent out a company.

    When the company came out, they told me that they did not see that issue that the service agreement company was talking about. So, he sent out another company. The TotalProtect rep sent the same company back out again at first, and when that company came back, their findings was the same. And when I asked for a different group, without hesitation, he sent out a different group. He called immediately. He was very patient no matter how many times I spoke with him. I was quite satisfied with them. I was pleased with my service with this gentleman. I would recommend them to anyone. Before that, I would not because I felt like I was just being sent non-standard people, but everything has changed. I have excellent customer service with them.

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    Response from Cinch Home Services

    Kathy, Thanks for sharing! Keep in mind we are here to answer all of your home management questions, even the ones you are uncertain of. Have a great day! - Morgan

    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Dec. 12, 2018

    TotalProtect has been very quick to respond, taking information and getting somebody assigned to the job when submitting a claim to them. The experience has been very good. I have used the online service once but most of the time, I called in because they’re 24/7 or at least, hours that I am able to call. The claims reps were knowledgeable and overall, I’m very pleased. It would be good if they keep a file of what has been worked on in claims and dates for the homeowners since it would be useful but TotalProtect is well worth it.

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    Response from Cinch Home Services

    Lon, Thank you for letting us know how we are doing! We are constantly changing process to better our customer experience. We're happy to hear we have delivered. Have a great day! - Austin

    Verified purchase
    Claims HandlingTech

    Reviewed Dec. 12, 2018

    My experience in submitting claims to Cross Country has been good. I do it both online and over the phone. The representatives I've spoken with have been responsive to whatever my needs are and flexible. The contractors they've sent out were knowledgeable about what they were doing. If you're considering Cross Country, you should do it.

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    Response from Cinch Home Services

    Cornelius, Excellent customer service is what we aim to provide, and I'm delighted to hear we have exceeded your expectations. Thank you for sharing your experience. - Austin

    Verified purchase
    Claims HandlingTechOnline & App

    Reviewed Dec. 12, 2018

    HMS Home Warranty has been extremely valuable for my family. Submitting claims online has been very easy. Their website is user-friendly. After submitting the claim, it takes one or two days to hear from the contractor, depending if it is an emergency. The interactions I had with the contractors they've sent out have been very good.

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    Response from Cinch Home Services

    Mrs. Abeid, Thanks for sharing your warranty experience. I'm happy that we were able to provide excellent service. Have an amazing weekend. - Austin

    Customer ServiceClaims HandlingCoverageTech

    Reviewed Dec. 11, 2018

    I am a relatively new customer to Total Protect. I have had to open three claims on the account thus far, and all of them have been a complete and total cluster. One with a dishwasher, one with a receptacle outlet, and one with a fridge repair. The fridge repair is still an open claim after over two months of the origination date. The vendor network has proven to be very unreliable, at least in the Greater Phoenix Area, with vendors not showing up, or demanding to be paid their deductible before even stepping foot inside the residence. When confirming appointments with vendors after Total Protect sends an auto-generated text, more often than not, the vendor states they no longer work with Total Protect. I have called and spoken with customer service a number of times, and though friendly on the phone, each time I get someone who simply reads me the fine print from the online warranty we signed that they are not liable for any damages, vendor or part delays, etc. What exactly are they liable for? Not dependable coverage. Save yourself a lot of frustration, and go with another company.

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    Response from Cinch Home Services

    Gina, I am sorry to hear about this experience. It sounds like we’ve let you down. I have reviewed your claim and see that a member of our leadership team has already spoken with you and we have since reassigned your claim to a different service company to complete their findings. If you are needing further assistance please respond back and we will follow up with you. Thank you – Austin

    Customer ServiceClaims HandlingTech

    Reviewed Dec. 11, 2018

    Updated on 12/18/2018: I called my first claim in Dec 11 and the Technician just made an appt with me on Dec 16th for the 17th. He came out finally to tell me my water heater was gone which I already knew.I told them that. Now I have to wait for the water heater to be ordered and picked up by them to be installed. I probably wont get hot water until after Christmas from Dec 11. I am so disappointed in this company and I thought they would be a good choice because my Mortgage company suggested them. Not true.

    Original Review: I called in my first claim today for a hot water heater repair. I was given a claim number and service telephone number. When I called the technician someone answered the phone and said that the person that makes appointments was not there. He also told me that they were really booked up due to the recent hurricane and did not know how soon they could get to me and for me to call back and get another technician. I called TotalProtect back and was told that I have to wait for this guy to call me back however long it takes because all their technicians in my area are booked up that make hot water heater repairs. I am so disappointed with my first claim experience and really thought that I had went with a good company. I am not so sure after today.If i do not receive service real soon. I will be going with a different home warranty plan company because this is so unprofessional. Who only has one technician? I called back for a different technician and TotalProtect did not give me one. The customer service person told me I have to wait for the technician that is booked up and do not know when he will be able to get to me to call me back.This could be 1 day 2 or 10. UNPROFESSIONAL!

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    Response from Cinch Home Services

    Allison, We are sorry to hear of the problems you are experiencing obtaining service. We aim to provide each of our customers with quick and efficient service, and it is apparent that we missed our goal. Records indicate we have assigned a provider to your claim. My team will review and follow up with you personally. Sincerely, Austin

    Claims HandlingCoverageTech

    Reviewed Dec. 11, 2018

    Literally the worst company we have ever worked with. We had a claim on a dishwasher failing, circuit board problem I’m told which made it totally non-functional. From filing to replacement it took 67 days for resolution, though there was never any doubt whether the item was covered. The service provider they assigned was unreachable after collecting the deductible, including by HMS, and when they confirmed they couldn’t get a hold of him either, assignment of a new provider was going to mean we were paying another deductible. Old unreachable provider finally resurfaced after they assigned a new provider.

    A more recent case with a gas cooktop actually went worse. They assigned me initially the same unreachable service provider; managed to get assigned a different one later. I filed a claim and had a service visit shortly before the contract ended. I confirmed same day or day after the visit that the repair did not resolve the problem. When they made a “recall” visit, which took place now after the contract ended, they came up with a different diagnosis (same problem, it was never resolved), but now HMS says that this is a new problem after contract end, so it’s not covered. I suspect this is related to the replacement part being unavailable, and it being a (relatively) costly claim, as it might mean replacement.

    We did actually have one smooth claim with them about a convection microwave, but I think this might’ve gone smoothly because the replacement part was about $2, so our deductible probably meant HMS didn’t lose a dime. Could’ve probably fixed it myself, if attempting didn’t violate the contract, and saved $98. Those 2 claims that went badly seemed to me to strike something of a pattern (i.e. a bad faith insurance pattern), so I don’t think I could advise against working with HMS strongly enough.

    I have an appointment with them in the district small claims court, and I am genuinely looking forward to hearing a representative try to explain this away to a judge as something other than bad faith insurance. Keep in mind - your contract, if like mine, prohibits class action suits; I've learned there's a reason. HMS - see you soon (in 58 days in court).

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    Response from Cinch Home Services

    Dennis, We truly apologize for the inconvenience caused. This is definitely not what we want our customers to experience. Should you like further assistance please respond to this message with the best time to reach you and your full property address. Sincerely, Austin

    Customer Service

    Reviewed Dec. 11, 2018

    Have been with Total Protect for about 5 years. Have submitted about 5 claims. At first there was no problem. But a year ago I had an electrical problem and they could not find anyone in our area to come out and work on it. They told me to contact an electric service provider and they would pay the difference charged over my deductable. I did this and sent paperwork to them and never heard back from them.
    This week we had a plumbing leak and again they seemed unable to find anyone to come out. Thought this was the reason we had the service. Had to call our Grandson to help us.A leak is not something you can wait days to have fixed.

    Seems ther is a definate communication problem with this company.

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    Response from Cinch Home Services

    Carol, I am sorry to hear about this experience. It sounds like we’ve let you down. I have reviewed your claim and it seems that you have cancelled the service claim on your contract. If you still need further assistance, please respond to this message and I will be glad to have a member of my team follow up with you. - Austin

    Verified purchase
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Dec. 11, 2018

    I’m a Realtor and I’ve heard good things about HMS Home Warranty. Other realtors are satisfied with it. When I submitted a claim to HMS, it took a long time to get through the telephone. They had the guy come out, he did what he needed to do and did it quickly. The interaction with the contractor was very good. He communicated what was wrong and what he did which was great. It was a positive experience and I have recommended it to my clients.

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    Response from Cinch Home Services

    Lynn, Thank you for letting us know how we are doing! We are constantly changing process to better our customer experience. We're happy to hear we have delivered. - Morgan

    Verified purchase
    Customer ServicePrice

    Reviewed Dec. 11, 2018

    I learned about Cross Country Home Services through the mail and it had Bank of America on it. I deal with Bank of America, so I thought it was through Bank of America, but I found out later that a lot of people use different things to get people to come to it. Cross Country is not really associated with Bank of America. My experience with them is both good and bad. I asked the one person that I use for my plumbing about the company and he told me it is one of the best out there, so I stuck with them, although the only thing I didn't like is when the price went up and they didn't tell me about the price going up from $80 to $125 now. I didn't get the information, although it could have come in fourth-class mail. Sometimes you don't read all your fourth-class mail. I found that out the hard way. I should get updated every year.

    When they first started out, I would normally get a new booklet every year and all the information, but lately, it has changed. And when I call them, I get a lot of communication recordings. About five years ago, I always got a hostess whenever I called in that will take the message from me and write the stuff up. Now, I have to go through tons of sitting and listening to all the recordings. If I pushed the wrong key, I gotta start all over again and I hate that.

    I have been with Cross Country for at least five years and I submit the claims over the phone. I don't like to do anything online because I don't like that system and I'm older too. The plumbing service is the best one I've gotten. I just had something electrical done last week and it worked out good for me too. However, if I call out for a service for the air-condition and the heating system, they will just come out and service it, although I want all that stuff cleaned. If there's something wrong or about to go wrong, I wanna know before it breaks down if there's something wrong, so it won’t break down. They give a really a good report of what I need to do and what I don't need to do, although they need to improve the service on when you call in for a work order that you don't have to go through all the recordings. Everybody is trying to save a dollar now and use it the cheapest way.

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    Response from Cinch Home Services

    Carl, Thanks for sharing! Keep in mind we are here to answer all of your home management questions, even the ones you are uncertain of. - Austin

    Verified purchase
    Customer ServiceTechPriceRefunds & Payouts

    Reviewed Dec. 11, 2018

    TotalProtect Home Warranty was recommended by my credit union. I figured they must be reputable so I signed up. I called them to submit a claim for an AC that was not blowing air. Their rep took down the claim and said that somebody will come out there and do the work. However, I had to call several times for the same call. That somebody came but he was here for no more than seven minutes. He just replaced a part and didn't even bother to test the unit outside. He said he had to go at a new job and he left. Three days later, the AC quit again. I called and the contractor was really, really bad. He came again and this time he went outside and said that it just started back. He charged me $125 again for the same thing and then he left. I said, "Don't you wanna wait for a little bit, make sure everything is working okay?" He said they had another job to go to and then left.

    I kept calling TotalProtect and told them that I paid $125 twice in less than five days for the same problem and asked them to refund me the money because it was not working for the third time. I also told them not to send the same person again. The third person came out, replaced the part outside and said it was the wrong part that was why it was not working. He still collected $125 from me so I paid $125 for the third time. I ended up paying $250 out of my pocket for the problem which was not properly diagnosed and I had to wait almost eight weeks to get refunded, and TotalProtect refunded me only once.

    Furthermore, TotalProtect didn't tell me that the contractor doesn't accept checks and credit card payments so I paid them the money. TotalProtect should let the homeowners know what form of payment the vendors accept. If I had a choice, I would not sign up with TotalProtect again because that was a very bad service. As a matter of fact, I'm going to write a letter to the credit union not to recommend TotalProtect because of poor customer service and they keep bouncing me every time I call. I'm better off going with another company that charges me more but at least legit and reliable.

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    Response from Cinch Home Services

    Bharat, I’m sorry to hear about this experience.  It’s definitely not the level of service we aim to provide. Your feedback is very important to us and we have provided back to the organization, in an effort to make improvements with our processes. - Austin

    Refunds & Payouts

    Reviewed Dec. 11, 2018

    I have been with HMS for years, heat went out week before Thanksgiving, it is now December 10th. No heat yet. Always being given the runaround. They always want to offer the honor code, so you will give up and pay out of pocket. Please do research for any company, because there is not a low enough score for me to give them. I'm not giving up till I get what I have been paying them for even if everyone freezes to death in the process.

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    Response from Cinch Home Services

    Angela, I am sorry that we have disappointed you. We value you as a customer and want to help get your claim resolved. Please respond to this message with your claim number or property address and a member of our team will investigate. Sincerely, Austin

    Verified purchase
    Customer ServiceClaims HandlingTech

    Reviewed Dec. 11, 2018

    HMS Home Warranty came with the house and we’ve had them for 10 years. We wanna make sure the house was covered so we stayed with them. When submitting a claim, I like to call in since it’s easier for me but I’ve done it online as well. I’ve always had good interactions with the technicians but consistent with a home warranty-type work, they wanna do as little as possible. So, I make sure that they do what I need them to do. It’s a little bit harder than if you were hiring somebody yourself but everything has been good and the work gets done.

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    Verified purchase
    TechPrice

    Reviewed Dec. 11, 2018

    I’ve had TotalProtect Home Warranty for a long time and I’m happy with the services that they did. Their reps were fine and the techs have always been nice and courteous. However, I am very dissatisfied with the price of the service. From $75, it went up to $100, and now up to $125. I also took my mom’s policy and I’m paying $45 for services. There are other service providers out there that is not going up. Even though I love the service, the price keeps climbing and I’m definitely not happy with that.

    When I took their policy, I was under the impression that the services were not gonna change, and that’s why I bought it. I didn’t mind paying the $75. But if it’s gonna go up every year, then it’s not worth it to me. Everyone in my family that has a home wanted to do TotalProtect and they’ve tried them but they’re changing companies now because of the price. I’m really thinking about switching over. The other home warranty company here uses the same contractors because we only have a few that we can use. So, I’ll still be using the same people.

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    Response from Cinch Home Services

    Brenda, We regret to hear you are considering going to a different warranty provider. Total Protect aims for easy, efficient, and reputable service companies for our homeowners. We hope you reconsider and continue to be a member with our company. - Austin

    Verified purchase
    Customer ServiceTech

    Reviewed Dec. 11, 2018

    HMS is like any company--they're in the business of making money. But when you buy a 15-year-old home or older, things are gonna start to break so I've renewed with them every year. My only problem with them was when my central air conditioning went out, I had been complaining that something needed to be replaced. They agreed to replace it, but the guy put in the cheapest unit that money could buy. He replaced the condenser outside, but they did not replace what was inside the furnace. HMS is sometimes hard to get out too. At my age, I’m not a computer guy and everybody wants you to do things via the internet. I would rather communicate with my vocal cords than my fingertips. But, once we get on the ball, they normally get somebody out within 24 hours.

    Also, I've never had a problem with the technicians who were sent out, except for one guy who came out a couple of years ago dressed like a hillbilly and acted like not a professional. He got oil all over my driveway, but I let it go. I called HMS and they were supposed to call the heating and air conditioning company, yet the contractor never came out to clean the oil. But with a little hot water, some detergent and a scrub brush, you can normally get the oil off the driveway. HMS is a good investment to spend around $600 every year. If something major goes out, it's $600. It’s steep for having to repair the furnace or something.

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    Response from Cinch Home Services

    Russ, We appreciate you taking the time to share your claim experiences! We try our best to provide quick and reliable service and are pleased to hear that this has been your experience. Sincerely, Austin

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    Cinch Home Services Company Information

    Social media:
    Company Name:
    Cinch Home Services
    Company Type:
    Private
    Year Founded:
    1978
    Address:
    4700 Exchange Court, Ste. 300
    City:
    Boca Raton
    State/Province:
    FL
    Postal Code:
    33431
    Country:
    United States
    Website:
    www.cinchhomeservices.com

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