- Plans with refrigerator coverage:
- 3
- Service fees:
- $100 or $125
- Monthly cost for basic coverage:
- $42.00 or $47.00 for Starter Plan
3 best refrigerator warranties
Find the right coverage for your fridge
+1 more
Your fridge is a key part of your daily life, keeping your food fresh and preventing waste. If it breaks down, repairs or replacements can be expensive, and you might lose a lot of food. That’s where a home warranty comes in.
When searching for a home warranty company for your fridge, do your homework. Choosing the right home warranty company and plan can make all the difference. A good provider will offer quick, reliable service and comprehensive coverage, so you won’t have to worry about unexpected costs. By carefully picking the best plan, any fridge issues you encounter can cause you less stress.
Our picks
Compare our picks for refrigerator warranties
Below, compare our picks on ratings, reviews and plans with refrigerator coverage.
Plans with refrigerator coverage | Refrigerator add-on? | Service fee | Basic plan cost (monthly)* | |
---|---|---|---|---|
First American Home Warranty | Starter, Essential and Premium plans | Yes | $100 or $125 | $42.00 or $47.00 (Starter) |
Super | Signature and Lux plans | Yes | $89 | $77.00 (Signature) |
Select Home Warranty | Bronze Care, Platinum Care | No | $60 to $75 | $60.42 (Bronze Care) |
More details about our top refrigerator warranty picks
Our research team has studied over 26 different home warranty companies to find the best of the best. We compared customer reviews, plans, coverage limits and prices to find which ones offered the most benefits. When it comes to refrigerator coverage, three companies stood out.
- Plans with refrigerator coverage:
- 2
- Service fees:
- $89
- Monthly cost for basic coverage:
- $77.00 for Signature plan
- Plans with washer coverage:
- 2
- Service fees:
- $60 or $75
- Monthly cost for basic coverage:
- $60.42 for Bronze Care
What does a home warranty cover for refrigerators?
Home warranties typically only cover mechanical problems with refrigerators. These problems must also be caused by normal wear and tear.
» MORE: What does a home warranty cover?
What’s not covered
There are many items that most home warranty companies don’t cover. Broken drawers, racks, and cosmetic problems like scratches or rust are not covered. Home warranty companies also don’t cover any damage caused by “acts of god,” like floods, earthquakes, fires or improper fridge maintenance. If your refrigerator is still under the manufacturer’s warranty, it won’t be covered under your home warranty, either. Plus, most companies won’t cover professional-grade fridges.
What to consider when buying a refrigerator home warranty
When buying a refrigerator home warranty, comparing multiple companies is important. Each provider offers different levels of coverage, pricing and service quality. Comparing these options helps you find the best fit for your needs and budget.
It's also important to understand how each company handles service. Some providers work with specific technicians in your area, while others allow you to use your preferred service person. Knowing this can affect the convenience and reliability of repairs.
FAQ
Will a home warranty pay to replace my refrigerator?
Yes, most will as long as the damage cannot be repaired, the damage was caused by normal wear and tear and the price of the new fridge isn’t more than the coverage cap stated in your contract.
Do I need a refrigerator warranty?
If your fridge is still under the manufacturer’s warranty, you don’t need to buy a home warranty plan. You may also not need a home warranty plan if you have the budget for repairs.
How much does it cost to repair a refrigerator?
The average fridge repair cost is $350 as of publishing, though costs may range from $300 to $500.
Does a refrigerator home warranty cover preexisting conditions?
No, most home warranties don’t cover appliances with preexisting conditions, which generally means problems with a washing machine that existed prior to starting the home warranty.
Bottom line: Is a home warranty worth it for refrigerator coverage?
Deciding if a home warranty is worth it for refrigerator coverage depends on a few different factors. Refrigerators are essential appliances, and fixing or replacing them can be pricey. A home warranty can give you peace of mind, knowing that unexpected breakdowns are covered and you won’t face hefty repair bills.
Think about the warranty's cost compared to potential repair costs. Extra coverage might be unnecessary if your fridge is new or still under the manufacturer’s warranty. But a home warranty can be a great safety net for older fridges.
Look at the reliability and terms of the warranty provider, including what they cover and any exclusions. By considering these factors, you can decide if a home warranty for refrigerator coverage is a good choice for you.