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3 Best Refrigerator Warranties

Find the right coverage for your fridge

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    By: Alina Bradford
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    Edited by: Liz Bingler
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      two-door refrigerator with ice maker in a kitchen

      Your refrigerator is a key part of your daily life, keeping your food fresh and preventing waste. If it breaks down, repairs or replacements can be expensive, and you might lose a lot of food. That’s where a home warranty comes in.

      Choosing the right home warranty company and plan can make all the difference. A good provider will offer quick, reliable service and comprehensive coverage, so you won’t have to worry about unexpected costs. By carefully picking the best plan, any fridge issues you encounter can cause you less stress.

      Key insights

      Our top picks for home warranties with refrigerator coverage come from First American Home Warranty, Super and Select Home Warranty.

      Jump to insight

      Home warranties typically cover refrigerator problems related to normal wear and tear.

      Jump to insight

      A home warranty for a refrigerator may be worth it if you have an older refrigerator or want peace of mind.

      Jump to insight

      Comparison: best refrigerator warranties

      Below, compare our picks for the best home warranties with refrigerator coverage.

      Our top picks for the best refrigerator warranties

      We researched 26 home warranty companies, comparing them based on customer reviews, plans, coverage limits and prices, to select our top picks for refrigerator coverage.

      Our picks for the best home warranty companies with refrigerator coverage are:

      First American Home Warranty

      First American Home Warranty
      4.0
      9,025 reviews
      Plans with refrigerator coverage:
      3
      Service fees:
      $100 or $125
      Monthly cost:
      Starting at $35
      Get a Quote Read Reviews

      First American Home Warranty’s basic coverage starts at just $35 per month, and service fees are $100 or $125. Packages cover everything from appliances to pools and spas, and the service center is available 24/7.

      Refrigerators are among the most expensive appliances to repair or replace, so home warranty companies sometimes exclude them from their base package. However, First American Home Warranty includes refrigerators in its cheapest package. Plus, as long as your fridge is in good working order when you start your plan, the company will cover it even if it’s older.

      Jim, a reviewer from California, said: “My fridge failed and I was offered a replacement or cash[,] and since the replacement did not meet my specs[,] I took the no hassle check. The fridge was delivered within the timeframe estimated[,] and [it] was installed requiring a door side change[,] which was done quickly[,] and [it] all turned out just fine.”

      Most home warranties have caps, meaning the company will pay up to a certain amount to fix or repair a refrigerator. If you opt for the Premium Plan, First American Home Warranty will cover up to $7,000 worth of repairs or replacements per claim.

      The company also limits what it will repair. Some examples of items not covered include refrigerators located outside the kitchen area, insulation, shelves, racks, drawers, lights, handles, ice crushers, tracks, beverage dispensers, interior thermal shells, stand-alone freezers and refrigerant replacement.

      Super

      Super
      2.2
      440 reviews
      Plans with refrigerator coverage:
      2
      Service fees:
      $99
      Monthly cost:
      Starting at $44
      Read Reviews

      Super Home Warranty is another company that provides comprehensive coverage. Its Simple plan starts at $44 per month, and its service fees are $99 for all plans. However, refrigerators are only included with its Signature and Lux plans, which start at $70 per month and $120 per month, respectively.

      Super is fast at getting back to its customers. Its policy is to reply to a service request in four business hours on weekdays or 48 hours on weekends or holidays. It also offers 24-hour emergency service for flooding caused by your appliance.

      Also, unlike many home warranty companies, Super covers a refrigerator’s ice maker and water dispenser in two of its plans.

      Keinetta, a reviewer from Arizona, said: Super Home's service has been amazing. [...] The first time I had to call them, my refrigerator compressor went out, my dryer went out, and my solar panels went out within like [a] 10 [hour] span. One by one by one. It was a nightmare. My son and I went grocery shopping, put the food in the fridge and went to sleep. I woke up and lost all the food I just bought and the food that was already in the fridge. It was about $500 worth of food. It was bad. Super Home was able to send someone out almost immediately to fix that.”

      Super’s cap on how much it will pay for refrigerator repairs and replacements is $3,000 for the Signature plan. If you opt for the Lux plan, you’ll be covered up to $10,000, which is a good option if you have high-end appliances.

      However, Super doesn’t cover any removable parts or problems that don't affect the main function. It also doesn’t cover interior thermal shells or insulation, filter housing, filters and lighting.

      Select Home Warranty

      Select Home Warranty
      3.9
      16,564 reviews
      Plans with washer coverage:
      2
      Service fees:
      $75 to $100
      Monthly cost:
      Starting at $35
      Get a Quote Read Reviews

      Select Home Warranty offers three different plan options: Bronze Care, Gold Care and Platinum Care, with its Bronze Care and Platinum Care offering coverage for refrigerators. Generally, it offers great coverage for appliances and systems throughout your home and 24/7 customer service.

      Select Home Warranty offers affordable home warranty plans. Plans with refrigerator coverage start at around $35 per month, with service fees of $75 to $100. It also frequently has discounts and sales. So, if you’re looking to save some money, Select may be a good contender.

      Nick, a reviewer from Maryland, said: “I called in a claim for repair on the fridge that broke down. The representative who answered my call was prompt and courteous. [...] I also asked questions about scheduling and local repair technician[s], which she promptly answered. I am very pleased with the customer service and [I] will recommend [it] to others.”

      Select’s refrigerator coverage includes all parts and components necessary for the refrigerator to function, such as the compressor, control boards, thermostats, damper control, wire harness, condenser fan motors, evaporator fan motor, pressure switches, relays, contactors and thermistors.

      Select states in its terms that the sealed system is not included in coverage. Also, Select only covers one refrigerator, so if you have more than one, you’ll need to contact it to add coverage for additional refrigerators. Plus, its coverage cap for refrigerators is only $500, which is low.

      What does a home warranty cover for refrigerators?

      Home warranties typically only cover mechanical problems with refrigerators. These problems must also be caused by normal wear and tear.

      Home warranties generally don’t cover:

      • Broken drawers or racks
      • Cosmetic problems like scratches or rust
      • Damage caused by floods, earthquakes, fires or improper fridge maintenance
      • Professional-grade fridges
      • Refrigerators still covered under the manufacturer’s warranty

      » MORE: What does a home warranty cover?

      Is a home warranty worth it for refrigerator coverage?

      Deciding if a home warranty is worth it for refrigerator coverage depends on a few different factors. Refrigerators are essential appliances, and fixing or replacing them can be pricey. A home warranty can give you peace of mind, knowing that unexpected breakdowns are covered and you won’t face hefty repair bills.

      Also, think about the warranty's cost compared to potential repair costs. Extra coverage might be unnecessary if your fridge is new or still under the manufacturer’s warranty, but it can be a great safety net for older fridges.

      It’s also worth considering a warranty provider’s reliability and terms, including what they cover and any exclusions.

      » MORE: Is a home warranty worth it?

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      Compare plans tailored to your home & budget.

        FAQ

        Does a refrigerator home warranty cover preexisting conditions?

        Most home warranties don’t cover appliances with preexisting conditions, which refers to problems that existed prior to starting the home warranty. Still, some home warranties will cover preexisting conditions that weren’t known to the homeowner at the time the plan started.

        How much does it cost to repair a refrigerator?

        The typical cost to repair a refrigerator ranges from around $100 to $600, according to our research. However, you may pay more than that if you have a high-end refrigerator.

        How long should a refrigerator last?

        The U.S. Department of Energy reports that refrigerators last about 12 years on average, though refrigerators can typically last anywhere from 10 to 15 years.

        Bottom line

        When buying a refrigerator home warranty, be sure to compare multiple companies. Each provider offers different levels of coverage, pricing and service quality. Comparing these factors can help you find the best fit for your needs and budget.

        Also, figure out how each company handles service. Some providers work with specific technicians in your area, while others allow you to use your preferred service person.

        Article sources

        ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this article include:

        1. U.S. Department of Energy, “Shopping for Appliances and Electronics.” Accessed Feb. 16, 2026.
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