
Western Union Reviews
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About Western Union
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Western Union offers global money transfer and payment services. Established in 1851, it enables individuals to send money across borders, pay bills and purchase money orders, with services available in over 200 countries. Western Union combines physical agent locations with digital platforms to support personal and business financial transactions.
- Quick and easy money transfers
- Reliable service for urgent needs
- User-friendly app and website
- High fees for transactions
- Inconsistent customer service
- Technical issues with online service
Western Union Reviews
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Reviewed Feb. 16, 2020
Invested in bitcoin by the company promised that profits will be remitted by Western Union. Western Union services was abused by a third party but Western Union is not serious to help me and help their company while their image was tarnished and damages done.
Reviewed Feb. 12, 2020
Was trading to send a couple bucks many times from my pers debit account to same people like before and get declined for some ** reason, is better to use Moneygram service, This idiots just trying to keep themself busy.
Reviewed Feb. 6, 2020
I used at their first time Western Union online, I thought was easy transfer from my bank account in Miami to another bank account in Colombia but was terrible, I did it on Sunday and next day I got an email saying was an incomplete information from the bank in Colombia. I called western union trying to resolve the problem and they told me, "Do not worry. The problem has been resolved and you are gonna get your money to your bank in Colombia on Thursday'" and guess what? I got an email saying that my money was refunded to my bank in Miami and it takes 3 to 5 business day because there was not enough info from the bank in Colombia, sooo they lied to me and I needed my money that Thursday. They hurt to me and now I have to stay longer in Colombia because It was for an urgent surgery, this service online is so bad I do not recomended to anybody.
Reviewed Feb. 4, 2020
Someone sent me money with Western Union using my first and last name. My ID has my first and last name, and a middle initial. Western Union refused to release the money because my ID had a middle initial that was not in the western union document. I asked the sender to reverse the transfer. He told me western union made the process impossible to complete. To make matters worse, I was dealing with a customer service individual in India who seemed to be determined to be rude and make it as difficult as possible to get the money out. To this day, I have never received the money from western union. Talk about crooks!
Reviewed Jan. 31, 2020
I sent money to my sister because she needed it right away. She drove miles to get to the nearest WU. Then WU hold the fund because my sister is claiming it. She had to wait hours there until I was able to make the call WU requested. Why do I need to call to release the funds? Why ask unnecessary questions like whats the money for, how often do we communicate and in what form. Create a 2factor authentication or send us a code when someone is claiming the funds so we can inform the receiver. Needing to call WU department to verify the transaction is a waste of time. Do not force the customer to call your department just because the receiver of the funds is claiming the money.
Reviewed Jan. 24, 2020
Never ever use this, please it's advise to keep you safe. It's been 20 days almost I transfer but they didn't return my money back. I ever seen worst customer service as ever. The supervisors also keep say same thing. I feel it's worst. Please don't use it.
Reviewed Jan. 23, 2020
I had been sending my homeless friend that I graduated with money the past two months around the 20th. The third month comes around (January 2020) and they won't send the money to him which was only $20 this time due to insecurity issues. I call them up and answer all the questions about myself. They decline it then and there then tell me to go to store to do it myself. I live in the middle of nowhere with the nearest store that does Western Union over 1 hour away. The drive alone would cost me more than $20. Never using them again. One of the worst companies I've ever dealt with.
Reviewed Jan. 22, 2020
I sent 1500 dollars to Argentina and the receiver was hospitalized so I canceled the transaction and asked a refund. They said 7 working days but we are 15 working days and never received the refund, shame.
Reviewed Jan. 14, 2020
After completing the transfers, I was directed to speak with customer service. I called the number provided only to be informed that my transactions were going to be refunded due to possible fraud. I assured the representative that I am in contact with the recipients, and familiar with the projects being funded, & distributing funds which have been earmarked for the projects. Despite my reassurances, the person determined that the funds should be refunded to me!
I spoke with the supervisor to ask what criteria they required to establish that this was a legitimate project but was told the main supervisor would call me later. I waited for hours and finally called again asking for the supervisor. I was put on hold for 23 minutes. I called again and spoke with someone initially posing as a supervisor before admitting she had no authority to correct this situation. Over 40 minutes of conversation and further hold & then cut off. I understand that they want to protect people from consumer fraud but I paid cash for these legitimate transfers and I am livid.

Reviewed Jan. 11, 2020
I just call to check why the money didn’t get to the person in the store. They transfer me from one agent to another 4 time. And to repeat the information again and again. It was very hard to understand anything from what they talking. In the end I spoked with supervisor that was even worst.. The call was disconnected. No one calls back! If you can use Venmo/CashApp/bank transfer for your health don’t use them!
Reviewed Jan. 4, 2020
For years I’ve been sending small amounts of money ($100-200) to 4 or 5 of my relatives and close friends in Europe, mostly around Christmas and Easter. I use old-fashioned method – send money from sites in grocery stores. Usually I send to 3-4 people at a time. About 3 years ago I started constantly having trouble and aggravation doing this. After I send money to a couple of the same, as usual, people (about $200-300 total, you never know) the system doesn’t accept any more because I “exceeded the compliance limit”. What limit? Nobody knows -- neither agents in the store (who are perplexed and often try to help), nor the customer service on the phone!
I tried dozens of times to find out what exactly is this mysterious “limit” to no avail. Is this a limit on amount of money ($300? 250?) or the number of transactions? Per month? Per year? It couldn’t be for a day because for the next few weeks it still doesn’t allow me to send any money – on site or online -- because of the “limit”. I am tired of this nonsense and will look for another company. What held me so long with this company was that there was no problems at the “receiving end”. Money got on time as expected. But this “limit” thing that nobody can explain ruined my relationship with WU.
Reviewed Dec. 31, 2019
You'd think WU would use 2 factor authentication or have some sort of personal information for scammers that send themselves $, but they don't! We had some Ukrainian steal money from our account that was able to change passwords and receive money all within 10 mins. Calling WU Fraud Department will do nothing, they will eventually just ask you to report to your "local police". Terrible company without modern security features on their website. STAY AWAY.

Reviewed Dec. 29, 2019
This is the second time I used this company, and by now I would've thought things have gotten better, but boy was I wrong. Same horrible service. Tried to send money to my father for the holidays but it never made it. They were quick to take the money out of my account without telling me more information was needed before sending. After sending them the proper information play again requested more information that was irrelevant for the sending of the money. I cancel the transaction and three weeks later I still have not received my funds. Western Union is the worst company outdoor for sending money to people. Save yourself the aggravation and Time and use someone else that's more reliable.
Reviewed Dec. 27, 2019
I tried to send funds to my Grandson who is visiting in TX from MN. He is a high school student and has a state issued photo ID but no driver's license. He was unable to get the funds because none of the stations he tried would accept the ID. I called WU and customer service said they couldn't help. Only solution they offered was to cancel the transfer and refund the cash. Unfortunately I am out the fees. It would seem that they would have a method to help verify a transaction especially when the sender calls. I would not recommend using WU.
Reviewed Dec. 26, 2019
I have canceled my Money transfer on Dec 9, 2019, but they have deducted the money from my bank account and asked to wait for 7 business days. I have called them on the 7th business day but they gave me vague reasons such as to check with my bank and they will not escalate it until I complete 7 business days. After 7 business days, they transferred my call to various teams and told they had to escalate it to a different team and asked me to wait for another 7 business days just for a response, I don't understand what kind of a company is this that they have to wait 7 business days just for a response. It's been close to 3 weeks now and I am not sure when will I get my money back. The customer representatives are not well trained and don't have enough knowledge. I hope I get my money back and this will be the last time I work with WU. Worst company ever.
Reviewed Dec. 20, 2019
I decided to send money via WU because is a well known company. Don't fall for it! It takes forever for your money to get to its destination. Every time you call them to ask for a status, you get a different answer for each attendant, so they are making that up. They say that our bank is holding the money, and when I call the bank, they said it was paid days ago, and they have nothing to do with it. The supervisor don't give a crap about what's going on or about the fact that you received a lot of false answers. Be aware! If you need someone to help you get answers there, don't count on it, you will be on your own.
Reviewed Dec. 8, 2019
Western Union (WU) has some real problems in making money transfers safe and efficient. I had an emergency situation because my grandmother had passed away at 99 years young, and I needed to travel from California to Georgia to help with burial and funeral preparations. So since I had just paid my mortgage, I didn't have the kind of money needed for a flight with my family to Georgia. My aunt attempted to send me money, and even though it was over $2,000, that is no excuse for poor customer service in an emergency situation.
The first problem was that most pickup places did not have that amount of money on hand. But this makes no sense if you're a business knowing that people can send all kinds of amounts of money to be picked up. So any business working with WU should be able to handle most reasonable amounts. The second problem I ran into was that after I first attempted to pick up the funds, my CA ID was not good enough. All of a sudden another requirement popped on the screen requesting my social security card?
Normally, that would not have been a problem, but this time I had long ago misplaced my social security card. That's purely my fault, but before I went to pick up funds a second time, WU should have informed me that an additional ID requirement was needed. A Check into Cash personnel called a supervisor and opened up the way for me to use my passport in connection with my social security number and a picture of my social I had made just in case I misplaced the original. But of course, the passport had recently expired, so I could not use it. So the Check into Cash supervisor was good enough to allow the photo of my social security card to be used with my CA ID.
But of course another problem arose because once again, a "hold" was put on the transfer after the first failed attempt to pick up the money. After the second try, I figured that it is a standard procedure with WU that if the first attempt to pick up the cash fails, an automatic "hold" is placed on the transfer. What does this mean? It means more insane and absolutely ridiculous delays in getting emergency funds because now the sender is required to call from the phone number that was put on the sending form (nowhere else!!), so that a WU representative can call the sender and "verify" that he or she sent the money to you. In this situation, the sender was sick and had to check out of the hospital to send the money, and then had to deal with all kinds of problems with WU making it too difficult to receive needed funds.
Two representatives were supposed to call the sender, but when I called her I was told that no call came in. So I called WU again and spoke with "Ivan" about 5:41pm. He said he would call, but after an hour or more, still no call was made. I am totally disgusted with the complete and utter incompetence of the transfer of larger amounts via WU. What makes this so absurd is the fact that this cannot be the first time that WU has ever dealt with people trying to send larger amounts. So there can be no excuse for this level of incompetence and asinine customer service.
The funeral is approaching and I'm still stuck in CA and it looks like I might miss my own grandmother's funeral. This is sickening and disgusting, and I am convinced to never ever again use Western Union for any other money transfers. I will do all I can to make sure Western Union never again causes this level of pain and problems for people in emergency situations. I will complain all over social media and make sure WU pays for my pain and emotional distress because people will stop using the service.
So I do not recommend using WU for sending a dime or a dollar, and while I understand they need to guard against possible fraud, there is no excuse for putting people through too many hoops just to get needed funds. Go with another service like MoneyGram or something else. My grandmother passed away on December 4th. The first attempt to send money was on December 5th. It is now December 7th and I STILL do not have a dime of that money sent due to an unnecessary and unreasonable technicality and disastrous Western Union procedure. This is absolutely sickening. Stay away from Western Union!
Reviewed Dec. 6, 2019
My husband did a money transfer through Western Union, they cancelled the transaction with no explanation. They told us we would get our refund within 5 to 7 business days. Nothing. We had left several messages on their Facebook page and just got completely ignored, so had to call them. They said the refund would be there within 24 to 48 hours. We then checked the comments on their Facebook page and couldn't believe what I was reading. They are suppose to be a reputable company and from what I read, it's looks like they are just blatantly ripping off their customers. Every time we call they continue to tell us absolute lies, saying the money is in our bank account. They won't put us onto a manager. We just can't seem to get anywhere with them. So what can we do? Is there any way to get our money back? We have no idea what to do.
Reviewed Dec. 6, 2019
Was having trouble but got Josh & he resolved my issue be fine. Josh from customer service helped my son have a great Christmas, how do you Express thanks for that? If I owned a financial institution, I would want to clone employees like Josh. Hands down, no joke, Thank you Josh.
Reviewed Dec. 6, 2019
I did a money transfer with Western Union of $339 and Western Union cancelled my transaction and said that they refunded my money. 7 days later, no refund. I call western union and they said they sent a notice to my bank to cancel the payment and how western union never received any money. I called my bank and they said western union never sent in a notice and that I was charged. I filed a dispute with western union and was informed that it would be resolved in 24-48 hrs. I called 24 hours later and was told that they escalated my refund and it will be resolved in 24 hours that stay close to my phone and someone will call me. 24 hours later and no call. I call again and was put on 15 minute hold then told that my case is pending. I asked to speak to a manager and waited another 15 minutes and no response. These guys are crooks. Be aware.
Reviewed Dec. 5, 2019
Western Union has had my money (several thousand $$) which was supposed to be sent to a business bank, instead they sent it to be "picked up". They issued a new tracking number to me and told me I could go to "ANY" WU location. I live in a small town area and there are NO convenient stores, grocery stores, etc. that could cash out that amount. I called WU and they gave me an address of a WU agent. I drove 30 minutes to the location which is now vacant. I started calling every location Google Maps could find and found ONE agent who could cash out the amount but their WU machine has been "down" for 3 weeks. I finally found a bank that is a WU agent and set up everything to get the money (at least a month has passed now and my payment to the business still has not been sent).
The tracking number didn't work. Called WU to be told the tracking number had expired, then they said the refund had been made to someone in a state almost on the other side of the country. They never admitted the mistake was theirs. Then told me I'd have to wait 24 hours for another department to handle the error and I asked to be transferred to them and the agent said the department did have phones. I told the agent they were liars and thieves. I'm still waiting to get my money back. This is unbelievable.
Reviewed Dec. 4, 2019
I have tried to send money to India through Western Union by using my bank account which said 0-5 days to complete my transaction. I have got a confirmation email saying "Your money transfer's complete. The money will be available in ** bank account by **/**/2019." But still money is not in the account by that date. When I have contacted customer care they were transfer is pending due to there is some document which I need to fill and send it to them. Which was never informed to me either through email or when I see the status on the APP. All it says is my transfer is incomplete. There is no reason why it's incomplete. There are lot of gaps in their mobile app, website and the customer care. All of their information is misguiding. All they do is confuse when you try to call them. NEVER EVER USE IT. THERE ARE LOT OF GOOD REMIT OPTIONS OUT THERE IN THE MARKET. JUST GOOGLE FOR THEM.
Reviewed Dec. 3, 2019
Be careful with these guys, they impose high transaction fees without refunds. Customer support is lacking too (it took them 2 weeks to respond). Then I received some template emails without real customer support. By then my deposit was processed.
Reviewed Nov. 30, 2019
The $ was there and ready for pickup but when it came to pay out it would error. They gave us excuse after excuse. It's been almost 24 hrs and my sender is just getting a refund. And going to MoneyGram. Never ever again will we use Western Union.
Reviewed Nov. 28, 2019
They would not allow me to send money to my own wife while she was taking care of her father in Thailand. They would let her send money to her family when she is in America with me. When I called customer service about it the agent actually said, "We don't think you know the person you are sending money to and that it is fraud." They refused any proof I offered to send them. So because it was an emergency to get her father to the hospital and get him medicine my bank helped me out greatly. But Western Union customer service is nothing but rude and useless. They refused to even delete my account with them. I will never do any business with them ever.
Reviewed Nov. 24, 2019
I checked the Transfer # on the App and went to to pick up just $500 dollars and the money was blocked, supposedly because and I entered the transfer number wrong (How come, I was talking to a representative!!??). He had me to call the sender and ask her to unblocked. Well, After she did so, the money still block. Talked to a supervisor, he advised me to go to a different location and what? The other 2 locations I went to, couldn't dispatch more than $300. :( Had to wait till next day to pick it up. They money in far away Walmart. First and last time.
Reviewed Nov. 23, 2019
This will definitely be the last time I use Western union unless I have no other options on earth. Almost every time I send money, my transfer is delayed because some moron at western union decides people are too stupid to send money without intervention. It is none of western union's business who I send money to, their relation to me, or reason why the money is being sent. This is my business. Western Union's business is to transfer the money. Sending $10000.00 to Russia, sure. $100 in state... no. Only a moron would think this is true. You need to fix your broken system.
Reviewed Nov. 22, 2019
This is a horrible organization. RUN. They are savages. They are not there to support. They blocked all my transactions all because I only used their service once. Find another vendor, tell all your Facebook friends never to go back to them again. They will make you show your marriage licences, pay stubs, birth certificate, just to prove who you are. This is torture. It's not worth it everybody.
Reviewed Nov. 22, 2019
From my experiences so far, I find the service to be reliable, for the most part. I send some money to my spouse once a month usually (USA to West Africa), and I like it how my spouse can receive the money in minutes. However, I find the points and rewards system to be a joke, the rewards are so meager... You end up sending A LOT of money and accumulating TOO LITTLE points. Completely ridiculous in my opinion!
I also do not like it how most places will not let me send money two times, or how most places will not let me receive and send money in two separate transactions at the same counter. One place even told me that it would be like money laundering if they let me send money to the same person twice! Like how is it money laundering if you are only sending barely over one-hundred dollars twice?!? I just found it very ridiculous! I usually go through major supermarkets when sending money. I do like the security, though. When I was sending a larger amount of money, I was told to call customer service to verify that my transaction was valid and that I did want to go through with it. So just know that there are pros and cons...
Reviewed Nov. 11, 2019
Hello All! I am staying in Vietnam and already sick of so much ** here then had WU agents in Tay Ninh Vietnam add poop to my frustration. Went to lots of bank brands carrying the WU agent signboards to receive my money sent on behalf of me by family. MB Bank teller issued the wrong cash figure which was lesser than amount I supposed to receive so I refused to take the amount, of course anyone would've done the same. Wasted over an hour to receive call from the same teller saying she agree to issue me the correct amount (WTF!! Of course she should issue correct amount as that's my money). After I sought help from WU Singapore hotline. Added foulplay by not providing the money issuance slip when I took my money and left.
On many occasions I went to banks such as Sacombank, Vietcombank, DongA Bank, Maritime Bank, VPBank, Techcombank, Eximbank, VIBBank, Lienvietpostbank, Agribank, ACB Bank, ABBank to get my remitted money, they had THREE common problems - ONE: They don't speak English or refused to. TWO: They take their own pace and created obvious delay on issuing of my money costing 10 minutes to even more than 1 hour!!! THREE: The local tellers actually serve customer who had the queue ticket after me first. WTF???
The latest incident I went to VPBank on Tay Ninh province, the teller who served me previously was using my WU money remittance receiving time to train new teller! Took them freakin 35 minutes to issue the cash. The 1st time I recalled it took 15 minutes which was already slow as normal remittance sending & receiving process should not take more than 5 minutes. WU had their theme up and that's "money in minutes." So 5 minutes should be the norm though 10 minutes is considered acceptable depending on circumstances.
So then I realized after I made a feedback online about the bad service VPBank teller served as a WU agent, that WU hotline operator was helping me in favor and in opinion of the agent, VPBank to issue me my money in 15 minutes? Following this, I called WU Singapore hotline to express my needs on resolving unnecessary trouble the Vnmese bank tellers gave me continuously. He asked for my contact email and sent me a reply regards to my feedback. It went like this.. "We have investigated bla bla and we believe bla bla black sheep we and VPBank teller did not fail to serve you properly. And according to the bank they were not able to issue the money as you were busy blablubla on the phone." I read it and said to myself if I hadn't called WU to rush the teller, I coulda ended up waiting longer.
I tried emailed back to this customer support person called Virginia ** to reason with her considering I would still be using WU remittance service. I said I got proof and grounds to report the culprit who was their agent. And all she could say was she investigated?? On what grounds had she investigated on and with what proof could she use to investigate???? I was the true living witness to these reoccurring incidents and poop service given by lousy bank tellers. Instead I get blamed for my lost time and my money delayed. She claimed she found out from VPBank that I was busy on the phone and couldn't sign the release form or something so that's why the bank teller couldn't issue the money. That is a big stupid lie by the teller and the bank, whole bunch of them are liars. And I noticed they served other customers whom were locals quicker than I expected. Why snailin slow on me? It's not fair just because I am foreigner.
She concluded that she would not uphold my complaint meaning also that she was unwilling to settle the problem or ask for explanation of the agent bank nor suggest a resolution for my case. All of she said was words in favor of the agent bank and against the customer. What in the world is this kind of service good for? Please everyone counter share with me!
Reviewed Nov. 8, 2019
I used Western Union money transfer for the third time. The first time the transfer was fast. 2 business days. The next time is when my problems started. The transfer said 0 to 6 business days, it took 8 days. I was told the transfer was delayed and hence it took 8 days. I was hoping the problem was a one time thing so I tried again. This time again it said transfer would be 0 to 6 business days. That day was on my transition and stated November 8th. Today is November 8th. The money hasn't arrived. The support agent told me it would be 0 to 7 business days and it would by in the account on Monday.
Reviewed Nov. 7, 2019
I make a transfer through online service to my brother. This is the third time I make transfer but the transfer is delay. I spoke to your customer service. They told me the send the id of your brother and spoke to me after one hour. I do that. She told, "It is ok. Tell your brother to go and receive the money." He went again for second time and receive nothing again for second time. I have sent email again. They told me that, "sorry there are delay in translation (they are delaying and postponing even though that I explained to them through conversation and email this money is important because it's installment and I will pay interest). But they are careless. Now this morning continue in their lies and told me that money refund without my permission?!!! Please first I want to transfer money ASAP. Second i will pay the installment with interest after I pay I will send the receipt for interest to ask you to pay it back to me because all of due to your liar staff problem.
Reviewed Nov. 7, 2019
It is a disgust I have sent it via WU. It is been 6 full Business days now and the Western Union Mobile App. All they say is, "We're verifying the details of the money transfer as a part of our standard process" and No action was taken until today after I contacted for the status of my transfer, I am not sure how long would it take for anyone to process the verification. All I can say is they were lazy enough in verifying the identification. I have no idea how long it will take to process the $6K payment. Honestly, they kept me on hold for 45 mins on the call when contacted customer Service to connect to a manager. If I would have had a chance to give 0 stars, please do that. #IHateWesternUnion, #DoNotTransferUsingWU
Reviewed Nov. 5, 2019
Last evening I sent money to my father-in-law for him and my mother-in-law to go to the doctor today. I have sent through Western Union several times before and have set up my account to receive an alert when the money has been picked up. My husband called me today and said my father in law tried to pick up the money but they told him it was unavailable. I immediately called Western Union and asked why he was unable to pick up the money and was told the money had been picked up already. I asked the company why I did not receive the alert like I always have in the past. They could not explain and said it was a computer malfunction.
The company then asked me if I knew the individual that I sent to and what the money was doing to be used for. They told me they would start an investigation into the disappearing money and it would take 21 days. My in-laws need this money today to be able to go to the doctor and get their prescriptions and cannot wait 21 days. Wonder if it was ALSO a computer malfunction that showed the money was already picked up. It is just very frustrating!!! And fishy to me. Weird that I did not get my usual alert of the money being picked up like I have gotten and my husband has gotten every time in the past. Will not use them again because I have a feeling we will be out 207.00 and my in-laws will not get to see the doctor today or get their prescriptions that they desperately need.
Reviewed Nov. 4, 2019
The first time I sent 500 dollars to my friend right he was in trouble so I sent the money only to have it refunded because of his name which is ** but he's american. Sent 1000 to my family and the same thing happened. I'm so confused. I own a business. Why can't I send money to them while I'm away. What's the problem... I asked to talk to a manager but he said the same thing talking about verification when I supplied him with all the details. But that's ok. Not ever doing business with them. Companies like Cash App will run them through the ground.
Reviewed Oct. 31, 2019
My tenant sends money orders through the mail to pay his rent. Never received via mail. Found out money orders were cashed. Customer service is horrible to deal with. Must pay for a copy of cashed item. Then pay again. Not helpful at all. Process will take probably 90 plus days and may not even be covered. People who can't afford to pay and wait for this service would be out of luck. They are exploiting people who need help. Don't patronize. Should provide better services or not be allowed to provide service.
Reviewed Oct. 29, 2019
Western Union may be ok for small transfers, but I would avoid using this service for business purposes. If you send a large amount or you send multiple transactions to the same person, you end up having to talk to a ton of people, give them a ton of information, waste a ton of time, and when all is said and done, your receiver may not actually be able to get the money. What's worse is once your transaction gets cancelled, it's a huge pain to get the money back out. Their customer service is horrible and they have horrible organization. If they tell you they will call you back about an issue you told them about, don't bet on it. Their track record for me is that only about 1 out of every 5 times will they actually call you back. Usually you have to pester them again and when you do half the time they won't have any record or remembrance of what happened the last time, so you'll have to start over from scratch.
I have never had a more miserable customer experience. And what's worse is the whole time your money is held in limbo. They really don't care about their customers. Unfortunately, there's not a ton of alternatives, so I've been forced to use them repeatedly over the course of 4 years, but at this point I've had it. I'm going to do whatever I can to avoid them in the future.
Reviewed Oct. 28, 2019
I had a horrible experience with this company. Through my secure bank account, I tried to send money via Western Union as they have a partnership together. My transaction was pending so I called as Western wanted to confirm the information. I had to call them and give all my information. Once this was done, they declined my transaction and mentioned they were not allowed to disclose why it was declined. They invited me to use another way/company or start a new demand. And, to top it off, they would only reimburse my money in 5-7 days. I tried a second time with a new transaction, the same story. Declined transfer and after arguing with them I now had to go to a branch to claim my money. Completely dissatisfied with this company.
Reviewed Oct. 28, 2019
I was sending 200$ to Pakistan. The receiver name was flagged so I told them to cancel the transaction and give my money back. Now they asked the receiver's ID card copy which I don't have it beside that I gave them all the information I had about receiver but still don't want to refund me. Just can't believe the way this company works, it is my money. They suppose to ask for my information to make the refund but instead they're asking about receiver's info... This is scam. Be very careful before using WESTERN UNION. I WILL NOT RECOMMEND IT AL ALL.
Reviewed Oct. 22, 2019
So my wife and I are building a house in the Philippines, and regrettably Western Union seems to be the best exchange rate that I can move money from my bank in the US to my wife's here locally. My problem, is EVERY SINGLE TIME I send money I get flagged (1-2K USD per transaction) to call Western Union and verify... Well just verify my receipt money and so they can hear my pleasant voice I guess. I have requested six times already to allow money transfers from myself to my wife whom is with me here automatically, however every time, I just get the same canned response from the customer service drone and then suspiciously disconnected when I ask for a supervisor.
Trying to call western union is also a problem here. I have to use a VoIP line to call from the Philippines, to the US which is routed (guess where?) right back to the Philippines. I have asked for a local number so I can hear better than using a shaky internet connection, of course the answer is no, even though I'm sure they have a local number, they just don't want to give it out. Overall two stars, only because after I waste about a half hour of my time, yes the money goes through, but the company is so unhelpful and unwilling to do anything outside of their canned responses and procedures. They are practically worthless. I will be starting a local bank account in US dollars so I don't have to go through these people again. Western Union, get you ** together!!!
Reviewed Oct. 17, 2019
It is been 3 full Business days now and the Western Union web site https://www.westernunion.com says the following: In progress. We're verifying the details of the money transfer as a part of our standard process. No action is required. I have no idea how long it will take to process the 500$ payment.
Reviewed Oct. 5, 2019
I have never used Western Union before but today I wanted to send some money to a friend of mine in Ohio. After I put all the information in I was grilled about how I knew him, how long, why I wanted to send it and it goes on and on. After a little bit they decided they would not send it. I couldn't believe it! I guess I failed the test! I thought this company was in business to transfer money. This was one of the most awful experiences I've had! How they stay in business is a mystery to me!
Reviewed Sept. 30, 2019
My family sent $1,100 to Liberia to address a time-sensitive urgent issue. After waiting one week we learned the transaction was cancelled. The company refused to give a reason and told us to wait one additional week for a refund. We had no choice but to wait. Much to our dismay on the second week we were told the funds would be returned in 11 days! Meaning our money has been stuck in their system for approaching one month with no explanation. The delay has created a tremendous hardship. We will NEVER use Western Union again, and encourage others to find an alternative, but never trust your hard-earned money to Western Union. For most average families $1,100 is a lot of money.
Reviewed Sept. 30, 2019
WU has been a disaster from the beginning. They won't indicate where and what amount you can pick up. You have to call the location to figure it out for yourself. Once you get there they had my payment on hold, the agent had to call them to clear this up, they couldn't clear it up. I was instructed by the agent to call WU myself and after a 1 hr ordeal the payment was finally available. They are a complete disaster.don't waste your time. There are plenty of other online options that work. Western union is useless.
Reviewed Sept. 26, 2019
My family send me 2900 USA from South America to US. I went to 5 different location and all of them told me that they did not pay that kind of money. I called WU and they gave me 3 address. Two of them I already visited. I went to the last one and you got it, they said NOPE. I called again and explained the issue. They gave me others address and finally one location paid me. I went to 7 different locations, my English is not good enough to explain my feeling again this joke company. They play with people time. Hope something better come out but this one is gone forever.
Reviewed Sept. 25, 2019
Too bad there is not a negative rating. BUYER BEWARE!!! I bought $3600 worth of money orders to cure a foreclosure. The mortgage company did not accept the payment and returned the money orders. I returned the original money orders AND receipts to Western Union, Englewood, CO for a refund and have been getting the runaround for over 2 months. Now they are asking me to fill out a whole new set of paperwork and and wait up to 2 more months for a refund because they have "no record of receiving the money orders".
I sent the money orders 2 day air and the delivery was confirmed. I emailed copies of the money orders, receipts, proof of delivery, and everything else they asked for, was directed to email 4 different "departments", and had to attach all the information each time with no resolution. Further, I have another $5000 to return from the same attempt to cure my foreclosure and no one will give me information on how to make sure this will not happen again. BEWARE!!!
Reviewed Sept. 23, 2019
This company charges you the highest rates to send money. They tell you this is how much is costing you to send money but on the other end the get less than you paid for. When you complain they tell you the rates changed from the time you send the money till the time the other side received it. Even though the receipt they provide us with clearly indicates the exact amount of money the other side will receives. Yet when the other side went to pick up the money they have short changed them. I will NEVER use Western Union ever again. I don’t recommend them to anyone anymore.
Reviewed Sept. 20, 2019
Very poor service provided! I spoke with 4 people on how they could provide me a copy of my 4 past transactions to them because I will use for the application of my parent's visa. It was an urgent request. They sent me forms twice which require me to do a registration. I did the registration 10x but it didn’t let me in. The 3rd person told me that he could see all my transactions from Western Union but he transferred me to another department regarding on the problem of my registration. This is the 4th who couldn’t tell me what exactly what I have to do to get my request.
I have an existing account since I started sending money online. Revenue Canada can do the reprint of Tax Statements as well as Banks which way more strict. How come Western Union couldnt make it? They passed me to different person with no consistency of information on what I need to do to get my remittances transactions. They are very rude as well in talking to me. Your service is very poor and very disappointing! You pissed my day! I will never ever use Western Union anymore to send money to my families in the Philippines!!!!
Reviewed Sept. 20, 2019
I am trying to finish one transaction from 2 days. I have finished all the steps. In the very last it is asking me to upload my proof of document. I tried to upload but it is failing. To get help from customer service, I have called them like 6 times but no one gave me a proper response. I have been using Western Union from last 3 years but I never faced this kind of experience. Previously I used to say my friends use Western Union but from now I say don't use Western Union. Use any other service.
Reviewed Sept. 19, 2019
I have never hated one single nasty corporation more than I do Western Union. If I could give them negative stars I would. How dare you all not protect people. You let people be scammed, ruin lives and DO NOTHING TO FIX IT!!!! You charge people ridiculous amounts to send money. Your employees are clueless especially those on the so called customer service phones and fraud department is a joke. The way you do business it should be 100% illegal.
Thanks to you all and your carelessness, an innocent person was scammed which you’re TRAINED to warm your customer of the signs and once they sent it and realize the mistake that’s been made you all tell people your fraud department is closed and wait 'til tomorrow when it’s too late to do anything at all!!! Scammers are definitely first in line for the blame but you all are second. You make it easier for people to be robbed and lives to be ruined. USE PAYPAL PEOPLE!!’ Cheaper, Safer and they’ll actually help you in your time of need.
Reviewed Sept. 18, 2019
Western Union agreed I was a victim of identity theft. When I filed a claim they said the money was picked up. So they don’t care what happens as long as the transaction was complete. I filed with my bank and Western Union filed a rebuttal so now I will lose my bank account. Way to take care of things.
Reviewed Sept. 17, 2019
Western Union has robbed me of $114.99 that I will probably never get back. All because they have the wrong address and phone number for me. On or about August 24, 2019 I went online at the Western Union website and signed into my account (that has the correct address and phone number) and I tried to send money to someone in Elmira New York. The transaction said “pending” and after three hours of pending I called customer service. The person I talked to could not speak English and I could not understand what the problem was. She wanted me to send a copy of my ID somewhere I could not understand. I have used Western Union before and never had a request for a copy of my ID, so I told her to cancel the transaction. A week went by and I noticed in my bank account that Western Union had removed $115 anyway.
I called on September 1, 2019 and asked why. They said the transaction was never canceled. I was told to send a copy of my ID to an email address to cancel the transaction, which I did. Another week went by and still no word from Western Union. I called again on September 9, they said to wait another day. I got an email on September 15 saying the original transaction was canceled due to “technical error” and I was issued a new transaction number. The email said I had to go to the store to pick up my cash. I went to two different stores and there was no listed transaction. I called Western Union again on September 17 and they claim that I had to go to the store and let them talk to the person in the store. I went to the store and the person in the store said there was no transaction number and they had to have a telephone number.
It turns out Western Union had issued these transactions with the wrong address and phone number. I cannot pick up my cash because every store requires a correct phone number. I don’t know what phone number the transaction is listed under as Western Union will not tell me. They will not re-issue the transaction under the correct address and phone number even though it is on my Western Union account. They will not refund the account they took the money from in the first place.
I have called customer service several other times about this problem and it has still not been resolved. Customer service is outsourced in India and the representatives have such thick accents it is not possible to understand them. Plus the calls are often dropped and I have to call back as they will not call me. Each time I call I have to go through a stupid automated system that is no help and there is no alternate phone number for customer assistance. The last call I made (September 17) they claim they will send me a check with my money, but with their track record I doubt that will be done.
Reviewed Sept. 17, 2019
This will be the second time I filed a complaint for this company. The first one was unwelcoming and not warm frontliner and now I am filing a complaint against their system. Been doing transactions with Western Union for more than 2 years. So sad that the system seems to be downgrading instead of upgrading. Disappointed how your system works now. It will be the third time this matter happened.
My fiance sent money last September 1, since I have linked my account with the USSC atm card, I seldom go to the branch. But this time I needed to drop by since the app is not working and keeps sending an error message. Hoping I will be relieved, I went to the branch. Upon checking, one of the tellers said it's not showing on their end (meaning no transaction seen). They even mentioned a case where the sender might have chosen "M. Lhullier" as the receiving point. Asked me to check there. I followed and went to 3 branches of M. Lhullier only to find out that it's not also in the system.
I went back to the branch and they asked me to tell the sender to have it verified where the money was sent. I did and my fiance checked with the agent in Canada, The agent said the money was in Western Union and ready for pick up and they knew nothing about the "M. Lhullier" thing. The agent also said that they have received numerous complaints during that weekend with WESTERN UNION. Again, I went to the branch but to no avail, still the money not showing on your end (even the agent in Canada said the problem is in your end). What we did is my fiance refunded the money and sent it back again. This time it was successful. It took time and effort for the both of us.
Come September 14, my fiance sent an amount again. Thinking everything is okay, I tried doing transactions over the USSC app but it shows error so I went to the branch again. The same thing happened. No money showing in your system. My fiance checked with Money Mart in Canada and have the money refunded and resent it again. NOW, I used the USSC app again but same thing shows error in transaction. I don't wanna waste my time going to the branch knowing they won't be of help. Feeling so disappointed and unsatisfied with USSC's services,
Reviewed Sept. 10, 2019
I would never suggest anyone using their service unless you don't care when your half earned money gets to your beloved ones. Their agent from call centre made a wrong decision and made me cancel my transfer and quote that the money will be refunded within 7 working days. I needed to transfer money urgently but they didn't care. Their manager even admitted if they ** up customers have to bear with it. It more than 2 weeks but my money hasn't been refunded yet. If I call them they promise me call back which never happens. I made a written complaint and they didn't even uphold my complaint or do anything about it. They are all about themselves not for customer.
Reviewed Sept. 8, 2019
The worst website I've ever seen. The worst customer support I've ever seen. Do they have any quality assurance at all? I doubt it. Example: I can't send money for the last 2 days: "Something wrong with your bank account" message. What account? Sender's one? Receiver's one? I tried several receivers - the same message. I used all of those accounts multiple times before. The previous time I tried to send money they did not like the receiver's address. No reason was given, just "something wrong". Customer support - useless. Guess what: I had to write city name instead of street name. Why? Nobody knows. And the usual thing with WU: you push "continue" button - nothing happens. Customer support - useless, no reply.
Why I can't save unfinished transaction? Yes, they have a message about unfinished transaction, but when you choose it, nothing happens. This site is for sending money, and in many cases I'm unable to send money for days. Sometimes it cures itself. As I already mentioned several times, support is good only in asking for feedback. I don't mention here small issues like: sudden delay in transfers, useless (in many cases) history - often, there is no option to choose time interval, where does it go? When you choose any option, you can suddenly be redirected somewhere else (still WU, but unrelated to the option you need).
Reviewed Sept. 7, 2019
I made 2 attempts to use the Western Union money transfer service...both were miserable failures in Western Union competence. The small transfer amount of $75 usd to Jamaica was was, personal information was provided. I received confirmation and both times, the MTCN with indicating the transaction was approved and that the money is ready for the receiver to pick up. Receiver went to WU, govt ID, MTCN number and the amount in hand. WU Jamaica told them it is on hold and sender needs to call WU. I called, spoke to someone in Philippines who said that, again, the transaction will be cancelled but would not give any explanation why...just to try it again, I might have better luck. WTF!!!! Is this a casino or a money transfer business?!?!
I do not recommend doing any business whatsoever with Western Union despite successful transactions in the past...In my experience with them I found them deceitful, unprofessional and borderline narcissistic. I suggest try the other alternatives out there before having to relive this experience yourself. The true character and nature of a company is always revealed when things don't go as advertised.
Reviewed Sept. 6, 2019
I made a transfer at about 5 hrs ago and my transaction was pending for a 2 hrs review. I waited patiently for 5 hours and still haven't heard or received a confirmation email that all went through. I then called customer service to get an update and the lady who answered with a heavy accent said it's in progress for review for 2 hours. She then transferred me and 5 mins later she came back and said everything went through and the recipient should now be able to receive the money. I kindly asked why every time I make a transfer my transactions always goes into a 2 hr pending for review. She said it's because I am a different sender and it depends on the receiver and the amount I'm sending, but this doesn't answer why why my transfers "always" no matter where I send it to either it's a small or big amount it always goes to a 2 hour review.
The representative gave up on me and she started to mute herself from the conversation, comes back online then she hanged up. This is not acceptable and it is rude. Western Union customer service rep should be well trained and patiently able to help their customers. All I want was a fast service to send money to avoid the extra wait especially when the money is needed ASAP on the other side. (receiver).. Thanks a lot lady, more reasons to not send money through western union ever again. ☹????
Reviewed Sept. 5, 2019
I recently sent some money to relatives overseas and used a debit card for the money transfer. Unknown to me, they gave me a very low exchange rate and my relatives received a lot less money than they would if I had decided to go to a nearby Western Union office. I could not believe that the exchange rates on their app changes with the payment method and they don’t give you this information upfront. So they not only make money on the fees but also on the exchange rate. I contacted the customer support number on my receipt and no one would pick up about my issue. I tried 10 times before I found a different number and contacted them about their unethical practices.
I was told by Francisco (#**) that there was nothing he could do to help me. I explained that instead of deceitful practices of lowering the exchange rate when using debit, credit, Apple Pay or bank, it was better if they just charged a convenience fee and that way we would know how much the ACTUAL fees really are. They not only give you a less exchange rate than the banks but they lower it further depending on how you pay. This means your family gets less money and they are the ones who really need it. Western Union should be ashamed of its unethical practice and change its policy to show transparency. Make sure you check the exchange rate before you log into their app and compare the exchange rates for each method of payment, you will see it varies from one payment to another. #unethicalwesternunion.
Reviewed Sept. 4, 2019
On August 30th, I went on to Western Union's (WU) website to send money to Canada. The website states that by using a debit card, money will arrive in my recipient's bank account in Canada within minutes. ABSOLUTELY FALSE! I tried multiple times to send money on their website and they had some sort of technical issues. I called Western Union customer service and spoke with Aya who apologized for their technical issues. Aya gave me a 50% off coupon for my transaction (Seriously $1.50 off). I then downloaded their WU app on my iPhone and completed the transfer to Canada with my debit card -- again -- which their website says takes minutes. ABSOLUTELY FALSE!--
Today is Tuesday, Sept. 3rd and for some reason that Western Union cannot explain, their bank processor in Canada rejected the transfer and now they are stating that the $855 US cash they took out of my Bank of America checking account may take up to 7 MORE days just to be returned to me. THIS IS ABSURD! Especially since my recipient does not have their money they expected last week and now I have to get another $855 to send BECAUSE WESTERN UNION IS TAKING 7 DAYS TO GET MY ORIGINAL AMOUNT BACK TO ME!!! GRRRRR!!! Today, I called WU customer service several times only to be disconnected by their automated voice prompts 6 times.
So, I used their WU Chat and the customer service agent could not answer where my money is or why it was rejected -- Anurag OPID ** (9/3/2019, 5:35:36 PM): "Your issue will definitely get resolved. I request you to contact on the number 1800-325-6000." -- So, today, I spent 42 minutes on the phone with WU Customer Service Scarlet, Marcello and finally "escalation supervisor" Alexandro who still cannot answer where my $855 is and that it could be 7 days before I get my cash back and no explanation of what needs to be changed from a routing or checking # to get new money to my recipient!!!! THIS IS THE ABSOLUTE WORST EXPERIENCE I HAVE EVER HAD WITH US CORPORATION. ABSOLUTE WORST!!!
Reviewed Sept. 1, 2019
I have used Western Union for decades then suddenly one year they blocked my international transfer. No explanation was given. So I had to find another means to sending money. Both MoneyGram and World Remit offer excellent service. Someone had to send me money this year (2019) through Western Union. Since my last attempted transfer was as a sender, I thought that I could receive the money from a family member. I found out that I was also blocked as a receiver so my family also had to use MoneyGram. From now on I will tell everyone of my very bad experience with Western Union and I will never ever attempt to use it again.
Reviewed Sept. 1, 2019
I used WU online service and it was very stressful. It took 5 weeks for my money to be refunded following numerous calls and emails! Upon completion of money transfer, I received an email requesting further details of the recipient. This was more than the basic of bank details and name. They requested the recipient's personal details, such as a copy of passport/country ID card, D.O.B, occupation and work address, country of birth, home address, relationship to myself, etc. Basically, WU requested enough information to commit identity fraud, and a clear GDPR breach. I won't be using their service again!
Reviewed Aug. 24, 2019
I sent 250.00 US dollars to Canada Aug 23, 2019. The recipient should have collected approximately 332.00 Canadian dollars per the current exchange rate instead they received 282.40 the difference of 49.60 that Western Union charged and when I called them to report it the man said they make up their own exchange rates to justify this very unfair money exchange rate. They should be held accountable for stealing people money.
Reviewed Aug. 17, 2019
I have spent about 6 hours trying to send money to a friend in Ghana. The website is so hard to use, and you get rejected at every turn. I finally got through the process after trying every option, only to have Western Union call me and say they cannot approve my transfer of $100!!! They would not tell me why they cancelled it, either! They recommend going to a local WU location. I guess they make more money that way. Stupid!
Reviewed Aug. 16, 2019
They charge such high fees for their services however there is no customer service. I been trying for 2 months to receive transaction history, calling them daily, speaking to different people, can’t reach the actual department which does this job. They keep on sling me for the same information I have already provided. I have a feeling that there is no customer service department and there are just some call agents who answer me and every time different people and they just respond to my email with the same requests to send me anything.... I am horrified how such a big fees company don’t have a department who take care of their customers. Very bad for the company.
Reviewed Aug. 13, 2019
Very poor service for receiving a copy of pay history. Have to submit copy of bills and license to hear twice that they couldn't see it and it was clear when I emailed it from FedEx I wanted it sent to address on file.
Reviewed Aug. 12, 2019
I sent $2000 and I assumed a real exchange rate on that day ~1USD = 110 for the transaction like in the past few years I sent money back. However, the transaction was done at 1USD = 101, so that amounted to ~$200 for this transaction. Western Union offers this reduced rate, however, upon calling customer service they can provide no documentation as to why rates are so low. I suggest to stay away from Western Union and use other services such as TransferWise where they ask for a flat fee and the real exchange rate. Will not use Western Union and will alert everyone I know to stay away from WU. This is borderline fraud!
Reviewed Aug. 10, 2019
I buy parts from India. Some sellers require Western Union. After 1 good transfer the seller sent the parts just as promised. I sent another a month later he said he can't pick it up. I check the tracking number and it says available for pickup. I call WU they say I have been blocked. I need to request a reinstatement. They send me a form that asks all about who and why I'm sending $200. So I send it out with the required invoice. Couple weeks later... "We have reviewed your reinstatement request and have decided to uphold our previous decision on this matter. This means Western Union will not accept any money transfers from you as sender and will not pay out any money transfers to you as receiver." As a military officer I would think I could send $200 without being accused of criminal activity. So again... Western Union is no longer an option for me forever?
Reviewed Aug. 8, 2019
Hey. You tried charging me 40 ** dollars to send money in America to America. You're gonna lose a lot of customers you **. I send money 2-3 times a week. It went from 8 to 12 to 19. Today they tried 40. ** you. MoneyGram, etc, Walmart gonna get my business. The cashier tell even laughed at the 40 dollars. I'm in Tennessee sending it to Arkansas. She said she sent 1000 overseas for 8 dollars. Yo wtf. #WesternUnion
Reviewed Aug. 6, 2019
After my experience with WU, I will not use it again. I had to cancel a transaction and wasn't given a code to get my money returned. I had paid with a debit card. It took me several hours, and several phone calls to WU's Denver headquarters, to get a code that I could use to get my refund. On a second transaction, which was also paid by debit card, I received a call from the cash store where I had made the transaction. Western Union claimed the money from the debit card had incorrectly been given back to me.
I had to prove, by showing the store's manager a screenshot of my bank transactions, that I had not received a refund. She was apologetic and friendly. She explained that WU wanted to charge me again, claiming it had not received the cash from my account. Based on these two transactions, and all the effort and time needed to resolve these situations, which were the fault of WU, I WILL NOT USE IT AGAIN. The cash store outlet was not at fault. It was all down to incorrect protocol/sloppiness and unbusinesslike behaviour of WU.
Reviewed Aug. 5, 2019
First of all they ask for all information about you including your social security number in order to receive as little as $380. The way this company works is the old fashion, If you are sending more than $300 you have to use a bank which is very inconvenient since banks are open from 9 to 5 and closed on weekends and not many banks are affiliated, definitely this is the last time I use this service, and I'm making sure all my friends and relatives know about my experience so they will never do business with this company.
Reviewed Aug. 2, 2019
I have used WU to transfer money to one friend who doesn't know how to use anything but WU. I downloaded the app and all. Many glitches and frustrations. Today it took about an hour to transfer funds. Needed to change state funds would be received in. Chat room, 4 Indian folks. Kept timing out and had to start over w/ another person. Whenever they reply the timer starts. You can't get back to the previous person even w/ their OPID # so you have to start all over. I have used PayPal literally hundreds of times - no problem. Guess WU figures they're big enough and been around long enough they have no need to be customer-friendly and responsive. That's what Sears thought. Goodbye albatross! Hope I never have to deal with them again!
Reviewed July 29, 2019
My transaction was cancel twice after trying two attempt to receive money by sender. Customer service has failed to provide information nor help us while we are in a different country. We have been stranded for three days waiting for Western Union customer service to open to understand why we aren’t able to receive our funds. They having given my sender and I every excuse in the book. And now that we are asking for a refund they are waiting for their department to review our case.
We are stranded now for a fourth day and we expecting to leave this country tonight. Why offer a service that you guys failed to send. I will never use Western Union ever again and make sure friends and family don’t ever as well. What a lying cheating company. You guys deserve to be put out of business for what you guys do to your customer. Sending money should be a easy process. We are paying the fees. If the sender is giving cash as form of payment and you guys are accepting but then constantly canceling our transactions, we shouldn’t have to wait for a refund because of you guys mistake.
Reviewed July 24, 2019
Useless service. Always declines my transfer even after verifying identity questions. Ridiculous fees and they still don't accept online transfers 99% of the time. ** Western Union! Better to use MoneyGram in person. Always works.
Reviewed July 24, 2019
Western Union Acknowledge Letter - ** - ref:**:ref Western Union money transfer is one of the pathetic services I have ever seen. Yesterday I had requested for the money transfer to India. The money is not yet reached and your customer service teams says it will take 15days... What the **.. They say money is stuck somewhere, what a joke. I want my money back as soon as possible from ** WU.
Reviewed July 22, 2019
I believe that Western Union is the biggest scammer because if someone is sending money they can know if the person receiving the money will get it because it is the same system, but still, they allow the sender to send knowing the receiver will not get it. But when it is time to collect the money they are sending it back the money to the person who sends it and if they collect back their money the sending fee is not refunded that keep that amount, do you know how many times that happens daily, and how much sending fee they retain? Is best they tell the sender that they will not be able to send the money instead of wasting the sender's time and the receiver's time who will have to stand in a line for hours to hear that they can't get the money, that was time taking from your work hours because they close at 4:30 when people like myself are still at work.
Reviewed July 22, 2019
I put money into my Western Union account and I did not want the money to be released to the person nominated and decided to ask for my money back. I went into a branch and I was told to call customer service, called customer service and they told me I could change the sender's name and have it forwarded to someone else, which is what I tried to do. The money that was in the account did not transfer, it stayed in the MTCN and took more money out of my account. Again I asked for my money back because, Instead of using the existing money, it took money out of my account.
I was told my money had already been refunded when it was showing it hadn't and then the person hung up. I called back again, I asked for my money back and they said no, I asked why because it has to be refunded into my account, I asked which account as I had closed one of my accounts, so I need to know the numbers so I can check it is the correct account, they refused to help me and hung up. I called again and asked for the money to be given back, emailed and then they gave the money to the person, I told them not to and keep telling me, it's my fault and that they can still give the money out, even if I request it not to be.
I have screamed, cried and sent an e-mail to the CEO, he does nothing. They steal money and refuse to give money back. Their customer service is so bad, a kindy garten would do a better job. They don't know where or what they are doing. They stole my money and refuse to take responsibility. I am now having to do a police report in Australia, U.SA. I have to find out about Consumer Affairs in U.S.A.
Reviewed July 22, 2019
I will never use this company again! Not for emergency purposes. Warning money could be held because of "system down error" and there’s nothing one can do to hurry this process error. Here in Arkansas it’s been down for days, looks like it could be statewide. I know that it’s working in Mississippi because money was able to be sent. But I can't get it still 3 days later. I’ve yet to speak to a helpful knowledgeable customer service representative. A lot of folks use this "instant money wire" service for emergencies!!!! Omg!! They need to get on top of this system problem, and letting their agents know, so they can advise customers- if they sending money to Arkansas- or wherever, it will be awhile because system down in that area. I'm just livid.
Reviewed July 21, 2019
Worse experience ever. First I am not sure what country they use for a customer service call center. It's not mine. I am sure it's not yours unless the native language is gibberish. Second to get to the gibberish speaking agent from which country none of us come from is a nightmare. I am not sure why they call themselves a money wire transfer company when all they seem to do is put the transfer on hold have the receiver contact the sender in order for the gibberish speaking agent to interrogate the sender like a police agent as if the two parties are breaking rules or committing fraud.
I am not sure after going thru the vast personal questions like who, what, when, why and how to the point they want to know if you wipe your ** up or down. Once the sender verified this the transaction don't seem to pass whatever it is they are looking for. Only to be told it's fraud. Who is perpetrating the fraud. WU is. Now they want to hold your money until they deem you have been tossed between the sending location and wherever the gibberish speaker from. Then they will decide to refund how and when WU sees fit.
If I went into a business in good faith that you will complete my transaction and WU takes my money to send if for whatever reason WU deems they want to cancel the transaction why can't I get my money then. I didn't go into agreement that I would lend WU the money to gain interest on it. Nor did I go into league with them to be treated like a criminal committing fraud. Upon reading ConsumerAffairs I learn that they also have a ponzi scheme on scamming customers on money order reimbursement and fees. In short it seems the only fraud being committed is by WU. If you do not want to experience fraud, if you are in need of coming to someones aide, if you are using bill pay or buying simple money orders, do yourself and all those involved the courtesy of staying away from Western Union.
Reviewed July 18, 2019
I transferred money through Western Union on 13 July 2019 using their online service. The receiver could not get a check issued due to some type of system or network malfunction. The agent at the receiving location confirms this with the company. Between Western Union, the agent at receiving, the recipient and myself we were told, "Well you need to talk to the receiving agent" or "You need to talk to Western Union" or "You to have the sender call Western Union" and many other variations of this message depending on who was talking to who.
We were originally told it would be 24-48 hours before the problem could be rectified. I took the advice of the recipient and called Western Union today 18 July 2019. They told me that they had to open a case for investigation so now it will take no less than 21 days from today before I might get a resolution. The money for this transfer has already been deducted from my bank account. The recipient still needs the money that was needed five days ago.
This company should know that it takes two days for the mail to reach the recipient. The only reason I used Western Union because he needed the money right away. If I had any idea that this was going to happen like this I would have used the postal service which is what I will be doing from now on if my only other choice is Western Union.
This company is out of touch with people. We use this service to get money there fast and it probably has to do with some type of emergency. The person on the phone tried to tell me that she understood. Clearly she doesn't. It is such an inconvenience for a wheelchair bound person to wheel themselves to a Western Union location only to be given numerous runarounds with no resolution in sight. I explained this to each agent that I spoke with and they all told me they understand but it will be 21 Days plus they have my money, able to do with it whatever they want. Invest, spend, earn interest etc...
Reviewed July 18, 2019
I've been making transfers for family support overseas 2x/month for several years, and until now it's been fast, easy, and trouble-free. My last 2 transactions, however, have been a bloody nightmare. Two weeks ago, my transfer was held up for "verification", and I was notified that additional information was needed. This had NEVER happened before. The message I got was that they had to have the info within 4 hours or the transaction would be canceled, but that someone would call me back within an hour. No one ever did, so the 4 hours went by and they canceled my transaction, which I then had to do all over again. And just now, it happened again. I got an email that my transaction was under review, and that it would take an average of 30 minutes.
After an hour with no action, I contacted WU and was transferred to the verification unit. A woman asked me questions to verify my identity, that of the recipient, etc. She finally did process the transaction. I asked her, and the reps I talked with 2 weeks ago, for some explanation as to why these needed additional verification. The reps 2 weeks ago couldn't give me any kind of reasonable explanation, and the woman I spoke to this evening said tonight's transaction was just selected at random for additional verification as part of their fraud prevention efforts. Right, sure. Twice in a row I just happened to be picked at random. Something about these transactions -- which I have making like clockwork for years -- caused them to be flagged, but no one there seems able -- or willing -- to tell me what it was.
Reviewed July 17, 2019
I have been trying for two days to send money to Germany with Western Union via their online interface. It does not work. It keeps telling me that they are having technical difficulties, and to try back later, but it never works. According to my credit card company, the hold-up is not on their end. The only reasons I do not give them less than one star are that a) this does not seem to be an option, and b) that they do not appear to be trying to rob me (i.e., although they providing the service they claim to provide, neither are they taking my money).
Reviewed July 13, 2019
If you are sending money to someone who is in an emergency then please avoid this company. They will cancel your money transfer with giving you any reason why and leave the other person stranded. Then you have to wait to get a refund. You have been warned never ever use Western Union to send money. You might as well use things like Moneygram, Cash App and other means to send money. Western Union is a racist company when it comes to sending money to places like Africa. Here is to Western Union take sit right here????
Reviewed July 12, 2019
Needed to refund a money order the same day. They make you mail in your refund with a 15$ fee and make you wait up to 30 days for a refund. Why can’t they refund your card like everybody else can do? GET WITH THE TIMES! Never using Western Union again.
Reviewed July 11, 2019
Sent a money order back for a refund. Called customer service numerous times. Do yourself a favor. Don’t use this company. Use USPS. The worst experience I’ve ever had at any company. Told me my money order got lost in mail. They can’t give me my money back. Stay away.
Reviewed July 11, 2019
They are unfair with charges fee, & not same receiving amount transfer if you send money with others like “MoneyGram“. This is my own experience with them as a customer for many years & members of my family.
Reviewed July 10, 2019
I tried to transfer 15 GBP from UK to Ukraine to help homeless animals. First I received an email that the transfer was confirmed. But later, when the receiver attempted to pick up the money, the transfer was cancelled. When I rang up their Customer Service I was told that it was cancelled to comply with some regulations, avoid some fraudulent transactions, bla-bla-bla. When I tried to complain, I was put on hold for ages just to be connected with another person talking from the script, telling me that they cannot give me reasons why my pitiful amount of 15 GBP was considered a fraud and could not be sent. I told them they are looking for fraudsters in the wrong place, but it is just like talking to a robot. Frustrated, angry and will not recommend using Western Union. Worst experience in a long time. If only there was PayPal in Ukraine I would never even look in the direction of Western Union.
Reviewed July 10, 2019
I sent money that I expected to be to my friend that was stranded in LA a week ago expecting him to receive it a few minutes later. I was told it would take 4 days to get so I tried cancelling it. To only be told it would take 7-10 business days to get. A week later (today) I get an email saying my friend can pick his money up. He had been here over 5 days not in California. So I try again to get my money back and now I'm told it will be another week. I just want my money back. I suggest using Zelle over WU I'll never do it again.
Reviewed July 6, 2019
I purchased over $500 worth of money orders through Fred Meyer to make Russian passports and docs for my kids. To find out a few months later that the Embassy in Seattle had been closed. During the purchase I was not told once that the money orders have an expiration date. I didn't go through any prompt letting me know that I agree to their terms of owning my money after a year or that the money depreciates after the year eventually to have no cash value. If I only knew that I would go straight back in and ask for my money back after learning about the embassy closure. Thinking that my money can't disintegrate because I paid hard cash I held onto them throughout our move. Forgetting here and there about them as they were with the passport documents and the move was hard enough.
Then after settling down after the move, I came across them and decided to use them. I ended up using them to renew my tabs for my vehicles which in return I ended up paying $25 additional for every check because they had no value and had to pay my tabs all over again. So lost money not only on the money orders but also had to pay for every check a $25 fee, and some checks were as low as $18. I ended up calling Western Union and they said that the disclosure is written on the back of the check. I asked why during the purchasing process the customer isn't disclosed of the yearly agreement that they would be entering in. And they had nothing to say. I told them that I would like my money back on the checks and they just simply told me that none of my checks had any cash value.
I believe that this is fraud and that their way of business needs to be prosecuted. Everyone that came in contact with me in regards to my story, the Fred Meyer customer service agents that sold Western Union checks, the tabs people, the bank personnel, the people around me that heard of it didn't know that money orders had a time limit. No one knew that their money orders could just transfer over to Western Union's accounts and become their money instead of your. Unbelievable. I believed that I live in a country that disclosure is key, but apparently this company exists because of their fraudulent actions. Someone needs to stop them. It isn't fair that they are ripping so many people of their money. This is fraud. This is wrong.
Reviewed July 2, 2019
I have been using the WU app in Singapore. Recently I noticed there is an option to do a bank transfer to a bank account so I tried it out. After creating the transaction, I proceeded to transfer the money from my bank account to WU bank account. Then I called them to check and was told that the money never reached them. So I cancelled the transaction.
After waiting for more than 12 hours I still did not receive the money back in my account. So I called them. They said they did not have the money anymore and to call my bank to check. I finally went down to the bank and they checked the Western Union bank account and told me the money is in there. I called up WU and they have the same answer - clearance is done by my bank and I needed to wait for 5 days. I yelled at them that the bank has already confirmed the money is still in their account. So what is there to wait for my bank to clear. They finally raised an issue for me for WU to investigate. It is now more than 24 hours and my money is still not returned to my bank account.
Reviewed July 1, 2019
I have been struggling to use Western Union for about 6 months. There really aren't many other solutions so I have put up with their terrible transaction processing and poor customer service. Their website system keeps putting the wrong expiration date in for my card. I edit the card, save it, it works once then is wrong the next time. I even deleted the payment method, set it up again and get the exact same results. I clear my browser cache religiously and still get the error and issues. Sometimes it works, usually it doesn't. I have emailed the issue and wasted hours on chat...only to get the same answer..'clear your cache'. I recently tried using my PayPal Mastercard instead of my bank debit card and it was rejected. This, incredibly, triggered a "review of my account" by Western Union. There needs to be a better option for transferring funds to loved ones in another country.
Reviewed June 28, 2019
Have been using Western Union for more than a year. Never had any issues, but recent transaction they put it on hold and asked for the receiver's gov issued ID and date of birth. Why? I sent around 14 USD to pay for my mom's dress and ended up cancelling it. Horrible. They asked me to get other person on line. They leave all fake accounts and scammers and get hold of genuine ones.
Western Union global compliance department - "Please send your gov issued id in email"??? Who in the right minds would expose their ID through email. Go behind fake bank accounts and scammers not behind genuine ones. Even if it is sent to fake accounts you never bother nor take any actions, can get names of several people who have lost their huge amounts and Western Union did nothing about it. I send only to people whom I know and have good relationship with them. Luckily did not send it to my Mom or else you would have asked her gov issued ID too. Take precautions but not too much to spoil your business name.
Reviewed June 28, 2019
I have been WU customer for years, this is the first time I had to sent a large amount due to marriage in house. But my experience is terribly awful. Customer service had to return my money for 1st transaction. It was very difficult to pick up money because no one carries large amount, I had to drive far away to pick up the cash. Second transaction was put on hold due to fraudulent activity, REALLYYY, Fraudulent, I had to do the second transaction because first one did not go through. Customer Service is terrible, some in in Asian Country don't even speak English fluently was trying to make me at fault. I don't think I will ever use WU again. Of course I will let everyone know about my experience and loss.

Reviewed June 23, 2019
Use Zelle. They told the receiver they couldn't find the tracking number instead of saying have sender call us. Come to find out they wanted to ask me the sender additional questions that still proved nothing. After I addressed the questions he went back it was there. But that's backwards as hell, so from now on I'm using Zelle.
Reviewed June 23, 2019
Western Union has the worst customer service ever and their business practices should be illegal... I had an emergency and I needed a friend to send me a loan from Texas to California. Western Union declined the transaction and could not give us a reason why. They interrogated my friend like the FBI or CIA asking him very personal questions such as how long have you known her, what does she need the money for, how do you communicate with her, very personal irrelevant questions.
After all of the digging into your personal business as if you have not tied up money with them they declined the transaction and had him come pick up the money. This was an inconvenience to us and after reading these reviews they need to understand they are totally inconveniencing their customers. The emergency took place on a Saturday and on Sunday they are closed so we were not able to get any business handled until Monday. This company is horrible and their practices should totally be illegal and reported to the Better Business Bureau. If anyone needs to send money electronically you are better off with Cash App or Zelle.
Reviewed June 22, 2019
I made a transfer from Canada to my bank account in Jamaica. This was my first such transfer. I kept checking on the progress of the transfer and the status remained at "Direct Deposit to be made to Receiver's Bank Account". So after 3 days I contacted the Western Union in Jamaica to find out what was happening. Needless to say, I was peeved as I could not get any information because after speaking to the first agent, I was placed on either a hold with no sound to let me know I was holding or transferred to a number that rang endlessly while my phone minutes kept on going - running up my bill.
I contacted the Canadian agent today and to my dismay he told me I have to speak with a Jamaican agent (I almost cried). But God would have it going my way when I got a hold of Nyoka ** a Customer Service Specialist in Jamaica. She took control and in no time I understood what was happening and she got the matter resolved. She emailed me relevant documents and her response time to my queries via email was exemplary. I am keeping her contact in my email because I know I will be doing further business with Western Union and my experience with her will drive me to reach out to her once again. THANKS NYOKA. YOU HAVE REDEEMED WESTERN UNION.
Reviewed June 20, 2019
I was charged $10 extra to send the same amount of money usually costs $12.00. The store clerk was only made aware of it after engaging the transaction. He then said the change happened for just a few countries. When I called the WU representative she said the different in the charges is based on the store, I told her it's the store I've been going to. After leaving me on hold to inquire, she came back with the response that WU have the right to change their fee without any notice.
I also had previous experience where they changed authentication procedures- I went to same store and performed same transactions as always, left to find out they refusing to pay out the money. I also stop using the online service because it's not reliable. The only advantage was location convenience, but now it's more convenient to even drive out of the way to use MoneyGram and they cost less.
Reviewed June 15, 2019
I went to Walgreens (10 AM 6/15/2019) to send my son money. Paid $22 dollars for same day service. Showed my drivers license and filled out the paperwork. A couple of hours later, my son called and stated that the money was on hold. ???? I was approximately 50 miles away shopping and called WU to resolve the issue. Was not allowed to talk on the speaker phone as I am hearing impaired (which I informed the manager). They said I had to call from my home phone or go back to the WU where I sent the money from to verify I am sending it????
I called Walgreens to have the saleslady (a friend) call and verify I was sending the money - no good I had to be there in person. She suggested that I find a WU Office near me - found a Bank offering WU services. The WU Representative called in an effort to get the money off hold. WU told the representative that I had to go back to my original office and hung up.
So at approximately 3 PM (5 Hours Later) I drove home just to make a 3 minute call at 4. During the call WU wanted to know the purpose of me sending the money. I told them that is was none of their business but was forced to give an answer in order to proceed. I was forced to drive over 50 miles just to make a 3 minute call. There was no consideration of circumstances. I am 71 years old handicapped Vet and do not need someone telling me it's for my own good. They would not honor one of their own branch representatives to verify that I was who I said I was - I provided the correct receipt and a valid drivers license.
Reviewed June 15, 2019
I am Olusola **. I sent money to my father, which is the excess money being sent to me as part of my school fees. The name of the receiver is Oyewole **. The money was sent 06/17/11 at 2;54 pm local time. Agent Name - NS Cashpoint Sunway CP2 05 Level CP2 Blue Atrium Sunway Pyramid shopping mall, Petaling ** and the operator ID is **. I sent 7,700 Malaysia Ringgit, which is equivalent to 359,199.50 Nigerian Naira.
When my father went to Western Union office yesterday to pick the money, he was told at the Outlet that the money has being paid out earlier to another person. The manager of the outlet said an unauthorized person might have gone on fake ID to pick the money up. So my father who is the receiver was not able to get the funds I sent with Western Union service. How could this happen when I specified that the money should be received with a valid ID.
The mtcn is **. I called Western Union Malaysia Customer Care Line at 1-800-813-399 and they told me they will send a mail, but I have not got a response. Please I want to know the bank and the operator in Nigeria where the money was picked up and the ID used to received the money. Also, how will Western Union get my money back to me or do I need to get a Lawyer? Please get back to me soon to know the next step to take to get back my money.
Reviewed June 15, 2019
I was told by Jason twice I could receive copies of my transactions expedited in 12 to 24 hours via email. Called 3 times and finally they said they don’t expedite. Have to wait 21 days. I told them this material needed for legal matters. Representatives spoke like machines and didn’t give a darn. ** Sad a company like yours treat customers like this.
Reviewed June 13, 2019
I had problems to register myself online with WU. I was asked by Online App, if I don’t have NZ Driver’s License please contact Customer Care. Upon contacting them, I was told to do first transaction at WU over the counter and get MTCN number to get myself registered online. I took proof my identity and my proof of address and did the transaction.
Later, to register myself online when I called customer service again with my MTCN number, they said they can’t register me without NZ Driver’s License or NZ Passport or NZ Birth Certificate. I requested to provide me with an alternative solution and they said just keep using the 10km away WU branch because we can’t register you for online service without the above documents... So basically to register myself with WU’s Online Service, I need to first either spend $100 to get Driver’s License or I should reborn in NZ or wait until I receive this NZ’s passport (i.e. 5 years).... Lol Really??? What a joke! Extremely disappointing.
Reviewed June 10, 2019
I am expecting to receive a small sum of money via Western Union. it was online transferred to me 8th June 2019, is said in the receipt that I had to wait 1-2 days for the money to be available. So comes to today 10th June I tried calling WU and enquire about this, they only tell me "it is in progress, please get the sender to call WU". I asked them "call you guys for what" and the answer given was, "we will need to talk to the sender". What is so difficult for WU to just give them damn money to the recipient?? Is not millions of dollars. Reason we use you guys because we assume you have good service and is quick and fast.
And your customer service sucks. Where did you hire those people from, what kind of help they are giving to customers? And English?? I can't even understand the accent. Now I have to trouble the sender to make a call to WU, and I wonder what else they need to verify. My mother's name? Or perhaps my descendant bloodline?? Is such a small amount and yet WU makes it into a big issue.
Reviewed June 8, 2019
Western Union took my money that was to be send to my supplier in China. After about 1 to 2 days they hold my money was causes my supplier to be denied. They said they needed more info about the transaction. I registered the transfer from their apps and question was asked from the apps. And furthermore they should see my past record of sending money over to China. So why are they stopping me and asking me same question which was asked in the apps. And this lady on the line told me she can't see the question that was placed to me on the apps. Shouldn't they able to see from their own website on what's going on in the apps answered by their customer when registering? What kind of company is this? They got no link to their apps and they can't even see the customer past records?
And if they want to reject me they should reject me when I'm registering it through the apps and not until after I registered, went down to their branch to transfer the money, and after money roll in their accounts for 1 to 2 days then they tell me they are holding my money and even now telling me they reject my transfer and want me to run another trip back to their branch to get my refund. What kind of service is that? They should really wake up!!
Reviewed June 8, 2019
The limitations on the amount and times you can send money are in my opinion a horrible abuse of an individual's freedom to do what they want with their cash. It seems like today's world is so freaking paranoid of criminal activity that they severely limit the ability of a law abiding citizen to send any amount of money to someone of their choosing. I will never use the service again as there are other more convenient methods available to me. This company is a dinosaur and should go the way of the dinosaurs. Good riddance.
Reviewed June 7, 2019
Quick and Easy. Cost to get a Money Order from my local Meijer is less than $1.00. I send to family and they can cash or deposit even at their local bank branch, not just Meijer (major superstore here in Michigan).
Reviewed June 5, 2019
I find it inconvenient, ridiculous and deplorable that Western Union makes it so hard to replace a money order they can clearly see has not been cashed. I've spoken with 3 different people who told me they should be able to put a stop payment on the existing orders, release the funds back in the system, and I should be able to reprint from any location. Instead you all tack on a $15 fee for a few clicks of a button. So, money orders I've already paid for that HAVE NOT BEEN CASHED will cost $30 to reprint!? It's asinine.
Reviewed June 4, 2019
I read the complains in here and mine is 90 the same. They blocked me without any reason and their customer service is a **, there is nobody there to help you and until now. I had a very good impression of Western Union but now I know that it's nothing, it's just piece of **. Before they were cool. Now, a big disaster. They should be really closed from the government. It seems they don't need customers. They are so rude, asking very private questions like FBI or CIA or police is asking. People should even sue them in tribunal. I am very very disappointed from them. You don't have any place or any responsible on where to complain or explain your case. You have been there blocked just because they want to block you and that's no fair. And then you need a lots of stupid proofs and beg them to unblock you. That's really so stupid. I hope one day this company will be closed worldwide. Best regards, Altin **
Reviewed June 2, 2019
My husband sent me money today but I can't pick it up from the 2 agent locations I went to regularly, saying there's an error on my name. It's in auto on his phone acct and sent it as he always have done and suddenly, there's this problem. The error code given by the agent does not even exist in WU website. And when you call Support, an Indian operator who could hardly speak proper English will speak to you and will give you the same info you will see on online tracking that "money is available for pick up" but they can not see the error and can not do anything to solve the problem. Useless!!
Reviewed June 1, 2019
I just called customer service line to confirm a transfer my husband made to one of his friends. I called on his behalf with him present. I was notified by the operator that my husband had to be the communicator. I explained that his English wasn’t great which is why I had called. I then handed the phone to my husband and placed it on speaker so that I could translate anything for him that he did not understand. He was then asked to remove speaker phone. I could hear the operator speaking so loudly through the phone demanding my husband to remove speaker phone when it had already been done when he first asked.
He asked why my husband had sent the money. Quite frankly I have never ever been asked why I sent money through any service. My husband asked for him to communicate with his wife on his behalf and he was refused. He asked if not that for a translator and that wasn’t available. My husband ended up simply asking for his money back because he could not understand the operator who was speaking too fast. This is very poor service!
Reviewed June 1, 2019
They don't speak English and they put you on hold too long. They make up excuses in denying you sending money. They need to be closed down. Useless no help. They will not listen to the customers. First two times they allow you to send money and from then on they turn into your worse enemy. They need to be furwf and closed down.
Reviewed June 1, 2019
I was scammed. Western Union gave full refund. Very happy. I was scammed through MONEYGRAM. They hung up on me and ignored the problem. WORSE service ever. They don't care. I cannot say enough about Western Union and their GREAT service. Thank you. Very appreciative. Amazing company.♥️
Reviewed May 28, 2019
I initiated a transfer on the 23rd, then canceled the 24th because my recover couldn’t get the money. A transaction didn’t hit my bank until the 26th after my request to cancel was processed. Called to see the “progress” on my cancellation request and have been on hold on the phone for 48 mins and still holding. Previous 3 customer service representatives were giving me the run around saying my bank needs to approve the authorization or my request was at the processing center or they have to check the authenticity of the request.
FIRST OFF, why are you processing my charge AFTER my cancellation and SECOND I just got off the phone with my bank and they didn’t see any request or authorization. Next the representative said she’ll file an expedite request for an authorization code, what’s so hard about just refunding the money that you weren’t supposed to take out in the first place. I’m just trying to “help a love one.” Now I’m screwed $400. Thanks Western Union.
Reviewed May 26, 2019
Western Union is a horrible service. Every time I try to pick up money that clearly says on the receipt my name and my location they always have an issue. I end up never receiving the money and they end up sending back the money to the sender. If you want your time wasted by all means go with them. If you want the hassle and the stuff that you go through with a customer service. They don’t even help you out. All they can say is That they can’t do anything about it when all the information on the receipt has my name and my location clearly labeled!!! They decide to deny the pickup transactions all the time and send them back to the sender. I will never ever ever!! Use this service again. There is so much better apps out there that don’t require this much drama to pick up money not even worth 100 dollars! Go to Walmart cash service instead or Cash App or like PayPal. So much more convenient! Forget Western Union!
Reviewed May 24, 2019
I have sent money to a friend in Ghana when he needed my help as he has done the same for me. Today May 23rd, I tried to send him some money via Western Union and it was denied. When I called I was told it was because it was flagged as fraudulent even though I verified all the questions they asked me. I figure, if it fraud and I'm aware of this then it's my business if I want to send the money or not. Was told the money would be in my account in 3 to 5 business days.
Reviewed May 23, 2019
I have been sending money with Western Union for yearsss! Via online AND in person, which means ALL and EVERY piece of information they need from me I’m SURE is in their system. Now out of the clear blue sky my account is “locked” because I need to provide additional information. (via EMAIL NOT VIA PHONE so that they process it quicker, because some people are send money for EMERGENCY PURPOSES!!!) Such as my name, DOB, and phone number. FOR WHAT???! IT’S IN YOUR SYSTEM!!! Now however if you want to verify it’s ME sending the money... ASK PROBING QUESTIONS!! Oh and let me add how when you call customer service for assistance and press ONE FOR ENGLISH... no one who speaks fluent ENGLISH answers the phone!!!
Reviewed May 23, 2019
Today May 23 2019, and yesterday I sent 2000 USD from Indonesia to Malaysia with 3 MCTN, can't receive by my friend. Don't do Western Union from Indonesia to overseas. It's lookly fraud company. And the customer service is very bad attention.
Reviewed May 21, 2019
I sent money; via online, to my sister in Jamaica, and after 4 attempts and hours of standing in line, she couldn't get the money from them, so I cancelled the transaction and waited my refund so that I could try using another service to send her money. The refund was supposed to hit my account in 7 business days. That was two weeks ago. I sent emails that went unanswered. Tried to get a human on the phone but to no avail. I even sent a message on Twitter that went unanswered and finally I got someone on chat only to be told that they attempted to refund the money to my bank but my bank rejected it. Ha! My bank doesn't even have them attempting the refund. And if my bank rejected it why did no one from Western Union contact me? All my info is listed within my profile.
So today the only help that I could get was for them to tell me that I can go into a store (and mind you they changed the MTC number) with the new MTC number and my ID and I can get my money back. If it was convenient for me to go into a store I would have done that in the first place. It's like they are floating money or hope that you won't claim it or try to get your refund back. And let's not talk about trying to get cash from them in Cuba, that is laughable. If you are a US citizen they won't even honor your Western Union transaction. This criminal organization needs an overhaul. I can't even begin to guess how many people they are taking advantage of. I try to only use Western Union when I have no other options and they still screwed me.
Reviewed May 18, 2019
I tried to send money to my son that lives out of state and the representative made me feel like a criminal. She was rude, asked so many questions! I answered all the questions correctly and she would get even more hostile. She made me cry. I told her that I had a stroke many years ago and I just wanted to send money to my son. She wanted to know why, I said he is my child and for food. She said why again. She asked who paid my bills, who my phone was with and so many questions. After being abused like this I was denied. I just cried, my son is stayed away. I cannot get in the car and get there in one day. Shame on you Western Union! This company should be shut down!!
Reviewed May 18, 2019
WU cancelled my transfer to Nigeria. I have sent money transfers via WU several times to many places in the world, especially to friends and family in African countries. I have never had a problem until recently. I tried to send money to my fiancé so that some serious business of ours could be handled and WU decided to hold the transfer and interrogate me like a child. I was asked personal questions which didn’t make sense to me, because this is a business transaction. Why do I need to tell you my personal business?
I verified who I was and that I personally knew the receiver. Then I was told that my transfer was being cancelled due to possible fraud and my money would be refunded. I spoke to a supervisor and emailed their complaint department all to get the same generic answer that they “have to follow strict guidelines.” What guidelines? No one could ever tell me what guidelines were being followed and why I was not able to send money to my fiancé. I have never been so disrespected in my life. I will never use them again.
Reviewed May 15, 2019
This past April, my friend was injured during the Philippines earthquake and I needed to send him money to cover his examination and later his surgery. Things went well for the first two transfers but, when it came to sending the final half of the money needed to cover the surgery, W.U. put the transfer on hold and told me to call them.
I called them and they claimed that they put the money on hold for 'suspicion' that I was funding a scam. After I explained that the money was needed to pay for my friend's medical treatment, the representative simply told me that the money would be refunded to my account and gave me a new tracking number. Somewhat dumbfounded by the situation, I asked him if I would then be able to forward the money to the friend in the Philippines to which he replies by saying, "You can send money to friends and family almost anywhere with Western Union. Have a nice day," and hung up on me.
Not thinking much of it, I went back into my local Western Union and received the refunded money. The person at the desk told me to give it a day or two before trying to send the money again (which I did) but, when I returned to send the money, the transfer was denied and pulled up an error message. When I tried sending the money a second time, it failed again. And then I tried sending it in a smaller amount to see if that would change it (it didn't). Then I tried sending the money to my friend's roommate thinking that would probably fix it. That also didn't work. It was then that I realized that the representative I spoke to was not only trying to get off the phone but, didn't even resolve my issue. Instead, I can't send money anywhere in the Philippines.
What followed next was an unnecessarily long ordeal in which I struggled to get a hold of Western Union to lift the block from my account (a Wednesday to the Wednesday of the next week). I first tried sending an email to Western Union about the situation only to receive an automated response asking for my Western Union information. Upon filling out the form, I was automatically replied to with ANOTHER email with the exact same form to fill out. It was then that I realized that their email system was completely automated.
Skip ahead a day, I tried reaching out to WU's online chat customer support and they claimed that I needed to speak with another department entirely because they couldn't resolve the issue. They gave me an email to contact and that turned out to be the exact address I emailed the day prior. Not wanting to give flak to a person that was just doing their job, I thanked them for attempting to help me and then tried calling up Western Union again.
When I finally got ahold of them, I provided them with the tracking number of the transfer that was refunded and they thought I needed a refund to which I then explained that I had received the refund but, couldn't send money to anyone. He then provided me with that same email from before to which I explained that I already contacted the email. What made this different was that this rep gave me a new phone number entirely to call to which I thanked him; thinking I was finally making some progress. Lo and behold, when I called that number he provided, I discovered it was nothing but an answering machine that only gave the option to record a voicemail for someone to listen to later! You can't make this stuff up! So now Western Union has 2 emails from me and a voicemail.
Skip ahead to Tuesday (yesterday at the time of this post), my friend missed his surgery and had to reschedule it because he was short by HALF the amount of money he needed. I got fed up of waiting and asked my best friend to send the money for me. I asked him if he could use his Western Union to send the money to ANOTHER friend of my friend in the Philippines because at this point, we had all come to the conclusion that it would be for the best to just send the money to a different account (belonging to my friend's roommate) on the off chance that even sending money to that original person's account would get other accounts locked.
Skip ahead to today. I received an email back from Western Union to reinstatement my account and all I need to do is fill out a form. Thinking the worst was finally over, I called my best friend and told him I didn't need him to send the money anymore because I finally got a reinstatement form. Checking the form, it claimed to have dropdown tabs that I needed to use to select answers for questions. The only problem with this is...THERE ARE NO DROPDOWN OPTIONS ON WORD DOCUMENTS! It's impossible to complete the form!
I then called up my best friend (the one that will be sending money in behalf of me) and told him that I still needed him to send the money on my behalf and I'm about to head out right now so I can hand him the money that the same Western Union clerk has held multiple times over the course of 6 days so he can finally send it to my friend who at this current moment STILL needs the remainder of the money to pay for his surgery. I hate Western Union and I'm never using them again after today.
Reviewed May 13, 2019
Western Union is useless. I sent in refund request for stolen money orders. Mind you money orders were made out to workers. They sent me back a copy of all 3 money orders cashed with the endorsement line reading Unintended Use, which is not whom they were made payable to. And when you call the customer service number they provide, you can never get anyone on the phone to help. This company is horrible and at will make sure I write a scathing review everywhere I can. This whole experience is shameful.
Reviewed May 11, 2019
Issues: 1. There is no communication between Western Union USA and Western Union Ecuador; 2. Western Union Ecuador customer help center does not communicate in English despite Western Union USA insisting that it does 3. I have to go back to the place I sent money (Quito) in order to change recipient details (I am traveling and currently in Guayaquil). What I want: 1. I want to know precisely at which location where my friend’s family can collect her money 2. I want to change the recipients name.
The story: I sent money to a friend thinking that I was depositing money into her bank account but instead it was a physical transfer of money. (This is the first time I am using WU, so it’s a combination of misunderstanding its range of services and a lack of understanding Spanish). The money was sent from WU Colon in Quito to WU in Arizona. Unfortunately my friend (who has an Arizona bank account) currently lives in Colombia and cannot collect the money. Her family can however.
I can’t seem to locate where in Arizona the money was sent, nor does the online tracker system specify where I can collect the money. I was advised by the Western Union US that the money can be collected from any office in Arizona. Is that correct? It only makes sense that the online tracker system tells a person what location to collect money from.
I have sent a number of emails to rectify this problem (including contacto@transferunion.com; wu.ec@cislatam; executiveresolutionsdept@westernunion.com; and comentarios@activaecuador.com) but none them have been able to help me. All I was given was a case number ** and was told to contact Western Union USA (Western Union Ecuador has been unhelpful).
Activa Ecuador sent an email stating that they are not the agency responsible and told me to contact Cislatam, Cislatam has not responded to my email. I established contact with Western Union USA but strangely they could not help me (why not tell me this in the first place). I was told to contact WU Ecuador and they would assist me in English at 1-800-937-837. They could not help me in English. I tried calling WU USA again and an agent mentioned that he could help me with translation, unfortunately they were not equipped and able to conduct a three way conversation between myself, WU USA and WU Ecuador. (The purpose of this call was to confirm how I could go about changing the receivers name).
My money is sitting in limbo and I feel helpless in trying to get it to the recipient. I have paid Western Union for a service and I can’t see how they cannot communicate between themselves. This is ridiculous. Secondly, I need to change the receivers name and they can’t even get information on how to go about doing this. WU really needs to get its act together. I literally have to travel half-way between Ecuador (and back), Guayaquil to Quito, to go to the office where I deposited the money to attempt to resolve this issue. I have never ever in my life had to do this with a service provider, this is really poor service, in fact it is crazy.
Reviewed May 10, 2019
Tried to send some money to a friend of mine who was in Africa and really needed the help. They didn't give me a routing number, so he was unable to get the money. I then called support about 15 times and was passed around like a hot potato. Still haven't gotten the money back. Do NOT use this service.
Reviewed May 10, 2019
I lost my money order filed out to get my money back. Sent all the necessary proof that was two months ago. Every time I call the customer service department they said they sent it out but it must have gotten lost in the mail. The customer service representative didn't try to help and was rude. When I asked their name they hung up on me. I called back to get a supervisor and no one could find one. Just horrible service for a company that been around for years. It's just horrible!!!
Reviewed May 10, 2019
I needed to send money urgently to my nephew to get out of South Africa, and back to Zambia, due to Xenophobic violence that was about to erupt. We were all extremely worried about his safety, so I sent money to his room mate. When they went to collect, I had to ring up, they interrogated me, and treated me like a child. They told me it was a high risk scam area. I told them I understand, please release the money to who I've stated, as my nephew's life is on the line. They refused. I told the truth. I was ready to kill someone, I have never been so angry.
Next night, I sent money again, to my sister in law, in South Africa. Got the same treatment from Western Union. They asked me if I had ever met my sister in law. Even though I never have, I had to say yes, or they would have cancelled it again. I recommend people should use another carrier. They were rude and very obnoxious, on both occasions.
Reviewed May 9, 2019
Money I had sent in 2015 was unclaimed. I left it there for several years, hoping my friend would pick it up, kinda forgot about it. I thought it would be a drama to get it back, boy was I right! 3 times I filled in the online form, never got a reply. I called, got transferred, got transferred, was put to a voice mail, never heard anything. Tried WU Facebook Messenger and the conversation has been going since Mar 15. They then claimed they refunded it. They did not. They asked for bank statements to prove I didn't get it. I sent them. Weeks go past. They ask for bank statements to prove I sent it in 2015, even though their own system tells them I did. I am still waiting. "Sent to the operations department for investigation" 2 months to get my own money back that they have a record that I sent, that it's still uncollected. Future customers you have been warned! Still waiting for my measly $100USD.
Reviewed May 8, 2019
I used WU for a long time. Suddenly I got banned. Couldn't send and or even receive. Reason I still don't know. I had to wait 6 months. Yes you read it good - 6 months before I got someone on the phone. He began to ask me plenty questions about transactions etc. Was seriously unacceptable, unpleasant, unprofessional, etc. so I told them I will use other services who don't treat their customers like criminals. I was shocked still actually. What a joke this company. AVOID.
Reviewed May 7, 2019
My daughter sent me money from Chicago to Orlando and they hold it for five days. When someone sends money is because there is an emergency, not for them to hold it. Last time we use this nasty company.
Reviewed May 7, 2019
So I have been sending money bi-weekly, when I’m paid to a few family members in another country, and then all of a sudden just this month WU blocked me from donating to a church in Africa! I called and asked why that had happened and the response was that I had exceeded my limit in sending money abroad. Excuse me, but it is my hard earned money and not theirs!
Moreover the WU rep tried to place the blame on the country that I was sending to, saying that it is their rules and not WU’s. I told her that I work as an agent for a company who transmit money for people who send to that specific country far more often than I do and that she was lying! So in all, I don’t know what WU’s problem is, but they won’t be the giant in this industry for much longer because their practices suck! Then I tried to email their compliance department and the email address doesn’t seem to be legit! They are just the worst company to ever use as a “middle man!” I give them a ZERO!!!
Reviewed May 7, 2019
This is worst experience I had with Western Union trying to get a refund of my own money that I transferred to offshore account. But because I put down my fixed deposit account number that does not accept any direct money transfer, I have requested Western Union to refund that money back to me, and it has been now 3 weeks. Western Union is still making me wait without any resolution. They have the worst customer service. I will not be using them anymore.
Reviewed May 6, 2019
I sent a money transfer on the afternoon of May 4th to cover expenses in a travel itinerary change. However on May 5th I learned the receiver could not pick up the money because it had been "refunded". I had paid cash for the transfer and was very worried what had happened to my money. Turns out WU had decided, for unknown reasons, to not complete the process. They were refunding my money and wanted the receiver to call them for an interview. Um.... no. That's not going to happen. I had to go back, pick up my money and go to another facility to make the payment. Bye WU.
Reviewed May 5, 2019
I gave this a 1, because 0 was impossible. So, I tried to send money to my mom in another country. I went to a location, and then I was told I’m not allowed to send money. I asked why, and I was told to call an 800 number. I called that 800 number, and this guy that basically told me I’m banned. I asked why, and he said he cannot give me a reason. I’ve sent money to my mom before. Not sure what changed. WTF? This is like some mafia street stuff. Not sure whether to laugh or be concerned that [apparently] this is normal practice at Western Union judging by these reviews
You don’t even get the courtesy of being told why they no longer want your business. Any business that is not transparent, accountable and doesn’t stand behind its product is usually incompetent or doing something fishy/illegal. Imagine walking into a restaurant you dined in a few months ago, and being told up front you can’t be served because you are banned. You ask why, and are denied a reason. “All we know is we no longer want your business and yeah... GTFOU”.
Hey, if they think I’m a money laundering terrorist or some international drug lord, I must have missed the memo as I certainly don’t have the wealth to reflect that kind of existence. I work in IT, and this has nothing to do with security. My theory is that Western Union probably outsourced their operations for peanuts to some shady entities in some corrupt place that is running amuck all the way to the bank. Either the HQ doesn’t know this is happening, or they do and they don’t care. I can’t believe these jokers are in business. If you tell customers you no longer want their business and don’t even care to explain why, you probably should not be in business.
Reviewed May 4, 2019
I allowed someone who I had a bill with to send me a Western Union money order. Came in on Saturday, so went to bi-lo in Lancaster SC being an authorized dealer I wasn't expecting them to tell me they do not cash them even when I was spending it in their store. They must not have much faith in a product they sell. I will cash it in my bank account on Monday but I will no longer except as a payment options because it they can't back their own product. I won't either. Disappointed in this service and before you purchase one to send anyone you might want to reconsider there are plenty of payment options that back their product that if there is another choice I would take it.
Reviewed May 4, 2019
Today May 3rd 2019 my mother tried to transfer money to me as she does multiple time a month to assist me financially with my kids. It was put on hold and we both were requested to contact customer service. We both did while she was asked question like how do you know the receiver. I, I was ask as to why she was sending me the money. I answered and they then asked where I was employed. I stated that I am disabled and am on SSI. They then asked a few more intrusive questions as to why she sends me money which I answered then for this guy Luis that barely spoke English to tell me they need more verification. I then asked verification to what? You want my grocery receipts? He then said we need proof of your disability, excuse me????
This is the United states where because of HIPA laws they are not allowed to ask for that information. I told this man that and he said that without it they would not release the hold on the money. I then let him know that I would be contacting my lawyer and anyone else I could think of because they are breaking the law and I disconnected. I cannot believe the audacity of these people to ask me for proof that I am disabled as we as for my Social Security number. Uhhh stupid I am not and I called my lawyer and he is sending them a formal letter on Monday. I hope they lose a lot of customers over this because I'm sure I am not the only one that they have done this to. I went to MoneyGram and had my money in minutes. Bye bye Western Union. You will not be getting your outrageously high fees from me or my family anymore.
Reviewed May 4, 2019
It’s always a problem to send your money to family. When it’s not a red flag at your name you’re been blocked for stupid reasons. Innocent people suffer of doing business. The worst transfer agency ever!!!! Will never use again and will tell all that I know to use another before they are blocked too! Totally crap!!!! And waste of time!
Reviewed May 3, 2019
I have been paying my car payment through WU for nearly a year until I tried in March. I could not get a confirmation and I even tried changing the credit card. I talked to consumer service and they said that I was trying to send money to a federal prison. I don't even know anyone in Prison. I tried again in April and the same thing. Talked again to customer service and they said that I needed to check my "cookies" or else try another computer. This is did. Still unable to pay the car payment.
Reviewed May 3, 2019
I am a repeat WU customer. I was trying to send money to someone I have known for years, who lives overseas. My transaction was declined. When I asked why, I was given some generic answer that is did not pass their internal security process. What and Really??? First, I spoke with Monica, who was absolutely rude and hung up on me, at my request to speak with a supervisor!! I called back and spoke with Mary, who was very pleasant and transferred me to a supervisor. Kevin then answered and stated he was a supervisor. He then hung up on me, but called back to apologize. He gave the same STUPID and generic answer Monica provided. He did, however, admit that he knew it was not much of an answer and could see that I have used WU several times in the past. When I asked who I could speak with about this, he said all he could do was transfer me so I could submit an escalation.
I was transferred to John, who asked how he could help. I asked him if I AGAIN needed to be inconvenienced by repeating myself, yet again, or did Kevin apprise him of my situation. He then said that Kevin did (then why ask me as if you didn't know? Why not just say that Kevin made you aware and then repeat what Kevin said, for clarification?). The next thing I knew, John was telling me to hold on while he transferred me to the correct department! So, did Kevin incorrectly transfer me OR was John refusing to assist me?? Right after he asked me to hold, I could still hear him on the phone and some low background noise. Then, suddenly, HE HUNG UP!!! What is it with WU reps hanging up on people???
Needless to say, this has been an HORRIBLE experience!!! Someone who has repeatedly used the service has somehow been flagged and labeled as a SCAMMER!! The Federal Consumer Financial Protection Bureau, and any other governmental entities, needs to do something about this!!! You ask someone to leave their home and complete a transaction in store. So, when I asked Kevin what is the person who is disabled and needs help supposed to do? He could not answer that? I am completely and utterly disgusted with WU and their flawed algorithm!!! Just RIDICULOUS!!! I might do better completing the transfer using a horse!!
Reviewed May 2, 2019
Never use Western Union. I mailed out a money order and in doing so the post office somehow accidentally rip the envelope. They sent the money order back to me with a apology. But when I tried to get Western Union to just cash the money order back to me because I couldn’t send the Ripped one. Western Union said someone had cashed it and they actually wanted me to send money to them, to tell me who cashed it. Totally a LIE because there isn’t any possible way anyone could cash it. Because I have the original Money order. So now I’m out of my money???? Never use this service.
Reviewed April 26, 2019
Transferred from U.S. to India. Agent required receiver to pay 1500 rupees cash before he would deliver the 10,000 rupees by check hours later. Customer Service department assured us they would investigate within 9 business days. I will never use Western Union again.
Reviewed April 25, 2019
Can’t send money, can receive money. Getting error messages, getting blocked. I mean what is going on?? For months now you’ve been a let down. My fiancé can’t send me money, I can’t send money to my family without being blocked and this is months apart. You used to be reliable WU. What happened to you?
Reviewed April 25, 2019
On 3/11 while I was out of town in GA someone created a Western Union online account in my name and withdrew $495.99 from my checking account. The next day I called my bank to report this fraud. A month later they stated it was authorized by me due to the person having my name, address and cell phone number as well as bank card info. The report also listed an email address which was not mine and an IP address which is from Miami, FL and Sprint. I live in MD and have ATT. I've called both my bank and Western Union multiple times but they are not doing anything about it. I've also gave them the police report claim number and my ATT phone records to prove that I did not call Western Union or text Western Union during that time. I am not sure if this has been happening to anyone else, but something needs to be done.
Reviewed April 20, 2019
Where to begin. I'm using WU to send money to my fiancee for a half year now and very often. I had trouble with the website. If a transfer is not allowed, you don't get a meaningful error message, but they advise you to try again. If you use the Edit & resend option in your history you get no message at all. Well, forget it trying again, I have tried a week long and maybe 500 times. It does not help. Contact them immediately. They won't give you a reason why you are not allowed to transfer. They hide behind rules, but don't tell what rule is. If you are lucky they fix it or tell you when you can try again.
I am a verified customer, so they know a lot about me. After sending a certain amount my fiancee got reviewed by WU and had to provide financial and personal information. She was found ok and was told she could use the services of WU again. I then wanted to transfer money but was blocked apparently but they say you can try again. No way. They don't inform you in advance with a email, so you can take some action. No, at the time you need to transfer you find out you are blocked. I'm now 2 weeks further and providing them with a lot of personal and financial information.
I am running out of time now and are considering to go to my fiancee (20 hour flight) and bring the money myself. I have calculated that I can nearly pay for the ticket with the fees and currency exchange WU charge me. I understand they must be careful but the program they use for automatic blocking is idiot and they just not understand that people are in a hurry when they want to transfer money.
Reviewed April 18, 2019
I'm totally disgusted with WU. I live in the US and oftentimes send money to Jamaica, where I was born. I have many family and friends there whom I send money to. WU has blocked both myself and everyone else on my list of receivers. What's more frustrating is when you call Customer Service they won't give you a reason why the transfer was denied. I made a formal complaint to WU. They sent me a very detailed form requesting banking information, source of salary, the names and amount of past recipients and reason for the transfer. After submitting the mountain of financial and personal information, I was unblocked, but, guess what? They continued to block everyone on my receiver's list. This includes family members and law abiding friends I've known for decades.
I called them but it was like talking to a brick wall. They won't tell you why your recipients are blocked. All they have to say is, "we don't discuss our security policies." It's painfully obvious that their reasons for blocking honest, law abiding customers, is that the algorithm they have in place is woefully flawed. It's designed to indiscriminately block senders who makes frequent transfers, akin to scammers and other people involved in a criminal enterprise. They have zero evidence to support their actions. To add to my frustration, they've recently required the submission of additional information for verification purposes. I had to enter my driver's license information in order to complete the transfer. After doing so my transaction was again denied! It's painfully obvious that they assume/presume the sender is involved in insurance fraud, lottery fraud, or money laundering.
There's more, I'm a member of the My WU Rewards Program, with an account number! I also created an online account which included the submission of name, address and banking information so I could initiate and complete a transfer online without going to an agent location....yet they still branded be a scammer and continues to deny my transfers. As I mentioned above, the algorithm they have in place to detect unusual or criminal activities is woefully flawed and needs to be reviewed. I'm upset, I'm very upset with Western Union. They provide an excellent service to send money to family and friends quickly in case of an emergency, however, their draconian system of checks and balances is making it extremely difficult for law abiding customers to use their service.
Reviewed April 15, 2019
Two weeks to receive the money in Australia, because the receiving end could not correctly read the name. So I went to the store to correct the name, and it was not possible and I continue to call customer service. They could not help me and continue to repeat the same line causing me extreme frustration and irritation. I continue to call asking for a supervisor. Again they could not help, because the only way to verify my ID was through a phone call, but my phone had no coverage in the area where I was.
This is absolute unlawful as they are more secure ways to verify ID the people I spoke to could not speak proper English and kept repeating the same thing over and over which brought me to the brink of desperation. WU should be out of business or seriously consider best practices as they are making money on people who rely on these financial transaction. WISH WE COULD ALL UNITE TO MAKE A CLASS ACTION AGAINST WU!!!! THE WORST SERVICE PROVIDER IN THE WORLD!
Reviewed April 8, 2019
I purchased a money order for my rent in July 2018, it somehow got lost in the mail so I had to pay my rent twice. I put a tracer on the money order. About a month later the money order was returned to my mailbox. I then called WU. They told me I could cancel the tracer and cash the money order because there were no holds on it. No one would cash it so I had to request the tracer again so I sent the original money order along with receipt from WU.
I had tracking through USPS. It said delivered Jan 22nd 2019. WU said they never received it so they told me to email a copy of the money order & receipt. I did in March 2019. Waited a week. They said they didn’t receive it. I emailed it again. It is now April 2019. They are saying they never received my money order refund request after 3 attempts. It’s been almost a year and I want my money back, I keep getting the runaround. Every rep I speak to doesn’t speak good English. They are all the way in the Philippines. After this I will never purchase another Western Union money order.
Reviewed April 7, 2019
On Wednesday 3rd of April this year I send $1000 to Nigeria on three different times and it didn't go through because Western Union cancel the transfer and my money is returned back to my card but Western will first hold the transfer. And when my I called their customer care line to let them know the reason why I am sending the money and have meet the receiver but Western Union will cancel the transfer. So the next day I did the transfer again and still Western Union cancel it and did this time they didn't refund my money back to my debit card.
I did the transaction online with my debit card so now the customer care said in seven days they will make the refund and the money is needed urgently here in Nigeria because there is death in our family. So please Western Union return the money back before seven days/I need my money urgently. I don't know why is it hard to send money to Africa and why the ** you are worried about who I send my money to and I'm telling you this man I know him and he's my husband. Don't you know this is racist. Why you causing racist. I am not scammed and I know what I'm doing.
Reviewed April 7, 2019
My company (Nutrition International) send the money to my account through Western Union. In Western Union wire transfer it is state that money send on 21 March 2019 and scheduled deposit in my account on 26 March 2019 but till now 7 April 2019 I am not receive the fund. It is means already exceed 2 week. I contact WU but never got feedback. Why WU made people difficult, I am only small people that need my salary to paid the bill.
Reviewed April 5, 2019
On April 33 2019 I sent some money to a friend in Indonesia. I've done this many times before and the process only took a few minutes. A few minutes after I send the money, my friend is able to collect it. This is how things worked until April 3. After numerous failed attempts, the money appeared to have been sent. At least that's what their app told me. About 6 hours after I sent the money, my friend in Indonesia told me she was unable to collect the money. The local agent (a bank) told her the system was down and they didn't know when it would be back up.
The western union customer service (what a joke) people tried to insist I made a mistake and denied there was any problem with their system. I quickly realized they either had no clue what was going on or didn't want to tell me. The next morning, April 4, my friend told me she tried to collect the money but was told again that their system was down. I tried to contact western union, but could not get in touch with anyone who would tell me what's going on.
Today April 5 I called again this morning. One of their people suggested my friend try multiple locations. She already did. The agent then gave me what was supposed to be the number for WU customer service in Indonesia, and the phone number for a location near where my friend lives. He tried to give me the name of another agent, but that was a bank my friend went to. That bank told her the system is down and they don't know when it will be back. I gave her both numbers. She contacted me a few minutes later telling me neither number worked.
A minor miracle tonight April 6, I finally got someone on the phone who would admit there was a problem. He had no idea when or if they would ever fix the problem. I think it's poor customer service. They've had a major problem for at least 2 days and are only now admitting there is a problem. They still have no idea when or if they will fix it. Also I just started to fill out a form to send money to Indonesia. There was no warning on their site about their inability to send money to Indonesia, They are still ready to take your money, even though they can't guarantee when or even if it will be available to the person you're sending it to. This would be like an airline continuing to sell tickets to a destination, even though they know they are not able to fly to that destination and don't even know when or if they'll be able to fly there. Find some other way to send your money.
Reviewed April 5, 2019
Recently I did a transaction and the recipient was not able to cash the money because the money wasn't on their systems, I called customer service and the guy who assisted me told me the issue was fixed, wasn't true, I called again and put me 20 minutes on hold after those 20 minutes the customer service representative told me they don't have the properly customer service representative to assist me, he told me to hang up or being waiting for unknown time, they charged my debit card and the money never arrived to the recipient, they stole my money, and they refuses to give my money back.
Reviewed April 4, 2019
According to the Western Union terms & conditions when a transaction is auto refunded it will be paid on the originated country from the payment is sent. But I have faced a case in which the transaction is auto refunded but the payment is paid on the destination country. How is it possible anyone have any idea about it???
Reviewed March 28, 2019
I have used Western Union many times, however their requirements to send money person to person are now bordering on ridiculous. My friend's father agreed to loan me some money and due to him not knowing me very well they kept refusing to complete the transaction. Three different times in two days it couldn't be sent from California to Nevada. We ended up using MoneyGram and there was no problem. I won't be bothering with Western Union again.
Reviewed March 28, 2019
I had been using Western Union for 5 years to send money from the US to friends in Cambodia. I used the website to make direct withdrawals from my US bank account. I can no longer use Western Union. I received a message technical problem C2008 while trying to send. I called customer service and was instructed to email Global Consumer Reinstatements. Then I was asked to fill out a form and I submitted the following requested information: photo ID, bank account statement, pay sub. I also submitted my last flight itinerary to provide supporting evidence that I actually have met the two people I had sent money to in the last 12 months. I received acknowledgement that my information was received. I have not heard anything since that acknowledgement. I have since started using Western Union’s competitors including MoneyGram and World Remit and paying 1/3 less in fees to send.
Reviewed March 28, 2019
I have been sending money to another country for 2 years and suddenly all transactions denied unless I physically go in the store. I am a disabled officer and this is not accomodating to those disabled. I think we need a class action lawsuit against Western Union for their ridiculous practices. I've written dozen of complaints. Western Union needs to be investigated and sued for not accommodating the disabled.
Reviewed March 27, 2019
Western Union tries to go the extra mile in terms of security. However, Western Union is going in the opposite direction and its desire for customer's security becomes Western Union's own fanatism gone wrong. One day I was trying to send money online through Western Union by using my own debit card and bank account information. The problem is that the system would reject the transaction a few times even though all the information I entered was correct.
So I called Western Union's customer service phone and I was asked questions that are in the public records and because there were questions that I could not answer from "the public records" my transaction was rejected. This was a mistake on Western Union's side for public data is something that anyone but can create or update; public data are not official or original records but I guess that is something that is too difficult for Western Union to figure it out and comprehend the meaning of public records.
Reviewed March 25, 2019
Twice in 6 months Western Union has arbitrarily denied collection of funds that I transmitted by their system in good faith to well regarded individuals overseas. This was to total surprise, and vast mutual disappointment and frustration, in each case. The most recent case, a few days ago, was a gift transmission for a special occasion of two friends, sent to a professional woman of the best community standing in the Netherlands. The Dutch staff at the Utrecht W.U. office said that all was in perfect order. But the American overseer there overruled them, and abruptly denied collection, offering no justification. I have been totally unable to get any justification myself, despite extensive efforts through Western Union channels.
The result is that the friends will never be able to enjoy the special opportunity for which this gift was intended. As a non-lawyer I regard this behavior as fraudulent in the popular understanding of the word. I provided money with the expectation that a contracted service would undertaken and provided in good faith. It was not. If there was any question as to whether any further information could be required properly to identify the individual and his/her integrity, then the sender should be so advised, and enabled make any needed adjustments before the funds are accepted.
As mentioned at the top, I experienced a precisely parallel outcome six months earlier, when I first attempted to make a transfer to a known, outstanding friend in another part of the world. These are the only two times I have attempted to use money transfer services of Western Union. In my experience it cannot ever be relied upon. In fact, at 100%, it has proven itself to be as unreliable as any business possibly can be. If you send money by Western Union, do not expect it to be delivered, if based on my experiences.
Reviewed March 24, 2019
They take 4 business days and $11.00 fee to transfer money within the United States. Four days??? It used to be less than 10 minutes. I should have spent just $1 stamp, a personal check, and probably 5 - 7 business days to do the same thing.
Reviewed March 24, 2019
Using the app, they took out the money 10am, they then took it again 6pm. I provided proof from my bank but they continually denied it. 3 weeks later I got back the 2nd withdrawal minus a transfer fee. WU mistake and I paid a transfer fee. 3 weeks ago I had to call them and explain why I was sending the money. I then had to send proof of address and ID. Yesterday I went in store and was asked to call back an hour later why they verified my ID.
I then had to give a call back again. I had to give them my MTCN number, full name of receiver and a reason why I was sending it. I said it was personal and there was a load of customers in store. Was told I could not send any unless I shared the info. She did not care about data protection. I was then told each time I’m sending money I will have to call them in store and go through the same procedure. Any time I have spoken to customer service they have been rude and will not accept they are at fault. Read many reviews before making a decision.

Reviewed March 22, 2019
I never had problem with Western Union until now. I have sent me before without any problems. Western Union is bad. I called Western Union twice today. One of the rep was argument with when I told the rep that I used the Western Union to send money instead of going to store. I used the Western Union app to see if my transaction went through.
Reviewed March 19, 2019
I had 2 money orders stolen February 9th. I reported them stolen the same day within hours. I was charged a non fundable fee to have them traced. I submitted all forms with another money order to cover the trace fee February 12th. February 25 the stolen money orders were cashed. However the trace was not done until March 7th, I received a copy of a cashed money order I did not trace March 18th and told to file a complaint @ my local police station because there is nothing that Western Union can do once the money orders have been cashed. It's EXTREMELY HARD to reached anyone from the corporate office by phone or email. Customer service is outsourced to the Philippines and even they are very rude & lack basic customs services knowledge!!!
Reviewed March 18, 2019
WU Agents be bugging bad... First, they are foreigners who have different and believe 'The Company Is Always RIGHT' mode. Hard to get money transferred based on WU new policy implemented to control major theft.
Reviewed March 17, 2019
Company did not speak for Pakistani customer. OK, The Government of Pakistan made the rule that through Western Union money can be send only to blood relation outside the Pakistan but the problem I got due to this thing is that Late Mrs. ** made me the owner of her 5 Million $ which are in Primerica Financial Insurance Company & company said to me that send 700$ of the fee of company & mailing important document charges then they will send my money to my bank account but I did not get my money because Western Union did not send my money according to the law of Pakistan. This is very nice that Western Union follow law but please when the company is registered then why can not anybody send money through Pakistan, this voice Western Union has to raise & tell about this problem to the Government of Pakistan & say please change this law or make it easy. Thanks.
Reviewed March 13, 2019
I have used Western Union to send money to my fiancé and to an orphanage in Kenya. All of a sudden Western Union decided that I was being scammed and blocked me from sending money anywhere, even in the US. I don't know if they put people on a list that says they can not send money, but after this I have blocked from sending money with MoneyGram and Ria as well. I thought I was the only one, but after reading all of these reviews, I can see that I am not the only one that has had a very negative experience with Western Union. My advice: Don't use Western Union! I don't know why Homeland Security hasn't checked this company out! They are probably the ones providing whomever with the monies that they are accusing other people of being scammed over!
Reviewed March 13, 2019
I had to get refunded for my RENT money orders. I followed procedures and after 3 weeks got checks. I went to every place I could to try to cash. I needed it for deposit on new apt. They could not be cashed. They sent new checks which also couldn't be cashed! My lease is up and I have no money to move. Western Union/Wells Fargo made me homeless! And they owe me $1000. They claim it's being sent by wire transfer but they didn't give me a tracking number. What kinda heartless monkeys are working there? I have been dealing with this since Nov 2018. It's Mar 13!
Reviewed March 12, 2019
It is 48 hours that their instore service is down and there is no information. I have contacted them 15 times in two days and they give you different answers. Most of them are not even aware that the system is down while one that was aware said to give it a couple of hours. Well, it has been days. I think they really stink.
Reviewed March 12, 2019
I tried to arrange a payment for an account that was due by 2:00 pm through Western Union since 9:00 am in the morning. First, I tried online and kept getting a message that said "Oops, technical difficulties, try again later." After 45 minutes I then went to a store location where the payment would have cost me $9.99. The store was unable to process the transaction and after waiting on hold for an extended period of time was told that WU would not process the transaction and I could ask for a re-evaluation.
I left the store and since I had no other option I called WU and spoke with a Customer Service person who said that I could arrange for the transfer by phone but it would cost $64. A young lady arranged the transfer and told me it was approved and gave me a tracking number. I then got an email an hour later saying WU needed more information and to call within 24 hours or the transfer would be cancelled. I called as instructed and was told that the compliance department was denying to process the transaction. I asked to speak with a supervisor and after again a long period on hold arranged for a callback.
In the meantime I found another way to make the payment in time and made the arrangements. However, when I signed into my Bank Account I found that Western Union had already requested the funds. I called and spoke to another Western Union representative and was told it could be up to 3 business days before the funds would be refunded. I strongly objected and when I explained that it needed to be done immediately so that the intended party could have the funds by the deadline the representative hung up on me. I called back once more and finally got through to a supervisor who agreed to email the compliance department and have them expedite the refund. However, hours later and the transaction has not been cancelled and the funds have not been released.
This whole situation is untenable for the following reasons: 1. The website message was inaccurate and misleading. 2. Western Union has determined to deny me service without any explanation of the reason and without any reasonable opportunity to respond to concerns. 3. I was told the transaction could occur and was approved verbally but sent an email that there was a problem. However, when I followed the automated prompts the system kept saying it was under review. 4. The use of email to communicate issues when my phone number was available and could have been used to clarify what was happening. If I had not happened to check my email I would not know even now that the transaction was not going through.
5. The exorbitant inflation of the cost of the transfer from store to phone - a 6 fold increase! 6. The fact that a refund could take up to 3 days when it took less than 2 hours for WU to withdraw the funds from my account even though they were not going to process the transfer. As a result of WU actions, the payment may not be honored by the deadline. This could have a devastating financial impact on me and I still do not even know why this has happened. I will never again try to use Western Union and will make sure everyone I know understands what has happened.
Reviewed March 8, 2019
I sent money from a Western Union branch in the UK. Unfortunately my purse got lost and in it was the receipt of the transaction so I wasn't able to send the MTCN to the receiver. I contacted WU to tell them of the issue and tried to get a refund from the branch where I sent the money. They won't give it to me even after presenting the Passport ID that I used. Three months later and in a foreign country, and communicating back and forth through e-mails and by phone, still the issue hasn't been resolved.
I was given the same answer every time I call them: This is under investigation!!! Until when, may I ask? When am I going to get my REFUND??? After 10 years??? Or when I'm dead of stress or boredom? Please don't use this courier as it is the worst in customer care. By the way, I've been using WU for years but they won't even recognise and reward my loyalty by facilitating my refund. Is this the generic answer to every query?: "This case is under investigation!" I rest my case but the next letter will be to the OMBUDSMAN!!!
Reviewed March 5, 2019
I send money to my mum. She never get that money. Instead she has been told that her money was already withdraw but someone else. This is the worst experience ever. I will never trust this company anymore.
Reviewed March 5, 2019
I sent money to my daughter abroad and after a few times I was no longer able to send anything. I went to the physical Western Union office and was again turned down. The customer service person on the phone promised me the issue would be resolved and four weeks later after providing photos, copies of passports and birth certificates etc Western Union still decided I wasn't really related to my daughter or something and refused to do any business with me. This is a disgusting way to do business and they are a terrible company to deal with.
Reviewed March 2, 2019
The worst ripoff scheme I've ever witnessed in 50 years. Use W.U. at your own peril. If you are really needing to move money dependably, use a bank. It's cheaper, safer, and far more dependable. If you like talking to people who can't speak English after you've had 2600$ locked down in W.U. Hell and the supposed receiver of the money in full blown panic mode then you've come to the right place with this bunch of cons. I only used them because the receiver of the funds wanted to use them. Never, ever, again. Pony Express would be just as dependable. Like I said, user BEWARE.
Reviewed Feb. 26, 2019
I usually send money through Western Union, I tried to send money a few weeks ago and got error code C2008, it asked me to wait and try again later. I totally forgot and a few days later I try and the same happened. Finally yesterday I decide to call "Customer service" and they tell me that my account has been place in a "hold". It has been "blocked". I was expecting I would get an explanation, but they just asked me to email the GCR department and they will send me a form to fill out so they can review my account. This is a ghost department, they don't have a phone number to reach anyone nor they answer emails.
With that being said, I am now concerned as to whether my account has been compromised, and the worst is that they will not give you a fair explanation. How do they expect customers to beg them to use their service. First of all your customer service has a lot to improve, the rates are very high compare to others, I just use this company because it is convenient for my relatives back home. I will definitely review all my credit reports to check for any unusual activity but it is frustrating and concerning that a company is allowed to run business this way in the United States. It is my right to be informed of the status of my accounts especially if sensitive financial and personal information is involved.
Reviewed Feb. 23, 2019
I usually send money by WU, and I have account with them, but that time I tried to send to the same person I sent before, they said that I cannot send because it's something like fraud. So it's illegal sending, it's my money that I work for, and they treat me as a bad person. I will start to send by PayPal or another way, because Western Union has no more credibility for me.
Reviewed Feb. 23, 2019
Today, the cashier refused to give me a money transfer from my father at the official transfer point WU. Cause. I am an immigrant by marriage. I have a given a green card, which is equivalent to a passport. 2 years have passed since the change of the green card. At this moment, the immigration service issued me a green card extension. The document is sticky to the photo of the green card, which says that the "green card was extended for 18 months." The green card and its renewal is one document. But I was still refused to be given a transfer, as they said that my documents are expired!!! Explain to me somebody why?
The immigration center says that I can travel and use this document as a temporary passport, and at the point of issuance of transfers I received a refusal because I have “no confirmation of identity.” This is a gross violation of the rights of immigrants! Can someone explain to me the reason for the refusal to give me a transfer? I have a photo document, and the second document confirming that the first one was extended for 18 months. Why did they refuse to give me a transfer?
Someone can explain to me the reason for the refusal to issue a money transfer. There is a passport, there is its renewal of passport, why was I refused to issue a money transfer? Wester Union Union. Please pay attention to the work of people in the official points of issuance of remittances. Because of the incompetence of the staff of this place, people refuse your services and switch to other money transfer services. The address of the place where I was refused to issue a transfer for inexplicable reasons: 2531 Foothill Blvd, Rock Springs, WY 82901, Smith's. 2/22/2019.
Reviewed Feb. 22, 2019
I have transferred Money through so many other site like Remitly, Xoom and had best experience with them but Western Union Sucks!!! Instead of Money transfer process in 5 business day (unlike the others take minutes to make transfer), On the 7th, out of nowhere getting email saying transfer had been canceled while tracking status shows transaction completed!!! Called the customer care several times about it and was told that it takes another 3-5 business days to get the money back to my account.
They keep on adding 48 hours timeline every time after call or online chat and not update!!! Worst experience ever. How come transactions from all other services are not rejected by recipient bank and only western union ? These people are holding funds for endless time and making interest money/exchange rate money on those funds in name of Bank's error/cancellation!!!
Reviewed Feb. 19, 2019
It's the second time that I couldn't send money to Dubai for the purchase of an electronic programmer. I'm in the automotive business and I'm using this smart people for years as tech support also. Western Union potentially they tried to slow down my business. Without this electronic devices is not possible for me to work but With this tools I have a job and also can offer work for others. I use MoneyGram without any problems and much cheaper!!! I'm working already with the equipment which I ordered from Dubai already 3years. Western Union instead investigate people (which is police job), they should do psychologic test for people who wants work there. This way you can understand who is terrorist and who is doing a business working hard.
Reviewed Feb. 16, 2019
I could not receive money for my mom funeral. A friend of mine in CA. was sending me money only $528.00 just a little to help out and Western Union would not let me pick it up. They send it back to the sender, so I call them and they told me they had to talk to the sender. Not only that. I ask why I could not pick up money or receive money and they would not tell me up to this day. I don't know. And MoneyGram is the same way. I can't receive money or send receive. And that is BS. If someone is sending you money and they pay to send this money why won't they let you get it. They don't know what the problem is, they stop you from getting your money and tell you to tell the sender to call them. They have their phone number. Why can't they call them. And if it is about you they will not tell you anything.
Reviewed Feb. 16, 2019
I was trying to send money to a bank to have my car released. After being sent to 4 different locations and giving all my information 5 times, I was finally able to complete the transaction. Each representative said there was an error and it wouldn't go through. Three of them did not speak English as a first language. They were very hard to understand. Each of them gave me a discount code but who wants 50% of nothing. One of them told me he was working from his car! I finally found out I had to go through an agent. By then it was too late to contact the bank. I just got the run around. I will never use Western Union again! And will never send any of my friends to them.
Reviewed Feb. 14, 2019
I tried to transfer money at Western Union. I have transferred through online and they told it takes 5 business day (unlike the others take minutes to make transfer).On the 5th day got a mail saying that your transfer had been canceled and called the customer care and was told that it takes another 3-5 business days to get the money back to my account. Worst experience ever. Initially I was not interested but my friend forced me to transfer so I did. Never ever transfer money through this if you have an emergency.
Reviewed Feb. 13, 2019
I send my daughter 460 dollars yesterday. I paid 35 dollars for the transaction. I was not asked how the money should be paid, but however it would happen I expected them to be paid either in dollars or in today exchange rate. That should be $408.17. But the agent at the Western Union told my daughter that she only gets 380 euro. Now, I complained over the phone with Western Union and they seem to unaware of the exchange rate or of any other issue related to that. My daughter was cheated of 28 euro and Western Union doesn't feel responsible at all.
Reviewed Feb. 7, 2019
A company that I do some freelance work with in the UK used Western Union to transfer funds to my bank account in Canada. This is the first time they have done so. I received a notification on January 30th, 2019 that "payment has been sent." Today is February 7th and I still haven't received the money. I will make sure that Western Union is never used again to do a bank to bank wire transfer.
Reviewed Feb. 5, 2019
Hi. I have been sending money by Western Union for several years. All of a sudden they flagged one payment from Canada to my friend in Peru as suspicious (it wasn't). Then my account was frozen after sending another legitimate payment to a different friend in Mexico (they didn't give me any advance warning). I suggest find a different service.
Reviewed Feb. 3, 2019
My complaint is against Western Union international money sending.I've been using and sending money to my girlfriend/fiance for over 6 years in Cali Colombia and with no problems, now all of a sudden Western Union has blocked me from sending money to her in Colombia only on a high rate red flag suspicion. Ok I get that somewhat but that is not good enough. Ok after I filed a complaint with the number they gave me they gave me the runaround telling me nothing but that the country was a high risk.
Ok I'm mad now because I've been with this women for 12 years. I support her bills because of the hardships and no jobs in Colombia. I am the provider for her living expenses ok. I explained that to them over the phone through their phone questionnaire because I and we have nothing to hide. But after several calls and emails with autoresponders back from Western Union saying that they will review within 48 hours. But still nothing. No explanations. Finally they asked me to send documents verifying my relationship with the receiver, her birthday, reason for sending etc. And my personal documents like a photo of bank statements of my proof of income. And I did all of that plus another work photo and even my work number if they needed to call to prove I worked there.
So I got another as usual an autoresponders email back saying that they received my documents and thanked me. Then said they will review them and will get back in touch with me if they need any other documents from me. I have all my emails to prove our back and forth email talk wherever. So after I called them back with no avail and emailed them several times for an update on my case reinstatement review no feedback for several weeks until Feb 3rd this morning in which I was livid to find that they have decided to do discontinue my sending and receiving of my Western Union privileges but without any reason why. So as you should know I upset with this company with their decision. Because they have not tick any reason why they are blocking me.
Now my name is tarnished with MoneyGram, Ria services because I believe Western Union they have Tarnished my name for no reason explained to me and wow I feel like a criminal. That is bad business on their part and so unprofessional. So I am going to look more info this to clear my name. All I have to say is, "SHAME ON YOU Western Union. I'm very disappointed in you all after I have been faithfully using you all these years. I will never recommend you to anyone else ever again."
Reviewed Feb. 1, 2019
My parents sent money to a relative who lives abroad and is sick, they send him monthly allowances since he is sick and developmentally challenged. No relatives there and we can't ask anyone to help. He needs money for food and medications. About a week ago, we called to see if he got the money and find out he did not get them this time. I called WU, they claimed they randomly checking transactions and my relative needs to call 1800...number. The problem is he has limits and is not capable to perform such task due to developmental issues. When I asked to cancel the transaction, a person on the phone refused to do so saying that a recipient has to call first. I asked for a manager, he repeated same thing, then he said he will transfer my call to another department, I was on the phone for about 30 min and they disconnect the call. I am so upset. This is total scam. I need my money back so I can use another bank to sent again...Frustrated.
Reviewed Jan. 28, 2019
I would never recommend Western Union to anyone. I have a girlfriend from Ukraine that's family is poor. I have sent a few times to help them improve their lives. I am not being scammed, and have met her and gone on many dates with her. They always question if I am being defrauded when I call. Now they are trying to say that I sent too much money this month, which is a lie. I sent much more other months. Now I read that they have probably reported me to the IRS as suspicious. I will be suing them shortly.
Reviewed Jan. 24, 2019
The customer service is horrible. Every time I use Western Union services at TA truckstop I get a headache. The customer service department are very rude and they act like they do not comprehend English. I had to wait 2 hours in the store calling back and forth to customer service to get my money to go through. I had paid the amount in the store and used my points to get a discount. So the man gave the store manager an invalid code. Then they wouldn't pick up the phone. It was terrible. Then I had asked to speak to a manager and they put someone on the phone who wasn't even a manager and gave the incorrect code again.
This was very frustrating and something needs to be done about this terrible customer service. Customer service representatives should be able to talk and comprehend English. So ridiculous!! This is the number I called for customer service **. I use Western Union to send money too much for this horrible customer service to continue.
Reviewed Jan. 20, 2019
WESTERN UNION IS A SCAM!!! My wife and I had run into a little financial trouble and her dad sent money to help get us back on our feet. He went to WESTERN UNION to send the money. I went to pick it up and the first place said I couldn't get it because all they handled was 300 or less. Well it was a lot more than 300 so I called WESTERN UNION and they gave me a name of a place to pick up that amount. Well after 8 calls to WESTERN UNION and having to deal with rude and Crude and socially unacceptable people I finally find a place. And after all the trouble of running all day and into the next morning they tell me the money was on hold and I couldn't pick it up until her dad calls them. So he did.
After going through some personal questions and why he was sending the money they still wouldn't release it. Instead they penalize him after him paying extra money so we could pick the money up in A-day. They penalize him and kept $300 of his money instead of giving it all back. Now if that isn't a scam I don't know what is. Their customer service is a joke and all I had talked to was VERY RUDE. Now we didn't get the help when we needed it and her dad got taken for 300. You tell me where that is fair... I really wish I didn't have to give a star. They really don't deserve it so 0 stars from me.
Reviewed Jan. 20, 2019
Been using WU for over 10 years both paper and online to send money abroad to girlfriends and family members all of whom are known personally to me. All of a sudden my online transactions are blocked and then refunded and trying to use an agent results in the same. No sensible reason given by WU. Just automated emails. People running WU are not fit to run a sweetshop let alone a multimillion dollar company. I now use my bank to send money abroad so WU are the losers.
Reviewed Jan. 19, 2019
Hi everyone. So I was scammed $200 and I reported it to Western Union to someone I thought I was helping. I didn’t ask for a refund or anything. I just wanted nobody to be able to send money to this person money via Western Union. Instead I got reprimanded for reporting the crime. So here is what happened. They gave me an option to appeal the decision and I did.
So here is the letter they wrote me: "As a financial institution, Western Union is required to comply with industry legal and regulatory standards in the countries we do business. Part of complying with these standards involves performing due diligence to determine how customers are using our services to ensure that Western Union is meeting its obligations under applicable law.
We have reviewed your reinstatement request and have decided to uphold our previous decision on this matter. This means Western Union will not accept any money transfers from you as sender and will not pay out any money transfers to you as receiver. Western Union’s Money Transfer Service Terms and Conditions provide that Western Union and its agents have the right to refuse service to any person. Accordingly, Western Union has made the business decision to refuse and refund any transactions you may attempt to send or receive in the future. On behalf of Western Union, we apologize for the inconvenience this process has caused you."
Reviewed Jan. 11, 2019
First and last time I use Western Union. Trying to send money to my husband of 11 YEARS while I was out of town. Denied because my email account was new. Yet thousands of people can send money to people they don't know in Africa that promise the sender they will be royalty if they send $10,000. So annoyed.

Reviewed Jan. 11, 2019
I had some money orders from 3 years ago, unfortunately I was hospitalized in a mental hospital for the last 3 years. I went to my bank to cash the money orders and was penalized. The reason I was penalized is because the money orders were depreciated. This is unfair because this a money transaction not a coupon. If I brought a car would the dealership take the car back because my money depreciated after 3 years. If I went into a store and paid for my merchandise with a old $20 bill would the store accept it? Western Union is a theft because they aren't willing to give me my money back.
Reviewed Jan. 11, 2019
First off if I could give 0 stars I would. I had purchased a money order for dues for a club I run. I had mailed out the check and it had got lost in the mail. Now I spent hours to get through the horrible horrible customer service they have to try and get somewhere. I was informed I had to fill out a bunch of paperwork and mail in more money to get my money back. Ok fine. Just want to fix this. Said 6-8 weeks after 12. I spent more hours on the phone and was then informed I had to file a police report and send that in.
Another 10 weeks and hours on the phone and was then told there’s nothing they can do. After almost a year with countless letters, hours on the phone etc. I contacted the BBB. Funny thing two days later they responded to the BBB that a full check was being issued... Western Union is a complete scam. Almost a year to get my money back. They want you to give up... Reasons why they have horrible ratings. The customer service has to be the most absolute joke I’ve ever had to deal with. I’ve never been so furious after a phone call. I hope they shut down permanently!!
Reviewed Jan. 10, 2019
Western Union refused to process my money transfer and canceled my transaction for no justifiable reason. I give them ZERO stars for their service. I am disgusted by their service!! I believe they canceled the transaction because I was sending money to a person who was obviously someone with a ** name in South Africa and they have “policies” in place which are blatantly discriminatory. I completed the transfer online, received my tracking number and everything seemed fine. Then I was informed by the receiver that something was wrong, they had told him the money was returned to sender. I had received no notification of any problem on my end. I logged on the app and found that the transaction was on hold and that I had to call a number to speak to someone within 5 days.
I called immediately and verified my identity, then was asked to complete an interview and answer a number of questions relating to the transfer, who I was sending the money to and why etc. a lot of personal information. I answered all questions honestly and cooperated fully. I was informed that this was just because there had been some fraud with people sending money to South Africa and was understanding of this. However, despite me verifying my identity and confirming that I personally know and trust the person I was sending it to, and having a perfectly valid reason for why they needed the money, they told me they were canceling the transaction.
I was outraged and disgusted. This is a money transfer service not a money loaning service. It is MY money, not their money, and I should be able to send it to whoever I want to. They are losing no money from the transaction. Completely ridiculous reasoning. I asked to speak to a supervisor and was told they do not have to give me any further explanation and that it was no problem because the money would be returned to me. That is not the point!! I don’t need the money, my receiver needed the money and needed it quickly! Now I have no option but to send via a bank deposit which takes several days.
The whole point of Western Union is that it is supposed to be a fast money transfer service. If they cannot provide the service they advertise then what is the point of them existing?? I 100% believe that if I had been sending the money to a ** South African with an English or Dutch surname then the situation would have been very different. I also have an African surname myself, but I happen to be a ** Australian. I am a registered nurse and an honest and respectable citizen who has never been involved in any type of fraud.
The person I was sending to is the same - a responsible and trustworthy man. But he is African and therefore they concluded it must be fraud. That is stereotyping, it is racist and it is blatant discrimination. It is disgusting and this company should be ashamed of its policies. I hope many people read this review and choose not use Western Union. I have a relative who is a journalist and another who actually works for Consumer Affairs in Australia, so I will most certainly be taking this further and intend to try and make it publicly known that this company practices discrimination. I hope someone from Western Union also reads this comment and realizes that this practice is unacceptable. Not everyone in Africa is guilty of fraud! Now my receiver has been left in a difficult situation with no access to funds all because he happens to be **. Disgraceful. A very dissatisfied customer indeed.
Reviewed Jan. 7, 2019
Western Union Service customer care is fraudster, Scammer Company. I have initiated transaction with WU and since my money didn’t reached after promise date, have to cancel the transaction. In this time frame from initiation to cancellation of transaction, money was not debited from my account. And suddenly after 4 days of transaction cancellation my money got debited from my account. I called customer care constantly on this scenario and every customer care representative gave random reasons and after passing 15 days also still didn’t received my money till date. In between this process of money not getting refunded, I got a call from fraudster mentioning him as WU customer care representative and try getting my personal information saying he have all my transaction and case details with him which I was discussing with Western Union people on call for refund of my transaction.
After convincing me by giving my WU transaction details which I was due for refund he took all my details and did fraud on me. Worst experience of my life with Western Union service. Not sure from first day of this transaction I am dealing with fraud people inside Western Union company. I was a very old user of WU but now looks they have change completely and filled scammer people in the customer care representative and definitely recommend not to use this service to avoid and financial and mental trauma on yourself.
Reviewed Jan. 5, 2019
Trying to transfer money using their online services is near to impossible. I know where I live, I answer all questions correctly verifying my account and they still cancelled the transfer but no one can tell me why, just that I will receive an email... Ok well I got the email that tells me nothing other than "just do a cash transfer". Not helpful, not to mention each person I spoke with was extremely rude and you can hardly hear them.
Reviewed Jan. 4, 2019
While money has been debited from Brazil, Western Union could not yet provide a merchant location in West Bengal. This is after a weeks of correspondences with their support team. Frustrating. I call and write every morning to their call center and even receive mails mentioning that they will look into. But the same reply for a week.
Reviewed Jan. 4, 2019
I have been using Western Union for international money transfers from the past 3 years. From the past one month, I have been having horrible experiences with Western Union. Western Union debited the money from my US account and did not credit to my foreign account. When I followed up with them, all they said was this transaction was cancelled. I had to constantly follow up with them to get my money back. It was such a disaster. The recent transaction that I made - the money has been debited from my US account and not credited to my foreign account even after 5 days of money transfer. Hopeless customer care and horrible service. Never ever trust this company for your money transfers.
Reviewed Dec. 26, 2018
I have been using multiple International money transfer services and never had such a worst experience as I had with Western Union. They promise high transfer rates and make consumers to deposit money over transfers and then after a week they blame receiving and sending banks for failed transactions and take over a week to refund. This causes huge frustration to me and they never care about consumers as I have tried contacting customer support multiple times and they just go by their rule book. Such a waste of time and money on losing transfer rates. I will never ever go back again with this company.
Reviewed Dec. 20, 2018
I submitted a bill payment using their online bill pay service, and mistakenly entered the wrong account number for the bill. It was an unmatched account and Western Union was to refund my account. It's been 3 long months of calling on a daily basis, being on hold for hours, being transferred to inepts that dont even know how thing work in the US. Their call center representatives have the worst customer service. They are poorly trained. Show no empathy nor want to help customers. Horrible. This is the last time I will ever send money or pay anything with this company, they are the absolute worst and are legally scamming their customers from their hard earned money, they make it such a difficult and horrible experience to get your money back just so you can let it go and not fight for your money back, but I will take any necessary measures to get my money back.
Reviewed Dec. 20, 2018
I have been having an issue for the past 3 weeks trying to retrieve money that I canceled to send and they’ve had my money on hold for 3 weeks now and don’t want to release it. I had been put on hold for hours, transferred from agent to supervisors to managers and no one can resolve my issue. Now it’s been escalated to corporate and their only form of communication they have with corporate is through email and I won’t get an answer for another 24 to 48 hours on top of the three weeks that I have been waiting after being told it would be resolved in 48 hours two days prior. I’ve been ripped off and I’m definitely filing a complaint and taking legal actions to get my money back.

Reviewed Dec. 20, 2018
FYI just in case everyone doesn't know all Western Union is going to do is block everybody on this site from ever using Western Union again. That's what they have been doing to everybody. If you file a complaint with Western Union you automatically get blocked. These people from the Philippines don't know what the hell they're doing. You're not the problem. The scam artist is the problem. And you can't get the block remove. Everybody's going to have to get together and file a class action lawsuit against Western Union. When trying to get the block removed they want to know where does your money come from how do you make your money. They want to know your tax information you would think you're trying to get a mortgage from their bank. They want to know all your personal information.
It's bad enough they have your driver's license number or your ID number. For some people who give up all the information they still don't lift the block. Western Union is taking advantage of people and I don't think it's legal. Did you too want to know people's tax information want to know how they get their money where is it coming from where they bank at all your personal information just to send money to another country. Not even to Better Business Bureau can get through to them. They just act like they don't know you. I was told you come out better suing them. For some people that send money to places like Haiti and Jamaica the person in the office is taking the money and saying that the money never arrived. Western Union themselves is a scam artist.
Reviewed Dec. 19, 2018
I was sending some money to Pakistan to my friend as gifts. When I made the transition they did not asked any receiver ID but when they have taken money from account, then they send an email about receiver ID. My friend need money urgently and make transfer from different resources. I asked Western Union to refund my money but customer service told me that they cannot refund money without my friend ID. I been sending money last 18 years and I never had that experience. I never recommend to anyone to use Western Union as they have very bad policy about refund money.
Reviewed Dec. 17, 2018
I tried to send $225 to China for a Christmas Gift to a friend. My wire was denied three times on 2 different days. I called customer service and all three times I reached the Philippines, and when I asked to be transferred to a USA representative, I was hung up on. Both banks I tried had plenty of money in them. I answered all the questions and responded to the required security codes from my banks. All three transactions were denied. Their response upon inquiry as to why I wasted all that time. "Your transaction has been denied" after a lot of time wasted on the telephone. I am erasing the app on my devices, and putting a "do not pay" code on my bank accounts. With all the information you are required to give, fraud would be easily obtained. They should go out of business!!
Western Union Company Information
- Company Name:
- Western Union
- Website:
- www.westernunion.com