
Veterans United Home Loans Reviews
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About Veterans United Home Loans
Veterans United Home Loans (NMLS #1907) is a mortgage lender headquartered in Columbia, Missouri. It specializes in U.S. Department of Veterans Affairs (VA) loans for home purchases and refinances. Veterans United services loans in all 50 states and offers online support for customers who don’t live near a physical branch.
Visit www.veteransunited.com- Specializes in VA loan programs
- Purchase and refinance options
- Available nationwide
- Only has 24 branches across 17 states
- Website is difficult to navigate
Veterans United Home Loans Reviews
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Reviewed March 15, 2026
My experience with Veterans United was excellent. Shane ** (Loan Officer), Derick ** (Loan Coordinator), and Tre ** (Concierge) were all outstanding throughout the process. They were professional, responsive, and kept everything organized from start to finish. Their teamwork made the home-buying process smooth and far less stressful. I truly appreciate their support and would highly recommend this team to any veteran purchasing a home.

Reviewed March 15, 2026
I had a really great experience with Veterans United Home Loans. They are incredibly knowledgeable about the closing business and make the whole process as smooth as possible. Highly recommend, thank you VA for helping me get into my first home! [P.S.: One thing to note: in as much as you are able to, save the numbers of your loan officers, concierge, etc. onto your phone beforehand. You will be getting quite a few calls from seemingly random numbers asking for sensitive information if you don't (for some reason they don't always automatically recognize the number as legitimately coming from VA), and in an environment plagued by scammers this can greatly add to the stress of the process.]

Reviewed March 14, 2026
This website does not have the RAM capacity to express how grateful I am for the help of Dorian **, and the Veterans United staff! This home buying experience was a roller coaster of emotions but Veterans United aided in ultimate happiness!

Reviewed March 14, 2026
Steven ** from Veteran’s United was very friendly and easy to talk to. He was able to match the interest rate from another lender, and presented me a competitive estimate offer. I ended up choosing to do my refinance with Steven and his team at VU because of great communication, friendliness and professionalism. The process did not go without snags, but it was handled easily and smoothly.
Reviewed March 14, 2026
Jeff and gray were exceptional in their professionalism and assistance throughout the entire process. Wouldn’t t have made it all the way through without them. Big shoutout to Jeff. Hard worker and hope other prospective home owners are able to work with him in the future.

Reviewed March 13, 2026
Brock and the whole Veterans United team was a pleasure to work with. Home buying was stressful enough but they were so helpful and transparent through the whole process. I definitely recommend them to anyone.

Reviewed March 13, 2026
The guys at VU were amazing to say the least. Basically held my hand through all the paperwork

Reviewed March 13, 2026
Everyone we worked with was absolutely amazing! As first time home buyers, we were kept in the loop on everything and never had to wonder what the next step was. Thank you so much Christina and Garet!!

Reviewed March 11, 2026
I recently had the pleasure of working with Veterans United Home Loans, and I can confidently say it was a five-star experience from pre qualification to closing! From the moment I reached out, their team was incredibly responsive and attentive. They took the time to understand my needs and walked me through the entire loan process with ease. Their expertise in VA loans was evident, and they made sure I felt informed and comfortable every step of the way.
The application process was streamlined and efficient, with clear communication at each stage. I appreciated the transparency regarding fees and timelines, which made the experience stress-free. The technology they used for document submission and tracking was user-friendly, allowing me to stay updated without any hassle. What truly stood out was the dedication of my loan officer. They went above and beyond to ensure I received the best possible rate and terms, always ready to answer questions and provide guidance. Their commitment to serving veterans shone through, and I felt valued as a client.
Closing day was a breeze and Bailey’s team ensured my documents were complete, timely and accurate for me and my spouse, thanks to the thorough preparation and support from the team. I left the office feeling accomplished and grateful for their exceptional service. Overall, I highly recommend Veterans United Home Loans to anyone seeking a seamless, supportive, and professional home loan experience. Their team truly cares about their clients, and it shows in every aspect of their work. Thanks BAILEY AND TEAM!!

Reviewed March 10, 2026
Veterans United made my entire experience smooth and easy. I have many friends and colleagues that tell me that buying a home is a stressful experience but Connor ** and the rest of the team made my experience stress-free and easy! Connor took care of the VA loan for me, I didn’t need to apply for it through the VA which was great for me because all veterans know that dealing with the VA is a stressful process but I didn’t even have to do that! Connor would contact me frequently to give me updates about the process and he assured to answer all of my questions. Connor was also available for me anytime that I needed to answer questions and fulfill any request that I wanted with my loan. Overall, I would recommend any service member to use Veterans United to utilize their VA loan.

Reviewed March 7, 2026
Oh man, if you can follow the To-Do list as quickly as possible, you can own your home in less than 3 weeks. What a great company, with the most respectful, wonderful people that will take a few minutes and listen to whatever is on your mind. Just as if they were old friends in a catch-up conversation. God bless the VA and this company of great people!

Reviewed March 7, 2026
Thanks to them, I was able to find a wonderful home for me and my family! I could not have hoped for a better team of people to assist me through this experience! Thank You Veterans United!!

Reviewed March 6, 2026
Steve with Veterans United was the absolute best! I had zero issues and was able to close within 16 days because of how on the ball he was. Seriously anytime I texted or called he was right there with an answer and was to explain in such a reassuring way. I can not recommend veterans united enough! That was such a smooth and easy process I would do it again!

Reviewed March 6, 2026
The whole team was amazing from the start! As soon as I did a short inquiry, VU reached out and started rolling the process. It really was a painless and seamless experience! This was by far the easiest home purchase my family has experienced.

Reviewed March 5, 2026
Veterans United and the team I had with Drew and Dawn were phenomenal. They were very attentive the whole step of the way and always made it a point to reach out and answer any questions or concerns I had. They made the buying process painless and easy. Definitely recommend 10/10.
Reviewed March 4, 2026
Working with Veterans United and Josh ** was a wonderful experience. I hope veterans take advantage of the services provided by Veterans United Home Loans. And know Miracles do happen with the right team behind you.

Reviewed March 4, 2026
I would highly recommend Veterans United for any Veterans looking to use their VA loan for purchasing a house. They are very knowledgeable and communicate better than any other lender I've dealt with in the past. I believe they handle other loans as well, so even if you aren't using a VA loan, I would imagine they would still be my recommended lender.

Reviewed March 3, 2026
While the process took a while, I had a good experience. They were patient and made everything easy to deal with. Now I can paint my house and put up a new fence. Thank you for helping me fix up my house VU!
Reviewed March 2, 2026
Eric and Nick were very helpful during this process. With this being our first home, and life being unpredictable, I couldn’t be more grateful with the patience’s and understanding they were with me. Huge respect for them and my deepest apologies when I was losing my patience and getting a little snappy. Our agent was Caleb and we couldn’t be more grateful, not only was he able to help guide us as new home buyers.
Reviewed March 2, 2026
Chris and Shyra were absolutely amazing through my entire home buying process. Chris went above and beyond when it came to answering questions and reassuring me through the process. Chris was available even on a Friday night at 9pm and Shyra always answered any questions I had.

Reviewed March 2, 2026
We had a great experience with Veterans United Home Loans. The team was professional, responsive, and made the entire VA loan process simple and stress-free. They kept us informed every step of the way and were always quick to answer questions. We truly felt supported from start to finish and would highly recommend them to any veteran looking to buy a home.

Reviewed March 1, 2026
This is an EXCEPTIONAL team which is why we’ve used them multiple times now! They know how to navigate the VA loan process seamlessly and make the entire process a breeze. Our loan officer Madison ** and her team truly care and were dedicated to getting us the best possible terms on our purchase. Even when Madison was under the weather and lost her voice, she was still making and taking phone calls to ensure every step of the process was communicated clearly and in a timely fashion.
Shout out to Tim ** for being an amazing Veteran’s United realtor as well. We had worked with Tim on our last couple moves and when we started this process we found out that VU had adopted Tim as part of the team to become the lead realtor for our area. I honestly couldn’t recommend a better combined team if you value responsiveness, transparency, and SPEED. Their quick execution saved our deal and placed us ahead of other buyers. We wouldn’t be where we are OR where we’re going without them—thank you so very much!!!

Reviewed Feb. 28, 2026
Working with the team here has been one of the top experiences I would recommend to anyone looking to buy a home. They truly made us feel like family throughout the whole process from working extra to help us close early, to hunting down insurance, and managing every bit of the process from start to finish. They even sent our dog a welcome package to congratulate us on our purchase. This was my first home purchase and I was definitely uneducated on the process and very nervous but the team here made everything go smoothly and helped me through every bit of the process. I could not recommend them highly enough to explain how well it all went.

Reviewed Feb. 27, 2026
Easy, very straight forward process. I felt unsure going in to it, nervous. As the process unfolded, it became easier. If I was not sure about something, I received an immediate response. I had a great team, just felt natural.

Reviewed Feb. 26, 2026
This is the second time Steve and the team have helped me out, and this time was just as smooth as the first! My refi went faster than I thought it would, and any questions I had along the way they had answers for. Steve will definitely be getting a call when I buy the next one!

Reviewed Feb. 26, 2026
Justin, Ashlyn, and team were so good to help me achieve my dream which now I will enjoy. Veterans United home loans are a huge asset when buying homes through VA financing. Couldn’t ask for more than each team member kept me informed of the loan progress and every inspection needed. I’m proud to have worked with this team.
Reviewed Feb. 26, 2026
If you take a loan and forever just make payments you will maybe be ok, BUT.... If you attempt to make early principal payments or cancel escrow payments when your act becomes qualified, they will do everything possible to stop or delay or misapply payments in a way to maximize their income (your cost). I do not know how other third party VA loan managers operate but I very much feel like these guys deliberately stick it to me whenever possible; check alternative companies.
Reviewed Feb. 26, 2026
It went very well. They kept in contact throughout the whole process and answered all questions thrown at them. They ensured my family and I were always well informed and taken care of. The team worked very well together to make sure everything was taken care of as quick as it did. We found and signed for our home in a month and a half due to their hard work.

Reviewed Feb. 26, 2026
I had a choice of companies to service my VA Refi need. ChatGPT suggested Navy Federal for perhaps a better rate and Veterans United for better customer service. I explored both options for a bit but quickly ran into obstacles with NF, including slow response to emails, getting a different person on the phone each time I called, requiring I open a NF bank account before they even talked to me, and a general sense of confusion (they explained by saying they were so popular that they were inundated with clients.).
From my initial call to VU Megan ** was assigned as my loan officer. EVERYTHING I had to do was coordinated through her. EVERYTHING was explained, on time, made sense, and facilitated the complicated process. This was nothing short of first class concierge treatment, the kind rarely experienced in any format. No bots, no hand-offs, no excuses - just straight talk and professionalism. When the application was complete, Loan Officer Kristine ** similarly ushered me through the signing process which occurred in my home. Oh, I should mention that costs were comparable to NF (ChatGPT got that wrong.). Thank you Veterans United, thank you Megan **, and thank you Kristine **...you guys ROCK!

Reviewed Feb. 25, 2026
Billy has been great through my original home loan and refinancing process. He is always professional and informative. The entire process of buying a home and getting everything coordinated was made much easier through Veterans United.

Reviewed Feb. 24, 2026
They were amazing every step of the way. Very caring, very helpful, and most of all they answered any and all questions I had along the way. (And I ask a lot of questions). They even remembered I have a dog and sent a gift box of dog toys and treats as a congratulations upon closing on my home.

Reviewed Feb. 23, 2026
Great service! And kind and patient team!! And grateful for them!!! And excellent care!!!! And highly recommend!!!! And would use time and time again!!!!

Reviewed Feb. 23, 2026
Bill and his team blew us out of the water. The home-buying process can be daunting and intimidating. From the very beginning, we were welcomed with a clear and informative line of communication to answer any questions we had. Punctual responses were extremely helpful to the smooth process of going from pre-approval to keys in hand in under 2 months. Somehow, with all that efficiency, every single member of Bill's team, himself included, showed a level of professionalism, compassion, and care with every call. The only downfall is that we can only give one 10-star rating and not more. We will only recommend Bill and his team, along with Veterans United, to everyone going forward.
Reviewed Feb. 23, 2026
The VU team was great from beginning to end. Harris was available to answer any of my questions and he returned all of my calls and texts within hours. The best home buying experience any veteran could have. From beginning to end the VU team did not miss a beat. I've already referred them to two of my shipmates. The day after we closed we received a welcome package from Veterans United at our new address. They truly care about making your biggest purchase as smooth as possible.

Reviewed Feb. 21, 2026
Veterans United gave me the best service, the best home loan rate and did so in record time, allowing us to close the deal 3 weeks early in New York. The team guided me, were easy to get a hold of. When I 1st started, I had a lender say, "Bring me any loan estimate and I'll beat it." Then I brought him the one from Veterans United and he bowed out gracefully.

Reviewed Feb. 21, 2026
We truly had an amazing experience throughout our home buying journey. From start to finish, the entire team was patient, supportive, and incredibly responsive, always taking the time to explain each step and answer our many questions. What could have been a stressful process felt much smoother because of their professionalism, communication, and genuine care for our family’s situation.
Every detail was handled with diligence, and we always felt like we were in good hands. They worked hard behind the scenes to keep everything moving forward, and their encouragement and guidance meant so much to us during the waiting periods. Because of their dedication, we were able to close with confidence and peace of mind. We are beyond grateful for the experience and would highly recommend this team to anyone looking to purchase a home. They truly helped turn a big dream into a reality for our family.

Reviewed Feb. 20, 2026
I wish I had known about Veterans United the first time I bought a house. I've already recommended them to all my family who are vets. They made the process so much easier. The responses were always quick and they would even call and check how I was doing it if I needed anything. If we ever move in the future, Veterans United will be my first call!

Reviewed Feb. 20, 2026
I was truly blessed to have the team that I had, my journey wasn't easy but it was a success. Thank You Veterans United for all you do for the veterans of our country and thanks again to my outstanding team for your professionalism, understanding and hard work.

Reviewed Feb. 20, 2026
Everyone from accounting team to the loan team have been outstanding. Have no complaints. Worked with me at every step. Honestly if you are just in a slump and don't know the process or in a bad spot financially they will help you get to your goal. 100/10

Reviewed Feb. 19, 2026
You want to talk about nerve racking buying your first house... Jake at VU made it simple, seamless and went the extra mile with him and his team to make sure my family and I were taken care of. Not only that, they give sound advice and keep everything real and broke down Barny style, making home buying easy. We found ourselves in a home that didn't even feel possible before starting the process. Thank you to everyone at VU for supporting Veterans everywhere.

Reviewed Feb. 19, 2026
Dustin M. and his team made my home-buying experience absolutely wonderful. They kept everything organized and stress-free by regularly updating my to-do list in the VU App, which helped me stay on track and ensured the process moved smoothly. I truly appreciated their guidance, responsiveness, and professionalism throughout. Their communication, efficiency, and attention to detail helped ensure a smooth and successful closing.

Reviewed Feb. 18, 2026
Veterans United Home Loans made the process simple and smooth. Carma's team was kind, helpful, and quick to answer my questions. They really care about veterans and made buying a home less stressful. I would gladly recommend them to others.

Reviewed Feb. 17, 2026
JB ** and all of the staff at Veterans United were fantastic. We closed on our first home in 29 days, and it would have been faster if the Christmas Holidays and New Years had not slowed us down. The team was there for us with answers and help to all of our questions. This process could not have been easier. Including all of the follow up calls from them to make sure everything was ok after we closed. I can not speak highly enough of the professionalism and caring from the Veterans United team.

Reviewed Feb. 17, 2026
Chris and his team were absolutely fantastic. Chris was very patient, friendly, never wasted my time, and spent a lot of time answering my questions. When I didn’t understand something he took the time to stay on the phone with me until I did. He was responsive and a pleasure to work with.

Reviewed Feb. 16, 2026
Every contact we had with VU was so personable and friendly. They answered my millions of questions and helped me understand the process every step of the way. They even remembered our cats name and sent a welcome home box, including a bandana with his name on it!

Reviewed Feb. 15, 2026
The team we had was great. We had so many hiccups and delays (no fault of theirs) and they helped us navigate through every problem. Buying a home is extremely stressful and they made it a little easier. Answered every question in a very timely manner. Thank you all for a great experience.
Reviewed Feb. 14, 2026
Being a home owner always seemed so distant and intimidating but Veterans United helped make home owning a reality; and gave us a very easy to understand step by step guide throughout the process. They answered all our questions and provided answers to questions we didn't even know we had.

Reviewed Feb. 14, 2026
Each person played their role above and beyond what I could have expected. I worked with Kellen and Rebecca most of the process and I couldn't have asked for a better team!
Reviewed Feb. 14, 2026
Jeff was great, helped me understand everything. Was very informative in every way. He answered my every question with no issues. I definitely hope anybody that goes through veterans united gets Jeff as their loan officer!

Reviewed Feb. 13, 2026
When I was exploring my options for a home loan, I was blown away by the Veterans Home Loan service. Not only did they offer fantastic rates that saved me a huge amount of money, but their customer service was truly exceptional. The team had such great people skills; they really took the time to connect with me, answer every question, and make the whole process smooth and stress-free. I felt supported every step of the way, and I can’t recommend them enough!

Reviewed Feb. 12, 2026
Just closed on my new condo with Veterans United! What a great bunch of people! My loan team, Stephen ** and Brandon ** handled everything and checked in with me almost daily. They made me feel like my loan was their most important thing to get done! My concierge, Miles **, checked in with me often, especially close to closing offering help with all of the moving services I may need! He cheered me on during the entire process! My real estate agent Corinne ** in Jacksonville Fl. was my angel! She helped me find exactly what I was looking for and made it happen! If you ever need an agent in North Central Florida, give her a call! She is a VA expert!

Reviewed Feb. 11, 2026
My experience with Taylor and his team was outstanding. He is very professional yet able to maintain a personal connection. Listen to my needs and help me understand what was possible.

Reviewed Feb. 11, 2026
During my three home purchase transactions with Veterans United, I have consistently experienced a seamless and expedited process. Notably, the most recent transaction concluded within a mere 30 days, from the initial inquiry to the transfer to the mortgage broker for final processing.

Reviewed Feb. 11, 2026
They were great. They know their stuff in every aspect of the home buying process. If ever asked I will definitely recommend them for the veteran looking to buy a home.
Reviewed Feb. 11, 2026
Veterans United will go out of their way to help you get a home you can afford. I had to find a place for me and my kids (2 dogs and a cat) after my wife of 36 years passed away, and I cannot take of the place we were living. They care for the Veterans and will help them find a home.

Reviewed Feb. 10, 2026
Brandon was Great and went the extra mile to get things done. They were readily available when I wanted to talk to them or needed something. Brandon was very polite, professional and considerate. I believe he enjoys his job helping veterans and it shows.
Reviewed Feb. 9, 2026
Everything was fine until they changed who serviced our loan. This happened the 1st week of this year. Once it was done, our entire payment history, escrow and tax records disappeared. They reported to all 3 credit bureaus that our account was closed. Now it shows no home loan on our credit report, but our loan history length was seriously degraded with it being a closed account. My current web page has no history prior to January 5th of this year. Asked them over the phone to update our credit reports and was told I needed to put it in writing and send it to their credit dispute office. Luckily we only have 3 years left with these idiots. I would refinance but currently at 2.5% makes that impossible. I strongly suggest you do not do any business with this company.

Reviewed Feb. 7, 2026
Do not trust these people, they’re like the guys at dealerships trying to sell you on a high-interest-rate loan the moment they find out you are a vet. Was working with them for a while until I started noticing the loan team’s monthly estimates were $1000 higher than what I would see doing the math. Issue was that they do not say what they’re going to give you as an interest rate. Maybe I was incorrect with math, but checking other loan companies, their estimates were much closer to the math I did.

Reviewed Feb. 6, 2026
Knowledgeable, helpful, and supportive. The team was on top of things, consistent with communication and the follow-up was pretty top-notch. There was never a time it felt like you would not see the end goal of purchasing a home with the professionalism they displayed.
Reviewed Feb. 6, 2026
We honestly couldn’t have asked for an easier loan process. Everything was done online, and uploading the requested documents was simple and straightforward. It made the whole experience stress-free from start to finish. Ben, Lisa, and Jonathan were all incredibly helpful, quick to respond, and always happy to answer our questions. We never felt left in the dark. They also connected us with our real estate agent, Sondra **, and we truly can’t praise her enough. She went above and beyond to hold our purchase together and made everything come together seamlessly. We were so impressed that we're having her list the home we just moved from. Highly recommend this entire team!

Reviewed Feb. 5, 2026
Everything from start to finish was very smooth with our VU team. Our team reached out to us frequently to keep us updated on the process and let us know when things were needed or if things were moving forward appropriately. Sam answered our questions quickly and was always available to hop on a call with us to go over things more thoroughly. Overall we had an amazing experience and are very happy with everything!

Reviewed Feb. 4, 2026
Working with Dustin has been an incredible positive experience. I felt heard and supported in completing the refinance process. I would highly recommend Veterans United due to the service Dustin consistently provides.

Reviewed Feb. 4, 2026
A great experience to say the least. From starting my home search to closing the team at Veterans United helped me every step of the way. Any questions I had they were happy to answer, and they made the entire process simple.

Reviewed Feb. 3, 2026
While there were hurdles, as there are when attempting to buy and sell simultaneously, every person at Veteran United was friendly, helpful, and provided answers to questions with integrity. I would strongly recommend using for many reasons but the main one is you want a company that is looking out for your interests in regards to purchasing a home. Appraiser was late and set us back a bit, small potatoes.
Reviewed Feb. 2, 2026
After documenting escrow requirements, and discussing amount to be included in monthly payment, it was determined that escrow to be $450/month. Not to be, as Veterans United is now escrowing $1000/month! Promises to review never happened, so disappointing.

Reviewed Feb. 2, 2026
My experience with Veterans United was outstanding, thanks to Zachary ** exceptional guidance and professionalism. As someone navigating the homebuying process after retirement, I had plenty of questions—and Zachary made the entire experience clear, organized, and stress-free. Zachary was knowledgeable, patient, and incredibly responsive. He took the time to explain each step of the process, ensured I understood my options, and kept everything moving forward smoothly. I always felt informed, supported, and confident in the decisions being made.
What stood out most was Zachary genuine commitment to helping veterans succeed. He made himself available, anticipated next steps, and guided me through the process with care and precision. I highly recommend Zachary ** and Veterans United to any veteran or retiree looking for a trusted partner in their homebuying journey.

Reviewed Feb. 1, 2026
Veterans United worked with me for many years to help get my credit and finances ready for a home purchase. Once I was finally ready, the entire process was seamless. A dedicated group of individuals worked closely with me to set up the financing and insurance, and they worked tirelessly to overcome any obstacles that came up. They were always available to support my real estate agent, but most importantly, they were always available to me. There was never a moment when I felt lost or unsure—someone was always there to provide guidance and answer my questions. This is the fourth home I have purchased in my life, and this was by far the most honest, competent, and smooth process I have ever experienced. I was consistently treated with kindness and respect, which truly made the experience stress-free. I cant recommend Veterans United highly enough.
Reviewed Feb. 1, 2026
Trey and Nico are hands down the best guys to work with!! I could not ask for a better team to work with! This is my 2nd time using this team. If you need anything they are quick to answer, handle all the backend work and make everything super easy. They made my settlement session only 15 minutes!!

Reviewed Feb. 1, 2026
Everybody was very helpful and kind the whole process and worked so hard to help me and my wife get the house of our dream. Jeremy and Scott were amazing.

Reviewed Jan. 31, 2026
Buying my first home was so stressful. I had no idea where to start, or what all went into it. I called Veterans United, and they literally took care of everything for me. They connected me to an amazing realtor in my area, helped me find great insurance quotes, and they took care of all of the hard work for me. My concierge team was the absolute best. I cannot thank Veterans United enough. Buying a home is stressful, but they make the process simple and easy. Highly recommend!

Reviewed Jan. 30, 2026
The purchase of a home can be one of the most stressful event in your lifetime. One of the main reasons is you may or may not be kept in the loop so you have to be patient while you are waiting for a process that you have little control of which can make you feel anxious at times. Amazingly this was not the case with Veterans United specifically Lily ** and her team. She kept us in the loop every step of the way. She let us know what to expect and at the close of the day she would always send an update which was always positive. This made you feel good especially if you're not sure about what is happening behind the scenes. In addition Veterans United has a very informative website with videos that tells you about the process and what to work on or expect during the next step. We really appreciate this kind of information and customer care. Thank you very much, we really appreciate it, and keep up the fine work.

Reviewed Jan. 30, 2026
Veterans United made my home buying process so much easier with their app. Their site allowed me to keep track of where I was in the home buying process along with the ease of document upload and discretion of what exactly was needed made life easy. The team themselves is very communicative and easy to communicate with whether it be via text, call or email a response is always moments away. Anyone who is designated to help you with which part of the home buying process you are in or with useful information for finally moving is a specialist with their part!

Reviewed Jan. 30, 2026
We had an outstanding experience with our Veterans United mortgage loan team. They were flawless from start to finish—quick, professional, and always respectful. Communication was clear, the process was smooth, and we even closed earlier than expected. We couldn’t have asked for a better experience and highly recommend them to anyone looking for a stress-free home loan process.

Reviewed Jan. 29, 2026
I was very nervous, the team told me what I needed to do every step of the way. It went so smooth. When I had questions they had answers, if I had a problem they fixed it.
Reviewed Jan. 29, 2026
Outstanding service! Fast, reliable and customer-focused. Highly recommend Jake from this lending company, hassle free solutions. They provide white glove experience from start to finish and and communication is AWESOME. Take advantage of the self guided videos as they are supplemental to the service you receive.

Reviewed Jan. 27, 2026
The refinance process with VU was smooth and reassuring from start to finish. Tiffany and Kayla were responsive, direct, and proactive, which made the entire experience feel effortless and stress-free. Easily the best home loan process I’ve experienced.
Reviewed Jan. 26, 2026
Great job from start to finish. Everything explained step by step. All questions answered with a quick phone call. Would definitely use this service again. This company has a great reputation and certainly deserves it. My son and I couldn't be more pleased to have worked with them.

Reviewed Jan. 24, 2026
Great.👍 They were great help to me and my family in a home buying process. They helped me a lot and with all the papers work needed step by step. I will recommend Veterans United to all my friends and family.

Reviewed Jan. 23, 2026
They made the process of buying a home super easy. Any time I had questions, they were answered almost immediately; if not, I would have gotten a call back very fast. These guys are awesome, 10/10 would recommend.

Reviewed Jan. 23, 2026
Drennan and his team worked with a high level of diligence to close on my first home. The team was always available when my wife or myself had questions or needed further assistance. I would definitely recommend them to my friends and family. I look forward to working with Veterans United again in the future.

Reviewed Jan. 22, 2026
Cara and Rachel were present and ready for questions throughout the entire process! They were more than willing to explain everything to me and my parents, despite memory issues, and left a very positive impression overall!

Reviewed Jan. 22, 2026
Veterans United made first time home buying easy and removed almost all of the anxiety associated with such a large investment. Veterans United made our home buying process less intimidating which allowed us to actually enjoy the excitement of the process. The entire staff Veterans United staff - including the realtor they contracted to work with us - were professional, compassionate, knowledgeable, and highly responsive to text messages, emails, and phone calls; immaculate customer service is the only way to describe it. I will only buy another home with Veterans United and I highly recommend them to anyone looking to purchase a home with a VA Loan.

Reviewed Jan. 22, 2026
I was nervous about the entire process before I started. Veterans United and their team and the whole process very simple and helped me every step of the way. They were always quick to answer questions and made the home buying process a breeze.

Reviewed Jan. 20, 2026
They made everything super easy and stress free and got back to me with my questions super fast. I felt like I was being treated like a person and not just a bag of money and a quota that needed to be met.

Reviewed Jan. 19, 2026
Everyone was so professional, very friendly, treated me like I was a rockstar. I didn't have to ask for anything, they had all information at all times. It just was very pleasant. There was no stress involved. I would recommend Veterans United Home Loans 1000 times.

Reviewed Jan. 18, 2026
Lance personalized my experience and made himself available for any question I had, at any time. Lance works for a professional and trusted company. If I buy again, I will do it with Veterans United. Thanks Lance!
Reviewed Jan. 18, 2026
My team is awesome. ✨🌠🌟⭐ Kedric **-Loan Officer. ⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐ Dustin **-Loan Coordinator. ⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐ Nicky **- Home Buying Concierge. ⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐ And all those that filled in. ⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐ Thank you all. God Bless you and your families. ⭐🌟🌠✨

Reviewed Jan. 17, 2026
The home buying experience with Veterans United was phenomenal. The team went out of their way to make the process a smooth as possible. Shane, Josh and Jake were always easy to get ahold of and very quick to respond to any questions. Couldn't ask for more.
Reviewed Jan. 17, 2026
They walked me thru my home loan experience, very professional and knowledgeable. My experience was pleasant. They treated me with respect and Dustin was always there to answer my questions. Dustin found Keren ** as my realtor. She was nice and knowledgeable. She walked me thru all the steps to buying a new home, she was in touch with Dustin the whole time. All in all they held my hand to make sure I was comfortable thru the experience, I never felt like I was in over my head.

Reviewed Jan. 17, 2026
Veterans United kept the e-loan process moving right along. I stayed on top of your to-dos and uploaded them as I got them. Back and forth emails were answered promptly. They kept me informed. From offer to close was 35 days. Smooth and easy. One little hiccup that was quickly resolved in less than 36 hours. Absolutely the smoothest processing. Will definitely use again and recommend them.

Reviewed Jan. 16, 2026
Veterans United will take the time to work with you and actually cares about their customers. We had a unique situation so it wasn't easy to get us approved initially but everyone we worked with at Veterans United made it all possible. Everyone we worked with was very kind and helpful. We tried other lenders before getting to them and Veterans United has the best customer service by far. Don't waste your time with anyone else and make Veterans United your first choice.
Reviewed Jan. 15, 2026
Everyone at Veteran United Home Loans was extremely helpful and made the entire process super easy and painless. From finding a realtor to helping us through all the paperwork I was extremely surprised at how quickly we were able to find a good home and close

Reviewed Jan. 15, 2026
Everyone was very attentive and helped me greatly to get through the process. There were some challenges that came up, but with everyone's expertise, we got them all worked out. My loan officer, Reece, and our underwriter, Diana, were not only helpful, but went above and beyond their normal duties to make sure my family and I got into our new home.

Reviewed Jan. 15, 2026
Veterans United is in excellent company with professionalism and kindness; also with shared knowledgeable information throughout the whole process. Veterans United Home Loans help make my dreams come true. Thank you.

Reviewed Jan. 15, 2026
They are amazing and make home buying process so easy and effortless. I have gone through them 3 times now and every time they all take great care of me and my family. The app is very intuitive and easy to navigate.
Reviewed Jan. 14, 2026
My experience with Veterans United Home Loans was truly outstanding. From start to finish, My experience with Veterans United Home Loans was truly outstanding. From start to finish, the process was stress-free, well organized, and extremely professional. The communication was clear and consistent, which made everything easy to understand and follow. My loan officer and the underwriting team were absolutely awesome—knowledgeable, responsive, and genuinely supportive throughout the entire process. They made what could have been a stressful experience feel smooth and seamless. I highly recommend Veterans United Home Loans to any veteran looking to purchase a home.

Reviewed Jan. 14, 2026
Extremely smooth process for veterans buying a house. If this was a resort I would say it’s all-inclusive. They provide a real estate agent, a loan officer, a concierge, and someone to coordinate for under-writing. Everyone they assigned me was extremely knowledgeable and very polite. Couldn’t ask for better service. The were understanding that I was a first time home buyer and help me every step of the way and elaborated thoroughly on things I needed clarification on.

Reviewed Jan. 13, 2026
Great company, went above and beyond for this difficult situation. This was closed twice due to a family member doing his best to derail all of the hard work put into it. I had been told I didn’t qualify at another company, Brad ** got it done!! Thank you so much for starting 2026 in the right direction!!!!
Reviewed Jan. 13, 2026
I will ONLY use Veterans United going forward! I am beyond satisfied with the service they provided me and my Family. I cannot say enough kind words about the team I worked with! Thank you all so very much!!

Reviewed Jan. 13, 2026
Everyone was easy to work with, and fast! Got it done within a span of December 12 2025 January 12 2026. The “To Do” list really came in clutch whenever I’ve had a busy day and need to remember and the agents would also email and text you if you haven’t checked it to make sure you’re on top of your dream home paperwork!!

Reviewed Jan. 12, 2026
2nd time working with Phil, fast and smooth process. One thing I would recommend is (not on Phil, more on overall checklist for the loan process) there being a lock in your rate step. I forgot to do it and honestly don’t know how to do it and my rate went up 4 points 2 days before closing. Not very cash money but I should have caught it and asked about it earlier.

Reviewed Jan. 11, 2026
Doug and his team did a great job walking me through the home buying process. They were patient with me and made sure all my questions were answered. Not only that, I made a lot of requests throughout the process and Doug made sure they were completed in a timely manner. Truly a stress free process that the team gave me and I would HIGHLY RECOMMEND! Thank you Doug ** & team!
Reviewed Jan. 10, 2026
I had a great experience with Veterans United, they made my first home buying experience a breeze. They were very prompt and addressed all of my concerns while providing clear guidance with each step of the process. I would definitely recommend them to other veterans.

Reviewed Jan. 9, 2026
Veterans United made the entire home loan process smooth, quick, and easy to understand. Communication was excellent at every step, the team was professional and responsive, and the overall experience was far less stressful than expected.

Reviewed Jan. 9, 2026
I honestly thought going into this, it would be overwhelming but our lean team was amazing and helped us through every step. If you need a little extra help getting credit where it needs to be, they will help you figure out what to do.
Reviewed Jan. 9, 2026
Everyone at Veterans United has been so helpful and informative. If it wasn't for all the help that I received from Jan **, Hunter **, Sarah **, Brie ** and Taylor ** I would not have been able to purchase this wonderful house. I will recommend this company and team to all my friends and family!!! They are the BEST!!! I have nothing negative to say about Veterans United!

Reviewed Jan. 9, 2026
My team was knowledgeable, caring, and quick. Awesome is all I can say. They took some of the stress off and kept me in the loop. This was my first home I have bought. They made sure I understood everything. Loved them!!!

Reviewed Jan. 9, 2026
Absolute flawless, fast process! Made me feel like family and the team always showed support and wanted the best possible outcome for me. I really enjoyed the communication. And if I needed something answered, someone on the team was always there to answer.
Reviewed Jan. 9, 2026
Right away Veterans United put me at ease. They made sure that their team got familiar with me as a client. Videos was made available to view and a 'To Do List's was put in place. Every day a team associate checked to see if I was on task with understanding the information that I was to provide and when necessary they stepped in to assist.
Reviewed Jan. 7, 2026
Veterans United helped me retain my family home after a bit of a messy situation! They were understanding and supportive, if I had to do it again I would use the same resources! I would highly recommend them!

Reviewed Jan. 7, 2026
Brian K

Reviewed Jan. 7, 2026
I have been dealing with VU for many years buying and refinancing houses. I am always pleased with how easy they make it. I will always go to VU for my mortgage needs! I have done both kinds of refinancing and bought a house through VU. I have recommended to friends and they have had great experiences also. I was able to get through the entire process with my phone, except for the signing and they send the notary right to your home!! I seriously recommend this business.
Reviewed Jan. 6, 2026
I can't say enough about how helpful Veterans United was throughout the entire process. From the help with getting ready to purchase, to the concierge service getting utilities, etc. hooked up. Outstanding service.
Reviewed Jan. 5, 2026
My team was amazing throughout this whole entire process. We closed right on time despite other things. They answered every question I had in a timely manner. I hope to have the same team when I buy again.

Reviewed Jan. 5, 2026
My experience with Veterans United was genuinely one of the smoothest and most positive I’ve had in any major life process. From the very beginning, everything felt organized, clear, and well communicated. I knew what to expect, when to expect it, and there were no surprises along the way. That alone takes a lot of stress out of buying a home, and it set the tone for the entire experience. What really stood out to me, though, was the human side of it all. Even with today’s technology and systems, this never felt cold or mechanical. I felt supported by real people who cared, listened, and were invested in helping me succeed. That personal touch made a huge difference, especially during moments where nerves or self-doubt can creep in.
The entire process moved efficiently because everyone worked well together, including me. Communication was timely, questions were answered quickly, and things were handled without unnecessary delays. It’s rare for something this big to come together as smoothly as this did, and I truly appreciated that. I was able to find exactly what I was looking for, well within my budget, and the financing was handled without issue. Having bought and sold multiple properties in the past, I can confidently say this experience stood out in the best way. I’m very happy, grateful, and excited moving forward. Veterans United made me feel taken care of and in good hands, and I’m thankful for the experience from start to finish.
Reviewed Jan. 4, 2026
The Veterans United Home Loans team provided me with one of the best experiences I have ever had purchasing a home. If and when I get the chance to purchase another home, Then I will definitely be using them again.

Reviewed Jan. 4, 2026
Everyone I worked with went above and beyond to help us complete all we needed for our loan. I really appreciate that. I also appreciated their follow up on things during the process. There were a couple of "bumps in the road" but they were very encouraging as we took care of them.

Reviewed Jan. 3, 2026
Kenny ** and his team were awesome and on top of the entire process, as well as any questions or concerns I had. Made the whole loan and refinance process very easy for me. I recommend anyone looking to get a VA Home Loan to use this Lender.

Reviewed Jan. 3, 2026
Brian ** and his team were great. There were some moving goal posts, and VU flexed and explained the details along the way. While I was asking questions, I never felt like I was annoying, and I never felt like I was in the dark. Brian explained the process in the depth and level of detail I needed.
Reviewed Jan. 3, 2026
Great company to work with! Candy ** led her team through a difficult mortgage, and worked hard with our realtor and title company! We had to keep rescheduling the closing due to an old quit claim that was mishandled in the past, but Candy, Madison, and the team stayed on top and got us funded quickly! 10 for 10!
Reviewed Jan. 2, 2026
We worked with Crystaline. She was incredibly helpful, great a communicating and problem solving. We locked in a lower rate than any other quote we received, 5,75% closed Dec 2025. We were able to roll our house's flooring payment into our house loan which really helps us over time.

Reviewed Jan. 1, 2026
Readily accessible, great communication and guidance. Liked having the whole team looking out for me through this home buying experience. Veteran's United walked me through getting house insurance set up and I got a great rate by bundling my car insurance with the same company. I highly recommend.

Reviewed Jan. 1, 2026
As a veteran I’ve been screwed by some other lenders, but never by veteran’s united. They have a no BS approach, their system is smooth, and their team members are consummate professionals. I’ve never felt manipulated or screwed over by them.

Reviewed Dec. 31, 2025
Outstanding service from start to finish. The entire team was professional, responsive, and invested in making the process run smoothly. Jake ** did an exceptional job during the whole loan process. He has been knowledgeable, responsive, and made himself always available. He has been one of our greatest advocates and boosted our confidence during this process. We could not have asked for a better experience or outcome and would highly recommend Jake to fellow service members and veterans who need a loan officer they can trust.
Anastasia ** has been an outstanding real estate agent and an absolute pleasure to work with. She has been our greatest advocate throughout the entire process. She took the time to understand our needs, provided honest guidance, and advocated for us every step of the way. Her attention to detail and deep understanding of the local market made it possible for us to achieve a winning offer on our dream home right out of the gate. She helped us find the right professionals to investigate the home, protect our interests, and ensure our safety. We highly recommend Anastasia to any individual looking for a trustworthy, dedicated real estate professional.

Reviewed Dec. 31, 2025
Amazing work, Scott and Curtis are an outstanding team who went above and beyond to make sure I closed early and were extremely professional. I needed to close in 20 days for tax reasons, everybody told me it was impossible but when I called Scott and his team they said they would ensure I was closed in time. They pushed the closing to 14 days earlier on a short notice and got me taken care of while not making me feel like a burden. We closed on time and I would recommend this team to anybody I met

Reviewed Dec. 30, 2025
Chase has been a such a blessing, from the first time I closed on my property and even through the refinance process. I have already recommended him to a friend of mine and he spoke highly of Chase as well.

Reviewed Dec. 28, 2025
I can't say enough about how wonderful Veterans United made buying a home. The whole process was pretty seamless. They had a full team working with us, and we were guided every step of the way. Any questions we had were answered in a timely manner. They kept us in the loop right down to the end. We felt very confident that the process was moving as best as it could. Even after the purchase, Veterans United is still there for us. We are so happy to be part of this family!

Reviewed Dec. 28, 2025
Working with Veterans United overall was a very good experience. They contacted me immediately. Recommended I work with their credit team... They reached out fast as well. And their services are included in the process. I followed their instructions and my credit jumped up! Once I went back to the refi side things were moving pretty fast. My reason for 4 stars is they seemed to slow down when it came time to close. Payoff letters were being requested when we were supposed to be closing, pushing me back a couple of weeks. But once I expressed my displeasure, they picked the pace back up. I would definitely recommend them to anyone. Taylor from the credit side, as well as Montgomery and Brandon on the refi side were a pleasure to work with.

Reviewed Dec. 27, 2025
The whole process with Veterans United in whole was good. There were a couple of uh-ohs but in the end, they came together and got everything back on track so that we were able to close and be in our new home for Christmas.

Reviewed Dec. 27, 2025
The entire VU team were efficient, knowledgeable and very responsive to. Any questions or concerns during the process. Veterans United's automated data collection system is easy to navigate when providing the documentation. This is the second time that we’ve used VU for our home financial services. HIGHLY RECOMMEND Veterans United.
Reviewed Dec. 26, 2025
Veterans United are a very professional team. They know how to run a loan process to make it easy for the buyer. The loan team were well coordinated, detail oriented and very responsive at all hours. I highly recommend them.

Reviewed Dec. 24, 2025
I have purchased 3 homes and also refinanced through VU and it’s always a seamless process. Jaimie ** and her team are super quick to respond with any questions and are very helpful. I highly recommend any veteran that wants to purchase a home to use Veterans United! - Brian ** and Family, Little Elm, TX

Reviewed Dec. 24, 2025
Veterans United did a fantastic job helping, me to obtain financing. They paired me with an agent, who helped me to locate a home with the right price point and location. I will be moving into my new home in the next couple of days. I am so excited!

Reviewed Dec. 24, 2025
As always, Shawn and the staff made this process super easy. Thus far, we have been truly blessed working with Shawn. Veteran's United is one of the best mortgage companies out there! They make the process easy!

Reviewed Dec. 24, 2025
Their team was great to work with for a first time homeowner. My experience was truly amazing, anything I didn't understand they readily available to guide you through where you are lost. Smooth start to finish.

Reviewed Dec. 24, 2025
The entire team at Veterans United were so helpful and friendly. They made the headache and stress of refinancing so much easier. I’ve used them twice before and I’m use them again in the future. Throughout the entire process they were always quick to respond to all of my questions.

Reviewed Dec. 23, 2025
My team was amazing from beginning to close! I couldn't have asked for a better group of people to help me buy my home. 100% recommend to any fellow sis/bro in arms who is looking to buy. They will even help you get ready if you're not quite there yet. Always responded to me quickly when I had a question/concern.

Reviewed Dec. 23, 2025
This was my family's first home and the entire team that was assigned to facilitating my loan was incredible. I had access to call, text or email throughout the day and after hours as well. Communication is key, and my team was more than thorough and over communicating with everything from documents I needed, inspections needed and even setting up home utilities after the purchase. I highly recommend Veterans United!!

Reviewed Dec. 21, 2025
As a veteran I wanted a company that knew VA loans inside and out. Greg and his team at Veterans United in Missouri made the home loan process as pain free as possible. We were able to sign most items using the "to do" list on their app which made closing day a breeze.

Reviewed Dec. 20, 2025
Clayton, Dawn and Vicki made our home buying process seamless and super easy. I can't say enough about our positive experience and excellent customer service we received with these awesome individuals and Veterans United. The customer portal / app is awesome. You will see exactly what they need from you to submit and just check them off, one by one. Such an awesome experience and I highly recommend.

Reviewed Dec. 20, 2025
HIGHLY RECOMMEND - Carl and the whole team. No matter who I spoke with, they made me feel like a VIP. Very easy to talk with personnel via phone and email. The whole experience went extremely smooth. Thank you to everyone. V/R Raymond **

Reviewed Dec. 20, 2025
Awesome team! My realtor really went above and beyond to take care of my needs to make this home purchase a reality. Despite being overseas, the team made sure I am updated on what's going on the process and answers my questions and concerns as soon as I can despite the time difference, definitely recommend to any active duty and veterans that needs a home.

Reviewed Dec. 19, 2025
It was very easy to get in touch with the VU team and ultimately made it possible for me to perform much needed repairs to my home. Haley ** and her team made an otherwise lengthy and arduous process feel seamless and easily accomplishable!

Reviewed Dec. 17, 2025
My loan team was supportive throughout the entire loan process; professional, proactive, and responsive at every stage. All of my questions were answered promptly, and I always felt informed and confident moving forward. Bridget consistently kept the process moving and was a pleasure to work with.
Reviewed Dec. 17, 2025
The entire team at Veterans United was amazing. But Charles went above and beyond to make our home buying experience not only exceptional, but the most memorable experience we have yet to have had. Thanks Charles!

Reviewed Dec. 17, 2025
Just about every part of my experience with Veterans United was top notch. First, the Loan Team confirmed for me that my VA benefit had not lapsed or been removed because of a loan issue on my first ever home 40+ years ago. This was something I did not know. Second each person, from the Realtor, to the Loan Concierge, to the Loan Coordinator, to the Loan Officer, to the Underwriters were all fantastic, very knowledgeable and patient answering every question. We closed in less than a month from contract to close. A truly amazing process and GREAT GREAT People!

Reviewed Dec. 17, 2025
The service and attention to detail was phenomenal. The app and communication via phone, email, & text worked great for my schedule. The entire process took less than 45 days from initial contact to finish. I would definitely recommend (and have already) MyVU team to others.

Reviewed Dec. 16, 2025
My purchase process was effortless on my part. Veterans United told me what documents they needed from me and were very clear and concise with their directions! I will 100 percent use veterans united again in the future for all my home buying needs.
Reviewed Dec. 16, 2025
Veterans United lead by Jimmi ** was amazing. Communication was outstanding. Knowledge was thorough. VU made the whole process of buying my house less stressful than I ever imagined. No promises of unrealistic expectations. Just honest answers and to the point.

Reviewed Dec. 13, 2025
In my extensive home buying and selling experience, I have never had the process be so user-friendly. The employees were extremely knowledgeable and helpful. They didn’t just assist with the loan, they assisted with the homebuying itself.
Veterans United Home Loans Company Information
- Company Name:
- Veterans United
- Website:
- www.veteransunited.com
