TaxAct Reviews

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Edited by: Tammy Burns

About TaxAct

TaxAct is a tax software program that simplifies the tax filing process for individuals, self-employed users and businesses. It is available nationwide and allows taxpayers to file both federal and state returns with optional unlimited expert help through Xpert Assist. Both online and downloadable software are available. TaxAct provides a $100,000 accuracy guarantee and a maximum-refund guarantee.

Pros
  • Guarantees
  • Free tax extension file
Cons
  • No in-person locations
  • State return costs extra

Helpful Reviews

Winston Salem, Nc.
Verified purchase
It's not a bad tax service. Takes you step by step whatever tax forms you use. They ask you question after question to make sure you are getting every tax break possible. I have b...

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Pike Road, Alabama
Verified purchase
I use [the] professional version and have for over 20 years. Highly recommend! Their customer service is top-notch. They are prompt to return phone calls and answer any tax or sof...

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What is TaxAct?

TaxAct is a software program that assists individuals and businesses with the preparation and filing of their state and federal tax returns. It offers step-by-step guidance for preparing tax returns, including identifying deductions and credits, estimating tax liabilities and generating tax forms.

Whether you have a basic federal return or a complicated tax situation, TaxAct can help you identify deductions and credits for which you qualify. The software has various tax calculators and tools that enable you to estimate your tax liability and reduce your tax burden.

How does TaxAct work?

TaxAct works by guiding users through a series of questions to ensure accuracy. The software helps users identify all sources of income, deductions and credits applicable to their situation and provides hints and tips to ensure they maximize their savings. After completing a return, users can choose to file electronically or print and mail it.

The program is free to use until you are ready to file. Once you do file, your return will be on file with TaxAct for seven years.

TaxAct products

Not including its business line, TaxAct has five individual plans to choose from, all of which allow you to do your taxes yourself. You can file under any plan either online or through downloadable software for an additional charge.

Free
This plan works well for straightforward claims. The company recommends it for filers with dependents, college expenses or retirement income. The package is suitable for W-2 income, dependents, child tax credits, current students, retirement income and more.
Deluxe
The Deluxe plan is good for homeowners, as well as families with child care expenses or student loan debt. Customers get everything from the Free plan, plus itemized deductions and handling of mortgage interest and real estate taxes.
Premier
This plan helps users who have investments or rental property. It offers prioritized support. The plan has the same features as the Deluxe plan, and it can accommodate stock transactions, the sale of homes or other investments, investment income expenses and rental property income.
Self-Employed
This plan is for self-employed taxpayers looking to maximize their deductions. Users get everything from the Premier plan and year-round tax resources; help with freelance, business and farm income; and personalized business deductions.
Sole Proprietor
This plan supports single-owner businesses. It allows inputs for business income, expenses and depreciation.

TaxAct pricing

TaxAct charges the following for its plans at the time of publishing:

  • Free: $0 federal, $39.95 state
  • Deluxe: $46.95 federal, $54.95 state
  • Premier: $69.95 federal, $54.95 state
  • Self-employed: $94.95 federal, $54.95 state
  • Sole proprietor: $159.95 federal, one free state return

Audit support and professional tax help through Xpert Assist can cost extra. Additionally, downloadable software versions of the above plans are more expensive.

TaxAct FAQ

Can you file back taxes with TaxAct?

Yes, you can purchase previous TaxAct versions dating back to 2012. However, e-filing a previous year’s returns is not supported. You will need to print and mail these returns.

Can you pay for TaxAct with your refund?

Yes, to pay for TaxAct with your refund, it costs an additional $17.99.

Can I import my previous tax returns into TaxAct?

Yes, TaxAct allows users to import their previous years' tax returns from TaxAct or other tax preparation software.

How does TaxAct keep taxpayers’ information safe?

TaxAct uses encryption and other security measures to protect users' information. The company also adheres to strict security protocols to ensure that user data is protected, such as Google/mobile authentication and trusted device verification. It will also notify you if someone else uses your Social Security number.

Still have questions?

Is TaxAct legit?

TaxAct says it has filed over 90 million returns since 2000. TaxAct is authorized by the IRS for electronic filing, which means users can confidently file their returns electronically and receive their refunds faster. It also has a 100% satisfaction guarantee and a $100,000 accuracy guarantee that covers any liability, legal or audit costs of inaccuracies.

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TaxAct Reviews

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    Page 1 Reviews 0 - 10
    Customer ServiceSales & MarketingStaff

    Reviewed May 7, 2026

    I talked to an agent and was informed that it was very easy to set up a fraudulent TaxAct account, and that is how a fake account was set up in my name after a data breach for a large company. I reached out to TaxAct's fraud department. They have no phone number, agents cannot transfer calls to them and they do not call you when you provide a phone number. Repeatedly, I asked what was the scam phone number on my account. TaxAct Fraud keeps responding about the return, no matter how many times I tell them I am not asking about information on the return. There is no efficient way to contact the fraud department, and they will not answer your questions. They are not accredited by the Better Business Bureau either. I would not recommend doing any business with them because their security is low.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed April 24, 2026

    Writing this on behalf of my mom who used TaxAct this year for her taxes. When using the application she mistakenly put some info in incorrectly however, when she later tried to edit and find the file itself there was no record of it at all. Apparently, once you complete the return there is no longer a record of it on Tax Act. She also paid extra to get the premium product from Tax Act and customer service could not help her resolve this issue at all. Wouldn't recommend using Tax Act.

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      Customer ServiceSales & MarketingPricePunctuality & SpeedRefunds & PayoutsStaff

      Reviewed April 19, 2026

      Terrible service. I did my taxes which I did the basic because I only have 2 W-2's and nothing else. I completed the federal fine, which I paid $50 for, then it was time for the state. I paid an additional $60 for the state. When it was time to complete, I was prompted to pay for the deluxe package. I did not want it, but could not move forward without upgrading. I tried calling customer service, but was told they were closed. I made this call during business hours, I even check the AI chat, who responded with, "I know it is business hours, but my system is showing no agents available." I was frustrated. Finally I did the upgrade to continue filing, and I was suppose to get a code. An additional $90 and I never received my code. I tried to contact again for clarity, and again customer service was closed and the AI says I need to request a new code, which was never an option on the page. I paid over $200 and still cannot file. What a scam.

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      Price

      Reviewed April 12, 2026

      Cost of self employment filing is way too high for only making $614 with delivery driving. I do like the improvement this year of being able to take pictures of your W-2s.

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      PriceStaff

      Reviewed April 10, 2026

      You have become overpriced. Another tax prep service completed my federal/state taxes (with expert help available) for $26. Tax Act quoted me over $100 for the same service. It saddens me, as I had used Tax Act for over 5 years.

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      Verified purchase
      Customer ServicePunctuality & SpeedRefunds & PayoutsStaffBillingHonesty & Transparency

      Reviewed April 9, 2026

      I changed from TurboTax to TaxAct in 2020. BIG MISTAKE! It turned out it was a real rip off. I paid for the deluxe addition to make sure I don't have problems. Five years later, in 2025, it turned they never filed my taxes neither the IRS or the state taxes. I tried calling several times, I had to use tricks to get ahold of a customer representative. Just to be told that they filed my taxes but the IRS did not accept them because of double filing. Lies, since I talked with IRS on the phone and they did not receive my taxes. So I lost more than $15,000 + the payment for TaxAct. Do not ever use them, unless you have money to give away....

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      Refunds & PayoutsStaffBilling

      Reviewed March 27, 2026

      I am an older retired person and I created a total mess by trying to use TaxAct. When I purchased the "extra" help - I found out that it was not the one I needed, so now I am up to over 75 dollars for help and still am not filed. I finally got to where I am attempting to pay my taxes and their program tells me I need to buy more help from them to get the IRS to accept my payment. My frustration level is getting off the charts after doing the personal "long forms: for over fifty years..

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      Customer ServiceCoverageTechMaintenance

      Reviewed March 24, 2026

      Used them for years, filed one return a year for the last 20 years. Now I get an error message saying I've filed more than 5??? Individuals preparing more than 5 tax returns need to have an EFIN. To apply to become an authorized IRS efile provider... etc. Wtf? DO NOT USE. This is clearly an error on their part, but they refuse to fix it, or else they say they will take a week? When I phoned them twice they said I could ONLY contact the efile department by email and they take a week to respond. Garbage.

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      Online & AppRefunds & PayoutsStaff

      Reviewed March 23, 2026

      Absolutely terrible! Incompetent preparer took a month to file and when she did she claims there was a tech glitch which caused the upload to be an incorrect version of both my state and federal taxes. I have the IRS sending me letters now and the State is asking me to pay instead of sending me a refund. It has been impossible to reach the preparer or her manager, the customer support is arrogant, not helpful and simply useless. I can't believe this business is operating in the USA! Also their reviews on the website are locked, so you can't leave a review directly. The disclaimer clearly states they reviews are compensated. Stay away and don't get in the trouble I am in now!

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      Sales & MarketingPriceRefunds & PayoutsHonesty & Transparency

      Reviewed March 1, 2026

      I would give no stars if was allowed. Totally deceptive about fees and refund advance. These pukes deny the refund advance and then charge me $55 for Republic Bank to transfer my refund, ** tax act and ** republic bank, I could of filed for free but used Tax Act because needing refund advance, total scamming, lying bs. Hope both go out of business and bankrupt.

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      TaxAct Company Information

      Company Name:
      TaxAct
      Website:
      www.taxact.com