H&R Block Reviews

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Edited by: Tammy Burns

About H&R Block

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H&R Block is a tax preparation and financial services company that has been providing its clients with tax advice and assistance for over 60 years. With a network of over 10,000 retail tax offices in the U.S. and around the world, as well as an online tax filing platform, it offers both in-person and do-it-yourself tax preparation services.

Pros
  • Free basic file
  • In-person services
  • Max Refund Guarantee
Cons
  • In-person help can be pricey
  • Limited time for Refund Advance loans

Featured Reviews

Ooltewah, TN
Verified purchase
I have used H&R Block for the past five years and I am very satisfied with the service. I opt to pay the extra $29.95 and have access to my last seven years’ tax filings. I always...

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Bronx, NY
Verified purchase
Have used them for many years. Excellent service, stand by accuracy, provide assistance. Friendly, pleasant and courteous. Some of their software needs improvement, though I have ...

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What is H&R Block?

H&R Block is a well-known tax preparation company that provides tax prep services to individuals and small businesses. Whether you want to do your taxes completely yourself, hand them off to a pro or get a mix of the two, there is an option for you. On average, H&R Block’s tax professionals have 10 years of experience and over 73 hours of training.

H&R Block uses several layers of security measures to ensure your data is protected when you file online or in person. In addition to web browsing encryption, the company has a security protection team that monitors data 24/7, regularly performing security audits.

H&R Block offers a wide range of resources and tools to help you make sense of your taxes. Its website features a wealth of helpful guides to help you understand the ins and outs of the tax code. You will also find calculators to help you estimate your tax refund and calculate your tax liability.

How does H&R Block work?

H&R Block provides in-person and electronic tax filing services. Customers can choose to file themselves through the guided software or use a dedicated tax professional. You can also use H&R Block for audit support. Just schedule a free consultation, and you will receive upfront pricing before starting.

To start using H&R Block, create an account on the website or visit your local office. The company offers walk-in services as well as an option to drop off your tax paperwork. It is best to schedule an appointment time, though — especially as the tax deadline draws near.

H&R Block services

H&R Block offers both DIY tax services and professional services. The following is available for taxpayers who prefer to file on their own:

  • Free online: For those with simple returns and standard IRS deductions, you might qualify for a free state and federal file.
  • Deluxe: This plan allows you to do itemized deductions and store your tax returns for six years.
  • Premium: With the premium plan, you can do everything the free and Deluxe plans can, plus file for rental income and investment income.
  • Self-employed: This is the highest level of DIY tax services available and includes every form you need for investment income and side business income and claiming business deductions.

Unlimited expert help can be added on to any of these levels for an additional fee. You can also have a tax professional file your taxes for you virtually or in person.

H&R Block pricing

Filing your taxes early can allow you to access discounts off H&R Block’s services.

The following prices are the retail prices of services at the time of publication, but you might be able to receive a discount.

  • Free online: $0 for qualifying taxpayers for federal and state files
  • Deluxe: $55 plus $37 for state
  • Premium: $75 plus $37 for state
  • Self-employed: $110 plus $37 for state
  • Add-on tax support for DIY filing: $70 plus additional state fees
  • Filing with a tax pro: Prices start at $85 plus additional state fees

H&R Block FAQ

Does H&R Block offer advanced refunds?

Yes, you can receive your refund as an advanced loan with a 0% annual percentage rate (APR) and no loan fees. However, these loans are usually only available several weeks before the April tax deadline, so if you wait to file, you can miss the chance to qualify.

What refund options does H&R Block offer?

Alongside the Refund Advance loan, customers can choose to have their refunds deposited on the H&R Block Emerald Prepaid Mastercard. Additionally, you can receive your refund as a direct deposit or check.

Does H&R Block offer a money-back guarantee?

H&R Block offers several guarantees to its customers, including a Maximum Refund Guarantee that ensures you'll get the biggest refund possible or your money back. It also offers a 100% Accuracy Guarantee, which means if it makes an error on your tax return that results in penalties or interest, H&R Block will pay those fees for you. Its satisfaction guarantee will refund you if you are not happy with the in-person services or the tax software.

Do I have to pay H&R Block upfront?

No, you can choose to have your payment for the service taken out of your tax refund. However, there is an extra $39 refund transfer fee to pay with your refund.

Do we recommend H&R Block?

H&R Block is a solid financial institution that's been around for over 60 years. It has helped file over 800 million returns worldwide since it first opened its doors. Its multiple guarantees make it a trustworthy tax company to try because if you do not get the best return or have an inaccurate return, H&R Block will make it right.

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H&R Block Reviews

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    Page 1 Reviews 0 - 5
    Verified purchase
    PriceStaff

    Reviewed April 14, 2025

    I have used HR Block consistently as a reliable service for years. There are usually no problems with the desktop software. When I talk to representatives they are always professional, although sometimes I find they don't listen to the problem the first time. Please be aware that for the Deluxe + State product they say "One State Return Included". It is NOT clear, but they will charge an additional fee to e-file! Essentially, this means there is little to no value added over the basic plan. I cannot recommend this product, although I would recommend HR Block in general. They have good products and service.

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    Staff

    Reviewed April 13, 2025

    I wanted to take the time to say that the people I've always dealt with at H&R Block have ALWAYS been very helpful and very nice. This year I had someone who just seemed extra helpful and I wanted to take the time to tell people because not enough people talk about good experiences, usually only bad. Mr. ** out of NH was so helpful and kind he really made me feel at ease. Can't say anything else except thank you.

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      Staff

      Reviewed March 12, 2025

      Bree at the Hasley Canyon Store has been helping me with my returns for last 3 years, and I can't say enough nice things about her service. Went to see her on 3/02/2025 and had check in hand 3/11/2025. Thank you, Bree and all of the H and R Block staff for another great experience.

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      Punctuality & SpeedRefunds & Payouts

      Reviewed Feb. 9, 2025

      We were paying way too much for our tax returns. Last year a friend encouraged me to file my own taxes. This is the second time i use H&R Block and the process was even easier. We filed early and received our tax refund very quickly. Being able to file at my own pace is priceless.

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      PricePunctuality & SpeedStaffRates

      Reviewed Jan. 29, 2025

      By far, I have found over the last seven years that HRB offers the best around service. If you need help with an online return, their toll-free # picks up pretty fast and I've used it on a few occasions and was never asked to pay. I actually tried their top competitor and HRB definitely is the superior product. I think you might know who I'm talking about. HRB's price is much better also. I mean, way better. I highly recommend the online version. No CD required. I also went to an HRB office to drop off some paperwork a couple of times and it was convenient and they were very nice people. Ok, enough said. I give HRB 5 stars compared to its closest competitor at maybe 3 stars.

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      Customer ServicePunctuality & SpeedOnline & AppStaffEase of Use

      Reviewed Nov. 18, 2025

      I have been using H&R Block tax software for many years. I have never had any issues. I found their program to be easy to use and reliable. This year, I purchased the download direct from Block. I have been unable to run the program because it will not allow me to register. I found it very difficult to find technical help on their website. I finally called for support and have been waiting a excessive amount of time for some assistance. This may be the last year I use their product.

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      Verified purchase
      Customer ServiceRefunds & PayoutsMaintenanceStaffRates

      Reviewed Nov. 15, 2025

      I have used HR Block Deluxe + State since 2022 and even before that. For 2025 I purchased the software directly from Block. . . But never again. The software I loaded and installed on Windows 11 has a significant functional information display error that makes it impossible to use. The welcome display does is not usable. Essential information for program use cannot be seen on the screen. I cannot adjust the data window see the entire software text and user buttons. I note in Nov 15, that 30% of 13 Amazon users gave the Block 2025 software 1-star (very bad, do not recommend) ratings because of failure on Windows 11. The other positive reviewers gave better reviews because they were describing their previous year use, not 2025. The software was released from Block by email on Thu., 11/14 at 7:31 pm, so any reviews before that time would not be for 2025 software.

      It is impossible to get any information on-line or from a real person about this problem from Block. I have tried for several hours with no success. For me and others reporting at Amazon, HR Block has released defective tax software that can't be used on Windows 11. The previous year's software worked well but not this year. Did Block cut back their quality control programmers and now they rely on an AI system that tells them everything was OK. Everything is not OK, and HR Block does not have any guidance on how to obtain functional tax software for Windows 11 computers. Block's on-line help is useless, and their phone numbers provide never ending closed-loop recordings with no opportunity for any resolution of the problem or for a defective product refund.

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      Customer ServiceMaintenance

      Reviewed Nov. 6, 2025

      My family have been using the H&R program for years to file our taxes with no problems. For my 2024 tax return, The IRS denied my tax return. When I went on the program for H&R block to fix it. It had me amend the return which was not what I was supposed to do. I called and talked to somebody and they told me to print off what I had and send that in and I tried and got another decline. I have called and called and called. No one will help me even though I paid for the program. Here it is November and my taxes still are not filed. The IRS has returned or rejected them three times now. H&R block customer service is terrible.

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      Customer ServicePunctuality & SpeedStaff

      Reviewed Oct. 19, 2025

      The is the worst company I have ever met in my life to get an assistance or to get a help from. I visited the HR Block at 13000 Olympic Blvd on March 2025 & give all my business & personal information to ** to prepare my tax return, Since March I am calling & emailing her asking when my tax return be ready. I was advised that she requested extension, but I could not visit her. Later in October I asked her to email me my tax return so we could finalize my tax return. I never received any response from her and she never advised that she can not complete my tax return. I even did not received any tax return documents by email to finish my tax. Finally I decided to get a hep from a CPA. I just want to let the HR Block to know that in case I have a penalty for late report. I will take the HR Block to court.

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      Customer ServicePunctuality & SpeedRefunds & PayoutsStaff

      Reviewed Oct. 10, 2025

      I am extremely frustrated with my recent experience with H&R Block and feel compelled to share my concerns. After filing my taxes, I requested that my refund be directly deposited into my checking account. Unfortunately, shortly thereafter, my account was flagged for fraud, and the bank closed it. I contacted H&R Block and was told that my refund had been issued as a paper check on May 9th, but I never received it. I was then informed that I would need to wait 90 days before I could submit a client check replacement form. Ironically, after that waiting period, I found the expired check in my mailbox.

      On October 3rd, I submitted the check replacement request form via the provided fax number (1-866-446-3370) and received confirmation that it went through. However, when I followed up recently, I was told that the back office had not received my forms, despite my confirmation. This was incredibly frustrating, especially since I was directed to visit a local office, which is a 30+ minute drive away.

      During my call with a representative named Justin (Agent ID 2701499), I found the discussion to be quite disheartening. He gave me this email (documents.efsoperations@hrblock.com) to escalate my concerns, as it seems the system is unable to connect effectively with the back office. At the office, I encountered a kind representative who attempted to help but had to resend my fax three times and rely on a chat agent to email my request.

      This entire experience has been exceedingly disappointing. I have been waiting since May for funds that I desperately need, and I'm now being asked to wait even longer. My financial situation is precarious, as I had to turn to other sources of funding that are not willing to be patient any longer. I strongly urge H&R Block to address these issues promptly and improve their communication and processing systems, as this experience has soured my view of their services.

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      H&R Block Company Information

      Company Name:
      H&R Block
      Website:
      www.hrblock.com