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Lear Capital Reviews

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About Lear Capital

Lear Capital has been involved in the precious metals industry since 1997, and it's now completed more than $3 billion in transactions. It can help you buy, sell and trade bullion, rare coins and physical gold and silver. It also offers a Price Advantage Guarantee for added transparency.

Visit www.learcapital.com
Pros
  • In business a relatively long time
  • Transparent pricing
  • Full-service gold dealer
  • 24-hour risk-free purchase guarantee
Cons
  • Website can be hard to navigate
  • Only one depository option

Helpful Reviews

Keller, VA
Verified purchase
Lear Capital staff explained the purchasing process for all precious metals in a very professional manner, making it easy for even a simple person like me to understand. I think L...

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Leland, NC
Verified purchase
I was very satisfied with the customer service that Lear Capital provided to me when I purchased an on-line silver order. Lucy answered the questions that I had when I used PLAID ...

Read more

Gold IRA disclaimer

Gold and other precious metal IRAs are an investment and carry risk. Consumers should be alert to claims that customers can make a lot of money in these or any investment with little risk. As with any investment, you can lose money and past performance is not a guarantee of future performance results. Consumers should also obtain a clear understanding of the fees associated with any investment before agreeing to invest.

What is Lear Capital?

Lear Capital can help you diversify your investment portfolios with precious metal bullion (coins and bars by weight), numismatic coins and precious metal IRAs. To help you make informed decisions, Lear Capital also provides real-time guidance and access to daily and weekly updates.

How does Lear Capital work?

Establishing a precious metals IRA with Lear Capital is a convenient way to diversify your portfolio. To begin, a dedicated account team member walks you through the application process, which takes about 10 minutes to complete. Once the application is processed and approved, your account is set up within 24 hours.

Lear Capital then reaches out to your current IRA custodian on your behalf to arrange for the tax-free rollover of your funds. The funds are transferred via bank wire and deposited into your new precious metals IRA.

You can then arrange to buy precious metals for your IRA. Lear Capital offers a three-step Price Advantage Guarantee for every transaction, which provides you with a written account agreement, a phone confirmation and a written confirmation. All IRA metals are stored in an IRS-approved vault courtesy of Delaware Depository. The metals are backed with a comprehensive insurance policy from Lloyd’s of London, too.

Lear Capital products and services

Lear Capital offers a variety of products and services, including:

  • Self-directed IRAs: You can transfer funds or roll over portions of an existing IRA into a precious metals IRA. Your physical metals are stored in a private storage facility, but you get the same tax advantages as you would with a normal IRA.
  • Precious metals: You can buy rare coins and gold, silver and platinum bullion (including IRA-eligible products) on Lear Capital’s website. However, its online store is down at the time of publishing.

Lear Capital also has a comprehensive resource library that includes a precious metals encyclopedia, market charts and free guides on precious metals and retirement accounts.

Lear Capital cost

Lear Capital charges a flat $200 annual fee for self-directed IRAs and no other fees. This includes storage, insurance and 24/7 account access online. Pricing for individual gold, silver and platinum products varies over time, so it’s a good idea to check Lear Capital’s website or call to see the latest information.

Lear Capital FAQ

Which coins are IRA-eligible?

A full list of Lear Capital’s IRA-eligible coins can be found on its website. In general, gold bullion must be at least 99.5% pure, silver bullion must be 99.9% pure, and platinum bullion must be 99.95% pure.

How can I track the performance of my Lear Capital portfolio?

With Lear Capital, your IRA custodian, Self Directed IRA Services, Inc., will offer a website with 24/7 access to your portfolio’s performance. Lear Capital also provides quarterly statements that can be mailed directly to your home address.

Where are my metals stored with Lear Capital?

Lear Capital stores client metals with Delaware Depository, which is an IRS-approved depository. The depository also provides a comprehensive insurance policy underwritten by Lloyd’s of London.

Can I make contributions to my Lear Capital account?

Yes, you can set a recurring schedule to have your contributions automatically transferred into your precious metals IRA

Did Lear Capital file for bankruptcy?

Yes, Lear Capital filed for bankruptcy in 2022 and completed a Chapter 11 reorganization in 2024. The company continued to operate during the bankruptcy process and restructured its finances as part of the reorganization. Following the reorganization, Lear Capital made changes to improve transparency and customer experience. Since those changes, its customer reviews have become more positive.

At the time of the filing, the company was being investigated by state securities regulators for deceptive practices and misleading marketing. As part of a settlement, it agreed to pay $5.5 million to compensate investors affected before the restructuring.

Still have questions?

Is Lear Capital legit?

Working with Lear Capital to diversify your investment portfolio can be a smart choice if you want multiple options for investing in precious metals. It offers bullion, numismatic coins and self-directed IRAs. Lear Capital also provides market data, insights and price notifications to help you protect and grow your investments, and this info is important if you want to be an active investor.

Lear Capital Reviews

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    3 featured reviews
    How do I know I can trust these reviews about Lear Capital?
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    Page 1 Reviews 0 - 35
    Verified purchase
    Customer ServiceStaff

    Reviewed July 21, 2026

    Derek ** is the senior account executive who worked with me throughout the process that led to my purchase with Lear Capital. He was professional, friendly and knowledgeable about the industry to fully answer my inquiries and further explain to educate me in order for me to make an informed decision that best fit my investment needs and goals. I should add that he was also patient throughout the process of multiple phone calls and questions. I am confident in my decision to invest with Lear Capital. As a matter of fact, I have already referred someone to Mr. ** and am going to refer someone else this week. Thank you Mr. ** and Lear Capital! Julia

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    Lear Capital
    Response from Lear Capital

    Julia, thank you for taking the time to share such a thoughtful review! We appreciate hearing that Derek was professional, friendly, and knowledgeable and that he was able to help inform you so that you can meet your goals. Thank you for your referrals and thank you for partnering with Lear Capital.

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      Verified purchase
      CoveragePriceStaffRates

      Reviewed July 17, 2026

      Mr. Dmitri **, Senior Account Executive is an excellent representative of Lear Capital LLC. Dmitri guided me through a precise step-by-step process of selling my gold bars after a very competitive price offer, to Lear Capital. This was my first experience with selling my gold and I was apprehensive about putting my gold in a box and sending it off to any company. Dmitri reassured me that Lear Capital is a highly reputable company and that my gold was fully insured during the shipping process. Everything went exactly as Dmitri said that it would. I'm extremely pleased and have received my check from Lear Capital and deposited it into my bank account. I will do business with Lear Capital again and highly recommend them to family and friends.

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      Lear Capital
      Response from Lear Capital

      David, thank you so much for sharing your gracious feedback. We are thrilled to hear that Dmitri was helpful, informative, and reassuring and that he was able to ease anxiety about parting with your precious metals. Thank you for your recommendation and thank you for partnering with Lear Capital!

      Verified purchase
      Customer ServiceStaffRates

      Reviewed July 2, 2026

      Working with Joanne was an outstanding experience from beginning to end. She was professional, knowledgeable, patient, and took the time to explain every step of the rollover process in a way that was easy to understand. She answered all of my questions thoroughly and made me feel comfortable and confident with my decision. Thanks to Joanne’s guidance, the entire process of rolling over my 401(k) to Lear Capital was smooth, straightforward, and stress-free. I truly appreciated her excellent communication, attention to detail, and genuine commitment to making sure everything went seamlessly. I am very happy that I chose to rollover my 401(k) to Lear Capital, and I highly recommend both Joanne and Lear Capital to anyone considering their retirement investment options. Based on my experience, they have earned my trust and my highest recommendation. I gladly give Lear Capital a 5-star rating!

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      Lear Capital
      Response from Lear Capital

      Angela, thank you for taking the time to share your wonderful feedback! We love hearing about how Joanne was professional, knowledgeable, patient, and walked you through the whole process of rolling over your 401(k). We value your trust and your recommendation. Thank you for choosing Lear Capital!

      Verified purchase
      Staff

      Reviewed July 1, 2026

      I was very confident and pleased to work with Lear Capital. They were professional, efficient and dependable. The only problem that I have with Lear is their fiduciary bank, Equity Trust. As I write this review, I still have not received my money from my IRA transferred over to another bank since April 29th. I have had nothing but aggravation, trouble, repetition and poor, untrained personnel. It is because of Equity Trust that I am leaving Lear Capital to a bank that does not deal with Equity Trust.

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      Lear Capital
      Response from Lear Capital

      Diane, thank you for taking the time to share your feedback with us. While we are happy to hear that our team has been helpful and professional, we are sorry that Equity Trust has been frustrating to work with. We are sharing your comments with our executive team, and we'd be happy to do anything else to serve you in the transfer: CustomerCare@learcapital.com or 1-800-885-5327.

      Verified purchase
      Customer ServicePunctuality & SpeedStaff

      Reviewed June 16, 2026

      I contacted Lear Capital for information and received a call from Frank **, who provided me with excellent information on which to make a decision on my first purchase of precious metals. I He called me back several days later and walked me through the purchase process, which went through without a hitch. I am totally satisfied with Frank and Lear Capital and am excited about receiving my first order of precious metal. Keep up the outstanding service. I'll be sure to pass on to my friends about my positive experience.

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      Lear Capital
      Response from Lear Capital

      Joseph, thank you for taking the time to share your experience working with our team. We are so glad you found Frank informative and thorough and that your transaction went so smoothly! Thank you for choosing Lear Capital.

      Verified purchase
      Staff

      Reviewed Aug. 12, 2026

      Brad ** has been my advisor for many years and always delivered exemplary service. I've come to trust him on my requests, he delivers on every request. The only way I have the success in the precious metals is due to Brad ** and the Lear Capital team.

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      Lear Capital
      Response from Lear Capital

      James, thank you for your encouraging words about Brad. We are thrilled to hear that you have built a professional relationship with him and that he has delivered exemplary service. Thank you for partnering with Lear Capital.

      Verified purchase
      Punctuality & SpeedStaff

      Reviewed Aug. 12, 2026

      Excellent service! I received my order very quickly. I ordered this order as a promo from the YouTube channel Fanfare with Barry Cunningham.

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      Lear Capital
      Response from Lear Capital

      Elaine, thank you for your encouraging words. We are thrilled to hear that you received excellent service and it arrived quickly. Thank you for choosing Lear Capital.

      Verified purchase
      Staff

      Reviewed Aug. 11, 2026

      Brad and Reid are outstanding representatives of your company. I genuinely felt they were concerned for the customer.

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      Lear Capital
      Response from Lear Capital

      Rebecca, thank you for your encouraging words! We love to hear that Brad and Reid were great representatives and that you felt cared for. Thank you for choosing Lear Capital.

      Verified purchase
      Staff

      Reviewed Aug. 5, 2026

      Brad, thank you for your help with my IRA Distribution Request. Having the help you gave me made it so much easier to complete. I look forward working with you and Lear Capital in the future. May you have a blessed day. Jim **

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      Lear Capital
      Response from Lear Capital

      James, thank you for your encouraging words about Brad! We are thrilled that you found him helpful and that you would work with him again. Thank you for choosing Lear Capital.

      Profile pic of the author.
      Stuart D. increased rating by 2 stars.
      Customer ServiceStaff
      After a positive interaction with Lear Capital, Stuart D. increased their star rating on Aug. 2, 2026.

      Updated review: Aug. 2, 2026

      **UPDATE** LEAR delivered. I'm grateful and very appreciative of your help. I'm just sorry LEAR got caught up in the middle of this disagreement between myself and ROS****. Mr Todd ** was fantastic. He was very upfront with me, explained the timing and processes, and very easy to contact. All this helped in my satisfaction. Thank you to LEAR CAPITAL, for your assistance to my issue, and I look forward to a long and prosperous business relationship.

      Original Review: July 30, 2026

      I hate to do this to LEAR, but I feel I have no other choice. I found LEAR after having a fallout with another commodities trader. Apparently, and I do not know for sure, I was caught up in the middle of a transition from one dealer-broker to another dealer-broker. In an effort to stay where I was, I changed traders, FROM R****** to LEAR. Lear was caught in the middle.

      With trader A (name being withheld) I requested an IRA withdrawal back on February 22 of this year. I was informed that the settling of this transaction would take approximately 90 days (I was unaware of this transition happening). In May 2026, when I did not receive my requested disbursement, I reached out to trader A and was told at that time, "as soon as the transition is completed, my request would be settled". Because nobody informed me of such, and I just wasted 90 days thinking a disbursement was in route, when it wasn't in route, I switched traders from R****** to LEAR.

      Lear promised to assist me in my request. And while LEAR has been more informative about the processes than R****** was, I still haven't received my initial request from February. It's past 6 month now, and I still don't know. I do understand the fact that I changed traders and this may have created some additional paperwork, but the account remains at the same "dealer desk" of Equity Trust.

      Speaking of Equity Trust, my online portal is so screwed up, it appears that I have lost 1/2 my original investment, and nobody will help me restore the account nor explain to me "how" my portal account was so screwed up. Individual Customer Service Reps are most kind, and willing to assist, and empathize with my frustrations, however, they are limited in their abilities to "force an answer". LEAR has been mediocre at best. They really haven't helped me as much as originally promised. Equity Trust already knows my voice on the telephone as I call them almost every day. Please, if anyone reads this that can point me into the direction of someone that can actually "DO" something, please contact me. **

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      Verified purchase
      Staff

      Reviewed July 14, 2026

      This was my second experience purchasing through Lear Capital. The representative was extremely friendly, like he lived next door instead of across the entire country. He made sure to stress that my purchase should be considered as a long-term hold, which is an important statement. He also disclosed the commission percentage, which is simply excellent service. It was a great experience.

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      Lear Capital
      Response from Lear Capital

      J, thank you for sharing your enthusiastic review! We love to hear that your representative was personable, helpful, and honest and that you had a great experience with him. Thank you for partnering with Lear Capital!

      Verified purchase
      Staff

      Reviewed July 8, 2026

      I first purchased silver from Lear Capital December 2025. My advisor Darius **, made it so easy that I returned today July 2026 to make another purchase. This company clearly explains everything that will take place during the transaction and completely answered all my questions. I will not boubt be an many time over repeat customer.

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      Lear Capital
      Response from Lear Capital

      Linda, thank you for sharing your encouraging experience! We are thrilled that Darius made the process easy and answered all of your questions and that you are now a returning customer. Thank you for partnering with Lear Capital!

      Verified purchase
      Staff

      Reviewed July 8, 2026

      Peter ** is the representative I have dealt with at Lear Capital on several occasions. He has always been very helpful in providing information and assisting me as I determine the appropriate investments to make in precious metals. He has proven to be very professional and knowledgeable and, in my opinion, he is a real asset to Lear Capital.

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      Lear Capital
      Response from Lear Capital

      Stephen, thank you for taking the time to share your encouraging feedback! We are thrilled that you have found Peter to be helpful, professional, and knowledgeable. Thank you for partnering with Lear Capital!

      Verified purchase
      Customer ServiceStaff

      Reviewed June 25, 2026

      Lear Capital and Dimitri….beyond superb. Everything was explained completely and succinctly and I didn’t hang up second guessing my decision. When this kind of customer service is extended to someone like me who spent a mere 5K on silver, that says something about a company. I know that is not even a “drop in the bucket” for a large corporation but still u was treated like a million dollar investor. Will highly recommend and won’t buy anywhere else. Thank you Dimitri and Lear Capital!!!

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      Lear Capital
      Response from Lear Capital

      Denise, thank you so much for taking the time to share your enthusiastic review! We love hearing that you felt well taken care of and that Dmitri was helpful and knowledgeable for you. Your recommendation means so much! Thank you for choosing Lear Capital.

      Verified purchase
      Punctuality & SpeedStaffHonesty & Transparency

      Reviewed June 24, 2026

      DimitriDimitri's walked me in trust and truth. I don’t Trust anybody With my life saving; great, glory to god; he got me through. Now waiting for my reward. Live easy and happy, very excited on the outcome. The investment I expect it to be a lot more. I must be dreaming. Dimitri sounds like an angel. Truthful, knowledge, good friend, helpful. No lies or else I would have walked away has whole plan.

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      Lear Capital
      Response from Lear Capital

      Frank, thank you for your enthusiastic words about your experience. We love hearing that Dmitri was truthful, knowledgeable, helpful, and personable and that you are so happy with your investment. Thank you for choosing Lear Capital.

      Verified purchase
      Punctuality & SpeedStaff

      Reviewed June 4, 2026

      My account representative at Lear Capital conducted my transaction very promptly and professionally. I have been a client of Lear Capital for many years and have had good experiences with their precious metal transactions.

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      Lear Capital
      Response from Lear Capital

      William, we are grateful for your positive feedback! We are so happy to hear that our team has been prompt and professional and that you have continued to come back to us. Thank you for choosing Lear Capital!

      Verified purchase
      Punctuality & SpeedStaff

      Reviewed June 1, 2026

      I have had excellent service. All my questions were answered completely and promptly. Very satisfied and look forward to many years of business with you. Will definitely recommend family and friends. Thank you.

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      Lear Capital
      Response from Lear Capital

      Sandra, thank you for your encouraging review! We are thrilled to hear that your questions were answered completely and promptly and that you are very satisfied. Your recommendation to your loved ones means so much! Thank you for choosing Lear Capital.

      Customer ServiceContract & TermsSales & MarketingPricePunctuality & SpeedStaffRatesTransparency

      Reviewed May 30, 2026

      Disclaimer: I am not without blame in the transaction with Lear that resulted in an estimated $350,000 loss to my metal account. Lear did not do anything “illegal” but they certainly behaved in an unethical manner. Shame on me for not performing proper due diligence and of being too trusting. I needed to obtain a new broker for my metal account as the entity that I had used to purchase metal went out of business. The metal account is held with Equity Trust and they informed me that if I wanted to sell metals in the account in the future, I would need a new broker.

      I was considering a selling off some of the coins to meet my 2026 Required Minimum Distribution. The Equity Trust website listed a number of brokers they worked with and I started calling around. None of the listed brokers that I called (except for Lear) were interested in taking on an account that they had not been involved with initially. Lear Capital did agree to serve as the broker for my account and we entered into an agreement in early November 2025.

      One of my metal accounts at the time of the agreement consisted of a number of 2 oz. silver coins and the spot metal price at this time was a value close to $1.2 million. The Lear Sr. Acct. Mgr. suggested that I would be better off with a mix of gold and silver bars. I did not disagree. They purchased my silver coins at wholesale market price and, in my head, I incorrectly assumed that the bars they would then purchase on my behalf would also be at market price or something close to it. The price they charged me for the bars included an exorbitant markup which resulted in me losing about $350,000 in the process.

      During the recorded conversation of the above transaction, the cost of the bars was stated but it wasn’t until close to the end of the discussion that a spread of about 33% had been applied was mentioned. When asked if I understood, I said “yes” but I clearly did not understand. If they had asked if I agreed to a price that was about 50% over market value, I would have said no. The recorded script pretty much lulled me as all the questions as asked, required only a “yes” or “no” answer. I just followed the script. Contractually, Lear could charge this high spread but the contact also allowed for a 2% spread which they conveniently ignored.

      After the transaction was completed, the broker indicated he would call after a few weeks. When that didn’t happen, I reached out to him via email in early December to get an update. He forwarded my email to another broker who then contacted me. He indicated that the value of my account was $1.4 million which seemed great and was in line with what I expected given the market growth at that time. I asked him for a statement and he indicated he would get something to me as of a later date. Never got one.

      It was not until sometime in January 2026 when the bars that were acquired were entered into my account at Equity Trust that I realized I had been taken. I called Lear Capital to get an updated value and was told the account was now worth $1.7 million even though at that point I knew the actual value was significantly much less. Lear continued the scam by inflating the value! I then asked the account to be liquidated at Lear’s valuation. I do not recall the rest of the conversation of that day because I was livid. Lear did not act on my request to cash in at $1.7 million. Neither this phone call or the earlier one in December were recorded. I made several subsequent requests for information and or statements by email and phone messages to both brokers but they were ignored.

      It was not until I filed a complaint with the BBB that someone finally responded to me and tried to smooth things over. The individual from Lear came across to me as being sympathetic and we had several conversations. He was willing to pay something to settle the complaint I filed. The offer, in addition to some metal, included a personal promise that Lear would not charge brokerage fees on future sales of my metal. I asked if he was willing to put this “guarantee” in writing on Lear letterhead but was told he could not do that. Hmm. Worthless.

      Subsequently, when I asked him to put in writing exactly what kind of metal he was proposing to settle this dispute, he said he would have to go back and try to reconstruct the details of the latest of several offers. Even though the value provided was down to the dollar, he could not provided the details. Hmm. After a couple of weeks went by, it was clear I would never be provided the information which should have been easy to provide. This is further indication this company is not one with which to do business. At this point, I determined that it was better to proceed with posting reviews rather than taking blood money. It is clear that I made a number of mistakes by not digging into the details. If you have any questions or want further information, I am also willing to discuss this nightmare in further detail by email at **.

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      Lear Capital
      Response from Lear Capital

      Dave, we're sorry to see your ongoing disappointment, and we don't want to brush past it.

      This wasn't the experience you hoped for on a decision this size, where trust matters as much as the outcome. Part of what's made this stretch so hard is the market itself — a strong climb in metals followed by a sharp pullback early this year that no one saw coming and no one could control. When you're watching an account you care about, that kind of swing is painful, and we understand that.

      We stepped in when other brokers wouldn't, and over many conversations our team worked to sell your coins — with no commission on that sale — and move you into a mix of gold and silver at your request. We've also offered to do more since then to try to earn back your confidence.

      We'll own, too, that our follow-up didn't always come as quickly as it should have. We've been working through an exceptional volume of accounts during this period, and we're sorry if that added to your frustration. We've reached out, and the door stays open — please reach back out to Jeremy and we'll pick it back up.

      Customer ServicePriceRatesTransparencyHonesty & Transparency

      Reviewed May 29, 2026

      I had a very disappointing experience with Lear Capital Gold and Silver. After reviewing my purchase documents and comparing current market prices, I realized I was overcharged by approximately 36% on my gold purchase. The pricing and fees were not clearly explained during the transaction, and I feel I was misled about the true value of the investment. As a customer, I expected transparency and fair pricing, especially when making a significant investment in precious metals. Unfortunately, the large markup greatly reduced the value of my purchase from the start. I would strongly encourage anyone considering buying gold or silver through this company to carefully compare prices, ask detailed questions about premiums and commissions, and get independent advice before committing. Overall, my experience left me feeling frustrated and disappointed.

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      Verified purchase
      StaffHonesty & Transparency

      Reviewed May 25, 2026

      My experience with investing with Lear Capital went very smoothly. The folks there were informative, knowledgeable, honest, and helpful. I made two transactions. An IRA rollover and a cash investment. In both cases, everything went smoothly. Their professional attention to detail was amazing. The right people at the right time.

      Thanks for your vote!
      Lear Capital
      Response from Lear Capital

      Paul, thank you so much for your kind review. We love hearing that our team was informative, knowledgeable, honest, and helpful and that your transactions went smoothly! Thank you for choosing Lear Capital.

      Verified purchase
      Staff

      Reviewed May 14, 2026

      Everyone I have spoken to has always been incredibly helpful, thorough, detailed, patient, and professional. This is the most informed and connected I've ever felt about any investment process. The team make sure you are empowered with education, understanding, and security.

      Thanks for your vote!
      Lear Capital
      Response from Lear Capital

      Brittany, thank you for your gracious feedback about our team! We are glad that Brad, Charles and others were helpful and informative for your transaction, and we sincerely appreciate you taking the time to share. Thank you for choosing Lear Capital.

      Verified purchase
      Staff

      Reviewed May 13, 2026

      Brad ** is our contact at Lear, and he did an outstanding job assisting my wife and me with our first purchase of precious metals. His advice was clear and concise without be pushy or overbearing! Since that time, he has been very responsive and attentive to our needs, even though we are certainly not one of his biggest customers, and I always feel like I am being appreciated when I work with him. He is a credit to your company, and I just want to take a minute to acknowledge his excellent work on our behalf. Rick **, Albuquerque

      Thanks for your vote!
      Customer ServiceSales & Marketing

      Reviewed May 10, 2026

      Lear Capital no longer answers their phone. Apparently they have been scamming their customers somehow. I've been trying to contact them through the numbers I have and they just hang up EVERY TIME. I would find another metals dealer just to be safe.

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      Lear Capital
      Response from Lear Capital

      Hi Buck, we're sorry about your frustration of not being able to get through — and we've actually been trying to reach you. Since your review we've called the number we have on file, and Katya, our sales manager, emailed you on 5/11. We've messaged you privately here, but haven't been able to connect. We'd genuinely like to help. You can reach us our customer care at CustomerCare@learcapital.com or 1-800-885-LEAR (5327), and we'd be happy to follow up with you.

      Verified purchase
      Customer Service

      Reviewed May 7, 2026

      I highly recommend Lear Capital to anyone looking to invest in precious metals. They make the self directed IRA really simple to navigate and set up. And they always answer the phone when I call for questions or investments. 10/10

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      Lear Capital
      Response from Lear Capital

      Adrian, thank you for the high recommendation of our business! We are pleased that Josh and our team made it easy to transact your metals investment, and we are glad you've received responsive phone support. Thank you for choosing Lear Capital.

      Verified purchase
      Customer ServiceStaff

      Reviewed May 5, 2026

      Shant was very patient and helpful during the whole process. Good customer service skills, courteous. This process is always very difficult for me because it's only done once a year and I sort of forget the steps I need to take. Thank you!

      Thanks for your vote!
      Lear Capital
      Response from Lear Capital

      Blanca Rosa, thank you for the encouraging feedback about Shant! We love hearing that you received personable and professional service from our team, and we appreciate you taking the time to share your positive experience with us. Thank you for choosing Lear Capital.

      Verified purchase
      StaffHonesty & Transparency

      Reviewed April 29, 2026

      My experience has always been pleasant! Mr. ** is such a lovely man. I can tell he loves what he does. He explained everything to me. I was so comfortable speaking with him. He's experienced. He's thorough. He's honest. He's helpful. He's kind. I appreciate his knowledge about silver and gold.

      Thanks for your vote!
      Lear Capital
      Response from Lear Capital

      Sherion, thank you for your gracious words about your representative. We are so glad he was knowledgeable, thorough, honest, helpful, and kind and that your experience was so positive! Thank you for choosing Lear Capital.

      Verified purchase

      Reviewed April 28, 2026

      It is a very pleasant and delightful purchase with Joanne **. She has a lot of knowledge and I really appreciate working with her to make a purchase. She is great and I am out of time, have a Great Day!

      Thanks for your vote!
      Lear Capital
      Response from Lear Capital

      Mike, thank you for sharing your positive experience! We love hearing that Joanne was knowledgeable and pleasant to work with. Thank you for choosing Lear Capital.

      Verified purchase
      Staff

      Reviewed April 22, 2026

      I was very satisfied with my representative who was patient with me as I am new to this line of business. He helped me understand the process of investing in this area. I look forward to the possibility of future investments with Lear Capital.

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      Lear Capital
      Response from Lear Capital

      Harry, thank you for the kind words about our team! We are glad that you received helpful information and satisfying assistance for your investment process, and we are grateful you took the time to share. Thank you for choosing Lear Capital.

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      Customer ServicePunctuality & SpeedStaff

      Reviewed April 16, 2026

      We had a wonderful experience dealing with Derik **. He is very knowledgeable, professional, and was very patient with us. He's quick to return our calls, and even though our investment isn't huge, he made us feel like we mattered. We couldn't be happier with him handling our future!

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      Customer ServicePunctuality & SpeedStaff

      Reviewed April 10, 2026

      Dmitri ** was very prompt and helpful when I reached out to him today! My past experience with him was also great! He was very thorough, answered all questions, and followed up with each transaction that was performed. Highly recommend!

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      Verified purchase
      StaffRates

      Reviewed April 8, 2026

      Very helpful and kind representative, was suggested to me by my father. Explained everything very well and fixed issues we had during the process. If you are interested in investing in silver for your future, and especially at a young age like I am, I HIGHLY recommend Lear Capital. Thank you again!!

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      PriceRefunds & PayoutsRates

      Reviewed April 7, 2026

      A while back when I started investing in gold, I went to Lear Capital and talked to the salesman. He recommended I purchase a bunch of numismatic coins that were way over priced. While bullion coins went way up, the coins that Lear recommended took 10 years to reach the price I paid for them. I would not purchase anything from Lear.

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      Verified purchase
      Staff

      Reviewed April 7, 2026

      Lear Capital has provided my wife and I excellent service over the many years we have been associated with the company. The professional help and care from Brad ** always ensured we did what was the best.

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      Verified purchase
      Customer ServiceStaff

      Reviewed April 6, 2026

      I was very pleased today with the assistance offered by Peter **. I called Lear Capital two times before making my purchase. Each time, Mr. ** answered all my questions thoroughly. He was very knowledgeable, and did a lot of explaining of the answers to my questions. He was very helpful with my decision-making. He seemed very enthusiastic, and I was very pleased with the amount of time he spent with me. It made me feel very comfortable with my purchase today. He is definitely a real asset to your company. Dale **.

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      Verified purchase
      Customer ServiceStaff

      Reviewed April 5, 2026

      I would like to compliment, Derek ** in California for being so patient and detailed with his information on a cold call that I had made to him. This was the first time calling Lear Capital and he was an amazing professional to represent your group. Thank you all for having Derek as one of your leads. Look forward to working with him. Sincerely Adam

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      Verified purchase
      PriceStaff

      Reviewed March 21, 2026

      My experience with Lear Capital was not a good one. I did a partial liquidation of my Silver IRA and Lear purchased the Silver Bullion at about $78/Oz on a day that Silver closed at about $92/Oz. When I asked the account representative about the disparity, I was told something to the effect that the Silver wasn't worth that much. Over the next couple weeks Silver went above $110/Oz. Then to make matters worse, it took Lear 26 working days (36 calendar days) to wire the funds back to my Trust company.

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      Verified purchase
      Customer ServiceStaff

      Reviewed March 21, 2026

      I reached out to Lear Capital to ask to be sent information about buying gold. Fortunately, my call was answered by Reid ** who explained all aspects of gold and silver purchasing in a way I could fully understand. He was very professional and personable. I explained my budget and he guided me through the process of which coins to buy and of what weight. I made a purchase based on his recommendations and received my items in a timely fashion and packaged very well. I would highly recommend Lear Capital to anyone wanting to buy precious metals. I was made extra comfortable by being told of the guaranteed buy back program.

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      Verified purchase
      Customer ServiceSales & MarketingStaff

      Reviewed March 20, 2026

      When it comes to investing in precious metals, there can be a risk of working with disreputable or disingenuous companies and representatives. I have heard many people who have been taken advantage of or given inaccurate information. I am here to share that my experience has been nothing but professional, appreciative, thankful, and grateful. I have invested with Lear Capital and worked with Calvin for more than 10 years! My mom, my spouse, and myself invested very wisely in precious metals a while back. To say that we have seen a return on our investment is an understatement! We are very happy with our investments and another vehicle to hedge against the tumultuous changes in our economy. It is very rare to say that a commodity company in precious metals would genuinely care about their clients. But, I can say that we have been given utmost respect and care.

      When I call, Calvin either immediately answers or calls back right away. With such big swings, especially recently, the ability to stay true and to take care of the investments of the Lear clients. We have been taken care of and Lear backs up their promise of fulfilling both the purchase and sale end of their transactions. We have been clients for more than 10 years and we will continue to be clients for the years and decades to come. Thank you to you all and I wish your company all the best as we continue to go through such major changes in our shifting economy. Wishing blessings to you and your families and every client that you continue to serve!

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      Verified purchase
      Punctuality & Speed

      Reviewed March 18, 2026

      Thanks to Senior Account Executive, Cal **, for the detailed information and making purchasing metals a quick and trustworthy experience. It was a pleasure working with Lear Capital. They have made the whole process seamless.

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      PriceOnline & AppRates

      Reviewed March 17, 2026

      I was sold a line that collector coins perform better than the straight gold price, however when I try to cash them out I discover that is NOT the case. In fact they perform much much worse. The Lear Capital website shows the sell value of these coins much high than the actually value. I was sold the following coins for $200k total:
      727 - Silver Canadian Grizzly Bear -- 1.5 oz.
      376 - Gold UK Royal Mint, Royal Arms 2023 - 1/10 oz

      However, when they were placed in the depository, they showed a value of only $122k. They assured me that that was just to assess value, not their worth. Today, they want to give me $276k for all my coins, while their website has the coins listed at a valuation closer to $462k.

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      Lear Capital Company Information

      Social media:
      Company Name:
      Lear Capital
      Company Type:
      Private
      Year Founded:
      1997
      Address:
      1990 S. Bundy
      City:
      Los Angeles
      State/Province:
      CA
      Postal Code:
      90025
      Country:
      United States
      Website:
      www.learcapital.com