Lear Capital

Lear Capital Reviews

Lear Capital Reviews
4.9(1,306)
Author pictureAuthor picture
Author picture
Written by
Author picture
Edited by

Our promise. We provide a buying advantage with verified reviews and unbiased editorial research.

Overall Rating
4.9 out of 5
See all 1,306 reviews

About Lear Capital

Lear Capital has been involved in the precious metals industry since 1997, and it's now completed more than $3 billion in transactions. It can help you buy, sell and trade bullion, rare coins and physical gold and silver. It also offers a Price Advantage Guarantee for added transparency.

Pros & Cons

Pros

  • In business a relatively long time
  • Transparent pricing
  • Full-service gold dealer
  • 24-hour risk-free purchase guarantee

Cons

  • Website can be hard to navigate
  • Only one depository option

Bottom Line

Lear Capital lets you invest in precious metals through IRAs, bullion or rare coins. IRAs cost a relatively low flat fee, and your IRA investments are secured by Delaware Depository.

Lear Capital Reviews

Top reviews
  • Top reviews
  • Recent
  • Oldest
  • Most helpful
Any
  • Any

A link has directed you to this review. Its location on this page may change next time you visit.

2 featured reviews
How do I know I can trust these reviews about Lear Capital?
  • 4,350,951 reviews on ConsumerAffairs are verified.
  • We require contact information to ensure our reviewers are real.
  • We use intelligent software that helps us maintain the integrity of reviews.
  • Our moderators read all reviews to verify quality and helpfulness.
Page 5 Reviews 435 - 635

Reviewed March 28, 2018

We are very displeased with Lear Capital. We were misled with many things by them. We let them know up front that we did not know much about gold and silver. We were looking to protect our retirement savings, only then to be taken advantage of. Lear charged us well over 30% of our retirement upfront without properly explaining the fees and value of what they said we should buy. When we tried to cancel, our agent, Chris ** lied to us and led us to believe that the price of gold and silver had started gaining some of our money back. We found out that was in fact a lie. The gold and silver market had gone down and we had lost still more, approximately 40%, of our retirement because there was no special value to the gold and silver they sold us. We feel Lear Capital is a very bad company to do business with.

Thanks for your vote! Report
No response received

Reviewed March 27, 2018

Approximately one and a half years ago I gave them $30,000.00 for silver. I was tapped but honestly don't remember them giving me any numbers regarding commission payments. I've made mistakes in my life but this was the most drastic and more than likely the most irreparable. I've never bought metal and was totally talked into it and they knew exactly what they were doing. I am a senior and it was my fault for believing anything this company has to offer. With the price of silver basically the same as it was when I bought it. I will never ever regain what I gave them along with shipping and handling and commission. Beware to any new customers. You will be hoodwinked! I'm sure you can look up my order number. I don't have it handy!

Thanks for your vote! Report
No response received
Verified purchase

Reviewed March 23, 2018

100% pleased with the way my transactions were handled. The verbal 'questionnaire' was very helpful, laying out the terms and conditions of my purchases, exactly. The speed of the transactions was also appreciated, taking advantage of advantageous pricing. My contact, Raad **, was very personable and professional.

Thanks for your vote! Report
Verified purchase

Reviewed March 23, 2018

I am not a wealthy investor and have meager knowledge of how best to provide security for ourselves. Peter has always helped me to obtain silver in the amount I could afford. This time he was especially helpful and I have another order pending.

Thanks for your vote! Report
Verified purchase

Reviewed March 19, 2018

Bill and everyone else at Lear did an excellent job taking care of my first order. I had talked to Bill before I ordered, concerning a larger investment in gold and silver that I was considering. Some things happened causing me to reduce my first order until a land investment closed. Bill still treated me with respect and kindness, even while I wait to make a larger purchase. I will recommend Lear to my friends.

Thanks for your vote! Report

Reviewed March 15, 2018

I just watched a commercial about investing in silver through Lear Capital, called the phone number and the operator was rude as hell. I told him that I was interested in purchasing silver, and he wanted to know my initial investment. I told him I was looking to start off somewhere between $500 to $ 1,000, and he told me that the phone line is only for people who have millions of dollars or looking to invest tens of thousands of dollars at a time. Needless to say, I will never purchase a single piece of any precious mineral from Lear Capital. They don't know my finances, and while I do have the funds to invest $10,000 and silver, it doesn't mean that I'm going to do so just because he wants to belittle me.

I honestly wanted to get a copy of their investing magazine, to see what they predict with market trends and then make an educated decision of whether silver was right for me. I would have had no problem dropping $1,000 in the silver today just to see where it goes, but being that I'm not willing to fork over $10,000 they don't have the time for me. Remember this when you call them, because unless you're going to fork over half of your savings, refinance your house to make a purchase, or sell your first-born to make a purchase they don't have time for you either.

Thanks for your vote! Report
Insufficient response received
Verified purchase

Reviewed March 14, 2018

I'm always very pleased with Lear Capital. They are really a good group of folks to work with. They will look for great deals, and won't ever pressure you to buy something you don't think you need. My most recent purchase was very convenient. Being a repeat customer comes with a few advantages, I recommend it. I enjoy collecting gold and silver and use it as an small pool of my overall investment strategy as well as peace of mind if the time ever comes that I need to trade the coins in for other items of value. Overall all the coins I've order are very beautiful and have great luster.

Thanks for your vote! Report
Verified purchase

Reviewed March 12, 2018

Cal was very helpful. Took his time. Answer all my silly question. Made my transaction go very smooth and I felt relieved. Look forward to doing business with Cal again very soon. Thank you again for your patience and answers.

Thanks for your vote! Report
Verified purchase

Reviewed March 12, 2018

My most recent precious metal coin purchase was the best one I have ever done. I had a great interface with Dana there at Lear, and I felt very comfortable with the purchase. I feel that Dana was extremely knowledgeable as well as informative and professional with me. I feel that I got a good deal, too. I will definitely plan to purchase again from Lear - thanks to Dana.

Thanks for your vote! Report
Verified purchase

Reviewed March 9, 2018

Your personnel are very good in providing the type of service expected for the industry you are in. You have dedicated and responsible personnel (Derek) and I am very appreciative for the effort he made on my behalf.

Thanks for your vote! Report
Verified purchase

Reviewed March 8, 2018

I have already recommended a friend (Brett **). I believe he has already made a purchase. I am very satisfied with the process at Lear. No sales pressure, No hassle. I buy silver every time I get a bonus, raise or extra windfall of any kind.

Thanks for your vote! Report
Verified purchase

Reviewed March 5, 2018

Before I canceled my account I wish the person I talked with would have told to me hold on till I reach 70 1/2 years of age before taking it out. I decided to put it back and then was charged over $200 to reverse my decision. The prior guy (Blalock) did me wrong. I would have been ahead if I keep it in gold from 2007 up to this time. Look at the history report and you will see what I mean. Sometimes I think I should have gotten an attorney and fought for the money I've lost with Lear Capital. That would have put a black mark on Lear for bad dealing with me and who knows who else. And getting one silver coin won't get back the lost. Have a great day.

Thanks for your vote! Report
No response received
Verified purchase

Reviewed March 2, 2018

I called to purchase $50,000 in $1.00 American Silver Eagles, Alex tried to sell me half dollars and I made it clear I wanted Silver Eagles. In the recorded conversation he said very quickly American Walking Liberty coins and I did not catch it. 15 minutes later I received a email where it listed Walking Liberty half dollars. I immediately called Alex @ Lear and also emailed him clarifying I wanted the $1.00 Eagles. When I received the order it was the 50 cent 90% silver coins (AKA JUNK SILVER).

The value was almost $20,000 less. I called Alex and he said Silver is Silver and that 1/2 dollars were worth more because there was double minting on twice as many coins, and I told him to send me what I wanted. I spoke to Jeramy ** and he would not Exchange the coins or refund my money. I then found in their contract page 4 par 1: says 1st time buyers have 5 days for refund, however Jerramy never told me this on the recorded conversation. I did get my money returned but these guys are SHYSTERS!!! Stay AWAY FROM THESE CROOKS!!!

Thanks for your vote! Report
Resolved outside ConsumerAffairs
Verified purchase

Reviewed Feb. 27, 2018

I ordered approximately $500 in silver coins as an investment. The coins were shipped promptly and were packaged very nicely. They were high quality coins. I would definitely buy from this company again.

Thanks for your vote! Report
Verified purchase

Reviewed Feb. 23, 2018

I bought Silver Canadian Snow Owl from Lear Capital. Matt ** and his associate Brian helped and explained the different ways I could purchase silver and what were the pros and cons of owning each which helped me with my decision on what to purchase. It was a very good experience working with these two gentlemen.

Thanks for your vote! Report
Verified purchase

Reviewed Feb. 19, 2018

We were not familiar with what we were doing and your team walked us thru it from start to finish in a very professional manner. Answering all our questions and following thru with assistance with our bank.

Thanks for your vote! Report
Verified purchase

Reviewed Feb. 19, 2018

If not for the customer care services of Mike ** I’m not sure I would made this decision. The secure feeling he created instantly was surprising. His knowledge and professionalism gave me the confidence to commit my personal resources to a precious metals retirement account and additional personal capital investment. Thank you Micheal.

Thanks for your vote! Report

Reviewed Feb. 16, 2018

I have used Lear Capital for the last 10 years and Steve ** has been nothing short of spectacular. We were a bit worried initially but Steven gave us the information, answers and solutions we needed at the right time! Steven's no pressure, client-first attitude has been helping tremendously with our investments in precious metals. We've sent numerous referrals to his extension **.

Thanks for your vote! Report
Verified purchase

Reviewed Feb. 14, 2018

Account executive most very courteous and professional. Hopefully his vision of the market will prove to be spot on. Any time one invests, it is always reassuring to know you are receiving the best possible input. I trust this will be the end result of my association with Lear.

Thanks for your vote! Report
Verified purchase

Reviewed Feb. 13, 2018

I was very pleased with my initial contact and guidance. The entire experience was explained thoroughly and thoughtfully. My purchase arrived in a timely manner and I am very satisfied. I would do business with Lear Capital again, and will recommend it, as well.

Thanks for your vote! Report
Verified purchase

Reviewed Feb. 12, 2018

I have purchase precious metals for the last several years and have always dealt with Jody **. She has always been professional, kind, personable, helpful and a pleasure to work with. She is well versed in the product the represents and delivers NO PRESSURE to purchase. What a nice thing.

Thanks for your vote! Report
Verified purchase

Reviewed Feb. 12, 2018

I thought Peter ** was friendly and professional in helping me set up my new Lear account. I was also given timely updates on the status and progress of rolling over my existing IRA into my new Lear IRA.

Thanks for your vote! Report
Verified purchase

Reviewed Feb. 9, 2018

Overall I was very satisfied with the service I was provided during my decision process for my first order of silver ever. The people I dealt with were very professional and tried to answer all my questions. The materials I received were helpful but not specific enough, so having someone contact me finally got me to make a final decision to buy.

I am still not clear on how I can tell what my silver is worth at any point in time. Does Lear Capital have a tool that can be used to value the silver I have? When I purchased my silver I was quoted a price per once and told how many ounces of silver I would receive. What wasn't clear was what I was really paying for the silver (In other words what fee I was paying, maybe the term is premium, since obviously Lear doesn't sell the silver out of the goodness of your heart.) I was told that once I made my purchase I would have access to some kind of tool to help me value my investment. Being more comfortable with this part of purchasing silver will have a lot to do with any additional purchases I make through Lear Capital.

Thanks for your vote! Report
Verified purchase

Reviewed Feb. 9, 2018

Little did I know my shipment arrives EARLIER than predicted !!!... I ignored the package but my WIFE had signed for it. While chatting with Chris ** of Lear Capital, I decided to open the package with several knives. To my surprise, here is my package of Canadian Owl coins. We were both EXTREMELY pleased and surprised at the very high quality. I will try to do future transactions.

Thanks for your vote! Report
Verified purchase

Reviewed Feb. 9, 2018

Salesperson was a really good listener and was able to offer appropriate feedback based on my questions and concerns. He was informative, educational, patient and respectful. He took the necessary time to explain many aspects of the process to me until he had answered all of my questions. He never, at any point, made me feel uncomfortable or hesitant to ask questions.

Thanks for your vote! Report
Verified purchase

Reviewed Feb. 7, 2018

I have been very satisfied with Lear Capital. Peter ** and Eric ** in particular. Peter went to extra mile to explain My purchases to me including fees and ground to hand charges. It took awhile for me to get it but thanks to Peter, I did! Getting a financial institution to release funds to be delivered to another firm is quite an ordeal. It’s very stressful to say the least. Eric made the process much easier. I look forward to doing future business with Lear Capital and the future prospects of my precious metals IRA...

Thanks for your vote! Report
Verified purchase

Reviewed Feb. 6, 2018

Eric and Gina were fantastic to work with helping me set up my IRA accounts and Todd was outstanding with his explanations and working to make transactions easy and trouble free. I look forward to a long term relationship with Todd and Lear.

Thanks for your vote! Report
Verified purchase

Reviewed Feb. 6, 2018

As a first time buyer I felt very comfortable with my representative Michael who took his time explaining the metals market and why it would be a positive investment move on my part. Michael answered all my questions and even told me the do’s and do not’s of investing in metals. My first order arrived on time after the easy purchase process in discreet package. My expectations were fully met and exceeded with the storage tubes of my purchase. I will purchase more for future growth!

Thanks for your vote! Report
Verified purchase

Reviewed Feb. 4, 2018

Very satisfied with transaction, Andrew was very helpful answering my questions and was in constant contact until my coins were received. I plan on doing business again in the future with Lear Capital as I expand my possession of precious metals.

Thanks for your vote! Report
Verified purchase

Reviewed Feb. 3, 2018

Cal ** was great with whole process. My only concern was all the fees (startup, wire transfers, etc,) was not fully explained, so after account setup and first purchase, I'm over $300 in the hole. I know it is a long term investment, but seeing the first statement and seeing a loss of over $2,000 is a little concerning. I switched to physical precious metals in the hope to prevent this large loss in investment. I do like the promotions when you get a free coin with purchase.

Thanks for your vote! Report
Verified purchase

Reviewed Jan. 31, 2018

Am pleased to say that the service provided by Derek ** was excellent. Derek has an pleasant enthusiastic phone voice and was very knowledgeable patient and helpful. You are fortunate to have such a fine salesman in your employ.

Thanks for your vote! Report
Verified purchase

Reviewed Jan. 30, 2018

I would like to thank everyone involved in the handling of my funds. Ted was very helpful. He kept me informed through the whole process. I am very happy to have my funds safe with your service. Thank you!

Thanks for your vote! Report
Verified purchase

Reviewed Jan. 28, 2018

I had previously rolled another 401K into a silver IRA & was very happy with that transaction so I did it again. All of the people I talked with were very professional, answered all of my questions and put me at ease. I am not a fan of the stock market based 401K & would recommend to anyone to roll some of their plan into precious metals.

Thanks for your vote! Report
Verified purchase

Reviewed Jan. 25, 2018

I am glad I invested in Lear Capital's Silver IRA. I was given the peace of mind and confidence to know that, just for starts, this will, in time, turn out to be a very prosperous venture. My representative from Lear was very knowledgeable and gave me the right type of investment to start out with. I will recommend Lear Capital to as many people that I can and I am very pleased. I myself will expand my investments with Lear in the near future. Thank You.

Thanks for your vote! Report
Verified purchase

Reviewed Jan. 19, 2018

Very professional personnel, knowledgeable, they listen to your concerns, and provide clear and concise responses. Will spend as much time as necessary to make you comfortable with your decision to buy or not to buy their product.

Thanks for your vote! Report
Verified purchase

Reviewed Jan. 19, 2018

I recently ordered precious metals for the first time from Lear Capital. I appreciated the assistance I received from Alex **. He was able to answer my questions and did not pressure me to buy, like some other companies had done. The order arrived in a timely manner and am considering purchasing again in the near future.

Thanks for your vote! Report
Verified purchase

Reviewed Jan. 19, 2018

I had a great experience working with Jody on my coin purchase. We had several issues to work through but Jody figured out a way to make everything work smoothly. This was my first purchase with Lear and I will definitely be doing business with Jody in the future.

Thanks for your vote! Report
Verified purchase

Reviewed Jan. 19, 2018

This is my 8th order. My agent Peter ** is outstanding with knowledge, returning phone calls and has great concern for his clients accounts. With agents like Mr ** no surprise LEAR is number one. I will recommend LEAR to associates.

Thanks for your vote! Report
Verified purchase

Reviewed Jan. 18, 2018

My Advisor with Lear was professional in every respect while answering any concerns that I had along the process! I am very comfortable with my decision to do business with this Advisor and Lear Capital. All aspects of my transaction has been smoothly accomplished and all as promised. I do look forward to doing further business with Lear in the long term future. Relationship is everything!

Thanks for your vote! Report
Verified purchase

Reviewed Jan. 18, 2018

My experience to initiate my IRA transfer and initial purchase of Gold and Silver was positive. However, on review of my account via the custodian account there was a great difference (almost $19K) between my investment and the market value of my investment which caused me confusion and concern. On explanation from the Lear Capital representative it was explained to me that the value of silver before conversion to coins was considerably lower than the coin value. Since there are a variety of coins I was concerned about the value of my coins being so much higher than the market value of raw silver.

In researching the coin products there are much less expensive coins that are closer to the raw value. I am wondering why they are not chosen over the higher cost coins. Do my coins retain their purchase value as time goes on? Were they the wisest investment? Etc. My coins were the 1.5 oz Snowy Owl Canadian coin and the Gold Snow Falcon Coin. The Palladium bar was also much higher than the value of the raw materials. I am still concerned that perhaps the best choice for my investment may not have been made.

Thanks for your vote! Report
Verified purchase

Reviewed Jan. 18, 2018

I was very pleased with my first time silver buying experience. I immediately told my inner circle of co-workers about as one of them is already a precious metal buyer. I would definitely buy from you again when I get the urge. I called on another add I saw on TV and was very disappointed with the person on the other end of the line. He was not very friendly or informative. Thanks again for the "good customer service", I am in the public service sector and I know how valuable the "customer" is. Thanks again, and you will definitely be my go to place for precious metals.

Thanks for your vote! Report
Verified purchase

Reviewed Jan. 11, 2018

Cal ** was very helpful in providing me with the information I needed to decide how I could set up my account. Cal has a very upbeat and ebullient personality. He believes in what he is doing and conveyed that clearly in our conversations.

Thanks for your vote! Report

Reviewed Jan. 8, 2018

Contacted office of Lear Capital and spoke for approximately one minute with a Mr **? I asked about selling gold. Mr ** asked where the gold was and he said quite bluntly, "NOT interested" and hung up the phone immediately without any explanation? Very unprofessional and basically a jerk!

Thanks for your vote! Report
Insufficient response received
Verified purchase

Reviewed Jan. 8, 2018

I was new to the idea of investing part of my retirement savings in the precious metals market. After contacting several companies, I felt most comfortable working with Charles **, Sr. Account Manager at Lear. The process was educational and I appreciated his patience in answering my many questions. Overall, I'm very satisfied with the experience.

Thanks for your vote! Report
Verified purchase

Reviewed Jan. 6, 2018

Mr. ** was a wealth of information providing guidance in my decision to purchase precious coins. Very friendly and professional. Answering every question I had and explaining it in a manner that even I could comprehend. Anticipating future investments.

Thanks for your vote! Report
Craig increased rating by 3 stars.
After a positive interaction with Lear Capital, Craig increased their star rating on Aug. 24, 2019.

Updated review: Aug. 24, 2019

I am happy to say this complaint has been resolved after 2 years. The company has refunded my money, after liquidating the assets in Gold and silver, although it is now finally on the rise and worth thousands more in gold. They did work hard to resolve the issue and get the negative reviews cleared and a high rating left, I am happy to get this behind me.

Original Review: Jan. 5, 2018

Am 63 and did a rollover of my retirement from Schwab to Lear Capital after multiple conversation on costs, fees, commissions, multiple with this company. It took me many days and multiple calls to go ahead with the transaction. After receiving my first statement months ago it looked way short so I called my contact at Lear and he explained the reason it looked that way all in calculations from their company. After we went over the amount it ended up about 7k lost out of 150k, which I was relieved that was all and I lived with iota because silver was done.

A salesman from them called me trying to get me to roll my silver into gold. After discussing my account he said it was 40% lower. A loss of almost 40k, I almost died. I called my account contact and he told me there was a 33% charge to roll it over. This was never told to me in the initial calls and I covered every cost with him. This is devastating to me and my family which have lost so much anyway. I have been a sales professional for many years and not easily tricked but I would never knowingly give 33% out of my already hit hard retirement. Please help...

Thanks for your vote! Report
Verified purchase

Reviewed Jan. 3, 2018

I am very happy with my experience with Lear Capital. Every person I spoke with was very knowledgeable about the products and answered my questions thoroughly and quickly. I never felt pressured and they were very patient with me as this was something I had thought about doing, but needed to feel comfortable with the decision. I am. I would recommend Lear Capital to others needing to diversify their available funds.

Thanks for your vote! Report
Verified purchase

Reviewed Jan. 2, 2018

Making the transaction with your staff was simple, clear and prompt. Notification of approximate delivery day was appreciated; coins were perfect--what I had expected. I am 87, so if anything happens re my health, the family knows about your buy back commitment. But they know they can call you for advice. God bless you and Happy New Year.

Thanks for your vote! Report
Verified purchase

Reviewed Jan. 2, 2018

This was my first time buying precious metals so I was new to the process. I found that the Lear team was very professional and helpful at all times - never too pushy, but nevertheless persistent in trying to close the deal. I worked with both Marcus ** and Jody **. My plan for 2018 is to continue (when possible) to continue to invest with Lear Capital.

Thanks for your vote! Report
Verified purchase

Reviewed Jan. 1, 2018

My recent purchase and rollover of my old IRA was something that I had been thinking about doing for a while. After contacting Lear Capital and receiving the information packet Kelly contacted me and helped me make an informed decision on my best options. I would like to thank Lear and Kelly my account rep. for a pleasurable experience.

Thanks for your vote! Report
Verified purchase

Reviewed Dec. 30, 2017

My experience with Lear was extremely pleasant. All involved, from account management to customer service was highly professional. They guided me through the entire purchase and stuck through it even when thing got a bit complicated during the rollover process.

Thanks for your vote! Report
Verified purchase

Reviewed Dec. 29, 2017

This was a new experience for me. Daniel ** was very informative and wanted to be sure I understood how the program works. I was very pleased with the outcome and plan on buying more silver soon, if I make money on this purchase.

Thanks for your vote! Report
Verified purchase

Reviewed Dec. 28, 2017

My experience with Lear Capital and been first rate. Everything that I have told was going to happen with the process of buying coins has happened. Has been a great experience working with Lear Capital.

Thanks for your vote! Report
Verified purchase

Reviewed Dec. 27, 2017

First order of silver coins ever for me. Lear was informative and helpful making the experience easy and I felt I was fully aware of all the angles that could take place in the market. Shipment went very smooth and when the coins were received I was amazed at how easy the whole transaction experience was.

Thanks for your vote! Report
Verified purchase

Reviewed Dec. 26, 2017

My order went to a dept where they only work with high investors.The person I spoke with was not interested in speaking with me and was quick to let me know and tell me goodbye. Receiving my order, however, allows me to rate the service as Average, had the individual offered to get me the correct information, I would have given a higher rating.

Thanks for your vote! Report
Verified purchase

Reviewed Dec. 26, 2017

My experience with Lear Capital was in its majority a positive one. I had known about Lear for a while as they do a good job of advertising in multiple media outlets. My sales representative did a good job at calling me almost every week after I filled out the online info request to answer any questions I may have had. Once I was comfortable enough to go ahead with the transaction all the information was provided to me promptly.

About the only thing I must remark as in need of improvement is in clearly explaining the next steps following the phone line recorded transaction for any new customer. In my personal experience the gentlemen who helped me out only provided information for which I had asked a specific question. After the transaction I was pretty much in an almost two week limbo with no calls or emails with any details. It was not until I called with questions about the transfer process and to inquire about some kind of transaction receipt that I was afforded one. Having said that I definitely give props to the Lear team for running a professional operation.

Thanks for your vote! Report

Reviewed Dec. 20, 2017

It's too bad the rating system only goes up to five stars, because Lear Capital deserves more. Everyone I have had the pleasure of doing business with at Lear has been excellent. Lear stands head and shoulders above the rest. I highly recommend them to all of my family, friends and associates. TEN STARS!

Thanks for your vote! Report
Verified purchase

Reviewed Dec. 14, 2017

I didn't realize that it would cost me 33% of my investment simply to have you buy coins for me. I've bought through Monex, and will do so from now on. 33% is outrageous overhead. I did it because I wanted to get an IRA set up, but it would have been much smarter of me to take the cash distribution, pay the taxes on it, and buy at a MUCH MUCH smaller overhead. Now, I've lost 33% of my investment, will lose essentially the SAME AMOUNT when I DO take a distribution, and can only hope that prices of gold and silver skyrocket so that I have even a wee chance of recovering my loss.

Thanks for your vote! Report
Factual basis uncertain
Verified purchase

Reviewed Dec. 13, 2017

I was very pleased with the order of Silver coins I received. The price was fair and the order came exactly when it was supposed to. I couldn't ask for better service. Thank you again for your help and recommendations on my purchase.

Thanks for your vote! Report
Verified purchase

Reviewed Dec. 11, 2017

I ordered 1000 ounces of silver from Lear Capital. I'd done research online for silver prices and decided that it would be a good time to invest. I requested their information on investing and Danny ** contacted me. I decided that the best buy was the 1000 and emailed him back. He contacted me with the information to do a bank wire transfer of funds. Everything went smoothly. My silver was shipped out promptly and was delivered by FedEx in a timely manner. I'm very pleased with everything. I recommend them to my sister and she purchased from them. I would recommend them to anyone. He worked up a portfolio with prices on 500 and 1000 ounces and emailed them to me.

Thanks for your vote! Report
Verified purchase

Reviewed Dec. 6, 2017

I try to buy 5 Golden Eagle gold coins from This company, they are not just overpriced and had very bad attitude because I want to ask questions. Currently the spot price is $1264, the other gold dealer CNI only charge $40 per coin over the spot price. Lear Capital charges $136 per coin plus $10 shipping. Total $146 over spot price. The guy on the phone was very rude, he did not allow me to ask question and hung up on me. I will never buy gold from this company after experiencing this incident.

Thanks for your vote! Report
Verified purchase

Reviewed Dec. 6, 2017

I was interested in a product and I had a timeline. I agreed to the purchase price and made the sale. Lear Capital alerted me when the product was coming, we tracked the package and it was received. Just as I ordered. No complaints.

Thanks for your vote! Report
Verified purchase

Reviewed Dec. 6, 2017

Our representative answered our questions directly and succinctly. He did not in anyway "sell" us anything and not for one minute have we doubted or regretted our initial investment with Lear. We are now planning our purchases for 2018.

Thanks for your vote! Report
Verified purchase

Reviewed Dec. 5, 2017

When I decided to make a silver purchase I had heard two companies advertise on TV. I called both companies and after talking to Steven ** it was clear I wanted to do business with Lear Capital. My experience was positive at every step of the process and the silver was delivered exactly as expected.

Thanks for your vote! Report
Verified purchase

Reviewed Dec. 5, 2017

Most of my dealing has been with Cal ** and I have been more than pleased. Cal has helped me by not only sending me information, but also talking to me and answering any questions I may have. It has been a most positive experience as I finally feel comfortable about my retirement. I have watched the stock market fluctuate and continue to grow but my investments have remained the same. I know that I will finally have a retirement that will last until the end.

Thanks for your vote! Report
Verified purchase

Reviewed Dec. 4, 2017

I have been very happy with my new venture into Lear. I have been more than comfortable with the staff in any and all advice and correspondence. I am in new territory and I appreciate all of the assistance. I am certain my newness has taken more time than a typical investor, however I have been treated with much patience and appreciation. I am thankful.

Thanks for your vote! Report
Verified purchase

Reviewed Dec. 1, 2017

I became aware of Lear Capital from TV commercial, I contacted the company and asked for an education in precious metals. I was placed in contact with Pierre and he took the time needed to fully explain the market and how Lear can work with me to become an owner of silver and gold. In addition I was connected with Dana Sr. Portfolio Mgr. who took even more time to fully explain the market, do's and don'ts, what the benefits are etc. In addition he participated in another call to explain the same to my wife. I feel the investments we were provided by these men are truly a huge benefit to our financial stability in the years to come! I feel and see what I believe is an honest and truthful relationship in the market.

Thanks for your vote! Report
Verified purchase

Reviewed Nov. 30, 2017

I decided to diversify my portfolio through precious metals and had no idea where to start. I saw an ad about Lear so I contacted and they made the process very easy and convenient. Matt ** and his team helped me understand this market and also took the time to get to know me and my goals. The end result was a smooth transaction that I would recommend to anyone looking to add metals as an investment vehicle.

Thanks for your vote! Report

Reviewed Nov. 27, 2017

I have to commend Lear Capital for the service I received when I invested with Lear Capital. The service representative was cordial and helpfully answered my many questions! I had to make some callbacks and was received with courtesy and prompt answers which took care of my concerns. I am a very satisfied customer and definitely recommend their services when investing. I genuinely will do business again with Lear Capital!

Thanks for your vote! Report
Verified purchase

Reviewed Nov. 20, 2017

I recently opened up an account with LCI and I made several purchases since I have been treated with the utmost of service and courtesy from the employees. I've never dealt with a nicer group of professional people as what I found at LCI. I am looking forward to doing business with him for a long time. They are the best that I have found in the investment world.

Thanks for your vote! Report
profile pic of the author

Reviewed Nov. 14, 2017

I just wanted to write this review to let everyone else know how informative Radd had been before I made my transaction with Lear Capital and the service I had received with my purchase. It was all friendly and very professional. As for the actual delivery of the products I had ordered, was at my residence on time as specified by Radd. Lear Capital does what they say and the service they provide is second to none.

Thanks for your vote! Report
Verified purchase

Reviewed Nov. 14, 2017

I had the pleasure of doing business with Misha **. I am very selective about who I do business with and let me tell you, if I could have given her 10 stars I would have. She is outstanding and has the best customer service skills. I had spoken to reps from other companies and just could not do business with them. She is patient, polished, knows how to sell and explained everything to me. This was my first purchase buying coins and she made me feel so comfortable and was never once pushy. She taught me so much which I am so grateful for. She built a rapport with me whereby I feel I can trust her and will continue to buy from her in the future.

Thank you so much for having the sense to hire someone of her caliber, someone personable, diplomatic, knowledgeable, kind, patient, speaks clearly so I could understand her and very professional. Also, Misha always called me back when she said she would. I am not an easy person to impress but Misha is right up there with the best. Thank you!

Thanks for your vote! Report
Verified purchase

Reviewed Nov. 11, 2017

As a novice in investing in precious metals the Lear Capital Representative was top notch. He answered all my questions, directed me in how to attain my goals and I felt very comfortable in our conversation. He is an asset to Lear Capital.

Thanks for your vote! Report
Verified purchase

Reviewed Nov. 9, 2017

Extremely rude salesperson. I am very interested in investing and responded to a TV commercial. I was told that the WRONG commercial aired on the day I called, and they were giving silver coins and a catalog that day and NOT the slim/thin gold dollar, but that the lady told me she would HOLD my request until the following day when she says the Mail Room is sending out the thin, gold dollar bill samples. 5 weeks later the salesperson that keeps calling me on the phone and says Did it show up yet and I say Nope and I don't want to discuss until they keep their end of the bargain. I believe they were never indeed to send us consumers the free gold OR silver samples. HUGE SCAM! BEWARE!

Thanks for your vote! Report
Factual basis uncertain
Verified purchase

Reviewed Nov. 8, 2017

I had a very nice phone conversation with Derek **. He helped me with my order as I only had a certain amount of money to spend and wanted to get a gold coin to give my grandson for his college graduation.

Thanks for your vote! Report
Verified purchase

Reviewed Nov. 7, 2017

My wife and I have done business with Lear Capital for about 15 years. Most of that business was conducted with Chris **. Always very professional, courteous, and extremely knowledgeable and never pushy. Next time we decide to add to our precious metals portfolio we will be contacting Chris **.

Thanks for your vote! Report

Reviewed Oct. 30, 2017

A few years ago I thought about converting my 401k to a metals account. I had numerous conversations, and thought Lear Capital was the company to trust. After refusing to return forms I did not like the wording of, and not happy with the answers to some of my questions. I had second thoughts. These really came to a head when they called to 'finalise' the deal and they told me they charge 33% to convert to metals. We were being recorded, and I told them, "No way I will agree to this." She said (a lady with an English accent), "I will talk to my boss and see what can be done." She called back and offered a flat fee of $800. After the first conversation I wanted no part of this company, then to think they just pick and choose the fees???

My account was worth +$6000. $2000 to convert, then just $800??? I hung up, thinking I had ended this con. Well, I found out they had accessed my account with Waddell and Read in Springfield, Mo. Withdrew the funds, and set me up an account with them. Worth less than $5000. And in the last 2 years has not changed value. My other 401K increased a good bit. I received an email from them in September, and have been trying to contact Lear Capital since with no avail. At the end of this form it asks for an order number. They have only sent me one mail, (in 2 years) and I thought it was another offer to handle my account. So, I did not save it. I did not realize they had already stole my money. I have no account number, or anyway to get my money back.

Thanks for your vote! Report
Insufficient response received
Verified purchase

Reviewed Oct. 27, 2017

I for the second time had a very good experience with Roland. He let me know there was a dip in the market and worked with me on what I wanted. I will order again as long as Roland is there to assist me.

Thanks for your vote! Report
Verified purchase

Reviewed Oct. 25, 2017

I have always wanted to own precious metals, but I could never afford it. Now I have lost my wife and received a goodly sum as a death benefit. Lev has been so helpful and aware of how all of this works. A true professional.

Thanks for your vote! Report
Verified purchase

Reviewed Oct. 24, 2017

I ordered 52 pre 1933 gold francs. Almost all were 1935 and younger. You replaced them with gold .25 polar bears, claiming they were of more value. I requested a letter explaining how these bears could be as valuable as old francs and never got it. I have spent about $200,000.00 in 2017 with Lear, represented by **.

Thanks for your vote! Report
Insufficient response received
Verified purchase

Reviewed Oct. 19, 2017

I have worked with Daniel ** for a few years now and I believe Daniel is very knowledgeable and I appreciate his patience with me. Daniel explains the process of what we are attempting to accomplish. I am very pleased with Lear and Daniel. Looking forward to the future. Thank you.

Thanks for your vote! Report
Verified purchase

Reviewed Oct. 18, 2017

I had the opportunity last month to purchase Silver and dump an IRA that would not perform well if the markets dropped as we are all expecting. I was able to purchase a few hundred coins and at an incredible price. I am very happy with my choice and going with Lear Capital. They helped me with the paperwork to convert my IRA and they kept me aware of the entire process. I am very happy with all that has transpired and I hope we will forge a very good relationship in the months and years to come.

Thanks for your vote! Report
Verified purchase

Reviewed Oct. 16, 2017

This was my first time purchasing silver. I am more than happy with my dealings with Lear Capital. The people were very courteous, informative, accommodating and the process was simple. The coins that I purchased are beautiful. Thanks to all involved.

Thanks for your vote! Report
Verified purchase

Reviewed Oct. 12, 2017

Gary ** is my Portfolio Manager. I want to congratulate him on providing me with the information I needed to do business with Lear Capital. I have never received such attention in respect to product information and detail. Not only that but worked with me to every time I called and had a question. I will continue to use your services because of this and planning to buy and invest with your company. Thank you.

Thanks for your vote! Report
Verified purchase

Reviewed Oct. 12, 2017

So far so good. We live in crazy times and felt the need to invest in something other than the stock market or real estate and Lear Capital made it happen in an efficient, timely and secure manner. All of the company's representatives have been very responsive to our calls since we are new to the precious metals market and how it works. They have the patience to explain without being too pushy. It has only been one month since we first contacted them but again, so far so good. The silver and gold coins are beautiful and packaged very well. FedEx does a great job too.

Thanks for your vote! Report

Reviewed Oct. 5, 2017

Run don't walk. Talk about a scam rip off put in $9.307.50 on 9/11/13 in silver poplar bears 1 1/2oz was charged $54.75 each. On 12/31/2013 account was down to it $4,978.64. Then on 2015 I did not pay the $100.00 metals storage fee-DDSC and let's not forget the annual fee precious metal IRA fee of $75.00. So I forgot to pay it but don't fear the great people at Lear sold 16 of this great investment coins at the whopping price of $13.41 each. So let's see I paid $54.75 each, they sell them for $13.41. Wow. What a deal. All I hear from them is the same bull excuse. How this is a great deal. I don't know how they sleep at night.

Thanks for your vote! Report
No response received
Verified purchase

Reviewed Oct. 4, 2017

To begin I'd like to share generally with Lear Capital and specifically any potential customers thinking of doing business with Lear Capital that I dealt with Mr. David ** and his assistant Denise. They were both patient, well informed, knowledgeable, and caring people. What wonderful representatives Lear Capital has in these two people. I was truly impressed and I'm not normally impressed by much these days. When either of them were talking with me they were fully engaged and only interested in me and what I was asking or saying. I want to take the time to thank David for the silver coins; they are truly beautiful. David **, you are truly a thoughtful gentleman of which I’m proud to call not only a dear business associate, but a friend. Denise, it’s been a pleasure to do business with you and David alike. I hope good things come to both of you now and always.

I highly recommend to anyone willing to listen to me that these are the folks to do your business with. I looked at 3 other companies before I found David and Denise at Lear Capital and after talking with them only a short time I knew I find the company and the people I wanted to do my business with. They made me feel like welcomed family and in today's world what more can you want.

Thanks for your vote! Report
Verified purchase

Reviewed Oct. 4, 2017

Richmond ** gave me very good service, was patient with me due to my lack of knowledge about investing or buying the real product. He explained everything to me to my satisfaction. I thank him for his help.

Thanks for your vote! Report
Verified purchase

Reviewed Oct. 3, 2017

I found Mr. ** to be a truly nice person. No pressure to make a sale. Answered all my questions and understood my concerns. This type of purchase is new to me and Kim walked me through the process. I would gladly do business with Kim again. Thank you.

Thanks for your vote! Report
Verified purchase

Reviewed Oct. 2, 2017

In one word my experience with Lear was incredible. It was almost as easy as buying a book on Amazon as a prime member, and anyone buying there knows it's effortless. I knew what I wanted and they provided it, professionally, knowledgeable, and courteously. There is nothing more to say, except thank you for the great treatment.

Thanks for your vote! Report
Verified purchase

Reviewed Oct. 2, 2017

I had two gentlemen helping me with my order. They were both very professional, pleasant and easy to work with. One or the other returned my calls and took care of all my concerns. They even called after the coins were shipped to make sure I understood when FX would contact me. I am an 81 year old widow and when I make future purchases I will definitely contact them.

Thanks for your vote! Report
Verified purchase

Reviewed Sept. 28, 2017

I am a retired individual. I purchased the gold coins to help protect my assets. The sales individuals were professional and very helpful in determining what to buy. They kept us informed on the status of our order as it was processed for shipment. They advised us of all shipping information so we could check status of the shipment. They also followed up on shipment. All in all, it was a good experience.

Thanks for your vote! Report
Verified purchase

Reviewed Sept. 21, 2017

I have always had a great experience with Lear Capital, all of my transactions have been with Dana and he is great to work with. Shipping has always been on time and discreet. I have recommended Lear Capital to several of my friends and will keep doing so.

Thanks for your vote! Report
Verified purchase

Reviewed Sept. 21, 2017

Very happy with Sam and my shipment. I believe that I made a sound investment in silver through Lear Cap. I have already talked to family members about investing through Lear Cap. Thank you very much and I am looking forward in my next investment.

Thanks for your vote! Report
Verified purchase

Reviewed Sept. 16, 2017

I recently decided to start investing in silver coins. Boy was I glad I found Lear Capital! They were very helpful in getting me started and very responsive to any questions I may have had. They made it very easy to invest. Thank those guys very much!

Thanks for your vote! Report
Verified purchase

Reviewed Sept. 15, 2017

Having never been involved in precious metals, I was pleasantly surprised at the assistance information that I received from Joanne. She answered ALL of my "stupid" questions and guided me in the decision of ordering my grizzle monster box of silver. Thank you Joanne!

Thanks for your vote! Report
Verified purchase

Reviewed Sept. 14, 2017

Mr. ** husband a very gracious person to work with and a very pleasant to work with. He is a good representative for your company and I have been completely satisfied with him. He is on top of things at all times and has been very helpful.

Thanks for your vote! Report
Verified purchase

Reviewed Sept. 14, 2017

Service was Concierge level, regular and no-pressure which made the buying process both simple and stress-free. Complete disclosure of all fees/costs up front and consulting advice where solicited was freely and honestly distributed. I would recommend the firm without question to an investor of any and all levels of experience and expertise.

Thanks for your vote! Report
Verified purchase

Reviewed Sept. 14, 2017

Mr. ** kindly and professionally explained everything in detail and followed through with me In each step of the process. I am a first time buyer and needed educating and reassurance. I feel comfortable with my purchase and would recommend Lear Capital to others.

Thanks for your vote! Report
Verified purchase

Reviewed Sept. 12, 2017

I was very satisfied with my purchasing experience with Lear Capital. Daniel called me with an offer that I could not walk away from. He was very knowledgeable and thorough in his explanations. Daniel was in constant contact with me to let me know when my purchase was being shipped and followed up with me to ensure everything was to my liking after I received my purchase. Shipping was completed exactly as stated by Daniel. Everything was executed very professionally.

Thanks for your vote! Report
Verified purchase

Reviewed Sept. 7, 2017

I was concerned when I got an e-mail for another client. This happened twice. I was a concerned about how safe my information was. The only information I got about the other customer was his name and address. Yes I did notify Lear Captial.

Thanks for your vote! Report
Verified purchase

Reviewed Sept. 4, 2017

Ordered Silver Eagles online and was very satisfied with the process. The only negative was that I didn't know you do not take credit cards as this was my first order. My other comment is that FedEx tried 3 times to deliver and we were not home. I came close to having the order shipped back to you. I would ask FedEx to give a general time frame for a delivery if repeating it, such as a morning or afternoon so one could wait. Thanks.

Thanks for your vote! Report
Verified purchase

Reviewed Aug. 29, 2017

I am Richard ** and I am fortunate that I meet Mr. ** as a sales person who is very professional and I had several investments with him. I consider him as a friend and looking to have further action with him.

Thanks for your vote! Report
Verified purchase

Reviewed Aug. 26, 2017

From my initial contact with Lear including thru the process of buying and receiving my purchased product, the organization has handled every step very professionally. (Purchased July 31 received Aug. 14. However time length was a little longer than expected.) I will recommend this organization to my friends.

Thanks for your vote! Report
Verified purchase

Reviewed Aug. 24, 2017

I was contacted by Lear Capital with a offer of silver at a price that I couldn't turn down. I then transferred the total amount of one of my annuities into my Lear account. Couldn't be more pleased. I feel that the representatives at Lear Capital have my best interests at heart.

Thanks for your vote! Report
Verified purchase

Reviewed Aug. 24, 2017

This was my first order of metal from any supplier. I was very pleased with how simple it was. Your representative answered all of my questions. I will certainly return to Lear when I make another investment. Confidence is the most important criterion when doing financial transactions with someone for the first time.

Thanks for your vote! Report
Verified purchase

Reviewed Aug. 21, 2017

Very fair and patient with their clients. Make you feel relax with them and trusting. I need to be careful with this money. I am counting on Ted and Dana to help me stay calm through this. Back into metals for the first time. I just need some money to keep me going. I trust Ted and Dana and I know I have to help and listen...

Thanks for your vote! Report
Verified purchase

Reviewed Aug. 21, 2017

We are surely not your biggest client but we have always been treated like we were. Never had a bad experience with Lear in any of our transactions with Joanne ** who has acted as our personal representative with Lear Capital.

Thanks for your vote! Report
Verified purchase

Reviewed Aug. 18, 2017

I worked with Charlie on my purchase. He taught me the ends and outs of Silver, the ups and downs of the market, and after working with him I understood everything I needed to know in order to purchase and keep track of the market. He made it a really smooth process and I will exclusively use him again for my future transactions.

Thanks for your vote! Report
Verified purchase

Reviewed Aug. 17, 2017

I am satisfied. I have a couple of questions however. I noticed the add on TV states that Lear Capital offers 1 free silver bar on our first call or order. Does this apply to my order?. Also wondered how to best clean the coins.

Thanks for your vote! Report
Verified purchase

Reviewed Aug. 16, 2017

I invested just under $100,000 from my IRA in silver coins. I love the coins, but they are heavy! Recently Lear allowed me to swap some of the silver for gold coins at equal value... and Lear paid the shipping and insurance. I'm very happy to have possession of my coins, which I took out of my IRA.

Thanks for your vote! Report
Verified purchase

Reviewed Aug. 15, 2017

I have never invested in metals before. I am still a little confused why I paid a higher price for the silver than I see on other websites. Also the price fluctuates so much I wonder about the long term investment.

Thanks for your vote! Report
Verified purchase

Reviewed Aug. 8, 2017

Lear's representative Danny ** knows his business. He provided information regarding many different products and packages, answered all of my many questions, provided information so that I could choose the best item for my situation and was genuinely kind and considerate. I have purchased coins from other dealers but none provided the customer service experience that Danny provided.

Thanks for your vote! Report
Verified purchase

Reviewed Aug. 4, 2017

When I first thought about investing in rare coins, I didn't have a clue how to proceed, or where to go for guidance. I saw several commercials on TV, touting the expected increases in the value of gold and especially silver, and the info on the expected surge in silver prices really tempted me. The leading source seemed to be Lear Capital so that's who I contacted. I first talked to Derek ** who really gave me a good insight on what it was all about, to the extent that I placed an order on the spot for $100,000. Derek explained how the coins would be shipped and when to expect them. He was right on the money in all respects. I got an E-mail when the shipment was coming and how I would get the info from the carrier. That, too, was right on the money. I got 7 of the 8 boxes at once and was told that the 8th box would arrive the next day, which it did.

I also spoke to a couple of other men, who told me exactly how the system worked and told me to call if anything seemed to be amiss, or strange. Everything went like clockwork. The carrier called before they delivered to make sure I was here to accept the boxes. They unloaded them and stacked them neatly where I wanted them in the garage, so that I was able to re-stack them in the house exactly where I wanted them later. Great work in all areas!

Thanks for your vote! Report
Verified purchase

Reviewed Aug. 2, 2017

I am very pleased with the service I receive from Lear Capital. I feel secure and am pleased with the correspondence I receive regarding my order... they keep me well informed of the status of my order.

Thanks for your vote! Report
Verified purchase

Reviewed July 28, 2017

It was a good experience dealing with Michael **. He led me through all the information I needed to make an informed decision. I ended up feeling good about what I was buying and why it was a good choice. He was available promptly when I needed to speak with him.

Thanks for your vote! Report
Verified purchase

Reviewed July 26, 2017

This was my first investment in silver. I appreciate the confidence given by the associate and felt secure sending hard earned $ in advance. Delivery was quick.

The merchandise is beautiful. I definitely will be a repeat customer and will gladly recommend Lear Capital to anyone who wishes to purchase gold or silver. I give you guys a double thumbs up. Thanks again.

Thanks for your vote! Report
Verified purchase

Reviewed July 25, 2017

I was very pleased with each of the individuals I spoke with. I have some knowledge of precious metals and felt that what I knew to be true was accurately presented. What I did not know was carefully explained. I felt guidance but never felt pushed.

Thanks for your vote! Report
Verified purchase

Reviewed July 24, 2017

Received my invoice showing that I bought coins to the amount of $9705.78. Clearly the invoice was not detailed. My online account however showed that the value of the coins was $5800. I HAD TO INSIST on an itemized breakdown. When I finally got the details, the commissions were $3900 or about 40% of my investment... Highway robbery. I should have known better.

Thanks for your vote! Report
Factual basis uncertain
Verified purchase

Reviewed July 24, 2017

First and foremost, Jodi ** is one of the most personal, professional and competent person I have ever dealt with over the phone. Jodi took the time to explain everything about metals to me and was patient throughout my learning experience. Once I was updated and educated on Precious metals, I was so excited to get started with my portfolio and was proud to have Lear Capital as my primary broker. Jodi continues to keep me informed on the metals market and is always a pleasure to speak with. I would highly recommend that my colleagues get involved with the type of investment and would very highly recommend that Jodi be their representative.

Thanks for your vote! Report
Verified purchase

Reviewed July 19, 2017

I always look forward to placing an order. It really is a wonderful experience. If I am uncertain about anything, I am always given perfect advice and I end up more than satisfied. I never wait long for delivery of my coins and the order is always perfect. Again... I look forward to speaking with my contact... and yes, of course I will and do recommend you and highly.

Thanks for your vote! Report
Verified purchase

Reviewed July 11, 2017

Contact with agent = Great. Ability to understand & complete order = Easy. Making payment for order = Easy. Wait time for shipment = Less than most. Unpacking order = Disappointing. Poor packing attention. Someone was not doing a proper job and used faulty material. Also sending unacceptable GOLD coins.

Thanks for your vote! Report
Lear Capital
Response from Lear Capital

Martin, we sincerely apologize for the shipping issues you experienced. I can assure that indeed your experience represents a very rare occurrence indeed as our shipping is best in the industry. However, when a client is not satisfied, we work to go the extra mile to resolve your issue. I am willing to authorize a complete refund of your shipping fees, I simply need you to send me an email requesting that you are willing to accept said refund. If you have a picture on your mobile device that you could attach of the box, that would be helpful indeed as the video that we have of your package going out shows a completely in tact box when it left our facility. Nevertheless, the email is marketing@learcapital.com. Thank you for your business.

Verified purchase

Reviewed July 6, 2017

I had no idea what I was doing when I contacted Lear. I was pleasantly surprised with the patience and knowledge of the company. They explained in detail my choices and any small question I had. I am very happy with the rollover of my IRA into silver.

Thanks for your vote! Report
Verified purchase

Reviewed June 30, 2017

I was referred by a relative regarding Lear Capital. I made contact with Richmond **, senior account executive. Richmond was very knowledgeable and friendly with getting me set up with an account. He was very patient with me and took time to explain a lot of questions I had regarding my investment. All members at Lear Capital have been very pleasant to work with and made you feel part of the family. I will definitely refer additional family/friends to this company. Thanks again! It was a great experience.

Thanks for your vote! Report
Verified purchase

Reviewed June 28, 2017

I could not be more pleased with the sales team. I enjoyed doing business with at Lear Capital. I spoke with Mr. ** and four other people who each treated me as if I were the most important customer in the world. I was amazed by the lack of hard pressure one usually gets from sales people. What I got was service that comes with confidence a team has when they KNOW you will want to do business with them once you realize they have your best interest at heart. Even the young lady at the switchboard bent over backwards to find out the information I was requesting.

I could tell it was not her job, but I would never have known it from her effort to help me find someone who could get me the answer. And even after she found a person to answer my question, I got another phone call about five minutes later from someone else just wanting to make sure I had gotten the answers I had been seeking. I'm telling you, these people are amazing. I have already told all of my friends about this experience. I spent most of my life in sales, and I know a great sales team when I see it.

Thanks for your vote! Report
Verified purchase

Reviewed June 28, 2017

We recently made our first purchase from Lear Capital on order #**, with Joanne ** as our account representative. We were very pleased with our dealing with her. We are currently in the process of contacting her for another small order. We will be contacting her soon. P.S. We were very unhappy with the way FedEx completed the delivery. We know that Lear Capital was not responsible.

Thanks for your vote! Report
Verified purchase

Reviewed June 21, 2017

Order was straightforward, and items were received in perfect condition. I held back one star because it took longer than I would like, total time was about 4 weeks, this should be cut down to less than ten days from placement of orders.

Thanks for your vote! Report
Verified purchase

Reviewed June 21, 2017

One of your account execs, Brian **, called me as I had subscribed to the newsletter. He was very professional and courteous and asked me a few questions about my level of interest in gold and silver. He wasn't pushy and assured me that he would be available to help me when I am in a position to pursue precious metals investing. He left me with a good impression of Lear Capital.

Thanks for your vote! Report
Verified purchase

Reviewed June 20, 2017

As a first time customer I required more information and hand holding than usual. I found my account rep to be patient and willing to let me take the time to learn about the product. This was reassuring as was his demeanor. Thank you Dean.

Thanks for your vote! Report
Verified purchase

Reviewed June 16, 2017

The purchase seemed a bit complicated but I received excellent help at every turn. I would like to see a Lear Capital website for tracking the value fluctuations (preferably monthly) of my silver investment. Also, I would like to know if an additional investment requires opening a new account or if I can add it to my existing account.

Thanks for your vote! Report
Verified purchase

Reviewed June 13, 2017

During my initial setup with Lear Capital I suffered a heart attack and was in the hospital. I was worried about all the details one thinks about when the future is uncertain. One thing I didn't worry was my precious metal transaction as my questions were always answered promptly and the genuine expressions of well wishes was very appreciated. This company appeared to be in the "people pleasing" business not the investing business. Special thanks to Daniel ** who reached out to provide shipping details.

Thanks for your vote! Report
Verified purchase

Reviewed June 13, 2017

I communicated with Daniel ** of Lear Capital. He was very professional, stayed in close touch with me, advised us of our shipment date, how to track it and then followed up after we received our order.

Thanks for your vote! Report
Verified purchase

Reviewed June 12, 2017

My husband had been researching in buying gold and he contacted Lear Capital and they couldn't have been more helpful, answering all of our questions and concerns. We were sooo happy with them that we made another investment in silver. All that we have worked have been very informative and very quick in their responses. I will continue to work with them!!!

Thanks for your vote! Report
Verified purchase

Reviewed June 8, 2017

The Lear Capital IRA precious metals program is certainly a well put together program. Brochures and information are very professionally produced and the communication system between the customer and account representatives works very good. The Senior Account Executive (Lev **) was able to resolve some fairly difficult problems associated with the establishment of my wife's IRA transfer and for this he and assistant Samara ** should be commended. Bravo Lear Capital. You have a customer for life!

Thanks for your vote! Report

Reviewed June 1, 2017

Over a year ago I transferred over 500k to Lear Capital. David ** is their CEO. They told me that they were going to purchase Canadian Snow Falcons, 1.5 ounce neumanistic coins, and fed me the line of crap that they would appreciate faster than other metals, if I wait long enough. The next day my account was devalued by over 200k. I called them and was fed the same line of crap. Hang in there, they said.

Two months ago I had an emergency ad. Needed to withdraw 200k. They were glad to do it. That transaction cost me $98,000. Falcons sold at $32 and they cashed all my gold. They reinvested the remaining silver in Gold Grizzlies. That is devalued by $80,000. If I wait long enough, maybe 100 years I should recover.

Those coins were a major RIP OFF TO ME. Mr. ** told me tough **. I didn't wait long enough. They were glad to celebrate with my money. STAY AWAY FROM THESE LOW LIFE CROOKS. Do not buy Canadian Snow Falcons or the Grizzlies. MAJOR RIP OFF OF MUCH OF MY LIFE SAVINGS. THEY DON'T CARE. THEY LIE WHEN THEY SAY THAT THEY DON'T RECOMMEND WHAT TO BUY. They just do it and get large bonuses when they can scam people like me who bought their line of **.

Updated on 06/27/2017: I recently wrote a review about these scam artists and it was marked as resolved. We'll it's not resolved. Far From it. I want to advise investors to use EXTREME caution before investing with people. They have cost me $170,000. They just lied to me again by saying that the markets had gone down since I invested with them. Silver went up $4 per ounce, from $14 to $18 per ounce. I gave them $587,000 and they bought silver snow Falcons and gold. The purchase price for the silver coins was $49 each. Immediately, the next day they were devalued to $30 and my account was down $200,000. They lied to me and said I needed to be more in gold so they took my remaining silver and bought gold grizzlies. Immediately that account devalued by $80,000. BUYER BEWARE!!! I do indeed want to speak with a lawyer about this debacle! The complaint is not resolved.

Thanks for your vote! Report
Verified purchase

Reviewed May 31, 2017

Lear is fine and the time for delivery from the date of order was not too long. Yet, what I don't understand is, how the silver will rust over time. My having had silver in the past, it rust before too long. It wasn't until I began using, something called "Flambeau Zerust" strips, that rust has been prevented. Nor, do I know whether or not any rusted coins can be restored. Thanks.

Thanks for your vote! Report
Verified purchase

Reviewed May 30, 2017

Outstanding support. First timer coin purchase so I had a hundred questions. Representative provided answers and resources so I could do additional research. I wasn't under any pressure to make a purchase before I was ready. Throughout the process I was provided courteous & professional support.

Thanks for your vote! Report
Verified purchase

Reviewed May 25, 2017

Chris ** contacts me regularly to see if I'm happy with my investments and to give me an update on the market. Based on these conversations I may, or may not, decide to change my investment options, but the choice is always mine and Chris is always patient when I ask a lot of questions.

Thanks for your vote! Report
Verified purchase

Reviewed May 24, 2017

I ordered about $2500 worth of various silver coins. I had a good experience, but am not quite convinced that when the time comes the sell back value will be an appropriate return. Everything else seemed pretty great.

Thanks for your vote! Report
Verified purchase

Reviewed May 24, 2017

I was disappointed to find my purchase on another coin page Gainsville Coins cheaper than what I was told by your rep. The turnover time was very long from when your company received my check and my coins were mailed. The price of silver dropped and were my coins bought at that price, I did not receive more coins, the price was 16.250. Collected coins all my life, I am educated in hard currency.

Thanks for your vote! Report
Lear Capital
Response from Lear Capital

Mike, thank you again for writing your review. With Lear Capital our rates our very competitive, but as a full service broker we offer much more than simply rock bottom prices. These would include no sell back fees to our clients, proven tracking and shipping that is insured and finally customer service representatives. For some lowest price is all that matters. For others, competitive pricing with full service is a much better deal. Please consider us for future purchases. Thank you.

Verified purchase

Reviewed May 24, 2017

My experience with Lear Capital has been a pleasant one. Mr. Ted ** has made himself available when I had questions. My husband and I are looking forward to good returns on our investment. Everyone I have spoken to with Lear Capital has been pleasant. As of now I highly recommend Lear Capital to our friends.