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Lear Capital Reviews

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About Lear Capital

Lear Capital has been involved in the precious metals industry since 1997. In its nearly 30 years of operation, the company states that it has assisted more than 100,000 investors with over $3 billion in transactions, including $1 billion in precious metals IRA transactions. Lear Capital helps its clients buy, sell and trade bullion, rare coins and physical gold and silver.

Visit www.learcapital.com
Pros
  • Transparent pricing
  • Full-service gold dealer
  • 24-hour risk-free purchase guarantee
Cons
  • Website can be hard to navigate
  • Only one depository option

Lear Capital Reviews

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    3 featured reviews
    How do I know I can trust these reviews about Lear Capital?
    • 4,966,552 reviews on ConsumerAffairs are verified.
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    Page 2 Reviews 35 - 75
    Customer ServicePriceRatesTransparencyHonesty & Transparency

    Reviewed May 29, 2026

    I had a very disappointing experience with Lear Capital Gold and Silver. After reviewing my purchase documents and comparing current market prices, I realized I was overcharged by approximately 36% on my gold purchase. The pricing and fees were not clearly explained during the transaction, and I feel I was misled about the true value of the investment. As a customer, I expected transparency and fair pricing, especially when making a significant investment in precious metals. Unfortunately, the large markup greatly reduced the value of my purchase from the start. I would strongly encourage anyone considering buying gold or silver through this company to carefully compare prices, ask detailed questions about premiums and commissions, and get independent advice before committing. Overall, my experience left me feeling frustrated and disappointed.

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    Verified purchase
    StaffHonesty & Transparency

    Reviewed May 25, 2026

    My experience with investing with Lear Capital went very smoothly. The folks there were informative, knowledgeable, honest, and helpful. I made two transactions. An IRA rollover and a cash investment. In both cases, everything went smoothly. Their professional attention to detail was amazing. The right people at the right time.

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    Lear Capital
    Response from Lear Capital

    Paul, thank you so much for your kind review. We love hearing that our team was informative, knowledgeable, honest, and helpful and that your transactions went smoothly! Thank you for choosing Lear Capital.

    Verified purchase
    Staff

    Reviewed May 14, 2026

    Everyone I have spoken to has always been incredibly helpful, thorough, detailed, patient, and professional. This is the most informed and connected I've ever felt about any investment process. The team make sure you are empowered with education, understanding, and security.

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    Lear Capital
    Response from Lear Capital

    Brittany, thank you for your gracious feedback about our team! We are glad that Brad, Charles and others were helpful and informative for your transaction, and we sincerely appreciate you taking the time to share. Thank you for choosing Lear Capital.

    Verified purchase
    Staff

    Reviewed May 13, 2026

    Brad ** is our contact at Lear, and he did an outstanding job assisting my wife and me with our first purchase of precious metals. His advice was clear and concise without be pushy or overbearing! Since that time, he has been very responsive and attentive to our needs, even though we are certainly not one of his biggest customers, and I always feel like I am being appreciated when I work with him. He is a credit to your company, and I just want to take a minute to acknowledge his excellent work on our behalf. Rick **, Albuquerque

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    Customer ServiceSales & Marketing

    Reviewed May 10, 2026

    Lear Capital no longer answers their phone. Apparently they have been scamming their customers somehow. I've been trying to contact them through the numbers I have and they just hang up EVERY TIME. I would find another metals dealer just to be safe.

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    Lear Capital
    Response from Lear Capital

    Hi Buck, we're sorry about your frustration of not being able to get through — and we've actually been trying to reach you. Since your review we've called the number we have on file, and Katya, our sales manager, emailed you on 5/11. We've messaged you privately here, but haven't been able to connect. We'd genuinely like to help. You can reach us our customer care at CustomerCare@learcapital.com or 1-800-885-LEAR (5327), and we'd be happy to follow up with you.

    Verified purchase
    Customer Service

    Reviewed May 7, 2026

    I highly recommend Lear Capital to anyone looking to invest in precious metals. They make the self directed IRA really simple to navigate and set up. And they always answer the phone when I call for questions or investments. 10/10

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    Lear Capital
    Response from Lear Capital

    Adrian, thank you for the high recommendation of our business! We are pleased that Josh and our team made it easy to transact your metals investment, and we are glad you've received responsive phone support. Thank you for choosing Lear Capital.

    Verified purchase
    Customer ServiceStaff

    Reviewed May 5, 2026

    Shant was very patient and helpful during the whole process. Good customer service skills, courteous. This process is always very difficult for me because it's only done once a year and I sort of forget the steps I need to take. Thank you!

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    Lear Capital
    Response from Lear Capital

    Blanca Rosa, thank you for the encouraging feedback about Shant! We love hearing that you received personable and professional service from our team, and we appreciate you taking the time to share your positive experience with us. Thank you for choosing Lear Capital.

    Verified purchase
    StaffHonesty & Transparency

    Reviewed April 29, 2026

    My experience has always been pleasant! Mr. ** is such a lovely man. I can tell he loves what he does. He explained everything to me. I was so comfortable speaking with him. He's experienced. He's thorough. He's honest. He's helpful. He's kind. I appreciate his knowledge about silver and gold.

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    Lear Capital
    Response from Lear Capital

    Sherion, thank you for your gracious words about your representative. We are so glad he was knowledgeable, thorough, honest, helpful, and kind and that your experience was so positive! Thank you for choosing Lear Capital.

    Verified purchase

    Reviewed April 28, 2026

    It is a very pleasant and delightful purchase with Joanne **. She has a lot of knowledge and I really appreciate working with her to make a purchase. She is great and I am out of time, have a Great Day!

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    Lear Capital
    Response from Lear Capital

    Mike, thank you for sharing your positive experience! We love hearing that Joanne was knowledgeable and pleasant to work with. Thank you for choosing Lear Capital.

    Verified purchase
    Staff

    Reviewed April 22, 2026

    I was very satisfied with my representative who was patient with me as I am new to this line of business. He helped me understand the process of investing in this area. I look forward to the possibility of future investments with Lear Capital.

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    Lear Capital
    Response from Lear Capital

    Harry, thank you for the kind words about our team! We are glad that you received helpful information and satisfying assistance for your investment process, and we are grateful you took the time to share. Thank you for choosing Lear Capital.

    Verified purchase
    StaffRates

    Reviewed April 16, 2026

    I have had the extreme pleasure of working with both Todd ** and Nick **. These two men are outstanding in every way and truly care about the customer. I would never consider buying precious metals anywhere else, but Lear Capital and these two men are a large reason why I encourage anyone interested in precious metals to contact Lear Capital.

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    Lear Capital
    Response from Lear Capital

    Stan, thank you for your gracious feedback about Todd and Nick! We are pleased you've continued to have a good experience with our team, and we smile to hear that they've consistently provided attentive and professional assistance. Thank you for choosing Lear Capital.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed April 16, 2026

    We had a wonderful experience dealing with Derik **. He is very knowledgeable, professional, and was very patient with us. He's quick to return our calls, and even though our investment isn't huge, he made us feel like we mattered. We couldn't be happier with him handling our future!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed April 10, 2026

    Dmitri ** was very prompt and helpful when I reached out to him today! My past experience with him was also great! He was very thorough, answered all questions, and followed up with each transaction that was performed. Highly recommend!

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    Verified purchase
    StaffRates

    Reviewed April 8, 2026

    Very helpful and kind representative, was suggested to me by my father. Explained everything very well and fixed issues we had during the process. If you are interested in investing in silver for your future, and especially at a young age like I am, I HIGHLY recommend Lear Capital. Thank you again!!

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    Dave increased rating by 4 stars.
    Customer ServiceSales & MarketingPriceRefunds & PayoutsRatesTransparencyFollow-Through
    After a positive interaction with Lear Capital, Dave increased their star rating.

    Reviewed April 7, 2026

    Update: I have used Lear for many years to purchase precious metals and they have done a great job. Coins were received as advertised and customer service was great. I would recommend them to anyone looking to purchase these products.

    A while back when I started investing in gold, I went to Lear Capital and talked to the salesman. He recommended I purchase a bunch of numismatic coins that were way over priced. While bullion coins went way up, the coins that Lear recommended took 10 years to reach the price I paid for them. I would not purchase anything from Lear.

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    Verified purchase
    Staff

    Reviewed April 7, 2026

    Lear Capital has provided my wife and I excellent service over the many years we have been associated with the company. The professional help and care from Brad ** always ensured we did what was the best.

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 6, 2026

    I was very pleased today with the assistance offered by Peter **. I called Lear Capital two times before making my purchase. Each time, Mr. ** answered all my questions thoroughly. He was very knowledgeable, and did a lot of explaining of the answers to my questions. He was very helpful with my decision-making. He seemed very enthusiastic, and I was very pleased with the amount of time he spent with me. It made me feel very comfortable with my purchase today. He is definitely a real asset to your company. Dale **.

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 5, 2026

    I would like to compliment, Derek ** in California for being so patient and detailed with his information on a cold call that I had made to him. This was the first time calling Lear Capital and he was an amazing professional to represent your group. Thank you all for having Derek as one of your leads. Look forward to working with him. Sincerely Adam

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    Verified purchase
    PriceStaff

    Reviewed March 21, 2026

    My experience with Lear Capital was not a good one. I did a partial liquidation of my Silver IRA and Lear purchased the Silver Bullion at about $78/Oz on a day that Silver closed at about $92/Oz. When I asked the account representative about the disparity, I was told something to the effect that the Silver wasn't worth that much. Over the next couple weeks Silver went above $110/Oz. Then to make matters worse, it took Lear 26 working days (36 calendar days) to wire the funds back to my Trust company.

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    Verified purchase
    Customer ServiceStaff

    Reviewed March 21, 2026

    I reached out to Lear Capital to ask to be sent information about buying gold. Fortunately, my call was answered by Reid ** who explained all aspects of gold and silver purchasing in a way I could fully understand. He was very professional and personable. I explained my budget and he guided me through the process of which coins to buy and of what weight. I made a purchase based on his recommendations and received my items in a timely fashion and packaged very well. I would highly recommend Lear Capital to anyone wanting to buy precious metals. I was made extra comfortable by being told of the guaranteed buy back program.

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    Verified purchase
    Customer ServiceSales & MarketingStaff

    Reviewed March 20, 2026

    When it comes to investing in precious metals, there can be a risk of working with disreputable or disingenuous companies and representatives. I have heard many people who have been taken advantage of or given inaccurate information. I am here to share that my experience has been nothing but professional, appreciative, thankful, and grateful. I have invested with Lear Capital and worked with Calvin for more than 10 years! My mom, my spouse, and myself invested very wisely in precious metals a while back. To say that we have seen a return on our investment is an understatement! We are very happy with our investments and another vehicle to hedge against the tumultuous changes in our economy. It is very rare to say that a commodity company in precious metals would genuinely care about their clients. But, I can say that we have been given utmost respect and care.

    When I call, Calvin either immediately answers or calls back right away. With such big swings, especially recently, the ability to stay true and to take care of the investments of the Lear clients. We have been taken care of and Lear backs up their promise of fulfilling both the purchase and sale end of their transactions. We have been clients for more than 10 years and we will continue to be clients for the years and decades to come. Thank you to you all and I wish your company all the best as we continue to go through such major changes in our shifting economy. Wishing blessings to you and your families and every client that you continue to serve!

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    Verified purchase
    Punctuality & Speed

    Reviewed March 18, 2026

    Thanks to Senior Account Executive, Cal **, for the detailed information and making purchasing metals a quick and trustworthy experience. It was a pleasure working with Lear Capital. They have made the whole process seamless.

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    PriceOnline & AppRates

    Reviewed March 17, 2026

    I was sold a line that collector coins perform better than the straight gold price, however when I try to cash them out I discover that is NOT the case. In fact they perform much much worse. The Lear Capital website shows the sell value of these coins much high than the actually value. I was sold the following coins for $200k total:
    727 - Silver Canadian Grizzly Bear -- 1.5 oz.
    376 - Gold UK Royal Mint, Royal Arms 2023 - 1/10 oz

    However, when they were placed in the depository, they showed a value of only $122k. They assured me that that was just to assess value, not their worth. Today, they want to give me $276k for all my coins, while their website has the coins listed at a valuation closer to $462k.

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    Verified purchase
    Staff

    Reviewed March 15, 2026

    I have always had a great experience with Joanne **...she is amazing! Always knowledgeable, informative and friendly. Joanne has been my personal representative at Lear Capital since 2009! I couldn't ask for anyone better!

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    Lear Capital
    Response from Lear Capital

    Heidi, thank you for the encouraging words about Joanne! We are glad you've been able to experience her friendly and knowledgeable service. Thank you for choosing Lear Capital.

    Verified purchase
    Customer ServiceStaff

    Reviewed March 11, 2026

    Raad was wonderful in helping me with this order. There were problems with the carrier, but he worked very diligently in helping to resolve the matter. Very good customer service, and I will certainly encourage others to deal with Lear Capital.

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    Verified purchase

    Reviewed March 9, 2026

    Sean and his manager were very attentive and walked me through the process. Great service.. I am glad I chose this team. They explained the value each investment to recommend coins as oppose to bars on the retail value.

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    Verified purchase
    Customer ServiceBilling

    Reviewed March 6, 2026

    I was very satisfied with the customer service that Lear Capital provided to me when I purchased an on-line silver order. Lucy answered the questions that I had when I used PLAID (electronic payment system) for the very first time. I also appreciate the information that Kevin D. and Barry C. provide to the YouTube audience.

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    Verified purchase
    Staff

    Reviewed March 5, 2026

    My representative was excellent! Ask for Frank ** as you will get excellent service. He really cares about his clients and you can genuinely feel it with every interaction! I sold silver to Lear and everything went as smooth through the whole process.

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    Lear Capital
    Response from Lear Capital

    Gregory, thank you for taking the time to share your positive experience with Frank! We are pleased that you received personalized and professional assistance in your sell, and we love hearing it went smoothly. Thank you for choosing Lear Capital.

    Verified purchase
    Sales & MarketingStaff

    Reviewed March 4, 2026

    Excellent service for both the purchase and recent sale of metals. Greatly appreciated the assistance in transfer of metals from Delaware depository. Lear provided addition important professional advice in transfer.

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    Lear Capital
    Response from Lear Capital

    David, thank you for your kind words about our team! We are pleased that your transaction went smoothly and professionally, and we are glad you were given helpful information. Thank you for choosing Lear Capital.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed March 4, 2026

    Two sources I respect, Judge Napolitano and Redacted recommended Lear for precious metals. I contacted Dimitri and was so impressed with his personal care, information and prompt service. His responsiveness to calls and emails was remarkable.

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    Lear Capital
    Response from Lear Capital

    Pamela, thank you for taking the time to share about your positive experience with us! We are happy that Dmitri provided personable, informative and responsive communication. Thank you for choosing Lear Capital.

    Verified purchase
    Staff

    Reviewed March 3, 2026

    Peter G was extremely patient with me as it took me over a month to finally place my order. My wife and I are excited as we plan to pass our nest egg on to our children and Grandchildren! We feel Lear has an exit or rebuy strategy in place if we choose that route at some point as well.

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    Lear Capital
    Response from Lear Capital

    Francis, thank you for your encouraging words about Peter! We are pleased that he provided professional and patient service for your purchase, and we appreciate you taking the time to share. Thank you for choosing Lear Capital.

    Verified purchase
    Staff

    Reviewed Feb. 26, 2026

    My experience with Lear Capital was very positive. Their representative assisted me through every step of the process, ensuring I understood what was required at each stage. They patiently provided all necessary forms and documentation and took the time to answer my questions in a friendly and professional manner. Their guidance made the entire experience smooth and straightforward.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Feb. 24, 2026

    I've been dealing with Ron ** at Lear Capital. I was skeptical at first about buying and owning precious metals. Why I even called was a mystery! I have always been inquisitive about everything so I wrangled poor Ron into explaining a few things to me. My questions were not coming from a totally ignorant person so poor Ron was starting to make sense. I can tell he's been in the business a long time. He was so knowledgeable and so easy to understand. When I wasn't understanding he made sure to clarify until I got it clearly. He was truly a very patient man as I kept interrupting him constantly. He never complained. He's a dynamo that Ron! Anyway my questions were answered and at 75 years old and a woman who has not given up on herself I'm a proud investor. You know what? I owe it all to Ron ** excellence in clearing all my skepticism in investing in precious metals.

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    Verified purchase
    Price

    Reviewed Feb. 23, 2026

    The purchase using Lear Capital was straightforward. However, Lear Capital did not disclose the total amount, in percentage, I would be charged to purchase precious metals. In addition, I am trying to sell my assets that are in a precious metals IRA so I can transfer the money to another stock and bond IRA and Lear told me they are not accepting, or will not allow me to sell, my assets due to a back up in the industry. That statement makes zero sense that I cannot liquidate my account.

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    Staff

    Reviewed Feb. 21, 2026

    Lear Capital staff explained the purchasing process for all precious metals in a very professional manner, making it easy for even a simple person like me to understand. I think Lear Capital is a really reliable business, and my metals arrived without any problems. Buying silver or other precious metals is more advantageous now than it has ever been.

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    Lear Capital
    Response from Lear Capital

    Thank you for the kind feedback Christinah! We are glad you had a good experience with our team. If there's anything we can do to improve your experience, please don't hesitate to reach out to CustomerCare@learcapital.com or 1-800-885-LEAR(5327). Thank you for choosing Lear Capital.

    Profile pic of the author.
    Alan increased rating by 4 stars.
    Staff
    After a positive interaction with Lear Capital, Alan increased their star rating on March 26, 2026.

    Updated review: March 26, 2026

    Lear Capital LLC completely surprise me they really care about you or the customers they treat you like family and if you listen to the local coin collectors they're going to say bad things so don't listen to them because Lear Capital One above and beyond the call of duty to make me happy so I highly recommend them if you're going to do or buy any silver or gold or precious metals.

    I highly recommend Lear Capital and I made a mistake because they completely turned around the situation and made me very happy so God bless them and if you going to do precious metals or buy them buy them from Lear Capital. Thank you very much for treating me like family. My name is Alan **.

    Original Review: Feb. 20, 2026

    Overrated. They sell things with a 28% mark-up and give you what they want. Not what you want, they seem very polite and knowledgeable so know exactly what you want, I trusted them only to find out they don't seem to really care about the customer the way they should. Be careful with Lear Capital.

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    Verified purchase
    Staff

    Reviewed Feb. 20, 2026

    The people at Lear Capital are extremely knowledgeable and helpful. They made the rollover easy and made me feel confident that my retirement is secure. Now I know my retirement is safe from the effects of inflation!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Feb. 14, 2026

    Working with James at Lear Capital has been an absolute pleasure. I heard about Lear Capital on a podcast (Fanfare with Barry **). I finally got the courage to call them as I am new to buying precious metals. James was extremely helpful to answer all of my questions. Whether you are ready to purchase precious metals or just have questions, I highly recommend giving Lear Capital a call. I have recommended Lear to friends and family, and they have been just as thrilled with Lear's customer service that I am.

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    Lear Capital
    Response from Lear Capital

    Chris, thank you for taking the time to share about your positive experience with us! We are glad that James was helpful, personable and knowledgeable in your investment process, and we appreciate your gracious recommendation. Thank you for choosing Lear Capital.

    Verified purchase
    Staff

    Reviewed Feb. 10, 2026

    Reid has been great to work with. He is very diligent to make sure I am taken care of and provided a lot of information to me to help me make well informed decisions. Because of his thoroughness, I did not have any questions or regrets about my decision to go with Lear Capital.

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    Verified purchase
    PriceStaffRates

    Reviewed Feb. 9, 2026

    Another positive experience with Lear Capital and our service representative. This is our 3rd order in the past 2 years. All items were priced fairly and shipment was received on time and as specified. The representative was a courteous professional who communicated clearly and timely.

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    Lear Capital Company Information

    Social media:
    Company Name:
    Lear Capital
    Company Type:
    Private
    Year Founded:
    1997
    Address:
    1990 S. Bundy
    City:
    Los Angeles
    State/Province:
    CA
    Postal Code:
    90025
    Country:
    United States
    Website:
    www.learcapital.com