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JG Wentworth Structured Settlements Reviews

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About JG Wentworth Structured Settlements

JG Wentworth offers lump-sum cash alternatives to structured settlements or annuity payments. Whether the payments are from settlements, annuities or casino and lottery winnings, the company provides fast cash buyouts and flexible options for each customer. The company offers signing bonuses and cash advances and includes a best-price guarantee with all purchases.

Visit www.jgwentworth.com/structured-settlements
Pros
  • Best-price guarantee
  • Customized options
  • Free quotes
Cons
  • Payments may take up to three weeks
  • Credit score impact

JG Wentworth Structured Settlements Reviews

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    2 featured reviews
    How do I know I can trust these reviews about JG Wentworth Structured Settlements?
    • 4,955,484 reviews on ConsumerAffairs are verified.
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    Page 2 Reviews 37 - 77
    Verified purchase
    Punctuality & SpeedStaffBilling

    Reviewed March 22, 2025

    Things had been really tough because my husband had a stroke and I'm the sole support of the family. I reached out to JG Wentworth to pay off the credit card bills. They helped me pay some bills and not to get so stressed out. The process was easy and fast. It took ten days from the initial visit to completion. Everything went smoothly. It was great.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Natalie! It is so nice to hear how much you appreciate working with our team - thanks for sharing!

    Verified purchase
    Customer Service

    Reviewed March 12, 2025

    We just called JG Wentworth one day and actually sat down with them and everything was just good after that. Every single person I talked to was great.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Warren! It is great to hear that everything has been going well with your program - thanks for sharing!

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Feb. 8, 2025

    I was buying my first house and I had the money, but I had to get a way to get access to my money because otherwise, I'd have to wait for a couple of times. So, I worked with JG Wentworth. Two weeks before my court date for the second time of selling with JG, I had the same agent all the way through. Then two weeks before was when I got a different agent. Both of them were very sweet, helpful, and nice. During the process, I had to wait for a little bit, but that wasn't because of JG. It was because of the courts and Noble County.

    Thanks for your vote!
    Verified purchase
    Staff

    Reviewed Feb. 7, 2025

    I got the money form JG Wentworth, which helped me out in untold number of ways, and it definitely took care of a lot of debt. During the processes, their rep was very helpful. But between trying to actively get it done, he was not really pushy, but was persistent to a point where sometimes, for the lack of a better term, I had to block the number unless I want to go through the process again. It is a very easy process for anybody in a relatively normal situation. I still might end up using it again, but it’s a little bit tedious.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Kyle! We are pleased to hear how much you appreciate working with our team to find the best financial path for you - thanks for sharing!

    Verified purchase
    Punctuality & SpeedRefunds & PayoutsStaff

    Reviewed Jan. 31, 2025

    Well went to court and it was done in less than 8 minutes. I got what I needed. They took very good care of me. Got me my money back quick. That's all that counted. It's just a fourth, third or fourth time I did this with them. I dealt with them over the last 20 years and they help me out each time. I like how they work and get your stuff done fast then and they have more choices than other companies have

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    We are glad to hear how much you appreciate working with our team to find the best financial path for you - thanks for sharing!

    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 23, 2025

    The car that I had bought had some issues and I needed some cash fast. I went with JG Structured Settlements and the process was very easy. They talked about all the numbers that I could possibly sell money for. They did everything pretty much on their own and just let me know where I needed to be and what I needed to do. The experience was smooth overall. I'm finished working with them for now unless anything in the future comes about.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Sierra! We are glad everything has been going well - we are excited to be on this journey towards the financial future you deserve!

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 14, 2025

    We had worked with JG Wentworth before and they got things done. We worked with them again and they made everything easy for us. We communicate well together. We had called several people, but JG Wentworth is the one that we like the most. Getting our money was quick. The process took a month which was a very short period of time. It was the quickest it's ever been. We appreciate that and we'll be using them again if we need them.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Tamiko! It is so nice to hear you are having such a positive experience, thanks for sharing!

    Verified purchase
    Customer ServiceStaffTransparency

    Reviewed Jan. 14, 2025

    I was with Berkshire before and they weren't helping me at all. But JG Wentworth helped me a lot. They helped me get the money so I can afford my car still so it doesn't get repoed. The reps were very communicative. When they get an update, they'll call you right away.

    Thanks for your vote!
    Verified purchase
    Refunds & PayoutsStaff

    Reviewed Jan. 14, 2025

    My dogs got injured and I needed to pay for their vet visit, so I did a structured settlement. The JG Wentworth reps were nice and business-oriented, but they didn't keep up with what they were saying, keeping me in the loop of everything and sending me the information that I needed. Other than that, they were good and I didn't pay any fees.

    Thanks for your vote!
    Verified purchase
    Staff

    Reviewed Jan. 14, 2025

    I had annuity with JG Wentworth and wanted to reach out to them. They were the only ones I knew that would most likely get the job done. Working with their reps has been good. JG Wentworth made my life better and got me back on my feet.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Jordan! We are pleased to hear everything has been going well - thanks for sharing!

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 14, 2025

    JG Wentworth was mentioned to me by my granddaughter, and it was a great experience with them. They did their job. Shannon was the lady that I worked with, and she was fantastic. She knew it all and was prompt, courteous and answered every question I had.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Diane! We are glad you appreciate working with Shannon so much - thanks for sharing!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 14, 2025

    I was in desperate need to get to my NEWITY fund, about 100 grand, because my niece was diagnosed with lymph node cancer. The reps at JG Wentworth were easy to work with, very informational, and helped me through every step of the way. Their communication was absolutely amazing. They helped me with every question I had. They got ahold of me almost every day, trying to help me figure this out, to get this put through as fast as possible. The process took a few weeks. If I had to ever use JG Wentworth again, I absolutely would and I would also recommend people to go through them. I was very highly satisfied.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Timothy! We are so happy to hear how much of a positive experience you had with our team to find the best financial path for you - thanks for sharing!

    Verified purchase
    Staff

    Reviewed Dec. 24, 2024

    I needed money and my mom and my brother have used JG Wentworth before and gave them good reviews. Getting set up was very easy. The reps were thorough and talked me through everything. It was an excellent experience. JG Wentworth got me out of debt.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Stephanie! We are glad to hear everything has been going well with your program - thanks for sharing!

    Verified purchase
    Staff

    Reviewed Dec. 5, 2024

    JG Wentworth is the largest firm that does these type of transactions. Essentially, I pitted them at like a bidding war with another company to try and see which one would give me the most money and JG ended up matching it. So, I went with them and closed the deal. They could have given me their top number the first time instead of worrying about how much money they would make off the deal. But the reps treated me with respect. They gave me their number and then, I did my own math and research and negotiated for a higher number.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Cleveland! We are pleased to hear how much you appreciate working with you rep to find the best financial path for you - thanks for sharing!

    Verified purchase
    StaffRates

    Reviewed Nov. 29, 2024

    Our experience was more than we expected. Service people understand and help as much as they can. Very easy process and some interesting experience. While some of the Judges say no. You help find a different Judge to one to help us say yes to transfer of our annuity money. Thank you

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Horacio! We are pleased to hear how much you appreciate working with our team to find the best financial path for you - thanks for sharing!

    Verified purchase
    StaffBillingCommunication

    Reviewed Nov. 20, 2024

    Working with JG Wentworth has made my life better. I had a structured settlement. I was getting payments every five years. I chose to take that into something I could use right now. It's made it so that my wife and I are more financially stable and able to do more things that we want to do. It was also a very easy process. They kept me in the loop the whole time. They were very knowledgeable people. I would very highly recommend JG Wentworth.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Michael! We are pleased to hear your experience has been so positive - thanks for sharing!

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Nov. 10, 2024

    JG Wentworth helped me out with my settlement. They processed my settlement because I'm pregnant and I wanted to move and start back school. It was an easy and fast process. Working with them has been great.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Aleaha! We are pleased you appreciate working with our team to find the best financial path for you - thanks for sharing!

    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 10, 2024

    We shopped around and we liked JG Wentworth because they were giving us the best offer. The rep was helpful and gave us all the information we needed. He was always available whenever we would call or email him. He was very hands-on with everything. I 100% recommend using JG Wentworth.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Jennifer! It is nice to hear how much your rep was able to help - thanks for sharing!

    Verified purchase

    Reviewed Nov. 9, 2024

    JG Wentworth contacted me and made the enrollment simple. I've been in the program for about a month and a half and it's been good. They made everything easy. They did everything.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Riley! We are pleased your program has been going well so far - we are excited to be on this journey towards the financial future you deserve!

    Verified purchase
    Customer ServiceRates

    Reviewed Nov. 8, 2024

    JG called me but I never answered. They shot me a message and I went back and forth with them on a good rate that they can do for me. Out of everybody that I've talked to, they gave me the best offer and rate. The process was good and smooth. I just had to sign some papers. I talked to Joe, the guy I was working with, for a while before making a deal. But from signing the papers to getting the court date and receiving the money, it was four weeks. Joe was very good with me. He was always explaining everything. I'm a person who has concerns with certain things, especially giving my information out and he was there to tell me that everything was going smoothly and what every information is for. So, he reassured me in that end. I was glad working with JG Wentworth and I’ll work with them again if I need anything in the future. They were awesome.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi David! It is so nice to hear that your team has been able to jump start your financial future - thanks for sharing!

    Verified purchase
    Staff

    Reviewed Nov. 8, 2024

    I saw JG Wentworth on TV and thought it would be a good opportunity to take advantage of my structured settlement. It made my life more productive. Getting the policy set up and making sure my address lined up, the court date and then receiving the money took about a month and a half. Kai, the consultant, was a great help. He is one of the best employees of JG Wentworth and I refer him every time.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Keion! It is nice to hear that Kai has been able to help so much during your financial journey - thanks for sharing!

    Verified purchase
    Staff

    Reviewed Nov. 8, 2024

    JG was great. They were able to help me out with what we were looking to do. We were well-informed. We're not misinformed.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Gabriel! It is so nice to hear that everything has been going well - thanks for sharing!

    Verified purchase
    Punctuality & SpeedStaffTransparency

    Reviewed Nov. 1, 2024

    Had a few inconvenient hiccups along the way but everything was an overall success, though it did take longer than expected due to unfortunate life events and having to refile after an abrupt move to a different city. My rep was extremely helpful through the entire process and kept me up to date and informed on everything needed to complete the process quickly.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Tatiana! We are so happy to hear how much of a positive experience you are having with our team - thanks for sharing!

    Verified purchase

    Reviewed Oct. 26, 2024

    I used JG Wentworth when I was in need of some cash. It went a lot smoother this time than it did the last time. The last time, it took lot longer than I was told.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Jocelyn! We are pleased your program went smoothly - please do not hesitate to reach out with any questions or concerns!

    Honesty & Transparency

    Reviewed Oct. 19, 2024

    This company is a bunch of lying cheats. If you sell your structured settlements to them and it gets denied they have it approved in a different state. How is this legal? I was 19 years old at the time and definitely taken advantage of. Do not use this company. They are liars and frauds!!!! You people should be ashamed of yourselves.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Thank you for sharing your concerns with us. We understand how unsettling and frustrating your experience has been, and we are committed to addressing this matter comprehensively. Our goal is to ensure transparency and trust in our processes. We'd appreciate the opportunity to discuss this further, so please reach out to us at experience@jgwentworth.com so we can understand your experience in more detail and work towards a satisfactory resolution.

    Verified purchase
    Staff

    Reviewed Oct. 18, 2024

    I did not get the better end of the deal. Even the judge said it was not a good deal. But it was my last deal I did with JG Wentworth where they can buy out my annuity. That would have been if I would be 90 years old, and I'm only 58. It should have been a lot more than what they offered me. But all in all, it was very good with JG Wentworth. I really liked Mike, the guy that helped me the first time. Then I got switched over to somebody named Brandon. I don't really know him, but he was very nice to me.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Cynthia! We are pleased to hear how much you appreciate working with Mike to find the best financial path for you - we wish you the best of luck!

    Verified purchase
    Customer ServiceRefunds & Payouts

    Reviewed Oct. 6, 2024

    My initial consult with JG Wentworth when I did my first process to get my first amount of money, was a little complicated. The jargon was a little confusing. But other than that, it was smooth. They had me all set up before and answered all my questions before I let go of them off the phone. The payout could have been better. But they have their things and their policies that they have to follow, and their percentages. But working with them kept a roof over my head and kept my daughter fed. That's the only thing that matters to me. It pretty much saved my life.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Sydney! It is great to hear how much you appreciate working with us - thanks for sharing

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Oct. 3, 2024

    I had done a journey with JG Wentworth before and it was wonderful. I needed their service again recently and it took less than four weeks or so to finish the program. They were very on top of things and the process was quick. They have helped me get out of debt a little bit and buy me a house.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Awilda! It is great to hear how much you appreciate working with us - thanks for sharing!

    Verified purchase
    Punctuality & SpeedRefunds & PayoutsStaffLoan Process

    Reviewed Sept. 21, 2024

    I went with JG twice, and then I went with the competitor twice. They're all the same. When we can't get a loan from somebody else or because of our credit, going with a company like JG, we can get our money when we need to and then we can invest our money into our own business. That's what I did. JG helped me get my money quicker than waiting 10 or 15 years. It took two days after the approval from the court, and at the end of the day, I get to start my own business and then continue to do what I love. If it worked for me, it'll work for someone else.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Antar! It is great to hear how much has been able to help jump start your financial independence - thanks for sharing!

    Verified purchase
    PricePunctuality & SpeedRates

    Reviewed Sept. 13, 2024

    I was buying new real estate properties that will make me more money in the long run than the structured settlement that I had. I went with JG Wentworth, and they made the process very easy. They were very punctual with everything as well as very forthcoming. There were no hidden details. Everything was a straightforward process, and their tools made life so much better. The terms were also good, and the price was definitely fair, especially for the risk they take. It worked well. JG Wentworth was great, and I would happily recommend them.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Jody! We are so happy to hear that our team has been so helpful with the program - we are excited to be on this journey towards the financial future you deserve!

    Verified purchase
    Customer ServiceSales & MarketingStaff

    Reviewed Sept. 7, 2024

    I'm moving out of the state and fixing to put my house up for sale and I needed to do the transaction with JG Wentworth to help me until my house sells and find a place to live. The rep did a great job and the customer service was good.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Tyler! We are pleased to hear how much you appreciate working with our team to find the best financial path for you - thanks for sharing!

    Verified purchase
    Customer ServiceCoverageTechStaff

    Reviewed Aug. 8, 2024

    It was easier to go with JG Wentworth Structured Settlements since I worked with them in the past. However, their rep was rude. She wanted certain information. I kept telling them, “You keep calling me while I'm at work. I've already told you.” She was very condescending. But they fixed it right away. Because I said, “I'm your client. I can turn you down and not make a deal with you.” They fixed it. And I didn't talk to her again.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Silvia! We are glad to hear everything has been going well - thanks for sharing!

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Aug. 8, 2024

    JG Wentworth gave me a couple of things I needed to do and I did that. They got me a court date and I went to court and talked to the judge. The first process took a little longer than the other processes because I was slowing it up, taking my time to do this and that. But JG Wentworth got me what I needed. It helped me get from Point A to B without having to struggle.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Kenneth! We are thrilled to hear how much of a positive experience you are having with our team - thanks for sharing!

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Aug. 7, 2024

    It was easy to enroll, but the agent I started with was not who I ended with. I don't know if the agent quit or got fired. JG Wentworth didn't tell me. They just all of a sudden changed my agent mid-stream, which I wasn't happy about. The attorney they hired was not good as well. The settlement had to go through the court and to be approved, and the attorney didn't do the paperwork properly. I ended up having to wait longer than what I was told. I also didn't get what I wanted, but I needed it, so I took what was offered to me. I'm satisfied as I can be.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Dawn! We are glad your program has been going well - please feel free to reach out with any questions or concerns.

    Verified purchase
    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed July 26, 2024

    Our rep, Austin, helped us and kept us informed. The only thing was my wife did something with Peachtree a couple years back, and they took a long time. I asked him, "Is this gonna take a long time to do?" He said, "No. We have plenty of money." But it still took eight weeks to have it done. JG Wentworth needs to work on that. Most people that call need the money. They don't have eight weeks before they go bankrupt or lose their house or car. Then after that's done, they gotta review it for another week. Why do they need to review it? You already settled, signed papers on it and already went to court. Why do they need to send to another person to review it when they already guaranteed the money to the people?

    We got a letter in the mail not two days later after my wife agreed to go with them. It said we didn't have to wait because JG Wentworth has the money to pay right then. When you call to ask them about it, they say, "I don't know why they sent you a letter like that. You're gonna have to wait at least six weeks." In my wife's situation, she had two insurance annuities that are well-known. Peachtree had already took some money out of it. When we were arguing back and forth with them, they said, "We're not giving you any more money because we own each other." Then after they get all settled, they'll send a gift card in the mail. When you call about them, they say, "We already took all your money so we don't have to honor the gift card." When we called, I was angry with Austin, but he took it well and said he'd get back to us.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Anthony! We are pleased to hear how much of a positive experience you had such a positive experience with Austin - thanks for sharing!

    Verified purchase
    Staff

    Reviewed July 24, 2024

    The application online was pretty self-explanatory. JG Wentworth did their job. It helps people that need it. In the end, they make money off of it. It's business.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Samantha! We are glad everything is going well - thanks for sharing!

    Verified purchase
    Staff

    Reviewed July 23, 2024

    JG Wentworth's reps were great communicators. Everything went well.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Brenda! It is so nice to hear our team has been able to help so much - thanks for sharing!

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed July 20, 2024

    The reps were very helpful and went above and beyond their job to help me out and understand what was going on. I was in it for a month and it was a good experience. I have a car now, which is big. It helps me to get to doctor's appointments. I was also able to pay off my taxes.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Heather! We are so happy to hear that our team was able to help so much - thanks for sharing!

    Verified purchase
    Punctuality & SpeedStaffBilling

    Reviewed July 6, 2024

    JG Wentworth provided cash when I sold my annuity payments. The last process I did with them was quick and efficient. The rep was informative. He kept me abreast of what was going on. I enjoyed working with him.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Terre! IT is great to hear how well the program has been going - thanks for sharing!

    Customer ServicePunctuality & SpeedStaff

    Reviewed July 1, 2024

    I had a very good experience with this company and with my agent. His name is Mike **. He is very professional and very kind. His communication skills is a 10 out of 10. He’s always fast And Swift with his responding.

    Thanks for your vote!
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi James! It is so nice to hear your experience has been so positive with Mike - we are excited to be on this journey towards the financial future you deserve!

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    JG Wentworth Structured Settlements Company Information

    Company Name:
    JG Wentworth Structured Settlements
    Website:
    www.jgwentworth.com