JG Wentworth Structured Settlements Reviews

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About JG Wentworth Structured Settlements

JG Wentworth offers lump-sum cash alternatives to structured settlements or annuity payments. Whether the payments are from settlements, annuities or casino and lottery winnings, the company provides fast cash buyouts and flexible options for each customer. The company offers signing bonuses and cash advances and includes a best-price guarantee with all purchases.

Pros
  • Best-price guarantee
  • Customized options
  • Free quotes
Cons
  • Payments may take up to three weeks
  • Credit score impact

JG Wentworth Structured Settlements Reviews

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    2 featured reviews
    How do I know I can trust these reviews about JG Wentworth Structured Settlements?
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    Page 2 Reviews 7 - 37
    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 4, 2025

    There are a lot of companies, and my husband put them in a spreadsheet. I had been talking to men from several companies and some of them got really emotional when I didn't do what they wanted when they wanted it. Logan, through JG Wentworth, was phenomenal, and he and my son both have the same middle name. That's why I went with JG Wentworth, and I got, honestly, great service. When Logan was not available, someone else was. Overall, I would recommend Logan by name and JG Wentworth because when I had questions, they were patient with me. I didn't feel like I was getting pressured when there were other representatives that were really pushy.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Jennifer! We truly appreciate you taking the time to share your amazing experience with us. It's wonderful to hear that Logan stood out with his support and patience, making your process smooth and stress-free. We strive to offer dependable, pressure-free service to all our customers, and experiences like yours are precisely what we aim for. Thank you for recognizing Logan’s efforts as well as our team's overall reliability. We're thrilled you confidently recommend us.

    Verified purchase
    StaffCommunication

    Reviewed Nov. 4, 2025

    JG Wentworth helped me sell my annuities so I can get my money. Their reps were very good. They were always communicative and kept me updated. It was a very good experience. Both of the representatives I worked with, Alex and Joe, were very kind, patient, and always on point. I would recommend JG Wentworth to anybody who would want to sell their annuities.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Qu'ran! Thank you for sharing your positive experience with us. We're delighted to hear that our communicative team, especially Alex and Joe, left such a lasting impression on you with their kindness and professionalism. It's our goal to provide a smooth and facilitative process, and we're thrilled to know it resonated well with you. We sincerely appreciate your recommendation and look forward to being of continued service. Each client's satisfaction is our top priority, and we couldn't be more pleased it translated into your journey with us. For any future needs, we're here to help!

    Verified purchase
    Sales & MarketingPriceStaff

    Reviewed Oct. 29, 2025

    I came across their information as well as some other referrals from people that were part of the insurance department where I was getting my money from. JG Wentworth’s was a little bit more as far as cost, but I just had heard about them a little bit more than the other ones. I did my duties as far as looking into various options. I had information, so it wasn't a lot of them having to dig into other things. They had all of my paperwork. I worked with maybe three people on it. I didn't run into any issues. I was prepared up to the point of going to court. Went to court, got that situated, and everything else has been fine since then. As far as the person-to-person experience, it was great.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Terah! Thank you so much for sharing your experience with us. We are pleased to hear that the process of addressing your structured settlement with us was uncomplicated and seamlessly managed. Thanks for sharing!

    Verified purchase
    Customer ServiceSales & MarketingStaffRates

    Reviewed Oct. 16, 2025

    The customer service is good. Everybody that I’ve ever talked to has always been very courteous, professional, and very knowledgeable. If you have questions, they’re willing to lay it out completely. Everybody would like it to be a lot quicker but that’s the court systems more than them.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Anita! Thank you for sharing your experience with us. We're thrilled to hear that you found our team courteous, polite, and professional every step of the way. It's great to know our detailed explanations met your expectations. We understand your point about the speed of the process and appreciate your acknowledgment that it’s often impacted by external factors. Your satisfaction is important to us, and your feedback is invaluable for continual improvement. Thank you for trusting JG Wentworth and for your generous rating! We're here to help whenever you need us.

    Verified purchase
    Customer Service

    Reviewed Aug. 31, 2025

    My experience with JG Wentworth’s customer service went well. They were recommended to me and they were able to answer my questions.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Alexis! We’re delighted to know that you had such a positive experience with JG Wentworth. It's great to hear that our team was able to answer your questions effectively. Thank you for sharing your feedback!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 17, 2025

    Everybody at JG Wentworth was kind. Any questions or concerns that I had, they were on top of it. If they didn't have the information right there in front of them, they would find out and then give me a call back. I was very taken care of.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi John! We’re thrilled to hear about your smooth and pleasant experience with us. Our team takes great pride in being responsive and proactive, making sure all your questions and concerns are addressed promptly, and we're delighted it had such a positive impact on your journey.

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    TechSales & Marketing

    Reviewed Aug. 12, 2025

    Recently I went looking to sell my structured settlement, I started with JG and thought the offer wasn’t bad (definitely a low ball offer) and when I went to cancel it because I had talked to an attorney and was advised against the sale, they start talking about a 4-6 week holding of their petition so no other petitions can be filed and how I have to do an exit interview when in my contract there is nothing at all talking about either of those things. Don't sell to JG.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Thank you for your feedback - we asked a representative to reach out and address your concerns.

    Verified purchase
    Staff

    Reviewed Aug. 3, 2025

    The customer service at JG Wentworth has been helpful. I’ve got what I wanted out of them, so no complaints.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Christopher! We are pleased to hear you had such a positive experience with our team - thanks for sharing!

    Verified purchase
    Customer Service

    Reviewed July 26, 2025

    I first heard about JG Wentworth on the commercial, and then I had gotten quotes from them. But I ended up going with one of their sister companies before. But they were not as efficient as they were the first time, on the last two transactions that I did with them. So I tried to go with JG Wentworth this time. The process was easy. There was not much to do on my end. The total process took a month. I'm grateful for the opportunity to work with JG Wentworth because I was able to continue with my medical stuff.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Destiny! We appreciate you taking the time to share your positive experience with us. Thank you for your kind words, and we’re thrilled to have been able to assist you.

    Verified purchase
    Customer ServiceStaff

    Reviewed July 17, 2025

    My experience was good. I have no complaints. I called JG Wentworth and tole them that I have a settlement and I don't know if I wanna sell or what I wanna do yet. They ran me through all my options of what is available and what can happen. I didn't even know I could just take a little bit out and not even sell my whole settlement. I didn't even have a clue. Any time I texted them and had a question, I got a phone call within 30 minutes to an hour, going over everything I just asked and even more, so it was awesome. I sold out to them. I got 22,500. I'd definitely recommend them. If anyone has a settlement and they're looking for anyone to work with, JG Wentworth is probably the best you can work with.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Kanyon! Thank you for taking the time to share your wonderful experience with us! We are thrilled to hear that our team was able to help guide you through your options with your settlement - thanks for sharing!

    Verified purchase
    Customer ServiceStaff

    Reviewed July 17, 2025

    JG Wentworth is a good company and they're competitive. I would reach out to other people and they would meet their price. It's great. I have another vehicle now and I'm looking to get a house here shortly. I've been with them for about a month and a half. Texting and calling them has been nice.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Christian! We are delighted to hear how much of a positive experience you are having so far - thanks for sharing!

    Verified purchase
    Customer ServicePunctuality & SpeedStaffRates

    Reviewed July 3, 2025

    JG Wentworth’s customer service has been very good. They always answered my questions. They got stuff done whenever they said they would. It was also in a timely manner and professional as well. They did a pretty good job.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Dylan! It is great to hear everything has been going well with your program - we are excited to be on this journey towards the financial future you deserve!

    Verified purchase
    PricePunctuality & SpeedStaff

    Reviewed July 3, 2025

    Our experience with JG Wentworth was good. They quoted us right and the paperwork was quick. They've helped me get some cash that I need to live off of. They're a good company to work with. The rep I worked with was also very knowledgeable.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Jaylan! We’re ecstatic to hear about your positive experience with us. Knowing that our knowledgeable team was able to assist in easing your financial planning is wonderful.

    Verified purchase
    Customer ServiceRefunds & PayoutsStaff

    Reviewed June 19, 2025

    I've used JG Wentworth a couple of times. But most recently, I'm trying to kind of rebuild my life financially. My home is the first place that I've had that I actually feel belongs to me. It's my house but I'm actually turning it into my home. I had the resources. I just needed a little help accessing them to be able to do that. The process was seamless. I've been working with Cliff for the last few years. He's been a very great asset, always very helpful, kind and proactive. He made me feel comfortable throughout the process and feel safe and secure with it.

    There's different forms of communication. Typically, it's a call. Sometimes, it'd be via email. He says, if I ever get a gift card in the mail, to call and let him know. He'll check in every time I do that. But it's always very consistent, very polite, and very professional. It's never pushing anything. It's always to my comfortability which gives me more respect for the process.

    Every step and every time has always been a positive thing. And how it's impacted my life, the house I currently live in, it's given me security in what is possible for me, comfortability. They're always looking out for me. They never push it to just take my money. Even though this is a business transaction, I know that there's still someone that has my back, even though it benefits them as well as it does me. But I'm a person and it makes me feel like I'm not alone. And I also feel like it's impacting me in a way that I know that if I need something, I know that I'm not gonna get taken advantage of.

    Apart from that family and connection feeling of someone looking out for you, it's always built about, if you need something, they're always going to do what's going to work best for you. It just gives you that confidence to know that no matter what, you'll still be okay whether you use them or you don't. It's never gonna be something to push you to take advantage of you. It's never gonna be something to inconvenience you. It's only there as a tool to help you. And JG Wentworth is just making sure that they're available to you.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Amanda! Thank you for taking the time to share your fantastic experience with Cliff. We’re delighted to hear how our consistent and meaningful communication played a positive role in offering you security and peace of mind.

    Verified purchase
    Staff

    Reviewed June 3, 2025

    The rep who helped me start the program was very nice and helpful.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Natasha! We are thrilled to hear about your positive experience with our team. It's wonderful to know that our representative was extremely helpful and made starting the program a seamless process for you. Your kind words are greatly appreciated, and we are delighted that you couldn't think of any improvements right now.

    Verified purchase
    StaffLoan Process

    Reviewed June 3, 2025

    The loan officer is very professional and helpful. It's difficult with the type of process that it is, but it’s a lot of hands touching the same pot, which is a difficult thing to actually fix. I would like to have just one point of contact or at least a small team of one to three people. There were a couple times I tried to contact the one or two people I was dealing with, and I got other people. They were fine and professional but when I ask for someone and they're not in, somebody else might not know about the case. I’m really skeptical about that. If I still need service that day, there's not many options. Somebody else that I haven't dealt with is gonna do it.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi! We're delighted to hear that your experience with JG Wentworth was positive overall. We appreciate your feedback regarding having a more consistent point of contact, and we'll certainly look into ways we can improve this aspect of our service. Thank you for your high rating and for choosing JG Wentworth for your financial needs!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed May 22, 2025

    I actually was filing for bankruptcy. I sold my annuity policy, and JG Wentworth took care of it for a month. Tennessee has a one-month waiting period. I've gotten a lot of things that I needed to get done, and I just paid off my trailer.

    It's been a great experience with their representatives every time I've ever called anybody from JG Wentworth. They answer all my questions, no matter how stupid they might sound, and they're always really professional when they talk to me. It was good, and I’d do it again. I've definitely recommended them.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Amber! We're thrilled to hear about your positive experience with JG Wentworth. It's wonderful to know that our team efficiently assisted you in selling your annuity, allowing you to handle your financial needs successfully. Your kind words about our professional and responsive representatives mean a lot, and it's fantastic that you'd recommend us based on your great journey with our services. We appreciate your candid feedback concerning our pricing and are grateful for your solid endorsement. Thank you for choosing us and directing others our way!

    Verified purchase
    Staff

    Reviewed May 6, 2025

    I had worked with JG Wentworth before. The representatives were great, very thorough and attentive. The actual process was fairly simple and easy. They helped out tremendously with anything that I needed to do or any questions I had, and I could trust them to get it done in a timely manner.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    HiRaymond! We're thrilled to hear about your fantastic experience working with our team again. It's wonderful to know that our representatives made the process thorough, attentive, and straightforward for you. Knowing we provided you with a five-star experience is incredibly rewarding.

    Verified purchase
    Customer ServiceStaff

    Reviewed May 6, 2025

    My experience with JG Wentworth has been good. They’ve always met the process and everything has been satisfactory. Customer service was spot on and everyone was friendly.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Ritchie! It's wonderful to hear that you've been consistently satisfied with our team over the years. We're delighted to know that our friendly representatives continue to meet your expectations. Thank you for sharing your positive experiences with us!

    Verified purchase
    Customer Service

    Reviewed May 4, 2025

    JG Wentworth’s people don't communicate like they should. They lack communication with those they're dealing with. When they go to give you what they think they can get you, it's never that. It's always much lower. And the right hand doesn’t know what the left hand is doing. Even the managers, when I talked to them, didn't know what the other people were doing.

    I had to call them all the time. They never called me to let me know what was going on. The only time they reached out to me was on the day of court–they wanted to know if I was ready.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Thank you for your feedback - we asked a representative to reach out and address your concerns.

    Verified purchase

    Reviewed April 9, 2025

    The only reason I picked JG Wentworth was West company. My experience with them was pretty good for the most part. They gave me more cash for my business. The process was a little long, but it was pretty good.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Javion! We're delighted to hear that our team was helpful and supportive throughout your structured settlement process. While we understand the time it took might not have been as expected, we're pleased to know it was manageable in the end. Your positive feedback and recommendation mean a lot to us. Thank you for sharing your experience!

    Verified purchase
    Sales & MarketingStaffBilling

    Reviewed April 4, 2025

    I needed money for my house and I needed to pay off a bunch of bills. I was tired of stressing out over something that could be situated right now instead of 10 years. JG Wentworth helped me and walked me through everything. I thought it was a very scary experience, like I was selling my soul to the devil type thing. But it really wasn't because I needed something to help me out.

    JG Wentworth came down and met me in person. I'm a face-to-face person. I really thought the whole thing was a scam until I met them. That secured everything. The process took a month in total. Working with them really changed everything. I wouldn't be in the house that I put money down for already. There were add-ons too. I had other bills at the time so there was no way I could have gotten that money.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Dillan! Thank you for sharing your experience with JG Wentworth. We're delighted to hear that our team could make a potentially overwhelming process exceptional for you and help alleviate your concerns.

    Verified purchase
    Customer ServiceTechStaff

    Reviewed April 3, 2025

    I did multiple deals with JG Wentworth, so I felt comfortable knowing that the deals would get done. But there is room for improvement. They should improve on communicating and on making sure that everything is paid off before they fund. People who do the contracts should double-check their paperwork before they submit it to the court. I e-signed a contract and when I got to court, they had submitted a whole different contract. The deal was 35. They submitted paperwork for 87,000 to the judge. They ** up.

    There are always gonna be some trials and tribulations and some hiccups, but it’s how a person addresses them that matters the most. When I brought my complaints to JG Wentworth, they addressed it. Everybody was polite, thorough, and genuine. There was a guy I worked with. He had been there from the original deal. He cared about A to Z, exclamation points, and periods. He was the reason I still kept dealing with JG. I'm waiting for my money now from the leftover deal. JG Wentworth is doing things right.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Milford! We appreciate your candid feedback about areas for improvement, especially regarding communication and contract verification. Your experience serves as a valuable reminder to continually enhance our processes.

    Verified purchase
    Staff

    Reviewed April 3, 2025

    JG Wentworth was great. They were able to take care of me and answer all my questions.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Yeavette! We’re thrilled to hear that your experience with JG Wentworth exceeded your expectations. It’s wonderful to know that our representatives were engaging and able to assist you promptly.

    Verified purchase
    Staff

    Reviewed March 22, 2025

    JG Wentworth is a good company for somebody to go with. They are working on my debt settlement and to get the money that I am supposed to get. The representative, Albert, was good. He told me everything that I needed to know. Right now, it's all been good.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Julio! We are pleased to hear your experience has been so positive - thanks for sharing!

    Verified purchase
    Punctuality & SpeedStaffBilling

    Reviewed March 22, 2025

    Things had been really tough because my husband had a stroke and I'm the sole support of the family. I reached out to JG Wentworth to pay off the credit card bills. They helped me pay some bills and not to get so stressed out. The process was easy and fast. It took ten days from the initial visit to completion. Everything went smoothly. It was great.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Natalie! It is so nice to hear how much you appreciate working with our team - thanks for sharing!

    Verified purchase
    Customer Service

    Reviewed March 12, 2025

    We just called JG Wentworth one day and actually sat down with them and everything was just good after that. Every single person I talked to was great.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Warren! It is great to hear that everything has been going well with your program - thanks for sharing!

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Feb. 8, 2025

    I was buying my first house and I had the money, but I had to get a way to get access to my money because otherwise, I'd have to wait for a couple of times. So, I worked with JG Wentworth. Two weeks before my court date for the second time of selling with JG, I had the same agent all the way through. Then two weeks before was when I got a different agent. Both of them were very sweet, helpful, and nice. During the process, I had to wait for a little bit, but that wasn't because of JG. It was because of the courts and Noble County.

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    Verified purchase
    Staff

    Reviewed Feb. 7, 2025

    I got the money form JG Wentworth, which helped me out in untold number of ways, and it definitely took care of a lot of debt. During the processes, their rep was very helpful. But between trying to actively get it done, he was not really pushy, but was persistent to a point where sometimes, for the lack of a better term, I had to block the number unless I want to go through the process again. It is a very easy process for anybody in a relatively normal situation. I still might end up using it again, but it’s a little bit tedious.

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi Kyle! We are pleased to hear how much you appreciate working with our team to find the best financial path for you - thanks for sharing!

    Verified purchase
    Punctuality & SpeedRefunds & PayoutsStaff

    Reviewed Jan. 31, 2025

    Well went to court and it was done in less than 8 minutes. I got what I needed. They took very good care of me. Got me my money back quick. That's all that counted. It's just a fourth, third or fourth time I did this with them. I dealt with them over the last 20 years and they help me out each time. I like how they work and get your stuff done fast then and they have more choices than other companies have

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    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    We are glad to hear how much you appreciate working with our team to find the best financial path for you - thanks for sharing!

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    JG Wentworth Structured Settlements Company Information

    Company Name:
    JG Wentworth Structured Settlements
    Website:
    www.jgwentworth.com