JG Wentworth Structured Settlements
About JG Wentworth Structured Settlements
JG Wentworth offers lump-sum cash alternatives to structured settlements or annuity payments. Whether the payments are from settlements, annuities or casino and lottery winnings, the company provides fast cash buyouts and flexible options for each customer. The company offers signing bonuses and cash advances and includes a best-price guarantee with all purchases.
Overall Satisfaction Rating
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- Best-price guarantee
- Customized options
- Free quotes
- Payments may take up to three weeks
- Credit score impact
JG Wentworth is a lump-sum payment provider for annuities and settlements from lawsuits, lottery winnings and other sources. It makes cash available typically within three weeks, and fees range up to 15%.
JG Wentworth Structured Settlements Reviews
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JG Wentworth's process took longer than I had liked, but overall, it was smooth. They had originally told me it would take as little as six weeks, and it ended up taking about three months. The rep I worked with had good communication. We communicated a lot through text, which was good for me. He was friendly, and my expectations were met.
Hi Drew! We are glad everything went well with the process - thanks for sharing!
The process was okay. They definitely got the job done. But they can improve in terms of communication and having a set deadline.
Hi Jamesley! It is great to hear how much of a positive experience you are having - thanks for sharing!
The guy that I dealt with was just a salesman. He was out of the office and he didn't answer my text messages in a timely fashion. He didn't call me back. I would call into the office and speak to random other people that were more helpful than him. I got frustrated with him a couple of times, but he kept reiterating that, "Hey, I'm not in charge of the process. All I can do is push the paperwork, and then we have to wait for this and we have to wait for that." He just took himself out of the equation constantly. That caused a three-month delay in getting my money.
In the way annuities are done, that would mean that I lost out on a bit of money because it was three months later. All of their buying power is based off of how long it takes for them to get their money back on the annuities. So if you have an annuity and it comes due in 10 years, they're gonna give you a lot less versus annuity if I have it and it comes out in five years. It's more guaranteed since that's coming in five years and not 10. So they're gonna give you a higher percentage of the total annuity. It's based on market value the day of. Even though the process took longer than expected and was promised, I got the money and JG Wentworth sent it all to me whenever the process was done and the judge had finally been seen and done the paperwork. But overall, I don't think that I would use them again.
Thank you for your message. This was an uncommon instance and we apologize for any inconvenience this may have caused you.
If at any point you feel our services may be helpful to you again in the future, please feel welcome to reach back out to us.
We wish you all the best,
– JG Wentworth
There were a couple of hiccups. There were certain things that they were not very clear about as far as the timing and the process itself. But the process went okay other than that.
Hi Jennifer! We are glad everything is going well - thanks for sharing!
The process was fair. It was my first time working with JG Wentworth. Everything came out all right. They helped me with everything. I will recommend them to anybody else that needs help.
Hi Linda! We are glad you appreciate working with us - thanks for sharing!
I had used JG Wentworth before and I liked them. I reached out to them again and the reps were both good. One guy was the same the last time and the other guy was new. They handled it exactly how I wanted it handled.
Hi John! We are thrilled your experience has been so positive - thanks for sharing!
I loved the experience. They do everything. I called them and asked if they can do this for me. They said, "Yeah. Hold up, I got you. Boom, here's your court date." We went to my court date and he was like, "Boom, you're approved." A couple of days later, we got the money and now we're all set.
Hi Porshia and Josh! We are thrilled you had such a positive experience with our team to find the best financial path for you - thanks for sharing!
JG's rep, Brandon, kept in contact with us on every little step. If we ever had any questions, he was always available for us to speak to. He was very excellent in everything he did. If I could give the man an award, I would. He still calls us at least once a week or emails us just to see how things are going to check up on us. We've never had any other company do that. We are very satisfied with everything. Before we even got the settlement, I had ended up in an accident and crashed my vehicle. So, we were without a vehicle until that settlement came in. We were homeless living in a hotel. Now, we’re stable in an apartment. We have vehicles. We're like breathing above water right now.
Hi Nathan and Crystal! We are thrilled you are having such a positive experience working with Brandon to find the best financial path for you - we are excited to be on this journey toward the financial future you deserve!
The process with JG Wentworth was very smooth. I just went to the court. The judge said yes, and they sent me the money. The gentleman that was helping me was very informative and helpful. He was there the entire process to explain things to me and make sure that I was well aware of everything and how it was going to happen. Working with JG helped out a lot with some things that I needed to take care of. I would recommend it.
Hi Mary! We are glad you enjoy working with us so much - thanks for sharing!
Signing up with JG Wentworth was smooth. I'm completely finished with the process. I got what I needed. Everything went the way it was expected to go.
Hi Michael! We are so happy to hear your program went well - we wish you the best of luck!
I like them. They're really cool. My rep Clark was wonderful and my son and I really trusted him and his judgment. He made everything really easy and walked us through the whole process. We're still working on the program and we're trying to work through them than the people I was having to deal with.
Hi Jennifer! It is so nice to hear how much you enjoy working with our team - thanks for sharing!
I was gonna go with somebody else but the gentleman with JG Wentworth told me that they were not doing such a good service for me. I still didn't want to believe him but he was persistent in what he was saying and that changed my mind. I listened to what the gentleman was saying and that won me over. Working with JG Wentworth was 100% great. People can trust them because they stand behind what they say.
Hi Anthony! We're glad everything is going well with your program - we are excited to be on this journey towards the financial future you deserve!
I've been dealing with JG Wentworth for years. They're good people. They called me and I was glad they did because I could use some cash. And it worked out. They set up their paper signing, I got me my cash. It came in handy. Everything went good. I'm a happy man. I have been 100% satisfied with them. If you guys are structured settlement, you need cash, I would do that with JG Wentworth.
Hi Wallace! It's so nice to hear how much our team has been able to help with your financial independence - thanks for sharing!
I called up and got an offer from JG Wentworth. Their offer was the easiest and it was the highest across the board. They’re very competitive. This is my second time going about it, so it was straightforward. The only thing that had a hiccup with was the bonus for the return customers. I didn't get it until a couple of weeks after I got my results on them. Other than that, it was very professional. It made it a lot easier to get into the house and go about my life goals.
Hi Kagen! We are thrilled you are having such a positive experience with our team to find the best path for you - thanks for sharing!
The process of signing papers took so long for me. The process extended another two weeks because they had to get ahold of my ex-wife and have her sign all kinds of papers. Plus, I had to pay her $2,000. JG Wentworth helped me with a thousand, but I had to pay her $2,000 just for my ex-wife to sign papers for me. That's one thing that they should look into. But overall, they were very helpful and stayed on top of everything. They are a good company.
Hi Jonathan! We're pleased to hear how much of a positive experience you are having with our team to find the best financial path for you - thanks for sharing!
I called JG Wentworth and told them what I needed. They told me what they could do as far as helping me out. I had to sign the applicant agreement and then I didn't hear from them for a couple of days. Then they let me know, “Hey, everything went through okay. We have a date. If you have any questions, just let us know.” The date came up and I went through the hearing, and then two days later, I got the money. They were all very friendly and helpful. Everything went great.
Hi Nathaniel! It is so nice that you enjoy working with our team towards your financial independence - thanks for sharing!
JG communicated very well. Every question I had, they were very helpful. They led me in the right direction and helped me out every way they could. Working with them helped me out a lot. It helps me better the future for me and my family.
Hi Charles! We're so glad to hear everything is going well with your program - thanks for sharing!
It was the easiest and smoothest transaction I have ever done. Carley was absolutely wonderful. She answered every call. If she couldn't, she got back to me in quick time. Everybody made me feel comfortable. The process went very quickly. I will use them again.
Hi Alex! It's great to hear how much you enjoy working with Carley to find the best financial path for you - thanks for sharing!
My experience with JG Wentworth was good. We had a couple of bumps on the road. That turnaround time was not as fast as other places that I've used before but overall, out of 100, I'll give it about a 90. David, the rep, kept in constant contact with me. So that was great.
Hi Angela! We are so happy to hear how much of a positive experience you are having with David to find the best path for you - wear excited to be on this journey towards the financial future you deserve!
Worse experience I had to deal with. I would highly not recommend this company to help out. They will rob you and hassle you around. I regret using this service and will no longer use them for any kind of assistance with them.
Thank you for your feedback - We are having a representative reach out to discuss your concerns.
JG was straightforward and did a good job. They were honest with me and got everything done quickly. Everything they said that was gonna happen, happened in the timeframe. Working with JG is beneficial. I'm in a lot better place than I was.
Hi Nick! We are so happy to hear how well everything is going - thanks for sharing!
I would like to get the funds so I can furnish my apartment I recently got. The transaction is greatly appreciated, during this time of the year and also this pandemic that we are facing as I write this message. Sincerely Harry
Hi Harry! We are pleased to hear how well everything is going with your program - thanks for sharing!
Customer support was okay but I didn't really get what I thought I expected out of them. Service was kinda poor.
Hi Lawanda! Feel free to reach out to one of our representatives with any questions or concerns you may have.
My experience with JG was amazing and they helped me. They said my court date was on the 30th and I got my money seven days after that, which was pretty fast. The only thing that I was upset about was it was too expensive. I asked for 15,000 and they charged me 32,500. JG put on TV, “It's my money and I need it now.” I understand that they were gonna go get me my money not charging me double and plus. If they're gonna give me $15,000, I'm not supposed to pay for the 15,000 because it's my money. But I needed the money to pay for my house and for the taxes. I'm not going to lose almost half a million dollars over $7,000. Overall, they did get me the money and I'm not losing my house. They texted me again asking if I needed more money and I told them I would let them know.
Thank you for your feedback - we are having a representative reach out to discuss your concerns.
JG Wentworth offered me an amount of money for my annuity checks and I told them I couldn’t part with that much money a month. They said they figured a different amount out. When I talked to my financial person, he came up with a different offer and JG wouldn't accept that offer. They were offering 180 for 1,000 a month. He asked for 50,000 for 250 a month. My financial person reworked the numbers and I called JG back. I said I would take the offer. A manager was put on and he said they never offered to take 1,000. They wanted to take all of my money. But I had it in writing. They then said the offer was not there anymore. They gave me two other offers. The third offer they gave me was based off of 800. I said I can’t give them more than 500. The rep said she would get back to me but she hasn’t. They don't communicate well between departments. They don't want to do fair deals either.
Thank you for your feedback - we are having a representative reach out to discuss your concerns.
The process with JG Wentworth Structured Settlements was okay. It was pretty simple. It was just time-consuming. The first one we did took three months. THat aside, Michael was our rep and he was great. Working with this company gave me a positive mindset and it was definitely beneficial. This is a company to look into over all other ones.
Hi Alyssa! We are so happy to hear your program is going well - thanks for sharing!
I've worked with JG Wentworth a few times and they were pretty fast and nice. They worked with me and made sure I was okay with everything.
Hi Tyeisha! We are pleased to hear how much you enjoy working with us - thanks for sharing!
Saved my life, really blessed for this company to help me out at such a hard time. Very thankful and I don't know what I could of done without them at the time. Thank you so much. I am so very grateful.
Hi Kylie - we are glad to hear how much you enjoy working with our representatives - thanks for sharing!
I called JG Wentworth and got a quote on my annuity payments. The first quote I received I didn't like so I called a couple other places but I being a dummy went with jg anyways cause they matched or beat the competition so we had made an agreement but they tried to pull a fast one on the day of court. Well I caught it and it started the first quote and not our agreement. The case worker told me that he would take care of it and we should proceed cause it would take awhile to get another court date. I took the man's word for it and told him he had to at least mention it to the judge for me to proceed. All this was done but few months ago I was waiting for my payment there wasn't one so I contact jg Wentworth and they tell me that I'm screwed and that they won't do anything and can't do anything to help me.
I feel like they could've but just didn't want to. I feel robbed and this isn't a lil bit of money cause on top of all that they charged me 50 percent the payment that they received but wouldn't have if I gone somewhere else was $64k and it was from me losing my mother in a car wreck by a drunk driver talking about feeling sick. These people do not care bout you or anyone else. They just want your money.
Thank you for your message. Please be on the lookout for further communication from us on this matter.
JG Wentworth was very responsive. Whenever I had questions regarding how quickly we could do this, JG was very prompt in replying and giving me answers. And the customer service person that I was connected with, Courtney, was amazing. Everything was handled judiciously.
We are thrilled to hear how much you enjoyed working with your agent, Courtney - thanks for sharing!
JG Wentworth Structured Settlements Company Information
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- JG Wentworth Structured Settlements